#Credit Choices

[stevenrogered]

AGATHA ALL ALONG | 1x05, "Darkest Hour Wake Thy Power"

[biggest-gaudiest-patronuses]

i will never understand why more people in their 80s don't commit felonies. you reach that age and surely there's something illegal you always wanted to do but didn't bc Consequences

dammit, GO FORTH GRANNIES!!! rob an armored car! hold up that bank! tunnel your way into fort knox! what are they gonna do, sentence you to 20 years? good fuckin luck with that

[privoapp]

Salaried Personal Loans vs. Gold Loans: Choosing the Right Option

When it comes to financing your needs or addressing financial emergencies, two common options that often come into consideration for salaried employees are personal loans and gold loans. Both offer their unique set of advantages and considerations. In this article, we'll compare the features of these two loan types to help salaried individuals make an informed decision regarding which option suits their needs best.

Personal Loans

Advantages:

Unsecured: Personal loans are unsecured, meaning you don't need to provide collateral such as gold or property to secure the loan. This is particularly appealing if you don't want to risk losing assets.

Flexible Use: Personal loans can be used for a wide range of purposes, from medical expenses and education fees to debt consolidation and travel. You have the flexibility to decide how to use the funds.

Quick Approval: Many financial institutions offer instant personal loans online for salaried individuals, ensuring speedy access to funds when needed.

Fixed Interest Rates: Personal loans often come with fixed interest rates, providing stability in your monthly repayments.

Considerations:

Interest Rates: Personal loans may have slightly higher interest rates compared to some other loan types, such as gold loans.

Eligibility Criteria: Lenders may have specific eligibility requirements, including minimum income and credit score criteria.

Apply for Instant personal loan online for salaried

Gold Loans

Advantages:

Secured: Gold loans are secured by the gold jewelry or assets you provide as collateral. This often leads to lower interest rates compared to unsecured loans.

Quick Processing: Gold loans can be processed relatively quickly since the evaluation of the gold's value is a straightforward process.

Lower Credit Score Requirement: Since gold loans are secured, lenders may be more lenient with credit score requirements.

Considerations:

Risk of Asset Loss: If you're unable to repay the loan, you risk losing the gold assets you've pledged as collateral.

Limited Use: Gold loans are typically intended for specific purposes, such as business investment or working capital needs. They may not be as versatile as personal loans.

Interest Compounding: Gold loan interest rates may compound over time, potentially increasing the overall cost of borrowing.

Choosing the Right Option

The choice between a personal loan and a gold loan depends on your specific needs, financial situation, and risk tolerance. Here are some factors to consider:

If you require funds for a diverse range of purposes and want flexibility in their use, a personal loan may be more suitable.

If you have gold assets that you're willing to pledge as collateral, and you're looking for lower interest rates, a gold loan could be a viable option.

Consider your ability to repay the loan and the consequences of default. With a gold loan, the risk involves losing the pledged assets, while with a personal loan, it's primarily financial.

Ultimately, it's essential to assess your financial goals and preferences carefully. If you decide that a personal loan aligns with your needs, explore personalized loan solutions designed for salaried employees at Privo- Instant easy loan app. Making an informed decision between these two loan options can help you achieve your financial objectives while managing risk effectively.

[poorly-drawn-mdzs]

Not beating the allegations.

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[jackaranda-art]

tlt oil studies

[pokimoko]

It's Aro-spec Awareness Week once again, which means it's time to celebrate with some lil' critters! (Here are their 2023 and 2024 friends). ✨Nothing will ever stop you from being amazing, aros!✨

[cheekinpermission]

Did I draw this just to have an excuse to draw Jamil with his hair down? Yes. Yes, I did.

[nanihirunkits]

WE ARE | EP16

[brainrotcharacters]

I feel as if I'm the only one who caught it, so

Adamantium katanas. I need you to hear me. Adamantium katanas.

There's something so 🏳️‍🌈nice🏳️‍🌈 about how it's the one material Logan has known for his entire mutation... And it's actively being wielded now, by a similarly skilled dual wielder mwah ily Wade, with the intention of severely harming Logan. Debilitating injury is the next best thing to guaranteed death, and they're both flattered that the other is trying so determinedly to kill them. Like awwww baby!

And and anddddddddd 🔥🔥🔥🔥🔥🔥 the balance of how Wade has more range with his adamantium but Logan has more power/experience with his. What good is Wade's speed and agility when Logan can read every single fucking one of his moves?

Logan realistically missed some but I'm tryna make the old man sound cool here. Let me have this.

Correct me if I'm wrong, there's a total of one (1) other opponent who has adamantium. That badass lady with the cracking fingers in x2. That's one (1) other experience where Logan knows what adamantium feels like when it's used against you.

This fight was another nail in the coffin of the fact that Wade and Logan are either complementary or just straight HAHA equals.

Something Logan has intimately known, in the use of someone he hasn't intimately known yet. That Honda hatefuck was the climax in more ways than one sorry.

[blessedbrick]

Bro the way that the fandom describes Hawks as stupid is crazy. Before I watched the anime I thought he was dumb because literally every single piece of fanart/fic said he was. He’s one of the smartest characters in the entire anime like that’s the whole point of him

[mlobsters]

person of interest s1e18 identity crisis

Everyone's got you wrong. Everyone thinks you're something that you're not and you got no way to change their mind.

first time watch liveblogging via gifs part 19 of ?

[withthewindinherfootsteps]

something about how both wei wuxian and jin guangyao repeatedly say they ‘didn’t have a choice’ in their actions. in both cases, it’s not literal impossibility, instead determined by their mindsets and personal conduct…. but while for wei wuxian that means he can’t do something immoral, even if it means losing all his social power, for jin guangyao it means he can’t do anything to lose his social power, even if it means doing something immoral. the other option is still there, but it’s never one they’d pick.

something about how they’re trying to walk the same path but in opposite directions: wei wuxian willingly left the nice, broad road in favour of upholding morals and debts, while jin guangyao is trying to claw onto it and stay there by any means necessary. in both cases, being parted from it so easily is only possible because this nice, broad road — full of people whose social power is unconditional, given at birth, independent of their actions — was never truly theirs to begin with. but despite how it is possible to be forced off due to nothing, as we see with wang lingjiao, the positions of both these characters were ultimately due to actions they took.

(about how no matter the similarity of the paths, no matter the narrowness of the choices, the direction you take is still up to you.)

[regicidal-defenestration]

Good for nothing bad in bed nobody likes you you're better off dead goodbye goodbye we've all come to say goodbye goodbye

[maythedreadwolftakeyou]

not a desert technically but I just visited the dunes in Monterey and gleefully trampled on some ice plant and I feel like you might enjoy that. if you wanna talk about the kinds of vegetation that grow in sandy soil or something I invite you to 👀

(also you're doing it! you're surviving! you'll get through that doctorate!)

ok ready this is my most important soapbox of all because soils in the desert are very special and have such cool organisms you don't find in these arrangements outside of drylands...

first lookee here. wauw beautiful utah

ok now look closer

no closer closer closer

CLOSER CLOSER CLOSER

WOW is that MOSS? you are thinking. the answer is YES. but doesn't moss like lots of water you are thinking??? WELL USUALLY. BUT in the desert you will notice that things like grasses and shrubs have lots of space between them unlike in more temperate climates-vegetation cover is not truly continuous. And there's less leaf litter than in forests obscuring the dirt. Which means all that soil is just sitting out in the open with nothing to protect it from being blown away by those harsh desert winds... except of course for our friends the BIOLOGICAL SOIL CRUSTS. also known as crypotbiotic soils, cryptogrammic soils, and biocrusts (for short).

These are communities of mosses, lichens, cyanobacteria (aka blue green algae--yes, those are usually Wet too, but ironically so so common in deserts), and the tens of thousands of surface and subsurface microbes that are associated with them. It's easy to forget just how many organisms are living in one single scoop of soil, especially because science can barely identify 1% of these microbes. Like of JUST the ones we have enough info to classify enough to count in my own master's dataset left me with over 25,000 unique taxonomic units I had to manage. don't worry about what that means just know it was very annoying and makes statistics a headache. anyway you find them all over the southwest US states as well as in other deserts around the world (spain, australia, sooo many in china, incredible ones in the succulent karoo in south africa/namibia, plenty in argentina etc etc), if you know where to look...

anyway OUR HEROS THE BIOCRUST aren't just there to look pretty (though you will can see from photos they also do this :) ), but are a vital component to the dryland ecosystem! They literally hold the soil surface together to prevent erosion, they influence hydrology in terms of rainfall runoff + infiltration, they impact how seeds germinate, they contribute to nutrient cycling and what plant-available compounds are held at the soil surface... like i feel like Tumblr in general has been made aware of how fungi & root networks interact in large scale systems like forests, but that is also happening on a more microscopic level in deserts! just in the top couple centimeters soooo much is happening. Cyanobacteria in particular are tiny organisms that produce little nets of sugars woven in the soil to climb around on and protect themselves, and if you crumble a little bit of soil from the surface you can see how the little spiderweb strings literally hold together the sand particles.

Now that you're Aware of biocrusts, when you look at larger scale landscape photos taken in un-trampled areas of desert, you will notice them as darker patches and textures on the lighter soil:

Yep there's these tiny little communities all over, that many people never learn to see. And now what I said before about mosses & cyanobacteria usually preferring wet environments--they have in fact adapted to life in the desert in ways that means they're dormant for most of the year. They live in stasis until the rainy season hits (or in some cases, winter moisture from a snow layer--many will photosynthesize through a few inches of snow since it's clear/white), and then burst into color and life. Many patches of biocrust will look utterly lifeless and dried out at first and then become vibrant and swell up within a few minutes of being exposed to moisture. Lichens, while more vibrant even when dry, will also mostly only grow/reproduce while wet. And biocrusts come in all sorts of colors, shapes, and preferred microhabitats!

anyway this post is long enough already so i'll be quick. while beautiful and important as you can imagine these are FRAGILE. if they get trampled too much, by humans or cows or cars, that's it. you're back to bare soil that can blow away whenever it wants.

I was lucky to get to participate in a 2x/year survey of one of the very few places in Utah to NEVER have cattle grazing or development, a remote area the entrance is kept secret to inside Canyonlands National Park, where you can see just how dense and lush biocrusts once could be in the US southwest:

ah... glorious. what special little guys. this is why if you visit many of the national parks in Utah you will see signs & stickers around with slogans like "Don't Bust The Crust" and "Tiptoe Through The Crypto" and etc. so heed that advice but DO stop and kneel down and get a better look at them!

[gojonanami]

heian sukuna corruption fic teaser 👀👅

[sadcoms]

i adore how protective nine is of rose but i also think what is regarded a lot of the time as ten not caring about or valuing rose in the same way is him having more faith in her. it’s kind of like when people complain about rose not challenging ten the way she did nine when they’re just much more on the same page in s2 because they know each other better, so she doesn’t really need to.

in theory, ten could have yelled at rose in the idiot’s lantern for not waiting for him when she confronted magpie. but he doesn’t, he loses his mind trying to save her (VERY nine) and also acknowledges that her observation was spot on. the whole “domestic approach” line gets attention but i have never really interpreted his intention as being to insult her; in some ways, i feel her reaction is a holdover from nine, who did put down the idea of domesticity (and also actively manipulated her into leaving her mum in world war 3 which never really gets mentioned).

and of course, rise of the cybermen is a parallel to father’s day. the doctor starts out harshly talking to her the way he did when he was nine, forbidding her to see her father, but then he gives in when she just looks at him. which is exactly what he does that in father’s day too of course.

like, why do you think she refuses to be sent away in doomsday, another direct parallel to parting of the ways? she’s saying she’s not a kid anymore, that she already made her way back to him once before. she can’t be protected from the hard choices anymore and she won’t be, because she understands everything that it means to be the doctor’s companion. you never see it on-screen but clearly sometime between tooth & claw and doomsday she asks about what happened before he regenerated; she has to learn that she is the bad wolf, especially when she is to continue her journey of turning into nine in s4 and making hard choices. ten wouldn’t have known that, but it’s a mark of the respect and faith (he believes! in her!) that he stops protecting her from the truth.