#which will overdraft my account
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i am getting a juicy paycheck this friday including $200 for the one tank of gas it took to drive to north carolina but :) until friday :) i have negative money :) :) :)
#im soooo fucked chajdhdj#i am gonna have to pay my credit card bill#which will overdraft my account#which i'll then have to do a cash advance from my credit card to cover 🤡🤡🤡🤡🤡#tirah talks
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#so im gonna be a lil bitch on main for a minute#ive been offline for a while#pretty much absent from all my socials#im in a pickle financially like i have no money anywhere#my credit cards are maxxed#my bank account is negative 400 dollars#im getting 20 dollars less in disability benefits a month without a clear reason for the witholding#granted its only 20 bucks less but that still makes a huge difference when thats my ONLY source of income#AND i am moving into a new apartment which should be an exciting experience finally moving out of my parents house and on my own and all BU#even with the voucher program i would need an additional 600 to be able to afford my rent share and utilities#on top of being negative 400 dollars a month so now thats -1000#WHICH end result and the crux of this whole rant#i can no longer help#like i am fucking useless right now and people are literally dying#i have many unanswered asks from gazans right now that I cannot even help bc im so broke#it feels really bad bruv like reallybad#feels like absolute shit#and it ust feels so wrong to ask for help when others need it more#like i dont think i could do that#wtf man#is it me upset that my entire disability check goes to bills to the point where i overdraft every month? yeah sure#my art does not sell and ive tried everything! like it just DOES NOT sell#and it all kinda boils down to me not having any sort of following online#i just breached 200 followers here after 13 years on this website#most are inactive blogs from years ago so i maybe have like... 10 active followers?#whiny usamerican rant over for now#delete later
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do you have a patreon? i'd love to sub to you
very sweet of u to ask, it's uh complicated !!
i have a badly neglected patreon thats kind of just become a tip jar since my health tanked last year. i appreciate that people have stuck around on there but feel bad about that, i want to start posting there again
and like. embarrassingly i didn't even know that subscriptions were a feature of kofi until people started subscribing to me on there. i havent posted anything but i probably should
#asks#theres still art up on my patreon that i never posted on main but its been a really long fucking time since i updated it. im very sorry 💀#this year i wouldlike to lean more into this unsure which of these two sites to use though. patreon hasbeen having problems but i do like i#(also it may not seem like a lot but for real this has kept me from overdrafting my account after paying rent many times now)
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How be the birbs?
there's something about these girls and I'm not sure what yet
oh and I got a sticker of them recently (fishandchirps on etsy)
#birdvado#novembird#budgie#talk to me tag#Anonymous#bravado has turned out to be a weird little bitey gremlin#which is a problem cuz I think she's overpreening#also just for transparency I bought the sticker before my account overdrafted#it was like 3 bucks and a dollar shipping anyway
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in a HORRIBLE mood bc i just paid my student fees and rent simultaneously. grrrr
#goodbye to all my money…#i fear i will go into overdraft this term. it is okay though. we power through.#i do have savings but like. i think it is better to go into interest free overdraft as opposed to taking my savings out of their high#interest rate accounts#everyday i thank god that my grandad taught finance… telling me where to put my money into which savings accounts#is his passion
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#agreeing to a 7am shift an hour bus ride away on a double exam day when I've been in a habit of waking up at 1-2pm was such a fucking stupid#and dangerous idea ughhh i direly need the money what with overdrafted accounts and several looming bills and it does pay well#but like very possibly at the cost of my classes lol. if i can even wake up in time given it's already 4am#in which grades should prob be at least kind of ok but at the likely cost of being fired#not that this job has been particularly worth it with how fucking sparse and chaotic the scheduling has been but still#idk. ugh#oh and of course I'm out of fucking coffee and the money to buy more on the day i only get one (1) hour of sleep for too 🙃🙃
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Hey, things have been pretty rough for you lately. I know you need new glasses. Do you know how much it would cost? Do you know your prescription, if you do then Zenni is a cheap option? Do you have a Kofi or Paypal or something? I'm not in the USA so my money isn't worth as much, and we don't use the money apps that the US does, but right now I'm in a position where I can offer a small amount of financial help. Sending this on anon only because I'm awkward about asking this sort of thing and don't want to potentially cause offence.
hey thanks a ton like seriously but cause this is anonymous I can only respond publicly which kinda makes this more awkward for both of us lol
#i do desperately need help tho so yea pls#my paypal username is the same as my blogs if you wanna lend a hand it would do me well#and frankly as much as I would love to afford glasses I need to get my bank account out of overdraft first which is like $35 in itself#not to mention the $40 student loan payment I have coming up#also I owe my sister $25 but that’s unrelated#well not really#I’m working on the glasses thing. i might have something lined up that won’t cost a ton#like I would looove glasses but you gotta pay for your own life too and if you give me money it will go to the bank not my vision I’m afraid#so unless you feel like feeding capitalism to offer a stranger on the internet some peace of mind I probably recommend helping yourself#cause this is a shitshow#i am. not helping my case but I don’t wanna give misconceptions here I literally can’t afford the things I need/want until I pay the bank
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i hope sallie mae goes bankrupt and the buildings explode once they're empty and everyone who works there goes into nonprofit volunteering and never ever causes another person strife over student loans ever again
#i changed my autopay to be a different amount and made a payment plan#and they ignored it and overdrew my bank account. so now i'm getting charged overdraft fees#which means now i need to scramble to get $100 over to that bank account before anything else bad happens#to pay back the overdraft and get me enough wiggle room to figure shit out#i'm. so fucking tired. i did not need this on top of everything else
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I need to win the fucking lottery or something because I have expensive taste and have a car that constantly needs work done on it and want to live in a house. instead I got overdraft notices because Florida is expensive as shit and my wages aren’t enough. Oh and my job requires a license to do:)))) so yeah doing JUST GREAT over here right now 😒
#personal#its been a rough week#My dad finally sent the check he was supposed to send 3 weeks ago#I’m glad I got it cause it get my bank account out of the negative#But I could’ve avoided the overdraft altogether if I hadn’t had to use all my own money on the bill for my credit card#Which was the hotels on my trip to Kansas which my dad agreed to give me money for#Le sigh
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Im gonna lose my fucking mind my cats special needs diet is unavailable again and i only found out about it because my subscription for a months worth of food canceled and i have 4 cans left which will last me the weekend only
Best case scenario the food will be available again in september
Worst case scenario it will be unavailable for multiple months like last time.. I was was on the lookout since November and it was only finally available in june... it was literally only available for 2 months how can this be with special diet foods that is supposed to be the only food because the cats life depends on it
Im so done i dont know what to do anymore
#theres literally one other food out there that my cat can eat without instant diarrhea or throwing up and damage to her liver#and even that food will give her diarrhea if she eats it on its own and not in rotation with the now unavailable food#also its literally 50 euro per week#which i now have to go buy in bulk because theres a variant that works and one that doesnt so i need to make sure to get the right one#i have tested all the available food there is nothing left that i could do#what are we supposed to do#im still in debt and overdrafted my account by 200 euro already and were only halfway through the month#my head is spinning and all the crying isnt making it better
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can money just fall out of the sky or something 😭
#the pay i just got was a whopping $397#and my account was already at -$300#and it’s already all used up bc i put $200 on one credit card (which doesn’t even cover the entire minimum payment)#then $87 on another credit card that i’ve been using more than i wanted to#and then $100 as spending money until i get my last paycheck from my second job next week#which is also going to be less than $400#i left $10 in my account just in case any overdraft fees come out before my $200 payment comes out#bc i do not need nsf fees on top of everything else rn#i’m just so fucking depressed about money all the time like this is insane#getting two jobs was supposed to help but they both barely gave me any hours lmao#so nothing actually changed#can’t wait for my next pay to also be half gone the day i get it to pay the rest of that minimum payment 🥰#also still owe $60 on my phone bill and $82 for another credit card’s minimum payment#the phone bill will be overdue but i’ve still got a few weeks before that other minimum payment is due at least#my pay 2 weeks from now will actually be pretty good but until then i’m fucked#shush sar
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NEED HELP WITH CAR REPAIRS + FOOD + BILLS + TRANSPORTATION!
PAYPAL | AMAZON WISHLIST | KOFI | GOFUNDME |PATREON | HOLIDAY WISHES LIST @ DREAMWIDTH
11/21/24 - New Post!
So we have a ton of bills and overdrafts to pay, including both of our PayPal accounts, but this holiday season I'm worried about food as well. We don't have working transportation, so I rely on delivery via DoorDash and Walmart+ to get my food. I can pay for both with PayPal, so if I can cover the $201 debt my mom owes, anything else will go to food purchases.
We also need to raise $3000 for the car repair, $565 for the movers and $600 to put towards rent. Any help with this would be amazing.
$1800/$6000
Also, if anyone wants to make the holiday season better, we could use anything for the home on our Amazon wish list or any of the fun stuff on our Holiday Wishes list, both of which are linked above. And I have my Patreon linked if you want to get short drabbles or graphics and help my income out every month as well!
EDIT: I desperately need the transport chair and all the accessories on my Amazon wishlist. My mom woke up last night too weak to walk, and she thinks she needs a wheelchair now. I have one that's a combo transport chair/walker with some accessories, but if anyone can help, that would be a huge help in keeping her mobile.
EDIT 2: I think my mom needs to go to the hospital, but I need about $275 to the PayPal to cover what's owed to PayPal and the rides itself. If anyone could help, I'd be most grateful.
#signal boost#mutual aid#groceries#time sensitive#bills#car repair#community aid#patreon#gofundme#venmo#paypal#ko fi link#ko fi support#buy me a kofi#cashapp#amazon wishlist#financial assistance#financial aid#direct action#crowdfunding#fundraising#please boost#please reblog#please share#please help#help needed#anything helps#disabled aid#lgbt aid#queer aid
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TRANNIES IN NEED OF A NEW CLUTCH!
Our clutch is slipping on us, acceleration is terrible, it could go out at any moment, which at highway speeds could get us killed. Currently my girlfriend has to Uber to and from work every day, a $70 round trip.
The clutch replacement will be about $400 for the part and $860 for the labor. The soonest the clutch can come in is next week. So that's four more days of Uber rides, another $280. A total of $1540. My bank account is overdrafted already and we have a ride to work scheduled for tomorrow but don't know how we'll get her the ride back. I'm looking at loans but my pre-approval will only get us out of the negative and not any further.
Please, I know I've had to make too many of these posts in the past year, I hate ebegging, but our lives are falling apart. If we can't get this clutch replaced we are FUCKED and without a car.
If there's anything you can do to help, please, please share or donate...
Ko-Fi / PayPal / $App
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I called my bank and told them what happened and they said theyd reverse it all for me and put a note to refund all interest charges and overdraft fees i would incur while they were moving stuff around to where it was before
Unfortunately they said it might hurt my raw score a bit, but anybody who made any inquiries would be able to see the equivalent of a sticky note saying to disregard this one thing and consider it higher than it looks
Just calling the right person and asking for help has always worked in adulthood so far
Banks can reverse transactions right because i just did something really stupid by accident after just waking up and it would tank my near-perfect credit score if it remained on my record
#self rb#unfortunately i literally have zero dollars and zero cents in my bank account for the next 2 days#because they had to offload everything and sort out whats mine and whats theirs before dumping it all back in#which is why they told me to ignore overdraft fee notices and interest and that theyd refund it all#luckily its my weekend now so i guess i will be doing nothing until i get my money back <3#anyone wanna lend me 20 bucks /gen#(will be paid back once i have my money again)
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Hey I hate to do this but after bills/utilities I haven’t had enough to put in my bank so I’m out of the negative and I got an email two more charges are going to be added on despite me canceling them/turning my cards off (I just removed them entirely but it said it won’t bounce back the charges) which will add another -$79 in overdraft fees on top of the -$82 and I am never gonna get caught up at this rate lmao
If anyone can help or wants a commission please hmu I’m just trying to get out of the negative before that charge hits and I’m going on $200 in the hole vs the $100 it’d need to cover it right now.
Honestly I think just having $20 in my PayPal should keep it from pushing the charge through to the overdrafted account and I can take care of the overdraft fees next time I get paid myself. I am just worried about another $70 in fees adding on not having the full thing covered.
Paypal: [email protected]
#i am gonna lose it tbh lmao#I removed my cards entirely instead of shutting them off but I’m so mad these charges keep going through despite me canceling the subs#like it’d be lovely if it just bounced back cause of insufficient funds instead of taking me into a hole
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Important blog update
I do not want to make this post, I have been putting it off for months in hopes that I could make things work. However, I no longer feel I can work at my current pace, and I need to make the hard decision before I fall apart completely.
Due to my ongoing health problems and numerous personal issues in my life, I need to step back from this blog.
I will not abandon this blog, I will still share and update posts when I can. My activity will just be less frequent, and I will have to limit my activity according to my health status.
However, I cannot make posts for any new campaigns. I will keep supporting the campaigns I am already assisting to the best of my ability, but I absolutely cannot take on any more.
Further details below
I try to avoid talking about myself as much as possible, as the focus of this blog is and will always be the people of north Gaza and all of Gaza. However, I want to be clear that I did not make this decision lightly. I have agonized over it for months, and I am only taking this step because I feel like I am about to go over the edge.
There are numerous factors influencing my decision:
My chronic illness(es) getting worse
The amount of time I spend every day making, researching, editing, updating, and sharing posts is making my family feel like I am neglecting them
My grandmother is in the hospital and my mother and I are the only members of our family taking care of her, despite my mother having many siblings, who demand frequent updates
I am falling behind in my studies
I still have not found a full-time job
My bank account balance is low and I am in danger of incurring high overdraft fees
I am dealing with conflicts at home and in my personal life
I am struggling to cope with severe depression
I am also suffering chest pains and breathing problems in addition to my diagnosed conditions.
I am sick, exhausted, and stressed to the point of near-collapse. I have tried to push myself as much as possible, but if I continue working at this pace, I will give out. I will not be any help to anyone if I have to be hospitalized.
Again, I am not leaving completely. I am only decreasing the amount and types of activities in which I will be engaged.
I am deeply sorry. I wish it had not come to this, and that I could keep taking on new campaigns and making frequent posts. But I need to limit myself while I am still capable of being some use.
My deepest apologies,
-NGU mod
Palestine will be free🇵🇸
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