#until i can get a job and pay someone
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dubioushonour · 2 years ago
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Truly I have the upmost respect for people who have an idea for something and can stick with it, because my brain is always on a loop of *thinking about story stuff* *thinking about DIFFERENT story stuff* *thinking about DIFFERENT story stuff* *thinking about DIFFERENT story stuff* *thinking about DIFFERENT story stuff*
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naamahdarling · 1 year ago
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Have another concerning issue and now we NEED an electrician to come check on things.
I don't even have a credit card. We don't own the house so no loans, and assistance is not available through charitable orgs, and it is dad's second house technically, so he isn't able to access aid either. I live on under $1500 a month. There is no room for this.
I can maybe pay for a service call to come evaluate what is wrong. That's about it.
I'm so tired of this forced poverty shit. I can't save for anything. I'm not supposed to take charity even though there's no living on what I get and they know it. I can't get fucking married. But like a goddamn feral cat I also can't live without the trash they throw me.
If I die, dump half my corpse in front of the Social Security office and half in front of the SNAP office.
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sublux · 2 months ago
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busy week.... therapy, rheum appointment, scheduled more labs, scheduled an endocrinology appointment, renewed my health insurance, PCP appointment tomorrow 😔 help
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funkle420 · 8 months ago
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god artists really do just pass around the same $20 bill cause dude over half my clients are other artists 😭 and usually they're the ones that tip well!! i just wish i could afford to also commission other artists and buy stuff from their shops!
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orcelito · 2 months ago
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Had a moment of listening to music I liked back when I was a teenager (& still like) and having a whole. Realization . That I like myself as I am now sooooo much better than I like teenage me. And I started thinking about Why.
There's a lot to it I'm pretty sure, & most of it centers around the fact that I just... didn't really know who I was as a person. I didn't really have hobbies outside of what I did in school (aka orchestra) and like. Video games + anime. I did creative writing in middle school, but dropped off in high school for... some reason? I still made original characters and played around with them a lot, but it was mostly just in drawing and thinking about them. I never actually *wrote*, and I in fact didn't get back into creative writing at all until I was 23 years old. I was someone who had spent so long hiding behind others and just doing what I was told that I just... didn't have any real direction. I didn't know what I even *wanted*. I thought I knew, but in hindsight, I can confidently say that I didn't. I was just an insecure teen drifting through life and not thinking about things beyond what was immediately in front of me. Which is pretty standard for teenagers I guess, but not all of them. Not at all.
Compared to now, where I have Many hobbies, most notably being writing. As I am now, I am just Intrinsically a writer. And it's weird to remember that I wasn't even really *writing* before 5 years ago (besides text rps, which did a lot for developing my writing skill! But still aren't a replacement for writing individually). As a teen, I wasnt into dnd, I was incredibly out of shape, & I was a lot less aggressive and focused. I was the type to avoid sports!!! I hated them!!!! But as I am now, I Love biking and can easily bike for an hour+ no problem (I remember being a teen and trying to go on just 10 minute bike rides in the summer and just *dying* from it), & I love working out. I wanna be strong!!! I LOVE being strong!!! And I was an absolute mess with things like public speaking & working in groups, vs now where I can do an impromptu presentation no problem & I'm often the unofficial leader in group projects bc im typically the one who does the organizing and allotments of work. A side effect of working as a supervisor and then assistant manager for so long. I have a lot more confidence in my perceptions and judgements, & I have the self-assurance to assert these things. And this is only really the tip of the iceberg with all the differences.
I just feel like an entirely different person, almost. The cores are the same, or at least damn near similar, with the things I want out of life & the sorts of things I enjoy, but it's like. The difference between finding a random rock off the side of the road & then that rock when it's been sanded and carved and decorated to be something individual and unique. You look at them side by side and it's something dull vs something shiny and intricate. The origins can't be ignored and dismissed, & I certainly would never resent younger me for just doing the best with what I knew at the time. But it's just astounding how much difference time and experience will have for growing and developing as a person. Things I consider integral to my personhood weren't even thoughts in my mind back then. We are almost entirely different people.
#speculation nation#under readmore bc I just got contemplative. not negative really either.#ultimately it's that kind of thing of like. college & all my experiences within it have done a LOT for developing who i am as a person.#i wouldnt be nearly so comfortable with public speaking if it werent for how many speech classes ive taken over the years.#but it's also the fact that i was working to figure out who i was during college that made me fumble it so hard.#i wanted to be an engineer. can you believe it? i was so CERTAIN of it as a teenager. but it was only really bc of the family i have/had#that are/were engineers. i didnt have personal interest in it. it was just the Thing To Do.#so i got to college and i *hated* it and i had to take several years to figure out what i actually Wanted.#i realized pretty quickly that i wanted to focus on computers after my first coding class. but thats so BROAD#and computer science wasnt for me either. i fucking hated computer science. but computer information & technology??#this is my shit. and honestly it's so weird to remember that just 10 years i knew very little about computers#and now ill be sitting in my web programming class & theyre talking about javascript and loops and such within it#and im just zoning tf out bc Yeah Yeah do while loops ive heard it a million times before. arrays?? yeah whatever i got it#but back in 2016 i had to learn these things for the first time!!! it was entirely new to me!!! teenage me didnt KNOW#so me being a computer person with a specialization in business and hobbies of writing and biking and dnd. i had NONE of those things!!!#i didnt even collect knives!!!!! granted thats mostly bc i Couldnt buy many of them yet + i also didnt have much money lol#bc i never even worked a job until i got to college. that's also unimaginable to me. imagine not knowing what it's like to Work...#i remember getting $500 or so in graduation gifts after graduating high school & my mind was just Blown#had never had that much money before. it was crazy to me. meanwhile with a job paying every other week $500 was a *low* paycheck.#but i also have to pay bills and rent and buy food and all this stuff. also things i didnt have to worry about back then. ALSO weird.#idk theres a lotta bullshit i gotta deal with as an adult but i like who i am now so much better. feel so much more *myself*#than just a directionless teenager waiting for someone to tell them what to do.#it's amazing what 10 years will do for your development as a person. absolutely wild.
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coldbrewnette · 9 months ago
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Almost 3 in the am and I’m sitting in front of a magnifying mirror plucking my armpit hair cheers
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stars-inthe-sky · 4 months ago
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10. tell me about an insecurity you overcame.
It's been a while since I started freelancing for fun and profit, but the beginning of that journey is still a pretty big deal to me.
I'd previously worked at an agency for nearly three years, so I knew how to do client-based work, but I knew nothing about business development (or billing, or taxes, or client management, or admin).
And, for those I didn't know back in 2017, I started down that whole road in the first place after getting very unexpectedly and unceremoniously fired after like four months on the job. It was never clear exactly why, but I'd thought things had been going well, and that was a pretty gutting Thursday afternoon.
I'd also just gone through a job search, so I knew there weren't many positions available in the region that would be a fit—and that the most recent thing that had seemed to be a great fit had, uh, not been. (This was before remote/hybrid work was a real norm, even though my agency job had functionally been hybrid and taught me to work effectively as such.)
But when I'd gone through that previous job search, a couple of people I spoke with had mentioned maybe needing some freelance capacity down the road, and perhaps I should get in touch once I got settled in the job if I was interested. So I reached out to them, without mentioning the rest, thinking I could at least bridge the gap while I figured out what the fuck to do. Both had solid projects for me where I learned a bunch quickly, made some money, and was excited for more.
And then it just kind of made sense to keep seeing about those kinds of opportunities—both because I liked the client-based work and flexibility, but also because it quickly became apparent that it'd be harder for any one person or institution to fuck me over in the same way.
Plus, one of the people who needed a subcontractor turned out to be a great mentor and reference; I don't think I ever told him quite why I'd decided to go all-in on freelancing full-time, but I have thanked him repeatedly for some truly foundational early guidance as well as a couple of projects he helped set me up with. He's semi-retired now but I'm still using some of those templates!
Anyway, I networked my way into a couple of additional early projects and finished 2017 with about the same overall income for the year that I had had in my agency job for 2016. (Not the fuck-them one, the one I got laid off from because, well, that was a bad end-of-year for anyone working in Democratic politics, much like this one.)
And the rest is history: I've been self-employed for about 7.5 years now and, while the constant hustle and inconstant income/workload have their own challenges, I think I've landed in a pretty secure (emotionally/professionally) place about the whole enterprise.
#ask me ask me ask me#stpauligirl#about me meme#freelancing for fun and profit#having been let go from full-time work twice in six months i can say that the agency people were INFINITELY kinder#i wasn't the only one in that situation and they gave us nearly a month heads-up plus an extra month of health insurance#it turned out our boss had forgone his own income for a few months to pay the rest of us that year#and like they just ran out of money and work to do. it wasn't shocking tbh.#and it had already been apparent that what work there was wasn't using any of the skills for which i'd been hired#and i *did* get to keep my electronics. that 2014 laptop lasted me until early 2023!#so anyway if you have to nix someone's job that's the way to do it#i've mostly lost touch with those folks but i don't have a bad word to say about them#whereas the fuck-them situation had me with a sour taste in my mouth around an entire state for like a year#incidentally not that long ago someone i'd worked closely with for YEARS at my anchor client was networking#and mentioned being put in touch with [x] who apparently had been working at the fuck-them place at the same time as me#should he let [x] know we'd been working together? did i want to pass along a hello or anything?#i very quietly said 'please don't.' and after a pause and because i liked and trusted THIS guy added#'he fired me out of nowhere for unclear reasons so i'd really rather not be involved further.'#i mention this because the guy at the anchor client had no idea. by my design.#but also because i've worked really hard to be confident and good at what i actually do and how i do it.#anyway fuck them
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nobodybetterlookatme · 6 months ago
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I've never heard of emts working only at events? What's that like for you if you don't mind my asking?
Yeah, there are ambulance companies that staff certain events, but there's some event specific companies out there lmao. For me specifically, it's almost entirely college events, whether it's happening on a campus or not. It's not great, usually pretty boring, but it's better than being on an ambulance or in a hospital. We do get actual emergencies sometimes, but usually it's just getting drunk people to the tent or giving out water and bandaids lmao. Again, boring as fuck, but I chose this over working on a 911 rig, so that's on me 😔 if I'm being so real tho, other than my coworkers, the best part of the job is the food lmaoooo it's so good and all the food trucks/food booths give discounts or free food to us depending on the location and event. And there's almost always a ton of downtime, so I basically just get paid to sit there and vibe for the most part
#not snz#when i say i love my job i mean i love very specific parts of it lmao#idk if I've said it here before or not and this is gonna sound so bad coming from someone working in healthcare#but i don't like patients lmao#i love the book stuff and i love everything in theory and i know how everything works and I'm very enthusiastic about it#but man do i not like patients ahskaksk#there are exceptions obviously but those are few and far between#it's why i love being an emt at my fire station bc we don't reslond to medical calls#like I've done medical calls there for the public but very rarely bc people either approach us or we stumble upon them#so i really only do my emt things on the people i know and i love that#i love my coworkers so I'm always happy to make sure they're okay and help them out when they're not#but i feel nothing for the public and i didn't realize i genuinely couldn't care less about them until i started doing my clinicals#it's just awkward and I'm not invested in them i just like figuring out what's wrong with them and interact with them as little as possible#again there are exceptions and i do like some of the patients but generally I'm just trying to hand them off asap#so yeah i do like working events bc the alternative is being confined to a tiny box or trapped in a hospital#i like being outside and being able to walk around the place and do things if i want to#and obviously i adore my partner#and even on the rare occasions i work with someone else all day i love my other coworkers too#and i mean yeah this might be more boring than working on an emergency rig However#it pays so much better#like why do y'all think my medic partner works there lmao he's actually good with patients and prefers the ambulance#but the pay in the field is shit so he gets paid way more working events than he would at the three letter company#insane actually that he makes over ten dollars more an hour working chill events than he would being overworked on a rig#anyway i digress#I'm looking into pathology assistant school rn bc there's like no patient interaction there but i still get to be nosy#so that's perfect for me lmao#everyone keeps saying i missed my calling as a vet tho like i don't cry when a dog dies in a movie lmao i wouldn't survive#working with animals would be amazing but the only thing that really gets you money is being a vet#so that can be a hobby#work tag
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theood · 1 year ago
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Getting really tired how every time I mention talking to someone new my mom's like "omg lol! Move in with them! Lol! Have you thought about moving in with them? Lol? Will they take you? Lol. We're so tired of you complaining lol can you just move in with them? Lol!"
Like. Wow! I never fucking thought of that one! Damn mom! Wow!!!! Revolutionary.
It's so fucking annoying because if I COULD actually move out don't you think I would have done it now? Hell. I'd be towns away if I could. Anything to get out of this fucking house. Away from your parents. Away from the constant walking on eggshells I'm doing. Away from feeling like the only way I'll be safe is by ripping myself open until I'm raw and used. But I CAN'T.
And every fucking time like clockwork it's "oh move in with x lol!"
#elias howls#shes so ready to help me until I actually need the help and then it's radio fucking silence. But I have it so good don't i.not paying rent#no push to get anything. no bills. no nothing. mommy and daddy love me dont they. my mom texts me do you think i abandoned you 🥺 i love you#🥺🥺 don't be mad at me we're best friends you and I#and then when I want her there for me as a parent as a friend she doesn't fucking do anything and lets the problem fester#oh but familys so important!#i was never part of this pack. I wasn't the moment I grew teeth.#its so fucking frustrating and its so fucking depressing and I'm tired and all I want is for it to be okay I just want to wake up happy.#How long till someone realizes I'm just not even there.#I'm going to get my license this year I'm positive and thats a step towards being out but even with it what can i fucking do. the economy is#shit. i cant handle two jobs. i can barley handle one job when i have one. Why am i so fucking lazy!!!!! Its my own hole and i just keep di#gging jt deeper when it rains so it's muddy and i slip and its like fucking quicksand. Will I suffocate or drown first? Learned hopelessness#begs to answer. The sun shines brighter after the storm says something else. Well I just want to exist in my house without feeling on edge l#ike w trapped pray animal who's going to turn to cannibalism as a form of soothing myself.#oh but right. what do i have to be stressed about? im making it all up because im jobless and im not really stressed Im not even an adult i#have nothing to worry about! LOL!
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bitegore · 2 years ago
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i'm so grindset poisoned it is genuinely insane. i was justifying not paying for video games in 2011 (age 10) to my siblings by saying we should only spend money on non-necessities if it would bring us more money in the future. what's wrong with me
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inkskinned · 4 months ago
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it's easier to apply for jobs than ever! so what if you lost your insurance, anyone can get a job these days, even without meds. everyone is hiring! there's a "good employee" shortage!
well you just need to revamp your resume, here's a paid app subscription that can read it for you. rewrite the cover letter they won't read. google jobs in my area and then scrawl through Monster/Indeed/worbly. did you want to save the search? this was posted 98 days ago. over 1 billion applicants! this position is trending.
jobs i actively like doing and get paid for. your search returned no results. easy-apply with HireSpin! easy apply with SparkFire! easy apply with PenisFlash! with a few short clicks, get your information stolen.
watch out! the first 98 links on google are actually scams! they're false postings. oopsie. that business isn't even hiring. that other one is closed permanently. find one that looks halfway legit, google the company and the word "careers". go to their page. scroll past brightly-lit diversity stock photo JOIN US white sans serif. we are a unique, fresh, client-focused stock value capitalism. we are committed to excellence and selling your soul on ebay. we are DRIVEN with POWER to INNOVATE our greed. yippee! our company has big values of divisive decision making, sucking our dicks, and hating work-life balances. our values are to piss in your mouth. sign here and tell us if you have gender issues so we can get ahead of the sexual harassment claim. are you hispanic although let's be real we threw out the resume when we saw your last name.
sign up to LinkHub to access updates from this company. make a HirePlus account to apply. download the PoundLink app. your account has been created, click the link we sent you in 15 minutes. upload that resume. we didn't read the resume, manually fill in the lines now. what is your expected pay grade. oh actually we want hungry people, not people driven by a salary. cut a zero off that number, buddy, this is about opportunity, and we need to be thrifty. highest level of education. autofill is glitching. here is an AI generated set of questions. what is your favorite part of our sexy, sexy company. how do you resolve conflict. will you get our company logo tattooed on your person. warning: while our CEO is guilty of wage theft, we will absolutely refuse to hire a nonviolent felon.
thank you for your interest at WEEBLIX. we actually already filled this position internally. we actually never had that posting. we actually needed you to have 9 years of experience and since you have 10 years we think it might be too many? we'll be texting you. we'll email you. we'll keep your resume. definitely absolutely we won't just completely ignore you. look at your phone, there's already a spam text from Bethany@stealyouridentity. they're hiring!
wait, did you get an interview? well that's special, aren't you lucky. out of 910 jobs you applied to, one answered, finally. and funny story! actually the position isn't exactly as advertised, we are looking for someone curious and dedicated. it's sort of more managerial. no, the pay doesn't change - you won't have any leadership title. now take this 90 minute assessment. in order to be a dog groomer, we need you to explain cell biology. in order to be a copyeditor, write a tiny dissertation about the dwindling supply of helium on the planet. answer our riddles three. great job! we just need to push this up to Tracy in HR who will send it to Rodney who is actually in charge. and then of course it's jay's decision and then greg will need to see you naked and if you survive you'll be given a drug test and a full anal examination.
and of course you'll be hungry this whole time, aren't you, months and months of the same shit. months of no insurance, no meds, no funding, barely able to afford the internet and the phone and the rent - all things you need in order to even apply for our thing. but do it again! do it again and again and again, until you flip inside out and turn into a being of pure dread!
you're not hired yet because you're lazy. there's over one million AI-generated hallucinated jobs in your area. don't worry. with zipruiter, hiring and firing is easier than ever. sign up. stay on-call.
in the meantime, little peon - why don't you just fucking suffer.
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xximpeach-nixon-69xx · 4 months ago
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idk if i can live at home much longer because living somewhere where every time i walk in the room everyone gets noticeably and specifically upset at my presence is just not fun
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sappho-of-suburbia · 1 year ago
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eating a girl out for the first time? as someone with a couple of decades' experience (i started young, ok?), can i offer some advice?
take your time. your aim isn't to make her come as fast as possible, it's to make sure she enjoys every moment. slow down, revel in the process of finding out what she likes.
tell her how beautiful she is, how tempting her cunt looks, how intoxicating it smells, how sweet she tastes. she might be feeling vulnerable, especially if she's inexperienced too - it's your job to make her feel safe and adored.
enjoy the journey - i know you just want to feel your tongue on her clit NOW, but exploring her thighs, working your way slowly to her folds, trailing all the way up her cunt, drinking her juices, letting her feel your breath before she feels your touch...it'll be worth it. for both of you.
learn to read her body with all of your senses. she might be vocal but she might prefer to bite her lip or enjoy being gagged. you don't need to hear her words to know what to do. you'll feel her muscles twitch and relax - learn what it means when she lifts her hips, squirms or sinks into you. she might taste and smell differently when she is close to coming for you. pay close attention to her clit - if you're lucky and you've done a particularly good job, you might see it twitch as she recovers from the perfect orgasm. enjoy it.
you can be vocal though. moan into her. use every sensation you can. light flicks to determined, long, slow licks. blow gently on her wetness. how does she react to your lip piercing? your teeth?
build and add to the experience until she's completely overwhelmed. play with her nipples. run your nails over her skin. lift her legs and spank her.
chances are, she'll get to the point where she really needs you to fuck her. slip your tongue all the way down and inside her. if you can't breathe, you're doing it right. that means you probably won't be able to keep it up for hours, so save this move for when she's right on the edge and you're ready to let her tip over.
if you're especially lucky and she's a squirter, you will get absolutely soaked. enjoy it. show her you're enjoying it. moan into her cunt; she'll come even harder.
if she needs to be fucked harder, slip your fingers inside her cunt and curl them up towards your tongue as it circles her clit. all of her most sensitive nerves will be between your tongue and your fingers. you'll be able to feel every tiny twitch inside her; it's the most beautiful place in the world to be.
when she can truly take no more, stay close to her as you drift away from her cunt. kiss your way up her tummy and her chest, let her taste herself on your lips as you hold her and let her ride out the aftershocks. trail your fingertips over her back. whisper in her ear. tell her everything you loved about eating her out.
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foldingfittedsheets · 10 months ago
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When I was working at the sex shop I was pulling poverty wages. I loved my job but I was on food stamps and still barely getting by. When they hired the stores first male employee and he started at my pay rate after I’d been there for three years I quit.
I was initially really nervous when I saw the post for the mattress job. It listed a pay scale that I couldn’t even conceptualize and I appeared qualified. When I got an interview I was over the moon but also petrified. Reactions to my line of work often varied but most people were very embarrassed or skeptical. I worried about how I’d address it in the actual interview.
I lived far to the north of their headquarters and drove almost two hours to get there. When I finally arrived it was in the nicest thrift store clothes I could find, but I shrank inside to see a room full of older white men in nice suits waiting to be interviewed for the same job.
Why did I bother? I was decades younger than anyone else in the room, shabbily dressed, and I suspected I was the only afab person in the entire building. I stewed in my insecurities until I was called in.
The second I met my interviewer I was instantly put at ease. The man had the energy of a therapy dog, he was abound with positive, good natured energy. He was also incredibly beautiful. I grinned back at his welcoming smile as we said our pleasantries. But still. This very beautiful polished man seemed very innocent. How would the sex shop question go?
“I see here you worked at STORE?”
“Yes,” I said hesitantly.
“And that was sales? Or you just rang people up.”
“No, it was sales. I’d help people find products, we were encouraged to upsell, there was sales spiffs, and most importantly we educated customers on products to help them find what they liked best.”
He grinned approvingly and asked, “Can you give me an example of a time you successfully upsold a customer?”
I paused, wringing my hands before I asked, “How vague would you like me to be…?”
“Not at all!” He assured me. “Go for it!”
“Well. A man came in looking for something to make his fingers vibrate so when he was touching his wife it would enhance that sensation. We had cheap $10 cockrings that I showed him first. But we had a rechargeable waterproof one made of nicer material, and after I showed him a demo he bought that one.”
“How much was that one?”
“$110”
“Wow! You had an upsell of 100% from what he came in looking for! That’s incredible!”
He was so truly genuinely stoked and not at all embarrassed that for the first time I saw a tiny glimmer of a future where I didn’t have ramen and peanut butter tiding me over between paychecks.
He asked me to wait then came back to tell me he liked me so much that he wanted to send me right into another interview, if that was okay. He didn’t want me to have to drive back later, it was terribly considerate and exciting. I beamed and told him it would be lovely.
I then had the second worst interview I’ve ever had. The worst goes to the time I applied to be a store manager for a pet food place years later. The district and store manager interviewing me passed notes and texted while I was speaking. When the district manager called to inform me I didn’t get the job I told him I’d never have accepted anyway because I’d never had such a disrespectful interview.
The new man sitting behind the desk radiated an aura of a brick wall. As someone with anxiety I’m highly keyed into the emotional states of people I’m talking to. To receive no feedback at all was my personal hell. After a perfunctory greeting he asked me with no inflection to sell him a pen.
I gathered the shreds of my courage and attempted the Herculean task he’d set me. Through my whole improvised spiel he resisted all attempts at engaging him, regarding me with a cold apathy as I touted the benefits of my fictitious pen.
Halfway through I broke into a cold sweat. My smile didn’t waver but it grew strained as I projected friendliness and warmth into the black hole of his heart. My thoughts scattered and my sales pitch grew redundant in the face of his nothingness. I finally concluded with a hard close and he simply nodded.
He glanced at my resume and commented, “You didn’t ask me to touch or hold it. Though I suppose I can understand from your previous line of work why you wouldn’t.” I shriveled and died inside knowing that I encouraged people to touch dildos all day long and had been too frazzled to offer him the pen.
He bid me a cool farewell. I made it to my car before I started sobbing. I had never been so rattled. I couldn’t understand what I’d done to make him so unfriendly or if my threadbare clothes were what had made him treat me like dirt. I drove an hour and a half to get home, weeping intermittently.
I was therefore taken by complete surprise to receive a call the next day inviting me on board for their five week training program. The first man who’d interviewed me gushed on the phone about how the second guy had loved me and that I was going to be fantastic.
I was in shock. When I showed up to training the second interviewer was charming my new classmates, beaming and laughing. He was an utterly different person. To my dismay I learned he was the trainer for my district and would be my point of contact if I made it through training.
He joked with me later that his interview facade was just a tactic to see how people held up under pressure and I filed him into a category of my deepest enmity. I never forgave him for how small he made me feel that day, but I never showed him the depths of my fury.
I aced every test and went on to be valedictorian of the eight people who had survived the rigorous training process to earn a sales position. When I got my first paycheck I bought myself new clothes, the first non-thrifted things I’d owned in years.
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ms-demeanor · 5 months ago
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Kids, we know how interest works, right? A while back I made a post about how credit card interest can screw you, but we know how interest can be good for you too, right?
I suspect we don't know about this because on one of the posts I made about it someone said something about how it is evil that money can make money, but you know that's not just for the ultrawealthy, right? That is legitimately something that you can and should take advantage of in some kind of retirement/savings/investment account.
Let us say that you are twenty years old, have no money to put into a savings account, but have a job that pays you well enough that you've got twenty dollars to spare from each paycheck.
Let us say that you put that into a normal savings account; normal savings accounts have an average interest rate of .56 APY. Let us say you are going to be working until you are sixty, and that you will add forty dollars to that account every month (twenty bucks from each paycheck) for a total of $480 per year.
At the end of 40 years you would have about $21.5k.
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That's a pretty good chunk of change! twenty thousand dollars is a lifechanging amount of money. But look at the total interest. In forty years you would have accrued only $2300 in interest.
Now, instead, let us imagine that you are a member of a credit union that offers you a free, high-yield savings account with a decent APY. Everything else being the same, but putting that money in an account with a 4% return does this:
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Your total contributions that you put in stay the same, but the amount of money you have at the end of forty years more than doubles.
Let's say you have a thousand dollars to put in the account at the beginning and run it again.
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Low interest account: you add $1000 at the start and have an extra $1200 at the end.
High interest account: you add $1000 at the start and have an extra $4000 at the end.
There are many, many very stable opportunities for savings that will grow your money. Fifty thousand dollars isn't a retirement plan, but it's a hell of a lot better than what you would have if you just stuck cash in a savings account or if you didn't save any money at all.
I know how hard it can be to save. I know it feels impossible to put money aside, but even if you start with no money and can tuck away five dollars a week you can get a LOT out of that five dollars a week.
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This certainly isn't "you can't buy a house because you get coffee at the cafe," but it something that can HELP.
Now, let's suppose you're not twenty. Let's suppose you're in my boat, and you're (almost) forty and you're going to be saving for twenty years. You still don't have a lot of cash, but you know it has less time to grow interest, so you double your contribution and you put in forty dollars for each paycheck for a total of $960 a year.
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That is extremely very much not the same thing as putting in forty bucks a month for twenty years. Instead of your interest being nearly one and a half times the amount of your contributions, it is around half.
If you are a young person (honestly even if you are not a young person) and it is in any way possible for you to start putting money into any kind of an investment account, you should do so as soon as humanly possible. The earlier you do it, the more interest you will have and the more money you will end up with when you are nearing retirement age.
This is how individual retirement plans work. This is what a 401K does, but sometimes it does that with matching contributions from your employer (so your employer matches whatever you put into the account up to a certain percentage of your pay). 401K accounts also often have higher APYs than high yield savings accounts, though they have more limitations on how and when the money can be pulled out.
If you are broke as fuck and never learned anything about investing or interest from your family because your family was broke as fuck too, now is the time to learn. r/PersonalFinance is a reasonable resource (and if you ever happen to have a windfall that's the first place I would point you for figuring out how to make the most of it) for learning about this stuff.
Thinking about money sucks! Being afraid you'll never be able to retire sucks! Having to figure out how to save sucks! But there are tools out there that even very fucking broke people can use to make that suck less.
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complainblogforthevoid · 19 days ago
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I've finally figured out an argument that convinces coding tech-bros that AI art is bad.
Got into a discussion today (actually a discussion, we were both very reasonable and calm even through I felt like committing violence) with a tech-bro-coded lady who claimed that people use AI in coding all the time so she didn't see why it mattered if people used AI in art.
Obviously I repressed the surge of violence because that would accomplish nothing. Plus, this lady is very articulate, the type who makes claims and you sit there thinking no that's wrong it must be but she said it so well you're kind of just waffling going but, no, wait-- so I knew I had to get this right if I was gonna come out of this unscathed.
The usual arguments about it being about the soul of it and creation fell flat, in fact she was adamant that anyone who believed that was in fact looking down at coding as an art form as she insisted it is. Which, sure, you can totally express yourself through coding. There's a lot more nuance as to the differences but clearly I was not going to win this one.
The other people I was with (literally 8 people anti-ai against her, but you can't change the mind of someone who doesn't want to listen and she just kept accusing us of devaluing coding as an art) took over for I kid you not 15 minutes while I tried desperately to come up with a clear and articulate way to explain the difference to her. They tried so many reasonable arguments, coding being for a function ("what, art doesn't serve a function?") coding being many discrete building blocks that you put together differently, and the AI simply provides the blocks and you put it together yourself ("isn't that what prompt building is") that it's bad for the environment ("but not if it's used for capitalism, hm?" "Yeah literally that's how capitalism works it doesn't care about the environment" she didn't like that response)
But I finally got it.
And the answer is: It's not about what you do, it's about what you claim to be.
Imagine that someone asks an AI to write a code and, by some miracle, it works perfectly without them having to tweak it---which is great because they couldn't tell you what a single solitary thing in that code means.
Now imagine this person, with their code that they don't know how it works, goes and applies to be a coder somewhere, presenting this AI code as proof that they're qualified.
Should they be hired?
She was horrified, of course. Of course they shouldn't be. They're not qualified. They can't actually code, and even if by some miracle they did have an AI successfully write a flawless code for every issue they came across that wouldn't be their code, you could hire any shmuck on the street to do that, no reason to pay someone like they're creating something.
When actual engineers use AI what they do is get some kind of base, which they then go though and check for problems and then if they find any they fix them, and add on to the base code with their own knowledge instead of just trying different prompt after prompt until they randomly come across one that works.
People who generate code like this don't usually call themselves engineers. They're people who needed a bit of code and didn't have the knowledge to generate it, and so used a resource.
And there you go. There are people who have none of the skills of artists, they don't practice, they don't create for themselves. When they feed the prompt to the AI they then don't just use the resulting image as a reference point for their own personal masterpiece, and if they don't like it they don't have the skills to change it---they simply try another prompt, and do that until they get something they like.
These people are calling themselves artists.
Not only that, these people are bringing the AI generated thing to interviews, and they are getting hired, leaving people who slave over their craft out of the job.
And that is the difference, for the tech bros who think AI art isn't a big deal.
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