#tax service charges

[lucecolinauwu]

Elon Musk coup news

So, as you may know, this weekend Elon took over the Treasury Department with a group of engineers, and while there are several lawsuits, fights, discussions, and people revolting at this moment(Please continue, we need to make sure they know we are not going to let this go.)

We now know some of the things he did, is doing, and a reason; so, first, he eliminated a program that democrats fought over in which you can file taxes for free, it was a new tool that would allow thousands of taxpayers to file them without having to go and pay someone or a corporation to do them, it is as of now gone, just in time for tax season.

Second, he is telling people that work from home that he is not going to give them their rightful money if they keep working from home.

And third, last time when the Trump administration cut the taxes on the rich, it was hard to do because they would have to find the money to make up for it, which is why they are trying to cut so many agencies now, once again lawsuits and discussions are happening right now as a direct result, but that doesn't change that this is just so they can fill their pockets and fortunately enough it seems Congress is mad about the overstepping of power and they don't have military support.

Also, Trump's plans to get Gaza have already stepped in by international law and a court of law, so there is that.

[nianeyna]

my ubereats driver tonight had SEPARATE insulated bags for the hot and cold food... ok I don't normally tip* but

*because in my area a standard tip percentage is included the upfront delivery fee by law, not because I'm an asshole

[jdorian]

booked my flight for january and what i need to know is if the "ticket price" is £18 and the carry-on is free, then what the hell am i paying £27 for??

[emma-d-klutz]

Restaurant prices are jacking up crazy like what do you mean it’s $12 for four mozzarella sticks is this just an UberEats thing or what

[cuntwrap--supreme]

If I ever get the chance to dick punch the person in charge of TurboTax, I will with 0 hesitation.

[fincrif]

Hidden Charges in Personal Loans You Should Be Aware Of

A personal loan is a convenient financial tool that helps borrowers manage various expenses, from medical emergencies to home renovations. However, while lenders advertise attractive interest rates, there are often hidden charges in personal loans that can increase the overall cost. Being aware of these charges can help you make informed decisions and avoid unnecessary financial burdens.

1. Processing Fees

One of the most common charges in personal loans is the processing fee. Lenders deduct this amount before disbursing the loan, and it typically ranges between 1% and 3% of the loan amount. While some banks and NBFCs offer zero processing fee loans during promotional campaigns, most lenders charge this fee as a standard cost.

How to Avoid It:

Compare lenders to find lower processing fee options.

Check for seasonal offers where processing fees might be waived.

Negotiate with the lender if you have a strong credit score.

2. Prepayment and Foreclosure Charges

Many borrowers aim to repay their personal loan early to reduce interest costs. However, banks and NBFCs often charge prepayment and foreclosure fees, which can be 2% to 5% of the outstanding loan amount.

How to Avoid It:

Opt for lenders that allow zero prepayment or foreclosure charges.

Read the loan agreement carefully before signing.

Choose a shorter tenure to reduce interest costs without prepayment.

3. Late Payment Fees

Missing an EMI due date can lead to late payment penalties, which are typically a fixed amount or a percentage of the EMI. These charges can significantly increase your debt burden.

How to Avoid It:

Set up auto-debit for EMI payments.

Maintain sufficient balance in your account.

Use reminders to pay EMIs on time.

4. Loan Cancellation Charges

If you change your mind after taking a personal loan, you may have to pay cancellation fees. Some lenders allow cancellation within a short window, but they might still charge a percentage of the loan amount.

How to Avoid It:

Evaluate your need before applying for a loan.

Read the lender’s cancellation policy before proceeding.

5. Loan Rescheduling Fees

If you face financial difficulties and request a loan rescheduling or restructuring, lenders might charge a fee ranging from INR 1,000 to INR 5,000. This fee compensates lenders for administrative costs.

How to Avoid It:

Plan your loan tenure wisely to avoid rescheduling.

Improve financial discipline to ensure timely repayments.

6. Stamp Duty and Documentation Charges

Some lenders impose stamp duty and documentation fees for legal formalities. These charges vary based on the loan amount and state regulations.

How to Avoid It:

Ask for a clear breakdown of charges before signing the agreement.

Compare lenders to find those with minimal documentation fees.

7. GST on Loan Charges

Goods and Services Tax (GST) is applicable on processing fees, prepayment charges, and foreclosure fees. This means the actual cost of these charges is higher than what’s initially quoted.

How to Avoid It:

Factor in GST while calculating loan expenses.

Look for lenders offering all-inclusive pricing.

8. Verification and Legal Fees

Banks and NBFCs may charge for verifying documents, performing background checks, or conducting legal assessments. These fees are not always disclosed upfront.

How to Avoid It:

Ask for a detailed fee structure before finalizing the loan.

Compare different lenders to choose the most transparent option.

9. Balance Transfer Charges

Many borrowers transfer their personal loan to another lender for lower interest rates. However, lenders charge a balance transfer fee, which is typically 1% to 3% of the outstanding loan amount.

How to Avoid It:

Ensure that the savings from lower interest outweigh the balance transfer charges.

Look for lenders offering zero balance transfer fees.

10. Insurance Premiums

Some lenders bundle loan protection insurance with personal loans, which increases the overall loan cost. While insurance is beneficial, it should be optional and not forcefully included.

How to Avoid It:

Ask whether loan insurance is mandatory or optional.

Compare the cost of insurance separately before agreeing to it.

Choosing the Right Personal Loan

Before finalizing a personal loan, it’s essential to compare options from various lenders. Here are some top options you can consider:

IDFC First Bank Personal Loan

Bajaj Finserv Personal Loan

Tata Capital Personal Loan

Axis Finance Personal Loan

Each of these lenders offers different benefits, processing fees, and repayment options. By carefully comparing them, you can avoid hidden charges and choose a loan that suits your financial needs.

Conclusion

Understanding the hidden charges in personal loans can save you from unexpected costs and financial stress. Before applying for a personal loan, always read the fine print, ask for a detailed fee structure, and compare multiple lenders. This will ensure you get the best loan deal without unnecessary expenses.

For more details on personal loans, visit Fincrif to explore top lenders and compare loan options easily. Make an informed decision and enjoy a hassle-free borrowing experience!

[moths-in-a-coat]

i’m not cut out to be the one with the best memory in my household

like i somehow have the best memory and ability to remember passwords despite very obviously having adhd

[binders-and-beanies]

I am having. A very bad day

[esotericalchemist]

𝐕𝐞𝐧𝐮𝐬: 𝐚𝐭𝐭𝐫𝐚𝐜𝐭 𝐰𝐞𝐚𝐥𝐭𝐡 ⋆ ˚｡⋆୨୧˚

Masterlist - YouTube (subliminals)

In astrology, Venus represents the essence of attraction, guiding how you draw love, beauty, and wealth into your life. It symbolizes your values and desires, particularly when it comes to relationships, pleasure, and material abundance. Venus reveals your approach to money, showing not just how you earn, but how you appreciate and manage what you have. It also speaks to your relationship with luxury, comfort, and the things that bring you joy. Understanding your Venus sign offers insights into how you can align your financial path with your emotional and aesthetic needs, allowing you to attract wealth in a way that feels natural and fulfilling. By tapping into the energy of your Venus sign, you can create a harmonious flow of prosperity, rooted in what brings you true satisfaction and happiness.

𝐀𝐫𝐢𝐞𝐬 𝐕𝐞𝐧𝐮𝐬

For those with Venus in Aries, attracting wealth is all about embracing your bold, independent, and assertive nature. Aries Venus thrives on quick decisions and a competitive edge, so financial success often comes when you're willing to take risks, start new projects, and go after opportunities where you can stand out. You're likely to attract abundance by being fearless, stepping into leadership roles, and not hesitating to explore fresh ventures. With this placement, wealth is closely tied to your willingness to act and push forward confidently. The more you channel your pioneering spirit, the more doors open for financial prosperity.

Through the Houses:

1st House: Wealth flows when you embrace your individuality and confidence. By stepping into the spotlight and owning your unique qualities, you naturally draw attention and resources toward yourself.

2nd House: Your financial success is directly linked to taking action. You’re motivated to earn through entrepreneurial efforts, bold ventures, and quick-thinking initiatives that allow you to create wealth from scratch.

3rd House: Money comes through communication, writing, sales, or short-term projects. Your ability to network, act swiftly, and seize local opportunities can drive financial growth.

4th House: Financial gain may come through real estate, home-based projects, or family-related ventures. Invest in your personal space, and take charge of innovative ideas connected to property or domestic life.

5th House: Creative pursuits, entrepreneurship, and speculative ventures are tied to your financial success. Use your competitive edge in the arts, entertainment, or even sports industries to attract wealth.

6th House: Hard work pays off when you bring energy and a proactive mindset. You can attract money through leadership in everyday work, service-oriented jobs, or the health and fitness sectors, solving problems quickly for financial gain.

7th House: Partnerships, both business and personal, play a major role in your wealth creation. While you’ll need to collaborate, you’ll often take the lead in these relationships, driving the ventures toward success.

8th House: Wealth may come from joint ventures, investments, or other people’s resources. Financial transformations and taking strategic risks in areas like taxes, inheritance, or insurance can lead to prosperity.

9th House: Money could be gained through higher education, travel, or international ventures. Your bold ideas and willingness to explore new philosophies and global opportunities can inspire financial growth.

10th House: Career success—and the wealth that follows—depends on your leadership and initiative. You’ll attract financial opportunities by seeking recognition, going after promotions, or starting your own business.

11th House: Financial growth comes through your social network and group affiliations. By leading within communities or taking charge of bold initiatives in areas like technology, innovation, or social causes, you attract wealth.

12th House: Behind-the-scenes work, spiritual pursuits, or hidden resources like grants and donations could be sources of wealth. Embracing solitude and taking charge of your inner world may unexpectedly lead to financial rewards.

𝐓𝐚𝐮𝐫𝐮𝐬 𝐕𝐞𝐧𝐮𝐬

For Venus in Taurus, attracting wealth revolves around stability, patience, and a natural affinity for material comfort. As Venus is at home in Taurus, this placement provides a strong ability to manifest financial abundance. Wealth comes when you focus on long-term goals, steady effort, and nurturing your resources. You naturally draw in prosperity by creating tangible results and valuing the process of building security. Your practical and grounded approach allows you to accumulate wealth gradually, with a keen focus on luxury, comfort, and sustainability.

Through the Houses:

1st House: Financial success flows when you present yourself as confident, stable, and reliable. Your grounded nature and charm naturally attract wealth opportunities, often tied to how you carry yourself or express your values.

2nd House: This is the prime placement for Venus in Taurus. You have a natural talent for attracting money through investments, personal efforts, and financial stability. You build wealth through slow, consistent growth and wise material choices.

3rd House: Wealth can come through communication, writing, or local ventures. You may find financial success in marketing, sales, or networking, particularly through projects that focus on lasting value and stability.

4th House: Financial security is tied to property, home-based ventures, or family inheritance. Building wealth through real estate, or investing in family-oriented projects, provides a solid foundation for long-term financial success.

5th House: You can attract financial abundance through creative expression, entertainment, or speculative ventures. Money flows when you tap into your artistic talents or work on luxury projects that reflect beauty and quality.

6th House: Consistency and dependability in your work lead to financial success. Steady growth in your career, particularly in service-based industries or health and wellness fields, will build a solid financial foundation over time.

7th House: Partnerships, both business and personal, are key to your financial growth. You attract wealth through stable, long-term relationships, where both parties share a mutual vision of security and loyalty.

8th House: Wealth may come from joint ventures, inheritances, or shared resources. You have a natural ability to manage investments and grow money through transformative financial partnerships.

9th House: Money can be gained through higher education, international ventures, or global business. Your patience and focus on long-term goals bring wealth through teaching, publishing, or pursuing broad, expansive opportunities.

10th House: Financial success is closely tied to your career and public image. You attract wealth by building a solid reputation and advancing steadily in your profession, particularly in fields like luxury, real estate, or the arts.

11th House: Your social network and community play a big role in financial growth. By leading or participating in groups that align with your values, you’ll attract wealth through long-term ventures, especially in social or technological innovation.

12th House: Wealth may come from hidden or unexpected sources, such as behind-the-scenes work, charitable endeavors, or spiritual pursuits. Slowly building wealth through private or healing professions can bring financial success.

𝐆𝐞𝐦𝐢𝐧𝐢 𝐕𝐞𝐧𝐮𝐬

For Venus in Gemini, attracting wealth comes through leveraging your communication skills, adaptability, and intellectual interests. This placement thrives in dynamic environments where quick thinking, networking, and versatility are essential. You draw in abundance by staying curious, open to new ideas, and building connections that lead to financial opportunities. Whether through writing, teaching, or speaking, your intellect and social skills are the key to unlocking wealth. Financial success often comes from exploring multiple income streams, staying flexible, and using your wit to navigate opportunities.

Through the Houses:

1st House: Financial success comes from how you engage with others—your charm, curiosity, and adaptability open doors. Present yourself as communicative and approachable, and you’ll naturally attract wealth through social interactions.

2nd House: Your intellectual skills are a direct path to earning money. Writing, teaching, or selling ideas are lucrative ways to build wealth. By diversifying your income streams, you’ll keep things stimulating while attracting financial growth.

3rd House: Money comes through communication-based fields like writing, speaking, or short-term projects. Networking and staying attuned to trends, particularly in media or marketing, will help you generate financial opportunities.

4th House: Financial stability might stem from intellectual home projects, such as freelance writing or working in real estate. Family businesses tied to teaching, communication, or technology can be strong sources of wealth.

5th House: Creative pursuits, especially those involving writing, media, or speculative ventures, are tied to financial success. Investing in art, entertainment, or even emerging markets like cryptocurrency can also be profitable.

6th House: You attract wealth by using your intellectual talents in your daily work. Financial success comes from work that involves communication, technology, or writing. Staying adaptable and versatile will keep your income steady.

7th House: Financial growth is linked to partnerships where intellectual exchange is central. You attract wealth through collaborations in business or personal relationships, especially when ideas are shared and developed into ventures.

8th House: Joint financial ventures and investments, especially those involving intellectual collaboration, can be lucrative. You may find financial transformation through research, innovation, or partnerships that involve shared resources.

9th House: Wealth can be attracted through higher education, publishing, or global travel. Teaching, writing, or intellectual pursuits that have a broad impact will bring financial rewards, especially on an international scale.

10th House: Communication and intellectual pursuits are key to your career success. Wealth comes through adaptability in professional environments, such as media, public speaking, or networking, where you can showcase your quick-thinking nature.

11th House: Social networks, technology, and innovation are your financial allies. Engage with communities that align with your ideas, and wealth will flow through collaborative ventures in technology or social causes.

12th House: Financial success may come from intellectual work done behind the scenes, such as research or writing in solitude. Spiritual or psychological pursuits, or hidden opportunities in these areas, can also bring unexpected wealth.

𝐂𝐚𝐧𝐜𝐞𝐫 𝐕𝐞𝐧𝐮𝐬

For Venus in Cancer, attracting wealth comes from tapping into your emotional intelligence, nurturing nature, and strong connection to home and family. Venus in Cancer thrives when it feels emotionally secure, and financial success follows when you invest in ventures that offer both material and emotional stability. You draw wealth by creating safe, comforting environments, whether through home-based businesses, real estate, or family enterprises. Your ability to care for others, build meaningful relationships, and prioritize emotional fulfillment leads to financial abundance.

Through the Houses:

1st House: You attract wealth by presenting yourself as nurturing, empathetic, and emotionally intelligent. Your ability to connect with others on a deep level draws financial opportunities, often through personal relationships and your caring nature.

2nd House: Financial success is closely tied to your home and family. You build wealth through property investments, family businesses, or by creating a stable financial foundation that supports your loved ones and provides long-term security.

3rd House: Money comes through communication that reflects emotional intelligence, such as writing, teaching, or counseling. You may also attract wealth through sibling relationships or short-term projects that involve nurturing others.

4th House: Wealth flows through real estate, home-based businesses, or family ventures. Your ability to create a comfortable, nurturing environment at home leads to financial abundance, particularly when you invest in property or family-oriented projects.

5th House: Financial success comes through creative endeavors that evoke strong emotional connections, or through activities related to children and family. You attract wealth by investing in artistic projects or businesses that involve nurturing and caregiving.

6th House: You attract money through caregiving professions, health, or nurturing roles. Fields like healthcare, therapy, or social services, where emotional intelligence and empathy are essential, can bring financial success and fulfillment.

7th House: Partnerships are key to your financial growth. Whether in business or marriage, you attract wealth through emotionally connected, supportive relationships that foster mutual growth and create a stable financial foundation.

8th House: Wealth may come from joint ventures, inheritances, or other people’s resources. Your deep emotional connections with partners can lead to financial transformations, allowing you to share and manage wealth effectively.

9th House: You attract wealth through emotionally fulfilling ventures related to travel, education, or spiritual growth. Teaching, nurturing others on a global scale, or engaging in meaningful cultural or spiritual exchanges can lead to financial success.

10th House: Career success and financial abundance are linked to emotionally fulfilling work, particularly in real estate, caring professions, or roles that provide security and comfort to others. You attract wealth by nurturing others through your professional life.

11th House: Financial growth comes through your emotional connections within groups or communities. You attract wealth by leading or nurturing social causes, particularly those focused on emotional well-being, family, or group support.

12th House: Wealth may come from hidden sources, spiritual pursuits, or behind-the-scenes efforts. Your compassion and emotional depth can attract financial opportunities in healing, caregiving, or charitable work.

𝐋𝐞𝐨 𝐕𝐞𝐧𝐮𝐬

For Venus in Leo, attracting wealth is all about embracing your creativity, confidence, and desire for the spotlight. This placement thrives when you can express yourself boldly, drawing money through artistic endeavors, entertainment, or leadership roles. You attract wealth by owning your charisma, inspiring others, and creating something of value that highlights your talents. Financial success follows when you are able to shine, whether it's through a creative project, a business, or a leadership position. Your magnetic personality naturally draws abundance when you're in spaces that allow you to express your uniqueness.

Through the Houses:

1st House: Financial success is linked to how confidently and boldly you present yourself. By embracing your natural leadership qualities and taking center stage, you attract wealth and recognition effortlessly.

2nd House: You can attract money through luxury ventures or creative talents. Financial success is tied to activities that bring you joy, such as indulging in your artistic skills or leadership abilities, allowing you to earn through self-expression.

3rd House: Wealth may come through communication, creative writing, or media-related projects. Your charismatic, expressive nature can lead to financial opportunities through public speaking or local ventures where you showcase your flair.

4th House: Financial success could come through property investments, home-based businesses, or family ventures. You may also attract wealth by transforming your home into a space of creativity and luxury or through creative real estate projects.

5th House: This is a highly favorable placement for Venus in Leo to attract wealth. Financial success comes through artistic endeavors, entertainment, or speculative ventures. You might find money flowing through the arts, sports, or investments in entertainment.

6th House: You attract wealth through leadership roles in your daily work. Financial success follows when you bring creativity and passion into your job. You may also find opportunities in fields related to the arts or luxury services.

7th House: Partnerships play a crucial role in your financial success. Wealth may come through business or marriage relationships where creativity, collaboration, and leadership are key. You thrive when you can express your flair alongside a partner.

8th House: Wealth may come through joint financial ventures, inheritances, or other people’s resources. Financial transformation is possible through bold investments, particularly in creative or artistic fields, or through dynamic partnerships.

9th House: You can attract wealth through teaching, travel, or international ventures. Financial success comes when you take on opportunities that allow you to shine on a global scale, such as publishing or sharing your expertise in a way that inspires others.

10th House: Career success is closely tied to creative leadership roles. You attract money by being recognized for your talents and passion. Financial success comes from being at the forefront of your profession, particularly in industries where you can express your creativity.

11th House: You attract wealth through your social network and involvement in large groups or organizations. Leading in creative or entertainment-based groups, or social causes where you can inspire others, brings financial rewards.

12th House: Financial success may come from behind-the-scenes work, such as creative projects done in solitude or spiritual endeavors. You might also attract wealth through charitable work or personal, reflective creative pursuits.

𝐕𝐢𝐫𝐠𝐨 𝐕𝐞𝐧𝐮𝐬

For Venus in Virgo, attracting wealth revolves around your practical, analytical, and detail-oriented mindset. Venus in this sign thrives in environments where organization, efficiency, and service are key. Financial success comes from applying your talents in fields that demand precision, whether it's in healthcare, service industries, or professions that benefit from your meticulous nature. You draw money by offering value through problem-solving, improving systems, and being of service to others. Your careful, methodical approach to finances allows you to build wealth gradually and sensibly, focusing on sustainable growth.

Through the Houses:

1st House: Financial success comes from presenting yourself as dependable and detail-oriented. Your ability to solve problems efficiently and with precision naturally attracts wealth, as people recognize your analytical skills and practical value.

2nd House: You attract wealth through careful budgeting, service-based work, and practical investments. Financial success stems from your ability to plan meticulously and manage money wisely, ensuring slow and steady growth.

3rd House: Wealth may come through communication-based professions, such as writing, editing, or teaching. Your ability to convey well-researched, thoughtful insights can lead to financial success, particularly in areas requiring intellectual precision.

4th House: Financial success is linked to your home environment. You might attract wealth by managing family finances, working in real estate, or operating a home-based business where your organizational skills can shine.

5th House: You attract wealth through creative endeavors that are structured and well-planned. Financial success may come through teaching, wellness projects, or health-related creative ventures. Analyzing speculative investments can also bring profitable outcomes.

6th House: This placement is ideal for Venus in Virgo to attract wealth. You build financial success through hard work, attention to detail, and offering practical services. Health, wellness, or service-oriented careers provide a steady path to wealth.

7th House: Financial growth comes through partnerships and collaborations. You attract wealth by being a valuable problem-solver in business or personal relationships. Financial success is linked to partnerships that appreciate your meticulous and organized approach.

8th House: Money may come through shared resources, joint ventures, or investments. You manage other people’s finances with care, attracting wealth by offering practical, transformative solutions in financial partnerships.

9th House: Financial success may come through teaching, publishing, or international business. You attract wealth through intellectual pursuits that emphasize practical application, where your attention to detail and research is valued.

10th House: Career success is tied to your meticulous and organized approach to work. Financial growth comes from service-based careers, health and wellness industries, or roles where you can streamline processes and improve efficiency.

11th House: You attract wealth through social networks or organizations that value practicality and intellectual rigor. Financial success comes from working with groups that focus on service, improvement, or the exchange of helpful, detailed ideas.

12th House: Financial success may come through behind-the-scenes work, research, or spiritual and healing professions. You attract wealth by offering practical, often overlooked solutions in areas where deep insight and discretion are needed.

𝐋𝐢𝐛𝐫𝐚 𝐕𝐞𝐧𝐮𝐬

For Venus in Libra, attracting wealth revolves around your charm, diplomacy, and ability to build strong social connections. Venus thrives in Libra, a sign focused on balance and harmony, making you naturally adept at drawing wealth through relationships, partnerships, and an appreciation for beauty. Financial success comes when you leverage your sense of fairness, aesthetic sensibility, and social skills. Whether through negotiation, business collaborations, or creative endeavors, you attract money by creating harmony, cultivating relationships, and using your natural grace to foster balance in your environment.

Through the Houses:

1st House: Financial success comes from how you present yourself—graceful, balanced, and charming. Your sociability and ability to build strong relationships naturally attract wealth and opportunities through your public image and interactions.

2nd House: You attract wealth through partnerships and ventures related to luxury, beauty, or aesthetics. Financial success follows when you align your personal values with those of others, often earning through design, social work, or luxury goods.

3rd House: Wealth comes through communication, writing, or social media where you can charm and connect with others. Building harmonious relationships in your local environment will lead to financial opportunities, especially through negotiation or collaboration.

4th House: Financial success may stem from home-based businesses, real estate, or creating a beautiful, harmonious home environment. You can attract wealth through property investments or family-related ventures that emphasize design and balance.

5th House: You attract wealth through creative endeavors or projects related to beauty, art, or aesthetics. Financial success may also come from speculative ventures, particularly in the arts or entertainment, where balance and harmony play a key role.

6th House: Financial success comes through service-oriented roles where balance and fairness are essential. Careers in law, social justice, healthcare, or roles that involve creating harmony in the workplace will bring wealth, particularly when aesthetics or fairness are valued.

7th House: Wealth is closely tied to partnerships, both in marriage and business. You attract financial success through balanced, harmonious relationships and collaborations that focus on mutual financial goals and shared values.

8th House: Joint financial ventures, investments, or other people’s resources may be significant sources of wealth. You attract money by negotiating fair and balanced financial partnerships, and financial transformation comes through equitable agreements.

9th House: Financial success may come through higher education, law, or international ventures focused on diplomacy or justice. You attract wealth by promoting balance and harmony in global or educational settings, especially in fields like law or teaching.

10th House: Career success and financial growth are linked to leadership roles that emphasize beauty, balance, or justice. You attract wealth through fields like law, design, or diplomacy, where fairness and aesthetics are central to your reputation and professional path.

11th House: Financial success is linked to your social network and involvement in group activities. You attract wealth by working harmoniously with like-minded individuals or through organizations focused on fairness, beauty, or social causes.

12th House: Wealth may come from behind-the-scenes work, charity, or spiritual endeavors. You attract financial success through private ventures or by creating balance in hidden areas, such as managing finances for charitable organizations or engaging in spiritual work.

𝐒𝐜𝐨𝐫𝐩𝐢𝐨 𝐕𝐞𝐧𝐮𝐬

For Venus in Scorpio, attracting wealth is all about harnessing your deep, transformative energy and laser-focused determination. This placement thrives in environments where you can uncover hidden opportunities and dive beneath the surface to gain control over financial resources. You attract wealth by taking calculated risks, especially in areas related to investments, joint finances, and transformative ventures. Scorpio Venus has a magnetic attraction to power, so financial success often involves profound changes and navigating complex financial dynamics, such as shared resources or inheritances. Embracing your desire for transformation and confidently tackling financial challenges leads to significant wealth-building.

Through the Houses:

1st House: Financial success comes from projecting intensity, focus, and magnetic confidence. You naturally attract wealth by exuding power and an ability to handle resources, often drawing financial opportunities your way through your strong presence and resourcefulness.

2nd House: You attract wealth by uncovering hidden financial opportunities and making strategic, long-term investments. Success comes from careful management of resources and the willingness to take calculated risks, particularly in building and sustaining wealth over time.

3rd House: Wealth may come through intense communication, research, or writing, especially in fields where secrets or hidden truths are revealed. Success could be found in areas like psychology, investigative journalism, or any profession requiring depth and intensity.

4th House: Financial success is tied to property, inheritance, or deep family connections. You attract wealth by transforming family resources or through real estate investments. Profound changes in your home life or family dynamics may also play a role in financial growth.

5th House: You attract wealth through passionate creative ventures or speculative investments that carry an element of risk. Financial success may come from intense projects in areas like entertainment, art, or the stock market, where deep emotional investment fuels success.

6th House: Wealth is gained through transformative work in fields like psychology, medicine, or crisis management. Your ability to focus deeply on your job, especially in service roles that require handling challenging situations, leads to financial success.

7th House: Financial success comes through deeply transformative partnerships, whether in business or romance. You attract wealth by forming committed relationships where resources are shared, and financial growth occurs through mutual investments and joint ventures.

8th House: This is a highly favorable placement for Venus in Scorpio. Wealth comes through joint ventures, inheritances, or managing other people’s resources. Financial transformation occurs through bold investments, strategic handling of shared assets, and navigating taxes or inheritances.

9th House: You attract wealth through deep philosophical exploration, transformative education, or foreign ventures. Success may come from international investments, higher learning, or ventures that require a strategic, intense approach to uncovering new opportunities.

10th House: Career success is linked to your ability to transform and take control in professional environments. You attract wealth by excelling in fields like finance, psychology, research, or crisis management, where your intense focus and leadership are key assets.

11th House: Financial success is closely tied to your powerful social connections. You attract wealth through deep, transformative relationships within groups or organizations, particularly in areas involving shared resources, financial ventures, or communal transformations.

12th House: Wealth may come from hidden sources, behind-the-scenes work, or transformative spiritual or psychological efforts. You attract financial success by focusing on inner work, managing hidden assets, or engaging in spiritual or charitable ventures that bring profound personal growth and financial rewards.

𝐒𝐚𝐠𝐢𝐭𝐭𝐚𝐫𝐢𝐮𝐬 𝐕𝐞𝐧𝐮𝐬

For Venus in Sagittarius, attracting wealth involves embracing your adventurous, optimistic, and freedom-loving spirit. You thrive when exploring new opportunities in travel, education, or philosophical pursuits. Your financial success is deeply connected to ventures that expand your horizons and align with your personal values of growth and exploration. Whether through international business, teaching, or publishing, you attract wealth by seeking experiences that inspire both personal and financial growth. The key to financial success lies in pursuing opportunities that resonate with your desire for adventure, truth, and learning.

Through the Houses:

1st House: Financial success comes from presenting yourself as adventurous, open-minded, and optimistic. You naturally attract wealth through your vibrant personality and opportunities linked to travel, education, and cultural exchanges.

2nd House: You attract wealth by seeking new financial ventures, particularly those related to education, international business, or travel. Financial success is tied to investing in opportunities that broaden your horizons and reflect your values of exploration and freedom.

3rd House: Wealth may come through communication, writing, or teaching, particularly in areas that involve sharing knowledge and expanding minds. Financial success is likely through intellectual pursuits, travel-related writing, or media projects that inspire others.

4th House: Financial success can come through property or family ventures tied to education or travel. You attract wealth by creating a home environment focused on growth and learning, possibly earning through international real estate or family-owned educational projects.

5th House: Wealth flows through creative projects or speculative investments, especially in areas related to travel, education, or philosophical exploration. Financial success may come from creative ventures that inspire others to think broadly and embrace growth.

6th House: You attract wealth through work in service roles that involve teaching, travel, or higher learning. Financial success comes from roles that allow you to spread knowledge, inspire others, and work in international or educational settings.

7th House: Financial success is closely tied to partnerships, both business and romantic, that value freedom and exploration. You attract wealth through relationships built on shared goals related to travel, education, or philosophical pursuits.

8th House: Wealth may come through joint financial ventures, investments, or inheritances involving travel or education. Financial transformation occurs through bold, adventurous financial decisions or partnerships focused on deep exploration and growth.

9th House: This is an ideal placement for Venus in Sagittarius. You attract wealth through higher education, international ventures, teaching, or publishing. Financial success comes from expanding your knowledge and sharing it with others, especially on a global scale.

10th House: Career success is linked to leadership roles in fields like education, international business, or travel. You attract wealth by pursuing professional opportunities that allow you to inspire others and encourage exploration and growth.

11th House: Financial success is connected to your social network and involvement in groups focused on education, travel, or philosophy. You attract wealth by leading communities that value expansion, learning, and personal growth.

12th House: Wealth may come from hidden sources, spiritual work, or international ventures. Financial success is drawn from behind-the-scenes efforts or by aligning your spiritual beliefs with ventures that offer both personal and financial growth.

𝐂𝐚𝐩𝐫𝐢𝐜𝐨𝐫𝐧 𝐕𝐞𝐧𝐮𝐬

For Venus in Capricorn, attracting wealth is all about discipline, structure, and long-term vision. Venus in this sign thrives on building a secure financial foundation through hard work, responsibility, and a methodical approach to managing resources. You attract wealth by focusing on steady, long-term growth rather than chasing short-term gains, often finding success in traditional, well-established industries. Your financial success comes through consistent effort, wise investments, and a strong sense of ambition. Wealth flows when you commit to ventures that promise longevity, maintain discipline, and stay focused on sustainable financial growth.

Through the Houses:

1st House: Financial success comes from presenting yourself as ambitious, responsible, and disciplined. Your public image reflects a strong work ethic, and you attract wealth through opportunities where your determined approach and desire for stability are recognized.

2nd House: You attract money through careful, long-term financial planning and investments. Financial success comes from steadily building wealth over time, particularly through traditional industries or ventures that offer stable returns.

3rd House: Wealth may come through structured communication, writing, or business projects that require careful planning and persistence. Financial success is achieved through intellectual endeavors that have long-term potential and value.

4th House: Financial success is often tied to real estate, property investments, or family businesses. You attract wealth by creating stability in your home and family life, and you may build lasting financial security through real estate or legacy planning.

5th House: You attract wealth through practical and structured creative endeavors. Financial success may come from investments in fields that blend creativity with structure, such as architecture, traditional arts, or engineering, where long-term planning is key.

6th House: Financial success comes through hard work, discipline, and responsibility in your daily work life. You attract wealth by staying focused on long-term career goals, particularly in fields like corporate business, government, or finance, where structure and ambition are rewarded.

7th House: Financial growth is tied to partnerships, particularly in business. You attract wealth through long-term, stable partnerships, where both parties share a focus on building a solid financial future and working toward mutual goals.

8th House: Wealth may come through joint ventures, investments, or carefully managing shared resources. Financial success is achieved through disciplined handling of other people’s money or through inheritances, where a strategic approach to long-term investments pays off.

9th House: You attract wealth through disciplined educational or international pursuits. Financial success may come from higher education, law, or structured travel-related ventures that combine personal growth with long-term financial potential.

10th House: Career success comes from leadership roles that value discipline, responsibility, and structure. You attract wealth by building a solid professional reputation over time, often finding financial success in established industries like business, law, or politics.

11th House: Financial success is linked to your involvement in structured groups or organizations. You attract wealth by leading or participating in social networks and communities that focus on long-term growth, ambition, and success.

12th House: Wealth may come from behind-the-scenes work or through spiritual or charitable endeavors. Financial success comes from disciplined efforts in solitude or private ventures that offer long-term financial security, often in areas that others overlook.

𝐀𝐪𝐮𝐚𝐫𝐢𝐮𝐬 𝐕𝐞𝐧𝐮𝐬

For Venus in Aquarius, attracting wealth revolves around your innovative, unconventional, and forward-thinking approach. Venus in Aquarius thrives in exploring new ideas, technologies, and social connections that push boundaries. You naturally attract wealth by embracing your uniqueness and being open to progressive financial ventures. Financial success is often tied to your involvement in technology, humanitarian efforts, or social causes. You find wealth when you combine intellectual creativity with a sense of purpose, focusing on futuristic or community-driven financial goals that align with the greater good.

Through the Houses:

1st House: Financial success comes from presenting yourself as innovative, unique, and open-minded. You attract wealth by showcasing your individuality and unconventional thinking, often drawing opportunities through tech-related or progressive ventures.

2nd House: You attract money through modern, forward-thinking ventures such as technology, social causes, or innovation. Financial success comes from investing in futuristic projects and earning through your social networks or involvement in the community.

3rd House: Wealth comes through communication, writing, or intellectual pursuits centered on innovation and social change. Financial success may stem from networking, teaching, or working in fields related to technology, social justice, or progressive ideas.

4th House: Financial success may be linked to unconventional home-based ventures or real estate. You attract wealth by applying modern ideas to property investments or by creating a unique, progressive home environment or family business.

5th House: You attract wealth through creative, innovative endeavors, often involving technology or speculative ventures in cutting-edge industries. Financial success comes from thinking outside the box in areas like entertainment, tech, or futuristic arts.

6th House: Financial success comes from working in service-oriented roles tied to social causes, innovation, or technology. You attract wealth by focusing on improving the collective, especially in fields like science, technology, or social reform.

7th House: Financial success is closely tied to unconventional partnerships or collaborations. You attract wealth through relationships with forward-thinking individuals who share your vision, particularly in business or social ventures focused on technology or progressive goals.

8th House: Wealth may come through joint financial ventures, investments, or managing other people’s resources in innovative ways. You attract wealth by transforming shared resources through tech-driven or unconventional methods, particularly in fields related to social causes.

9th House: You attract wealth through higher education, international ventures, or philosophical pursuits that promote progressive ideals. Financial success may come from teaching, publishing, or travel, particularly when focused on forward-thinking or humanitarian efforts.

10th House: Career success and financial growth come from leadership roles in innovative or progressive fields. You attract wealth by excelling in industries like technology, science, or social reform, often achieving financial success through careers that promote change and advancement.

11th House: Financial success is linked to your social network and community involvement. You attract wealth by leading groups or organizations focused on innovation, technology, or humanitarian causes, particularly when working within futuristic or socially conscious industries.

12th House: Wealth may come from behind-the-scenes work or involvement in charitable, spiritual, or humanitarian efforts. Financial success is often found through private ventures or by working in fields that focus on helping the collective in unconventional or innovative ways.

𝐏𝐢𝐬𝐜𝐞𝐬 𝐕𝐞𝐧𝐮𝐬

For Venus in Pisces, attracting wealth involves channeling your imaginative, compassionate, and spiritual energy into your work. Venus in this sign thrives when it combines creativity with a deep emotional or spiritual connection, allowing you to attract wealth by following your intuition and engaging in endeavors that inspire and uplift others. Financial success comes from artistic, healing, or spiritual professions that resonate on an emotional level. Your compassionate and idealistic approach to money enables you to draw abundance by offering value through emotional fulfillment and service to others. Wealth flows when your financial path aligns with your spiritual or artistic vision.

Through the Houses:

1st House: Financial success is linked to how you present yourself—compassionate, imaginative, and spiritually connected. You attract wealth by embracing your artistic and empathetic side, often finding opportunities in creative or healing professions.

2nd House: You attract money through intuitive and creative means. Financial success comes from artistic ventures, spiritual work, or compassionate service. Professions in beauty, art, or healing can be financially rewarding for you.

3rd House: Wealth comes through communication or artistic expression, particularly when you use your empathy and imagination. Financial success is likely in writing, teaching, or creative projects that deeply inspire or emotionally touch others.

4th House: Financial success may come through property, real estate, or creating a nurturing, spiritual home environment. You can attract wealth by transforming your home into a healing or creative space or through family-related ventures.

5th House: You attract wealth through artistic and creative endeavors that are emotionally or spiritually connected. Financial success comes from engaging in music, film, visual arts, or any creative field that deeply resonates with others' emotions.

6th House: You attract wealth by working in compassionate service or healing professions. Financial success stems from serving others in ways that align with your spiritual or artistic values, particularly in healthcare, wellness, or charitable roles.

7th House: Financial success is linked to relationships and partnerships that are deeply spiritual or compassionate. You attract wealth through business or romantic relationships rooted in emotional or spiritual bonds.

8th House: Wealth may come from joint financial ventures, inheritances, or other people’s resources, particularly when connected to healing or spiritual transformation. Managing shared resources with compassion and intuition can lead to financial success.

9th House: You attract wealth through spiritual or creative teaching, travel, or higher education. Financial success may come from working in fields related to art, spirituality, or humanitarian service that reach a global or expansive audience.

10th House: Career success is linked to roles where creativity, compassion, and spirituality are central. You attract wealth by pursuing careers in healing, the arts, or spiritual guidance, often gaining recognition for your emotional depth and intuitive abilities.

11th House: Financial success comes through your social network, especially in communities focused on spirituality, healing, or creative arts. You attract wealth by engaging with groups or organizations that aim to uplift and inspire.

12th House: Wealth may come from behind-the-scenes work, spiritual endeavors, or artistic expression. Financial success arises through compassionate service, charity, or spiritual healing, especially in fields where you work quietly and intuitively.

Masterlist - YouTube (subliminals)

[mostlysignssomeportents]

Musk steals a billion dollars from low-income Americans and sends it to Intuit

I'm about to leave for a 20+ city book tour for my new novel PICKS AND SHOVELS. Catch me on Feb 14 in BOSTON for FREE at BOSKONE , and on Feb 15 for a virtual event with YANIS VAROUFAKIS. More tour dates here.

Let me tell you about the most wasteful US federal government spending I know about. It's a humdinger. You and everyone you know are mired in it for weeks, or perhaps months, every year. It will cost you, personally, thousands of dollars over your lifetime. I'm talking about filing your taxes.

Not paying your taxes. Paying your taxes is fine. It keeps the country running, though not because the government needs our "tax dollars" to pay for things. The government annihilates the money it taxes away from us, and creates new money to pay for programs. The USA needs US citizens' dollars to build highways the same way Starbucks needs its Starbucks gift cards to make lattes – that is, not at all:

https://theglobepost.com/2019/03/28/stephanie-kelton-mmt/

I'm talking about filing your taxes. In nearly every case, a tax return contains a bunch of things the IRS already knows: how much interest your bank paid you, how much your employer paid you, how many kids you have, etc etc. Nearly everyone who pays a tax-prep place or website to file their tax return is just sending data to the IRS that the IRS already has. This is insanely wasteful.

In most other "advanced" countries (and in plenty of poorer countries, too), the tax authority fills in your tax return for you and mails it to you at tax-time. If it looks good to you, you just sign the bottom and send it back. If there are mistakes, you can correct them. You can also just drop it in the shredder and hire an accountant to do your taxes for you, if, for example, you run a small business, or are self-employed, or have other complex tax needs. A tiny minority of tax filers fall into that bucket, and they keep the tax-prep industry in other countries alive, albeit in a much smaller form than in the USA.

In the US, we have a duopoly of two gigantic tax-prep outfits: H&R Block, and Intuit, owners of Turbotax. These companies make billions from low-income, working Americans every year, charging them to format a bunch of information the IRS already has, and then sending it to the IRS on their behalf. These companies lobbied like crazy for the right to tax you when you pay your taxes.

In 2003, it looked like the IRS would start sending Americans pre-completed returns, so H&R Block and Turbotax went into lobbying overdrive, whipping up a "public private partnership" called the "Free File Alliance," that promised to do free tax prep for most Americans. But once the threat of IRS free filing was killed, they turned Free File into a sick joke. Americans who tried to use Free File were fraudulently channeled into filing products that cost money – sometimes hundreds of dollars – to use, a fact that was only revealed after the taxpayer had spent hours keying in their information. Free File sites were also used to peddle unrelated financial products to tax filers, with deceptive language that implied that buying these services was needed to file your return:

https://www.propublica.org/article/inside-turbotax-20-year-fight-to-stop-americans-from-filing-their-taxes-for-free

The big winner from the Free File scam was Intuit, which bought Turbotax in 1993. They made about one billion dollars per year ripping off Americans they'd promised to file free tax returns for. After outstanding work by Propublica, lawmakers and the IRS were finally pressured to create an IRS-based free filing service that would cut Intuit out of the loop. Intuit went on a lobbying blitz without parallel, giving out $3.5m in bribes in 2022 in a bid to kill the Treasury Department's study of a free filing service:

https://pluralistic.net/2023/02/20/turbotaxed/#counter-intuit

In 2022, nearly every US state attorney general settled their lawsuits against Intuit for the Turbotax ripoff, bringing in $141m:

https://www.agturbotaxsettlement.com/Home/portalid/0

In 2023, the FTC won a case against Intuit over the scam:

https://www.ftc.gov/business-guidance/blog/2023/09/nine-takeaways-initial-decision-intuit-turbotax-action

But Intut was undeterred. They came back in 2023 with a campaign to say that ripping off American tax-filers was antiracist and anyone who wanted the IRS to make filing free was, therefore, a racist:

https://pluralistic.net/2023/09/27/predatory-inclusion/#equal-opportunity-scammers

Strangely, no one bought that one. By May, 2023 the IRS had announced its own, in-house free file program:

https://pluralistic.net/2023/05/17/free-as-in-freefile/#tell-me-something-i-dont-know

Now, no one is forcing you to use this program. Do you have a family accountant that your grandparents started using in the Eisenhower administration? Just keep going to them. Do you like using Turbotax? Keep using it! Wanna do your own taxes? Here's the forms:

https://www.irs.gov/pub/irs-pdf/f1040s.pdf

But if you want to file your taxes for free, and you earn $125,000/year or less, here's the IRS's service:

https://www.irs.gov/filing/irs-direct-file-for-free

Better use it quick, though. Elon Musk has just announced that he's killing it. Yeah, I know, no one elected him. That doesn't seem to matter to anyone, least of all Democrats on the Hill, who are still showing up for work every day and trying to engender a "spirit of comity" rather than screaming and throwing eggs:

https://apnews.com/article/irs-direct-file-musk-18f-6a4dc35a92f9f29c310721af53f58b16

Musk called IRS free file a "far left" program and announced that he had "deleted it." By the way, the median Trump voter's income is about $72k, meaning more than half of Trump voters qualified for free file:

https://fivethirtyeight.com/features/the-mythology-of-trumps-working-class-support/

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2025/02/11/doubling-up-on-paperwork/#rip-freefile

Image: Wcamp9 (modified) https://commons.wikimedia.org/wiki/File:Elon_Musk_-_March_28,_2024_%28cropped%29.jpg

CC BY 4.0 https://creativecommons.org/licenses/by/4.0/deed.en

[saywhat-politics]

In a post on X, unelected government official Elon Musk revealed that he has cut the staff of the Internal Revenue Service that oversaw the system that allows Americans to file their taxes for free easily on its website.

A right-wing MAGA influencer called the "direct file" tax program a "far left government wide computer office" that was "built by Elizabeth Warren."

He claimed, "Direct file puts the government in charge of preparing people's tax returns for them," he claimed.

[civildisorderstream]

2023, The Year of Self-Sabotage

Has anyone noticed the trend businesses have been on in 2023? There's a LOT of self-sabotage going on in the business world. Throughout my life, and everyone else has their own observations too, once in a while you see a company make a boneheaded decision about their product or service. And once in a while you'll see a decision get made that is bad, but maybe it at least has some justification (even to an anti-capitalist goober like myself). But this year has been nonsensical moves of greed or product/service sabotage that make no sense for longevity or harm what's in the best interest of the consumer.

Activision-Blizzard: The Overwatch debacle, and Diablo Immortal's scummy practices.

Netflix: The account sharing debacle.

Twitter: Maximum divorced loser Elon Musk destroying its functionality and branding and we still call it Twitter.

Reddit: Inspired by Musk's stupidity, the API tools debacle. Shame on the Reddit communities for not knowing how to strike btw (you don't put a time limit on it).

Hollywood: Pulling shows and films from streaming services to declare them as failed products and somehow get a tax write-off for it.

Also Hollywood: Willing to take quarterly losses greater than the annual cost to meet the demands of two striking unions put together.

Unity: Announced in the past day that it will charge developers a fee for installations because greed.

Titan Submersible: "Safety is for losers" says billionaire who proceeds to use his shoddy tech to do a murder-suicide.

Starbucks: Breaking ALL of the labor laws to try and stop unionization. Admittedly a reach to be on this list but the situation (like all the others) is ongoing and can compound.

Embracer: A massive corporate company that bought a bunch of smaller companies. Thought a 2 billion dollar deal with the Saudi government was a sure thing, so they spent 2 billion dollars on stuff. Deal falls through, so they start closing companies they acquired.

That's just the ones I can remember off the top of my head. These aren't business decisions done for the sake of consumers. These are all decisions done to spite consumers or the workers who produce the products and services.

People try to remember years as being the "year of" something. And it's a thing I do too. For me, 2023 is the year of corporate self-sabotage.

[yourlegalconsultant]

Legal and Tax Liabilities in a Cheque Bounce Dispute

A cheque bounce dispute can create significant legal and financial challenges for both the issuer and the payee. When a cheque is dishonored due to insufficient funds, incorrect signatures, or account-related issues, it can lead to legal consequences under the Negotiable Instruments Act, of 1881. Cheque bounce cases can also have tax implications, affecting individuals and businesses. Understanding the legal and tax liabilities in such disputes is essential to protect one’s financial interests and take the right legal action. Read.

[kleopatra45]

Do you intend to make a post about stellium in the houses on the solar return chart ?

Stelliums in the Houses [Solar Return]

1st House

A 1st House stellium in the solar return chart highlights a year of self-focus and personal development. You'll be driven to assert your identity, make changes to your appearance, or take charge of your life direction. This is a year to focus on self-awareness, personal goals, and how you present yourself to the world. Expect significant changes in how you view yourself and how others perceive you.

2nd House

A stellium in the 2nd House indicates a year of financial focus and re-evaluating your values. Your earning potential, material possessions, and financial stability will be central themes. You may be driven to increase your income, invest in new resources, or reassess what you truly value in life. This is also a year where your self-worth and how it relates to your material wealth will be tested and potentially redefined.

3rd House

When the 3rd House is emphasized by a stellium, communication, learning, and your immediate environment become pivotal. This is a year of increased mental activity, where you might take up new studies, start a writing project, or strengthen relationships with siblings and neighbors. The pace of daily life may quicken, with more travel, social interactions, and exchanges of ideas.

4th House

A 4th House stellium points to a year focused on home, family, and your emotional foundation. You might move, renovate, or invest more energy into your living situation. Family dynamics and your relationship with parents, especially your mother, will play a significant role. This is also a time for inner reflection, dealing with past issues, and strengthening your emotional roots.

5th House

A stellium in the 5th House brings creativity, romance, and self-expression to the forefront. This could be a year of artistic pursuits, new romantic relationships, or a stronger focus on children if you have them. Your desire for pleasure, fun, and taking risks will be heightened. You might feel a strong urge to create something unique or to fully express your individuality in a new way.

6th House

With a 6th House stellium, your work, health, and daily routines become the focus. You might take on new responsibilities at work, become more health-conscious, or make significant changes to your daily habits. This is a year where you are called to service, whether through your job, volunteering, or simply helping others in practical ways. Health and wellness practices may take on new importance.

7th House

A 7th House stellium in the solar return chart emphasizes relationships and partnerships. This could be a year of significant developments in your marriage, business partnerships, or other close relationships. Issues of balance, cooperation, and commitment will come to the surface. You might also attract new partnerships or face challenges that require diplomacy and negotiation.

8th House

The 8th House stellium brings transformation, shared resources, and deep psychological processes into focus. This could be a year of dealing with joint finances, taxes, inheritances, or debts. Intimate relationships might go through profound changes, or you may confront issues of power, control, and taboo subjects. It's a year for deep emotional work, facing fears, and perhaps a symbolic or literal rebirth.

9th House

A stellium in the 9th House highlights a year of expansion through travel, higher education, or spiritual pursuits. You might be drawn to new philosophies, religions, or cultures, seeking to broaden your understanding of the world. This is a time to explore new horizons, whether through physical travel, academic study, or a quest for truth and meaning. Legal matters or international connections may also play a role.

10th House

With a 10th House stellium, career and public life take center stage. This is a year where your professional ambitions, reputation, and long-term goals come into sharp focus. You may receive recognition for your achievements or feel a strong drive to advance in your career. Authority figures, including bosses or even your own role as a leader, will be significant. Expect changes in your public image or career trajectory.

11th House

A stellium in the 11th House emphasizes friendships, social networks, and long-term aspirations. This could be a year where you play a more active role in groups or communities, or where you align yourself with causes and organizations that reflect your ideals. Friendships may become more important, and you could find support for your goals through social connections. Your vision for the future will be a central focus.

12th House

The 12th House stellium points to a year of introspection, spirituality, and dealing with hidden matters. You might feel the need to retreat, focus on your inner life, or confront subconscious patterns. This could be a year of letting go, healing past wounds, or dealing with issues related to confinement, isolation, or endings. Spiritual growth and self-awareness will be key themes, as you prepare for a new cycle of personal development.

I will post 'Stellium in the Signs' soon!

I hope this helps! ♥️

©️kleopatra45

[robertreich]

The Truth About Trumponomics

Trump and Republicans want to wreck your bank account. Here are 5 things you need to know about Trumponomics.

1.Trump wants tax cuts for the rich, at your expense.

Trump’s tax cuts for the rich and big corporations added about $1.7 trillion to the national debt, with few benefits trickling down to the middle class — in fact, it raised taxes for more than 10 million American families.

Now Trump and Republicans want to make the tax cuts for the rich permanent, blowing up the debt even further. And then they’ll use that debt to justify this:

2. Trump would cut Social Security and Medicare — programs you’ve been paying into!

In every year of his presidency, Trump submitted a budget that tried to cut Social Security and Medicare. And he knows that’s the only way he can even begin to pay for extending his tax cuts for the rich.

3. Trump and his allies are pro-junk fee.

When the Biden administration issued a rule capping credit card late fees at $8, Sen. Tim Scott, a Trump surrogate, tried to overturn it in the Senate. And then a Trump-appointed judge issued a temporary injunction that blocked the rule from taking effect. Eliminating that rule would cost American families an estimated $10 billion a year.

And when the Biden administration required airlines to issue automatic refunds for canceled flights, Trump’s allies in Congress fought to block that too.

When Trump was in office, his administration fought against efforts to rein in airline junk fees.

Corporations nickel and diming us like this makes inflation worse. If Trump gets back in the White House, buckle up for more junk fees.

4. Trump would send health care costs soaring.

Republicans have committed to repealing the Inflation Reduction Act, which would strip Medicare of the ability to negotiate drug prices, and let Big Pharma send the price of insulin and other life-saving medicines back through the roof.

And Trump is still fixated on repealing Obamacare, with no plan to replace it.

TRUMP: Obamacare is a disaster. We’re gonna do something about it.

That would strip coverage from tens of millions of Americans, drive up premiums, and let insurers charge more or deny coverage to people with preexisting conditions.

5, If you’ve got student debt, you’re out of luck with Trump.

In contrast to President Biden, who’s canceled more than $160 billion of student debt so far, Trump is against student debt relief. In his first term, he tried to eliminate the popular Public Service Loan Forgiveness program for people like teachers and nurses, and he’s called the idea of debt relief “unfair.”

What’s unfair, is how student debt hurts not just the roughly 40 million Americans burdened by it, but the entire economy, since Americans with debt have less money to spend, are less likely to start a business, less likely to buy a home, and more likely to rely on government assistance.

The MAGA agenda would make nearly every aspect of your life more expensive, while making the richest Americans even richer.

Teddy Roosevelt’s economic plan was called the Square Deal. Franklin Roosevelt’s was the New Deal.

What Trump is offering is simply a Raw Deal.