#tax debt consultation
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lexingtontaxgroup · 6 months ago
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🌟 Navigating Tax Debt: Insights from CEO Adam Hastie 🌟
Hey Tumblr community,
I hope this message finds you well. Today, I want to address a topic that affects many of us: tax debt. As the CEO of Lexington Tax Group, I've seen firsthand the impact that IRS tax debt can have on individuals and families. That's why I'm here to share some valuable insights and resources with you.
If you're feeling overwhelmed by tax debt, it's essential to know that you're not alone. Many people find themselves in similar situations, facing uncertainty and stress. However, there are options available to help ease the burden and provide relief.
At Lexington Tax Group, we specialize in guiding individuals through the process of qualifying for hardship programs. These programs, such as Offer in Compromise (OIC), Installment Agreements, and Currently Not Collectible (CNC) status, are designed to offer financial assistance and create manageable pathways towards tax debt resolution. Our dedicated team is here to provide personalized support and expert guidance every step of the way.
Whether you're considering an Offer in Compromise, an Installment Agreement, or another hardship program, we're here to help you navigate the complexities of the IRS system and find the best solution for your unique situation.
Our services extend beyond just IRS tax debt relief. We also provide assistance with Innocent Spouse Relief, IRS Fresh Start Initiative programs, penalty abatement, tax debt negotiation, and more. Our goal is to empower you with the knowledge and resources needed to achieve financial freedom.
To learn more about how Lexington Tax Group can assist you, visit our website at www.LexingtonTaxGroup.com or give us a call at 800-328-8289. Our team is ready to provide the support and expertise you need to move forward with confidence.
Remember, there's always hope, even in the face of tax debt. Together, we can overcome this challenge and build a brighter financial future.
Wishing you peace of mind and prosperity,
Adam Hastie CEO, Lexington Tax Group
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irstaxexpert · 1 month ago
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artisticdivasworld · 4 months ago
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Financial planning for truckers 
Financial planning is something a lot of folks in the industry overlook, but it’s super important if you want to stay afloat and keep your wheels rolling. First, let’s talk about budgeting. It might sound like a boring topic, but think of it as your roadmap. Without a clear budget, it’s like driving without a GPS. You know your income can be pretty unpredictable, especially with fluctuating fuel…
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sadanseo · 4 months ago
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Crucial Information Regarding Your Right to a Free Tax Consultation
The practice of tax law requires specialized knowledge and experience because the field is complex and constantly changing. A free consultation tax attorney is a lawyer whose exclusive area of practice is tax law. These lawyers can manage any complexity or simplicity in your tax situation. They are masters in managing intricate legal tax circumstances and have unmatched knowledge of the law and its implementation. You need a tax law specialist attorney if you or your business requires assistance with tax planning, representation in disputes with tax authorities, or just making sure you're following the law.
Common duties include evaluating recently established tax laws, assisting clients in tax court, and counseling clients on the tax ramifications of corporate activities and transactions. The significance of tax attorneys who provide free consultations and how they assist clients in comprehending and adhering to the intricate web of tax regulations will be discussed in the paragraphs that follow.
The tasks of a tax attorney could include
An attorney who practices just tax law is known as a "tax lawyer". They provide financial planning guidance to maximize tax conditions, adhere to tax laws, and settle disputes with the Internal Revenue Service or other tax authorities. Very little attention is paid to business taxes, estate taxes, foreign taxes, and tax debt. Many tax lawyers are employed by accountancy or legal firms. It's possible that a few of them work for themselves and manage their own businesses.
Tax attorneys that offer free consultations usually counsel clients on several strategies to receive favorable tax treatment. Lawyers not only create and negotiate contracts and other legal documents, but they can also represent clients in court, including tax court. Tax attorneys typically assist customers of accounting and consulting firms in adhering to tax laws.
Reason of hiring a tax attorney
Developmentof an estate:
Tax professionals can assist you with estate planning duties such establishing trusts, distributing assets to close relatives, and finishing required documentation during a free consultation.
Fixing up a business:
You can reduce your taxable income when you plan for the start-up, acquisition, sale, or growth of your company by scheduling a free consultation with a free consultation tax attorney.
Not being subject to taxes:
Tax attorneys provide free consultations if you need assistance disputing or resolving an overdue amount with the IRS or another tax agency. For example, they can assist you in selecting a joyful, innocent spouse or an offer that can be modified.
Qualities of a tax attorney to take into account
Acquiring legal authority to practice law
If a tax lawyer is licensed to practice law and offers free initial consultations, then they can. To find out if a tax lawyer is authorized to practice law in your state, go to the website of the bar organization in your state.
Recommending a greater level of investigation or attention
Most states require you to complete law school before granting you a license to practice law. Only the most experienced tax attorneys are able to obtain a Master of Laws (LL.M.) in taxation.
The TIN of the person making the arrangements
If you file tax returns for money, you must obtain a tax identification number from an IRS accountant. Without the tax preparer's signature and PTIN, your tax return cannot be filed.
Final Words
Get the most individualized tax advice and assistance possible by scheduling a free appointment with a free consultation tax attorney. In this way, it is free to talk with a tax attorney. You can receive individualized assistance with your tax situation without needing to pay anything up front. If you need assistance understanding the rules, you can get a free consultation with a tax attorney.
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opportunefinancial · 7 months ago
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Opportune Financial Services | Financial Planner | Financial Consultant in Boston MA
Opportune Financial Services offers tailored solutions as your Financial Planner in Quincy MA. Our team of experts is dedicated to helping you secure your financial future with comprehensive strategies that are designed to meet your unique needs and goals. Whether you're preparing for retirement or looking for the right insurance coverage, we're here to provide the guidance you need. As a trusted Financial Consultant in Boston MA, Opportune Financial Services also provides expertise in tax filing and debt management. We understand the challenges of managing finances in today's economic environment. Our experts help you achieve financial stability and growth through personalized consulting and reliable advice. Call us for a consultation!
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taxreliefrus · 9 months ago
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As you approach retirement age, the thought of returning to work might be on your mind. Whether you're considering part-time roles or fully immersing yourself back into the workforce, this article is designed to provide insights into the financial aspects of such a decision.
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boardroompunkss · 1 year ago
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subsidystadium · 1 year ago
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10 years ago, Biloxi, Mississippi built a new ballpark and promised economic home-runs
Last month, WLOX did a fantastic story on whether the city of Biloxi was getting what was financially promised from a new ballpark that was built 10 years ago. The short answer is not even slightly. The ballpark was to be built for the Biloxi Shuckers, the Class AA affiliate of the Milwaukee Brewers. In 2015, the city spent $36 million to build a new ballpark. Mississippi Gov. Phil Bryant claimed…
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radjoy · 1 month ago
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i have seen so many “hypergamy/it girl/soft life/luxury” posts about women not making decisions in a relationship and leaving it up to their bf phrased as “relaxing into your feminine energy” and since you all seem to be confused on the matter, i’m going to clear this up.
The reason that you find making decisions more mentally taxing than your bf seems to is not because you have some mystical feminine energy and he has some spooky masculine one that makes him a better leader. it’s because he isn’t considering consequences or evaluating risk/reward. simple as. you’re putting thought and intention into how you life your life, he’s coming from a place of fear and ego and???? idk maybe vibe and hoping everything comes up sunny side. you’d have equally valid luck just consulting a magic 8 ball for all your decisions.
men do not think things through. i work in an emergency room. all day every day: why are you missing a finger, sir? because there was something stuck in the lawnmower and he forgot that lawnmowers have blades. why do you look like ground beef, sir? he was going 104 in a 55 to show off his new sports car. why is there a miniature can of WD-40 up your ass, sir? you never get an explanation for those ones. women always think their boyfriend wouldn’t be the type that decides to shove something up his ass but let me tell you. let me tell youuuuuu. these men will surprise you. i have seen men from all walks of life decide to give it a whirl with something completely unsafe for anal penetration, then seem so confused to find themselves in the ER.
like 97% of penis amputations are from squamous cell carcinoma, an extremely slow-growing form of skin cancer that is usually completely easy to remove with a tiny little excision. so why on earth would we ever need to amputate? because MEN REFUSE BIOPSIES. men walk out AMA because they’re scared of the scalpel going near their junk and can’t pull it together. men will ignore a growing red crusted lesion on their junk for a full decade before giving into their wife’s begging and going to a doctor, who tells them they’re going to have to cut his dick off now.
are you hearing me? men will calmly make decisions that lead to them getting their dick cut off in ten years. do not let him lead you into dick cut off levels of credit card debt.
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probablyasocialecologist · 2 days ago
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Why, after every electoral loss, is the left always the scapegoat? It’s easier to blame activists for pushing a progressive agenda than confront the real issue: the Democratic Party has long been shaped by far more powerful forces—corporate interests, lobbyists, and consultants—whose influence has neglected the real crises facing everyday Americans. We see this cycle again and again. Contrary to establishment narratives, the Democratic leadership has often resisted advocacy organizations pushing for bold reforms on immigration, Big Tech, climate, debt, healthcare, rent, mass incarceration, Palestinian rights, and for policies like the Build Back Better agenda. This tension isn’t just about differing priorities—it reveals the actual balance of forces in the party. Corporate donors on Wall Street and Silicon Valley pour billions into campaigns, shaping agendas to suit their interests. A consultant class reaps millions from flawed strategies and failed candidates yet continues to fail upward, perpetuating a pattern of mediocrity. They, not progressives, are the roadblock preventing Democrats from becoming a populist force that could disrupt the status quo and win back voters of all stripes. It was these elements within the party that kneecapped the Democrats’ most ambitious efforts to help ordinary Americans. The Biden administration entered with huge plans, notably Build Back Better, which would have delivered immediate relief: expanded child tax credits, free community college, universal child care and pre-K, paid leave, and more. Progressives pushed mightily for Build Back Better to pass. It was centrist obstruction—namely Senators Manchin and Sinema—that blocked those policies. The result was a patchwork of long-term measures like the Inflation Reduction Act and the Bipartisan Infrastructure Deal, whose benefits won’t be felt until 2025 at the earliest, if at all. By failing to pass Build Back Better, Democrats lost the chance to deliver easy-to-understand, tangible economic benefits and solidify their image as the party of working people. And it was corporate Democrats—particularly lobbyists like Harris’s brother-in-law, former Uber executive Tony West, and David Plouffe—who held the most sway over Harris’s campaign. They advised her to cozy up to ultra-wealthy celebrities, Liz and Dick Cheney, and Mark Cuban, and avoid populist rhetoric that could have distanced her from the corporate elites who dominate the party. In 2024, the biggest spenders in Democratic Party politics weren’t progressives—it was AIPAC, cryptocurrency PACs, and corporate giants like Uber, all of whom poured millions into Democratic campaigns without regard for public opinion or the will of the people.
18 November 2024
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copperbadge · 9 months ago
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Radio Free Monday
Good morning everyone, and welcome to Radio Free Monday!
Ways to Give:
dancing-thru-clouds was recently hit with a surprise tax bill (she didn't realize her town had local income tax, and didn't receive the previous year's notice); she's adjusted her withholding to account for this, but still owes the balance from the past two years and is fundraising to cover the balance. You can give via paypal here.
stemmonade is a disabled Black trans person who relies on crowdfunding for survival since they can't work and their wife is currently unemployed; they are raising a little over $700 to cover rent and essentials in the meantime. You can read more, reblog, and find giving information here.
themerrymutants is a disabled queer man currently living on social security aid; he has recently had to travel to the emergency room several times for possible complications from a recent surgery, and is now short on rent because of the cost of transit. You can read more, reblog, and find giving information here.
Anon linked to a fundraiser for prototrans, a disabled artist who needs help with rent money; he is also offering commissions. You can read more, reblog, and find giving and commission information here.
Recurring Needs:
Anon linked to a fundraiser for a friend whose family has not had a working furnace since November; they've been using space heaters to keep warm but January in Chicago has been brutal and the space heaters aren't sufficient. With vulnerable family members including elderly relatives and children in the home, they need to raise $6K to get the furnace replaced. You can read more and support the fundraiser here.
thelastpyler is raising funds for food and to purchase medication for their family; you can read more and find giving information here.
Eli is a disabled Michigander who cares for their elderly grandmother; they are applying for SSDI, but their car was damaged recently and is undrivable, with estimated $8K-$12K in repairs to make it drivable. They need transportation for doctor's visits and legal consultations for their SSDI appeal, and have no way to get around without the car. You can read more and reblog here or give at the gofundme here.
loversdoom is a college student from the Philippines, studying away from her family, and her parents are unexpectedly unable to support her education; she is in mounting debt and facing eviction from her dorm in her last semester of college. She's raising funds to repair her laptop so she can do her schoolwork and find a remote job that will help her pay rent, and to fund the remainder of her schooling. You can read more and reblog here and support the fundraiser here.
Anon linked to karla-hoshi or Hoshi on TikTok, who is raising funds for cancer treatment for her cat Naku; they caught the cancer early and hope that he can survive it, but can't continue treatment without funding. You can read more and support the fundraiser here, as well as find links to her updates on tiktok.
chingaderita's partner recently lost their job due to a house fire that also destroyed the house; they're raising funds to keep food on the table, to try and get a supply of water to keep clean and do laundry, and for various bills until they can find new work. You can read more, reblog, and support the fundraiser here.
And this has been Radio Free Monday! Thank you for your time. You can post items for my attention at the Radio Free Monday submissions form. If you're new to fundraising, you may want to check out my guide to fundraising here.
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cinnamonnangel · 1 year ago
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ASTRO 101 - THE HOUSES (PART II)
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SEVENTH HOUSE - I BALANCE
(The Seventh House is ruled by Libra and Venus.)
House of marriage, personality and character of our partner, partner’s job
Civil partnership, bilateral relations, long and committed relationship, close friends, closely associated with, opposite side, associations, union, consultancy
Terms of relationship and behavior
Joint ventures, hostilities, adversary, rivals, competition
Traits we feel lacking in ourselves, the parts of us that are in us but have not been revealed and that we have difficulty in accepting
Lower back, skin, external sexual organs, bladder, ovaries, blood
International relations, military or civil wars, treatises, arbitrators, illegal criminals, marriage and divorce rates, foreign trade, public relations
EIGHTH HOUSE - I DESIRE
(The Eighth House is ruled by Scorpio, Mars and Pluto.)
House of death - natural or unnatural, accident, suicide, fire, drowning, diseases, corruption, crises, surgery
Sex, sexuality, erotism, desire, fantasies, fetishes, sexual life
Alteration and transformations, sharing
Heritage, money that comes to us beyond of our control, money that comes to us from others, inheritance from husband
Tax, alimony, debt, heritage, loan, lottery, gambling
Robbery, fighting, theft, slaughter, butchers, coroners, harassment, rape
The fears, privacy, feel rage towards, abomination
Psychology, occultism, parapsychology, subconscious, spiritual psychology
Genitals, groin area, colon, sex organs, gall bladder, rectum, urogenital system
International debts, international financial agreements, charges, stock certificates, interest rates, foreign exchanges, credits, fuses, mortgages, pension funds, legacies, mortality, life-critical, suicide
Surgery, morgue, surgeons, laboratories, nuclear forces, sewage, organized crimes, terrorists, detective, demimonde, arms, underground sources, cabalistic subjects
NINTH HOUSE - I ASPIRE
(The Ninth House is ruled by Sagittarius and Jupiter.)
House of wisdom, mastership, higher education, academic trainings
Cults and thoughts, abstract reasoning, moral evidence, philosophizing, religious cult, reflection, abstract thoughts
The house where we deepen the information we get from the 3rd house
Distant relatives
Society's mindset, social law rules, social and moral rules, harmony with society
Expedition, long trips, distant travels, foreign countries, foreigners, exterior, crew, communication instruments, media, broadcast
Hips, thighs, sciatic nerves, lower spine, liver, autonomic nervous system
Foreign relations and trade, courts, laws, judges, minorities, companies, advertising portfolios, religion and clergy, the country's philosophical and religious tendencies, migrations, long-distance communications, fast-moving news, broadcasting, popular culture, foreigners
Universities, airlines and transport, maritime transport, ministry of foreign affairs, flight attendants
TENTH HOUSE - I USE
(The Tenth House is ruled by Capricorn and Saturn.)
House of profession, honor, social status, public esteem, dignity, business, character, reputation and career
Glory, name, fame, recognition, way of life, purpose and power
Social roles, status in society, the part of society that sees us, social identity, prestige and title
Marital status, our partner's family, parents, father, authoritarian leaders
Skin, hair, knees, teeth, bones, joints, skeletal system, reputation
Government, the state's reputation by foreign countries, heads of state, powers, executives, leaders, celebrities, notable personages, public figures, uplands
ELEVENTH HOUSE - I KNOW
(The Eleventh House is ruled by Aquarius, Saturn and Uranus.)
House of friends, groups, associations, endowments, a circle of friends, people around us, hives, social environments and organizations
Goals, future plans, hopes, goals of life, wishes, happy news, wealth, fortune, expectations from life and dreams
Income from career, colleagues, international friendships, audiences we offer ideas, incoming wealth, gains, profits, writings
Social media, mass media and virtual communities
Endowments associations, politics, parties, establishment, the masses
Lower leg, calves, ankles, electrical impulsive of the nerves, circulatory system, elimination
Allied countries, social institutions and administrations, legislative changes, national mobilizations, revolts, revolutions, organizations, erosions
TWELFTH HOUSE - I BELIEVE
(The Twelfth House is ruled by Pisces, Jupiter and Neptune.)
House of tribulations, secret matters, troubles, subconscious, covert and covered topics, privacy, loneliness, ermitage, place of isolation
Thoughts, anxieties, and fears underlying repressed consciousness, spiritual life
The things we hide from others and are afraid to tell, our shadow sides, psychological problems
Karmic transmissions, burdens and problems we brought from the past
Secret enemy, backfriend
What kind of pregnancy our mother had, our condition in the mother’s womb and the emotions transferred to us in the mother’s womb
Fantasies and fetishes
Feet, all bodily fluids, the lymphatic system
Secret enemies, secret organizations, private affairs, spies, psychics, fortune-tellers, wizards, deep and secret affairs, criminals, thefts, assassinations, drugs, addicts, dark business people, unemployment and strikes
Hospitals, prisons, rehabilitation centers, mental hospitals, faith houses, orphanages, clinics, charities, overseas
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covid-safer-hotties · 10 days ago
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Also preserved in our archive (Daily updates!)
By Laura Weiss
The Biden administration cut pandemic-era health benefits, and the Harris campaign failed to present any comprehensive health care reform policies. This was not an inspiring message for voters
In a week of hand-wringing and finger-pointing over what Democrats might have done differently in this year’s presidential election, one big topic has been absent from the conversation: Health care reform and public health. It’s a surprising omission given how 2020 was largely a referendum on pandemic response—a referendum Trump failed. The issue remains highly salient: At least eight in 10 voters said it was “very important” for the 2024 presidential candidates to talk about the affordability of health care.
But beyond Harris’s promise to maintain the Affordable Care Act and introduce some moderate reforms to drug pricing and medical debt, the issue felt like an afterthought. As of October, two-thirds of U.S. adults said they didn’t think the presidential campaigns were paying enough attention to health care.
The issues of health care and the Covid-19 pandemic are still front of mind to large swaths of voters and, in some ways, inextricable. President Biden owed his 2020 win in part due to his promise that he would do better than his predecessor in handling the pandemic; that unlike Trump, he would “follow the science.” And at first, he did. But once it became clear that new variants would arise and vaccines would not prevent all Covid cases—though they did limit hospitalizations and deaths—the Biden administration went way off course. Rather than following the science and ramping up rapid-test production, covering testing and new vaccines, and upholding commonsense safety measures like masking in health care, his Covid czar, a corporate executive, chose to pretend Covid was a thing of the past.
As new variants surged, Biden followed directives from consultants, corporations, and vibes. The Democrats’ current Covid-19 prevention playbook barely differs from that of Republicans, even though the World Health Organization has said this year that we are still in a pandemic.
But the Biden administration did not just stumble in following the science, it also lost its way in terms of capitalizing on its own successful policies, which taught broad lessons in the value of breaking from a broken health care status quo. Since Biden declared the end of the state of emergency in May 2023, tens of millions have lost benefits that they had gained in 2020—including Medicaid expansion, paid sick leave, increased unemployment benefits, and coverage for Covid testing and vaccines. Losing these benefits while inflation soared, income stagnated, and poverty increased certainly played a role at the ballot box.
“Pandemic social programs enjoyed broad support,” said Dr. Lucky Tran, a public health and science communicator based in New York. “However, when countries like the U.S. declared the end of the public health emergency, these programs were allowed to expire, despite Covid continuing to surge throughout the year and the long-term impacts on people’s health and economic well-being.”
Both campaigns seemed to view discussing Covid-19 itself as a “toxic” political issue, as Tran put it, but the Biden administration’s public health failings certainly didn’t help the cause of the Democrats, who had come into office promising a different approach. Disabled and immunocompromised people—who constitute a quarter of the population—feel betrayed by an administration unwilling to protect them.
The expansion of the social safety net that came with the pandemic—which included Medicaid expansion, unemployment benefits, child tax credits, rent freezes, and paid sick leave—was undoubtedly popular. As it happened, voters cut across partisan assumptions in three red states (Alaska, Missouri, and Nebraska) to vote to increase sick leave benefits. Trump has promised not to cut Medicaid, though it never pays to trust him. During his last administration, he cut funding to programs that helped users navigate the complicated ACA system as well as ad spending.
During the state of emergency, some 23 million Americans gained health care coverage through Medicaid, thanks to a provision that halted Medicaid disenrollments. Typically, Medicaid enrollees have to prove their eligibility every year or their coverage will be removed; that means going through an onerous process involving forms, income verification, and bureaucracy in order to prove their income is low enough to grant them Medicaid. Medicaid eligibility was also expanded in several states during that time and its coverage was broadened to include things that made health care more accessible, like telehealth. The end of the state of emergency meant the end of the Medicaid disenrollment provision, and since then those tens of millions who gained coverage have lost it.
As Bryce Covert put it in The New York Times last March, “The message received is that the government could have done these things all along but had chosen not to—and has chosen once again to withdraw that kind of security.”
Jeff Reese, a bartender in Colorado, was one of the millions of people who lost Medicaid under Biden: “The Covid measures to help get us through, such as expanded Medicaid, food stamps, and unemployment benefits, were critical in getting me through the early part of Covid,” he told me. “Having access to health care was really good since I’m now in my fifties. I did have some preexisting conditions diagnosed, and I started treating and monitoring them, adopted a plant-based diet, and generally was able to improve my health.”
When the Covid emergency was declared over, he lost his coverage. This February, Reese suffered a serious e-bike accident that put him in the hospital for weeks, and he had to turn to GoFundMe to pay for intensive physical therapy. He says now that he owes $100,000 in medical bills, which he negotiated down from almost half a million with the hospital. He hasn’t been able to find an ACA plan that works for him yet, so he remains uninsured.
Though he begrudgingly voted for Harris in the election, many of his peers did not. “I haven’t been too keen on [the Democrats’] ability to see to my interests for a while,” he said. Reese said that he would have felt more enthusiastic in his vote had the Democrats presented a more comprehensive plan on health care. He said it was Barack Obama mentioning single-payer health care during his campaign that led him to vote Democrat for the first time after voting third party since 1992. According to a Gallup poll, a majority of Americans think the government should ensure that everyone has health care coverage.
To the extent that Harris addressed health care, it was largely to voice support for abortion rights or highlight Trump’s threats to unravel the ACA. In October, Harris ran some ads on health care and talked up her efforts to lower prescription drug costs. In a town hall on Univision, Harris faced criticism when answering a question from a Latina voter, Martha, about her problems qualifying for disability despite her debilitating long-Covid symptoms. Harris responded by talking about her support for medical debt relief, sidestepping the crux of the question.
Meanwhile, disability claims jumped by over a million between 2020 and 2023, largely attributable to long Covid, according to the Center for American Progress. Martha, who was left homeless and uninsured due to her struggles with long Covid, and who referenced “Make America great again” in her question, did not seem satisfied by Harris’s response.
At the last minute, Harris added expanding Medicare to cover some home care and addressing the high costs of ambulance rides, into her platform. But it was too little, too late. (Notably, Harris backed Medicare for All during her 2020 campaign.)
“I think the result of elections around the world have shown that ‘back to normal’ messaging was ineffective, with many incumbent governments losing office in large part due to a failure in acknowledging people’s pain and providing real plans to help people in the long term,” said Tran.
Trump’s brand of economic populism appealed to voters who are hoping for something different. But if things were already bad when it comes to health care, public health agencies, and health research, they are bound to get worse over the next four years.
“A second Trump presidency will erode essential public health and health care infrastructure, increase distrust in science and public health, and will put many people at greater risk of death and serious illness,” Tran warned.
Though Trump is no longer saying he necessarily wants to repeal the ACA—and is in fact now taking credit for “saving” it (um, OK), he can still do a ton of damage to this important health insurance program. For example, Democrats are worried about a looming expiration to ACA deductible subsidies, which make coverage possible for many, and fewer protections for people with preexisting conditions (that is to say: most people) who could not get health care before Obamacare outside of employer-sponsored plans.
Beyond that, Trump says he’ll let Robert F. Kennedy Jr. “go wild on health” and plans to give him a high-level Cabinet role, perhaps leading the Department of Health and Human Services. Kennedy, who has zero health experience (and who once suffered from a literal brain worm) is a notorious anti-vaxxer—so much so that his views got him kicked off Facebook. An HHS under his watch would surely limit access to vaccines, leading to outbreaks of diseases we thought we left behind in the twentieth century. Even if he is unable to outright ban vaccines, his efforts would surely stigmatize and discourage them. In a time when we still need a durable, variant-proof Covid vaccine and bird flu threatens to become a new pandemic, the outcome will be devastating.
“All of the policies which make the U.S. more vulnerable to Covid will also make the U.S. less prepared for future pandemic threats like bird flu because to prevent them we need health agencies that are competent, objective, and transparent; wide access to prevention and treatment tools; and strong trust in science and public health information, all of which will be under attack by the new administration,” said Tran.
Kennedy has also pledged to cut funding to the Food and Drug Administration, the Centers for Disease Control, and National Institutes of Health, which means more public health disruptions such as listeria outbreaks, as well as inaccurate or absent public messaging about current and future diseases, and less funding for biomedical research to help us understand and treat diseases affecting millions of Americans.
Some of the NIH’s biomedical research is going into things like long Covid, which affects some 20 million Americans and counting, as people are repeatedly reinfected. After a wobbly start, this research was finally showing promising signs under new NIH leadership and a $515 million grant, as I wrote a few weeks ago. We can probably wave goodbye to any further funding at the federal level.
Meighan Stone, who leads the Long Covid Campaign, says it’s critical to allocate NIH funding for Covid research as quickly as possible, before Trump takes office. “[Long Covid] is impacting force-readiness for the military, it is impacting the number of Americans who are having to apply for disability, it is affecting the economic strength of the United States,” she told me last month. “This is a significant public health issue, and it’s growing. We’re getting to the level of disease burden of other concerns like strokes, heart attacks, cancer,” she continued. “This is not a red state or blue state problem, this is a problem that’s impacting all Americans.”
It is clear that health care reform is urgently needed in this country, as numerous attempts in previous campaigns have attested. Democrats and Republicans alike take the blame for empowering insurance companies to call the shots and set the prices for this basic human right. As millions lost the pandemic-era health care benefits that provided much-needed immediate assistance, as well as pointing to the potential of a better future, the two parties—having staked out meaningful differences with one another—ended up reconverging on their approach to public health. We may never know how many decided to stay home this election because they felt disaffected at the sight of their presidential candidates abandoning following science and sensible policy. Now we will all witness what it looks like to go from bad to far, far worse.
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siderealmaven · 10 months ago
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The Money Houses
2H - your food, streams of income, finances, assets
3H - commute to work, correspondence, advertising
5H - stocks, investments, gambling, your fathers income
6H - employment, job description, coworkers/employees, physical job location
7H - Business partners, lawyers, consultants, binding contracts and agreements
8H - Partner’s finances, debts, loans, inheritance, financial gifts, taxes
9H - Financial institutions, Banks, the IRS, work travel
10H - reputation, business names, pen names, bosses, supervisors, authority figures
11H - Industry peers, professional alliances, unions, your mothers income
12H - Work from home, traveling abroad for work
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sadanseo · 5 months ago
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A Comprehensive Guide to Choosing the Best Option for Your Financial Situation
It can be hard to deal with tax debt when the IRS has a lot of complex rules to follow. However, IRS tax relief programs make it possible for people and businesses that are having trouble paying their taxes. It is essential to pick the tool that works best for you in order to handle your tax work well. You can use this guide to help you figure out what your options are by focusing on essential things to think about, the benefits of getting professional help, and the different types of aid programmes.
Being Aware of Your Options
It's essential to know about all the different IRS tax relief programs out there. The IRS gives people a number of options, each of which is best for their financial situation:
Instalment Agreements
Through this scheme, people can pay off their debt over time by making monthly payments. Some people can only pay their taxes, some at a time, but they can make smaller amounts every month.
Offer to Make Peace (OIC)
This scheme lets people settle their tax bill for less than the total amount if they can show that they can't pay the total amount. It helps people who are having trouble with money.
Currently Not Collectible (CNC)
If you can't pay your taxes because you don't have enough cash, the IRS might wait to take the money until situations get better. This means that the IRS can only go after you once you can pay.
Penalty Abatement
Under this plan, people who can show a good reason for not paying their taxes on time, like a natural disaster or a severe illness, can get less or no fees.
Evaluating Eligibility Criteria
For each tax aid scheme, there are different rules about who can apply. You need to know these standards to make the right choice for your situation. That's why, for the Offer in Compromise plan, the IRS has to check your finances carefully to make sure you can only pay part of the amount. It includes income, bills, the value of assets, and the chance to make money in the future. Within installment Agreements, the IRS checks your money to see if you can pay the regular amounts each month.
The Role of Professional Assistance
Sometimes, it takes effort to figure out how to use the IRS tax relief programs. It can be beneficial to get help from a professional. Tax experts, such as CPAs, tax lawyers, and registered agents, can help you in a way that is ideal for your needs. They can explain how each scheme works, make sure you meet the requirements, and help you get the paperwork together and send it in.
Conclusion
You need to know a lot about your finances, your options, and the requirements for each IRS tax relief programs in order to pick the best one. You can better handle and pay off your tax debt if you think about the pros and cons of each option and get professional help. You can get tax relief that puts you back in charge of your money and eases your financial stress if you give these things a lot of thought.
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ladyrhaerhae · 2 years ago
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An Accountant’s Nightmare - Zhongli
Synopsis: Being the Wangsheng funeral parlor’s accountant and financial manager wasn’t as difficult as one would think. However, reigning in a certain walking encyclopedia’s spending habits from causing the establishment to go bankrupt is the true challenge in both keeping the parlor afloat AND your soul from ascending to Celestia with the amount of IOUs piling up on your desk. Never mind the wrath of the rock, but heed the wrath of a frustrated financial manager! (and the taxes demanded of from the Liyue’s government.)
Where Zhongli is a shopaholic and possibly in crippling debt, yet somehow it’s your problem.
Genre: SFW - Fluff and comedy.
Word Count: 2,359 words
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“Master Zhongli, kindly explain this.”
Pausing midway from sipping his tea, the amber eyed consultant turned to face you as you held what seemed to be a small piece of paper in between your fingers. He placed the cup down on the table, confused as to why he was being disturbed during his allocated break hours, but heeded your request. Zhongli blinked once, scanning the contents of what was scribbled neatly on the piece of paper you were holding in front of him.
“I believe that is payment for the twin Cor Lapis and the jade bracelet I have purchased a few days ago in one of my walks down the harbor.” Zhongli explained, a small smile gracing his lips. “Yes, the quality of both items are superb as the artisans behind the craftmanship took great care in unearthing the Cor Lapis. As for the jade bracelet, the shine of the green ore was fascinating and reflected through its surface when the daylight hit. It would be a shame not to purchase such art.”
As Zhongli continued to speak, you couldn’t help your eyebrow twitch with every flowery word that dripped from his lips.
Crossing your arms, you scowled and tapped your foot impatiently. The man in front of you sensed your displeasure, but having no idea what caused it, he simply tilted his head to the side as he cupped his chin with his thumb and his pointer finger in question.
“Is there something wrong?” he asked in concern.
A sickeningly sweet and insincere smile curled up your lips. Behind you, Hu Tao and the other accountants of the parlor exchanged nervous glances. Well, the accountants looked pale enough with anxiety one could mistake them for nearing their death bed while Hu Tao was jokingly saying how she could prepare some extra caskets for the poor souls foolish enough to evoke your wrath.
“Master Zhongli!” You yelled, slamming your palm on the table loud enough to cause the other workers to flinch. “You spent almost half a million mora for the price of 3 items! It’s absurd!”
Zhongli was unbothered from your wrath, which somehow made you even more irritated. His nonchalance towards the matter certainly did not fan the flames of your temper, nor did hearing the prayers uttered under the breaths of the other workers in the parlor to Rex Lapis with the request of you sparing the poor consultant from his impending doom.
“The quality of the items matched the price it was sold. I’m quite confident that the mora spent for this transaction was of equivalent value to what has been received in exchanged.” Zhongli continued.
“That is not the point!” you said, ready to tear your hair out in frustration.
Upon seeing Zhongli’s clueless expression, you knew that this conversation would go nowhere. Zhongli had made himself a valuable part of Wangsheng Funeral parlor as a consultant. Liyue is an old nation rich with lore and myths, stories of old and traditions that had long been forgotten from the passage of time. His knowledge for the funeral rites of different people and cultures within Liyue has helped the parlor pay the proper respects to the dearly departed and, in turn, has allowed the business to thrive and gain reputation as a respectable establishment. 
Despite his undisputable value and work as a consultant, his spending was a source of your never-ending battles against the financial forces of Liyue. Where Zhongli seems to know traditional rites, historical facts, and even the most forgotten lore about Liyue like the back of his hand, his inept ability to purchase anything lower than 50,000 mora for a single meal and the amount of IOU tabs being sent to the parlor was piling up more than a camp of hilichurls gathered around a precious treasure chest in the middle of nowhere. No matter how many times you have scolded and warned Zhongli not to purchase such expensive items and send the expenses for the parlor to cover, the tabs have yet to cease.
You sigh helplessly. 
“Master Zhongli, I understand your appreciation for grandiose items, but I implore you to at least attempt to live within your means.” you said, voice on the verge of breaking. “You can’t keep walking around as if you can produce mora straight from your own body! Mora is very valuable and I’m sure the Geo archon himself would be astounded with your casual disregard for its importance in our daily lives!”
“Is... that so?” Zhongli said, strangely looking amused by your words. You didn’t let this stop you from your lecture.
“You have your own earnings, do you not?” you said, feeling your temper wane as you saw the consultant thinking carefully. “The economy and citizens of Liyue is still recovering after recent events, so mora is much more valuable now and spending it frivolously without thinking carefully would lead to more problems.”
“I do think carefully before purchasing,” Zhongli protested lightly. “In fact, before I purchase any items, I contemplate on the history and effort behind each and give the appreciation due its work and existence.”
Seeing how the point of your conversation completely flew above his head, you released a short sigh and clasped your hands together in a praying position as your face turned into a neutral and blank expression.
“Oh Rex Lapis, bestow upon me patience and grace.” You muttered to yourself.  “If you grant me strength, there will be a job opening for a consultant by late this evening and an extra filled casket in the parlor.”
(While Zhongli was no longer the Geo archon, he could still hear any prayers mentioning his name. He may not see you as a threat, but there was a brief tingle of nervousness that ran down his spine upon hearing your words.)
Behind you, Hu Tao snickered at how hopeless the situation was. While she did agree with your reaction to the unbelievable expenses being sent their way, she wasn’t particularly bothered. The parlor would never be in danger of bankruptcy, seeing as it is the only funeral parlor in the entirety of Liyue after all. But seeing you so adamantly lecture Zhongli on how even the Geo archon himself would shame him for his spending problem (unaware of how the funeral parlor consultant was the former Geo archon himself) and seeing said consultant look like a scolded child was too amusing to miss.
“I meant for no trouble to come for anybody.” Zhongli said. “However, it seems I have caused such with my actions. So tell me, is there a way to rectify what I have done?”
You huffed and crossed your arms before looking at the amber-eyed man in front of you evenly. Try as you might to stay upset, it was difficult to maintain with how sincere Zhongli spoke. You knew he was always the eccentric individual, but was a kind-hearted and considerate friend to those he held dear. Neither of you two had grown close enough to be considered more than acquaintances, but only a fool would be blind enough not to consider Zhongli a respectable and sincere man.
And perhaps, you were overreacting. The expenses may have been ridiculous, but the items themselves can always be pawned or is in the ownership of the parlor as per contract terms and statements, so really the items Zhongli purchases could also be seen as an investment in its own sense.
For the nth time that hour, you released a sigh.
“We can start by discussing on only purchasing things you actually need or use.” you mumbled, chastising yourself for letting Zhongli off the hook simply because you didn’t want to admit you had a soft spot for him. “In fact, the items you purchased just a few days ago made no sense.  Cor Lapis, jade bracelets, a bouquet of silk flowers, tailored suits- and an order for a pair of flower hairpins, you don’t even use hairpins- What are these even for?”
“A-ah, those purchases are actually-” one of the accountants tried to say behind you, but when you snapped your head towards them and scowled, they quickly shut up and looked away.
“I did indeed purchase those items three days ago from an antique shop and requested for a services to fix my suit.” Zhongli admitted casually. “As for those items, I planned to gift them to someone as a token of my gratitude for their hard work and hopefully ask them to enjoy a calm dinner with me.”
A small burning feeling of jealousy sparked inside of you, but you managed to keep it low enough so as not to let it reflect on your facial expression. Thankfully, your scowl of irritation was easy to mistake as due to Zhongli’s expenses instead of the discreet feelings you harbored for the amber eyed man in front of you.
“Is that so?” you said haughtily as you tried to mask your soured mood. “Well, then perhaps they should shoulder the cost of all these items.”
An amused smile appeared on Zhongli’s lips.
“That would be rather unfortunate for your case, as initially I purchased all these items for you in order to request for your time and spend the evening with you.”
“If this person is as grand and as deserving, maybe they should even shoulder your paycheck-” you continued to mumble bitterly until Zhongli’s words slowly dawned into your head. 
You stared at Zhongli in disbelief. A small but mischievous smile quirked up ono his lips as he watched your face slowly redden at understanding his words.
“M-me?!” you said, unintentionally speaking 3 pitches above your normal voice register. “These- these absurd gifts were for me...?!”
“Yes, well-” Zhongli answered. “I did notice your fondness and hobby for collecting hairpins- especially those with a unique floral arrangement- so I procured a custom made one created from an old flower arrangement dated long before Liyue’s age as a center of commerce, the silk flowers were a part of the bouquet I planned on readying, and the jade bracelet simply caught my eye and I thought would suit you perfectly. I asked a dear friend of mine for pointers on how to ask another on a date.”
Any and all rational thinking quickly evaporated from your being as you were reduced into a flustered mess. Whether Zhongli seemed sheepish or even the least bit bashful of your state, he did not reveal through his facial expressions. Rather, he seemed to enjoy how you had turned redder than the ripest Jueyun Chili and how he was the source of it.
“I’m- I’m thankful-” you sputtered out. “- but it was unnecessary to go through these lengths.”
“Nonsense.” The amber eyed individual said firmly. “While I do believe the value of one cannot be measured easily in its weigh in gold, I could only hope to impress you with what I can afford to provide.”
A small and impressive ‘oooh’ echoed behind you and you almost forgot that you had an audience witnessing everything that was happening. The other coworkers seemed to look at Zhongli in a positive light whereas Hu Tao was simply watching everything unfold, sending a suggestive wiggle of her eyebrows as her only indication that she was completely alright and undisturbed by the scene at hand. In an attempt to regain your dignity in front of your coworkers and boss, you cleared your throat and crossed your arms.
“Next time just ask me out normally.” you mumbled with pink still dusting your cheeks.
A deep chuckle was received as a response and you swore your heart did a somersault.
“Understood my dear friend.” Zhongli said as he slowly rose from his seat. “Now that lunch is over, I would be glad to resume my duties to the parlor.”
You nodded and was about to follow behind him until he raised his hand in a motion to stop you. Confused, you raised an eyebrow at him.
“Ah, but since you’re already here, I suppose you can directly receive this invoice instead of having it sent to you. Many thanks again for your hard work.”
You were about to ask Zhongli what invoice he meant until a soft tap on your shoulder caught your attention. As you turned around, a piece of paper was shoved in front of your face and you gingerly took it before giving the waiter who handed it out to you a curious look.
“Here’s the payment for today’s lunch!” The waiter said as they allowed you to pick up the paper from them. 
“Well, Mr. Zhongli, speaking of working on your spending habits!” You said, smiling a bit as you realized you found the perfect opportunity. You were about to call out to the consultant’s name when you realized he was nowhere to be seen nearby, almost as if he was never there in the first place.
Rolling your eyes lightheartedly, you decided to let him off the hook again for this time since he had been thoughtful enough with trying to find a proper way to ask you out on a date. 
‘Maybe this bill won’t be that bad.’ You mused. ‘After all, all he ordered was-’
“One serving of qingce stirfry, two bowls of tianshu meat, three bowls of crystal shrimp, one serving of bamboo shoot, one bowl of adeptus temptation, and two servings of jade parcels. This is excluding the take-out food service of adeptus temptation to be delivered to Wangshu Inn under the name of the Traveler and their flying companion.” The waiter said as they listed off all of Zhongli’s orders continuously.
You stayed quiet.
“Oh, and that would amount to a total of 350,000 mora sent to the Wangsheng Funeral Parlor’s tab!”
A few seconds of tense silence passed before Hu Tao and the other workers started to slowly back away, sensing the quick shift in your demeanor and also seeing how your form visibly started to shake. The waiter, seemingly undisturbed nor fazed, continued to smile happily as they watched you crumple the receipt in your hand and the flames of your wrath surrounded your body.
“ZHONGLI!”
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a/n: silly ol’ zhongli ufufu~ also my first genshin fanfic! 
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