#stocks tips

[satans-knitwear]

Juicy I guess ✨💕

Treat me ~ Tip Me ~ More of me

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Retirement and How to Retire

How to start saving for retirement

Dafuq Is a Retirement Plan and Why Do You Need One?

Procrastinating on Opening a Retirement Account? Here’s 3 Ways That’ll Fuck You Over.

Season 4, Episode 5: “401(k)s Aren’t Offered in My Industry. How Do I Save for Retirement if My Employer Won’t Help?”

How To Save for Retirement When You Make Less Than $30,000 a Year

Workplace Benefits and Other Cool Side Effects of Employment 

Your School or Workplace Benefits Might Include Cool Free Stuff

Do NOT Make This Disastrous Beginner Mistake With Your Retirement Funds

The Financial Order of Operations: 10 Great Money Choices for Every Stage of Life

Advanced retirement moves

How to Painlessly Run the Gauntlet of a 401k Rollover

The Resignation Checklist: 25 Sneaky Ways To Bleed Your Employer Dry Before Quitting

Ask the Bitches: “Can I Quit With Unvested Funds? Or Am I Walking Away From Too Much Money?”

You Need to Talk to Your Parents About Their Retirement Plan

Season 4, Episode 8: “I’m Queer, and Want To Find an Affordable Place To Retire. How Do I Balance Safety With Cost of Living?” 

How Dafuq Do Couples Share Their Money? 

Ask the Bitches: “Do Women Need Different Financial Advice Than Men?”

From HYSAs to CDs, Here’s How to Level Up Your Financial Savings

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?” 

Speaking of advanced money moves, make sure you’re not funneling money to The Man through unnecessary account fees. Roll over your old retirement accounts FO’ FREE with our partner Capitalize:

Roll over your retirement fund with Capitalize

Investing for the long term

When Money in the Bank Is a Bad Thing: Understanding Inflation and Depreciation

Investing Deathmatch: Investing in the Stock Market vs. Just… Not 

Investing Deathmatch: Traditional IRA vs. Roth IRA

Investing Deathmatch: Stocks vs. Bonds 

Wait… Did I Just Lose All My Money Investing in the Stock Market? 

Financial Independence, Retire Early (FIRE)

The FIRE Movement, Explained 

Your Girl Is Officially Retiring at 35 Years Old

The Real Story of How I Paid off My Mortgage Early in 4 Years 

My First 6 Months of Early Retirement Sucked Shit: What They Don’t Tell You about FIRE

Bitchtastic Book Review: Tanja Hester on Early Retirement, Privilege, and Her Book, Work Optional

Earning Her First $100K: An Interview with Tori Dunlap 

We’ll periodically update this list with new links as we continue writing about retirement. And by “periodically,” we mean “when we remember to do it.” Maybe remind us, ok? It takes a village.

Contribute to our staff’s retirement!

Holy Justin Baldoni that’s a lot of lengthy, well-researched, thoughtful articles on the subject of retirement. It sure took a lot of time and effort to finely craft all them words over the last five years!

In case I’m not laying it on thick enough: running Bitches Get Riches is a labor of love, but it’s still labor. If our work helped you with your retirement goals, consider contributing to our Patreon to say thanks! You’ll get access to Patreon exclusives, giveaways, and monthly content polls! Join our Patreon or comment below to let us know if you would be interested in a BGR Discord server where you can chat with other Patrons and perhaps even the Bitches themselves! Our other Patrons are neat and we think you should hang out together.

Join the Bitches on Patreon

[adolin]

I want to start running...any tips?

I WAS BORN TO ANSWER THIS QUESTION. Thank you so much for asking! Unfortunately, I am a nerd about my hobbies so this got quite long.

Keep it simple ✨

Running is easy to get into; our bodies are built for it. Don’t stress over technicalities and just do what feels natural to you. My local races are full of 70-something white-haired pensioners who are kicking ass at it. Don’t let anyone tell you that running is meant to feel like dying, that’ll harm your knees, or that you absolutely need to have that specific smartwatch model to get into it. All you need is a solid pair of shoes, everything else is optional.

Medium effort is the way to go

The ideal aerobic running pace is a speed at which you’re able to hold a conversation, even if a bit winded. NO faster. If you’re able to sing along to your playlist or chat with a friend, that’s your ideal running pace. If you’re gasping or wheezing, slow down! You’ll get a bit faster as your lung capacity gets better, but that shouldn’t be a priority unless you want to train for a race. You get most of the health benefits of running just by keeping up a steady, sustainable, conversational pace.

Walking breaks are fine, actually

That’s the reason why I don’t love C25K as a beginner program — the way it’s structured sort of implies that walking breaks are something you should grow out of to become a more experienced runner. If you need to walk for a bit, go ahead.

If possible, jogging is preferable, just because the mechanics of even a glacial-pace jog are more similar to running than those of a faster power walk, so you might try switching to a jog after a bit of a walking interval. But walking is not a failure; there are serious marathon training plans out there that use walk/run intervals as a viable strategy.

(Related: picking up speed helps you keep going! If you feel like you are completely drained, try speeding up for a very short interval, then slowing back down. It’ll often give you an energy boost to keep going)

Run for time, not distance ⌚

Especially for beginners, I find that getting fixated on numbers can be counter productive, and the most important thing is to listen to your body. If you’re aiming to hit a certain mileage, you might get the urge to speed up at the end to get done faster. Instead, set yourself time-based goals and end every run with a cool down jog or walk.

SHOES!! 👟

Good running shoes are essential, and pretty much the only fitness-related purchase on which I’ll always support dropping money. If you get to the point where you’re consistently running 10 km (6 miles) each week, you’ll want to go to a running store — the kind of place where you’ll get fitted, and they’ll have you try on models and jog on a treadmill to evaluate your gait and let you know which characteristics your ideal shoe needs. I can’t stress enough how useful running store staff can be. They’re all running club nerds who LOVE getting new people into running, and they really want to help you find your ideal fit. Also get good running socks while you’re at it.

Be prepared to drop at least 100€ (or equivalent currency) but they usually have a great return policy if the model isn’t a good fit for you. Take care of your running shoes — maintenance, wearing them only for running, gentle cleansing etc — and the cushioning will last for quite a while (600km / 370miles at least). If you decide that you hate running, they’re still great for walking around. Once you find your ideal shoe model, it gets a lot easier to shop for it during end-of-season sales, or looking for online bargains etc. I love stocking on end-of-series shoes and rotating them so they’ll last even longer, and I buy online quite often! Just make sure your FIRST pair is fitted, for ideal injury prevention and joint health.

Injury prevention 💪

I’d love to still be running 10k races when I’m 70, but it takes some care to get there. When you run, you’re slamming your body weight up and down with every stride, and that might be hard on your joints if you’re not used to it. If you’re completely new to running, cap your runs at 15/20 minutes every other day. Do that even if you feel like you could keep going! If you have a good aerobic base already, you need to give your joints time to catch up with you lung capacity, and give your body time to recover. Do bodyweight exercises like lunges and planks and glute bridges to strengthen your core, legs, and hips. Dynamic stretches are great for warmups, and static stretches are better for cooling down. If you have the option, running on softer surface like grass or dirt is better than asphalt, which is better than concrete and pavements.

(If nothing of what I’ve said here makes sense to you, shoot me another ask, or look at some of the resources I’ve linked down below!)

Don't get bored! 🎶

I love running in groups. Running clubs are great. You can learn so much in a hands-on way from seriously experienced people, you can chat about gossip over a running job, and you can make some interesting friends. If you don’t have access to a running community, then personally I love just chilling on a run by myself listening to an audiobook or podcast or exploring a certain area.

Running form❓

Don’t stress about it. Just go out and move your body. Attempting to modify your ‘running form’ too quickly can do more harm than good. There ARE a few things you could pay attention to — I recommend trying to focus on one of these at a time for a minute or so, and alternate between them. After a while, it’ll start to feel natural to keep track of all of them:

1. Don’t slouch! But a slight lean forward is great.

2. Keep your shoulders pulled down and your upper back tense.

3. Swinging your arms in a way that helps with your stride is good, but I shouldn’t feel forced.

4. Even breaths, inhaling through your mouth and expiring through your nose.

5. Take turns to check with every part of your body, and relax them in turn: are your jaw and neck too tense? Are your fists tight?

6. Don’t overstride! shorter strides with quicker leg turnover are better than huge strides that feel awkward to you.

7. Use your glutes to drive up the motion of your legs, not just your quads. This can take a while to get used to, but it’s a game-changer.

8. ENGAGE YOUR CORE. This is a great skill to develop whether you work out or are just existing in the world — basically, let your inner abdominal muscles help you carry your weight forward. This is VERY intuitive once you know how to do it, but it’s hard to get a grasp of it if you don’t know what it means, so here are some resources about it.

an extremely fucking comprehensive article that improved my life and eased my big-boobs back pain

similar content but in video form

a running-specific form video

Personally, learning to do this made me feel like I unlocked a superpower. Go forth and brace.

Accessories and tips 🤓

Like I said above, the only thing I really suggest spending money on for real is running shoes. Everything else is details! However, I’m nothing if not wordy I have Thoughts about those details, too.

Run tracking: I suggest downloading Runkeeper if you want to keep track of your runs — it’s free, intuitive, and solid! If you decide to get into wearables, a low-level Garmin >>>>> anything else.

Self-care: use sunscreen and/or thick face cream as needed. Stop to sip at a public fountain if needed. Get a small fanny pack to hold your phone, keys, or lip balm if needed. If chafing is an issue, anti-glide gel is relatively affordable.

Outfits etc: I get all my running gear and clothes from Decathlon — they are in most countries and ship worldwide. I especially love this thermal shirt for colder weather

Safety: if you’re running on the road, make sure to run in the opposite direction from traffic and to wear something bright. If you run with headphones near traffic, keep the volume down, or get over-the-ear conductor headsets. I love shokz, they're fantastic.

Post-run snack: eating something small and carb-heavy within 30 mins of a workout is great for kickstarting recovery. I love dried fruit personally.

Various resources 📝

Routine basics: check out the r/running order of operations, which is a great “how to” guide to building a basic running routine. I also recommend that subreddit's wiki! Running programming gets exponentially more involved the more advanced you get, etc — if you ever have any questions, hit me up!

Dynamic stretching warmup: a quick leg swing workout to get your legs ready to go. If you’re feeling overachieving, here’s a lunge warmup routine and a how-to bodyweight squat video.

Cooldown routine! Check out Strength and Mobility, a great post-run quick cooldown routine that includes some bodyweight exercises to strengthen your hips and core. Video included.

that's all, folks! 🏃‍♀️

Sorry I got carried away! I love running. I love getting people into running. My mental health, cardiovascular system and my popping quads also love running. But FYI, some people hate running and that's also fine! If you decide it’s not for you, find something you like more. There are a lot of misconceptions out there and a lot of guilt-tripping and body shame-y rhetoric around exercising, especially aimed at women, and I want to make clear it’s all bullshit. Just have fun <3

[attyrocious]

i had to take my annual physical exam today for work so im subjecting kid to everything ive had to this morning

bonus

[thenotoriousscuttlecliff]

It's great that the show is going all out to establish the Forsaken as the most powerful and scariest fuckers on thee planet because that'll just make it ten times funnier when they reveal Moghedien was an investment adviser, Graendal was a therapist, and Asmodean was a really insecure Ed Sheeran.

[heydrangeas]

hey. hey. did you know if you buy a rotisserie chicken ($5-10 depending on where you get it) you can dig into it like a rat, then strip and save the rest of the meat, then make as much stock as you can fit in your largest pot by simply simmering the bones with herbs and veggies or veggie scraps for 6-8 hours, thereby easily doubling the value of your purchase and making the best soup base ever?

[loonyrose]

First art post! Featuring team e-scope + alenoah

[lesbianrey]

noooo babe don’t waste water on a nasty ass ‘veggie scrap’ stock with bitter peels and stems you keep in your freezer aha … simply compost and use better than bouillon 🫶

[satansxknitwear]

Still swingin' 🌻😎

✨My links✨

[satansknitwear]

Bleached my hair and got dressed up. That should cure me ✨

Tip me/Treat me

[satans-knitwear]

Me at any given time: I have the perfect lingerie to match that! 🤔🌹

Treat me ~ Tip Me ~ More of me

[windvexer]

I don’t think of myself as a fire unsafe person, and to experiment with oil lamps I got this $10 stock pot to help mitigate risk. But it just makes me feel more secure about regular candles, too.

And think of the cauldron symbolism opportunities.

[bitchesgetriches]

Want to learn how to invest?

ATTENTION CITIZENS OF BITCH NATION.

Our beloved comrade, Dumpster Doggy aka Amanda Holden, is teaching an investing workshop starting THIS SUNDAY, FEB 4. Dumpster Doggy designed this workshop as your first step toward financial freedom, and it is perfect for beginners and those who just want to understand the reasoning and mechanics behind investing.

This workshop is for you if you:

Have debt — yes, you should consider investing even if you have debt now

Don't know where to start 

Want to be certain that your educational foundation is absolutely solid 

Understand that investing is the key to building wealth, and know that a paycheck alone is not wealth

Don't want to work forever

Want your money to start working for you

Know that you just need to get started—no matter how small the dollar amount! 

Know that education must be your foundation and that investing without knowledge is dangerous 

Have a workplace retirement account

Don't have a workplace retirement account

The course costs $15. We wouldn't recommend something paid like this if we didn't believe in it, so this endorsement does NOT come lightly. Amanda is one of our ride-or-dies, and she left Wall Street so she could teach investing through a feminist lens.

But if $15 is too rich for your blood, we are offering Amanda's course FOR FREE to our Patreon donors. Sign up at the $5 level or higher and it's yours ($15-$5=$10 SAVINGS HOLY CANNOLI). We'll have the information for Patreon donors up tomorrow.

Lastly, if you can't make it live, you'll still get a recording of the workshop. So don't worry if you're not available this Sunday. Ok here are those links again:

Investing for Freedom Workshop with Dumpster Doggy

Bitches Get Riches Patreon for free access to workshop

[galaxianpatrol]

[erophonemic]

I posted that kind of dommy platform boot shot earlier, but my roommate made me come over to her and she put a bar gag in my mouth and pushed me onto the bed and fingered me silly shxjdhdjd. Switch girl moments

[heynhay]

🎉Shop is now open!🎉

Thanks everyone for supporting my work and giving me the courage to make merch :') I hope you like it! It's a limited stock run to sort of test the waters (and reminder, currently only shipping to the USA </3 This will likely change in the future)

heynhay.bigcartel.com