#public sector regulations

[justnownews]

Government Imposes Strict Ban on Social Media Use by Civil Servants

Islamabad: The government has imposed a significant ban on the use of social media by civil servants, prohibiting them from using any media platforms without explicit permission. This new regulation was communicated through an official directive from the Establishment Division, instructing federal secretaries and other relevant authorities to ensure strict compliance.According to the directive,…

[suicidepreventionday]

Preventing suicide by phasing out highly hazardous pesticides.

Self-poisoning with pesticides is among the most common means of suicide worldwide, particularly in low- and middle-income countries where highly hazardous pesticides (HHPs) are readily available. Multi-sectoral action is needed to phase out the use of HHPs to prevent suicide and other related issues of public health and environmental concern. This brochure aims to provide a brief overview of the issue of HHPs and approaches to phasing out HHPs to save lives, particularly suicides. It has been designed for a broad audience, including policy-makers (e.g. health, agriculture, and environment), pesticide regulators, local health and agricultural services, civil society organizations, academics, as well as the general public. It draws on the 2023 WHO/FAO Guidance on use of pesticide regulation to prevent suicide and the 2019 WHO/FAO publication. Preventing suicide: a resource for pesticide registrars and regulators

[headspace-hotel]

USAmericans

Read the Project 2025 manifesto RIGHT NOW

It's MUCH worse than y'all have been hearing

There is so much here you'll have to look at it for yourself, but the climate policy alone is nightmare fuel.

The republican coalition wants to essentially end funding for green energy, dramatically promote and expand fossil fuel industries, and eliminate funding and regulations in all sectors promoting climate change mitigation. Task forces and offices related to clean energy and lowering carbon emissions will be eliminated and replaced with offices for promoting fossil fuels.

They want to LOG NATIONAL FORESTS TO "THIN" THE TREES TO STOP WILDFIRES.

THEY WANT TO FORCE OREGON AND CALIFORNIA TO LOG THEIR NATIONAL FORESTS AND TREAT THEM AS FOR TIMBER PRODUCTION

There are specific provisions in Project 2025 to essentially destroy the Endangered Species Act, causing it to defer to the rights of "economic development" and "private property." The plan includes delisting gray wolves, cutting the budget so that a "triage" system is used to determine which species will get protection, removing funding for research, removing experts and specialists from the decision-making process, and preventing "experimental" populations of animals from being established.

This is so much worse than I expected it to be and there's much more past that: They want to deregulate pesticides and remove much of the EPA's ability to regulate pollutants as well.

Also included in the manifesto is that we should

withdraw from nuclear weapons nonproliferation agreements, build more nuclear weapons, and resume nuclear weapons testing

The manifesto comprehensively outlines the scorched-earth elimination of abortion access, down to ensuring doctors aren't even trained to perform abortions. There are plans in here to disrupt abortion access GLOBALLY, not just domestically.

Not only that,the Republicans plan on reframing family planning programs around "fertility awareness" and "holistic family planning."

I can't even describe it all. I'm trying to give screenshots of the most important things but there's so much.

The foreign policy is a nightmare. They plan to push fossil fuels onto the Global South and promote the development of fossil fuel industry in the "developing world."

It is aggressive and antagonistic towards other nations, strongly pro-military, proposing that we INCREASE (!!!!!) defense spending, improve public opinion of the military and military recruitment, and increase the power to fund new weapons technology.

Just read the Department of Defense section. It's about greatly increasing and strengthening the military-industrial complex, collaborating more closely with weapons manufacturers, removing regulatory barriers to arming our allies and to inventing new military weapons, and recruiting more people into the military. They include provisions to develop AI technology for surveillance. And of course, continuing to support Israel is in there.

Elsewhere it proposes interfering in foreign countries with creepy pro-USA propaganda campaigns, even establishing international educational programs where faculty have to pledge to promote USA interests.

There's a line in here about getting rid of PBS because SESAME STREET is LEFTIST for God's sake.

HOW are people claiming democrats have the same policies. I feel like i'm losing my mind.

[redgoldsparks]

I am not excited about Harris as a candidate, but I will be voting for her in this upcoming election. This is why→

(full transcript under the cut)

I AM VOTING AGAINST THIS

“Transgender ideology” to be classified as pornography & excluded from First Amendment protection. Authors who produce & distribute it threatened with prison. Educators & public librarians who share it classed as registered sex offenders. communications & technology firms that facilitate its spread shuttered. -Project 2025, page 5

Delete the terms sexual orientation, gender identity, diversity, equity, & inclusion, gender equality, abortion, reproductive health, reproductive rights, out of every federal rule, contract, grant, regulation, & piece of legislation that exist. -Project 2025 page 5

I AM VOTING AGAINST THIS

Victimization should not be a basis for an immigration benefit. -Project 2025, page 141

Increase all fees for asylum applications, limit the availability of fee waivers. -Project 2025, page 146

Mandatory appropriation for border wall system infrastructure. -Project 2025, page 147

Deny loan access to those who are not U.S. citizens or lawful permanent residents & deny loan access to students at schools that provide in-state tuition to illegal aliens. -Project 2025, page 167

Ensure that only U.S. citizens & lawful permanent residents utilize or occupy federally subsidized housing. -Project 2025, page 167

I AM VOTING AGAINST THIS

Encourage intelligence agencies not to waste effort collecting surveillance data when they can buy it from private sector facial recognition companies. -Project 2025, page 206

Defund the Corporation for Public Broadcast, specifically NPR & PBS educational programs like Sesame Street. -Project 2025, pages 246-247

The USDA will not be able to place environmental issues ahead of agricultural production. Reconsider the Food Stamps program. -Project 2025, page 290

Labeling regulations that unnecessarily delay the manufacture & sale of baby formula should be re-evaluated. -Project 2025, page 302

I AM VOTING AGAINST THIS

Eliminate the Community Eligibility Program which allows school districts with high rates of poverty to offer meals to all students without having to qualify each student individually. No longer provide meals to students during the summer unless students are taking summer-school classes. -Project 2025, page 303

No public education employee shall use a pronoun in addressing a student that is different from that student’s biological sex without written permission of the parents or guardians. -Project 2025 page 346

Delete reporting on which educational institutions claim religious exemption from Title IX. -Project 2025 page 357

I AM VOTING AGAINST THIS

Gut the Office for Civil Rights’ power to prosecute any kind of discrimination in public schools. -Project 2025, page 357

Eliminate the Office of Fossil Energy & Carbon Management -Project 2025 page 377

Eliminate the stand-alone Office of Environmental Justice & External Civil Rights -Project 2025, page 421

Restructure the Office of International & Tribal Affairs into the American Indian Environmental Office -Project 2025, page 421

Eliminate the Office of Public Engagement & Environmental Education -Project 2025, page 421

Pause all action of the Environmental Protection Agency for review. -Project 2025, page 422

I AM VOTING AGAINST THIS

Center for Disease Control stripped of the ability to suggest that schools embrace masking or vaccination strategies. -Project 2025, page 454

All states will be required to submit detailed information about pregnancies, abortions & miscarriages to a federal database. -Project 2025, page 455

The medication Mifepristone, a life-saving drug used to stop deadly postpartum hemorrhages that’s also used in chemical abortions, will be banned. -Project 2025, pages 458-459

Artificial intelligence should be used to determine what is suitable treatment for those currently covered by Medicare. -Project 2025, page 463

I AM VOTING AGAINST THIS

Repeal the Inflation Reduction Act, which implements government price controls for prescription drugs. -Project 2025, page 465

Funding for abortion travel prohibited under the Hyde Amendment. -Project 2025, page 471

End taxpayer funding of Planned Parenthood. -Project 2025, page 471

Withdraw Medicaid funds for states that require abortion insurance. -Project 2025, page 472

Hospitals will no longer be willing to perform emergency abortions, even to save the life of the mother. -Project 2025, page 473

I AM VOTING AGAINST THIS

Rescind the Department of Health & Human Services' ability to impose a moratorium on rental evictions during COVID. -Project 2025, page 492

Rescind large portions of The Endangered Species Act & The Migratory Bird Treaty Act, reinstate Trump’s plan for opening the National Petroleum Reserve of Alaska to leasing and development. -Project 2025, page 524

Review & downsize national monuments. -Project 2025, page 532

End the Endangered Species Act’s ability to prevent economic development & de-list many currently endangered species. -Project 2025, pages 533-534

I AM VOTING AGAINST THIS

Make it harder for workers to unionize & easier for employers to retaliate against whistleblowers & organizers. -Project 2025, pages 601-602

TikTok classified as a national security concern & made non-operational. -Project 2025, page 674

Break up National Oceanic & Atmospheric Administration, including National Weather Service & National Marine Fisheries Service. -Project 2025, page 674

Downsize the Office of Oceanic & Atmospheric Research; disband its climate-change research work. -Project 2025 page 676

AND SO MUCH MORE. 

The full text of Project 2025 is available at static.project2025.org/2025_MandateForLeadership_FULL.pdf I am very grateful to stopproject2025comic.org which produced a series of very readable comics to help explain many sections of Project 2025. Some of the language in this post is taken directly from their transcripts. (You can read many of their comics here on tumblr @stopproject2025comic) Please vote against Project 2025. Our tattered democracy, healthcare, clean air & water, workers rights, reproductive rights, civil rights, intellectual freedom and more are at stake. 

[mostlysignssomeportents]

The CFPB is genuinely making America better, and they're going HARD

On June 20, I'm keynoting the LOCUS AWARDS in OAKLAND.

Let's take a sec here and notice something genuinely great happening in the US government: the Consumer Finance Protection Bureau's stunning, unbroken streak of major, muscular victories over the forces of corporate corruption, with the backing of the Supreme Court (yes, that Supreme Court), and which is only speeding up!

A little background. The CFPB was created in 2010. It was Elizabeth Warren's brainchild, an institution that was supposed to regulate finance from the perspective of the American public, not the American finance sector. Rather than fighting to "stabilize" the financial sector (the mission that led to Obama taking his advisor Timothy Geithner's advice to permit the foreclosure crisis to continue in order to "foam the runways" for the banks), the Bureau would fight to defend us from bankers.

The CFPB got off to a rocky start, with challenges to the unique system of long-term leadership appointments meant to depoliticize the office, as well as the sudden resignation of its inaugural boss, who broke his promise to see his term through in order to launch an unsuccessful bid for political office.

But after the 2020 election, the Bureau came into its own, when Biden poached Rohit Chopra from the FTC and put him in charge. Chopra went on a tear, taking on landlords who violated the covid eviction moratorium:

https://pluralistic.net/2021/04/20/euthanize-rentier-enablers/#cfpb

Then banning payday lenders' scummiest tactics:

https://pluralistic.net/2022/01/29/planned-obsolescence/#academic-fraud

Then striking at one of fintech's most predatory grifts, the "earned wage access" hustle:

https://pluralistic.net/2023/05/01/usury/#tech-exceptionalism

Then closing the loophole that let credit reporting bureaus (like Equifax, who doxed every single American in a spectacular 2019 breach) avoid regulation by creating data brokerage divisions and claiming they weren't part of the regulated activity of credit reporting:

https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does

Chopra went on to promise to ban data-brokers altogether:

https://pluralistic.net/2024/04/13/goulash/#material-misstatement

Then he banned comparison shopping sites where you go to find the best bank accounts and credit cards from accepting bribes and putting more expensive options at the top of the list. Instead, he's requiring banks to send the CFPB regular, accurate lists of all their charges, and standing up a federal operated comparison shopping site that gives only accurate and honest rankings. Finally, he's made an interoperability rule requiring banks to let you transfer to another institution with one click, just like you change phone carriers. That means you can search an honest site to find the best deal on your banking, and then, with a single click, transfer your accounts, your account history, your payees, and all your other banking data to that new bank:

https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights

Somewhere in there, big business got scared. They cooked up a legal theory declaring the CFPB's funding mechanism to be unconstitutional and got the case fast-tracked to the Supreme Court, in a bid to put Chopra and the CFPB permanently out of business. Instead, the Supremes – these Supremes! – upheld the CFPB's funding mechanism in a 7-2 ruling:

https://www.scotusblog.com/2024/05/supreme-court-lets-cfpb-funding-stand/

That ruling was a starter pistol for Chopra and the Bureau. Maybe it seemed like they were taking big swings before, but it turns out all that was just a warmup. Last week on The American Prospect, Robert Kuttner rounded up all the stuff the Bureau is kicking off:

https://prospect.org/blogs-and-newsletters/tap/2024-06-07-window-on-corporate-deceptions/

First: regulating Buy Now, Pay Later companies (think: Klarna) as credit-card companies, with all the requirements for disclosure and interest rate caps dictated by the Truth In Lending Act:

https://www.skadden.com/insights/publications/2024/06/cfpb-applies-credit-card-rules

Next: creating a registry of habitual corporate criminals. This rogues gallery will make it harder for other agencies – like the DOJ – and state Attorneys General to offer bullshit "delayed prosecution agreements" to companies that compulsively rip us off:

https://www.consumerfinance.gov/about-us/newsroom/cfpb-creates-registry-to-detect-corporate-repeat-offenders/

Then there's the rule against "fine print deception" – which is when the fine print in a contract lies to you about your rights, like when a mortgage lender forces you waive a right you can't actually waive, or car lenders that make you waive your bankruptcy rights, which, again, you can't waive:

https://www.consumerfinance.gov/about-us/newsroom/cfpb-warns-against-deception-in-contract-fine-print/

As Kuttner writes, the common thread running through all these orders is that they ban deceptive practices – they make it illegal for companies to steal from us by lying to us. Especially in these dying days of class action suits – rapidly becoming obsolete thanks to "mandatory arbitration waivers" that make you sign away your right to join a class action – agencies like the CFPB are our only hope of punishing companies that lie to us to steal from us.

There's a lot of bad stuff going on in the world right now, and much of it – including an active genocide – is coming from the Biden White House.

But there are people in the Biden Administration who care about the American people and who are effective and committed fighters who have our back. What's more, they're winning. That doesn't make all the bad news go away, but sometimes it feels good to take a moment and take the W.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/06/10/getting-things-done/#deliverism

[reportwire]

House GOP committees plot investigations into East Palestine derailment | CNN Politics

CNN  —  A series of House Republican committees are plotting to launch investigations into the toxic train disaster in East Palestine, Ohio, multiple committee aides told CNN. GOP lawmakers are vowing to use their oversight power to dig into what they describe as the Biden administration’s flawed response to the train wreck, which has left East Palestine’s residents afraid to use the city’s air…

[philosopherking1887]

More good things the Biden administration is doing: OSHA heat safety rules for workers

Remember when Texas and Florida passed laws preventing local and municipal governments from implementing their own heat safety rules and said that if heat is such a big problem, OSHA should make rules that apply to everyone? If not, NPR can remind you. OSHA has now accepted the challenge, moving much faster than they usually do:

OSHA National News Release U.S. Department of Labor July 2, 2024 Biden-Harris administration announces proposed rule to protect indoor, outdoor workers from extreme heat WASHINGTON – The U.S. Department of Labor has released a proposed rule with the goal of protecting millions of workers from the significant health risks of extreme heat. If finalized, the proposed rule would help protect approximately 36 million workers in indoor and outdoor work settings and substantially reduce heat injuries, illnesses, and deaths in the workplace. Heat is the leading cause of weather-related deaths in the U.S. Excessive workplace heat can lead to heat stroke and even death. While heat hazards impact workers in many industries, workers of color have a higher likelihood of working in jobs with hazardous heat exposure. “Every worker should come home safe and healthy at the end of the day, which is why the Biden-Harris administration is taking this significant step to protect workers from the dangers posed by extreme heat,” said Acting Secretary of Labor Julie Su. “As the most pro-worker administration in history, we are committed to ensuring that those doing difficult work in some of our economy’s most critical sectors are valued and kept safe in the workplace.” The proposed rule would require employers to develop an injury and illness prevention plan to control heat hazards in workplaces affected by excessive heat. Among other things, the plan would require employers to evaluate heat risks and — when heat increases risks to workers — implement requirements for drinking water, rest breaks and control of indoor heat. It would also require a plan to protect new or returning workers unaccustomed to working in high heat conditions. “Workers all over the country are passing out, suffering heat stroke and dying from heat exposure from just doing their jobs, and something must be done to protect them,” said Assistant Secretary for Occupational Safety and Health Douglas L. Parker. “Today’s proposal is an important next step in the process to receive public input to craft a ‘win-win’ final rule that protects workers while being practical and workable for employers.” Employers would also be required to provide training, have procedures to respond if a worker is experiencing signs and symptoms of a heat-related illness, and take immediate action to help a worker experiencing signs and symptoms of a heat emergency. The public is encouraged to submit written comments on the rule once it is published in the Federal Register. The agency also anticipates a public hearing after the close of the written comment period. More information will be available on submitting comments when the rule is published. In the interim, OSHA continues to direct significant existing outreach and enforcement resources to educate employers and workers and hold businesses accountable for violations of the Occupational Safety and Health Act’s general duty clause, 29 U.S.C. § 654(a)(1) and other applicable regulations. Record-breaking temperatures across the nation have increased the risks people face on-the-job, especially in summer months. Every year, dozens of workers die and thousands more suffer illnesses related to hazardous heat exposure that, sadly, are most often preventable. The agency continues to conduct heat-related inspections under its National Emphasis Program – Outdoor and Indoor Heat-Related Hazards, launched in 2022. The program inspects workplaces with the highest exposures to heat-related hazards proactively to prevent workers from suffering injury, illness or death needlessly. Since the launch, OSHA has conducted more than 5,000 federal heat-related inspections. In addition, the agency is prioritizing programmed inspections in agricultural industries that employ temporary, nonimmigrant H-2A workers for seasonal labor. These workers face unique vulnerabilities, including potential language barriers, less control over their living and working conditions, and possible lack of acclimatization, and are at high risk of hazardous heat exposure.

[theusarticles]

Georgia Senate candidate Herschel Walker getting tax break in 2022 on Texas home intended for primary residence | CNN Politics

Georgia Senate candidate Herschel Walker getting tax break in 2022 on Texas home intended for primary residence | CNN Politics

CNN  —  Republican Herschel Walker is getting a tax break intended only for a primary residence this year on his home in the Dallas, Texas, area, despite running for Senate in Georgia. Publicly available tax records reviewed by CNN’s KFile show Walker is listed to get a homestead tax exemption in Texas in 2022, saving the Senate candidate approximately $1,500 and potentially running afoul of…

[batboyblog]

Things Biden and the Democrats did, this week #10

March 15-22 2024

The EPA announced new emission standards with the goal of having more than half of new cars and light trucks sold in the US be low/zero emission by 2032. One of the most significant climate regulations in the nation’s history, it'll eliminate 7 billion tons of CO2 emissions over the next 30 years. It's part of President Biden's goal to cut greenhouse gas emissions in half by 2030 on the road to eliminating them totally by 2050.

President Biden canceled nearly 6 Billion dollars in student loan debt. 78,000 borrowers who work in public sector jobs, teachers, nurses, social workers, firefighters etc will have their debt totally forgiven. An additional 380,000 public service workers will be informed that they qualify to have their loans forgiven over the next 2 years. The Biden Administration has now forgiven $143.6 Billion in student loan debt for 4 million Americans since the Supreme Court struck down the original student loan forgiveness plan last year.

Under Pressure from the administration and Democrats in Congress Drugmaker AstraZeneca caps the price of its inhalers at $35. AstraZeneca joins rival Boehringer Ingelheim in capping the price of inhalers at $35, the price the Biden Admin capped the price of insulin for seniors. The move comes as the Federal Trade Commission challenges AstraZeneca’s patents, and Senator Bernie Sanders in his role as Democratic chair of the Senate Health Committee investigates drug pricing.

The Department of Justice sued Apple for being an illegal monopoly in smartphones. The DoJ is joined by 16 state attorneys general. The DoJ accuses Apple of illegally stifling competition with how its apps work and seeking to undermining technologies that compete with its own apps.

The EPA passed a rule banning the final type of asbestos still used in the United States. The banning of chrysotile asbestos (known as white asbestos) marks the first time since 1989 the EPA taken action on asbestos, when it passed a partial ban. 40,000 deaths a year in the US are linked to asbestos

President Biden announced $8.5 billion to help build advanced computer chips in America. Currently America only manufactures 10% of the world's chips and none of the most advanced next generation of chips. The deal with Intel will open 4 factories across 4 states (Arizona, Ohio, New Mexico, and Oregon) and create 30,000 new jobs. The Administration hopes that by 2030 America will make 20% of the world's leading-edge chips.

President Biden signed an Executive Order prioritizing research into women's health. The order will direct $200 million into women's health across the government including comprehensive studies of menopause health by the Department of Defense and new outreach by the Indian Health Service to better meet the needs of American Indian and Alaska Native Women. This comes on top of $100 million secured by First Lady Jill Biden from ARPA-H.

Democratic Senators Bob Casey, Tammy Baldwin, Sherrod Brown, and Jacky Rosen (all up for re-election) along with Elizabeth Warren, Cory Booker, and Sheldon Whitehouse, introduced the "Shrinkflation Prevention Act" The Bill seeks to stop the practice of companies charging the same amount for products that have been subtly shrunk so consumers pay more for less.

The Department of Transportation will invest $45 million in projects that improve Bicyclist and Pedestrian Connectivity and Safety

The EPA will spend $77 Million to put 180 electric school buses onto the streets of New York City This is part of New York's goal to transition its whole school bus fleet to electric by 2035.

The Senate confirmed President Biden's nomination of Nicole Berner to the Court of Appeals for the Fourth Circuit. Berner has served as the general counsel for America's largest union, SEIU, since 2017 and worked in their legal department since 2006. On behalf of SEIU she's worked on cases supporting the Affordable Care Act, DACA, and against the Defense of Marriage act and was part of the Fight for 15. Before working at SEIU she was a staff attorney at Planned Parenthood. Berner's name was listed by the liberal group Demand Justice as someone they'd like to see on the Supreme Court. Berner becomes one of just 5 LGBT federal appeals court judges, 3 appointed by Biden. The Senate also confirmed Edward Kiel and Eumi Lee to be district judges in New Jersey and Northern California respectively, bring the number of federal judges appointed by Biden to 188.

[ayeforscotland]

First five things you’d do as First Minister with a huge majority?

Massive housing reform - Rent Controls, increased taxation on 2nd properties, massive regulation brought against AirBnB landlords, and increase the number of social housing.

Universal Basic Income/Government Job Guarantee Program - Job guarantee program would create a true national living wage

Massive Digital Transformation overhaul for the Public Sector - Get everyone speaking the same language, focus on regional economic development

Adopt immigration policy that encourages more people to come to Scotland

Abolish Conversion Therapy, pass Gender Recognition Reform and officially recognise non-binary genders.

Answering this as if I was FM of 1st Indy Scottish Government.

[sexymemecoin]

The Rise of DeFi: Revolutionizing the Financial Landscape

Decentralized Finance (DeFi) has emerged as one of the most transformative sectors within the cryptocurrency industry. By leveraging blockchain technology, DeFi aims to recreate and improve upon traditional financial systems, offering a more inclusive, transparent, and efficient financial ecosystem. This article explores the fundamental aspects of DeFi, its key components, benefits, challenges, and notable projects, including a brief mention of Sexy Meme Coin.

What is DeFi?

DeFi stands for Decentralized Finance, a movement that utilizes blockchain technology to build an open and permissionless financial system. Unlike traditional financial systems that rely on centralized intermediaries like banks and brokerages, DeFi operates on decentralized networks, allowing users to interact directly with financial services. This decentralization is achieved through smart contracts, which are self-executing contracts with the terms of the agreement directly written into code.

Key Components of DeFi

Decentralized Exchanges (DEXs): DEXs allow users to trade cryptocurrencies directly with one another without the need for a central authority. Platforms like Uniswap, SushiSwap, and PancakeSwap have gained popularity for their ability to provide liquidity and facilitate peer-to-peer trading.

Lending and Borrowing Platforms: DeFi lending platforms like Aave, Compound, and MakerDAO enable users to lend their assets to earn interest or borrow assets by providing collateral. These platforms use smart contracts to automate the lending process, ensuring transparency and efficiency.

Stablecoins: Stablecoins are cryptocurrencies pegged to stable assets like fiat currencies to reduce volatility. They are crucial for DeFi as they provide a stable medium of exchange and store of value. Popular stablecoins include Tether (USDT), USD Coin (USDC), and Dai (DAI).

Yield Farming and Liquidity Mining: Yield farming involves providing liquidity to DeFi protocols in exchange for rewards, often in the form of additional tokens. Liquidity mining is a similar concept where users earn rewards for providing liquidity to specific pools. These practices incentivize participation and enhance liquidity within the DeFi ecosystem.

Insurance Protocols: DeFi insurance protocols like Nexus Mutual and Cover Protocol offer coverage against risks such as smart contract failures and hacks. These platforms aim to provide users with security and peace of mind when engaging with DeFi services.

Benefits of DeFi

Financial Inclusion: DeFi opens up access to financial services for individuals who are unbanked or underbanked, particularly in regions with limited access to traditional banking infrastructure. Anyone with an internet connection can participate in DeFi, democratizing access to financial services.

Transparency and Trust: DeFi operates on public blockchains, providing transparency for all transactions. This transparency reduces the need for trust in intermediaries and allows users to verify and audit transactions independently.

Efficiency and Speed: DeFi eliminates the need for intermediaries, reducing costs and increasing the speed of transactions. Smart contracts automate processes that would typically require manual intervention, enhancing efficiency.

Innovation and Flexibility: The open-source nature of DeFi allows developers to innovate and build new financial products and services. This continuous innovation leads to the creation of diverse and flexible financial instruments.

Challenges Facing DeFi

Security Risks: DeFi platforms are susceptible to hacks, bugs, and vulnerabilities in smart contracts. High-profile incidents, such as the DAO hack and the recent exploits on various DeFi platforms, highlight the need for robust security measures.

Regulatory Uncertainty: The regulatory environment for DeFi is still evolving, with governments and regulators grappling with how to address the unique challenges posed by decentralized financial systems. This uncertainty can impact the growth and adoption of DeFi.

Scalability: DeFi platforms often face scalability issues, particularly on congested blockchain networks like Ethereum. High gas fees and slow transaction times can hinder the user experience and limit the scalability of DeFi applications.

Complexity and Usability: DeFi platforms can be complex and challenging for newcomers to navigate. Improving user interfaces and providing educational resources are crucial for broader adoption.

Notable DeFi Projects

Uniswap (UNI): Uniswap is a leading decentralized exchange that allows users to trade ERC-20 tokens directly from their wallets. Its automated market maker (AMM) model has revolutionized the way liquidity is provided and traded in the DeFi space.

Aave (AAVE): Aave is a decentralized lending and borrowing platform that offers unique features such as flash loans and rate switching. It has become one of the largest and most innovative DeFi protocols.

MakerDAO (MKR): MakerDAO is the protocol behind the Dai stablecoin, a decentralized stablecoin pegged to the US dollar. MakerDAO allows users to create Dai by collateralizing their assets, providing stability and liquidity to the DeFi ecosystem.

Compound (COMP): Compound is another leading DeFi lending platform that enables users to earn interest on their cryptocurrencies or borrow assets against collateral. Its governance token, COMP, allows users to participate in protocol governance.

Sexy Meme Coin (SXYM): While primarily known as a meme coin, Sexy Meme Coin has integrated DeFi features, including a decentralized marketplace for buying, selling, and trading memes as NFTs. This unique blend of humor and finance adds a distinct flavor to the DeFi landscape. Learn more about Sexy Meme Coin at Sexy Meme Coin.

The Future of DeFi

The future of DeFi looks promising, with continuous innovation and growing adoption. As blockchain technology advances and scalability solutions are implemented, DeFi has the potential to disrupt traditional financial systems further. Regulatory clarity and improved security measures will be crucial for the sustainable growth of the DeFi ecosystem.

DeFi is likely to continue attracting attention from both retail and institutional investors, driving further development and integration of decentralized financial services. The flexibility and inclusivity offered by DeFi make it a compelling alternative to traditional finance, paving the way for a more open and accessible financial future.

Conclusion

Decentralized Finance (DeFi) represents a significant shift in the financial landscape, leveraging blockchain technology to create a more inclusive, transparent, and efficient financial system. Despite the challenges, the benefits of DeFi and its continuous innovation make it a transformative force in the world of finance. Notable projects like Uniswap, Aave, and MakerDAO, along with unique contributions from meme coins like Sexy Meme Coin, demonstrate the diverse and dynamic nature of the DeFi ecosystem.

For those interested in exploring the playful and innovative side of DeFi, Sexy Meme Coin offers a unique and entertaining platform. Visit Sexy Meme Coin to learn more and join the community.

[elumish]

I saw a post recent about the idea of, what happens after the revolution that some people are yearning for, and I have a lot of thoughts about that, but it actually also got me thinking about how a lot of people conceptualize government, and particularly how this shows up in books.

I've read a lot of books where someone is secretly or not-so-secretly the heir/rightful king or queen/the one true chosen leader/etc., and one thing that I see in a lot of those is this idea that government is its leader, and if you have an evil leader then the Government Is Bad and if you replace that evil leader with a good leader then the Goverment Will Become Good.

And there is definitely truth to the idea that an ineffective, immoral, greedy, cruel, etc. leader will generally lead to the government being worse and doing bad things, but a government is not simply the will of the person in charge taken form.

There are a few ways to think about a government, but I'd think of it like this:

A government is the services it provides, the rules it enforces, the external engagement it has, the people who decide all of that, the people who make it happen, and the fact that people agree that they are the government.

You'll see there that only one part of that is the leadership. Anyone can stand up in the middle of a town square or go on YouTube or whatever and say "I'm in charge and here are the four thousand rules that everyone needs to follow" and if they don't have legitimacy and enforcement power, it doesn't mean anything.

It also means that changing the head of state can't automatically change everything else. Most governments (especially national governments) have a large set of professional civil servants who do the business of government regardless of who is in charge, and that is a huge ship to resteer.

Often, the fastest way to resteer that ship is to literally fire everyone--and as we've seen in instances like the de-Ba'athification of Iraq, it can have massively negative impacts on the country and its ability to provide services.

There's a certain branch of fantasy that I've read where the government "is in charge" but doesn't seem to actually provide any of the services that exist in the world. There's a king or a ruling counsel or whatever--but there are no departments/ministries/public sector.

Who provides utilities? Who provides human services? Who collects taxes? Who manages the allocation of government funds? Who enforces regulations or laws? Who manages public spaces? Who delivers mail? Who prints money? Who facilitates relations with other countries? Who maintains public safety?

A lot of these stories act as though all of those things just happen, that they are self-perpetuating machines that have always existed and will always exist, and government is an unrelated piece of the world that is just there to look important and make decisions.

[soon-palestine]

So it turns out that Elons trip to Israel wasn't just for kosher theater and an IDF propaganda tour.

A secret meeting took place while he was there that went virtually unreported by any news media outlets.

In attendance was Netanyahu, Musk's tour organizer, investor Omri Casspi, Brigadier General Danny Gold, Head of the Israeli Directorate of Defense Research & Development and one of the developers of Iron Dome, Aleph venture capital funds partner Michael Eisenberg, and Israeli cybersecurity company CHEQ CEO Guy Tytunovich who is ex-israeli intelligence unit 8200.

The six men talked about technology in the service of Israel's defense, dealing with fake content and anti-Semitic and anti-Israeli comments, and the use by non-democratic countries of bots as part of campaigns to change perceptions, including on the X platform.

The solution Musk was presented was the Israeli unicorn CHEQ, a company founded by ex-Israeli intelligence unit 8200 CEO Guy Tytunovich that combats bots and fake users.

Following the meeting, Elon signed an agreement with cheQ, and apparently, the reason for the quick closing of the deal was Elons "direct involvement" with the company.

Now. What they won't tell you.

Israel is primarily responsible for the creation of bots. There currently exists dozens of ex-Israeli intelligence firms whose sole purpose is perception management, social media influencing/manipulation, disinformation campaigns, psychological operations, opposition research, and honey traps.

They create state of art, multi layer, AI avatars that are virtually indistinguishable from a real human online. They infiltrate target audiences with these elaborately crafted social-media personas and spread misleading information through websites meant to mimic news portals. They secretly manipulate public opinion across app social media platforms.

The applications of this technology are endless, and it has been used for character assassination, disruption of activism/protest, creating social upheaval/civil unrest, swaying elections, and toppling governments.

These companies are all founded by ex-Israeli intelligence and members of unit 8200. When they leave their service with the Israeli government, they are backed by hundreds of billions of dollars through Israeli venture capital groups tied to the Israeli government.

These companies utilize the technology and skills learned during their time served with Israeli intelligence and are an extension of the Israeli government that operates in the private sector.

In doing so, they operate with impunity across all geographical borders and outside the bounds of the law. The Israeli government is forbidden by law to spy on US citizens, but "ex" Israeli intelligence has no such limitations, and no laws currently exist to stop them.

Now back to X and Elon Musk.

Elon met with these people in secret to discuss how to use X in service of Israel's defense.

Elon hired an ex-Israeli intelligence firm to combat the bots…. that were created by another ex-israeli intelligence firm.

Elon hired an ex-israeli intelligence firm to verify your identity and collect your facial biometric data.

Do you see the problem yet?

Israel now has end to end control over X. Israel can conduct psychological operations and create social disinfo/influence campaigns on X with impunity. They now have facial biometric data from millions of people that can be used to create and populate these AI generated avatars.

They can manipulate public opinion, influence congressmen and senators, disrupt online movements, manipulate the algorithm to silence dissenting voices against Israel, and they can sway the US elections.

When the company that was hired to combat the bots is also Israeli intelligence…

Who is going to stop them?

Cyberspace is the wild.west. There are currently no laws on the books to regulate foreign influence on social media. There is nothing to stop them from conducting psychological operations and disinformation campaigns on unsuspecting US citizens. These companies operate with impunity across all geographical boundaries and there is nobody to stop them. But don't take my word for it.

For anyone wondering what the end game is for this, it was recently verbalized by Vivek Ramaswamy here on X. To narrow and completely eliminate the gap between what we say (think) in private and in public. In practice, the thought police of the future. And X is actively working on it.

[queerpunktomatoes]

Project 2025 for the Conservatives in Your Life

Look, I know we can't get everyone to vote blue. But all we have to do is create genuine doubt. Someone who opts out of voting instead of voting for Trump is still a win.

From the mouth of Trump's team themselves, here are some policies from Project 2025 that even conservatives raise their eyes at.

Page 97 "Senior acquisition leaders should design a system that allows decision-makers to stay within the law but bypass unnecessary departmental regulations that are not in the best interest of the government and hamper the acquisition of capabilities that warfighters require." Translation: Reduce workplace safety regulations in the interest of making more money.

Page 285 "The department [of education] is a convenient one-stop shop for the woke education cartel, which—as the COVID era showed—is not particularly concerned with children’s education. Schools should be responsive to parents, rather than to leftist advocates intent on indoctrination—and the more the federal government is involved in education, the less responsive to parents the public schools will be. This department is an example of federal intrusion into a traditionally state and local realm. For the sake of American children, Congress should shutter it and return control of education to the states." Translation: The Department of Education should be eliminated.

Page 320-322 "In July of that year, President Lyndon B. Johnson signed into law the Civil Rights Act of 1964, after Congress reached a consensus that the mistreatment of [B]lack Americans was no longer tolerable and merited a federal response... In 1973, [Congress] passed the Rehabilitation Act, and, in 1975, the Individuals with Disabilities Education Act... The next Administration will need a plan to redistribute the various congressionally approved federal education programs across the government, eliminate those that are ineffective or duplicative, and then eliminate the unproductive red tape and rules by entrusting states and districts with flexible, formula-driven block grants." Translation: Repeal the Civil Rights Act of 1964.

Page 372 "The U.S. nuclear arsenal needs to be updated and reinvigorated... Fund the design, development, and deployment of new nuclear warheads, including the production of plutonium pits in quantity. Expand the U.S. Navy and develop new nuclear naval reactors to ensure that the Navy has the nuclear propulsion it needs to secure America’s strategic interests. End ineffective and counterproductive nonproliferation activities like those involving Iran and the United Nations." Translation: Withdraw from "let's not use nuclear weapons" agreements, build more nuclear weapons, and resume nuclear weapons testing.

Page 482 "Eliminate the Head Start program." Translation: Remove free education/health programs for low-income families.

Page 524 "Rescind the Biden rules and reinstate the Trump rules regarding... The Endangered Species Act rules defining Critical Habitat and Critical Habitat Exclusions."Translation: Remove protections for endangered animals.

Page 587 "The Working Families Flexibility Act would allow employees in the private sector the ability to choose between receiving time-and-a-half pay or accumulating time-and-a-half paid time off." Translation: Employers are not required to pay extra for overtime.

Page 664 "The National Oceanographic and Atmospheric Administration (NOAA) should be dismantled and many of its functions eliminated, sent to other agencies, privatized, or placed under the control of states and territories." Translation: Americans should not get free extreme weather warnings. We should have to pay for it, and watch commercials between segments.

Remember, quality over quantity.

Only use the talking points you think will really stick with that conservative person. We do not want to give them more reasons to support Trump.

For example, do not tell a conservative homeschool mother that Trump wants to get rid of the Department of Education. It will backfire.

And importantly, Trump is lying about not endorsing Project 2025. His press secretary stars in the recruitment ads and he is mentioned over 300 times by name in it.

Learn this stuff so you can back your arguments and talk to the conservatives in your life about what their vote might contribute to.

[osha-official-2]

Who is protected by OSHA?

The most frequently asked question I recieve is "Am I even covered by OSHA?" It's not always clear who is and isn't covered by OSHA, and there can even be room for interpretation.

The official text on OSHA.gov states:

"The OSH Act covers most private sector employers and their workers, in addition to some public sector employers and workers in the 50 states and certain territories and jurisdictions under federal authority."

In order to fall under OSHA jurisdiction you must be an employee working in the US or a US territory. There are a number of exceptions however. Private sector employees not covered by OSHA are:

"self-employed workers (independent contractors), immediate family members of farm employers, and workers whose hazards are regulated by another federal agency"

Follow this link to see list of other US regulatory agencies

Federal OSHA also does not cover employees of government agencies, which includes: public schools/universities, public transit agencies, and first responders such and firefighters and law enforcement.

However public sector employees are required to be covered in states that have an OSHA approved state plan. The map below shows which states have their own OSHA plans.

(Source: sixfifty.com)

You can visit OSHA.gov/stateplans to learn more about your OSHA coverage

[mostlysignssomeportents]

Surveillance pricing

THIS WEEKEND (June 7–9), I'm in AMHERST, NEW YORK to keynote the 25th Annual Media Ecology Association Convention and accept the Neil Postman Award for Career Achievement in Public Intellectual Activity.

Correction, 7 June 2024: The initial version of this article erroneously described Jeffrey Roper as the founder of ATPCO. He benefited from ATPCO, but did not co-found it. The initial version of this article called ATPCO "an illegal airline price-fixing service"; while ATPCO provides information that the airlines use to set prices, it does not set prices itself, and while the DOJ investigated the company, they did not pursue a judgment declaring the service to be illegal. I regret the error.

Noted anti-capitalist agitator Adam Smith had it right: "People of the same trade seldom meet together, even for merriment and diversion, but the conversation ends in a conspiracy against the public, or in some contrivance to raise prices."

Despite being a raving commie loon, Smith's observation was so undeniably true that regulators, policymakers, and economists couldn't help but acknowledge that it was true. The trustbusting era was defined by this idea: if we let the number of companies in a sector get too small, or if we let one or a few companies get too big, they'll eventually start to rig prices.

What's more, once an industry contracts corporate gigantism, it will become too big to jail, able to outspend and overpower the regulators charged with reining in its cheating. Anyone who believes Smith's self-evident maxim had to accept its conclusion: that companies had to be kept smaller than the state that regulated them. This wasn't about "punishing bigness" – it was the necessary precondition for a functioning market economy.

We kept companies small for the same reason that we limited the height of skyscrapers: not because we opposed height, or failed to appreciate the value of a really good penthouse view – rather, to keep the building from falling over and wrecking all the adjacent buildings and the lives of the people inside them.

Starting in the neoliberal era – Carter, then Reagan – we changed our tune. We liked big business. A business that got big was doing something right. It was perverse to shut down our best companies. Instead, we'd simply ban big companies from rigging prices. This was called the "consumer welfare" theory of antitrust. It was a total failure.

40 years later, nearly every industry is dominated by a handful of companies, and these companies price-gouge us with abandon. Worse, they use their gigantic ripoff winnings to fill war-chests that fund the corruption of democracy, capturing regulators so that they can rip us off even more, while ignoring labor, privacy and environmental law and ducking taxes.

It turns out that keeping gigantic, opaque, complex corporations honest is really hard. They have so many ways to shuffle money around that it's nearly impossible to figure out what they're doing. Digitalization makes things a million times worse, because computers allow businesses to alter their processes so they operate differently for every customer, and even for every interaction.

This is Dieselgate times a billion: VW rigged its cars to detect when they were undergoing emissions testing and switch to a less polluting, more compliant mode. But when they were on the open road, they spewed lethal quantities of toxic gas, killing people by the thousands. Computers don't make corporate leaders more evil, but they let evil corporate leaders execute far more complex and nefarious plans. Digitalization is a corporate moral hazard, making it just too easy and tempting to rig the game.

That's why Toyota, the largest car-maker in the world, just did Dieselgate again, more than a decade later. Digitalization is a temptation no giant company can resist:

https://www.bbc.com/news/articles/c1wwj1p2wdyo

For forty years, pro-monopoly cheerleaders insisted that we could allow companies to grow to unimaginable scale and still prevent cheating. They passed rules banning companies from explicitly forming agreements to rig prices. About ten seconds later, new middlemen popped up offering "information brokerages" that helped companies rig prices without talking to one another.

Take Agri Stats: the country's hyperconcentrated meatpacking industry pays Agri Stats to "consult on prices." They provide Agri Stats with a list of their prices, and then Agri Stats suggests changes based on its analysis. What does that analysis consist of? Comparing the company's prices to its competitors, who are also Agri Stats customers:

https://pluralistic.net/2023/10/04/dont-let-your-meat-loaf/#meaty-beaty-big-and-bouncy

In other words, Agri Stats finds the highest price for each product in the sector, then "advises" all the companies with lower prices to raise their prices to the "competitive" level, creating a one-way ratchet that sends the price of food higher and higher.

More and more sectors have an Agri Stats, and digitalization has made this price-gouging system faster, more efficient, and accessible to sectors with less concentration. Landlords, for example, have tapped into Realpage, a "data broker" that the same thing to your rent that Agri Stats does to meat prices. Realpage requires the landlords who sign up for its service to accept its "recommendations" on minimum rents, ensuring that prices only go up:

https://popular.info/p/feds-raid-corporate-landlord-escalating

Writing for The American Prospect, Luke Goldstein lays out the many ways in which these digital intermediaries have supercharged the business of price-rigging:

https://prospect.org/economy/2024-06-05-three-algorithms-in-a-room/

Goldstein identifies a kind of patient zero for this ripoff epidemic: Jeffrey Roper, a former Alaska Air exec who benefited from a service that helps airlines set prices. ATPCO was investigated by the DOJ in the 1990s, but the enforcers lost their nerve and settled with the company, which agreed to apply some ornamental fig-leafs to its collusion-machine. Even those cosmetic changes were seemingly a bridge too far Roper, who left the US.

But he came back to serve as Realpage's "principal scientist" – the architect of a nationwide scheme to make rental housing vastly more expensive. For Roper, the barrier to low rents was empathy: landlords felt stirrings of shame when they made shelter unaffordable to working people. Roper called these people "idiots" who sentimentality "costs the whole system."

Sticking a rent-gouging computer between landlords and the people whose lives they ruin is a classic "accountability sink," as described in Dan Davies' new book "The Unaccountability Machine: Why Big Systems Make Terrible Decisions – and How The World Lost its Mind":

https://profilebooks.com/work/the-unaccountability-machine/

It's a form of "empiricism washing": if computers are working in the abstract realm of pure numbers, they're just moving the objective facts of the quantitative realm into the squishy, imperfect qualitative world. Davies' interview on Trashfuture is excellent:

https://trashfuturepodcast.podbean.com/e/fire-sale-at-the-accountability-store-feat-dan-davies/

To rig prices, an industry has to solve three problems: the problem of coming to an agreement to fix prices (economists call this "the collective action problem"); the problem of coming up with a price; and the problem of actually changing prices from moment to moment. This is the ripoff triangle, and like a triangle, it has many stable configurations.

The more concentrated an industry is, the easier it is to decide to rig prices. But if the industry has the benefit of digitalization, it can swap the flexibility and speed of computers for the low collective action costs from concentration. For example, grocers that switch to e-ink shelf tags can make instantaneous price-changes, meaning that every price change is less consequential – if sales fall off after a price-hike, the company can lower them again at the press of a button. That means they can collude less explicitly but still raise prices:

https://pluralistic.net/2024/03/26/glitchbread/#electronic-shelf-tags

My name for this digital flexibility is "twiddling." Businesses with digital back-ends can alter their "business logic" from second to second, and present different prices, payouts, rankings and other key parts of the deal to every supplier or customer they interact with:

https://pluralistic.net/2023/02/19/twiddler/

Not only does twiddling make it easier to rip off suppliers, workers and customers, it also makes these crimes harder to detect. Twiddling made Dieselgate possible, and it also underpinned "Greyball," Uber's secret strategy of refusing to send cars to pick up transportation regulators who would then be able to see firsthand how many laws the company was violating:

https://www.nytimes.com/2017/03/03/technology/uber-greyball-program-evade-authorities.html

Twiddling is so easy that it has brought price-fixing to smaller companies and less concentrated sectors, though the biggest companies still commit crimes on a scale that put these bit-players to shame. In The Prospect, David Dayen investigates the "personalized pricing" ripoff that has turned every transaction into a potential crime-scene:

https://prospect.org/economy/2024-06-04-one-person-one-price/

"Personalized pricing" is the idea that everything you buy should be priced based on analysis of commercial surveillance data that predicts the maximum amount you are willing to pay.

Proponents of this idea – like Harvard's Pricing Lab with its "Billion Prices Project" – insist that this isn't a way to rip you off. Instead, it lets companies lower prices for people who have less ability to pay:

https://thebillionpricesproject.com/

This kind of weaponized credulity is totally on-brand for the pro-monopoly revolution. It's the same wishful thinking that led regulators to encourage monopolies while insisting that it would be possible to prevent "bad" monopolies from raising prices. And, as with monopolies, "personalized pricing" leads to an overall increase in prices. In econspeak, it is a "transfer of wealth from consumer to the seller."

"Personalized pricing" is one of those cuddly euphemisms that should make the hair on the back of your neck stand up. A more apt name for this practice is surveillance pricing, because the "personalization" depends on the vast underground empire of nonconsensual data-harvesting, a gnarly hairball of ad-tech companies, data-brokers, and digital devices with built-in surveillance, from smart speakers to cars:

https://pluralistic.net/2024/03/12/market-failure/#car-wars

Much of this surveillance would be impractical, because no one wants their car, printer, speaker, watch, phone, or insulin-pump to spy on them. The flexibility of digital computers means that users always have the technical ability to change how these gadgets work, so they no longer spy on their users. But an explosion of IP law has made this kind of modification illegal:

https://locusmag.com/2020/09/cory-doctorow-ip/

This is why apps are ground zero for surveillance pricing. The web is an open platform, and web-browsers are legal to modify. The majority of web users have installed ad-blockers that interfere with the surveillance that makes surveillance pricing possible:

https://doc.searls.com/2023/11/11/how-is-the-worlds-biggest-boycott-doing/

But apps are a closed platform, and reverse-engineering and modifying an app is a literal felony – several felonies, in fact. An app is just a web-page skinned with enough IP to make it a felony to modify it to protect your consumer, privacy or labor rights:

https://pluralistic.net/2024/05/07/treacherous-computing/#rewilding-the-internet

(Google is leading a charge to turn the web into the kind of enshittifier's paradise that apps represent, blocking the use of privacy plugins and proposing changes to browser architecture that would allow them to felonize modifying a browser without permission:)

https://pluralistic.net/2023/08/02/self-incrimination/#wei-bai-bai

Apps are a twiddler's playground. Not only can they "customize" every interaction you have with them, but they can block you (or researchers seeking to help you) from recording and analyzing the app's activities. Worse: digital transactions are intimate, contained to the palm of your hand. The grocer whose e-ink shelf-tags flicker and reprice their offerings every few seconds can be collectively observed by people who are in the same place and can start a conversation about, say, whether to come back that night a throw a brick through the store's window to express their displeasure. A digital transaction is a lonely thing, atomized and intrinsically shielded from a public response.

That shielding is hugely important. The public hates surveillance pricing. Time and again, through all of American history, there have been massive and consequential revolts against the idea that every price should be different for every buyer. The Interstate Commerce Commission was founded after Grangers rose up against the rail companies' use of "personalized pricing" to gouge farmers.

Companies know this, which is why surveillance pricing happens in secret. Over and over, every day, you are being gouged through surveillance pricing. The sellers you interact with won't tell you about it, so to root out this practice, we have to look at the B2B sales-pitches from the companies that sell twiddling tools.

One of these companies is Plexure, partly owned by McDonald's, which provides the surveillance-pricing back-ends for McD's, Ikea, 7-Eleven, White Castle and others – basically, any time a company gives you a hard-sell to order via its apps rather than its storefronts or its website, you should assume you're getting twiddled, hard.

These companies use the enshittification playbook to trap you into using their apps. First, they offer discounts to customers who order through their apps – then, once the customers are fully committed to shopping via app, they introduce surveillance pricing and start to jack up the prices.

For example, Plexure boasts that it can predict what day a given customer is getting paid on and use that information to raise prices on all the goods the customer shops for on that day, on the assumption that you're willing to pay more when you've got a healthy bank balance.

The surveillance pricing industry represents another reason for everything you use to spy on you – any data your "smart" TV or Nest thermostat or Ring doorbell can steal from you can be readily monetized – just sell it to a surveillance pricing company, which will use it to figure out how to charge you more for everything you buy, from rent to Happy Meals.

But the vast market for surveillance data is also a potential weakness for the industry. Put frankly: the commercial surveillance industry has a lot of enemies. The only thing it has going for it is that so many of these enemies don't know that what's they're really upset about is surveillance.

Some people are upset because they think Facebook made Grampy into a Qanon. Others, because they think Insta gave their kid anorexia. Some think Tiktok is brainwashing millennials into quoting Osama bin Laden. Some are upset because the cops use Google location data to round up Black Lives Matter protesters, or Jan 6 insurrectionists. Some are angry about deepfake porn. Some are angry because Black people are targeted with ads for overpriced loans or colleges:

https://www.theregister.com/2024/06/04/meta_ad_algorithm_discrimination/

And some people are angry because surveillance feeds surveillance pricing. The thing is, whatever else all these people are angry about, they're all angry about surveillance. Are you angry that ad-tech is stealing a 51% share of news revenue? You're actually angry about surveillance. Are you angry that "AI" is being used to automatically reject resumes on racial, age or gender grounds? You're actually angry about surveillance.

There's a very useful analogy here to the history of the ecology movement. As James Boyle has long said, before the term "ecology" came along, there were people who cared about a lot of issues that seemed unconnected. You care about owls, I care about the ozone layer. What's the connection between charismatic nocturnal avians and the gaseous composition of the upper atmosphere? The term ecology took a thousand issues and welded them together into one movement.

That's what's on the horizon for privacy. The US hasn't had a new federal consumer privacy law since 1988, when Congress acted to ban video-store clerks from telling the newspapers what VHS cassettes you were renting:

https://en.wikipedia.org/wiki/Video_Privacy_Protection_Act

We are desperately overdue for a new consumer privacy law, but every time this comes up, the pro-surveillance coalition defeats the effort. but as people who care about conspiratorialism, kids' mental health, spying by foreign adversaries, phishing and fraud, and surveillance pricing all come together, they will be an unbeatable coalition:

https://pluralistic.net/2023/12/06/privacy-first/#but-not-just-privacy

Meanwhile, the US government is actually starting to take on these ripoff artists. The FTC is working to shut down data-brokers:

https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does

The FBI is raiding landlords to build a case against Frontpage and other rent price-fixers:

https://popular.info/p/feds-raid-corporate-landlord-escalating

Agri Stats is facing a DoJ lawsuit:

https://www.nationalhogfarmer.com/market-news/agri-stats-loses-motions-to-transfer-dismiss-in-doj-antitrust-case

Not every federal agency has gotten the message, though. Trump's Fed Chairman, Jerome Powell – whom Biden kept on the job – has been hiking interest rates in a bid to reduce our purchasing power by making millions of Americans poorer and/or unemployed. He's doing this to fight inflation, on the theory that inflation is being cause by us being too well-off, and therefore trying to buy more goods than are for sale.

But of course, interest rates are inflationary: when interest rates go up, it gets more expensive to pay your credit card bills, lease your car, and pay a mortgage. And where we see the price of goods shooting up, there's abundant evidence that this is the result of greedflation – companies jacking up their prices and blaming inflation. Interest rate hawks say that greedflation is impossible: if one company raises its prices, its competitors will swoop in and steal their customers with lower prices.

Maybe they would do that – if they didn't have a toolbox full of algorithmic twiddling options and a deep trove of surveillance data that let them all raise prices together:

https://prospect.org/blogs-and-newsletters/tap/2024-06-05-time-for-fed-to-meet-ftc/

Someone needs to read some Adam Smith to Chairman Powell: "People of the same trade seldom meet together, even for merriment and diversion, but the conversation ends in a conspiracy against the public, or in some contrivance to raise prices."

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/06/05/your-price-named/#privacy-first-again

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en