#private funding consultants

[globalstarcapital]

Global Star Capital founder Rich Cocovich recently met with principals in both New York City and Los Angeles California on a $5 Million USD entertainment sector project and bridged the gap of funding with a private California based investor. Since 1991, Cocovich has serviced clients in 126 countries and all 50 states in America as the top expert and private funding. Over 30 billion USD from private investors awaits the projects Global Star Capital and Rich Cocovich represent. If you are a solvent and prepared project principal who understands that high end, professional expertise is not free, not contingent, not pro bono, and not wrapped into a closing, then you are welcome to visit one of our two main websites www.globalstarcapital.com or www.globalstarcapital.international and begin in the Our Process Section. Our engagement process and fee structure is etched in stone and non-negotiable. Project principals who follow our protocol, including the mandatory face-to-face meeting steps, succeed in gaining the attention their project deserves. Within seven days of meeting Rich Cocovich in person, a greenlight from a private funding facilitator/investor will be established.

#richcocovich #globalstarcapital #privefunding #projectfunding #richcocovichreviews #globalstarcapitalreviews #cocovich #capitalraising #topconsultant #familyoffice #equity #equityfunding #projectequity #equityinvesting

[privatefunding]

Global Star Capital founder Rich Cocovich recently met with principals in both New York City and Los Angeles California on a $5 Million USD entertainment sector project and bridged the gap of funding with a private California based investor. Since 1991, Cocovich has serviced clients in 126 countries and all 50 states in America as the top expert and private funding. Over 30 billion USD from private investors awaits the projects Global Star Capital and Rich Cocovich represent. If you are a solvent and prepared project principal who understands that high end, professional expertise is not free, not contingent, not pro bono, and not wrapped into a closing, then you are welcome to visit one of our two main websites www.globalstarcapital.com or www.globalstarcapital.international and begin in the Our Process Section. Our engagement process and fee structure is etched in stone and non-negotiable. Project principals who follow our protocol, including the mandatory face-to-face meeting steps, succeed in gaining the attention their project deserves. Within seven days of meeting Rich Cocovich in person, a greenlight from a private funding facilitator/investor will be established.

#richcocovich #globalstarcapital #privefunding #projectfunding #richcocovichreviews #globalstarcapitalreviews #cocovich #capitalraising #topconsultant #familyoffice #equity #equityfunding #projectequity #equityinvesting

[projectfundingservices]

Global Star Capital founder Rich Cocovich recently met with principals in both New York City and Los Angeles California on a $5 Million USD entertainment sector project and bridged the gap of funding with a private California based investor. Since 1991, Cocovich has serviced clients in 126 countries and all 50 states in America as the top expert and private funding. Over 30 billion USD from private investors awaits the projects Global Star Capital and Rich Cocovich represent. If you are a solvent and prepared project principal who understands that high end, professional expertise is not free, not contingent, not pro bono, and not wrapped into a closing, then you are welcome to visit one of our two main websites www.globalstarcapital.com or https://lnkd.in/eFeNm-pb and begin in the Our Process Section. Our engagement process and fee structure is etched in stone and non-negotiable. Project principals who follow our protocol, including the mandatory face-to-face meeting steps, succeed in gaining the attention their project deserves. Within seven days of meeting Rich Cocovich in person, a greenlight from a private funding facilitator/investor will be established.

#richcocovich #globalstarcapital #privefunding #projectfunding #richcocovichreviews #globalstarcapitalreviews #cocovich #capitalraising #topconsultant #familyoffice #equity #equityfunding #projectequity #equityinvesting

[finlender]

 In today's rapidly evolving healthcare landscape, access to advanced medical equipment is paramount for providing quality care. However, the high costs associated with acquiring such equipment can be a significant barrier for many healthcare facilities and professionals. Finlender steps in to bridge this gap by offering specialized medical equipment loans in India, ensuring that healthcare providers can enhance their services without financial strain.

Why Choose Finlender for Medical Equipment Loans?

1. Tailored Financial Solutions

Finlender understands that each healthcare facility has unique needs. Whether you are a large hospital, a small clinic, or an independent practitioner, Finlender provides customized loan solutions that cater specifically to your requirements. This personalized approach ensures that you get the best possible financial support for acquiring necessary medical equipment.

2. Competitive Interest Rates

One of the standout features of Finlender’s medical equipment loans is the competitive interest rates. Understanding the financial constraints that healthcare providers often face, Finlender offers interest rates that are both attractive and sustainable, helping you manage repayments without compromising your budget.

3. Flexible Repayment Options

Flexibility in repayment terms is a critical factor when choosing a loan provider. Finlender offers various repayment options, allowing you to select a plan that aligns with your cash flow and financial planning. This flexibility ensures that you can focus on your primary goal—providing exceptional healthcare—without the constant worry of financial burdens.

4. Quick and Hassle-Free Processing

In the medical field, time is often of the essence. Finlender streamlined loan processing ensures that your application is handled promptly, with minimal documentation and quick disbursement. This efficiency is crucial for healthcare providers who need to upgrade or acquire new equipment urgently.

5. Wide Range of Equipment Covered

Finlender's medical equipment loans cover a broad spectrum of equipment, from diagnostic machines and imaging devices to surgical instruments and patient care systems. Whether you need to purchase new equipment or upgrade existing ones, Finlender has got you covered.

How to Apply for a Medical Equipment Loan with Finlender?

Applying for a medical equipment loan with Finlender is a straightforward process:

1- Eligibility Check: Ensure that you meet the basic eligibility criteria, which typically includes a stable financial history and a valid requirement for medical equipment.

2- Documentation: Gather necessary documents such as financial statements, proof of identity, and details of the equipment to be purchased.

3- Application Submission: Fill out the loan application form available on Finlender’s website or visit a branch for assistance.

4- Approval and Disbursement: Once your application is reviewed and approved, the loan amount is quickly disbursed, allowing you to proceed with your equipment purchase.

Conclusion

Investing in the right medical equipment is crucial for delivering high-quality healthcare services. With Finlender’s specialized medical equipment loans, healthcare providers in India can access the financial support they need to acquire cutting-edge medical technology. By offering tailored solutions, competitive interest rates, flexible repayment options, and quick processing, Finlender ensures that financial constraints do not stand in the way of medical advancement and improved patient care. Trust Finlender to be your partner in elevating healthcare standards through accessible and affordable medical equipment financing.

READ MORE....NPA and OTS Finance Private Equity Project Finance Corporate Finance Company in India - Finlender

[blissfullyecho]

25 High-Income Luxe Jobs

1. Private wealth manager

2. Fashion Designer (High-End)

3. Art Dealer

4. Intellectual Property Lawyer

5. Investment Banker

6. Talent Agent

7. Aviation Consultant (Private Jets)

8. Luxury Wedding Planner

9. Hedge Fund Manager

10. Perfumer

11. International Relations Specialist

12. Luxury Real Estate Broker

13. Haute Couture Buyer

14. Sommelier

15. Private Equity Analyst

16. Chief Marketing Officer

17. High-End Interior Designer

18. Creative Director for Luxury Brands

19. Boutique Hedge Fund Founder

20. Luxury Hospitality Manager

21. Aesthetic Nurse

22. Asset Manager

23. Philanthropic Consultant

24. Fine Jewelry Designer

25. Elite Academic Consultant (Ivy Leage or Prestige Private Universities)

I thought a list like this would be helpful, especially now that we’re in the final weeks of 2024. There are so many avenues you can go into. A reminder for anyone thinking that they’re too “old” to start something new or go back to school, you’re going to be 30, 40, 50, 60, 70, or 80 one day— that day is going to come eventually so you might as well start now so you can be that age and work on something or be something different from where you are now.

[kaijutegu]

I'm trying to come up with something clever to say here but I feel like I've been hit by a truck. In a good way. I never thought anything like this would pass in the Midwest, not even in a blue state like IL, because it's simply not the kind of thing anybody campaigns on or even talks about at the gubernatorial level.

This is honestly the perfect legal addendum to NAGPRA, and I'm thrilled it's at the state level. This type of legislation would be way too complex at the federal level, but the individual state responsibilities are manageable, and more importantly, doable.

Here's some of the highlights of what the law does:

It is now the state's responsibility to help return ancestral remains, funerary objects and other important cultural items to tribal nations

The state must follow the lead of tribal nations throughout the repatriation process.

Money must be allocated as part of the state Repatriation and Reinterment Fund to help with the costs of reburial, tribal consultation and the repair of any damage to burial sites, remains or sacred items.

Criminal penalties for the looting and desecration of gravesites are increased, and the law adds a ban on profiteering from human remains and funerary objects through their sale, purchase or exhibition.

Tribal nations must be consulted as soon as possible when Indigenous gravesites are unintentionally disturbed or unearthed — such as during construction projects. (We already had kind of a version of this, but it wasn't strong enough.)

IDNR must set aside and maintain land solely for the reburial of repatriated Native American ancestors and their belongings, as tribal nations have pointed to the lack of protected places for reburial in Illinois as among the highest barriers to repatriation.

Institutions that display human remains that are Native American and any items that were originally buried with those individuals (funerary items) cannot charge admission. You want to display looted grave goods? No money for you. (This is specifically targeting the Dickinson Mounds Museum, which is... well, it started as a guy's private display of Native American skeletons he personally looted. The state took it over in the 90s, but they didn't rebury any of the 230~ human skeletons.)

My favorite comment is this: When asked about what he would say to museums that may push back against the law, Illinois State Rep. Mark L. Walker said: “Too bad.”

[papenathys]

To clarify; I have not been rejected, I'm speaking from last year's experience and the money wasted on application fees and other required documentations and legalities. The TOEFL test alone costs 17k INR approx. And none of this means anything, because I know senior students who completed their PhD from Oxford and are sitting unemployed in Kolkata. Well.

Forgot that applying for PhD in USA actually involves not just daydreaming about escaping from India but actually having to go through the humiliating ordeal of spending one entire month's salary on application fees for one (1) out of 7 colleges.

[edandstede]

https://www.justgiving.com/crowdfunding/quills-top-surgery

it’s my 28th birthday in march and i’m crowdfunding for my top surgery! going private is the only option thanks to 4-5 year waiting lists for NHS consultations in the UK, and i haven’t even been referred to a GIC as of now. of course i’ll be putting my own funds towards the costs but at an average cost of £5,000-£8,000 it would take me years to save - a position myself and many other trans people are in, which breaks my heart. i wish trans healthcare was better than this.

i am so unhappy as i am. i want to get married in a few years in a body that feels like my own. i want to be happy with how my clothes fit. i want to not wear a binder every day, especially as a chronic asthmatic. i want to not feel depressed and uncomfortable and sick to my stomach about my chest. i just want to live, instead of feeling like my life is stuck on hold. i want to go into my 30s as a new man.

i’ll keep my justgiving page and my tumblr updated as i go forwards with consultations, finding a surgeon, gender dysphoria referrals and all that jazz! i currently have an appointment to get my dysphoria diagnosis and we'll go from there!

if you can’t donate, i appreciate you regardless, and just sharing this will help enormously. thank you so very much! ⭐️❤️✨

[vague-humanoid]

There appears to be a disturbing alliance between Meta’s leadership and powerful Zionist organizations that identify targets for censorship, while Meta executives comply without question. Speaking to The Cradle, independent tech industry researcher Jack Poulson says:

Meta banning a news source such as The Cradle that is critical of Israel is less surprising when you consider their history. Beyond Meta’s head of Israel policy, Jordana Cutler, being a former chief of staff of Israel’s Minister of Strategic Affairs, and nearly his director general. Israeli government propaganda offshoot CyberWell is also a ‘trusted partner’ to Meta. In July, the organization helped influence Meta’s policy on criticism of Zionism.

Israeli involvement

In June, Poulson, alongside journalist Lee Fang, exposed CyberWell's part in a broader Israeli government effort, known as Voices of Israel, to shape and disseminate pro-Zionist narratives across the west.

Despite CyberWell’s denials of government funding or ties, the organization swiftly removed references to its founders, staff, and advisors from its website following these revelations.

Archival evidence reveals that many members of the non-profit’s “dynamic team” of “academics, retired generals, intelligence alumni, and innovative tech professionals” have deep ties to Israeli intelligence and military forces, such as US founder Tal-Or Cohen Montemayor, a former occupation soldier and intelligence professional.

Montemayor emigrated to Tel Aviv as a teenager, volunteering to serve in the occupation army as a “lone soldier.” She then entered the intelligence sphere via Israeli private intelligence firm Argyle Consulting.

There, Montemayor served under Zohar Gorgel, “a decorated IDF intelligence officer with over a decade of experience in various cyber and technology roles.” Together, “encouraged by colleagues and mentors,” they launched a project to “improve community standards” online. In other words, to neutralize Palestinian solidarity and condemnation of the Zionist entity. 

Given the profusion of “former” occupation spooks and high-ranking military veterans in CyberWell’s ranks, one wonders whether the non-profit’s launch was pushed by malign elements within the Israeli government.

[ghost-of-a-dream-girl]

as a doctor, where in the hospital staff would you place each of the bg3 companions? what would fit their characters the most?

Hahah oh this is great

Gonna keep this to doctors but let’s do different specialties

Ok so starting off strong: I think Karlach has big emergency medicine energy. She’s running the ED with an energy that nobody else can match, but especially that resus/trauma bay! Doesn’t shy away from the scary, gets stuck in. You know they don’t need security there to restrain the agitated when she’s on shift- all you need is Karlach and some ket.

Next I think Gale has the same aura as a senior ICM registrar (intensive care medicine resident). Probably dual training in renal or respiratory, likely has a PhD on the side. He has intensity when it matters but is an utter nerd. Likely the type who doesn’t like odd numbers on the vent settings. Precise, a little OCD, but fucking magical.

Wyll has to be a medical registrar (internal medicine senior resident). Probs in something acute like acute medicine or resp/gastro. Able to deal with vast quantities of shit and still put on a smile, graceful, caring, and properly holistic in the way he views patients. Quietly competent as the hells. Sacrifices himself for the good of the hospital.

Shadowheart is a tricky one. It would be too obvious to lean into the goth girl vibes and say pathology or whatever but actually I don’t think that fits. I think Shadowheart is an anaesthetist (anaesthesiologist to u Americans). Very very competent and always there exactly when you need her to save everyone else’s asses, but keen to retire to theatres after the fun is over and just crack on with a case by herself. Able to gossip like a pro. Likes taking the lead with her own problem solving. Would be catty as hell about her list overrunning or the surgeons doing something silly. probably overly reliant on caffeine.

Astarion. Cardiothoracics. Probably specifically cardiac surgery. No mortal human can stand for 12 hrs and perform like that. Also the most (justifiably) egotistical surgeons around. Would be bitching about his colleagues across the drapes with Shadowheart. Has had 200yrs to practice his techniques so the ego is probably really well placed. Those rogue hands were meant for complex cardiac surgery but that hair was made for the drama of it too. Easy access to blood products. Would do 30% NHS lists and 70% private practice to fund his lifestyle. Best dressed in the hospital.

Lae’zel is that really strange surgical registrar (general surgical senior resident) that you’re never quite sure if she’s joking or not when she makes threats toward you. Obviously very competent. Makes other surgeons cry but particularly the men. Has > 300 publications in major medical journals. Probably pioneered a revolutionary new technique that she came up with one rainy Saturday. Can get an appendix out in 5 mins max.

There is only one woman for trauma and orthopaedics and that is of course Minthara. A woman who dominates what is well known to be the most male dominated field in medicine. Lowest complication rate in the country. Every single one of her male juniors is terrified of her and for good reason. Will operate on things other surgeons would be too scared to touch. Complex poly-trauma patient with ‘unsurvivable’ injuries? Watch them walk out of hospital 3 months later.

Honourable mentions:

Durge- you know what, it’s so tempting to put Durge as a surgeon or even a pathologist (people who do autopsies), but that’s just too obvious. I think the murdering would be kept on the side. One thing Durge would love though is blood and carnage, maybe even a little high octane drama. For that reason- obstetrics. A little poetry to a killer bringing new life into the world too.

Jaheira - that incredible Professor who only works part time clinically now but when she does everyone is reminded of how brilliant she is. Gives me the energy of a ‘seen it all’ medical consultant (internal medicine attending).

Minsc- he should be ortho. Everyone thinks it- he has big Ortho lad energy. But he’s not. Minsc is a paediatrician!!!! It shocks everyone when they first meet him, this massive guy with a hamster on his shoulder. The kids love Boo. He’d be obsessed with Prof Jaheira too.

Halsin- can see him as a psychiatry professor actually. Probs does dabble in a little of the cooler types of therapies on the side (and tries them for himself) eg LSD for PTSD. Mixes medicine with non medical therapies. Very soothing to listen to.

Withers- palliative care consultant that should have retired millennia ago.

Volo- ophthalmology. 👁️

—

[justinspoliticalcorner]

Cecilia Nowell at The Guardian:

On the campaign trail this year, Donald Trump routinely criticized US media. The president-elect called for CBS to be stripped of its broadcast license after it aired an interview with Kamala Harris, refused to participate in an interview with 60 Minutes and routinely called journalists the “enemy of the people”. But perhaps no American media has attracted as much ire from the president-elect as the Corporation for Public Broadcasting – a non-profit corporation created by federal law in 1967 to distribute funding to public media organizations like PBS and NPR.

“NO MORE FUNDING FOR NPR, A TOTAL SCAM!” Trump wrote in a post on Truth Social in April. “THEY ARE A LIBERAL DISINFORMATION MACHINE. NOT ONE DOLLAR!!!” As the Trump prepares to take office next month, public media organizations – such as NPR and PBS, which have aired longtime favorites such as Curious George and All Things Considered – are readying themselves for funding cuts and other attacks against their programming. After Trump was re-elected in November, NPR member stations circulated a report warning that “it would be unwise to assume that events will play out as they have in the past” where funding is concerned, the New York Times reported Friday, and PBS board members received an update from political consultants earlier this month. Trump and his allies have repeatedly called for the federal government to cut all funding to public media. In March 2017, Trump called for Congress to cut all funding to the Corporation for Public Broadcasting in the first proposed budget of his presidency – a call he repeated throughout his presidency.

In response to a 2020 effort to defund public media, the PBS president and CEO, Paula Kerger, issued a statement noting that “PBS and our member stations have earned bipartisan Congressional support because of the vital role that public television plays in homes and communities across the country. For 50 years, PBS has served as a trusted source for educational and thought-provoking programming, including school readiness initiatives for children, support for teachers and caregivers, public safety communications and lifelong learning across broadcast and digital platforms.” But the conservative playbook Project 2025 has continued echoing conservative calls to cut funding to PBS and NPR, stating that the new Trump administration should strip public media of federal funding and licenses for noncommercial education stations.

[...] In November, shortly after Trump won the 2024 presidential election, Musk coauthored an op-ed in the Wall Street Journal with Vivek Ramaswamy (the two have been tasked with leading a “department of government efficiency”, an agency Trump claims he will create). In it, the pair identified the $535m Congress allocates each year to the Corporation for Public Broadcasting as one line item they would cut to reduce federal expenditures. As recently as this week, Musk posted on X that “legacy media must die”. Although these attacks against public media are growing more concerted, they’re not new. Every Republican administration has aimed to defund public media since the Corporation for Public Broadcasting was founded. American public media traces its origins to the Public Broadcasting Act of 1967, passed under Lyndon B Johnson’s administration. A public-private partnership, the Corporation for Public Broadcasting connects 1,190 public radio stations and 356 public television stations with federal grants, allowing those stations to maintain editorial independence and also raise funds from members and sponsorships. Today, 99% of the US population lives within listening range of at least one public media station.

The attacks on NPR and PBS should worry us all, as it is part of Donald Trump's authoritarian war on press freedom.

[globalstarcapital]

In the past 45 days, Global Star Capital founder Rich Cocovich has met with clients in multiple sectors, executives and established entertainment brass on multiple projects in Los Angeles, Pittsburgh, Phoenix, San Diego, Washington DC and Miami. He is a gearing up for international clients in Spain, Italy, The UAE and South Africa also. If you are a solvent and prepared project principal who understands that high end professional services are not free, not “wrapped into a closing” and not contingent then you are welcome to apply at our website www.globalstarcapital.com beginning in the Our Process section. Projects $1 Million and up are welcome. We are the top experts in private funding with clients in 126 countries and all 50 states since 1991. Our mandatory protocol is etched in stone with fre structure that includes meeting face to face. Over $30 Billion USD awaits our clients from private investors worldwide who cannot be reached without Global Star Capital and our founder.

#richcocovichreviews #richcocovich #globalstarcapital #globalstarcapitalreviews #projectfunding #projectfinance #capitalraising #equityinvesting #equityfunding #topconsultant #privateequity #privatemoney #privatefunding #funding #fundingnews

[privatefunding]

Global Star Capital Founder Rich Cocovich met today with new clients in Toronto who engaged his expertise in aligning private capital for their $15 Milllion USD luxury housing project. Since 1991, Cocovich has assisted project principals in 126 countries and all 50 States with their project funding needs. We are experts who are sought after by corporations, governments and individuals to establish direct relationships with private investors and families worldwide wide. We are not brokers. Over $30 Billion in private capital awaits the project that we represent. Our protocol and engagement fees are etched in stone. They are non-negotiable. If you are a solvent project principal who understands that high end expertise and experience is not free, not contingent, not pro-bono and not wrapped into a closing, then you are welcome to apply at our main company website www.globalstarcapital.com, beginning in the Our Process section. Within seven days of meeting Mr. Cocovich in person, green lights from investor facilitators will be established as part of our protocol.

#globalstarcapital #globalstarcapitalreviews #richcocovichreviews #richcocovich #cocovich #privateequity #privatefunding #projectfunding #equityfunding #equityinvesting #equity

[projectfundingservices]

In the past 45 days, Global Star Capital founder Rich Cocovich has met with clients in multiple sectors, executives and established entertainment brass on multiple projects in Los Angeles, Pittsburgh, Phoenix, San Diego, Washington DC and Miami. He is a gearing up for international clients in Spain, Italy, The UAE and South Africa also. If you are a solvent and prepared project principal who understands that high end professional services are not free, not “wrapped into a closing” and not contingent then you are welcome to apply at our website www.globalstarcapital.com beginning in the Our Process section. Projects $1 Million and up are welcome. We are the top experts in private funding with clients in 126 countries and all 50 states since 1991. Our mandatory protocol is etched in stone with fre structure that includes meeting face to face. Over $30 Billion USD awaits our clients from private investors worldwide who cannot be reached without Global Star Capital and our founder.

#richcocovichreviews #richcocovich #globalstarcapital #globalstarcapitalreviews #projectfunding #projectfinance #capitalraising #equityinvesting #equityfunding #topconsultant #privateequity #privatemoney #privatefunding #funding #fundingnews

[finlender]

 In the dynamic financial landscape of India, Non-Performing Assets (NPAs) have emerged as a significant challenge for banks and financial institutions. At Finlender, we aim to demystify NPA funding, providing clarity and insight into its mechanisms and implications.

What are NPAs?

NPAs, or Non-Performing Assets, are loans or advances for which the principal or interest payment remains overdue for a period of 90 days. NPAs are classified into three categories: substandard assets, doubtful assets, and loss assets. They indicate a deterioration in the quality of the bank's loan portfolio, impacting profitability and financial stability.

The Impact of NPAs

The high volume of NPAs has multiple adverse effects:

1- Reduced Profitability: Banks face reduced income due to non-receipt of interest payments.

2- Increased Provisions: Financial institutions must set aside a portion of their profits as provisions to cover potential losses, impacting their overall financial health.

3- Erosion of Capital: Persistent NPAs can lead to a significant erosion of a bank's capital base, affecting its ability to lend further.

NPA Funding: An Overview

NPA funding involves financial strategies and instruments designed to manage and resolve NPAs. It includes the following key aspects:

1- Asset Reconstruction Companies (ARCs): ARCs purchase NPAs from banks at a discounted rate, thereby cleaning up the banks' balance sheets. They then work on recovering the loan amounts through various strategies, including restructuring the loans or liquidating the underlying assets.

2- Debt Restructuring: Financial institutions may restructure the terms of the loan, such as extending the repayment period, reducing the interest rate, or converting a part of the debt into equity. This helps in making the debt more manageable for the borrower and increases the likelihood of recovery.

3- Government Initiatives: The Indian government has introduced various schemes and measures to address the NPA issue. Initiatives like the Insolvency and Bankruptcy Code (IBC) and the establishment of the National Asset Reconstruction Company Limited (NARCL) aim to streamline the resolution process and enhance recovery rates.

4- Stressed Asset Funds: Specialized funds are set up to invest in distressed assets. These funds have a higher risk tolerance and expertise in turning around non-performing assets, providing a viable solution for banks to offload their NPAs.

How Finlender Can Help

At Finlender, we offer a range of services to assist banks and financial institutions in managing NPAs effectively:

Advisory Services: Our team of experts provides strategic advice on NPA management, helping institutions devise effective resolution plans.

Asset Valuation: Accurate valuation of distressed assets is crucial for effective resolution. Finlender offers comprehensive asset valuation services.

Investment Solutions: We facilitate investments in stressed assets through our network of investors and specialized funds.

In conclusion, NPA funding is a critical component in maintaining the health of the banking sector in India. At Finlender, we are committed to providing innovative solutions and expert guidance to navigate the complexities of NPA management. By leveraging our expertise, financial institutions can achieve better recovery rates and ensure long-term financial stability.

READ MORE...NPA and OTS Finance Private Equity Project Finance Corporate Finance Company in India Finlender

[dreaminginthedeepsouth]

LETTERS FROM AN AMERICAN

January 18, 2025

Heather Cox Richardson

Jan 19, 2025

Shortly before midnight last night, the Federal Trade Commission (FTC) published its initial findings from a study it undertook last July when it asked eight large companies to turn over information about the data they collect about consumers, product sales, and how the surveillance the companies used affected consumer prices. The FTC focused on the middlemen hired by retailers. Those middlemen use algorithms to tweak and target prices to different markets.

The initial findings of the FTC using data from six of the eight companies show that those prices are not static. Middlemen can target prices to individuals using their location, browsing patterns, shopping history, and even the way they move a mouse over a webpage. They can also use that information to show higher-priced products first in web searches. The FTC found that the intermediaries—the middlemen—worked with at least 250 retailers.

“Initial staff findings show that retailers frequently use people’s personal information to set targeted, tailored prices for goods and services—from a person's location and demographics, down to their mouse movements on a webpage,” said FTC chair Lina Khan. “The FTC should continue to investigate surveillance pricing practices because Americans deserve to know how their private data is being used to set the prices they pay and whether firms are charging different people different prices for the same good or service.”

The FTC has asked for public comment on consumers’ experience with surveillance pricing.

FTC commissioner Andrew N. Ferguson, whom Trump has tapped to chair the commission in his incoming administration, dissented from the report.

Matt Stoller of the nonprofit American Economic Liberties Project, which is working “to address today’s crisis of concentrated economic power,” wrote that “[t]he antitrust enforcers (Lina Khan et al) went full Tony Montana on big business this week before Trump people took over.”

Stoller made a list. The FTC sued John Deere “for generating $6 billion by prohibiting farmers from being able to repair their own equipment,” released a report showing that pharmacy benefit managers had “inflated prices for specialty pharmaceuticals by more than $7 billion,” “sued corporate landlord Greystar, which owns 800,000 apartments, for misleading renters on junk fees,” and “forced health care private equity powerhouse Welsh Carson to stop monopolization of the anesthesia market.”

It sued Pepsi for conspiring to give Walmart exclusive discounts that made prices higher at smaller stores, “​​[l]eft a roadmap for parties who are worried about consolidation in AI by big tech by revealing a host of interlinked relationships among Google, Amazon and Microsoft and Anthropic and OpenAI,” said gig workers can’t be sued for antitrust violations when they try to organize, and forced game developer Cognosphere to pay a $20 million fine for marketing loot boxes to teens under 16 that hid the real costs and misled the teens.

The Consumer Financial Protection Bureau “sued Capital One for cheating consumers out of $2 billion by misleading consumers over savings accounts,” Stoller continued. It “forced Cash App purveyor Block…to give $120 million in refunds for fostering fraud on its platform and then refusing to offer customer support to affected consumers,” “sued Experian for refusing to give consumers a way to correct errors in credit reports,” ordered Equifax to pay $15 million to a victims’ fund for “failing to properly investigate errors on credit reports,” and ordered “Honda Finance to pay $12.8 million for reporting inaccurate information that smeared the credit reports of Honda and Acura drivers.”

The Antitrust Division of the Department of Justice sued “seven giant corporate landlords for rent-fixing, using the software and consulting firm RealPage,” Stoller went on. It “sued $600 billion private equity titan KKR for systemically misleading the government on more than a dozen acquisitions.”

“Honorary mention goes to [Secretary Pete Buttigieg] at the Department of Transportation for suing Southwest and fining Frontier for ‘chronically delayed flights,’” Stoller concluded. He added more results to the list in his newsletter BIG.

Meanwhile, last night, while the leaders in the cryptocurrency industry were at a ball in honor of President-elect Trump’s inauguration, Trump launched his own cryptocurrency. By morning he appeared to have made more than $25 billion, at least on paper. According to Eric Lipton at the New York Times, “ethics experts assailed [the business] as a blatant effort to cash in on the office he is about to occupy again.”

Adav Noti, executive director of the nonprofit Campaign Legal Center, told Lipton: “It is literally cashing in on the presidency—creating a financial instrument so people can transfer money to the president’s family in connection with his office. It is beyond unprecedented.” Cryptocurrency leaders worried that just as their industry seems on the verge of becoming mainstream, Trump’s obvious cashing-in would hurt its reputation. Venture capitalist Nick Tomaino posted: “Trump owning 80 percent and timing launch hours before inauguration is predatory and many will likely get hurt by it.”

Yesterday the European Commission, which is the executive arm of the European Union, asked X, the social media company owned by Trump-adjacent billionaire Elon Musk, to hand over internal documents about the company’s algorithms that give far-right posts and politicians more visibility than other political groups. The European Union has been investigating X since December 2023 out of concerns about how it deals with the spread of disinformation and illegal content. The European Union’s Digital Services Act regulates online platforms to prevent illegal and harmful activities, as well as the spread of disinformation.

Today in Washington, D.C., the National Mall was filled with thousands of people voicing their opposition to President-elect Trump and his policies. Online speculation has been rampant that Trump moved his inauguration indoors to avoid visual comparisons between today’s protesters and inaugural attendees. Brutally cold weather also descended on President Barack Obama’s 2009 inauguration, but a sea of attendees nonetheless filled the National Mall.

Trump has always understood the importance of visuals and has worked hard to project an image of an invincible leader. Moving the inauguration indoors takes away that image, though, and people who have spent thousands of dollars to travel to the capital to see his inauguration are now unhappy to discover they will be limited to watching his motorcade drive by them. On social media, one user posted: “MAGA doesn’t realize the symbolism of [Trump] moving the inauguration inside: The billionaires, millionaires and oligarchs will be at his side, while his loyal followers are left outside in the cold. Welcome to the next 4+ years.”

Trump is not as good at governing as he is at performance: his approach to crises is to blame Democrats for them. But he is about to take office with majorities in the House of Representatives and the Senate, putting responsibility for governance firmly into his hands.

Right off the bat, he has at least two major problems at hand.

Last night, Commissioner Tyler Harper of the Georgia Department of Agriculture suspended all “poultry exhibitions, shows, swaps, meets, and sales” until further notice after officials found Highly Pathogenic Avian Influenza, or bird flu, in a commercial flock. As birds die from the disease or are culled to prevent its spread, the cost of eggs is rising—just as Trump, who vowed to reduce grocery prices, takes office.

There have been 67 confirmed cases of the bird flu in the U.S. among humans who have caught the disease from birds. Most cases in humans are mild, but public health officials are watching the virus with concern because bird flu variants are unpredictable. On Friday, outgoing Health and Human Services secretary Xavier Becerra announced $590 million in funding to Moderna to help speed up production of a vaccine that covers the bird flu. Juliana Kim of NPR explained that this funding comes on top of $176 million that Health and Human Services awarded to Moderna last July.

The second major problem is financial. On Friday, Secretary of the Treasury Janet Yellen wrote to congressional leaders to warn them that the Treasury would hit the debt ceiling on January 21 and be forced to begin using extraordinary measures in order to pay outstanding obligations and prevent defaulting on the national debt. Those measures mean the Treasury will stop paying into certain federal retirement accounts as required by law, expecting to make up that difference later.

Yellen reminded congressional leaders: “The debt limit does not authorize new spending, but it creates a risk that the federal government might not be able to finance its existing legal obligations that Congresses and Presidents of both parties have made in the past.” She added, “I respectfully urge Congress to act promptly to protect the full faith and credit of the United States.”

Both the avian flu and the limits of the debt ceiling must be managed, and managed quickly, and solutions will require expertise and political skill.

Rather than offering their solutions to these problems, the Trump team leaked that it intended to begin mass deportations on Tuesday morning in Chicago, choosing that city because it has large numbers of immigrants and because Trump’s people have been fighting with Chicago mayor Brandon Johnson, a Democrat. Michelle Hackman, Joe Barrett, and Paul Kiernan of the Wall Street Journal, who broke the story, reported that Trump’s people had prepared to amplify their efforts with the help of right-wing media.

But once the news leaked of the plan and undermined the “shock and awe” the administration wanted, Trump’s “border czar” Tom Homan said the team was reconsidering it.

LETTERS FROM AN AMERICAN

HEATHER COX RICHARDSON