Okay, lovelies. Remember when I said the good vibes you were sending me may have tipped the scales in my favor? Well, buckle in because I'm about to get personal. 😂❤️
Like many people out there, I have student loan debt. My hubby has student loan debt. Hundreds and hundreds of dollars a month. Not only do we have student loan debt with terrible interest rates, we also had medical bills and credit card debt to take care of unexpected emergencies over the last few years. It's stressful. Many of you understand.
My family has never had much and hasn't been able to help, which I don't expect them to. I work hard to do what I can. I still had 10 years to pay on my loans when I checked a month ago. 10 years. There has been no end in sight.
Until now.
After a lot of hard work and working with a financial advisor, we paid off our two major credit cards today. I am paying the remainder of my student loans in full tomorrow. And within the next year, the remainder of my husband's student loans will be paid in full. Not only that, we will have a true emergency savings account opened by the end of the year.
Lovelies, I sobbed. Full on sobbed. Ugly cried until my chest and head hurt. The stress of this debt has weighed on me and kept me up at night. I worried for my kids. I worried for myself. And now I can actually put some of this money toward both their future and mine. It's an amazing feeling.
Now, we're not out of the woods. 😂 My hubby still has that last student loan, along with a car payment and our mortgage. But, fuck, the weight is so much lighter and I feel like I can finally breathe. We needed this win.
Appreciate the good vibes, lovelies. I'm sending them back your way. I hope any weight you have weighing down on you is lifted. I hope you can breathe a bit easier.
Love you all. ❤️
PS - The advisor also said no big spending, but my teammate said I should buy myself something nice and that candles don't count. ☠️ Can I buy a fictional husband? 🤣
143 notes
·
View notes
{ MASTERPOST } Everything You Need to Know about How to Pay off Debt
Understanding debt:
Let’s End This Damaging Misconception About Credit Cards
Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”
Dafuq Is Interest? And How Does It Work for the Forces of Darkness?
Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market
How to Build Good Credit Without Going Into Debt
Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?
It’s More Expensive to Be Poor Than to Be Rich
Making Decisions Under Stress: The Siren Song of Chocolate Cake
How Mental Health Affects Your Finances
Paying off debt:
Kill Your Debt Faster with the Death by a Thousand Cuts Technique
Share My Horror: The World’s Worst Debt Visualization
The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche
The Debt-Killing Power of Rounding up Bills
A Dungeonmaster’s Guide to Defeating Debt
How to Pay Hospital Bills When You’re Flat Broke
Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?”
Slay Your Financial Vampires
Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?”
Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt
Student loan debt:
What We Talk About When We Talk About Student Loans
Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”
How to Pay for College without Selling Your Soul to the Devil
When (and How) to Try Refinancing or Consolidating Student Loans
Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?
Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?”
The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For
2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly
Our Final Word on Student Loan Forgiveness
Avoiding debt:
Ask Not How Much You Should Save, Ask How Much You Should Spend
How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag
Your Yearly Free Medical Care Checklist
Two-Ring Circus
Status Symbols Are Pointless and Dumb
Advice I Wish My Parents Gave Me When I Was 16
On Emergency Fund Remorse… and Bacon Emergencies
Should You Increase Your Salary or Decrease Your Spending?
Don’t Spend Money on Shit You Don’t Like, Fool
The Magically Frugal Power of Patience
The Only Advice You’ll Ever Need for a Cheap-Ass Wedding
The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It
3 Times I Was Damn Grateful for My Emergency Fund (and Side Income)
Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name
Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick
Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash?
The Bitches vs. debt:
I Paid off My Student Loans Ahead of Schedule. Here’s How.
I Paid off My Student Loans. Now What?
Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt
The Real Story of How I Paid Off My Mortgage Early in 4 Years
Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending
That’s all for now! We try to update these masterposts periodically, so check back for more in… a couple… months??? Maybe????
86 notes
·
View notes
At 15MFinance.us, we take pride in our journey of growth and the impact we've made on countless lives. Since our founding in 2016, we’ve consistently worked to expand access to quick and reliable loan solutions for consumers across the United States. Here's a look at some key milestones that define our progress:
2016 - The Beginning
We launched 15MFinance.us with a vision to simplify the lending process and help Americans access emergency funds quickly. Starting as a small team, we committed to making financial solutions accessible to all, regardless of credit challenges.
2017 - Expanding Our Reach
Within our first year, we partnered with a range of reputable direct lenders, enhancing our ability to offer personalized loan products. Our network quickly grew, allowing us to serve more customers in need of fast, no-hassle financial assistance.
2018 - User-Friendly Platform
To better serve our clients, we launched a more intuitive online platform. This made it easier and faster for customers to apply for loans, further enhancing the customer experience and cementing our position as a trusted resource in the personal loan space.
2019 - Strengthening Partnerships
As our customer base continued to grow, so did our network of lending partners. We expanded our offerings to ensure a broader range of loan products, tailored to fit various financial needs and credit profiles.
2020 - Resilience in Crisis
In the face of the global pandemic, 15MFinance.us remained steadfast in helping over 300,000 Americans secure the financial support they needed. We continued to provide quick approvals and flexible loan options despite the challenges, reinforcing our commitment to supporting customers through difficult times.
2021 - Saving Customers Millions
Our dedication to transparency and low fees paid off as we saved our customers millions of dollars in unnecessary costs. We solidified our place as a go-to platform for borrowers seeking fast, reliable, and affordable loan options, especially for those with credit struggles.
2022 - Enhanced Security
To safeguard our growing customer base, we implemented advanced security measures to ensure the protection of all personal and financial information. Additionally, we introduced new features to enhance the overall customer experience.
2023 - Widening Our Impact
We made it our mission to assist even more families across the nation by expanding our services and improving access to loans for those with limited credit history. Through our efforts, we've helped numerous households regain financial stability.
2024 - A Leader in Loan Solutions
Today, 15MFinance.us is recognized as a leader in the personal loan industry, having helped over 685,000 Americans access essential funds. With over $289 million saved in loan fees, we continue to drive financial empowerment and aim to help even more individuals achieve their financial goals.
These milestones reflect our unwavering commitment to providing quick, secure, and accessible loan options to Americans in need. As we look toward the future, we remain dedicated to expanding our services and continuing to be a trusted financial partner for those seeking fast and affordable loans.
Official Website Of 15M Finance: CLICK HERE
2 notes
·
View notes
Ixigo, a leading travel and hotel booking platform, has partnered with AU Small Finance Bank to launch the Ixigo AU Bank credit card. This collaboration aims to enhance the travel experience for customers by offering a range of benefits tailored to frequent travelers. The Ixigo AU Bank credit card provides users with attractive rewards such as cashback on bookings made through the Ixigo platform, complimentary access to airport lounges, and discounts on hotel reservations. Additionally, cardholders can enjoy interest-free credit periods and easy EMI options, making travel more affordable and convenient.
2 notes
·
View notes
Understanding Credit Card Eligibility for HDFC Bank
Credit cards have become an indispensable financial tool for many, offering convenience, rewards, and flexibility in managing expenses. Among the plethora of options available, HDFC Bank stands out as one of India's leading providers of credit cards, offering a wide range of options tailored to various lifestyles and needs. However, before applying for an HDFC credit card, it's crucial credit card eligibility for hdfc bank criteria to ensure a smooth application process
4 notes
·
View notes