#mortgage payments

[bitchesgetriches]

Hi Bitches! I think you wrote a piece a while back about investing vs paying off debt, and based on current market volatility I've been focusing on paying down my mortgage. To make sure I'm actually making a solid assessment here, does it make sense that the power of compounding interest means extra principal payments fairly early in the loan term are approximately doubling my money over time? I.e. I pay 2k in early principal and it both knocks out that principal amount *and* also saves a bit over 2k in interest I would have had to pay. Or is either my brain or my spreadsheet messing up here?

Neither your brain nor your spreadsheet is messing up! You're right: if you can make extra payments to the principal in the early days of your debt, it will benefit you the most in the long run. So knocking down that principle as quickly as possible is a very wise thing to do if you can afford it!

Here's more for those who don't know how the math works:

Kill Your Debt Faster With the Death by a Thousand Cuts Technique

Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market 

The Debt-Killing Power of Rounding up Bills

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[if-you-fan-a-fire]

"KILLED CHILD WHILE TEMPORARILY INSANE," Kingston Whig-Standard. June 29, 1933. Page 4. ---- Verdict Returned at Niagara Falls in Case of Mrs. Fella ---- NIAGARA FALLS, June 29 - A verdict of murder, committed by Mrs. Annie Fella, now dead, while temporarily insane, was returned by the coroner's jury investigating the death of Stephen C. Fella, aged three.

Stephen and his mother were found dead at their home by Frederick Fella, the father, last Friday when he returned from work. The throats of both mother and child had been cut.

Evidence showed that for some time the mother had been worrying over possibility of losing the home owing to their inability to meet principal payments. It is thought that this made her temporarily despondent and led her to kill herself and her son.

[trendynewsnow]

The Shift in Housing Trends: Families Choosing Renting Over Buying

The Shift in Housing Trends: Renting vs. Buying Traditionally, urban residents have adhered to a predictable pattern regarding their housing choices: they typically rent until they have children, continuing to lease through their preschool years. Eventually, in pursuit of the quintessential American dream of homeownership, they tend to buy homes within the city or move to the suburbs. However,…

[knacknews]

Smart Home Mortgage Tips To Help You

TIP! Avoid getting into new debts while you are getting a home mortgage loan. When your consumer debt is low, you will qualify for a higher mortgage loan. Many people want to have a home of their own. Purchasing your first home is a huge life moment. A lot of people get a home mortgage out so they can purchase a home. If you are in the market for a mortgage, the advice and tips below will be a…

[davidl2001]

5 Benefits of Loan Modifications

Loan Modifications With the pandemic that shook the world and the economy, many people have found themselves in a financial hardship that has made it difficult to make payments on their loans. Loan modifications have become a popular option for those struggling to make ends meet. A loan modification is a way to change the terms of your loan to make it more affordable for you and your family. Here…

[mfi-miami]

Mortgage Payments Increased 17% Annually In July

The Mortgage Bankers Association Says Mortgage Payments Increased 17% Annually As Homebuyer Affordability Becomes More Challenging The Mortgage Bankers Association says homebuyer affordability remained unchanged in July from June. However, mortgage payments increased 17% from last year. The MBA’s Purchase Applications Payment Index (PAPI) measures how new monthly mortgage payments vary across…

[sunfortune]

rdj going back to the mcu that’s how you know the economy is in shambles for real

[beingjellybeans]

Is Your Home Keeping Up with Your Growing Family?

As your family grows, so do your needs for space, comfort, and functionality. The house that was once perfect for a couple may start feeling cramped as children come into the picture, bringing their toys, activities, and unique requirements. Knowing when to consider upgrading your house size is essential to ensure that your family’s changing needs are adequately met. When Should You Upgrade Your…

[phlondsbian]

it’s nice to know that they’ve split up the work on the phortgage so dan does all the stressing about it and phil is the one who actually pays it

[manchesterau]

theyre so married

[allinrealtorteam]

https://allinrealtorteam.com/mortgage-calculator

[lectorel]

I had a nightmare my condo burned down. You know what the worst part was?

I was angry about my home inspection missing the gas line that caused the fire, worried about whether insurance would cover replacing everything, and how that would effect my mortgage.

In the nightmare. I was stressing out over home inspections and insurance reimbursement in my fucking nightmare.

Capitalism is hell.

[knacknews]

The Ins And Outs Of Home Mortgages

TIP! Only borrow the money you need. Lenders can tell you the amount you qualify for, however, that isn’t based on your actual life. Obtaining financing can be confusing and a little scary. There is quite a bit of information that you’ll need to understand before you sign on the dotted line. This article has the information you need to get a quality mortgage. TIP! In order to be approved for a…

[kedreeva]

How did you get into keeping peafowl? They're one of those animals that I'd love to keep but have unfortunately made peace with the fact I probably won't have time and space to care for them in the future.

I loved them, and I was an asshole about it.

I lived with my mom in the suburbs, and purchased hatching eggs from eBay (don't do that), and a styrofoam incubator (don't do that), and hatched them in my closet (definitely don't do that) and brooded them in my bedroom (don't do that). A friend of my mom had recently got a farm, and agreed to keep them in a pen at her place until I bought a house, at which point I went out, got a stable full time job, started putting away money for a down payment, and seeing a real estate agent to look at hobby farms. About a year later, I found one that fit my criteria (house I didn't have to repair too much stuff in, acreage, barn), got a mortgage, and started building pens with my family.

This is, I feel I should not have to say, NOT the way to go about getting into peafowl. But I did turn my life around for them, so I can't complain about the end result.

That being said... I wouldn't give up entirely if I were you, if they are what you want in life, but I would just bear in mind that the road to them may be harder than you want to endure depending on your starting point. If you can acquire a dwelling space where they're allowed (it doesn't need to be "livestock" area, since some places consider poultry to be different than livestock, and peafowl fall under poultry), and you're willing to build them a pen, their care isn't particularly intense or anything. The space to keep them is the major hurdle.

[gothamcityneedsme]

my parents paid off one of my loans yayyyyyyyyyyyyyyy