#mortgage rates

[altgage]

Make smart prepayments with Altgage

Save $100,000 in mortgage interest and pay off your mortgage up to 10 years faster, with Altgage’s smart prepayment plan. Link your mortgage to start saving automatically and take control of your financial future. See your savings Visit us to know more: https://www.altgage.com/prepay

[lise20190]

Part Time Jobs for International Students in the USA

Join Link: https://part-time.makemoneycareer.com/?pub=14565

Part Time Jobs for International Students in the USA

[notayesmanseconomics]

The UK Labour Market looks pretty strong

The UK labour market has produced a set of figures this morning that are in line with the present weather which is rather sunny. We have even achieved something which it feels like we were on the cusp of almost forever!  In the latest quarter, total actual weekly hours worked increased by 15.8 million to a record high of 1.06 billion hours. This is 6.3 million hours above pre-coronavirus pandemic…

[beatmyinsurance]

20 Mortgage Broker Red Flags You Shouldn’t Ignore (Unless You Like Losing Money)

Working with a mortgage broker in Canada can save you time, stress, and even money—if you find someone good at their job. But not every broker is out to help you. Some might steer you into bad deals, hide critical details, or even prioritize their commission over your long-term financial health.

If you notice any of these 20 red flags during your broker hunt, it’s time to walk away—fast.

[mortgagerecoveryusa]

🚀 Is Your Mortgage Costing You Thousands?

Did you know your mortgage might contain hidden errors or inflated rates? Our forensic audits uncover: ✔ Overcharged interest ✔ Unnecessary fees ✔ Securitization violations

You could be owed a refund—we've helped recover $20K+ for clients!

🔍 Get an Audit Assessment: mortgagerecoveryusa.com

[bestowmortgage]

Do you find yourself perplexed while choosing the best mortgage ratefor your Mortgage loan?Both the rates cater to different financial goals and loan repayment period. Let’s break itdown to understand the pros and cons of both mortgage rates to make your best choice!

Fixed-Rate Mortgages: Stability First

Generally, Fixed-Rate Mortgagelocks in your interest rate and monthly payments for the entire loan period. Usually, a long-term loan lasts for 15-30 years. The Fixed-rate loans often begin with a higher interest rate in comparison tothe variable interest rate.The striking feature of a Fixed interest ratemortgage is its predictability. There will be no change in the mortgage interest rate, even when the market rates rise. This makes FRM’s ideal for homeowners who prioritize budgeting consistency and like to hold the purchased property for a long term.

Adjustable-Rate Mortgage: Flexibility with Risk

The Variable mortgage rateoperates with a low introductory rate for a set period, say 5,7, or 10 years, after which the rates are adjusted annually based on market trends.The variable rate mortgageis suitable for short-term homeowners and borrowers who prefer to refinancemortgagewithin 3-7 years. Real estate investors can make the most of this mortgage rate to minimize upfront costs to flip properties. However, the initial interest rate discounts can save money upfront, once the fixed period ends, your repayment amount can rise significantly.

Ultimately, prioritize choosing a mortgage interest rate based on your financial goals, risk tolerance, and financial flexibility. Consult a mortgage broker expert from bestow for expert advice to choose the right mortgage interest rate. To know more : https://blog.bestowmortgage.com/fixed-rate-vs-adjustable-rate-mortgages-which-one-is-for-you/

[millenialending]

Visit the site: https://millenialending.com/

[head-post]

Argentina’s mortgage market shows signs of revival under Milei’s reforms

Argentina’s long-dormant mortgage market is experiencing an unexpected resurgence under economic reforms of President Javier Milei, Reuters reports.

After years of near-total collapse–driven by triple-digit inflation, currency instability, and deep public distrust in financial institutions–new mortgage approvals in Buenos Aires province surged by nearly 500% year-on-year in early 2025, reaching levels unseen since 2018.

The revival, though modest compared to regional peers, marks a significant shift for a country where cash transactions have dominated property deals for decades. Central bank data shows the mortgage market has tripled in size to 2.3 billion (£1.8 billion), though it remains a fraction of its 2018 peak of 8.3 billion.

Guillermo Longhi, president of the Buenos Aires Notaries’ Association, attributes this to Milei’s aggressive austerity measures, which have curbed inflation and stabilised the fiscal deficit.

The conditions needed have been set up for the financial system to offer mortgages, with an initial push from public banks and then private banks.

However, despite the uptick, systemic hurdles persist. Argentina’s mortgage market still represents less than 1% of GDP–far below Chile’s 30% or Brazil’s 10-15%–and decades of economic trauma linger. Even now, most real estate transactions involve cash-filled backpacks, with only the wealthiest 9-10% able to buy homes outright.

While public lenders like Banco Hipotecario reported 60,000 inquiries after launching mortgage products in April 2024, only nine loans were finalised, a figure hailed as progress in a market where “there were no mortgage loans at all.”

In 2024, Fabian Kon of Banco Galicia noted that inflation remains the chief deterrent.

The problem is inflation, not the mortgages. If you have 200% inflation, people get scared. [The market] could make a comeback. What does it depend on? That there really will be no inflation in Argentina for many years, that we won’t again have an explosive situation where someone who has a loan is scared of what could happen to them.

The government frames the mortgage revival as validation of Milei’s shock-therapy approach. Yet analysts warn the market’s future hinges on sustaining macroeconomic stability, a daunting task given Argentina’s history of volatility.

Read more HERE

[bondstreetmortgage]

For the first time in history, interest rates have tripled from their record lows—yet both housing values and equity markets reached all-time highs. Traditionally, rate hikes and tighter monetary policy lead to declining home prices and market slowdowns. But this time was different. Despite higher borrowing costs making homes seemingly less affordable, prices surged. This unexpected trend was fueled by an unprecedented wave of liquidity and economic stimulus, creating a distortion in market fundamentals. Explore how this rare economic phenomenon unfolded—and what it could mean for the future of real estate and financial markets.

[applerealty]

30 year mortgage rate falls to 6.6 percent.

[beatmyinsurance]

First Time Homebuyers- Read this before you buy

As first-time buyers in today’s Canadian real estate market, you might be facing unique challenges: rising interest rates, competitive bidding wars, and the stress of making such a major investment. Learn more: what breaking your mortgage could cost.

[mortgagerecoveryusa]

Paid Off Your Mortgage? You Could Be Owed Thousands!

🔍 Did you pay off a home loan in the last 29 years? You may have overpaid—and qualify for a refund of 25%-30% of your mortgage amount!

💰 Don’t leave money on the table! Let us fight for your refund.

👉 Start your claim now: www.mortgagerecoveryusa.com

[mortgagebrokerasimali]

Navigating the Surrey Housing Market: A Local Mortgage Broker's Insights

The Surrey housing market is always changing. It has great options but can also be tough for buyers. Home prices are going up, and many people want to buy. Getting the right mortgage can feel hard. That’s where a local expert like Asim Ali can help. As an experienced mortgage broker, he gives simple advice and solutions to make buying a home easier.

The Surrey Advantage

Surrey is one of British Columbia’s best real estate markets. Here’s why:

Diverse Community: People from all backgrounds live here, making it a great place for families and newcomers.

New Development Areas: More homes, businesses, and roads are coming to places like Surrey City Centre, Cloverdale, and South Surrey.

Great Amenities: Schools, parks, shops, and public transport make life easier.

Close to Vancouver: Surrey homes cost less than in Vancouver, but the city is still nearby.

Common Mortgage Challenges in Surrey

Even with its benefits, buying a home in Surrey has some challenges.

1. Affordability

Prices keep rising, making it hard for first-time buyers.

Some homes need a big down payment, which is tough to save for.

2. High Competition

Many buyers want homes, which creates bidding wars.

Getting pre-approved for a mortgage helps buyers stand out.

3. Strata Fees and Rules

Condo and townhouse owners must pay monthly strata fees.

It’s important to understand the rules before buying.

How a Local Mortgage Broker Can Help

A mortgage broker like Asim Ali makes things easier by offering:

Custom Mortgage Plans: Whether you’re a first-time buyer, self-employed, or need a new mortgage, Asim finds the best option.

Access to Local Lenders: He works with banks, credit unions, and private lenders to get good rates.

Down Payment Help: He guides buyers on programs that lower upfront costs.

Expert Advice: With deep knowledge of Surrey’s market, Asim helps buyers get the best mortgage terms.

Types of Mortgages in Surrey

Different buyers need different mortgages. Here are some common choices:

1. AAA Mortgages

Best for buyers with good credit and stable jobs.

Offers low interest rates and better terms.

2. B Lending Solutions

Helps those who don’t qualify for bank loans due to credit or job type.

More flexible but with slightly higher rates.

3. Down Payment Help

Reduces the upfront amount needed for first-time buyers.

Government programs help lower- and middle-income families buy homes.

4. Self-Employed Mortgage Options

Designed for business owners and freelancers.

Uses different ways to check income to help them qualify.

The Future of Surrey's Housing Market

Surrey’s real estate market will stay competitive. Key trends include:

Better Infrastructure: New transit projects and businesses will increase home demand.

Sustainable Homes: More green homes and smart technology will appear.

Policy Changes: New mortgage rules, interest rates, and government help may impact affordability.

Knowing these trends helps buyers make smart choices.

Conclusion

Surrey’s housing market has many great options, but buying a home can be tricky. A local expert like Asim Ali makes the process easier. His knowledge, lender connections, and dedication help buyers find the best mortgage.