#long-term investment in 2024

[feedseverywhere]

Investing in Tomorrow: A Guide to Tata Steel Share Price Target 2024 2025 2030 2040 2050

Introduction

In the ever-evolving landscape of the stock market, strategic investors are constantly seeking opportunities that promise long-term growth and stability. One such prospect that has garnered considerable attention is Tata Steel. In this guide, we delve into the nuances of Tata Steel's share price predictions for the years 2024, 2025, 2030, 2040, and 2050, exploring key factors that influence the company's performance and appeal to long-term investors.

Tata Steel Share Price Prediction 2023

Before we embark on the journey into the future, it's essential to take stock of the present. The Tata Steel share price prediction for 2023 serves as a foundational reference point. Industry experts and analysts anticipate a positive trajectory based on the company's robust financials, global market presence, and the overall performance of the steel industry. The current market dynamics and demand for steel further contribute to optimistic projections.

Tata Steel Stock Rate and Current Market Price

Understanding the Tata Steel stock rate and tata steel current market price is crucial for investors looking to make informed decisions. 

About Tata Steel Industry

About Tata Steel industry, a global steel manufacturing giant, stands as a testament to India's industrial prowess. With a rich legacy spanning over a century, the company has played a pivotal role in shaping the steel industry's landscape. As a diversified business, Tata Steel operates across various segments, including manufacturing, processing, and distributing steel products globally. The company's commitment to sustainability and innovation positions it as a leader in the industry.

Tata Steel Share Details

To make informed investment decisions, it's imperative to delve into Tata Steel share details. Investors should scrutinize the company's financial reports, quarterly earnings, and management commentary. Examining key performance indicators such as production volume, revenue growth, and net profit margin provides a holistic view of Tata Steel's financial health.

Long-Term Investment in 2024: What to Expect?

For investors contemplating a long-term investment in 2024, Tata Steel presents an intriguing opportunity. The company's strategic initiatives, technological advancements, and focus on sustainability align with the evolving demands of the steel industry. As global infrastructure development continues, Tata Steel's position as a key player positions it favorably for sustained growth in the coming years.

Tata Steel Share Price Target 2025: A Forward-Looking Perspective

Looking ahead to 2025, industry analysts project a bullish trend for Tata Steel share price target 2025. The company's strategic investments, expansion plans, and a favorable global economic outlook contribute to this positive sentiment. Investors eyeing a medium-term strategy may find Tata Steel an attractive prospect, given its potential for capital appreciation and dividend yield.

Navigating the Long-Term: Tata Steel Share Price Targets 2030, 2040, and 2050

As we extend our gaze into the future, Tata Steel's share price targets for 2030, 2040, and 2050 come into focus. The company's commitment to sustainability, innovation, and adapting to market trends positions it as a resilient investment choice. Analysts anticipate that Tata Steel's continuous efforts to stay ahead of the curve will contribute to sustained growth over the long term, making it an appealing option for patient, forward-thinking investors.

Conclusion

In conclusion, investing in Tata Steel offers a promising journey into the future. From the current market dynamics to long-term projections, the company's strategic positioning, financial stability, and commitment to innovation make it a compelling choice for investors seeking sustained growth. However, as with any investment, thorough research, and a well-defined strategy are crucial. As Tata Steel continues to shape the steel industry, investors stand to benefit from the potential wealth creation that the stock promises in the years to come.

[jarvis-invest]

Discover how the Nifty50 may perform this Diwali season amidst market volatility, and historical trends. Read on for expert insights, key stock picks, and muhurat trading details.

[financia012]

2024 Shanghai Cooperation Organisation (SCO) Summit: Key Discussions and Global Implications

Introduction to the 2024 SCO Summit The Shanghai Cooperation Organisation (SCO) summit of 2024 is a crucial gathering of Eurasian leaders, addressing significant issues that impact not only the region but also the broader global landscape. Formed in 2001, the SCO is an intergovernmental organization that focuses on regional security, economic cooperation, and political stability. This year’s…

[tfincareer]

Financial Rollercoaster: How the Upcoming Election 2024 Affects Your Money

Financial Rollercoaster: The upcoming 2024 US election is a big deal, not just for politics, but also for the economy and your finances. Let’s dive into how it might affect different parts of the money world. “Elections shape more than just politics – they can reshape your wallet too.” Key Takeaways: 2024 Election and Your Money Market Volatility: Expect stock market fluctuations due to…

[preamkumar]

Chit fund investment plans 2024

1. Chit Fund Investment Plans by Rathnaa Chit Funds in 2024

Rathnaa Chit Funds is expected to offer a variety of chit fund investment plans for 2024, catering to different financial goals and customer needs. These plans typically range from small-scale savings to high-value investment schemes.

Common Types of Investment Plans:

Small Group Chit Plans: Ideal for salaried employees or individuals who want to save a fixed amount monthly. The groups are smaller, so the bidding pool is more manageable.

Medium to Large Chit Funds: These are great for business owners or investors who need access to a larger sum of money at periodic intervals. The investment amounts are higher, offering more flexibility in raising capital for personal or business needs.

Flexible Tenure Plans: Rathnaa Chit Funds offers plans with varying tenures, such as 12, 24, or 36 months, to give customers more control over how long they invest and when they want to access the funds.

Special Schemes: In some cases, Rathnaa Chit Funds may introduce special chit fund schemes tailored for specific groups, such as women investors, senior citizens, or small business owners, offering added perks or lower interest rates.

Key Features of 2024 Plans:

Timely Auctions: Regular auctions, allowing members to bid and access funds.

Secure and Transparent: Clear processes with all legal compliance met, ensuring safety for all participants.

Customizable Contributions: Plans with monthly installments that cater to different financial capacities.

Competitive Interest Rates: The return rates on the winning bids are competitive compared to traditional bank loans or other investment options.

2. Promoting Rathnaa Chit Funds Investment Plans via Social Bookmarking

For effective promotion in 2024, use social bookmarking platforms to share important information, generate interest, and drive traffic to Rathnaa Chit Funds. Here’s how:

Platforms for Social Bookmarking:

Reddit: Post in Chennai or finance-focused subreddits like r/Chennai, r/IndiaFinance, or r/PersonalFinanceIndia. Highlight how Rathnaa Chit Funds is offering safe and beneficial chit fund schemes for 2024. Discuss the different plans available and encourage people to ask questions about the investment options.

Pinterest: Create visual pins or infographics that show how chit funds work, the benefits of investing in Rathnaa Chit Funds, and the different investment plans available in 2024.

Quora: Provide detailed answers to questions about investment options in 2024, especially in Chennai or Tamil Nadu. Mention why Rathnaa Chit Funds is a good choice and link to detailed articles or promotional content.

LinkedIn: Share posts or articles on the best investment strategies in 2024, focusing on how chit funds can be a smart way to diversify savings. Include data on Rathnaa Chit Funds’ 2024 plans to engage business owners or salaried professionals looking for reliable investment options.

Twitter (X): Use relevant hashtags like #ChitFunds2024, #RathnaaChitFunds, or #ChennaiInvestments to create threads on how Rathnaa Chit Funds is a secure and smart choice for savings in 2024.

Key Points to Highlight in Social Bookmarking Posts:

Types of Chit Fund Plans for 2024: Explain the different schemes, their benefits, and who they are best suited for.

Investment Benefits: Highlight why chit funds can be a better option than traditional bank savings, especially when looking for higher liquidity and flexibility.

Customer Testimonials: Share success stories or reviews from customers who have benefited from Rathnaa Chit Funds in previous years, building trust for potential investors in 2024.

Flexible Options: Showcase how Rathnaa Chit Funds offers flexibility in contributions, which appeals to a broad customer base.

3. Why Invest in Rathnaa Chit Funds in 2024?

Trust and Transparency: Rathnaa Chit Funds has a long-standing reputation for trust and reliability in the chit fund industry, especially in Chennai.

Secure Investment Option: Backed by regulations, Rathnaa ensures that all chit fund operations are secure and transparent, minimizing risk for investors.

Access to Funds: Chit funds allow participants to access lump-sum amounts when needed, which is a major advantage over other savings options.

Great for Financial Planning: Chit fund schemes in 2024 are designed for all types of investors, from small-scale savers to business owners, making them suitable for long-term financial planning.

[businessskibat]

Mutual Funds SIP 2024 : करोड़पति बनने का आसान रास्ता, शुरू करें ₹1500 की SIP और पाए 10 सालो के बाद कुल इतने रूपये…?

Mutual Funds SIP 2024 : सिस्टेमैटिक इन्वेस्टमेंट प्लान (SIP) की लोकप्रियता बढ़ती जा रही है, और इसे अधिक लोग चाहते हैं। यदि आप इसमें ₹1500 प्रति महीने बचत करके पैसे जमा करते हैं, तो आपको मैच्योरिटी पर शानदार रिटर्न मिलता है। SIPP में आप 100 रुपये या 500 रुपये से शुरू कर सकते हैं, और आप एक बार में मासिक, तिमाही, छमाही या सालाना भुगतान कर सकते हैं। ध्यान रहें कि SIP में निवेश करने पर आपको 12 प्रतिशत…

[scottbiffin]

Investment Strategies for a Changing Market: Insights for 2024 and Beyond

As we venture into 2024, the global investment landscape is marked by rapid technological advancements, evolving geopolitical dynamics, and shifting economic paradigms. The post-pandemic recovery, inflationary pressures, interest rate fluctuations, and the ongoing digital revolution are shaping the financial markets in unprecedented ways. For investors, this dynamic environment presents both challenges and opportunities. To navigate this changing market successfully, it is crucial to adopt adaptable and forward-thinking investment strategies. In this blog post, we will explore key insights and strategies that can help investors thrive in 2024 and beyond.

1. Diversification: The Cornerstone of Risk Management

Diversification remains a fundamental principle of sound investing, particularly in an uncertain market environment. By spreading investments across different asset classes, sectors, and geographic regions, investors can reduce their exposure to specific risks and enhance the stability of their portfolios.

a. Asset Class Diversification

In 2024, traditional asset classes such as equities, bonds, and real estate continue to play a crucial role in portfolio construction. However, the inclusion of alternative investments—such as commodities, private equity, and cryptocurrencies—can provide additional diversification benefits. Commodities, for instance, often perform well during inflationary periods, while private equity offers exposure to high-growth companies not available in public markets. Cryptocurrencies, despite their volatility, can offer high returns and serve as a hedge against traditional financial systems.

b. Geographic Diversification

Globalization has made it easier for investors to access markets worldwide. In the current economic climate, emerging markets in Asia, Latin America, and Africa offer attractive growth prospects. These regions are experiencing rapid economic development, driven by demographic trends, technological adoption, and increasing consumer demand. By investing in these markets, investors can tap into high-growth opportunities while mitigating the risks associated with any single economy.

c. Sector Diversification

The economic landscape is constantly evolving, and different sectors perform differently depending on the macroeconomic environment. For instance, technology and healthcare sectors have shown resilience during economic downturns, while energy and industrial sectors tend to perform well during periods of economic expansion. In 2024, sectors like renewable energy, biotechnology, and cybersecurity are expected to experience significant growth, driven by technological advancements and societal shifts. By diversifying across sectors, investors can capture growth opportunities while managing sector-specific risks.

2. Embracing Technological Innovation

Technological innovation continues to be a major driver of economic growth and market performance. The rise of artificial intelligence, automation, blockchain, and the Internet of Things (IoT) is transforming industries and creating new investment opportunities.

a. Investing in Tech Giants and Innovators

Tech giants such as Apple, Amazon, Google, and Microsoft have become integral to the global economy, and their dominance is expected to continue in 2024. These companies are leaders in innovation, with extensive research and development capabilities that enable them to stay ahead of competitors. In addition to these established players, investors should also consider smaller, high-growth companies at the forefront of technological advancements. Startups in fields like artificial intelligence, biotechnology, and clean energy offer significant growth potential, albeit with higher risk.

b. Leveraging Fintech and Digital Finance

The financial industry is undergoing a digital transformation, driven by fintech innovations such as digital payments, robo-advisors, and blockchain technology. These innovations are making financial services more accessible, efficient, and secure. In 2024, fintech companies are likely to continue disrupting traditional financial institutions, offering investors lucrative opportunities. Additionally, the rise of decentralized finance (DeFi) platforms, which use blockchain technology to offer financial services without intermediaries, presents new avenues for investment.

c. Capitalizing on the Metaverse and Virtual Reality

The concept of the metaverse—a virtual world where people interact, work, and play—is gaining traction, with major companies investing heavily in its development. Virtual reality (VR) and augmented reality (AR) technologies are expected to play a crucial role in the metaverse, creating new investment opportunities in entertainment, gaming, real estate, and even digital art. While still in its early stages, the metaverse represents a long-term growth area for investors willing to take on higher risk for potentially high rewards.

3. Sustainable and Impact Investing

As concerns about climate change, social inequality, and corporate governance continue to grow, sustainable and impact investing is becoming increasingly important. Environmental, Social, and Governance (ESG) factors are now integral to the investment decision-making process for many investors.

a. Integrating ESG Criteria

In 2024, companies that prioritize sustainability and ethical practices are expected to outperform their peers, as consumers, regulators, and investors demand greater accountability. By integrating ESG criteria into their investment strategies, investors can identify companies that are well-positioned for long-term success. For instance, companies with strong environmental practices may be better prepared to navigate regulatory changes related to climate change, while those with good governance structures are likely to manage risks more effectively.

b. Focusing on Green Energy and Climate Solutions

The transition to a low-carbon economy is accelerating, driven by government policies, technological advancements, and changing consumer preferences. Investments in renewable energy, energy efficiency, and clean technologies are expected to see significant growth in 2024 and beyond. Companies involved in the production of solar, wind, and hydrogen energy, as well as those developing electric vehicles and energy storage solutions, offer compelling investment opportunities. Additionally, investors should consider companies that are working to mitigate climate risks, such as those involved in carbon capture and climate resilience projects.

c. Supporting Social Impact Initiatives

Impact investing, which seeks to generate positive social and environmental outcomes alongside financial returns, is gaining traction among investors. In 2024, areas such as affordable housing, education, healthcare, and sustainable agriculture are expected to attract significant investment. By supporting companies and projects that address pressing social challenges, investors can contribute to societal progress while achieving financial returns.

4. Adapting to Economic and Geopolitical Shifts

The global economy is constantly influenced by a range of factors, including inflation, interest rates, fiscal policies, and geopolitical events. To succeed in this environment, investors must be agile and responsive to changing conditions.

a. Navigating Inflation and Interest Rate Risks

Inflationary pressures and interest rate hikes are expected to continue in 2024, presenting challenges for fixed-income investments and consumer spending. To mitigate these risks, investors should consider inflation-linked bonds, real assets such as real estate and commodities, and dividend-paying stocks. Additionally, floating-rate bonds, which adjust their interest payments based on changes in interest rates, can offer protection against rising rates.

b. Monitoring Geopolitical Developments

Geopolitical events, such as trade tensions, conflicts, and regulatory changes, can have significant impacts on financial markets. In 2024, investors should closely monitor developments in major economies such as the United States, China, and the European Union. Trade relations, especially between the U.S. and China, will continue to influence global supply chains and market sentiment. Additionally, political instability in emerging markets could create both risks and opportunities for investors. To manage geopolitical risks, investors should consider diversifying their portfolios across regions and sectors, as well as staying informed about global events.

c. Hedging with Safe-Haven Assets

In times of economic uncertainty, safe-haven assets such as gold, government bonds, and the U.S. dollar tend to perform well. These assets provide stability and protection against market downturns. In 2024, gold is expected to remain a popular hedge against inflation and currency devaluation. Similarly, U.S. Treasuries and other high-quality government bonds can offer safety and income in a volatile market. Investors should consider allocating a portion of their portfolios to these safe-haven assets to balance risk and reward.

5. Active vs. Passive Investing: Striking the Right Balance

The debate between active and passive investing continues to be relevant in 2024. While passive investing, through index funds and ETFs, offers low-cost exposure to broad markets, active investing allows for more targeted strategies and the potential for higher returns.

a. Benefits of Passive Investing

Passive investing is a popular strategy for its simplicity, low costs, and consistent performance. By tracking market indexes, passive funds provide broad diversification and reduce the risk of underperforming the market. In a changing market, where predicting short-term movements can be challenging, passive investing offers a reliable way to capture overall market growth. For long-term investors, a core portfolio of passive funds can provide steady returns with minimal effort.

b. Opportunities in Active Investing

Active investing, on the other hand, involves selecting individual stocks, bonds, or funds based on research and market analysis. In a rapidly changing market, active managers can capitalize on opportunities and avoid potential pitfalls that passive funds might miss. For instance, active investors can target undervalued companies, emerging sectors, or regions with strong growth potential. Additionally, active strategies can be tailored to specific investment goals, such as income generation or capital preservation.

c. Combining Active and Passive Approaches

For many investors, a combination of active and passive strategies offers the best of both worlds. By maintaining a core portfolio of passive investments and supplementing it with active strategies, investors can achieve diversification, reduce costs, and enhance returns. For example, an investor might use index funds to gain broad market exposure while actively selecting individual stocks in high-growth sectors or emerging markets. This balanced approach allows investors to adapt to changing market conditions while staying aligned with their long-term objectives.

6. Long-Term Perspective: Staying Focused on Goals

Amidst market fluctuations and economic uncertainty, it is essential for investors to maintain a long-term perspective. Short-term market movements can be unpredictable, and reacting to them impulsively can lead to suboptimal investment decisions.

a. Staying Disciplined During Market Volatility

Market volatility is inevitable, especially in a rapidly changing environment. Investors should avoid making emotional decisions based on short-term market movements. Instead, they should stay disciplined and focused on their long-term investment goals. A well-diversified portfolio, aligned with the investor’s risk tolerance and time horizon, can help weather market turbulence and achieve steady growth over time.

b. Regular Portfolio Review and Rebalancing

Regularly reviewing and rebalancing the portfolio is crucial to ensure that it remains aligned with the investor’s goals and risk tolerance. Market changes can cause the portfolio’s asset allocation to drift away from its target mix. Rebalancing involves selling overperforming assets and buying underperforming ones to restore the desired allocation. This disciplined approach helps manage risk and keeps the portfolio on track to achieve long-term objectives.

c. Adapting to Life Changes

Investors’ financial goals and risk tolerance can change over time due to life events such as retirement, marriage, or the birth of a child. It is important to adapt the investment strategy to reflect these changes. For example, as investors approach retirement, they may want to shift towards more conservative investments to preserve capital and generate income. Conversely, younger investors with a longer time horizon may opt for more aggressive growth strategies. By regularly reassessing their investment goals and adjusting their strategies accordingly, investors can stay aligned with their evolving needs.

As we navigate the complexities of 2024 and beyond, the investment landscape will continue to evolve, presenting both challenges and opportunities. By adopting a diversified, forward-thinking approach, embracing technological innovations, integrating ESG criteria, and staying responsive to economic and geopolitical shifts, investors can position themselves for success in a changing market. Whether through active or passive strategies, the key to long-term success lies in maintaining a disciplined, goal-oriented approach and staying focused on the big picture. With the right strategies in place, investors can confidently navigate the uncertainties of 2024 and beyond, achieving their financial objectives while seizing new opportunities in the ever-changing world of investing.

[batboyblog]

Things the Biden-Harris Administration Did This Week #39

October 18-25 2024.

President Biden issued the first presidential apology on behalf of the federal government to America's Native American population for the Indian boarding school policy. For 150 years the federal government operated a system of schools which aimed to destroy Native culture through the forced assimilation of native children. At these schools students faced physical, emotional, and sexual abuse, and close to 1,000 died. The Biden-Harris Administration has been historic for Native and Tribal rights. From the appointment of the first ever Native American cabinet member, Secretary of the Interior Deb Haaland, to the investment of $46 billion dollars on tribal land, to 200 new co-stewardship agreements. The last 4 years have seen a historic investment in and expansion of tribal rights.

The Biden-Harris Administration proposed a new rule which would make contraceptive medication (the pill) free over the counter with most Insurance. The new rule would ban cost sharing for contraception products, including the pill, condoms, and emergency contraception. On top of over the counter medications, the new rule will also strength protections for prescribed contraception without cost sharing as well.

The EPA announced its finalized rule strengthening standards for lead paint dust in pre-1978 housing and child care facilities. There is no safe level of exposure to lead particularly for children who can suffer long term developmental consequences from lead exposure. The new standards set the lowest level of lead particle that can be identified by a lab as the standard for lead abatement. It's estimated 31 million homes built before the ban on lead paint in 1978 have lead paint and 3.8 million of those have one or more children under the age of 6. The new rule will mean 1.2 million fewer people, including over 300,000 children will not be exposed to lead particles every year. This comes after the Biden-Harris Administration announced its goal to remove and replace all lead pipes in America by the end of the decade.

The Department of Transportation announced a $50 million dollar fine against American Airlines for its treatment of disabled passengers and their wheelchairs. The fine stems from a number of incidences of humiliating and unfair treatment of passages between 2019 and 2023, as well as video documented evidence of mishandling wheelchairs and damaging them. Half the fine will go to replacing such damaged wheelchairs. The Biden administration has leveled a historic number of fines against the airlines ($225 million) for their failures. It also published a Airline Passengers with Disabilities Bill of Rights, passed a new rule accessible lavatories on aircraft, and is working on a rule to require airlines to replace lost or damaged wheelchairs with equal equipment at once.

The Department of Energy announced $430 million dollars to help boost domestic clean energy manufacturing in former coal communities. This invests in projects in 15 different communities, in places like Texas, West Virginia, Pennsylvania, Tennessee, Kentucky, and Michigan. The plan will bring about 1,900 new jobs in communities struggling with the loss of coal. Projects include making insulation out of recycled cardboard, low carbon cement production, and industrial fiber hemp processing.

The Department of Transportation announced $4.2 billion in new infrastructure investment. The money will go to 44 projects across the country. For example the MBTA will get $400 million to replace the 92 year old Draw 1 bridge and renovate North Station.

The Department of Transportation announced nearly $200 million to replace aging natural gas pipes. Leaking gas lines represent a serious public health risk and also cost costumers. Planned replacements in Georgia and North Carolina for example will save the average costumer there over $900 on their gas bill a year. Replacing leaking lines will also remove 1,000 metric tons of methane pollution, annually.

The Department of the Interior announced $244 million to address legacy pollution in Pennsylvania coal country. This comes on top of $400 million invested earlier this year. This investment will help close dangerous mine shafts, reclaim unstable slopes, improve water quality by treating acid mine drainage, and restore water supplies damaged by mining.

Data shows that President Biden's Inflation Reduction Act (passed with Vice-President Harris' tie breaking vote) has saved seniors $1 billion dollars on out-of-pocket drug costs. Seniors with certain high priced drugs saw their yearly out of pocket costs capped at $3,500 for 2024. In 2024 all seniors using Medicare Part D will see their out of pocket costs capped at $2,000 for the year. It's estimated if the $2,000 cap had been in effect this year 4.6 million seniors would have hit it by June and not have had to pay any more for medication for the rest of the year.

The Department of Education announced a new proposed rule to bring student debt relief for 8 million struggling borrowers. The Biden-Harris Administration has managed despite road blocks from Republicans in Congress, the courts and law suits from Republican states to bring student loan forgiveness to 5 million Americans so far through different programs. This latest rule would take into account many financial hardships faced by people to determine if they qualify to have their student loans forgiven. The final rule cannot be finalized before 2025 meaning its fate will be decided at the election.

The Department of Agriculture announced $1.5 billion in 92 partner-driven conservation projects. These projects aim at making farming more susceptible and environmental friendly, 16 projects are about water conservation in the West, 6 support use of innovative technologies to reduce enteric methane emissions in livestock. $100 million has been earmarked for Tribal-led projects.

[cryptonewspod]

Top 5 Altcoins for the Next Bull Run - 100x Growth in March 2024!

2024 could see a big rise in altcoins during the crypto bull run! This year is going to be very exciting for cryptocurrency fans. Recent events like Bitcoin halving and Ethereum ETF will shake the cryptocurrency market, and experts seem quite excited about this. YouTuber Brian Jung recently released a video in which he talks about the Top 5 Altcoins and also reveals that this is going to be a…

[mymoneyepisodes]

Here is How to Start Investing (Investing For Beginners 2024)

WEBSITE

YOUTUBE  

YOUTUBE PLAYLIST  

FACEBOOK  

X  (TWITTER)

TUMBLR  

QUORA  

LinkedIn

Mix  

FLIPBOARD

[fiercynn]

on ao3's current fundraiser

apparently it’s time for ao3’s biannual donation drive, which means it’s time for me to remind you all, that regardless of how much you love ao3, you shouldn’t donate to them because they HAVE TOO MUCH MONEY AND NO IDEA WHAT TO DO WITH IT.

we’ve known for years that ao3 – or, more specifically, the organization for transformative works (@transformativeworks on tumblr), or otw, who runs ao3 and other fandom projects – has a lot of money in their “reserves” that they had no plans for. but in 2023, @manogirl and i did some research on this, and now, after looking at their more recent financial statements, i’ve determined that at the beginning of 2024, they had almost $2.8 MILLION US DOLLARS IN SURPLUS.

our full post last year goes over the principles of how we determined this, even though the numbers are for 2023, but the key points still stand (with the updated numbers):

when we say “surplus”, we are not including money that they estimate they need to spend in 2024 for their regular expenses. just the extra that they have no plan for

yes, nonprofits do need to keep some money in reserves for emergencies; typically, nonprofits registered in the u.s. tend to keep enough to cover between six months and two years of their regular operating expenses (meaning, the rough amount they need each month to keep their services going). $2.8 million USD is enough to keep otw running for almost FIVE YEARS WITHOUT NEW DONATIONS

they always overshoot their fundraisers: as i’m posting this, they’ve already raised $104,751.62 USD from their current donation drive, which is over double what they’ve asked for! on day two of the fundraiser!!

no, we are not trying to claim they are embezzling this money or that it is a scam. we believe they are just super incompetent with their money. case in point: that surplus that they have? only earned them $146 USD in interest in 2022, because only about $10,000 USD of their money invested in an interest-bearing account. that’s the interest they earn off of MILLIONS. at the very least they should be using this extra money to generate new revenue – which would also help with their long-term financial security – but they can’t even do that

no, they do not need this money to use if they are sued. you can read more about this in the full post, but essentially, they get most of their legal services donated, and they have not, themselves, said this money is for that purpose

i'm not going to go through my process for determining the updated 2024 numbers because i want to get this post out quickly, and otw actually had not updated the sources i needed to get these numbers until the last couple days (seriously, i've been checking), but you can easily recreate the process that @manogirl and i outlined last year with these documents:

otw’s 2022 audited financial statement, to determine how much money they had at the end of 2022

otw’s 2024 budget spreadsheet, to determine their net income in 2023 and how much they transferred to and from reserves at the beginning of 2024

otw’s 2022 form 990 (also available on propublica), which is a tax document, and shows how much interest they earned in 2022 (search “interest” and you’ll find it in several places)  

also, otw has not been accountable to answering questions about their surplus. typically, they hold a public meeting with their finance committee every year in september or october so people can ask questions directly to their treasurer and other committee members; as you can imagine, after doing this deep dive last summer, i was looking forward to getting some answers at that meeting!

but they cancelled that meeting in 2023, and instead asked people to write to the finance committee through their contact us form online. fun fact: i wrote a one-line message to the finance committee on may 11, 2023 through that form, when @manogirl and i were doing this research, asking them for clarification on how much they have in their reserves. i have still not received a response.

so yeah. please spend your money on people who actually need it, like on mutual aid requests! anyone who wants to share their mutual aid requests, please do so in the replies and i’ll share them out – i didn’t want to link directly to individual requests without permission in case this leads to anyone getting harassed, but i would love to share your requests. to start with, here's operation olive branch and their ongoing spreadsheet sharing palestinian folks who need money to escape genocide.

oh, and if you want to write to otw and tell them why you are not donating, i'm not sure it’ll get any results, but it can’t hurt lol. here's their contact us form – just don’t expect a response! ¯\_(ツ)_/¯

[kiddotarot]

PAC - How will be 2025 going for you ?

Hi guys , its almost 2025 so here a new reading for you . Just close your eyes , trust yourself and choose a picture.

Divider credit goes to- @uzma-qureshi :)

Pile 1. Pile 2. Pile 3.

Cards - 7 of cups ( r ) , 3 of cups ( r ) , 3 of sword ( r ) , The Devil ( Bottom)

Ok so pile 1 , i think this pile is for very specific group of people. You guys literally coming out from a very toxic situation it can be a relationship or a forced situation for you where you feel stuck in your current life or may you you still can feel that it's hard for you to move on from some kind of big break from life or in a very Negative situation, please take care all of you. for the first 4 month i think you you may be try to get out from your current situation and may be try to find solution there will be not much option and possibilities for you but you will try to fight from the situation that you are facing and again it's very specific so you may be feel troubled from commitment issue to a particular situation or relationship. You will try to solve all our past things and maybe work on things that provide you more opportunity and stability. Please try to walk out of any situation that hurts you either its relationship or something else. No matter how beautiful the view is, the Window hurts . There will not be a supportive environment Around you. Maybe you feel that your family members or your family are not giving you much support they have to. Or may be you try to cut yourself from other to heal within yourself. It's more likely for people who have a toxic relationship you may start To heal from the pain of a breakup or a heartbreak situation and let go of what is causing you pain , self-talk is really important in this process. All the best.

Pile 2.

Cards - Queen of cups ( r) , The sun , king of cups , 8 of Cups.

Dear pile 2 you may feel lacking support or resources around you currently or in the start of year or end of 2024. You can also feel you need nurturing or healing before entering in 2025 you need to sit and heal your innself And you may want to work on yourself this new year. 2025 looks very positive for you. You may start healing your inner child and be happy like a child like the sun card. You take care of your inner child or maybe do something which gives you nostalgia of your happy childhood days. But sure there is so much happiness and success coming for you . Your heart will be ready to experience all happiness and find the whole word in his playground or garden. You will be bright again. There will be support for you and you feel compassionate about anything to you. I see there will be financial support or gain can come for you. But be careful there can be too many choices in front of you or you may feel confused Where you should invest your money and you can feel a lack of commitment toward things or money spending. Great cards . All the best.

Pile 3 .

Cards - The magician, 9 of pentacles ( r ) , lovers , 6 of wands ( r ) .

Pile 3 , I see you are very determined about your thing and action . You are very creative currently or at the start of 2025. You have a vision And you want to manifest it in the new year. You set your goals and are ready to go for it. But be careful with spending money and how you invest it. You may try to push yourself hard and may lose your health, so take note when you are giving someone money or spending too much. It's important for you in your long term goals. Next lovers card pops out. You may find a great romantic connection or person there are high chances or you may try to take a connection on the next level to meet your soulmate. I told you are ready to manifest this in 2025 but be careful again how much you are investing your feelings and money in anything. There can be problems and delays in good news or in some kind of success but don't feel hopeless. It can be a sign of patience and keeping faith. Best of luck.

[cosmicpuzzle]

Jupiter🌸Transit in Sidereal Taurus

May 1, 2024 - May 14, 2025

Aries Rising, Jupiter in 2nd house: This will be a great year for your finances and wealth. You will have increased income at your disposal. You may also spend a lot due to extra funds available. You may buy something of a high value. You could even purchase a home using loan as Jupiter aspects 6th house. Loans will be granted to you at this time. Your health would improve although you may gain some calories due to increase in food intake. You may get a new job with a better pay. You may also have an addition to your family. If you are a woman, you could conceive or have birth of child. Relations with family members will be warm during this time.

Taurus Rising, Jupiter in 1st house: This is a year of new beginnings for you. You may start something new in your life. You may join a college or a new job or a new relationship. Something about your life will be new this year. Physically you will feel confident and may gain weight too. This is a year you will feel confident but be cautious not to be over optimistic. New opportunities can come in your life. Things can progress without much effort. You may have success in relationships and love as Jupiter aspects both 5th and 7th house simultaneously. There may be possibilities of long-distance travel as Jupiter aspects 9th house.

Gemini Rising, Jupiter in 12th House: This is an introspective time ahead for you. You may have foreign travels on account of work. You may meet someone for a relationship through online or at a foreign location. There may be foreign travels for your spouse. You may make long term investments now. You may decide to invest in property as Jupiter aspects 4th house. You may relocate to a foreign country with your family. There may be birth of children abroad. There may be expenses on good account. You may have good restful sleep in this period. Your work may be draining, or you may take a sabbatical now. You may do remote or online work now. You may take a long vacation too.

Cancer Rising, Jupiter in 11th House: This will be a great year for you in terms of success, gains, wealth and profits. You may get a promotion, or you may have an additional stream of income. Jupiter will bring new financial opportunities for you. You may make new friends now. You will have opportunities to conceive if you are a woman as Jupiter aspects 5th house. If you are a man too, spouse may get a child as 11th house is 5th to spouse. If you are single, you may get opportunities to date as Jupiter aspects 3rd, 5th and 7th houses simultaneously. Relations with elder siblings will be on good terms. They may have good news in their own life (marriage, birth of child, promotion etc.). If you are in relationship and looking to get married, this will be the right time.

Leo Rising, Jupiter in 10th House: This will be a year for advancement in career and job. If your job has been troublesome or stagnant for some time, it is time to apply for new employers as Jupiter aspects 6th house too from 10th house. You will get a satisfying work profile. Your career status will rise automatically. If you are self-employed, you will take on much bigger projects than before. Sales will increase on it's own without much effort from your side. You will quote a bigger value for your projects and hence your bank balance is bound to increase. You will have good relations with bosses and superiors at work. You may buy a property or car as Jupiter aspects 2nd and 4th house simultaneously.

Virgo Rising, Jupiter in 9th House: This will be a year for long distance travel. If you wish to start higher studies this will be the right time. You will be granted visas easily to foreign countries. You will have good relations with your father and spouse's relatives. Physically you may gain some weight with Jupiter aspecting 1st house. If you are a spiritual person this transit will increase your perception and understanding. You may go on pilgrimages or spiritual retreats. You may get a Guru or teacher if you have been searching for one. This will be a good year to start writing or publish a book if you have saved them up in drafts as Jupiter aspects 3rd house. You may have both short and long-distance travels.

Libra Rising, Jupiter in 8th House: This will be a year of deep transformation and rejuvenation for you. You will have metaphysical experiences. You may develop interest in occult subjects. Your intuition will be on the rise, and you may understand things on a deeper level. You will have more shared resources and thus you may invest a significant amount. Jupiter will increase both yours and spouse's income. You may have good relations with in laws and spouse's family. There may be some inheritances or tax refunds coming your way. If someone owes you money, they may return it unexpectedly. If you are working for someone, you may become more hidden and silent at work. You may have great sex this year in abundance as 8th house is your sexual life. You may have sex at a foreign location or with a foreigner if you travel abroad.

Scorpio Rising, Jupiter in 7th House: This is a great year for your relationships. If you are single, you will find someone definitely. If you are already committed, you will enjoy the relationship a lot. Your spouse or partner may have a great time, and this will pass on to you. You are bound to gain some weight as Jupiter aspects 1st house. You will increase your contacts as Jupiter aspects both 3rd and 11th houses. Relations with younger or elder siblings will be good. You may also get pregnant if you are planning for a baby because Jupiter in 7th house increases the chances of conception. If you have grown up children, they might get married or travel to foreign countries. If you have any legal cases, they will be settled amicably.

Sagittarius Rising, Jupiter in 6th House: This is a year to change your work or job. You can get a new workplace as Jupiter aspects 10th house. You may get new job opportunities with increase in pay. Physically your health will be good although there may be chances of weight gain. You may join a fitness programme or a gym. Your relations with coworkers will be good. You may get bonus or incentives if you are in sales. If you are self-employed, you may get more clients who pay you much higher than what you get usually. You may get tipped more. You may get help through banks and financial institutions who may grant you loans and credits. If you are looking for onsite opportunities at work, you may get as Jupiter aspects 12th house. Your expenses may rise too due to increased credit available.

Capricorn Rising, Jupiter in 5th House: This is a year where you will find lot of opportunities for love, romance and dating. If you are single, you will enter into a relationship. You may meet someone at college or at a place of education as Jupiter aspects 9th house. This is a also a good time for learning and you may join school again. If you are old enough to have children, you may conceive now and get a baby. If you have children already, you will love them and dote on them. You may have lot of fun this year as 5th house is house of fun and recreation. If you are an artist, your creative spark will come out. This is a good time to write as Jupiter is 3rd lord in 5th house. As Jupiter aspects 9th house, you may get foreign travels, or you may find luck with foreigners. You may date someone online as Jupiter is 12th lord transiting 5th house. Jupiter can expand your waistline in 5th house- so control your indulgences.

Aquarius Rising, Jupiter in 4th House: This will be a great year for happiness and contentment at home. You may get that property which you have been searching for long as Jupiter is 2nd lord transiting in 4th house. You may put down your roots now and settle especially if you are in late 50's. If you are in mid 30's you may relocate to another country and settle down. If you are looking to expand family, you may have an addition to your family. Someone could come to your home and stay with you. Your relationship with extended family and relatives will be good. You may redesign your home or buy new furniture or a car too. You may get inheritances or tax refunds as Jupiter aspects 8th house. There may be family vacations too as Jupiter aspects 12th house from 4th house. If you have your mother around, she may have a good time personally.

Pisces Rising, Jupiter in 3rd House: This is a year to develop your skills and bring your creative side out. Jupiter will grant success in your education, school or college or in any academic endeavor you are involved as it aspects 9th house from 3rd house. If you are writing thesis, it would be accepted. if you are working under a team, your team mates would be helpful. There may be opportunities for relationship as Jupiter aspects 7th house. These may arise as a result of short travel. Jupiter in 3rd is a good time as you make new efforts. You may have success with sales, business, marketing and advertising efforts. If you are a business owner, you may sign new agreements and contracts. You can have lot of short travel. There may be change in employment or an internal transfer or change of city due to job location as 10th lord is transiting 3rd house.

Above interpretation must be applied after looking at Jupiter's Ashtakvarga score, placement of Venus in your chart and running Vimshottari Dasha/Bhukti.

If you are following tropical, then apply the results as to where Gemini is falling in your chart. So, if you are Aries rising, check for Jupiter in 3rd house results under Pisces rising.

For Transit and Other Readings DM

[mariacallous]

In late October, President Joe Biden issued an apology for the U.S. Indian Boarding Schools program, a century-long concerted effort by the federal government to destroy Native American culture and assimilate Native children through a network of residential schools. This apology—the first of its kind by a sitting U.S. president—comes in the wake of the Department of the Interior publishing the second and final volume of its Federal Indian Boarding School Initiative investigative report, which quantified the scope of the economic, social, and human impacts of one of the most destructive assimilation policies in American history.  

Beyond laying bare the devasting impact of the boarding school program on Native communities and children, the Interior Department report also issued an explicit call for the federal government to pursue policies that help Indigenous communities heal, while raising awareness about the lasting impacts of the boarding schools on Native welfare. However, the report made it clear that well-intentioned policymaking and awareness initiatives will be insufficient in addressing the harms done to Native people. The federal government must also commit itself to investment in Indian Country commensurate with the scale of the trauma, economic harms, and social harms the boarding schools levied onto Native people and communities.  

With President-elect Donald Trump set to retake office in January, it is imperative that the steps President Biden and the Interior Department have taken do not wither on the vine. Given the destructive legacy of Trump’s last term for Indian Country—as well as the anti-diversity, assimilation-centric rhetoric he and his proxies expressed on the 2016, 2020, and 2024 campaign trails—it will be essential for congressional, state, philanthropic, and private sector actors to take steps to secure future investment and policy change to promote Native American welfare, prosperity, and self-actualization. 

This analysis provides a brief overview of the federal Indian boarding school system as well as current federal investments targeting Native American education, and proposes several complementary policy actions for holistically supporting Native individuals and communities. It also outlines some of the ongoing barriers to public awareness about the long-term impacts of federal abuse toward Indian Country, and how the historic and modern lack of public awareness creates barriers to new investment in tribal education and cultural revitalization. 

[pinkacademiaprincess]

my 2024 at a glance...

milestones:

finishing college & graduating with honors

studying for & passing the cpa exam

starting my full-time job

personal goals:

nourish & strengthen my body frequently

spend more time journaling & working on myself

read & do other hobbies

grow financially

build a healthy, long-term relationship

continue to practice self-care

invest in my appearance