#higher-risk

[bondsindia]

Tax-Free Bonds vs Equity Investments

Tax-free bonds and equity investments are two different investment options with their own advantages and disadvantages. The choice between the two depends on your individual financial goals, risk appetite, and investment horizon.

Tax-free bonds are issued by government entities and are exempt from income tax. They offer fixed returns for a specified period of time, typically 10, 15, or 20 years. These bonds are considered low-risk investments and are suitable for investors who prioritize safety and stable returns over high-risk, high-reward investments.

On the other hand, equity investments involve buying shares of companies in the stock market. Equity investments are higher-risk investments than tax-free bonds, but they offer the potential for higher returns over the long term. Equity investments require a longer investment horizon and are suitable for investors who can tolerate volatility and are willing to stay invested for an extended period.

When deciding between tax-free bonds and equity investments, you should consider your investment goals, risk tolerance, and time horizon. If you prioritize safety and stable returns, tax-free bonds may be a good option. If you are willing to take on more risk for the potential of higher returns over the long term, equity investments may be a better fit.

It's important to note that diversification is key to a successful investment portfolio. Consider investing in a mix of asset classes, including tax-free bonds and equities, to spread out your risk and increase your chances of achieving your financial goals. It's always a good idea to consult with a financial advisor to determine the best investment strategy for your individual needs.

Visit us for more information:- https://medium.com/@dhherajjhunjhunwala/tax-free-bonds-vs-equity-investments-understanding-the-key-differences-296a526d187b

[coolianne-whoore]

And another thing: if you have vagina, and ESPECIALLY if you tend to fuck dicks, please PLEASE consider getting an IUD if you don’t want kids. We all know they want to ban abortion, but some people don’t know they’re also going after contraceptives. Rn access to contraceptives is protected by only a Supreme Court case (you know like what protected abortion), so that can go away. Contraceptives can be regulated to be in accessible or prohibitively expensive, but they can’t take an IUD out of your body (at least not in the foreseeable future). It’s good for sometimes 5 years.

I want to say this now because I was on the phone with a gyno for like 20 minutes on hold and only got a consultation today (which you sometimes need before they can schedule an appointment) because someone cancelled last minute.

I know people have had bad experiences with the IUD I know people have had excellent experiences. I’m going to document mine step by step so you know some things you can expect, if you’re thinking about it.

For context: i’m 25, have insurance through my job and live in a blue state, so my experience might be different/faster/easier etc. than yours.

[unconventiononthelawofthesea]

still super weird to me when people totally unnecessarily adopt a strawman version of their own opinion. I saw someone claiming that the relationship between weight and heart disease isn't real, which is just objectively untrue, and also doesn't need to be true for treating fat people like shit to be bad. not to mention the fact that heart disease seems to be more correlated with body size than body fat. bodybuilders and tall people also have high heart disease rates

[ganondoodle]

hey! hey hey!! hey lads if i did a mini "fake screenshot" series of a rewritten totk (mainly without time travel and zonau) … would you like that? (and is it worth the risk of pissing half the fandom off)

[wandixx]

Ghost of fries and hero of cookies part 5

All work words count: 14 643

Words in this part: 1 685

Summary of whole work: Duke wasn't expecting to wake up from his quick rooftop nap to some meta kid with fries. He also wasn't expecting kid to stay

Or

Danny asked Dani to stay safe while she was in Gotham. Where would she be safer than under the wing of local hero? And he looked like he needed bad day combo anyway

This part summary: Steph finally gets to meet Duke's kid. And she comes bearing gifts!

Beta read by @audhumla-sailor though English is second language for both of us, so proceed with this in mind. I also know all of the charaters through fics alone, so probably ooc. Stay catious if it's something you don't like

First part, Previous part

Duke was really glad that Bruce was busy whole previous evening and couldn’t give him The TalkTM Vigilante edition. Maybe he shouldn’t because B being busy spoke trouble but he couldn’t feel too sad about it. He didn’t want to have The TalkTM though.

For now, Dani was running next to him, with a serious look on her face that was kinda uncanny. She wasn’t supposed to not be happy and some weird instincts were screaming at him to fix it and fix it now. But he didn’t know how!

Though some of his jokes caused a little smile, so it was good.

It turned potentially less good when she stopped without warning, lowering herself to the fighting stance (finally proper, which made him so immensely proud by the way). He stopped too, wishing they wouldn’t have to fight but he knew better than to latch on this hope.

“What’s up, Hoopoe?” he whispered.

“Someone is coming. Light, use grapple” Most likely one of the Bats then, they were due to a visit anyway. However better to not lower his guard in case he was mistaken or it was a prank/test. His expectations were proven right though, when purple blur flipped over the edge of the roof. He relaxed and put hand on Dani’s shoulder so she wouldn’t tackle Steph before they could explain anything. She seemed on edge like that whole day.

“Hey Spoiler” he greeted to further show that the blonde was a friend.

“Sup Signal! Heard I can finally meet your little friend!”

Dani straightened herself and tried to float a few inches up to seem higher probably.

“I’m considerably higher than most kids my age” she deadpanned. She really wasn’t though. He was still trying to learn whether her size was caused more by genetics or malnourishment. Her only family member Duke knew of was also small, so maybe it was a family thing though.

Steph shrugged, waving her palm a few inches below her shoulder, approximately where Damian reached, quite few inches over Dani’s head.

“Robin is the family’s smol violent bean and you’re shorter than him. You’re small bean, deal with this”

Little girl pouted, crossing her arms. Steph cooed.

“Oh, you even get angry like he does!”

Young meta looked like she was asking ‘Should I use violence?’ and inch towards the answer ‘Yes’. Duke decided he should step in before she acted on these thoughts. Teasing was the opposite of what girl needed at the moment. Some good fight might not be bad but maybe not with Steph.

“Cut it Spoiler”

She rolled her eyes so dramatically he could tell she did so despite her mask. He still thought it was impressive “Don’t be boring dude”

Dani growled in a way that couldn’t be fully human, just like she did when they talked about her training for the first time. Duke squeezed her arm. Girl glanced at him before sagging so much he was scared she would fall for a hot second. He exchanged concerned looks with Steph over her lowered head. It was not normal nor was it good.

“Alright, you’re not smol,” Steph agreed lightly “Officially at least. What’s in my head stays there. Does it work for you?”

Duke almost hit her in the arm. Not strongly, in a friendly manner but still. He didn’t only because it seemed to somehow work. He let his hands drop.

“Your mind is sacred,” Dani started seriously “what leaves your mouth is not. Can’t diss you on your thoughts but I’ll on your words” she shared like it was some important truth of life. Or folklore proverb though Duke wasn’t sure about the latter. Afterall he was Gothamite born and breed, he knew countryside from movies “And actions. Actions are kinda important,” meta girl added in lighter tone after moment of thinking.

“Yeah, actions are the best” Steph agreed easily “Hey, can I get it on a T-shirt? I’ll love and cherish it”

“First you laugh at my height and then you want my intellectual property for free? For shame, Spoiler, for shame?”

Steph looked thoughtful, theatrically over exaggerating her body language. 

“Valid” she nodded.

Duke decided he would just watch whatever was going to happen and did damage control if needed. He didn’t feel up to anything else anyway.

“Heard your cape went in an adventure,” the purple vigilante admitted after moment of silence. Dani shrugged rubbing her arms awkwardly. Duke knew she normally would fix said cape. It was her way of fidgeting.

“Yup, it’s good way to put it,” girl nodded. “Somebody needed it more, I hope it enjoys its travel. I should get a replacement soon”

“Well, I can’t let fellow caped crusader, who understands necessity of hood, run capeless”

Younger girl waved her hands in a flurry motion of dismissal.

“Don’t-” she stopped when her eyes locked on orange bundle Steph took from somewhere under her cloak. Opportunity to pull tricks like that had made Duke consider adding some sort of cape to his Signal suit back when he had been working on it back in a day but dismissed it. He still wasn’t looking forward to learning curve of fighting with such additional liability. He couldn’t turn it intangible when it was in a way like certain white haired cheater did.

Speaking of Dani, girl stared at Steph’s gift like she couldn’t quite believe it was real. She held her hands close to her chest but her fingers flexed in grabby motion. Her eyes were hidden behind black lenses of her mask but everything else about her face further proved how awestruck she was. Even her muted aura brightened a bit in a way that he learned to recognize as excitement.

It was still kind of weird, by the way. Normal auras haven’t changed, it was kinda their thing.

Steph wiggled her gift a bit. Dani finally took it but had yet to put it on.

“It’s for me?” she whispered so utterly shocked and small that Duke mentally did a double take.

“Yeah, like I said, can’t let you run around without it”

“Oh”

Dani’s hand was gnawing at the edge of the material as if it was some sort of squashmellow.

“Try it on,” Steph encouraged gently.

“We need to check if Spoiler haven’t messed up something”

“Signal!”

Dani snorted, which was all Duke tried to achieve.

She put it on and after a moment of shuffling she once again became orange cloak with feet. She grinned widely looking far more relaxed and settled than she did moments before. She moved around a bit like she was in model show or at least what ten years old thought it could look like.

“You like it?”

“Yup, it’s amazing, thank you Spoiler… Though it’s heavier than I expected”

“Well, I don’t know what your first one was made out of but this is material I use, I found it the best balance between durability, weight and comfiness. Still, it’s quite dense and a bit heavy. Also, I added pockets because you can never have too many of them. Plus there are few glitter bombs inside. You know, ‘welcome to the team’ gifts,” Steph explained eagerly and judging by Dani’s smile, she loved her gifts. Duke would be a little worried on a Gotham crime’s behalf if it wasn’t well, crime and if he wasn’t all there to watch chaos these two would unfold from sidelines with bat-popcorn in hand (though it wasn’t really a thing yet, he would have to mention it to Tim or Jason). For now though, they really should continue on the patrol.

“Now that introductions are over, let’s get going. Crime never sleeps or something,” It was really weird to be the organized one. Before Dani showed up, on a day shift he was a sailor, a captain and a ship (or maybe Gotham was a ship-), We Are Robins days were chaos in purest form and shape and when he was called out for a night he usually was too tired to behave and was just additional mess to organize (on purpose, let him have his goddamn sleep, he wasn’t Tim).

“Okay,” Dani agreed cheerfully “There is a robbery at the greek diner we visited last Thursday. ‘s been going for five minutes or so,” she added unbothered.

“HOOPOE!”

“What?”

***

Spoiler jumped through the open window of the diner with a graceful roll, glitter bombs at hand. Hoopoe and Signal came inside right after her.

“Spoiler alert!” purple girl yelled, throwing two bombs at robbers heads and kicking third one in the ribs.

Dani decided  that she liked Spoiler right then and there as she threw her own brand new, orange(!) glitter bombs at remaining criminal.

***

Three of them were running through the city mostly uninterrupted after diner mishap. Steph tried to engage Dani in quip battle but younger girl for once wasn’t jumping on occasion. She kept close to Duke and his only reaction was smug smile in Spoiler’s direction. That’s what she got for trying to steal his sidekick.

“Oh!” Dani exclaimed delighted, stopping abruptly, a smile that spoke trouble gracing her face.

“No, we’re not busting Joker’s scheme by jumping into the meeting to beat them all up without proper back up, again, Hoopoe. They had guns, Hoopoe.”

“Wha- Wasn’t last time enough? Anyway, I heard there is fan meeting with Martian Manhunter in Los Angeles tomorrow,” Great, so no giving him heart attack right now. Thank God for that.

“Shame he won’t make it, huh?” Steph mussed “He is in Illinois right now, isn’t he? It would take him two days driving to even get there”

Dani’s expression looked thoughtful “It’s quite far”

“Yeah, around… 2,500 miles from here”

“Huh”

“What got you thinking kid?” she inquired, ruffling her hair.

“Not a kid and I thought- there is kidnapping at three!” Dani darted in that direction before finishing sentence. Duke jumped right after her slightly scared. She was not ready to handle stuff like that without back up and she would try if he let her run of like that.

********

Steph: I'm meeting my almost niece tomorrow what should I- *gives a gremlin child an ultimate weapon of chaos*

Sometime before this part:

Steph: So, how is your kid?

Duke: She is not my kid!

Duke: By the way, wanna see video I saved of her doing proper side kick for the first time?

Danielle "looks like 10 years old is 10 months max" Phantom: I am in fact much higher than most kids my age

Duke "whoever is feeding this tiny child does bad job at it" Thomas & Stephanie "it's just a lil baby" Brown: Yeah... sure...

Next part

"Tag list" (i haven't expected to ever make it)

@pickleking8

[copperbadge]

Where My September Babies At

There's a scene in the novel where Eddie mentions that studies show children born in the first three months of the year have distinct advantages over their later-born peers. A reader pointed out some issues with the thesis, so it's a good thing I remember where I picked that trivia up, because maybe I got it wrong!

I can go back and listen to the podcast where I heard it, but I thought I'd google around first in case I could find something faster to confirm/disprove the thesis. I didn't find what I was looking for but I did find a BUGFUCK INSANE breakdown of what is likely to a happen to a child depending on their birth month.

I make no claims to this being accurate; they absolutely do not cite their sources and the whole page reads like bad clickbait, but anyway tag yourself, I'm gonna live to be 100:

January – Higher risk of developing Crohn’s disease, epilepsy, and Alzheimer’s.

February – Increased risk for death from lung cancer.

March – Higher risk for certain kinds of heart disease.

April – Increase risk for becoming an alcoholic or developing an eating disorder.

May – Lower risk for developing chronic illness.

June – Higher risk of developing vision problems.

July – Increased risk for developing autism and asthma.

August – More likely to be labeled as a problem student.

September – More likely to live to see 100 years of age.

October – Higher risk for insect bites, chest infections, and STIs.

November – More likely to be left-handed, the risk for heart problems and lung cancer.

December – Lower risk for allergies and asthma.

[rb19]

Trust, judgement and nerve; every driver out there showed plenty of all those qualities in this race where the raw essence of the sport was for once very visible.

F1 Grand Prix of Brazil November 13, 2016 Photo by Darren Heath

[redeemed-wren]

I am thinking about. Jamie and the Second Doctor.

Because out of all the incarnations of the Doctor, Two is arguably the one who uses manipulation and disguises the most. He thrives on using people's intelligence against them, on tricking people, on bluffing and his bluffs working. He has a different disguise every story pretty much and is constantly playing some kind of role.

And then you look at Jamie, and some of Jamie's most front and center traits are his loyalty and his honesty (and protectiveness, but less applicable). Jamie is loyal to a fault and extremely trusting of the Doctor. He's honest and straightforward and deeply caring.

And Jamie is the one who sticks by the Second Doctor for as long as he physically can--and you'd look at those two characters, one who is manipulative and cunning, and one who is loyal to a fault, and you'd think the Doctor would easily be able to take advantage of Jamie, that Jamie would just be a tool for him but he's not, they're on equal footing. Jamie pulls the Doctor down and reminds him what being human is all about.

[jodeeeart]

Various Traditional WIPs and crops.

Charcoal - oil - Gouache.

[aropride]

my life is so bad and awful and evil and evetything is bad. i am not experiencing any symptoms this is an objecyive truth with no contradictory evidence yhat came to light a few hours ago. Will be changing my entire life plans about this

[hephaestuscrew]

In Ep55 A Place for Everything, when Minkowski thinks Kepler is doubting the likelihood of Eiffel still being alive after he's floated towards the star in his spacesuit, Minkowski says "Eiffel had plenty of air left, and let's not forget he survived for -" It seems pretty likely that she was about to say that Eiffel survived nearly 200 days stranded in deep space on Lovelace's shuttle. It's interesting to me that Minkowski uses that incident as evidence that Eiffel will survive this time too, because that's not really how situations like that work.

We don't know exactly how much Minkowski knows about Eiffel's time on Lovelace's shuttle, but the reality is that he survived for those 193 days due to an extremely specific combination of impressive ingenuity, incredible perseverance, access to the right resources, a fair dose of stupidity, and an extraordinary amount of sheer luck. Without just one of those ingredients, he would never have made back to the Hephaestus alive. The ingenuity and perseverance could serve him well in this situation too, but the other factors don't exactly apply in the same way.

In my view, it isn't really that Eiffel's survival on that shuttle serves as evidence of any specific attributes that will guarantee his survival this time. I think it's more that the events with Lovelace's shuttle - Minkowski thinking Eiffel was gone forever but then being miraculously reunited with him - have given Minkowski a non-specific sense of Eiffel as a person who survives, a person who ends up in nearly inescapable peril and yet somehow always escapes, a person who makes it back alive against all the odds. It's not a piece of logical practical evidence. It's just an emotional instinct that allows her to believe that she's not going to lose him, allowing her to focus on what she can do to try and find him.

Minkowski's 'Goddamn it Eiffel' when he floats towards the star in Ep53 is so much less dramatic than the way she yells his name as the shuttle drifts away in Ep28. And that's partly about what the story calls for in those moments. And it's partly about the specific situations and the agency Eiffel has had in them. But it's also that in Ep53 she already believes that he will be okay, that he'll come back. He's done it before. He'll do it again.

[stuckinapril]

I’ve always loved medicine bc it’s the perfect intersection of science and humanity—the two things I value above all else in this world. Truly adored it since I was in the cradle. But now I’m thinking about how so much of my journey to neurosurgery will have to involve KILLING my feelings essentially bc how do you survive otherwise

[transingthoseformers]

Something something Tadc Soundwave angst

Sounders trying his hardest to manipulate or break the code (hes a hacker he should be able to save himself and others from this) but fails every time. The depressing thoughts of others dont help either

.. Imagine he knows when someone will or about to abstract and no matter how he tries to prevent it doesnt succed (wonder does he hear the Abstracted thoughts under or he can no longer hear those who are gone?)

Ohhh ohhohoh that'd be kinda fucked up but sooooo interesting

He can't save them

Time and time again proves he can't save them once he knows they're going to abstract soon

(I mean I'm not sure how that'd fit with how we know abstraction occurs, but it'd be interesting)

I'm imagining Soundwave can read the abstracted's minds, but the thoughts are all garbled and mixed up— the thoughts are, well, pretty abstracted as well.

[dungeons-and-dragon-age]

it also once again makes me painfully aware of the woes of being a dragon age dwarf enjoyer (<- being starved for proper lore) 😔

[kuruna]

[ previous / next ] AZ and Xan have an awkward but badly needed conversation, part 3 !

AZ's realization was of course the most harrowing realization of all ... If he wants Xan to know how he's feeling, he has to say it out loud 😭

The flowers in the first image are bindweed (uncertainty) + marigolds (Xan's signature flower)

I also finally managed to do something I'd been wanting to try for awhile ^.^ combining my drawings of their past to create a background ... These previous versions of themselves... They will always exist in one way or the other, but with that vulnerable confession the "idealized self" has been shattered. Now, they can see each other for who they truly are...

[roadtripwitch]

Dream telling Hob about all his names when they meet again is sweet, but I think it would be funnier if he just didn't. Showed up 33 years late, immediately admitted they're friends, sits down, asks Hob about what he's been up to, forwards absolutely no information of his own until Hob tentatively asks him what happened, and the Stranger just goes "oh I was detained. It wasn't because of you that I didn't show up. I'm sorry" and doesn't elaborate. Hob thinks the friendship isn't actually solid enough to pry past the guy's very much too guarded eyes, so they keep on this charade of Hob Gadling and his Very Strange Friend. Dream doesn't even tell him he's not the one allowing him to keep living.

I have feelings about this I don't actually think the persevering anonimity is funnier, I think Dream cherishing Hob's willingness to call him friend just because he wants to and not because he knows him as Dream of the Endless with Hob actually just liking him as the Stranger and being distraught he didn't show up and then happy he did, is actually the sweetest scenario.