#higher returns

[bondsindia]

Tax-Free Bonds vs Equity Investments

Tax-free bonds and equity investments are two different investment options with their own advantages and disadvantages. The choice between the two depends on your individual financial goals, risk appetite, and investment horizon.

Tax-free bonds are issued by government entities and are exempt from income tax. They offer fixed returns for a specified period of time, typically 10, 15, or 20 years. These bonds are considered low-risk investments and are suitable for investors who prioritize safety and stable returns over high-risk, high-reward investments.

On the other hand, equity investments involve buying shares of companies in the stock market. Equity investments are higher-risk investments than tax-free bonds, but they offer the potential for higher returns over the long term. Equity investments require a longer investment horizon and are suitable for investors who can tolerate volatility and are willing to stay invested for an extended period.

When deciding between tax-free bonds and equity investments, you should consider your investment goals, risk tolerance, and time horizon. If you prioritize safety and stable returns, tax-free bonds may be a good option. If you are willing to take on more risk for the potential of higher returns over the long term, equity investments may be a better fit.

It's important to note that diversification is key to a successful investment portfolio. Consider investing in a mix of asset classes, including tax-free bonds and equities, to spread out your risk and increase your chances of achieving your financial goals. It's always a good idea to consult with a financial advisor to determine the best investment strategy for your individual needs.

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[ethicsustinvest]

Polluting Firms Earn Higher Returns

“But these low-scoring ESG stocks carry greater risks.” [COMMENTARY] Companies just starting on their commitment to ESG or sustainability improvements often see significant stock price gains! Polluting Firms Earn Higher Returns, by Larry Swedroe, January 24, 2024, Morningstar, USA.

[lgbtlunaverse]

Fanon likes to portray Jiang Cheng and Lan Wangji as being jealous of each other because they fear wei wuxian will choose one of them over the other. Which is ignoring the fact that at least in novel canon Jiang Cheng did not even fucking know wangxian ever got along let alone that lwj was in love with wwx until at the very end of the story (in cql canon he does go through a wangxian phase early on and gets very confused by their "breakup" during wwx's sunshot era) and that Lan Wangji is mostly filled with loathing towards both himself and Jiang Cheng for 'abandoning' Wei Wuxian and not being able to save him.

It also ignores the much bigger point that both Lan Wangji and Jiang Cheng are actually jealous of Wen Ning. And why wouldn't they be? That is who Wei Wuxian chose in his first life. He left the Jiang, told Lan Wangji to fuck off no he is not coming to gusu with you, and spent his days with his little-brother-shaped corpse bestie on his mountain in yiling. And then when he came back he immediately called him up the second he could string together more than two notes on a flute. Wen Ning is the real competition. (And he's winning)

[supernovasilence]

Ok we all talk about the Pevensies' trauma at returning to Earth at the end of The Lion, the Witch, and the Wardrobe and their trouble readjusting to life there again but think of all the funny/good parts too

They return from the country, and their mom is surprised when all her children hug her at the station. Even Peter, who thinks he's all grown up. Even Edmund, who went away surly and withdrawn. She doesn't know her children haven't seen her in over a decade.

They miss their dear Cair Paravel, but they absolutely do not miss its chamber pots. Indoor plumbing is amazing.

It takes a while to remember how modern technology works, though. How many heart attacks did the siblings give their parents or the professor because they walked into a dark room only to turn on the light and find the children sitting there in the dark. (They were by the window! There was still plenty of light from the sunset! They would have gotten a candle in a minute!) The kids sheepishly remember oh yeah electricity is a thing.

(Edmund has a new electric torch in Prince Caspian. He was so excited to get that torch. Almost more excited than you'd think a kid his age would be, and his parents expect Peter at least to tease him, but the siblings all agree light in your hand at the touch of a switch is terrific.)

Suddenly getting really high grades in some subjects and terrible in others. Their grammar, reading comprehension, spelling, vocab, even penmanship? Amazing. History and geography? They don't remember anything. One time in class Susan forgets Earth is round and wants to die.

Also they can never remember what the date is supposed to be because Narnia uses different months and years. They can estimate time really well by looking at the sun though, and Edmund at least can always tell which way is north etc without thinking about it (again, using the sun)

Okay but how many times did they go to pick something up or reach something and realize they are so much shorter and less muscled than they expect? It's a common sight to see Peter climbing on counters to reach a top cabinet, grumbling about how he's High King this is demeaning. (No he never takes the extra five seconds to grab a stool. He will climb that shelf.)

Peter and Susan being delighted because they are no longer almost thirty. (In a few years Edmund and Lucy will tease them about being old and their parents will not understand.)

Lucy doesn't have to deal with periods anymore for a few years yet. Susan might not either. Heck yeah

Lucy loves to climb into her siblings' laps and be cuddled. In Narnia she eventually she grew too big, but now she is small and snuggleable again. Peter is her favorite, and if she's upset, he'll tickle her and tell bad jokes until she's smiling again, but really she loves cuddling with all her family. She grew up without her parents; how many times did she just want to crawl into her mom's lap and her mom was a world away? Imagine the first time she realizes she can now. Or, imagine one day, a cold and grey sort of day, when the rain is pattering against the windows, and it sounds like the rain on the windows of the Professor's house, that first day they went exploring. It sounds like the day they played hide and seek. It sounds so like the rain on the windows of Cair Paravel, that if Lucy closes her eyes she can imagine she's back there, having tea and chatting with Mr. Tumnus before the fireplace of her room, and soon the rain will stop, and they will go out on the balcony and wave to the naiads and the dryads and the mermaids, who have come out to enjoy the rain and visit one other on the banks of the Great River winding past Cair Paravel down to the sea.

But if Lucy looks out the window, all she'll see is the rain over London, so it's not only a cold and grey sort of day, it's a lonely sort of day too.

Susan and Edmund are playing chess in the living room (and they must have studied with Professor Kirke, thinks their mother, because they certainly weren't that good when they left). Lucy goes over to Edmund, and oh dear, thinks their mother, now he's going to call her a baby and be horrible to her, but instead he picks her up and puts her on his lap without even taking his eyes off the chessboard; it's simply a matter of course.

"Doesn't the rain sound familiar?" says Lucy in a solemn, wistful way.

Their mother doesn't know what that means, but her siblings must, because Susan says, "Yes, Lu, it does,” and Edmund gives her a little hug with his free arm as she tucks herself under his chin to watch the chess match.

(Five minutes later there is a crash from the next room as Peter falls off a counter. Their mother does not understand the words he must have picked up from the Professor, but he's grounded for them anyway. His siblings have no respect for their High King, because they refuse to stop laughing.)

[temporal-discounting]

This is quite possibly my favourite Stede face journey in all of OFMD. The little blink of disbelief as Ed says his own words back at him.

The little grin as the meaning of those words settles in.

The way he can't hold Ed's gaze any longer and just has to look away.

It's so fucking sweet, and shy, and young. They both know they're on the same page now, but there's still nervousness there; there's still butterflies flapping away in their tummies.

It's just so utterly endearing.

[ink--theory]

thoughts on bonerattle arena

[lilaccatholic]

I am once again thinking about the reluctant ruler whose arc justly and correctly includes assuming the throne and taking responsibility for the people set before them

[anistarrose]

SO as an aromantic villain liker, I have to admit that whether aro or not, there's something compelling about Philip perhaps clinging to Caleb in part because of an alienation from the Other way of acquiring a Good God-Loving Family in his day and age. because if Caleb spurns their witch hunting dreams to go fall in love with a witch that's a perceived betrayal to Philip on two fronts, the witch sympathizing and the abandoning Philip for romance. it's compelling in a "Belos selectively ignores all the norms of his own oppressive belief system that he spurns, when he could have easily found a home amongst the freaks if he let go of his hate" way. it's compelling in an "adds even more parallels to Lilith, who avoids following his path, and shows that people who start in a similar place, with both genuine flaws and genuine instances of being wronged by the world, the latter not entirely unrelated to aromanticism, are still able to find joy instead of hatred, because aromanticism is not a destiny to endlessly suffer nor a destiny to do evil" kind of way.

BUT. unfortunately. I've seen way too many posts that just spew garbage like "Belos is evil because he's incapable of love, obviously! and the heroes are good and moral and (cough) not subhuman (cough) because they actually love people 🥰," just total horseshit right at the intersection of aphobia and ableism. just a total admission that they don't think love can ever motivate people to hurt anyone, that they don't think they can hurt anyone they love and no one they love could really hurt them, that love is a get out of jail free card when doing harm while harm is a get banned from love and humanity permanently card, so. basically, we can't have nice things.

[sirenofthegreenbanks]

《山河令》 WORD OF HONOR (2021) | Episode 20

Dear, the kiss that steals your breath Will steal your soul instead When night is all that's left So wait, keep your heart inside My hand won't keep it safe I'll just feed on dreams and smile as hope slowly dies –The Rigs, Run Baby Run

[wrenhavenriver]

universe has a baffling sense of timing

[rweoutofthewoods]

Glad I'm summoning the voltron crowd again. I've been writing vld fics since 2018. I created an ao3 just to read and write voltron. Come home to me, I haven't forgotten my roots!!

[ask-shittilydrawn-blackspace]

Do you miss Mari? You seem extra sad when we bring her up. I’m sure she’ll come back though, and then you won’t have to be so sad! Right…?

S: She hasn't been gone too long, I haven't had time to start actually missing her. I guess I am lucky like that. I get to talk to her, unlike a certain someone who could be in my place-

S: I am being so mean right now. Why...

[hephaestuscrew]

In Ep55 A Place for Everything, when Minkowski thinks Kepler is doubting the likelihood of Eiffel still being alive after he's floated towards the star in his spacesuit, Minkowski says "Eiffel had plenty of air left, and let's not forget he survived for -" It seems pretty likely that she was about to say that Eiffel survived nearly 200 days stranded in deep space on Lovelace's shuttle. It's interesting to me that Minkowski uses that incident as evidence that Eiffel will survive this time too, because that's not really how situations like that work.

We don't know exactly how much Minkowski knows about Eiffel's time on Lovelace's shuttle, but the reality is that he survived for those 193 days due to an extremely specific combination of impressive ingenuity, incredible perseverance, access to the right resources, a fair dose of stupidity, and an extraordinary amount of sheer luck. Without just one of those ingredients, he would never have made back to the Hephaestus alive. The ingenuity and perseverance could serve him well in this situation too, but the other factors don't exactly apply in the same way.

In my view, it isn't really that Eiffel's survival on that shuttle serves as evidence of any specific attributes that will guarantee his survival this time. I think it's more that the events with Lovelace's shuttle - Minkowski thinking Eiffel was gone forever but then being miraculously reunited with him - have given Minkowski a non-specific sense of Eiffel as a person who survives, a person who ends up in nearly inescapable peril and yet somehow always escapes, a person who makes it back alive against all the odds. It's not a piece of logical practical evidence. It's just an emotional instinct that allows her to believe that she's not going to lose him, allowing her to focus on what she can do to try and find him.

Minkowski's 'Goddamn it Eiffel' when he floats towards the star in Ep53 is so much less dramatic than the way she yells his name as the shuttle drifts away in Ep28. And that's partly about what the story calls for in those moments. And it's partly about the specific situations and the agency Eiffel has had in them. But it's also that in Ep53 she already believes that he will be okay, that he'll come back. He's done it before. He'll do it again.

[zhongrin]

I FINALLY MOVED OUT TO A NEW PLACE!!!

i'm absolutely exhausted and i still need to unpack so many things and i still need to buy a proper desk and restock my groceries & supplies and a do a whole lot of other things BUT i'm hoping to get settled in soon so i can get back to the creative endeavors™️✨

love yall, stay safe, take care, and good vibes 🫶🏻

[fitzykreiner]

i can’t believe rtd did this when flux literally just happened. like we just had a storyline where everyone and everything in the universe died

[jellypy]

12-2023 - wip

I've been learning how to use procreate in my free time by cleaning up a sketch I did earlier this year. I don't know when I'll be able to finish coloring so I thought I'd at least share the lineart to prove that I'm not dead.