#first-time home buyers

[mtcremovalsposts]

Comprehensive Mortgage Advice for First-Time Buyers

Understanding Mortgages

When it comes to purchasing your first home, understanding mortgages is crucial. A mortgage is a loan that you take out to buy a property. It's important to consider your budget, credit score, and financial stability before applying for a mortgage. Research different types of mortgages, such as fixed-rate and adjustable-rate mortgages, to determine which option is best for you.

[loewengroupmortgages]

Conquer home buying in Canada! Our guide offers expert tips for first-timers, from budgets & credit to mortgages & negotiations. Get started today!

[mchithane321]

Real Estate Builders in Thanehttps://credaimchi.com/real-estate-builders-in-thane-september-2023.html

[my-financials]

Unlocking the Dream of Homeownership: 5 Essential Financial Tips for First-Time Buyers

Embark on the exciting journey of homeownership with 'Unlocking the Dream of Homeownership: 5 Essential Financial Tips for First-Time Buyers.' This comprehensive guide offers valuable insights into budgeting, credit scores, down payments and loan options

The journey to homeownership is filled with excitement, anticipation, and often, a fair amount of uncertainty, especially for first-time home buyers. Understanding the financial aspects of buying a home can make the process smoother and more enjoyable. Here are five essential financial tips to guide you through this significant life event. 1. Understand Your Budget and Credit Score Budgeting:…

[rlow1]

Fun Facts and Inspiration for January 30

Fun Facts and Inspiration for January 30 Inspiration…“Whatever you are, be a good one.” Abraham Lincoln Did you know that…Since Pluto was discovered in 1930, the planet has not made a single full orbit around the Sun. That is because one Plutonian year is 247.68 Earth years. The Eiffel Tower was originally intended to be built in Barcelona Spain, but the residents objected to its’ building.…

[lemonbombsfjl]

Only twelve states have average rents below $1000 monthly, and they are the areas with the lowest population density. Affordable housing needs to exist where people live, and it goes hand in hand with a living wage and better quality of housing.

Any of these sites will help you register to vote, or check your registration.

Iwillvote.com

Vote.org

Vote.give

RockTheVote.org

usvotefoundation.org

Vote411.org

ballotpedia.org/Where_do_I_register_to_vote

voteamerica.org/register-to-vote/

More election information: LWV.org

YOUR VOTE COUNTS.

Your vote matters.

[kedreeva]

How did you get into keeping peafowl? They're one of those animals that I'd love to keep but have unfortunately made peace with the fact I probably won't have time and space to care for them in the future.

I loved them, and I was an asshole about it.

I lived with my mom in the suburbs, and purchased hatching eggs from eBay (don't do that), and a styrofoam incubator (don't do that), and hatched them in my closet (definitely don't do that) and brooded them in my bedroom (don't do that). A friend of my mom had recently got a farm, and agreed to keep them in a pen at her place until I bought a house, at which point I went out, got a stable full time job, started putting away money for a down payment, and seeing a real estate agent to look at hobby farms. About a year later, I found one that fit my criteria (house I didn't have to repair too much stuff in, acreage, barn), got a mortgage, and started building pens with my family.

This is, I feel I should not have to say, NOT the way to go about getting into peafowl. But I did turn my life around for them, so I can't complain about the end result.

That being said... I wouldn't give up entirely if I were you, if they are what you want in life, but I would just bear in mind that the road to them may be harder than you want to endure depending on your starting point. If you can acquire a dwelling space where they're allowed (it doesn't need to be "livestock" area, since some places consider poultry to be different than livestock, and peafowl fall under poultry), and you're willing to build them a pen, their care isn't particularly intense or anything. The space to keep them is the major hurdle.

[bitchesgetriches]

Hi, I'm staring down the idea of owning my own house. Do you have any advice about purchasing a house/townhouse/condo whatever? It will be my first owned property and mortgage. I've never taken out a major loan before.

Congrats, kitten! This is an exciting step.

I highly recommend this episode of our podcast, which is specifically geared towards the resources you need when getting ready to buy your first home:

Season 2, Episode 2: “I'm Not Ready to Buy a House---But How Do I *Get Ready* to Get Ready?” 

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[perksofbeingbisexual]

Sooooooo life update?

I'm getting married to the love of my life after being together for almost 2 years. We definitely didn't do the stereotypical uhaul method but we also didn't go too slowly either lol.

Also we are currently living in and learning all about our new house?! We have a beautiful old home, over 120 years old, that we are turning into our own little oasis in the middle of town. Also discovering all the wonderful "landlord specials" the previous owner blessed us with repairing.

I'd like to use this space to mostly talk about the different home repairs/decorating that we're going to be doing/two queer women living together in a successful relationship if that's anything anyone here wants to see. It's crazy to think how far I've come from where I started with this little blog and how much I've gone through, and I'm not quite ready to give it up just yet 😊

[bri-does-art]

i know this probably won’t do much, let alone anything at all, but i’m sorry for the stress this site has caused you and so many other creators here. i’m not asking for you to stick around on here, but i hope you know just how meaningful you and your art have been on here. you’re amazing. /pos

Hey, this ask has done a lot more than you would think. Thank you, you are very sweet. <3

I've kind of made up my mind about what I'm gonna do for a while now, but I've simply been... too busy and overwhelmed to take the time to let you guys know. I'm not going to delete my tumblr, there's just. Too much here that I don't want to lose.

So far the game plan is: keep my tumblr. But do not upload anymore art or writing on it - not because it's gonna get scraped, because it was already getting scraped anyway, AI company deal or not. It's pretty much unavoidable at this point, unfortunately. I simply do not trust Tumblr with my data, if they're going to sell EVERYTHING, including private messages and such, so I'm not going to give it anything worthwhile to profit off of. Instead, I'm going to start uploading my art exclusively on Ao3, for now. I'll answer any asks I receive here on there too, as well. I'll figure some kind of system out. 🤔

The cool thing about uploading to Ao3 is that anyone subscribed to my profile or to the containment series I will make will get a notification anytime I upload something new. Having my art and writing in one place is likely going to be more convenient for you guys too, since you won't have to move across platforms to get the full experience. 😄It'll be different... but a platform getting too greedy for its own good won't stop me from finding ways to share my stories with y'all. I'll just find another solution.

(I've also been entertaining the idea of joining or making my own Discord server but. That one is a little more delicate. The idea of joining a server that has hundreds of members like a lot of this fandom's servers have, just. Makes me break into hives, lmao. (I am in the Ghost in the Machine fic server. I muted it an hour into joining, it was way too intense for me. |'D) That is way too many people, I simply cannot handle it. I'd be way more comfortable in a smaller group with a less rapid-fire rate of posting and conversation. I am also. Very picky about which servers I join, which makes asking for recommendations doubly awkward when I shoot them all down, haha... And making my own... Err, I can hardly keep up with a server I helped create for another fandom and mod for, I don't think I could handle two of them - I would need other people to handle the moderation for me, and I wouldn't trust just anyone to be a mod. I'd need to know them well enough to know I could trust them, and I... do not really know anyone in this fandom well enough to do that, sadly. I take server moderation very seriously, as someone who has had experience modding for forums back before social media was a thing. I do not know if that would make for a fun experience for everyone, and anyone who hasn't known that kind of supervised experience. It is comforting to me. It may be intimidating for others. So that's still a very hand-wavy, 'eehhhh' kind of thing still.)

All of this to say, that this isn't the last you'll see from me, far from it. I'll restrict my creative output to Ao3 for the foreseeable future, and I'll let you guys on here know when I make a new upload, so those of you who do not have an Ao3 account know when something new has happened.

So there you have it. 😊

[youvebeenlivingfictional]

.

[oxfordelise]

You guys, I just bought a house!!!!!

[fundmaster]

Refinancing vs. Staying Put: What's Best for NZ Homeowners?

For New Zealand homeowners, deciding whether to refinance or stick with their current mortgage depends on several factors. Refinancing Mortgages can offer benefits such as lower interest rates, reduced monthly payments, or access to home equity for renovations. With fluctuating interest rates, 2024 may present opportunities for homeowners to lock in better deals, especially if current rates have decreased since their initial loan.

However, staying put can also be advantageous, particularly if breaking the existing loan incurs high penalties. Some homeowners may value stability over potential savings, especially if they have a fixed-rate mortgage and are close to the end of their term.

Ultimately, the choice comes down to personal financial goals. Refinancing may be a smart move if the long-term savings outweigh the costs, but for others, maintaining their current mortgage could provide peace of mind. Consulting a mortgage advisor can help weigh the options effectively.

[mighty-morphin-theatre-nerd]

First bathroom selfie in the new house/of the new year, besties!!