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cuttergauthier · 1 year ago

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Neighbours

Quinn Hughes x Female reader

Warning: against, fluff, cussing, alcohol

word count: 3.7k

let me know what you guys think🤍

April 2022

I moved to Vancouver 2 weeks ago for work even though I can work from home. I wanted a change so I decided to move. I'm a clothing designer. I started the summer before I started going to university. It was hard trying to juggle a clothing brand and university at the same time especially since i was doing extra classes during summer since i wanted to be able to finish a semester earlier so i could go back home for summer & be settled in Vancouver for when i come back in September, but i was able to make it work.

When I first started I would only make 1 shirt in all sizes and sell them, it took a while to be able to make money off it, but now the clothing company is doing really well, It’s an online clothing store. I sell both Women & Men clothes from comfy to fancy.

I’ve always wanted to open my own store and I thought Vancouver would be perfect for that, most of my buyers are from canada.

I was born in Plymouth Michigan, i grew up in a lake house, my parent’s love it here, so do i, during winter my dad, my older brother and i would go skating on the lake, it’s one of my favorite things to do during the winter, during summertime we would go on boat rides almost every day.

I went to the University of Michigan, I graduated in June, it was the best 3 and a half years, now I'm on a new chapter of my life. I

I am still getting used to Vancouver. I don’t really know where everything is yet, it’s only been 5 days and i can work on my own time as long as i meet my deadlines, so i’ve been walking around Vancouver. It was a pretty chilly day but it wasn’t too bad. We are now at the end of April.

It took a while before moving here to look for an apartment, And to get everything settled since I’m American i needed to apply for a work visa, it took a while before i was accepted.

I finally found a cute coffee shop so I made my way inside and in line to order. I looked at the menu to see what I should order. Once I decided to go with (favorite coffee order) the line was shorter and it was only a cute guy in front of me and I.

When I finally ordered, I made my way to the pick up station. The cute guy got his drink before me and walked out. I got my drink a second later and left the coffee shot. I started walking back to my apartment since I still have some unpacking to do.

I’m walking and looking around me, Vancouver is truly a beautiful city. I looked in front of me and saw the cute guy was going in the same direction. He looks familiar but I can't figure out why.

I saw him getting in the same apartment building I live in, maybe he lives there too. I made my way inside to see the elevator doors about to close. The guy looked up from his phone and saw I was walking that way, so he put his hand to stop the doors from closing.

I smiled as I walked in and stood next to him, to see he selected the same floor as I live on.

“Thanks for holding the door,” I said thankfully.

“No problem,” he said. He looked so serious like he didn’t have any emotion in the fact that i said thank you.

“I’m yn” i said

“Quinn” he replied before looking down at his phone.

He looked pretty tired, maybe that’s why he doesn’t seem to want to talk. But so am I, so I can't judge.

The doors opened on our floor and we both started walking to our apartments. We are both going the same direction.

Once he stopped at his place, I stopped at mine which was the one next to him.

How have i not noticed him till today, since i’ve been here, it looked like no one lived there.

I saw him look at me before he opened the door. I looked at him as we made eye contact for a second.

“See you around neighbor” i told him smiling before walking in my Apartment and closing the door behind me.

I really hope I see him again. I smiled before continuing to unpack my stuff.

1 week later, May 2022

I finished packing my suitcase to bring back home with me. I was finally able to finish unpacking the furniture and everything else in this apartment so I thought I would finally go back home, since it’s warmer there right now then it is in Vancouver.

I made sure everything was turned off and made my way out of the apartment with my suitcase. As soon as I locked my door, Quinn opened his and got out with his suitcase. Looks like I'm not the only one who seems to be leaving Vancouver.

I made my way to the elevator and I saw him do the same. I made sure to wait before pressing the lobby button.

“Thanks” he mumbled

“ no problem… Are you going to Vancouver?” I ask him, trying to make conversation.

He looked at me confused for a minute, before he shook his head.

“Going to see friends and family” he replied

“That’s always nice,” I say. All he did was nod, I guess he’s not one for conversation.

We both got out of the elevator and made our way outside, i had ordered an uber so that I wouldn't have to wait. It looks like Quinn did the same thing. Once my suitcase was in the trunk the driver started making his way to the airport.

I texted my parents to let them know I was on my way to the airport.

I got my bags checked in and made my way to my area. I found a spot where no one was sitting and sat down. My flight is only boarding in an hour but I like coming here earlier in case it’s ever busy.

I saw that my brother had texted me, he’s only 1 year older than me, he's 23 but he’s my best friend.

Big bro

Yo, are you on your way yet?

I chuckled, of course he’s impatient

Just got my bags checked in, we are only boarding the plane in an hour

Big bro

Please hurry, I miss you!

Big bro

Also before i forget, apparently the hughes brothers bought the lake house next to us that was for sale, i met one of them yesterday and some of his friends they all play pro hockey, one of the brothers plays for Vancouver, Jack said he should be getting in today & the ones i met are really cool, they’re around are age, so looks like we’ll have a fun summer🤪

Oh good, at least it’s not another older couple who would complain every time we try to throw a party when mom and dad go away for the 4th of July😂 & wtf obviously i heard about then you idiot, kinda hard not to when we both went to a school where a bunch of hockey players went to. Also I met the youngest Luke at university, Nick introduced me to the freshman at the beginning of the year.

Big bro

I know right😂 oh cool then i guess you’ll know one of them! Anyways see you soon kid!

See ya!

I smiled, hopefully I won't be stuck hanging out with a bunch of idiots the whole summer, but at least we aren’t the only ones our age.

I was scrolling through instagram. In the corner of my eye I saw someone sitting in one of the seats in front of me.

I looked up and saw Quinn, looking like he’s going to Michigan.

He looked up at me so I smiled.

When it was finally time to board the plane, I went and sat in my seat. I'm thankful that i got the window seat, a few seconds later Quinn sat down in the seat next to me.

“Looks like we’re both going to the same place” I said.

He just nodded.

I looked back at him with a small smirk, I have a feeling that I’ll probably annoy him on the flight.

“You’re not much of a talker, are you?” I said teasing him, every time i try and talk to him, he looks like he ins’t interested in talking to me.

“Not really, do you need something from me? i’m not interested, okay, i get enough people trying to get with me just because of who i am i don’t need to have one who’s going to try the whole plane ride back to michigan” he said a little annoyed.

That was rude, why would he think I wanted anything from him… then it struck me that’s why he looked so familiar when i first met him. He’s the guy my brother told me about the brother who plays for Vancouver. He’s Quinn Hughes. He’s also Luke's older brother. How the hell did I not figure this out earlier? Luke told me that his oldest brother played for Vancouver, I just didn’t think he would be my neighbor and having him hate me.

Once I made the connection my eyes widened.

Quinn rolled his eyes.

“See you clearly know who i am, so just leave me alone” he said annoyed.

I scoffed.

“Don’t be so full of yourself, Luke’s my favorite anyways. I also didn’t recognize you until now, not everyone is going to recognize who you are. I’m also guessing you’re going to the lake house you and Jack just bought right?” I said. He’s pissing me off, and since he doesn’t know we are going to be neighbors or that I know Luke, I thought I would creep him out a little bit.

His eyes widened when I said that.

“Omg are you some kind of stalker?” He said in disgust.

I chuckled at his expression, he looks really creeped out right now.

“Not a stalker but according to my brother who met Jack yesterday we are about to be neighbor’s… again.” I said

“I’m sorry… what?”

“Oh My brother texted me earlier turns out you and jack bought the lake house right next to my parents house, looks like we’ll see each other a lot this summer” i said smirk

I heard him curse under his breath.

“You better not go anywhere near our house,” he said.

“that’s funny because i can promise the second Luke sees me, he’s going to invite me over”

“Like hell he is” he said laughing like there was no way that would ever happen.

“I don’t care if you guys play hockey, i’m going to go after you just because of fame or money. And Just so you know, I already know luke. I met him in September when he started at Michigan since I'm friends with Blanks. He's a good kid, i would help tutor him with calculus, i think of him as a little brother, same with the other younger guys. I even met your mom for fuck sakes and she was nicer than you are right now” i said,

I could see a look of regret on his face. He sighed.

“Look i’m sorry okay, a lot of people try to get along just because of who I am , same with my brothers. Can we start over?” He asked.

He looked sincere, and I nodded, i know my brother will most likely hang out with them a lot this summer, so we should probably get along.

“I’d like that” i said

He smiled

“I’m quinn hughes, it’s nice to meet you” he said

“I’m Y/n Y/L/N, it’s nice to meet you too” i said.

We ended up getting to know each other for the rest of the flight. I told him about what I studied at university and what I do, along with a few funny stories about Luke and some of the other freshmen. He told me about hockey and his family. It was nice actually talking to him, and I really hope we can be friends since we are neighbors in Vancouver and now in Michigan.

Michigan

When our flight landed we made our way out, and went to baggage claim.

I texted my brother to let him know, he said he was waiting with Jack and Luke since both Quinn and I were on the same flight.

“Looks like my brother is waiting with yours” I told Quinn as we started looking for them.

“I see Jack, come on,” he said. I followed him to our brothers

When my brother saw me, he pulled me in a hug, making me laugh.

“I miss you too Y/B/N” i said

“Y/N” Luke said when he saw me and pulled me in a hug.

“Hey Luke” I chuckle.

“You guys already know each other?” Jack asked, confused.

Luke let go of me and looked at jack.

“Yeah, she’s friends with blanks, he introduced us in the beginning of the year, she’s also the reason why i passed calculus, thanks for tutoring me by the way” he said

“How did she tutor you if she lives in Vancouver?” Jack asked again, you could tell he was so lost, it was funny.

“I’ve only been living in Vancouver for 2 weeks now, i graduated from university of Michigan after Christmas” I said and he nodded.

“Oh make sense, and you’ve met quinn?”

“Turns out we’re neighbors in Vancouver” quinn answered, i smiled at him.

Our brothers started laughing.

“What are the fucking chances” luke said

“Yeah seriously, now you’re also neighbors here” my brother said

“I know right,” I said.

“Let’s get going” quinn said impatient

“Yeah, yeah let’s get grumpy,” Jack said.

Quinn rolled his eyes at him which made me laugh.

We made our way to the car and Jack drove us to the lake house.

Jack parked in his driveway and we all made our way to the trunk.

My brother took my suitcase before Jack turned to look at us.

“I don’t know what your plans are today, but we are having a bonfire tonight, you two are both welcome to join us” he said smiling.

“Thanks jack, that sounds fun” i said

My brother nodded.

“Yeah man we’ll be there” my brother said

“Great, then we’ll see you guys tonight”

“Blanks and a few other wolverines are here by the way, I won’t tell them, you’ll be able to surprise them” luke told me. I smiled and nodded before my brother and i made our way to our house.

As soon as we got in the house my parents hugged me.

I talked to them about Vancouver and how Quinn was my neighbor there and now here which made them laugh.

Then I went up to my room to unpack. By the time I was done it was 6:30 p.m. so I went to take a shower since I was all sweaty. Once I was done I got dressed in some Black Lululemon gym shorts and my blue Michigan hoodie.

My dad made food on the grill for dinner so I made my way down to eat since it’s already 7:30 and I am starting.

I sat down at the island counter on the chair and my mom gave me a plate.

“Thanks mom,” I said smiling.

“No problem honey” she said, placing a kiss on my cheek.

“When you’re done eating we’ll go next door. Jack said they started the fire even though it’s still light out, and you can bring alcohol if you want or he said they have a lot so we should be good.” My brother told me.

“I think you still have some (favorite alcoholic drink) in the fridge from before you left for Vancouver, bring it with you if you go” my mom said before making her way to the living room with my dad.

I finished eating so I put my plate in the dishwasher and looked in the fridge for the drinks my mom was talking about and there were still 6 of them so I put them in a bag. My brother and I made our way next door.

I saw Blanks was standing with his back to me talking with Luke. Luke saw me but I told him not to say anything. I gave my bag to my brother and ran up and jumped on his back.

“What the hell!” blanks screeched.

I laughed.

“Surprise!” I said before getting down.

“Yn?” He was surprised to see me. I nodded before he gave me a hug.

“I live next door '' I said happily, a big smile made its way on his face.

“This is about to be the best summer ever” he replied, making me laugh.

“Want to know what funny blanks she’s our neighbor here, and she’s quinn’s neighbor in Vancouver” Luke told him and i rolled my eyes, with a smile.

Nick let out a gasp.

“For real? Oh that’s awesome, like seriously what are the chances” he said

“I know right, also Luke, are you going to tell everyone?” I ask, chuckling.

Luke nodded, smiling.

“Everyone has to know” he said, like it’s the most obvious thing ever. He walked away leaving me alone with blanks.

“So, how is it like living next to Quinn?” He asked, smirking.

I rolled my eyes.

“Oh shut up” I replied, he laughed.

“No but seriously, how is it?”

“Fine i guess, he’s pretty quiet, but he kinda hated me until we got on the flight and sat next to each other, he thought i was some crazy fan” i said and nick burst out laughing i didn’t even know if he could breathe.

“What’s so funny?”

“Let me guess, you were nice and always tried to make conversation with him?”

“Yeah…” I said and he shocked his head.

“That’s what a hockey player with think most of the time when a beautiful girl tries to talk to him and especially if you see him everywhere and end up on the same plane as him, he’s gonna think you’re following him, it’s just an instinct” nick said

“Yeah i know, but i really didn’t recognize him until after my brother told me about them buying the house next door to me and then accusing me of wanting something from him, then i saw the resemblance to Luke, so i kinda creeped him out a bit about telling him i knew exactly where he was going “ i said and nick chuckled.

“Of course you did… Quinn is a good guy though so i don’t doubt you guys won’t become friends… or maybe even more than friends” he said smirking.

I pushed him back.

“Oh shut up, let’s go see everyone else” I said, laughing.

We made our way to everyone else. Blanks introduced me to the guys. They all sound really nice.

We sat around the fire and drank, the guys were sharing funny stories. Nick told the story about how Quinn and I met. I put my hands on my face to hide the embarrassment. The guys laughed

“Seriously Quinn?” Luke asked

“Look sorry but you never told me about her” Quinn replied.

We continued talking and sharing stories for the rest of the night. Some of the guys had already made their way inside to go to bed since it was late. My brother had gone back home, now it was only Quinn, blanks and i.

“I’m going to head up to bed before I pass out here” Blanks told us, making me chuckle.

“Good night blanks,” I said.

“Good night you two,” he said, smirking. I’ve known him for 4 years, he’s totally up to something.

“I should probably head to bed too, I don't want to be too tired tomorrow” I said, yawning.

Quinn turned to me and smiled.

“What?” I ask giggling.

“If I ask you on a date, would you say yes?” He asked, making me smile.

“I would,” I said blushing.

“Well, yn would you like to go on a date with me tomorrow night?”

“ i would love to” i said smiling

“Perfect, I'll pick you up at 6:30 p.m.” he said and I smiled.

We said goodbyes and I made my way home.

Once I got into bed, I fell asleep with the biggest smile on my face.

September 2022

Going on that date with Quinn was the best decision I could have made. It went really well that we went on 3 more dates until he finally asked me to be his girlfriend.

We spent as much time as we could together this summer. When the guys found out we were dating they laughed since Luke had told everyone what happened when Quinn and I first met.

We have been in Vancouver for a little bit now, Quinn came back in August for training camp, i got back last week. I know how hockey season can be, but I also know Quinn and I will make it work. We’ll be seeing each other a lot since we are neighbors.

Quinn had practice this morning but he told me last night that he would come by after lunch.

He’s been stressed lately, he hopes he can have a better season than last year, i don’t blame him.

It’s now 12 p.m. when I heard the door open.

“Babe, I'm here and I brought food,” I heard quinn.

“I’m in the kitchen,” I replied.

He made his way around the corner and smiled when he saw me.

“Hey beautiful” he said, making me blush.

He chuckled, he put the food on the counter and came over to me and kissed me. When we pulled away our forehead touched each other. I looked at his eyes to see he was doing the same.

“I love you” I said happily.

“I love you more” he replied before leaning in and kissing me again.

Being with him, nothing could make me happier.

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allthecanadianpolitics · 6 months ago

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A report from Statistics Canada released last month found that as of the 2021 reference year — the latest available from the Canadian Housing Statistics Program — around one in six properties owned by buyers born in the 1990s were actually co-owned with their parents. Since this was the first Statistics Canada release on this topic, it's not known how this rate of co-ownership compares to earlier times, a spokesperson said. However, the report also cited CIBC data from 2021 that found almost 30 per cent of first-time home buyers that year received financial help from family, compared to 20 per cent in 2015. An earlier StatsCan report also found that, as of 2021, adult children ages 22 to 31 were twice as likely to become homeowners themselves if their parents own property.

Tagging: @newsfromstolenland

#cdnpoli #canadian politics #canadian news #housing #canada #canadian #infrastructure #cost of living

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alexesguerra · 25 days ago

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Queer Tarot: An Inclusive Deck and Guidebook [With Book(s)] The Queer Tarot: An Inclusive Deck and Guidebook Other – April 19, 2022 by Ashley Molesso (Author), Chess Needham (Author) ---Brand New-- A vibrant, deluxe illustrated tarot deck and guidebook set, centering and celebrating LGBTQ+ identity, created by queer and trans artist team Ash + Chess. AN INCLUSIVE, AFFIRMING DECK: Queer Tarot is a bright, bold interpretation of the tarot that offers inspiration, affirmation, and LGBTQ+ representation. Created by queer and trans artists Ashley Molesso and Chess Needham of Ash + Chess, this reimagining of the classic figures in the Major and Minor Arcana showcases a wide range of gender expressions and sexual orientations, and incorporates queer history and iconography throughout. DELUXE SET: This set includes 78 full-color illustrated tarot cards (3 X 5 inches), shrink wrapped in an interior travel case; a 168-page, full-color illustrated flexibind book (4 3/4 X 6 inches); and a keepsake magnetic closure box with metallic foil accents. Cards and travel case are embedded in an interior flocked tray. FULLY ILLUSTRATED TAROT GUIDEBOOK: The flexibind guidebook provides an illustrated introduction to the tarot, with LGBTQ+ descriptions and suggested interpretations for each card, as well as instructions for sample readings and a brief history of tarot. VIBRANT FULL-COLOR ART FROM ASH + CHESS: Queer Tarot features Ash + Chess's signature colorful, risograph-style illustrations, including retro color palettes and bold, detailed figures. ALL CARDS BASED ON REAL, DIVERSE MODELS: Each card in Queer Tarot is based on real LGBTQ+ folx commissioned for this project by Ash + Chess. The deck celebrates a full range of races, ethnicities, gender identities, sexual orientations, sizes, and abilities. A PERFECT GIFT: This joyful, inclusive, and beautiful tarot deck set is an ideal gift for tarot novices, seasoned readers, queer folx of all ages, and their allies. A note on packaging: In order to help honor our planet and reduce waste, we have only shrink wrapped the interior tarot cards, rather than the keepsake box. Please feel confident that your product is not defective or used, but rather represents a step we are taking to protect our collective home. When you open your deck, you will find that the actual cards inside the box are shrink wrapped for protection and to ensure first use by the buyer. About the Author Ash + Chess is a cute stationery company run by queer and trans couple Ashley Molesso (she/her) and Chess Needham (he/him), based out of Richmond, VA. They create greeting cards and art prints that are bold, retro color palettes and they often use their artwork to make a political statement and to uplift the queer community. Their company made its debut at the National Stationery Show in May 2017, and since then over 600+ retailers throughout the United States, Canada, Europe, and Asia sell their art and stationery. In the short time they've been in business, Ash + Chess have worked on many collaborations including artwork for Nooworks, a clothing company based out of San Francisco, CA; Belletrist, a book club run by actress Emma Roberts and Karah Preiss; exclusive designs and patterns for Plaza Style, a Japanese retail brand; packaging design for Brooklyn Roasting Co.; Transfigure Print Co., book illustrations for HarperCollins and Workman Publishing; and t-shirt designs for The Style Club x Forever 21. They are the authors of their own illustrated book about LGBTQIA+ history, The Gay Agenda: A Modern Queer History & Handbook, and Queer Tarot: An Inclusive Deck and Guidebook. Publisher ‏ : ‎ RP Studio (April 19, 2022) Language ‏ : ‎ English Misc. Supplies ‏ : ‎ 176 pages ISBN-10 ‏ : ‎ 0762474882 ISBN-13 ‏ : ‎ 9780762474882 Item Weight ‏ : ‎ 1.63 pounds Dimensions ‏ : ‎ 5.4 x 2.5 x 6.65 inches

#Ashley Molesso #Chess Needham #Queer Tarot

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mandsleanan · 10 months ago

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Sorry, parents: The American dream is only for DINKS

Homebuyers with kids will likely spend 66% of their income on a mortgage and childcare this year.

Parents in Los Angeles and San Diego can expect to spend as much as 121% and 113%, respectively.

Some Californians have moved across the country to afford to buy a home.

Thinking about buying a home this year with kids already in the picture? Get ready to dig deep.

A recent study from Zillow found that potential homebuyers with children are likely to spend 66% of their income on mortgage payments and childcare expenses — an increase of nearly 50% from 2019.

The real-estate company estimated city- and state-level childcare costs from 2009 to 2022 for the typical American family with 1.94 children by analyzing data from the Women’s Bureau of the US Department of Labor and advocacy group Child Care Aware.

According to Zillow’s analysis, in 31 of the largest 50 US metropolitan areas with available childcare cost data, families looking to buy a home can expect to spend more than 60% of their income on mortgage and childcare costs.

Some areas are even costlier, with parents in cities like Los Angeles and San Diego needing to dedicate as much as 121% and 113%, respectively. (In those areas, the cost of buying a typical home and childcare is so big relative to the median income that Zillow's calculation results in figures over 100%.)

Zillow determined that a family earning a median household income of $6,640 per month can expect to allocate $1,984 of that to childcare. If the family purchased a house at a 6.61% interest rate — the rate in early January, when the US Department of Labor released its latest data on childcare costs — and made a 10% down payment, their monthly mortgage would amount to $1,973.

That leaves just $2,683 for additional expenses like food, transportation, and healthcare. This means many households with kids are financially strained; they're likely spending more than 30% of their income on housing, well above what experts recommend.

It all adds up to a costly reality that's making the American dream of homeownership seem farther out of reach for parents than ever before.

Parents can blame a yearslong battle with inflation, as well as stubbornly high home prices and mortgage rates, for contributing to their predicament.

Based on the study, a new buyer household in the United States, making the median income, would spend 30% of it on housing. It's paying for childcare, then, that adds so much on top of the housing budget.

The upshot: Another group, less encumbered financially, appears better poised to realize the dream of homeownership: "DINKS," an acronym that stands for "dual income, no kids."

Some child-free DINKS — who boast a median net worth above $200,000 according to the Federal Reserve's Survey of Consumer Finances — devote their disposable income to luxuries like boats and expensive cars.

Without the financial obligations of raising children, such as covering medical expenses or enrolling them in daycare or private school, DINKS can save thousands of dollars a year and build greater long-term wealth.

Some DINKS use their savings to finance vacations and travel the world, like Elizabeth Johnson and her husband, who, over the past couple of years, have hiked in the Swiss Alps, snorkeled in Hawaii, and enjoyed leaf peeping in Canada.

"We hang out with other people's kids every once in a while," Johnson previously told Business Insider's Bartie Scott and Juliana Kaplan, "but then we happily just give them back to their parents."

Some Americans with kids move to places where their money goes further

One solution to the high cost of both buying a home and raising a family?

Move.

In recent years, young Americans in higher-cost states have decided to move to places that offer them a cheaper cost of living.

Janelle Crossan moved to New Braunfels, Texas, from Costa Mesa, California, in 2020 following a divorce.

She was able to become a first-time homebuyer and found a safe community to raise her son.

"I paid $1,750 for rent in a crappy little apartment in California," Crossan told BI earlier this year. "Now, three years later, my whole payment, including mortgage and property taxes, is $1,800 a month for my three-bedroom house."

Pengyu Cheng, a program manager for a tech company, told BI in 2023 that moving from California to Texas allowed him and his wife to afford their first home, giving them the confidence and security to have their first child.

"Living in California has always been expensive," Cheng said. "I knew that when my wife and I eventually expanded our family, we wouldn't be able to afford San Francisco or the Bay Area in general — even though we both earn good salaries."

#Childfree #DINK Life #Homebuying #Formatting's wacky on this one

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laresearchette · 9 months ago

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Monday, April 01, 2024 Canadian TV Listings (Times Eastern)

WHERE CAN I FIND THOSE PREMIERES?: VANDERPUMP VILLA (Disney + Star) THE SYNANON FIX (HBO Canada) 9:00pm

WHAT IS NOT PREMIERING IN CANADA TONIGHT?: 2024 iHeartRadio MUSIC AWARDS (FOX Feed) LOVERS AND LIARS (CW Feed) ALL AMERICAN (Premiering on April 08 on Showcase at 8:00pm)

NEW TO AMAZON PRIME CANADA/CBC GEM/CRAVE TV/DISNEY + STAR/NETFLIX CANADA:

AMAZON PRIME CANADA ALLAN QUATERMAIN & THE LOST CITY OF GOLD AT CLOSE RANGE BLAME IT ON RIO BLOODSPORT BREATHLESS BULLETPROOF MONK CASINO CLASS DARK BLUE DARK ANGEL DR. SEUSS’ THE CAT IN THE HAT EYE OF THE NEEDLE FLAWLESS FLESH+BLOOD HARLEY DAVIDSON AND THE MARLBORO MAN KOYAANISQATSI THE LAST WALTZ LOL: CHI RIDE E FUORI (Season 4) MOBY DICK NOT WITHOUT MY DAUGHTER THE PARTY ROLLING THUNDER TOP GEAR (Seasons 14-25) THE TRAIN VALLEY GIRL VAMPIRE’S KISS WARCRAFT WHITE NIGHT

CBC GEM DYLAN’S PLAYTIME ADVENTURES

CRAVE TV LITTLE JESUS THE SYNANON FIX (Season 1, Episode 1)

DISNEY + STAR VANDERPUMP VILLA (Three-Episode Premiere)

NETFLIX CANADA THE MAGIC PRANK SHOW WITH JUSTIN WILLMAN

CURLING (TSN/TSN5) 8:00am: LGT World Men's Curling Championship: Canada vs. Italy

NHL HOCKEY (SN) 7:00pm: Panthers vs. Leafs (SN Now) 9:00pm: Oilers vs. Blues (TSN3) 9:00pm: Kings vs. Jets

MLB BASEBALL (SN1) 8:00pm: Jays vs. Pirates (SN Now) 10:00pm: Giants vs. Dodgers

NBA BASKETBALL (SN Now) 8:00pm: Suns vs. Pelicans

MURDOCH MYSTERIES (CBC) 8:00pm: After a man dies in a drunken brawl at the Starbright Lounge, Murdoch's suspect is another detective.

WARDENS OF THE NORTH (Discovery Canada) 8:00pm (SERIES PREMIERE): Conservation officers crack down on boaters not complying with the law; a routine fishing patrol has officers tracking down over-the-limit anglers; a kayaker is reminded that lifejackets work best when worn, even when close to home.

SOCIAL MEDIA MURDERS (T&E) 8:00pm (SERIES PREMIERE): Alex Rodda, a 15-year-old teenager, is murdered by 18-year-old Matthew Mason in December 2019, six weeks after they first exchange messages via social media.

SECRETS IN THE ICE (Super Chanel Fuse) 8:00pm (SEASON PREMIERE): A grim discovery in a Swedish lake reveals ancient practices; in the Canadian Arctic, the fossil of a previously unknown mammal is found; bizarre ice formations in the Antarctic Ocean; a discovery off the east coast of Canada.

BELGRAVIA: THE NEXT CHAPTER (CBC) 9:00pm (SEASON FINALE): As Frederick grieves the loss of Clara, Enright receives a letter that pushes Frederick to confront his past; Clara and Davison adapt to life in the North, as Clara grapples with happy memories of home.

OUTBACK OPAL HUNTERS (Discovery Canada) 9:00pm (SEASON PREMIERE): The Bushmen bring in an explosives expert to blast through the toughest rock in Grawin; plus, a brand-new team brings cutting edge technology to the opal fields.

SPOOKED IRELAND (DTour) 9:00pm (SERIES PREMIERE): The team ventures to Charleville Castle, where they face a multitude of spirits who seem to have turned against the castle's current occupants by trapping them in cupboards and keeping them up at night with screams and singing.

EXPEDITION X (Discovery Canada) 10:00pm (SEASON PREMIERE): Phil and Jess explore the world's most haunted forest near the site of the Dracula legend and where Josh Gates had his most terrifying experience; during a night investigation, Jess finds herself being watched by someone or something sinister.

THE PLAYBOY MURDERS (Investigation Discovery) 10:00pm (SEASON PREMIERE): In the late '90s, Playboy twins Sandy and Mandy Bentley's fame soars until an affair with a Vegas High Roller leads to a fall from fame, stolen jewels, a shadowy buyer and a brutal double murder in the Hollywood hills.

MASTERCHEF AUSTRALIA (CTV Life) 10:00pm (SEASON PREMIERE): A group of 12 home cooks will compete with 12 former contestants.

MURDER AT MY DOOR WITH KYM MARSH (documentary) 10:00pm/11:00pm (SERIES PREMIERE): The story of 17-year-old Thomas Griffiths, who killed his girlfriend and arranged the crime scene to look like a suicide after she broke up with him. In Episode Two, 19-year-old Mundill Mahil lures a young TV executive to his death in an act of revenge following an attempted rape six months earlier.

#cdntv #cancon #canadian tv #canadian tv listings #murdoch mysteries #belgravia: the next chapter #outback opal hunters #curling #nhl hockey #mlb baseball #nba basketball

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fyntix · 7 hours ago

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Top Real Estate Trends in Newfoundland and Labrador

Newfoundland and Labrador, Canada’s easternmost province, is renowned for its picturesque landscapes, rich cultural history, and welcoming communities. Over the years, the real estate market in this province has evolved significantly, reflecting broader economic trends, demographic changes, and lifestyle preferences. Whether you’re an investor, homeowner, or prospective real estate professional, understanding the latest trends in Newfoundland and Labrador can help you make informed decisions.

1. Shift Toward Affordable Housing

In recent years, Newfoundland and Labrador have maintained their reputation as one of the most affordable housing markets in Canada. According to the Canadian Real Estate Association (CREA), the average home price in Newfoundland and Labrador was approximately $300,000 in 2023, far below the national average of over $700,000.

This affordability has made the province a magnet for first-time homebuyers and retirees seeking cost-effective living without compromising on quality of life. Additionally, low interest rates have further incentivized buyers, leading to steady demand across both urban and rural areas.

2. Urbanization in St. John’s

St. John’s, the capital city, continues to dominate the province’s real estate landscape. Urbanization and economic growth in the city have spurred significant developments, particularly in residential and commercial properties. Key neighborhoods such as Mount Pearl, Paradise, and Downtown St. John’s are seeing increased investments due to their proximity to amenities, employment opportunities, and cultural attractions.

However, the rising demand in urban areas has slightly increased property values in these regions, creating a competitive market for buyers. The rental market is also thriving, with vacancy rates remaining low as students, young professionals, and newcomers seek accommodation.

3. Interest in Rural and Coastal Properties

With the rise of remote work and a renewed appreciation for lifestyle properties, rural and coastal areas in Newfoundland and Labrador have gained immense popularity. Scenic towns such as Trinity, Twillingate, and Bonavista are now hotspots for buyers looking for vacation homes or year-round residences away from the hustle and bustle of city life.

Statistics show a notable increase in searches and inquiries for properties in these locations. For example, the demand for waterfront homes has risen by nearly 15% since 2022, according to regional real estate boards.

4. Increasing Interest from Out-of-Province Buyers

Newfoundland and Labrador’s affordability, combined with its natural beauty, has attracted buyers from across Canada. Many out-of-province investors view it as an opportunity to acquire affordable properties for long-term investment or seasonal use. This trend has been bolstered by advancements in digital platforms that make remote buying and selling more accessible.

5. Sustainable and Energy-Efficient Homes

The global push towards sustainability has also influenced the Newfoundland and Labrador real estate market. Buyers increasingly prefer homes that feature energy-efficient appliances, solar panels, and other green technologies. Provincial programs offering rebates and incentives for sustainable home upgrades have further encouraged this trend.

For real estate agents in Newfoundland and Labrador, staying informed about energy-efficient properties and understanding these buyer preferences are key to succeeding in the evolving market. If you’re considering a career in real estate in this province, it’s essential to familiarize yourself with the steps to becoming an official real estate agent. Learn more about the process and requirements here.

6. Challenges: Aging Population and Economic Uncertainty

While there are several growth opportunities, Newfoundland and Labrador’s real estate market faces challenges. The province has an aging population, which could lead to a decrease in housing demand over time. Additionally, economic uncertainty due to fluctuating oil prices—a key driver of the local economy—may impact consumer confidence and investment levels.

Conclusion

Newfoundland and Labrador’s real estate market is a unique mix of opportunity and affordability, with growing interest in urban hubs, lifestyle properties, and energy-efficient homes. Whether you’re a buyer, investor, or aspiring real estate agent, understanding these trends can position you for success in this evolving market. By staying informed and proactive, you can make the most of the opportunities Newfoundland and Labrador offers in real estate.

#real estate

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iambittythings · 8 months ago

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A very loved piece I was happy to see find a good home, this was the first hippocampus I'd done in a very long time. They're a childhood favourite that I'd loved since learning of them when I was small. What if pony, but also, a *mermaid*? Well little me, here's all that and a unicorn too. :)

If you'd like a beast, magical childhood fav or backyard basic, please check out Bittythings and Beasts. You can find me in person next at Anime North in Toronto.

#hippocampus #unicorn #pony #horses #mythology #kawaii #polymer clay #furnal equinox 2024 #minty #my art #miniatures

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tummanoj9 · 3 days ago

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youtube

🏠 How Will #Tariffs and #Immigration Affect #Homeownership? 🍁 #Shorts by Manoj Atri, REALTOR® 🔍 Navigating the Canadian economy and housing market: This video explores first-time home buyer programs, economic concerns, inflation, and the impact of recent stress test changes. 📈 Learn about economic stimulus, immigration, and rate cuts. 💡 🏡 #BUY Before It's Too Late! #Bank of #Canada #Rate Cut Means #Toronto #Prices Will SOAR 🍁 🙌 Act fast! The Bank of Canada rate cut means Toronto prices will soar. Don't miss out - buy now before it's too late! 💥 #realestateinvesting 📣 The Bank of Canada just made a HUGE announcement: Interest rates are going DOWN! 📉 This is the fifth rate cut in a row and it's great news for anyone looking to buy a home in Toronto. 🙁 #RealEstateToronto 📌 #TorontoRealEstate 🌆 Full Related YouTube Video: https://youtu.be/DgEOlx76m0k 👉 Subscribe Now for more Tips and Insights: https://www.youtube.com/@ManojAtri9?sub_confirmation=1 ✨ Help me reach 1000 Subscribers! 🎉📈 🌆 Hot News Daily: Toronto Real Estate Digest! 📈 Monday 16th Dec 2024 Newsletter: Review Entire Podcast 20 Hot off the press News Articles Here: https://bit.ly/4gdAoe4 ▶ Visit the following website links for HOT New TORONTO REAL ESTATE for Sale Listings → https://bit.ly/3zE97S3 ▶ Manoj Atri, REALTOR® with Architectural Experience Re/Max Hallmark Realty Ltd., Brokerage 401 – 685 Sheppard Ave E, Toronto ON M2K 1B6 Office: [416] 494-7653 | Cell: [416] 275-2089 Fax: [416] 494-0016 | Email: [email protected] ▶ "Disclaimer: This Shorts Video's content summarizes multiple news articles. Full attribution is available in the original linked sources & in full related YouTube Video. The thumbnail, newsletter, podcast audio and video are AI-generated. Video title, description, and supporting content are created for context." *** Not intended to solicit any Buyer or Seller under Contract. *** #CanadianEconomy #HousingMarket #FirstTimeHomeBuyer #EconomicStimulus #Inflation #Immigration #InterestRates #BankOfCanada #StressTest #MortgageRates via YouTube https://www.youtube.com/watch?v=6qbN2VHsQRk

#IFTTT #YouTube #Youtube

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tridelcondos · 4 days ago

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Your Guide to the Best Condo Deals in Mississauga Right Now

Mississauga, one of Canada’s fastest-growing cities, offers a dynamic condo market with opportunities for both first-time buyers and seasoned investors. Known for its vibrant neighborhoods, excellent amenities, and proximity to Toronto, Mississauga is a prime destination for condo living. Whether you’re looking for affordable options or luxury living, this guide will help you navigate the condo in mississauga for sale.

Why Buy a Condo in Mississauga?

Mississauga’s condo market is booming for good reasons. The city offers a perfect blend of urban convenience, cultural diversity, and suburban charm. Here’s why Mississauga stands out:

1. Prime Location

Mississauga is ideally located next to Toronto, with easy access to major highways (401, 403, 407, and QEW) and public transit, including the GO Train. This makes it a great option for commuters and those seeking affordable alternatives to Toronto’s high real estate prices.

2. Rich Amenities

The city is home to Square One Shopping Centre, one of Canada’s largest malls, as well as vibrant dining, entertainment, and cultural scenes. From beautiful waterfront parks to art galleries like the Living Arts Centre, Mississauga offers something for everyone.

3. Strong Investment Potential

With continuous development, including the upcoming Hurontario LRT and other infrastructure projects, Mississauga condos promise strong appreciation potential and rental demand, making them a smart investment.

Best Neighborhoods for Condo Deals in Mississauga

Mississauga’s diverse neighborhoods cater to different lifestyles and budgets. Here are some of the top areas for condo deals right now:

1. City Centre

Why It’s Popular: This vibrant downtown core is home to iconic high-rises and offers easy access to Square One, Celebration Square, and major transit hubs.

Who It’s Best For: Professionals and investors seeking modern, urban living.

Current Deals: Look for pre-construction projects offering incentives like lower deposit structures or free upgrades.

2. Port Credit

Why It’s Popular: Known for its charming waterfront vibe, Port Credit offers boutique condos with stunning lake views and access to trendy shops and restaurants.

Who It’s Best For: Buyers seeking a luxurious lifestyle with a coastal feel.

Current Deals: Resale condos in low-rise buildings often provide better value compared to new developments.

3. Erin Mills

Why It’s Popular: This family-friendly neighborhood is close to parks, schools, and shopping centers like Erin Mills Town Centre.

Who It’s Best For: Families and retirees looking for affordable, spacious units.

Current Deals: Mid-range condos offering generous square footage at competitive prices.

4. Cooksville

Why It’s Popular: Affordable condos and proximity to the Cooksville GO Station make this an attractive choice for budget-conscious buyers.

Who It’s Best For: First-time buyers and investors.

Current Deals: Older buildings offering larger units at a fraction of the cost of newer developments.

Features to Look for in a Condo Deal

When evaluating condo deals, consider these features to ensure you’re getting the best value:

1. Location

Look for condos near transit hubs, schools, and shopping centers. Proximity to amenities enhances the property’s value and convenience.

2. Price Per Square Foot

Compare the price per square foot of different units to gauge whether you’re getting a good deal.

3. Amenities

Modern condos often include features like fitness centers, pools, coworking spaces, and rooftop terraces. Consider the value these amenities add to your lifestyle.

4. Maintenance Fees

Be cautious of buildings with high maintenance fees, as they can significantly impact your monthly costs.

5. Future Growth

Research upcoming infrastructure projects, such as new transit lines or community developments, that could increase property values.

Top Deals on Mississauga Condos Right Now

Here’s a snapshot of some of the best deals currently available in Mississauga:

Pre-Construction Opportunities

M City Condos: Located in the City Centre, these pre-construction condos offer cutting-edge designs and attractive deposit plans. Early buyers often receive incentives like free parking or upgrades.

Edge Towers: Another City Centre gem, offering luxurious units with excellent connectivity to Square One and the future Hurontario LRT.

Resale Deals

Port Credit’s Waterfront Condos: Boutique condos with breathtaking lake views are available at competitive prices, offering excellent value for lifestyle-focused buyers.

Cooksville’s Spacious Units: Older buildings provide larger units at lower prices, ideal for buyers prioritizing space over brand-new amenities.

Affordable Luxury

Erin Mills Condos: Modern mid-rise condos in this family-friendly area offer a balance of affordability and elegance.

Tips for Securing the Best Condo Deal

Work with an Experienced Realtor A realtor specializing in Mississauga condos can help you identify hidden gems and negotiate better deals.

Act During Pre-Construction Launches Developers often offer the lowest prices and best incentives during the initial sales phase. Keep an eye on VIP launches to get ahead.

Be Flexible with Your Timing Sellers are more likely to negotiate during slower market periods. If possible, avoid buying during peak seasons.

Research the Developer For pre-construction deals, ensure the developer has a strong reputation for delivering quality projects on time.

Conclusion

Mississauga’s condo market is full of exciting opportunities for buyers looking to secure a great deal. Whether you’re drawn to the urban energy of City Centre, the waterfront charm of Port Credit, or the affordability of Cooksville, there’s something for everyone. By focusing on your priorities, researching the market, and working with experienced professionals, you can find the perfect condo deal that fits your lifestyle and budget.

Start your journey today and discover why Mississauga is one of the best places to invest in condo living!

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tyrjhkj · 5 days ago

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Affordable Mortgage Solutions in Toronto

Affordable Mortgage Solutions in Toronto: Your Path to Homeownership

Toronto’s real estate market is one of the most vibrant in Canada, but its high property prices can make homeownership seem out of reach for many. The good news is that there are affordable mortgage solutions in Toronto to help you achieve your dream of owning a home without straining your finances. In this guide, we’ll explore some of the best strategies, programs, and options to secure an affordable mortgage in Toronto. Affordable Mortgage Solutions in Toronto

What Makes a Mortgage Solution Affordable?

An affordable mortgage doesn’t just mean a lower interest rate—it’s about finding terms that fit your financial situation and long-term goals. Key features of affordable mortgage solutions include:

Low Interest Rates: Competitive rates reduce the overall cost of borrowing.

Flexible Terms: Adjustable payment schedules, fixed or variable rates, and options for prepayment.

Reasonable Fees: Minimal hidden costs or additional charges.

Government Programs: Assistance for first-time buyers or those with low to moderate income.

Factors to Consider for Affordable Mortgages in Toronto

Several factors impact the affordability of a mortgage, including:

Interest Rates: Lower interest rates mean smaller monthly payments and less interest paid over the loan term.

Amortization Period: A longer period reduces monthly payments but increases the total interest paid.

Down Payment: A larger down payment lowers the loan amount and may unlock better rates. Affordable Mortgage Solutions in Toronto

Credit Score: A strong credit score helps you qualify for lower rates and better terms.

Debt-to-Income Ratio: Lenders prefer borrowers with a manageable level of debt relative to their income.

Affordable Mortgage Programs in Toronto

The following programs and initiatives can help make your mortgage more affordable:

First-Time Home Buyer Incentive (FTHBI): This government-backed program offers shared equity loans to first-time buyers, reducing their monthly mortgage payments.

Land Transfer Tax Rebate: First-time buyers in Toronto can receive a rebate of up to $4,475 on the municipal land transfer tax.

Home Buyers’ Plan (HBP): Eligible individuals can withdraw up to $35,000 from their RRSP to use toward a down payment without incurring immediate taxes.

Affordable Home Ownership Program: Administered by local housing agencies, this program provides down payment assistance to eligible buyers.

Low-Interest Mortgages for Specific Groups: Some credit unions and lenders offer special rates for first responders, teachers, or healthcare professionals. Affordable Mortgage Solutions in Toronto

Tips for Securing Affordable Mortgage Solutions in Toronto

Improve Your Financial Profile:

Boost your credit score by paying off debts and avoiding missed payments.

Save for a larger down payment to reduce the loan amount.

Shop Around for Lenders:

Compare offers from banks, credit unions, and private lenders.

Use mortgage comparison tools to evaluate rates and terms.

Work with a Mortgage Broker:

Brokers can access a wide range of lenders and often secure lower rates than banks.

They can also help identify programs and incentives that fit your needs.

Consider Alternative Mortgage Options:

Variable-Rate Mortgages: These typically start with lower rates compared to fixed-rate mortgages.

Shorter Loan Terms: While monthly payments are higher, shorter terms reduce the overall cost of borrowing.

Take Advantage of Pre-Approvals:

Lock in a competitive rate for a set period, protecting you from potential rate increases. Affordable Mortgage Solutions in Toronto

Explore Co-Ownership Opportunities:

Co-owning a property with family or friends can make homeownership more affordable by sharing costs.

Why Affordable Mortgage Solutions Matter

Affordable mortgage solutions empower more people to enter the housing market while maintaining financial stability. By reducing monthly payments and accessing beneficial programs, you can:

Achieve homeownership sooner.

Avoid overextending your finances.

Build equity and long-term wealth.

Partnering with Experts for Affordable Solutions

Working with experienced mortgage brokers, financial advisors, and real estate professionals can make a significant difference. These experts can:

Identify the best options tailored to your financial goals.

Navigate complex application processes.

Provide insights into current market conditions.

Owning a home in Toronto is a significant milestone, but it doesn’t have to come with unmanageable financial strain. By exploring affordable mortgage solutions, taking advantage of government programs, and working with the right professionals, you can find a mortgage that aligns with your budget and goals. Start your journey today and take the first step toward making your dream of homeownership in Toronto a reality.

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#Affordable Mortgage Solutions in Toronto

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