#First-Time Home Buyers in Canada
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Conquer home buying in Canada! Our guide offers expert tips for first-timers, from budgets & credit to mortgages & negotiations. Get started today!
#mortgage broker in milton#mortgage broker in Burlington#First-Time Home Buyers#First-Time Home Buyers in Canada
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🇨🇦 🏡 Canada’s new GST rebate slashes taxes for first-time home buyers, saving up to $50,000 on new home purchases. 🇨🇦🏡 Discover how to qualify, apply, and maximize your savings with our comprehensive guide 👇🏻
#Canada#Canada housing affordability policy#Canada new home tax break 2025#canada news#Canadian homeownership tax relief#first-time buyer home purchase rebate#first-time home buyer GST rebate Canada#first-time home buyer savings Canada#GST#GST rebate for new homes Canada#Mark Carney GST rebate plan#new home GST exemption 2025#save on GST for first-time buyers
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How Down Payment Assistance Programs Work In Canada

How Down Payment Assistance Programs Work In Canada
For many Canadians, saving for a down payment is one of the biggest challenges when purchasing a home. With rising property prices and the financial strain of day-to-day living, coming up with even the minimum required down payment can seem daunting. Fortunately, down payment assistance programs are here to bridge the gap and make homeownership more accessible. Let’s explore how these programs work and how they can benefit prospective homebuyers.
Read Full article: https://tonsto.com/blogs/how-down-payment-assistance-programs-work-in-canada
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First Time Home Buyers Welcome 30 Year Amortization Move
In its latest announcement regarding mortgages for First Time Home Buyer, Federal government raised the insured mortgage cap to $1.5M for a down payment of 20%. Also, the amortization period has been increased from 25 to 30 years, bringing a sigh of relief on home buyers worried about huge monthly payment. With the expected inflation levels lowering down constantly and bringing the percentage of just 2%, get ready for more amazing mortgage cuts to be introduced in coming months. If you are still planning to buy a home, nothing can be better than now. Start your home search today and wait for the base point rates to witness another deduction and this is all you need to get started with your mortgage application. The federal government announced these changes to Canada’s mortgage system recently and marked them as one of the boldest reforms in decades. These changes are highly in favour of the first time home buyers and will play a significant role in reducing the financial burden.
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How Can a Mortgage Broker Simplify the Home Buying Process in Canada?

Congratulations! You’ve decided to embark on the exciting journey of buying a home in Canada. While the prospect of homeownership brings joy, the complexities of securing a mortgage can feel daunting, especially without the guidance of a top mortgage broker in Canada. Here at Crown Funding, we understand that navigating the financial landscape can be overwhelming. That’s why we believe a qualified mortgage broker can be your greatest ally in simplifying the home buying process. Read More.
#mortgage brokers in canada#licensed mortgage broker#private mortgage broker#mortgagebroker#private mortgage#private lenders#crownfunding#first time home buyer
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Do you think to buying home first time in Canada? Get The best rates with Vishal Monga. He is Top rated Mortgage associate in Canada. Get in touch with him today.
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HOUSES FOR SALE IN NORTHEAST CALGARY
Looking for houses for sale in Northeast Calgary? Yes, the Sheetal Cheema Team is here to help you find the perfect home for your needs. We have a wide selection of homes for sale in Northeast Calgary, including single-family homes, townhouses, and condos.
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While the federal parties have been campaigning on promises to build more homes in Canada, advocates say those most in need of those homes have been left out of the conversation. "I see a lot of … hopelessness around finding a stable housing space," said Nivethine Mahendran who works with Choices for Youth, an organization that works with homeless youth. Both the Liberal and Conservative parties have promised to build more homes and eliminate the GST for first-time home buyers.
Continue Reading
Tagging: @newsfromstolenland
#homeless#homelessness#canadian election#elections#housing crisis#cdnpoli#canadian politics#canadian news#canada
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Epilogue. Captured // Alexia Putellas x Original character


Part 1 - Part 2 - Part 3 - Part 4 - Part 5 - Part 6 - Part 7 - Part 8* - Part 9* - Part 10 - Part 11* - Part 12
synopsis: Rosalie has never stayed somewhere too long. When the opportunity of a lifetime presents itself at critical moment in her life, the photographer decides to once again leave behind what she knows and joins the staff of Europe's best football team.
A/N: Here it is, the end of an adventure. I am so glad I got to share this story with an amazing community. I am not done writing. I’d like to hear your ideas and keep sharing stories with you beautiful people. Au plaisir de vous revoir mes amis.
She had worked so hard for more than a year on this project and still, it felt surreal to have all her efforts culminated to this moment. She was proud. She had poured her soul in every picture, and it was all for a good cause. The profit of every print sold would go to the Barcelona foundation.
So far the night had gone like a charm. People were walking around and admiring her work. Several people had seeked out the photographer to give their congratulations and share which frame they would bring home at the end of the night. The whole ordeà was a lot for the brunette, but what fuelled her was seeing her friends walk around in a room that showcased the love their fans arbour for them. Every now and then, she could hear a loud exclamation in Spanish and she knew it would be one of the players stopping in front of their pictures, and that meant the world to her.
The wine glass in her hand was still full an hour after the opening and the dark liquid was more and more enticing the closer she was to her speech. This was her exhibition, her grand idea, it wasn’t surprising that the club wanted her to present it properly. But Rosalie had never been a public speaker, she hated when attention was on her and that much became pretty clear to everyone around her after the events of last year.
Her nerves were slowly getting the best of her, until a particular voice reached her ear. Even in a room full of people, her senses were always reaching out for her. A quick scan of the room and there she was, engaged in a conversation with the buyers of her picture. It was of her, after her goal at the champions league final. It had been taken from behind, her arms out, her beautiful back tattoos on display, about to take a bow in front of the crowd.
The digital version currently took place as her lockscreen and she was very proud of it. As if feeling the pull of eyes, Alexia turned towards the photographer’s who’s gaze was already on her. One look at the brunette and Alexia excused herself and motioned to the smaller woman to follow her out back.
The backroom was dark and the sounds of the gallery were muffled. Rosalie took a deep breath, the first since she had set foot in the building. Behind her, strong hands connected with her waist and spun her around. Alexia’s familiar perfume engulfed her senses, automatically calming her down.
“This Is your moment bonita, you are going to be great.” She whispered in the brunette’s ear, scared to break their bubble by speaking too loud. “Je suis fière de toi mon amour.”
The words were still heavily accented but they were spoken with a lot more fluidity than a year ago. The words pulled a smile from the photographer who unburied her face from the blonde’s neck.
“You are getting better and better at this,” she said, chuckling. “You might actually impress my family On Christmas.”
Alexia laughed at the comment. They had just booked their tickets to go spend Christmas in Quebec Canada and she was nervous about meeting her girlfriend’s family, but the giddiness with which Rosalie had described Christmas time in Quebec had managed to convince her nonetheless.
“Oh no, my French skills are reserved just for you.” She said, pecking the brunette’s lips. “ Rosalia, what you accomplished is beautiful, be yourself, be proud of your work and it'll all be great, believe me.”
“I love you.” It was natural by now. The words rolled off her tongue with ease but held the same meaning, the same intensity as the first time she had uttered them. “Te amo también mi amor.” Alexia answered.
Whispers could be heard outside of the door which provoked an impressive eye roll from the blonde captain. “Aye dios ellas serán la muerte de mi.”
Alexia yanked the door open which made Patri lose her footing and tumble in the room. Mapi and Pina both looked like children who knew they’d been caught.
“What are the three stooges doing here?” Rosalie asked, unable to hold in her laugh.
“Nothing very smart I am afraid” Alexia said.
“They sent us to look for Rosa, they want her to do her speech soon.” Patri said.
“But we thought you ladies ran away to…”
“Marià Pilar Leon, don't you finish that sentence.” Alexia said in an annoyed tone. The three women smiled in a suggestive way and walked out, but not before reminding the two to finish up quickly and get back to the real party.
Rosalie took a deep breath and closed her eyes for an instant. She felt warm, callous hands grab her own.
“Listo, Rosalia?”
“Oui.”
#barcelona femeni#woso community#woso fanfics#woso imagine#barca femeni#alexia x reader#mapi leon#alexia putellas x y/n#alexia putellas x reader#alexia putellas
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FOR IMMEDIATE RELEASE
DAME JULIE ANDREWS LAUNCHES HER FIRST FRAGRANCE: DAME JULIE No 1
Practically perfect in every spray
London, UK – 31 March 2025 — Legendary performer, bestselling author, and all-round global treasure Dame Julie Andrews has unveiled her latest act—this time, in a bottle. Say hello to DAME JULIE No 1, a debut fragrance that captures the grace, wit, and unmistakable Britishness of the Dame Commander herself.
Crafted in collaboration with boutique fragrance house PJV Parfumerie, DAME JULIE No 1 is a scent as refined and surprising as its namesake. Top notes of English rose and violet give way to a heart of edelweiss, chimney soot, and Genovian pear. The base settles into a comforting blend of lilacs, PG tips, and the faint whiff of a well-thumbed playbill.
“I wanted something that reminded me of home, the theatre, and the small miracle of a quiet cup of tea after a standing ovation,” said Dame Julie from her garden conservatory, dressed in crisply laundered linen and surrounded by her many awards.
The limited-edition perfume is available beginning April 1st at select luxury retailers and online. Each bottle comes with a handwritten note from Dame Julie that may or may not have been penned by her actual hand.
Fans, show queens, and diva devotees of all ages are encouraged to secure their bottle quickly. As with Dame Julie herself, there is only one No 1.
NB: Due to US tariffs on imported joy and whimsy, DAME JULIE No 1 will not be available for sale in the American market. US buyers are advised to hop the border to Canada, Mexico, or Walton-on-Thames.
DAME JULIE No 1 — Practically perfect in every spray.
Media Contact: Millie van Hossmere (nee Dillmount) PR Director (Grad. Cert. Belle Weatherrill’s Girls’ School of Business) [email protected] +44 20 7946 0175
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Another favourite coming to the Conpocalypse, a pair of colourful Axolotls. Both of these guys glow in the dark too! First time doing one in orange,one of my favourite colours.
If you'd like to follow along with my con prep, please check out the Trello.
Want a Bitty Beast? Please check out the shop before Friday. I'll be closed for two weeks while I'm at Pretty Heroes and Canfurence. All Beasts are coming with me, but they won't all be coming home!
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Neighbours
Quinn Hughes x Female reader
Warning: against, fluff, cussing, alcohol
word count: 3.7k
let me know what you guys think🤍

April 2022
I moved to Vancouver 2 weeks ago for work even though I can work from home. I wanted a change so I decided to move. I'm a clothing designer. I started the summer before I started going to university. It was hard trying to juggle a clothing brand and university at the same time especially since i was doing extra classes during summer since i wanted to be able to finish a semester earlier so i could go back home for summer & be settled in Vancouver for when i come back in September, but i was able to make it work.
When I first started I would only make 1 shirt in all sizes and sell them, it took a while to be able to make money off it, but now the clothing company is doing really well, It’s an online clothing store. I sell both Women & Men clothes from comfy to fancy.
I’ve always wanted to open my own store and I thought Vancouver would be perfect for that, most of my buyers are from canada.
I was born in Plymouth Michigan, i grew up in a lake house, my parent’s love it here, so do i, during winter my dad, my older brother and i would go skating on the lake, it’s one of my favorite things to do during the winter, during summertime we would go on boat rides almost every day.
I went to the University of Michigan, I graduated in June, it was the best 3 and a half years, now I'm on a new chapter of my life. I
I am still getting used to Vancouver. I don’t really know where everything is yet, it’s only been 5 days and i can work on my own time as long as i meet my deadlines, so i’ve been walking around Vancouver. It was a pretty chilly day but it wasn’t too bad. We are now at the end of April.
It took a while before moving here to look for an apartment, And to get everything settled since I’m American i needed to apply for a work visa, it took a while before i was accepted.
I finally found a cute coffee shop so I made my way inside and in line to order. I looked at the menu to see what I should order. Once I decided to go with (favorite coffee order) the line was shorter and it was only a cute guy in front of me and I.
When I finally ordered, I made my way to the pick up station. The cute guy got his drink before me and walked out. I got my drink a second later and left the coffee shot. I started walking back to my apartment since I still have some unpacking to do.
I’m walking and looking around me, Vancouver is truly a beautiful city. I looked in front of me and saw the cute guy was going in the same direction. He looks familiar but I can't figure out why.
I saw him getting in the same apartment building I live in, maybe he lives there too. I made my way inside to see the elevator doors about to close. The guy looked up from his phone and saw I was walking that way, so he put his hand to stop the doors from closing.
I smiled as I walked in and stood next to him, to see he selected the same floor as I live on.
“Thanks for holding the door,” I said thankfully.
“No problem,” he said. He looked so serious like he didn’t have any emotion in the fact that i said thank you.
“I’m yn” i said
“Quinn” he replied before looking down at his phone.
He looked pretty tired, maybe that’s why he doesn’t seem to want to talk. But so am I, so I can't judge.
The doors opened on our floor and we both started walking to our apartments. We are both going the same direction.
Once he stopped at his place, I stopped at mine which was the one next to him.
How have i not noticed him till today, since i’ve been here, it looked like no one lived there.
I saw him look at me before he opened the door. I looked at him as we made eye contact for a second.
“See you around neighbor” i told him smiling before walking in my Apartment and closing the door behind me.
I really hope I see him again. I smiled before continuing to unpack my stuff.

1 week later, May 2022
I finished packing my suitcase to bring back home with me. I was finally able to finish unpacking the furniture and everything else in this apartment so I thought I would finally go back home, since it’s warmer there right now then it is in Vancouver.
I made sure everything was turned off and made my way out of the apartment with my suitcase. As soon as I locked my door, Quinn opened his and got out with his suitcase. Looks like I'm not the only one who seems to be leaving Vancouver.
I made my way to the elevator and I saw him do the same. I made sure to wait before pressing the lobby button.
“Thanks” he mumbled
“ no problem… Are you going to Vancouver?” I ask him, trying to make conversation.
He looked at me confused for a minute, before he shook his head.
“Going to see friends and family” he replied
“That’s always nice,” I say. All he did was nod, I guess he’s not one for conversation.
We both got out of the elevator and made our way outside, i had ordered an uber so that I wouldn't have to wait. It looks like Quinn did the same thing. Once my suitcase was in the trunk the driver started making his way to the airport.
I texted my parents to let them know I was on my way to the airport.
I got my bags checked in and made my way to my area. I found a spot where no one was sitting and sat down. My flight is only boarding in an hour but I like coming here earlier in case it’s ever busy.
I saw that my brother had texted me, he’s only 1 year older than me, he's 23 but he’s my best friend.
Big bro
Yo, are you on your way yet?
I chuckled, of course he’s impatient
Me
Just got my bags checked in, we are only boarding the plane in an hour
Big bro
Please hurry, I miss you!
Big bro
Also before i forget, apparently the hughes brothers bought the lake house next to us that was for sale, i met one of them yesterday and some of his friends they all play pro hockey, one of the brothers plays for Vancouver, Jack said he should be getting in today & the ones i met are really cool, they’re around are age, so looks like we’ll have a fun summer🤪
Me
Oh good, at least it’s not another older couple who would complain every time we try to throw a party when mom and dad go away for the 4th of July😂 & wtf obviously i heard about then you idiot, kinda hard not to when we both went to a school where a bunch of hockey players went to. Also I met the youngest Luke at university, Nick introduced me to the freshman at the beginning of the year.
Big bro
I know right😂 oh cool then i guess you’ll know one of them! Anyways see you soon kid!
Me
See ya!
I smiled, hopefully I won't be stuck hanging out with a bunch of idiots the whole summer, but at least we aren’t the only ones our age.
I was scrolling through instagram. In the corner of my eye I saw someone sitting in one of the seats in front of me.
I looked up and saw Quinn, looking like he’s going to Michigan.
He looked up at me so I smiled.
When it was finally time to board the plane, I went and sat in my seat. I'm thankful that i got the window seat, a few seconds later Quinn sat down in the seat next to me.
“Looks like we’re both going to the same place” I said.
He just nodded.
I looked back at him with a small smirk, I have a feeling that I’ll probably annoy him on the flight.
“You’re not much of a talker, are you?” I said teasing him, every time i try and talk to him, he looks like he ins’t interested in talking to me.
“Not really, do you need something from me? i’m not interested, okay, i get enough people trying to get with me just because of who i am i don’t need to have one who’s going to try the whole plane ride back to michigan” he said a little annoyed.
That was rude, why would he think I wanted anything from him… then it struck me that’s why he looked so familiar when i first met him. He’s the guy my brother told me about the brother who plays for Vancouver. He’s Quinn Hughes. He’s also Luke's older brother. How the hell did I not figure this out earlier? Luke told me that his oldest brother played for Vancouver, I just didn’t think he would be my neighbor and having him hate me.
Once I made the connection my eyes widened.
Quinn rolled his eyes.
“See you clearly know who i am, so just leave me alone” he said annoyed.
I scoffed.
“Don’t be so full of yourself, Luke’s my favorite anyways. I also didn’t recognize you until now, not everyone is going to recognize who you are. I’m also guessing you’re going to the lake house you and Jack just bought right?” I said. He’s pissing me off, and since he doesn’t know we are going to be neighbors or that I know Luke, I thought I would creep him out a little bit.
His eyes widened when I said that.
“Omg are you some kind of stalker?” He said in disgust.
I chuckled at his expression, he looks really creeped out right now.
“Not a stalker but according to my brother who met Jack yesterday we are about to be neighbor’s… again.” I said
“I’m sorry… what?”
“Oh My brother texted me earlier turns out you and jack bought the lake house right next to my parents house, looks like we’ll see each other a lot this summer” i said smirk
I heard him curse under his breath.
“You better not go anywhere near our house,” he said.
“that’s funny because i can promise the second Luke sees me, he’s going to invite me over”
“Like hell he is” he said laughing like there was no way that would ever happen.
“I don’t care if you guys play hockey, i’m going to go after you just because of fame or money. And Just so you know, I already know luke. I met him in September when he started at Michigan since I'm friends with Blanks. He's a good kid, i would help tutor him with calculus, i think of him as a little brother, same with the other younger guys. I even met your mom for fuck sakes and she was nicer than you are right now” i said,
I could see a look of regret on his face. He sighed.
“Look i’m sorry okay, a lot of people try to get along just because of who I am , same with my brothers. Can we start over?” He asked.
He looked sincere, and I nodded, i know my brother will most likely hang out with them a lot this summer, so we should probably get along.
“I’d like that” i said
He smiled
“I’m quinn hughes, it’s nice to meet you” he said
“I’m Y/n Y/L/N, it’s nice to meet you too” i said.
We ended up getting to know each other for the rest of the flight. I told him about what I studied at university and what I do, along with a few funny stories about Luke and some of the other freshmen. He told me about hockey and his family. It was nice actually talking to him, and I really hope we can be friends since we are neighbors in Vancouver and now in Michigan.

Michigan
When our flight landed we made our way out, and went to baggage claim.
I texted my brother to let him know, he said he was waiting with Jack and Luke since both Quinn and I were on the same flight.
“Looks like my brother is waiting with yours” I told Quinn as we started looking for them.
“I see Jack, come on,” he said. I followed him to our brothers
When my brother saw me, he pulled me in a hug, making me laugh.
“I miss you too Y/B/N” i said
“Y/N” Luke said when he saw me and pulled me in a hug.
“Hey Luke” I chuckle.
“You guys already know each other?” Jack asked, confused.
Luke let go of me and looked at jack.
“Yeah, she’s friends with blanks, he introduced us in the beginning of the year, she’s also the reason why i passed calculus, thanks for tutoring me by the way” he said
“How did she tutor you if she lives in Vancouver?” Jack asked again, you could tell he was so lost, it was funny.
“I’ve only been living in Vancouver for 2 weeks now, i graduated from university of Michigan after Christmas” I said and he nodded.
“Oh make sense, and you’ve met quinn?”
“Turns out we’re neighbors in Vancouver” quinn answered, i smiled at him.
Our brothers started laughing.
“What are the fucking chances” luke said
“Yeah seriously, now you’re also neighbors here” my brother said
“I know right,” I said.
“Let’s get going” quinn said impatient
“Yeah, yeah let’s get grumpy,” Jack said.
Quinn rolled his eyes at him which made me laugh.
We made our way to the car and Jack drove us to the lake house.
Jack parked in his driveway and we all made our way to the trunk.
My brother took my suitcase before Jack turned to look at us.
“I don’t know what your plans are today, but we are having a bonfire tonight, you two are both welcome to join us” he said smiling.
“Thanks jack, that sounds fun” i said
My brother nodded.
“Yeah man we’ll be there” my brother said
“Great, then we’ll see you guys tonight”
“Blanks and a few other wolverines are here by the way, I won’t tell them, you’ll be able to surprise them” luke told me. I smiled and nodded before my brother and i made our way to our house.
As soon as we got in the house my parents hugged me.
I talked to them about Vancouver and how Quinn was my neighbor there and now here which made them laugh.
Then I went up to my room to unpack. By the time I was done it was 6:30 p.m. so I went to take a shower since I was all sweaty. Once I was done I got dressed in some Black Lululemon gym shorts and my blue Michigan hoodie.
My dad made food on the grill for dinner so I made my way down to eat since it’s already 7:30 and I am starting.
I sat down at the island counter on the chair and my mom gave me a plate.
“Thanks mom,” I said smiling.
“No problem honey” she said, placing a kiss on my cheek.
“When you’re done eating we’ll go next door. Jack said they started the fire even though it’s still light out, and you can bring alcohol if you want or he said they have a lot so we should be good.” My brother told me.
“I think you still have some (favorite alcoholic drink) in the fridge from before you left for Vancouver, bring it with you if you go” my mom said before making her way to the living room with my dad.
I finished eating so I put my plate in the dishwasher and looked in the fridge for the drinks my mom was talking about and there were still 6 of them so I put them in a bag. My brother and I made our way next door.
I saw Blanks was standing with his back to me talking with Luke. Luke saw me but I told him not to say anything. I gave my bag to my brother and ran up and jumped on his back.
“What the hell!” blanks screeched.
I laughed.
“Surprise!” I said before getting down.
“Yn?” He was surprised to see me. I nodded before he gave me a hug.
“I live next door '' I said happily, a big smile made its way on his face.
“This is about to be the best summer ever” he replied, making me laugh.
“Want to know what funny blanks she’s our neighbor here, and she’s quinn’s neighbor in Vancouver” Luke told him and i rolled my eyes, with a smile.
Nick let out a gasp.
“For real? Oh that’s awesome, like seriously what are the chances” he said
“I know right, also Luke, are you going to tell everyone?” I ask, chuckling.
Luke nodded, smiling.
“Everyone has to know” he said, like it’s the most obvious thing ever. He walked away leaving me alone with blanks.
“So, how is it like living next to Quinn?” He asked, smirking.
I rolled my eyes.
“Oh shut up” I replied, he laughed.
“No but seriously, how is it?”
“Fine i guess, he’s pretty quiet, but he kinda hated me until we got on the flight and sat next to each other, he thought i was some crazy fan” i said and nick burst out laughing i didn’t even know if he could breathe.
“What’s so funny?”
“Let me guess, you were nice and always tried to make conversation with him?”
“Yeah…” I said and he shocked his head.
“That’s what a hockey player with think most of the time when a beautiful girl tries to talk to him and especially if you see him everywhere and end up on the same plane as him, he’s gonna think you’re following him, it’s just an instinct” nick said
“Yeah i know, but i really didn’t recognize him until after my brother told me about them buying the house next door to me and then accusing me of wanting something from him, then i saw the resemblance to Luke, so i kinda creeped him out a bit about telling him i knew exactly where he was going “ i said and nick chuckled.
“Of course you did… Quinn is a good guy though so i don’t doubt you guys won’t become friends… or maybe even more than friends” he said smirking.
I pushed him back.
“Oh shut up, let’s go see everyone else” I said, laughing.
We made our way to everyone else. Blanks introduced me to the guys. They all sound really nice.
We sat around the fire and drank, the guys were sharing funny stories. Nick told the story about how Quinn and I met. I put my hands on my face to hide the embarrassment. The guys laughed
“Seriously Quinn?” Luke asked
“Look sorry but you never told me about her” Quinn replied.
We continued talking and sharing stories for the rest of the night. Some of the guys had already made their way inside to go to bed since it was late. My brother had gone back home, now it was only Quinn, blanks and i.
“I’m going to head up to bed before I pass out here” Blanks told us, making me chuckle.
“Good night blanks,” I said.
“Good night you two,” he said, smirking. I’ve known him for 4 years, he’s totally up to something.
“I should probably head to bed too, I don't want to be too tired tomorrow” I said, yawning.
Quinn turned to me and smiled.
“What?” I ask giggling.
“If I ask you on a date, would you say yes?” He asked, making me smile.
“I would,” I said blushing.
“Well, yn would you like to go on a date with me tomorrow night?”
“ i would love to” i said smiling
“Perfect, I'll pick you up at 6:30 p.m.” he said and I smiled.
We said goodbyes and I made my way home.
Once I got into bed, I fell asleep with the biggest smile on my face.

September 2022
Going on that date with Quinn was the best decision I could have made. It went really well that we went on 3 more dates until he finally asked me to be his girlfriend.
We spent as much time as we could together this summer. When the guys found out we were dating they laughed since Luke had told everyone what happened when Quinn and I first met.
We have been in Vancouver for a little bit now, Quinn came back in August for training camp, i got back last week. I know how hockey season can be, but I also know Quinn and I will make it work. We’ll be seeing each other a lot since we are neighbors.
Quinn had practice this morning but he told me last night that he would come by after lunch.
He’s been stressed lately, he hopes he can have a better season than last year, i don’t blame him.
It’s now 12 p.m. when I heard the door open.
“Babe, I'm here and I brought food,” I heard quinn.
“I’m in the kitchen,” I replied.
He made his way around the corner and smiled when he saw me.
“Hey beautiful” he said, making me blush.
He chuckled, he put the food on the counter and came over to me and kissed me. When we pulled away our forehead touched each other. I looked at his eyes to see he was doing the same.
“I love you” I said happily.
“I love you more” he replied before leaning in and kissing me again.
Being with him, nothing could make me happier.

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Don’t miss out on thousands in tax savings! Uncover the top 10 Canadian tax credits & deductions for 2025. Maximize your refund now!
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Good! Good!!! Fuck investment buyers. Fuck the realtors who are oh, suddenly pro-immigration because all of a sudden there are more sellers than buyers after immigration caps. Fuck them because Canadians still don't have affordable housing. Fuck hoping that you can trick buyers into moving their families into 1 bedroom matchbox homes.
Fuck predatory landlords. Fuck specifically that one guy who owns 1300 properties in Toronto and had the audacity to laugh at first-time homeowners who have been priced off the property ladder. For good measure, once again investment buyers. Fuck the entitlement of thinking your shitty collapsing house should APPRECIATE in value year on year while everything else in existence including your own physical worth and body depreciate under a capitalist economy where I can have a conversation about people's value dropping in their thirties because they aren't as absorbent to bew ideas and late nights as they were in their 20s.
Good on buyers for being choosy. That's your goddamn home. Don't make yourself smaller just so a realtor can make a fat commission on an overpriced, claustrophobic cookie-cutter unit a builder thought they'd cut corners on because people were desperate for housing. Fuck them all.
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Dovian Digital: Redefining Global Reach with New York Precision
Introduction: Building Global Influence Starts at Home
Success in 2025 isn’t just about going digital—it’s about going global. Dovian Digital, a premier digital marketing agency in New York, has become the go-to growth partner for brands that dream bigger. More than just running ads or optimizing content, Dovian builds digital ecosystems that help businesses cross borders, scale smarter, and connect deeper.
Why New York Powers Global Growth
New York is where cultures collide, ideas ignite, and innovation is currency. Dovian Digital channels this high-impact energy into its work, crafting custom marketing strategies that work just as well in Dubai or Sydney as they do in NYC. In a city that never stops moving, Dovian keeps your brand a step ahead—globally.
Dovian’s Global Services Blueprint
Unlike traditional agencies, Dovian integrates every digital service into a results-driven roadmap:
SEO at Scale: From technical audits to geo-targeted keyword optimization across languages
International Paid Media: Region-specific ad creatives with cultural sensitivity
Full-Spectrum Web Development: UX/UI that performs from Lagos to London
Global Social Management: From content calendars to influencer tie-ups, globally aligned
Multilingual Content Strategy: Scripts, captions, blogs, and visuals designed to translate meaning, not just words
Real Impact: Global Brand Wins Powered by Dovian
EdTech Expansion into Latin America: By launching a Spanish-first content campaign, Dovian helped an EdTech platform see a 240% user increase across Mexico and Colombia.
Consumer Goods Growth in Canada and Australia: Tailored Google Ads, local PR campaigns, and geo-fenced offers led to a 6x return on ad spend.
Crypto Exchange Marketing in MENA Region: By localizing UI/UX and publishing Arabic content in trusted fintech portals, Dovian secured a 38% increase in verified signups.
What Sets Dovian Digital Apart
Cultural Empathy: Not just translation—true cultural adaptation.
Cross-Platform Fluency: Omnichannel mastery from email to TikTok.
Agile Frameworks: Campaigns that shift based on real-time feedback.
Transparent Growth Models: Milestone-based KPIs, tracked in real dashboards.
What the Next 5 Years Look Like
Dovian is not preparing for the future; they’re shaping it.
AI Assistants for Campaign Planning
Zero-Click Search Strategy for Voice & AI Interfaces
Green Messaging Templates to align with eco-conscious buyers
Regional Data Clusters for Hyper-Personalization at Scale
Why the World Chooses Dovian
Their processes are global-first, not US-centric
Their tech stack is designed for multilingual, multi-market rollouts
Their storytelling is human, regardless of language or screen size
Final Word: Think Global, Act with Dovian
In a saturated market, you don’t need more noise—you need more strategy. Let Dovian Digital, the most trusted digital marketing agency in New York, help you scale your brand across languages, borders, and time zones.
Contact Dovian Digital
Phone: +1 (437) 925-3019 Email: [email protected] Website: www.doviandigital.com
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Why Low Commission Real Estate in Toronto Is the Smarter Choice for Homeowners

In one of Canada’s most dynamic and competitive housing markets, the cost of selling a home in Toronto can add up quickly. With average home prices in the high six or seven figures, even a small percentage in commission fees can mean losing tens of thousands of dollars. Traditional real estate agents often charge 2.5% commission or more, which significantly cuts into your profit as a homeowner. That’s why a growing number of sellers are now turning to Toronto real estate agent offered by One Percent Guys—because saving money doesn’t have to mean sacrificing quality.
What Is Low Commission Real Estate?
Low commission real estate refers to full-service selling and buying support offered at a significantly reduced commission—typically just 1%. It provides the same expert guidance, marketing, and transaction management that traditional agents offer, but with a much more cost-effective fee structure. With One Percent Guys, you don’t lose out on essential services like staging, open houses, photography, or negotiation expertise. Instead, you gain access to experienced professionals who know how to sell your home Toronto while helping you retain more of your equity.
Why Commission Matters More Than Ever
Let’s break it down: On a $900,000 property, a 2.5% agent commission translates to $22,500. With One Percent Guys, that fee drops to just $9,000—meaning you save $13,500 without giving up any of the services that matter. That’s real estate savings you can redirect into a renovation, moving costs, or a larger down payment on your next home. In a competitive housing market like Toronto, those savings matter more than ever.

Full-Service Support at Just 1% Commission
One Percent Guys offers the complete real estate experience with a modern, transparent approach. Here's what you get:
Professional Photography & Listings: We capture your home’s best angles to make a strong first impression on buyers.
MLS and Digital Marketing: Your property is listed on the Multiple Listing Service (MLS) and promoted via online channels, including social media and targeted real estate platforms.
Staging Consultation: First impressions count. We guide you on how to stage your home to appeal to the right buyers.
Expert Negotiation: Our seasoned agents work to get you the best price possible, navigating offers, counteroffers, and closing details.
Step-by-Step Transaction Support: From your home valuation to the final paperwork, we’re with you every step of the way.
Who Should Consider Low Commission Real Estate?
This model is ideal for a wide range of sellers:
First-time sellers trying to save money and reduce financial stress
Homeowners downsizing after retirement or life changes
Real estate investors aiming to protect their returns
Anyone tired of overpaying for standard services that can be delivered more efficiently
In short, it’s perfect for anyone looking to sell smart and save big.

Addressing Common Myths
One of the biggest misconceptions is that a lower commission means less service or less expertise. But One Percent Guys has consistently proven that full value can be delivered at a lower cost. We’re not a discount agency—we’re a modern, results-driven brokerage offering a smarter way to approach real estate. Clients who’ve worked with us consistently praise our professionalism, responsiveness, and ability to get results fast.
Why the Toronto Market Demands a Smarter Model
Toronto’s real estate landscape is fast-moving and highly competitive. Buyers are savvy, tech-enabled, and well-researched. Sellers need agents who can stay ahead of market trends, offer digital-first strategies, and deliver maximum exposure. That’s where our low commission model shines—we bring together traditional real estate expertise with modern marketing efficiency to deliver more for less.
Whether it’s navigating multiple offers or handling high-pressure negotiations, our agents are equipped to help you succeed. With us, you're not just another listing—you’re a valued client whose success is our priority.
Final Thoughts
You shouldn’t have to choose between affordability and high-quality service. With Toronto real estate agent options from One Percent Guys, you get both. Our 1% commission model allows you to sell your home Toronto without compromising on service, speed, or value. The savings are real. The results are proven. And the process is designed around you.
It’s time to rethink outdated commission structures and demand more from your agent—more service, more transparency, and more money in your pocket.
Visit us: https://onepercentguys.ca/
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