#financial goal setting
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loansmee · 4 months ago
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Explore comprehensive budgeting tips for managing your personal finances with confidence. This guide offers strategies for creating a budget, tracking expenses, and maximizing savings. Learn how to effectively reduce debt, plan for retirement, and invest wisely to secure your financial future. Take control of your finances today and achieve your financial goals with expert advice and practical tools.
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gatewayofhealing92 · 9 months ago
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What is a Financial Coach, and What do They do Exactly?
Discover the multifaceted role of a financial coach and how they serve as invaluable guides on the path to financial stability and prosperity. Explore the diverse services they offer and the transformative impact they can have on your financial well-being.
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azeb-lifestyle · 1 year ago
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How to Master The Art of Effective Financial Goal Setting
Financial Goal Setting: Achieving financial success is not a matter of chance, but rather a result of careful planning, unwavering dedication, as well as a clear vision of what you wish to accomplish. Purpose and Importance of Financial Goal Setting For this purpose, we will dive deeper into the crucial practice of financial goal setting we will also provide financial goals examples for you to…
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my-financials · 1 year ago
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Book Review: Title: Financial Literacy: How to Gain Financial Intelligence, Financial Peace and Financial Independence.: A Guide to Personal Finance in Your Twenties and Thirties. Author: Shaun M. Durrant
Financial Literacy is a comprehensive and well-written guide to personal finance for young adults. Durrant covers a wide range of topics, including budgeting, saving, investing, debt, and insurance. He provides clear and concise explanations of complex financial concepts, and he offers practical advice on how to apply these concepts to your own financial situation. One of the things I appreciate…
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moolamore · 1 year ago
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From Small Business to Big Wealth: Using the Moolamore App to Build Personal Wealth
Are you a driven entrepreneur or small business owner with lofty goals of financial independence and substantial wealth? If so, you are not alone in your quest. Many brilliant minds embark on the exciting journey of entrepreneurship, looking for the golden opportunity to turn their innovative ideas into profitable businesses.
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So, are you ready to maximize your wealth? If you answered "YES," keep reading as we go over the key steps to building personal wealth with this powerful software. Before we begin the process of accumulating personal wealth, it is critical to understand the significance of the Moolamore tool and what makes it a game changer.
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luiscagreen · 2 years ago
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Setting Your Money Goals
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gotchibam · 1 year ago
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Hello!! I've set-up another ko-fi goal as I'm saving up again for my personal budget. My current freelance work has been unreliable lately so I'm having financial troubles again ;_;
My commissions are open! If they’re a bit too much, I also have a few discord emotes (plus adoptables) in my ko-fi shop if you’d like to support in a small way ;w; And ofc, tips are also very much welcome!
All tips + commissions I receive will add up to this goal! As always, each & every support I get is greatly appreciated. Thank you so much!! 🙏🙏🙏
☕ My ko-fi page: https://ko-fi.com/gotchibam
✨ Commissions page: https://ko-fi.com/gotchibam/commissions
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la-galaxie-langblr · 1 day ago
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Thinking about my 2025 goals already, there's so much I have to do to prep for my year abroad but so much of it is out of my control, tragic for me, a controller 😔
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greymouse42 · 3 months ago
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so i definitely want to ask about Malachi's handwriting. and also! thinking about signatures made me think about credit cards which leads me to ask : after rent and groceries, what does Malachi spend the most money on? What does he think about saving up for, if he thinks about that at all?
This is the ask that actually made me Google how much the average LAPD officer gets paid. (Defund the poliiiiiiice ✨)
Anyway Mal’s handwriting is #bad, and he stashes all his extra income in a savings account that is making, like, 0.02% interest and he does not think about it at all, which I imagine drives Jan insane. His car is a money pit, but I feel like it's a death-by-a-thousand-cuts situation. He never has to stop and save up for whatever part or tool he needs, but the project is just never done.
I think he spends a decent amount on restaurants, too. But I don't think he has any concrete financial goals. That'd require him to think about the future more than he does. Paul should maybe talk to him more about that sort of thing.
Same question about money spending back @ Jan, because it's a good one. 👀
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femmefatalevibe · 2 years ago
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I want to FIRE! Do you have any tips for that ;)
Hi love! While I'm not committed to their FIRE movement per se, here are some of my best tips to set yourself up for financial success:
Diligently keep track of your income and expenses. Audit every week or month to give yourself an honest look at your financial activity
Create financial goals and a realistic budget to help you achieve them
Prioritize saving up a 6-month emergency fund, maxing out your Roth IRA (or backdoor Roth IRA) and HSA account (if in the U.S.)
Purchase high-quality, timeless items that are built to last; It's cheaper in the long run to maintain items vs. constantly repurchasing items if you have the option
Create multiple sources of income: A 9-5 job, investments, side hustle, digital products, etc. Find ways to monetize activities you would enjoy doing without earning a dime
Focus on building a strong network and high-value, transferable skills: Even if you plan on working as an employee forever (no shame in that – it's a great way to get a steady paycheck), always strategize your career in a way that would leave you equipped to make it on your own. You need to be in the driver's seat of your career and financial life at all times
Make food at home, take care of your health, and take advantage of preventative medical testing, screenings, and procedures. Losing your health (physical and mental) is the easiest way to ruin your life satisfaction and your finances
Hope this helps xx
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gatewayofhealing92 · 9 months ago
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What is a Financial Coach, and What do They do Exactly?
Discover the multifaceted role of a financial coach and how they serve as invaluable guides on the path to financial stability and prosperity. Explore the diverse services they offer and the transformative impact they can have on your financial well-being.
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thinkpink212 · 1 year ago
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♡ Taking Myself There ♡
The past few days had me wanting to gain overview over my life; specifically to look at where I am, where I desire to be, who I desire to become, all of it!
In short, for a moment I had lost track of what I wanted to do in life. I quit University 3.5 semesters in because I didn’t belive it could get me there the why I wanted & it was overall just the wrong time in my life. I lost friends, making me doubt everything even further. Covid hit, and life just sunk into more chaos. I left many people, including the person I was. With most of my family cut off, being homeless for months & staying places I wasn’t welcomed or felt entirely safe in — I’ve managed to turn my life around in such a short time. Physically, emotionally and mentally I am now ready again to fully commit to myself & the goals I’ve had since I could remember
I’ve managed to move into a place that feels like home.
I’ve managed to pass an exam I’ve been battling for 3 years.
I’ve made new friends, and met Incredible people
And most importantly, I’ve become the person I needed all those years ago. But she’s here now and now I feel ready to jump in with both feet.
My Goals have always fluctuated as I’ve never been a very ‘one goal’ orientated person. I’ve been a full time artist, worked in the receptionist world, retail & sales advisor. But all of those always felt like they lacked something or were more so a means to gain the financial stability that was needed for me to to what I truly wanted to do—
I’ve never been one that desired working, but when the work didn’t feel like work I was all on board! This goes for all things astrology, tarot readings, drawing & painting whatever I felt like creating. And most importantly, writing.
I have two main goals in this life
♡ Becoming A Publish Author
Ever since I could remember, I loved reading. I loved hearing stories and telling them! I’ve always been a very imaginative person, very creative, and I’m always told I’m great with words — and I believe it. I have tales I wish to share, tales I know will inspire more then I already have & tales to inspire myself to keep going. Nothing brings me mroe joy then when I am typing away, lost in my little worlds.
♡ Becoming Financially Secure
I do not need bilions but I know I’ll make more money then I’ll ever need. It’ll be enough money to never worry about unexpected expenses or those around me struggling. I’ll have more then enough to leave my future generations with financial security. I have known luxury, and I’ll know it again.
So now what? It’s simple really, I just need to do what I’ve always done — persist, and go after what I know is already mine. It’ll take determination, discipline, persistency, but also it’ll take for me to rest when rest needs to be had. Asking for help when help is needed.
Soon I’ll graduate and become a certified massage therapist — a job I already know is very fulfilling, and despite the physical and emotional taxation, it’s something I see myself doing while I write my stories & get closer to financial stability.
The idea of doing all of this brings me such internal peace and warmth.
The rest of the year will be a time of…
♡ Saving, living within my means and reminding myself that this is a sacrifice for a better tomorrow
♡ Making writing my all, just how it used to be. The stories are in my mind already, and many are created weekly, but focus and determination will get me there
♡ Knowing when to rest, because my sleep, sanity or overall health should not be compromised for something that can be resumed tomorrow.
♡ Continue to be my own peace, saying no more and focusing on this endeavor
I’ll be Enjoy the journey. It’ll take a while, and I know because I’ve inspired others to write. Friends, and my cousins have written and published their work (some are still not there but aren’t giving up) and seeing how long it took them, but their determination got them there, is inspirational. I planted a seed and now they all have trees and I’m so proud. Now it’s my turn to plant my seeds and watch them grow. I’m ready!
And I start today —
All updates will be made under #ThinkpinkJourney if you would like to follow along my journey to success
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vbabundance · 6 days ago
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VB Abundance - Financial Advisory Services
VB Abundance guides you in building a balanced, resilient portfolio through effective asset allocation. By diversifying across asset classes like equities, bonds, and real estate, we help you reduce risk and enhance potential returns. Our team customizes your allocation strategy based on your goals, risk tolerance, and market trends. Trust VB Abundance to provide a secure, well-rounded approach to growing your wealth for long-term stability and success!
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moolamore · 1 year ago
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Setting Specific Financial Goals Can Help You Master Your Money
Setting clear financial goals and being able to accurately monitor and analyze your numbers or financial data are critical if you want to achieve a long-term thriving and profitable business. As a result, using Moolamore is a must. This simple but effective cash flow tool will give your SME company financial visibility and allow you to track your progress toward financial goals.
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Moolamore gives you real-time access to your cash flow. It allows you to understand your current financial situation and make future plans. Moolamore keeps track of your income, expenses, and cash reserves, giving you a clear picture of your financial health.
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quotelr · 1 month ago
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If you solely focus only on financial survival then that is where you will always be.
Stephen Richards, Six Figure Success: Time To Think Big - You Can Do It
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yours-etc · 7 months ago
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folks i’ve been working at my first big girl job and i’ve set a goal for myself that the first big thing i’ll buy is an ipad (BC I DESERVE IT) and so the math has been mathed and there will be fantastic news for me coming in june for sure 🤩
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