#finance books

[thereadmind]

[roosterfinancial]

Top 6 Personal Finance Books to Transform Your Financial Future

Looking to reshape your financial future and gain the financial freedom you’ve always dreamed of? It all starts with financial literacy. Whether you’re just starting your financial journey or trying to take your money management skills to the next level, there’s a wealth of knowledge out there waiting to be uncovered. And the best part? It’s all wrapped up in the pages of the top 6 personal…

[philearning]

Exploring Different Investment Vehicles: Stocks, Bonds, Mutual Funds, and More

Navigate the various options available for those looking to invest

In this blog post, we will explore different investment vehicles, including stocks, bonds, mutual funds, and more, to help you gain a clearer understanding of their characteristics, benefits, and considerations.

Stocks

Bonds

Mutual Funds

Exchange-Traded Funds (ETFs)

Real Estate Investment Trusts (REITs)

Read the full blog here https://www.phindia.com/blogs/2023/08/10/exploring-different-investment-vehicles-stocks-bonds-mutual-funds-and-more/

[danieldawson]

Best Finance Books for Every Reader

Whether you're a beginner looking to understand the basics of finance or an experienced investor aiming to refine your strategies, there's a wealth of knowledge waiting for you in these best finance books. Here's a curated list to cater to every financial interest and level of expertise:

For Beginners:

"Rich Dad Poor Dad" by Robert T. Kiyosaki This classic explores the mindset and financial philosophies that can lead to wealth.

"The Total Money Makeover" by Dave Ramsey Ramsey offers practical advice on budgeting, saving, and getting out of debt.

"The Little Book of Common Sense Investing" by John C. Bogle Learn about the power of index funds and long-term investing from the founder of Vanguard.

For Personal Finance Management:

"Your Money or Your Life" by Vicki Robin and Joe Dominguez This book offers a nine-step program for transforming your relationship with money.

"I Will Teach You to Be Rich" by Ramit Sethi A practical guide to automate your finances and grow your wealth

Is your financial behaviour and empty bank account making you feel like your life is miserable? Let's face it - the economy is putting a strain on quite a bit of families. More people are looking for money saving tips in order to keep their household out of survival mode. We've all been at a point in our life in which we need to find ways to cut expenses and live more frugally. It isn't always easy to make changes and put a few extra bucks into our pockets, but every little bit of savings helps no matter how minor it may be. Read our 3 best finance books and get an innovative solution.

No matter your financial goals or current knowledge, these books provide invaluable insights and strategies. Whether you're looking to manage personal finances, delve into investing strategies, or understand the psychology behind financial decisions, these best finance books will guide you towards financial literacy and success. Happy reading and learning!

[zestsoflemon]

9 Money Management Books You Must Read For Practical Advice

9 Money Management Books You Must Read For Practical Advice @everyone

When it comes to managing money, there is an abundance of books available to help individuals gain insights, knowledge, and strategies to improve their financial well-being. Whether you are looking to enhance your understanding of personal finance, investment, entrepreneurship, or wealth building, the following list of books encompasses a diverse range of perspectives and expertise. By delving…

[suntails]

🐙⚔️

[bitchesgetriches]

Are there any economics books you'd recommend, or finance books that aren't personal finance? Thanks!

Hell yes. A book recommendation request is like my personal Bat Signal! Here are some of my favorite books by contemporary economists, memoirists, journalists, and sociologists with a focus on finance:

Poverty, by America by Matthew Desmond

Evicted: Poverty and Profit in the American City by Desmond, Matthew 

Plunder: Private Equity's Plan to Pillage America by Brendan Ballou

These Are the Plunderers: How Private Equity Runs—and Wrecks—America by Gretchen Morgenson

Pound Foolish: Exposing the Dark Side of the Personal Finance Industry by Olen, Helaine

Poor Economics: A Radical Rethinking of the Way to Fight Global Poverty by Banerjee, Abhijit V.

Profit and Punishment: How America Criminalizes the Poor in the Name of Justice by Messenger, Tony

The Deficit Myth: Modern Monetary Theory and the Birth of the People's Economy by Kelton, Stephanie

The System: Who Rigged It, How We Fix It by Reich, Robert B.

Winners Take All: The Elite Charade of Changing the World by Giridharadas, Anand *

Squeezed: Why Our Families Can't Afford America by Quart, Alissa

Hand to Mouth: Living in Bootstrap America by Tirado, Linda *

Dark Money: The Hidden History of the Billionaires Behind the Rise of the Radical Right by Mayer, Jane

I expect a book report on each and every one!

Now reblog with your own recommendations, my darlings. I read about a book a week, so I'm always adding to my to-read list.

Did we just help you out? Tip us!

[blogthebooklover]

30 Things I Learned As An Adult

In honor of me turning 30 in January, I’ve decided to write out a list of 30 things I learned as an adult.  Now, some of these worked for me through trial and error, while others did not.

1. Self Care Is Important

I cannot stress this enough.  We all need to practice self care, to take time for ourselves.  It takes baby steps to find a good self-care routine, and there’s plenty of online resources to find one to your tastes.  Remember it is all about trial and error, and don’t worry about perfecting it right away.  Research some different self care routines online as a starting point.

2. Read Books, Not Fanfiction

Okay, don’t get me wrong, I do love reading some good ole fanfiction, and current events.  However, definitely pick up a book once in a while.  Whether it’s a graphic novel, comics, manga, please develop a reading habit.  It definitely helped me out a lot as a former college dropout, there are reading lists on sites like Goodreads, here on Tumblr, even colleges have lists what books students are required to read.  And it does help with expanding your knowledge and vocabulary.  As I’ve previously said, I’m a former college dropout who’s currently back in school, however, developing a healthy reading habit is what kept me grounded.  If you need a starting point, I recommend reading a fiction book, preferably in the SciFi/Fantasy genre; or reread a book from your childhood.  Also, PLEASE GET A LIBRARY CARD!  You’ll definitely be saving a lot of money, and we need to support our public libraries now more than ever.

3. Say “No” More Often

If you don’t feel comfortable going out, or if your manager calls and asks to cover a shift, just say “no.”  Remember, you have the power to set boundaries, especially with family, friends, and work.  This correlates to number 1 on my list, self care is super important, and you cannot put your health at risk for anyone.  I’m going to repeat that last part: SELF CARE IS SUPER IMPORTANT, AND YOU CANNOT PUT YOUR HEALTH AT RISK FOR ANYONE!

4. Register To Vote, And Vote In Every Election

With politics being so polarized and divisive in the past decade, and the upcoming 2024 US Presidential Election, please register to vote.  And voter suppression has been very rampant in the past two, arguably three, decades.  To anyone about to turn 18 here in the US, please register to vote ASAP!  And vote in every goddamn election, both national and local.  I seriously cannot stress this enough.

5. Eat Healthy, No Seriously

I love some fast food once in a while now, however, please take some time to learn about healthy eating.  It will catch up with you in the future, and our US healthcare system is already fucked as all hell.  I know the rising costs of everything, including food, is insane right now; but please keep informed about how to prepare good healthy food.

6. Take Breaks From Current Events, Social Media, and the Internet

This also correlates with number one.  While it is very important to stay informed with what is happening in the world/country of origin; especially with the US Presidential Election year.  Remember, it’s okay to take breaks from reading too much news, and scrolling through social media feeds.  It really does have an effect on your mental health, and unfortunately too many people tend to fall down the conspiracy theory rabbit hole on all sides of the political spectrum.  To the teenagers and young adults, take breaks and focus on your mental health and well-being.  To the adults, read the previous sentence.  With everything so polarizing, take care of yourself first.  

7. High School Friends DO NOT LAST!

My friends from high school and early college years were definitely the “ride and die” type of  friends, metaphorically speaking.  If you have that one friend who was/is the “give the shirt off their back” type, check in on them once in a while.  However, with the former, just move on.  The friends I had in high school definitely had a lot of childhood trauma, and in one aspect, I’m glad that they were honest about it; it was/is a way to heal.  However, any “friend” who just doesn’t want to better themselves and use you for any convenience, DUMP THEM AND CUT OFF ALL CONTACT!  Remember just as you set boundaries with your toxic family members, and even for your job, you should do the same with friends.

8. Change Jobs, ASAP!

This is a very important one.  I didn’t really have a job as a teenager, I wanted to enjoy being a kid for a little longer, however, I did have an occasional babysitting job.  At 23 years old, I got a job at a fast food place.  While I do appreciate part of the experience, like how to use the “customer service” voice, however, any red flags that pop up in your head, change jobs, ASAP!  It was toxic, too political (for some weird reason) and a lot of drama (and not from the teenagers).  The grocery store I work at now does have its busy times, however, it’s much more calmer, and I don’t see too many “Karen” types. 

9. Declutter More Often

This is also a definite must as you get older.  Whatever you don’t need anymore, donate them.  Whatever is completely broken, throw it away!  Whatever it is that is in good condition, sell it or maybe give it to someone as a birthday/holiday present.  Any old makeup, throw it away!  It’ll help reduce the amount of clutter and mess.  If you need a starting point, I suggest the KonMari method.  It really did help me out a lot.

10.  Use A Planner

This is a life-and-time saver.  Write down any appointments, cleaning days, paydays, bill charges, etc.; into a physical planner.  If you’re in college, please use one!  And write down any assignments to work on/turn in BEFORE the deadline.  Also, anything important, put into your calendar app on your phone and laptop as a reminder.

11.  Have A Skin Care Routine

Okay, I know having a skin care routine isn’t for everyone, and we all have different reactions to skin care products; however, don’t be afraid to experiment with a good skin care routine.  In my early teen years, I used Proactiv skin care for my acne, and it helped out a lot.  Remember: cleanse, tone, any serum of your choice, and moisturize.  This also helps out if you don’t feel like jumping into the shower.  Also, use sunscreen, seriously.

12.  Don’t Get Married, Until You���re Ready

This is coming from someone who is single, lol.  If you plan on getting married to your romantic partner, I’m proud of you! Marriage is about communication, being honest, and doing equal amount of work (finances, household chores, etc.)  Save money if you’re planning for a wedding, or go to your local courthouse to get a marriage license if you don’t want the big, fancy reception.  

13.  Don’t Have Kids, Until You’re Ready

Again, this is coming from someone who is single and childless, lol.  Having kids is a lot of work: physically, mentally, emotionally, and financially.  Not everyone is capable of being a parent, and I have read PLENTY of posts on here and other websites about toxic parents/parenting styles.  Take time and think about if you’re ready to become a parent.

14.  Learn How To Budget Your Money

This is for anyone of any age out there.  Please learn how to budget your spending.  Look for stuff on sale or clearance, or cut back on certain types of spending. I know most people have no idea where to start, but there is! There’s some great websites and YouTube channels on how to budget your money. Another great tool to use are spreadsheets like Microsoft Excel or Google Sheets. I use a Google Sheet template to help track my spending and budget my finances. Also, if you have gift cards from your birthday/holidays/etc; definitely use them, you won't be breaking your bank account :). Also, definitely have some paper cash in your wallet for emergency use.     

15.  Open A Savings/Emergency Funds Account, ASAP!

This is a huge one to have as an adult, especially during the COVID-19 pandemic.  Anything left over from paying the bills, from a side hustle, or from your tax returns, put that into savings.  Certain banks will also have the option of creating “financial goals” in savings accounts; so I highly recommend using that as well.  This also correlates with number 14.  If you’re interested, open two or three savings accounts, the last one should only be for emergency funds.

16.  Get A Physical Hobby, AKA Exercise!

It doesn’t matter what type of exercise you do, please do it!  And for anyone who is physically disabled, there are modified options provided on YouTube.  We do lose certain motor functions as we age, so definitely pick an exercise that’s right for you, as they say. Even if it's just going outside for a walk for 30 minutes, please do some type of exercise.   

17.  Learn How To Meal Prep

It doesn’t have to be for every meal of every day, pick a meal you want to make and prepare ahead of time.  And prepare that meal the day before, so it will be on hand when you leave your house. There are some great videos on YouTube, and some ideas from Pinterest if you need a starting point.

18.  If You’re Able To, Go To The Dentist!

Seriously though, try and go for a checkup/teeth cleaning.  You’re only given one set of teeth after all your baby teeth fall out, and you need to take good care of them.  If you’re able to, or live near to one, local colleges have free cleanings through their dental training programs.   

19.  If Your Job Offers a 401K, GET ON IT NOW!

My old job at a fast food restaurant didn’t have retirement benefits, but my current grocery store job does.  I jumped on it right away, even if it’s not the job I want right now.  And it’s a good starting point to have some money saved up for retirement. If you leave the job that has a 401k, you can do what's called a rollover. This will put the money that was set into the first retirement fund into another one; you can do this with your bank or if your new job has a 401k.

20.  If You Don’t Have Health Insurance, Sign Up With The State, or Through Your Job.

In my experience, I have insurance through the state at the moment.  If your job offers health insurance as well, jump on it right away, even if it’s not the job you want, it’ll be a starting point that correlates with number 19.

21.  It’s Okay To Not Go To College

This is coming from someone who was a college dropout at 19, and currently back in school.  If you don’t feel ready to go to college, that’s okay too.  College is very expensive, especially here in the US, and not everyone can get a scholarship, even if they did apply for a lot of them.  Maybe get a part-time job or two (for some income), explore some hobbies you enjoy, and take some time to think about some goals.     

22. If You’re In College, It’s Okay To Stay At Home

Again, coming from a former college dropout, I stayed at home while attending a nearby community college in another state.  However, out-of-state tuition and housing is also very expensive.  If you have a good relationship with your parents, and if you’re going to school in-state, talk to them about staying home while going to school.  If you don’t, then talk to a trusted friend or family member about getting an apartment together that isn’t on-site housing while you’re attending school.

23. Watch Non-English Language Movies

If you’re a movie lover like me, take some time to watch some foreign language films once in a while; and I know we anime fans do, lol.  To be honest, it does get very boring watching English language films all the time, whether from the States, England, or Canada.  Watching foreign language movies will definitely help you to understand the world a lot better, if you don’t have the means for traveling yet; and they will help you to understand that no matter where we live, we all have similar issues, hopes, dreams, etc.  If you need a starting point, I recommend any of the Studio Ghibli movies, I would start with Kiki’s Delivery Service; or Guillermo del Toro’s Pan’s Labyrinth.  

24. SET BOUNDARIES

Remember: toxic family members and friends are not worth it.  You are worthy and valid for love and respect.  This correlates to number 7.  This is also very useful in the workplace.  

25. Express Yourself Through Fashion

Like everyone else, I feel most comfortable in jeans and a t-shirt myself; however sometimes I like to dress up just for fun, or to build up my self esteem and image.  This also helps when learning to pair an accessory with an outfit.  Play around with different color palettes and clothing styles, and find the one you feel the most “you.”  For example, I’ve always looked my best in jewel tones and a cooler color palette.  Read some fashion articles or watch some YouTube videos about how to pick out an outfit.

26. It Is Not Selfish To Prioritize Yourself

This correlates with number 3.  I have noticed it’s mostly a Western/American/Christian culture norm, we’re always told to take care of others before taking care of ourselves; or we’re selfish for prioritizing ourselves over others. It is not selfish, it is part of self care. Again, this is tied in with number 24.

27.   Failing and Making Mistakes Is Part of Growing

There is so much societal pressure on trying to be successful in life and work, especially in the Western/American hemisphere. However, making mistakes and failing at something is part of growing, and learning as an individual.

28. It's Okay to Not Have a Label to Define Yourself

Hear me out. I understand the use of labels in society and culture in general; everyone wants to belong somewhere and feel accepted. However, it is okay to not have a label to define who you are, and who you want/choose to be. Take all the time you need to figure out what's best for you. And sometimes people don't realize a label will fit them until they are much older in life. Or they couldn't at the time.

29. Don't Compare, You'll Get There

We are human, and we all have the tendency to compare ourselves to others. Unfortunately, this doesn't end after high school and college. And that needs to seriously change, especially in the Western/American hemisphere. Simply writing down "don't compare, you'll get there" is a great reminder to have for yourself. Everyone learns and grows at their own pace.

30. It Really Is The Little Things That Keep Us Going

When life seems to get too hard, it really is the little things that keep us going. Whether it is something as simple as someone holding a door open for you, or someone complimenting* you on your outfit or your work ethic; those moments are the ones that matter the most. Remember those moments, hold on to them.

[weeinerville]

oh my god its jack marston

[tim1999hamad]

Today, thank God, a free campaign was conducted for all displaced children in shelter schools, and they were shaved and the children were happy with the free shave. Thank God, and thanks to everyone who helps and contributes to my support for the children to be happy and for them to shave their hair, and because I am exhausted from fatigue due to standing all day long to make the children happy and happy about the free shave, and I want you to support me for We are able to shave all the children of Gaza for free 🇵🇸

Because the conditions of the people of Gaza are very difficult due to the financial shortage and the difficult situation due to the closure of the crossing, and no food, money, or anything enters Gaza, and thank God, Hamad Club granted me a free extermination for the people and children of Gaza in the shelter centers, and a free earring for the children of Gaza, and I helped them and made the children happy. I want your support for me to be able to do everything. Free shaving day for the children of Gaza. Thank you to everyone who wants to support me and contribute ⚘️🤍🇵🇸

[upennmanuscripts]

Ms. Codex 849, written in France ca. 1522, is a small book containing recommendations for Francis I concerning the payment and collection of taxes. It's written in a clear humanist script with delightful gold initials alternating red and blue decoration.

🔗:

[cherryblossomsatsea]

Can’t stop thinking about modern!Rilla who starts a skincare brand with Una Meredith and they 100% make it to the top.

(Bonus points for Persis Ford marketing them all the way to the moon!)

[ittybittyteddie]

Big Me: I can't wait to start working again! I'm going to be able to actually afford things. Maybe I can get a gym membership, or save up for a car, or--

Little Me in the back of my head: GET PACIS!!!

Big Me: No, I need to get adult things. I can get a credit card once I can prove income, and then--

Little Me: AND THEN GET STUFFIES TOO!!!

Big Me: I was thinking more along the lines of my own apartment with no roommates

Little Me: Right, so I can play with blocks and color and use sippies and watch fun shows and--

Big Me: N o t t h e p o i n t

[coven-of-genesis]

3 tarot spreads for career & finances

Here are three tarot spreads specifically designed for career and finances:

Career Path Spread: This spread helps you gain insight into your career path, explore your strengths, and uncover potential opportunities for growth and advancement.Card 1 (Current Situation): Represents your current career situation and where you stand. Card 2 (Strengths and Skills): Reveals your unique strengths and skills that can contribute to your career success. Card 3 (Challenges): Highlights the major challenges or obstacles you may face in your career. Card 4 (Opportunities): Indicates potential opportunities or areas of growth in your career. Card 5 (Advice): Provides guidance and advice on how to maximize your career potential. Card 6 (Outcome): Shows the potential outcome or direction of your career if you continue on your current path.

Financial Outlook Spread: This spread focuses specifically on your financial situation, providing insights into your current finances and offering guidance on how to improve your financial well-being.Card 1 (Current Financial Situation): Represents your current financial state and where you stand. Card 2 (Income): Reveals factors or influences affecting your income and financial stability. Card 3 (Expenses): Highlights areas where you may be overspending or potential financial drains. Card 4 (Savings and Investments): Provides insights into your savings habits and investment opportunities. Card 5 (Financial Challenges): Indicates the major challenges or obstacles you may encounter in your finances. Card 6 (Advice): Offers guidance and advice on how to improve your financial situation. Card 7 (Outcome): Shows the potential outcome or direction of your finances if you follow the given advice.

Decision-Making Spread: This spread is useful when faced with a specific career or financial decision, helping you weigh the pros and cons and make a more informed choice.Card 1 (Current Situation): Represents your current career or financial circumstances. Card 2 (Options): Reveals the available options or choices you have. Card 3 (Pros): Highlights the positive aspects or potential benefits of each option. Card 4 (Cons): Indicates the negative aspects or potential drawbacks of each option. Card 5 (Advice): Provides guidance and advice on which option may be the most beneficial. Card 6 (Outcome): Shows the potential outcome or consequences of each option.

Remember, tarot readings provide guidance and insights, but the final decisions and actions are ultimately up to you.

These spreads serve as tools to explore your career and financial situations further and make more informed choices.

[tim1999hamad]

I am Nadi Hamad from northern Gaza, Beit Hanoun. My work is a men’s barber shop. I am 25 years old. My whole house and place were destroyed. Because I was displaced from the north of the Jabalia camp, except the south, I do not have money because of the war. I live in a tent by the sea. It is not good because of the lack of finances, and my family is far from me. I want your help. Please help. Thank you. Who contributes money to me?

Please support my publication or support my country