#digital khata

[zeawesomeness]

Some domesticity between these two after my last drawing of em’ 😌

[aruntyagi811]

Kotak Mahindra Bank’s official mobile banking app for Android phones.

The Kotak Mobile Banking App, a best in class App, provides banking on the go, which is a must in today’s digital era. If you are not an existing Kotak customer, you can open a Kotak Savings account or an 811 digital bank account by visiting your nearest branch.

[kotakmobilebankingapp]

Secure UPI Money Transfer, Scan QR, Check Account Balance & Transaction History.

Simplify your finances with Kotak811, the ultimate app for easy money transfers, UPI payments, and account management! With our feature-rich mobile banking app, you can enjoy quick and secure UPI transfers to any account, instantly check your account balance, view transaction history, and grow your savings account faster with High-Interest Fixed Deposits!

[santoshkumar7787]

What's the Difference: PPI vs UPI Explained Simply

According to the RBI, Pre- Paid- Instrument is a monetary tool that makes payment easy. PPI is convenient because it has money to pay for a purchase. The source of funds may be cash, a digital wallet, or magnetic chips.

UPI, on the other hand, helps transfer funds with a simple click of buttons on your mobile. UPI money transfer works with the help of a secret code that facilitates the movement of cash from one account to another. UPI is a payment tool that enables real-time payment within seconds.

With 11,660 crore people making digital payments in India, these two popular modes of payment have become a boon companion. This article will help you understand both methods of payment in detail.

What Is PPI? 

PPI is a pre-paid instrument that helps you load money to make a swift disbursement. You don't need to maintain a bank account to use PPI. From online purchases to bill payments, from bill payments to peer-to-peer transfers, load money into PPI to make a payment. You can link PPI to your UPI account to pay from the virtual account instead of your bank account.

What Is UPI? 

UPI is a payment interface linked to your bank account and helps you complete a monetary transaction. It doesn't require you to load money into it. UPI is safety, security, and simplicity in a nutshell. This UPI payment tool enables bank-to-bank transfer of money and merchant payment. The per day limit of UPI transactions is 1 lakh, and bank-to-bank transfers attract no charge.

PPI Vs. UPI:

Source Of Cash:

PPI needs you to load money into a digital wallet. On the flip side, UPI doesn't need pre-loading money. You should link your bank account with a registered mobile number and pay cash within seconds! 

Speed Of Transactions:

UPI transactions happen within a flash of a second, whereas PPI transactions take time as they are not account-to-account transfers. Money goes from the virtual wallet and it takes some time to make a payment.

Security Feature:

Whenever you initiate a transaction, UPI asks for a biometric PIN code. Your financial information is safe when you use UPI. PPI also keeps your personal information secure but uses encryption and the safety protocols vary from one service provider to another.

Acceptance Among Users:

Every merchant and nearby shopkeeper might agree to a UPI payment. PPI is not that popular among users to date. The number of merchants and sellers accepting PPI transactions is increasing, though!

Wrapping Up:

UPI and PPI are two different methods of digital payments that users prefer for making cashless transactions. The working mechanism is similar for both. Nevertheless, PPI requires pre-loading your e-wallet with cash, whereas UPI doesn't require loading money. It enables cash transfers from one bank account to another through smartphones. 

The maximum cash loading limit for PPI from a bank account is Rs. 10,000. Instead, you can load Rs. 1 lakh to your digital wallet after filling out the KYC document if you are not loading through a bank account. It depends on a customer's convenience to use UPI or PPI based on whether you want a quick money transfer.

[muktibhandari90]

How UPI App can teach money management to kids?

Kids have become more techno-savvy than elders, of late. Teens and tweens have to learn to manage their pocket money. Parents can advise them about money management to make them realise its importance. Many mobile banking apps can do the work for you. Since the attention span of your teen is only 8 seconds, these kid-friendly apps can provide this information in bits and pieces.

There are multiple options for money payment and it is surprising to see 350 million teens using the UPI payment App. This intensifies the fintech sector to cater more vigorously to this section of the population, recently. 

Now let us discuss how these apps help your kid manage his money. They are:

Kids learn the importance of security: Increased usage of the pocket money app will help the kids make instant payments with more security. Parents can help the kids understand the safety protocols that help them make a safe payment. These kids can now use UPI in the nearest grocery shop or for online shopping.

Kids feel appreciated: When more and more retail brands offer discounts for making payments through pocket money apps, these kids feel acknowledged, and appreciated. 

Kids learn to maintain secrecy: Teens using UPI would deal with PINs to operate it. Parents should help them understand the importance of maintaining secrecy to keep money safe. Take your kid to the nearest ATM centre and show him how to enter the PIN without others' knowledge. Thus he can make a transaction less vulnerable to fraud.

Assist them to mature wisely: When the UPI app helps them satisfy their needs through instant secured payment. Now, they don't need to wait for their parents to buy them a notebook or a burger.

Safety tips for teens while using the UPI app:

Usually, the UPI App is connected to a bank account and enables the users to check their balance to identify an unknown transaction. But, kids can have mobile UPI apps without having a bank account. We know that more and more teens and tweens are using UPI lately. It is an undeniable fact that these are time-saving apps. But are they safe for children? 

Let us see some of the safety tips to protect them from fraudsters.

Do not tell PIN to friends: Instruct your kid not to share ATM PIN with anyone. Fraudulent transactions are more common now and the kid would lose money to fraudsters.

Set strong passwords: Advise your kids to set strong passwords to lock the mobile and UPI app. It will prevent unauthorised entry into your app by strangers. People usually create a combination of dates of birth to remember passwords. But cheaters may identify it easily.

Let kids use one App: Ask your kid to use only one UPI app to avoid confusion. Moreover, using multiple apps enables the tricksters to cheat him easily. Never fall prey to lucrative offers and have multiple UPI app accounts. 

Update your UPI App: If you use the UPI payment App, don't forget to update them. Updating Apps would provide new features and better benefits.

Final Words:

Modern parents allow the younger generation to handle their own money. Kids get an opportunity to learn money management at a younger age. 2022 saw an upsurge in teens and tweens using the UPI payment app for monetary transactions. They should be cautious while using the app. Otherwise, they tend to lose money.

[yequo]

Features to look for when opening a digital savings account

It can be tricky to open a bank account for savings because many banks offer similar interest rates and features. Since most people use savings bank accounts for simple financial operations, most don't offer much more than essential banking services. It is the account that receives your monthly wage and is used to make regular payments for the majority of you.

But what happens if you want to open a digital savings account? It should provide a lot more benefits than a standard savings account. So, in this article, you can read about the benefits of a digital account opening compared to a regular savings account. 

Easy to open and operate

Documentation and in-person trips to the bank are usually required when creating a savings bank account. The procedure can be laborious because you need to fill out paper paperwork and submit copies of your identity documents. Here's where an online savings account comes in handy.

Opening a modern digital savings account is simple when you make use of techniques like video-KYC and e-verification of electronic papers. If you have a smartphone and good internet access, opening an online savings account is very simple.

Quick activation of linked services

A digital savings account has significantly shorter service activation times than a traditional savings account. You don't have to wait to get a lot of features because you can do everything online.

Beyond purchases, the virtual debit card in a digital account app offers additional features. Furthermore, it enables you to promptly initiate Internet and mobile banking as soon as you receive the card. This means that as soon as you finish the account application, you can begin using more than 250 financial services.

Access to a wide range of digital services

A digital savings account should offer all of the banking services you need, be conveniently accessible from anywhere else, and be simple to set up and quickly activate.

You should be able to transfer money, pay bills, create statements, and more through services like Internet and mobile banking. Your personal finance needs should also be accessible through a single portal. This covers long-term savings, investments, and much more.

Added benefits and offers

Doing daily transactions isn't the only thing a modern digital savings account should be used for. Along with providing transaction benefits and reward points, it should compensate you for your usage. You should also be able to readily access all of the information whenever and whenever you want it.

For example, several banks offer you a variety of offers on the virtual debit card you receive right away after activating your digital savings account. They also offer cashback for online purchases for making specific purchases at a specific time. This feature in credit cards helps you enjoy offers while increasing your credit score.

Final thoughts

It could be time to switch to a new digital बचत खाता if your current savings account doesn't meet all of the requirements listed above. Not only is opening a digital savings account quick and easy, but it also moves you one step closer to the banking of the future.

[deyonehogg]

Things to learn regarding zero balance account opening with debit card access:

Zero balance accounts have become popular in today's banking environment as easily accessible options that provide financial inclusion to a larger group of people. These accounts have no minimum balance requirements, which makes them appealing choices for people who want banking services without having to keep a certain amount on hand. Debit cards further improve the usefulness of these accounts by facilitating simple access to money and a host of banking functions. This is a thorough post that will walk you through opening a debit card-accessible account with zero balance savings account online:

Look into your banking options:

Find out which banks offer debit card access and zero balance accounts. Compare the fees they charge for services, the features available for online banking, the availability of physical branches and ATMs, and any other benefits or rewards they may provide. Keep things like savings interest rates, transaction costs, and account management simplicity in mind. To guarantee a smooth financial experience with your debit card and zero balance account, look for companies recognized for their dependable customer support and user-friendly online banking systems.

Have the required documents:

Required documents include gathering valid identity, address evidence, and income-related documentation. Bring official identification, such as a passport, PAN card, or Aadhar card, to prove your identity. You should also have supporting documentation attesting to your address, including utility bills or rental agreements. Get income tax returns (ITR) or salary slips to document your income.

Choose The Account Type:

Once you have these documents together, evaluate each bank's account kinds. Consider straightforward savings accounts or more specialized choices based on your needs, including salary or student accounts. Consider account features that correspond with your financial objectives, such as interest rates, overdraft capabilities, and other benefits. Knowing the many account kinds makes it easier to choose the one that best meets your banking needs and provides the features and perks you want for your financial goals.

Application for Debit Cards

Apply for a debit card connected to the account after opening the zero balance account online. Fill out the bank's debit card application form, including all relevant documentation and personal information. Apply in person at the bank branch or online via the bank's mobile application or website. Following processing, the debit card will be issued by the bank. You may then activate it and use it for various purchases and transactions, taking advantage of the convenient cashless transactions and simple money access that comes with using a debit card.

Turn on and Utilize the Debit Card

Once you receive the debit card, activate it by following the steps provided by the bank, which usually require activating the card via an ATM or phone call. Establish a security PIN (personal identification number). Once activated, use the card for POS, contactless payments, internet purchases, and ATM withdrawals. Learn about the rules of overseas usage, spending caps, and security features. Look for any strange behavior with the card, and immediately notify the bank.

Wrapping It Up:

The above points give you crystal clear insights regarding zero balance account opening online with debit card. People can obtain necessary financial services and efficiently manage their finances by knowing the process and taking advantage of the available features.

[lokesh27902]

How Does Online Savings Account Work?

In this digital age, everyone is aware of and switched to online bank accounts. You may begin saving money after making an initial contribution to your online savings account. You may manage your funds with an online savings account anytime, anywhere. While many banks and credit unions frequently offer unique benefits on online account management capabilities, completely online savings accounts. It is also important to note to open savings bank account online, so you do not have to worry about entering a branch and depositing or withdrawing your money. In this post, you will learn about how does online savings account works:

What is an online savings account?

An online savings bank account, commonly called a digital account, including the process of open savings bank account online conducted entirely digitally. Financial technology frequently provides these online accounts in collaboration with large, well-known banks or small finance banks. As you are familiar with conventional banks, they are governed by the Reserve Bank of India. They must follow all the laws and guidelines established by the regulatory authorities.

How to open an online savings account?

Opening an online savings account is much easier than opening in the bank. First, you need to research and choose your desired banking sector. Before choosing it, check that your chosen bank has all the online banking features like mobile applications and high-interest rates paid to customers. Your account opening methods can change from bank to bank.

Once and for all, when you finalize your desired bank, you may need to download their mobile application or online account opening form on their website. Your bank will require basic information like your name, age, address, phone number, mail ID, etc. In addition, for identity proof, they may ask for your Aadhaar card. 

After verification, they ask you to complete the KYC form like Know Your Customer. With e-KYC and video KYC development, proving your identity by sharing a brief video or your Aadhaar-OTP can be done quickly with biometrics.

Benefits of online savings account

Easy to use: You can manage your funds whenever and wherever you want without adding another stop to your schedule or waiting for the bank to open because all of your interactions with your account occur digitally.

User-friendly apps: Online banks frequently invest a lot of effort to make sure their websites and mobile banking apps are optimized and simple to use. This enables you to shift your money without any problems with just a few clicks on your bank's website.

Security: Online savings accounts intensely focus on encrypting user data and ongoing monitoring to protect your accounts. With the help of two-factor authentications like passwords and biometrics, your online accounts are safeguarded efficiently.

Customer support: Many online savings accounts offers a 24-hour in-app service and toll-free calling feature because their main goal is to give a hassle-free banking experience.

Final Thoughts

By opening a savings account in online you can easily and flexibly able to manage your money. It is crucial that you should compare bank accounts in order to determine which one best suits your banking requirements.

[aviltwayne]

How Your Credit Card Makes Your Travel Experience Better

At present, everyone’s life is like a race. You rise, proceed to work, eat, and rest. To get a break from this tiring life, you must need a break and take a trip to find your inner peace. But due to the expensive rate of flights and hotels, people are not willing to invest in travelling. Here is the solution: do you know that your credit helps to build excellent scores if you use them while travelling? Yes, it is true. Hence, apply for credit cards if you do not have one. Read on, to learn how your credit cards make your travel experience better:

Save money during ticket booking.

Indeed your credit card can save you money. By using them, you can get discounts on hotel stays and dining. Additionally, if you have access to a travel credit card, you can also get a discount on tickets. Also, you get repaid either by cash back or by rewards. This reward amount will help you in future to invest in your future expenses. Various banks have partnerships with travel portals or airlines to help their customers by providing discounts. You will get more attractive deals if your travel plans are more flexible. 

Use your credit card whenever possible.

Hope you know that using your credit card wisely will improve your credit score. It will also show your lenders that you can fully pay your debts by the due date. You can use it wherever, like booking hotels, filling up gas tanks on road trips or paying for parking tickets. As long as you know your credit limit, you can use them wherever required.

Track your finances using banking apps.

When you use a credit card for all expenses, it is understandable to find it harder to keep tracking your card expenses. PaymentbanksinIndiaprovide a mobile application to track your expenses easily. By monitoring your finances, you will automatically stop purchasing unwanted things and focus on what is required. By following this, you can build a brilliant credit history and create extra credit scores.

Using credit cards for upgrades

Upgrading your credit card is another benefit to enhance your travel experience. Who does not like the luxury hot tub in an executive suite at a hotel or sipping champagne in a business-class seat? But, obtaining this is an unnecessary cost for your pocket. Most hotels and airlines will let you pay for this by providing you an upgrade entirely with reward points from your credit card. You can easily upgrade your credit card level by using the hotel and airline’s different policies.

No need to worry about cash

In those days, people spent hours at the currency exchange counters, trying to exchange their money and worrying about carrying cash around the new cities. But today, the popularity of credit cards and the standard competition between credit card merchants has removed the hassle of carrying cash. Your credit card is not only used to remove the hassle of exchanging and carrying cash but also helps you to earn reward points.

Summing It Up

Your travel experience can be significantly enhanced by using a credit card. PaymentbanksinIndia enable customers to have credit cards according to their limits. Before you start the trip, familiarize yourself with the benefits that your credit card offers.

[folklorespring]

RESOURCES TO LEARN MORE ABOUT UKRAINE IN ENGLISH:

1. News and articles

Hromadske

Kyiv Independent

Ukraïner

2. Twitter

Writings from the war

United24

Ukraine Explainers

Ukrainian Art History

Ukrainian LGBTQ+ Military

ukrartarchive

Alice Zhuravel

Тетяна Denford

Oriannalyla

ліна

Mariya Dekhtyaruk

3. Instagram

Libkos (war photography)

rafaelyaghobzadeh (war photography)

mariankushnir (war photography)

marikinoo (illustrator)

olga.shtonda (illustrator)

polusunya (illustrator)

4. Videos (subtitles)

One day of evacuation with combat medics

Testimonies of tortures and sexual assault done by russians

How village in Kherson region lived under occupation

"Winter on Fire" documentary

Mariupol before and after

Tragedy of Nova Kakhovka dam

City of Izium after deoccupation

Entire village that was held in a basement for a month by russians

Life near the frontline in Zaporizhzhia region

Vovchansk after heavy russian shelling

"20 Days in Mariupol" documentary

5. TikTok

qirimlia

yewleea

thatolgagirl

showmedasha

ukraineisus

new4andy (all of the above accounts are educational, this one funny)

6. Other

National Museum of Holodomor Genocide (Holodomor and Digital History sections on a website have a lot of sources to learn about Holodomor)

Izolyatsia Must Speak (information about torture chamber in the russian-occupied Donetsk)

War Stories from Ukraine

Virtual museum of destruction in Kyiv region

Chytomo (about books and publishing)

Free translated books

Old khata project (photography project about rural architecture)

[angelsandarsenic]

some characters I’ll put in digital tonight

And some casual Khata

[digikhata]

Open PhonePe Digital Account Online with Digi Khata's Easy Guide for Hassle-Free Setup

Looking to open PhonePe digital account online with Digi Khata's easy guide? Digi Khata simplifies the process, offering step-by-step instructions for a seamless setup. With our user-friendly guide, you can quickly create your PhonePe account and start managing transactions, payments, and more. Whether you're using it for personal or business needs, Digi Khata ensures a smooth and secure experience. Follow Digi Khata's easy guide to set up your account and enjoy the convenience of digital financial management. Get started today and take advantage of this hassle-free process!

[varun-123s]

Complete Guide to E Pauti Odisha: Access Land Records Online with Ease

E Pauti Odisha is a groundbreaking digital platform introduced by the Odisha government, designed to simplify the process of accessing land records for the people of Odisha. This initiative provides a seamless way to access crucial land documents, such as the "Pauti" (land records or records of rights), online. Gone are the days when citizens had to visit government offices to verify land ownership and related details. With E Pauti Odisha, everything from land ownership to mutation status can be checked with just a few clicks. This initiative is part of the state’s broader efforts to modernize and digitize the land record management system, making it more efficient, transparent, and user-friendly.

What is E Pauti Odisha?

E Pauti Odisha is an online service developed by the Odisha government, allowing citizens to access their land records digitally. The platform provides easy access to important information related to land ownership, area, type of land, and encumbrance status. Previously, these records were stored in physical formats, requiring people to visit government offices to obtain the necessary documents. E Pauti Odisha eliminates this hassle by making land records available online, ensuring transparency and quick access to vital information.

Features of E Pauti Odisha

Online Accessibility: Access land records anytime and anywhere with an internet connection.

User-Friendly Interface: The platform is easy to navigate, allowing users to find land-related details effortlessly.

Real-Time Updates: Land records are updated in real time, reflecting the latest changes, such as mutations or transfers.

Legal Validity: The land records available through E Pauti Odisha are legally valid, ensuring they can be used for official transactions.

Transparency and Accuracy: Digital records are more accurate and transparent than traditional paper records, reducing the chances of errors or fraud.

How to Access Your Land Record on E Pauti Odisha

To access your E Pauti Odisha land record, follow these simple steps:

Visit the official website E Pauti Odisha.

Select your district and village from the dropdown menus.

Enter your land details, including the Khata number or Plot number.

After entering the required information, click "Search" to view and download your land record.

Benefits of Using E Pauti Odisha

Convenience: Access land records anytime, reducing the need to visit government offices.

Time-Saving: The process is faster and more efficient compared to manual land record retrieval.

Reduced Errors: With digital records, the chances of mistakes in ownership or land type are minimized.

Legal Assurance: Since the digital records are officially recognized, they are accepted for property transactions.

No Cost: The service is free to use, making it accessible to all citizens of Odisha.

FAQs

Q1. How can I check my land record on E Pauti Odisha? A: To check your land record, visit the E Pauti Odisha website, select your district and village, and enter your Khata number or plot number. The details will appear, and you can download your land document.

Q2. Is E Pauti Odisha service free? A: Yes, accessing land records on E Pauti Odisha is completely free.

Q3. What details are included in my E Pauti Odisha record? A: The record includes ownership details, plot number, land type, area, and mutation status. It also includes any encumbrances on the land, if applicable.

Q4. Can I get a certified copy of my land record? A: The records downloaded from E Pauti Odisha are valid for personal use, but for a certified copy, you may need to visit the local revenue office.

Q5. Is the information on E Pauti Odisha updated regularly? A: Yes, the land records on E Pauti Odisha are updated in real-time, reflecting the latest transactions or mutations.

Conclusion

E Pauti Odisha is a revolutionary step in land record management, providing easy and free access to vital land information. By digitizing the records, the Odisha government has made it easier for landowners to verify ownership details, track mutations, and resolve property disputes. This initiative is a game-changer in simplifying land transactions, ensuring that citizens have access to accurate and up-to-date information without the need for government office visits. With the user-friendly platform and real-time updates, E Pauti Odisha has set a new standard in land record management, making it an essential tool for the people of Odisha.

[news365timesindia]

Karnataka government has introduced mandatory e-khata requirements under the Digital Integration Khata Rules for property sales and purchases Source [ad_2] Source link

[news365times]

Karnataka government has introduced mandatory e-khata requirements under the Digital Integration Khata Rules for property sales and purchases Source [ad_2] Source link