#digital channels in India

[bishtmeenakshi]

India Digital Lending Market is in Growing Stage, Being Driven by Digitization in the country along with the presence of 100+ Players in the Industry: Ken Research

Digital Lending Platforms are addressing the huge unmet demand for credit as the Market has grown @ CAGR 131.9% During FY’2017-FY’2022.

     

 To Know More on this report, Download free Sample Report

India’s market for digital lending has grown from INR 116.7 billion in FY’2017 to INR 3,377.7 billion in FY’2022P. The growth is supported by the need for superior customer experience, emerging business models, faster turn-around time, and adoption of technology like AI. Customers are adopting digital avenues as a result of the rise in smartphone usage and internet penetration. Digital channels influence 40 to 60% of loan purchase transactions across loan types.

2. Loans through Digital Channels on NBFCs has increased from 0.6% in FY’2017 to 53.0% in Dec, 2020 owing to the rise in BNPL schemes and lower interest rates offered by the Lending Platforms.

  Visit this Link Request for custom report

Commercial banks are rapidly joining the genre of financial intermediaries either lending digitally on their own or joining with NBFCs to share the synergies. The Digital Lending Company’s requirements are lower, and the process is significantly quicker. They need just a bank account as a reference point where loans can be credited and therefore % of Loans through Digital Channels are higher with NBFCs. The flexibility that BNPL schemes offer has completely transformed the digital lending market, particularly for younger shoppers, who are happy to trade traditional credit cards for more user-friendly BNPL schemes. The rapid uptake of Buy Now, Pay Later (BNPL) propositions, particularly within the retail sector, continues to drive major growth and new opportunities for NBFCs in India.

3. Rising Internet Penetration, Rise of innovative Models and an enabling regulatory environment are some of the Major Driving Factors for Digital Lending in India

 To Know More on this report, Download free Sample Report      

Higher penetration of smartphones, increasing number of mobile phone subscriptions coupled with inexpensive data has result in the growth and also supported the awareness and adoption rate of Digital Lending in India’s population. The popularity of Digital Lending has increased in India owing to NBFCs platforms collaborating with other digital platforms such as e-commerce, ride hailing, travel, logistics and more, resulting in higher acceptance of digital lending from various customer segments in the country. Digital Lending Pioneered by NBFCs, have now resulted in Companies from various segments coming up with multiple new models of doing business such as Digital Lending Marketplaces, POS Transaction Lending, Bank and NBFCs partnership models and more.2

4. Digital Lending Market to Reach INR ~15,000 billion by FY’2027 Making Digital Lending a Sector with the Highest Penetration by Digital Channels in the Country.

     

To more about industry trends, Request a free Expert call

Strategic partnerships and collaborations between traditional financial institutions and new-age Lending Platforms. Plus, easy market entry and targeted loan offerings due to availability of large sets of customer data, which can give collective and individual insights. Changing consumer behavior and expectations shaped by purchase/ transaction experiences offered by e-marketplaces like food delivery, e-commerce and travel portals.

[goodthings777]

YOU ARE THE PERSON GOD IS PREPARING AS THE ANSWER TO SOMEONE'S PRAYER.

[elmex309]

Enhance Efficiency and Flexibility with DIN Rail Mounted Terminal Blocks in India

Introduction:

In today's rapidly evolving industrial landscape, efficient and reliable electrical connections are crucial for ensuring smooth operations.  DIN rail mounted terminal blocks have emerged as a preferred solution for creating secure and organized electrical connections in a wide range of applications.  With their versatility, durability, and ease of installation, these terminal blocks have gained immense popularity among professionals in India.  In this blog post, we will explore the benefits and applications of rail mounted terminal blocks and highlight their importance in the Indian industrial sector.

What are DIN Rail Mounted Terminal Blocks?

DIN rail mounted terminal blocks are electrical connectors that provide a convenient and standardized method for connecting and distributing power or signals in industrial control systems.  These blocks are specifically designed to be mounted on DIN rails, which are widely used for organizing and securing electrical components in control panels, switchgear cabinets, and equipment enclosures.

Benefits of DIN Rail Mounted Terminal Blocks:

Space-saving and Modular Design:  DIN rail mounted terminal blocks feature a compact design that allows for optimal use of available space.  Their modular construction enables easy customization and expansion as per the specific requirements of an application, making them highly adaptable.

Secure and Reliable Connections:  These terminal blocks ensure secure and reliable connections, thanks to their robust construction and advanced connection technologies.  They provide a sturdy grip on wires and facilitate excellent contact, minimizing the risk of loose connections and electrical failures.

Easy Installation and Maintenance:  With their tool-less and user-friendly design, DIN rail mounted terminal blocks simplify installation and maintenance procedures.  The snap-on mounting feature of these blocks allows for quick and hassle-free assembly, reducing overall downtime during system installation or upgrades.

Enhanced Safety:  Rail mounted terminal blocks adhere to stringent safety standards and offer features like finger-safe design, which prevents accidental contact with live components.  This ensures the safety of both the equipment and the personnel working with them. 

Applications of DIN Rail Mounted Terminal Blocks:

Industrial Automation:  Rail mounted terminal blocks are extensively used in industrial automation systems, where they serve as a vital component for connecting sensors, actuators, motors, and other devices.  These blocks provide a reliable interface for transmitting power and signals between various control elements.

Power Distribution:  DIN rail mounted terminal blocks play a crucial role in power distribution systems, allowing for easy and organized connection of power supply lines to different equipment.  They enable efficient energy management and facilitate the distribution of power to multiple devices within a control panel.

Building Automation:  In building automation systems, DIN rail mounted terminal blocks provide a convenient solution for connecting various electrical components, such as lighting controls, HVAC systems, security systems, and more.  Their modular design allows for easy integration and maintenance of these systems.

Rail Mounted Terminal Blocks in India:

The Indian industrial sector is witnessing significant growth, and the demand for reliable electrical connectivity solutions is higher than ever.  Rail mounted terminal blocks have gained traction in India due to their versatility and ability to meet the diverse requirements of industries ranging from manufacturing to infrastructure development. Manufacturers and suppliers in India offer a wide range of DIN rail mounted terminal blocks, catering to different voltage and current ratings, wire sizes, and connection types.

Conclusion:

Rail mounted terminal blocks have revolutionized the electrical connectivity landscape in India, providing efficient, secure, and organized solutions for various industrial applications.  Their space-saving design, ease of installation, and robust construction make them indispensable for creating reliable connections in control systems and power distribution networks.  As the industrial sector continues to thrive in India, the importance of DIN rail mounted terminal blocks as a key component in electrical installations cannot be overstated.  By embracing these advanced terminal blocks, Indian industries can enhance efficiency, reduce downtime, and ensure safe and reliable operations.

[technianssoftech]

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[studywithtarun]

Resetting digital life - first step towards a productive year

So this is one such post that is going to change your life because even though we might think digital life can’t be controlled by us, you are wrong platform have features to clear your preference and start fresh, Here is a guide to refresh your digital preferences and start a year fresh!

Why should I do a digital refresh?

A simple answer is that platforms have gotten good at putting you into a interest bubble fueling your desires and even boosting it and most of the time in reality this sets us into a chain of continuous consumption and degradation cycle in which we never grow we only vanish, vanish into the dark void of depression and self obsession.

Now the above sounded so dramatic but it is the reality by data every year potential toppers never achieve their dream goal is increasing by 12% and I fell you and me don’t deserve to be part of that 12% so we have to work and get out of the grips of social media.

How to do it

YouTube - The simplest platform to reset is YouTube, simple navigate to history and clear it and mostly your work is over. Now left is to unsubscribe all unwanted channels and you have reset your YouTube . ( Google services all have similar work just reset history and unsubscribe from what ever you are following)

Since I Don’t use insta or Facebook nor ticktock I decided to link of meta since I can’t open ticktock in India 😥 - https://help.instagram.com/245100253430454

And if you want to enrich your study experience further here are few channels you should check out ( pls check out mine as well)

1. Faye films

2. Emmaliyn ( study with me videos )

3. Study to success

4. Study with Tarun ( my channel pls subscribe I just started into YouTube😓)

5. Sab yang ( if you wanna be doctor )

6. Kai notebook

7. Amy wang

Now it is all for today so have a great new year and let it be the beginning of a new era a era of success and productivity 😇✨✨

Your study buddy

Tarun

[cottoncandytrafficcones]

10 Cool Jewish Women from Modern Day: Part 5 because Jewish women are awesome and we should be talking about them more

Ava Lalezarzadeh, and actress and writer from Southern California. Co-writer and star of the award winning short In the Garden of Tulips, inspired by her mother's story of living in Iran at the height of the Iran-Iraq War. She has appeared in several off-Broadway productions, and is set to be featured in Sanaz Toossi's English.

Jy Prishkulnik, an actress, director, and storyteller and first generation Americana and MENA Jew. Born in Brooklyn, she has been involved in performing arts since a young age. She earned her BA in English with a concentration in Creative Writing and a double minor in Theater and Film from UCLA (summa cum laude). She aims to produce stories about women.

Meorah Ha Me'ir, creative director and religious entrepreneur currently serving as the Executive Vice President of the Jerusalem Great Synagogue, and the founder & creative Director of BARA Worldwide (a nonprofit dedicated to breaking the cultural barriers around Torah-observant Judaism). A Korean-American convert, Ha Me'ir documents her life as Jew in Israel on YouTube and Instagram.

Amy Albertson, A Jewish-Chinese advocate, educator, and influencer from California who has been living in Israel, where she created "The Asian Israeli." Former president Hillel, she is the recipient of the WIZO Warrior for Israel Award and was featured in Hadassah Magazine.

Cindy Seni, born in France to a Sephardic family, she and her family moved to Canada due to rising antisemitism. Founder of her campus Hillel, she has been involved in international relations. After moving to Israel, she began to document her journey as an olah and lone soldier. She currently freelances as an independent content creator, and has been featured on the Netflix show Jewish Matchmaking.

Revital Moses, a Desi Indian-Israeli who was raised in India and made Aliyah. A co-host of IsraelTech.com, videographer, and editor, her blog and YouTube channel follows her as she explores Israel. Her goal is to bridge India and Israel through cultural advocacy, and her videos often feature Jewish Indian, Indian, and Israeli culture.

India Naftali, a journalist based in Tel Aviv who works as a digital content creator for i24NEWS. After graduating from University of Georgia, she moved to Israel. In addition to videos about Israel, she also features stories about being Indian and Jewish.

Lilia Akhaimova, a retired Russian artistic gymnast who won a gold medal in the team event at the 2020 Summer Olympics. Born in Vladivostok, she has resided in Saint Petersburg since 2012. She is a two time World silver medalist and a six time Universiade medalist.

Erica Lyons, a Hong Kong-based children's book author and chair of the Hong Kong Jewish Historical Society, the Hong Kong Delegate to World Jewish Congress, and the founder and director of PJ Library Hong Kong. In addition to writing, she is a speaker.

Francesca Bregoli, an Italian-American professor and researcher. an associate Professor at Queens College and The Graduate Center, her research focuses on early modern Italian and Sephardic Jewish history. She is the author of several books.

[thevirginwitch]

The Origin & Evolution of Correspondences in Witchcraft

This post was shared a week early over on my Patreon! Working a day-job and running a blog full-time is a ton of work, so any support is insanely appreciated! Patrons will receive early access to content, exclusive content such as research notes and book recommendations, free tarot readings, access to a private Discord channel within my server, discounted products from my Etsy store, free digital files, voting power on my content, and MUCH more! Check it out here for as little as $2/month.

If you’ve been a witch for a while, you’ve probably asked yourself: where do correspondences come from? Who decided that lavender was good for calming, or that obsidian was good for absorbing negative energy? Where does the concept of correspondences come from in the first place? To answer these questions, we must first look at something called “correlative thinking”: Marcel Granet (1884-1940), a French sociologist, coined the term “correlative thinking”, which can be defined as “thinking of an item of one class by correlating it with an item of another class”, typically organizing and relating “natural, political/social, and cosmological data in highly ordered arrays or systems of correspondence.” Sound familiar?

Correlative thinking takes many forms throughout religion, philosophy, and humanity – even showing up as early as Mesopotamia, where they believed events on earth ran parallel to events in heaven: “each city-state had its own patron god and every change in the balance of power between the city-states was seen as the direct reflection of a change in the relationship of the gods.” (Cavendish, pg. 12) In ancient Greece and among Hellenic philosophers, they came up with the “macrocosm/microcosm” analogy, which describes the relationship between the smaller, human being (the microcosm) with the much bigger, seemingly infinite cosmos (the macrocosm).

This correlative thinking is prevalent in many magical texts throughout the years – including The Emerald Tablet (late 8th-early 9th century), The Picatrix (a 9th century Arabic grimoire), The Key of Solomon (1312), and the Three Books of Occult Philosophy (1533). After the publication of The Three Books of Occult Philosophy and the boom of new-age spiritualism in the 1970s, there have been a massive number of publications related to witchcraft, correspondences, ritual magic, and more. For the purpose of this post, however, we’ll be focusing on these foundational texts to better understand the evolution and origin of correspondences.

The Emerald Tablet, dated around the late 8th-early 9th century, is one of the most highly influential texts within the philosophical and occult realm. An English translation of a line of text within The Emerald Tablet provides one of the most popular terms among new agers and modern pagans: “That which is above is like to that which is below, and that which is below is like to that which is above”. A shortened version of this phrase, “as above, so below”, can be found in Helena Blavatsky’s work, Isis Unveiled (1877), where it became massively popularized among the modern pagan community. This phrase, along with terms related to correlative thinking, tie back to many cultures – including China, India, and more.

The Picatrix, 9th-century Arabic grimoire on astrological magic, is yet another influential piece of text. This text contained astrological magic, magical potions and spells, and different Hermetic, Neoplatonic, and Aristotelianism philosophical passages – and it also included the explanations of links between planets and intangible objects such as colors and perfumes/fragrances.

After a few series of translations in the 12th and 13th centuries, the information within the Picatrix (and other sources) were recorded and arranged by Henry Cornelius Agrippa (1486-1535) in his work, Three Books of Occult Philosophy in 1509 (not being published until 1533). From there, Dr. John Dee (1527-1604) expanded on Agrippa’s work in the 1580s and 1590s.

Shortly after, in 1620, the Magical Calendar was published, which compressed much of the previous material. This calendar, amazingly recorded on one page, “contains tables of correspondences arranged by number, from one to twelve. The material is based largely on the extensive tables in Agrippa, book II, but goes beyond this, especially in its inclusion of sigils.” (Skinner, pg. 14)

Moving onto another incredibly influential text, The Signature of All Things, published by Jakob Bohme in 1764, covers a similar concept to correlative thinking known as ‘the doctrine of signatures’: God created everything on Earth with a “signature”, or sign, that tells you what that object’s purpose is. The idea is that any plant, herb, or object on earth should resemble what it’s purpose is – for example, walnuts (which look like brains) are used for brain health, and tomatoes (which are red, plump, and contain ventricles like the human heart) are used for heart health. Obviously, this concept was adopted in the context of medicinal use – by looking up an object’s signature within this book, a physician could theoretically find treatments for specific illnesses. While the contents of this book (and similar texts) have been debunked as pseudoscience, the influence of the doctrine of signatures is prevalent in witchcraft correspondences today.

In 1888, the Hermetic Order of the Golden Dawn was founded, and during that time S L MacGregor Mathers (1954-1918) and Dr. Wynn Wescott (1845-1925) prepared knowledge lectures for the Order, which eventually led to the generation of a Book of Correspondences (unpublished). According to Adam McLean in his edition of The Magical Calendar, this book circulated among members of the inner order of the Hermetic Order of the Golden Dawn, and was later published by Aleister Crowley as his own work, Liber 777 (1909). Meanwhile, in 1908, The Kybalion (an anonymously written text, though often attributed to William W. Atkinson [1862-1932]) was published, including topics like “The Principle of Correspondence” and “The Planes of Correspondence”.

From here on, we have an uproar in magical texts, thanks to the new-age/spiritualism movement of the 70s and 80s – popular authors like Gerald Gardner, Scott Cunningham, Ray Buckland, and many others published works on the subject of magic, often including their own correspondences, typically influenced or inspired by the works of Crowley, Mathers, and Atkinson. Of course, the contents of these modern texts are what is most recognizable to practitioners today – we usually find tables of information, relating astrological signs, herbs, planets, feelings, colors, and more to their “meanings”: protection, anti-stress, happiness, love, etc.

As it stands, correspondences are a by-product of the ‘correlative thinking’ concept we covered earlier – this correlative thinking shows up in Mesopotamia, and evolved throughout magical texts and grimoires, eventually becoming these “tables of magical correspondences” that we are familiar with seeing in modern witchcraft and pagan books and resources.

As I round off this post, I want to share a quote from Richard Cavendish in his book, The Black Arts: “Man is a tiny replica of the universe. If two things are naturally associated together in the human mind, which is an image of the ‘mind’ of the universe, this is evidence of a real connection between the two things in the universe. Many of the important magical analogies and connections are not natural to most people’s minds today, but have been handed down by tradition from the remote past. This enhances their value for occultists, who believe that humanity was a great deal wiser in these matters in the remote past than it is now.” As practitioners, particularly modern practitioners, I feel we put too much emphasis on older concepts and traditions. While there’s nothing necessarily wrong with sticking to traditions and building off of older magical systems, I think it’s just as important that we work on our own magical systems – what does the color red mean to you? What about the planet Jupiter? Find out what works for you – you may find that it makes you feel more connected to your craft and your practice, and your workings could become more powerful, too.

Sources/Further Reading:

Dictionary of Gnosis & Western Esotericism by Wouter Hanegraaff

Three Books of Occult Philosophy by Heinrich Cornelius Agrippa

The Signature of All Things by Jakob Bohme

The Black Arts by Richard Cavendish

A History of Magic, Witchcraft and the Occult by DK

The Complete Magician’s Tables by Stephen Skinner

Neurobiology, Layered Texts, and Correlative Cosmologies: A Cross-Cultural Framework for Premodern History by Farmer et al

https://youtu.be/p0z3MuuB9uc

https://youtu.be/gYSGSjU84vE

https://www.youtube.com/watch?v=gx1av438mLY

https://www.patheos.com/blogs/matauryn/2018/06/03/magickal-correspondences/

https://howardchoy.wordpress.com/tag/correlative-thinking/

https://www.researchgate.net/figure/An-abstract-diagram-meant-to-illustrate-the-perfectly-correlative-structure-of-the_fig4_237249544

https://swedenborg.com/emanuel-swedenborg/explore/correspondences/

[metamatar]

(btw NYT's anti china hysteria is getting journalists in india arrested)

In August 2023, The New York Times published a story “A Global Web of Chinese Propaganda Leads to a U.S. Tech Mogul”. The story investigated whether Chinese funding was being funnelled to advocacy and media organisations across the world to defend the internal authoritarianism of the Chinese state. One of the countries included was India, with a fleeting reference to an Indian digital news organisation NewsClick, which the report said “sprinkled its coverage with Chinese government talking points”.

The report did not suggest that the organisation had committed any crime – let alone sedition or terrorism against the Indian state. But on October 3, the police in Delhi swooped down on the homes of 46 people connected to NewsClick – journalists, staffers, contributors, including academics, historians, satirists – seizing their phones and laptops, subjecting them to hours of questioning, largely about their coverage of protests by farmers and by Muslim women. NewsClick’s founder and editor-in-chief Prabir Purakayastha and the head of the human resources department Amit Chakraborty were arrested under the draconian anti-terror law, the Unlawful Activities Prevention Act.

When asked about the police action, anonymous government officials invoked the New York Times article. Indian TV channels – nearly all of which are propaganda channels for the Modi regime – used the NYT story to frame the issue as a question of whether “press freedom” should be respected at the cost of “national sovereignty”.

[...] The NYT story has become a pretext to escalate an ongoing campaign to persecute and imprison some of India’s most courageous journalists, academics and activists on baseless charges of abetting “Maoist terrorism”. [...] NYT’s failure to separate specific issues of financial impropriety, propaganda, and political opinion from each other, I feared, would endanger the courageous work of journalists associated with NewsClick: for example, investigations into the financial scandals involving Gautam Adani, the tycoon who is known to be a close associate of the Indian Prime Minister. [...] The story had mentioned several media platforms (a YouTube channel in the US for instance) without identifying these by name, but had chosen to name NewsClick. It had cherry-picked an inoffensive and rather lame line from a NewsClick video and presented this as evidence of pro-China propaganda: “China’s history continues to inspire the working classes.” I pointed out that this is a simple statement of opinion, and cannot be construed as Chinese government propaganda.

Left-wing softness on China or Russia might harm Uyghurs or Ukrainians, and the political health of the Left itself, but this was hardly a problem for the Modi regime.

[artist-kelico]

"In the realm of enlightenment, there is an existence amongst celestial frequencies in which we are all connected to, conscious of it or not."

-Kelico

"Sunrise" - Kelico

Material: Watercolor, india ink, micron.

Artist Statement:

My vision is that of geometric cosmic wandering. Lines and curves and shapes that are inspired by channeled interception. The aim of my art is to represent Universal tested connected emotion with the shapes of my work. I create concepts such as interpretation, representation, expression, and form relating to knowing and being connected to otherworldly.

"Influencing Earth" -Kelico

Materials: Watercolor, india ink, micron.

Bio:

Kelico, an American abstract psychedelic artist, was born in Baltimore and currently lives in Hagerstown, Maryland. She has been practicing psychedelic art since 2008.

Kelico, born November 18th, 1988 is from a rural, suburban community of Carroll County, Maryland. As a young child, Kelico spent much of her time drawing, coloring and painting, which continued to develop and grow into her elementary and primary school years. Kelico's long-term goal is to continue to create original paintings as well as digital artworks using her innate ability to combine color, patterns and abstract design toward a psychedelic style of artistry. Her inspiration comes from within as she doesn’t follow or emulate any particular artist – with that, all of Kelico's creations convey a unique essence of who she is.

Commissions:

Ink.

Digitally rendered.

I'm offering commissions of my abstract art for $65 plus materials. Each piece will be done in ink on 8.5x11 cardstock and mailed once completed. I also do digital abstract art for $35 each. Please contact me on Tumblr on this account to inquire. I take Venmo, Cashapp and PayPal as payment. Thank you so much!

Thank you for the support!

Side blogs: @cosmic-kelia, @lilsugarlamb

Note: For my original art, check the #art tag below.

[bumblebeeappletree]

Permaculture instructor Andrew Millison journeys to India to film the epic work of the Paani Foundation’s Water Cup Competition and Farmer's Cup Competition. We tour the village of Pemgiri, in Maharashtra, who competed in the 2019 competition to install the most amount of water harvesting structures in a 45 day period, and competed had farmer's groups compete in the Farmers Cup Competition in 2023. Guided by Paani Foundation’s chief advisor, Dr. Avinash Pol, we visit the work and see the effects of a watershed-scale groundwater restoration project that has dramatically improved the lives, economy, ecology and stability of this village, and experience the feeling of deep stability that comes with a healthy and abundant landscape.

Paani Foundation:

https://www.paanifoundation.in/

Digital Map Animation:

https://www.pearlriverecodesign.com/

PERMACULTURE DESIGN COURSE LINK:

https://workspace.oregonstate.edu/cou...

Andrew Millison’s links:

https://www.andrewmillison.com/

https://permaculturedesign.oregonstat...

JOIN THIS CHANNEL to get access to uncut video content and live Q & A sessions:

/ @amillison

SIGN UP FOR MY FREE NEWSLETTER:

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[mediaheights]

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[technianssoftech]

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[mariacallous]

Browsing through the official photos of the annual BRICS summit in the Russian city of Kazan last month yields intriguing surprises. In several of them, Russian President Vladimir Putin holds a mock-up banknote featuring the flags of the five core BRICS countries—Brazil, Russia, India, China, and South Africa. Looking at the pictures, one could be forgiven for assuming that the BRICS had just launched a common currency. This is exactly what Moscow would like the world to think as part of its bid to demonstrate that Russia is far from isolated on the global scene.

To the Kremlin’s chagrin, however, things did not go according to plan in Kazan. No BRICS currency was launched, and the official captions to Putin’s pictures do not even mention the banknote. The Kremlin also failed in its efforts to push for the adoption of BRICS Bridge, a financial mechanism that would help the group’s economies bypass Western channels. Interest from other BRICS members was so lukewarm that the scheme did not even make it into the final summit communiqué. Russia is unlikely to stop pressing, however: Developing non-Western financial mechanisms is an almost existential imperative for Moscow—and it highlights how finance has become a new arena for great-power competition.

In Kazan, the Russian summit hosts had a simple goal: to launch as many financial schemes as possible in order to mitigate the impact of Western sanctions on Moscow. Proposals include BRICS Pay (a scheme that would allow visitors from BRICS countries to make payments in Russia); BRICS Clear (an attempt to circumvent Euroclear, Clearstream, and the other Western firms that provide the global infrastructure for trading securities, such as stocks and bonds); BRICS (Re)Insurance (a bid to mitigate restrictions on the provision of insurance for Russian-owned aircraft and ships); a BRICS ratings agency (an alternative to the Western giants Standard & Poor’s, Fitch, and Moody’s); and the BRICS Cross-Border Payments Initiative (a scheme to facilitate payments between BRICS countries in their own currencies, such as the Russian ruble or the Brazilian real).

All five mechanisms matter, but attendees in Kazan quickly understood that Russia cared even more about a sixth scheme—BRICS Bridge. The project’s goal is both simple and ambitious: getting rid of intermediaries for international transactions made with central bank digital currencies (digital coins issued by central banks and stored on mobile phone wallets). To understand BRICS Bridge, picture a long-haul flight between, say, India and Brazil. Instead of having to go through an airport hub (a correspondent bank that is often located in the United States), these systems allow payments to make a direct trip between Indian and Brazilian banks. The benefits of going direct are obvious: Financial transactions do not need to make a stopover in a correspondent bank likely to be located in the United States or go through Swift, the Western-controlled global payment system between banks.

The symbolic dimension of BRICS Bridge is massive. As Brazilian President Luiz Inácio Lula da Silva said in 2023, “Every night, I ask myself why all countries have to base their trade on the dollar. Why can’t we do trade based on our own currencies?” This is not only about countries wondering why they need to settle cross-border trade using the greenback instead of their own currencies. Another aspect of the frustration is linked to the dollar being the currency of choice for issuing sovereign debt, putting developing economies at the mercy of the monetary policy of the U.S. Federal Reserve.

Bypassing Western financial channels also offers a layer of protection against sanctions from G-7 countries and their allies, since in most cases those sanctions only bite if the sanctioned country’s firms use Western currencies or have ties to G-7 economies. This highlights how BRICS Bridge is part of the effort by the West’s adversaries to sanctions-proof their economies by ditching Western currencies (in addition to reverting to old-fashioned barter, Russia now settles around 80 percent of its international trade in non-Western currencies) and building alternatives to Swift (like China’s homemade mechanism, CIPS). Dodging Western financial mechanisms also makes it easier to hide sensitive transactions that could trigger U.S. secondary sanctions, such as Chinese sales of military gear to Russia.

A final advantage of BRICS Bridge has to do with its digital nature. BRICS central banks could easily program a digital mechanism so that it blocks transactions that run counter to their interests or, in extreme scenarios, restricts Western access to their markets. Even short of these scenarios, the digital nature of BRICS Bridge would make it easier for surveillance-heavy dictatorships like Russia or China to track international transactions. By pressing ahead, BRICS economies could also be seeking a first-mover advantage in establishing a digitalized global financial architecture—betting that controlling emerging standards in the sector will enable them to weaponize global finance in the future.

Considering the potential benefits of BRICS Bridge, it may look surprising that Russia’s push for the mechanism’s adoption was met with lukewarm reception in Kazan. Moscow’s initial plans were to trial the scheme in 2025 before fully launching it around 2027. The fact that this timeline now looks unrealistic did not come as an entirely unexpected development for Moscow. A few weeks before the summit, China, India, and South Africa had already skipped a BRICS finance ministers’ meeting that was supposed to talk about the scheme.

The reluctance of other BRICS economies to get on board highlights three reasons why the development of non-Western financial mechanisms is unlikely to prove straightforward.

The first obstacle has to do with BRICS members’ diverging views of the urgency of such plans. At one end of the spectrum, Russia is the most enthusiastic backer of BRICS Bridge; the country has nothing to lose as Western sanctions already restrict its access to Western payments schemes. Other BRICS members are less convinced. China is doing preemptive work to have backup plans in case it were to be cut off from Swift or Western currencies, but it has no interest in ditching the dollar or Western financial channels any time soon. Meanwhile, Brazil’s plans to de-dollarize appear to have more bark than bite. South Africa and India are even less eager to connect to BRICS Bridge; bankers in both countries are uneasy about getting too cozy with non-U.S. financial initiatives for fear of antagonizing their Western partners.

A second factor hindering the development of BRICS Bridge is that the system can work only if all BRICS countries issue their own digital currencies. They are far from that point. Among them, only China has both a pilot digital currency in circulation—the digital renminbi—and the infrastructure in place for cross-border payments—through mBridge, a scheme that appears to have inspired the architecture of BRICS Bridge. (Shortly after the Kazan summit, the Bank of International Settlements, which led the development of mBridge, announced that it was withdrawing from the project after media reports suggested the scheme could help dodge sanctions.) Yet China’s extensive capital controls that restrict cross-border transactions will hamper the global rollout of the digital renminbi, including for use among the BRICS grouping. Without China on board, the mechanism is unlikely to have much global clout.

Basic economic theory highlights a final difficulty. With BRICS countries registering trade imbalances among themselves, it is hard to imagine how, say, Russian oil firms would not end up with huge piles of digital rupees for their sales to India. The issuance of a common BRICS currency would prevent such an issue. However, plans for what has been dubbed the “R5” (a potential joint currency replacing the rand, real, renminbi, ruble, and rupee) or for the “unit” (a potential gold-backed digital currency) can be dismissed as far-fetched for now if BRICS countries cannot even agree on launching BRICS Bridge. This looks a bit like a chicken-or-egg problem: BRICS Bridge is unlikely to launch before the five major BRICS economies have a common digital currency, but launching such a currency is useless if BRICS Bridge is not operational. As long as the BRICS countries do not come to a political agreement on the need for BRICS financial systems, these debates could last for a while.

Should Western policymakers lose sleep over BRICS Bridge? Russia’s invasion of Ukraine in February 2022 has turbocharged the fragmentation of the global trade landscape between geopolitically aligned blocs. It is therefore no surprise that financial systems are becoming increasingly geopolitical, as well. The threat posed by such schemes may be overestimated in the short term, since the dollar and Swift are nowhere near losing their global hegemony. However, we can bet that non-Western financial mechanisms will become more mainstream in the long run, further fueling the fragmentation of the global financial landscape. Perhaps the only certainty is that Russia will continue to pretend that it is successfully leading efforts to launch BRICS financial schemes—even when there are none to write home about for now.

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Bangalore University Exam Result 2024 – Direct Links, Date, and Rechecking Process

 Bangalore University, established in 1964, is a renowned public college placed in Bengaluru, Karnataka, India. It offers a big range of undergraduate, postgraduate, and doctoral packages across numerous disciplines, which include Arts, Science, Commerce, Education, and Law. The university conducts semester examinations twice a year, normally in May/June for even semesters and November/December for atypical semesters. The timely release of exam effects is a essential component of the educational calendar, impacting students' educational progression and destiny endeavors.

Bangalore University UG and PG result 2024

Accessing Examination Results

Students can get entry to their exam effects through the legitimate Bangalore University web sites. The primary portal for end result announcements is bangaloreuniversity.Ac.In, where students can find hyperlinks to the ultra-modern examination outcomes, fee systems, timetables, and revaluation services. Additionally, the college has a devoted consequences page at bangaloreuniversity.Karnataka.Gov.In, which gives particular facts on current end result announcements and revaluation approaches.

To test their outcomes, students must comply with these steps:

Visit the reliable Bangalore University results portal.

Navigate to the "Examination Results" section.

Enter the required credentials, usually the student registration range.

Submit the facts to view and down load the provisional end result.

It's crucial to notice that the web consequences are provisional. The university troubles reliable mark sheets and diploma certificate through its particular channels. Students are advised to accumulate their professional documents from their respective colleges or down load them through the college's digital structures, which includes DigiLocker, as per the university's notifications.

Recent Result Announcements

As of December 31, 2024, Bangalore University introduced the effects for the primary, third, and fifth semester undergraduate guides, which include B.A., B.Sc., B.Com., B.C.A., and B.B.A./B.B.M. Students who regarded for those checks in November and December 2024 can take a look at their consequences at the university’s legitimate internet site. 

BLOG.BANGALOREEDUCATION.COM

In addition to undergraduate consequences, the university has launched results for diverse postgraduate publications. For example, effects for M.Sc. And MBA programs had been introduced in December 2021. Students are advocated to regularly check the legitimate internet site for the most recent updates on end result bulletins. 

EMBIBE.COM

Revaluation Process

Bangalore University presents a revaluation process for students who wish to contest their marks. If a scholar believes there was an mistakes inside the assessment in their answer scripts, they are able to practice for revaluation. The university troubles notifications regarding the revaluation manner, inclusive of utility closing dates and fee info, on its reliable website. Students need to regularly take a look at the "Results & Revaluation" section at bangaloreuniversity.Karnataka.Gov.In for the modern-day information.

To apply for revaluation, college students usually want to:

Fill out the revaluation software shape available at the college's internet site.

Pay the prescribed revaluation fee through the online price portal.

Submit the software shape together with the charge receipt within the stipulated closing date.

The college tactics revaluation applications and publishes the revised consequences at the reliable website. Students are cautioned to keep music of revaluation notifications to make certain they meet all time limits and requirements.

Supplementary Examinations

For college students who do no longer pass in one or greater topics, Bangalore University conducts supplementary examinations. Notifications concerning supplementary assessments, consisting of utility strategies, timetables, and fee details, are posted at the college's reliable website. Students have to regularly take a look at the "Exam Notifications" segment at bangaloreuniversity.Karnataka.Gov.In for updates.

Important Considerations

Timely Updates: The university regularly updates its legitimate websites with statistics regarding exam schedules, result announcements, revaluation procedures, and different educational matters. Students are recommended to often visit those web sites to live knowledgeable.

Official Documentation: While provisional consequences are available on-line, respectable mark sheets and diploma certificate are issued one at a time. Students must comply with the college's recommendations to obtain these files.

Contact Information: For any discrepancies or problems associated with exam consequences, students must touch the university's examination department or their respective colleges. Contact details are to be had at the college's legitimate website.

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10 Key Strategies for Successful Foreign Investment in India by 2025

India, with its rapidly expanding economy and growing consumer base, offers compelling opportunities for foreign investors. However, capitalizing on these opportunities requires a nuanced understanding of the market and a strategic approach. As we look towards 2025, here are ten essential strategies for foreign investors aiming to achieve success in India’s dynamic landscape.

1. Mastering Local Regulations and Compliance

Understanding and navigating India's regulatory environment is crucial for successful foreign investment. India has undergone significant regulatory reforms in recent years, but its complex legal framework can still pose challenges.

Foreign Direct Investment (FDI) Policies

The Indian government has made strides in simplifying FDI regulations. However, sectors such as defense, retail, and telecommunications have specific guidelines that investors must adhere to. Familiarize yourself with the latest regulations through resources such as the Department for Promotion of Industry and Internal Trade (DPIIT) and the Reserve Bank of India (RBI).

Local Partnerships

Given the complexity of local regulations, partnering with experienced legal and financial advisors can facilitate smoother operations. These local experts can help navigate bureaucratic processes, interpret regulations accurately, and ensure compliance with local laws.

2. Investing in Market Research and Data Analysis

Successful investments are often driven by comprehensive market research. Understanding the intricacies of consumer behavior and market trends is essential for tailoring your strategies.

Consumer Insights

India’s diverse demographic landscape requires detailed consumer insights. Utilize data analytics tools and market research firms to gather information on consumer preferences, spending habits, and emerging trends. This data will inform product development, marketing strategies, and pricing models.

Sector-Specific Analysis

Different sectors in India exhibit unique characteristics and challenges. For instance, the technology sector may face different regulatory and competitive dynamics compared to the retail or manufacturing sectors. Conduct in-depth sector analysis to identify opportunities and mitigate risks.

3. Building a Robust Local Network

Establishing strong local connections is a cornerstone of successful foregin investment in India. Networking with local businesses, government officials, and industry leaders can open doors to valuable opportunities.

Strategic Partnerships

Form alliances with local businesses and industry bodies to gain market entry and credibility. These partnerships can offer valuable insights, facilitate regulatory compliance, and provide access to established distribution channels.

Engage Local Expertise

Consult with local experts who understand the regional business environment. They can offer guidance on navigating local customs, market conditions, and business practices, which can be critical for making informed decisions.

4. Adapting to India’s Cultural and Regional Diversity

India’s cultural and regional diversity means that a one-size-fits-all approach is often ineffective. Tailoring your strategies to local preferences and cultural nuances can enhance market acceptance and brand loyalty.

Cultural Sensitivity

Understanding and respecting local customs and traditions is crucial for building a positive brand image. Adapt your marketing messages, product offerings, and business practices to align with regional cultures and values.

Regional Variations

India’s states and regions vary significantly in terms of economic development, consumer behavior, and regulatory environments. Develop region-specific strategies to address these differences and optimize your market approach.

5. Leveraging Technology and Innovation

India’s technology landscape is rapidly evolving, with significant growth in digital infrastructure and innovation. Embracing technology can enhance operational efficiency and market reach.

Digital Infrastructure

Invest in digital platforms and technologies to connect with India’s tech-savvy consumers. Utilize digital marketing, e-commerce platforms, and data analytics to drive growth and engage with your target audience.

Innovation

India’s startup ecosystem is vibrant and innovative. Consider collaborating with local startups or technology providers to incorporate cutting-edge solutions and stay ahead of market trends.

6. Embracing Sustainability and Corporate Social Responsibility (CSR)

Sustainability and CSR are increasingly important in India’s business environment. Adopting sustainable practices and engaging in CSR initiatives can enhance your brand’s reputation and contribute to long-term success.

Environmental Responsibility

Implement sustainable practices in your operations, such as reducing waste, conserving energy, and minimizing your carbon footprint. Compliance with environmental regulations and voluntary sustainability standards can also improve your business’s credibility.

CSR Initiatives

Engage in CSR activities that address local community needs and align with your company’s values. Contributing to education, healthcare, and social development projects can build goodwill and strengthen your brand’s presence in the community.

7. Monitoring Economic and Political Developments

India’s economic and political landscape can significantly impact investment outcomes. Staying informed about macroeconomic trends and policy changes is crucial for adapting your strategies and mitigating risks.

Policy Changes

Keep abreast of changes in government policies and economic reforms. Policy shifts, such as changes in tax regulations or trade policies, can affect your investment strategy and operational plans.

Economic Trends

Monitor key economic indicators, including inflation rates, currency fluctuations, and growth forecasts. Understanding these trends will help you anticipate market shifts and make informed investment decisions.

8. Optimizing Supply Chain and Logistics

Efficient supply chain and logistics management are vital for operating effectively in India’s diverse and sometimes challenging infrastructure environment.

Logistics Infrastructure

India’s logistics sector is evolving, but challenges such as transportation bottlenecks and infrastructure gaps remain. Develop a robust logistics strategy that includes reliable partners and technology solutions to streamline operations.

Local Sourcing

Consider local sourcing options to reduce supply chain costs and improve efficiency. Building relationships with local suppliers and manufacturers can also mitigate risks associated with international logistics.

9. Focusing on Talent Acquisition and Management

India’s growing talent pool presents opportunities for building a skilled workforce. Attracting, retaining, and developing talent is essential for long-term success.

Local Talent

Invest in hiring local talent who understand the Indian market and can contribute valuable insights and skills. Implement training programs to enhance their capabilities and align them with your company’s goals.

Retention Strategies

Create a positive work environment and offer competitive compensation packages to retain top talent. Focus on career development, work-life balance, and employee engagement to foster loyalty and reduce turnover.

10. Embracing Flexibility and Adaptability

The Indian market is dynamic and constantly evolving. Being flexible and adaptable will enable you to respond to changes and seize new opportunities.

Market Dynamics

Be prepared to adjust your strategies in response to market shifts, consumer preferences, and competitive pressures. Regularly review and refine your approach to stay relevant and competitive.

Feedback Mechanisms

Establish systems for gathering and acting on feedback from customers, partners, and stakeholders. Continuous improvement based on real-time insights will help you stay aligned with market demands and enhance your business performance.

Investing in India offers significant potential, but success requires a strategic approach that addresses the complexities of the market.

Fox&Angel, a leading Global Expansion Partner with a focus on facilitating foreign direct investment (FDI) in India can help you. Our expert team is well-versed in the complexities of the Indian market, offering comprehensive support to ensure your investment is both strategic and successful. Whether you’re aiming to expand your current operations, explore new market opportunities, or make a direct investment, Fox&Angel provides the insight and resources needed to navigate this dynamic landscape.

Our deep understanding of the Indian economic environment allows us to identify and leverage the most promising opportunities for growth. We guide you through every step of the investment process, from initial market analysis to regulatory compliance, ensuring a seamless entry and operational experience.

With Fox&Angel’s support, you gain a trusted partner dedicated to helping you achieve your business goals in India and successfully invest in India. Our tailored strategies and local expertise empower you to confidently make informed decisions and drive success in one of the world’s most vibrant markets.

This post was originally published on: Foxnangel