#deposite money banks
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Hi so yesterday on my birthday I accidentally set my apartment on fire because I left a candle burning before I went to work and everything is pretty much gone I mean all I have is my phone charger and my laptop and my childhood stuffed animals so far from my apartment so anything you could possibly spare would really help me right now
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#Paypal is unfortunately the only money service my bank will let deposit into my account for some reason#💭
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what the hell was wrong with my past self i was just??? going thru my drawers in my bedroom at my parent's house because i was organizing things/getting rid of random clothes and i found a sum of money in cash large enough i don't even want to put it here
WHY DID I JUST KEEP IT? NOT SPEND IT OR DEPOSIT IT OR SOMETHING? I FORGOT ABOUT THIS??????????
#stunned.#it's definitely mine don't worry--like 75% was in a card dedicated to me from my grandparents when i graduated high school#and i ofc remember receiving that#but i SWEAR that i deposited it into a bank account. not kept it in a drawer??? i spent it on college??? BUT I GUESS NOT????#how did this come to be#surprise money is always fun#but i'm used to suprise money being like $5 left in a coat pocket or a random $20 in an old wallet that i forgot to transfer to a new one#not like.....THIS#edit: this was college graduation money not HS (i did indeed deposit and spend the other on college)#so it's more recent and i know what happened now#i stashed it in my normal spot for hiding things and then moved out of my parents' house like 2 months later
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eddie diaz money laundering king you'll be famous forever
#yes yes mwah eddie using extreme streetfighting means to regain a semblance of control and agency in his life and literally dominating the#field so much he'd won enough money he had to go and buy a fuckass truck about it#but you know his ass did NOT declare this at the bank did not file a CTR nor paid a penny of taxes#firefighting is NOT a cash intensive business and he'd not be able to sell a convincing source of secondary income at the bank#mwah 💋💋💋 a criminal mastermindddd#...... surely he wouldn't be stupid enough to structure that cash and deposit it at different branches omg. eddie diaz honey your ass HAS a#SAR on you if that's the case.......#it's literally smarter to go directly into the 3rd phase of money laundering in his case :(#911
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My lovely aunties,
I was advised to put in 10k(half of my savings) in a money market account so I can have an income while in grad school about $400 dollars. Do you think this is wise? wanted to get your opinion. Thank you :)
Are you sure they advised you to put it in money market? Because this sounds more like you were advised to put $10k into a CD (certificate of deposit) or HYSA (high yield savings account). Either way both are solid options, but you should make sure you fully understand what you'd be agreeing to before putting your money there.
Fortunately, your auntie Bitches are here for you, sweet pea! We wrote this just for you:
From HYSAs to CDs, Here's How to Level Up Your Financial Savings
What’s the Difference Between Savings and Checking Accounts, and How Should I Be Using Them?
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this is a really weird thing to complain about perhaps + has a really simple fix of "why don't you just switch banks then bc no one cares??"
but last year (maybe the year before?) my bank switched from a very conservative navy blue, berry red, and steel grey colour scheme that had a sort of feel of professional detachment to it that i've come to associate with dry corporate things like banking, to this "fun" new thing that's lime green and hot pink, with (mostly) light grey text on dark grey backgrounds, and uses exclusively black and white pictures of Attractive Diverse Youths of an Indeterminate Age Doing Fun Millennial-Appealing Non-Banking Activities to try and jazz it up, and i... i don't... hate it, but it feels... wrong?
it feels too very specifically engineered. calculated. like, you're a bank. you're a financial institution owned by a larger one that has all the money in the world and does not care to help a single soul with it, but you know it doesn't matter because we're stuck with you anyways.
"free spirited photography" "old-fashioned competition" "energetic black-and-white imagery" why does it feel like they're trying to convince me of something?? this is like a new wave social media app that hasn't figured out how manipulative phrasing has worked yet.
the whole thing feels disingenuous and tacky. they're an online only bank, so they're trying to appeal to millennials and younger by being Hip and Cool with the Youths, but it just feels sour. reminds me a bit of 'they live (1988)'-ish, or when you get a new job and they're like "we're a family here! 🥰" and everything is really sleek and buzzfeed/tech startup-esq and counter-productively techy in a really inhuman way and you end up getting fired over zoom by a bohemian chic hr woman wearing fashion glasses she doesn't need with bangles that jingle the entire time she gesticulates while telling you she's really-really sorry your mom has cancer, but you did break company policy by taking 10 days off this year 😢
also when i say "i don't hate it" i mean uhm. if this was the kind of colours and imagery that someone was using to promote a community-based event that involved interacting with other people, i would find it enjoyable and engaging. but there's something about it being used to encourage engagement with an app designed to take my money that makes me feel uhh well all of the above i guess.
i don't know. corporations have more access to us on a deeply personal level than ever before, so when i see things like this it makes me nervous to think about how many greedy corporate execs sat in a room workshopping the best way to seem like Your Cool Friend like some sort of shapeshifting social parasite. but maybe i'm just paranoid.
#hellooooooooooo i am reading too much into this but i can't help how i feel. it might be the hangover talking#all of this is bc i need to go by drywall to patch the hole we made in my guys wall that he's freaking out over#(RELAX i can fix it seamlessly oh my god chill out about the deposit i'm so good at this)#and i opened my banking app to shuffle money around and he went ''woah your bank is watermelon themed??''#jj stuff
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WOWWWW OMG I had a dream all about raising the Rowdyruff boys as OLDER kids!!!! 😭💖😭💖😭💖😭😭💖😭💖 They were about twelve or thirteen years old and they were actually not total little psycopaths (I think that was mostly thanks to me) and it was actually really fun being with them around the city and they clearly looked up to and respected me aaaaaaaah I LOVE THEM 🥺💖🥺💖🥺💖🥺💖🥺💖🥺💖
#funniest thing is i was actually taking them to. of all things. open a checking account 😂😂😂#cuz my parents did that for me when i was old enough#and they of course were dreading it cuz it was gonna be really boring and i was like. 'listen.'#'when you apply for this you can make a deal with this bank that they wont ever be robbed by you'#'unless something happens to the money that you deposit' and they were like aw hell yeah threatening people >:]#of course they haaaaated doing the application but i was overseeing and making sure they got everything right#boomer actually finished first which i was surprised by! but i was proud of him tho 💖#brick was trying to read over every single sentence and i had to tell him not too otherwise we were gonna be there all day 😭#and butch had to redo his application a few times cuz he kept writing too fast and misspelling things in PEN#but finally we got it done yayyyy and then we got pizza and went to the park. destroyed some stuff along the way#well they did the destruction i watched proudly 💖💖💖#we were enjoyin our pizza by a lake in the park when a gator-type monster popped out of th water and they disposed of it in like 10 seconds#they really wanted to get back to that pizza 😂 and i was all like 'yeah thats my boys!!' 😭💖💖💖💖💖💖#it was SUCH A FUN FUCKING DREAM AUOGH 😭😭😭😭#ruby rambles#dream dream dream#☠️.fmly
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EVERYTHINGS A GO !
ALL REGULAR BANK ACC’s & CREDIT UNION’s REPORT TO MY PMS AND LETS RUN THIS BAG UP !
AGAIN LOOKING FOR LONG TERM BUSINESS PARTNERS ONLY !
MESSAGE ME FOR MORE INFORMATION !
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Haven’t been doing much lately. Couldn’t go out to the stores or arcade cuz it was raining on Friday. Saturday, we went out to eat for my abuelita’s birthday cuz she’s a New Year’s Day baby, and we were gone for most of the day. Today, I kept slowly working on cleaning my room and finally getting around to dusting cuz it’s been awhile. Tomorrow, I gotta drop off a package of something I sold on depop, wanna ship my Christmas gifts to my two best friends and I start my 4th quarter classes.
#I need to list some more things on depop/mercari#I also need to put some things away in my storage bins in the garage#and go through my things in the garage and see if I can get rid of/sell/donate stuff#I wanna see if I have some old textbooks from college and sell those too so I can make some money#ahhh and I still gotta go deposit money in the bank too!! but the parking is weird there and it’s a busy street#oh and I’ve been organizing my stickers with a sticker book I bought from one of my fav small art businesses too#I’ve just been doing some little things and trying to relax before my next online classes start
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wow i love fare figure di merda it's like my second job atp 🥰
#imagine telling boss number 4 heya here's the hours i worked this month and btw you didn't pay me my 13 mensilità so where's my money#only to find out these bitches have inlcuded it in the november payslip this year. just because#last year they deposited it directly into my bank acocunt on you guessed it december cause it's supposed to be paid in december?????? why#on earth would you include it in the november paylslip my dude
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Doctor:"So what do you do, do you study, work?"
Me:"I'm an art student at (school)"
Doc:"Haha is that why you're dressed like that?"
Me, internally, word for word:"What an interesting and remarkable question that no one has ever asked me before."
#i should get money deposited right into my bank accont everytime shit like this happens#BOOOOOOO HOW BORING#also yes that poppy quote lives rent free in my head it's so fitting.#moon likes to rambletm
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hahaha hey you guys guess what. you'll never believe it. got the guy who's in charge of my fraud case on the phone and he was like "who'd you give one-time security codes to yesterday" and i was like "the guy who called me from the fraud department after they noticed a weird login in florida??" and he was like "that was the fuckin hacker. you got got. IDIOT!!!!!!!!!!" i handed my entire savings over to a fucking guy on the phone on a silver platter. like some kind of fuckin rube. bro
#IT IS OK THOUGH I HAVE BEEN SORTING IT OUT#account is LOCKED DOWN! card is DELETED! fraud paperwork has been FILED! i have requested a fraud alert AND credit freeze#from the NATIONAL CREDIT BUREAU!#a friend of mine is taking me to MAINE next saturday to go to the BANK! i sent an email to my landlord asking if i can pay rent by CHECK!#i went to my other bank and deposited my BONDS! so i have some MONEY! to pay RENT!#i also got a new debit card from them. and made sure i could use my old checks.#i also bought some STAMPS while i was out and a BIRTHDAY PRESENT for a FRIEND#now i am going to start switching over some auto deposits#so when i get my paycheck on tuesday i will actually get it.#i feel so STUPID but i think i have done all i can to fix this. i am feeling better about it#by next weekend i will have my money again. it's all fine#and hopefully next time i will not get got so easily. lol.#anyway dont get got by people pretending to be your bank i guess. i did think it was weird how many questions they asked but..#they ALWAYS ask lots of questions at the bank!!!!!#i got a text message FROM the bank saying they would be calling me soon and then the next call was from the scammer#and then like a half hour later got one from the bank and was confused bc they'd just 'called me'#anyway. it'll be fine. scary for a while but at least i have things i can do to make it better. it's all good#genuinely feeling like i ought to take out like a thousand bucks cash and keep it in my desk to replace my bonds tho tbh hahah#just in case something like this happens again. you never know. what would i have done if i DIDNT have those yknow#ok thank u all for being along on this journey with me
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you can tell im poor cos i got so fucking tired of my banks low balance alerts (default amount was $25 i think?) that i set the limit to fucking $0.01. cos i already know its always low. cos im poor
#.pdf#rd#i really want to switch to a bank that doesnt have a monthly service fee cos i dont get paid via direct deposit so i cant avoid it#(not that ive been well enough to work lately anyway)#and the 12 dollars a month really just feels like theyre kicking me while im down. cos you only get charged if your balance is low enough#in other words the people who need that money the most 👍#idk. there are so many banks and credit unions that wouldnt charge me a fee. but my mother would be upset if i closed this account#bc it was opened while i was in high school and she has access. so she wpuld no longer be able to see everything i spend money on. lol#never mind the fact that im 22 years old and dont even live with her anymore. fucking god
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paycheck amount gets revealed tonight
package arrives tomorrow
life is good 🙏
#i dont get the actual money until wednesday or smth tho#banks loooooove taking 3 business days to process direct deposits
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Thanks to an article of yours I read, I just moved my money from my regular bank savings account to a CD ladder setup! I’d never even heard of that before, so I really appreciate your easy to follow advice!
You are so heckin welcome, my dear! We're thrilled to know our simple guide on leveling up your savings helped you crush it. Spread the word!
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