#best financing

[scribefindegil]

Thinking again about how many disabled people end up getting shunted into art/craft work because like. You can technically do it. Sometimes. Yeah you make a pittance at best and are almost certainly going to make your physical health worse by pushing yourself to get things done, but what else are you gonna do? You're too sick for anyone to hire you. You're "not sick enough" to qualify for benefits. Just devote every scrap of time and energy you have to a chronically underpaid, low-prestige, incredibly labor-intensive industry. A few people manage to make it work with luck and help and the right skills. Many people don't. Everyone gets pressured to monetize their hobbies, but it's especially insidious if you're disabled because any tiny thing you manage to accomplish to bring yourself joy gets twisted into proof that you should somehow be able to work.

[goddessinnerglow]

Become Your Best Version Before 2025 - Day 13

Financial Planning and Budgeting

Hello Goddesses! I know that talking about money, can feel scary or boring, but after working on our stress management tools yesterday, it's perfect timing to address something that's often a huge source of stress for many of us: finances.

First things first: if thinking about money makes you want to hide under your blanket, you're not alone. But taking control of your finances isn't about becoming a math genius or never buying another coffee again. It's about making friends with your money so it can help you live your best life.

Let's break this down into bite-sized pieces that won't give you a headache:

Start Where You Are

Remember when you first learned to ride a bike? You didn't start by doing tricks, you started with training wheels. Money management is the same way! First step: just look at your current situation. Open those banking apps you've been avoiding. Take a deep breath and look at your statements. Knowledge is power, even if it's a bit scary at first.

The Money Map Exercise

Grab a piece of paper (or open your notes app) and let's do something simple:

Write down all your income sources

List your regular monthly expenses (yes, including those sneaky subscriptions!)

Don't forget those irregular expenses like annual fees or seasonal costs

Look at what's left (or what's missing)

Congratulations! You've just created your first basic budget outline.

The 50/30/20 Guideline

Here's a popular way to think about your money:

50% for needs (rent, groceries, utilities)

30% for wants (fun stuff, shopping, entertainment)

20% for future you (savings, debt payment, investments)

These numbers might not work for everyone, especially depending on where you live. The important thing is to have some kind of plan that works for YOU.

Smart Money Habits You Can Start Today

The 24-Hour Rule: For non-essential purchases over a certain amount (you decide the number!), wait 24 hours before buying. You'd be surprised how many "must-haves" become "maybe nots" overnight!

Bill Calendar: Set up a simple calendar with all your bill due dates. Future you will be so grateful!

Automate Your Savings: Even if it's just $5 a week, set up automatic transfers to a savings account. It's like hiding money from yourself!

Track Your Spending: For just one week, write down every single purchase. No judging, just observing. You might find some surprising patterns!

The Emergency Fund Challenge

Let's start building that safety net! Even $500 in savings can make a huge difference in an emergency. Start with a goal of saving just $25 this week. Too much? Start with $10. Too little? Make it $50. The amount isn't as important as getting started.

Money Goals That Make Sense

Instead of vague goals like "save more," try specific ones like:

Save enough for three months of basic expenses by December 2025

Pay off one credit card by summer

Create a "fun fund" for that hobby you've been wanting to try

Your financial journey is exactly that, YOURS. You don't need to compare yourself to anyone else. The person on Instagram showing off their investment portfolio might still be paying off massive debt. Focus on your own path!

Your mission for today:

Look at your bank statement (I know, scary, but you can do it!)

Pick ONE money habit from this post to try this week

Set ONE specific financial goal for 2025

See you tomorrow for Day 14! Remember, every financial decision you make today is a gift to your future self.

[boygirlswag]

modern au laios would 100% be a zookeeper. i feel like they'd start him with mucking out the monkey pits but hes so good with kids that they eventually just let him do shows and demonstrations. actually where's the dungeon meshi we bought a zoo au

[bunnisocute]

ur just a pathetic man who sends me money just for existing ✨

[rosegardenofeden]

Hey so personal recommendation: if you are in Maryland and want to go on informed consent HRT, I'd recommend staying away from Chase Brexton. If you have to, that's fine, but they are kind of grossly incompetent, regularly misschedule appointments, forget to send labs, and make you do a ton of extra work that they aren't doing themselves. Use Planned Parenthood instead, they operate pretty well, and with Telehealth appointments you can pretty much get HRT without leaving your home, aside from doing some labwork.

[scoobydoodean]

what do you think of dean kicking cas out the bunker with no money nowhere to go freshly human? i know it was for sam or whatever but he could’ve helped cas out

I think I have addressed this several times, but I guess I didn't tag any of my posts well because I can't find them. So here we go again:

What makes you think that Dean kicked Cas out of the bunker with nothing? Everyone always assumes Dean did because Cas isn't staying in a motel in 9.06, but how many weeks has it been since they separated?

Lebanon, Kansas to Rexford, Idaho is a 13 hour and 34 minute drive by car. How did Cas get there? How did he get a job at the Gas N' Sip without any sort of credentials or identification paperwork? More pointedly, where did the cell phone Cas called Dean with in the beginning of the episode come from? Cas didn't have one when he fell. That was part of the problem when trying to reach Cas after the fall, when Dean was worried sick about him. This is a cell phone it's implied Cas hadn't been answering, when Dean responds to his call (where Cas gets right into the case) by sarcastically saying, "Oh, well, hello to you too, Cas. How are you?" Before Dean leaves the bunker, he also notes to Sam: "This is Cas. In case you forgot, he's not exactly Chatty Cathy."

Cas also never tells Dean where he is in Rexford or what he's doing there. He tells him a town and that Dean should check out the case on his own. It's Dean who takes the time to actually track Cas down. Cas is surprised when Dean finds him, and then Dean says he too is surprised—to find that this is where Cas is working. Meaning, Cas hasn't been keeping in touch (at least not with details) despite having a cell phone that Dean presumably gave him. He did what he's often done and put Dean on an info diet. So how exactly was Dean supposed to continuously bankroll him?

I need people to understand that Dean is not a sugar daddy with fat stacks of cash sitting around every corner. He couldn't just hand Cas thousands of dollars before Cas left because he wouldn't have had thousands of dollars to give Cas just lying around, to provide for him for weeks at a time. For the vast majority of the series, the brothers barely make ends meet. They do many transactions in cash earned from hustling pool and poker. They often stay in abandoned homes when they don't have the money for motels, which also tells you, as Dean says in 1.16, that credit card fraud is not easy and they don't consistently have access to these credit cards. Even if they had happened to have a third card for Cas lying around when Gadreel gave his ultimatum, it wouldn't have worked for long. So what makes you think Dean didn't give Cas cash and a cell phone before he left? And identification he could use? What makes you think Cas didn't simply run out of that cash over the weeks they were separated, and chose to work at the Gas N' Sip and find dignity in being a human (which is exactly what he tells us he did)?

We're talking about Dean here, who plainly begged Cas on the phone to worry about himself for once in 9.01 and get to the bunker safely. He literally endured beatings from angels over Cas in 9.01. When they found Cas dead, Dean was terrified out of his mind for Cas. He very clearly wanted Cas at the bunker with them—he wanted him safe. So why has fandom insisted upon this reading that doesn't make sense within that context—where Dean just ditches Cas with nothing suddenly?

I think some people take this moment with Cas as proof that Dean threw Cas out with nothing:

DEAN Well, the feeling [of surprise] is mutual. I mean, I knew you had to lay low from the angel threat, but, uh, wow. This is some cover. CASTIEL My Grace is gone. What did you expect? Do you have any idea how hard it was? When I fell to earth, I didn't just lose my powers. I – I had nothing. Now... I'm a sales associate (proudly).

But... this does not prove that? We already have the cell phone, and Cas being able to get to Rexford and get a job at a chain gas station that doubtless would have required paperwork establishing his (fake) identity. But also, do we all remember 9.01-9.03 and everything that happened to Cas over that period before Sam and Dean (worried out of his mind) finally tracked him down? Cas is struggling—yes—but when he says he had nothing when he fell, he is referring to the days of strife that occurred literally right after he fell.

During that period, Cas saw how difficult being human is—not having powers is—feeling hunger is—having to take time to brush your teeth and urinate and etc is—and decided that without his powers, he just wanted to be a regular Steve and find dignity in simple work, because doing what he used to do without powers is too difficult. So he took whatever Dean was able to give him, got to Idaho (how and why would he have traveled so far without money?) and put himself in his own personal witness protection program.

I'm willing to accept the premise that Cas not asking for help with finances to get a better place to stay was partly influenced by Dean telling him he couldn't stay at the bunker (though Cas's tendency to keep everyone on an info diet and try to handle every problem on his own has been around since forever). But contrary to the beliefs of many casgirls (who have literally hate bombed one of my mutuals over this subject before) I think once Dean finally got to tell Cas the context, Cas understood, and I don't actually think it weighed on him for the rest of eternity the way many seem to think it did. The same way that I don't think Dean still thinks about Cas breaking Sam's wall, or Cas abandoning him in Purgatory to die surrounded by a pack of gorilla wolves, or Cas beating him half to death for being suicidal, or Cas blaming him for the apocalypse, or Cas running off with the angel tablet after beating Dean half to death again.

All of 9.06 is ultimately about Cas hiding from everyone and everything—everything he is, everything he's done, and it ends with him deciding to stop hiding, even when Dean ends the episode telling Cas that he doesn't have to take responsibility for the angels or anything and that he and Sam can take care of it. Dean puts this kindly (because Cas is questioning whether he can actually sit on the sidelines), but let me put it unkindly: Dean is literally telling Cas he will clean up the mess Cas made for him and Cas doesn't have to take responsibility for any of it. This is a human—someone who in the episode points out that he has never had powers and therefore Cas can still be a hunter without them—telling Cas that actually, Cas doesn't need to take responsibility. He can become this regular person if that's what he wants—if he doesn't have the stomach for the work without his powers. Dean, the human, will take care of the problems Cas caused for Cas. And honestly? This is really what lights a fire under Cas's ass imo (without Dean knowing that). He's abandoned who he is and used to be, and in the episode, he realizes that he doesn't want to do that just because he doesn't have powers... and he isn't going to let Dean, who has never had powers, take care of all of his problems. Which is the point of pride underlying many of Cas's decisions to put Dean on info diets and ghost him and try to handle everything on his own. It's the primary reason imo that he doesn't call and ask for financial help in Rexford (not to mention, he's seen Sam and Dean slumming it in abandoned houses sleeping on the floor so why would he have higher standards than his human friends do?). That's the primary driving force imo—not Dean kicking him out of the bunker.

[thereadmind]

The more you learn, the more you earn!!

[highways-are-liminal-spaces]

your dad is in pearl jam? or did I understand wrongly

loool no i wish, my dad is not that cool. i was just calling them dad rock because despite it not quite being the consensus “dad rock” genre, it’s the year 2024 and whenever i tell people i follow pearl jam around they’re like “oh, my parents liked them in the 90s, they’re still alive?”

[theadventurek9]

She is everything to me.

[crimeronan]

turning off reblogs on this bc we were able to get the car fixed!

okay shorter pithier tl;dr of this post: i am chronically ill and my car needs a new starter that’ll cost $870. which i... do not have. i’m in the process of getting the chronic illness under control so i can work normal hours again, but in the meantime i need to ask for help because it’s really really important to fix my car.

i got tipping set up with stripe on this blog so that’s a very easy way of donating if you want to, other links are:

venmo: @Katherine-MacEachern

paypal: paypal.me/kitkatmkath

ko-fi: https://ko-fi.com/elliptical

anything and everything helps, i’m really sorry to have to do this & don’t want anyone to overtax themselves on my behalf. i remain unbelievably grateful for all of the support and care and love you guys have shown me over the years. many thanks and all of my love to you <3

[nexus-nebulae]

i love seeing deaf characters in media just like. there in the background as normal people. but why is it Always a deaf librarian. deaf people can do more than that. learn more from General Amaya

[thepoisonroom]

[chanting doggedly into my bathroom mirror while white-knuckling the sink] i will not envy those who have things i do not want i will not envy those who have things i do not want i will not envy those who have things i do not want

[sailoreuterpe]

I'm going to have to be OK with never being anyone's best friend.

[moiraimyths]

Before we call anon rude because let’s see it from their perspective, imagine getting an entire feast to eat. That can be pretty hard to start with so much that’s going on, but if they start with one thing they know they’ll like (aka one character they like) that can be the start for them leaping to other characters to finish the story and the bigger story. I struggle the same way to start book series if I don’t have at least one character that drives me to read it, it’s all about what can be the hook to push them through. Sounds like the anon is neurodivergent (just a guess) so they might genuinely not see it as rude and see it as a solution to even play the game to start with.

Btw absolutely adore the game, the complex and rich characters making them all so unique is amazing. The art is so pleasing to the eyes I love it!! I’m waiting for it all to get out at once so I don’t get too impatient. Shae however interests me the most, which routes will have the most lore for them? Will there be routes that give more lore in general based on decisions you make or do they all share the same amount? (I mean general lore not just Shae lore)

Apologies; we are not trying to accuse any asker of being rude! We are simply explaining our perspective as the developers / are trying to broadly encourage folks to dip their toes into other areas of the story outside of the main route(s) they're interested in, especially considering some routes will be made available sooner than others, and these other routes will likely contain additional scenes/lore of everyone's fave(s) regardless! We want to give each main cast member an equal amount of love (and lore) regardless of their overall popularity, so our goal is not to tut-tut anyone for having strong preferences for one character over the others, but rather to explain that you may be surprised by how much *more* you learn about your preferred characters in the other routes. That's all!

For Shae... Well, they were a foot soldier for one of the worst periods of the War. Lore wise, any other story that touches on the War will likely have content relevant to them and their experiences. ^^

[loveydoveylex]

shrine

[fawnnpaws]

thinking about the time when i was 19 at a bar and the bartender knew i was underage, but asked me what i’d have if i was going to drink, so i told him i like vodka crans and we chatted and then a way older guy who also worked at that bar but was off that night and simply getting absolutely sloshed in his own establishment slid up next to me far too close and said he wanted to buy me a drink, to which the bartender looked at him, then looked at me and said “vodka cran?” and i was like eye twitch… yes pls… older dude ended up buying me like 5 drinks and slid $80 into my shorts (like up my fucking pant leg, so fully pressed it into my thigh) and the bartender almost fought him bc he was being a touchy creep !

ANYWAY… bartender!patrick… knowing you’re too young and getting aggressive with creeps despite very very much wanting to creep on you himself… thinking…