#bank account opening application

[yashvishah810]

Kotak 811 – A one-stop destination for all your banking needs.

Simplify your finances with Kotak811, the ultimate app for easy money transfers, UPI payments, and account management! With our feature-rich mobile banking app, you can enjoy quick and secure UPI transfers to any account, instantly check your account balance, view transaction history, and grow your savings account faster with High-Interest Fixed Deposits!

[kotak811mobilebankingapp]

Short-Term vs. Long-Term Fixed Deposit

When it comes to financial planning, choosing the right investment option can make a big difference in achieving your financial goals. For these reasons, fixed deposits are the popular choice. You know what? You can watch your money grow steadily with predictable returns from your fixed deposit. They come with short-term and long-term options. But what are the advantages and which one should you choose? Instead of confusing yourself, continue to read this article to find out.

What are Short-Term and Long-Term FD?

Short-term deposits are investment accounts requiring a minimum investment of 7 days up to a maximum of 2 years. They allow you to deposit a specific amount of money for a short duration, enabling it to grow over time.

Long-term deposits are the type of investment where you can deposit your money for an extended duration ranging from 5 to 10 years.

Short Term vs. Long-Term FDs

Investing your money is about choosing the financial instrument and determining the duration you invest your funds. Short-term deposits offer minimal interest amounts compared to long-term fixed deposits.

However, they provide more flexibility and liquidity, which allows you to access your funds whenever needed. In the same way, long-term fixed deposits also offer higher liquidity and more gainful returns.

Advantages of Short-Term FD

Below are the most important advantages of short-term fixed deposits.

Liquidity

Because of the higher liquidity, short-term deposits will be the best choice for accessing your funds shortly. You can also break your short-term FD account without getting any severe penalties. This makes it an ideal choice for dealing with unexpected financial needs. You can easily check balance to monitor your investments.

Lowered Interest Rate Risk

With the short-term fixed deposits, you are less exposed to the interest fluctuations. If interest rates decline, your investments will not be locked for an external period. This allows you to reinvest with higher interest rates when the market grows.

Interest Rate Adaptability

They provide the benefit of being able to change your interest rates. If there are any rises in the interest rates, you can reinvest your funds in a new and higher interest rate after the maturity of your short-term fixed deposits.

Advantages of Long-Term FD

While short-term FDs have their own benefits, long-term benefits have more advantages.

Consistency and Predictability

Long-term FDs offer a consistent and predictable source of interest rates. You can benefit from this predictability if you search for a regular income stream or plan for a long-term financial goal.

Increasing Growth

The long-term FD allows your money to grow with the help of compounding. The interest amount you have earned from this is reinvested in your cash and increases growth over the period.

Increased Interest Rates

Compared to short-term FDs, long-term FDs offer higher interest rates. Thus resulting in higher interest rates over the period. This increase in interest rate helps you to grow your money effectively.

Wrapping It Up

Ultimately, the choice between long-term and short-term FDs varies depending on your needs and preferences. Short-term FD will be helpful for you if you need flexibility and access to your money in a short period. You can alsocheck transaction history to manage and review your investments. Long-term FDs will suit you if you want to grow your wealth over time, are looking for a steady income, or are planning your retirement. Choose wisely and enjoy the utmost benefit of FD it offers.

[cherry-bomb-ships]

WOWWWW OMG I had a dream all about raising the Rowdyruff boys as OLDER kids!!!! 😭💖😭💖😭💖😭😭💖😭💖 They were about twelve or thirteen years old and they were actually not total little psycopaths (I think that was mostly thanks to me) and it was actually really fun being with them around the city and they clearly looked up to and respected me aaaaaaaah I LOVE THEM 🥺💖🥺💖🥺💖🥺💖🥺💖🥺💖

[kotakmobilebankingapp]

Secure UPI Money Transfer, Scan QR, Check Account Balance & Transaction History.

Simplify your finances with Kotak811, the ultimate app for easy money transfers, UPI payments, and account management! With our feature-rich mobile banking app, you can enjoy quick and secure UPI transfers to any account, instantly check your account balance, view transaction history, and grow your savings account faster with High-Interest Fixed Deposits!

[digitalbankingapp]

Recent Trends in the Banking Sector

People can earn money in many ways, but managing the money is the most important thing. Nowadays, banks play an essential role in money management. We are living in a digital world. So, every quick money transfer is easily handled through digital transactions. Previously, you had to visit a bank directly to open an account and for every banking need. But now, the banking trends have been developed, and everything is digitalized, so there is no need to visit a bank for every purpose. You can access the option through the digital platform provided by the banks. Here, you can see the recent trends in banking.

Digital Banking

If you want to deposit or withdraw an amount previously, you have to go to the bank and fill out the form. Only then can you make the transaction. You have to wait for long in the queue. But now everything is digitalized even for opening, you do not need to go to the banks. Everything is done with the help of online portals, internet banking, and mobile banking apps. You can easily use credit cards, debit cards, and digital wallets without carrying cash.

Automation in Banking

Automation combines robotic process automation (RPA) with Artificial Intelligence (AI) and Machine Learning (ML) technologies to automate complex and critical business tasks. Banks can automate repetitive tasks such as data entry, document processing, and customer onboarding. It reduces errors and improves the efficiency of banking systems.

AI & ML Technologies

Artificial Intelligence and Machine Learning technologies are highly used in bank sectors to improve the efficiency of operations, fraud detection, and improve customer experience.  AI-driven chatbots and virtual assistants to improvise customer assistance by providing 24/7 chat support. These technologies also enhance the overall customer experience and strengthen security measures.

Block Chain Banking

Blockchain technology is a decentralized distributed ledger system that enables safe and transparent transactions between two parties without requiring the involvement of a third party. A list of transactions is contained in each of the connecting blocks that make up the ledger.

Regtech Technology

The integration of tools and technologies designed to help banks and insurers manage compliance and regulations is called Regtech (Regulation Technology). Banks' increased use of AI, blockchain, big data, and machine learning algorithms has made improving risk management capabilities and automating compliance processes a top priority.

Internet Usage

The Internet is used for every bank process. A physical device connected to the Internet gives notifications about your banking activities. You can search for your nearby ATMs, do UPI money transfer, and do all the mobile banking activities with the help of the Internet. The Internet integrated Hospitals, Education Institutions, Shopping Malls, and merchandise shops with the bank.

Winding up Digital banking helps you live a cash-free life, like using UPI payment services. Now, banking trends and technologies are growing very fast. They will become more efficient every day. It gives you real-time security about your bank accounts. Also, the new and upcoming trends will make many changes in the future.

[shetty811]

Secure UPI Money Transfer, Scan QR, Check Account Balance & Transaction History

Simplify your finances with Kotak811, the ultimate app for easy money transfers, UPI payments, and account management! With our feature-rich mobile banking app, you can enjoy quick and secure UPI transfers to any account, instantly check your account balance, view transaction history, and grow your savings account faster with High-Interest Fixed Deposits!

[liberaljane]

Women's Not So Distant History

This #WomensHistoryMonth, let's not forget how many of our rights were only won in recent decades, and weren’t acquired by asking nicely and waiting. We need to fight for our rights. Here's are a few examples:

📍 Before 1974's Fair Credit Opportunity Act made it illegal for financial institutions to discriminate against applicants' gender, banks could refuse women a credit card. Women won the right to open a bank account in the 1960s, but many banks still refused without a husband’s signature. This allowed men to continue to have control over women’s bank accounts. Unmarried women were often refused service by financial institutions entirely.

📍 Before 1977, sexual harassment was not considered a legal offense. That changed when a woman brought her boss to court after she refused his sexual advances and was fired. The court stated that her termination violated the 1974 Civil Rights Act, which made employment discrimination illegal.⚖️

📍 In 1969, California became the first state to pass legislation to allow no-fault divorce. Before then, divorce could only be obtained if a woman could prove that her husband had committed serious faults such as adultery. 💍By 1977, nine states had adopted no-fault divorce laws, and by late 1983, every state had but two. The last, New York, adopted a law in 2010.

📍In 1967, Kathrine Switzer, entered the Boston Marathon under the name "K.V. Switzer." At the time, the Amateur Athletics Union didn't allow women. Once discovered, staff tried to remove Switzer from the race, but she finished. AAU did not formally accept women until fall 1971.

📍 In 1972, Lillian Garland, a receptionist at a California bank, went on unpaid leave to have a baby and when she returned, her position was filled. Her lawsuit led to 1978's Pregnancy Discrimination Act, which found that discriminating against pregnant people is unlawful

📍 It wasn’t until 2016 that gay marriage was legal in all 50 states. Previously, laws varied by state, and while many states allowed for civil unions for same-sex couples, it created a separate but equal standard. In 2008, California was the first state to achieve marriage equality, only to reverse that right following a ballot initiative later that year. 

📍In 2018, Utah and Idaho were the last two states that lacked clear legislation protecting chest or breast feeding parents from obscenity laws. At the time, an Idaho congressman complained women would, "whip it out and do it anywhere,"

📍 In 1973, the Supreme Court affirmed the right to safe legal abortion in Roe v. Wade. At the time of the decision, nearly all states outlawed abortion with few exceptions. In 1965, illegal abortions made up one-sixth of all pregnancy- and childbirth-related deaths. Unfortunately after years of abortion restrictions and bans, the Supreme Court overturned Roe in 2022. Since then, 14 states have fully banned care, and another 7 severely restrict it – leaving most of the south and midwest without access. 

📍 Before 1973, women were not able to serve on a jury in all 50 states. However, this varied by state: Utah was the first state to allow women to serve jury duty in 1898. Though, by 1927, only 19 states allowed women to serve jury duty. The Civil Rights Act of 1957 gave women the right to serve on federal juries, though it wasn't until 1973 that all 50 states passed similar legislation

📍 Before 1988, women were unable to get a business loan on their own. The Women's Business Ownership Act of 1988 allowed women to get loans without a male co-signer and removed other barriers to women in business. The number of women-owned businesses increased by 31 times in the last four decades. 

Free download

📍 Before 1965, married women had no right to birth control. In Griswold v. Connecticut (1965), the Supreme Court ruled that banning the use of contraceptives violated the right to marital privacy.

📍 Before 1967, interracial couples didn’t have the right to marry. In Loving v. Virginia, the Supreme Court found that anti-miscegenation laws were unconstitutional. In 2000, Alabama was the last State to remove its anti-miscegenation laws from the books.

📍 Before 1972, unmarried women didn’t have the right to birth control. While married couples gained the right in 1967, it wasn’t until Eisenstadt v. Baird seven years later, that the Supreme Court affirmed the right to contraception for unmarried people.

📍 In 1974, the last “Ugly Laws” were repealed in Chicago. “Ugly Laws” allowed the police to arrest and jail people with visible disabilities for being seen in public. People charged with ugly laws were either charged a fine or held in jail. ‘Ugly Laws’ were a part of the late 19th century Victorian Era poor laws. 

📍 In 1976, Hawaii was the last state to lift requirements that a woman take her husband’s last name.  If a woman didn’t take her husband’s last name, employers could refuse to issue her payroll and she could be barred from voting. 

📍 It wasn’t until 1993 that marital assault became a crime in all 50 states. Historically, intercourse within marriage was regarded as a “right” of spouses. Before 1974, in all fifty U.S. states, men had legal immunity for assaults their wives. Oklahoma and North Carolina were the last to change the law in 1993.

📍  In 1990, the Americans with Disability Act (ADA) – most comprehensive disability rights legislation in U.S. history – was passed. The ADA protected disabled people from employment discrimination. Previously, an employer could refuse to hire someone just because of their disability.

📍 Before 1993, women weren’t allowed to wear pants on the Senate floor. That changed when Sen. Moseley Braun (D-IL), & Sen. Barbara Mikulski (D-MD) wore trousers - shocking the male-dominated Senate. Their fashion statement ultimately led to the dress code being clarified to allow women to wear pants. 

📍 Emergency contraception (Plan B) wasn't approved by the FDA until 1998. While many can get emergency contraception at their local drugstore, back then it required a prescription. In 2013, the FDA removed age limits & allowed retailers to stock it directly on the shelf (although many don’t).

📍  In Lawrence v. Texas (2003), the Supreme Court ruled that anti-cohabitation laws were unconstitutional. Sometimes referred to as the ‘'Living in Sin' statute, anti-cohabitation laws criminalize living with a partner if the couple is unmarried. Today, Mississippi still has laws on its books against cohabitation. 

[addynagar]

The main features available in zero balance savings accounts

A savings account is an essential component of every person today. You can deposit your funds into a savings account, which is a deposit account offered by banks. Banks typically offer a savings account, but you need to keep a minimum amount. You will be responsible for paying a maintenance fee if not. On the other hand, zero-balance savings accounts do not have a minimum balance requirement. The concept is straightforward: you do not need to keep a minimum balance in your savings account to start one. So continue reading to know more about zero-balance savings accounts and start zero balance account opening instantly.

Features of a zero-balance savings account:

No minimum balance amount 

This account has a zero balance, as its name says. It means you are not required to keep a minimum balance to use it. As a result, when you reach zero balance, you don’t get a penalty. A zero balance is why some customers like opening this kind of bank account.

Easy money transaction

You can use various net banking apps to make payments using this account. With this account, you can even pay for phone, water, and power services.

Mobile banking and net banking

You can use online net banking apps to send and receive money and examine your bank statements. And you can do all of these from your phone or computer securely.

Should you open a zero-balance savings account?

It's easy to save money regularly using a zero balance savings account online. However, there are some details you need to know about it. 

Restricted transactions

The amount of transactions you can do monthly with zero-balance accounts is sometimes limited. Banks sometimes can limit the number of withdrawals per month. The banks can also change your zero-balance account into a conventional savings account if you withdraw more than allowed. Some banks might even charge you a small fee for these additional transactions.

Number of savings bank accounts:

As per some governments, you can only have a limited number of zero-balance accounts in a single bank. You are also prohibited from holding any other savings account in the same bank if you have a zero-balance account. When applying to a zero-balance savings account, you must provide the bank with a statement certifying that you do not currently have a zero-balance account with any other bank.

A zero-balance savings account, although offering its own benefits, may impact your financial situation, particularly in the event of unforeseen expenses requiring several withdrawals.

Deals and discounts

Consequently, a savings account with a minimal balance may be more advantageous. You can benefit from attractive discounts and deals, have quick access to loans, and receive instant cash transfers by opening a minimum balance savings account.

In addition, you will have access to foreign debit cards, automatic bill payment, discount advantages, sweep services, locker facilities, and much more. Investing is simple if you have a zero balance account. Above all, you can avoid penalties for failing to maintain your average monthly balance.

Final thoughts Banks provide options for online zero balance account to meet all of your needs. Your bank is your ideal banking partner for all customers, including salaried employees, homemakers, students, companies, and professionals.

[deyonehogg]

Things to learn regarding zero balance account opening with debit card access:

Zero balance accounts have become popular in today's banking environment as easily accessible options that provide financial inclusion to a larger group of people. These accounts have no minimum balance requirements, which makes them appealing choices for people who want banking services without having to keep a certain amount on hand. Debit cards further improve the usefulness of these accounts by facilitating simple access to money and a host of banking functions. This is a thorough post that will walk you through opening a debit card-accessible account with zero balance savings account online:

Look into your banking options:

Find out which banks offer debit card access and zero balance accounts. Compare the fees they charge for services, the features available for online banking, the availability of physical branches and ATMs, and any other benefits or rewards they may provide. Keep things like savings interest rates, transaction costs, and account management simplicity in mind. To guarantee a smooth financial experience with your debit card and zero balance account, look for companies recognized for their dependable customer support and user-friendly online banking systems.

Have the required documents:

Required documents include gathering valid identity, address evidence, and income-related documentation. Bring official identification, such as a passport, PAN card, or Aadhar card, to prove your identity. You should also have supporting documentation attesting to your address, including utility bills or rental agreements. Get income tax returns (ITR) or salary slips to document your income.

Choose The Account Type:

Once you have these documents together, evaluate each bank's account kinds. Consider straightforward savings accounts or more specialized choices based on your needs, including salary or student accounts. Consider account features that correspond with your financial objectives, such as interest rates, overdraft capabilities, and other benefits. Knowing the many account kinds makes it easier to choose the one that best meets your banking needs and provides the features and perks you want for your financial goals.

Application for Debit Cards

Apply for a debit card connected to the account after opening the zero balance account online. Fill out the bank's debit card application form, including all relevant documentation and personal information. Apply in person at the bank branch or online via the bank's mobile application or website. Following processing, the debit card will be issued by the bank. You may then activate it and use it for various purchases and transactions, taking advantage of the convenient cashless transactions and simple money access that comes with using a debit card.

Turn on and Utilize the Debit Card

Once you receive the debit card, activate it by following the steps provided by the bank, which usually require activating the card via an ATM or phone call. Establish a security PIN (personal identification number). Once activated, use the card for POS, contactless payments, internet purchases, and ATM withdrawals. Learn about the rules of overseas usage, spending caps, and security features. Look for any strange behavior with the card, and immediately notify the bank.

Wrapping It Up:

The above points give you crystal clear insights regarding zero balance account opening online with debit card. People can obtain necessary financial services and efficiently manage their finances by knowing the process and taking advantage of the available features.

[fernandoadwin22]

What should you consider when opening a bank account?

Opening a bank account is a crucial financial choice that greatly impacts your financial goals and well-being. It is imperative to approach this decision with the utmost care and consideration, whether you are starting this path for the first time or thinking about switching between banking organizations. Choosing the right account opening app is the best option, and it significantly impacts your capacity to manage your money, affecting everything from short-term savings objectives to daily financial activities. It serves as the cornerstone of your financial journey. Therefore, it is crucial that you carefully consider your alternatives, evaluate your objectives, and choose the account that best suits your individual financial goals and circumstances.

24*7 banking facility:

Customers of the majority of banks have access to Internet banking services. However, many of the most popular transactions still need to be permitted by all institutions when done online. Some banks give online access to all required transactions, but the user interfaces for their Internet and mobile banking could be better. If you want to conduct most of your banking activities online, confirm that the bank provides 24-hour banking services and whether it allows for completing most transactions using Internet and mobile banking.

Debit card deals:

Most banks provide promotions on their debit cards, ranging from cash-back offers to insurance coverage, to set themselves apart from rivals. Nevertheless, some banks charge annual fees for their debit cards, while others waive them if annual transactions reach a particular threshold. Banks provide gold and platinum debit cards with several advantages but frequently have a yearly fee.

Availability of credit facilities:

Getting loans from the bank where you have your basic savings account is always simpler. Banks consider your previous banking experience with them when granting loans to you. A positive and lasting banking connection is a big asset when applying for a loan. Finding the account opening app helps to have a safe transaction, and they provide account holders with solid credit histories and positive account balances with pre-qualified and pre-approved loans. With no paperwork required, you can apply for loans online and immediately receive the funds in your account. So, if you might need credit in the future, check out the bank's credit options.

Discounts and offers:

Pay attention to the savings and promotions the bank gives on debit cards, credit cards, wallets, and other online transactions if you wish to pay your bills and purchase without using cash. Most top banks occasionally provide generous discounts and promotions, particularly during holidays. These offers can save you money or net your reward points if used carefully. To take advantage of these deals to the fullest, consider opening a savings account with a bank that has a relationship with your favored retailer or provides the most overall savings on your preferred category of goods.

Wrapping it up:

From the above mentioned, a financial choice like opening a bank account can affect both your short- and long-term financial objectives. Before choosing, consider your needs, contrasting bank services, and asking questions. Axis zero balance account open online best fits your financial condition and goals by considering these things. Making an informed decision is crucial for your financial security because your bank should be a trusted partner in managing your funds.

[lokesh27902]

Why savings account is so vital for an individual?

One of the most well-liked bank accounts that one might open is a savings account. Open new bank account as a saving account will be a single account that may be utilized for numerous reasons. In actuality, multiple varieties of savings accounts can be used for various needs. In this situation, many people are engaging with the banking and financial system for the first time. A savings account is losing its luster, though, as several other investment options become more alluring than them. Here is a helpful post to understand the importance of a savings account:

Safe Parking Place for the Money:

You have a secure option to store your extra money with a savings bank account. Easy withdrawal and deposit options are available for your savings account. You no longer need to carry cash with you at all times and are no longer concerned about potential cash theft. As you open a new bank account as a savings bank account, you benefit from excellent flexibility and security for your money.

Unique value-added services are offered:

Nowadays, a savings account comes with value-added services and incentives from many banks. Numerous banks provide discounts when purchasing from retailers, rebates, or reward points when using an ATM or debit card. Additionally, many banks offer some basic form of health or accident insurance, international travel insurance, and other insurance coverages when opening a bank account. You can obtain more value if you choose a statement with these advantages. Additionally, a savings account provides a passbook, online banking, and checkbook facilities.

Benefits of Government Programmes:

You must have a savings account to participate in government programs and receive subsidies. The government is pushing direct benefit transfer programs, and the only way to get payments is through a savings account. A Zero Balance Savings Account is another option many banks provide; these accounts are not subject to any requirements to keep a sufficient balance.

Income from Interest:

Your home will only bring in money if you have extra cash. However, if you deposit this money in a savings account, it will be secure and earn interest for you. Each bank has a different rate of interest on savings accounts. While some banks only provide 4% interest, some go as high as 6%.

Planning Your Money:

You can correctly arrange your budget with the use of a savings account. A bank account can help you comprehend your financial situation and subsequently enable you to plan your investments by giving you a clear image of your savings. While you find suitable investment opportunities, you can use the savings account to keep your money secure.

Cash is not Required:

Every Savings Account has the option of a Debit Card. You can buy things thanks to this without having to carry cash. When paying using debit cards, many merchants offer various discounts and promotions. Additionally, you can easily withdraw money from your account because of the vast ATM network.

Bottom Line:

The significance of the savings account is well articulated in the above points. To begin your banking journey well, open online savings accountalready to have a pleasant experience today and in the long run.

[elven-child]

Don't let polish authorities protect Netanyahu

Quick context:

a petition you can sign to let them know you object:

Petition text in English:

Poland, December 2024

Open letter: an appeal for equal standards in the application of international law, addressed to the Prime Minister, the Council of Ministers of the Republic of Poland, the Minister of Foreign Affairs and the Minister of Justice

We, for whom the memory of the Holocaust is an ethical challenge, contained in the slogan "never again - for anyone, anywhere", we, who for a year have been watching with horror the massacre committed by Israel on Palestinian women and men in the Gaza Strip, attacks on residents of the West Bank, the bombing of civilians in Lebanon, we, who follow reports of inhumane torture in Israeli prisons, the killing of Palestinian journalists, healthcare workers and the UN, and Israel's blocking of humanitarian aid sent to Gaza, we, who for over a year have been watching with horror and anger the first-ever live coverage of genocide, the perpetrators of which publicly boast about their intentions and actions, we accept with hope the arrest warrant for Benjamin Netanyahu and Yoav Galant issued by the International Criminal Court. As human rights organizations have been emphasizing for years, bringing perpetrators of human rights violations to justice is one of the most important tools for restoring justice. The international community is responsible for ensuring that perpetrators learn that they are not above the law.

Therefore, we call on the government of Poland, a state that signed the Rome Statute establishing the International Criminal Court, to unequivocally declare that it will comply with the decision of the ICC and join the prosecution of those suspected of committing war crimes indicated by it. This is required by basic solidarity with the Palestinians. This is required by basic respect for human life, every life. This is what we expect from the Polish government, we citizens and residents of Poland, showing solidarity and compassion for those suffering.

At the same time, we want to emphasize that we consider identifying criticism of the criminal policies of the state of Israel with anti-Semitism to be absurd and immoral, as well as dangerous to the Jewish culture and tradition that many of us hold dear. We do not agree to reducing this culture and tradition to the policies of one state, repeatedly condemned by international organizations, human rights organizations and part of Israeli society. This would mean the squandering of Jewish heritage, about which Marek Edelman, the leader of the Warsaw Ghetto Uprising and a doctor in Poland after the war, used to say that being a Jew means being on the side of the beaten and wronged. We also refuse to listen to the arguments of those who try to convince us that the power occupying, displacing and dispossessing Palestinians is a weaker party than the occupied population of the West Bank and those imprisoned and besieged in Gaza for almost two decades. We call on Israel to immediately ceasefire and hold those guilty of massacres and war crimes accountable. We call on the Polish government to comply with the ICC ruling.

We assure Palestinian sisters and brothers of our solidarity and express our dreams of freedom and peace for Palestine, freedom and peace for the whole world!

[bbrattywise]

𝜗𝜚 ࣪˖ ִ𐙚 uncut footage: my personal diary documenting my life with the loa 💬

14 nov 2024: i’ve come back to the much needed conclusion that manifestation will always be as simple as pick a desire -> keep persisiting.

i’ve also simplified the loa into

- my imagination is PRESENT, my 3D is PAST ASSUMPTIONS. I get to determine how things play out so do so in my favour

- why persist? because persisting was always to remind me of what i already have?? “would i tell myself i didnt have money if i had a million $$$ in my bank account? no!” its an ongoing thing, not something i stop as soon as i 'get' ur desires (in the 3D)

- belief is not necessary, persistence is. My persisting will soon turn into belief also,t imagination wont ignore my desires just because i dont believe i have them (& its such a 3D ish concept aswell)

also, i’ve realised i lowk start to get anxious whenever i open loa tumblr because im scared i will fall back into the pattern of doomscrolling/overconsuming loa content (which left me confused as FAWK). & additionally to that also, i’ve been dealing with jealousy lately & feeling like im falling behind my peers (esp with uni application stress, etc) but i let those emotions pass & reminded myself that i already got all my offers (in the imagination which is my realer reality anyways) & that no matter what, i will get into my dream uni <33

but yea, i love how content i am with the loa now. I barely listen to subs, i js rely on exaggerated affirmations, visualising & really living in the imagination & i think its going alrr 💗

xoxo, brattywise

[millysastroblog]

⚡️Solar return chart 2022⚡️

Hello I’m am back with SR Chart observation as I promised from 2022, these are just personal observations and experiences if you haven’t experienced any sorts of things that’s complete fine. These are not facts neither predictions so don’t panic and think that the same situation will manifest for you. Alright ??? 😉

yeah let’s just get into it ! 🫶🏽

⚡️Cancer Rising:

This placement literally made me emotionally expressive and MOODY more than ever. From the start of that year i stayed at home for literally 3- 4 months after I dropped out of school. I very much enjoyed being at home with my family, cooking, cleaning doing domestic stuff . It was very interesting how the people in my environment started being very supportive and protective over my well-being like those of a little child. I definitely expressed my emotions openly : like randomly crying , huge outburst of laughter , or simply smiling a lot. I felt more caring and nurturing towards others . Thought about moving out surfaced a lot. Cancer is a very comforting energy but since it’s ruled by the moon there a lot of drastic unstable changes that could occur in once live.

⚡️Moon , North Node in the 12th house:

This placement brought a profound sense of isolation and introspection. I found myself naturally drawn to solitude, spending hours meditating, practicing yoga, or simply enjoying peaceful moments in nature. It felt like a spiritual awakening—connecting deeply with my intuition and exploring dreams that often felt like messages from a higher source. Meditation and Manifestation became a daily practice. While these moments of stillness were empowering, they also highlighted an inner restlessness and a desire to understand my true purpose. This phase was about healing, embracing the unknown, and surrendering to the flow of life.

⚡️Sun, Neptune, Jupiter in the 10th house:

Career and life path became the central focus during this time. I found myself dreaming bigger, envisioning a life where my efforts and aspirations aligned perfectly. I applied to different companies and got a new good job, I was in my hustling and bag area it was pretty good and productive year. I started thinking about the impact I wanted to have in the world like how I wanted to be perceived and what achievements I wanted to be known for. It was all about refining my goals, building a stronger work ethic, and setting the stage for future success.

⚡️SR Rising in natal 3rd house:

Communication became a major theme since I had went to a lot of interviews, had to reintroduce myself to different people which pushed me out of my comfort zone. Also writing job applications, or reconnecting with siblings, it felt like the universe was nudging me to refine my voice and share my thoughts more clearly. Short-distance travels were frequent, giving me a sense of curiosity.

⚡️Venus, Mars, Pluto in the 8th house:

Now these placements fucked meee upppp and I really mean they fucked my life up and turned it to 180

With Pluto being in my 8th house, the intensity of this year was amplified 10x. The 8th house rules transformation, trauma, money, intimacy, and taboo topics, so this energy hit hard. At the start, I was determined to open a bank and savings account, but it took forever with endless complications. I became obsessed with earning money—whether through my own efforts or others' help. Mars pushed me to focus on loans, investments, and financial security, while Venus amplified my desire for deep, soul-bonding relationships, intimacy, and, let’s be real... a lot of … Pluto, however, had other plans, flipping my world upside down. It made me face every fear and trauma regarding death, losing loved ones, intimacy, change, love, and even illness. I got sick for six months straight, lost friends, stability, and other things. It led to a mild depression, but in true 8th house fashion, I rose stronger. Now, I feel like Wonder Woman nothing and no one can shake me. I survived the storm, and that’s power. 💪🔥

⚡️Saturn in the 9th house:

Soo with this Saturn placement your girl has been hustling for good grades in school to not fail for the year. like since then I hated going to school bc it very stressful, and bad for my well-being , like I was always tense and stressed bc of school, in our normal societal living that is very much expected from us but honestly I just wasn’t having it. And even when i changed to another school it was the same shit like the environment and people were very cold ,strict and depressing I honestly didn’t had a nice time at school but at least I was motivated to study and learn as much as I can but at the end I decided to rather drop out because it was fucking with mental health. Also traveling long as hours for work and school purposes drove me crazy, that’s an area where I have been very disciplined at but It definitely took patience and determination to get there ;) .

⚡️Uranus, Chiron in the 11th house:

Guese who tf lost all their friends suddenly ??? And had a hard time fitting in new social groups because they felt different from everyone else:

🙋🏽‍♀️

(but no for real the energy is 10x intensified bc I have it natally additionaly Saturn is transiting my natal 11th house so yeah 🙁) not only did I loose most of friends but when engaging with different kinds of social groups I felt so uncomfortable and weird, like I had a very detached feeling. I hated to even be surrounded by groups of ppl that don’t hold the same value to mine or I that I can’t engage in intellectual topic of my interest. I was mostly bored asf when in interactions and stoped giving a fuck about trying too fit in and please their expectation and needs, I surely saw also trough the fake persona of a lot of ppl that I encountered and distanced myself even more. But It was that easy being all alone and isolated.

[fandomunite2107]

Help Wanted (Pt. 1)

Summary: Finding a part time job isn’t easy, especially if the owner doesn’t realize he’s hiring.

Bringing in the last box and placing it on your kitchen counter, you look around at your new apartment. Happy to have carried the last box up your flight of stairs, you wipe your hair away from you face, even though it was pretty early in the morning the temperature was still warm. Looking down on your counter at your to do list that you have made, you figure you might as well cross off a couple of items before its lunch time.

Deciding that the first thing you should do is clean your new apartment before you start to put things away, you find the bag of cleaning supplies that you bought a day ago. Starting with the kitchen and working your way through the bathroom and bedroom you dust, scrub, and vacuum until your new apartment is clean. Feeling satisfied with your work and a bit gross from sweating, you find the box marked bathroom and begin to put your shower items away along with your new bath rugs. After taking a shower and throwing on an outfit, you head to the kitchen and cross off the items that you had accomplished. Looking down at your phone you notice that it is well past lunch time and that you are starving. Figuring that it was time to take a break and explore your new neighborhood, you put on some shoes and grab your to do list and throw it into your bag.

Walking down the stairs leading up to your apartment building, you make the decision to find a local restaurant for lunch. After a couple blocks, you find a small cafe that looks promising. Walking in and looking up at the menu above the register, you notice that they have a variety of sandwiches and soups along with pastries. After you place your order, you find a table near a window looking out onto the street. The food that you ordered comes out and it tastes amazing, you make a mental note to try a pastry at some point.

You take out your phone and your to do list from your bag. You scan your list over, seeing what else you can accomplish today. One item on your list that you are dreading is checking your bank account and seeing what kind of budget you are going to be working with. Sighing, you open up your bank app and log in. The amount that you see in both your checking and your savings isn’t that great. You have a small amount of savings, but you hate to touch that. Your checking account isn’t that much better. You’re not sure that it will tide you over until your teaching job starts up in August. You knew that moving to the city was going to be a risk, but you didn’t have that much of a choice. Deciding that you’d like to eat more than just ramen noodles and crackers for all of your meals and wanting to decorate your apartment so that it feels like home, you add a new item to your to do list: find a part time job. You know that once school starts you won’t have too much extra time, but you’ll be able to work weekends and possibly a few nights. Gathering up your items, you throw away your trash and decide to walk a couple more blocks before heading back to your apartment and unpacking boxes.

As you were about to turn around and head back towards your apartment, you glance at a window with a piece of paper taped to it saying help wanted. You glance up at the sign to the building, seeing that it is a beef restaurant. You don’t have any experience working in the food service, but you’re a quick learner. Hoping that this is a way to cross off finding a part time job, you walk into the restaurant. There is a pretty decent line of people placing orders to go, so you wait in line hoping to ask for an application. Once the lady in front of you orders, you step up to the person taking orders at the register.

“What can I get you hun?” The man at the register asks, taking the pencil behind his ear to write down your order.

“Hi. I. Um. I saw your help wanted sign in your window.” You point to the window and smile. “I was just hoping to fill out an application.”

The man puts the pencil back behind his ear and looks around. Noticing that all of the other customers are either eating or taking their food to go, he sees that there is no longer a line behind you. “Do you have any experience in a restaurant?” He asks you.

“I don’t. But I am a quick learner and I work hard.” You say, hoping that not having any experience wouldn’t hurt your chances at the position.

The man smiles. “I see. Well, there isn’t too much to learn. I just need help out here in the front. You’d be cleaning tables, restocking the napkins, helping bag to go orders.”

“I can do that! Do you have an application that I can fill out?” You cut in, happy that the job isn’t for a cook, because you have very little skills in that department.

“Eh. We don’t need applications here. Think you can start now?” He asks.

Surprised by how fast this is going, you nod your head. “Oh. Sure. Y-Yes. I can start now.” Looking down at your outfit you wished you would’ve worn different shoes.

“Good. You seem like you’d fit in here.” The man holds out his hand for you to shake. “I’m Richie.”

Shaking his hand, you smile. “Nice to meet you. I’m y/n”. Adjusting the bag on your shoulder, you look around at the now almost empty restaurant. “What would you like me to do first?”

“Give me your bag. I’ll put it behind the counter here. You can start with cleaning the tables that are empty. The supplies are underneath that counter over there.” Richie points to where the supplies are hidden. You hand him your bag and make your way over to get the supplies. Once you have them, you pick a table by the window to get started.

As you start to spray down the table, you realize that you didn’t ask any of the important questions. How long are the shifts? How much money do you make? Is it fine if you are just doing part time and not full time? A bit embarrassed that you are going to have to ask those questions at some point after you were hired.

You eventually find a rhythm to cleaning. After you clean and wipe off the tables, you move on to cleaning the window by the door, noticing that it probably hasn’t been cleaned in awhile. Hearing a crash come from the kitchen and someone swearing, you look over to Richie who is taking a customer’s order. He doesn’t seemed phased by whatever is happening in the kitchen so you go back to cleaning the window.

“Dammit Richie! Why in the hell didn’t you call about the order I told you about yesterday.” Glancing over you see a man with a blue apron come out of the kitchen, shouting at Richie.

“Chill out cousin. I got it covered.” You hear Richie say.

“Just get it down. Now!” You take one more glance at Richie and the other man, making eye contact with him you give him a small smile.

“What are you doing?” The man asks you with his head tilted to the side. His volume a bit lower than when he spoke to Richie.

Placing the rag on the window sill, you turn to face him. “Oh. I’m cleaning the window. It looked like it needed it. I already finished with all of the tables.”

“Cousin. This is y/n.” Richie says pointing to you.

“Why is y/n cleaning my restaurant?” You feel the heat rise to your cheeks, as the man turns to ask Richie this question.

“Because I’m slammed up here! You got me making calls and taking orders on top of cleaning. I needed some help so I hired her.” Richie says that last statement with a poke to the man’s chest.

“Why the fuck would you hire someone when this isn’t your restaurant?! You can’t do that.” The man pinches the bridge of his nose and seems to take a deep breath. “Richie. We don’t have the money to hire anyone. We barely have the money to keep this place running as it is.” You’re not sure what you should do and you don’t want to make anything worst, so you slowly gather up the cleaning supplies and place them in the bucket.

“Look y/n. I’m sure you’re great. We just can’t hire anyone at the moment. I. I can pay you for your time that you did today, but that’s it.” The man runs his hand through his hair making it more messy than it was.

You walk up to Richie and the other man, feeling a bit defeated, hoping that this would’ve worked out. “It’s fine. You don’t have to pay me, I was only here for an hour or two.” You place the bucket of cleaning supplies on the counter. “Richie, it was nice to meet you” you hold out your hand to shake his. Turning to the other man. “Um..” You realize that you didn’t hear this man’s name yet.

“Carmen.” He responds going to shake your hand that you have left up mid air.

“Carmen, it was nice to meet you too.” You give a small smile.

Looking at Richie. “Would you mind handing me my bag?” After you grab your bag, you say to Richie. “Thanks. You might want to take down the help wanted sign.”

Carmen looks at Richie. “Seriously. You even put up a sign without asking?!”

“How are people going to know we’re hiring without a sign?” Richie yells back.

“We’re not hiring! Take the sign down now.” Carmen yells before going back to the kitchen.

“Sorry kid. Thought it’d work out.” Richie says to you on his way to take the sign down.

You sigh. “It’s fine. Something will work out.” You walk out the restaurant and turn towards your apartment building.

Walking into your apartment, you set your bag down on the kitchen counter and take out your to do list. Figuring it’s a bit late to look for another job at the moment, you settle in on unpacking some of your boxes. As the hours go by, you are able to set up your bedroom and front room, leaving only the kitchen boxes left to unpack. Feeling satisfied with what you have accomplished so far, you sit down to check your phone. There are a few text messages from people wondering how you are liking your new apartment and new city. After you type out a few responses, you decide that you need to figure out what you want to eat for dinner. You haven’t gone to the grocery store yet and you don’t have anything here to eat. Remembering your bank account from earlier, you know that eating out isn’t really an option until you start getting a paycheck. Sighing, you get your shoes back on and head to the grocery store that you remember passing earlier today.

Once at the store, you grab a basket and start to walk down the aisles. Trying to stretch your money, you pick up some off brand cereal, ramen noodles, and some soup that is on sale. Making your way to the check out, you notice that this store is actually pretty crowded and that the line is decently long. Scanning over some of the magazine covers as you wait to put your items on the belt, the person behind you accidentally hits you with their basket.

“Uh. Sorry.” The person says. Turning around to respond to them, you notice that it’s Carmen from the restaurant.

“Oh. It’s. It’s fine. Nice to see you again.” You give him a smile. It seems like it takes him a moment to figure out who you are.

“Right. Yeah. Sorry about earlier. My cousin doesn’t always think.” Carmen says rubbing his hand over his face.

It’s your turn to put your items up, so you unload your basket, not that it takes that long to do. “It’s okay. Really. Things happen.” As the lady at the checkout starts to ring up your items, Carmen places his items on the belt. Noticing that the final price of your total is more than what you had in your head, you look at the computer screen and realize that the soup that you thought was on sale actually isn’t. Feeling a bit embarrassed, you look at the lady checking you out, and give her a small smile. “I’m sorry. I guess I wasn’t paying attention to the signs right. I thought that soup was on sale.”

The lady looks at the soup that you picked out and then back to the screen. “Nope. They’re full price. You want them?”

“N-No. No thank you.” You reply. The lady takes the cans of soup out of your bag and makes some adjustment on the computer screen. You try to avoid eye contact with everyone.

Carmen looks up and takes in the situation. “I can get those for you if you want.” He says.

The man who fired you, well you guess not so much fired because there wasn’t a position to begin with, offering to pay for your soup turns out to be too much. You could feel some tears coming. You turn to him but don’t look him in the eyes. “Please don’t do that. It was just a mix up.” You whisper.

You quickly pay the lady and grab your two bags before walking out. You probably should have said something to him before you just ran out of there, but you were embarrassed and flustered. As you get a block away from the store, you see a car slow down beside you and the window rolls down.

“Hey.” You hear from the car. Not wanting to be involved in anything, you look straight ahead and starting walking at a bit of a faster pace. “Hey! Y/n!”

You slow down and look at the person in the car, seeing Carmen behind the wheel. “Oh. Hi again.”

“Do you need a lift?” He asks as he pulls the car over to the side.

“I’m fine. I only live a few more blocks away.”

“Get in. I’ll take you. It’s getting late. You shouldn’t have to walk alone.” Carmen says. You contemplate whether or not to get in. You don’t even know this person other than he owns a restaurant.

“Y/n.” You look back to him. “Just get in.” Making a decision, you open up the passenger door. Before sitting down, you notice that there is a bag on the seat from the grocery store with the soup that you didn’t get. You look to Carmen and notice the there’s a faint blush on his cheeks. “I wanted to get you those to make up for earlier.”

Moving the bag to the floor by your feet, you smile at him. “Thank you. You didn’t have to do that.”

Hearing a notification, Carmen reaches into his pocket for his phone. After reading something on his phone, he looks to you says, “Hey. I know that you were on your way home, but do you mind if I swing by the restaurant first?”

“Sure. That’s fine.” You adjust the bags at your feet and put on your seat belt. “Thanks for the ride. Um, and thanks for the soup Carmen.” You turn your head to look at him as he pulls back into traffic.

“Carmy.” He says as lights a cigarette.

“I’m sorry?” Not sure what he is referring to.

“Call me Carmy. Most people do.” He says, as he makes a turn onto another road.

You nod and smile, turning and watching the buildings go by as he drives.

**Part Two will pick up at the restaurant**

[onggi]

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