#The Consumer Protection Bill | Explore Tumblr posts and blogs

fullhalalalchemist · 2 years ago

Text

URGENT: 🚨🚨EARN IT ACT IS BACK IN THE SENATE 🚨🚨 TUMBLR’S NSFW BAN HITTING THE ENTIRE INTERNET THIS SUMMER 2023

April 28, 2023

I’m so sorry for the long post but please please please pay attention and spread this

What is the EARN IT Act?

The EARN IT Act (s. 1207) has been roundly condemned by nearly every major LGBTQ+ advocacy and human rights organization in the country.

This is the third time the Senate has been trying to force this through, and I talked about it last year. It is a bill that claims "protects children and victims against CSAM" by creating an unelected and politically appointed national commission of law enforcement specialists to dictate "best practices" that websites all across the nation will be forced to follow. (Keep in mind, most websites in the world are created in the US, so this has global ramifications). These "best practices" would include killing encryption so that any law enforcement can scan and see every single message, dm, photo, cloud storage, data, and any website you have every so much as glanced at. Contrary to popular belief, no they actually can't already do that. These "best practices" also create new laws for "removing CSAM" online, leading to mass censorship of non-CSAM content like what happened to tumblr. Keep in mind that groups like NCOSE, an anti-LGBT hate group, will be allowed on this commission. If websites don't follow these best practices, they lose their Section 230 protections, leading to mass censorship either way.

Section 230 is foundational to modern online communications. It's the entire reason social media exists. It grants legal protection to users and websites, and says that websites aren't responsible for what users upload online unless it's criminal. Without Section 230, websites are at the mercy of whatever bullshit regulatory laws any and every US state passes. Imagine if Texas and Florida were allowed to say what you can and can't publish and access online. That is what will happen if EARN IT passes. (For context, Trump wanted to get rid of Section 230 because he knew it would lead to mass govt surveillance and censorship of minorities online.)

This is really not a drill. Anyone who makes or consume anything “adult” and LGBT online has to be prepared to fight Sen. Blumenthal’s EARN IT Act, brought back from the grave by a bipartisan consensus to destroy Section 230. If this bill passes, we’re going to see most, if not all, adult content and accounts removed from mainstream platforms. This will include anything related to LGBT content, including SFW fanfiction, for example. Youtube, Twitter, Reddit, Tiktok, Tumblr, all of them will be completely gutted of anything related to LGBT content, abortion healthcare, resources for victims of any type of abuse, etc. It is a right-wing fascists wet dream, which is why NCOSE is behind this bill and why another name for this bill is named in reference to NCOSE.

NCOSE used to be named Morality in Media, and has rebranded into an "anti-trafficking" organization. They are a hate group that has made millions off of being "against trafficking" while helping almost no victims and pushing for homophobic laws globally. They have successfully pushing the idea that any form of sexual expression, including talking about HEALTH, leads to sex trafficking. That's how SESTA passed. Their goal is to eliminate all sex, anything gay, and everything that goes against their idea of ‘God’ from the internet and hyper disney-fy and sanitize it. This is a highly coordinated attack on multiple fronts.

The EARN IT Act will lead to mass online censorship and surveillance. Platforms will be forced to scan their users’ communications and censor all sex-related content, including sex education, literally anything lgbt, transgender or non-binary education and support systems, aything related to abortion, and sex worker communication according to the ACLU. All this in the name of “protecting kids” and “fighting CSAM”, both of which the bill does nothing of the sort. In fact it makes fighting CSEM even harder.

EARN IT will open the way for politicians to define the category of “pornography" as they — or the lobbies that fund them — please. The same way that right-wing groups have successfully banned books about race and LGBT, are banning trans people from existing, all under the guise of protecting children from "grooming and exploitation", is how they will successfully censor the internet.

As long as state legislatures can tie in "fighting CSAM" to their bullshit laws, they can use EARN IT to censor and surveill whatever they want.

This is already a nightmare enough. But the bill also DESTROYS ENCRYPTION, you know, the thing protecting literally anyone or any govt entity from going into your private messages and emails and anything on your devices and spying on you.

This bill is going to finish what FOSTA/SESTA started. And that should terrify you.

Senator Blumenthal (Same guy who said ‘Facebook should ban finsta’) pushed this bill all of 2020, literally every activist (There were more than half a million signatures on this site opposing this act!) pushed hard to stop this bill. Now he brings it back, doesn’t show the text of the bill until hours later, and it’s WORSE. Instead of fixing literally anything in the bill that might actually protect kids online, Bluemnthal is hoping to fast track this and shove it through, hoping to get little media attention other than propaganda of “protecting kids” to support this shitty legislation that will harm kids. Blumental doesn't care about protecting anyone, and only wants his name in headlines.

It will make CSAM much much worse.

One of the many reasons this bill is so dangerous: It totally misunderstands how Section 230 works, and in doing so (as with FOSTA) it is likely to make the very real problem of CSAM worse, not better. Section 230 gives companies the flexibility to try different approaches to dealing with various content moderation challenges. It allows for greater and greater experimentation and adjustments as they learn what works – without fear of liability for any “failure.” Removing Section 230 protections does the opposite. It says if you do anything, you may face crippling legal liability. This actually makes companies less willing to do anything that involves trying to seek out, take down, and report CSAM because of the greatly increased liability that comes with admitting that there is CSAM on your platform to search for and deal with. This liability would allow anyone for any reason to sue any platform they want, suing smaller ones out of existence. Look at what is happening right now with book bans across the nation with far right groups. This is going to happen to the internet if this bill passes.

(Remember, the state department released a report in December 2021 recommending that the government crack down on “obscenity” as hard the Reagan Administration did. If this bill passes, it could easily go way beyond shit red states are currently trying. It is a goldmine for the fascist right that is currently in the middle of banning every book that talks about race and sexuality across the US.)

The reason these bills keep showing up is because there is this false lie spread by organizations like NCOSE that platforms do nothing about CSEM online. However, platforms are already liable for child sexual exploitation under federal law. Tech companies sent more than 45 million+ instances of CSAM to the DOJ in 2019 alone, most of which they declined to investigate. This shows that platforms are actually doing everything in their power already to stop CSEM by following already existing laws. The Earn It Act includes zero resources for proven investigation or prevention programs. If Senator Bluementhal actually cared about protecting youth, why wouldn’t he include anything to actually protect them in his shitty horrible bill? EARN IT is actually likely to make prosecuting child molesters more difficult since evidence collected this way likely violates the Fourth Amendment and would be inadmissible in court.

I don’t know why so many Senators are eager to cosponsor the “make child pornography worse” bill, but here we are.

HOW TO FIGHT BACK

EARN IT Act was introduced just two weeks ago and is already being fast-tracked. It will be marked up the week of May 1st and head to the Senate floor immediately after. If there is no loud and consistent opposition, it will be law by JUNE! Most bills never go to markup, so this means they are putting pressure to move this through. There are already 20 co-sponsors, a fifth of the entire Senate. This is an uphill battle and it is very much all hands on deck.

CALL YOUR REPRESENTATIVES.

This website takes you to your Senator / House members contact info. EMAIL, MESSAGE, SEND LETTERS, CALL CALL CALL CALL CALL. Calling is the BEST way to get a message through. Get your family and friends to send calls too. This is literally the end of free speech online.

(202) 224-3121 connects you to the congressional hotline. Here is a call script if you don't know what to say. Call them every day. Even on the weekends, leaving voicemails are fine.

2. Sign these petitions!

Link to Petition 1

Link to Petition 2

3. SPREAD THE WORD ONLINE

If you have any social media, spread this online. One of the best ways we fought back against this last year was MASSIVE spread online. Tiktok, reddit, twitter, discord, whatever means you have at least mention it. We could see most social media die out by this fall if we don't fight back.

Here is a linktree with more information on this bill including a masterpost of articles, the links to petitions, and the call script.

DISCORD LINK IF YOU WANT TO HELP FIGHT IT

TLDR: The EARN IT Act will lead to online censorship of any and all adult & lgbt content across the entire internet, open the floodgates to mass surveillance the likes which we haven’t seen before, lead to much more CSEM being distributed online, and destroy encryption. Call 202-224-3121 to connect to your house and senate representative and tell them to VOTE NO on this bill that does not protect anyone and harms everyone.

#earn it act #internet censorship #restrict act #us politics #net neutrality

43K notes · View notes

batboyblog · 1 year ago

Text

Things Biden and the Democrats did, this week.

The Consumer Financial Protection Bureau put forward a new regulation to limit bank overdraft fees. The CFPB pointed out that the average overdraft fee is $35 even though majority of overdrafts are under $26 and paid back with-in 3 days. The new regulation will push overdraft fees down to as little as $3 and not more than $14, saving the American public collectively 3.5 billion dollars a year.

The Environmental Protection Agency put forward a regulation to fine oil and gas companies for emitting methane. Methane is the second most abundant greenhouse gas, after CO2 and is responsible for 30% of the rise of global temperatures. This represents the first time the federal government has taxed a greenhouse gas. The EPA believes this rule will help reduce methane emissions by 80%

The Energy Department has awarded $104 million in grants to support clean energy projects at federal buildings, including solar panels at the Pentagon. The federal government is the biggest consumer of energy in the nation. The project is part Biden's goal of reducing the federal government's greenhouse gas emissions by 65% by 2030. The Energy Department estimates it'll save taxpayers $29 million in the first year alone and will have the same impact on emissions as taking over 23,000 gas powered cars off the road.

The Education Department has cancelled 5 billion more dollars of student loan debt. This will effect 74,000 more borrowers, this brings the total number of people who've had their student loan debt forgiven under Biden through different programs to 3.7 Million

U.S. Agency for International Development has launched a program to combat lead exposure in developing countries like South Africa and India. Lead kills 1.6 million people every year, more than malaria and AIDS put together.

Congressional Democrats have reached a deal with their Republican counter parts to revive the expanded the Child Tax Credit. The bill will benefit 16 million children in its first year and is expected to lift 400,000 children out of poverty in its first year. The proposed deal also has a housing provision that could see 200,000 new affordable rental units

#good news #thanks Biden #Joe Biden #Democrats #climate change #student loans #poverty #housing

11K notes · View notes

odinsblog · 2 years ago

Text

🗣️THIS IS WHAT INCLUSIVE, COMPASSIONATE DEMOCRACY LOOKS LIKE

Minnesota Dems enacted a raft of laws to make the state a trans refuge, and ensure people receiving trans care here can't be reached by far-right governments in places like Florida and Texas. (link)

Minnesota Dems ensured that everyone, including undocumented immigrants, can get drivers' licenses. (link)

They made public college free for the majority of Minnesota families. (link)

Minnesota Dems dropped a billion dollars into a bevy of affordable housing programs, including by creating a new state housing voucher program. (link)

Minnesota Dems massively increased funding for the state's perpetually-underfunded public defenders, which lets more public defenders be hired and existing public defenders get a salary increase. (link)

Dems raised Minnesota education spending by 10%, or about 2.3 billion. (link)

Minnesota Dems created an energy standard for 100% carbon-free electricity by 2040. (link)

Minnesota already has some of the strongest election infrastructure (and highest voter participation) in the country, but the legislature just made it stronger, with automatic registration, preregistration for minors, and easier access to absentee ballots. (link)

Minnesota Dems expanded the publicly subsidized health insurance program to undocumented immigrants. This one's interesting because it's the sort of things Dems often balk at. The governor opposed it! The legislature rolled over him and passed it anyway. (link)

Minnesota Dems expanded background checks and enacted red-flag laws, passing gun safety measures that the GOP has thwarted for years. (link)

Minnesota Dems gave the state AG the power to block the huge healthcare mergers that have slowly gobbled up the state's medical system. (link)

Minnesota Dems restored voting rights to convicted felons as soon as they leave prison. (link)

Minnesota Dems made prison phone calls free. (link)

Minnesota Dems passed new wage protection rules for the construction industry, against industry resistance. (link)

Minnesota Dems created a new sales tax to fund bus and train lines, an enormous victory for the sustainability and quality of public transit. Transit be more pleasant to ride, more frequent, and have better shelters, along more lines. (link)

They passed strict new regulations on PFAS ("forever chemicals"). (link)

Minnesota Dems passed the largest bonding bill in state history! Funding improvements to parks, colleges, water infrastructure, bridges, etc. etc. etc. (link)

They're going to build a passenger train from the Twin Cities to Duluth. (link)

I can't even find a news story about it but there's tens of millions in funding for new BRT lines, too. (link)

A wonky-but-important change: Minnesota Dems indexed the state gas tax to inflation, effectively increasing the gas tax. (link)

They actually indexed a bunch of stuff to inflation, including the state's education funding formula, which helps ensure that school spending doesn't decline over time. (link)

Minnesota Dems made hourly school workers (e.g., bus drivers and paraprofessionals) eligible for unemployment during summer break, when they're not working or getting paid. (link)

Minnesota Dems passed a bunch of labor protections for teachers, including requiring school districts to negotiate class sizes as part of union contracts. (Yet another @SydneyJordanMN special here. (link)

Minnesota Dems created a state board to govern labor standards at nursing homes. (link)

Minnesota Dems created a Prescription Drug Affordability Board, which would set price caps for high-cost pharmaceuticals. (link)

Minnesota Dems created new worker protections for Amazon warehouse workers and refinery workers. (link)

Minnesota Dems passed a digital fair repair law, which requires electronics manufacturers to make tools and parts available so that consumers can repair their electronics rather than purchase new items. (link)

Minnesota Dems made Juneteenth a state holiday. (link)

Minnesota Dems banned conversion therapy. (link)

They spent nearly a billion dollars on a variety of environmental programs, from heat pumps to reforestation. (link)

Minnesota Dems expanded protections for pregnant and nursing workers - already in place for larger employers - to almost everyone in the state. (link)

Minnesota Dems created a new child tax credit that will cut child poverty by about a quarter. (link)

Minnesota Democrats dropped a quick $50 million into homelessness prevention programs. (link)

And because the small stuff didn't get lost in the big stuff, they passed a law to prevent catalytic converter thefts. (link)

Minnesota Dems increased child care assistance. (link)

Minnesota Dems banned "captive audience meetings," where employers force employees to watch anti-union presentations. (link)

No news story yet, but Minnesota Dems forced signal priority changes to Twin Cities transit. Right now the trains have to wait at intersections for cars, which, I can say from experience, is terrible. Soon that will change.

Minnesota Dems provided the largest increase to nursing home funding in state history. (link)

They also bumped up salaries for home health workers, to help address the shortage of in-home nurses. (link)

Minnesota Dems legalized drug paraphernalia, which allows social service providers to conduct needle exchanges and address substance abuse with reduced fear of incurring legal action. (link)

Minnesota Dems banned white supremacists and extremists from police forces, capped probation at 5 years for most crimes, improved clemency, and mostly banned no-knock warrants. (link)

Minnesota Dems also laid the groundwork for a public health insurance option. (link)

I’m happy for the people of Minnesota, but as a Floridian living under Ron DeSantis & hateful Republicans, I’m also very envious tbh. We know that democracy can work, and this is a shining example of what government could be like in the hands of legislators who actually care about helping people in need, and not pursuing the GOP’s “culture wars” and suppressing the votes of BIPOC, and inflicting maximum harm on those who aren’t cis/het, white, wealthy, Christian males. BRAVO MINNESOTA. This is how you do it! And the Minnesota Dems did it with a one seat majority, so no excuses. Forget about the next election and focus on doing as much good as you can, while you still can. 👏🏿👏🏿👏🏿👏🏿👏🏿👏🏿👏🏿

👉🏿 https://threadreaderapp.com/thread/1660846689450688514.html

#politics #minnesota #social justice #culture wars #this is what democracy looks like #republicans are evil

25K notes · View notes

reasonsforhope · 1 year ago

Text

"The California state government has passed a landmark law that obligates technology companies to provide parts and manuals for repairing smartphones for seven years after their market release.

Senate Bill 244 passed 65-0 in the Assembly, and 38-0 in the Senate, and made California, the seat of so much of American technological hardware and software, the third state in the union to pass this so-called “right to repair” legislation.

On a more granular level, the bill guarantees consumers’ rights to replacement parts for three years’ time in the case of devices costing between $50 and $99, and seven years in the case of devices costing more than $100, with the bill retroactively affecting devices made and sold in 2021.

Similar laws have been passed in Minnesota and New York, but none with such a long-term period as California.

“Accessible, affordable, widely available repair benefits everyone,” said Kyle Wiens, the CEO of advocacy group iFixit, in a statement. “We’re especially thrilled to see this bill pass in the state where iFixit is headquartered, which also happens to be Big Tech’s backyard. Since Right to Repair can pass here, expect it to be on its way to a backyard near you.” ...

One of the reasons Wiens is cheering this on is because large manufacturers, from John Deere to Apple, have previously lobbied heavily against right-to-repair legislation for two reasons. One, it allows them to corner the repair and maintenance markets, and two, it [allegedly] protects their intellectual property and trade secrets from knock-offs or competition.

However, a byproduct of the difficulty of repairing modern electronics is that most people just throw them away.

...Wien added in the statement that he believes the California bill is a watershed that will cause a landslide of this legislation to come in the near future."

-via Good News Network, October 16, 2023

#united states #us politics #right to repair #planned obsolescence #enshittification #big tech #iphone #sustainability #ewaste #consumer rights #electronics #good news #hope #california #silicon valley

9K notes · View notes

businessbigwigs · 1 year ago

Text

Deceptive Practices Get Small Fines

Deceptive practices by Bank of America against hundreds of thousands of customers have resulted in over $250 million in penalties. On Tuesday, the Consumer Financial Protection Bureau (CFPB) issued a statement about their findings against the second-largest bank in the nation. According to them, the bank has a history of charging multiple overdraft fees, $35 a pop, for the same failed…

View On WordPress

#Bank of America #Banks #bill halldin #Consumer Financial Protection Bureau #overdraft fees #rohit chopra #Wells Fargo

0 notes

afloweroutofstone · 2 months ago

Text

One 82-year-old woman, who wore pajamas with holes in them because she didn’t want to spend money on new ones, didn’t realize she had given Republicans more than $350,000 while living in a 1,000 square-foot Baltimore condo since 2020. By the time a Taiwanese immigrant from California passed away from lung cancer this year at age 80, she had given away more than $180,000 to Trump’s campaign and a litany of other Republican candidates – writing letters to candidates apologizing for not getting donations to them on time because she was going into heart surgery. She had only $250 in her bank account when she died, leaving her family scrambling to cover the cost of her funeral. And a 78-year-old, a widow who limited showers to save on her water bill and canceled her long-term care insurance, didn’t understand why the retirement savings her husband had left her was dwindling so quickly. After CNN reached out to her family, they learned that the woman gave more than $200,000 in donations to Democratic political groups and candidates. The federal government has gone after non-political companies for similar tactics, such as making false statements in ads or making them seem as if they were written directly to the recipient. But regulators have done little to stop fundraisers from using misleading and deceptive advertisements to target vulnerable donors. And the lawmakers who experts say would need to act to protect consumers at both the state and federal levels are the same ones benefiting from the current fundraising machines.

#politics #elections #campaign finance

2K notes · View notes

the-cimmerians · 1 year ago

Text

Vice President Kamala Harris announced this week that the Biden administration is looking to lessen the burden medical debt has on people by purging it from their credit report. This means that even if people have piles of medical debt — one in five Americans say they do — it’s not going to affect their ability to get a mortgage or a car loan. So they will at least have a place to rest their head and a car they can drive to work every day while paying off their medical bills.

Via AP:

Harris said that would make it easier for them to obtain an auto loan or a home mortgage. Roughly one in five people report having medical debt. The vice president said the Consumer Financial Protection Bureau is beginning the rulemaking process to make the change. The agency said in a statement that including medical debt in credit scores is problematic because “mistakes and inaccuracies in medical billing are common.” “Access to health care should be a right and not a privilege,” Harris told reporters in call to preview the action. “These measures will improve the credit scores of millions of Americans so that they will better be able to invest in their future.”

It only seems fair that high medical bills for an emergency or serious illness shouldn’t affect one’s credit rating anyway. It’s not like we’re talking about someone irresponsibly dropping several grand at Versace and then never paying off the credit card bill. Fifty-seven percent of Americans could not afford a surprise $1000 emergency, so the inability to pay off massive amounts of medical debt is hardly a fair reflection of an inclination to default on normal payments — payments you can budget for — on something like a mortgage or auto loan. “Way to be irresponsible by getting cancer, lady! You should definitely be punished for that by not being able to find any place to live!” seems pretty harsh, no?

#us politics #health care #medical debt #Wonkette #Robyn Pennacchia

6K notes · View notes

thelawandmore · 2 years ago

Text

Recent Developments in Data Privacy and Their Implications for Business

Data privacy is a hot topic in today’s digital world. Here are nine recent developments that changed the data privacy landscape and what they mean for businesses and consumers. 1. The EU General Data Protection Regulation (GDPR) came into force in May 2018, creating a unified data protection framework across the EU and giving individuals more control over their personal data. The EU General…

View On WordPress

0 notes

mostlysignssomeportents · 2 months ago

Text

Shifting $677m from the banks to the people, every year, forever

I'll be in TUCSON, AZ from November 8-10: I'm the GUEST OF HONOR at the TUSCON SCIENCE FICTION CONVENTION.

"Switching costs" are one of the great underappreciated evils in our world: the more it costs you to change from one product or service to another, the worse the vendor, provider, or service you're using today can treat you without risking your business.

Businesses set out to keep switching costs as high as possible. Literally. Mark Zuckerberg's capos send him memos chortling about how Facebook's new photos feature will punish anyone who leaves for a rival service with the loss of all their family photos – meaning Zuck can torment those users for profit and they'll still stick around so long as the abuse is less bad than the loss of all their cherished memories:

https://www.eff.org/deeplinks/2021/08/facebooks-secret-war-switching-costs

It's often hard to quantify switching costs. We can tell when they're high, say, if your landlord ties your internet service to your lease (splitting the profits with a shitty ISP that overcharges and underdelivers), the switching cost of getting a new internet provider is the cost of moving house. We can tell when they're low, too: you can switch from one podcatcher program to another just by exporting your list of subscriptions from the old one and importing it into the new one:

https://pluralistic.net/2024/10/16/keep-it-really-simple-stupid/#read-receipts-are-you-kidding-me-seriously-fuck-that-noise

But sometimes, economists can get a rough idea of the dollar value of high switching costs. For example, a group of economists working for the Consumer Finance Protection Bureau calculated that the hassle of changing banks is costing Americans at least $677m per year (see page 526):

https://files.consumerfinance.gov/f/documents/cfpb_personal-financial-data-rights-final-rule_2024-10.pdf

The CFPB economists used a very conservative methodology, so the number is likely higher, but let's stick with that figure for now. The switching costs of changing banks – determining which bank has the best deal for you, then transfering over your account histories, cards, payees, and automated bill payments – are costing everyday Americans more than half a billion dollars, every year.

Now, the CFPB wasn't gathering this data just to make you mad. They wanted to do something about all this money – to find a way to lower switching costs, and, in so doing, transfer all that money from bank shareholders and executives to the American public.

And that's just what they did. A newly finalized Personal Financial Data Rights rule will allow you to authorize third parties – other banks, comparison shopping sites, brokers, anyone who offers you a better deal, or help you find one – to request your account data from your bank. Your bank will be required to provide that data.

I loved this rule when they first proposed it:

https://pluralistic.net/2024/06/10/getting-things-done/#deliverism

And I like the final rule even better. They've really nailed this one, even down to the fine-grained details where interop wonks like me get very deep into the weeds. For example, a thorny problem with interop rules like this one is "who gets to decide how the interoperability works?" Where will the data-formats come from? How will we know they're fit for purpose?

This is a super-hard problem. If we put the monopolies whose power we're trying to undermine in charge of this, they can easily cheat by delivering data in uselessly obfuscated formats. For example, when I used California's privacy law to force Mailchimp to provide list of all the mailing lists I've been signed up for without my permission, they sent me thousands of folders containing more than 5,900 spreadsheets listing their internal serial numbers for the lists I'm on, with no way to find out what these lists are called or how to get off of them:

https://pluralistic.net/2024/07/22/degoogled/#kafka-as-a-service

So if we're not going to let the companies decide on data formats, who should be in charge of this? One possibility is to require the use of a standard, but again, which standard? We can ask a standards body to make a new standard, which they're often very good at, but not when the stakes are high like this. Standards bodies are very weak institutions that large companies are very good at capturing:

https://pluralistic.net/2023/04/30/weak-institutions/

Here's how the CFPB solved this: they listed out the characteristics of a good standards body, listed out the data types that the standard would have to encompass, and then told banks that so long as they used a standard from a good standards body that covered all the data-types, they'd be in the clear.

Once the rule is in effect, you'll be able to go to a comparison shopping site and authorize it to go to your bank for your transaction history, and then tell you which bank – out of all the banks in America – will pay you the most for your deposits and charge you the least for your debts. Then, after you open a new account, you can authorize the new bank to go back to your old bank and get all your data: payees, scheduled payments, payment history, all of it. Switching banks will be as easy as switching mobile phone carriers – just a few clicks and a few minutes' work to get your old number working on a phone with a new provider.

This will save Americans at least $677 million, every year. Which is to say, it will cost the banks at least $670 million every year.

Naturally, America's largest banks are suing to block the rule:

https://www.americanbanker.com/news/cfpbs-open-banking-rule-faces-suit-from-bank-policy-institute

Of course, the banks claim that they're only suing to protect you, and the $677m annual transfer from their investors to the public has nothing to do with it. The banks claim to be worried about bank-fraud, which is a real thing that we should be worried about. They say that an interoperability rule could make it easier for scammers to get at your data and even transfer your account to a sleazy fly-by-night operation without your consent. This is also true!

It is obviously true that a bad interop rule would be bad. But it doesn't follow that every interop rule is bad, or that it's impossible to make a good one. The CFPB has made a very good one.

For starters, you can't just authorize anyone to get your data. Eligible third parties have to meet stringent criteria and vetting. These third parties are only allowed to ask for the narrowest slice of your data needed to perform the task you've set for them. They aren't allowed to use that data for anything else, and as soon as they've finished, they must delete your data. You can also revoke their access to your data at any time, for any reason, with one click – none of this "call a customer service rep and wait on hold" nonsense.

What's more, if your bank has any doubts about a request for your data, they are empowered to (temporarily) refuse to provide it, until they confirm with you that everything is on the up-and-up.

I wrote about the lawsuit this week for @[email protected]'s Deeplinks blog:

https://www.eff.org/deeplinks/2024/10/no-matter-what-bank-says-its-your-money-your-data-and-your-choice

In that article, I point out the tedious, obvious ruses of securitywashing and privacywashing, where a company insists that its most abusive, exploitative, invasive conduct can't be challenged because that would expose their customers to security and privacy risks. This is such bullshit.

It's bullshit when printer companies say they can't let you use third party ink – for your own good:

https://arstechnica.com/gadgets/2024/01/hp-ceo-blocking-third-party-ink-from-printers-fights-viruses/

It's bullshit when car companies say they can't let you use third party mechanics – for your own good:

https://pluralistic.net/2020/09/03/rip-david-graeber/#rolling-surveillance-platforms

It's bullshit when Apple says they can't let you use third party app stores – for your own good:

https://www.eff.org/document/letter-bruce-schneier-senate-judiciary-regarding-app-store-security

It's bullshit when Facebook says you can't independently monitor the paid disinformation in your feed – for your own good:

https://pluralistic.net/2021/08/05/comprehensive-sex-ed/#quis-custodiet-ipsos-zuck

And it's bullshit when the banks say you can't change to a bank that charges you less, and pays you more – for your own good.

CFPB boss Rohit Chopra is part of a cohort of Biden enforcers who've hit upon a devastatingly effective tactic for fighting corporate power: they read the law and found out what they're allowed to do, and then did it:

https://pluralistic.net/2023/10/23/getting-stuff-done/#praxis

The CFPB was created in 2010 with the passage of the Consumer Financial Protection Act, which specifically empowers the CFPB to make this kind of data-sharing rule. Back when the CFPA was in Congress, the banks howled about this rule, whining that they were being forced to share their data with their competitors.

But your account data isn't your bank's data. It's your data. And the CFPB is gonna let you have it, and they're gonna save you and your fellow Americans at least $677m/year – forever.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/11/01/bankshot/#personal-financial-data-rights

466 notes · View notes

robertreich · 10 months ago

Video

youtube

Who’s to Blame for Out-Of-Control Corporate Power?

One man is especially to blame for why corporate power is out of control. And I knew him! He was my professor, then my boss. His name… Robert Bork.

Robert Bork was a notorious conservative who believed the only legitimate purpose of antitrust — that is, anti-monopoly — law is to lower prices for consumers, no matter how big corporations get. His philosophy came to dominate the federal courts and conservative economics.

I met him in 1971, when I took his antitrust class at Yale Law School. He was a large, imposing man, with a red beard and a perpetual scowl. He seemed impatient and bored with me and my classmates, who included Bill Clinton and Hillary Rodham, as we challenged him repeatedly on his antitrust views.

We argued with Bork that ever-expanding corporations had too much power. Not only could they undercut rivals with lower prices and suppress wages, but they were using their spoils to influence our politics with campaign contributions. Wasn’t this cause for greater antitrust enforcement?

He had a retort for everything. Undercutting rival businesses with lower prices was a good thing because consumers like lower prices. Suppressing wages didn’t matter because employees are always free to find better jobs. He argued that courts could not possibly measure political power, so why should that matter?

Even in my mid-20s, I knew this was hogwash.

But Bork’s ideology began to spread. A few years after I took his class, he wrote a book called The Antitrust Paradox summarizing his ideas. The book heavily influenced Ronald Reagan and later helped form a basic tenet of Reaganomics — the bogus theory that says government should get out of the way and allow corporations to do as they please, including growing as big and powerful as they want.

Despite our law school sparring, Bork later gave me a job in the Department of Justice when he was solicitor general for Gerald Ford. Even though we didn’t agree on much, I enjoyed his wry sense of humor. I respected his intellect. Hell, I even came to like him.

Once President Reagan appointed Bork as an appeals court judge, his rulings further dismantled antitrust. And while his later Supreme Court nomination failed, his influence over the courts continued to grow.

Bork’s legacy is the enormous corporate power we see today, whether it’s Ticketmaster and Live Nation consolidating control over live performances, Kroger and Albertsons dominating the grocery market, or Amazon, Google, and Meta taking over the tech world.

It’s not just these high-profile companies either: in most industries, a handful of companies now control more of their markets than they did twenty years ago.

This corporate concentration costs the typical American household an estimated extra $5,000 per year. Companies have been able to jack up prices without losing customers to competitors because there is often no meaningful competition.

And huge corporations also have the power to suppress wages because workers have fewer employers from whom to get better jobs.

And how can we forget the massive flow of money these corporate giants are funneling into politics, rigging our democracy in their favor?

But the tide is beginning to turn under the Biden Administration. The Justice Department and Federal Trade Commission are fighting the monopolization of America in court, and proposing new merger guidelines to protect consumers, workers, and society.

It’s the implementation of the view that I and my law school classmates argued for back in the 1970s — one that sees corporate concentration as a problem that outweighs any theoretical benefits Bork claimed might exist.

Robert Bork would likely regard the Biden administration’s antitrust efforts with the same disdain he had for my arguments in his class all those years ago. But instead of a few outspoken law students, Bork’s philosophy is now being challenged by the full force of the federal government.

The public is waking up to the outsized power corporations wield over our economy and democracy. It’s about time.

#youtube #corporations #power #Robert Bork #economy #history #video #videos

2K notes · View notes

darlingdaisyfarm · 2 months ago

Text

⋆. 𐙚 ˚ riding Ford and getting multiple orgasms out of him

author note: a little request from ao3 “Reader (by the request of Bill) riding Ford and getting multiple orgasms out of him, basically typical overstimulation stuff? :]”

tags: nsfw, p in v, riding, overstimulation, praise and degrading, triangle!Bill, tendrils

little bonus to this fic

It’s not just about the way he looks at you when you’re close, or how he touches you like he’s unsure if he deserves it. It’s the little things, those soft gasps he lets slip when you press your lips to his skin as you tease him, the way his hands tremble when you pull him closer, whispering praises in his ear.

Tonight, though, you want more than just the sweetness. You want him broken, to see the desperation in his eyes, to hear him beg. You want to take your time, savour him, consume him whole. It’s not just about pleasure; it’s about watching Stanford fucking Pines fall apart, piece by piece, under your touch.

He’s always been the reserved one, the serious one, always ready to protect you at all costs, the intellectual, the scientist who can’t seem to let go of his fears and doubts. But with you, Ford is different. He lets go of his mask, just a little, and it makes you want him even more.

You start slow, leaning close, kissing his beautiful lips with a tenderness that quickly turns into something deeper as you climb into his lap. It takes Ford’s breath away, and you pull him closer, your hands caressing his chest, guiding him onto his back.

“Relax,” you murmur, kissing the corner of his mouth, then trailing your lips along his jawline, the scratch of his stubble against your skin making you smile. His chest rises and falls sharply beneath your palms, and you can feel his heart racing, how it betrays his nerves.

“Darling. . .” dear god, his voice is already trembling, his nails digging into your skin just enough to show he’s trying to hold back. But you know it’s only a matter of time before he crumbles. Ford lets out a quiet sound as you kiss him again, this time deeper, your tongue coaxing his lips apart.

You move to his neck, lips pressing delicate kisses along the curve of his throat. He tilts his head back, letting you explore, giving you more space and skin to mark. “You’re so beautiful like this,” you whisper, dragging your tongue over the spot where his pulse thrums wildly captivating beneath his skin.

He shudders as you nip gently. “Darling, sweetheart. . .” Ford’s always-so-calm voice is now already broken with anticipation, and it makes you proud of yourself. “you’re. . . quite bold tonight, aren’t you?” he smiles awkwardly.

“Bold? Sweetheart’s not bold, IQ. She’s fucking feral. Look at her, climbing all over you like she’s about to eat you alive!” Bill’s voice cuts through Ford’s mind like a razor.

Ford groans softly, tilting his head back, arching as you nuzzle into the crook of his neck, flicking your tongue out to taste the sensitive skin there and lick the little bites you made. “Y-you don’t need to rush, love,” he stammers, though the way his cock throbs beneath you tells a different story.

“Oh, Sixer, would you relax? You’ve got a total bombshell in your lap and you’re too busy being a nerd! Just sit back and let ’er take the reins, huh?”

You laugh softly, pressing your hips down just enough to make him gasp. “Rush? But I’ve been thinking about this all day.”

“Christ, nerd, she’s fucking desperate! You’d better not disappoint her, though that’d be hilarious.”

Ford flinches, his hands tightening their hold on you, but you soothe him, threading your fingers into his graying hair. “Hey,” you say softly, calming him with a kiss to his temple. “It’s just us tonight, okay? Let me take care of you. I want to make you feel good.”

Ford knows you aren’t alone, but he nods, letting himself sink further into your warm touch.

The kisses grow deeper, more demanding, your tongue sliding against his as you press your body closer, feeling him hard and throbbing beneath you, so needy already. You grind down against him, a slow roll of your hips that makes him gasp, his head tipping back into the pillows.

“Darling,” he chokes out, “y-you don’t have to— ahh. . .”

“Shhh,” you soothe, your hands running down his chest, caressing his pretty scars gently, feeling the tension in his body. “let me love you, Ford.”

And with that, you kiss your way lower, down his collarbone, leaving marks as you go. Your fingers find his belt, and he stiffens beneath you.

“Don’t be nervous,” you giggle, kissing another scar on his chest as you slowly undo the buckle. “I’ll be gentle.”

“That’s pathetic, Sixer. Don’t tell me you’ll cum before she even gets your pants off.”

He can’t even speak, just nod and watch you with desperation written all over his face as you free his cock from the confines of his pants. Poor man squirms beneath you, all six fingers sliding over your body, unsure of what to do. But you feel like heaven and he could stay like this forever.

Ford’s cock springs free, and he exhales sharply at the sudden exposure. His painfully hot length makes contact with the cool air, and it’s all too much, too fast. He’s achingly hard, his shaft twitching against his stomach, already leaking from how worked up he is. The veins bulge slightly beneath his skin, a visual testament to his desperation. You bite your lip, unable to hide your smile as you run your thumb over the sensitive tip, spreading the bead of precum. His entire body jerks under your touch, hips bucking helplessly as a strangled cry escapes him.

“Oh, come on, Stanford. You’re shaking already? She’s barely touched you!”

“Please, please don’t stop, I need more. . . ahh, ahnn. . .” Ford’s head falls back.

You give him what he wants. Ford's cock twitches helplessly in your grip as you wrap your fingers around his thickness, stroking him slowly from base to tip. Your thumb brushes over the sensitive, leaking tip again and you smirk. “You’re so hard,” you murmur, admiration lacing your voice as Ford’s moans fill the room. His hips buck upward, driven by desperate need.

“Oh, this is gonna be interesting. Place your bets, sweetheart! Two thrusts? One? How long before Sixer cums like the pathetic man he is?”

Ford whimpers, the sound breaking and soft, so damn apologetic. It only makes you want to ruin him more. And Ford wants it, he wants all of it, all of you.

He shudders, his hands gripping the sheets in a futile attempt to hold onto control. But it’s slipping away fast. “Darling, please, please—”you cut him off with a kiss, your lips crashing into his and swallowing his moans. Your hand continues stroking him, never relenting, only giving him more pleasure.

“God, Ford,” you whisper against his lips, pulling away just enough to watch his needy beautiful face. “You’re so big. . . I can’t wait to feel you inside me.”

Ford’s eyes flutter open, locking onto yours. God, he looks wrecked already, lips trembling, cheeks flushed, pupils blown wide with desire.

“Aw, look at you two lovebirds. Makes me sick. No, really, keep going, I’m enjoying the show.”

You smile, pressing a soft kiss to his cheek. “Does that feel good?” you coo, your grip tightening around his aching cock.

“Y-yes,” he whines helplessly. “so good! oh goddd—” the proof of it lies in the way his whole body trembles, his thighs tense beneath you, and your hand slick with his leaking precum. He thrusts up into your grip and he’s losing it.

But it’s not enough for you. You need more. Your free hand slides down to your own heat, tugging your panties aside. You spread yourself open for him, letting him see everything, how wet you are, how your pussy clenches on nothing, dripping and desperate. “Look at me, Ford. Look at what you do to me.”

Ford’s eyes snap open at your words, and the sight nearly undoes him. His cock jerks in your hand, more precum spilling onto your fingers. “Honey, you’re s-so beautiful. I— I love you so much. . .”

“Touch me,” you demand, though it comes out as a plea when you guide one of his six-fingered hands between your thighs. His fingers tremble as they slide against your wet folds. Another groan tears from his throat when he feels how soaked you are.

“Right here,” you beg, pressing his fingertips to your clit. A soft moan escapes you as he begins to circle it, biting his lip.

“At least pretend you know what you’re doing, Sixer. Fake it for her sake!”

Ford’s long fingers move tentatively at first, spreading your wetness. “You’re so wet,” he stutters in awe.

“For you, Ford, only for you,” you whisper, grinding against his hand.

Ford’s touch grows bolder with every needy sound you make, his thumb finding just the right pressure on your puffy clit. Two fingers slide lower, teasing your dripping entrance. He swallows thickly, his gaze locked on yours as his long digits press into you. Ford curls his fingers inside, brushing that perfect spot that makes you cry out, your walls fluttering around him.

His cock throbs in your other hand, twitching, begging to feel your pussy around him. Pearls of cum drip down his length, making everything so deliciously messy. Your thumb rubs over the sensitive tip in rhythm with the way you ride his hand and it’s too much for him.

“Darling, please. I— I need to be inside you. Pleasepleaseplease. . .”

You smile as another soft moan escapes your lips. Leaning down to kiss him again, swallowing his desperate mewls, you line his cock with your pussy. The thick, leaking tip presses against your dripping entrance, twitching there, so hot and ready to fill you.

“Do you want this?” you tease, letting the head of his cock slip just barely inside.

“Ye-yes!” Ford gasps, his hips jerking upward. “Please, love! I’ll do anything. Just please—”

You don’t make him wait any longer because yourself can’t too. Slowly, you lower yourself onto him, feeling the delicious stretch as you sink down, inch by inch. Your pussy takes him in, wetness welcoming him, the thickness of him stretching you in the most perfect way, leaving you breathless as you take all of him. Your walls flutter around his cock, gripping him tight and you both let out matching moans when he fills you completely.

Ford’s reaction is fucking beautiful. His hands fly to your hips, his fingers digging into your skin as his head falls back, a choked sob spilling from his lips. “Oh god! I can feel everything, fuck, love, you’re so tight, so warm. . .”

The moment you start to move, Ford’s entire body goes rigid, his breath breaking into soft, helpless gasps as he just lays there and lets you ride him. He tries to hold it together, but it’s useless. You’re too much, too perfect, too wet and tight for him, and he doesn’t even know what to do with himself anymore.

And then he’s coming. His hips buck uncontrollably, his cock throbbing as he spills inside you, a pathetic whine leaving his lips.

You freeze, your eyes wide as you stare down at him, suddenly aware of his warm seed inside you. Ford. . . did he just. . .?

“Oh my fucking god, you actually came?! Holy shit, Sixer, I wasn’t serious about the two-thrust thing, but damn! You’re even more pathetic than I thought!”

Ford’s face burns with shame as he buries it in his hands. “I’m so sorry, I-I don’t know what’s wrong with me.”

“What’s wrong? Oh, nothing at all, Fordsy. Couldn’t even last five seconds, huh? That’s embarrassing.”

You can’t help but laugh, though it’s a soft, affectionate sound unlike Bill’s. “Ford,” you say gently, cupping his cute face and tilting it up to meet your gaze. “It’s okay. Really. It just means you felt really good, honey. That’s nothing to be ashamed of.”

“Nah, you should be ashamed of yourself, IQ. But judging by that stupid look on your face, you’re too far gone to care.”

Oh, sweet heavens, he thinks, you’re too kind to him. Your hands slide up his chest, tangling in his hair as you kiss him again, your lips soft and loving, taking all his embarrassment away. His head is thrown back against the pillows, his eyes glassy, lips trembling like he’s trying to speak but can’t string a single coherent word together.

“You feel— you feel, ahh. . . so fucking good, Ford,” you breathe as you bounce on him. Ford’s eyes roll back into his head, and he groans. You lean down, stroking his cheek with a tender hand, kissing him sweetly. “Shhh, you’re doing so good, baby,” you whisper, rolling your hips again, feeling his cock pulse as you grind down on him.

“She’s fucking herself stupid on your cock, and you’re still useless. Can’t even thrust properly anymore, can you? Just lying there, letting her ride you like the limp little mess you are.”

Ford’s hands twitch at your waist like he wants to protest but can’t find the strength. “Pussy’s s-so good,” he mumbles, his words slurred as though he’s drunk. “so tight, so warm. . .”

“Jesus fucking Christ, listen to yourself,” Bill cackles. “You’re out here worshipping pussy like it’s the first time you’ve ever seen one. All that brainpower, and you’re fucking useless when there’s a pretty cunt on top of you!”

Ford only whimpers, his face burning from Bill’s cruel mocking, because himself knows its truth, his cock twitches inside you at the words. Despite the shame, he thrusts up helplessly, chasing more, trying to reach deeper, even though he’s so far gone.

“Does it feel good, Ford?” you murmur, leaning down to kiss his nose.

“Yesyesyes! yes! so fucking good,” he gasps, bucking his hips whenever you pull yourself up. “I c-can’t, oh, love, I don’t think I can last—”

“Look at you,” Bill sneers. “All it takes is a tight cunt and a few rolls of her hips. What happened to the big, smart scientist? Where’s Mr. Genius now, huh?”

“It’s okay, Ford. You don’t have to hold back.”

He can’t stop the whining that spills from his lips, so damn loud, his head tipping back to expose his throat. You seize the opportunity, pressing your lips to his pulse, kissing and sucking until his gasps dissolve into desperate cries. His cock twitches violently inside you, and then his entire body shudders again when he cums inside you with a pleading moan.

“Oh god,” he whimpers, the realisation hitting him hard. His hands tremble on your waist as he looks up at you, his vision blurry. “I-I’m sorry! I couldn’t—”

You don’t bother with words. Instead, you kiss him deeply, your hips still moving. Ford lets out a sharp, choked sound as you continue to ride him, your pussy clenching greedily around his now oversensitive cock.

“W-wait, I. . . oh, fuck, love, wait. . .”

But you don’t stop.

“That’s it, you can give me more, can’t you? I know you can, Ford. Please.”

Ford cries out from the overstimulation, helpless and weak to the way how your pussy swallow all what he gives you. His hands fall uselessly to the bed as you take complete control, but his cock staying rock hard, buried deep inside you. Each slow roll of your hips makes his tip brush against your cervix, what also makes you moan loudly.

“Oh m-my god,” you grind harder, obsessed with how heavenly his cock fills you. “look at you, you’re such a mess. . .”

Ford can’t even respond. He’s too lost in the way your pretty pussy feels, pulling him deeper, clenching around him tight. His mouth hangs open, breathless, his trembling fingers dig into your hips, your ass, trying to pull you closer, but the effort is weak, desperate.

“I. . . oh, I c-can’t,” he stutters your name. “I— I can’t hold on. . . please, please, I— I can’t, just. . .”

Bill chuckles. “My little slut is so goddamn desperate he can’t even form a fucking sentence.”

You smirk, pressing your body closer to Ford’s, grinding into him in time with his shallow thrusts. His cock twitches inside you again, his body practically begging for another release but he feels like nothing might come out.

“I love seeing you like this,” you purr. “all you can think about is cumming, isn’t it?”

His eyes are glazed, he doesn’t try to answer, he just nods desperately, the sounds escaping his lips a garbled mess.

“I. . . I need you, da-darling. Please, ahh, please! Don’t stop. God, don’t stop, please! Don’t stop. . . It feels so good, im so close!”

“Yes, let it all out, baby. Don’t hold back. You’re such a good boy for me, Ford.”

“Yes, yes, please, too much!” his begging is broken, barely coherent, his words dissolving into needy little whimpers. “I need to. . . mhmm, need to cum inside you! nnghn, please, let me—”

“Aw, isn’t that sweet? He’s so eager to fill you up, he doesn’t even care how pathetic he looks.”

“Yes,” you murmur, leaning down to capture Ford’s lips. “Please cum inside me, Ford, again. Please. . .”

And that’s how he comes again, so obedient. It slams into him like a tidal wave, his cock pulsing deep inside you, spilling into your womb again and again, filling you up, flooding your walls white. He’s not even sure if he has the strength left to moan, his throat is dry.

“Look at you. Shaking, crying, and cumming like it’s the only thing you know how to do. Now that’s the kind of Sixer I like.”

But you don’t stop. He can’t take much more, but you don’t give him a choice. You fuck him harder this time, harder than before, your body slapping against his with each thrust, the sounds of your bodies joining in perfect sync.

You feel his cum dripping out, pooling where your bodies are joined and it’s so dirty and messy there, but you keep moving, grinding against him, chasing your own release now, using Ford for your pleasure now.

“Such a good boy,” you whisper, leaning down to kiss his temple. “You’re doing so well, Ford. I love you so much.”

“Sweetheart,” Ford’s voice already hoarse. “I need you, I need you so bad, I— I can’t. . .”

Bill's triangular shape appears directly to Ford's left. “Told ya, two seconds and you’re already a fucking puddle. You’re sobbing and begging like a fucking whore. You like it, huh? You like being used like this?”

Ford’s body is completely undone as he turns head to look at Cipher, his words barely intelligible. “Y-yes. . . yes. . . I’m a whore. . . love, please, I’m— I’m cumming again. . .”

Before he can finish, it hits him. His cock pulses inside you, spilling another load deep into your pussy. Ford cries out as you keep riding him, milking every last drop out of him. His hands weakly grip your hips, but his body is limp, overwhelmed by the force of his orgasm.

You smile, feeling his warm liquid until it starts leaking out from how full you are. Leaning down, your lips brush his ear. “You like it, don’t you, Ford? Being so deep inside me, cumming inside me, filling me up. . . gosh, im so close too. . .”

“Oh, for fuck’s sake,” Bill interrupts. “You two are useless. Let me show you how it’s done.”

Before either of you can react, his awfully slick, dark tendrils shoot out, snaking around your bodies. You gasp as one wraps around your thighs, while another slithers up to your clit, teasing the sensitive bundle with agonizing flicks. Another tendril brushes over your breasts, curling around them tightly before twisting and tugging at your nipples in agonising rhythm.

Ford isn’t spared, either. Tendrils wrap around his wrists roughly, pulling his arms above his head and pinning him to the bed, so he’s pretty useless beneath you as he’s forced to stay still, another tendril cups his balls, rolling and kneading them. Dark limb wraps around his torso, circling his nipples before pinching them sharply, then caressing. Ford lets out a broken cry, tears springing to his eyes from the overstimulation.

“Look at you both,” Bill sneers and his voice is filled with nothing, but pure mockery. “a mewling little slut and a pathetic, whining mess of a man. Poor little humans can’t handle a bit of attention, huh? You’re both so fucking needy. You don’t even deserve this.”

You try to respond, try to form words, but all that escapes your lips is a whimper. The tendril on your clit vibrates suddenly, the slick, wet sound of your soaked pussy taking Ford in only fuels Bill’s mocking tone as he forces you to ride his six-fingered toy faster.

You can’t answer, you can’t think. All that matters is that pathetic whining mess called Ford beneath you, twitching and moaning, his body held immobile by Bill’s tendrils as you ride him, taking him deeper and deeper, feeling yourself close.

“Your cunt? Your cock? Your orgasms? Mine. Every last bit of you belongs to me.”

Your back arches, hands clawing at Ford’s chest to stabilise yourself, but it’s no use. The sensations are too much, your body too sensitive and overstimulated to fight back.

“Oh, please, it’s too much, B-Bill,” you manage to choke out, but even as you beg, your hips buck helplessly into the tendril, chasing the overwhelming pleasure despite the way your thighs shake.

“Remember this moment, freaks, because you’ll never be able to fuck without thinking of me again.”

Ford isn’t faring any better, ruined by every flick of the tendrils on his nipples and the painful stimulation of his balls.

“B-Bill, my muse, please, stop, I can’t, I c-can’t take it,” he’s breathless, his voice breaks on every syllable. His words are desperate, but his body betrays him, his cock twitching as the tendrils toy with him. “I’ll. . .I’ll cum again, im gonna. . .”

“Oh, you’ll cum again, alright,” demon laughs. “And again. And again. Don’t think I’m letting either of you off easy.”

Bill shifts his attention to you, the tendrils around your clit and breasts tightening, pulling your nipples painfully before switching to gentle, torturous strokes. Your cries fill the room and Bill’s laughter only grows louder.

“And you, beautiful,” his glowing yellow form leans closer to your face. “You’re no better. Moaning like a bitch in heat while I play with you. Can’t even decide if you want me to stop or go harder, huh? You’re just a messy little thing like him, aren’t you?”

You try to glare at him, but your head falls back with a loud moan as the vibrations on your sensitive clit intensify. The pleasure so sharp it borders on pain. “I’m gonna! oh fuck, I’m gonna cum! Bill, just let me cum!”

“Already, baby? Does it feel that good, having me play with your little clit while poor Sixer can barely keep up?” Cipher appears right in front of you way and his tendrils slow their movements just enough to pull you back from the edge, leaving you trembling and whining in frustration, the orgasm just out of reach when you was so ready for it.

Ford sobs as he feels your cunt grip on him. “B-Bill, please, please, oh god, it’s too much, I c-can’t hold on, please, let me cum, I need to— please! It-it hurts!”

“‘Need to’? Oh, how cute! You need to cum, Sixer? But you wanted to be a pathetic, trembling mess, no? Then I’ll make sure you fucking stay one.” Ford cant believe he’s being denied to orgasm now, when his balls are so tight he might explode. The tendrils on his nipples twist sharply.

You’re no better as your body helpless against these Bill’s disgusting things that tease and torment you mercilessly too. “P-please, I can’t take it anymore, I need to cum, please, Bill, please!” you cry.

Bill leans back, materializing a glass of wine for himself, laughing loudly as he watches. “Listen to yourselves. Begging me like the pathetic little toys you are. God, you’re both so fucking easy to break, it’s even boring.”

His glowing yellow form looms over you both when his voice lowers.

“Don’t worry, freaks, I’m not stopping until I’ve ruined you completely.”

#next one will be bout ford and reader fucking in front of bill's statue #gravity falls x reader #gravity falls x you #gravity falls #x reader #gravity falls smut #ford pines x reader #ford pines smut #stanford pines #grunkle ford #book of bill #bill cipher x reader #bill cipher x you #billford #ford x reader

351 notes · View notes

agreeeeeeeeeee · 3 days ago

Text

Magic Lessons p.2 | B.W.

feat. Bill Weasley x intern!reader

SUMMARY: Things escalate with your boss, Bill Weasley, at the twins birthday party when you plot to make him jealous. But he gets his revenge back at the office.

CW: MDNI 18+, smut, jealous!Bill, reader gets a lil toxic, oral (f receiving), age gap, bill is a pleasure dom I don't make the rules, mentions of alcohol and smoking, strong language

>Part One

Things shifted between you and Bill after that night. You were more than just coworkers, mentor and apprentice, you developed a mutual understanding.

And what started as a little crush has grown into a beast with teeth, eating you alive, consuming every spare moment of your life. You had never felt so connected to someone before, so attuned to their feelings and desires, like your souls were tied together.

You couldn't be sure how he felt about you, but he seemed to read your mind as well as you did his. He somehow could anticipate your needs, no matter how trivial, and would go well out of his way to ensure those needs were met.

He was also fiercely protective, a trait of his that claimed several more victims than Waylan as the weeks progressed. But for you, Bill seemed to have a never ending well of patience. You couldn't ignore the amount of times you caught his gaze lingering on you, or the frequency he went out of his way to touch you, to help you, to serve you.

But you just couldn't believe that Bill Weasley would be even remotely interested in someone like you. Not to mention, the professional boundaries of your relationship were still intact.

It had been three months since the incident with the cursed axe, and it was the twins birthday. You hadn't spoken about the fact that you would both be attending the same party outside of work, but the thought made your nerves tingle with adrenaline.

You and Bill had only seen each other at work or during work-related functions. But this, attending a family party, felt like uncharted territory.

Would he be willing to cross the lines of professionalism? You weren't sure. Would you be willing to risk a career at Gringotts? Again, you weren't sure. But every day, it became harder and harder to ignore the burgeoning heat between you, that soul tie winding tighter and tighter.

You were at a standstill, paralyzed by indecision, and it was driving you mad.

The two of you were the last in the office, and you slipped away to get ready in the bathroom while he finished things up. You changed into your outfit, a maxi dress in your favorite color with a pair of heeled boots, and refreshed your makeup.

You did a small turn in the mirror, a wave of insecurity making you doubt your selection. Was it too tight for a birthday party? Too formal? Not formal enough?

Well, it was the only one you brought, so it would have to do. You collected your things a returned to Bill's office.

When you pushed open the door, you found him mid-change, wearing a white sleeveless undershirt and fastening a black belt around his waist, his shirt folded neatly on the desk.

You knew he was strong from years of hard travel, but this. He was lean and toned, broad shoulders with a narrow waist, and even littered with scars from Fenrir’s attack, he was gorgeous.

“Oh! Bill, sorry. I didn't—” You managed to tear your gaze from his body up to his face, finding his eyes glued to you, jaw a little slack, and the apology died in your throat.

He lowered his hands to his sides, belt still undone. The simmering heat between you bloomed to an inferno at your open perusal of one another, and you found yourself taking a step towards him, brainless as a moth.

His hands flexed, then balled into fists, and you paused, a flicker of reality passing through the haze of desire.

“We need to go,” he said, clearing his throat and grabbing his shirt.

You nodded, disappointment setting like a stone in your stomach.

You took the Floo System to the Burrow, managing to arrive only five minutes late.

“Bill!” His family cried, swarming him. But the twins went straight for you.

“Y/n! Look at you!” George gushed, pulling you in for a hug.

“Happy birthday to us,” Fred smirked, and you swatted his arm before pulling him in for a hug. Over Fred's shoulder, you caught Bill glaring daggers at his younger brother, but he quickly schooled his expression and turned his attention back to his father.

The twins introduced you to the few family members you hadn't met, and you answered the dozens of questions they threw your way while dinner was served. Bill was ignoring you almost entirely, caught up in conversation with his father and Percy. You knew you shouldn't take it personally, you were just colleagues after all, but it still rankled, and you could feel an attitude brewing.

Then, a wicked idea wormed it's way into your mind.

You laughed loudly at one of George's jokes, leaning into his side while he gestured in the air. He draped his arm over you, the type of platonic physical contact the two of you did all the time, but Bill didn't know that.

You saw Bill’s sharp eye snag on the movement, and bit your lips to keep from smiling at your small victory.

A few moments later, you reached over to take a sip of Fred's beer, making a show of wrapping your lips around the mouth of the bottle, your fingers delicate on the glass. You set the bottle down, then shifted to whisper something in Fred’s ear, your hand resting on his. You didn't say anything of real interest, just a little inside joke between the two of you. Fred chuckled, turning to whisper something back to you, and you grinned, winking at him.

You risked a glance at Bill and saw him white knuckling his empty whiskey glass, eyes trained on the birthday cake at the center of the table, and your confidence swelled.

“Mrs. Weasley, would you like some help clearing up for dessert?” You asked, batting your lashes.

“Oh, thank you, dearie!” She chirped, grinning at you.

You jumped up and started to collect the plates, using your wand to clear away the food. Moving around the table, you reached Bill, who was chatting with Ron about Ministry things. You leaned over Bill's shoulder, brushing against his arm to retrieve his plate, but he didn't react. Didn't even look up at you.

You huffed internally and brought the dishes to the kitchen, casing a spell so they'd wash themselves. You went to the fridge, retrieving a fresh beer for Fred and grabbed the bottle of fire whiskey from the counter.

You returned to the dining room and set the beer in front of Fred, who accepted with a smile.

“Thanks, love,” he cooed, taking a sip.

Then, you filled George's whiskey, careful to pour the correct amount. You could feel Bill’s eyes burning into you, his jaw clenched, and a giddy excitement flared in your lower belly. You capped the whiskey, licking a stray drop from your thumb, and returned it to the kitchen, leaving Bill’s glass dry.

Cake was served, and you let George feed you a few forkfuls while you and Fred told a few of your favorite stories from your time together at Hogwarts.

You knew you'd done it when Bill excused himself to smoke, a habit he never indulged in at work.

You knew it was wrong to push him, to strain whatever tenuous balance the two of you held, but you just couldn't help yourself. He was driving you insane.

After dessert, everyone ventured back into the living room for games and more drinks, and you slipped outside to find Bill.

He found you first.

An arm snaked out of the shadows and tugged you into the dark, directly into a hard chest.

“Have you lost your fucking mind?” Bill growled against your ear, the smell of smoke and whiskey clouding the air around him.

“I don't know what you mean,” you replied, tilting your head.

His took a drag off of his cigarette, glaring at you through the smoke. “You know better than to lie to me,” he warned.

“I didn't peg you for the jealous type, Mr. Weasley,” you teased, desire spilling through your body and making your thighs clench.

His free hand lifted, skimming your throat before moving around the nape of your neck. “It already kills me that they met you first, that they know you so well.” His grip tightened, scruffing you, and you gasped. “Is this what you wanted?” He rasped, his eyes locked onto yours.

“Yes, Bill,” you whimpered, pressing your body against his. “Please.”

He smiled, a wolfish, sharp thing, and dragged you the last few inches to his mouth. It was a rough kiss, a culmination of weeks of longing, his teeth nipping at your lower lip, prying your mouth open so he could taste you. His tongue tangled with yours and you moaned, getting drunk off of his lust, his dominance.

It was so different than his usual professional, collected demeanor. You knew he had an edge to him, an undercurrent of darkness that made him so adept at handling curses, but you never expected this. Having him be so rough, so needy, it made you want to climb him like a tree.

He flipped the two of you around, pressing you into the wall, his free hand splaying across your lower back to keep your hips anchored to his as he leaned into you. He felt so different than the other boys you'd been with, so confident and commanding, knowing exactly how to handle you and your desperation.

“Bill,” you gasped, head falling back as he kissed and licked down your throat, his teeth grazing your fluttering pulse. It felt like he was devouring you, biting off chunks of your rationality, your resolve, until you were nothing but a writhing, moaning mess in his arms.

His hand released your neck, sliding down to grab your waist. “But now I know you better, and I. Don't. Share.” Each snarled word was like shot of adrenaline to your heart, forcing your already dizzy self to clutch his shoulders to stay upright.

You nodded, desperate to be closer to him, to have him touch you. His possessiveness drove you crazy, had you practically foaming at the mouth for him, but he wasn't having it.

He grabbed your hands and removed them from his body, and you whined in protest. “Behave, and go back inside before you smell like smoke,” he ordered, though his voice was decidedly softer than before, almost breathless. He nudged you away from him and took another draw of his cigarette, the sharp planes of his face illuminated by the glowing tip.

Reluctantly, you ventured back inside, your thighs sticky with slick and knees weak. You were so focused on what you could do to drive him mad, you forgot entirely about what he could do to you.

So, you were in your best behavior the rest of the night. Charming the parents, befriending the other siblings, being as fun and social as you could manage. By the end of the night, you were buzzed, socially drained, and unbelievably horny, ready to pounce on Bill every time you caught his eye.

“Alright, we have to get to the bank early tomorrow. Y/n, I'll take you home.” He gave you a pointed look and you nodded. “Goodnight, family!” Bill called, hugging his siblings before ushering you towards the Floo Station.

“Happy birthday!” You hugged Fred and George on your way past, and half-stumbled into the Floo Station from exhaustion.

Bill caught you with a strong arm around your waist and held you up, casting the spell before his family could see how close your bodies were.

The next moment, you were back in the office, head spinning from the booze and the magic.

“Alright, love?” He asked, tightening his grip on you when you swayed on your feet.

You nodded and he released you, leaving you cold and unsteady. You walked in silence back to his office to get your things.

When you arrived, you stopped in the doorway. “M’sorry about earlier,” you mumbled, wrapping your arms around yourself.

“So am I,” he replied, walking towards his desk and loosening his tie. Your stomach dropped.

“Why are you sorry?” You asked, bracing yourself for rejection. “I was the one that acted like an idiot.”

He looked up at you, a sharpness in his eyes. “Don't speak about yourself like that,” he snapped, and you nodded, looking at the floor.

You heard the tread of footsteps, then his hand reached out to hold your chin, tilting your head up to meet his eyes. They were stormier than you'd ever seen them, the sky before a shipwreck.

“I'm sorry for being so rough with you, I can be—” his eyes flicked away, brow pinching in consternation. “After the attack, and the war, and the divorce…I can be cruel, angry. It's a part of me I don't like to show,” he admitted. “So I'm sorry if I frightened you, or overstepped.”

“You didn't frighten me,” you said, placing a tentative hand on his sternum, wanting to comfort him. “Far from it.”

He searched your face as you gazed up at him, starry eyed, and the silence stretched for a few moments.

“This is what I saw,” he murmured.

“What do you mean?” You asked, practically trembling with anticipation.

“When you wore the Chameleon necklace,” he replied, his eyes tracing the hollow of your throat before lifting back up to your face. “I saw you like this.”

“You wanted to see me like…this?” You asked, looking down at your dress, confused.

He shook his head, his hand moving up to caress your cheek. “No, not the dress,” he said, so close you could smell the whiskey on his breath. “That right there,” he hummed with a soft, satisfied smile, his thumb smoothing just underneath your lower lashline. “The desire in your eyes.”

Heat scorched your skin and your tried to pull away out of embarrassment, but he held you firm.

“No, darling. You're done hiding from me,” he said, the petname making your pussy thrum, slick collecting on the inside of your thighs. “I've been waiting to see that look in your eye. To see you need me as badly as I've needed you.”

Your heart stalled, your thoughts turning to static.

Needed me?

“I had to be sure this was what you really wanted, that I wasn't just seeing what I wanted to see…” he trailed off, expression softening as he continued to look into your eyes.

“I didn't think you wanted me,” you whispered, in complete disbelief. “I thought I was going crazy.”

“Perhaps we both have.” He bumped his nose against yours, warm breath fanning against your skin. “You've ruined me. My entire life I've been the epitome of restraint. But with you—” His thumb tugged at your lower lip, sending a tendril of arousal curling down your spine. “I can't seem to help myself.”

“Then don’t hold back,” you said, wrapping your arms around his neck and running your fingers through his hair. “I want you to ruin me too.”

“Sweet girl,” he cooed, feeding his thumb into your mouth. You flicked your tongue over it, tasting the salt of his skin before sucking lightly. “I intend to.”

He surged forward, capturing your lips in a breathtaking, soul-deep kiss that you felt through every nerve ending. You kissed him back eagerly, tugging his hair as he hauled you closer, lifting you into the air so you wrapped your legs around his waist.

Without breaking the kiss, he carried you across the office and set you down onto one of the overstuffed leather armchairs, the same one he conducted your interview in. He kissed you a moment longer, his tongue delving in to taste you before he withdrew and lowered himself to his knees in front of you.

“I'm going eat my fill of you, and you’re going to take it all,” he ordered, his voice rough and breathy, chest rising and falling quickly. “Okay?”

“More than okay,” you answered, nodding like an overeager bobble-head.

He chuckled, his eyes holding yours as he gathered up the fabric of your dress and pushed it up your legs, kissing your knees, and up your inner thighs, his long hair tickling the sensitive skin until he reached your clothed cunt, your white panties betraying how aroused you were.

“Look how pretty you are,” he exhaled, breath warm against your skin. “All this for me, baby?”

You nodded, combing your fingers through his red hair so you could see the lovesick look on his handsome face, his eyes soft and mouth upturned at the corners. It was all in such stark contrast to the brutal scars on his face, silvery in the waning candlelight.

You couldn't imagine someone being more beautiful than Bill was in this moment.

He hummed low in his throat, his tongue licking a stripe over your sodden panties and making you whine, desperate for him to touch you.

“How many times have you orgasmed in a row?” He asked, pulling your panties to the side with his middle finger.

“Oh, uh—” your cheeks warmed, caught off guard by the question. “Only once with a partner. Twice on my own. Why?”

You felt him smirk as he leaned closer, pressing a kiss to your swollen clit. “Three, then.”

“Three—oh god,” you moaned, grip tightening on his hair as he laved his tongue through your slit, flicking against your bud before repeating the motion, two, three, five times.

He nursed your clit between his teeth, lashing it with his tongue and making you buck your hips up, the pleasure too intense to hold still. He dropped a forearm over your lower stomach to keep you from moving away, your nails dragging across his skin as you cried out.

He moved down to your entrance, lapping at the pool of slick there before thrusting his tongue inside. With his other hand, he began to massage your clit with his thumb, the rough pad creating delicious friction over your sensitive skin.

Fuck, you could feel your orgasm building already, a coil of heat making your whole body tense and shake, unable to escape his pleasurable assault with his heavy arm holding you down.

“Taste so sweet,” he murmured against you, kitten licking your clit to make you twitch and gasp. He pulled back and spit on your pussy, gliding two fingers through your lips before easing one inside your drooling entrance. “Good girl, can you take another? I know you can—thaaaat’s it, love. Little pussy sucking me right in, so perfect for me.” He was speaking directly against your clit, the movement of his lips and flick of his tongue making your mind go fuzzy, your body ratcheting closer to release by the second.

He curled his fingers inside you, his lips finally sealing to your clit again, and you keened. Sensing you were close, he increased his pace, ruthlessly dragging you to the very edge.

“God, Bill—shit, I'm gonna come!” You cried, your fingers threading through his in an attempt to hang on while he sent you to orbit.

With a final flutter of his fingers against that spongy spot inside of you, you broke, a burst of dizzying pleasure making your eyes roll back, your body convulse in his hold as your orgasm tore through you.

“That's one,” he purred, only slowing for a moment so you could take a full breath before he ramped up his movements again, adding a third finger to your sloppy channel.

“Fuck, I can't—” you whined, tears squeezing from the corners of your eyes as your body was wound tight once again, helpless as a ballerina in a music box.

“You can. You will,” he ordered, his tone making your pussy clench around his fingers. "This is what you wanted, isn't it? You've got me now, darling."

“Bill, I—” you screamed as he bit down on your clit, sending you directly back over the edge again, your first orgasm not even fully dissipated before the second one slammed into you, faster and stronger, white hot. Like he'd forced it out of you with his expert touch and tongue.

“That's two. Well done, my love,” he cooed, soothing the bite with his tongue and gently removing his fingers.

You were in a daze, trembling and liquified, practically boneless in the chair. You'd never come so hard on your life.

“Ah-ah,” he chastised, reaching up to pat your cheek with his wet fingers before feeding them into your open mouth. “Not done yet, love.”

You sucked your release off his digits, mindless and happy to do whatever he wanted, so long as he keeps touching you like that.

He withdrew his fingers and lowered his head between your legs again, dragging his tongue through your sensitive folds, smiling when you shivered. With slow, unhurried strokes, he cleaned up the mess he'd made of you, making wide circles around your clit to apply less direct pressure and avoid overstimulating you.

“I could stay here forever,” he groaned, the vibration making you gasp. “Give me one more, yeah? Please? Let me be the one that takes you there.”

It was surreal, being completely at his mercy, yet he's the one begging you to let him make you come again. He'd rendered you completely brainless, and still wanted to give you more.

And you still had barely gotten to touch him.

It was the most delicious torture, the most exquisite suffering, and you knew you were so royally fucked.

There was no going back from this.

“Wanna touch you,” you whimpered, too far gone to do anything but squirm.

“Not yet, I told you how this was going to go. One more, then you’re getting some rest.” He hiked your leg over his shoulder, nuzzling against your pussy. “You don't want to be exhausted at work tomorrow, do you?”

You shook your head, having forgotten completely about anything that wasn't Bill Weasley and his magic fucking tongue.

“Good girl. Now relax and let me work.” He lifted you up slightly, angling you directly towards his mouth, and he resumed feasting, taking big, messy licks and sucks of your cunt, the sounds lewd and unabashed, and you fucking loved it.

You did as your were told and relaxed your muscles, sinking deeper into the chair with your legs in the air. You'd submitted to him already, but this was a a true surrender, passing your entire self, body and soul into his hands. Trusting that he would take care of every part of you.

“That's it, baby,” he praised, kissing your sticky thighs before returning to suckle your clit, making your body hum back to life, pleasure beginning to mount once more.

You moaned his name, nails biting into the leather as he brought you higher and higher, his languid, self-indulgent movements making your head spin.

Feeling your body start to tremble, he flicked his tongue out, just the tip tickling against your hyper-sensitive bud, and you rolled over the edge, simmering, honeyed pleasure spilling through you as you came a third time. It wasn't a harsh, debilitating orgasm, but a blissful release of endorphins that brought tears to your eyes, your muscles and bones unraveling down to the cellular level.

“And there's three,” he said, placing a final, tender kiss to your clit before righting your panties and pulling your dress down.

You were completely blissed out, in your own world as he tugged you off of the chair and into his lap, pressing feather-light kisses up your neck and jaw.

“Come back to me, love. Let me see those pretty eyes so I know you're alright,” he murmured against your cheek, his hands absently massaging your thighs and hips to guide you back into your body.

You blinked your eyes open, turning to press a kiss to his scarred cheek, your chest warm with affection.

“There she is.” He smiled, catching your lips in a soft, sipping kiss. “Okay, love?” He asked, leaning his forehead against yours.

“Yeah,” you said, breathless. “That was—I’ve never—”

“You were amazing. And if you didn’t look ready to pass out, I would be taking number four and five.” He helped you sit up, fixing your hair and wiping away a streak of mascara with his thumb.

“Not possible,” you giggled, reaching up to brush the hair from his eyes, your hand moving down to cup his scarred cheek. “As talented as you are, there's no way I could come again.”

He smirked, leaning into your palm. “I guess we'll have to find out. C’mon, let’s get you home.” He helped you to your feet, your knees a little wobbly, collected your things, and led you back out to the Floo Station.

“I’ll see you tomorrow then?” You asked, taking your things from his arms.

“For a bit, but I leave tomorrow afternoon for Cairo, remember?” He looked genuinely apologetic for having to leave, and your heart deflated a bit, disappointed that you wouldn’t see him for a week, maybe more.

“Right, Cairo,” you said, trying to hide how you felt.

“Hey.” He reached out to wrap an arm around your waist, pulling you back into his chest. “If it wasn’t so dangerous, I’d take you with me. But I can’t risk something happening to you,” he murmured, pressing a kiss to the side of your head. “Plus I need a capable curse-breaker to manage things here.”

“I know, I know,” you sighed, nosing into his neck and breathing him in.

He held you quietly for another moment, his hand trailing up and down your spine before you finally pulled back, yawning.

“Go on, I’ll see you in the morning.” He caught your hand and pressed a kiss to your knuckles. “Goodnight, love.”

You stepped into the station and grabbed a handful of the floo powder. “G’night,” you said with a sleepy smile, and cast the spell to transport you home.

Though, you realized with a nervous pang, it felt like you were doing the opposite.

Thank you so much for reading!

Comment if you'd like to be included in the taglist for the next part <3

taglist: @itisjustwhatitis, @carmenschemtrails, @karina-v20, @acourtofexiles, @meteora-fc, @l1nd3n, @just-some-random-blogger

#bill weasley #harry potter fanfiction #bill weasley x reader #bill weasley x you #bill weasley fanfiction #bill weasley imagine #harry potter #the weasley family #the weasleys #gringotts #harry potter x reader #harry potter fandom #weasley boys #weasley family #weasley twins fanfiction #the weasley twins #hp fanfic #hp fandom #harry potter smut

254 notes · View notes

cruel-as-sin · 2 days ago

Text

take the weight off his shoulders | logan howlett

↳ summary: you're a stripper and old man!logan comes into the club where you work- so you decide to show him a good time.

word count: 3k

song: older | isabel larosa

pairings: old man!logan x fem!stripper!reader

content warnings: 18+ content (MDNI), smut, porn w/o plot, prostitution/strip clubs, age gap (readers age is unspecified but she is an adult), praise kink, gentle sex, striptease and lapdance hehe, size difference, protected p in v, grinding, handjob, lingerie mentioned, the glasses stay on, practice safe sex everyone (lmk if i missed anything!)

↳ a/n: ao3 saw this first and it took way too long for me to move it over to tumblr but. here it is lmao. as i said there old man logan does something CRAZY to me so it was only fitting i wrote about him, enjoy! also this is not proofread so apologies for any mistakes :’)

✧･ﾟ: *✧･ﾟ:*

Logan's not sure why he goes into the club across the street.

Maybe he needs to feel young again. Maybe he's bored. Maybe the adamantium poisoning the rest of him has finally managed to get to his brain and turned his thoughts into some sort of horny, befuddled shit show.

Or maybe, just maybe, he really is just that fucking desperate.

✧･ﾟ: *✧･ﾟ:*

It's past midnight when he walks through the door. You've been busy all night, but things are finally starting to wind down, the customers that frequent the small establishment slowly trickling out until only a few remain. None of them are your regulars, and given how empty the doorway has been, you're honestly considering calling it a night and going home early. The past few days have been hellish, full of people who didn't do a damn thing to turn you on, and you'd love nothing more than to sink into a warm, cozy bed and drift off to sleep. Tonight, you've been roaming the floor for the past hour without getting anything- everybody is either interested in another one of the workers or entirely fixated on the dancers.

It's not that you don't like your job- you do. Sure, being a stripper isn't the most flattering form of work, but the bills are paid. That's all that really counts these days. Your pride has long since been discarded in favor of earning hefty tips from the sleazy guys who are dumb enough to believe that you'd actually be into them. You put on a good show, of course, but if it weren't for the money? Not a fucking chance.

You like it that way. Hardly any of your clients go beyond the intimacy of a private dance, mainly because you don't let them, reserving that for your favorites. But you haven't met someone who turns you on in a long while, and without the occasional thrill of a real good time from a customer, you're starting to get bored. The days are blurring together, nothing separating the good days from the bad ones, if there even is such a thing anymore.

You're on your way to ask your boss if you can get off early when you hear the bell ring. You groan internally, realizing that you're the only one on the floor who isn't occupied, meaning if this client is interested, they're yours.

Damn it.

So much for an early night.

You're midway through praying to whatever God is out there that this client tips well when you turn and actually lay eyes on them. The moment you do, your mind goes blank, your prayers long forgotten as your thoughts become consumed by him.

He's older- much older. Pushing sixty, at least. It's not inherently a bad thing, but typically the older they are, the more entitled they become.

You're not usually into older men, finding them self-centered, greedy, unable to keep up with your desires; but you're not even ashamed to admit that this stranger could ask you to do just about anything and you'd probably agree in a heartbeat.

The man is tall, big, his muscular form obvious even underneath the suit and tie he wears. His salt and pepper hair is short, accompanied by a scruffy beard you're certain would feel like heaven against your thighs. His tie is loose, his top button undone, and he's got on a pair of dollar-store glasses that he hasn't even pulled the tag off of. There's a weight to him, an exhaustion that seems to have infiltrated the deepest parts of his soul, as if he's seen things you couldn't even begin to fathom- and yet, he's here, seeking some semblance of relief.

Lucky for him, you know exactly how to give it to him.

He looks around like he's lost, the colorful lights and sultry music overwhelming, the center stage where your coworkers get dollar bills thrown at their feet foreign to him. By the time you've made your way over, your legs moving of their own accord, he's turning to leave. "Hey." You call out, and he stops, turning back around to face you.

He's even bigger up close, and his eyes roam over your form almost shamefully before finally meeting your own. "I was just leaving." His voice is rough, a little scratchy, and while you're sure it's supposed to be intimidating, all it does is further fuel the heat pooling between your legs.

"So soon?" You look up at him with a doe-eyed gaze you're well aware makes men weak in the knees.

"I shouldn't be here." He says, but he doesn't walk away from you.

You move a little closer so your breath is fanning across his neck, your voice dripping with suggestion. "I could show you a good time."

"Listen, sweetheart, I've got-"

Sweetheart.

"Let me take care of you." You lean up to whisper in his ear. Your breath is hot against his skin, your mouth tantalizingly close, and you can feel the way he twitches slightly- an exercise of self-control.

A moment passes, two, and he lets out a long breath. "Fuck, darlin'." He reaches out, hesitant to touch, as if he's not sure how this works, doesn’t want to cross some invisible line he hasn’t learned exists. You take his hand, guiding it to your waist, reaching up to put one hand on the back of his neck. "You sure know how to get a guy wrapped around your finger."

In response, you give a coy smile, taking his tie in one hand and giving it a soft tug. He allows you to guide him, pulling him along by the tie you're sure he has a million ideas of what to do with.

You lead him into a private room, pulling the curtain closed behind you, letting his tie slip out of your grasp. His eyes dart around for a moment, but then you're in front of him again, reaching up and sliding his blazer off of his shoulders. You hang it up on the wall, then return, now slowly guiding him backwards and giving him a gentle shove into the leather chair near the wall. He raises an eyebrow as you circle him, leaning in from behind to whisper in his ear. "Just relax." You murmur, letting your lips graze his neck before pulling away. He leans back, eyes following your every move, a stare that feels like it could set you on fire.

You put on a good show for him- dancing, teasing, tantalizingly close, but never touching. Not yet. You can see the hunger in his gaze, the restraint it takes for him not to pull you down into his lap and keep you there. You give him a strip tease, taking off your bra and letting your breasts go free. His eyes roam over you, a murmured word, "Beautiful," leaving his lips, and that makes your already soaked panties drenched.

Then you give him a lap dance- and unlike most of the men you meet, he doesn't touch, doesn't paw at you. Instead he waits, lets you set the pace, doesn't do anything without your permission. Your hands go to his tie, undoing it at a speed you know is killing him, tossing it aside.

Finally, you rest yourself entirely on his lap, and whisper in his ear. "You can touch now, if you want to."

His hands immediately settle on your hips, like they belong there. You grind down against him, feeling him tense beneath you at the friction against his clothed cock. You repeat the motion, relishing in the groan it elicits from him. His grip on your hips tightens slightly, and he begins to guide your motions, pressing you down against his thigh in a way that makes you moan. It's a small, soft sound, but it still makes him smile. “Atta girl, that’s it.” He huffs approvingly. You keep going, feeling yourself almost get lost in the rhythmic movement before you come back to your senses.

Your hands move to the collar of his shirt, slowly beginning to undo the buttons, revealing his toned chest. You only get about halfway down before his hands are gripping your wrists, and your protest dies on your lips when he leans up and kisses you.

He tastes like cigar smoke and whiskey, a blend that should be uncomfortable but is somehow pleasant. His tongue slips into your mouth, tangling with yours as he pulls you closer. By the time he finally pulls away for air, you're dizzy, flushed.

A kiss- almost as personal as a name.

You've never met a man who could make you feel like this- and certainly not without getting all your clothes off first.

His words snap you out of your breathless haze. "Let me touch you, baby." His voice is both a plea and a demand, and who are you to deny him such a request?

A simple nod is all it takes before his hands are on you, roving over your breasts with an appreciative groan. You can't help the way your hips rock against him, and one of his hands goes down to your ass, encouraging you to grind against him again. His other hand rolls your nipple between his thumb and index finger, while his mouth leaves sloppy kisses along your neck, down to your breasts.

You bury your face in his neck, breathing him in. His head comes up from your chest to whisper in your ear as he keeps your hips moving back and forth, his other hand alternating between your breasts. His skin muffles your moans, but you know he won't let you hide those pretty sounds from him forever. "You're so perfect." His words don't exactly do you any favors in the 'keeping your composure' department. "Sweet, pretty thing like you..." He nips at your earlobe, making you gasp softly. "You got no idea what you do to me."

Those words snap you back a little, remind you of your promise to take care of him. You raise your head up, leaning back a little to meet his eyes. "Then show me." Your hands reach down towards his belt, and this time, he doesn't stop you. Instead, his gaze roams over you as you unbuckle it, slowly pull it out of the loops of his pants, toss it aside, letting it join the other discarded articles littering the floor. You undo the buttons, then pull his pants down.

Even through his boxers, you can clearly see the outline of his aching hardness. You gently take him in your palm, running your hand along him through the fabric, watching the way his eyes flutter. Then you adjust yourself so you're grinding on him again, thin layers of clothing the only thing separating the two of you.

You go on like that for a little while, keeping track of every little sound he makes, every hitch of his breath and shudder that goes through his body. Then you lean back, pulling his boxers down, freeing his cock from the confines of his clothing.

Immediately, your mouth waters. He's huge, the biggest you've ever seen, and you find yourself wondering if you even can take him.

You push that thought aside for now, swiping your thumb across his tip, smiling to yourself at the groan that leaves him. You repeat the motion, letting precum gather on your fingers as you begin to move your hand up and down, up and down. You start slow, stroking him gently, then gradually increase your pace. Midway through, you grab a condom with your other hand, keeping eye contact as you open the wrapper with your teeth. You roll it onto him in one smooth motion, earning a startled grunt. His head falls back, his breaths coming unevenly, and it takes him a while before he can manage a coherent sentence.

"Fuck, you treat every guy like this?" Even with all the energy he can muster, the words are still a little short.

Your smile widens, and you lean in to press a kiss against the vein of his throat. "Only the good ones."

His mouth opens, as if to argue with the notion that he's anything good, but your ever-faster movements silence any protests that could have come from him.

You can tell he's getting close, and you slow down, letting him breathe a little slower as you whisper a soft question. "Where do you want me? You want my mouth, you want-"

Your words are cut off by his hand cupping your clothed mound, a gasp escaping you. "I want this." His voice is rough, and this time, it's not a plea. He leans in, his breath hot against your ear as you unconsciously begin to move against his hand, chasing any friction he can give you. "I think it's a little unfair, seeing how I'm all out in the open and you've still got these," His thumb hooks in the waistband of your panties. "Separating me from you, hmm?

You don't even answer, just raise your hips up slightly so he can tug your lingerie down your legs until it falls and hits the floor. Immediately, his gaze lands on your exposed cunt. "Jesus, you're soaked." He murmurs, running his fingers through your slick. You whine as he brushes against your clit, and he chuckles. "Need me that bad, huh?"

"Need you." You whine. You can tell he wants to take it slow, to tease you, and by god do you want to let him- but you're impatient, your own teasing having riled you up too much to do anything but fuck him. Luckily, he picks up on your silent request, raising your hips to hover above his cock. His gaze searches yours, waiting for permission, and you nod. "Fuck me." You say softly, and it takes everything in him not to come completely fucking undone at that sweet tone of voice.

Slowly, painfully slowly, he lowers you down onto him. It burns, in a delicious way you've come to love in your years here. Even with the sheer amount of wetness coming from you, it's still a struggle to make him fit- but he does. When you've finally sank all the way down onto his cock, he lets you breathe for a moment. "You can take it, baby." He murmurs reassuringly- a support and a chance for you to back out. You close your eyes, breathing in and out, resting your face in the crook of his neck again.

Then you start to move.

It takes him by surprise, and you like the grunt that comes from him. For someone of his age, you're sure not much can catch him off guard anymore, so that makes it all the better when you lean back to see the look on his face. He catches your small smirk and returns it with one of his own, letting you move yourself up and down, over and over. Your pace slowly increases as the two of you adjust, and the room is soon filled with soft noises and the sound of flesh against flesh.

It's slow, almost sensual, but despite the circumstances that should have you turning this in another direction, you like it. You feel that familiar coil building in your stomach, your soft whimpers turning to moans now.

"You gonna come for me, baby?"

All you can do is nod, and he rocks his hips up into yours. The way he fills you up is mind-numbing, until you can't think of anything else but him and how fucking good he's making you feel, how badly you need to come undone on his cock.

"Fuck, fuck, fuck-" Your voice takes on a sharp pitch as he thrusts up into you, and your vision goes white for a moment as your orgasm hits you, unending bliss shaking your whole body. He rides out your orgasm for as long as he can, but the tight feeling of your cunt clenching around him soon sends him over the edge too. You can feel him twitching inside you, only prolonging the aftershocks of your own pleasure.

Eventually, you both come down. You're breathing heavily, trying to scramble together any semblance of thought. He stands suddenly, picking you up like you weigh nothing and setting you down on the chair. His cock slips out of you at some point during the process, leaving you feeling empty. You sit there for a moment before opening your eyes, finding him pulling his pants up and buckling his belt. He meets your gaze with a hint of a fond smile, bending over to grab his tie.

You stand up to retrieve your own clothes, pulling them back on while he shoves his arms through the sleeves of his blazer and rifles through his pockets, eventually pulling out his wallet. "Um, how much do I owe you?"

He looks almost embarrassed, and you find it kind of adorable. You flash him a smile, saying words you never thought you'd dare to let pass your lips. "Nothing. It's on me."

Immediately, his eyebrow shoots up. "No, I can't... I can't let you do that, pretty girl."

You shake your head. "I insist. Nobody's ever fucked me like that, and certainly not any of my clients." You see the way your words boost his ego- good. He deserves it. "Besides, if you hadn't showed up, I'd have gone home anyway." You say nonchalantly, taking a few steps over to him. You reach up and put a finger to his lips before he can continue to argue. "It's on the house."

Although he still looks conflicted, he reluctantly nods. "Okay. Next time, then."

Next time.

You feel a thrill run through your body as he brings up the prospect of a next time, and your smile widens. "Next time." You affirm. You step back, letting him be on his way.

He moves towards the curtain, pausing before he goes. "See you around, sweetheart."

And just like that, he's gone.

But you don't miss him- because you know he'll be back.

So when you finally make it home and climb into bed after that warm shower, there's still a fond smile on your face as you drift off to sleep, dreaming of the weary stranger and his wonderful words.

#logan howlett x reader #logan howlett #logan howlett xmen #wolverine #wolverine x reader #old man logan #logan howlett smut #logan howlett fanfiction #wolverine fanfiction #old man logan x reader #cas one shots

236 notes · View notes