#Personal Financial Data Rights

[mostlysignssomeportents]

Shifting $677m from the banks to the people, every year, forever

I'll be in TUCSON, AZ from November 8-10: I'm the GUEST OF HONOR at the TUSCON SCIENCE FICTION CONVENTION.

"Switching costs" are one of the great underappreciated evils in our world: the more it costs you to change from one product or service to another, the worse the vendor, provider, or service you're using today can treat you without risking your business.

Businesses set out to keep switching costs as high as possible. Literally. Mark Zuckerberg's capos send him memos chortling about how Facebook's new photos feature will punish anyone who leaves for a rival service with the loss of all their family photos – meaning Zuck can torment those users for profit and they'll still stick around so long as the abuse is less bad than the loss of all their cherished memories:

https://www.eff.org/deeplinks/2021/08/facebooks-secret-war-switching-costs

It's often hard to quantify switching costs. We can tell when they're high, say, if your landlord ties your internet service to your lease (splitting the profits with a shitty ISP that overcharges and underdelivers), the switching cost of getting a new internet provider is the cost of moving house. We can tell when they're low, too: you can switch from one podcatcher program to another just by exporting your list of subscriptions from the old one and importing it into the new one:

https://pluralistic.net/2024/10/16/keep-it-really-simple-stupid/#read-receipts-are-you-kidding-me-seriously-fuck-that-noise

But sometimes, economists can get a rough idea of the dollar value of high switching costs. For example, a group of economists working for the Consumer Finance Protection Bureau calculated that the hassle of changing banks is costing Americans at least $677m per year (see page 526):

https://files.consumerfinance.gov/f/documents/cfpb_personal-financial-data-rights-final-rule_2024-10.pdf

The CFPB economists used a very conservative methodology, so the number is likely higher, but let's stick with that figure for now. The switching costs of changing banks – determining which bank has the best deal for you, then transfering over your account histories, cards, payees, and automated bill payments – are costing everyday Americans more than half a billion dollars, every year.

Now, the CFPB wasn't gathering this data just to make you mad. They wanted to do something about all this money – to find a way to lower switching costs, and, in so doing, transfer all that money from bank shareholders and executives to the American public.

And that's just what they did. A newly finalized Personal Financial Data Rights rule will allow you to authorize third parties – other banks, comparison shopping sites, brokers, anyone who offers you a better deal, or help you find one – to request your account data from your bank. Your bank will be required to provide that data.

I loved this rule when they first proposed it:

https://pluralistic.net/2024/06/10/getting-things-done/#deliverism

And I like the final rule even better. They've really nailed this one, even down to the fine-grained details where interop wonks like me get very deep into the weeds. For example, a thorny problem with interop rules like this one is "who gets to decide how the interoperability works?" Where will the data-formats come from? How will we know they're fit for purpose?

This is a super-hard problem. If we put the monopolies whose power we're trying to undermine in charge of this, they can easily cheat by delivering data in uselessly obfuscated formats. For example, when I used California's privacy law to force Mailchimp to provide list of all the mailing lists I've been signed up for without my permission, they sent me thousands of folders containing more than 5,900 spreadsheets listing their internal serial numbers for the lists I'm on, with no way to find out what these lists are called or how to get off of them:

https://pluralistic.net/2024/07/22/degoogled/#kafka-as-a-service

So if we're not going to let the companies decide on data formats, who should be in charge of this? One possibility is to require the use of a standard, but again, which standard? We can ask a standards body to make a new standard, which they're often very good at, but not when the stakes are high like this. Standards bodies are very weak institutions that large companies are very good at capturing:

https://pluralistic.net/2023/04/30/weak-institutions/

Here's how the CFPB solved this: they listed out the characteristics of a good standards body, listed out the data types that the standard would have to encompass, and then told banks that so long as they used a standard from a good standards body that covered all the data-types, they'd be in the clear.

Once the rule is in effect, you'll be able to go to a comparison shopping site and authorize it to go to your bank for your transaction history, and then tell you which bank – out of all the banks in America – will pay you the most for your deposits and charge you the least for your debts. Then, after you open a new account, you can authorize the new bank to go back to your old bank and get all your data: payees, scheduled payments, payment history, all of it. Switching banks will be as easy as switching mobile phone carriers – just a few clicks and a few minutes' work to get your old number working on a phone with a new provider.

This will save Americans at least $677 million, every year. Which is to say, it will cost the banks at least $670 million every year.

Naturally, America's largest banks are suing to block the rule:

https://www.americanbanker.com/news/cfpbs-open-banking-rule-faces-suit-from-bank-policy-institute

Of course, the banks claim that they're only suing to protect you, and the $677m annual transfer from their investors to the public has nothing to do with it. The banks claim to be worried about bank-fraud, which is a real thing that we should be worried about. They say that an interoperability rule could make it easier for scammers to get at your data and even transfer your account to a sleazy fly-by-night operation without your consent. This is also true!

It is obviously true that a bad interop rule would be bad. But it doesn't follow that every interop rule is bad, or that it's impossible to make a good one. The CFPB has made a very good one.

For starters, you can't just authorize anyone to get your data. Eligible third parties have to meet stringent criteria and vetting. These third parties are only allowed to ask for the narrowest slice of your data needed to perform the task you've set for them. They aren't allowed to use that data for anything else, and as soon as they've finished, they must delete your data. You can also revoke their access to your data at any time, for any reason, with one click – none of this "call a customer service rep and wait on hold" nonsense.

What's more, if your bank has any doubts about a request for your data, they are empowered to (temporarily) refuse to provide it, until they confirm with you that everything is on the up-and-up.

I wrote about the lawsuit this week for @eff@mastodon.social's Deeplinks blog:

https://www.eff.org/deeplinks/2024/10/no-matter-what-bank-says-its-your-money-your-data-and-your-choice

In that article, I point out the tedious, obvious ruses of securitywashing and privacywashing, where a company insists that its most abusive, exploitative, invasive conduct can't be challenged because that would expose their customers to security and privacy risks. This is such bullshit.

It's bullshit when printer companies say they can't let you use third party ink – for your own good:

https://arstechnica.com/gadgets/2024/01/hp-ceo-blocking-third-party-ink-from-printers-fights-viruses/

It's bullshit when car companies say they can't let you use third party mechanics – for your own good:

https://pluralistic.net/2020/09/03/rip-david-graeber/#rolling-surveillance-platforms

It's bullshit when Apple says they can't let you use third party app stores – for your own good:

https://www.eff.org/document/letter-bruce-schneier-senate-judiciary-regarding-app-store-security

It's bullshit when Facebook says you can't independently monitor the paid disinformation in your feed – for your own good:

https://pluralistic.net/2021/08/05/comprehensive-sex-ed/#quis-custodiet-ipsos-zuck

And it's bullshit when the banks say you can't change to a bank that charges you less, and pays you more – for your own good.

CFPB boss Rohit Chopra is part of a cohort of Biden enforcers who've hit upon a devastatingly effective tactic for fighting corporate power: they read the law and found out what they're allowed to do, and then did it:

https://pluralistic.net/2023/10/23/getting-stuff-done/#praxis

The CFPB was created in 2010 with the passage of the Consumer Financial Protection Act, which specifically empowers the CFPB to make this kind of data-sharing rule. Back when the CFPA was in Congress, the banks howled about this rule, whining that they were being forced to share their data with their competitors.

But your account data isn't your bank's data. It's your data. And the CFPB is gonna let you have it, and they're gonna save you and your fellow Americans at least $677m/year – forever.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/11/01/bankshot/#personal-financial-data-rights

[seospicybin]

THE EQUATION.

Seungmin x reader x Lee Know. (s)

Synopsis: Seungmin trusts nothing but numbers and dating you slightly changes that notion until Minho comes and mess the equation. (12,1k words)

Author's note: You guys have been asking for 2min content so here it is. Hope you like x

Unlike people, numbers don't lie. Politics, poetry, promises... those are lies but numbers, they are absolute, they are tangible and they will never lie or betray him. Numbers are what they are: the truth.

And that's why Kim Seungmin prefers to work with numbers, as an analyst at an investment trust company. His job includes analyzing bonds, stocks, and other financial instruments, studying the economic data and the financial markets, and recommending investments. He spends time predicting investment returns through various modeling techniques and assessing the risk of investments.

However, there's one thing in Seungmin's life that he couldn't predict with numbers and statistics, and that is you.

First of all, Seungmin is at the peak of his career, he likes his job and he enjoys what he's doing, in other words, he's living a fulfilling life his way.

Seungmin would rather use the time to bring in billions' worth of investments than waste it on something as frivolous as dating.

That was his initial thought until he met you one random afternoon at a cafe.

It's funny that the cafe is one that he regularly visits to get his morning coffee and somehow, he needed another cup of coffee after work, and of all the possibilities, you were the one taking his order even though you're the manager, not one of the baristas.

Seungmin is not one to believe in such things as fate or destiny but he has no other way to explain it, it feels like at that moment, the universe was trying to bring him and you together.

The next thing Seungmin knows, he's been dating you for six months now, and in those six months, he learned that dating seemed frivolous to him at that time because he hadn't met the right person yet. He also learns that not everything that is not tangible or absolute and not presented in data or statistics are lie.

There are three things that Seungmin believes are true: He likes you, he's happy with you and every day, he likes you more and more thus making him happier and happier.

-

Look at him now! Seungmin gets nervous knowing that he's late for dinner at your place, his foot tapping against the floor of the elevator as it takes him up to your floor.

The second the doors slide open, he walks as fast as he can while cradling the bottle of wine in his arm and carrying his briefcase in the other hand.

Despite knowing the code to your apartment, Seungmin prefers the doorbell. He holds all of his things in one arm to free his hand and presses the doorbell to alert you that he's here, then lets out a sigh.

It isn't much about the fact that he's nineteen minutes late, he's nervous about something else and the thought of it makes his hand fly to the back of his head, getting that weird feeling as he touches his hair that is now short.

The door swings open and your face lights up the moment your eyes lie on him.

"Baby!" You squeal in joy and jump at him, welcoming him with an enthusiastic hug and almost knocking his glasses off his nose.

With the things he carries in one arm, Seungmin can only hug you back as much as he can, and a while later, you pull away and open the door wider for him.

"I have to hurry and stir the sauce," you excuse yourself as you turn around and head straight back inside.

Seungmin doesn't get the chance to apologize for his tardiness, he lets himself in and takes his coat off, then carefully puts his briefcase down on the nearest chair.

He brings the bottle of wine with him as he joins you in the kitchen, "Bought us a bottle of wine."

You briefly glance at it and delightfully exclaim, "Red wine! That's perfect!"

Then you put your focus back on the sauce in the pan, stirring it with a wooden spatula in slow, circular motions, and once it bubbles up, you turn the stove off.

"Okay, now I can properly welcome my boyfriend home," you sweetly say as you approach him with open arms.

Seungmin hurriedly puts down the bottle of wine on the kitchen counter to keep it safe and also, to properly return your hug this time.

"Hi," you mutter with a smile as you put your hands around him and drop them on his shoulders, "I miss you."

It's something else that Seungmin can't find the logical explanation for it but when he's with you, the chemistry in his body drastically changes the second you enter his radar, he feels a surge of dopamine, he feels instant comfort and his body relaxed, and the moment both of your lips collide in an explosive kiss, his heart palpation.

All of a sudden, your lips stiffen against him and you slowly pull away, then bring your hand to the nape of his neck, tangling it in his short hair.

"Wait... did you cut your hair?" You ask with a sly smile on your face.

"Yeah, I did," Seungmin answers.

You take a moment to check his new haircut and at the same time, admire how it accentuates his already perfect facial features and how the dark of his hair adds intensity to his eyes.

"Do you like it?" He shyly asks.

You drop your hands around his neck and pull him close, "I love it," you reply.

Then you lean in for another kiss, harder and deeper while steering his body until his back meets the door of the fridge. You put your whole weight, putting your body against him until your bodies mold into each other.

When he's with you, his brain stops controlling his body and his heart takes over, making the chemistry in his body want only you and you and you.

And, oh, how good it feels that he gets what he wants and you're just for him and him only.

The beeping sounds coming from the oven interrupt the moment and you immediately pull away from the kiss to get to it.

"To be continued," you tell him with a sly smile.

Curls of steam escape the oven as you open it and the mouth-watering smell wafts around in the room, evoking his appetite. You put mitts on both hands and cautiously, take the tray out of the oven, revealing the perfectly roasted chicken.

Aware that you must put a lot of effort into making dinner, Seungmin knows that he, at least, should contribute to it apart from the bottle of wine he brought.

"Is there anything I can help you with?" He asks.

You take your oven mitts off and put them away, "You can open the bottle of wine and bring the glasses to the table."

Before doing what you order, Seungmin unbutton his cuffs and folds the sleeves of his shirt up to his elbow. He starts by opening the wine bottle and pulling the cork open with a loud popping sound. He then brings it to the table along with the two wine glasses he carries in one hand, he meticulously pours the wine and the aphrodisiac smell fills his nostrils as he takes a small sip at it.

The roasted chicken is just as delicious as it looked and the lemon dill sauce is just the perfect condiment, even better that the red wine complements the whole thing. It's such a simple yet heartwarming dinner, that Seungmin finds himself completely at ease and unknowingly lowering his guard down.

"...I think they miss their figures so I said let's increase by 15% because I was sure they'll strike gold with the new product line," Seungmin passionately shares a bit of his day at work.

"And I guess, you were right?" You ask before shoving a spoonful of food into your mouth.

"There was a line around the corner on the release date, I was right," he confirms with a small smile.

And when he's at ease like this, he can comfortably talk about almost anything with you and he's aware that it may bore you.

"Did I bore you?" He meekly asks.

"No," you hastily answer, placing your hand on his hand that rests on the table.

"You know I like it when you talk numbers," you add with a soft smile.

"This is really good, by the way," he says, averting the conversation to the food you cooked so incredibly.

"Glad you like it, baby," you say with a gentle squeeze on his hand.

There are no numbers or data that can tell Seungmin the reason why you like him, neither his look nor personality are that appealing and you are the opposite of that, you're beautiful and charming, you're so well-spoken, and now, you have proven that you're a good cook too.

Once again, he can't find the logical explanation to that but he's lucky to have met you.

Seungmin pours more wine into both of your glasses as you tidy up the kitchen after dinner, he sits on the sofa and waits for you to join him. You put on music through the portable speaker and the slow beat of the song softly plays in the background.

"Thank you," you say as you take the glass of wine from his hand.

The sofa fits three people but you opt to sit on Seungmin's lap, straddling him without spilling the wine in your hand. You take a small sip before putting it away on the coffee table.

"Thank you for the hearty dinner," he sincerely mutters his gratitude and he knows he has said it more than a dozen times already.

"If you're really thankful, where's my kiss then?"

Knowing that it would be a hassle, he takes his glasses off first and then puts his arms around you to draw you close. The hand that rests on the nape of your neck allows him to angle your head as he pleases and then slowly, he puts his lips on yours, conveying his gratitude through a kiss.

"Thank you," he murmurs when he breaks the kiss.

"You're very welcome," you reply.

You lay your hands on his shoulders and then glide them down his shoulder blade, feeling how broad and muscular they are. Then you bring your hands to the back of his hands, gently pulling at the short hair there.

"Did you sync your hair appointment with my menstrual cycle or something?"

Seungmin snorts at the random question, "No. Why?"

"Then why did you get a haircut when I'm ovulating, mmh?" You ask, purposely bumping your nose at his.

"No, that's not—" his words get cut off as you put a finger on his lips.

"Oh, stop playing dumb!" You tell him, putting your finger away so you can kiss him.

You kiss him hard until his head tilted to the back and he has no choice but to give in, letting your body pressed against him.

Seungmin gets light-headed from the kiss as he prioritizes kissing you back instead of breathing, and you know what? It's worth every second of it even though his lungs burn from the lack of oxygen.

Sensing that you both need a breather, you pull away from the kiss and slightly turn his head to the side to place kisses on his jaw.

"I think you should take responsibility for your actions," you whisper to him.

"I didn't do anything," he innocently says with a low chuckle.

His hand trails down your spine and stops on the arch of your back, his nails dug at your clothed skin as you plant searing kisses on his neck with your hot breath tickling his ear.

"I think you should put a baby in me," you softly whisper.

Not only the words secretly arousing him, it's also the way a sly smile blooms on your face after you say it, oh, he couldn't be more attracted to you!

"In this economy?" He asks with an eyebrow raised in disagreement.

"Yeah, you're right but..." You put your hands on his chest and put a space between your faces, "we can start by having unprotected sex."

He laughs at that and puts his hands on your thighs, "And risk to actually put a baby in you?"

You roll your eyes at him, sighing as your hands slump down his chest. With a deep breath, you try again in a way that intrigues him.

"If we're talking about the success rate of birth control, it's 99%," you begin your explanation.

"Yeah, but—"

You stop him from cutting you off by covering his mouth with your fingers, "Yeah, I know. I might have missed a pill or two but that only decreased the success rate to 93% which means..."

You put your hands around his neck and continue with your explanation, "There's only a 7% chance that you'll actually put a baby in me."

He glides his hands up to hold each side of your waist, "And that means 7 out of 100 pill users get actual babies in them."

"Yeah, but I'm part of the 93%," you confidently remark.

"Or you could be in the 7%," he argues.

"Uhh... I wouldn't be so sure. 7 has never been my lucky number anyway," you simply state, adding a nonchalant shrug at the end.

What you said is so out of pocket that it amuses him so much and he thinks that's why he likes you, you're unpredictable. In fact, you're the only unpredictable thing that he likes in his life.

"And maybe this will change your mind..." you say, untying your dress open and revealing enough to show the bra you're wearing underneath.

"How's that?" You adorably tilt your head to the side as you ask him.

Seungmin tries to remain calm even though he gets the urge to just rip your dress open and expose more of you to him. He looks away and stares at your face, but you're taking his hand and making him cupping your breast.

"I'm wearing it for you," you seductively say.

He's feeling the lacey fabric of your bra instead of kneading on your breast, "Yeah?"

"Uh-huh, and it comes with matching underwear too," you share, parting your dress open until it's completely off of you.

As of this moment, his self-control is being tested and he doesn't know how long until he folds. He holds his breath as his eyes travel down your body, quietly lusting at it.

You slowly bring your head close and sweetly peck his lips, "Do you like it?"

He rubs his hands up and down your sides, then looks up at you, "Yes."

"Yes, what?" You lean in closer until the tip of your nose bumps his cheek.

"I like it," he speaks so low it's almost like a whisper.

You smile at his answer and react more by pressing your lips on his lips. The more you kiss him, the more he doesn't want to let go, he just wants to keep kissing you until he runs all of the air in his body.

All of a sudden, you break the kiss with a gasp and slyly smile at him, "This is just one of my two-part plans," you tell him.

"What's the second part then?" He curiously asks with his fingertips lightly tracing your collarbone.

The sly grin on your face doesn't tell much but he knows it is something that will amuse him. You take his glasses on the coffee table and put them back on him.

"Keep your glasses on 'cause I want you to closely watch me take you in my mouth."

With his glasses on, Seungmin watches you take him into your mouth, how your luscious lips wrap around his length, and the way you swirl your slick, hot tongue around his tip. All the while, your hand takes care of the rest that you can't take into your mouth.

Don't get him started on the eyes you're giving him as half of his cock disappeared into your mouth, they're innocent and filthy at the same time, and he doesn't know how you do that but you're doing it so well.

He's sure that his hard cock shows how much he wants you and if not, well then, he just needs to take things further himself.

"Okay, fine, your two-part plan worked," he mutters with his hand tangled in your hair.

"I know," you cockily say to him.

He puts his other hand in your hair and then tilts your head to make you look at him, "Come sit on my lap!"

You obey him, pulling him out of your mouth and slowly, getting up from the carpeted floor. You take a step closer and he stops you right there.

"Just a second..." he says.

He looks up at you as you stand right in front of him, he trails his hands down the sides of your body and then tugs his fingers at the elastic band of your underwear. Without looking away from your eyes, he pulls it down your legs until it drops and pools around your ankle.

One corner of your mouth curls into a smirk as he puts his hand on the back of your knee and lifts it, resting your foot on his thigh. This position allows him to bring his mouth close to your heating core and a whimper falls out of your mouth the second his lips make contact with your tender flesh.

The glasses stay on because he knows how much you like seeing it turn foggy as he goes down on you. He doesn't need to look anyway to please you with his mouth.

He sticks his tongue out to tease your clit in a kitten lick before taking it whole in his mouth and sucking it real hard.

"Oh, baby..." you breathlessly moan as you tug at his hair in reaction to his stimulation.

Seungmin slowly lets go, he replaces his mouth with his hand, repeatedly running his fingers between your folds that your essence drenched all over them.

"Can't wait to be inside you," his voice hoarse and heavy with lust. He then retracts his hand, shoving his fingers coated with your essence, and licks them clean.

Seungmin scoots himself to the back of the sofa and then he holds his arms out at you to help you, but he lets his intrusive thoughts win, he pulls you hard until you fall on his lap.

You're giggling as you settle yourself on his lap and immediately put your hands around his shoulders, "eager, are we?"

He brings your head close for a kiss as you part his shirt open, and he briefly sits up straight so you can take it off of him. He wastes no time to put his arms around you after, drawing you close until there is no inch of gap left between your bodies.

To make it fair, he unclasps your bra and then pulls the straps down your shoulders, you do the rest by taking it off of you, letting it drop to the floor.

He likes how your breasts hang so beautifully on your chest and they look so soft, he can't help but feel them too. As he kneads on them, he can feel the ample flesh mold into his hands.

"Aren't they just perfect in your hands, mmh?" You murmur, kneading them together with his hands.

Yes, they do, he answers in his head and it makes him believe that your breasts were made just for him. He gently squeezes on them as he buries his head in between with his lips resting on your sternum.

You kiss the top of his head and cradle his head in your hands, your fingers lightly scratching the back of his head as you softly sigh, "My baby..."

Seungmin only knows how to dominate, always in control and being on top of the game but with you, he doesn't care about all that. With you, he just wants to be held and taken care of, and ultimately, loved.

Heaven really is a place on earth with you.

And he's about to enter real heaven when you slowly lower yourself on him. No rubber, no layer of protection just like you asked, it's just you and your warm velvety walls tightly wrapped around his length. Both of your lips instantly locked in a kiss again the moment he's fully buried inside you.

It's nothing like he imagined it would feel like, it's a thousand times better and when you start rocking your hips, Seungmin realizes that his self-control is going to be an issue.

As you keep pulsating your hips at a steady pace, you hold on to the back of the sofa for support and keep your face only inches away from his.

"Tell me, baby!" You murmur.

"Do I feel good, mmh?" You ask, then hastily kiss his open mouth.

You don't see him struggling, do you? Let alone able to compute words to answer your question but he hopes you can see how overwhelmed he is as you rock your hips back and forth.

"Cause you feel so good inside me, baby," you murmur into his ear.

"Oh, I can feel you all over me," you add with a hot kiss on his neck.

He roughly pulls your head close to press a kiss on your lips, grabbing a fistful of your hair in his hand as he keeps kissing you as a way to contain his grunts.

"You're close, mmh?" Your lips graze his as you speak.

There's no use to lie, he's inside you and you can feel him throbbing, wanting to shoot his load at any given time now.

"You're just too good," He simply admits, gliding his hands to your back and pulling you close.

"Are you going to cum for me then?"

"Yes," he shortly answers

"Inside me, yeah?"

He nods, pathetically.

Taking that as a confirmation, you pick up the pace, sending your breasts bouncing right in front of his face but his hands are too busy gripping each side of your waist, desperately trying to slow you down but failing.

"Mmh, yeah, cum for me, baby," you murmur before crashing your lips against him.

Surrendering himself to the need, Seungmin wraps his arms around you so tightly that your breasts are squashed between your chest. His eyes are screwed shut, his body is hot all over like someone kindle a fire inside him.

Despite his tight hold around you limiting your mobility, you maintain the pace, arching your back to provide more depth for him and add intensity to it.

"Cum, fill me, baby," you softly whisper with your lips brushing his jaw.

Seungmin is no longer in control of his body, his desire gets to him and takes him where he needs to be. The pleasure keeps on building up and up and he won't stop until he—

"Argh!" A raw groan spills out of his mouth, then he hurriedly plants his mouth on your shoulder to muffle it.

You finally slow down and hold him close, cradling his head in your chest as he relishes the waves of pleasure lapping over him.

As senses gradually come back to him, Seungmin tilts his head up and pulls you for a kiss, a kiss that feels tender and chaste, the kind that knocks your heart open.

"I love you," he blurts out.

"Oh?" You react with a perplexed gasp.

It surprises him too that he just blurted those words out, he didn't plan on saying it, heck! He didn't even think of saying it but now that the words are out, he knows that it's coming from deep within him.

"You didn't say that just because you're still inside me, right?" You playfully ask.

He innocently shakes his head but changes his mind in the next second, "Uhm... maybe? A part of it because of that," he jokingly says.

"I knew it!" You exclaim and squint your eyes at him.

He brings his hands to your shoulders and then cups your face in both hands, holding it with so much care as if you were a fragile object.

"I love you," he mutters with utmost sincerity and his heart hurts from saying those words out loud, in a good way.

"Me too," You smile and softly brush the hair curtaining his forehead, then place a soft kiss on it, "I love you."

His heart is full knowing that his feelings are being reciprocated and that makes him the happiest he's ever been, and the fact that it comes from something that is beyond him is what makes it special. He cups your jaw and kisses you so sweetly with a heart that loves you until it hurts so good.

"Seungmin," you softly call his name against his lips.

"Yes?"

"Can you put more love in me?"

"With pleasure," he gladly answers.

The music that faintly plays in the background is being replaced with the skin-slapping sounds and both of your breathy moans.

You're lying underneath him, hands gripping each side of the cushion your head resting on, eyes shut with a sheen of sweat coating your body.

"Oh, baby, yes," you moan through your gritted teeth.

Seungmin is using all of his strength, thrusting hard into you, and in each thrust, he tries to go as shallow as possible, hitting you right in the spot.

"Oh, please..." you cry and beg, sounding like you're in pain.

"Please, please, please," you beg again, but he knows that you're asking for more.

He's going impossibly fast that the sofa is creaking along to his movements but even if it breaks, he won't stop. He needs to give you your release and at the same time, he can't help himself but get the pleasure of giving it to you.

"Seungmin, please, please..." you beg again, your eyes closed so tightly that tears squeeze out of the corners of your eyes.

It's the way you're calling him so desperately and with so much neediness that drives him to keep going. He grips the handrest of the sofa as leverage and thrusts into you harder and harder that the muscles on his body are strained and his body is close to giving out.

"Seungmin, please..." you breathlessly moan again.

Yeah, that's right, he's the only one who can give it to you and he's going to give it to you just right.

A mix of a moan and a cry rips out of you as your body stiffens and then softens in the next second, overflowing with immense pleasure.

Seungmin slows his thrusting but adds intensity, he can feel it coming as well. With the way you're clenching around him, it doesn't take him long to finally cum for the second time.

He launches his cock as deep as possible to plant his seed inside you and lowers his mouth on yours to fill his need to be one with you.

It's the most intimate he's ever been with someone, it doesn't feel like physical fulfillment anymore, it's bonding, it's trust, and he believes it's what people call making love.

After a while, Seungmin lets go and slowly, pulls out of you. With your legs still spreading open, he can see how your cunt is drenched with your mixed bodily fluid and pulsating, and a while later, he can see the white of his seed dripping out of you and he can't believe how much he cum inside of you as it now drips onto the sofa. It's a highly erotic thing to watch and satisfies him in a whole new way.

"Are you sure you're not trying to put a baby in me 'cause that was..." you can barely finish your words. You brush away the hair stuck to your moist forehead and let out an exhausted sigh.

Seungmin quietly and triumphantly smiles, he hovers above you and places a long, lingering kiss on your lips. As soon as he breaks the kiss, he looks at you and says, "Well, 7 has never been my lucky number either."

-

Since his job requires him to work late almost every night, Seungmin only meets you on the weekends and he'll stay over, even if it means he has to go to work early on a Monday morning.

"Stay," you mumble with your eyes closed, not letting him stop cuddling you on the bed.

"You can sleep some more," he whispers into your ear, along with a soft kiss on your neck.

"No, stay," you mumble again, taking his arm and putting it around you.

It's always like this every Monday morning, you're not letting him go and he'll cave in, then he'll cuddle you for a few more minutes, peppering you with kisses before dragging himself out of the bed.

If he has to choose, he'd rather stay in bed with you all day but he has other responsibilities to do and it involves a lot of people, not just him.

When Seungmin returns from the shower, you're sitting on the bed with his glasses on, your eyes immediately traveling up and down his glistening wet body, but they focus on the towel that lowly hangs around his hips.

"Oh... mama!" You gasp in delight, your teeth faintly bite your lower lip.

Flustered, he hurriedly walks up to you and takes his glasses off of you, then puts them on him. He gives your cheek a soft caress and then kisses the top of your head.

"You should sleep some more," he suggests as he saunter to your closet where he keeps some of his clothes in there.

"Why would I do that when I can watch my hot, nerdy boyfriend getting dressed to save the nation's economy from collapsing?" You playfully remark, sitting on the bed while hugging your knees.

As he chooses what to wear for the day, he looks over his shoulder at you and asks, "Who's going to make coffee then?"

"Oh, yeah, right," you sigh and pout, "you only date me because of my coffee."

"That's right," he responds with a sly smile.

You get up from the bed and come up to him, slipping your arms under and around him for a hug. You place kisses on the skin on his chest, shoulder, and neck, and eventually, your lips find his.

"Wear the blue shirt," you suggest, pointing at the baby blue shirt inside the closet before turning around on your feet, and heading out of the room so he can get dressed.

The blue shirt surely looks good on him but he can't remember wearing it or bringing it to your place, also, it's a bit tight around the shoulders. He heads to the kitchen where you're busy making coffee for him.

"Are you sure this shirt is mine?" He asks in confusion.

"Of course, it's yours, you silly," you hastily answer and then put down the coffee pot to take a good look at him, "What's wrong?

Seungmin takes a seat on the stool that is pushed against the kitchen island, "It's a bit tight around the shoulders."

You deliver his cup of coffee and then run your hands through his shoulder blades, "That's because you have such sexy, broad shoulders," you whisper into his ear.

He turns his head to the side and you immediately capture his lips in a kiss. You break the kiss to place more kisses on his face and neck.

"Now, eat your breakfast, champion!" You order.

You stand there behind the kitchen island to watch him take his first sip of the coffee you make, and as expected, it's as good as the first time had a taste of it and it also brings back the memories of how he met you that night.

"How is it?"

"Perfect!" He answers with a smile.

It's never just a goodbye kiss with you, it's a full-on makeout with bodies pressed and pushed against the wall, its lips and tongue, and occasional bites in between.

Seungmin has to stop you from going in for another kiss as he still needs air to breathe. He holds you close but keeps his face a safe distance away from yours, his height helps with his.

"You have the night shift tonight," he says.

"Uh-huh."

"You better go get some sleep after this," he suggests.

"One more kiss then," you sweetly ask.

Seungmin has no power to resist you, especially when you look at him with crinkles in your eyes. It would make him a bad man if he said no to that.

"Just one," he makes a compromise.

"Just one, yes," you repeat with an eager nod.

He finds you so cute acting like a puppy like that, he has no other reason but to give you what you want. He slowly leans in and kisses you, ever so softly despite feeling like fireworks are going off inside his chest.

"I have to go," he says once he breaks the kiss.

You don't say anything but pout to him, clinging to him to let him know you don't want him to go.

"I'll see you soon, mmh?" He says with a smile and a long peck on the lips as a consolation.

That seems to cheer you up as a smile blooms on your face, you hug him close, embracing all of him before taking a step back so he can walk out of the door.

"Have a great day at work!" You say as you linger by the doorway and with a sweet smile, you let him go.

A couple of days later, Seungmin receives a call from you but it comes at a bad time, he's in a meeting and he ends up getting two missed calls from you.

You know better to not call him when he's working but it seems urgent so he goes to the office lounge to call you back.

"I'm late," you suddenly share right after you accept the call.

"Late?" He asks in confusion.

There is a pause and then you explain, "My period is late."

The moment you both decided to have unprotected sex, Seungmin prepared himself for a situation like this. He knows that other than he needs to take responsibility for it but checking in on your well-being comes on top of his priority.

"Are you okay?" He asks in slight concern.

"I'm okay," you answer.

"Do you want me to come and be with you?" He offers, even though he doubts he'll be able to do that but that's something he can deal with later.

"No, it's okay. I just..." you pause to inhale air, "I just think that you need to know."

"Are you sure?"

"Yeah, I'm sure. I'm about to take pregnancy tests," you inform.

"Okay, well, it's better if you take two tests just in case the result is inconclusive," he carefully suggests, keeping his voice low as he's still in his workplace.

"Yeah, okay," you take in his suggestion.

"Hey, it's going to be okay?" He assures you because he knows that's what you actually seek at this moment, an assurance that things are going to be alright no matter what.

"I know," you meekly say.

"I love you," he says because he has nothing else to show you how much he cares and loves you, and he can hear you smiling at the end of the line.

"I love you too," you say with a slight cheery tone.

The two of you let those words hang in the air and let that be the only thing that exists in this dire moment.

After a moment, you sigh into the phone and say, "Well, I'm going to pee on these pregnancy tests and will tell you about the results."

"I'll look forward to it," he playfully responds.

It's normal for him to feel nervous about the results but surprisingly, he doesn't feel scared at all. If anything, it makes him start thinking about his future with you, and if you turned out to be pregnant then it simply means he'd have another part of you that he can love.

That's all he can think about at work, not numbers or statistics, but how wonderful it would be to build a family with you.

As he's deep in his thoughts, his phone vibrates on his desk. He turns it over to check and fumbles on his seat when he notices that it's multiple new texts from you.

"Guess what?" You wrote on the first text, and below it a picture of the pregnancy tests and both showing negative results.

"Told you, seven has never been my lucky number," you wrote in the following text with a smiling emoji.

It's a good thing that you don't call or you would hear the slight disappointment in his voice, but at the same time, he feels a sort of relief. Well, this only means that Seungmin only needs to postpone his plan on building a family with you.

"That damn seven percent," he jokingly wrote in his reply to you.

As a sort of joke, Seungmin decided to get off work early, and bought flowers along with a card he personally wrote on it that says, "Congratulations on being in the 93%!"

He knows you're having night shift for the whole week so the plan is to catch you right on the closing time and surprise you with the flowers.

Seungmin is not big on grand, romantic gestures like this but it shouldn't be something he should be ashamed of doing. It's all about the intention and he believes that the thing earlier was quite a shock to you so his intention is purely to brighten up your day and hopefully, make you feel better.

The taxi pulls up at the side of the street across the cafe, he can see that he comes right on time as you're locking up the place. He has to walk a little further to the crosswalk while carrying the flowers in one hand. He's watching as you lock up the café and pulling at the door to make sure it's completely locked.

As you hoist the strap of your bag higher on your shoulder, you turn around on your feet and Seungmin hurriedly waves his hand your way even though it's doubtful that you'll see him.

However, your face lights up like you usually do whenever you see him, your eyes sparkle, and a radiant smile. His heart is pounding as he starts to eagerly wave his hand at you only to find out that you're looking at someone else.

A guy comes out of the car parked right outside the café and you walk up to him, not stopping him as he hugs you. It's not just a friendly hug, the guy holds you close and lifts you off the ground for a moment, sending you giggling with your head bumping close to him.

Seungmin unconsciously follows the crowd crossing the street and when he finally gets to the side of the street, he sees that the two of you are kissing, lips locked with arms around each other.

He takes slow, hesitant steps toward you to see if it's really you and you're aware that you're kissing someone that is not him. He stops on his track as the guy spins you to the side and you open your eyes to see him standing there.

In that moment, your eyes meet and the expression on your face significantly turns into a panic one. From the look of it, it finally registered to him that you're fully aware of what you're doing.

"What is this?" He asks in utter confusion at you.

You immediately push the guy you've just kissed to approach him, "Seungmin, I can explain!" You say.

There's nothing to explain when he saw everything with his own eyes, unless you think he's blind or losing his mind, that's the only explanation he needed.

You walk toward him in such caution like approaching a wild animal, "Seungmin, please, wait, I can—"

But he's no longer looking at you, he's looking at the other guy and how flippant he is at this whole situation. He's mad beyond belief and before he obliterates everything around him, he turns around on his feet to leave.

"Seungmin!" You call his name out loud and he can hear you break into tears after.

"Fuck this," He mutters out of spite, tossing the flowers into the trash bin. He ignores your desperate calls and keeps walking away, not looking back.

-

Men lie, women lie, and numbers, after all, can be manipulated which makes it a lie. In other words, everything is a lie.

Even Seungmin is lying to himself, he pretends that he's alright even though the truth is he's far from alright. He can't believe that a week ago he thought of building a family with someone he's only known for six months, six fucking months and you turned out to be cheating on him.

The only thing that he believes in is this anger he feels whenever he thinks of you and it's more infuriating that he can't find the outlet for it. It seems like he has to keep it in until he dies.

His phone vibrates on his desk and he hates that his heart gets hopeful, thinking that it's a text from you when the truth is you stopped contacting him two days ago and he knows it's because he didn't respond to any of them, but deep down, he hopes it's you.

Full of anticipation, he checks his phone and sees that he has received a series of texts from an unknown number. It's probably work-related texts so he ignores it for a while until the curiosity wins over him.

"So, you're the other boyfriend," is what is written in the text.

"Who is this?" He quickly replies.

"It's Minho. The boyfriend," he writes along with multiple pictures of you and him.

If his goal is to make him jealous, he's succeeded at that and now that the goal is achieved, what else there is?

"What do you want?" Seungmin gets defensive.

"Does this mean you give her up, huh?"

It's not giving you up when he decides to break up with you after finding out that you cheated on him. Before Seungmin can compose a reply to that, a new text appears.

"I'm the better man anyway," Minho writes and he knows he does it to provoke him.

What a shame that Seungmin is not triggered and decides not to stoop to his level. Minho is free to think that he gives you up or he's a better man than him, Seungmin doesn't care at all!

However, his ignorance only lasts for a couple of days until Minho comes up with a text that has one clear purpose and that is to light Seungmin's short fuse.

"Come and watch me fuck her better than you did?" Minho wrote on the text along with a video of you, lying naked on the bed with his hand going all over you.

As if that isn't enough, Minho sends another video and Seungmin knows better not to open it but he does anyway. The next video is of him filming himself fucking you through the mirror that he knows for sure is in your bedroom and he can hear your moans in the background.

"Did you say something?" Minho asks as he turns the camera to you.

"Please!" You say.

"Please, what?"

"Please, Minho, I want to cum," you plead with your eyes red and teary.

With the rage that blinds him and jealousy that burns him from the inside, Seungmin rides in the back of the taxi in the middle of the night with both hands balled into fists on his lap and his chest heaving in anger on the way to your place.

He skips on the knocking on the door and punches the passcode into your place, letting himself in. A while later, you come to the door, looking unruly but fully dressed, it looks like he's just disturbed your slumber instead of catching you sleeping with another guy.

"Seungmin," you say his name in a mix of confusion and surprise.

Seungmin would be lying if he didn't miss hearing you call his name but he reminds himself he's not here for that, he came here for something else.

"Where is he?" He asks as he walks past you. He starts looking for him in every room in your apartment while you're trailing behind him.

"Who?" You ask in utter confusion.

"Your boyfriend," he simply answers, pushing the door to your bedroom and seeing that no one is on the bed except for a messy pile of duvet.

"He's not here and I haven't seen him in a week," you tell him.

He avoids looking into your eyes and walks up to the bathroom, pushing the door open with his hand only to reveal that you're telling the truth.

"Why? Isn't he your boyfriend? Shouldn't you with him?" He asks you, going out of the bedroom to check the laundry room near the kitchen.

"Because I needed the space. I got heartbroken when you broke up with me," you meekly answer.

Maybe he was foolish for not knowing you lied behind his back but how dare you lie right to his face now? Seungmin stops looking and turns around to look at you, he scoffs in exaggeration.

"Don't lie to me," he says to you with a sarcastic smile.

"I'm not. I am still devastated that we broke up," you genuinely admit with tears pooling in your eyes.

Hearing someone enter the passcode to your door, you hurriedly wipe your eyes before the tears roll down your cheeks and head to the door to check who is it.

"Minho, what are you—" You can't barely finish your sentence as he presses a kiss on your lips.

"Minho, this is not a good time," you say to him, but he walks further inside while holding your hand.

Without having to look, Seungmin knows that it's the man he's looking for and he realizes Minho was never here, he sent all those videos just to trap him and he fell right into it.

"You came, huh?" Minho says to him with a faint smirk on his face.

That is enough to trigger Seungmin, he takes a step forward and closes the gap between their bodies, "What's your problem?"

You immediately get in between and push them away from each other until there's a safe distance between them, "Minho, please, don't!"

"I don't know why I'm here," Seungmin mutters, pushing his way in the direction of the door.

You block the way and take both of his hands, "No, Seungmin, please, stay!" You beg with pleading eyes.

"Nah, babe, just let him go!" Minho says with a rather mocking tone at Seungmin while leaning the side of his body against the wall.

"You both stay!" You tell both of them, dragging Seungmin back inside and making him sit on the sofa. You glare at Minho next, gesturing him to also sit on the sofa, and with a sigh, he obeys to your order.

They're sitting so far apart from each other and you know Minho is the one who made Seungmin come here, but the damage has been done, you may as well use this opportunity to talk to both of them.

"Now that you're both here, let me explain everything," you say, standing right in front of them.

"I don't need your explanation," Seungmin says without looking at you.

"Seungmin, please!" You beg again.

"The door is right there!" Minho casually says to him.

You know Minho is going to be the problem so you glare at him, "Minho, please?" You say in a rather threatening tone instead of pleading.

"I'm not going to stop you from leaving but please hear me first," you try again while clasping your hands together in front of you.

Seungmin refuses to look at you but he stays in his seat and that's enough, he only needs to hear your part of the story anyway.

"Yes, I'm dating the two of you at the same time," you admit right away and that seems to intrigue Seungmin that he glances your way.

"But I wouldn't call it cheating," you continue and Seungmin looks away again, "Even if that's the case, it only means that I'm cheating on Minho with you."

"What do you mean by that? You're dating him behind my back," Seungmin says with a lot of resentment in his voice.

"Minho knows everything," you reveal, "We've been dating for three years way before I met you."

"Yes, and she told me everything," Minho adds with a wicked smile on his face.

It feels as if the two of you are playing him and he feels stupid for being the joke in this narrative. Seungmin looks at you and then at Minho with a revolted look on his face, "What is this sick game are you playing here?"

You take a step closer to him and slightly bend down to make him look at you, "Seungmin, I swear this is not a game. Our relationship is real and so is my relationship with Minho, we're—"

This is where Seungmin loses it. He's not familiar with this equation. You're dating him but also dating Minho. How can one person date two people at once? And is that even possible? Since when 1+1+1 is two? His brain just can't comprehend it.

"You cheated on me," he says and that's the only statement he firmly stands on, he doesn't care who dates who first and how many relationships you have other than with him.

You take a moment to inhale air and try again, "Seungmin, trust me when I say I never lied to you. I love you and you know that's true," you calmly tell him.

"But you did lie to me about your relationship with him," Seungmin

"Because I don't want to lose you," you hastily respond with the harsh truth.

A moment passes in silence as Seungmin processes your words and you're right, he would have left you a long time ago and the relationship wouldn't last this long.

"I know this is hard to understand but I love you, Seungmin, and I love him too," you say as you point at Minho.

You rake your hair to the back and come up to them, kneeling in front of them as you grab their hands in each of your hands.

"And I know how selfish and greedy I sound but I want you both in my life," you finish with a sad smile.

Minho brings your hand close to his mouth and kisses it, "You know you'll always have me," he says.

You softly smile at him, "Thank you, Minho."

The ball is in Seungmin's court now and you look at him with hopeful eyes, even though the chance that he'll agree to this is slim, close to zero percent.

"Seungmin..." your voice lowers as a second passes without an answer from him.

All of a sudden, he takes his hand away from your hold and in that moment, you tell yourself that, at least, you've tried your best to make him stay and if he still chooses to go, then you have to let him go.

Seungmin's hand cups your cheek and he tilts your head, forcing you to look at him. To your surprise, he smiles and then slowly presses a kiss on your lips.

"You know that I love you too."

-

Since they're all and they both agreed on being in this relationship, you figure this is the chance to put it to a test and see if they can learn how to share.

Minho places a kiss on your shoulder as his hands busy unclasping your bra, he places another kiss on your neck and turns your head to the side so he can kiss your lips.

"It's off," he mutters as the bra is completely off your arms.

You peck his lips and smile, "Thank you, baby."

Minho has no problem adjusting himself to this but Seungmin looks a little lost that you have to keep him close and at times, you have to actively tell him what to do.

As you sit on the edge of the bed, you take his hands and pull him close. Giving him a long peck on the lips before asking him, "Are you nervous?"

"I'm not nervous," Seungmin puts his hands on each side of your waist and places a peck on your lips, "I just wish he's not here."

You chuckle at that and put your hands on his square shoulders, "at first, I thought Minho would be the one having problems sharing," you poke fun at him.

"I can share," he hastily responds, he quietly clocking Minho who's getting undressed in one corner of the bedroom, "Just not with him."

"Can you please try? For me?" You sweetly plead, along with multiple kisses planted on his lips, "Mmh?"

Seungmin knows that he has no other option but to share you, he accepts it with a sigh, "Okay."

"Thank you, baby," you softly mutter, bringing his head close so you can kiss him hard and deep.

The kiss lasts for a few minutes and you eventually break the kiss, gasping for air the second your lips detached. You get on all fours on the bed and take his cock in your hand, slowly stroking it before taking it into your mouth.

You maintain eye contact with Seungmin as your mouth is full of him, alternating between sucking and licking, combining it with your hand pumping the base of his cock.

Seungmin gathers all of your hair to the back and forms a makeshift ponytail with his hand to keep all of your hair away so he can see his cock slipping in and out of you.

Behind you, you feel Minho's hand on the arch of your back and it's gliding down to the curve of your rear, he doesn't hesitate to knead the flesh until it molds into his hand.

Next, he replaces his hand with his mouth, sucking on the ample flesh of your ass cheek hard enough that you believe it would leave a mark.

Your focus starts to shatter as Minho plants his mouth on your heating core, he keeps your ass cheeks parted open so he can plant his mouth deeper in your wetness.

His slick tongue teases your entrance and at the same time, his hand snakes its way to the front to play with your clit, pinching for added stimulations.

You're moaning with Seungmin's cock in your mouth and somehow, the vibration adds pleasure to him as he hand tugs harder at your hair.

It goes on for long until you deem it's enough or else you'll get too overwhelmed to continue. You slowly pull Seungmin's cock out of your mouth, ignoring how your saliva coated his length and dribbling down your mouth. Minho catches you from the back, holding you as you sit on the bed and spread your legs open for Seungmin.

"Go ahead. You can have the first turn," Minho says to Seungmin, always in a tone that borderline mocking him.

You land a hard slap on Minho's arm, "Be good!" You warn him.

"Sorry, honey," Minho apologizes to you along with a kiss instead at him.

However, Seungmin does a good job of pretending like Minho wasn't there, he crawls over to you to place a kiss on your lips before settling himself between your legs. He rubs his fingers between your folds, softly as if he's touching flowers.

He's going to keep pretending like Minho wasn't there and fully enjoying this moment. It's not hard when your body always entices him, endlessly arousing him and inviting him to touch.

With another kiss on your lips, Seungmin slowly pushes inside. He pulls out only to push deeper into you and do it a few times more until he's fully sheathed in your tight walls.

"Mmh, yeah..." you moan with eyes closed, "So good inside me."

He lets himself explore your body with his hands then with his lips next, marking your skin with searing kisses to finally start thrusting into you.

Minho slowly lays you down but keeps his eyes and hands on you, touching you and cupping your breasts as they're jiggling along to Seungmin's slow yet steady thrusts.

He stands on the side of the bed facing you, pumping his cock as he's watching you being fucked by Seungmin, and eventually, brings his eyes back to you.

Using the tip of his cock, he rubs your erect nipples, wetting them with his precum and making you squeeze his cock between your breasts.

"Oh..." you loudly moan, taking every stimulation on every inch of your body from the two men.

The wild glints in his eyes scare you and excite you at once. You're tilting your head his way with your mouth wide open.

"You want it in your mouth?" He says as he pumps his cock so close to your face.

You bite your lips, nodding.

Instead of giving you what you want, he shoves his thumb into your mouth and watches as you suck hard on it before finally putting his cock into your mouth. He grabs the hair on the back of your head, keeping your head still as he drags his cock in and out of your mouth.

"You like that, huh?" Minho says as he looks down at you.

"You like having your greedy holes filled, huh?" He pulls out of you to give you a chance to answer.

"Yeah," you breathlessly answer with your lips wet with saliva.

"You hear that? She likes her greedy holes filled!" Minho says to Seungmin with a wicked grin plastered on his face.

Seungmin is too high on pleasure to care, having sex without protection is still new to him and he still needs a few practices to finally have some self-control doing it.

With your mouth full of Minho, your noises can no longer be his guide on pleasing you but he can tell from the way you're tightening around him. He needs a release as much as you do but he holds it in until he knows for sure you have climaxed.

Minho probably senses that you're so close, that he pulls out of you and offers his hands for you to hold on to. Your chest is heaving and moans are spilling out of your mouth.

"Seungmin, oh, please!"

There you go with your begging and pleading, and it's amazing that it still works on him, hearing you calling his name in such neediness gets him off.

When you finally reach your high, you pull your knees up as high as you can which provides him more depth and tightness that gets him closer to his release.

A few more thrusts are all it takes for Seungmin to reach his high. He keeps his cock deep inside you as he releases all of his seed. His hands are pressing on the back of your thighs with nails dug into the flesh.

Still gathering his senses, Seungmin searches for your lips and when they finally meet yours, he kisses you so hard that he runs out of the air in his lungs.

"So good, baby, that was so good," you mutter to him with half-shut eyes.

Seungmin climbs onto the bed, his back resting against the headboard while you're lying on your stomach in between his legs. You're both riding down your highs with some kisses and cuddles until Minho seeks your attention.

He pulls you by the waist, taking you away as you're about to lean in to kiss Seungmin. You laugh at his childish behavior and look over your shoulder at him.

"I'm not going anywhere," you jokingly mutter at him.

Minho holds you close and lets Seungmin watch as he runs his hands all over you as if he is trying to show him how to properly touch you.

He makes a trail of kisses from your neck and then down your spine, forcing you to bend down on the bed on all fours for him.

"Ouw!" You yelp as he lands a slap on your ass cheek.

Seungmin reflexively holds you by the shoulders, thinking it is something that he's doing that hurts you.

Minho lands another slap on the other cheek harder than the sound echoing in the room and sends you launching to the front.

"Fuck, your other boyfriend cum a lot," Minho complains with his fingers lightly circling your clit.

You shake your head at Seungmin, gesturing him not to take his bait, and bring your mouth to his ear to whisper, "I like it when you cum a lot inside me."

Seungmin holds the side of your head and kisses you, but Minho slaps your asscheek again to get your attention back to him.

"Let's hope he left some room for me to fill," Minho says, putting two digits into your gushing hole to prepare you for his cock.

"Don't be so dramatic, Minho," you poke fun at him.

He wraps his arms around your waist and pulls you hard until your back hits his chest. He buries his head in your neck, placing ticklish kisses down the column on your neck while his hands are fondling your breasts.

"It's your turn to not be dramatic," he mutters into your ear as he aligns his cock to your entrance.

"How can I not be?" You say to him.

Without warning, he enters you, pushing his swollen member in little by little. His hands gripping your hips to keep you still as he keeps pushing in until he's fully buried inside you.

"Honey, oh..." you moan as you grope for his head, turning it to the side so you can kiss him.

"I know," he seductively murmurs into your ear, "You feel so good around me too."

As Minho starts thrusting into you, you get back on your fours again and share some of your attention with Seungmin. You crash your lips against him and take his hand, making him cupping your breast.

He affectionately brushes your hair to the side and holds it there before leaning in for a kiss again, kissing your parted mouth as you moan from Minho's thrusts.

"I'm cumming, oh, I'm cumming," you whine as your fingers claw at Seungmin's chest.

Minho keeps chasing his high and riding past your orgasm, sending you into overdrive. Your eyes are fluttering shut from the immense pleasure but Seungmin holds you steady and tirelessly placing kisses on the skin he can land his lips on.

"Just a little bit more," Minho says through his gritted teeth while keeping the motion of his hips going.

You're fisting the sheet underneath you and eventually collapse onto Seungmin's chest and letting him hold you as Minho finishes inside of you.

Minho lowers his body on you, planting kisses on your back and your neck, he then buries his head in your neck as the three of you snuggle on the bed, exhausted yet content with pleasure.

With your eyes barely open, you reach for Seungmin's jaw and kiss him, then turn your head to the side to capture Minho's lips in a kiss afterward.

And you think, it wasn't bad at all for a first practice.

-

The bed shifts as Minho props his elbow against the mattress, you're holding his arm close to your chest so he plants a long kiss on your shoulder before slowly, taking his hand away from around you.

He checks his phone for the time and he kind of already guessed that he should get ready for the day, he has a plane to catch.

He quietly makes his way to the bathroom to wash up and quietly gets dressed in the dark of the room, not wanting to wake the others sleeping in the room.

He helps himself for a quick breakfast in your kitchen, opening the fridge to get a carton of milk and it almost startles him to see Seungmin standing by the doorway of your room with his hair sticking up and his glasses perching slightly askew on his nose.

"Man, you look really good in the morning," he sarcastically says as he takes a box of cereal from the top cabinet.

Seungmin brushes his hair to the back and fixes his glasses, traipsing his way to one of the stools pushed against the kitchen island.

"I believe we have to talk," he says to him in his morning, deep voice.

Minho gathers a bowl and a spoon on the kitchen island. He repeatedly nods as he pours cereal into the bowl first and then pours the milk after.

"That's actually great because you haven't heard my part of the story yet," Minho finally responds to Seungmin.

He takes a spoonful of cereal and shoves it into his mouth, making Seungmin wait as he chews and swallows his food to speak again.

"I'm away a lot for work. I hate to see her feeling lonely and sad. I don't want to break up with her and so is she. I was the one who came up with the idea," he explains, taking another spoonful of cereal and making Seungmin wait again, "I told her to find another boyfriend."

Minho then rests his hands on the counter and leans forward, taking a moment to gather his thoughts in the silence that hangs in the room.

"When she told me about you, I was scared because I kind of set her up for heartbreak by coming up with that idea but she stopped feeling lonely and sad. I can also see that she's... happier," he shares, digging his spoon into the bowl, and with a sad chuckle he continues talking, "I even started to think that maybe she doesn't love me anymore."

It only occurs to Seungmin now that Minho did all that not for himself, he wouldn't bother texting him and sending him all those videos if his intention was only to provoke him. He did all that to force him to come and meet you, he did all that for you which makes Seungmin the bigger asshole in this.

Minho drinks the milk straight out of the bowl and then roughly wipes his mouth with the back of his hand, "What I'm saying is... I just want her to be happy. That's all," he finishes.

This concept of relationship is so new and foreign to Seungmin that at first, he finds it hard to make it make sense but after hearing both sides of the story, it isn't as complicated as he initially thought. After all, a relationship is a state of being connected whether it's people or objects or even concepts.

But it's nice to hear that despite his snarky remarks and flippant attitude, Minho is not afraid to be transparent about his feelings and thoughts, and Seungmin respects him for that.

On the other hand, it convinces Seungmin that this relationship would work because the three individuals are mature and have no intention of hiding things from each other anymore.

"I just want her to be happy too even if it means I have to endure your... attitude," Seungmin enunciates the last word with a sneer.

Minho scoffs and chuckles at that, finishing the bowl of cereal by draining the milk to its last drop.

"So how are we going to do this?" Seungmin asks in genuine curiosity.

"Well... we'll arrange something," Minho vaguely says, putting the dirty dishes down in the sink.

Minho returns to the bedroom to retrieve his jacket, he's sitting on the edge of the bed and places his hand on your shoulder, trying to wake you up with a gentle kiss on your lips and continues placing kisses all over your face until you steer in your sleep.

"Hey, I have to go," He softly mutters with a tender caress on your cheek.

You rub your eyes and pinch the bridge of your nose, "Already?" You ask with a sleepy tone.

"My flight is in three hours," he informs while putting away the hairs from covering your face.

You pout and hum in complaint, stretching your arms out before putting them around his shoulders, pulling him close until he collapses on top of you.

"When will you come back?"

"Next Friday," he answers.

"Mmh, okay," you mumble, holding his face inches away from yours and giving him a long peck on the lips.

To give him a proper goodbye, you get up and put on any piece of clothing lying next to you. You walk Minho to the door for another hug and kiss while Seungmin sits in the kitchen, giving this moment just for the two of you.

"Stay safe. Take care," you tell him as you cling to his body.

Minho places ticklish kisses on your neck, sending you giggling as he holds you tightly. He eventually stops to press a long, lingering kiss on your lips.

"I'm going, okay?"

You nod and fondly gaze at him, "I love you."

He smiles at that and plants another lingering kiss on you, "I love you."

It's not the first time that he's leaving you to go away for work, but somehow, this time feels different, he feels a little relieved that he has someone he can trust to keep you safe.

"I'll be back soon," Minho mutters with a chaste kiss on your forehead.

You're lingering by the doorway, watching him leave until he goes inside the elevator and then go back inside. You're aware that Seungmin is there and you've been neglecting him the whole time you're saying goodbye to Minho.

You smile as you walk into the kitchen and see him still sitting there against the kitchen island, "I'll make us coffee," you announce.

"Okay," Seungmin shortly says with a soft smile.

You start by filling the pot with water and putting it on the stove, and as you wait for it to boil, you scoop some coffee beans to grind.

All of a sudden, you feel a pair of arms wrapped around you and you don't have to look to know it's Seungmin.

"Does it make you happy?" He asks out of the blue.

"What? Making coffee for you?" You jokingly ask even though you know the context of that question.

You put down whatever you're holding and turn around on your feet to face him, resting your hands on his chest as you look up at him and say, "I'm happy."

"Then I'm happy," he says with a smile, leaning in to softly kiss your lips.

The kiss brings back so many things, both the good and bad things you've shared, but ultimately him. The break-up was the worst part of it but now that he's back with you, you feel happier than ever.

"I love you, Seungmin," you tell him, sliding your hand up to his neck and holding him there, "I'll never let you break up with me again."

He puts his arms around and draws you closer, "I won't."

"Good, 'cause I don't know what a menacing man like Minho would do to you if that happened," you jokingly say.

In the end, Seungmin doesn't need numbers or data or statistics, he only needs to learn from his mistakes and as much as he hates his guts, he also needs to learn a few things from Minho and one of them is being a good boyfriend to you.

The white curls of steam escape the cup of coffee as you serve it on the table in front of him, the strong smell of it awakens all of his senses.

"Thank you," he mutters his gratitude with a smile that makes his eyes smaller and offers warmth.

You watch as he takes a careful sip at it with a hand propped under your chin, "How is it?"

He puts down his cup of coffee and smiles at you, "It's perfect."

As of this moment, Seungmin will only look at you as someone he loves and wishes to always be happy, and he'll think of himself not merely as a part of the equation but as what completes the equation.

-

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[poor-boy-orpheus]

I think folks have really lost the plot when it comes to AI.

Imo, the issue we are faced with is not how to prevent ai from being utilized or advancing, frankly I think that ball is already rolling. The issue also isn’t designating sacred work that can’t be touched by AI (I’m sorry to say, art is not inherently better than manual labor). The issue we are really faced with is now that we are embarking on a world wherein AI is rising and gaining genuine ability to match or exceed humans, how will we ensure we are taking care of our people?

A lot of folks seem to be really concerned with protecting the idea of intellectual property, but at the same time don’t we believe in an egalitarian sharing of knowledge? Should we really be prizing exclusivity of access to media or materials? I don’t really think so, but the challenge we face is how to ensure that a society that will increasingly have less and less need for human labor (particularly in data analysis or data entry jobs that AI tends to be the best in) will still see its citizens financially secure.

I have no problem with AI making art, regardless of whether I think that art is “good” or whether someone a machine makes can even be defined as “artistic” to begin with. Frankly, I don’t care. I do care that many artists will be out of a job and we don’t have a mechanism for ensuring they’re taken care of.

And that is where the discourse is so often falling short in my eyes. Many leftists who claim to want to leave the idea of personal ownership behind become the most forceful advocates for protecting intellectual property. A development that should be spurring on the greatest advance in humankind’s ability to universally take care of everyone is instead demonized on the left for somehow being theft and largely ignored on the right as a pipe dream.

AI is growing more powerful exponentially. Our lifetimes will see a shift on the level of the invention of electricity or the internet (if not much much greater) and we need to be prepared for that. The outcry cannot be “You used AI tools and therefore your work is invalid” but rather it must be “How are we restructuring ourselves to better absorb this new change?”

Universal basic income has to become a default. Removing healthcare from being tied to a job is a necessity. Eventually moving past currency might even be a possibility.

You can’t stop the world from turning, you can’t stop this progress from happening. But we still have time to focus our efforts on taking this change and handling it well. History will watch what we say, what we do, and how we addressed this.

[badperson-8]

Butting In (Part 1) Lucifer, Mammon, Levi

Male/AMAB MC finds an intriguing sex toy – a magical fleshlight, which is automatically connected to the body of whoever haunts their sexual fantasies. How will each brother react if MC succumbs to the temptation and uses the device?

amabMC x Lucifer, amabMC x Mammon, amabMC x Levi

3.5k words | NSFW | Porn without plot | gn!pronouns MC | AO3 link

Content Warnings: Dub-con | Anal Sex

Part 2 (Satan, Asmo) Part 3 (Beel, Belphie) Part 4 (Diavolo)

Lucifer

Lucifer sighs heavily, pinching the bridge of his nose and squeezing his eyes shut. He’s been sent to the House of Lords on behalf of Lord Diavolo for a brief check of their quarterly financial report. But what should’ve taken him at most two hours, stretched into several-hours torture, due to the incompetence of these noble fools. The accounting department did their best to analyze and categorize all the expenses, but Lords were so utterly incapable of providing any reasonable data in time that the finished report turned out to be an incoherent mess.

So now Lucifer is stuck in a place full of insufferable snobs, damned to do their job instead of them. At least the most excruciating part is over: he had to personally collect all the additional papers from each Lord, and now he only needs to compare the numbers. The demon has already sent all the accountants away; if they didn’t succeed the first time, it’s highly unlikely that they’ll be of any use. Lucifer prefers to work alone anyway.

The only two things that motivate him right now are a huge cup of the strongest coffee ever known to demons and potential revenge. If Lucifer manages to find any traces of financial machinations, Lord Diavolo will take this matter into his own hands. And when he’s on the case, it’s useless to hide behind the high status of a noble. The Future King deals with problems swiftly and mercilessly.

Lucifer smirks, takes a sip of coffee, and focuses on the documents in his hands. The demon occupied the office of one of the Lords after he unceremoniously kicked out the owner. The room has too many golden decorations for Lucifer’s liking, but at least the chair is comfortable enough. The soft rustle of papers and the rhythmical ticking of the clock help him concentrate and ignore intrusive thoughts about one particular human who waits for him at home… Perhaps there are actually three things that motivate Lucifer right now, but his pride will never let him admit it.

A sudden shiver runs along Lucifer’s body, making him twitch and almost spill all the coffee on the documents. The demon immediately lets go of the cup and straightens up, trying to figure out what the hell happened. But Lucifer doesn’t spot anything unusual, only the same ticking of the clock breaks the silence of an empty room.  

The second shiver strikes him just as suddenly. This time it’s stronger, it pierces his mind and makes him grab the edge of the table, looking for support. Lucifer feels the ghost touches on his body, which concentrate on his backside. He unconsciously presses his hips against the seat in an attempt to hide his delicate parts from the unknown intruder. But to no avail. The unstoppable force concentrates on his most vulnerable part of the body, pressing inside and massaging the tensed walls of his entrance.

Lucifer bites his lower lip, trying to contain all the embarrassing noises deep within; a thin stream of blood runs down his chin and lands on one of the documents, staining it and coloring the white pages red. His trembling hand wipes off tiny drops of sweat from his forehead.

The Avatar of Pride is not capable of panicking, as simple as that. He has everything under control, no matter what happens. But now, for the first time in eternity, Lucifer doesn’t know what to do. He’s lost and confused; the burning desire to twist the neck of whoever does this to him and the baffling temptation to submit to these new sensations are tearing him apart.

Lucifer chooses the first option, concentrating his magic on the faint traces of the curse that makes him lose control over his body. The demon frowns as he mentally untangles the magical energies and reaches the source of the disturbance.

It’s MC, it’s their life force, their magical energy. Lucifer senses the power of some kind of artifact nearby, but its magic doesn’t look dangerous. The demon sighs, letting his tensed muscles finally relax. He feels an all-consuming relief at the thought of MC being the one who’s behind this. It’s them, they are responsible for all this nonsense. Of course, who else would it be? He should’ve figured it out sooner.  

A gentle pressure on his insides continues, it seems MC doesn’t use the artifact to its full potential yet, preferring to check the toy with their fingers. Lucifer leans back in his chair and spreads his long legs apart. He could fly all the way to the House of Lamentation, confiscate this suspiciously powerful artifact, and lecture them for several hours straight, but…

Lucifer’s line of thought is interrupted by a sudden sensation of some liquid inside him. The demon frowns harder as he feels his cheeks and ears burn with humiliation. He closes his eyes, not to see how his hand unzips his pants and lets out his neglected boner. He doesn’t want to accept this. Lucifer shouldn’t be so agreeable towards the fact that he is being used as a sex toy. Even if it’s MC who does that. Stroking his dick to such foul sensations feels almost like a betrayal of his Pride. He should ignore his urges and…

The touch of a much bigger object feels shocking, no matter how much Lucifer anticipated dreaded the next stage of MC’s curiosity. It feels so much hotter than their fingers; it stretches him open inch by inch without meeting any resistance from Lucifer’s body. He breathes out sharply and tries to stop his hips from trembling. What a disgrace.

Lucifer clenches his fists, stubbornly ignoring his own growing excitement. But despite his efforts, his thighs spread even wider, chasing the feeling of the hot and pulsating flesh, magically conjured to bring Lucifer pleasure. The damn artifact is too good at recreating MC’s dick, too good at imitating all the deep thrusts. The demon can bear this for only so long. He snarls, grabs his dick, and starts stocking it with hungry desperation.

A quiet moan escapes Lucifer’s lips, but he immediately shuts his mouth with his hand, trying to save at least some dignity. The quicker the pushes become, the more difficult it is to contain all the moans. As Lucifer feels MC coming inside him, he bites his hand as hard as possible to muffle the final embarrassing sound. He growls as his fangs pierce his own skin, and his dick finally releases.

It takes him some time to regain his senses. The rhythmical ticking of the clock slowly returns Lucifer to reality. The demon silently stares at the pile of documents, now partially covered not only with his blood but also his sperm. He lifts his trembling hand and snaps his fingers to set the whole pile ablaze.

…They say that after one of the offices in the House of Lords burned down, together with important documents, the whole establishment had to work overtime to restore the lost data. It’s still unknown what exactly happened; some rumors mentioned a black-winged demon flying out of the office’s window in the direction of the House of Lamentation. But the strangest event that surpassed even the fire in one of the core institutions of the Devildom was no doubt the fact that, despite the sudden calamity and overdue financial report, Lucifer was walking around with a huge, bright smile on his face.

Mammon

Mammon is in deep shit. For real this time. He breathes heavily, peeking at five demons from around the corner. He sighs with relief as they march past his hiding spot and lovingly presses a giant bag full of money to his chest.

From Mammon’s perspective, this whole situation is exclusively the fault of these stupid morons. Who the hell keeps their money in cash nowadays?! These idiots were simply begging to rob them. How could Mammon say no? He will use the money better than they ever could anyway. MC was saying something about a new phone…

Mammon quietly swears and squats behind a dumpster, merging with the shadows. One of the demons returned and is now standing uncomfortably close to his hiding spot. Mammon needs to get out of here before they find him. He should make a run for it once the path is clear.

He squats lower, firmly hugging the bag in his hands. And he almost falls on his ass once he feels some kind of movement inside this very ass. Mammon shivers from disgust at the thought that he seems to be infected by damn tapeworms. He knew that a dinner at that shady restaurant was a bad idea. But seriously, how many are there? Or is it one thick-ass worm? It sure feels like it.

Despite his struggles, Mammon does his best to keep an eye on the demon next to him. They seem to have taken a break from the chase and are now simply smoking a cigarette.

Mammon can’t wait for too long, he needs to escape now while he has this chance. It seems he has to use just a little bit of violence. This demon is relaxed and completely unaware of their surroundings; it will be easy to jump them and knock them out within seconds. Gently, of course. Mammon quietly cackles as he slowly approaches the demon, still half-squatting and holding the bag in one hand.

But just as Mammon is ready to commit yet another crime, the fucking worm starts squirming again. The demon quietly moans, then immediately slams his mouth with his hand. The loud slap almost alerts the smoking demon, but they shrug it off.

“Must’ve been the wind.” They mumble, lifting their head and glaring at the stars. The sky is so beautiful today.

Meanwhile, just several feet away from the romantic demon, Mammon is having a mental breakdown. What the hell was that? No, Mammon didn’t just moan thanks to some stupid parasites, it’s a blatant lie. He tosses the bag on the ground and tries to turn his torso backwards to check his butt. It doesn’t help in the slightest since his jeans cover everything, so Mammon can only stare at his ass with disapproval.

His whole body suddenly shivers, making him drop to his knees and close his mouth with a hand once again. He feels something sticky and moist inside. At first, this strange sensation bothered only his asshole, but now it’s spreading deeper, all the way inside…

Mammon blinks away a single tear, trying not to panic. His medical condition is certainly dire, maybe he’s even dying. No, Great Mammon won’t die from some stupid worms, or whatever this is! He’ll find a cure; he just needs to escape first. MC will have to wait for a new phone a little longer, though; it seems that all the money will be spent on Mammon’s medical bills…

A sudden pressure on his asshole sends goosebumps all over Mammon’s body. He has to cover his mouth with his second hand, falling all the way to the ground. He’s now lying on his stomach, trying to regain his senses. Mammon feels something pushing inside him. His legs tremble, losing all their strength. His brain is trying to process everything that is happening but completely gives up once the ass gets attacked by powerful thrusts. Mammon’s erection is pressed uncomfortably to the ground through his jeans. He can’t even change the position, or at least take off his pants, since his body has fully betrayed him. The violent shivers shake Mammon’s body; he spends his last energy keeping his hands close to his mouth. Otherwise, the whole neighborhood will hear his whimpers.

Mammon’s mind is completely shut down, maybe as a way of precaution. At least the poor demon can’t reflect on the whole situation and be terrified of being either hopelessly ill or cursed. He can only focus on deep thrusts that hit his prostate over and over. The only thing that bothers him right now is his dick, still trapped in his jeans. He presses his hips closer to the ground to get at least some friction.

Mammon closes his eyes, breathing heavily into his hands. He’s so close, just a little more…

He’s suddenly being filled with something so hot that it heats up his insides; his ass unconsciously starts to greedily absorb this mysterious substance. Mammon trembles violently as he finally comes all over his pants. His last vocal moans break through the shield of his hands, shattering the surrounding silence.

As Mammon slowly returns to reality, he feels that his ass is now completely fine. He also feels that he is now surrounded by five angry demons who are ready to beat the shit out of him.

…MC is caressing Mammon’s soft hair as the demon complains to them about his rotten luck. He managed to escape in the end, which was a miracle, even with his abilities to run faster than anyone in the Devildom. The demons didn’t succeed in hurting him, but they took all their money back. Mammon doesn’t care that much about the money, though, being much more concerned about the possible disease. And MC just silently pats his hair, gathering their courage to tell Mammon about that one cool thing they found… And how it can actually be responsible for all of today’s misadventures.

Leviathan

Levi is bursting with excitement as he strolls around the comic-con. The amount of merch for all his favorite shows is simply unbelievable; and all the talented cosplayers make him wish he wasn’t such a shut-in otaku. To take a photo with any of them would be like a dream come true, but he’ll reach this major milestone some other time. He already has a huge reason to be proud of himself today.

Few reasons, actually. First of all, he came to this comic-con alone. All alone! Him! That’s right, he doesn’t need to ask Beel or Satan to come with him anymore. He doesn’t need any emotional support to come to this place, full of people… scary strangers… maybe they all think that he’s gross… or he smells bad…

Levi shakes his head, using his personal method of overcoming such anxiety attacks. All he needs to do is imagine MC, who holds him by the hand and smiles brightly at him. Yeah, that’s better. They always do this when he’s about to panic. Levi can’t give up, he promised that he’d have fun on his own.

The demon sighs, wishing MC was here with him. Lucifer forbade them to leave the house after they broke something when they were fooling around with Mammon. Levi frowns: this greedy scumbag always finds a way to mess with him, and now Levi has to spend the day all alone. Mammon ruined their date, and…

No-no-no-no, it wasn’t supposed to be a date, alright?! It WASN’T! Levi just offered MC to come with him, that’s all. He didn’t actually hope… That would be just silly, right?! Right…

Levi shakes his head once again, adjusting his stockings. Heels are not so bad, but these stockings are constantly trying to fall down. Maybe his legs are too skinny for this…

Hm? Oh yeah, that’s actually the second reason why Levi should be proud of himself. When he finally decided to invite MC on a da-… to hang out, he decided to consult with the professional, namely Asmo. He gave him some strange advices, like not eating too much during the day to avoid getting too dirty down “there”. Levi didn’t know where “there” was exactly, but he didn’t have the courage to ask. Other than that, Asmo had some great ideas: he assured Levi that MC would really appreciate it if he showed them his true passion. Specifically, if Levi put on his Ruri-chan costume, with stockings and all.

This idea got him really inspired; Levi spent several days preparing the costume for the show. So when the da-… the hangout was cancelled, he couldn’t just leave the costume at home. So he quickly made a giant sign “No photos, No touching, No interactions”, and came to the comic-con dressed in his pink dress.

Levi has never been prouder of himself. Despite everything, he paid homage to his favorite character. He wishes MC could see him right now…

“Ngh…” Levi winces, almost dropping his sign to the ground. His thighs firmly press together, slightly shaking from a sudden, unknown sensation between them. The demon blushes heavily and sprints to the bathroom, locking himself in one of the stalls.

He tosses the sign on the floor, lifts his skirt, and tries to inspect the area beneath. Levi did his best to make Ruri-chan’s costume as authentic as possible, which obviously included the right type of underwear. So now the demon carefully gropes his hips, covered with pink silk panties, in search of anything unusual.

His fingers dig into the silky fabric as he feels a strong tremble that concentrates in the area of his butt. He almost tears his underwear with his claws, trying to fight the unexpected weakness in his knees and not fall to the floor.

Levi gathers his strength, reaches the toilet lid, smashes it closed, and lands on it, breathing heavily. He would have never thought that it would be so hard to do such mundane actions, but he feels exhaustion after this little feat. He’s so confused by the riot of his own body that he doesn’t know what to think. Levi feels something slowly pushing inside, stretching him carefully. The only thing that prevents him from starting to seriously freak out is the fact that this unknown force immediately finds his weak spot.

The demon loudly screeches as something starts applying more pressure to his prostate. His dick already peeks out of the pink panties, leaving wet stains on the underwear and the skirt.

“Excuse me? Are you all right?” Someone knocks at the door of Levi’s stall, making him freeze. He squeezes his skirt in frustration as he shakily replies:

“Y-y-yes.”

That’s the best he can do, but luckily the stranger finds this reply passable and leaves him alone. Levi feels as his butt and asshole get covered in something sticky and warm, and he shivers in terror and anticipation. Wait, “anticipation”? No, Levi doesn’t enjoy this insane situation, not at all!

But self-reflection can wait. If the pushes renew, his voice will betray him again. And if this happens, the whole comic-con will hear him, and he certainly can’t let this happen! Levi needs to find something to block all the sounds ASAP. He looks around, trying to find something useful, but there aren’t many things in toilet stalls. Maybe something on him… Oh!

A genius idea graciously visits him. One of the main pieces of Ruri-chan’s clothing is, no doubt, her cute pink hat. Levi mentally apologizes to Ruri-chan for using her iconic hat in that way, takes it off, and shoves it in his mouth.

Just in time for a new stage of thrusts to start. This time they are much more intense. Levi feels how his fangs tear the soft fabric of his precious hat. But his idea mostly works: all his moans and whines are muffled, they are just quiet enough not to alert other people. He grabs his skirt, panties, his own thighs – anything other than his dick. Levi doesn’t want to do it like this. Not in the toilet stall, surrounded by strangers. Not in the Ruri-chan’s dress. Not without MC…

Levi slightly relaxes as his thoughts concentrate on MC. If he imagines that it’s them who inserts their dick inside him, he’ll manage to get through it. His brain successfully tricks itself, almost actually making him believe that it’s MC who is behind this cruel joke. If it’s them, it’s all right, Levi thinks, and allows himself to touch his neglected cock.

He strokes it desperately, focusing on his vivid fantasy of MC. His hole starts pulsating eagerly as he dives into his imagination. Whatever is on the other side must’ve felt how welcoming his hole became; the thrusts get faster and harder, almost making Levi fall from the toilet seat to the floor. He quickens the pace of his strokes to match the impatient pushes, squeezing the hat in his mouth with all his might.

He comes the moment he feels the hot release of an unknown entity inside him. Colorful circles flood his vision, leaving him completely strengthless. He tries to catch his breath, lazily thinking about the ruined costume, especially the pink panties he accidentally tore up. Now he needs to somehow clean up and hurry home, seeking refuge in MC’s arms. He’ll never go to any event without them again.

Part 2 (Satan, Asmo) Part 3 (Beel, Belphie) Part 4 (Diavolo)

P.S. The art doesn't belong to me, it's an official art from Shall We Date: Obey Me! (You, Me and Devil's Coast card)

[mortalityplays]

@ the people telling me cohost proves porn friendly social media is possible uhhh I don't know how to tell you guys this

they've been riding a temporary wave of people leaving twitter, and even with that behind them they only made around 10% of their operating costs in May

you can read their financial assessments yourself if you like, they are very upfront that profitability is all but impossible for social media without major investors who are willing to lose money on it (which means they are getting something else out of the deal, usually your data)

adorable. doomed.

they're a four person team with one superuser bankrolling them. I know their hearts are in the right place but I'd be amazed if cohost lasts another financial year. this is not proof of anything, the second payment processors notice they're hosting porn they are dead(er) in the water. sorry!

[daarka]

Actually fucking nuts. Capitalism ruins everything.

Push back against this. Be loud. Use #OpenDnD liberally.

Staying in 5e and ignoring 6e/"OneDnD" is not an option. I'll try to summarize below the cut, but I'm not an expert, so please seek out resources that aren't me for full info. This link is a good start. This is the full deep-dive I read up on a few days ago. Listening to the community is also worthwhile to understand from the voices of those affected most. To be more involved in the discussion yourself, a lawyer has set up a Discord server for the community to gather and converse in regarding this issue.

Again, for full context and information from more knowledgeable sources than me (including actual professionals), please go to the links I included above. If you don't have the time/patience/spoons to read those articles, scroll a twitter feed, or poke around a Discord server though, here are the things that made the most potent impression on me and why you should care about this issue.

As mentioned, staying in 5e and ignoring 6e/"OneDnD" is not an option. While OGL1.1 was made for 6e, the extensive parts of the document that have been leaked make it clear that with OGL1.1 going into effect, OGL1.0a (which has been the OGL for the past decade) will no longer be functional. 3rd party creators must choose to either sign the OGL1.1 and comply with it's insanely restrictive and predatory terms, or face legal repercussions for publishing the content they have made their livelihoods off of the past decade.

Per the leaked document, all 3rd party creators must register themselves and their creations with WotC. - 3rd party creators making over $50,000 USD per year must also report their earnings to WotC. - 3rd party creators making over $750,000 USD gross per year must also pay WotC a 25% royalty. This means it is not 750k in profits, it is 750k before any expenses that they are taking the royalties from. Anyone whose profit margin was 25% or less would be financially invalidated by this royalty, and can even end up losing money. Furthermore, the nature of Kickstarters for example is that there is no upper ceiling on earnings, so a KS for a 3rd party sourcebook will suddenly be facing a massive expense they may not have planned for if their campaign exceeds the 750k mark, potentially destroying their ability to deliver on the rewards when they otherwise could have. While currently only a small number of creators are known to make over 750k/year (gross, not net), that does not mean this will not affect you. It creates a very dire argument for why 3rd party creators should not even make the effort in the first place, especially with crowdfunding where too much success can suddenly ruin them.

Remember how those who make over 50k have to report their earnings? Well, the 750k threshold is one WotC says they have the right to change at any time in OGL1.1. This means they can see what people are making when creators are forced to report their earnings over 50k, and use that data to lower the threshold of income for their royalty fee, and they can do this at any time, however much they want. Per OGL1.1, they are telling you that they can decide on a whim that actually, anyone making over $5,000 USD gross a year has to pay the 25% royalty.

D&DBeyond / OneDnD are working towards creating a VTT to host OneDnD/6e. While Roll20 is licensed by WotC if I'm not mistaken, virtually no other VTT is. Platforms like Foundry VTT (my personal favorite and most beloved VTT) will not be able to host the D&D system on them under OGL1.1. What does that mean? Hard to say. But it will objectively become much harder to play D&D outside of WotC-approved spaces in the near future, and that is by design. They want to monopolize how this game is played, and that means making it difficult, inconvenient, or even illegal to play the game outside of their personal playground.

Under OGL1.1, WotC claims full and complete ownership over any and all 3rd party content created for D&D, and the rights to use it however, whenever, and wherever they want without paying you royalties. You made this? Hasbro made this.

I've only ever played 5e. But this link I put up above was very informative about prior editions and the drama surrounding them. 3e had an OGL, and the community began to flourish with 3rd party content. WotC didn't like that people who weren't them were making money off a passion for D&D, and they regretted the OGL--but that OGL was irrevocable, and could not be cancelled, removed, or in any way undone. So they put together 3.5e. They promised 3.5e would be backwards compatible, and all your resources for 3e would still work for it. So people jumped to 3.5e, only to find all their 3e content was now worthless, because that hadn't been true. And 3.5e, of course, did away with that open and welcoming OGL from 3e. Sound familiar? "OneDnD" is touted to be backwards compatible. And yet also comes with crushing restrictions in their OGL1.1 that make it impossible for the D&D community to exist as it has been. It is transparently clear that for WotC/Hasbro, an ideal world would be one where all the money people have spent on flourishing this community over the last decade would have gone exclusively into their pockets. D&D makes hundreds of millions every year, but it's "under monetized" according to their new CEO. It doesn't matter if "Honor Among Thieves" flops at the box office, WotC has already green-lit the production of multiple D&D movies. It's not about fanservice, it's about fan exploitation. Because they can't fucking stand that the game they made can be played obsessively and passionately for decades with only the one-time purchases of the DMG and PHB. And instead of fixing the apparent "under-monetization" problem by publishing more official content, they choose to poach 3rd party creators. The very lifeblood that has caused D&D's success. Because capitalist greed is a soulless poison to whatever it fixes its attention on.

The only way the community has any shot in hell to fight this is if the pushback is intense and loud. WotC has released statements mentioning an openness to listening to the community and revising their choices based on feedback; whether that proves to be lip service or not remains to be seen, but either way: the only thing they seem to care about is money. Fine, let your money do the talking, then. Wholeheartedly support the boycott. Proclaim your support of it loudly. Let Hasbro know that their attempts to milk more profits out of this franchise will be the very thing that kills it if they don't ease the fuck back and allow OGL1.0a to persist. They apparently didn't learn shit when this happened in 3e/3.5e. They can either wise up now before they fuck up beyond repair, or they can be fully destroyed by their own greed. Time will tell.

Edit:

Good catch, thanks! You're right, I must have had some wires crossed when writing that bit. They couldn't revoke it, but they did publish new content for 3.5e that made 3.0e content feel worthless; this is not something I personally lived through, but is based on the reporting from this second article I linked. Likewise, that article explains how 4e did not have an OGL and was consequentially a bit of a wasteland, presumably prompting WotC to bring the OGL back for 5e. Which flourished. And now we're here.

Edit II:

I'm Super not the best source of information for this because I'm absolutely all over the place, but 2 things.

Please check out OpenDnD.games for full, proper info and a place to give your signature in support of the community's pushback.

Something else I failed to mention above: OGL1.1 has a "poison pill" clause. Anyone who signs it permanently forfeits their right to publish under prior versions of the OGL, even if they are unable to take down those prior versions. DO NOT SIGN ANYTHING FOR OGL1.1. Even if the community pushback yields results, you may have trapped yourself. "Predatory" does not even begin to cover it.

[dukeofankh]

Almost everybody has at least a *little* bit of a point.

Yeah. Even them. And being wrong about everything else doesn't actually change that. They might not know how that point should actually be interpreted, they might come to foolish or even actively harmful conclusions from that point. They might radically overstate how prevalent or important the point is. But don't fall into the trap of refusing to acknowledge things that are true just because a bad person says them.

I cannot tell you how many times I've seen someone from a group I belong to dunking on someone from some outgroup, even a very harmful outgroup, and in doing so, denying basically true things that we would absolutely agree with if we were talking about them in private.

I dunno. Maybe it bugs me for neurodivergent reasons. Maybe I'm a pedantic ass.

The other day I got into a massive fight online with a guy in a feminist group because he was squabbling with a bit of a dipshit who pointed out that men are under a lot of pressure to become financially successful, and that's why they do stupid shit like get into crypto.

And like... rather than say "yeah, men are still expected under hegemonic masculinity to be breadwinners, despite the advances of women into the workforce, the economy being in shambles and the middle class having been whittled to a toothpick at this point. We need to work as feminists to challenge that gendered expectation, and as leftists to rebuild the power of labour to allow everyone, both men and women, to have a living wage that can allow for a family and a dignified life." This other feminist guy decided instead that, since the concept of men being pressured to be economic providers was being used in a way that sounded like it was suggesting that women only want to date rich men, it was redpill propaganda and, therefore, fascist misinformation. He went with, "what are you talking about, Gen X killed the concept of corporate success as marker of personal worth, everyone agrees that being a workaholic is bad and unattractive now. The idea that you think you'll be judged for being poor is a lie spread by the right to radicalize you into hating women." He did not react well when I pointed out that he was just as wrong as the other guy was. More wrong, actually.

And like...you can build multiple arguments from the same data point. Some are well reasoned, some aren't. Someone can feel pressure and assume it's much more widespread than it is, or that it takes a much more extreme form than it really does. But if you're going to coherently argue against an idea, you have to honestly appraise the situation and figure out what grains of truth it has in it. You have to acknowledge that core root of truth and show them how it means something else.

If, instead of doing that, you just deny the true thing because the other person's argument is built on it and you want to stamp it out? Because, hey, they interpreted it wrong, it's not like they really believe something true? You act as though a fact used to support a lie is also a lie. And if you do that, and argue against the facts because their conclusions are stupid, you construct a little world where, in refusing to accept both their flawed argument AND the fact it's based on, you become more wrong than they are. And you make the deeply foolish choice of picking a fight in that world. And if it's on the internet, that little world can become pretty big. Tactically, it's about the dumbest thing you could do. It ensures that they will keep fighting you because...you're fucking obviously wrong? It radicalizes people, because suddenly the only people who will acknowledge the truth on this thing they care about are other terrible people. It makes your side look dogmatic and ignorant. And apart from all of that...it gets things completely backwards.

Your principles are what you want to use to change the world for the better. You believe them because you honestly believe that following your principles improves things, because they are based on a solid grasp of how the world works. Your beliefs follow from what is true. If you flip it so that whether something is true is based on whether it supports your beliefs...that's a bad road to go down.

[mostlysignssomeportents]

An interoperability rule for your money

This is the final weekend to back the Kickstarter campaign for the audiobook of my next novel, The Lost Cause. These kickstarters are how I pay my bills, which lets me publish my free essays nearly every day. If you enjoy my work, please consider backing!

"If you don't like it, why don't you take your business elsewhere?" It's the motto of the corporate apologist, someone so Hayek-pilled that they see every purchase as a ballot cast in the only election that matters – the one where you vote with your wallet.

Voting with your wallet is a pretty undignified way to go through life. For one thing, the people with the thickest wallets get the most votes, and for another, no matter who you vote for in that election, the Monopoly Party always wins, because that's the part of the thick-wallet set.

Contrary to the just-so fantasies of Milton-Friedman-poisoned bootlickers, there are plenty of reasons that one might stick with a business that one dislikes – even one that actively harms you.

The biggest reason for staying with a bad company is if they've figured out a way to punish you for leaving. Businesses are keenly attuned to ways to impose switching costs on disloyal customers. "Switching costs" are all the things you have to give up when you take your business elsewhere.

Businesses love high switching costs – think of your gym forcing you to pay to cancel your subscription or Apple turning off your groupchat checkmark when you switch to Android. The more it costs you to move to a rival vendor, the worse your existing vendor can treat you without worrying about losing your business.

Capitalists genuinely hate capitalism. As the FBI informant Peter Thiel says, "competition is for losers." The ideal 21st century "market" is something like Amazon, a platform that gets 45-51 cents out of every dollar earned by its sellers. Sure, those sellers all compete with one another, but no matter who wins, Amazon gets a cut:

https://pluralistic.net/2023/09/28/cloudalists/#cloud-capital

Think of how Facebook keeps users glued to its platform by making the price of leaving cutting of contact with your friends, family, communities and customers. Facebook tells its customers – advertisers – that people who hate the platform stick around because Facebook is so good at manipulating its users (this is a good sales pitch for a company that sells ads!). But there's a far simpler explanation for peoples' continued willingness to let Mark Zuckerberg spy on them: they hate Zuck, but they love their friends, so they stay:

https://www.eff.org/deeplinks/2021/08/facebooks-secret-war-switching-costs

One of the most important ways that regulators can help the public is by reducing switching costs. The easier it is for you to leave a company, the more likely it is they'll treat you well, and if they don't, you can walk away from them. That's just what the Consumer Finance Protection Bureau wants to do with its new Personal Financial Data Rights rule:

https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-rule-to-jumpstart-competition-and-accelerate-shift-to-open-banking/

The new rule is aimed at banks, some of the rottenest businesses around. Remember when Wells Fargo ripped off millions of its customers by ordering its tellers to open fake accounts in their name, firing and blacklisting tellers who refused to break the law?

https://www.npr.org/sections/money/2016/10/07/497084491/episode-728-the-wells-fargo-hustle

While there are alternatives to banks – local credit unions are great – a lot of us end up with a bank by default and then struggle to switch, even though the banks give us progressively worse service, collectively rip us off for billions in junk fees, and even defraud us. But because the banks keep our data locked up, it can be hard to shop for better alternatives. And if we do go elsewhere, we're stuck with hours of tedious clerical work to replicate all our account data, payees, digital wallets, etc.

That's where the new CFPB order comes in: the Bureau will force banks to "share data at the person’s direction with other companies offering better products." So if you tell your bank to give your data to a competitor – or a comparison shopping site – it will have to do so…or else.

Banks often claim that they block account migration and comparison shopping sites because they want to protect their customers from ripoff artists. There are certainly plenty of ripoff artists (notwithstanding that some of them run banks). But banks have an irreconcilable conflict of interest here: they might want to stop (other) con-artists from robbing you, but they also want to make leaving as painful as possible.

Instead of letting shareholder-accountable bank execs in back rooms decide what the people you share your financial data are allowed to do with it, the CFPB is shouldering that responsibility, shifting those deliberations to the public activities of a democratically accountable agency. Under the new rule, the businesses you connect to your account data will be "prohibited from misusing or wrongfully monetizing the sensitive personal financial data."

This is an approach that my EFF colleague Bennett Cyphers and I first laid our in our 2021 paper, "Privacy Without Monopoly," where we describe how and why we should shift determinations about who is and isn't allowed to get your data from giant, monopolistic tech companies to democratic institutions, based on privacy law, not corporate whim:

https://www.eff.org/wp/interoperability-and-privacy

The new CFPB rule is aimed squarely at reducing switching costs. As CFPB Director Rohit Chopra says, "Today, we are proposing a rule to give consumers the power to walk away from bad service and choose the financial institutions that offer the best products and prices."

The rule bans banks from charging their customers junk fees to access their data, and bans businesses you give that data to from "collecting, using, or retaining data to advance their own commercial interests through actions like targeted or behavioral advertising." It also guarantees you the unrestricted right to revoke access to your data.

The rule is intended to replace the current state-of-the-art for data sharing, which is giving your banking password to third parties who go and scrape that data on your behalf. This is a tactic that comparison sites and financial dashboards have used since 2006, when Mint pioneered it:

https://www.eff.org/deeplinks/2019/12/mint-late-stage-adversarial-interoperability-demonstrates-what-we-had-and-what-we

A lot's happened since 2006. It's past time for American bank customers to have the right to access and share their data, so they can leave rotten banks and go to better ones.

The new rule is made possible by Section 1033 of the Consumer Financial Protection Act, which was passed in 2010. Chopra is one of the many Biden administrative appointees who have acquainted themselves with all the powers they already have, and then used those powers to help the American people:

https://pluralistic.net/2022/10/18/administrative-competence/#i-know-stuff

It's pretty wild that the first digital interoperability mandate is going to come from the CFPB, but it's also really cool. As Tim Wu demonstrated in 2021 when he wrote Biden's Executive Order on Promoting Competition in the American Economy, the administrative agencies have sweeping, grossly underutilized powers that can make a huge difference to everyday Americans' lives:

https://www.eff.org/de/deeplinks/2021/08/party-its-1979-og-antitrust-back-baby

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights

My next novel is The Lost Cause, a hopeful novel of the climate emergency. Amazon won't sell the audiobook, so I made my own and I'm pre-selling it on Kickstarter!

Image: Steve Morgan (modified) https://commons.wikimedia.org/wiki/File:U.S._National_Bank_Building_-_Portland,_Oregon.jpg

Stefan Kühn (modified) https://commons.wikimedia.org/wiki/File:Abrissbirne.jpg

CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0/deed.en

 - 

Rhys A. (modified) https://www.flickr.com/photos/rhysasplundh/5201859761/in/photostream/

CC BY 2.0 https://creativecommons.org/licenses/by/2.0/

[maidflowery]

Fortified Wager ♧♧♧ 𝘊𝘩𝘢𝘱𝘵𝘦𝘳 ５

♦︎♦︎ Aventurine x Reader ♦︎♦︎ 𝕀𝕝𝕝𝕦𝕤𝕥𝕣𝕒𝕥𝕖𝕕

🄱🄰🄲🄺 🅃🄾 【Ｃｈａｐｔｅｒ ４】

𝕋𝕒𝕓𝕝𝕖 𝕠𝕗 ℂ𝕠𝕟𝕥𝕖𝕟𝕥

𝗗𝗲𝗲𝗽, 𝗺𝗲𝘀𝗺𝗲𝗿𝗶𝘇𝗶𝗻𝗴 𝗰𝘆𝗮𝗻-𝘃𝗶𝗼𝗹𝗲𝘁 𝗲𝘆𝗲𝘀 𝗯𝗼𝗿𝗲 𝗱𝗲𝗲𝗽𝗹𝘆 𝗶𝗻𝘁𝗼 𝘆𝗼𝘂 𝗮𝘀 𝘁𝗵𝗲 𝗼𝘄𝗻𝗲𝗿 𝘀𝗹𝗼𝘄𝗹𝘆 𝗲𝘅𝘁𝗲𝗻𝗱𝗲𝗱 𝗵𝗶𝘀 𝗴𝗹𝗼𝘃𝗲𝗱 𝗵𝗮𝗻𝗱 𝘁𝗼𝘄𝗮𝗿𝗱 𝘆𝗼𝘂. 𝗔𝘁 𝘁𝗵𝗮𝘁 𝗺𝗼𝗺𝗲𝗻𝘁, 𝗶𝘁 𝘄𝗮𝘀 𝗮𝘀 𝗶𝗳 𝗵𝗲 𝗵𝗮𝗱 𝘀��𝗲𝗻 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝘆𝗼𝘂𝗿 𝗴𝘂𝗶𝘀𝗲—𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗲𝘃𝗲𝗿𝘆𝘁𝗵𝗶𝗻𝗴. 𝗦𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗮𝗯𝗼𝘂𝘁 𝘁𝗵𝗼𝘀𝗲 𝗲𝘆𝗲𝘀 𝘀𝗲𝗲𝗺𝗲𝗱 𝘁𝗼 𝗱𝗿𝗮𝘄 𝗼𝘂𝘁 𝘆𝗼𝘂𝗿 𝗯𝗮𝘀𝗲 𝗶𝗻𝘀𝘁𝗶𝗻𝗰𝘁𝘀, 𝗮𝗻𝗱 𝗯𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝗸𝗻𝗲𝘄 𝗶𝘁, 𝘆𝗼𝘂𝗿 𝗵𝗮𝗻𝗱 𝘄𝗮𝘀 𝗶𝗻 𝗵𝗶𝘀.

𝗧𝗵𝗲 𝗰𝗼𝗼𝗹𝗻𝗲𝘀𝘀 𝗼𝗳 𝗹𝗮𝘁𝗲𝘅 𝘄𝗿𝗮𝗽𝗽𝗲𝗱 𝘆𝗼𝘂𝗿 𝗵𝗮𝗻𝗱 𝗮𝘀 𝗔𝘃𝗲𝗻𝘁𝘂𝗿𝗶𝗻𝗲 𝗯𝗿𝗼𝘂𝗴𝗵𝘁 𝗶𝘁 𝗰𝗹𝗼𝘀𝗲𝗿 𝘁𝗼 𝗵𝗶𝘀 𝗹𝗶𝗽𝘀. 𝗟𝗼𝗰𝗸𝗶𝗻𝗴 𝗲𝘆𝗲𝘀 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂, 𝗵𝗲 𝗮𝘀𝗸𝗲𝗱 𝗮 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻.

“𝗠𝗮𝘆 𝗜 𝗵𝗮𝘃𝗲 𝘆𝗼𝘂𝗿 𝗻𝗮𝗺𝗲?”

╔══ ≪ ♤♢♤ ≫ ══╗

The four of you moved to a secluded spot near the entrance, as far from the bar section as possible.

Upon arriving there, none of you said a word. Instead, you were transfixed at the wallet and the phone on the table.

It wasn’t just make-believe—the “Big Baddie” was real, and he was currently playing poker against Aventurine. A brief glance on the ID card inside the thick wallet, bursting with visa cards and stack of bills, pretty much confirmed that.

Children saw things in black and white. Teo, who worked hard for them, was the “Hero”—whereas Billy, who extorted their brother, was the “Big Baddie.” The Hero would be rewarded for doing good things, whereas the Big Baddie would be punished for doing bad things, because such was justice. That concept was probably as natural as the sun rising in the sky to these children.

And yet, none of that happened that night.

It was the twins’ birthday that day, and they hoped to celebrate it with their older brother. So, they went to his workplace in hopes of bringing him home. There, they saw for themselves how their brother had to work endlessly into the night just to pay the loan shark. Meanwhile, the man their brother missed their birthday for wouldn’t stop wasting money on the gambling table.

Ultimately, no justice was served.

How did they feel at that moment?

You couldn’t know for sure, but one thing was certain.

They felt angry, disappointed, betrayed, and sad enough to take matters into their own hands. To them, what they did was the “right” thing, even if it was “wrong” in itself. All for the sake of their brother.

Now, the results were staring at you.

When the twins said they had “taught him a lesson,” they meant they had stolen from him. They had stolen what were arguably the most important things to a person in this day and age. A wallet with personal identification and financial cards, along with a phone containing all kinds of personal data and delicate information.

During your time working at the family restaurant, how many times did a customer come back frantically looking for their phones because of the data stored inside?

‘Can’t you just apologize and return it or something?’

Seeing the look on Teo’s face made you swallow that question.

“...He’s Billy Burnett, an infamous loan shark around here. My family is in debt, so he’d come to pay us a visit from time to time... A loud guy, often woke the kids...”

Perhaps in an attempt to organize his thoughts, Teo blabbered on. He was holding the hands of both twins excruciatingly tightly, making them fidget restlessly.

“—What’s going on here?”

The two of you turned to the direction of the voice, and saw Marius making his way through the crowds with two other female staff members. They moved so subtly and unobtrusively that nobody paid them any heed.

Then, his dark blue eyes found you. Oh, there they were, the scowl™ and the dead fish gaze™. Simply nostalgic.

“...You again? What did you do?”

“Pffft—!”

Before you could get annoyed at his rude accusation, the pink, kitty-themed Band-Aid on his left cheek stole your attention, and you snorted.

“Tsk.”

Marius immediately covered his cheek and looked away. At least he wasn’t concealing a bruise this time.

“Marius... We have a situation...”

Teo’s weak voice brought you back to the situation at hands.

You stood nearby with a female staff as Teo spoke to Marius. The twins were entrusted to the other female staff, but they were adamant on staying. The female staff member stood with them at a distance, preventing them from overhearing the conversation.

In contrast to Teo, who was shaking like a leaf as he recounted what happened, Marius’ expression didn’t change the whole time. His dark blue eyes were trained at the wallet and the phone.

“...Marius, I’m really sorry about this, especially after the recent incident...”

“What’s done is done. We have to think of a way to rectify this situation.”

Not wanting to intrude their conversation, you turned to the curly-haired female staff beside you. On her chest was the nameplate ‘Christy.’

“...Uh, is this ‘Billy Burnett’ a scary fellow?”

Also, what is this recent incident Teo is talking about?

“He is—!” Christy answered in a shrill voice, not trying to hide her panic. “We always dread it whenever he comes! He’s so vulgar, rude, and always nitpicks his order! In fact, just two days ago, a staff quit because of him—”

“—Don’t say anything unnecessary, Christy.”

Before Christy could continue, however, Marius’ stern voice cut her off.

Then, Marius glanced at you. He didn’t even try to hide the fact that he found you a bother.

“A third party should stay out of this.”

R-right.

Besides, it was nothing new. Every restaurant and nightclub had that one problematic customer, right? Let the staff members and the manager deal with it. It wasn’t like there was anything you could do, anyway.

You began to turn on your heels.

“I’ll take care of this.”

“Manager, please don’t! He remembers your face! He’ll just take advantage of this situation to do something even worse to you!”

“Marius, no! Besides, this is my fault... it’s my responsibility...”

When Marius declared firmly, both Christy and Teo were appalled. You also halted.

“It’s my responsibility as the manager. Also, why are you still here, Teo? Didn’t I give you a half-day off today?”

“You’re kidding! Who’s going to make all those drinks?!”

“Tsk. None of this would’ve happened if you had just gone home and celebrate your siblings’ birthday.”

“...Anyway, I’ll take care of this, Marius. ...Just, just take Jonah and Ann home, please. I can’t let them see what’s going to happen next.”

“...Alright. I’ll make sure they get home safely.”

You couldn’t bear to listen to that bleak conversation anymore!

“—Listen, can’t you just, like, pretend that you are giving them back after he accidentally dropped them?” You butted in.

“Two days ago, Judith and I were serving his table. He specifically asked for a spoon, so we brought him one. But then, he got mad, saying he wanted chopsticks. He accused us of looking down on him.” Christy, who was deadly pale, told you about the recent incident.

“That’s just unreasonable...”

But that wasn’t the end of it.

“Judith politely told him that he must’ve forgotten. He flew into rage, saying that she was calling him senile. Then, he threw a punch at her. If Marius hadn’t stepped in at the time—”

“—That’s enough, Christy!”

Marius suddenly interjected and stood between the two of you.

As you glared at the bruise hidden under the kitty-themed Band-Aid with renewed respect, Marius spoke in a cold voice.

“In case I wasn’t clear enough, this doesn’t concern you. Stay out of it.”

He crossed his arms, not even bothering to hide his derision.

“I-I was just trying to help...” You meekly answered.

“How? And why?” Marius asked provokingly.

“H-how about dumping the wallet and phone somewhere far away?”

“And get my entire staff implicated because that guy lost his wallet and phone right after visiting this place. Very good.”

Your alternative solution was shot down mercilessly. On a second thought, it wouldn’t work anyway.

You recalled the phone brand. It was the most expensive brand out there, but most thieves avoided it like a plague. Why? Because of the GPS and the security system. That phone could’ve fallen into hell, and you could still track which circle it landed in.

“Then I guess it leaves me no other choice... Let’s make it so that it never happened!” you said, bouncing back.

Marius didn’t seem the slightest bit impressed.

“Why?”

Without warning, he took a step toward you. The man, who was slightly shorter than you, suddenly looked so daunting.

“W-well, there won’t be any culprit if it never happened to begin with! And nobody will get punched!” you stammered, trying to hold your ground.

“Why would you go this far?”

Deep blue eyes bore into you, seething with distrust and suspicion.

“I consider all of you friends, so I thought—”

At that moment, Marius reached for his left cheek, or more precisely, for the Band-Aid. He ripped it off and tossed it on the ground. Before you could react, he stepped on it, crushing it underfoot.

“We are not, so scram.”

Just as you were about to say something, the twins suddenly peeked out from either side of you.

“—Did we cause Brother a huge problem?” Jonah seemed about to cry.

“Big Bro shouldn’t apologize! It’s none of his fault! We’ll apologize!”

Ann was a sobbing mess. As she spoke, big droplets of tears fell from her eyes.

“NO!!”

Teo panicked and rushed to hug his siblings, preventing them from doing anything rash.

After all, if Billy Burnett could punch an innocent woman, what would he do to two kids who were clearly guilty? The siblings of the person he had been harassing as a loan shark, on top of that.

“Ah, hey!”

You took the chance to grab Marius’ arm and lead him somewhere a bit far away, where the twins couldn’t hear you.

Marius seemed about to protest, but you stared straight into his eyes.

“Those twins look up to Teo and care for him a lot. As if I’ll let them watch their brother—their Hero—get beaten for it!”

“...! Well, they wouldn’t. I’ll be taking them home soon.”

Despite his callous words, you saw how Marius subtly shifted to the side, averting his gaze.

“Do you think that’ll be enough?! They will—no, they already know something’s up! Even if he hides it well, how long will that last?! Once they find out, what will they think?!”

“That’s... either way, it’ll teach them not to steal from someone again.” Marius replied weakly.

He could’ve just dismissed you right off the bat. The fact that he was wavering told you that he disliked this as much as you do. In that case, all you had to do was press on.

“No, it won’t. They’ll only blame themselves for putting their brother in harm, and you know that!”

“Then what do you suggest I do?! Some things just can’t be helped!”

You were taken aback when Marius suddenly raised his voice. He had lost his cool, finally appearing like the youth he was—but only briefly.

“...There’s no use arguing over this,” Marius spoke while tidying his tuxedo. In no time at all, he had reverted to his usual demeanor. His icy cold gaze pierced you.

“Also, let me warn you about something. We've only recently allowed people like you into our prestigious nightclub, letting you mingle with our esteemed regulars as if you were one of them. That might have gone to your head.”

The stoic and levelheaded manager of Primavera was back, exuding ten times more coldness and rejection than before.

“...”

You stayed silent, mulling on your next words.

“Need I remind you what kind of authority they have? A single word from them could ruin the lives of many. I wouldn’t care if you’re the only one affected, but I also have something to protect, so stay in your lane.”

After Marius was seemingly done, you began to speak.

“...I suggest we reverse pickpocket him. Make it so that it never happened.”

“—We’re done here.”

With a look of disappointment, Marius turned on his heels, about to go on his way.

“Then do me one last favor.”

You spoke firmly, making sure it could still reach him amidst the bustling crowd. Marius halted, but you know it wouldn’t be for long, so you kept it brief.

“Check your pants pocket.”

Marius annoyedly slid his hand into his right pocket.

“No, no, the other one.”

“Such a waste of time—huh? This... how?”

After fishing something out of his pocket, he glanced at a certain spot on the floor. The thing he had ripped off his cheek was no longer there. Then, he turned around to meet your gaze. 

“Since when did you...?”

In response, you smirked, staring at the crumpled kitty-themed Band-Aid in his hand.

“There, as if it never happened, right?”

🂡 🂠 🂣 🂠

You smugly walked back to the siblings, half-dragging the complaining Marius behind you.

Upon arriving, you saw the twins struggling to break free from Christy and the other female staff, trying to chase after Teo.

“Now, Ann, Jonah... don’t trouble Sister Christy and Sister Tasha like that. Brother will be back home in a flash, okay?”

“No! Brother! We’re going with you!” “Big Bro, you can’t leave!”

...Apparently, you returned at the right time, just as Teo was about to sacrifice himself to the Big Baddie.

“Hey, Teo! You’re going way overboard with this surprise! I feel sorry for your siblings!”

You shouted at then, smiling dashingly like nothing ever happened.

After all, how were you supposed to reassure everyone that everything was okay if you didn’t look fine yourself?

“A-a surprise...?” “Big Bro was...?”

The twins blinked at you in confusion.

“I did...?”

Actually, Teo was just as at a loss as they were, but you winked at him—hard—forcing him to keep his mouth shut.

“I-I guess I did...” Teo meekly affirmed.

“Yes! I’m actually one of the staff here!” You went on.

“Hey! I’ve heard none of this! You still owe me an explanation!”

It was Marius’ turn to be confused.

It seemed that he utterly disliked being blindsided, and had been demanding an answer from you ever since. Briefly, you wondered if something happened in his past—but either way, this worked for you.

You glanced at him from your shoulder.

“I will once you let me finish speaking. ...Also, can you stop looking at me like that?”

Marius was seething with suspicion. His eyes said it all.

‘Who are you? Is this your first time stealing? How many times have you done it? Was it in my nightclub? Should I ask my staff if any of their belongings is missing? I knew it! I shouldn’t have welcomed these beggars in our luxurious nightclub!’

...Seriously, who hurt you, man?

Although, this time, his suspicion was kind of warranted. Anyone would praise a talented singer, but not a skilled thief. But you weren’t a thief, though... and it wasn’t exactly “stealing,” either...

“Haa...” You sighed.

Explaining this was going to be troublesome. Besides, you didn’t have much time. So, you decided to wrap this up in one go. You fished for a coin from your waist bag.

Then, you recited a line that you had memorized a long time ago.

“—Ladies and gentlemen, please focus on the coin in my hand."

“Huh...?” “Eh...?”

The twins were stunned, but it took no time for them to recognize that line.

“Don’t blink, or you might miss the magic!”

Their eyes widened as you tossed the coin into the air, before catching it with your other hand, twirling it between your fingers. The coin fluttered from your hand to another, as if dancing. Until finally, you closed both of your palms with a snap.

By that time, the sheer distress on their faces had been replaced by sheer excitement.

“Now, guess which hand has the coin! The one who gets it right will receive a present”

Like children their age, the notion of “present” got them flocking to your hands.

“I actually know which one it is. But as the older one, I have to concede. I choose this one!” Jonah smirked and picked your left hand.

“This!” Ann eagerly picked your right hand.

“Okay, so you’ve made your choice! No take-backs?”

Both twins shook their heads.

“No take-backs! Here’s the catch, though. The coin can also choose! It will appear in the hand chosen by a good kid!”

“...!” “...!”

The twins gulped at that. They stared meaningfully at each other, looking unsure.

“—Sim Salabim, Abracadabra!”

You pretended not to see that and even chanted because kids liked it. Sure enough, they leaned forward on their tiptoes, full of anticipation.

“Okay, here goes nothing!”

You opened both palms and revealed... nothing.

“Huh?! I was so sure—” “Where did it go??”

The twins were dumbfounded.

“—How?! Just how?!”

The one who yelled that, full of disbelief, was Marius. But let’s just ignore him.

“Oh no... the coin didn’t choose anyone in the end... No way, have the two of you been bad lately? Did you... steal from someone, perhaps?”

In response, they both hung their heads, looking obviously guilty. Even their shoulders were shaking. If anything, they looked like they needed someone to listen to them. Children shouldn’t be carrying so much guilt and stress, anyway.

“That guy...! He always thrashes the whole house! Money is all he ever talks about! It wasn’t our debt to begin with, but our good-for-nothing dad!”

“He even barged in during our mother’s death anniversary!”

“Reporting that guy is of no use! Whenever we mentioned his name, everyone got scared! They won’t do anything about him!”

“Unlike those weak adults, we did something about it! We’re stronger!”

“Yes, we are strong! We’ll protect our brother!”

“—By doing the same thing he did to your brother? How is that strong, exactly?”

Amidst Jonah and Ann’s cries, your firm voice rang clearly.

“T-that’s because...” “H-he...”

Jonah and Ann, who were caught off-guard, tried to defend themselves amidst their sniveling. But you already knew what they were going to say.

“‘Because he deserves it’ or ‘to teach him a lesson’? Did you know? Whenever that Big Baddie does something awful to others, he probably tells himself the same thing.”

“Huh...?”

“Do you know how someone turns evil? It’s when they keep excusing their wrongdoings until they’re convinced they did nothing wrong. Eventually, they’ll start believing they can do no wrong, and that’s when someone turns into a Big Baddie.”

“...”

You knelt to match the eye level of Jonah and Ann. They were still crying, and their noses had turned bright red.

“Do you want to become like him? When you look at what you’ve done, can you honestly say that you did the right thing? Do you think your brother will be happy with this?”

“N-no...”

“There are many definitions of 'strength' out there. But to Big Sis, being strong means staying true to yourself and holding on to your beliefs no matter what, without being afraid of doing the right thing. You know that stealing is wrong, right? You aren’t so weak that you can’t admit your mistakes, are you?”

“...What we did was wrong.” “We were wrong...”

Their voices were muffled because they were wiping their tears with their sleeves, but it made you smile all the same. Behind them, Teo was watching with a look as if he was about to cry.

Alright, let’s figure out how to take care of that Big Baddie later.

“Do you promise to never steal again?”

“W-we promise...” “Promise...”

“Great—oh no! What is this power surging through me?!”

You grasped your trembling right hand, making a display of panicking and not knowing what was happening.

“I-I can feel it! The coin is about to return...!”

Their tears didn’t stop them from staring closely at your hand.

At last...

“Ta-da—! Presents for good children—!”

You opened your palm, showing two colorful gummies.

“WOW!!” “WHOAH!!”

“Happy birthday to you!”

Immediately, the twins burst into a smile. Even though it was actually your snacks, they took them and started jumping around as if they were the world’s most precious treasure. They even showed them off to the two female staff members and Teo, who smiled happily alongside them.

...Aah, this reminds me of why I took that side gig with the troupe to begin with.

Yes, that was right. You were never a thief, just a magician-in-training.

At first, you only applied as a prop maker for extra cash. But then, by chance, you had to assist the magic show. The looks of genuine excitement on the children’s faces made you decide to try it out. After practicing hard for it, you finally made it on stage! You performed with flying colors. Unfortunately, that was also your last performance. The wandering troupe was scheduled to travel somewhere else after that...

It’s definitely worth it, though...

“Big Sis, Big Sis! Show me more magic tricks!” Ann tugged at your sleeve.

“Of course. Marius, bring me some colorful papers.” You ordered the guy looming behind you.

“Why should I—ah, whatever...”

The guy left and returned with some colorful papers. They were high-quality, too. As expected of Primavera!

Okay, this was where your skill as a prop maker came in!

You started making something out of the papers. Then, your magic show started again.

“Wow! Where did that rose come from?! Big Sis is so amazing!” Ann clapped her hands.

“This is nothing.”

“Show me, munch, something cool, munch...” Jonah asked you while chewing on the gummy.

“Sure. But it’s bad manners to talk while eating, Kids.”

“Whoa! The flags! There are so many! They just won’t stop coming out! Awesome!” Jonah started jumping again.

“I know, right?” You grinned.

“...Would you be interested in working with us? I might be able to hire you as our clown.” Marius asked hesitantly in a low voice.

Since you couldn’t possibly say profanities in front of children, you just silently raised your middle finger to him.

“Why?! Your meals will be taken care of! You also don’t need to worry about salary!”

Huh? He’s actually being serious?

“T-this is actually my first time watching a live magic show... Uh, if possible, can you make more of those paper roses appear?”

“Oh, Christy, you’d like some too? Of course!”

“Wow! How wonderful! The folds and cuts are so clean!”

“I practiced hard for that.”

“Me too, me too!”

“Okay, Tasy—WAIT, WE DON’T HAVE TIME FOR THIS!!!”

🂥 🂠 🂧 🂠

“...Are you sure about this?”

You and Marius stood side by side, gazing at the table where the two gentlemen were seated from afar.

Aventurine was enjoying himself as usual, casually sipping champagne while holding a few cards. Across from him, sat a giant who could only be described as a cross between a bull and a gorilla.

...Try as you might, that was the best and only description you could come up with.

So, that’s Billy Burnett, the loan shark...

His hair was slicked back with so much gel it looked almost plastic, with a bald top. Glossy brown overcoat, with red, tiger-striped shirt underneath. Sparkly gold jewels—so many of them, from his nose, his neck, his arm, his wrist, his fingers... The man screamed “gaudy” from top to bottom, as if he felt the need to constantly remind everyone that he was filthy rich.

You began to worry about Aventurine. To be precise, for his eyesight. After all, every time the flashing lights hit that gorilla, he shone brighter than the sun.

Maybe you should wear your shades again, Aventurine...

—But anyway, Marius was asking if you’d like to back down.

“One hundred percent serious.”

Of course, you had your doubts. Otherwise, you wouldn’t have entertained the thought of leaving everything to the staff back then. The moment you turned back and rejoined them, you decided to see this through.

“Even the slightest mistake may cause your life to be turned upside down. Once he bites, Billy usually won’t let go. You may end up regretting this.”

“I'll regret it even more if I run away when I could have done something about it.”

“...Blind confidence? Savior Complex? Either way, I’ll never get a reckless idiot like you. I also don’t get why I’m trusting said idiot to begin with. More importantly, Billy will just tell you to get lost if you approach him looking like that.”

“Thanks for that. It’s exactly what I didn’t need to hear.”

You subconsciously reached for the black butterfly mask covering half of your face. You crafted it on the last minute. Usually, a magician would wear some kind of a mask, wouldn’t they? Other than looking the part, it’d also help in hiding your identity. See? You weren’t that suicidal.

“—Manager, I brought the uniform.”

All of the sudden, Christy arrived behind you. The curly-haired female staff smiled at you, before handing Marius a set of uniform.

Marius received it and began explaining. “Wear this. For tonight, you’re one of Primavera staff members.”

Wow, an actual help from Marius!?!?

Marius scowled when he saw how flabbergasted you are. “What’s that look for? You think I’ll just sit back and relax and let a random stranger do all the work? Teo is one of my staff members, and I’ll do whatever it takes to keep them safe.”

...Whoa.

Again, you saw Marius in a new light. You reached for the uniform with a sense of pride, only for him to retract his hand. You stood there grasping at air like an idiot, feeling a sense of déjà vu.

???

“...?”

Marius continued in a lower voice. “And that goes for you, too.” His cool, deep-blue eyes were focused on you.

“Huh?”

“Did you forget what I said already? For tonight, you’re one of my staff. If you sense that things are getting dangerous, just run. It doesn’t matter if you fail. Safety is of utmost priority. I’ll handle the rest.”

“!”

Marius...

“The rest goes as we previously discussed. Any questions?”

“O-out of curiosity, how are you going to ‘handle the rest?’” You asked wistfully.

To be honest, you were really nervous. No mistake was allowed—this operation had to succeed no matter what. Hence, knowing there was a Plan B would help calm your nerves immensely.

Marius flashed you his flawless manager smile.

“I’ll personally tell Billy that ‘we made sure to fire this obnoxious staff on the spot and charge her under the suspicion of theft. She’ll have to pay for it for the rest of her life.’”

“—So, you’re just turning me into a scapegoat!!!”

Yeah, I can’t. I still hate this guy.

Marius tilted his head. “Why does it matter? You aren’t foolish enough to tell him your true name, are you? Or maybe I’m mistaken? In that case, might as well invite him over to hang out.”

“N-no, actually... that does make sense...”

Either way, I’m only a “staff” for a night, so it’s the same as being fired.

Also, did he just praise your intelligence by saying that you “aren’t foolish enough”? You were about to giggle bashfully until you realized that was just a low blow, far from bare minimum. Dammit! Hanging around this sadistic manager caused your standard bar to fall on the floor!

Then, you finally received the uniform. At the same time, something shiny fell.

“Oh, sorry about that...”

Christy crouched to retrieve it. It was a silver hairpin.

“Sorry, Judith must’ve forgotten this...” She smiled awkwardly, before whispering to you. “Manager’s just bluffing! For now, just do your best! If he said he’ll take care of the rest, he’ll definitely do so! ...In fact, that was why Judith quit... Even though he got injured because of her, he still treated her so well. In the end, she couldn’t stand the guilt...”

“I see...”

You stared wordlessly at the premium black uniform in your hands.

“Older Sister!” “Big Sis!”

Jonah, Ann, and Teo appeared in tow.

“Older Sister, are you really going to that Big Baddie’s place?” “Big Sis, are you going to be okay?”

The twins asked you with concern.

“Of course! Big Sis is going to cast the spell of love, peace, and friendship on that guy! Hopefully, he’ll change for the better!” You showed them a huge grin.

Translation: you were going to secretly return his stuffs so he wouldn’t have any reasons to be angry! But still, gotta set a good example for these kids!

Teo smiled timidly at you. “I can’t thank you enough. I won’t forget this. We’ll pray for your safety.”

“S-sure...”

G-guys, can you please stop already? Why do I feel like I’m being given a final send-off?!

...And so, it was the deciding moment.

🂡 🂠 🂣 🂠

You walked toward the now sanctified gambling table in the main dance venue.

In your hands was a wide silver tray. Its glossy surface, polished to perfection, reflected the colorful stream of lights from time to time. Although it was empty, it still felt heavy and solid. It could probably withstand force several times greater than its weight.

Seeing your attire—the authentic uniform of Primavera, and a butterfly mask, everyone naturally scooted away. Honestly, it was probably the mask. Hence, the walk was short—or should’ve been.

The table was right over there, just a short distance away. But to you, it was as if there was a distance of a few miles away separating you. You were dragging your feet, after all.

...N-no! I have to hurry!

Reportedly, the Big Baddie was burning through his suitcases of money. No wonder, his opponent was Aventurine, after all. Once he ran out of money, he’d probably reach for his wallet, or phone, or both.

“Ugh,” You sighed.

The entire walk there was a certified Walk of Shame.

As you brushed past the crowd, all kind of thoughts loomed over you.

Just how did this happen?

Where did you go wrong in life?

Even though you steeled yourself to help Teo, when it came time to do it, all kinds of pessimistic thoughts and doubts hit you full force. You just wanted to get this over with.

You didn’t remember feeling this nervous during your first performance with that wandering troupe. You even looked forward to it. Well, of course. You’d be performing in front of children who were also excited to see you. Right now, you were just going to make a fool of yourself and make enough distraction until you achieved your goal.

Finally, the table was only a few steps away. Two gentlemen sat across each other, surrounded by a crowd of people. The moon and the stars shining outside the tall windows beside them also bore witness to their game.

Ba-dum! Ba-dum! Ba-dum!

Your heart was kicking in your chest as you gripped the tray tightly. In your moment of distress, your eyes instinctively searched for solace—then, you found him...

Aventurine looked as breathtakingly dashing as ever, even more so from up-close. He sat on the glossy red velvet sofa, gracefully resting his long leg on top of the other. At such a distance, you could see how each and every single jewel that studded his coat glimmered under the light.

Forest-green emerald. Navy-blue sapphire. Coupled with the tosca, cyan, green, and gold accents of his attire, he looked like an embodiment of an elegant and majestic peacock.

But something wasn’t right.

Aventurine was staring listlessly at the cards in his hand. No, it was as if he was looking through them. His cyan-violet eyes were also dull. Rather than smiling, his lips seemed frozen in a shape that resembled a “smile.”

But unlike that night, he didn’t seem sad.

He looked like... how do you say this, like one of your classmates who couldn’t be more done with class. Ah yes, dead bored.

This whole time, when you sat in the farthest corner in that venue, you were always under the impression that he was smiling and rejoicing about his win. Yes, just like the night when he first treated everyone.

You wondered why.

Even though he has won this big...

There was a pile of iron suitcases on each gentleman’s side. Suffice it to say, Aventurine’s side was taller.

With only a meter and a half left, you took a step forward, then another, and another...

“—!”

Suddenly, you halted, hugging the tray close to your chest.

Perhaps sensing your presence, Aventurine lazily lifted his gaze from the cards and threw a brief glance at you, before quickly returning his attention to where it had been.

But just as you were thanking every god in the universe, he hastily turned back at you.

In such a close distance, there was no way you’d miss it—that look of utter disbelief and shock on his face...

...or how that pair of cyan-violet eyes lit up instantly, regaining their luminosity.

Brighter than the moon or the stars. Prettier than any gemstones. Richer in color than the flashing lights that illuminated the entire place.

“—WHAT THE FUCK DO YOU WANT?!”

A gruff and angry roar snapped you out of your trance.

Gah!!! That surprised me!!!

Thankfully, you were too shocked to scream.

You shot a look at his opponent—the Big Baddie, also known as Billy Burnett, and saw how he had almost completed his transformation into a bull. The guy was snarling, his face bright red, as he glowered at you, totally nailing the part of a “vulgar” and “rude” customer.

You’d be lying if you said you weren’t scared. In fact, your initial instinct was to run away.

Quick! You needed to think of a way to appease him! Otherwise, you could forget of ever returning the wallet and the phone!

...At the same time, you made a mental note that, due to his humongous build, his pants pocket was practically gaping at you.

Hoh! Nice! That makes it easier—almost like putting a basketball into a waist-high hoop!

But looking at his current state right now, which was mad pissed, an impromptu magic show was probably the last thing he’d want to see. Still, you needed to get this show on the road!

Then, as you desperately racked your brain...

“—Now, that’s no way to treat our new friend?”

Someone could be heard saying in a lighthearted voice. Yet, the words were heavy enough to make both of the Big Baddie’s giant shoulders sink.

“A-ah! I see, so you’re one of Mr. Aventurine’s friends! Sorry if I scared you! It’s just that the nightclub is loud, you know? That’s why I screamed!” Big Baddie forced a smile and made up an excuse on the spot.

The raging bull from earlier now looked like a domesticated gorilla.

The pathetic sight tickled you. Rather than a loan shark, anyone would think that this guy owed Aventurine a massive debt.

Placing his cards face down on the table, Aventurine shifted in his seat to face you, smiling all the while.

“The night is starting to get dull, so I welcome the new face. But...” His multicolored eyes swept across the empty tray you were holding, before narrowing slightly. “...I was certain I didn’t place any order, and I was right. To what do I owe the honor of your presence?”

Courteous words, spoken with a hint of amusement, topped off with that charming smile...

Just how did he manage to strike a perfect balance between frivolousness, playfulness, and elegance!?

Had this been your first meeting, he’d have you at hello.

If only you weren’t on a mission right now—ah, right!! You were on a mission!!

Without missing a beat, you curtseyed to him as best as you could.

“Good evening, esteemed guests. We've noticed how long you've been with us, and as you mentioned, the night is getting dull! So, I was sent to hopefully stave off some of your boredom! It’s a pleasure to serve you tonight!”

You just spouted the most plausible-sounding words that came to mind.

At the very least, Aventurine didn’t seem to doubt you.

“Is that so? How nice of you. How about a handshake?”

Deep, mesmerizing cyan-violet eyes bore deeply into you as the owner slowly extended his gloved hand toward you. At that moment, it was as if he had seen through your guise—through everything. Something about those eyes seemed to draw out your base instincts, and before you knew it, your hand was in his.

The coolness of latex wrapped your hand as Aventurine brought it closer to his lips. Locking eyes with you, he asked a question.

“May I have your name?”

A harmless and trivial question. Your real name almost escaped your lips until you realized that was what he wanted you to think.

“I— ...My name is Aschenputtel.”

You answered with a slight stutter, subtly trying to retract your hand, but to no avail. His grip, as gentle as his smile, was equally unwavering.

“What a gorgeous name. The pleasure is all mine, Ms. Aschenputtel.”

Then, while maintaining eye contact, he placed a chaste kiss on the back of your hand. The warmth of his lips contrasted with the coolness of his latex glove.

!#@!#&@!#!#!*!@&#&!@#&!#!#&!(!&!&&

Something inside your head exploded.

“—puttel. Ms. Aschenputtel? Is something the matter?”

A few seconds later, you were brought back to reality by none other than Aventurine. The guy who was responsible for putting you in that kind of state tilted his head innocently.

...Also, your alias smoothly rolled off his tongue, sounding like a unique and beautiful, rarely used word of X language. Even though you picked it because it was tricky to both pronounce and remember...

“N-nothing! Right, so, allow me to present a touch of magic for your enjoyment!”

You forcefully brought back the main subject and pried your hand off his.  

“Magic? As in, a magic show?”

Then, after briefly staring at his now empty hand, Aventurine asked you with obvious curiosity. Whether or not he was acting, you really couldn’t tell...

“Yes! That’s right!”

“Go on, then.”

🂡 🂠 🂣 🂠

Thus, despite facing a few small bumps along the way, you managed to carry out the operation.

“This one is dedicated to you, Mr. Big Ba—ahem, Mr. Billy Burnett. We always appreciate how sharply-dressed you are. So fiery, you stand out wherever you are.”

Since your target was and always had been Big Baddie, you naturally started with him. Aventurine watched on the side with interest, while you tried not to mind him as much.

“Hoho! Astute judgment! Did you know? This shirt alone cost more than all the wages of the staff here combined!”

True to your previous assessment, Big Baddie thrived on being complimented on his looks and wealth. At first, he was only half-listening to you, but that changed once you took out a few sheets of red paper.

“—I can only think of one flower to symbolize you. Would you like to guess what is it?”

You made a display of crumpling those papers in your fists.

“Ahaha! I don’t care about some grasses, so you tell me!”

“Of course, Sir! It’s right within my hand!”

However, the next time you opened both of your palms, they were empty.

“Oh, no...”

With your back facing the crowd, you could hear some astonished gasps here and there.

“Huh—?! Where did they go—?! Are you trying to make a fool of me—?!”

Instead of taking it as part of the act, Big Baddie took offense from it. But you had predicted that.

“Of course not, Sir! The flower is just shying away because of the man you are!”

You almost choked saying that.

“Huh...? Is that so...?”

“Yes! How about checking your pocket? It might be hiding there?”

“...Now that you say it, my pocket feel heavier than before.” Big Baddie went to check his pant pocket. “There’s nothing here. Only my phone and wallet.”

With a smirk, you told him, “Then, how about inside of the wallet?”

Big Baddie giddily opened his wallet and saw something red inside.

“Ooh—!”

When he pulled it out, he found out that it was a stalk of paper rose.

“How did it get there?! Especially when you never took out my wallet!”

...Simple, cause’ you put it in before returning that wallet.

Instead of answering, you took that rose from the Big Baddie’s hand.

“Still... one rose is far from enough, isn’t it? To match up with your awesomeness, maybe two—no, five? Ten?”

As you spoke, the paper roses in your hand multiplied with each flick of your wrist, corresponding to your words. The crowd behind you began murmuring in awe.

“Wow!”

“How did she do that?!”

“That’s so amazing!”

In the corner of your eye, Aventurine was silently clapping his hands.

“—The answer is: simply infinite!”

You threw the paper roses into the air, and they scattered into red petals, fluttering gently as they fell down, concluding your performance.

Everyone immediately burst into clapping.

“Hey, how did you do that?!” Even the Big Baddie was still reeling from it. He was grinning from ear to ear, a repulsive light flickering in his eyes. “That was so amazing! I like you! Your name is Ashpuddle, right?! Can we—”

“—What about me?”

The Big Baddie was about to grab a hold of you when Aventurine suddenly interjected.

Resting his chin on top of his hand, Aventurine asked you with the same smile as before. But dare you say... there was a hint of dismay in his gaze?

‘Crap! I was overly focused on the Big Baddie that I completely forgot about Aventurine!’

Just kidding.

Of course you had something prepared for him. You just didn’t expect you’d actually get the chance to perform it.

You smiled back at him.

“—Last but not least!”

“Oh?”

Upon hearing that, all trace of dissatisfaction disappeared from his face. He seemed pleasantly surprised.

A curtain had fallen on your previous performance, but now the curtain had risen for yet another one.

One that was close to your heart, and also contained way less lies.

You took out a few sheets of paper. This time, the color was pristine white.

As a waiter, you had learned body language to an extent.

The entire time you were performing, Big Baddie didn’t even turn to look at you. Perhaps, he was preoccupied with the amount he had lost that night. Either way, it helped you immensely.

However, Aventurine was something else. He shifted his position so that he was sitting directly facing you. Multicolored eyes followed each of your movement with eagerness.

Those eyes stared at you, and only you, as if the cards, the towering iron suitcases, and the crowd had never existed to begin with.

Not to mention, he was also friendly! He always responded to any of your questions! Such a great fanservice this was! You could see why he was popular!

“Mr. Aventurine, what is your favorite color?”

“Aventurine is fine. Hmm... that’s a tough one.”

You couldn’t help but laugh when you saw the look of deep contemplation on his face.

“Ahaha, you don’t know your favorite color?”

“I never really thought about it... until recently, at least. You see, a certain color has caught my eye.”

Aventurine spoke while staring into your eyes.

Unlike a certain Big Baddie, he was also keeping eye contact! He was truly outshining that guy in every aspect! ...Though, in reality, it wasn’t that difficult of a feat.

“What about you?”

“Hm?”

“What color do you like? Is it white?”

“The answer is right here.”

With a smile, you presented your closed palm to him.

“A lead-up question, I see.” Aventurine stared at your hand before placing his open hand directly underneath it.

Then, out fell a paper flower with unique-shaped petals. The color—or colors—were blue, purple, and navy.

Similarly colored eyes gazed at it for a moment before turning back to you.

He studied your face, examining your expression as if searching for something. Then, something stole his attention—

—namely, the bouquet in your hands, consisting of a dozen or so of those flowers, seemingly pulled out of thin air.

“To your beautiful eyes, Aventurine.”

“...!”

You smiled in satisfaction, having achieved your personal goal.

Did Aventurine ever stop smiling? As far as you knew, he was an all-smile type of guy.

...And yet, when it fully dawned on him that you had especially made that bouquet for him, the smile he showed was truly unprecedented. That all of the sudden, you recalled a certain line spoken by your friend, Celine.

"... It was as if there were two starry skies—both in the sky and on the ground."

Except this time, the starry skies were in his eyes.

Once again, you found your cheeks burning up.

“May I have that?”

Suddenly, Aventurine pointed at the bouquet you held close to your chest.

“Huh? Y-you mean these paper flowers?”

“Yes. I’ll be sure to cherish it.” He said, trying to reassure you.

“N-no, I wasn’t afraid that it might be ruined, but...”

You stared at him, and then at the paper bouquet. His beauty certainly couldn’t be compared to it. You began to feel self-conscious again.

Dammit! I should’ve asked Marius to bring me real, freshly cut flowers!

Then, Aventurine had a look as if an idea had just flashed in his mind.

“Ah, of course... How thoughtless of me.”

He started fishing for something out of his jacket for some reason.

“It’s a handcrafted piece. You put effort into making it. And there’s only one of it in this whole world. In that case, you should be paid—”

“—NO, NO, NO! You can have it!”

The moment you saw that black card peeking out of his coat—only owned by a few people in this whole world—you immediately gave that bouquet to him.

Aventurine blinked, perhaps finding your sudden change in behavior odd. Still, he gladly accepted your gift.

“Thank you.” Aventurine thanked you, immersed in the bouquet.

“Y-you’re welcome.” You answered sheepishly.

Phew! What a hard day’s work! In the end, everything went smoothly!

You wiped imaginary sweat off your forehead and began to turn on your heels, about to leave.

“—Leaving so soon?”

Just then, you felt something wrap around your waist, pulling you back.

“Huh...?”

You were about to resist until you heard the next words.

“Stay for a bit more. I haven’t complimented you about your stunning sleight of hand.”

‘Sleight of hand,’ he said...

As your field of vision turned upside down, you couldn’t help but dwell on the latter half of his sentence.

That was right. Sleight of hand, instead of magic trick. As if, as if...

In the next moment, you were staring directly into his cyan-violet eyes. They were so close, you felt as if you might be drawn into them.

As you sunk into his lap, you saw his eyes narrowing into the shape of crescent moons. He confirmed your doubts, whispering softly into your ear.

“It’s amazing, what you did with the phone and the wallet.”

“!!”

Just like that, you found yourself on top of the notoriously undefeated hot gambler, known for his endless stroke of good luck.

╚══════╝

🄾🄽🅆🄰🅁🄳 🅃🄾 【Ｃｈａｐｔｅｒ ６】

[reasonsforhope]

Determined to use her skills to fight inequality, South African computer scientist Raesetje Sefala set to work to build algorithms flagging poverty hotspots - developing datasets she hopes will help target aid, new housing, or clinics.

From crop analysis to medical diagnostics, artificial intelligence (AI) is already used in essential tasks worldwide, but Sefala and a growing number of fellow African developers are pioneering it to tackle their continent's particular challenges.

Local knowledge is vital for designing AI-driven solutions that work, Sefala said.

"If you don't have people with diverse experiences doing the research, it's easy to interpret the data in ways that will marginalise others," the 26-year old said from her home in Johannesburg.

Africa is the world's youngest and fastest-growing continent, and tech experts say young, home-grown AI developers have a vital role to play in designing applications to address local problems.

"For Africa to get out of poverty, it will take innovation and this can be revolutionary, because it's Africans doing things for Africa on their own," said Cina Lawson, Togo's minister of digital economy and transformation.

"We need to use cutting-edge solutions to our problems, because you don't solve problems in 2022 using methods of 20 years ago," Lawson told the Thomson Reuters Foundation in a video interview from the West African country.

Digital rights groups warn about AI's use in surveillance and the risk of discrimination, but Sefala said it can also be used to "serve the people behind the data points". ...

'Delivering Health'

As COVID-19 spread around the world in early 2020, government officials in Togo realized urgent action was needed to support informal workers who account for about 80% of the country's workforce, Lawson said.

"If you decide that everybody stays home, it means that this particular person isn't going to eat that day, it's as simple as that," she said.

In 10 days, the government built a mobile payment platform - called Novissi - to distribute cash to the vulnerable.

The government paired up with Innovations for Poverty Action (IPA) think tank and the University of California, Berkeley, to build a poverty map of Togo using satellite imagery.

Using algorithms with the support of GiveDirectly, a nonprofit that uses AI to distribute cash transfers, the recipients earning less than $1.25 per day and living in the poorest districts were identified for a direct cash transfer.

"We texted them saying if you need financial help, please register," Lawson said, adding that beneficiaries' consent and data privacy had been prioritized.

The entire program reached 920,000 beneficiaries in need.

"Machine learning has the advantage of reaching so many people in a very short time and delivering help when people need it most," said Caroline Teti, a Kenya-based GiveDirectly director.

'Zero Representation'

Aiming to boost discussion about AI in Africa, computer scientists Benjamin Rosman and Ulrich Paquet co-founded the Deep Learning Indaba - a week-long gathering that started in South Africa - together with other colleagues in 2017.

"You used to get to the top AI conferences and there was zero representation from Africa, both in terms of papers and people, so we're all about finding cost effective ways to build a community," Paquet said in a video call.

In 2019, 27 smaller Indabas - called IndabaX - were rolled out across the continent, with some events hosting as many as 300 participants.

One of these offshoots was IndabaX Uganda, where founder Bruno Ssekiwere said participants shared information on using AI for social issues such as improving agriculture and treating malaria.

Another outcome from the South African Indaba was Masakhane - an organization that uses open-source, machine learning to translate African languages not typically found in online programs such as Google Translate.

On their site, the founders speak about the South African philosophy of "Ubuntu" - a term generally meaning "humanity" - as part of their organization's values.

"This philosophy calls for collaboration and participation and community," reads their site, a philosophy that Ssekiwere, Paquet, and Rosman said has now become the driving value for AI research in Africa.

Inclusion

Now that Sefala has built a dataset of South Africa's suburbs and townships, she plans to collaborate with domain experts and communities to refine it, deepen inequality research and improve the algorithms.

"Making datasets easily available opens the door for new mechanisms and techniques for policy-making around desegregation, housing, and access to economic opportunity," she said.

African AI leaders say building more complete datasets will also help tackle biases baked into algorithms.

"Imagine rolling out Novissi in Benin, Burkina Faso, Ghana, Ivory Coast ... then the algorithm will be trained with understanding poverty in West Africa," Lawson said.

"If there are ever ways to fight bias in tech, it's by increasing diverse datasets ... we need to contribute more," she said.

But contributing more will require increased funding for African projects and wider access to computer science education and technology in general, Sefala said.

Despite such obstacles, Lawson said "technology will be Africa's savior".

"Let's use what is cutting edge and apply it straight away or as a continent we will never get out of poverty," she said. "It's really as simple as that."

-via Good Good Good, February 16, 2022

[thesirencult]

WHY INVESTING IN YOURSELF WILL CHANGE YOUR LIFE

"The best thing you can do is to be exceptionally good at something," said Buffett. He added, "Whatever abilities you have can't be taken away from you. They can't actually be inflated away from you. ... So the best investment by far is anything that develops yourself, and it's not taxed at all."

- Warren Buffet

There is a reason people call Mr. Buffet the "Oracle/Sage Of Omaha".

Not only he is great at asset management and making the right predictions when it comes to the financial markets, but he is also very wise and offers great advice.

Investing in your own self is the only type of investment you can make that is absolutely safe and guaranteed to give you a return on investment that would satisfy you.

Knowledge is fuel. You are the vehicle.

We are living in times of abundance. Knowledge and data curation is the hottest skill someone can learn right now. That's what AI models like ChatGPT do. They curate useful data from trash. That's what you should also do with your mind. Throw out what's hindering your growth and feed your brain with nutritious food for thought.

We are nearing the "Age Of Abundance", the Golden Saturnian Age of our times. Don't fall into oblivion.

The resources are within a finger's reach. You are actually holding the most precious asset in your hands right now, that's how I reached you.

Whoever takes advantage of this situation will succeed.

Read books, articles, essays. Watch videos and documentaries. Educate yourself for free. If you have the ability to get a university degree for free, do it ! Don't fall in the trap of "degrees are useless". Instead choose to educate yourself in subjects that interest you and make you even more savvy. Invest in evergreen skills. Learn content creation, marketing and money management. Study philosophy to learn the art of critical thinking.

In the next 10 years we will all transform from 9 to 5 slaves to freelancers and one-person businesses. This is where we are headed. Notice all the lay-offs and how artificial intelligence has taken the world by storm.

Be proactive.

[sgiandubh]

Tools of the trade

Came home an hour ago from a reception I literally fled (busy week in this respect, unfortunately). And I kept being internally nagged during the short taxi ride, by what is probably at least this season's Anon. Landed in @bat-cat-reader's inbox with regard to Marple's most recent innuendo:

I had to know more about this, since I had no idea such deep diving tools were now available for pretty much everyone. Here's the gist of how it works, in pics and a quick review:

What Snoopreport promises its subscribers is to basically keep them posted on the targeted accounts' online behavior patterns...

... without the need to publicly follow them on Insta (sounds familiar?)...

...leaving no trace (zero accountability, because it uses only public data: this can be interpreted differently, in a different legal system/context, since several European countries, as I already discussed, have more protective legal provisions for a person's right to his/her own image)...

... at minimal costs (I suppose the most cost-effective, if we assume this is one of the used monitoring tools, would be the small business pack, allowing the super sleuth to track 10 different accounts, for peanuts):

A review of this product I have checked here (https://www.techuntold.com/snoopreport-review/) points out the obvious Achilles' heel of this app. Snoopreport obviously does not work for private accounts:

Which brings up a logical question: could the (in)famous 'resource' be S's private Insta account, in which case it would be very difficult for the sleuth to admit stalking it? Is it even technically possible to stalk a private Instagram account and remain unseen?

The answer to the latter is yes: other actors of this apparently very lucrative market, such as Glassagram (https://glassagram.com/), do not have Snoopreport's scruples and monitor even private accounts.

I think this is pretty self-explanatory and to be honest, it gave me the chills:

Serious reviews (https://www.techuntold.com/glassagram-review-spy-instagram/) are raving about this one, calling it the best app on the market, mainly because you can save all the snooped content on your own device:

... and the price, for stalking (their own choice of vocabulary, not mine, for once) an unlimited number of accounts is reasonable:

Best of it? They've been around since 2017.

In a nutshell: is it legal? it would seem so, in the US, not so sure about the UK/EU. Is it moral? It's up to you to decide what to think of a firm which has no problem admitting to encouraging stalking (but hey, don't listen to the nutcase here, huh?) and uses completely different real-life situations (infidelity, kids' monitoring) to assert its legitimacy and utility.

What I mean by this very long and illustrative post is this: you do not need inside sources/information to have one day the idea of crossing what is obviously (at least in my book) a red line. You just have to be able (lots of free time), willing (asserting power over a very thirsty and not so digitally skilled audience) and voilà: a Super Sleuth is born.

It is one thing to analyze and speculate, based on open sources, to your heart's content. It is a different affair altogether to obsessively monitor someone, with so much detail and personal (& financial) investment, over a substantial period of time. I will die on this hill and you will never change my mind on this one.

Is the emperor naked? I wouldn't venture speculating. What I do know, is that this emperor is a very, very sad one.

[tinywitchdraws]

Modern AU head-canons for these Dune characters:

Feyd Rautha

Glossu Rabban

Piter de Vries.

ohh okay this is interesting. I am not really that used to headcannons/ AUs, as I'm honestly new to engaging with fanfic in general so my apologies in advance if it doesn't totally fit, but here are my headcannons and ideas for how I'd do a modern AU with these characters.

Feyd Rautha:

Feyd Rautha is the heir apparent to a large spice mining company- in this case, you could substitute an oil or mining company for modern AU. The company culture is highly toxic, but Feyd likes that. He's known to churn through interns and keeps a non-existent sleep schedule.

His overall dynamic is finance bro meets basically any character from succession (think a slightly more financially literate Roman Roy). He buys luxury items just to fit in, however he has just enough taste so that it actually works. He considers most of these purchases a waste of money, but also his right and/or part of the job as heir.

As part of the Baron's inner circle, he has knowledge of most of the company's inner workings and takes great personal pride in digging up as much information as possible on the people he doesn't already control. He will often go to conferences and events just to get a read on competition. He secretly longs for someone to take that kind of an interest in him, but no one has just yet- many still think that he's too young and unpredictable to inherit.

After all- there is that rumor that he tried to kill the Baron.

Glossu Rabban

If Feyd is the more of a Roman Roy, Rabban is Conor. He had ambitions at the company which ended in failure, and has been reassigned to lobbying. Rabban is attempting to trade off of his industry connections to get into politics, if he can. He's aware his current position is tenuous at best and that he might need to make his own career. As the family industry is regulated, everyone basically hates this pipe dream of a career ambition. His moves are too obvious and clumsy, and he often tries to influence someone only to find that Feyd has already discussed the business with them. He's not a total failure, but his family just doesn't appreciate any success outside of financial success.

Piter de Vries

Piter is a math genius that works in data modeling and analytics. The Barron and Feyd love that he makes them money, however he's abrasive personality wise. He's known to use a myriad of drugs recreationally and at work, just because solving the same problems sober is too boring for him. The company has tried to hire assistants that can help him or at least explain his reports palatably, but he insists on doing the work himself and his own data models for fun in C. Not C++, C. The entire department rests on his shoulders and the Baron is weighing if Piter is worth putting up with. He gets the work of a department done on one salary, but also insists on making MILF jokes about lady Jessica basically any time she's within his zip code.

Would love to know your thoughts <3 Thanks for this ask!

[itsbansheebitch]

More thoughts

I get both sides, but I feel a little confused they couldn't find four people in their +25 employees

Data analyst (Are you seriously telling me you couldn't personally email or even just HIRE matpat's team who do data analytics as part of Theorist Media to help??? The man would be overjoyed to help???)

Editor (Put the first $6 towards a can of coffee grounds, dude)

PR Team (Even, like, a single person, please, for the love of god)

Business Major (Or literally anyone that has taken a home ec/budgeting/personal finance class)

First, the Dish Granted series was started when gold leaf burgers were novel, now it's seen as tone deaf (for obvious reasons) it should have shifted to something like interviews with people who make that kind of food or local businesses (like parmesan cheese shops in Parma, Italy) or the history of food (like talking about the history of modern Native American slavery on Californian wine vinyards). Not to mention the untapped potential of Food Fraud topics. Either shift it, or scrap it. Any data analyst or chronically online person could tell you that.

Second, why did you keep "anyone can afford $6 a month" in? Are the editors asleep at the wheel? Are they overworked? What is going on? You know damn well to not make generalizations about what people can afford. That's NEVER a good idea, especially when you KNOW (because YT gives you analytics) that most of your viewers are young (16/18-30/35 range, I'd guess) who probably, either 1, are still in school and either arent paid well/dont have jobs OR 2, arent paid well and tired of people's shit, like people who own businesses talking about "tough financial decisions." To them, Watcher isn't going to look different from the other people talking like that, because this was so sudden, with no input from fans, and in the video you hear shit like "anyone can afford [X]." To be frank, it wouldn't really matter what the amount is, because that generalization goes against the message they have stood by for years. THAT is a slap in the face.

Third, what are yall doing with the budgeting? Every artist has a right to make art that they are proud of. Every artist deserves to have their work seen if they so choose. Every artist deserves to make a living. HOWEVER, there are MANY options online when it comes to making money, especially on YT. You could get into marketing, data analysis, expanding your demographic, looking at what people are interested in right now VS what will stand the test of time (not gold leaf burgers), etc.

You have to either have these skills, develop these skills, or hire someone to do it for you. It's understandable that you would want a team behind the production, but I find +25 employees to be WAY too many people, especially in LA. Bailey Sarian has a Dark History section on her YT (and Spotify podcast) where she has hired historians to help make sure her episodes are as accurate as possible. You've caught heat before from Puppet History's missing & incorrect info, you should do the same. She has about three (3) "intermissions" per episode for ad breaks. I never see anyone complain. People WOULD listen to yall talk for that long (+1 hour videos), tbh, though that's not necessary.

Why are yall out here with Teslas, expensive food, new gear, scripts (where there weren't scripts before, PH is different, that makes sense), and "better than TV" level sets??? I need to put your accountant in this week's church prayer list what the actual hell??? Ya'll, this video is literally the meme:

Guys help me budget:

LA Rent: 2K per month

Videos: 100K per vid

+25 Employees: God only knows

New stuff for videos: Don't get me started

Like, are you serious?

You have a right to do whatever you want with your art. You have a right to charge whatever you'd like for that art. You have a right to make a living from your art and you have a right to ask your fans for money.

Your fans have a right to be angry when they've been supporting yall for, what, almost 10 years? They have a right to choose when and where to spend their money even when you've made an impact. They have a right to feel betrayed, especially when there are better options (like Nebula or consulting with Theorist Media).

Fans DO NOT have a right to be racist to any members of Watcher, now that they have made a decision they do not agree with.

I personally, think this is a really silly decision and could have been solved (haha solved) with a simple YT poll, but apparently we had to get... this. I respect their decision, I just don't think it was a smart one. I wish them the best, and I hope they find a better solution. Any further comment from me will depend on what steps they take next.

[phoenixyfriend]

Ko-Fi prompt from Isabelo:

Hi! I'm new to the workforce and now that I have some money I'm worried it's losing its value to inflation just sitting in my bank. I wanted to ask if you have ideas on how to counteract inflation, maybe through investing?

I've been putting this off for a long time because...

I am not a finance person. I am not an investments person. I actually kinda turned and ran from that whole sector of the business world, at first because I didn't understand it, and then once I did understand it, because I disagreed with much of it on a fundamental level.

But... I can describe some factors and options, and hope to get you started.

I AM NOT LEGALLY QUALIFIED TO GIVE FINANCIAL ADVICE. THIS IS NOT FINANCIAL ADVICE.

What is inflation, and what impacts it?

Inflation is the rate at which money loses value over time. It's the reason something that cost 50 cents in the 1840s costs $50 now.

A lot of things do impact inflation, like housing costs and wage increases and supply chains, but the big one that is relevant here is federal interest rates. The short version: if you borrow money from the government, you have to pay it back. The higher the interest rates on those loans, the lower inflation is. This is for... a lot of reasons that are complicated. The reason I bring it up is less so:

The government offers investments:

So yeah, the feds can impact inflation, but they also offer investment opportunities. There are three common types available to the average person: Bonds, Bills, and Notes. I'll link to an article on Investopedia again, but the summary is as follows: You buy a bill, bond, or note from the government. You have loaned them money, as if you are the bank. Then, they give it back, with interest.

Treasury Bills: shortest timeframe (four weeks to a year), and lowest return on investment. You buy it at a discount (let's say $475), and then the government returns the "full value" that the bond is, nominally (let's say $500). You don't earn twice-yearly interest, but you did earn $25 on the basis of Loaning The Government Some Cash.

Treasury Notes: 2-10 year timeframe. Very popular, very stable. Banks watch it to see how they should plan the interest rates for mortgages and other large loans. Also pretty high liquidity, which means you can sell it to someone else if you suddenly need the cash before your ten-year waiting period is up. You get interest payments twice a year.

Treasury Bonds: 20-30 years. This is like... the inverse of a house mortgage. It takes forever, but it does have the highest yield. You get interest payments twice a year.

Why invest money into the US Treasury department, whether through the above or a different government paper? (Savings bonds aren't on sold the set schedule that treasury bonds are, but they only come in 30-year terms.)

It is very, very low risk. It is pretty much the lowest risk investment a person can make, at least in the US. (I'm afraid I don't know if you're American, but if you're not, your country probably has something similar.)

Interest rates do change, often in reaction or in relation to inflation. If your primary concern is inflation, not getting a high return on investment, I would look into government papers as a way to ensure your money is not losing value on you.

This is the website that tells you the government's own data for current yield and sales, etc. You can find a schedule for upcoming auctions, as well.

High-yield bank accounts:

Savings accounts can come with a pretty unremarkable but steady return on investment; you just need to make sure you find one that suits you. Some of the higher-yield accounts require a minimum balance or a yearly fee... but if you've got a good enough chunk of cash to start with, that might be worth it for you.

They are almost as reliable as government bonds, and are insured by the government up to $250,000. Right now, they come with a lower ROI than most bonds/bills/notes (federal interest rates are pretty high at the moment, to combat inflation). Unlike government papers, though, you can deposit and withdraw money from a savings account pretty much any time.

Certificates of Deposit:

Okay, imagine you are loaning money to your bank, with the fixed term of "I will get this money back with interest, but only in ten years when the contract is up" like the Treasury Notes.

That's what this is.

Also, Investopedia updates near-daily with the highest rates of the moment, which is pretty cool.

Property:

Honestly, if you're coming to me for advice, you almost definitely cannot afford to treat real estate as an investment thing. You would be going to an actual financial professional. As such... IDK, people definitely do it, and it's a standby for a reason, but it's not... you don't want to be a victim of the housing bubble, you know? And me giving advice would probably make you one. So. Talk to a professional if this is the route you want to take.

Retirement accounts:

Pension accounts are a kind of savings account. You've heard of a 401(k)? It's that. Basically, you put your money in a savings account with a company that specializes in pensions, and they invest it in a variety of different fields and markets (you can generally choose some of this) in order to ensure that the money grows enough that you can hopefully retire on it in fifty years. The ROI is usually higher than inflation.

These kinds of accounts have a higher potential for returns than bonds or treasury notes, buuuuut they're less reliable and more sensitive to market fluctuations.

However, your employer may pay into it, matching your contribution. If they agree to match up to 4%, and you pay 4% of your paycheck into an pension fund, then they will pay that same amount and you are functionally getting 8% of your paycheck put into retirement while only paying for half of it yourself.

Mutual Funds:

I've definitely linked this article before, but the short version is:

An investment company buys 100 shares of stock: 10 shares each in 10 different "general" companies. You, who cannot afford a share of each of these companies, buy 1 singular share of that investment company. That share is then treated as one-tenth of a share of each of those 10 "general" companies. You are one of 100 people who has each bought "one stock" that is actually one tenth of ten different stocks.

Most retirement funds are actually a form of mutual fund that includes employer contributions.

Pros: It's more stable than investing directly in the stock market, because you can diversify without having to pay the full price of a share in each company you invest in.

Cons: The investment company does get a cut, and they are... often not great influences on the economy at large. Mutual funds are technically supposed to be more regulated than hedge funds (which are, you know, often venture capital/private equity), but a lot of mutual funds like insurance companies and pension funds will invest a portion of their own money into hedge funds, which is... technically their job. But, you know, capitalism.

Directly investing in the stock market:

Follow people who actually know what they're doing and are not Evil Finance Bros who only care about the bottom line. I haven't watched more than a few videos yet, but The Financial Diet has had good energy on this topic from what I've seen so far, and I enjoy the very general trends I hear about on Morning Brew.

That said, we are not talking about speculative capital gains. We are talking about making sure inflation doesn't screw with you.

DIVIDENDS are profit that the company shares to investors every quarter. Did the company make $2 billion after paying its mortgages, employees, energy bill, etc? Great, that $2 billion will be shared out among the hundreds of thousands of stocks. You'll probably only get a few cents back per stock (e.g. Walmart has been trading at $50-$60 for the past six months, and their dividends have been 57 cents and then 20.75 cents), but it adds up... sort of. The Walmart example is listed as having dividends that are lower than inflation, so you're actually losing money. It's part of why people rely on capital gains so much, rather than dividends, when it comes to building wealth.

Blue Chip Stocks: These are old, stable companies that you can expect to return on your investment at a steady rate. You probably aren't going to see your share jump from $5 to $50 in a year, but you also probably won't see it do the reverse. You will most likely get reliable, if not amazing, dividends.

Preferred Stocks: These are stock shares that have more reliable dividends, but no voting rights. Since you are, presumably, not a billionaire that can theoretically gain a controlling share, I can't imagine the voting rights in a given company are all that important anyway.

Anyway, hope this much-delayed Intro To Investing was, if not worth the wait, at least, a bit longer than you expected.

Hey! You got interest on the word count! It's topical! Ish.

[menfenced]

I've seen a lot of posts in the last 24 hours about why Kamala lost and I feel like most of them are failing to actually look at reasons voters are giving. Instead, they're putting forward what they personally didn't like about Kamala's campaign. But here's the thing to remember... You didn't like that thing about Kamala's campaign. You still voted for her. There's something else going on.

Because people didn't just vote against Kamala. They voted FOR Trump, and early polling results are showing they did it across the board in almost every demographic.

I've seen the calls for investigations into voter fraud and voter suppression because "this doesn't just happen!" and I agree with one thing. This doesn't "just" happen. There's a reason and democrats aren't listening. Because it's not just a handful of counties that got hacked or had crazy people trying to stop votes or didn't get all of their ballots counted. That's not to say that none of that stuff happened, of course. There may have been serious issues in some counties. But across the board, in nearly every state and every county, even if he didn't outright win, Trump made gains. The only two states where he didn't make gains: Washington State and Utah.

If that's due to voter fraud or hacked elections, it would have to be on a scale unlike anything we have ever seen before and honestly, we don't have any evidence of that right now.

So what happened? What do we know?

We know that since the pandemic and since the record inflation that caused, incumbent leaders all over the world have been losing elections at higher rates than usual. That crosses all political persuasions and again, has been seen across the globe.

Based on polling prior to the election, which remained fairly consistent throughout the election run, 3/4 US voters think the country is on the wrong track and 2/3 are unhappy with the economy.

Biden's approval rating when this election started was 40-41%

This is all a recipe for an incumbent losing, which to be frank, most people still saw Kamala as, even though she was running instead of Biden.

In addition to all of that, let's look at what the exit polls showed.

Kamala's approval rating in the exit polls was 48.5%

Donald Trump's approval ratings in the exit polls was 44.54%

And I know he wasn't running, but just for context Biden's approval ratings were 40%

When asked if Harris's views were too extreme, 46% said yes, 51% said no.

When asked if Trump's views were too extreme, 55% said yes, 43% said no.

So how did he win?

People like him less and think he's more extreme. Why did they vote for him?

Well, let's look at some other polling data.

45% of voters said that their family's personal financial situation was worse off than it was four years ago.

Only 25% said their financial situation was better than it was 4 years ago.

75% of people polled said that in the last year, inflation has caused them either severe or moderate hardship.

When asked who can bring needed change, 73% of voters said Trump and only 25% said Harris.

What that means is that a majority of American's don't like Trump. They don't think he's a good person. They think he's too extreme. And yet they still voted for him because the issue that was most important in this election was the economy.

Will Trump be better for the economy?

No.

But there's a perception that the current administration did not do everything they could have to fix it and people were willing to roll the dice on someone different.

Maybe we could have done more. Kamala only had 110 days to make her case and no matter what she said, the fact remained that she is the sitting VP. Maybe there was no way for her to escape the incumbent/status quo perception.

I hope we can learn something from the behavior of the American electorate this year, and I really hope Trump doesn't fuck things up too bad before we get another chance to step in, because the Republican Party is learning things too. They're learning that they can be as extreme as they want, but if they can make people believe the economy will work better under their leadership, even if it's not true, they'll still get votes.