#Reg. Fee
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If you live in the US every possible aspect of your everyday life is better and can continue to become better as a result of the actions and policy pursuits of this presidency. There is no argument about that.
Let me be very clear. The mere concept of the Government stepping in to curtail the wildly abusive fees of the banking industry has already lead to multiple banks trying to "get ahead of" it to cut their feed from $35 to $10 (Bank of America) or get rid of them entirely (Capital One) for active users of their account.
This regulation is already having the effect of saving US citizens billions of dollars every year before its even passed, even as Republicans want to fight it tooth-and-nail.
Every year there are $8bn in overdraft charges that explicitly and directly hit the poorest Americans by definition. Even just adopting this rule would save Americans 7.315 billion dollars every year.
And with banking institutions now moving to get rid of them entirely it can save even more.
Let this be, case-in-point, proof positive and a case study of several things.
The government can directly help you and help every single American
While Democrats definitely aren't saints, in any context, they are objectively doing more to help people than the side actively arguing against curtailing banking and corporate excess.
Biden is materially better than Trump would be.
Raegan and the right-wing "the government is objectively the worst thing" screed is the biggest, easiest, and stupidest way to ensure that rich and powerful people have no pushback against their shitty behaviors.
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fee - @jegulus-microfic - word count: 152
"Let me in, Potter."
"No."
"James I swear to fucking Merlin if you don't-"
A head of dark hair poked through a crack in the door. James sent him a dazzling smile that would have made him weak at the knees if he wasn't so pissed off. "What's up, love?" he asked, as if Regulus was not sending daggers at him with his eyes.
Crossing his arms, Regulus scoffed. "Let me in our bathroom, James."
"But Reg!" James whined, drawing out his name. "Padfoot and I learning to do eyeliner!"
"James. I need to use the toilet."
"Fine," James sighed, sticking his head completely through the door. He appraised him for a moment before smirking. "But there's an entrance fee. One ki-"
"James Fleamont Potter if you do not let me in this bathroom right the fuck now, I will use a rusty kitchen knife to cut off your p-"
"Yes, dear!"
#marauders#harry potter#marauders era#marauders fandom#fanfic#harry potter marauders#the marauders#marauders harry potter#hp marauders#the marauders era#marauder era#marauders fanfiction#marauders fic#james potter x regulus black#james and regulus#james x regulus#james fleamont potter#james potter#regulus x james#regulus and james#regulus black#regulus arcturus black#james loves regulus#starchaser#sunseeker#jegulus#jegulus microfic
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Fintech bullies stole your kid’s lunch money
I'm coming to DEFCON! On Aug 9, I'm emceeing the EFF POKER TOURNAMENT (noon at the Horseshoe Poker Room), and appearing on the BRICKED AND ABANDONED panel (5PM, LVCC - L1 - HW1–11–01). On Aug 10, I'm giving a keynote called "DISENSHITTIFY OR DIE! How hackers can seize the means of computation and build a new, good internet that is hardened against our asshole bosses' insatiable horniness for enshittification" (noon, LVCC - L1 - HW1–11–01).
Three companies control the market for school lunch payments. They take as much as 60 cents out of every dollar poor kids' parents put into the system to the tune of $100m/year. They're literally stealing poor kids' lunch money.
In its latest report, the Consumer Finance Protection Bureau describes this scam in eye-watering, blood-boiling detail:
https://files.consumerfinance.gov/f/documents/cfpb_costs-of-electronic-payment-in-k-12-schools-issue-spotlight_2024-07.pdf
The report samples 16.7m K-12 students in 25k schools. It finds that schools are racing to go cashless, with 87% contracting with payment processors to handle cafeteria transactions. Three processors dominate the sector: Myschoolbucks, Schoolcafé, and Linq Connect.
These aren't credit card processors (most students don't have credit cards). Instead, they let kids set up an account, like a prison commissary account, that their families load up with cash. And, as with prison commissary accounts, every time a loved one adds cash to the account, the processor takes a giant whack out of them with junk fees:
https://pluralistic.net/2024/02/14/minnesota-nice/#shitty-technology-adoption-curve
If you're the parent of a kid who is eligible for a reduced-price lunch (that is, if you are poor), then about 60% of the money you put into your kid's account is gobbled up by these payment processors in service charges.
It's expensive to be poor, and this is no exception. If your kid doesn't qualify for the lunch subsidy, you're only paying about 8% in service charges (which is still triple the rate charged by credit card companies for payment processing).
The disparity is down to how these charges are calculated. The payment processors charge a flat fee for every top-up, and poor families can't afford to minimize these fees by making a single payment at the start of the year or semester. Instead, they pay small sums every payday, meaning they pay the fee twice per month (or even more frequently).
Not only is the sector concentrated into three companies, neither school districts nor parents have any meaningful way to shop around. For school districts, payment processing is usually bundled in with other school services, like student data management and HR data handling. For parents, there's no way to choose a different payment processor – you have to go with the one the school district has chosen.
This is all illegal. The USDA – which provides and regulates – the reduced cost lunch program, bans schools from charging fees to receive its meals. Under USDA regs, schools must allow kids to pay cash, or to top up their accounts with cash at the school, without any fees. The USDA has repeatedly (2014, 2017) published these rules.
Despite this, many schools refuse to handle cash, citing safety and security, and even when schools do accept cash or checks, they often fail to advertise this fact.
The USDA also requires schools to publish the fees charged by processors, but most of the districts in the study violate this requirement. Where schools do publish fees, we see a per-transaction charge of up to $3.25 for an ACH transfer that costs $0.26-0.50, or 4.58% for a debit/credit-card transaction that costs 1.5%. On top of this, many payment processors charge a one-time fee to enroll a student in the program and "convenience fees" to transfer funds between siblings' accounts. They also set maximum fees that make it hard to avoid paying multiple charges through the year.
These are classic junk fees. As Matt Stoller puts it: "'Convenience fees' that aren't convenient and 'service fees' without any service." Another way in which these fit the definition of junk fees: they are calculated at the end of the transaction, and not advertised up front.
Like all junk fee companies, school payment processors make it extremely hard to cancel an automatic recurring payment, and have innumerable hurdles to getting a refund, which takes an age to arrive.
Now, there are many agencies that could have compiled this report (the USDA, for one), and it could just as easily have come from an academic or a journalist. But it didn't – it came from the CFPB, and that matters, because the CFPB has the means, motive and opportunity to do something about this.
The CFPB has emerged as a powerhouse of a regulator, doing things that materially and profoundly benefit average Americans. During the lockdowns, they were the ones who took on scumbag landlords who violated the ban on evictions:
https://pluralistic.net/2021/04/20/euthanize-rentier-enablers/#cfpb
They went after "Earned Wage Access" programs where your boss colludes with payday lenders to trap you in debt at 300% APR:
https://pluralistic.net/2023/05/01/usury/#tech-exceptionalism
They are forcing the banks to let you move your account (along with all your payment history, stored payees, automatic payments, etc) with one click – and they're standing up a site that will analyze your account data and tell you which bank will give you the best deal:
https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights
They're going after "buy now, pay later" companies that flout borrower protection rules, making a rogues' gallery of repeat corporate criminals, banning fine-print gotcha clauses, and they're doing it all in the wake of a 7-2 Supreme Court decision that affirmed their power to do so:
https://pluralistic.net/2024/06/10/getting-things-done/#deliverism
The CFPB can – and will – do something to protect America's poorest parents from having $100m of their kids' lunch money stolen by three giant fintech companies. But whether they'll continue to do so under a Kamala Harris administration is an open question. While Harris has repeatedly talked up the ways that Biden's CFPB, the DOJ Antitrust Division, and FTC have gone after corporate abuses, some of her largest donors are demanding that her administration fire the heads of these agencies and crush their agenda:
https://prospect.org/power/2024-07-26-corporate-wishcasting-attack-lina-khan/
Tens of millions of dollars have been donated to Harris' campaign and PACs that support her by billionaires like Reid Hoffman, who says that FTC Chair Lina Khan is "waging war on American business":
https://prospect.org/power/2024-07-26-corporate-wishcasting-attack-lina-khan/
Some of the richest Democrat donors told the Financial Times that their donations were contingent on Harris firing Khan and that they'd been assured this would happen:
https://archive.is/k7tUY
This would be a disaster – for America, and for Harris's election prospects – and one hopes that Harris and her advisors know it. Writing in his "How Things Work" newsletter today, Hamilton Nolan makes the case that labor unions should publicly declare that they support the FTC, the CFPB and the DOJ's antitrust efforts:
https://www.hamiltonnolan.com/p/unions-and-antitrust-are-peanut-butter
Don’t want huge companies and their idiot billionaire bosses to run the world? Break them up, and unionize them. It’s the best program we have.
Perhaps you've heard that antitrust is anti-worker. It's true that antitrust law has been used to attack labor organizing, but that has always been in spite of the letter of the law. Indeed, the legislative history of US antitrust law is Congress repeatedly passing law after law explaining that antitrust "aims at dollars, not men":
https://pluralistic.net/2023/04/14/aiming-at-dollars/#not-men
The Democrats need to be more than The Party of Not Trump. To succeed – as a party and as a force for a future for Americans – they have to be the party that defends us – workers, parents, kids and retirees alike – from corporate predation.
Support me this summer on the Clarion Write-A-Thon and help raise money for the Clarion Science Fiction and Fantasy Writers' Workshop!
If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2024/07/26/taanstafl/#stay-hungry
Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg
CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en
#pluralistic#fintech#ed-tech#finance#usury#payment processing#chokepoints#corruption#monopoly#cfpb#consumer finance protection bureau
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as y'all know, my youngest brother died at the end of may & i've been struggling to survive. i'm catching up on my owed art backlog, but need another source of steady income in the meantime. long story short, i need help keeping my car legal to drive so that i can do deliveries.
ko-fi link with goal
this tues marked 4 months after losing my brother at 25. i haven't explicitly talked abt what happened, but it was extremely unexpected & traumatic. i was already disabled & cannot get a "normal job." i'm a work from home artist, but to put it simply, art requires access to emotions i simply do not reliably have in my current state of grief. so i need something that i can do reliably, even when i'm not able to do art. this is one of the only safe forms of work i can currently access. i can't keep relying on the kindness of strangers to keep me housed, so i'm trying to find solutions i can do that will take some stress off of me & give me some kind of self-reliance again. my car needs new transmission fluid & my reg expires at the end of this month (sept). the state wants ~1k in taxes/reg fees bc it was a used car i began payments on this yr. it also needs other basic maintenance but i can handle most of it myself, so it's not included in the goal amount. i say all of this to explain where the funds will be going & what my plan is for not needing to keep begging for help in future. i gotta pull out of this spiral before it's too late. i can't thank y'all enough for all the help you've given me so far. i want to be less reliant on y'all's generosity as soon as i'm capable & i think this is realistically one of the best ways for me to do that right now. thank you for reading.
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HI! I’m looking to sell these figural keychains for around $15 CAD ($11 USD) each! :-)
I bought a whole case of them a few years back to get Hide, and now I’m left with a bunch of extras and I want them gone 🫶
I’ll be sending them in bubble mailers to hopefully cut down on shipping fees! Dm me here or on twt (@/naqachikas) if you’re interested!
Thank you ^__^
STOCK:
[3] Reg. Touka
[1] Hid. Touka
[1] Uta
[1] Ayato
[SOLD] Amon
[3] Tsukiyama
[1] Rize
#tokyo ghoul re#tokyo ghoul#amon koutarou#rize kamishiro#rize#touka kirishima#shuu tsukiyama#tsukiyama shu#ayato kirishima#uta#uta Tokyo ghoul#I want them out of my house I’ll be honest. they are living in a bucket hat#figural keychains#merchandise#merch#idk how to tag this#tg#tgre#tg:re#tokyo ghoul keychains#tg keychains#tg merch#I’m about to start tagging other characters not included. sorry all#kaneki Ken#ken Kaneki#hideyoshi nagachika
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July 17 - Fee | @jegulus-microfic | wc: 1621 Part 13 of Medium!James AU Previous Part | First Part
“Hey, Reg.” James asks, knocking on his door, “Can I come in?”
Regulus puts his book down and hums, “Yeah, you can come in.” Just a second later, James pushes the door open. They look as charming as usual, in their plain, worn, muggle shirt and jeans. Their hair is mussed like usual, and they’v got an easy grin on their face.
They make their way to Regulus’ bed, sitting down on it and reaching for his hand where it’s resting on his book, “Sirius, Remus, Pete, Marlene, and I are going Christmas shopping. Did you want to come with us?”
The younger hums, “When are you guys leaving?” “When everyone gets here. Remus is going to take the longest because he has to walk to somewhere he can floo from. They’ll probably be here in like ten minutes.”
“Yeah, I’ll go.” Regulus nods, “Give me a couple minutes to change into something warmer and I’ll be downstairs.”
“Perfect.” They smile, leaning forward into the younger’s space, “Can I?”
“You don’t have to ask.” Regulus smiles softly, inching closer until they're kissing. It’s soft and short, and James pulls away after a couple seconds so Regulus can get ready and James can head downstairs where Sirius is waiting for their friends. They press a kiss to his cheek before standing up and walking out of the room, closing the door behind them. Regulus gets ready quickly and is downstairs in just a couple minutes.
James, Sirius, Marlene, and Pete are all waiting and James smiles upon seeing him, beckoning him to sit with them. He does so, leaning into their seemingly-never-ending body heat. The older wraps an arm around his shoulders, but doesn’t otherwise say anything, continuing their conversation with their friends.
Eventually, Remus shows up and Sirius is the first to stand up, taking his boyfriend into an embrace, “Hello, my Moony.” “Hi Sirius.” Remus smiles, pecking Sirius’ lips but not letting the shorter take it any further than that before he pulls away, looking around the room, “Are we ready to go?”
James nods, standing up, “Let me just let mum and dad know and ask if we need to get anything for them.” And with that, they’re heading into the kitchen, Regulus just behind them as James conjoined their hands when they stood up. Effie and Monty are both in the kitchen, dancing around hand in hand to music that they’re playing from the muggled record player they have sitting in the corner of the room, “Hey, we’re leaving now. Did either of you need anything?”
Effie hums, but doesn’t pause her movements with her husband, looking over at her child, “I need more cinnamon sticks and oranges if you don’t mind.” Her gaze flits to where their hands are conjoined before she turns away and looks at her husband, “Did you need James to get anything, Darling?”
Monty thinks for a moment before he shakes his head, “Not as far as I know. The only thing we need other than the cinnamon is to gather the flowers, right?” Effie nods and Monty turns to James, “Then nothing else.”
“Yeah, can do.” James smiles, “Also, Regulus is gonna help us with the bouquets tomorrow if you don’t mind.”
“Of course not, honey!” Effie cheers, “I’d love the extra help. Now, you two run along. Don’t make your friends wait any longer.”
James nods, “Of course, love you mum, dad.” Then they’re walking out of the kitchen, Regulus once again following. When they get into the living room once again, “Alright, we’re good to go. Did we want to start at the muggle mall before we went to Diagon Alley or did we want to start at Diagon Alley?”
“Probably the muggle mall.” Pete hums, “That way it’s easier for us to floo around.” Everyone agrees and they set off, heading out of the house and into the cold streets of London, coats and extras adorned.
It’s a relatively short walk, with the group walking in lines of Pete, Sirius, and Remus behind James, Regulus, and Marlene.
“So, mum said that we need oranges and cinnamon sticks?” Marlene checks, “We can stop by the corner store near the mall to see if they have it.”
James nods, “I don’t know if they’ll have cinnamon sticks but we can check. There’s that one store in the mall that might have them… She asked specifically for oranges but I think we could pick up a couple blood oranges as well, I’m sure those would be nice.” Marlene hums and nods.
“What are those needed for?” Regulus asks, looking between the two.
“We use cinnamon sticks as seasoning for drinks and stuff, and them and dried oranges for decorations.” James smiles, “Yule starts tomorrow so we’re going to start decorating today and tomorrow for it, which is why we were talking about the flowers.”
“The most delicious decorations known to man.” The girl adds, “Do you think we could convince her to dip some of the oranges in chocolate?”
“I think so, especially if we get two different types of oranges.”
Marlene makes a sound akin to a moan, throwing her head back, “I would fuck up some blood oranges in dark chocolate right about now.”
“You’ll be pleased to know that mum also made candy the other day.”
“Why didn’t my family get a tin?”
James smiles, “Yours and Pete’s family always get your tins last, because we like to give you more than their coworkers. You should know this by now.”
“Yeah, but I’m on my fucking period and I would kill for chocolate right now.” The girl whines.
James laughs, throwing their head back, “We’ll get you some chocolate and chips while we’re out, just for you.”
“This is why I love you.” Marlene smiles. She elbows Regulus, “You should consider yourself lucky. Your partner is out here buying treats for a girl having cravings. That’s how you know they’ll treat you well.” Regulus gives her a small smile. James may not know about his whole… anatomy problem, but just knowing that they’re so comfortable with talking about periods and immediately thinking of ways to help is nice -- even if Marlene is the type to use her period to get what she wants, both Dorcas and Pandora do the same thing.
When they get to a corner store, James tells the others to go ahead, that they’re just going to grab a couple things, then pulls Regulus inside. The warmth of the small store is almost euphoric to Regulus, who is absolutely frigid even with the short amount of time that the group has been outside.
James pulls him around the store for a while, grabbing a bag of oranges, blood oranges, dark chocolate, a bag of caramel chocolate, and a small bag of hot chips. They check out and are walking out of the store in record time.
“Do I have to buy things for everyone?” Regulus asks tentatively, “I don’t know Pete or your parents very well.”
James shakes their head, “You honestly don’t have to buy gifts for anyone. Just being there is enough for all of us, and don’t feel bad if you don’t get something for someone that gets something for you. Don’t worry about it.”
Regulus nods, “Alright. I’ll- I’ll probably get a couple things but I’m not good at gift giving.” “That’s fine. I’m going to have to leave you for a bit at some point so I can get you something.”
By the time that they get to the mall, all their friends are standing just inside the entrance of it, waiting for them to show up. James reaches into the bag and hands Marlene the caramel chocolates and hot chips, to which she loudly celebrates and immediately breaks open the chips.
The group head from shop to shop, breaking from each other and randomly running into each other at different stores before they meet up at the entryway at the agreed upon time, hauling their bags with them before James brings them all to the shop near the entrance, hidden in the back corner. They subtly tap their wand against a small lock on the desk and mutter a spell which allows a door to slide open only long enough for the six to get into the back room. Everyone pulls out their wands and casts their own spells on their items before flooing to Diagon Alley.
They spend another hour there before James finds their way to Regulus, “Hello, love. Are you finished?”
Regulus hums, “I need to stop in a shop and pay a fee, but that’s my own personal thing before we leave.”
“Ooh, what fee could Regulus Black need to be paying?” James teases, pushing his shoulder with their own. Regulus rolls his eyes and grabs at James’ hands -- something that James was tentative to do because they didn’t want to do anything Regulus didn’t want them to do in public, especially in a magic area like this -- before pulling them into a store.
“Mr. Black.” The woman standing at the counter says when they walk in, her eyes glancing over to James for a moment, “And friends. What can I do for you?”
“I’m here to pay the transfer fee.”
“Ah yes, of course.” She glances at James, then their conjoined hands, one more time before she does a couple things behind the desk then accepts the money that Regulus offers her. She grins at him, thanks him, and with that, Regulus is heading out of the shop.
“What was that?” James asks when they’re out, guiding him to walk to where their friends are waiting.
Regulus shakes his head, squeezing their hand, “Doesn’t matter.”
Next Part
#marauders#james potter#regulus black#dead gay wizards#james x regulus#jegulus#sirius black#remus lupin#starchaser#peter pettigrew#marlene mckinnon#sunseeker#regulus x james#sirius x remus#trans regulus black#nonbinary james potter#microfic
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@jegulus-microfic august 29 — walk — 1197 words —mention of sex but only because wolfstar are being desperate little shits aka summer holiday shenanigans
James hears Regulus quietly humming to himself where he’s walking a few paces in front of him, letting his fingertips slide against the sun warmed metal of the fence separating the property from the sidewalk.
They’re on their way to the little mart around the corner, more specifically the pizza place adjacent to it.
“Cheaper that way,” Sirius had mumbled into Remus’ mouth while they continued to suck at each other’s faces. Meaning, cheaper than with extra delivery fee, meaning leave us alone it’s about to get very not-PG13.
Regulus had started to look increasingly horrified and James had thought they deserved half an hour to themselves since Remus had only just gotten home from a week-long hike with his dad. They’d started to lean horizontally on their towels next to the pool when Sirius had blindly fumbled for his wallet and thrown sixty bucks in the general direction of his little brother and James and so they were on dinner duty while the other two made up for missed time.
James had quickly grabbed his smokes from the garden table and slipped into his old Adidas slides while Regulus had already fled for the front gate.
He lights himself one now before he slips the pack back into his swimming trunks. Regulus throws a glance over his naked shoulder at the sound of the lighter and lets himself fall back to sidle up next to James.
James grins as his cheeks hollow around the inhale and Regulus keeps looking at him out of the corner of his eye.
They both know Sirius would rather throttle him before he lets Regulus bum a cigarette but James had always had a weak spot for the younger boy.
Regulus shamelessly uses that for his advantage, of course.
Blinks dark lashes up at James with those icy blue eyes of his and the faintest layer of freckles dotting his regal, sunkissed nose and simply plucks the cigarette right out of James’ mouth before he can inhale properly a second time.
“Those aren’t good for you, y’know,” Regulus says matter-of-factly and then brings them to his own lips, humming obscenely around the first drag.
James’ lips twitch amused as he tries reaching for the smoke again, “Oh, and they are for you, right?”
Regulus leans away as he continues to suck in greedily, “Ah-huh,” voice husky around the lung full of smoke before blowing it out, “I’m younger than you, old man. My body can easily take it.”
James hums, grin widening, “Oh, yeah,” moves in closer and ducks his head, delighted in the hitch of Regulus’ breath, “What else can your body take?”
Regulus glares at him through the flush intensifying his sunburn, “Wouldn’t you like to know, Potter?”
James steals his cigarette back, “And what if I said I did?”
Regulus does a little growling noise that James finds startlingly sexy. Not his fault Regulus looks so edible when he’s flushed.
James snickers before he takes another long drag and then passes it back over to Regulus who takes it immediately. “How about a Thank you?”
“I literally hate you.”
“Sure you do, love,” James smiles and then pushes a palm against the warm dip of Regulus’ back to steer him around to the pizza place he nearly walked past, “Now, chop chop. Daddy is hungry and the pineapple doesn’t slice itself.”
What can James say, he craves Hawaii today.
“Most vile, revolting, disgusting, heinous—
“Oh, that one’s new.”
“—horrendous, appalling person on earth.”
They place their order, which they’re told takes 20 minutes so they decide to head over into the little grocery store because Regulus craves fruit suddenly and James could do with something cold to drink anyways.
Regulus bullies James into buying a whole pint of blueberries,
“You’re going to get a stomach ache.”
“No, I won’t. I know what I’m doing, Potter.”
“Yeah, ’cause you know so well what your body can and can’t take, don’t yo— Ouch! Fuck, Reg, that was hard. Heh, apropos hard, when you were bent down at that shelf earlier—”
“Don’t fucking test me, James.”
and James retaliates by digging his refridged beverage chilled fingers into Regulus’ slightly sunburnt shoulders just when they exit the store.
He makes a high-pitched yelping noise and dances out of James’ reach only to hiss and jump right back into the shade of the building, grappling at James’ arm, “Shit, fuck, the pavement’s hot.”
James, because he can, walks right past him to the little bench on the other side of the sidewalk with a shiteating grin. Plops down and throws a blueberry in the air before catching it in his mouth.
Regulus scowls at him and waits for an old lady to pass between them before he throws up a middle finger.
James throws his head back with a cackle and then stands back up and walks over to Regulus.
Before this one can even get a hint of what James is about to do he quickly closes the last step between them, bends down and throws Regulus over his shoulder without preamble.
“James,” he cries out, “Put me down— Are you insane? James—”
“Quiet back there,” James demands playfully with a quick slap on Regulus’ ass. He does, much to his credit, albeit the broken choking noise.
James dutifully sets him down on the bench, not quite able to help the warm feeling pooling in his chest at Regulus’ flushed and disheveled state. Cocks his head to the side with a grin and wonders if you can get that much blood into your cheeks from hanging upside down for barely five seconds.
Predictably, Regulus hits him again but James is so gleeful it doesn’t even hurt.
They wait a few more minutes for their pizza to get ready, sharing another smoke in peaceful silence before they’re called inside.
When they step back outside, Regulus regards the sidewalk warily.
James ends up giving him a piggy-pack ride on the walk back home.
It’s a bit much, honestly.
Regulus’ lean, naked chest pressed against James’ equally nude back. The way he can hear the other boy munch and suck and lick the blueberries from between his fingers. The way his limbs cling to James’ body tightly.
Regulus only extracts himself from James once they’re past the gate, demanding for him to go ahead and check if Sirius and Remus are done lest the images burn themselves into Regulus’ retinas forever and continue to haunt him in his nightmares for as long as he lives.
They are not done yet.
James involuntarily gets a good glimpse at Remus’ pale ass and Sirius’ hairy shins crossed around it.
He'd thought it was an All Clear since he didn’t hear any debauched noises. Turns out Remus was just busy mouthing at Sirius’ chest with his hand wrapped around this one’s throat.
Yup, James is definitely gonna have some weird, vivid dreams for the unforeseeable future.
Regulus tucks his lips in when James comes back shaking his head.
They spread themselves out on the curb, legs stretched out and pizza boxes in their laps.
Regulus snatches James’ drink halfway through their meal and James confiscates the blueberries when Regulus keeps snacking on them.
#i've seen to much daddy!james talk lately#can u tell??#they're flirting so hard it's disGUSTING#sigh.. i love them#my google search history: synonyms for horrible#jegulus#jegulus microfic#jegulus fic#james potter#regulus black#starchaser#sunseeker#regulus x james#james x regulus#lune’s tiny fic
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TBB Season 3 Episode 8 ramblings and scattered thoughts
And major spoilers below the cut
If you take Crosshair away from me (or this trio of Omega, Batcher and Crosshair) I swear to fucking God I will go insane and take everyone down with me. I don't think I can be a Star Wars fan anymore (I'll be devastated over any of them of course but I've been a crosshair girlie since "we don't usually work with regs *toothpick flick*)
Every time I see Batcher: Whose the goodest girl in the galaxy 🤗🥰
"Who?" *2 seconds later* "Who? "lmfaoooo I'm dead Crosshair's like how did you idiots meet so many women?
Also a pirate and a bounty hunter?? Cross is clutching his pearls! What kind of parenting is that Hunter??
Pheeeeeeee omg I cannot wait for Crosshair to officially meet her lmaooo
I hate Fennec (I don't actually, she's very badass but if she double crosses my boys I will hit her with my plastic lightsaber)
I love Wrecker being the voice of reason. He's not dumb at all and I'm glad they're finally showing this
space bayou 🐊
I really hate seeing tbb be mistreated and having to do all the shitty work like they're just trying to make it as civilians and keep Omega safe pls leave my boys alone!!
They need to learn how to negotiate with bounty hunters, implement a finders fee or something but they're too good and too pure for this!!
“Seems like Omega got away from you too” hoW VERY DARE YOU 👊👊👊
"Well money isn't everything" "That's because you don't have any 💅” GIRL lmfaooo
“I’m not going to like this am I?” “You don’t like anything” *Batcher in his face* Except Batcher 🥰
Stoppppp them meditating!? I can't take this. The gentle touches I'm gonna throw up
“You missed a lot” “I know 😔” 😭😭😭😭
Who are you talking to Fennec Shand?!?! Bitch I swear to god!
Also sometimes crosshair’s burn scar doesn’t look very deep and intense but some of these closeups???? Man it looks so painful some of those “holes” for lack of a better word look so deep too like it burned down to his skull. I’m honestly surprised his ear is in tact
#the bad batch#the bad batch spoilers#tbb#tbb spoilers#tbb season 3#tbb crosshair#tbb omega#tbb season 3 spoilers#the bad batch season 3#star wars#tbb hunter#tbb wrecker#phee genoa#fennec shand
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you mean to tell me there's no reg fee in Irish public libraries? 🥺
(also I have like three other books to read but the tension between me and the Jonathan Swift's bio they have here is palpable)
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OK IM CRINGE POSTING SORRY. HI MARAUDERS FANDOM HAVE MY OC, SHES MY EVERYTHING I LOVE HER *RUNS AWAY*
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DELTA BLACK.
Basic information: Second Born to Orion and Walburga Black. Younger sister to Sirius and Older sister and twin to Regulus. Sorted into hufflepuff. This Au they are half Latino (Puertorican bc i CAN). THEY ARE ALSO ALL ANIMAGUS, Sirius is the dog, Regulus is a cat and Delta is a raven.
Life story: Both she and Regulus were born Identical twins, the only difference being the streak of white in her hair. When they were around 5 Reg had told her that he was a boy and she accepted him, then he later told the rest of the family and they pretty much rejected him and pretended it didn’t happen(Except Sirius who was just so happy to have a little brother). Around their 3rd Year Regulus got a friend called Pandors and she instantly grew a crush on her (only to find out a fee years later she was promised to Barty Crouch JR)
Years passed, Sirius ran away, Regulus grew colder and darker, she became sadder, shut down. When they became 16 Delta found out about thr marriage thing and about Regulu becoming a death eater. This was practically her breaking point and was a person that couldn’t be recognized. The twins didn’t speak from that point on.
Years went on and they both turned 18. on the night before her wedding day Regulus came to her in tears sobbing into her arms, saying how he regrets growing appart from her and how much his sister means to him. She thought this was because of the forced marrige, while in part it was because of that it was also because that would be their last conversation, their last hug, the last time she would run her hands through his hair, the last time she would clear his tears, their last peaceful day.
a week into her married life she found out her brother drowned, devastated by this news she sobbed and destroyed her house almost killing herself in the process. Her and Barty’s family deemed her insane even though Barty was also heartbroken that his friend had passed and they sent her away to a facility, she didn’t get to go to his funeral. A day after his funeral people at the facility say she saw a black cat and that it was him, Regulus here to take her to the afterlife. a few hours later after she said that, she died of a broken heart.
Both her and Regulus died at the age of 18, Sirius being the only Black child left.
While Sirius lives he sees glimpses of black cats and Ravens, it reminds him of his siblings and he thinks of them as his luck charms, both good and bad. Sirius also see’s Delta’s ghost sometimes, he thinks she is haunting him for abandoning them and that she is a malevolent spirit but she is actually just looking out for him and wants to see his life from up close.
important relationships:
- Sirius: Sirius was her protector growing up but there was only much he could do. She was still forced to do “Womanly chores” and learn to be a wife. Sirius and her grew apart after he ran away.
- The last thing she saw of Sirius for months was his anamagus form running away with a bag of clothes in his mouth.
- She and sirius had a very playful competitive relationship. They wanted to see who could learn the most languages in the shortest amount of time, wanted to see who was Reg’s favorite, who cooked the best, etc.
- She called Sirius “Siri” and “mutt”, Sirius called her “Delly” and “birdshit”.
- They are both very protective about Regulus and both call him “Reggie” and “baby regulus”
- When Sirius ran away they still saw eachother at school and she would try to talk to him but he would just ignore her so she stopped commenting.
- Delly talks about Pandora, Siri talks about Remus (Happy Au)
Regulus:
- Twins, they were inseparable. Both very protective of the other, they also share this scary intuition of the other of when they are sad,lying or upset.
- Delta cuts his hair when it gets to long and she runs her hands through it and sings to him.
- Reg literally harrassed Pandora and interviewed her on why she was worthy of his sisters love (Happy AU. Delly does the same to James)
- Pianist Delta, Violinist Reg.
- They both grew so depressed whenever Delly was promised away and Reg became a death eater, he thought he was doing something good for his sister but it just hurt the both of them.
- When regulus came that night to say his final goodbye he was tempted to tell her but he knew she would do everything in her power to stop him.
- cat!Regulus on Delta’s lap while she studys.
- Delta calls him “Reggie” and “Chatnoir” and Regulud calls her “Del (deldel when its just them)” and “birdy”
the siblings:
- THE PRETTIEST SIBLINGS.
- Have races in their Animagis forms (Sirius cheats and wins)
- all died because of love (Reg had to much love, Delly lost her love, Siri didn’t love enough)
- Sirius and Regulus running around the mansion while Delta looks at them.
- Sirius and Regulus always come to Delta to cry, she was basically their mom.
- Cuddle piles>>
Pandora Lovegood:
- Fell inlove in their 4th year, Sirius likes to tease them and Regulus Ignored Pandora for 2 days before he saw how happy she made his sister.
- sneak quick kisses inbetween classes.
- Delly always cheers for Pandora in quidditch matched even if Its slytherin vrs Hufflepuff.
- When Pandora was told about Delta’s engagement she was heartbroken but eventually knew she had to move on, she told her dauther luna about her.
- Delta’s ghost also sometimes visits Pandora and she likes watching Luna grow up. (Luna can see her but says nothing bc she thinks its her being weird again)
- THE IT COUPLE, they were the gfs.
- Picnic dates where they feed eachother fruit and put flowers in eachother’s hair.
if u read my word vomit… wow. i have more stuff written for them and plan to write a fic eventually so😁🫶🏼
#harry potter#marauders#marauders era#sirius orion black#sirius and regulus#sirius being sirius#sirius black#trans regulus#regulus black#r.a.b#regulus headcanon#sirius headcanon#black family#wolfstar#harry potter oc#my ocs#original character#angst#so much angst#fucking ouch#they make me insane#spokii art tag
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Car reg fees should increase exponentially with the decibel level of your vehicle
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First, the good news: I am no longer sitting on the shoulder of the interstate playing multi-hour phone tag with tow services!
The bad news: It's been seven hours and I'm still not home yet. (Working on it. Should make it before midnight.)
Good news: I didn't have to abandon the car on the side of the road in the middle of nowhere three hours from the city where I live!
Bad news: My car has been left in a parking lot in a city where I *don't* live, a relocation for which I paid hundreds of dollars in out-of-network towing fees, and there's a very real chance I won't have it back for more than a week. (Getting it moved was a whole multi-hour saga that I do not have the bandwidth to relate just now. Also you know how you aren't supposed to drive on bare rims because it can destroy your wheels? Yeah, turns out sometimes you have no choice. Sorry for the pavement gouges, INDOT.)
But, more good news: I have a ride to ACEN!
But, more bad news: No costume. No chance of getting it wearable at this point, since I've now lost three work days in a row. I'm fully booked every day next week except one, and I now have to reserve that time for maybe driving three hours to sign for my car to be towed to yet another city for repair. 🙃
I was really excited about wearing Vincent, but it looks like his first official outing won't be until Gen Con. 😔
But I'll leave you with a last bit of good (?) news: If you didn't get your pre-reg in for the ACEN masquerade, I have it on excellent authority that one Masters division judging slot has just opened up.
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09.08.2024 (pic- clay pieces I made during vacation:))
Todo:
✅Meet Prof
Freeze sem reg
✅Print out of no-dues, sem reg and fee receipt
✅Organise room
✅Book club stuff
Take a shower
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would you do a sequel of swan song? like fee and reg daughter/son? i would love to see how you’d cast them!!!
i’m not sure if i’d write a whole sequel (like i have an idea but idk if i have the time!) but i defo wanna do an extended epilogue/have a short sequel, like 10 chapters or something. (if reg lives lol)
and yeahhh i have the possible child casted and their love interest too 😌 i wanna keep it a secret for now BUT i think you guys will love it hehe, it would be way different to what ive written before but in a good way <33
ask me questions!!
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