#Living expenses

[sprinklethecat]

We've been hit with good news but also extremely bad news.

Partner has been accepted for disability!

But we'll be short over 400 dollars next month for bills and the likes >.<

I'm doing a fundraiser on kofi and as usual, if you want to support otherwise I can accept gift cards to Walmart, chewy, or doordash.

Pay pal and ven mo are:

logicalmoose@gmail.com

^ can also email gift cards to this email >.<

Kofi here

*for those wondering his money will take a while before coming in and is less than what we've been getting

[bun-parade]

It's wild to me how ridiculously expensive it is to live in the US on your own. You have to have a roommate or a live-in partner to split bills (both of which I've tried and it always ends terribly). The only way you can live on your own and not live paycheck to paycheck is if you have a high paying job. And those don't hire often, and when they do, they're super picky.

Not to mention even getting a job that isn't retail-based is its own form of Hell. Between recruiters/companies ghosting job applicants, AI resume picking bots trained to toss out "ethnic" sounding names and cherry picking keywords, & redundant application processes (you apply on LinkedIn, only to be redirected to another website to submit your resume, only to find out that you still have to manually input your entire resume), what are we supposed to do? How is anyone supposed to survive like this?

[onlytiktoks]

@cosmickarike @a-captions-blog @kyra45-helping-others @helppeople @unhoused-archive @chronic-illness-resources

[bitchesgetriches]

hello! longtime lurker, first time asker. I just graduated college this spring and am looking for jobs. My dad grew up really poor but is much better off now, but he keeps telling me that the jobs I'm looking for/getting aren't paying me enough to live & save & save for retirement. what kind of salary should I be looking for immediately after college? are most people able to save extra right away or do most people need to go to more school before getting paid a more "comfortable" amount?

Woof. Ok honey, this is a heavy question.

Your dad is likely speaking from experience. It sounds like he struggled financially when he was young, and he wants you to have an easier time. That's a beautiful sentiment, and it clearly comes from love. But if he's not giving you more guidance than "that's not enough," then it's slightly unhelpful.

You need an income, full stop. Cover your expenses right fucking now, even if it's one of those jobs your dad thinks won't pay enough. While you're working that job, do some research on the following:

What's the cost of living where you want to live? How much does housing, transportation, and food cost?

What's the cost of your necessities outside of those big three? Do you have expensive medical needs? Are you supporting any family members or pets? What about your insurance?

How big of an emergency fund do you need? We talk about how to calculate this here: You Must Be This Big to Be an Emergency Fund 

Once you've got that figured out, you'll know the ABSOLUTE MINIMUM you need to survive. This number is different for everyone, and you have to determine it for yourself. (Which is why I'm not giving you a definitive number.) Next, answer these questions:

When you think about your career, what do you want it to look like? What do you see yourself doing day by day? What tasks do you perform? What sort of people do you work with? What hours do you work?

What sort of jobs, education, and experience do you need to get to the sort of career you want? In some cases, you might indeed need more education. In other cases, there's a clear ladder from entry level to ideal job. Again, it's all based on YOU.

Based on that, look at the starting salaries for the sorts of jobs you want. Ideally, this will be more than the money you need as determined in the first exercise. This is the minimum you should expect. We talk about how to determine salaries here: When It Comes to Salary Negotiations, Are You Asking for Enough? 

This process is a lot of research and work. Don't be scared, though. Once you start looking into the numbers, you'll feel a lot better and more certain about your future.

And of course, check out our other resources for more advice and come back to share your success!

If you found this helpful, join our Patreon!

[lucisaspen]

Hi folx, this is definitely a better case than last time I posted here but here goes. My fiance and I got approved for an apartment with our friends and I made a gfm to help with the down payment and first months rent. If you can help, that'd be great, if not please share. It would be super helpful in this transition.

[mattsmemes]

[kazifatagar]

Malaysians Spend RM100 Weekly on Coffee Despite Rise of Living Expenses

Finding small pleasures in daily life, like enjoying a meal or sipping coffee, brings joy. However, with inflation and rising living costs, it’s worth questioning our spending habits. Malaysians, especially millennials, spend RM70 to RM100 weekly on these drinks.  Malaysians spend RM100 weekly on coffee This trend has boosted local brand Zus Coffee’s revenue to RM204.12 million in FY2023. A…

[clar-artist]

Hi sorry for burging in . I need your helping Please if you can be able to extend a hand for me,that would be much appreciate. I'm $800,needed pls🙏 . I need to save my blood sugar and afford living expenses It’s $800. I plead for your little donations. I'll really appreciate your help❤️please help me with your little donation or share🙏

Please help them ! Donate if you can or just share !! I wish you the best 🙏❤️

[thedailycounternews]

COST OF LIVING vs. LIVING EXPENSES

Everyone has noticed the prices at grocery stores and retailers have nearly skyrocketed to record proportions. Most individuals and families have had to tighten their belts with the rise of prices.  But are the prices we see at the stores really necessary? Campells Chicken Noodle Soup 10oz. can ranges from $1.26 to $2.12 depending where you are at.  Most adults can remember the price on average…

[pangur-and-grim]

every time I say “starting nooooow I won’t have any major expenses” something HAPPENS! there’s raw sewage backing up from my drains, and apparently the plumbers will need to break the floor and the wall to get to the pipes and fix it.

if the cat stuff hadn’t wiped out my bank account, this would be annoying but manageable. as it is…..I’m going to try to get everything up in the store for Friday.

[herigo]

[this-smile-is-real]

I currently have $4500 in outstanding bills, have lost health insurance so I can’t afford to see specialists or the dentist. I am having to cease services with practitioners that are charging me massive cancellation fees. Would be so grateful for any help 🙏🏻

Hi.

My name is Hannah and I am 27 years old.

I have lived with Complex PTSD and Anorexia since I was 6 years old.

Over the years I have also been diagnosed with depression, anxiety, panic disorder, Functional Neurological Disorder, Fibromyalgia, a large bowel that no longer works and Costochondritis. I have had 46 hospital admissions both medical and mental health over the past 8 years to date (date of posting is April 2024)

I require weekly psychology, dietitian,, GP and physiotherapy appts as well as weekly medication costs, and other specialist appointments frequently.

I have been on the disability pension since 2019 but that doesn’t even begin to cover half of what I require and I have thousands of bills outstanding and money required to access the supports that I need to not be in hospital every few weeks.

I so appreciate the current cost of living but would be so grateful any donation large and small so that I can begin to truly live. Believe me when I say I have exhausted every option possible to try and get on track and moving forward.

Thank you for reading x

[ahzassoicates]

Best UK Universities for Egyptian Students in 2024

Embarking on higher education in the UK in 2024 is a significant decision, particularly for Egyptian students seeking a global academic experience. This article provides an extensive guide to the best UK universities, offering not just education but a transformative journey.

Choosing the Right University: Factors to Consider

Choosing a university involves considering multiple factors. Beyond academic programs, evaluating campus facilities and cultural diversity is crucial. This section aids prospective students in making well-informed decisions.

University of Dundee: A Closer Look

The University of Dundee, known for academic excellence and innovative research, is an optimal choice for Egyptian students. Its commitment to scholarly distinction and groundbreaking initiatives distinguishes it. The institution stands out with cutting-edge academic programs, a faculty fostering intellectual curiosity, and a focus on research-led teaching. The commitment to creating a diverse and inclusive community enhances the overall educational experience, making Dundee an excellent choice for Egyptian students seeking both a world-class education and an environment fostering exploration and innovation.

Middlesex University: Unveiling Opportunities

Middlesex University excels in diverse academic programs and a vibrant campus, fostering holistic student development. It encourages exploration and specialization aligned with passions, blending theoretical and practical skills. The institution emphasizes a global perspective through international collaboration, research opportunities, and support services prioritizing student well-being. Beyond academics, a rich campus life contributes to personal growth, while career development services prepare students for success. Middlesex University's commitment to diversity, innovation, and global perspectives positions graduates for success in their chosen fields.

Ulster University: Where Excellence Meets Innovation

Ulster University, in Northern Ireland, stands out for academic excellence, innovation, and global inclusivity, attracting Egyptian students. Its rigorous programs, diverse offerings, and research focus contribute to high rankings. The university provides state-of-the-art facilities, fostering a supportive community and emphasizing career development. It is a top choice for quality education in a welcoming, globally-oriented academic environment.

Queen’s University Belfast: Your Path to Success

Queen's University Belfast, esteemed among Egyptian students, provides a prestigious, globally recognized education with academic rigor, diverse programs, cutting-edge research, and a rich, inclusive environment. Established in 1845, it merges tradition and modernity, fostering personal development and success through comprehensive support services.

University of Birmingham: Pinnacle of Academic Excellence

The University of Birmingham is celebrated for its outstanding academic reputation, encompassing diverse faculties in sciences, humanities, social sciences, engineering, and business. Led by experts, these faculties provide a vibrant academic environment with cutting-edge facilities and technology. The institution prioritizes academic rigor, offering globally recognized degrees that prepare graduates for professional challenges. Engaged in impactful research, particularly in science, technology, and medicine, the university has gained recognition as a hub for practical and groundbreaking studies.

University of Kent: Fostering Global Perspectives

University of Kent excels in providing a comprehensive education by prioritizing diversity, creativity, and critical thinking. It fosters an inclusive community, encourages creativity across disciplines, and dedicates itself to developing critical thinking skills. The commitment to global perspectives is evident through international collaborations and a holistic approach ensures students' overall growth and well-being. Checkout: Why Do You Want to Study in the UK from Libya?

Comparative Analysis: Highlighting Distinctive Features

A comparative analysis provides insights into the strengths, unique aspects, and key differences of each featured university. Prospective students gain a nuanced understanding to aid their decision-making.

Application Process: Simplifying the Journey

Navigating the application process is simplified with a step-by-step guide, details on key documents, and timelines for prospective students to follow.

Scholarships and Financial Support: Paving the Way

Explore available scholarships, eligibility criteria, and application procedures. This section aims to pave the way for Egyptian students, making education more accessible.

Campus Life: Beyond Academics

University life transcends academics, encompassing extracurricular activities, cultural events, and vibrant student organizations. Gain insights into the holistic experiences awaiting students.

Student Testimonials: Real Stories, Real Experiences

Real stories from Egyptian students who have walked the halls of these universities provide authentic experiences. Prospective students can connect with personal journeys and challenges overcome.

Conclusion: Embarking on a Transformative Journey

The conclusion recaps the featured universities, encourages prospective students, and emphasizes the transformative nature of university life.

FAQs: Answering Your Queries

1. Q: Are scholarships available for Egyptian students?

   A: Yes, many universities offer scholarships and financial aid to support Egyptian students in their academic journey.

2. Q: What is the application deadline for these universities?

   A: Application deadlines vary, but it's advisable to start the process well in advance. Check each university's official website for specific dates.

3. Q: How diverse is the student community at these universities?

   A: UK universities, including the featured ones, boast diverse and inclusive student communities, providing a rich cultural experience.

4. Q: Can I work part-time while studying in the UK?

   A: Yes, as an international student, you are usually allowed to work part-time during your studies. However, there are regulations, so it's essential to check and adhere to them.

5. Q: What support services are available for international students?

   A: Universities offer a range of support services, including academic guidance, counseling, and cultural integration programs, to ensure a smooth experience for international students.

[biggest-gaudiest-patronuses]

woke up and someone spilled vanilla extract all over my dash, so as punishment you strange little beasties are getting all the VANILLA FACTS i know:

vanilla is the 2nd most expensive spice in the world (2nd to saffron)

which is why more than 99% of what we call "vanilla extract" is actually vanillin (vanilla's dominant flavor compound) and is not extracted from real vanilla.

luckily, even professionals struggle to tell the difference when it comes to things like baked goods. but there is a distinct difference in non-heat treated products like vanilla ice cream. real vanilla has a more complex, individualized flavor profile.

why is vanilla so expensive? because it is a ridiculously delicate & demanding crop. complete primadonna.

vanilla beans come from vanilla orchids. these crazy flowers bloom for A SINGLE DAY and have to be HAND-POLLINATED in a process that is exhausting, delicate, and requires specialist knowledge passed down over generations.

then, if you're lucky, you get vanilla beans.

which then require months of further specialized treatment.

the entire process takes about a year and can go wrong at any stage

vanilla has been cultivated for over 800 years (possibly much longer). the first known cultivators are the Totonac, an indigenous people of Mexico.

the Aztecs used it as a sweetener to balance out the bitter taste of cocoa. it was popular in a drink called xocolatl--the precursor to modern hot chocolate!

it is only pollinated by a very specific orchid bee!!!

which is why no fruit could be grown outside of Mexico until the 1800s

Edmond Albius, born into slavery, invented the pollination method we still use today--launching a global industry when he was just 12 years old.

today, the majority of the world's vanilla is grown in Madagascar

if you want real vanilla, read the labels carefully--it's harder to find than you think!

in conclusion, those tiny black specks you see in fancy vanilla ice cream? those are vanilla bean seeds! itty bitty orchid seeds!!! they are delicious and also a PRISSY BITCH!

(src)

[callmehaneul]

[kazifatagar]

Should Wives Now Pay Half for Living Expenses with Husbands? 

A trending topic in the controversial Facebook page, “B40 buat perangai apa hari ini” is regarding whether a wife should pay half of the household expenses. Some of the men respond stating that she should as if she divorces a man, she would demand half of the man’s money.  Should wives pay half of living expenses?  However, female users state that it would be better for the couple to split half…