#Fix and Flip Financing

[accolend]

[thebuyeragency]

Fix and Flip with Advance Draw

Fix and Flip with Advance Draw Fix and Flip is a rehab purchase loan, that is based on the approvement of a investment property based on the appraisal value after repairs are complete. 620+ mid credit score 1/3 of the rehab value paid up to $30k within 5 days of closing and no inspection required. We can lend up to 90% of total cost (purchase price + rehab)  We can close on average in 5-7 days…

[bullventurecapital]

Understanding Small Commercial Real Estate Loans And Its Benefits

Managing the globe of commercial real estate financing may be difficult, particularly for small business owners and investors. Bull Venture Capital recognizes these groups' particular needs and provides bespoke financing options to assist them thrive in their real estate efforts.

Small Commercial Real Estate Loans

Bull Venture Capital provides small commercial real estate loans and these loans are appropriate for small company owners and investors wishing to purchase or refinance property without the stringent criteria of bigger, institutional lenders. These smaller loans provide smoother approval processes and faster closing times, making them accessible to people new to commercial real estate investing.

Flexible financing options

Bull Venture Capital provides flexible lending options to meet the specific demands of each borrower. Their FlexTerm Loan, for example, offers interest-only payments for up to 10 years with the opportunity to extend the loan for up to thirty years without a balloon charge. This flexibility results in cheaper monthly payments than typical hard money loans, allowing investors to focus on building their enterprises.

Understanding Commercial Real Estate Loans.

Commercial real estate loans are intended to fund assets used for commercial purposes, such as offices, retail businesses, and warehouses. These loans differ from residential mortgages in that they often have a more complicated approval procedure and different terms depending on the property's purpose and risk profile.

Simplified Qualification Process

One of the most notable aspects of Bull Venture Capital's loan offers is the shortened qualification process. By concentrating on the property's worth and potential rather than the borrower's personal income, these loans provide opportunities for many investors who would otherwise struggle to obtain finance. This asset-based strategy reduces paperwork and expedites the loan approval process.

Conclusion

Bull Venture Capital's small commercial real estate loans are an effective tool for small business owners and investors seeking to support development and operational needs. Bull Venture Capital distinguishes itself as a major partner in the commercial real estate market, offering flexible terms, streamlined criteria, and an emphasis on empowering entrepreneurs.

[capitalton]

Fix and Flip Loans

Loans to flip properties without relying on personal income.

Close as fast as 10 days

No prepayment penalty

No appraisal

Fix and Flip Loan Terms

Loan to purchase: Up to 90% LTC Rehab financing: Up to 100% After-repair value: Up to 75% ARV Loan amount: Minimum $75,000 Interest rate: Start at 9.25% Credit score: Minimum 680 Loan terms: 6, 12, 18 and 24 months

Learn more about fix and flip loans.

[paradise-10]

Maximizing Returns: How Real Estate Investors in Michigan Can Benefit with Paradise10

Michigan’s real property marketplace is characterized by way of its rich range, ranging from bustling city regions like Detroit and Grand Rapids to extra serene suburban and rural communities. This variety offers Real Estate Investors In Michigan with a big range of investment alternatives, from residential homes to industrial real estate.

[paradise105]

Prime Opportunities for Real Estate Investors in Michigan

Are you looking to buy, sell, or invest in Michigan's thriving real estate market? We offer exclusive deals and prime investment opportunities in residential, commercial, and industrial properties across the state. Contact us now to discover how we can help you achieve your real estate goals in Michigan.  Phone: 850-610-3486

[strategic-passive-investments]

Oil's Roller Coaster: Navigating Supply Surges and CEO Insights in a Volatile Market

Oil prices experienced a significant drop, hitting their lowest point in five months, as indicators of abundant supplies continued to mount. West Texas Intermediate (WTI) saw a decline of up to 4.3%, falling below $69 per barrel, a level not seen since late June. Despite efforts by OPEC and its allies to implement new output cuts, crude oil has witnessed a continuous seven-week slide.

The ongoing pressure on prices is fueled by fresh signals that global supplies remain plentiful. Russia's seaborne crude exports reached their highest weekly average since early July, and a US government agency revised its estimate for the country's oil production this year, increasing it by 30,000 barrels per day compared to last month's projection.

Concerns about oversupply persist, evident in the spreads between monthly contracts. The front end of the Brent futures curve closed at its lowest level since June this week, reinforcing the perception of ample supplies in the market. Dennis Kissler, Senior Vice President for Trading at BOK Financial Securities, remarked, "Futures are trying to solidify a bottom from last week's selloff. The contango structure of back-month futures gaining on the front month is setting the tone that current supplies seem ample."

The oil market is currently enduring its longest weekly losing streak since 2018, with prices down by more than a quarter from the peak observed in late September. The outlook for demand in the first quarter appears gloomy due to forecasts of slowing Chinese consumption growth and lingering recession risks in the US.

As the market navigates these challenges, Charlie Sells, CEO of Strategic Passive Investments,

expressed his opinion on the situation. He emphasized the need for a strategic and adaptive approach in the face of evolving market dynamics. Sells suggested that investors should carefully assess the changing landscape and consider long-term strategies that account for the current oversupply conditions.

In the coming week, key industry players such as the International Energy Agency, the Organization of Petroleum Exporting Countries, and the US Energy Department are set to publish their latest monthly assessments of market fundamentals. Additionally, investors will closely monitor the Federal Reserve's final rate decision of the year, which could have implications for the broader economic landscape and, consequently, oil prices. 

[suvo017]

100% PURCHASE PRICE FINANCING FIX & FLIPS - $50,000 - $150,000.00 - NO CREDIT CHECK!

NO CREDIT CHECK 100% Purchase Price Financing For Investors. Use for Investor Fix & Flip deals OR rental ready purchases. Loan amounts from $50,000 - $150,000.00. COST OF RENOVATION NOT INCLUDED IN LOAN AMOUNT. NO APPRAISAL REQUIRED. Close in 10 business days. Must have one (1) prior completed flip in last 24 months. Single family and 2-4 units including town-homes. No Income Verified. No Employment Verified. No prepayment penalty. 24 hour prequalification. Apply online at investorrehabfunding.com

NAME: Investor Rehab Funding, LLC Contact Phone: 844-244-1420 Email: michael@investorrehabfunding.com URL: https://www.investorrehabfunding.com/100-purchase-price-financing/

[hairmetal666]

Between jobs and back home—Eddie's real home in Hawkins, Indiana—he works on repairing the trailer where he grew up with his uncle and fixes up the man’s old beater of a truck. He’s doing the latter when his phone pings with a notification he’s been waiting half his life for.

It’s the obituary for Richard Stephen Harrington IV, husband of Miriam and father of Stephen. 

He knows the Harrington’s. Not personally. But they’re from Indianapolis, only about an hour away, so Eddie’s gathered intel on them for years. He knows that Richard Harrington was a Wall Street finance guy who struck it big and then got into real estate development. He knows that his company’s numbers don’t quite add up, that he came through the 2008 crash suspiciously unscathed. Probably the most important thing he knows about Richard Harrington, though, is that it was his company that put Eddie’s uncle out of a job during his freshman year of high school. 

Harrington Holdings LLC bought the factory where Wayne worked with all kinds of pretty promises of making improvements and keeping it open. Within six months it was closed, and half a year later converted to a pharmaceutical research and production facility. 

The Munsons weren’t doing great before Wayne was laid off, and after. Well, they could only afford the lot rent at Forest Hills with Eddie working part-time flipping burgers at the Burger Chef, and—when that wasn’t enough—supplementing by selling drugs to his classmates. Really takes a toll on the GPA when you work every weeknight and spend your weekends at parties peddling weed. 

Anyway, fuck the Harringtons, is what he’s saying.

Coming your way this Saturday!

[goodnightoilcountry]

don't overthink when you could be loving me - sebastian aho

summary: Your inadvertent friendship with some of the Canes players was not something you advertized in your day-to-day life. But an evening of Friday night drinks changes that when you find yourself trapped in the same bar with your co-workers and one love-struck Sebastian Aho who’s determined to make it known that you’re spoken for… well, tentatively that is. 

word count: 6.2k

author's note: one month in the making and i'm not even convinced that this is of any quality. but if i don't put it out now, i never will. i'm going to do another proofread but don't worry, if there are going to be any edits, it'll just be fixing up typos / grammar.

tag list: @kashee-h

You won’t lie. You weren’t always the biggest believer in keeping your personal life and work life separate. 

Despite the numerous warnings about how “your colleagues are not your friends”, you couldn’t help but merge the two words into a synonymous figure. By this point in your life, you could probably ballpark that half of your closest friends were acquired from the various roles you were appointed. You’ve always felt like you’ve lucked out in that department. 

The moment when your luck seemed to wear out was at your very first grad role. 

With a newly minted finance degree in one hand and just about $50,000 in the other, the bar wasn’t set particularly high in terms of quality for a grad role. So when you received the congratulatory phone call from human resources, you didn’t care about the questionably low pay or how weirdly vague your interviewers were about overtime practices, you were just happy to finally have something substantial splashed across your resume. 

Your first month wasn’t anything to write home about. As expected, everyone was cordial, you were given grunt work, and you would routinely eat tune rice and veg for lunch - something that was weirdly unique to the corporate world. 

Where the comfort flipped was the night that the firm hosted its annual Thank You Dinner. What was announced as a company event hosted by the executives to say thank you to its employees for their efforts was actually disguised as a night of debauchery at the expense of the firm’s bottom line - but you didn’t know that yet. 

So when a passing comment about the Canes turns into a full-blown conversation piece at your table, your wine-induced lips couldn’t help but let something slip. 

It’s not like you ran around advertising the fact that you were family friends with Seth Jarvis growing up. But hockey culture was thriving in Raleigh and moments where a mention of the Canes wasn’t thrown into the mix rarely occurred. 

More often than not, you were happy to pass on any unused tickets that Seth had reserved in your name every year. Of course, generally, nobody questions where the tickets came from the first time around - free tickets are free tickets. But by the fourth round? Who would still believe that you just accidentally purchased lower-bowl seats not knowing you already had plans? 

You would eventually let up that maybe you were better acquainted with the Canes than on just a last-name and number basis. And the reactions that followed usually panned out the same way. You’d receive looks that crossed between amazement and disbelief, followed by thirty minutes of inquisitioning, and then the excitement of the news would eventually fade before moving on to something salacious that had happened earlier that week. 

But the news of your affiliation that night was volatile. 

Suddenly, your tickets weren’t viewed as a generous offering but rather as a right. People in different departments whom you had never met started taking you out for lunches with a casual mention of how they hadn’t ever been to a live game; your boss expected you to give them up for the sake of appeasing potential clients; girls would invite you out with the hopes of them showing up to wherever you were. 

You handed in your resignation six months later. 

So when you signed your letter of offer for your new role, you made a silent promise to yourself to keep that portion of your life separate. So, you distanced yourself. 

Seth had noticed. He had known that you would occasionally give up your tickets when you knew you weren’t able to make a game. But as more and more weeks had passed, he had maybe seen your seats filled twice: once by a few of your closest girlfriends and the other was when your parents had come to town for a long weekend. 

Outings with him and the team became infrequent as you declined to attend any sort of public event that would bear the risk of you being caught out by your new colleagues. And when you were eventually questioned why, you simply excused that your new job had you locked down. 

The second person to notice your increasing absence was Sebastian. 

Since Seth’s rookie days, you had been, on more than several occasions, his plus one to team events. And over the years, you had gotten to know some of the younger members who were able to keep up with Seth’s redbull-fueled energy. That included Sebastian. 

The first time you had actually properly spoken to him was at a Canes charity gala. Seth and KK had been swept into a conversation by a few board members, leaving you to quietly people-watch from your assigned seat. 

****

“Refill?” 

You turned to find Sebastian with an arm extended out; a glass of champagne delicately sat between his fingers. You returned a grateful smile as he sat down in Seth’s seat. 

“You manage to avoid the noise fest?” you lightly poked, looking over at Seth where Andrei and Jack were now caught. 

He let out a laugh and shook his head while looking down, “I’ve definitely done my fair share of the sucking up.”

“You didn’t feel like joining your boyfriend?” 

You choked on your drink as soon as the assumption left his mouth. You couldn’t help but begin laughing as you coughed up a response, “Oh my god, no. Seth and I grew up together back home. Our parents were close friends.” 

His cheeks flushed red at the revelation. 

“Oh, I’m sorry. I just assumed because you’ve come to a few of these things with him before and you’re at our games a lot,” he tried to reason as he rubbed the back of his neck to ease the embarrassment. 

You shook your head with the same amused donned across your face, “he’s really never mentioned that we grew together as kids?”

“I’m sure he’s mentioned it but it’s hard to catch everything he says. He talks… a lot.” 

You couldn’t help but giggle at the blunt statement. 

You had found it easy to talk to Sebastian. The conversation flowed seamlessly, from the standard questioning of each other’s jobs to the shared ache of missing home. Before you knew it, Seth had returned with a sheepish look on his face; apologetic for his disappearance but not missing the flash of disappointment across his teammate’s face when you said goodnight. 

After that, the trajectory of your relationship with Sebastian had shifted into something more. Sure, you both became closer as friends, growing comfortable in the presence of one another. But as time went on you couldn’t help but feel like the line between you two would occasionally go hazy; blurring completely on a night out following a hard-fought win. 

****

Every summer that comes around reminds you of how incomprehensible the energy can be in Raleigh. 

The city came alive as holidayers passed through, the nights drew out longer, and the cool drinks were more than welcome from people who were looking to escape the heat. Which is how you found yourself sitting at a beer hall three blocks from your office in downtown Raleigh.  

Unsurprisingly, the bar was packed on a Friday evening and you could only expect it to ramp up even more when your eyes fell on the sight of a band setting up stage for the night. 

“Here, grab these first and I’ll bring over the rest.”

Maddy slides over 3 glasses to you and pulls out her card to start a tab for the table. You met Maddy on your first day when you were doing the round with HR. They had introduced her as your “office buddy”, to which Maddy later rolled her eyes at and reassured you that she wouldn’t be as micro-managing as they had made it out to be. 

She took you to lunch and gave you her version of the onboarding special which basically involved giving you the run down of who you didn’t want to piss off if you ever wanted to be promoted. 

It wasn’t long before you both became each other’s go-to person at work when things went to shit and sometimes the occasional debrief session at Thursday wines where she updated you about how her dating life was tracking. 

You pull together the glasses and place them into a firm grasp between your hands before turning around to make a beeline for the table with Maddy trailing behind you. There are a few familiar faces from your team and some that you don’t think you’ve ever met before but you know that Maddy is a big fan of getting into the good graces of other departments. 

Your phone screen lights up before you can even take a sip from the glass causing you to divert your attention. 

Last weekend before we’re due back for pre-season training. Come out with us tonight? - Jarvy 

You feel a pang of guilt with the sudden reminder that Seth just unintentionally gave you. 

Your MIA-ness had begun a month before the playoffs started. Granted you still followed every game from the comfort of your home, but your continued in-person absence did not go unnoticed. Even more so after the 4-0 Conference Finals loss to the Panthers, where Sebastian wanted nothing more than to feel the comfort of your presence to ease the heartbreak. 

Instead, he had to settle for an “I’m sorry.” text. 

And in your defence, you had tried to see him when they returned home but the timing was never quite right as Sebastian took off for Finland a few weeks later as a last-minute guest for his cousin’s wedding. 

You were able to catch Seth a handful of times before he also took flight: Winnipeg for home, Chicago for Lollapalooza, and Cabo with KK and Svech from the look of his Instagram stories. 

He waved away your apologies and said he understood that you were flat out with work and that he hoped you weren’t working yourself too hard. All you could do was return a meek smile and be thankful that he didn’t press about it further. 

Your fingers hovered over the keyboard, trying to rack your brain for an excuse that wouldn’t leave any room for further persuasion. 

Sorry :( feeling too run down from the week. Next time though! 

You take one more look at your phone as Seth sends you the ‘Boo, You Whore!’ gif from Mean Girls, causing you to crack a small smile. 

“Better offer somewhere else?” 

Your head snaps up and meets the eyes of one of the unfamiliar faces sitting across you. 

“I don’t think we’ve met before. I’m Charlie, I just joined the legal counsel,” he offers with a smile. And it’s a pretty damn good smile too.

You’re quickly swept up into a conversation with Charlie. You learn that he recently relocated from Boston, he has a labrador named Ollie, and that he’s heard of a fantastic restaurant down the road that he’s been “dying” to check out with someone. That last part is followed with a mischievous glint in his eyes.  

He’s not bad-looking, you’ll give him that much. Maybe a year ago he would have been your type. But lately, you’ve seemed to turn away from the sharp jawlines and blue eyes, and instead look for softer and warmer features with maybe a small scar carved into the bottom of their lip...

Wait, what? 

You shake the thought out of your head and instead focus back on Charlie’s current story: some embarrassing run-in with your boss, on his first day. 

You’re shaking from laughter at this point, “No way! Did she say anything to you later on?” 

Charlie grins as he places his head in his hands, “Yeah, it was such a shame job. When I got my first official meeting with her, it was-” 

You watch him trail off as his eyes dart to look at you. No, not at you. Behind you? 

“Well, well, well. Feeling better, eh?” 

You recognize that shit-eating tone anywhere. 

“Oh Jesus Christ,” you mutter under your breath. You turn around and find Seth smirking down at you like he’s found a deer in the headlights. 

“Must have been a pretty quick recovery considering you were sick only two hours ago,” he derides, sliding into the empty spot next to you. You’ve only just realized that your whole table is now empty besides you and Charlie. A quick whip around tells you that they’ve all moved to the nearby pool tables. 

“Seth,” you say calmly, “what are you doing here?” 

“I told you. Last weekend before practice starts.” 

“Yeah, but you don’t even like it here. I’ve literally heard you call it the worst bar in the world,” you argue back.

Seth’s about to open his mouth for some quick retaliation but Charlie beats him to it. 

“You’re Seth Jarvis,” he says. The look he gives is nothing short of bewilderment as he puts together that Seth Jarvis knows you. 

“Hey man, how you doing? Always nice to meet a fan,” Seth nods with an outstretched hand to Charlie. 

Charlie slowly shakes his hand, still reeling in from the newfound piece of information he’s just learned. “Oh, well I’m from Boston so not exactly a fan of you.” 

Seriously? Who even says something like that? 

You refuse to meet Seth’s side eye in an attempt to dodge the embarrassment you feel from Charlie’s unwarranted dig. He’s unsure how to respond to the hostility but the moment of awkwardness is cleared by a second voice appearing. 

“Jarvy, Burnsie found a table outside - let’s go...”

Your head snaps towards the voice and you find Sebastian looking right back. He’s taken aback and stumbles on his words for a second but recomposes himself just as quickly. 

“Hey, where have you b-,” he begins to step forward but falters as his eyes properly assess the scene before him. You and Charlie. Together. Alone. 

“Oh. Are you in the middle of something?” he hesitates, flickering between you and Charlie; unsure of what to make of the situation. 

Your eyes widen slightly before clearing your throat, “Oh, um no. This is Charlie. He recently moved to our office from Boston.” 

God, you feel so small right now. Here you were, seeing Sebastian for the first time in months and you can’t even muster up the courage to properly say hello. 

“Well, we’re gonna go back to our table. Find us at some point, yeah?” 

Seth gives Charlie a final cautious look before he pats Sebastian on the back, guiding them both to a table on the veranda. 

The rest of your group comes flooding back to the table having witnessed the sight unfold from afar. If Charlie keeps his mouth shut, surely you can play it off as a lucky fan interaction?

“Holy shit! Do you know who they were? Tell me you do because I will seriously freak if you tell me you don’t know,” Maddy furiously whispers with wide eyes. 

“I don’t know, Maddy. Seemed like she’s more than well-acquainted by the look on Aho’s face,” Charlie said dryly, bringing a bottle to his lips with a raised eyebrow. 

You’re a bit taken aback by his insinuation. 

“Um, Seth and I grew up together back home,” you slowly let out, “it was just a coincidence that we both ended up in Raleigh.” 

“Wait, so you’re telling me that you’re friends with Seth Jarvis? Are you kidding me? You’ve only heard me talk about the Canes like a thousand times,” she gapes at you with an incredulous look. 

Here we go. 

The rest of your group wasn’t privy to your admission, being too caught up with the sight of the team being mere yards away from them. 

“Look, I don’t know. I just don’t like using his name like that. It makes me feel gross.” you sigh, rubbing your arms. 

“I’d just rather we drop it. Please?” 

You shoot her a look to which Maddy softens; understanding that the topic has hit a bit of a sore spot for you. 

“Okay yeah, of course. You don’t owe anyone an explanation.” 

The mass intrigue of the boys’ presence soon dies off as people slowly realize that they’re about as interesting to watch drinking as the next table is. Conversations resume back to normal and you try your best to feign interest but the knowledge that he’s the closest that you guys have been in months won’t leave you alone. 

So twenty more minutes pass by and you’re ready to throw in the towel. You’ve decided that you’ll deal with the situation another day - preferably when you can string together a proper sentence. After a quick goodbye and the promise of a home-safe text to Maddy, you gather your things and start making headway for the exit. 

The weakness in you can’t help but take one final look at Sebastian before you step out for the night but he’s beaten you to it. His eyes are already fixed on you with the same look you had become all too familiar with. 

****

Saturday night. Seth’s Birthday. Shut-out win over Vegas. No game scheduled until Wednesday. 

Individually, they’re considered lawfully good events. Combined? It’s as if someone was testing to see if Carolina even knew the definition of chaos. And when have they ever backed down from a challenge? 

You let out a huff of air as you fall back into the booth. You had finally managed to escape Seth and Jesperi from the dance floor. If there was ever a case to be made about the negative long-term effects of Redbull, those two were it. 

“Oh my god, how were you even out there for that long?” 

Martin’s girlfriend, Nykki, opens up her arm and lets you lean in. Her leather jacket is a cool contrast to your warm and flushed body. 

“Don’t let them take me again,” you whine as the ache in your feet comes flooding in. She giggles and affectionately pats your head. 

Your eyes skim over the crowd, taking count of where everyone was. Brady, Kuzy and Martin by the bar. Andrei, Jack and Pyotr occupied with a group of girls. Seth and Jesperi still unabashedly dancing but now sporting a pair of shades that you had a sneaky suspicion they found on the floor. As if your eyes knew before your brain, they’re scanning the room again to find what’s missing. 

“He stepped away to the bathroom.” 

Your eyes tear away from the crowd and you sit yourself up, pulling the closest drink to your lips to avoid the direction Nykki is heading.

“He was watching you all night, you know? Didn’t listen to a damn thing I said,” she nudges with a knowing smirk. You didn’t think it was possible for your face to heat up anymore. Your continued silence doesn’t deter Nykki though as she decides that she will get you to admit something that you’re not even sure you’re ready to admit to yourself. 

“Why are you both dancing around this? It’s obvious that he likes you. And maybe you won’t ever admit it to me but I can tell that you like him,” Nykki softens, acutely aware that Sebastian could return to the booth at any moment. 

“Do you…” you hesitate, swirling the remnants of your drink in the glass. “Do you ever feel like you’re too exposed sometimes?” 

She furrows her brows, “What do you mean?” 

“There’s this thing that happens, and maybe it’s not often but it happens, where people expect things just because of who you know.

And if it’s true for just simply being friends with Seth, will it be worse if you’re involved with them?” 

“A hockey player definitely wasn’t my first choice,” she says after a moment. “And maybe I wish I knew what it would have meant to be with him.” 

“But,” she quickly recovers, watching your expression fall, “I wouldn’t change anything. It’s not about the world that he can offer me like everyone thinks it is. It’s how he always shows up for me, even when he’s 3000 miles away. It’s those private moments that are enough to make me forget the world is watching us.”

You catch the glowing adoration that’s etched into her face when she gazes across the room, watching her boyfriend laughing with Brady. You’re so wrapped up in ruminating over Nykki’s words that you almost don’t feel the way the cushion sinks next to you. 

“Are you done with that?” 

Sebastian’s voice grounds you back to reality. “Oh, I am but I’ll get another soon.” 

Before you can stop him, he slides back out of the booth again and flags down a bartender. And Nykki doesn’t take a beat to do the same, “I think I’ll join the others,” sending you a small wink. 

Sebastian slides back in setting down three glasses, two for you and one for him. “I thought you’d want some water too. Jarvy didn’t look like he was going to let you leave at any point,” he offers with a smile. 

You let out a laugh and shake your head, “The trick is to run the second he turns his back. Trust me, works every time.” 

“Did you have fun tonight?”

“Me? What about you? 3 assists and a goal? Surely that’s what we’re really celebrating tonight,” you whistle as you twirl the straw between your fingers. 

You don’t miss the way he almost immediately shies up, turning away with the crack of a smile threatening to take over.

“I couldn’t have done it without the guys, they make all of it happen,” he notions. 

You roll your eyes immediately, “I forget how well media-trained you guys are sometimes.” 

“You should be able to enjoy your successes. It’s not about the other guys not being talented, it’s about being able to reflect on how far you’ve come. All of this is the culmination of your dedication, Sebastian. It’s important to remember that.” 

The silence he returns suddenly fills you with regret. Did you say too much? Was it even your place to say anything at all? You need to backpeddle. 

“I’m sorry, I shouldn’t have -” you sigh, pushing away your drink. 

“No,” he quickly cuts, “I guess I’ve just never thought about it like that. But it does feel good to hear it.” 

“I like having you at our games” he smiles. “You know you’re part of my warm-up routine?” 

“I am?” 

“Yeah, I play this little game where I try to spell people’s names as fast as I can with the puck. I tried yours once and we won, so I did it the next night and we won again. Now I do it every game to put a little luck into the ice.”

Fuck. His confession renders you speechless. If there were any more doubts about your feelings for Sebastian, they were well and truly effaced now. And suddenly you gain a partial understanding of what Nykki meant. For every game, whether you’re there or not, Sebastian carves a part of you into it. 

You swallow, giving yourself a moment to recollect. “I didn’t think that I was such a game changer,” you softly let out.

You’re not exactly sure when or how it happened but you notice the proximity between you two has significantly lessened. And the arm he has strewn behind you on the top cap suddenly feels misplaced - like they would feel more at home around you. 

And for a brief moment - between the silence you’re both too afraid to break - his eyes break away from yours and flick towards your lips.

He inches closer, “You are… everything.” 

Your breath hitches. Before you can even stop yourself, your hand rests against his neck, gently pulling him in and Sebastian is more than willing to follow. This is it. 

“Guys! KK said his friend can get us into this new club!” 

Your eyes close shut and your hand drops down Sebastian. An agitated sigh leaves him as he reluctantly pulls back. You both look at each other, still caught in the moment that’s now fleed at the sound of Seth’s voice. 

Seth shakes Sebastian, forcing him to break away from your gaze. 

“Did you hear me? KK’s calling us an Uber,” Seth bounces. Not a beat later, Nykki appears and attempts to forcefully pull him away. But it’s Seth. And of course, rightfully so, he wants two of his best friends to come with. 

You quickly down the rest of your drink and step out of the booth, not wanting to bask in the awkwardness any longer. As you step outside, the chill of the wind grounds you back into reality, and you instinctively wrap your hands around your arms. In the peripheral of your vision, you see Nykki rush towards you. 

“I’m so sorry. I tried to grab onto him but he just moved so quickly.” 

You return a small smile, “It’s fine. Really.” 

You link arms with her and she guides you to the Uber that Martin is standing by with the door open. As Nykki climbs in, you turn your head and find Sebastian watching. 

He almost looks hopeful that you’ll follow him. That you’ll both leave the mess of the group behind and find solitude someplace else.

But you don’t. 

Instead, you give a small shake of your head and follow Nykki, with Martin firmly closing the door behind you. 

****

In the years you’ve watched Seth play in Raleigh, you’ve never once seen a game from the suite before. 

But the Monday morning after your run-in with the group, you find yourself opening a calendar invite from your boss to the first home game of the season with a few key clients. So now, you’re perched by the glass, watching the spotlights dancing around the ice and the crowds of people getting settled in for the night. 

“You know we’re meant to be chatting up the clients, right?” 

Of course, Charlie managed to be invited too. 

“I still haven’t been able to swing by that new restaurant I was telling you about. Could be fun to check it out afterwards,” he says, looking out towards the rink. 

“Thanks, Charlie but I think I’m just going to head home the game’s done,” you respond dryly.

He cocks his head with a raised brow, “You know they organized a meet and greet after the game right? The whole reason why we’re here is because the CEO’s son is a huge fan.” 

You don’t love the way your body freezes up at the newly shared information. You appreciated that your friendship with the team hadn’t made it past Maddy and Charlie’s lips, but you weren’t confident that would stay the same after tonight. And that’s the only thing that runs through your mind through all three periods. You can barely converse with the clients as you’re half-distracted by the get-away plan that you’re attempting to draw out in your mind, and it leaves your boss shooting you looks of “get your shit together”. 

The horn sounds off as soon as the clock hits zero. It’s evident that you’re not getting out of this and the only prayer you have left is that the players who join you are the younger rookies who have little to no idea who you are. But you know the chances of that are slim to none. 

You try to push away the anxiousness by listening to a conversation between your boss, Charlie, and the client. 

“All I’m saying is that the reason Boston didn’t make it past the first round was because of how shit some of the calls were against them,” Charlie rambles, oblivious to the unimpressed faces. 

The door of the suite swings open and you find Jordan, Brady, and Sebastian filing in. They’ve all clearly come straight from the showers, still dripping droplets of water from their hair onto the floor. They make their way around the room and shake everyone’s hands, thanking them for their support. Brady is the first to spot you as he gives you a surprised look followed by a welcoming smile. But he reads the panic in your eyes and - being classically perceptive - nods in understanding. 

It doesn’t take another second to pass for Sebastian to register your appearance and amongst the earlier crowding, you’re only now able to fully take in the way he’s dressed. His compression shirt sculpts against him, with the soft lines of his muscles pressing against the fabric. Shorts barely hanging loose against his thighs. A backwards cap sported to tie it all off. It’s enough to make you want to break your silent promise. 

Your eyes can’t help but fixate on him the entire time they circulate with everyone in the room. And while Sebastian tries his damn hardest to remain polite and focus on the conversation at hand, he can’t help but flicker his eyes towards you, making sure you won’t disappear on him again. 

“Thank you so much for your time. We won’t keep you guys any longer, but best of luck with the season ahead. Bring one home for us, hey?” your boss beams. Everyone else has headed home, leaving just you and Charlie waiting for your boss to let you go. 

“Goodnight guys. I’ll see you Monday.” 

And with that, it’s just the five of you left in the suite with a few people on the Hurricanes team off to the side. 

“Well, we better get going if we want to make it to that restaurant,” Charlie says turning towards you. 

Sebastian tenses at this and you see the way Jordan and Brady shoot each other a look. 

“I said I’m going home, Charlie.” You’re shutting this down. 

“I’ll give you a lift then,” he presses. 

Before you can open your mouth to counteract, Sebastian interjects, “You’re not far off from my place, I’ll take you.” 

“Yes, please!”

You’d be embarrassed with how quick you are to jump at his offer if it weren’t for the fact that you so desperately wanted to avoid being confined in a car with Charlie. 

“Thanks bro, but we’ve got it from here.” 

“Actually, I don’t think you do, bro.” 

Charlie looks between you two. Growing annoyed at the situation, he grabs his coat and retreats out of the suit. “Whatever. See you Monday.” 

A sigh leaves your lips and you don’t realize how taut your body is until it eases under the feeling of Sebastian's hand on your shoulder. 

“You guys all good if we take off?” Brady asks, expectedly. Sebastian nods and you all bid goodnight. 

“I just have to grab my things but if you’re tired I can just come back for them tomorrow,” he offers, as Brady and Jordan make their way out. 

You shake your head, “I can hold on, you’re doing me the favour.” 

It doesn’t take long to get back to the locker room, and you can’t help but think about how good he looks when he emerges with his hockey bag hung over one shoulder and a garment bag thrown over the other. 

As you lean against the passenger door, waiting for him to throw his things into the boot, you can’t help but start to grow nervous at the realisation that Sebastian may want to talk about that night. But your nervousness is cut short by Sebastian moving in front of you with a small disc in his hand. 

A puck. 

He looks down at it, fiddling with it between his hands, “It’s from the warm-up. I thought you might like it.”

It’s the puck.  

Your mouth falls open slightly, as you gingerly take it, as if you’re afraid it’ll break if you handle it too hard. 

“I can’t believe you still do that,” you breathe, turning it over, feeling the ridges where the ice has chipped the edges. 

“Of course I do. It changes the game.” 

Your eyes dart up at his choice of words - he remembers. 

“Why did you stop seeing us?” he puts forward. 

You sigh and lean back against the car, turning your head away. 

“Was it because of that night at Jarvy’s birthday? Did you not want to…” he trails off. Even he’s not sure what that night was meant to be. 

“This world that you’re in Sebastian, I just don’t know if it’s for me.”

“I know that we’re away a lot but I-” 

“It’s not that,” you quickly cut off. He returns a confused look and you know, as his eyes search you for an answer, that you owe him this explanation. 

“Before you came back to the table, I was talking to Nykki about how difficult it can get to be involved with a hockey player.” 

“But you’re already involved with us? You were friends with Seth already” he presses.  

“And look where it got me last time. I was forced to leave a job after six months because all anyone cared about was being closer to the Canes than me,” you lamented. 

“I just don’t want to spend the rest of my life feeling like I’m second to the person I’m with; I want to feel equal to them. I want to know who is genuinely trying to be my friend. I want to exist outside of my relationship. I don’t want to have to hide in public because I’m scared to run into people from work.” 

You close your eyes, feeling exhausted by the flood of words leaving your mouth, and you half-expect Sebastian to get into his car and drive off. 

“I didn’t know.” 

You nod in understanding. How could you expect him to know? 

“I would never put you in a position where you wouldn’t feel safe,” he says softly.

“But if that’s what you really want, we can move on from everything. But I need you to know how I feel first.” His hand wraps around the side of your jaw and pulls your gaze towards him. 

“I wanted to know you the moment Seth pointed you out our game for the first time. And then we spoke at the charity gala and I only wanted to know you even more. And then you were around us more, and I got to know you beyond just being Seth’s friend. And what I know I know is that you’re smarter than you let on but you’re still kind. You’ve remained so grounded that you see me as more than just this job. You make me think more deeply than I ever have with anyone else and I don’t want to go back to a life before I had that.” 

You don’t know whether to cry or charge forward. Because after the endless rounds of almosts and what-ifs, you’ve finally caught each other. And the confessions that pour from his mouth left you knowing one thing for certain: you had both waited long enough.

And for the second time, you bring his neck down and finally close the gap between the two of you. Sebastian presses you against the car with his hand wrapping up to rest on the back of your neck, his lips deepening against yours. You never doubted it but his arms feel secure around you, afraid to let go and let the moment be over. 

But you pull away just long enough to let out a murmur, “Take me home, Sebastian” 

****

Six gruelling months pass by and you find yourself at a potential playoff-clinching game with your colleagues. 

Granted your relationship with Sebastian was still very much under wraps, but you had learned to navigate your feelings of discomfort towards the publicity of his job. Sebastian had accommodated your cautiousness. Careful to never spend too long in your section during a pre-game warm up. Made sure to drive around the quiet side of the arena to pick you up afterwards. He had never pushed you to do more than you needed to. 

But even though he’d never tell you, you know he’s quietly envious of the way the guys can openly skate with their partner at family skates. Or how they can sit and openly touch at company events. He had afforded you comfort at the expense of his wants. You wanted him to have more than this. And more importantly, you wanted to show him that you wanted more. 

So when the buzzer sounds off and the Canes skate away with another return to the Stanely Cup Playoffs, you can’t help but let go of the discontentment you have about being found out. So before you even know it, you find yourself moving towards the ice where Sebastian is wrapping up his post-game interview, ignoring the calls of Maddy asking where you’re going. 

And when you reach the board that separates you and your boyfriend, he doesn’t hesitate to skate over, collecting a puck from the equipment manager on the way. 

“Always nice to meet a fan,” he winks, offering his pre-game puck. 

You grin, pulling him forward by his jersey, “I appreciate it but I’ve gotta tell you that I’ve got a boyfriend.” 

His eyes melt at the sound of your public announcement and he catches your lips against his, “I love you so damn much.”

[cozycottagetarot]

Trials and Tribulations with your Future Spouse

Pile 1 -> 3

This reading is all about hardships you may face at some point along the journey of being with your future spouse. It's also a repost of the original as I accidentally deleted it. 👀 It's lightly edited, but it's been a while so I can't offer clarifications on much.

PILE 1

Hello pile 1! In the beginning of you knowing each other, or prior to knowing each other, your future spouse may have struggled or at the time may be struggling financially. Through the cards, I see them having financial struggles/money or money loss until you come along. I feel like you guys may meet when you (the person reading this) are young (college/university age maybe). I see you *kind of* put up with their B.S until you realise they’re not making an effort to fix themselves financially. What I mean is sometimes when you’re (objective) with someone casually (romantic or platonic) you may not care as much about what someone does until their presence in your life starts to become more serious. Then it’s a matter of ‘how will their actions affect me/them/us?’. 

After that I see you guys flipping the switch. You go from being their ideal person to this cold, independent (not to say you weren’t before, they’re just realising how independent you are) person. You’d threaten to walk away if they don’t clean up their financial situation, and I feel like in the end you do. But that can’t be the end of the story, right? After pulling a second set of cards the story shifts. Your future spouse, now having realise they’ve lost you, work on getting their finances in order and succeed. Once they do this, it’s a matter to them of being able to ‘win you back’. In my mind I get an image of someone showing up at the other's environment (work, home, hangout) looking dapper/classy with flowers or some other gift, along with the verbal offering to start over. I see you assessing them and realising they have made a complete 180 in the way they are presenting themself, but still, it’s up to you to decide if you reconcile or cut them off altogether. I feel like you do agree to a fresh start in the end because there’s The Fool. Through the images on the cards, I imagine you guys are able to move past this trial and have a passionate and romantic relationship together. They become someone dependable, loyal and hardworking and you return to your softer, more gentle energy with them.

PILE 2 

This whole reading I felt absolutely nothing lol. What I mean by that is, that I felt so in control of my general being the whole entire time, it was so unusual. Pretty please, what’s your secret to being so chill? 😆. Jokes aside, I think between you and your future spouse, you’ll be the more calm and controlled one. The ‘Present One’, while they might more often find themself in la la land. In the cards, from their meanings and images, I see your potential trial & tribulation between you and your future spouse being a lack of recognition in how much you do for them. I don’t mean in a materialistic or caretaking kind of way but in the sense of reminding them there’s a doorway that leads out of that headspace. You both show up for each other in the relationship, helping care for the other when they need some extra help. Your future spouse knows this and is grateful for it. 

What they tend to not be aware of however, is how often you kind of put a halt to them getting stuck in their head. For the situation that is showing up, there are a lot of pentacles so I’m going with a career related explanation. Your future spouse may get so invested in or overwhelmed by their work that they may find themselves focused on it 24/7 constantly mulling over ideas and solutions. You would notice and respond with a *insert caring sigh* 'Here we go again'. 

The solution? There’s this level-headed energy, so I think you would bring it up with something as simple as a playful nudge over dinner, letting them know what’s going on and how you feel. They would realise that they’ve been so focused on their work and so in their head, they didn’t even see how you were working to keep the sun shining for them. Your future spouse would come to understand that it hasn’t been an equal give-and-take lately, and would want to correct it quickly. Obviously, it’s not something that can happen overnight, but I do see them learning to better control their mental focus, along with where they are investing their time and gaining balance. The end outcome is a restoration of harmony between you both, and you’re future spouse learning to be more present. 

PILE 3 

Pile 3, I’m going to be honest with you ✋I don’t see any seriousness to this relationship when this ‘trial’ is going on. It more seems like the trial is getting to one another… as in you two haven’t even met??? I pick up on a third-party situation in the sense of hardships presenting in your individual lives (one or both of you) and creating a blockage or stagnation. The cards come across so heavy, particularly the court cards since they are reversed. It makes me think that you (again could be you, your FS or both) are not in the ‘energy’ you’re meant to be in. But a happy ending awaits once you move away from those hardships. I asked about the hardship and The Hermit and Four of Cups came out, so I think it’s just a matter of some part of your life isn’t giving the results you want, or is causing you pain, so you’re rejecting it. 

You know it’s not what you want, but you’re still kind of confused. I think the solution that leads to the ‘happy beginning’ is acceptance and peace of mind. Knowing there’s only so much you can control, only so much you can do and realising that you are doing it already, or taking the action to do the things that you can do. From there stems this inner peace, happiness, contentment, and a sense of freedom. The end outcome is a new beginning which I then believe will lead to you meeting your future spouse.

So to summarize (since I’m not sure how well I explained that), your trial & tribulation to getting with your future spouse is a matter of making adjustments to your life so it aligns with something that brings you peace inside. 

I just see heaviness and reversed court cards making me think of not being in the energy you were meant to be in. But there is a happy ending waiting for you both once you move away from those hardships. 

Disclaimer: All readings are based on current energies. I read tarot for self-reflection and guidance purposes, but as always, this reading is for fun and entertainment purposes only. Any reading I post is in no way meant to act as or replace professional advice of any kind. You know yourself and what’s going on in your life best so I ask that you trust yourself above all else. I cannot predict the future, and prediction readings are to be seen simply as a potential outcome. Finally, please take only what resonates from the reading which may be some of it, all of it, or none at all. 

[prettyflyforawhitelie]

What if Niffty was a triplet?

Niffty, Shiffty, and Thriffty: Triplet Trouble

A/N: This is such a chaotic and creative request, and it was so fun to write! I can only imagine how crazy it would be if Niffty had two other siblings (ignore their corny names, but i feel like the rhymes are just so fitting lol). I just kind of took creative liberty here, and this one is kind of shorter than my other headcanons. If you were looking for something else or something longer, just send me another request and I’ll be happy to fix it! I hope you enjoy it!

One day, when everyone was just doing their normal hotel duties, a knock sounded on the main door. As the group looks suspiciously at each other, Charlie practically beams with excitement: A new guest seeking redemption! Before she can make it to the door, though, it seems as if somebody had flipped a switch in Niffty. The second the noise was heard, she was already at the door about to open it. 

Charlie would say, “Oh, Nifty, It’s okay, typically I like to greet the gues-” but she is cut off by Niffty’s insanely high pitched and feral scream of excitement. When Charlie looks out the door, she sees… nothing. That is, until she looks about 3 feet down and is met with - two more Niffties? No, that can’t be right. “Uhm… guys?” Charlie calls out.

As the rest of the group comes to the door to see what the fuss is, they are met with two beings, similar in size to Niffty, except it looked like these two were - boys? They shared similar traits to Niffty: pink hair, one eye, fifties style suits.. but who were they?

“Ohmysatanohmysatanohmysatan you’re here!!!” Nifty would say. Before anyone could even blink, the two men would literally scurry like bugs across the hotel. “Uhm.. Niffty? Who.. who are these - things? People? Boys?” 

Nifty would reply, “Oh, I totally forgot to introduce you! Those are my brothers, Shiffty and Thriffty!” Charlie had been stressed enough with the general upkeep of the hotel, and to be honest, two more Niffties was NOT what she needed to lower her stress. “Oh!... why - why didn’t you tell us - me - that they were coming?” she would say through her best forced smile. 

Once Niffty managed to collect them and have them introduce themselves, the group quickly learned what they were dealing with. Similar to how Niffty’s name implied that she was “nifty” around the hotel, Shiffty seemed to be unable to stay in one place for more than 4 seconds, whereas Thriffty was very well-put together, seemingly good with his money. 

After a bit of explaining, it turns out that the triplets were a part of a crime syndicate and died together after commiting a heist. The only reason that the brothers hadn’t joined Niffty sooner was because she was swept away by the Radio Demon to work under his guidance. They had only just seen the commercial for the Hazbin Hotel and noticed that their sister was advertised as the housekeeper. 

Once Charlie had explained in depth the goals, rules, and guests of the hotel, the brothers decided that they would give redemption a try (whether they actually wanted redemption or just to never be separated from their sister again was unknown). 

In all, though their entrance was rather chaotic, Shiffty and Thriffty became useful assets to the hotel - Shiffty running advertisements on the streets outside of the Hotel and Thriffty managing the finances -  and even worked their way to being a beloved part of the Hazbin family.

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[hwnglx]

Heyy can you do a what attracts heeseung in a girl please ? I love your writing ❤️

what attracts heeseung in a person?

based on tarot. i do not know these idols personally. energies are always changing. what i say is NOT straight fact. pls take it with a grain of salt!

9ofsw+9ofprx, kingofp, 2ofsw&empr, queofc

phew. heeseung is a typical people pleaser. as a libra sun, and virgo moon + venus, he basically gains fulfillment by being of some sort of service to others, especially in romantic relationships, so it didn't really catch me by surprise to see him feel drawn to people who are in true need of comfort. big "i can fix you" mindset for him. in a group of people, his eyes will probably go to the one he feels like might be the most vulnerable. he really feels the desire to help.

the following cards were pretty strong though, so i do believe he finds it very intriguing when a person has overcome a lot of obstacles and always comes out the other side. someone who can be extremely sensitive to their surroundings and have their daunting moments of self doubt, but still manage to power through them all. the type of person to underestimate their own strength.

also, he feels drawn to the type of person who doesn't let their struggles stand in the way of their kindness. i can tell he truly values kindness in people. he feels attracted to people who avoid conflict and can become mediators in times of stress. someone who's very compassionate, a good listener and just radiates an aura of care and gentleness will attract him. in general, he seems to feel drawn to people with very feminine energy. nurturing, tender, sincere in their actions. just someone very sensual and elegant in their movement too. the type of person to flip back their hair in slow motion it seems.

he also seems to find it very attractive when someone is a business person. someone who knows how to deal with finances and handles that stuff well, the type of person who'll surprise you by how they transform once it comes to work. he'll probably watch them in awe.

[paradise-10]

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[falconcoast]

Oooh ify plane rides suck when they're too long minus points if there's a kiddie crying on the plane💀

Hmmm,,,as for a prompt, what if (your genshin character here) finds y/n's baby pics while cleaning/ or saw it on the shelf and they get baby fever??? Idk my brain's a mush rn goodluck on the flight

baby fever | thoma x reader | modern au

a/n; only bad part of this flight is that the really handsome finance bro beside me is manspreading into my seat real hard but thankfully he’s polite and there are no babies or super loud ppl 🙏🙏🙏 ALSO ANON HOW DID YOU KNOW I HAD BABY FEVER RN OMG ??

as you two were moving into a larger house in a few weeks, your husband figured it would be wise to begin cleaning the apartment you currently lived in right now.

while you’re at work, he hums as he sweeps the floor and fixes up the study. he cleans your computer, shines the oak of your desk, and washes the windows.

as he finished up, the only thing left to clean is the bookshelf. he wipes off the dust on your book collection and other knickknacks. he polishes your photo frames, smiling as he looks at your wedding photos. then, he notices a little white book he doesn’t think he’s seen before.

“what’s this?” he mumbles to himself. taroumaru wanders into the study then, barking. he crouches, petting the dog with one hand and opening up the book with another.

he softly gasps as he looks at the first page: “y/n’s baby photos”.

quickly, he flips over the page, smiling as he looks at the first picture. it’s a photo of his spouse as a newborn, swaddled up in a little white blanket and hat. “aren’t they precious?” thoma coos. taroumaru barks in agreement.

thoma scans the rest of the photos. a picture of you in a onesie, another of you sleeping in a crib, a few more of you smiling while reading your first book, and the last one is of you toddling around with a blanket and stuffed animal. your husband grins at all of them. “they’re wonderful,” he says softly. “they always have been.” taroumaru’s tail wags in affirmation.

as he looks through the last of the photos, he sighs wistfully. you and and your husband had never talked about children, but looking at your photos could serve as a way to open conversation. he knew he liked them a lot, but wondered if you felt the same way.

“honey, i’m home!” you call. thoma snaps up in attention, freezing as he hears your voice. taroumaru scampers out of the study, his tail waving happily. “hello, baby! where’s your dad, hm? where’s thoma?”

“dad”. he nearly melts at the word. there’s the quick pattering of paws and footsteps as you approach the room. quickly, thoma gets up, and meets you at the door. you nearly collide into one another as thoma holds up your baby photo album.

“i think i want a baby with you!” he exclaims.

“hi, honey—wait, you what?!”