#Card Payment
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How does POS payment work?
(Human directed ai content.)
POS (Point of Sale) payment is a method of transaction where a customer pays for goods or services at the point of sale, typically using a debit or credit card. Here's how it generally works:
Initiation: The customer selects the goods or services they want to purchase and proceeds to the checkout counter or POS terminal.
Transaction Entry: The cashier or the customer inserts, swipes, or taps their debit or credit card into the POS terminal. The terminal reads the information stored on the card's magnetic stripe or chip.
Authorization: The POS terminal sends the transaction details, including the card information and the transaction amount, to the card network (e.g., Visa, Mastercard, etc.) through the acquiring bank (the merchant's bank).
Authentication: The card network validates the transaction and verifies if the card has sufficient funds or credit limit to cover the purchase. It may also perform additional security checks such as requiring a PIN or signature.
Approval/Decline: Based on the authentication process, the card network sends back an approval or decline response to the POS terminal. If approved, the transaction proceeds; if declined, the customer is informed, and alternative payment methods may be used.
Confirmation: Once the transaction is approved, the POS terminal prints a receipt for the customer to sign or confirm the transaction. In some cases, customers may also receive a digital receipt via email or text message.
Settlement: At the end of the business day, the merchant's POS terminal batch processes all approved transactions. The acquiring bank then transfers the funds from the customer's card issuer (the bank that issued the debit or credit card) to the merchant's account.
Funds Availability: Depending on the merchant agreement with the acquiring bank, the funds from the transactions are typically deposited into the merchant's bank account within a couple of business days.
Overall, POS payments offer a convenient and efficient way for customers to make purchases without the need for cash, while also providing merchants with a secure method of accepting payments and managing their finances.
Disclaimer:
Information in the articles is not business or investment advice, and these articles are created primarily for entertainment purpose. THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THESE ARTICLES IS SOLELY AT YOUR OWN RISK.
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small PSA: if you shop at craft shows or artist alleys, please bring more than apple pay or a virtual card - especially if you're not comfortable entering your card number manually. not all of us have fancy card readers, so please also bring your physical card or cash, even if it's only as backup 👍
#psa#conventions#artist alley#not art#i've done two craft shows and two conventions with just my swipe reader. and cash ofc. but i did have to miss a couple sales at the cons#because people only had apple pay. no cash no physical card. It Sucks For Both Of Us!#when i say there are small businesses in the artist alley i mean some of us are Small#i don't speak just for myself but for other artists who have this trouble as well. some folks are just starting out and some folks#just do this for a hobby and can't afford or can't justify the bigger terminals yet or at all#if i get into ACEN again next year i'll opt for a terminal but they're Pricey and not something to start out with y'know#if you want to be an artist's best friend though? pay in cash.#not to mention if there's technical or wifi trouble - cash just works 100% of the time. no reader or wifi will stop you from using cash.#semi related but i had someone try to pay with apple pay at my last show and i said they'd have to enter their number manually then#and they said they'd go find their partner and see if they had card/cash. and then while they were walking away from their booth#their friend asked why and they said it wasn't safe. on one hand i can't be mad because its VERY good to practice card safety!#on the other hand. you're entering it into the same app that would process a swipe payment. it's exactly as safe as if you'd swiped it#i promise as long as you're entering the number into a square app your card info is safe lmao#anyway yeah a lot of us aren't Big Businesses. please just be courteous and bring some traditional payment methods Just In Case
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Palestinian Campaigns Compilation
Hello everyone, we've gotten a lot of asks over the past week, and since there's been a lot of them, I decided to put them all in one post, which will include previous campaigns. I've done my best to pay attention to the ones that have been vetted.
All numbers are as of August 5, 2024
The Alanqar Family - €44,710 / €49,000
Mohammed Hijazi - €5,947 / €20,000
Jad Al-Haq's Family - $6,295 / $40,000
Doaa Jadalhaq's Family - kr68,784 / kr300,000
Safaa's Family - $5,120 / $75,000 goal
Mahmoud Alkhaldi's Family - $5,680 / $50,000 goal
Wafaa's Family - €13,340 / €100,000 goal
Youssef Al-Habeel's Family - £7,527 / £20,000 goal
Ghazi Younis's Family - $1,880 / $50,000 goal
Sohaip and Mohammed's Family - £202 / £6,000 goal
Abdul's Family / Paypal - $23,975 / $78,000
Please read their stories, all of which are written in their campaign pages as well as images and some videos. I will be linking this post to our pinned in case anyone wants to use this as a reference.
#I'm sorry. I wish I could do more.#For those reading‚ please keep talking about Palestine. No one is just a number.#It is also more than just Palestine.#Warning for graphic imagery in some of these campaign pages. But they are important stories if you will open them to read.#If not‚ remember that you can always just donate or share campaign posts.#I do not own a credit card‚ so online donations are difficult on my end.#Therefore I have been focusing more on local efforts for Palestine in my country instead that involve other mode of payment.#From Kurapika#Also please watch out for scams. We recently got sent a scam campaign and it was incredibly disheartening.#Just never ever let it make you lose hope. I hope it just fills you with determination instead.#Palestine#Free Palestine#Campaigns#Not Funnier As a Fictive
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so cash is... really tight on my end right now, and i still have some automatic payments due very soon and my internet bill is due soon as well, and as i said i need to otherwise really hard save and i'm trying to work extra hours at the clinic to raise money i need for something next month so
if anyone is willing to help in any amount i'd really REALLY appreciate it right now, thank you SO much
alternatively: i have icon commissions available, if i can work for you instead of just asking for money!
#starposts#delete later#the vast majority of my paycheck has already gone to credit card stuff + groceries + my car payment so#i could. really use any help at all in any amount
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please help lol
Didn’t realize how broke I was until I got the low balance warning today :’)
I’m in my final semester of school & currently too overwhelmed to pick up work on top of that if I’m actually going to graduate by April. My partner is trying to find work but keeps getting ghosted by employers & I don’t have family I can turn to for financial assistance at this time.
I’d be willing to discuss art commissions (work examples can be seen @luxecoffin ) if anyone’s interested in that, although I’d need some extra turnaround time to balance it properly with schoolwork, but if you’re okay with waiting a bit I’m down to work with you :) I haven’t updated pricing in a bit so feel free to DM me for details.
I know everyone’s struggling right now and I absolutely hate asking for help, but I have car & phone payments coming up and my credit card is nearly full at over 20k currently. I won’t be getting any more financial aid since I’m leaving school and I really don’t want to have to consider the possibility of not graduating after I’ve tried for so long.
PayPal | Ko-Fi
If you can’t donate please don’t worry about it, just sharing this around would be an immense help
#mutual aid#please help if you can and please rb if you can’t#I really thought I was going to have enough for the semester at least#my credit card payment was almost 300$ I Will be in the negative the next time I have an auto payment come out#and I’m worried.
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Hey there!
Just in case anyone's forgotten, I am still taking COMMISSIONS BY DONATION!
Please DM me for info, and check out #my art on my blog for some examples of my work.
Want to support a starving artist trying to keep her electricity on but don't need any custom art? Then check out my online sticker shop!!
Please reblog to spread the word, it really helps out 🩷
#art comms open#commissions#digital art#artists on tumblr#commissions by donation#my art#real talk i havent paid my elec bill in months#every day i get emails about failed payments#my credit card is maxed and im completely out of savings#frankly any time i even think about finances i get nauseous so i really genuinely need the help right now#ive got a craft market this weekend which should at least even out my chequing and put a couple hundred onto my cc#but rent elec and water are um :/#so yeah. PLEASE reblog even if you aren't gonna buy anything#i would love to actually go grocery shopping for the first time in over a month lol
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i must talk to the guy who offered me the part time bookkeeper job again (wasn't 100% sure i was qualified for it when he first brought it up lol) and depending on what the pay is, i may survive after all
#i am moving money around arbitrarily in my accounts to pretend that i am doing something#and I've gotten the credit card debt low enough now that it's theoretically possible to have it paid off before i would have my surgery#which of course is only the case if i use the e-begged amount for the current debt and then just take on more debt lol#so far I've only pulled from it to make my payments to joss for the amount that i borrowed from her for the myofunctional therapy#so that way i don't have to give her my entire bonus next summer lol#so if this extra job pays even what I'm hoping for as a low estimate i should make it#and escape the pits of debt slavery in like 2 years#i think
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I think "We should have a 4 day work week instead of the 5 day work week" and "Financial institutions and customer service departments should continue to work full service on weekends" are two statements that do work together but companies refuse to hire more people to make that work.
#i hate that if i make a credit card payment on weekends that shit doesn't post til monday#i also think that just creates more work for people to do on monday which just seems awfully inefficient#also: holiday pay should be atleast double than base pay#and still 100% optional and up to the worker not the workplace
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hey can anyone spare anything so my partner and i can get a few groceries? i have $1.55 in the bank.
im @ ingary on pp/vm/ca
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If I had a nickel every time this happened, I’d have 2 nickels. Which isn’t a lot, but is weird it happened twice, right?
#wristbonesart#artists on tumblr#when you get an Amex card they take your brain cells as payment#sorry skygem 😔
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made an insect-themed tarot deck for a dear friend over the summer and I figured I'd share some of my favorite cards with y'all
#my art#inkscape#outsideofthefox#castorei#cw: insects#insects#centipede#cicada#ant#beetle#tarot#tarot cards#I don't know how to read a tarot deck but I have a copy of this deck and I'd love to learn#anyone who knows tarot and wants to teach me pls hmu I'll give you a copy of the insect tarot deck as payment
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Time for a little controversy.
One thing I'm starting to realize is not everyone is like me. Not everyone reads a post fully for context, or pays attention to when and what and where. Most people don't assume that they don't know the entire picture when reading things online.
Worse still, sometimes they don't do these things simply because they would rather believe you're a bad person in some way.
I realize now that no matter how hard I work to be transparent, to show receipts, to prove I am not spending my money on dumb things. No matter how much I try to present as this perfect poor person who never takes a day off nor ever spends an unnecessary dime, people just don't care.
They will barely scan over your posts and make their negative assumptions because they WANT to. They don't care enough to read. To check other posts. To pay attention or investigate something. Or hell, to just ask. They are dedicated to viewing you as wrong, bad, lazy, or stupid and they don't want to make any effort to correct it.
The eureka moment here is that I'm tired of being a victim. I'm tired of being disrespected.
You think Patreon is just me sitting on my ass and begging for handouts while refusing to work a REAL job?
Fine.
You think I spend all my money on dumb shit and that's why I can't pay my bills?
Fine.
You think there's nothing wrong with me and I'm a fraud who doesn't want to work?
Fine.
I realize now that no matter how hard I try, there are still going to be people who don't care enough to understand a situation. They just don't.
If I do the things they think I do, they will hate me.
If I am the most frugal person you know, they will still hate me.
Nothing I do matters because these people will always think the worst of me anyways, so fuck it!!
I'm not staying home wallowing and wishing I was allowed to have nice things for myself anymore. I am no longer going to abstain so these people have no criticism. I'm getting criticized all the same.
So sure Jan, I'm always going to cons constantly.
I'm always taking vacations and buying things I don't need.
Whatever! Make that shit up and then choke on the turds.
Anyways, I'm not cancelling my trip. Fuck it. --
And just to be crass here's the fuckin link to chip in on my trip (if you want)
#i have spent 15 years posting my credit card payments and bank balances to be transparent#i have spent 15 years working so hard to be perfect#it doesn't matter none of it matters
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