#stock market fund flows

[kazifatagar]

Malaysia’s Stock Market Revives Amid Foreign Investment Surge - Al Jazeera

Malaysia’s stock market is experiencing a significant revival, with billions of dollars pouring in, driven by robust post-pandemic economic growth and surging foreign investments from U.S. tech giants. The Bursa Malaysia’s benchmark index has climbed 17% over the past year, with 289,000 new trading accounts opened in the first seven months of 2024, nearly double that of 2023. Stephen Yong, a…

[riversfunding]

Debunking business loan myths

There can be a lot of confusion around business loans - what's available, who business loans are for, when you can apply for them, when you can't, and so forth.  

Perhaps the most confusing thing for any business owner is who to trust - how do you find a reputable lender if you're not going to a high street bank – keeping in mind that high street banks don't generally offer businesses the kind of funding they need, like working capital loans?  

Usually, the result is word of mouth - a recommendation from someone you know, or perhaps you liaise with a broker who introduces you to a lender like Rivers. In this article we look to help you make the best decision for you and your business by debunking a few of the common myths we have heard on the grapevine.  

If you would like to speak to us about whether a Rivers business loan is right for you, contact us or check your eligibility, including possible repayment amounts using the online business loan calculator at the bottom of our homepage. 

Read full blog - https://www.riversfunding.com/news/debunking-business-loan-myths

[bremser]

Berenice Abbott in Philip Johnson’s apartment

Berenice Abbott, 1930 (Walker Evans) / Philip Johnson, 1933 (Carl Van Vechten)

These portraits are the most obvious choices from this time period and conveniently suggest the biographical contrast between the two: Abbott had been a struggling American artist in Paris, an assistant to Man Ray, but she later established a portrait business, built a reputation and gained a steady flow of sitters. In January 1929, at age 30, she left for New York.

Abbott departed on the ship from France with the archive of Eugène Atget: 17 crates according to the Julia van Haaften's biography. She naively thought selling Atget prints and licensing would provide a healthy income.

The new architecture of the city enthralled her and Abbott quickly began to conceive and photograph a topographic survey of the city. By fall 1929 the stock market had crashed, the Great Depression had begun and the portrait business was no longer promising. Abbott wanted to charge $150 a portrait, at a time when you could get one done for a dollar. This environment forced her to change business models, looking for patrons for the New York project.

Abbott first encountered Philip Johnson in New York in 1931, at the “Rejected Architects” exhibit, a salon des refusés for modern architects and an early introduction of the International Style to New York.

Johnson was a 25-year-old who came from inherited wealth. Rachel Maddow’s "Prequel: An American Fight Against Fascism" suggests his portfolio produced, in today’s dollars, from $240,000 to $1.2M in dividends a year. His financial backing of the architecture department at MOMA resulted in him becoming director of that department. He had discovered Mies van der Rohe on one of his traipses across the continent and was eager to bring the new style to New York. While Johnson was financially very comfortable, he had unsatisfied ambitions, larger than being a curator of architecture and beyond architecture itself. 

In 1932 Abbott was part of MOMA’s Murals by American Painters and Photographers exhibit, which Johnson certainly would have been aware of, if not directly involved in, as the point of the show was large modern murals for architecture projects such as Rockefeller Center in the form of seven by twelve foot murals. Greg Allen has the backstory on that exhibit (since his 2010 post the full catalog with her photos has been published on the MOMA site).

For her New York survey, Abbott was looking for $18,750 ($390,000 in today’s dollars), enough to fund a year long project, travel, a car with two full time assistants to deliver 350-500 prints and negatives. Johnson did not financially support Abbott’s New York project, nor did the museum sponsor it, but he offered a strong letter of recommendation, on MOMA letterhead: "You have a deep love for New York, you are an excellent photographic technician and you have the artistic power of selecting the essential."

The goal was to find 75 patrons among the wealthy MOMA donors to contribute $250 each. Despite Johnson’s endorsement, this fundraising effort was a flop. It would take her until 1940 to finish it, but "Changing New York" became one of the great photographic projects of the 20th century.

Van Haaften describes an architecture and photography exhibition Johnson and Abbott planned to do together, called "America Deserta," about the visual repercussions of the Depression. It sounds like an early version of what we now call "ruin porn." She writes that Johnson could have financed the project out of his own pocket, but neither he, nor the museum, pulled the trigger. (Decades later, architecture critic Reyner Banham wrote an excellent book about the actual desert titled "Scenes in America Deserta")

Johnson was doing interior design in New York for friends and acquaintances, hoping the examples of his work could help establish him (and the International Style he had signed on with). An early project was for MOMA’s Alfred Barr. Mark Lamster writes in "Man in the Glass House" that Barr couldn’t afford the real Mies furniture that Johnson had already acquired for himself, so Johnson designed knock-off tubular chairs. 

cover of Arts and Decoration, September 1933, from the Burlingame, California library via archive.org

Johnson’s own apartment was his first top-to-bottom interior design project. He was eager, bordering on desperate to get paying clients, to establish himself. He didn't need the money, but wanted clients as a stamp of approval from the New York elite, like the Rockefellers. He enlisted Abbott to take photos to premiere it in Arts and Decoration magazine.

The International Style had already taken root in Los Angeles, but New York was not ready for what he was offering. Perhaps Abbott’s photos of his apartment are part of why the new thing seemed unconvincing. Starting with the watercolor cover or paging through this magazine aimed at the wealthy, the features contrast traditional style versus examples of the new style.

If you've never been in a modern interior before and these photos are your first glimpse, it's not appealing. Johnson was no Neutra and he had not found his Julius Shulman. The magazine's reproduction quality of the photography is not good. Abbott's photographs feel cramped. The lighting is a combination of murky corners and distracting shadows. The styling, a fiddle leaf fig, the place settings at the dining table, feels forced.

In terms of art history, the most interesting of Abbott's photographs features a painting directly from the Bauhaus. It's Oskar Schlemmer's Bauhaus Stairway (1932). Lamster outlines the very messy deal that brought the painting to New York. In March 1933 Barr asks Johnson to buy it, unseen, thinking it will end up at MOMA. As the Nazis breathe down Schlemmer's neck for being a "degenerate artist," Johnson sends a telegram offering a price, but then claims a typo added a zero and pays 10x less. This dispute isn't resolved until after the year 2000. Johnson keeps the painting in his collection for another ten years.

the captions drop the "e" Abbott had added to her name (Bernice vs Berenice).

What explains the vast difference between the great photos Abbott is making on the streets of New York and these mediocre interiors? She creates "Exchange Place" the same year. Spending time with Abbott’s archive on NYPL and Getty looking for interior photos to compare to these photos of Johnson's apartment to, left me with another question: Why are photographs of interiors uncommon until the 1940s? In her Paris portraits the interior of her studio plays a significant role as background.

Van Haaften writes that Abbott is using two cameras in these early years in New York: 

5x7 inch view camera (with reducing back to 12x9cm, which is a large “medium format” negative )

Graflex that she acquired to do portraits of Guggenheim children (probably a 4x5 inch press style camera).

Abbott is on a ladder to make the photographs of Johnson's place and perhaps the combination of lens focal length and the size of the apartment presented a challenge in creating enough space. It’s possible, despite the two cameras, that she simply didn’t have a wide enough lens to do interior work at a time when lenses were expensive and money was tight. Or that she didn’t prefer to use spotlights or flash. Perhaps her focus was so intense on the exterior of the city that she rarely set up the camera indoors.

For Johnson, it’s possible to imagine if New York had been more open to the new style, if the magazine caused a stir, if he was encouraged to become an architect at this moment, his descent into fascism would have never happened. After the photos are published in the September 1933 issue, 1934 is a rollercoaster year for Johnson: he has a breakout hit of an exhibit in Machine Art (March-April). But by December, he quits MOMA to focus on his fascist party. He’s 28 years old. His pursuit of the fantasy of a domestic version of Nazism brings him to Germany, to cheer on the invasion of Poland. Lamster writes that he only to returns to architecture in 1941, when it’s clear that he has barely escaped being charged with treason. He goes from being a millionaire who shipped his own car to Europe for his Nazi tour to cleaning Army toilets.

Van Haaften’s biography of Berenice Abbott is not specific about when Abbott broke off her friendship with Johnson. We can assume it happens sometime between the apartment photoshoot and Johnson leaving MOMA. Abbott was a communist or socialist for most of her life and American Nazis like Johnson were very clear on what they would do to communists if they gained power. Van Haaften writes: "the two friends later parted ways over Johnson’s political views and his enthusiasm for the Third Reich." The book's footnote indicates the source for this is her 1993 phone interview with … Philip Johnson.

[ourtalechara]

Don't ask what I'm doing I'm not doing anything (VBS Data Stream guys look at it)

Kohane An Akito Toya and Luka

(actually nice and finished looking lyrics under cut)

Eventually, all walls meet demolition

So Wall Street had to keep the tradition

Their financial systems resigned to ignition

And out of the ashes, we have arisen

An empire is forged in the fire of ambition

In business, there isn't the time for attrition

Invest to suppress then ingest competition

Then each acquisition is new ammunition

When governments crumble and fall to the floor

That was paved with the graves of a corporate war

A fundament funded in blood just to shore

A foundation for founding our covenant

Born of a need for control of societal entropy

Enterprise at the price of your indemnity

Chart out the course and of course you were meant to be

Bent to the will of a corporate entity

Arasaka Security. You're in safe hands

We're the light in your screens, we're the lead in your veins

Then you wake from your dreams, so we can sell them again

In the light we distract with the shiny and new

So you're blind to the fact that the product is you

So let your brain dance and replay the dream

But don't drown in the data stream

'Cause we see where you are and we see where you go

'Cause we know what you own and we own what you know

From the top of all our towers, the corridors of power clearly need rewiring

Arasaka saw the spark and then embarked upon the path to turn that spark to lightning

There's no autonomous megalopolis so populous or prosperous you could reside in

And every citizen that's living in this city is a digit on the charts we're climbing

Political systems are too inefficient

They split like the atom and burned in the fission

Now every department and every decision

Defer to the herds of our corporate divisions

If you don't remember the ballot you cast

It's printed on every receipt you were passed

Each time you selected our products and services

We were elected in each of your purchases

What's left to do when you've got the monopoly?

Turn the consumer into the commodity

It isn't hard where you've hardware neurology

Honestly, do read the company policy

Take information and trade it for wealth

You pay it in each augmentation we sell

It's easy to cut out the middleman

When he's cut out most of himself

Arasaka Finance. Investing in your future

(chorus)

All that you say on the net we composite

To maps that go straight from your head to your pocket

Complain if you want, you're still making deposits

Of data — each day you log on is a profit

Society currently lists electronic

So isn't conducting resistance ironic?

We've plenty of skeletons locked in our closets

But yours are assembled from old-stock hydraulics

So lucky we know just the pieces you need

All plucked from your social media feeds

The places you go and the posts that you read

All snatched for a new algorithm to feed

Now, holding our gold isn't par for the brand

Our silver is sat in the palm of your hand

Quit whining and sign on the line in the sand

The supply does not get to make the demands

(chorus)

Arasaka Manufacturing. Building a better tomorrow

Name, age, qualifications

Race, faith, career aspirations

Political leaning, daily commute

Marital status, favourite fruit

Family, browser, medical history

Hobbies, interests, brand affinity

Fashion, style, your occupation

Gender identity, orientation

Lifestyle choices, dietary needs

The marketing contact you choose to receive

Posts, likes, employers, friends

Social bias, exploitable trends

Tastes, culture, phone of choice

Facial structure, the tone of your voice

If it's inside your head, we know

You can't escape the ebb and flow

(chorus)

When guiding the hand of the market

If it's holding a cheque or a gun

The fingers go deep in your pockets

And you can live under the thumb

You seem so surprised, what did you expect?

We're thinking outside of that box that you checked

The terms were presented in full to inspect

You scrolled to the end just to get to "Accept"

Arasaka would like to know your location

Arasaka would like to know your location

Arasaka would like to know your location

Arasaka would like to know your location

[reality-detective]

As I see it, we are waiting for some public announcements to come forth including the following

1. Public announcement of the USN on the gold and asset standard

2. Public announcement of the new USN notes money supply

3. Public announcement of USN bills paid

a. Iraq has a trust problem with the US

b. they need to see items 1-2 and three above publicly announced So they can go forward

4. Public announcement of the new Iraq international Dinar rate

5. Public announcement of the new Iraq international data rate published in The Gazette

6. Public announcement of Nesara

7. Public announcement of Gesera

8. Public announcement of Biden gone

9. Public announcement of trump's return

10. Private announcement of RV notifications including 800 numbers and starlink

a. Private announcement of tier 3 liquidity and spendable

b. Private announcement for liquidity of all tiers

11. Public announcement of the following

a. Social Security increase and change of system

b. Reclamation monies

c. Debt forgiveness jubilee

d. Other funds as applicable

We should begin to see these flowing out in the soon coming immediate future

There are other events that are important such as the stock market crash, EBS, and the new financial system. I have chosen not to include them in the list above, but those things are coming and we should pay attention to real events that are about to and very soon begin to unfold.

Hold the line and stay steady. Lock your faith into the Word of God. What is about to happen is biblical and we should understand that.

See you on the other side. The other side is the Promised Land.

Are you truly ready?

I'm Locked and Loaded !!!!!!! 🤔

- Benjamin Fulford

[vibeventurehub]

25 Passive Income Ideas to Build Wealth in 2025

Passive income is a game-changer for anyone looking to build wealth while freeing up their time. In 2025, technology and evolving market trends have opened up exciting opportunities to earn money with minimal ongoing effort. Here are 25 passive income ideas to help you grow your wealth:

1. Dividend Stocks

Invest in reliable dividend-paying companies to earn consistent income. Reinvest dividends to compound your returns over time.

2. Real Estate Crowdfunding

Join platforms like Fundrise or CrowdStreet to invest in real estate projects without the hassle of property management.

3. High-Yield Savings Accounts

Park your money in high-yield savings accounts or certificates of deposit (CDs) to earn guaranteed interest.

4. Rental Properties

Purchase rental properties and outsource property management to enjoy a steady cash flow.

5. Short-Term Rentals

Leverage platforms like Airbnb or Vrbo to rent out spare rooms or properties for extra income.

6. Peer-to-Peer Lending

Lend money through platforms like LendingClub and Prosper to earn interest on your investment.

7. Create an Online Course

Turn your expertise into an online course and sell it on platforms like Udemy or Teachable for recurring revenue.

8. Write an eBook

Publish an eBook on Amazon Kindle or similar platforms to earn royalties.

9. Affiliate Marketing

Promote products or services through a blog, YouTube channel, or social media and earn commissions for every sale.

10. Digital Products

Design and sell digital products such as templates, printables, or stock photos on Etsy or your website.

11. Print-on-Demand

Use platforms like Redbubble or Printful to sell custom-designed merchandise without inventory.

12. Mobile App Development

Create a useful app and monetize it through ads or subscription models.

13. Royalties from Creative Work

Earn royalties from music, photography, or artwork licensed for commercial use.

14. Dropshipping

Set up an eCommerce store and partner with suppliers to fulfill orders directly to customers.

15. Blogging

Start a niche blog, grow your audience, and monetize through ads, sponsorships, or affiliate links.

16. YouTube Channel

Create a YouTube channel around a specific niche and earn through ads, sponsorships, and memberships.

17. Automated Businesses

Use tools to automate online businesses, such as email marketing or subscription box services.

18. REITs (Real Estate Investment Trusts)

Invest in REITs to earn dividends from real estate holdings without owning property.

19. Invest in Index Funds

Index funds provide a simple way to earn passive income by mirroring the performance of stock market indexes.

20. License Software

Develop and license software or plugins that businesses and individuals can use.

21. Crypto Staking

Participate in crypto staking to earn rewards for holding and validating transactions on a blockchain network.

22. Automated Stock Trading

Leverage robo-advisors or algorithmic trading platforms to generate passive income from the stock market.

23. Create a Membership Site

Offer exclusive content or resources on a membership site for a recurring subscription fee.

24. Domain Flipping

Buy and sell domain names for a profit by identifying valuable online real estate.

25. Invest in AI Tools

Invest in AI-driven platforms or create AI-based products that solve real-world problems.

Getting Started

The key to success with passive income is to start with one or two ideas that align with your skills, interests, and resources. With dedication and consistency, you can build a diversified portfolio of passive income streams to secure your financial future.

[peppertaemint]

Hello pptm! Would you talk a bit more about the current state of tv series? You mentioned briefly about an oversaturated market and how The Golden Age is now gone, but what were some of they key problems that lead to it in your opinion?

Would you consider Succession as part of the series that knew the importance of character development? Could we consider it like the final good show in this dire landscape of tv and streaming?

Lastly, what do you think will come next? There's a shift in the movie business in Hollywood if we look at the past year, but I don't know if we should be overly optimistic. Will we take a step back from prestige tv for a while until a new wave will bring something new?

Hello Madam M! Thanks for sending such a thoughtful Ask.

I think that over-saturation was part of the problem. What I mean by that is everyone and anyone trying to cash in on the money to be made through so-called prestige TV, and how the late stages of prestige dovetailed with the rise of streaming platforms.

Not every network went after prestige, but they've all gone after streaming, which has led to these conglomerates of streaming. Platform-wise, this is a huge turn off for "discerning" audiences. People watch HBO because they know what they're going to get. Now, if you sign into Max, you're confronted with the dregs of TV and can't make heads or tails of any of it.

This has been the case for Netflix for years now. They've dumped huge money into developing series but half the time when they cancel a show, that's the first a lot of people have even heard of it.

The other side of this is that platforms have dumped money into these series no one can find (lol), but say you do find it -- it looks and feels prestige but it ends there because the writing isn't solid. My understanding is that the writers' room tradition, which has a big practical training side to it, has been decimated by new ways of working these streaming platforms have brought. Usually, you start as an assistant in the room to learn the ropes. As the series goes on, assistants move up to writing scripts.

If these rooms aren't being put together anymore (which I read is the case more often than before), new writers aren't going through the learning stages.

The other factor is how quickly funding is pulled on these shows. If rooms are put together, there's no time for the craft to be taught or for the head writer to master it.

Do I think Succession got the writing right? Absolutely. When Ii wrote that BTS/Succession crossover for you (remember our bet... actually I can't remember what we were betting on 💀), trying to nail the dialogue and characters was incredibly difficult. It's like when you're spec script writing, you have to show you can follow the format but also write the characters so they are in-character but also not caricatures of their most obvious traits. The last part is what happened with the writing on Friends, for example. Most of the characters became the lowest common denominator of their most notable traits. Obviously, sitcom is a different format, but the point still stands because this is what happened to Greg in the last season of Succession. His character became a stock gimmick and stopped progressing.

I think things come in ebbs and flows, so the industry will self-correct. People keep joking that by amalgamating, platforms are reinventing cable TV. Lol. What needs to happen is for there to be less projects and more time, effort and oversight (The Idol FFS... where the fuck were HBO on that?) on the projects that are greenlit.

Well, there's my two cents. My flight was delayed so this turned into an entire essay.

[dailyanarchistposts]

Where Does Poverty Come From?

The imposition of free market economics on colonial territories in the 19th Century massively increased death tolls from drought and monsoon: as many as 18m died in India and China alone in two years in the 1870s. Famine in China sparked the Boxer Uprising. ‘Modernization’ caused village stocks of grain to be centralized in the Indian Empire and then exported to England whenever there were bad harvests. When famine struck, the colonial administration raised prices beyond the reach of the peasants who starved, fled the land or turned to banditry and even cannibalism. Money sent by European governments for relief often ended up funding increases in local military establishments and ‘bush wars’ against colonial rivals or were pocketed by the colonial merchant and ruling classes – the very crime that Saddam’s Iraq was accused of throughout the 1990s. Despite a decades-long effort to ‘civilize’ and ‘develop’ India, there was no increase in the per capita income of people between 1757 and 1947. Wealth flowed in both directions but did not pass out of the hands of the ruling classes into that of ordinary Indians. In Africa and Asia the rural population live on the poorest land. They are forced to grow cash crops for export, although their primary need is to feed themselves: 15 million children die every year from malnutrition. In Brazil the IMF (International Monetary Fund) typically insisted that the huge $120 billion debt was paid by reducing imports and maximising exports. This has inevitably led to the worsening rape of Amazonia through increasing the output of primary products such as minerals, meat, coffee, cocoa and hardwoods. Living on the worst land and burdened by debt, is it any wonder people over-cultivate, deforest and overuse the land, becoming more prone to ‘natural’ disasters such as floods and droughts. This land is also the most dangerous: the poor live in shanty towns of flood-prone river basins or foreshores, or in huts of heavy mud brick, on steep hills, that are washed away when the rains come.

[unpluggedfinancial]

How Drastic Interest Rate Cuts Could Fuel a Bitcoin Surge

In just a few days, on September 18th, all eyes will be on the Federal Reserve as they make their next move on interest rates. Speculation is running high that the Fed may drastically cut rates, signaling a potential shift toward a more accommodative monetary policy. For most investors, this news means one thing: inflation is likely on the horizon. But for those in the know, this could mark the beginning of something even bigger—another major surge in Bitcoin's value.

The relationship between interest rate cuts and Bitcoin might not be obvious at first, but once you dig a little deeper, it becomes clear that Bitcoin is positioned to thrive in environments where traditional currencies falter. Let’s explore why a drastic Fed rate cut could light the fuse for a Bitcoin price explosion.

The Impact of Interest Rate Cuts on Traditional Markets

Interest rate cuts typically signal that the Federal Reserve is aiming to stimulate the economy by making borrowing cheaper. When rates go down, businesses and consumers tend to borrow more, which can spur economic activity. However, there’s a flip side to this: when rates are cut too aggressively or for too long, inflation tends to creep in. This is because the influx of cheap money devalues the dollar, reducing its purchasing power.

For traditional assets like stocks, bonds, and real estate, this can be a double-edged sword. Lower rates can boost prices in the short term, but inflation eats away at real returns over time. That’s where Bitcoin comes in.

Bitcoin: A Hedge Against Inflation

Bitcoin, unlike fiat currencies, has a fixed supply of 21 million coins. This scarcity is a key feature that makes it an attractive hedge against inflation. As central banks continue to print money and increase liquidity in the system, the purchasing power of fiat currencies like the dollar diminishes.

Enter Bitcoin: a decentralized, deflationary asset that is immune to government intervention. When inflation rises and fiat loses value, Bitcoin becomes more appealing to those seeking to protect their wealth from devaluation. Its "digital gold" narrative is more relevant than ever in times of monetary easing, when people are searching for assets that can hold value over the long term.

Why a Drastic Rate Cut Could Spark a Bitcoin Price Pump

So, what does this mean for Bitcoin if the Fed announces a drastic interest rate cut? First and foremost, it means a weaker dollar. When the dollar weakens, investors look for ways to preserve their purchasing power, and Bitcoin is an increasingly popular option.

A drastic rate cut would likely send a signal to the markets that the Fed is willing to let inflation rise in order to stimulate the economy. This could lead to more institutional investors seeking refuge in hard assets, especially Bitcoin, which has shown resilience during periods of fiat instability. As more capital flows into Bitcoin, driven by both retail and institutional investors, the price is likely to experience a sharp rise. We’ve seen this play out in the past, and all the signs suggest that we could be on the verge of another price pump.

Historical Precedents: Bitcoin’s Response to Fed Policy

History provides some clues as to how Bitcoin might respond to this latest round of monetary easing. Take, for example, the massive stimulus packages rolled out in 2020 in response to the COVID-19 pandemic. As the Fed slashed rates and flooded the market with liquidity, inflation concerns grew, and Bitcoin began a historic bull run that saw its price rise from around $10,000 to an all-time high of over $60,000 in just over a year.

It wasn’t just retail investors driving that rally. Institutional players, from hedge funds to public companies, started to view Bitcoin as a viable alternative to traditional stores of value. As monetary policy loosened and inflation fears grew, Bitcoin's fixed supply made it an increasingly attractive asset. The same dynamics are at play today, with the added weight of broader adoption and a maturing Bitcoin ecosystem.

The Bigger Picture: Bitcoin’s Role in a Changing Financial System

The potential for a Bitcoin price pump following the Fed’s interest rate cuts is significant, but it’s part of a larger narrative that has been building over the past few years. Bitcoin is no longer just a fringe asset for tech enthusiasts and libertarians—it’s becoming a serious contender as a global reserve asset.

As central banks continue to struggle with inflation and monetary policy, Bitcoin stands apart as a decentralized alternative that doesn’t rely on government intervention or manipulation. More people are beginning to recognize its potential, not just as a store of value, but as a fundamental part of the future financial system. In an era where fiat currencies are increasingly seen as unreliable, Bitcoin’s deflationary design and decentralized nature make it a beacon of financial stability.

Conclusion: Stay Ahead of the Curve

As we approach September 18th, the Fed’s decision on interest rates will have ripple effects across global markets. For Bitcoin, a drastic rate cut could be the catalyst for another major price surge, as investors seek out alternatives to a weakening dollar.

If history is any guide, Bitcoin is likely to benefit from the Fed’s actions, making now a crucial time to stay informed and consider how this asset fits into your long-term financial strategy. The world of finance is changing rapidly, and those who understand Bitcoin’s role in this shifting landscape will be best positioned to thrive.

Take Action Towards Financial Independence

If this article has sparked your interest in the transformative potential of Bitcoin, there's so much more to explore! Dive deeper into the world of financial independence and revolutionize your understanding of money by following my blog and subscribing to my YouTube channel.

🌐 Blog: Unplugged Financial Blog Stay updated with insightful articles, detailed analyses, and practical advice on navigating the evolving financial landscape. Learn about the history of money, the flaws in our current financial systems, and how Bitcoin can offer a path to a more secure and independent financial future.

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Support the Cause

If you enjoyed what you read and believe in the mission of spreading awareness about Bitcoin, I would greatly appreciate your support. Every little bit helps keep the content going and allows me to continue educating others about the future of finance.

Donate Bitcoin: bc1qpn98s4gtlvy686jne0sr8ccvfaxz646kk2tl8lu38zz4dvyyvflqgddylk

Thank you for your support!

[solver002]

Eventually, all walls meet demolition So Wall Street had to keep the tradition Their financial systems resigned to ignition And out of the ashes, we have arisen

An empire is forged in the fire of ambition In business, there isn't the time for attrition Invest to suppress then ingest competition Then each acquisition is new ammunition

When governments crumble and fall to the floor That was paved with the graves of a corporate war A fundament funded in blood just to shore A foundation for founding our covenant

Born of a need for control of societal entropy Enterprise at the price of your indemnity Chart out the course and of course you were meant to be Bent to the will of a corporate entity

Arasaka Security. You're in safe hands

We're the light in your screens, we're the lead in your veins Then you wake from your dreams, so we can sell them again In the light we distract with the shiny and new So you're blind to the fact that the product is you So let your brain dance and replay the dream But don't drown in the data stream 'Cause we see where you are and we see where you go 'Cause we know what you own and we own what you know

From the top of all our towers, the corridors of power clearly need rewiring Arasaka saw the spark and then embarked upon the path to turn that spark to lightning There's no autonomous megalopolis so populous or prosperous you could reside in And every citizen that's living in this city is a digit on the charts we're climbing

Political systems are too inefficient They split like the atom and burned in the fission Now every department and every decision Defer to the herds of our corporate divisions

If you don't remember the ballot you cast It's printed on every receipt you were passed Each time you selected our products and services We were elected in each of your purchases

What's left to do when you've got the monopoly? Turn the consumer into the commodity It isn't hard where you've hardware neurology Honestly, do read the company policy

Take information and trade it for wealth You pay it in each augmentation we sell It's easy to cut out the middleman When he's cut out most of himself

Arasaka Finance. Investing in your future

We're the light in your screens, we're the lead in your veins Then you wake from your dreams, so we can sell them again In the light we distract with the shiny and new So you're blind to the fact that the product is you So let your brain dance and replay the dream But don't drown in the data stream 'Cause we see where you are and we see where you go 'Cause we know what you own and we own what you know

All that you say on the net we composite To maps that go straight from your head to your pocket Complain if you want, you're still making deposits Of data — each day you log on is a profit

Society currently lists electronic So isn't conducting resistance ironic? We've plenty of skeletons locked in our closets But yours are assembled from old-stock hydraulics

So lucky we know just the pieces you need All plucked from your social media feeds The places you go and the posts that you read All snatched for a new algorithm to feed

Now, holding our gold isn't par for the brand Our silver is sat in the palm of your hand Quit whining and sign on the line in the sand The supply does not get to make the demands

Arasaka Manufacturing. Building a better tomorrow

Name, age, qualifications Race, faith, career aspirations Political leaning, daily commute Marital status, favourite fruit

Family, browser, medical history Hobbies, interests, brand affinity Fashion, style, your occupation Gender identity, orientation

Lifestyle choices, dietary needs The marketing contact you choose to receive Posts, likes, employers, friends Social bias, exploitable trends

Tastes, culture, phone of choice Facial structure, the tone of your voice If it's inside your head, we know You can't escape the ebb and flow

We're the light in your screens, we're the lead in your veins Then you wake from your dreams, so we can sell them again In the light we distract with the shiny and new So you're blind to the fact that the product is you So let your brain dance and replay the dream But don't drown in the data stream 'Cause we see where you are and we see where you go 'Cause we know what you own and we own what you know

When guiding the hand of the market If it's holding a cheque or a gun The fingers go deep in your pockets And you can live under the thumb

You seem so surprised, what did you expect? We're thinking outside of that box that you checked The terms were presented in full to inspect You scrolled to the end just to get to "Accept"

Arasaka would like to know your location (In the light we distract with the shiny and new) Arasaka would like to know your location Arasaka would like to know your location (So you're blind to the fact that the product is you) Arasaka would like to know your location

.

[kazifatagar]

Foreign funds are expected to remain net sellers

Market sentiment is expected to remain subdued as investors await the US Non-Farm Payroll report and assess risks from policies like mass deportations and tariffs, which could exacerbate inflation and trade tensions. The FBM KLCI is likely to continue its downward momentum toward the psychological 1,600 level, with increased volatility impacting lower-tier stocks. Foreign funds Foreign funds…

[riversfunding]

How can small business loans help fashion retailers?

From short-term business loans so you can employ seasonal staff in the lead up to Black Friday and the Christmas sales, to medium-term business loans that mean you can secure next season's stock today, small business loans can provide significant support to fashion retailers in multiple ways. In this article we look at how our carefully considered cash flow solutions for SMEs can power retail businesses as part of a sensible commercial strategy and judicious approach to capital management. 

Read Full Blog - https://www.riversfunding.com/news/how-can-small-business-loans-help-fashion-retailers?searchQuery=&pageNo=1&limit=25

[s20marketing]

Cash Flow Analysis – Basics, Benefits And How To Do It

The most important part of financial management is cash flow analysis. It is what guides the people amid the storm of fluctuating economies and unpredictable markets. Every entity intending to achieve economic and growth stability needs to understand cash flow comprehensively and what it includes.

For those who wish to enhance their comprehension, taking online accounting training courses can offer priceless insights into becoming an expert in this vital area of financial administration. Let’s get down to business now, starting with the essentials of cash flow analysis, discussing its many advantages, and then explaining how to do it properly.

What is exactly cash flow analysis?

In cash flow analysis, the concentration is on the amount of cash that enters and leaves the organization in a specific period. It serves financial managers to make inquiries into an organization’s liquidity, solvency and general financial health. This process helps them determine whether they can repay their debts on time, run their operations with cash, and look for ways to grow by seeing how money passes through their hands.

Components of cash flow analysis

There are three main parts to a cash flow analysis:

1. Operating Cash Flow (OCF): This is the amount of the money which a business earns or spends on its day-day activities. It is made up of proceeds accruing from sales, as well as payments to the wholesalers, salaries, and other expenses of running the business.

2. Investing Cash Flow (ICF): ICF tallies the type of cash flow that you make when you buy or sell assets, invest in stocks, or buy other businesses.

3. Financing Cash Flow (FCF): This sort of cash flow indicates sources of cash entering into the business through financial activities such as new money, dividends, buying or selling shares, and debt repayments.

Importance of cash flow analysis

Liquidity management: Short-term cash flow analysis allows companies to be solvent and have enough liquid funds to cover required short-term debts and unexpected expenses.

Solvency assessment: It gives you an insight into how well a company would deal with long term financial obligations such as servicing the debts and making capital purchases.

Decision making: Through a strong-cash-flow-analysis you will be able to make business strategies that show trends, cash gaps, and investment opportunities that probably will work.

Advantages of cash flow analysis

1. Enhanced financial planning

A strong financial scheme is all about proper cash flow analysis. Businesses could arrange their financing needs, manage their assets well, and not experience any cash gap or excesses by forecasting their cash flows. Professionals who take online accounting training courses can start planning their finances better once they know what they’re doing.

2. Better management of working capital

Learning how inflows and outflows of cash affect working capital is crucial for effectively managing them. Organizations can stick to their financing costs, and improve their working capital’s turnover by adjusting their receivables, payables, and inventory amounts according to their cash flow projection.

3. Better risk management

A cash flow analysis anticipates problems and allows companies to take preventative measures. Businesses can work in advance preparing what to take if something’s gone wrong, looking at how volatile is their source of income or how sensitive they are to changes in the market and finally how much cash they might have at hand.

4. Investor confidence

Both investors and lenders rely on the cash flow analysis that properly outline. Through demonstrating that they are great at managing their funds as well as getting the right flows and they trust the investors, businesses can obtain money on good conditions and get their trust.

How to conduct cash flow analysis?

Step 1: Get financial data

Organize your paperwork, income statements, balance sheet, and cash flow for the period you want to cover. Be sure that the details are accurate, complete and in their latest versions.

Step 2: Get operating cash flow

Start with net income and then subtract non-cash expenses, depreciation and changes in working capital like accounts due and receivable etc., the other non-operating items.

Step 3: Assess investing and financing factors

Having the cash flows from investing and financing analyzed, one can notice their effect on the total cash flow. Think of key events, like acquiring assets, settling loans, or giving out dividends, and work out what they mean to the company’s liquidity and capital structure. By accessing online accounting training courses one can gain insights into their impact on overall cash flow dynamics.

Step 4: Analyze the results and get conclusions

See in the cash flow statement for trends, awkwardness and red flags. If you want to generate a profitable cash flow, compare your current cash flow performance with industrial benchmarks and your own past data. Analyze the findings, and find ways to make your cash flow healthier.

Step 5: Implement strategies for improvement

Various strategies should be followed to enhance the cash flow management based on the cash flow analysis results. It could encompass increasing operating capital, re-negotiating payment conditions, deriving new income sources, or refinancing debt, among other ways.

In conclusion

Cash flow analysis is an essential part of financial management as it gives a lot of information about the company’s finances, how well it nurtures finances and what are its short-term and long-term objectives. Companies can really benefit from how they take the chance to learn the basics of cash flow analysis.

A business can competently and effectively venture into the complex business world of today with a proper cash flow analysis and the right tools to do it. Online accounting training courses help people learn how to do cash flow analysis, which gives professionals and people who want to start their own businesses the power to use it to its fullest.

[exitrowiron]

Investing 101

Part 3 of ?

In the first installment of this series I discussed stocks. Stocks are also referred to as Equities, because if you own a company's stock, you own Equity in the company. Stocks entitle you dividends and you can benefit from growth of the stock price. But stocks can be volatile. Fortunately there are other securities you can purchase which usually offer less risk.

Bonds, are essentially loans made to companies and government entities. Bonds can have a variety of maturities (i.e. length of time until the loan is repaid) and interest rates. Companies can issue bonds instead of getting a loan from a bank. Likewise, government entities (ex. cities, counties, school districts, states and the US Treasury) issue bonds. A school district might issue a bond to build a new high school; a state might issue bonds to build a new tollway. The US Treasury issues bonds to fund the operations of the government. For as long as you've been an adult, you've heard about the US Budget Deficit, right? But do you know what it is? The budget deficit is simply the yearly government spending which exceeds the government's revenue (taxes). The sum of all the annual budget deficits is called the National Debt. The US Treasury issues bonds throughout the year to borrow the money necessary to fund the budget deficit. The interest on government bonds is usually tax exempt - that makes them a favorite of people who want to lower their tax bill. Because government bonds are tax exempt, they pay lower interest than a comparable corporate bond.

In general, bonds have lower risk than equities and pay interest regularly. With the exception of US Treasuries, bonds can be less liquid - i.e. take longer to sell in the event you need your cash back immediately. Bonds are also usually considered lower risk than equities, so an investor might purchase them to lower the overall risk in his/her portfolio (more on that later).

Each bond pays a fixed interest rate for the life of the bond (ex. 4%), but the price of the bond can go up and down based on market demand. On the day of issuance, let's assume you bought a 10 year, corporate $100 bond paying 4% interest. You paid the corporation $100 and every year for 10 years you will receive 4% interest and at the end of 10 years the company will repay the $100. If you wanted to sell the bond the next day, you could probably sell it to someone else for $100. Because you can sell for it face value, the Yield is the same as the interest rate. Let's also assume that 1 year later the company's only factory burned in a fire and it wasn't insured. It is much less likely that the company will be able to repay the bond you bought. If you tried to sell the bond to someone else, you'd probably have to discount the bond - perhaps sell it for $80 instead the $100 you paid. Now the Yield has declined, even though the interest rate is still 4%. Conversely, assume the factory never burned and instead the stock market tanked. Now everyone is desperate for an investment paying 4% and is willing to pay $120 for you $100 bond (an exaggeration to be sure); in this case the Yield on your bond has increased above the 4% interest.

The safety of bonds is measured and reported by rating agencies and impacts the price/yield. The bonds of companies which are less likely to be able to repay are rated lower than those with strong earnings and cash flow. Lower rated bonds have more risk, but they have higher interest rates and yields. Junk Bonds are bonds issued by high risk companies. Investors can make a bunch of money from junk bonds, but they can lose their investment too. (The 2008-09 financial crisis was caused in part by rating agencies not accurately reporting the risk associated with bonds composed of home mortgages.)

Historically, a broad portfolio of equities will generate greater returns over the medium/long term than a bond (debt) portfolio. If you have a long investment horizon (ex. >5 years) you want to invest in stocks. Occasionally, however, the stock market will have correction or there will be a recession etc and the stock market will drop. If you need cash during one of those periods and have to sell your stocks, you're going to sell at the bottom of the market and lose money. For this reason, investments with a short time horizon tend to favor bonds; the price (yield) of bonds is generally less volatile and you can count on the cash flow of regular interest payments. That's why as investors age, they start to shift the balance of their portfolio from equities to bonds. If I'm 70 years old and the market tanks, I can't wait 5 years for the market to recover; so I'm going to keep more of my money in bonds. The return on my bond investments is low, but so is the risk.

Only 12 people or so are reading these things, so if you have questions please ask.

[abhiloans]

How a Loan Against Shares Helped in Financial Planning

A Loan Against Shares (LAS) can be a valuable tool in financial planning. It allows you to access funds without selling your shares, which is useful if you believe the share price will increase in the future. LAS often comes with lower interest rates compared to personal loans or credit cards since the shares act as collateral, reducing the risk for the lender. Additionally, the interest paid on LAS is often tax-deductible, making it a tax-efficient way to access funds.

By using LAS, you can maintain your investment position in the stock market while meeting your financial needs, which can be particularly beneficial during market upswings. LAS typically offers flexible repayment options, allowing you to tailor the loan to your financial situation and cash flow. Overall, a Loan Against Shares can be a strategic tool in financial planning, providing liquidity, tax benefits, and flexibility while allowing you to maintain your investment positions.

[doradoinvest]

Fresh water or how Powell's words fuel the markets 🤨

⬆️ The Fed raised the rate by 0.25% to 5.25%!

FED will continue to further reduce the balance sheet under the plan. (This should have a negative impact on the markets).

FED has removed the signal about the need for further rate hikes, but does not give clear hints of a pause.

He also notes that today no decision was made to pause.

But, nevertheless, it hints that it is possible that the cycle of increase is already over.

FED is sending a signal that it is not going to lower the rate yet, it wants to keep it at a high level for some time.

FED again does not want to talk too much about the recession.

FED says banks are strong and the US economy will not let you down 🤡

Powell says it's important to raise the debt ceiling, but not just raise it, raise it on time.

Comment from our team:

At the moment, the rate was raised to levels of 2007, which was later, you all know very well… Now there is a whole combination of factors for the market to fall.

However, there is enough liquidity in the market that has been created over the period from 20-21, so the markets cannot collapse, as a huge amount of money buys out drawdowns, since inflation, although it has slowed down, continues to grow from month to month.

📉 We are negatively looking at Sp500 in the medium term. The decline in revenue and profits of companies due to the recession will have a negative impact on EPS. Buybacks, which have been a major driver of stock growth in recent years, could be hit by rising taxes.

❓ For Bitcoin, the situation is very uncertain. In history, this asset has not yet gone through a recession. But we believe that eventually bank failures will lead to a large flow of funds from private investors to Bitcoin, which will lead to its growth. But sharp drawdowns cannot be ruled out.

📈 Looking positively at gold. It is currently trading at 3-year highs. The level of $2000 has already acted as resistance three times, but today we see how gold has broken through this mark.In the near future we can see a sharp increase in this asset. Any drawdown in gold is recommended to be aggressively buy.