#risk planning

[curiousquill1]

A wealth management firm plays a vital role in delivering top portfolio management services by offering expert guidance, strategic asset allocation, and personalized investment strategies. These firms assess clients' financial goals, risk tolerance, and market conditions to create customized portfolios that aim to optimize returns and minimize risks. With their comprehensive knowledge of financial markets, tax planning, and estate management, wealth management firms ensure clients' investments are well-managed and positioned for long-term growth, helping individuals and institutions achieve financial success and security.

[nelkcats]

Garage Sale

Well, when the Fentons decided to have a garage sale Danny didn't expect many to be interested. His parents were looking for a way to get money quickly to build more stuff, and he jokingly suggested they could sell some inventions, they took it seriously (Jazz made sure to remove all the lethal inventions, she tried with the ones that might be risky but then they wouldn't sell anything).

Danny knew his parents were strange yes, but he wasn't sure that justified millionaires in his backyard. Millionaires, he'd like to clarify, had never set foot in Amity Park before. He raised an eyebrow at the sight of Bruce Wayne and his sons checking out the appliances. None of them seemed to be interested in the "ghosts" but they hadn't backed down from taking some things either.

So yes, Danny was suspicious. Of course he had made sure the inventions in the sale were safe (although unlike Jazz, he simply decided to make them safe, a few modifications here and there), but the fact that they looked genuinely interested made him uneasy.

Were the Waynes interested in hunting ghosts?

He decided to try something, he crossed eyes with one of them and let his green eyes show before looking away, the boy looked alarmed. He approached him and asked, but Danny feigned ignorance, commenting that all the inventions were green and maybe he had been confused by the reflection (to be fair, most of his parents' inventions were green because of the ecto).

For his part, Bruce had received an alert from Justice League Dark, it seemed they had detected a strange energy, similar to magic, so the bats set out to investigate. They didn't expect to find a garage sale in a house in the middle of nowhere (Amity Park wasn't even marked on the fucking map). Nor did they expect advanced technology or mad scientists.

Bruce decided to pretend he had stumbled into town as "Brucie Wayne" and buy a few things. He shuddered to see that many inventions worked with Lazarus water. Jason, who had strangely agreed to come along, was also upset about the son of the scientists.

Bruce questioned whether he had found a family of villains in the making.

[peace-hunter]

tfone au where OP is created as the last of the primes but way after them, a sparkling born at what were thought to be the last days of the war against the quintessons, the beginning of a new generation of peace after eons of war. a child meant to be loved and raised knowing nothing of war nor sacrifice.

he's kept mostly out of the spotlight by his siblings, who don't wish to expose him to everyone's optics so young, and want to wait until the war is done and over to properly introduce him to their people.

except of course the primes are betrayed and murdered by sentinel, the war is lost and everyone who knows and cared for the truth is either banished or outright killed in order to suppress it.

and the high guard, the ones the primes trusted the most, the ones that were supposed to protect them, the ones who failed in their most important duty, have to make a choice. to take the last prime, their last hope, with them to the surface, a hostile environment where there's little to no supplies and where they'll be hunted down by both sentinel and the quintessons as the biggest threat to their regimen.

or hide him in plain sight. place him where sentinel won't think to look for him. one more sparkling among many. and hope it will be enough to keep him alive. pray to primus that he'll protect his last child long enough for them to come back for him when it's safer (even if most of them have already lost their faith on him when he allowed the rest of his children to be massacred like that)

they almost lose their resolve when they realize they will have to take the little one's cog away in order to make him blend in with the rest of the newborns (and oh do they burn with murderous intent when they see what sentinel has done to their people but it's not the time yet-) but in the end they decide an impaired little prime is better than a dead one.

and so in the chaos of thirteen dead primes and a sudden energon crisis, a little sparkling who very few mechs really knew about and even fewer had seen completely vanishes. and in the depths of iacon a mech in charge of a new batch of newborns scratches their helm in confusion as they realize they must have miscounted the first time.

optimus prime is quietly erased from any official records by sentinel, written off as dead when they find a sparkling's frame mangled beyond recognition after an attack on the base of those rebels that insist on being a thorn on his side. killing the sparkling hadn't been precisely in his plans, he probably could've found some use for it after all, but he's not particularly upset about it either.

and orion pax grows up with an ache on his spark that tells him he's missing something far more important than a t-cog and dreams of gentle and loving hands, cradling him against the frames of mechs he cannot recall the faces of.

[moongothic]

MY BLANKET OF DARKNESS HAS BEEN COMPLETED

✨👁️✨ I AM SO COZY NOW ✨👁️✨

So I started working on this blanket around June of 2022. Got like, maybe half-way through the blanket and then the yarn I needed for the blanket went out of stock at my local yarn shop. Now I didn't know the yarn would be completely unavailable for like 6 months (until the stop closed permanently), so I just kept on waiting, hoping for it to come back in stock-- but it never did, so in January I finally looked online if I could find the yarn elsewhere and I did, I got the yarn I needed, and finished the blanket. So it kinda took me 6 months to make this blanket but also not

What made this blanket a truly exciting and fun project for me is that this has been the first blanket I actually made for myself and designed for myself. Like I've enjoyed every single blanket project I've had so far, but having a blanket that's Just For Me is just. It's nice

I originally planned the granny squares out digitally because I wanted to have a fun pattern of different granny squares, something that wouldn't be too busy looking and was carefully planned, and here's what I came up with

I had two versions of the square pattern, one with moon phases right in the middle of it and another without them. I do like how the moon version looked and part of me kinda regrets not making that one, but I'm not sure the moons would have really gone well with the eyes... So I did go with the first version

(Sidenote, it's not on the pattern above but I added extra rows of just black squares at the top and bottom of the blanket, so there's two rows of black instead of just one)

(Sidenote 2, although I knew I wanted the blanket to be mostly black from the begining, I wasn't entirely sure what accent color I wanted to use, it really was depending on what colors the shop had available. Like I used yellow as kind of a default color since it worked nice with the stars and eyes, but I could've gone with some other color too. In the end, because I didn't like the color options for the yarn at the shop I ended up going with a yellow anyways) (Also I tested out a reverse color version with the pastel purple and white base and no eyes, just for funsies, it looks kinda neat)

But yeah, that's how the planning of the blanket went.

The blanket is made of 231 squares in total, 11x21 rows. 186 of the squares are plain black, the rest are patterned. The star squares were the worst to make because of how many strands of yarn I had to weave in, 0/10, would not reccommend.

I used the Cedro 100% wool yarn (reccomended hook size 5, 50g=100m), and it took me about 38 balls of yarn to finish the blanket (including crocheting all the squares together and doing a single round of double crochet around the blanket to finish it off)

This is literally all the yarn I have left from this blanket; one untouched ball of black and three partially used balls.

I gotta admit.

I'm kind of shocked by the size of the blanket. Like I very carefully measured it to make it the exact size to fit my bed, and it fits perfectly. But I'm still kinda shocked how big it is. (Which is why I didn't make the border of the blanket any bigger, even though I could've with the yarn I have)

Also

It's HEAVY

Like, of course it's heavy, it's 100% wool and thick, but MAN I didn't expect it lmao

But that kind of makes it perfect for cold winters especially, it's super warm and the weight makes it cozy- like who needs a weighted blanket when you can have one of these lmao

Now I just need to figure out how to protect the blanket from being covered in my white cat's hair...

[tanglepelt]

Dc x dp idea 29

Danny became ghost king his first order of business was to return artifacts to there rightful owners. These owners included from multiple countries on earth, Amazonians, the sea, tamaran, and so many more. Danny wasn’t planning on running a museum of stolen artifacts anytime soon.

So what if they we��re given as a way to prevent pariah from cutting off passage to the afterlife or from just destroying them. Why would anyone question why they were returned.

Considering no one realizes there had been an exchange of power everyone. Everyone assumes pariah was no longer satisfied. Danny didn’t bother to leave a note or anything.

So now the justice league and others are preparing to summon the king and potentially have to seal him away.

[daftpatience]

also my favourite one got the spot of honor (right next to my tablet)

BONUS I DREW HIM

[nastyquill]

some random TMA worldbuilding speculation about five years too late, but here it is anyway: I used to wonder what the practical purpose of Artifact Storage was supposed to be. like, I know the in-universe reason for its existence was that the Institute was "researching" the artifacts, but by the end we know the Institute wasn't researching shit; Elias (and presumably the people in charge of the sister organizations) knew exactly what was up with all that crap all along.

then I realized: it's Elias's home garden. hoard a bunch of extremely scary and dangerous artifacts with very specific containment requirements, then put a few stressed-out academics in charge of keeping it all in order so you can passively feed on their fear. people who desperately want to believe that learning and knowing the behaviors of every item will be enough to keep them safe. it's a less effort-intensive version of what Peter does on the Tundra.

[age-of-moonknight]

“Systemic Approach (Part Two),” Avengers Unlimited (Vol. 1/2022), Infinity Comic, #64.

Writer: Mat Groom; Penciler and Inker: Caio Majado; Colorist: Pete Pantazis; Letterer: Joe Sabino

[pavel-chekov-appreciator]

When Sarek is dying of Bendii Syndrome, his wife Perrin complains that Spock never came to visit or say goodbye. I don’t think they ever had the best relationship, but at this point Spock and Sarek are absolutely much closer and on better terms than they used to be. Which makes me wonder why exactly Spock never saw his father again before going off to do undercover diplomacy on Romulus. And I think I know the answer.

Because the most prominent symptom of Bendii Syndrome is a breakdown of emotional control.

Sarek, at this point in the disease’s progression, has basically no control over his emotional reactions. He is dying and he is afraid and he is sad and regretful, and he is, most likely, on top of all that, deeply ashamed. This has to be a humiliating experience for a man like Sarek. And I’m sure Spock knows this. Knows his father has precious little dignity left.

And how do you think he would feel, seeing his son?

The son he’s had an incredibly complicated relationship with for his entire life. The son he has so many regrets regarding. The son with his mother’s expressive human eyes, a mother who died old and fulfilled but so tragically young from a Vulcan perspective. The only child he has left when he once had three.

This man would have a breakdown. He would cry. In front his son. And then he would feel ashamed. And their last interaction would be bathed in regret and shame and deep, unresolved sadness.

Spock wants to see his father. He wants to say goodbye to him. He probably wants to meld with him, which seems to be something traditional for Vulcans in the end stages of their lives. But his father’s dignity could not bear it, and he knows this, and he avoids him and allows him to die with that little bit still intact, knowing at least that he never cried in front of his son.

[lichqueenlibrarian]

I am hyperventilating

[intimidating-fettuccine]

This post is coming from me in my space of panic and resignation that I have been in all day, but I just. I felt the need to say anything at all.

Please do what you can to survive. This week, for the next few years, maybe forever. Please do what you can to survive. We cannot give up, we have to remain unified and continue supporting each other. That is all we can do. I don’t know what the future will look like, but we should be prepared to handle anything.

If you are like me, a female, I wish you so much support. With the rights we are about to lose, please keep yourself safe. Look into birth control if you can, especially IUDs or implants, I’ve been doing that myself. Please only surround yourself with people that you know are trustworthy. I’ve seen lots of women saying they’re going to be joining the South Korean 4B movement (not dating, having sex with, marrying, or having children with men), and honestly I encourage it. Even if you’d like to be a mother, it’s not safe anymore. If something goes wrong with your wanted pregnancy, there’s an incredibly high likelihood that you will not be able to receive care. That is a horrific reality, but it’s something we need to be aware of. If you are in a safe, loving relationship I am incredibly happy for you and I wish you the best. If you are not, or if you are single, do whatever you can to get to a safe place, please.

To any of my LGBT+ followers, please remain safe. Please, please, please be careful, with what you say, with who you talk to, with how you present yourself. I can’t even imagine how terrifying things might become, but I don’t want any of you to be ashamed, to stop being who you are. Just please be safe in how you do so. I wish you all so much luck and love because you all deserve to be free to express yourselves, to live as who you are in freedom and not be so heavily judged and prosecuted and punished. Please have safe spaces, and safe people to surround yourself with if you can. This blog will ALWAYS be a safe and inclusive space for you. I see you, and I accept you, and I support you so much. Please take care.

My support goes out to everyone who is about to be effected, because it is about to be more than just women and LGBT+ members, but I wanted to touch on those two specifically because they are the ones closest to me. I love you all. I’m sorry that this is how things turned out, but we need to keep going. We need to stay strong. We need to keep fighting and surviving because they want us to give in and we can’t do that. It might get incredibly tough next year, in the next four years or even longer, but you cannot give them the satisfaction. You have to outlive them, to prove to them that you can survive and that you deserve to be here.

I don’t particularly care if anyone thinks I’m being dramatic about this and I’m not trying to fearmonger. I don’t want anyone to be scared, but I can’t hide the fact that I’m scared. That I don’t know how things are going to look moving forward. But I care about each and every one of you.

Continue living with airport rules right now (doing whatever it takes to get to your destination of the future). He’s not in there yet. We are still safe right now. Please do what you can to prepare and to steel yourself for any outcome. But, for the next couple weeks, please just take care of yourselves. Indulge in activities you love, eat food you love, sleep as much as you can, take care of yourself as much as you can. You are not alone in this. Everyone that voted for her, we are all in this together. We cannot forget that.

I love you all so much. Please be safe. Know that you are not alone. Be strong, and be proud of what you fought for and who you are. You deserve to be here, and you deserve to be who you are.

[curiousquill1]

The Role of a Wealth Management Firm in Delivering Top Portfolio Management Services

Ever wondered why it seems that a few investors pass through market turmoil without flinching while most others are easily tossed about by it? Usually, the magic is in financial expertise on their side.

Why Professional Wealth Management Matters

Managing wealth is no longer just about picking stocks or bonds. Imagine the financial markets as a vast ocean – while amateur sailors might get by on a calm day, you'd want an experienced captain when storms hit. This is where a wealth management firm steps in, serving as your financial navigator through both smooth and choppy waters.

The Indian financial landscape has simply become much too complex. Investors have choices not only between cryptocurrency and sustainable investment but also amongst traditional market instruments. It's no longer simply about growing in wealth, but instead growing in doing so wisely.

What Sets Professional Wealth Managers Apart?

A wealth management company offers one key thing: experience. Where the individual investor may follow a few stocks, a professional wealth manager analyzes thousands of investment opportunities within multiple asset classes. They see areas of opportunity that others have passed over.

Devise the Strategy to Fit Your Needs

Top portfolio management firms are rather like a custom-made suit – they are tailored for a perfect fit. They don't just assemble a one-size-fits-all investment strategy, but rather build strategies tailored to the goals, be it funding education at a specific foreign college for a child or building a nest egg for retirement.

Getting Real Benefits in Action

Take, for example, a real case. When global uncertainties recently forced the markets downwards, many Do-It-Yourself investors panicked and sold at the lowest. On the other hand, clients of wealth management companies had strategies which helped them to:

Protect the capital during drawdowns

Capitalize on purchasing opportunities

Rebalance portfolios regardless of any market fluctuations

More Than Investment

Modern wealth management is not just about growing money, but also about protecting it. Think taxes, succession planning, and even philanthropy. A quality wealth management firm handles it all, much like a general contractor oversees every aspect of building your dream home.

Smart Tax Planning

The difference between good and great returns often lies in tax efficiency. Professional wealth managers know how to structure investments to minimize tax impact while staying fully compliant with Indian regulations.

Future-Proofing Your Wealth

Preserving money is just as important for high-net-worth individuals and family companies as creating it. These firms help structure assets to ensure smooth transitions between generations.

The Technology Edge

Today's top portfolio management services leverage cutting-edge tech tools for:

Live portfolio monitoring

Risk assessment

Market research

Performance measurement

However, unlike robo-advisors, they integrate the best of this technology with human insights and experience. It's the best of both worlds: data-driven decision-making and human wisdom.

Making the Right Decision

The decision to hire a wealth management firm is somewhat akin to choosing a business partner. Therefore, seek out:

Track record

Fee transparency

Effective communication

Good understanding of goals

Remember, the richest families have been working with professional wealth managers for generations. There's a reason for that – it works.

The Bottom Line

In a world where financial markets are constantly changing, professional advice is not only beneficial but also necessary. Whether you meet your financial objectives or not may depend on a wealth management company.

Professional portfolio management services provide the know-how needed to negotiate the complicated financial landscape of today, regardless of whether you are the first generation running your family business or looking after your family's money. Ultimately, effective money management involves making a number of wise choices over time, day in and day out, rather than just one.

Need to optimize your investment strategy? The right wealth management partner might be your next smart investment.

[nelkcats]

Transfers

Jim Gordon decided to offer his home to the students transferring from Casper High to Gotham Prep for a few months. Barbara wasn't too happy about it but Jim preferred that to having those kids end up in a dangerous place or worse, with Bruce Wayne (he meant well but frankly Jim would rather not risk another young vigilante). Besides, one of the transfers practically demanded a restraining order against the millionaires, the poor kid.

Honestly Jim didn't understand why the transfer program existed. Casper didn't know how dangerous Gotham was? Or didn't they care?, all he hoped was that he could keep them safe and that they wouldn't come back to their home too traumatized.

Of course, he had no way of knowing that the Casper's trio was more than ready for Gotham, with weapons disguised in their suitcases and a ghost hero about to enjoy an extended vacation after negotiating a deal with the ghosts.

Gotham wouldn't know who hit it.

[the-final-sif]

what is your opinion on the situation?

I've been at work all day so I haven't been able to sit down with stuff fully, it also seems like Caiti is planning to release a statement later today with more information I think? So I'd like to get her response there, but based on what I've seen so far I think I fall more on the side of "people made some dumb choices and should learn from them" than anything else.

Consent is messy and it gets messier when people start lying or are drunk. In this case, both Caiti and George were drunk. From what I understand, either Caiti had a 21+ wristband from the vidcon party, or her friend group did and assumed since she was drinking with them, she was also 21+.

Honestly, when it comes to the matter of underage drinking, I don't think it's even remotely fair to place blame on Dream/George for that. The blame there lies with Caiti deciding to drink while under 21, and on her friends, Ghostie and the other person present who were both over 21. Unlike Dream/George, both of them knew Caiti and knew exactly how old she was and were letting her drink. They were also letting her drink with no one sober and no one making sure she got home.

Now, Caiti is 18 and also I'm not a goddamn square, I'm not gonna stand here and be like "oh no drinking at 18 clutch my pearls" but like, if people are going to blame other people for that situation, that very much lies with Caiti's friends who knew they had an underage person drinking with them. I feel like people are weirdly assigning blame to Dream/George for not like, iding every person they hang out with (particularly if she had a 21+ bracelet at vidcon, which would mean she already got IDed). While completely avoiding placing any blame on the people who 100% knew they were taking an 18 year old drinking without a doubt.

Putting that aside, from my understanding George's side is he believed at the time that she was having fun, and the most they did was cuddle on a couch with other people there. He believed at the time that everything was cool, and that she later decided she was uncomfortable with what happened.

Honestly, I don't really think that's an unfair reading. At this same party, her best friend was there and from Ghostie's own words, she also didn't realize Caiti was uncomfortable until several months later when Caiti told her. If her best friend didn't notice she was uncomfortable or see anything wrong, then I find it hard to think anyone else would pick up on it.

There's certainly risks taken here that I wouldn't have taken. I think that George needs to do better with checking for consent and maybe vetting the people you're hanging out with. Although I also understand that doing a full background check on everyone you ever meet is an absurd requirement and if, at the time, they trusted the person that they actually invited, I get how that shit happens. Per consent, given that he was also drunk, I get how it may've appeared to him that he had consent. I do think it's still something to work on, but I'm also perfectly aware that in real life, people are often going off vibes and social cues, and sometimes those don't mash.

I also think that Caiti's friends have been pretty shitty throughout this. They take no responsibility for having let an 18 year old drink and then ditching her. They are absolutely milking drama out of this shit and they have a weird obsession with blaming Dream for shit he had no fault in.

As for Dream, I don't think he did anything wrong here. Full stop. If Caiti's best friend didn't notice that she was uncomfortable or unhappy, it's insanely unreasonable to expect Dream to have managed that. He was also drunk and hanging out with people, and he had no way of knowing Caiti was underage. None of that shit was his fault, and his statement seems very measured and reasonable. People are trying to blame him for things that he had absolutely no part in, and the UK group are absolutely trying to pull that shit.

Overall, sounds like several people involved made dumb choices, I hope they learn and grow. Otherwise all of this honestly sounds like shit that should've been talked out privately and not tossed to the internet for speculation. Human beings are messy and will fuck up sometimes. This feels like a case of miscommunication and people making risky choices that left people with some hurt.

Again, I may change my mind with further evidence presented, but that's how it feels to me.

[the-heros-sidekick]

❝ went looking for a creation myth, ended up with a pair of cracked lips. ❞

He feels it first at the back of his neck. A buzzing, like the crackling of electricity underneath his skin, reverberating against the hollow of his skull. Something is knocking, making its presence known: A particular kind of evil that had snuck into Stiles’ mind once already, stealing away control over his body. Condemning him to sit back, trapped in his own mind, rendering him powerless. Doomed to watch in horror as his  blood-stained hands wielded sharpened blades against those he loved. They’d gotten him out, though nearly at the cost of his own life—a sacrifice Stiles had been more than willing to make, so long as no one else would get hurt because of him. And yet something must have stayed behind, lodged into the membrane of his skull like a shard of glass. For the longest time he’d managed to keep the horrors contained to only haunt him in the dead of night, leaving him sleep deprived and wrung out, every nerve ending scraped thin. But now, even the light of day no longer offers refuge for Stiles to feel safe. Long gone is the once obnoxiously loud, carefree kid—left in its stead is a man carrying himself with caution, treading quietly across the space between other people’s reality and what lies beyond. He knows there are demons out there listening, waiting for an opportunity to exploit any sign of weakness—a door left slightly ajar, perhaps, much like the door to Stiles’ mind they’d never managed to close. The feeling of impending doom crescendos and Stiles, feeling sick to his stomach with fear, clings desperately to the words he repeats to himself like a mantra. "Nothing gets in unless you let it.” But the words turn to ash in his mouth, memories of past experiences proving him a liar. 

an exploration of Teen Wolf's 𝐒𝐓𝐈𝐋𝐄𝐒 𝐒𝐓𝐈𝐋𝐈𝐍𝐒𝐊𝐈—𝐇𝐀𝐋𝐄 who, after leaving Beacon Hills behind, settled down in New York where he's now considered the FBIs golden boy ― crafted for @fakevz. following canon events of the show with additional headcanons. low activity & very crossover friendly. minors dni. this blog operates in english only. est. 2014 ♗ ©

𝐀 𝐒𝐓𝐔𝐃𝐘 𝐈𝐍: loss of innocence ⊹ comedic sidekick ⊹ overcoming demonic possession ⊹ a morally gray world ⊹ undying loyalty ⊹ survivor's guilt ⊹ agent of chaos ⊹ deflecting with humor

✧  ���𝐔𝐋𝐄𝐒 ✧ 𝐏𝐈𝐍𝐓𝐄𝐑𝐄𝐒𝐓 ✧ 𝐌𝐄𝐌𝐄𝐒

I think I've loved you since I met you. I just mistook it for curiosity.

Ever since I first laid eyes on you, I felt this unquenchable need to know you. I blamed it on ulterior motives, justified it because I needed something from you, because you held the answers I was looking for, because no one else was able to help but you. Looking back on it now though, I'm starting to think that maybe some part of me knew right from the start, that first night I stumbled upon you in the woods, what took me years to see: Maybe my heart recognized that it was going to love you right away, and I spent the years to come catching up with what it knew right from the start. That it was always going to be you. How could it ever have been anyone else? Through mayhem and bloodshed, through fear and loss, through grief and sleepless nights, you were the one constant that remained. When I lost sight of everything—first myself, then reality, then hope—you were the one guiding my way like a beacon, or a north star. If I've ever known peace, it's in all the moments that your hand has touched mine and that your arms have held me tirelessly, putting your body like a shield between me and every inkling of danger. Of all the late-night wonderings of trying to make sense of the last decade (and failing), what remains is this singular thought: At least it was you. At least it was me. At least it was us, together. I'd bear it all a million times over if it meant I got to hold your hand at the end of it all. You are the moment of quiet at the end of a long day, you are breathless laughter, you're the patch of sunlight filtering in through the window that I stand in to warm myself. You are everything good in this world and living proof that there is hope despite it all, and I love you beyond measure.

[listen-to-the-inner-walrus]

okay so normally when i make informative posts about current news, i try to always link a source for it (i tend to rely on the guardian) or at least explain the source of it.

but i dont know if the government are planning to publicise this or quietly implement it so im hesitant to give details on where i got this info. im just gonna say it was from someone/s who works in the department of work and pensions, and hope that my prior post history speaks well enough of me for you to trust that this isnt misinformation.

i dont like doing this but i think this information is too important for me not to share it and said info is fucking disgusting.

starting in march, in the uk, if you ask at the job centre for a voucher for a local foodbank, you are going to be turned away.

under the current system, if you go to a job centre that has a food bank referral service, the staff will fill in a slip (theyre advised not to call it a voucher but tomayto tomarto you know?) and refer you to a local charity which will allocate you food according to the slip.

that ends on march 1st. after that, they will just hopefully signpost you to other services that can help you get an emergency food parcel. that will likely involve you having to travel somewhere, potentially on a public transport, costing you more money that you dont have. and that does not guarantee that you will get the food you need either that day or at all.

our government does not care about its citizens, but especially not about us who are poor. they see the working class, the impoverished and the homeless as subhumans. they see us as what new right sociologist and white nationalist libertarian charles murray coined the underclass.

and you know this because of how the current system will be working from now until the end of february because if youre gonna stab someone while theyre bleeding to death, you might as well double tap it, ay?

from now until february 29th, you now must have an interview so that they can be "sure" that you need that food.

bear in mind that this does not cost the government anything. they are not losing money because of this service, if you want to call it that.

and that interview? that could take up to 3 days; its whenever they have a timeslot within 3 days of your asking. you could go in and say "i have no money and i have no food, i havent eaten for days, please help," and they could tell you to come back in three days, and then not even give you that slip of paper anyway.

this could kill someone. yes, it takes longer than three days to starve to death, but if someone is struggling that much to need help acquiring food, theyre gonna have more problems going on. people might choose food over heating and freeze to death; they might decide to eat food thats gone off and end up dying from it because they couldnt call 999 because they didnt have electricity; they might decide to try and injure themselves so bad that they have an extended stay in hospital as a way to get food and die in the process; they might not have eaten in weeks and starve to death.

but hey, if you do pass the interview process, youll get the referral you needed up to three days ago and a discussion about how better to manage your finances, because hey, youve already stabbed the stabbed person two more times, why not twist the fucking knife?