#paying off credit cards

[debthelperdotcom]

Debthelper helped me out of a bind Debthelper #debtrelief #testimonials ...

[financesavvytips]

Smart Money Management: 7 Easy Tips to Avoid Credit Card Debt and Stay Financially Secure

In today’s fast-paced and consumer-driven world, credit cards have become an integral part of our financial landscape. They offer convenience, flexibility, and the ability to make purchases even when funds are tight. However, if not managed properly, credit cards can quickly become a double-edged sword, leading to overwhelming debt and financial stress. The allure of instant gratification and…

[krazydealsandmore]

If you want to pay off your credit cards fast, here are some strategies to consider:

Create a budget: Start by creating a budget that allows you to allocate as much money as possible towards paying off your credit card debt. Cut down on unnecessary expenses and redirect that money towards your debt. Pay more than the minimum payment: Aim to pay more than the minimum payment on your credit card each month. Even a small increase in your payment can help you pay off your debt…

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about How to Pay off Debt

Understanding debt:

Let’s End This Damaging Misconception About Credit Cards

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Dafuq Is Interest? And How Does It Work for the Forces of Darkness?

Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market

How to Build Good Credit Without Going Into Debt

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

It’s More Expensive to Be Poor Than to Be Rich

Making Decisions Under Stress: The Siren Song of Chocolate Cake

How Mental Health Affects Your Finances

Paying off debt:

Kill Your Debt Faster with the Death by a Thousand Cuts Technique

Share My Horror: The World’s Worst Debt Visualization

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

The Debt-Killing Power of Rounding up Bills

A Dungeonmaster’s Guide to Defeating Debt

How to Pay Hospital Bills When You’re Flat Broke 

Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?” 

Slay Your Financial Vampires

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 

Student loan debt:

What We Talk About When We Talk About Student Loans

Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”

How to Pay for College without Selling Your Soul to the Devil

When (and How) to Try Refinancing or Consolidating Student Loans

Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?

Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?” 

The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For

2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly 

Our Final Word on Student Loan Forgiveness 

Avoiding debt:

Ask Not How Much You Should Save, Ask How Much You Should Spend 

How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag

Your Yearly Free Medical Care Checklist

Two-Ring Circus 

Status Symbols Are Pointless and Dumb 

Advice I Wish My Parents Gave Me When I Was 16 

On Emergency Fund Remorse… and Bacon Emergencies

Should You Increase Your Salary or Decrease Your Spending? 

Don’t Spend Money on Shit You Don’t Like, Fool

The Magically Frugal Power of Patience

The Only Advice You’ll Ever Need for a Cheap-Ass Wedding 

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It 

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash? 

The Bitches vs. debt:

I Paid off My Student Loans Ahead of Schedule. Here’s How.

I Paid off My Student Loans. Now What?

Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt

The Real Story of How I Paid Off My Mortgage Early in 4 Years

Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending 

That’s all for now! We try to update these masterposts periodically, so check back for more in… a couple… months??? Maybe????

[kimpossibooty]

CUSTOM LITHOPHANE KEYCHAINS

I’m now selling custom printed keychains! Lithophanes look like nondescript plastic until they’re held up to a light source to reveal a detailed picture! It’s great for personal photos, or bringing your favorite fictional boyfriends and girlfriends on the go!

They’re listed at $10, but I have a permanent 50% discount for my followers if you use the code KIMPOSSIBOOTY at checkout! The code also works for my other items, including similar customizable lithophane covers and boxes!

I can customize a lot of details on these, including color and size, so if you have any questions just let me know!

Consider supporting a new queer-owned shop this pride!

[letmetellyouaboutmyfeels]

Computer Problems

If anyone heard the muffled sounds of violence that was me strangling my friends for telling me to do this.

And being logical and sensible about it how dare they!

Anyway so. I'm not sure who's actually aware of this? I don't think it's most people. But last year in February my computer got a huge crack down the middle of the screen, and the battery decided it wasn't going to be a proper battery anymore. Those of you who've been around for a while will remember that last year was incredibly difficult for me financially as the steady job I'd had for a couple years disappeared and other jobs I'd been promised dried up (ah, the joys of freelancing).

I now have an office job but it still couldn't fully cover bills until I got a raise which kicked in finally in March. I took on two extra jobs the last few months to try and take care of the debt I accrued last year trying to survive (and taking care of family members; I have been partially supporting a couple of them for the last 2-ish years).

I've put off taking my computer in to be fixed as long as possible. At first it was because until this office job my computer was my income, and I literally couldn't afford to have it out of commission for even a few days. Later it was because I simply did not have the money - my credit card was maxed out, etc - but it's been over a year and I can't see big chunks of the screen, and the battery is doing the equivalent of hacking up blood like a Victorian heroine about to die of consumption.

It's going to cost me $800 to get it fixed, and that's where this post comes in. I have a Ko-fi, and if anyone has anything to spare to help, that would be so deeply appreciated.

I know there is so much going on in the world and people who need financial assistance so much more than I do. Nobody owes me anything, and I feel terrible for even asking. But I've been informed there's no harm in asking, and so here I am.

Thank you for reading this long post, and my (as usual) long winded explanation. Any little bit helps, as does reblogging. I apologize for taking your time sharing this, and I hope everyone is staying safe and taking care of themselves.

Ko-fi

I also have a Patreon that's been on hiatus and I'll be returning to shortly.

[constellations-and-energy]

i think people who tell me to “just pay off your credit card every time you get a statement” are truly and seriously so displaced from where i personally am financially. it feels like the advice is a baseball being thrown past me as hard as possible

[tubapun]

Hi, my power company didn't put the power in my name until a week after they were supposed to, so I just got charged 60 bucks by my apartment. Donations or commissions are appreciated

[bigmammallama5]

nothing like taking your car in to get brakes replaced only for the cost to double bc the mechanic found something else the dealership didn't "find" that genuinely needs to be fixed

[emotsper]

animate has a pop up store not too far from where i am rn im sooo fucking cooked like. look at this

[autistic-shaiapouf]

Emergency-ish Commissions

Hey guys it's your local florida man in a bit of a tight spot; hurricane number one totaled my car and hurricane number two knocked out the power for 5 days and I haven't had a chance to apply for assistance for food yet. I'll be without a car for most of next month (with someone who can at least help me get to and from work) and am opening up commissions to try to put a little more towards a down payment for a new car.

For 5 dollars I can give you a little doodle (might slip in a little more detail if you ask for a pokemon!) and for 25 I can do a full body piece, with a couple background elements and some light shading/lighting.

Here's some 5 dollar examples:

And here's some 25 dollar examples:

Won't do anything explicit, bigoted, the standard criteria; other than those, I'm pretty flexible with what I'll draw (fanart, OC art, ship art self-insert, anthro, some mech - I'm still learning!) , just shoot me a DM if you're not sure!

Payment is upfront, either through the commissions tab or directly through the donate button in the link, just let me know what you'd like I'll get to it! Every little bit helps, thank you to everyone!

[despazito]

Sticks and stones may break my bones but vagueposts will never hurt me

[msburgundy]

i must talk to the guy who offered me the part time bookkeeper job again (wasn't 100% sure i was qualified for it when he first brought it up lol) and depending on what the pay is, i may survive after all

[bitchesgetriches]

Hey bitches! Just wanted to share a hack I have been using when it comes to paying down credit card debt. When I see something that I want but do not need, like say, a workout set in a color I adore when I already have plenty of gym clothes, I'll instead pay the amount that I would have spent on the item(s) towards my credit cards. It's been super useful, especially this time of year when there are so many temptations on sale, lol.

I love this! This is such a great way of rewarding yourself for good money habits. Thanks for sharing with the whole class, honey! We're super proud of you.

Here's more on paying off debt:

How To Pay off Credit Card Debt: From the Snowball to the Avalanche Method 

Kill Your Debt Faster With the Death by a Thousand Cuts Technique

Did we just help you out? Say thanks on Patreon!

[plurralthiing]

round 2 of cringe (drawing cookies as furries) lets goooo

[ronnyraygun]

TimBuzz has a very specific dynamic—

[Original Under Cut]

Lmao.