#pay off debts

[yourownbank]

Life insurance is often seen as a Financial Safety Net for your loved ones after you pass away. But what if you’re dealing with Financial Challenges while you’re still alive? You may wonder if you can tap into your life insurance policy to pay off debt. The answer depends on the type of life insurance you have and your financial situation. Let’s explore the possibilities...

[inkskinned]

the thing about art is that it was always supposed to be about us, about the human-ness of us, the impossible and beautiful reality that we (for centuries) have stood still, transfixed by music. that we can close our eyes and cry about the same book passage; the events of which aren't real and never happened. theatre in shakespeare's time was as real as it is now; we all laugh at the same cue (pursued by bear), separated hundreds of years apart.

three years ago my housemates were jamming outdoors, just messing around with their instruments, mostly just making noise. our neighbors - shy, cautious, a little sheepish - sat down and started playing. i don't really know how it happened; i was somehow in charge of dancing, barefoot and laughing - but i looked up, and our yard was full of people. kids stacked on the shoulders of parents. old couples holding hands. someone had brought sidewalk chalk; our front walk became a riot of color. someone ran in with a flute and played the most astounding solo i've ever heard in my life, upright and wiggling, skipping as she did so. she only paused because the violin player was kicking his heels up and she was laughing too hard to continue.

two weeks ago my friend and i met in the basement of her apartment complex so she could work out a piece of choreography. we have a language barrier - i'm not as good at ASL as i'd like to be (i'm still learning!) so we communicate mostly through the notes app and this strange secret language of dancers - we have the same movement vocabulary. the two of us cracking jokes at each other, giggling. there were kids in the basement too, who had been playing soccer until we took up the far corner of the room. one by one they made their slow way over like feral cats - they laid down, belly-flat against the floor, just watching. my friend and i were not in tutus - we were in slouchy shirts and leggings and socks. nothing fancy. but when i asked the kids would you like to dance too? they were immediately on their feet and spinning. i love when people dance with abandon, the wild and leggy fervor of childhood. i think it is gorgeous.

their adults showed up eventually, and a few of them said hey, let's not bother the nice ladies. but they weren't bothering us, they were just having fun - so. a few of the adults started dancing awkwardly along, and then most of the adults. someone brought down a better sound system. someone opened a watermelon and started handing out slices. it was 8 PM on a tuesday and nothing about that day was particularly special; we might as well party.

one time i hosted a free "paint along party" and about 20 adults worked quietly while i taught them how to paint nessie. one time i taught community dance classes and so many people showed up we had to move the whole thing outside. we used chairs and coatracks to balance. one time i showed up to a random band playing in a random location, and the whole thing got packed so quickly we had to open every door and window in the place.

i don't think i can tell you how much people want to be making art and engaging with art. they want to, desperately. so many people would be stunning artists, but they are lied to and told from a very young age that art only matters if it is planned, purposeful, beautiful. that if you have an idea, you need to be able to express it perfectly. this is not true. you don't get only 1 chance to communicate. you can spend a lifetime trying to display exactly 1 thing you can never quite language. you can just express the "!!??!!!"-ing-ness of being alive; that is something none of us really have a full grasp on creating. and even when we can't make what we want - god, it feels fucking good to try. and even just enjoying other artists - art inherently rewards the act of participating.

i wasn't raised wealthy. whenever i make a post about art, someone inevitably says something along the lines of well some of us aren't that lucky. i am not lucky; i am dedicated. i have a chronic condition, my hands are constantly in pain. i am not neurotypical, nor was i raised safe. i worked 5-7 jobs while some of these memories happened. i chose art because it mattered to me more than anything on this fucking planet - i would work 80 hours a week just so i could afford to write in 3 of them.

and i am still telling you - if you are called to make art, you are called to the part of you that is human. you do not have to be good at it. you do not have to have enormous amounts of privilege. you can just... give yourself permission. you can just say i'm going to make something now and then - go out and make it. raquel it won't be good though that is okay, i don't make good things every time either. besides. who decides what good even is?

you weren't called to make something because you wanted it to be good, you were called to make something because it is a basic instinct. you were taught to judge its worth and over-value perfection. you are doing something impossible. a god's ability: from nothing springs creation.

a few months ago i found a piece of sidewalk chalk and started drawing. within an hour i had somehow collected a small classroom of young children. their adults often brought their own chalk. i looked up and about fifteen families had joined me from around the block. we drew scrangly unicorns and messed up flowers and one girl asked me to draw charizard. i am not good at drawing. i basically drew an orb with wings. you would have thought i drew her the mona lisa. she dragged her mother over and pointed and said look! look what she drew for me and, in the moment, i admit i flinched (sorry, i don't -). but the mother just grinned at me. he's beautiful. and then she sat down and started drawing.

someone took a picture of it. it was in the local newspaper. the summary underneath said joyful and spontaneous artwork from local artists springs up in public gallery. in the picture, a little girl covered in chalk dust has her head thrown back, delighted. laughing.

[poorly-drawn-mdzs]

Burning Rotten Bridges

[First] Prev <–-> Next

[clarabosswald]

to the 10 non-israeli hostages still in hamas captivity (listed from top left to bottom right):

bipin joshi, 23, nepal. an agronomy student, bipin arrived at israel to study citrus cultivation, only 3 weeks before 7/10. he was staying at kibbutz alumim when the attack started. at first, when the rockets started, bipin sheltered in a bunker with 16 other nepalese foreigners. thinking this was a "regular" attack, and will pass soon, they've even taken a group selfie, which one of them had uploaded to facebook with the caption "bunker time". bipin can be seen in this photo.

fear settled in when the sound of gunfire was getting closer. terrorists briefly entered the bunker at first, shooting at the men. two were instantly killed - one who was filming with his phone, and one who shouted "we're nepalese!" the terrorists have then started throwing grenades into the bunker. the men have crowded against the wall - except for bipin, who jumped at the grenades to throw them away. he was successful with the first grenade; but the second one exploded before he could get to it, and left several of the men injured and unconscious. the terrorists have moved on from the bunker, and later the men heard distant shouts of israeli officers, who arrived at the active scene of the attack, instructing them to come to a nearby kitchen for better shelter. while a few of the men immediately went there, bipin and a few of his friends tried to first aid those who were injured by the grenade. it was during this time that he quickly texted his cousin, in english: “If something happens to me you have to take care of my family. Be strong and always see the future.” it was then that two terrorists broke into the bunker. one, pointing a gun at the men left inside, instructed them to come outside with him. the other filmed them with his phone - with the footage being the last time bipin was seen. bipin's phone was later located in the gaza strip.

2. sudthisak rinthalak, 43, thailand. a farm worker, he was working the orchards of kibbutz be'eri on the morning of the attack. he was murdered on the spot, and his body kidnapped into the gaza strip. his death was confirmed to his family on may 16, 2024, following an investigation of the available evidence. may he rest in peace.

3. watchara sriaoun, 32, thailand. a farm worker, he was kidnapped from kibbutz nir oz, where he was working. watchara arrived in israel back in 2020 with his brother, in order to cover their family debt and pay their father's medical bills. apart from his mother and brother, waiting for him back home is also watchara's 9 year old daugher, irada, whose mother died in august 2024.

4. sathian suwannakham, 35, thailand. a farm worker from kibbutz nir oz, he arrived at israel in 2020. sathian was seriously injured during his kidnapping. his mother found out about it via a video on facebook; she, alongside sathian's father and sister, are still waiting in thailand for any word on him.

5. pongsak tanna, 36, thailand. a farm worker, he would often livestream while working, talking to his father wilas, or his 14 year old daughter. on the morning of 7/10, pongsak video called his father. during the 10 minute call, he described the chaos of rockets and gunfire, shouting at people around him to hide from the terrorists. eventually the signal was cut. pongsak was kidnapped into the gaza strip. during the weeks after 7/10, wilas spent days riding his bike around his home province, alongside the thailand-cambodia border, looking for anyone with a relative in israel who could help him search for pongsak. he had spent thousands of bahts (hundreds of dollars) repeatedly submitting legal documents to the government, in hope for any news on his son. “if my son is alive, whenever israel can get the hostages released, I want (him) to come home quickly to (his) hometown," silas said in an interview back in october 2024. “most importantly, i want my son to be ordained (as a buddhist monk) for his mom who died when he was away."

6. bannawat seathao, 27, thailand. a farm worker, he was shot in the leg before being kidnapped.

7. nattapong pinta, 35, thailand. nicknamed "nick", nattapong, a farm worker, came to work in israel a year and a half before 7/10, leaving his wife and young son, in order to pay off a debt and help his wife fulfill her dream of opening a coffee shop. he worked the avocado groves in nir oz. during the occasional rocket attacks, nick would call his older sister, reassuring her. "i’m just saving up a little more money, then i’ll be coming back.” on the morning of 7/10, nick called him wife, narissara. there was shooting, he said, and he was running away. that was the last she heard from him. "i felt like my heart was being squeezed when i learned that he hadn't been freed yet," narissara said. "i will definitely go to the airport [when he returns]. nothing will stop me."

8. suntaya akrasi, 20, thailand. a farm worker, suntaya was murdered on 7/10 while working near kibbutz be'eri, then his body was kidnapped into the gaza strip. his death was confirmed on may 16th, 2024. may he rest in peace.

9. joshua loitu mollel, 21, tanzania. an agronomy student, he arrived at israel 3 weeks before 7/10, planning to stay for 11 months. both joshua and his roomate, clemence felix mtenga (22), a fellow student from tanzania, were murdered in nir oz. at first, the pair had managed to text a fellow tanzanian intern in the kibbutz, ezekiel kitiku, telling him that they were running for shelter. but after a few hours, the texts have stopped. joshua's violent kidnapping was filmed and posted online, showing the terrorists stabbing and shooting him several times. joshua's body was kidnapped into the strip; clemence's body was identified a month later. joshua's death was confirmed in december 2023. joshua was the oldest of 5 children, and his stay in israel was his first time traveling outside of tanzania. joshua's father told of joshua's younger siblings that they "ask me every morning and night: ‘Dad, we want to talk to our brother.'" may joshua and clemence rest in peace.

10. surasak lamnau, 30, thailand. a farm worker at first, surasak's mother, kanmee, had no idea what happened to her son. in the chaos following the events of 7/10, his colleagues in israel told her that they did not see him. but after she posted about him online, she was told that he was one of 5 people - an israeli employer and his 4 thai employees - who were kidnapped. his fate is currently unknown.

none of these 10 hostages are expected to be released during the first phase of the ceasefire deal between israel and hamas.

of the 82 foreign nationals who were killed during the 7/10 events, 46 were thai, 10 were nepalese (all agronomy students who were murdered in kibbutz alumim), 5 chinese (3 were murdered in sderot); 4 were from the philippines (3 were working as nurses in the gaza envelope, one was killed in the nova festival massacre); two nurses from sri lanka (both murdered in kibbutz be'eri); two were from tanzania; 2 were from the uk; 2 were from the usa; and the others were from germany, moldova, canada, cambodia, eritrea, india, mexico, ukraine, and geogria. 32 foreign nationals were kidnapped. most of them thai. 647 foreign nationals were injured.

[gertritude-art]

i truly understand the temptation of people who make merch when a funny doodle of theirs goes viral because if I could get money from that stupid anon reaction image people apparently still use I would easily do #sellout #greed

[allgremlinart]

inspired by @/mugentakeda's Jet + Iroh hostility doodles but I made it lesko (lesbian jetko) because. I can

[blueskittlesart]

hey has anyone tried to buy a covid test lately. because i just had to buy one for a friend at my local walgreens and the cashier very seriously asked me if i was sure i wanted it because. a 2-pack of tests currently costs $23.99. do we not think that it's a little insane that the only reliable diagnostic tool for a very much ongoing pandemic costs over $20 for a single package. what if I didn't have that kind of money to burn??? Especially if you're already facing potentially losing at least a weeks worth of pay if you DO test positive and can't work. How many people are going to see that price point and decide they can't justify the expense??? literally insane. remember that brief moment of sanity this country had when we all got these for free

[meltedmush]

Can I pay you to make Binghe and SQQ kiss for real in their normal bodies? (They deserve to escape the skin body horror verse for a minute.)

LMAO yes you can!

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about How to Pay off Debt

Understanding debt:

Let’s End This Damaging Misconception About Credit Cards

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Dafuq Is Interest? And How Does It Work for the Forces of Darkness?

Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market

How to Build Good Credit Without Going Into Debt

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

It’s More Expensive to Be Poor Than to Be Rich

Making Decisions Under Stress: The Siren Song of Chocolate Cake

How Mental Health Affects Your Finances

Paying off debt:

Kill Your Debt Faster with the Death by a Thousand Cuts Technique

Share My Horror: The World’s Worst Debt Visualization

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

The Debt-Killing Power of Rounding up Bills

A Dungeonmaster’s Guide to Defeating Debt

How to Pay Hospital Bills When You’re Flat Broke 

Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?” 

Slay Your Financial Vampires

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 

Student loan debt:

What We Talk About When We Talk About Student Loans

Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”

How to Pay for College without Selling Your Soul to the Devil

When (and How) to Try Refinancing or Consolidating Student Loans

Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?

Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?” 

The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For

2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly 

Our Final Word on Student Loan Forgiveness 

Avoiding debt:

Ask Not How Much You Should Save, Ask How Much You Should Spend 

How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag

Your Yearly Free Medical Care Checklist

Two-Ring Circus 

Status Symbols Are Pointless and Dumb 

Advice I Wish My Parents Gave Me When I Was 16 

On Emergency Fund Remorse… and Bacon Emergencies

Should You Increase Your Salary or Decrease Your Spending? 

Don’t Spend Money on Shit You Don’t Like, Fool

The Magically Frugal Power of Patience

The Only Advice You’ll Ever Need for a Cheap-Ass Wedding 

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It 

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash? 

The Bitches vs. debt:

I Paid off My Student Loans Ahead of Schedule. Here’s How.

I Paid off My Student Loans. Now What?

Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt

The Real Story of How I Paid Off My Mortgage Early in 4 Years

Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending 

That’s all for now! We try to update these masterposts periodically, so check back for more in… a couple… months??? Maybe????

[kilianromero]

The Payoff

[crazycookiemaniac]

I really need your support :,)

I know I'm a pain in the ass about this. But, please, if you can, please consider commissioning me. I have pay what you can/want commissions open too. If you need I can split the payment in up to 4 installments (or more if you need it) too. I also offer simple 2D animations. If you need a discount, we can talk about it, too. I'm open to draw pretty much anything. So, please, if you like me and/or my art, please consider commissioning me :')

I hate practically begging people to commission me, but I'm so close to paying off all of my debts, but even so the bills are super expensive and I'm scared of not being able to pay them all off this month. Commissions is all I can do (aside from sending free prints of your choice if you commission me and pay the full amount before the month ends if you fill out this form).

If you just want to support me, I accept ko-fi donations as well.

This is so important to me, guys 😭 I'm super thankful to all of you who always reblog my commission info!! I'll forever be thankful if you can commission me during this tough time I'm going through as well, and if there's anything other than art that I can do for you, talk to me and I'll do my best to make it happen if possible!

[fattributes]

It's really hard for me to ask this, but would anyone be able to help me financially get home from work and a doctor's appointment this week? I'm already taking the bus as often as I can, but there isn't one that runs by the time I get off work, and I won't be able to get home otherwise. My next paycheck is expected to drop on the 15th, and I currently only have $5.26 in my bank account. I would really, deeply appreciate any help I can get. Thank you.

cash app: $fattributes ko-fi: fattributes paypal: fattributes@gmail.com

[doveywovy]

squid games tobiizu......the uchiha brothers are running the game. tobirama is competing in it in the hopes of covering the costs of hashirama's severe gambling debt (hashirama has no idea).

to ensure the games stay interesting, izuna pretends to be a player as well. (obviously, while there are some risks to it still, he won't get shot like the other players and he can leave at any time.) izuna's cover identity is...an extremely effeminate, flirty gay man. it means he's not viewed as a threat in the games, and explains why he's clingy with various contestants (so he can manipulate them towards particular end goals.)

very quickly he attaches himself to tobirama's side, mostly because the guy is great entertainment. despite himself he starts to develop real feelings for tobirama, and tobirama seems to really respect him and his abilities.

eventually...he tries to talk tobirama into sex. he's willing to bottom just this once if it means he can fuck tobirama before the poor sexy man dies. tobirama turns him down, izuna wheedles and begs and pleads, tobirama turns him down, izuna pouts and prods and eventually- tobirama snaps.

he's gay! he's romantically interested in izuna, certainly! and yes, the man is very nice to look at! but he's simply not tobirama's type, sexually speaking!

izuna: what

tobirama: i bottom. exclusively.

izuna: BROTHER GET US OUT OF THIS GAME NOW

[khaire-traveler]

The fact that "broke college student" is a stereotype in the US is indicative that there's a problem.

[veemark]

You know YinWar had a hand in the script when things start getting way too real.

"My ultimate goal is to see everyone in the family live well. My parents won't need to work hard anymore. Dad can come back to Thailand. I'll take care of everyone [...]. I think I can do it". [x] [x] [x]

[creations-by-chaosfay]

Emergency Roof Repair and Storm Cleanup Commissions

As mentioned in previous posts and pinned @anotherdayforchaosfay , we have just been through a natural disaster. Please read the pinned post on that blog. Updates will be added once we get outside and photograph the damage for our insurance claim.

I have opened commissions three months earlier than planned because we need to raise money to cover our insurance deductible as well as hiring someone to remove the tree from our roof and yard. The tree is owned by a lazy landlordlord who owns the property next door. We have told him repeatedly it needs to be trimmed or there will be damage. His property got a quick install sunroof.

I have four slots available across the board and prices start at $150 USD.

I have made the option of commissioning me for a quilt available. Three finished quilt tops are listed as commissions because they're ready for handquilting. Several people have inquired about one of the tops, so now's your chance to have it done sooner than later.

If you can do only a partial payment right now, DM me. I'll write up a contract for payments, and will require 50% upfront and weekly/monthly installs after that. You will then receive an invoice.

Commissions will begin immediately because we now have power.

I will close commissions when all slots are filled or June 1st, 2024. Whichever happens first (hopefully the former). If slots are filled, I will reopen them again after I finish all the commissions. I work fast and may complete six quilts netween now and then.

Donations are accepted,and there are four listings available in my shop with the option to pay more than my asking price (if you add an extra zero, I may very well cry).

Samples of my work below as well as in my gallery.