#living on a budget
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When you order a pizza and have too much leftover freeze it. You can heat it up in the oven later
Most veggies you can blanch, a very quick dunk in boiling water and then into ice water and then thaw
Soups are a great thing to freeze. Broths too.
Milk can even be frozen and thawed. Just make sure you put it in the fridge asap when it’s thawed
Juices, same as milk. Freeze then leave out to thaw.
There’s a lot more, but these are just off the top of my head
Being an adult will having you freezing foods you didn’t even think were possible to freeze
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5 Budgeting Strategies That Can Transform Your Financial Life
Managing finances can be overwhelming, right? If you’re aiming to save for a vacation, pay off debt, or simply get a grip on monthly expenses, finding a budgeting strategy that works for you is essential. Here are five budgeting methods that I’ve found incredibly helpful, along with some practical tips you can use right away.
1. Zero-Based Budgeting: Plan Every Dollar
Overview: In Zero-Based Budgeting (ZBB), you allocate every dollar of your income to a specific category. This includes regular expenses like rent, groceries, and utilities, as well as savings, debt repayment, and discretionary spending such as entertainment or dining out. The idea is to ensure that no dollar is left unaccounted for, giving you a comprehensive view of where your money goes.
How to Apply:
List all sources of income.
Write down all expenses, starting with essentials and then non-essentials.
Adjust the amounts until your income minus expenses equals zero.
Stick to your budget and review it monthly.
2. The 50/30/20 Rule: Balanced Budgeting
Overview: The 50/30/20 rule is a simple and effective method for managing your finances. It divides your after-tax income into three main categories: needs, wants, and savings/debt repayment. This balanced approach ensures that you cover essential expenses, enjoy discretionary spending, and work towards your financial goals.
How to Apply:
Calculate your after-tax income.
Allocate 50% to needs, 30% to wants, and 20% to savings and debt.
Track your spending to ensure you stay within these limits.
3. Envelope System: Spend Only What You Have
Overview: The Envelope System is a tried-and-true budgeting method that helps you control spending by using cash for different expense categories. This system encourages discipline and awareness by limiting spending to the cash available in each envelope, making it easier to stick to your budget and avoid overspending.
How to Apply:
Determine your spending categories and allocate a set amount of cash to each.
Use envelopes to separate cash for each category.
Spend only the cash in each envelope, and stop when it’s gone.
Refill the envelopes at the start of each month.
4. Pay-Yourself-First Budgeting: Prioritize Savings
Overview: The Pay-Yourself-First budgeting method prioritizes savings and investments before addressing other expenses. By treating savings as the most important “expense” and paying it first, you ensure that you are consistently building wealth and working towards your financial goals.
How to Apply:
Decide on a percentage of your income to save.
Transfer this amount to a savings account as soon as you get paid.
Budget the remaining money for expenses and discretionary spending.
5. Priority-Based Budgeting: Focus on What Matters Most
Overview: Priority-Based Budgeting emphasizes allocating your resources according to your most important goals and values. This method helps you identify and prioritize expenses that align with your financial objectives, ensuring that your money is spent on what truly matters to you.
How to Apply:
List and prioritize your financial goals.
Allocate your budget starting with the most important expenses.
Adjust as needed to ensure priorities are funded first.
Review and revise your priorities regularly.
Conclusion
Finding the right budgeting strategy can significantly improve your financial well-being. Whether it’s zero-based budgeting, the 50/30/20 rule, the envelope system, pay-yourself-first, or priority-based budgeting, each method offers a different approach to managing your money. Explore these strategies to see which one aligns best with your lifestyle and begin your journey towards financial stability and freedom.
Happy budgeting!
Cas Lin Small Possibilities
#budget#budget help#finance#personal finances#budget strategies#budget challenge#money management#frugal living#financial freedom#living on a budget#moneymindset#savemoney#savemoneylivebetter
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Bisan is calling for another global strike!
I saw some posts just outlining Jan 21st, and wanted to clarify that Bisan has called for a full seven days of action.
What a global strike would look like is:
calling in sick to work
purchasing bare essentials ahead of the week so you can observe the general boycott of goods / buying as little as you genuinely can
putting in a concerted effort to elevate Palestinian voices and make it clear that this strike is in support of a permanent ceasefire!
For those who will have to purchase necessary goods during this time, please observe the brands that the BDS movement is asking us to boycott!
♢♢♢
Right now is also a good time to mention some better uses for your money during this week.
Available e-sims in Gaza are running low!!
Mirna El Helbawi and her team are working round the clock to continue to connect Palestinians as Israel does its best to cut them off from the rest of the world.
You can learn how to purchase and send e-sims here, and below you’ll find a list of what is currently needed (the areas in brackets indicate what region you should select to buy e-sims in).
--
CareforGaza is an organisation that does verifiably good work, distributing supplies directly to Palestinian families.
They have a Gofundme set up at the moment, but because of Gofundme’s poor track record regarding refusing to transfer funds to Palestinians, I’d recommend continuing to donate directly to their PayPal here.
Good luck to all of you. Don't turn away from Palestine!
#i know that for some people their first instinct will be to scoff. how can anyone just not buy things for a full week?#what about groceries? rent?#and personally. i wanna say yes. there are some things that we have to spend money on to survive.#but it is possible still to make a concerted effort in your life#to carve out seven days where you can minimise that amount of money#i know its a lot.#for some people who are living on a tight budget. i know its not possible and i dont fault you for that#but i know for a fact that so many of us would be able to take out a few daily purchases in observance of this strike#do your best#dont turn away from palestine#free palestine#palestine#from the river to the sea#call to action
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Self-care on a Budget
In this blog, I‘d like to share some tips if you live on a budget and cannot afford to buy much, join fitness clubs etc. https://cavorta.substack.com/p/self-care-on-a-budget
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A procession of confessions.
[First] Prev <–-> Next
#poorly drawn mdzs#mdzs#lan xichen#jin guangyao#lan wangji#When Lan Xichen and Jin Guangyao flew into the scene I honestly had to hit pause and catch my breath.#I did not expect them to waltz in and start flirting with each other.#With this comic I have officially drawn all sides of 3zun doing something homoromantic with each other. Nice!#Lan flirting is offering to organize events. “Please...let me open up my planner...do you want to create a shared google calendar with me?”#“Oh...we will have to spend so many nights at a desk working out logistics. Do you want to see how good I can balance these accounts?”#Lan events probably have the best 'stayed within budget' reputation of all the clans.#What I mean to say is...Where are the Lan Wedding planner AUs? Actually scrap that: ALL the sects as rival wedding planners.#The Jins would do high end clients with huge budgets. Lans do traditional style weddings. Yunmeng Jiang promises fun and colour.#Sit with my vision for a moment. I'm going to move on to another topic but don't *not* marinate on that idea.#Pour one out for Lan Wangji. For having to sit through all this flirting and confessing while he ruins his own chances.#He will have to wait many years before living out his romantic fantasies. Until then...he must wait in the wings for his cue.
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DRUM ISLAND PREVIEW FOR THE LIVE ACTION LOOKS SO SICKKK WE'RE EATING Y'ALL
#opla#one piece live action#opla s2#the budget for this season is INSANE#OH MY GOD LET'S FUCKING GOOO
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putting my prediction on record now that the coming decade is going to see the rise of viral-marketed fancy at-home water filtration systems, driving and driven by a drastic reduction in the quality of U.S. tap water (given that we are in a 'replacement era' where our current infrastructure is reaching the end of its lifespan--but isn't being replaced). also guessing that by the 2030s access to drinkable tap water will be a mainstream class issue, with low-income & unstably housed people increasingly forced to rely on expensive bottled water when they can't afford the up-front cost of at-home filtration--and with this being portrayed in media as a "moral failing" and short-sighted "choice," rather than a basic failure of our political & economic systems. really hope i'm just being alarmist, but plenty of this already happens in other countries, and the U.S. is in a state of decline, so. here's praying this post ages into irrelevance. timestamped April 2023
#apollo don't fucking touch this one#serious post#not a shitpost#hope i forget about this post and have no reason to ever look back on it one day#fyi i'm aware that access to potable water is already a major issue in parts of the U.S. yes i know flint michigan exists#i'm saying that this issue is going to GROW unless local & federal governments work together to fix it.#so it's a matter of if we trust them to fix it. And well--do you?#what are the chances the government just denies there's a problem until the water actually turns brown#at which point it's already been common knowledge for years and people have just become resigned and that's our new normal#i'm mean come on. how many of us already believe that we're being exposed to dangerous pollutants we don't know about and can't avoid#like that's pretty much just part of being a modern consumer. accepting that companies will happily endanger your life for a few pennies#and the most you'll get is like a $50 gift card as part of a class action rebate 20 years down the line#probably the history books will look back on Flint as a warning and a harbinger that went ignored#luxury condos will advertise their built-in top-of-the-line filtration systems--live here and you can drink water straight from your tap!#watch the elite professional class putting $700 dyson water filtration systems on their wedding registry#while the rest of us figure out how to fit water delivery into our grocery budget while putting 90% of our paycheck towards rent#also eggs are $15
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edited 22/02/2024 - my mum helped me raise the match goal from £100 to £200
edited again 22/02/2024 - I met and exceeded my goal! Donations are still very welcome because I think it's really impactful to show our collective donations, I will close this on the 27th when I am paid and can make my donation
Idea credit goes to @ibtisams and I was inspired by @stuckinapril and @geekydragon !
I am doing a donation match!
I will match every pound donated, from now until next week, up to £200! I will donate £50 regardless of the outcome.
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1. Donate any amount you can to one of the places below:
UNRWA | Palestine children's relief fund | esims (link is a how to guide!) | Operation olive branch (any family that resonates with you)
2. Send me proof/receipt showing the date and amount, cross out any other information you wish
(currency does not matter, I will convert it and donate the equivalent in GBP)
3. I will update in the reblogs how much has been donated so far, and will make my matched donation on the 27th of February (when I get paid the money I plan to donate)
I'm currently planning on splitting my donation across the above sources, but I will donate £200 total.
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If we meet the match goal we will raise £400 for people who desperately need it right now! It's easy to feel a small donation doesn't help, so hopefully this is a way to illustrate how it all does really add up.
Any amount helps, if you have £1 to spare please do, but if you can donate more I urge you to
If you have nothing to spare, please reblog and do your daily click
#this is probably an awful time to post because my dash is not active at this time but I will reblog when I see people being online#I am going to promote this on my Instagram and WhatsApp my friends so hopefully it will be effective#I really hope we can meet the goal#£100 is as much as I can do I'm a uni student who lives off theit maintenance but this money is from my job which I use to pad my budget#I'm expecting to get paid around £130 so that's most of it#the £30 left will probably be my next food shop !#palestine#free palestine#free gaza#all eyes on rafah#I'm not sure if there's anything I need to add so I'm just going to post this now
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Arcane is a Masterclass in visual storytelling
I hate that a lot of the discourse post Arcane has been centered around it's focus on visual storytelling. Whether this be in regards to character interactions, or plot hints, etc, it seems that the genius of Fortiche and the writers is being criticized unnecessarily. This studio accomplishes what every artist DREAMS of excelling at. It's one of the things I appreciate most about the show. It uses its medium, animation, to its absolute fullest potential. It requires analysis and multiple rewatches and study to fully appreciate it. And I wanted to break down a specific moment that really does illustrate the control Fortiche has over every SECOND of this show (and one that's been controversial) Spoilers for Arcane S2 Episode 9
There is a set up in this final scene that lets us know what will happen to Jinx before it happens. And it lasts a single frame. Your eye and subconscious will register it before your brain ever does. As Jinx throws herself at Warwick/Vander and Vi pushes herself up to reach for her, a single frame focuses on the Hextech crystal in Vi's gauntlet.
Visually the scene could have cut from Vi's face, to her reaching for Jinx. But it shows us the Hextech purposefully - because it will be relevant to the scene. This is a visual cue for "remember this is here, remember what it does? It's about to have a payoff." And it's FAST, but on PURPOSE. And we see the payoff once Jinx uses it to depower the gauntlet moments later.
We knew as the audience, something would, because there was intentionality reminding us it was there. The way Jinx was going to fall was spelled out before it happened. Simultaneously, what they DON'T show in this scene is equally as relevant.
Jinx pulls out the bomb but we never see her deploy the pin. (She clearly DOES as there is an ensuing explosion). But this is different from the moment in season 1 on the bridge during her fight with Ekko, when we see the pin and bomb roll out of her hand before Ekko's reaction shot and the explosion. In that moment they gave us the visual indication of "there is no time" and indeed, they are both caught in the explosion.
But, in the S2 finale, the visual delay in her not removing the pin for us on screen, gives her canonically more time to escape its blast. It's a subtle visual nod to "Never found the body" trope. Hey never saw her pull the pin sooo ;) winkwinkwinknudgenudge. It's a hint to her survival due to nothing more than a single action of what we DON'T see. It needs to be subtle and tricky so that we DO have trouble believing it, but that we also still have a modicum of hope that we're right... That's awesome storytelling.
The next moment we are given a visual of the explosion we see a clear (incredibly fast) offshoot her shimmer abilities (as many have already pointed out.
Finally, in the final scene, Caitlyn nor Vi say a single word about the fallout of the battle. But we are given three visual cues to piece together what happened. Our minds are still purposefully meant to be processing the 'death' of Jinx, which as viewers, occurred 60 seconds ago.
The final battle occurred at the top of the Hexgate and Cait is looking at a blueprint of its construction.
2. The next cut is to the detonated head of the bomb we saw Jinx use while falling, meaning Cait is specifically thinking of the same moment we are. The single piece of bomb she's looking at also insinuates that's the only thing they "found" of her. Another nod to the "no body, no death" trope. But what is she thinking about it?
3. It shows us exactly what she sees and is thinking. A specific location within the Hexgates (which, notably, also includes the only TEXT we can visually make out. The line above it is pure scrawl.) 'air ducts'. An escape route in the same direction we saw Jinx's shimmer line go.
Jinx is likely alive and not a single line of dialogue was needed for that speculation to make sense or be followable.
Without a relevant line of dialogue (besides Cait's memorial-esque voiceover) since the battle, we can be relatively certain of three things:
1.) Jinx escaped the blast 2.) Jinx fled Piltover/Zaun 3.) Cait/Vi know this or suspect it (I believe Vi knows but that's a whole other meta of mine)
Whether or not that is your storytelling *preference*, this show needs to be appropriately commended for it's mastery of its art form. While I think it's fine and fair to say "I wish we had a bit of dialogue" regarding this or that, or a scene that laid x,y, or z out in a different way - it's not necessary. Not with the way the studio visually has told this entire story.
Anyway I don't even know how to end this, this is just a moment that stood out to me really hard, especially because people had such mixed feelings on the ending.
This studio is so god damn inspiring as someone who's dream is to work in storytelling and animation. Standing ovation.
#arcane#arcane season 2#fortiche#arcane league of legends#animation#jinx#vi#caitlyn kiramman#arcane meta#i think a lot of this style of storytelling was necessary with the time they had to tell it all too#i could bitch about executives and budgets and timelines for animated shows for the rest of my life#but that's never gonna change as long as we live in Capitalism#for what we got this entire show is still EASILY a 9/10 for me
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Do you get the impression the live action is treating us like utter morons?? Like I thought that making it aimed at an older audience would open the doors for more subtle story telling, but no, they're just using monologues to tell us eveything! Like in the second episode Katara's like 'oh his power isn't that he's the avatar, it's that he ~connects~ to people'. Girl we're not idiots we can see that!! And the first episode with Aang's goddawful 'I don't want this responsibility' monologue
THIS, YES. The word that keeps coming to mind is definitely "subtlety". The show for literal children? Had it. The remake for adults? Not so much.
#This is literally Storytelling 101: Show Don't Tell#I'm sorry scriptwriters I know you were working before your union won minimal staffing in writers' rooms and decent pay and all that#but You Know What You Did#Also cgi artists plz unionize#A few more hours on Momo would have maybe taken him further out of the nightmare monkey puppet category#I know some people are reporting him as cute#But all I can see is a creature from the Magnus Archives#that thing is the skin of Momo being worn by something that doesn't quite move right underneath#And maybe it is looking for a better fit#Don't let it touch you adorable child actor Aang#avatar the last airbender#atla#natla#Anyone looking to block the live action posts I'll be tagging all of these with that natla tag going forward#But yeah not going to post about it much#I came I saw I deemed it not worth the hours of my life it asked#I can literally write a better Avatar AU than this#Anyway back to Toph beating up Blind Zuko!#*write write write"#(their big budget fanfic can't hurt me it can only introduce more fans to the original)
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Fun fact: In Barbatos's intimacy storyline in Nightbringer he ends up living with Solomon and MC at Cocytus Hall temporarily. Here's a highlight from his 40 intimacy call:
The way he makes Solomon sit in the corner. 😭 You cannot convince me he didn't raise this man.
#+ the tonal shift when he started talking to mc again made me laugh ngl#i'm already spoiled for these calls but there's no substitution for the voice work#but yeah uhh spoilers in all of nb's intimacy calls they basically end up in a committed relationship w mc#i gotta step it up with farming so i can be annoying about it. barbatos's phone calls are SO good tbh#though now that mc and solomon aren't living at cocytus hall i question them making it so theyre living there even up to 100 intimacy?#i know whales are probably much speedier but its still a bit weird considering the devs#still won't let mc and barbatos's relationship progress in the main story practically at all in comparison to the phone calls#obey me barbatos#obey me solomon#obey me nightbringer#obey me#obey me shall we date#barbatos obey me#barbatos#solomon#also man i wish they'd spent some of this budget on routes instead considering how long it will be for anyone to really see these calls
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If I were Buck right now I'd put a bi and a rainbow flag with "ally" on my Instagram profile, then post a picture of me kissing Tommy on the cheek, then turn off my phone.
#911 abc#like... you CANNOT waste such a good joke opportunity#watch everyone be like HEY UH BUCK??? YOU SAID YOU'RE AN ALLY??? WHY DOES THIS CAPTION SAY 'ME AND THE BAE ON DATE NIGHT'???#HELLO???#Ravi and Chim make it worse by responding to comments in ways that clear up NOTHING whatsoever#Chim's like have you never heard of being a good ally good allies make out with gay people duh#Ravi makes a joke implying gay for pay which just makes several people concerned#Buck is befuddled why his dad just sent him five hundred bucks#and told him he 'needs to budget better' if he 'has to resort to this'#Maddie pointing out that it was a joke and this is the same guy who was AT HER WEDDING does nothing to clear it up#Hen posts a picture of herself and Karen thanking all the 'good allies' in their lives#and in the background is Buck with Tommy's tongue VERY much down his throat
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girl calm down youre just joining an idol group 😭😭
#yolanda probably has my favorite storyline#and all her songs are bangers#cant say the same for rosie and alina.. sorry#i hate higher higher with my whole being and dosukoi koi koi is just. ok#i think the jp ver isnt terrible but alinas voice just sounds really emotionless in the english ver#which works for her gothic songs but not really the lively ones#also ignore alinas terrible outfit. idk how they expect me to make a predominantly yellow gothic outfit with a 250 budget#i think they incentivise u to choose lively since its her fav style#but that isnt how it works aroun here. you WILL be a gothic lolita if you enter my store#style savvy#style boutique#style savvy styling star
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Source details and larger version.
If the plural of "Uncle Sam" is "Uncles Sam," you'll find some bizarre Uncles Sam in this gallery.
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