#i double checked the tumblr and it goes to the same website so its the same person; looks like the twitter is more active

[fucking-relax]

borrowing from @bruderkaitlin 's post on twitter

[elodieunderglass]

Hey Elodie. :) so I was reading your moss post and I had a question: you know those algae lights that they want to put everywhere? How does that work? If the CO2 goes to making biomass of a plant, how is algae so good at making O2 when there isn't a ton of it physically? I mean presumably it is pretty good at it cause afaik that's where the O2 on earth came from to begin with?

(in reference to my general grumpiness about people’s claims that moss sequesters more carbon than is physically possible)

To engage with this post, you’ll first need to know that photosynthetic organisms absorb carbon dioxide and break the molecule apart. Carbon dioxide consists of a carbon atom and two oxygen atoms. These organisms keep the carbon atom and release the two oxygen atoms. This is how plants turn carbon dioxide into oxygen. The carbon atom goes into their biomass. Right now, there is too much carbon dioxide in our atmosphere, caused by the burning of carbon, which reacts with oxygen when burned to form carbon dioxide in the atmosphere. This is making the atmosphere too hot. As our economies depend on burning carbon, people do not want to stop doing it. Many people are now interested in “absorbing the carbon dioxide out of the atmosphere” in order to survive on the planet. The problem is, as I point out, that the atoms of carbon have to go SOMEWHERE. Carbon dioxide doesn’t just magically turn into oxygen - the C atom is still there. And when plants break CO2 down, they need to do something with the carbon - they use it to grow. The C atom goes to making the biomass of the plant. If you see a product that claims to use plants to suck enormous amounts of CO2 out of the air (I argue) you should look for the biomass that it will produce. If you can’t see where the carbon went, it’s probably not real.

Anyway! Ah! It’s a good question! but there is a ton of algae physically! And it does make biomass! Lots of it! PLANETS FULL OF IT! It’s its best trick. And it grows very quickly, too. The fact that algae still produce a huge chunk of the oxygen we use today is a big clue to the fact that there is Really Quite A Lot of It. Anyone who has ever had an aquarium can attest to how quickly algae can increase its biomass. That’s where the carbon goes! Into the biomass! That’s where the oxygen comes from! It’s discarded as a product of all that growth! There’s a huge amount of it!

I’m just going to dump this whole quote from a relevant paper here:

There are several reasons for the greater biomass yields of algae versus land plants. Generally, algae have higher photosynthetic efficiency than land plants because of greater abilities to capture light and convert it to usable chemical energy (Melis 2009, Weyer et al. 2010). Under ideal growth conditions algae direct most of their energy into cell division (6- to 12-hour cycle), allowing for rapid biomass accumulation. Also, unlike plants, unicellular algae do not partition large amounts of biomass into supportive structures such as stems and roots* that are energetically expensive to produce and often difficult to harvest and process for biofuel production. In addition, algae have carbon-concentrating mechanisms that suppress photorespiration (Spalding 2008, Jansson and Northen 2010). With algae, all the biomass can be harvested at any time of the year, rather than seasonally. In contrast, only a portion of the total biomass of terrestrial crops (corn cob, soybean seed) is harvested once a year

* this means that instead of slowly growing into a more complicated structure, like plants do, algae just doubles and doubles and doubles. FYI, moss is a plant. algae is not. algae can casually double its mass even caring, and that’s where the carbon goes: literally into LITERALLY doubling the biomass, INCREDIBLY quickly. Moss will not. Moss will grow, become more complicated, and eventually flower - all quite slowly, in comparison.

Anyway, here is a picture from the paper, showing the Biomass. you can see exactly where the carbon is going. There is so much carbon being made here, they’re literally turning it into ... oil?

Yeah... oil. Algae fuel is considered to be a reasonable replacement for fossil fuels. (starting link here: https://en.wikipedia.org/wiki/Algae_fuel). Algae fuel is used as reliable gimmick in science fiction, as a renewable fuel that spaceships can generate as they go - the handwaving possibilities are endless: ‘ooh, here’s a thing that takes the waste breath of human crew and makes fuel and oxygen out of it. hurray!’

So you may be like, “oh Elodie, but surely burning carbon-based fuels contributes to climate change, because it releases CO2, so uhhhh why would you bother replacing fossil fuels with a slightly fresher version of the same product?”

and I’m like “YEAH I KNOW RIGHT? the argument is that because algae removes the CO2 from the air, and burning the oil releases the same amount of CO2, it’s argued that it’s a carbon-neutral fuel. the carbon goes in, the carbon goes out. The algae puts it into the atmosphere and it takes it back out. it’s always the same carbon.”

WHICH. THE MATH CHECKS OUT, BUT I DON’T LIKE IT. The argument for developing algae fuels is that the math works out as carbon-neutral, and that it reduces reliance on the oil industry and its geopolitics, as every nation on Earth can easily grow and refine their own oil. BUT I STILL DON’T LIKE IT.

Anyway, the trick here is to look for the biomass. In the diagram above, YOU CAN SEE WHERE IT IS. The carbon goes from the carbon dioxide into the algae, where it can be made into carbon-based fuel. The carbon is THERE. it is FOUND. The peer-reviewed, heavily researched industry is so confident in the math, and the carbon, and the physical laws of photosynthesis that algae can genuinely be called a carbon-neutral fuel. The carbon has been AUDITED. the mass is KNOWN.

So what about those “algae lamps that [THEY] want to put everywhere?” I know exactly what you’re talking about. They are glowing street lamp things full of algae and they have the amazing claim of “fixing as much carbon dioxide as 200 trees.”

Those appear to be bullshit. Sorry.

However, on Tumblr, you will find a lot of posts about the algae lamps. I know. I’ve seen them. And I really wanted to believe in them! I may have even reblogged one! But then I just couldn’t find any more evidence about them. And neither could these science bloggers who tried to track down ANY ANSWERS AT ALL in 2012, https://www.citylab.com/life/2012/04/streetlight-powered-algae-actually-possible/1854/ and again in 2015. https://www.zmescience.com/science/biology/the-green-algae-street-lamps-that-suck-up-co2/

The algae were reported on in 2012 and 2013 as a funky startup invention, but apparently, only one lamp was ever made. The inventor, an utterly obscure man known as Pierre Calleja, does not appear to have a scholarly record and his scientific qualifications are a bit murky. A few scientists appeared to have asked, “Since algae grows so quickly, what will you do when they overgrow the container/ block the light?” and “Anyone who has maintained an aquarium know that removing the algae - even if you want algae! is part of maintenance; won’t these require a huge amount of maintenance?” and there was no answer. There was definitely no peer-reviewed research. The claim of “fixing as much carbon as 200 trees” (by generating equivalent biomass) cannot be backed up because all of the actual materials have disappeared from the web. The TED talk he did is gone. The startup has vanished. The website is gone. Considering that it attracted millions of dollars of investments, that’s sad news for stakeholders, but normal for a startup based on an idea easily blocked by the question, “don’t you need to clean it.”

Calleja reappeared in the news in 2017, having left the lamp startup (the article has some explanations - apparently the issue was ‘finance people’) and now he wants to make vegetarian smoked salmon out of algae. https://thefishsite.com/articles/algae-can-spearhead-a-culinary-revolution So I think it’s fair to say that the lamps didn’t work and aren’t going anywhere and have disappointed a lot of people and wasted a lot of money. However, I like his new project better. It’s obvious where the biomass is going. It’s going into the fake meat! Carry on, Pierre!

“They” are not going to put them “everywhere” because there is no secret panel of “Them” who, like, Decide Things. There was one inventor, a few reporters who talked about him, no scientific research, no marketable product was ever created, and now the creator is trying to generate fish. Just because that post has 6 bajillion notes on Tumblr doesn’t mean it’s real.

(It’s a bit awkward because two of the science communicators who reported on the lamps are friends of mine, and I know that they simply reported on it in good faith as an interesting bit of pop news, based on the now-vanished TED talk. The tumblr post in the screencap claims its source as Jess’s 2012 snippet from the Grist, which was just meant to be a cheerful description of a cool Youtube video of Pierre Calleja’s TED talk... which has now vanished from the internet entirely. She wasn’t reporting on research, just pointing out a cool video. But yeah, the ‘‘‘‘‘source’‘‘‘‘‘‘ for the Tumblr post we’ve all seen is ... literally just my friend, mentioning a cool TED talk she saw. in 2012. Which is now gone. Because the startup folded with its tail between its legs. And people are using it as a ‘source’, which I don’t think is fair!)

[verdiprati]

Looking ahead . . . in spite of it all

The last time I published an unofficial list of Dame Sarah Connolly’s upcoming performances, it was with hesitation, knowing that she had months of treatment for breast cancer ahead of her and that she might need to withdraw from some of her performance engagements. That was in late October, 2019. I had, at the time, no inkling that a then-unknown respiratory virus would begin infecting humans over the winter and rapidly break out into a deadly pandemic, resulting in the widespread closure of public spaces and devastating the performing arts.

The change log appended to my previous unofficial schedule post shows that on March 23, 2020, I made the first round of edits to reflect corona-cancellations. Since then, I have been quietly monitoring the status of Dame Sarah’s scheduled gigs and crossing them off as their cancellations have become known to me. 

I have also picked up on a few new dates that we can very tentatively look forward to. It is hard to say how long the coronavirus crisis will go on; even when large, indoor public gatherings become possible again, some arts organizations may have had to slash their offerings—or may have succumbed completely—due to the financial fallout of the pandemic. In the meantime, we are starting to see some companies like the Bayerische Staatsoper, Wigmore Hall, and the Royal Opera House offer small-scale, live musical performances with no live audiences, just online streaming. 

Now that Dame Sarah is about to perform in one such livestream-only concert—tomorrow’s Das Lied von der Erde in Covent Garden, also notable for being her first live performance since withdrawing from the stage for cancer treatment over the winter—it seems like the right moment to refresh my list of her upcoming performances and start anew. 

See my current list after the jump.

This is the point in the post where I normally give a condensed list highlighting the cities where Dame Sarah is scheduled to appear in live performance, so that readers can tell at a glance whether she is coming anywhere near them. This list must now be read with a giant asterisk, as some performances may be online-only (so it doesn’t matter where you live), and others may be much more prone to cancellation than normal! 

That said—British performance sites on the horizon at the moment are the Royal Opera House (for online viewing only) and Wigmore Hall in London, plus the Lieder Festival in Oxford (also online only). Audiences in continental Europe might get to see Dame Sarah in Barcelona, Berlin, Hamburg, Amsterdam, or Luxembourg. An as-yet-unconfirmed operatic run may be in store for the 2021-2022 season in New York.

The usual disclaimers:

This is not an authoritative list. These are the upcoming performances by Dame Sarah Connolly that I have been able to learn about from Dame Sarah’s new website, Dame Sarah’s agent's website (Askonas Holt), Operabase, Bachtrack, Dame Sarah's Twitter, and generally ferreting around the web.

I sometimes list concerts that are not yet officially confirmed; you should of course check official sources before making plans and be aware that cast changes and cancellations can happen at any time. This obviously goes triple in the COVID-19 era.

I have added links to venue, ticketing, and broadcast information where available. Tips on new information are always welcome! Please contact me via email (verdiprati [at] selveamene [dot] com), Tumblr messaging, or ask box (plain prose only in the ask box; anything with links or an email address will get eaten by Tumblr filters) with corrections or additions.

[Livestream only] Mahler, Das Lied von der Erde at the Royal Opera House, London, June 20, 2020. With David Butt Philip and members of the ROH orchestra; Antonio Pappano conducts. The performance will be livestream-only; no audience will be seated in the house. Tickets are £4.99 and grant you not only live access, but also the ability to view the concert on demand for two weeks following the performance.

[New!] Recital at Wigmore Hall, London, September 16, 2020. With Malcolm Martineau, in the Wigmore’s 1:00 p.m. “lunchtime” slot. Songs by Poulenc, Roussel, Mahler, and Bridge, capped by a pair of songs newly written by Bob Chilcott for Dame Sarah. At the time of this writing, Wigmore Hall expects to admit live audiences of 10%-20% capacity during the autumn season under socially-distanced reopening guidelines, but the situation for live performance in the UK remains fluid, to put it mildly. The website says that “More details on how to access tickets will be released in the coming weeks. All concerts will go ahead, with or without an audience.”

[Livestream] The recital, like all the others in Wigmore Hall’s autumn 2020 season, will be streamed for free on their livestreaming site. It appears that you can also use this YouTube link.

[Canceled] Recital at Wigmore Hall, London, September 30, 2020. With Roderick Williams and Julius Drake; the first concert of the Wigmore’s Mendelssohn and Liszt series. Public booking is scheduled to open on July 14. UPDATE: As of July 31, this recital is no longer listed on the Wigmore Hall website. Update, August 22: see above for a newly-scheduled Wigmore recital by Dame Sarah.

[New! Livestream only] Handel, Solomon (title role) and Foundling Anthem with the English Concert, October 1, 2020. Also starring Sophie Bevan, Soraya Mafi, and James Way; conducted by Harry Bickett. Selections from both works will be performed as part of a concert titled “Handel – The Philanthropist.” Tickets to the livestream are free; donations are requested to both The English Concert and Bart’s Heritage, the fund for renovating St Bart’s Hospital, which will be the venue for the performance. 

[Livestream only] Recital at the Oxford Lieder Festival, October 10, 2020. With Eugene Asti (pianist) as well as “emerging artist” William Thomas (bass)—apparently part of Barbara Hannigan’s Momentum initiative, which is supported by both Dame Sarah and the Oxford Lieder Festival. Schumann’s Fraunliebe und -leben and Mahler’s Rückert-lieder bookend an assortment of songs by Haydn, Arne, Bush, Quilter, Howells, and Britten. The livestream ticket (£12, or £5 for under-35s) includes access to a post-performance Q&A session with the artists. Video will remain available until November 1. Notably, the £250 “Pioneer Pass” for the whole festival gets you bonus goodies including “Two guest tickets to Dame Sarah Connolly’s recital, to share with friends” and “Exclusive artist interviews and other content.” 

[New!] “Pappano & Friends” chamber concert at the Barbican, London, November 1, 2020. With Ian Bostridge, the Carducci Quartet, and Antonio Pappano. Tickets are being sold separately for a limited live audience (£20) and for a video livestream of the performance (£12.50). The listed program comprises just two works: Ralph Vaughn Williams’ song cycle On Wenlock Edge and an arrangement of Ernest Chausson’s Poème de l’amour et de la mer. I don’t really know either work, but a little googling suggests to me that Bostridge will sing the RVW and Dame Sarah will sing the Chausson. Tickets go on sale to the general public on September 11 at 10:00 a.m., and a few of the live audience tickets will be held back from the earlier Barbican members’ sale for the general sale, so if you want to try to attend in person, be ready to act swiftly at that time.

[Livestream] As mentioned above, there is a fee of £12.50 for access to the livestream. The Barbican website says, “We advise you to watch the performance live, but the stream will be available to watch back for 48 hours after the live broadcast.”

[New!] Mozart’s Requiem with the English National Opera, London, November 6 and 7, 2020. Fellow vocal soloists are Elizabeth Llewellyn, Toby Spence, and Brindley Sherratt. With the ENO Chorus and Orchestra conducted by Martyn Brabbins. As of this writing early on September 15, the ENO website says “Ticket details will be announced soon.” ENO plans to perform for a live, socially distanced audience; livestreaming has been mentioned only as a backup option in case government restrictions make it impossible to host a live audience in the Coliseum. 

[New!] Forum participation, International Vocal Competition, 's-Hertogenbosch, Netherlands, December 2, 2020. Having postponed its opera and oratorio competition until 2022 due to the COVID-19 pandemic, the IVC announced that it would sponsor a multi-day series billed as “IVC Mozart Masterclasses & More” late in 2020. Masterclasses will be led by Vesselina Kasarova, Roberta Alexander, and Thomas Oliemans; Dame Sarah doesn’t seem to have the same role, but the IVC promises that she will be among several “leading professionals” who will “talk with the participants about the future of their profession” as part of “a forum ... about the future as it now looks for (young) singers.” Singers who were born no earlier than December 5, 1987 and who can cough up €500 for the experience may register by October 1, 2020. Members of the public may buy tickets to the events beginning “at the end of August.”

Handel, Agrippina (title role) at the Dutch National Opera, Amsterdam, January 17-29, 2021. The production is Barrie Kosky’s (previously seen at the Bayerische Staatsoper and the ROH, and later moving on to the Staatsoper Hamburg). Ottavio Dantone conducts; co-stars include Ying Fang (Poppea), Franco Fagioli (Nerone), Gianlucca Buratto (Claudio), and Tim Mead (Ottone). As of this writing (June 19, 2020), single ticket sales are indefinitely suspended due to the coronavirus crisis.

Stravinsky, Oedipus Rex (Jocaste) at the Dutch National Opera, Amsterdam, March 10-27, 2021. In a double bill with the new commission From ‘Antigone’ by Samy Moussa. Other singers in the Oedipus cast include Sean Panikkar (Oedipus), Bastiaan Everink (Creon), Rafał Siwek (Tiresias), and Ramsey Nasr (Speaker). Erik Nielsen conducts; Wayne McGregor directs. As of this writing (June 19, 2020), single ticket sales are indefinitely suspended due to the coronavirus crisis.

Stravinsky, Oedipus Rex (Jocaste) with the NDR Elbphilharmonie Orchester, Hamburg, April 10 and 11, 2021. Even though these concert performances follow on the heels of Dame Sarah’s engagement for the same opera in Amsterdam, the two gigs appear to be administratively and artistically unrelated. Her co-stars in Hamburg include Brenden Gunnell (Oedipus), Tomasz Konieczny (Creon), and Sir John Tomlinson (Tiresias); the MDR Rundfunkchor Leipzig supplies the men’s chorus. Alan Gilbert conducts. The program also includes Le sacre du printemps. Under a special policy instituted in response to the uncertainties of the coronavirus pandemic, tickets can be pre-ordered starting May 26, 2020, with payment due when it is confirmed that the performance will go forward, no later than six weeks before the concert. There’s some background information about the Stravinsky pieces on the NDR website.

Stravinsky, Oedipus Rex (Jocaste) with the NDR Elbphilharmonie Orchester at the Philharmonie Luxembourg, April 19, 2021. Co-stars, conductor, and chorus are the same team as in the Hamburg performances, and the Luxembourg program likewise includes Le sacre du printemps. Tickets go on sale February 22, 2021.

[New!] Recital for St Luke’s Music Society, London, May 8, 2021. With Joseph Middleton. Repertoire TBA. Note that “during the COVID crisis tickets may be restricted to Friends only.” Tickets are £18 and Friends membership is £35; the tickets for Dame Sarah’s recital go on sale December 13. 

Recital at the Concertgebouw, Amsterdam, May 18, 2021. With Julius Drake. Songs by Mendelssohn, Liszt, Elgar, Debussy, Ravel, and Chaminade.

Elgar, The Dream of Gerontius with the Berliner Philharmoniker, Berlin, May 27, 28, and 29, 2021. With Allan Clayton and Roderick Williams, as well as the Rundfunkchor Berlin; Simon Rattle conducts.

[Livestream] The concert on the 29th will be livestreamed on the Berliner Philharmoniker’s Digital Concert Hall platform.

[Unconfirmed / details TBA] Tour with the Wiener Symphoniker, October 2-5, 2021. Dame Sarah’s name appears along with that of conductor and violinist Andrés Orozco-Estrada (who will take over as music director of the Wiener Symphoniker in the 2020-2021 season) in this list of orchestra tours on the website of agents Dr. Raab & Dr. Böhm. Details of the repertoire and cities for the tour will presumably be revealed when the Wiener Symphoniker announces its 2021-2022 season.

[New date!] Recital at Sant Pau Recinte Modernista [PDF], Barcelona, November 15, 2021. With Julius Drake. Part of the LIFE Victoria series of recitals; originally announced for November 27, 2019, but postponed due to Dame Sarah’s treatment for breast cancer; rescheduled for October 2020, and further postponed due to the coronavirus pandemic. Themed as a “Viennese journey by the hand of Alma Mahler,” the recital includes songs by Brahms, Wolf, Debussy, Alma Mahler, Gustav Mahler, and Zemlinsky. 

[Livestream? TBC] This article in the Catalan newspaper La República says of the combined 2020-2021 season that “Tots els concerts es retransmetran en streaming, independentment de si pot assistir-hi públic o no” (“All concerts will be streamed, regardless of whether the audience can attend or not”). I have been unable, however, to confirm this detail on the LIFE Victoria website or in the PDF of the combined season announcement. 

[Unconfirmed / details TBA] Brett Dean, Hamlet (Gertrude) at the Metropolitan Opera, New York, sometime in 2021-22. Allan Clayton, who starred in the title role of Brett Dean’s Hamlet at Glyndebourne in 2017, mentioned in an interview with the Telegraph that he would be reprising the role at an unspecified date and venue in the US. When prompted on Twitter, Dame Sarah indicated that she would be participating in the revival, too (“I shall be misunderstanding my confused boy again”). In a later interview with Opera News, Clayton reportedly specified that he would reprise Hamlet at the Met. The Future Met Wiki places the production at the Met in the 2021-2022 season (as does this New York Times article). Hat tip to Christopher Lowrey, who sang Guildenstern in the original production at Glyndebourne, whose tweet praising Allan Clayton brought the Telegraph interview to my attention. (No indication whether Lowrey will also be cast in the American revival.) Additional hat tip to the Tumblrer who submitted information on this topic via the ask box.

Previous versions of this list can be found under the schedule tag on this blog. This list published June 19, 2020. Updated June 22 to reflect the further postponement of the LIFE Victoria recital. Updated July 22 with the new date of the LIFE Victoria recital and the addition of the IVC forum. Edited July 28 to correct the closing date of DNO Agrippina to January 29 (not 27). Edited August 1 to reflect the cancelation of the September 30 recital at Wigmore Hall. Edited August 22 to add the September 16 recital at Wigmore Hall and update the Oxford recital with more details. Edited August 29 to add the English Concert livestream and fill in the repertoire for the September 16 Wiggy recital. Edited September 8 to add the Barbican “Pappano & Friends” concert. Edited September 15 to add the ENO Mozart Requiem and belatedly fill in some details on the Oxford Lieder Festival recital. Edited September 21 to add the recital for St Luke’s Music Society. I may continue to edit this list as I receive new information.

[cindylouwho-2]

RECENT NEWS, RESOURCES & STUDIES, June 2019

Welcome to my latest summary of recent news, resources & studies including search, analytics, content marketing, social media & ecommerce! This covers articles I came across from May 31 to June 21, although some may be older than that.

(Unfortunately, a few of this edition’s entries were lost somehow, & I could only remember one of the missing, so if you know of an article/post that should be included, please let me know, & the piece will be added here as well as to the next post.)

My busy few months are now mostly over, so I will have more time to get working on this Tumblr, new blog posts & the new forum I want to start; expect more frequent updates starting in July. 

TOP NEWS & ARTICLES 

Shopify is going to run fulfillment centres for its US customers within the next 2 years. “Right now Shopify will offer early access for merchants who ship between 10 and 10,000 items per day, and by the end of the year the company aims to offer two-day shipping to 99 per cent of the United States.” They announced other plans at the same time, including better shop tools. 

If you have your own website, conversion rate optimization is something you should be looking at. Why? Because “[a] simple tweak on a landing page can double or even 10x that page’s conversion rate” which can be much easier to do than doubling your traffic. [Note that this is not a short article; it’s a full guide.]

Matching searcher intent is a crucial part of great rankings. This long article tells you pretty much everything you need to know on making that happen with your content, with real examples for their site. 

Mary Meeker released her annual internet trends report; shorter summary here. “If you're looking to connect with the next generation, you should be maintaining at least some awareness of gaming culture, which is where attention is increasingly shifting.” “Some 51 percent of the world — 3.8 billion people — were internet users last year, up from 49 percent (3.6 billion) in 2017...E-commerce is now 15 percent of retail sales. Its growth has slowed — up 12.4 percent in Q1 compared with a year earlier — but still towers over growth in regular retail, which was just 2 percent in Q1...Customer acquisition costs — the marketing spending necessary to attract each new customer — is going up.

ETSY NEWS

Etsy retired several of its Support/Help email addresses, including support@etsy.com, all without any official announcement. 

You can now link photos to variations - but only with one variation, not both. 

Etsy’s annual report for 2018 is out; I didn’t see much new here, but if you catch something, please leave a comment or send me an email so I can add it to this summary. [They actually mentioned “abilities” in their list of things they accept diverse ranges of, but as usual, they only give any details about gender, race/ethnicity and sexual orientation. Disability is invisible for them.]

A new bunch of US states will have state taxes charged for online sales as of July 1. 

Ryan Scott will be Etsy’s new Chief Marketing Officer as of June 24. 

SEO: GOOGLE & OTHER SEARCH ENGINES

Google broke with tradition & decided to warn SEOs about the core search algorithm update that started rolling out on Monday June 3 and ended on the 8th. There are multiple reports of some UK news companies taking a hard hit while others picked up visibility. It’s still too early for much comprehensive analysis, but here is a summary and another more recent one. 

At the same time, Google also rolled out an update that increases site diversity in search results, often limiting each website to 2 entries in Google’s top pages. Think of it as Google's approach to “clumping”. They insist it is separate from the core algorithm update. Early analysis finds that it didn't change much for most searches. 

Websites sometimes rely too much on Google traffic, which is dangerous whenever they change something (i.e., daily). Here are 5 ways to make your site/pages more resistant to algorithm updates. 

Most decent SEO tools cost some money to get the full value, but here is a list of 55 free tools including keyword research, stats, linking, and technical tools. (Some have paid versions as well, but just ignore what you don’t need.)

SEO sometimes requires stating the obvious; check out this tweet with a graphic from an SEO conference. 

Rand Fishkin did a major review of clicks from Google search, & found that nearly 50% of US google searches result in a click (often questions such as weather, or spelling). Only 45% led to clicks on non-paid links, & non-Google companies. But “for every click on a paid result in Google, there are 11.6 clicks to organic results. SEO is far from dead.” Search Engine Land did a TL;DR (too long; didn’t read) summary here. 

Fishkin also has some good insights on making a profit through SEO. [video and full transcript] I think the point about having a strong profit margin is really important - it is going to get more expensive to sell online as time goes on. Etsy is not the only provider trying to squeeze more pennies out of its customers. (Fishkin’s whole push lately is that you must be a known brand to survive; I am reserving judgement on that for the moment.)

Most blogs haven’t done their SEO correctly, but you can fix that. [video & full transcript]

Hate it when your site/business gets mentioned online, but they don’t link to you? There are ways to get other companies to link to you. 

The latest Google mobile search redesign has folks pitching fits about how ads now look like organic search results. For your own website & other sites where it is possible, make sure you have a favicon that stands out from paid ads. [If you Google “CindyLouWho2″ on mobile, my blue fossil coral avi shows for my website & this Tumblr blog.]

Voice search isn’t taking off like people thought it would, although around 30% of Americans use virtual assistants regularly. 

Is audio SEO going to be a thing? Dr. Pete looks at Google’s decision to post podcasts in search results. 

CONTENT MARKETING & SOCIAL MEDIA (includes blogging & emails)

Facebook announced its move into cryptocurrency with Libra, which will launch in 2020. 

Contrary to some reports, it seems that fewer people are using Facebook regularly. While time spent on FB drops, Instagram in particular is seeing more interaction. 

Getting the right image sizes and dimensions is really important for each platform; here is an infographic on all image sizes for Facebook. 

“[T]he right time for you to post on Facebook will be different than the right time for someone else to post on Facebook.” A summary of multiple studies on the topic, with tips on using your Facebook Analytics to narrow this down for your business. 

After banning mass messaging earlier this year, WhatsApp is prohibiting sending newsletters through the app as of December. 

A decent guide on using Twitter for your business. “...tweets with images get 150% more retweets”.

Thinking of running a Twitter chat? Here’s a complete guide, including Hootsuite templates. 

You can get new content ideas from Reddit. “Reddit.com saw 542 million visitors in March 2019 alone.”

Pinterest is expanding its shopping program, now called Pinterest Partners, to provide more shopping opportunities on the site. 

A study of the 500 top-followed Pinterest accounts shows that home decor is most popular among influencer topics. [infographic with text.]

Short video platform TikTok is still showing rapid growth. “Digital wellbeing is more important than it has ever been. Since tech companies started optimising for user engagement, the user is unable to escape the app. You will always feel dissatisfied when you close the app, because the notifications keep on coming and the content never seems to end. To us it seems, TikTok has taken this idea to another level and built the user experience to deliberately create addiction.“

ONLINE ADVERTISING (SEARCH ENGINES, SOCIAL MEDIA, & OTHERS)

Using Google Ads for your website? Make sure you avoid these 7 common mistakes. 

Google now allows you to target people who are “regularly in your target locations” - but it doesn’t really define how they calculate that.

Instagram Shopping is most popular with younger people (at least in the UK).

Good tips on improving your Amazon ad effectiveness, especially cost-effectiveness.   

Some tips on Microsoft Audience ads, and how to get the most out of them. It includes some good general tips, like looking at your profit margin. 

Facebook produced an infographic on how to best create FB ads, especially, for mobile. 

STATS, DATA, OTHER TRACKING

Google has purchased analytics company Looker; Etsy uses the platform already. 

The Google Search Console is now giving users 90 days of data for some reports. 

Here’s a new WordPress plugin that tracks clicks on pdfs on your site through Google Analytics. 

ECOMMERCE NEWS, IDEAS, TRENDS

Paypal has developed “a customizable e-commerce platform”. 

Amazon has extended 1-day Prime delivery. Their ability to do that largely depends on how they are taking control of the shipping methods used, moving away from using other big companies. 

Amazon closed Spark, its social media competitor, and it redirects to a page of customer-curated collections. 

Some Goodwill stores are now selling thrift items on online platform OfferUp.

Opinion article: is feature-driven retail preventing people from buying?

BUSINESS & CONSUMER STUDIES, STATS & REPORTS; SOCIOLOGY & PSYCHOLOGY, CUSTOMER SERVICE

Human brains like stories, which is why you should use them in your marketing. “Stories do another thing: They trigger the release of this neurochemical called oxytocin, which is known in some circles as the love drug. About 10 years ago, all we really knew about oxytocin is that it’s released when, say, a mother is with her baby. But what we’ve discovered since then, through the work of neuroscientists like Dr. Paul Zak, is that stories trigger the release of oxytocin in much the same way.” 

Sell luxury goods? The market is changing as younger people make up a larger chunk of the core. Millennials will make up 50% of the market by 2025. The article has some interesting stats on the luxury resale market: “Overall 45% of true-luxury consumers participated in the second-hand luxury market, and more than one-fourth (26%) have bought pre-owned goods”  which is a trend some luxury vintage sellers might want to watch.

Generation Z prefers personalized content & isn’t as worried about privacy as older generations. 

US adults now spend more time on mobile devices than they do watching tv. Much of that time is spent on mobile apps instead of browsers, & audio (podcasts & music streaming, mostly) accounts for a large chunk of time spent. 

US retail sales grew by half a percent in May, less than predicted. 

MISCELLANEOUS 

As the US looks at starting an antitrust case against Google, articles are reminding the government what other countries found, and what they should be looking at now. Businesses big & small have filed complaints. 

The Google Cloud outage on June 2 that took down YouTube, Snapchat and Shopify among other sites points to the need for everyone to have a backup system. [Remember, Etsy is also moving all functions to Google’s cloud.]

Sick of writing product descriptions? Imagine if it was your full-time job, and you didn’t have any hand in making or curating the products.

[yeonchi]

Dub Logistics Part 27: Working Together

“If game publishers, localisers and voice acting studios worked with anime licencing companies like Funimation, then more games would likely be dubbed.”

This is an extension of Parts 3 and 5 of Dub Logistics, which in turn is an extension of Part 54 of the Koei Warriors Rant Series.

Before I start, I’d just like to quickly address a comment I found. So a fan shared the previous instalment in a Facebook group for dub fans and someone commented, “Didn't the Tumblr website say it's close to dying soon? So therefore, Tumblr is no longer relevant. No longer reliable.” Well, since I haven’t heard any news about Tumblr actually dying, so I can presume he was talking about me.

First of all, I’m not “close to dying”, but I am ending this series (and hopefully, my English dub rants) at the end of this year, which is something that he would have known if he had at least read Part 22. I’m not sure about the second half of the comment, but I can guess that he was playing on the stereotypically generalised cliché that Tumblr is a cesspool of intolerance, SJWs, fanboys and fangirls. I’ll come back to this point in Part 30, but what I’ll say for now is that I don’t consider myself to be in any one of these groups and that the commenter shouldn’t have generalised me that way.

Now, I’m not entirely versed in the ways of localisation and voice acting, but through the research I’ve done for these posts in the past few years, I’ve got a bit of an idea about how it happens. Of course, like many other things I’ve suggested, there isn’t much of a chance that they will be actually implemented for various reasons. Anyway, here goes.

Some time after I started my English dub rants, I thought that Japanese gaming companies should work more closely with their Western divisions so that more games can be dubbed. Recently, I realised either it might not be enough or I may have missed the point. So I thought, “What if Japanese gaming companies actually worked with companies and/or studios like Funimation?”

Think about it; games adapted from dubbed animes (such as Attack on Titan) could have been dubbed as well, but their publishers never thought about reaching out to them. Really makes you think, doesn’t it? This idea could be expanded to accommodate collaborations between different voice acting studios, but I imagine the workload and difficulty of the project would increase.

Anime licencing studios working with gaming companies can also help their merchandising portfolio as well, even if at base value, it only equates to one extra product (the game) being available for purchase.

Now, what if the scenario was reversed so that companies like Funimation actually reached out to game companies to help dub a new anime for Western audiences? Since there is less work involved with dubbing an anime than localising a game (I’m not saying that one is easier than the other since I probably imagine that they’re just as difficult), this would be a more likely scenario. If the game is dubbed, then getting the English voice cast back would mean not having to cast new actors (provided the localisation was released before the anime’s release in Japan). If the game isn’t dubbed, then that’s a different story.

See, I believe that if an anime or game is dubbed, then any spinoffs and adaptations made (including anime and game adaptations) should be dubbed as well, preferably with the same voice cast from the original work (if it is the case in the original Japanese audio, then it should be the case in the English dub). If the original work is subbed, then I don’t really have an opinion on it, although I think that dubbing spinoffs or adaptations in this case would make the franchise’s dubbing record seem inconsistent.

One example that comes to mind is the Senran Kagura game series. While the games are localised with subtitles, an anime adaptation premiered in 2013 and was dubbed for a DVD and Blu-ray release in 2014. Judging from a few comments I’ve seen on Reddit, the dub wasn’t that good, but that’s beside the point. If the dub was successful, however, then I don’t see why the cast can’t be carried over into localisations of future games in the series.

However, given the SJWs’ obsession with feminism and “rape culture”, I feel like I have to go on a tangent and make this counterpoint about how such a scenario would actually turn out. At face value, I think the series would be praised because the characters are predominately female, but then I realise that it would be severely criticised for the amount of fanservice shown. I think fans of this series already know about this problem, because the creators have been praised for stating that they would not tone down the content of the games in response to these concerns. Honestly, I think the fans of the series should be lucky that Marvelous, Tamsoft and Xseed still get to keep doing what they are doing, because God knows what will happen if they cave in to the SJW bandwagon, but I digress.

This is where I expand the scope of this instalment’s statement to cover this lingering issue. When it comes to games such as the Koei Warriors series that have at least a hundred characters to be voiced (and that’s not just the main character roster, either), one must wonder how the original Japanese version can be fully voiced while Western localisations can get away with skimping on lines or not dubbing the game at all. Here are my thoughts on this debacle.

In Japan, voice acting is such a prevalent aspect in their media due to the prevalence of anime and video games, while in the West, licencing and localisation are, in a way, feeding off of this in an attempt to emulate that prevalence. It’s no surprise that the voice recording process, whether the original or the dub, is different in Japan than it is in the West. I’ve been unable to find a lot of significant information on the Japanese side of things, but my theory is that there are more voice acting studios in Japan, centred around Tokyo and Osaka, than there are in North America, the main ones being in Vancouver, Los Angeles, Dallas and Houston.

I’ve touched on the location theory in an earlier instalment of Dub Logistics and I got to wondering, “Is it possible for voice acting studios to collaborate with each other?” I thought it was a bad idea since it would be too complicated for the different studios to coordinate their work (particularly if it is a video game), but then again, how else were Koei Tecmo Japan able to voice over a hundred characters in a crossover game and/or with as little double-up roles as possible? I believe that studio collaborations are a way that voice actors can do roles that they wouldn’t be able to do otherwise, particularly due to location issues.

I haven’t followed anime for years so as I said at the start of this, I’m not exactly someone who has a decent grasp on the topic. However, I am interested in hearing your thoughts on this, so feel free to do that if you want.

UPDATE - 14 September 2018: A fan on the English Dubbed Game News page asked, “Don't they have to collaborate with the companies anyway to make sure the material in the game is consistent with the anime?” and pointed out that the Funimation logo is on the box of the One Piece Romance Dawn game for the 3DS, which is voiced in Japanese. After briefly checking, I can confirm that to be true for the US version, but I still don’t think Funimation had a part in localising this game, putting aside the fact that this is a 3DS game and not a PS4 game.

First of all, the credit on the back of the box says “Licence coordinated by Funimation”. That doesn’t really say anything to me about them having any contribution to the localisation, particularly given the fact that their logo doesn’t appear on the European or Australian boxes.

Secondly, yes, there would obviously have to be some collaboration with the publishers, but you would think that they would have reached out to the original creators rather than localisation or licencing companies. Inevitably, with a dubbed anime, there may be some terms which are different to the original release, but any translator working on the game would probably have seen the dub already and took care to take any localised terms into account. This is not exactly “dubtitling” per se as long as the subtitles are not heavily localised to the point where it might as well have been dubbed. I’ll be touching on this in the next instalment.

Thirdly, even if Funimation actually had some part to play in the localisation of this game, then the point that I was trying to get across in this instalment was that they could have done more on their part in regards to providing a dub for the game. That’s assuming that this is actually true, which is unconfirmed and likely not the case.

In summary, this doesn’t really change any of what I said in this instalment. Yes, I still agree that game companies collaborating with companies like Funimation could help with the funding and production of a dub. If Funimation are already helping in the other aspects of localisation, then they could certainly do more to help.

The Dub Logistics series is reaching its end and I’m pretty much done with my usual way of writing English dub rants (mostly involving research and observation). Parts 29 and 30 will be dedicated to my retirement speech (which mostly involves reflecting on the past), so the next instalment (Part 28) will be dedicated to discussing any remaining statements I have, given that I have had no special requests from my fans over the past 6 months. Although I am open to discussing this topic outside of this series, this will be your last chance to have your question or topic answered or rather, featured, so if you have something you would like me to cover, don’t hesitate to send it to me.

[lolsmurfaccounts]

Funniest League of Legends Jokes on the Internet

When it comes to jokes, there are plenty of then out there, but they are even funnier when they are about our favorite games League of Legends is no different, and the bright and witty minds of the internet have come together to compile one of the largest collection of jokes about a fandom that is currently out there Just do a quick search for “League of Legends” jokes and you will find plenty of websites that feature them.

Dig a little deeper by hanging out on LOL forums and talking to people in-game and you’ll come across many more jokes But you don’t have to do all that work to get the biggest chuckle from LOL jokes, because we’ve scoured the internet and found the best League of Legends jokes out there, and then used super-secret-sciency formulas to rank and categorize them and have listed them here You don’t have to hang out LOLNexus and wait for the perfect joke to come along All you have to do is read below Here’s one to get you started:

Q: Why does Teemo live in a small house?

A: He doesn’t need mushroom

Best Q & A League of Legend Jokes

Q & A jokes are the most popular of the jokes out there for League of Legends players. Plus, these funny League of Legends jokes are all about characters in the game.

That seems to be the most creative outlet when it comes to creating these jokes. Lot os these funniest LOL jokes are the same ones that you will have made with your friends, but the Q & A section is definitely the biggest here. We have saved some of the best worst Q & A jokes for a lower section, but you should be able to get a laugh out of most of these.

There were a lot more jokes out there than just these, but we had to skip a few of them because the touched on racial or overly sensitive topics, or were simply sexual in nature (and in bad taste as well). Here are the very best of the Q & A jokes that we were able to find.

Q: Why didn’t Sivir win the spelling bee?

A: Because she could only spell shield

Q: Why did Fzz fall off his trident?

A: Because he’s unbalanced!

Q: What do you call Malphite getting a double kill against Azir and Anivia?

A: Killing two birds with one stone

Q: Why did Fiddlestick get promoted?

A: Because he was outstanding in his field

Q: Why do chefs love cooking for Ekko?

A: Because he always goes back 4 seconds

Q: Why is Yasuo the best roommate?

A; Because he always HASAKEY

Q: What’s the Yordles’ most hated phone carrier?

A: Teemobile

Q: What’s Vayne’s favourite site?

A: Tumblr

Q: What do you call a Blitzcrank with 6 Triforces?

A: A really expensive hooker

Q: Why is Tf an illegal immigrant?

A: Because he doesn’t have a green card

Q: Who is the most academically successful female champion?

A: Jinx She got A’s while the rest of them got D’s

Q: Why can’t Olaf find a handicapped parking spot?

A: He can’t be disabled

Q: Why did the manaless Syndra run from the teamfight?

A: She didn’t have the balls

Q: What do you call a game-winning laser?

A: Viktor-E

Q: How does Janna shield her allies?

A: With Ease (With E’s)

Q: When is a door not a door?

A: When it’s a Jarvan

Q: Why is Zilean the master of time?

A: Because he’s got a Zilean clocks!

Q: What do you call an AFK Shyvana?

A: A statikk Shyv!

Q: What is a marksman’s least favorite plant?

A: A-kali Flower!

Q: What do you call a Renekton support?

A: Gatoraide!

Q: What do you call a Camille that’s stealthed?

A: A Camille-eon

Q: Why did Nami fail her final year at school?

A: All her grades were under C!

Q: What did Aurelion Sol say when he bumped his leg on a wall?

A: Ao, my shin!

Q: What do you call a Warwick that’s MIA?

A: A wherewolf!

Q: What is the secret League of Legends religion that every player follows?

A: Siontology!

Q: What do Rammus and Malphite listen to?

A: Rock ‘n’ Roll! Ok

Q: Why can’t Gangplank play cards?

A: Because he’s always standing on the deck!

Q: Did you know that Alistar is dyslexic?

A: He always goes oom!

Q: What do you do to a toxic Zyra?

A: Repot them!

Q: How long does it take to save up enough money for a Locket?

A: Aegis

Q: What do you call Renekton wearing a vest?

A: An In-vest-igator!

Q: What’s Lee Sin’s favorite game mode?

A: Blind pick!

Q: Where does Fiora water her plants?

A: En garden!

Q: How does Sona charge her phone?

A: With a Power Chord!

Q: What do you call Kennen when he is stunned in Lightning Rush?

A: Static Electricity

Q: How many bronze players does it take to screw in a light bulb?

A: Who knows – They can’t climb the ladder

Q: Why is Yasuo never locked out of his house?

A: Because he always Hasaki!

Q: Why was Caitlyn pulled over on the highway?

A: She was going AD miles per hour

Q: Why did Riot take off LeBlanc’s silence?

A: So she can hear the screams of her enemy as she one shots them

Best One-Liner League Jokes

Some of the best jokes out there from League of Legends players came as one-liner jokes. These have been pulled from around a dozen different sources, including the official game forums. It is impossible to know who to credit these jokes to, as they are repeated and passed around so many times until the originator of the joke is impossible to discern. Plus, some of these are pretty obvious, and were probably thought up by more than one LOL player at once. Check out these hilarious one-liner jokes straight from other players.

Lee Sin walks into a bar and into a chair, and into a table

Brand got banned for flaming

At the start of the game, Blitz said “Let’s go invade!” Then he ran very fast using his ‘W’ skill

Sometimes Volibear tells me jokes, but I just can’t bear them

Yorick walks into a bar, there is no counter

100 people followed Singed on Twitter They all died

You know Zilean is having a bad day when he asks you for the time

Katarinas dark secret is that she’s prone to getting dizzy

Trundle never ceases to be amazed about how everyone on the internet knows he’s a troll

Mordekaiser really hates airport security

Shacos darkest secret is that he’s afraid of children

Sometimes Karthus picks up a sword and pretends that he’s Arthas

Amumus favorite emote is /cry

Heimerdinger has a gadget for every occasion, but his friends think he went too far during the attack of a mariachi band of penguins dressed up as clowns

Once Evelynn almost choked to death, but nobody could tell

Evelynn is constantly being bothered by an old man named Gargamel

When Katarina got into the assassination business she made a killing

For some reason Alistar suffers from headaches

Soraka hates the saying “when you hear hoof beats, think horses”

Teemo is a big player in the underground drug market

Ryze’s big secret is a real shocker!

When Malphite and Rammus hang out they like to Rock n’ Roll!

When Udyr masturbates, is it considered bestiality?

Maplphite once took swimming lessons. He doesn’t like to talk about it

Warwick used to do a lot of huffing and puffing, and there were three talking pigs involved. So, don’t do drugs, kids.

Cassiopeia always knows how much she weighs thanks to all her scales.

Singed made a potion so strong it made him see double! Turns out it was just Shaco playing a prank!

Taric’s mother thinks he’s a real gem!

Vladimir really loves Bloody Mary! She’s his girlfriend!

Everyone stared when Lux asked if anyone’s got a light?

Once Kog’maw had a cold, but no one could tell.

Tristana is disappointed that it’s never a rocket in your pocket.

Sometimes, to mess with people Kayle and Morgana switch clothes.

You know what happened when Blitzcrank went on a date with katarina? He knocked her up!

Did you see Annie dance last night? She was on fire!

We would tell you a Pantheon joke but there are over 300 of them…

Noc Noc? Who’s There? Daaaaaaaaaarrknesssss

Best “Yo’Momma” LOL Jokes

One of the categories that seems to be severely lacking in the League of Legends joke world is the “Yo Momma” joke. These are a staple of any comedy gathering, and other games have tons of Yo Momma” jokes about them. But we were only able to find a few. Maybe you can come up with some of your own jokes in this category and add them to the game forums and other places where players congregate. In the meantime, check out these jokes, and remember, we are certain that YOUR momma is a very nice person and that none of these jokes actually apply to her personally.

Yo momma is so fat, Cho’gath feasted on her and gained full stacks

Yo momma so ugly she feared Nocturne!

Yo momma so fat, Fiddlesticks drained her and got diabetes!

Your mum is so fat she has to recall twice to get back to base.

Yo momma so fat, when Singed tried to Fling her, he broke his back

Best Worst Jokes about League of Legends

As we sifted through thousands of jokes to make this compilation, one thing became very clear: there were lots of jokes out there that really should just have been drug out into the street and shot. But some of those terrible jokes were so terrible that they were actually funny. Those are the ones that we felt compelled to include here. If you laugh at these, then you probably need to get some better jokes in your life. If you groan…well..don’t blame us. We didn’t write them. We wouldn’t admit it if we did.

Q: What does Mordekaiser hate the most?

A: Airport Security

Q: What do you call a Lucian that goes AFK?

A: A Black Leaver

Q: How do you beat Orianna?

A: Ochris Brown

Q: What car does Garen drive?

A: A FORD EMACIAAAA

Q: Why is Riven such a broken champion?

A: Because a sword mirrors its owner

Q:How many platinum 1 players do you need to replace a light bulb ?

A: None, they would break the ladder and blame everyone for it

Olaf: Hey Elise do you know what counters Vi the most?

Elise: No what?

Olaf: Me, because I’m a VI-king

A family was driving along on a road trip

Little kid: Ahri there yet? Ahri there yet? Ahri we there yet? Ahri there yet?

Q: Why does Viktor make a great friend?

A: Because he always has a spare helping hand!

Q: Why does Viktor always win his lane?

A: Because he always has the upper hand!

Q: Why couldn’t the potato play ADC?

A: Because no one would peel for him

Q: How do you troll players in League of Legends?

A: Yorick roll them!

Q: Why is Master Yi’s Q so buggy?

A: Because it’s “alpha” strike!

Teemo walks into a bar. “I’ll have a glass of water, please!”

(2 seconds later)

Bartender: “Here’s your wat… wait, where’d he go?”

Best League of Legends Pick-Up Lines

One of the League of Legends humor categories that was simply stuffed was the pick-up line category. Now, only a girl (or a guy) who actually played LOL would get these jokes. Anyone else would simply look at you as if you were crazy. There were hundreds and hundreds of jokes in this category, but we didn’t have the room for all of them, so we pared them down to some of the ones that made us chuckle. Remember, you use these jokes at your own risk. If you don’t have a significant other, you probably won’t after you use these pick-up lines either. If you already do have a partner, then you might be without one if you use these lines on them too. Let’s take a look at some of the best League of Legends pick-up lines.

Damn, if being sexy was a crime, I’d have to call Sheriff Caitlyn because you’re guilty as charged.

You know, if Ezreal saw you, he’d need a map. He’d get lost in your eyes.

Girl, is your name Ashe? Because your beauty stunned me from a distance!

Is your name Janna? Because you blow me away.

Hey girl, wanna come back to my base and check out my Needlessly Large Rod?

Are you an AD carry? Because I’m fired up and ready to serve.

Are you Cassiopeia? Because when I stare at you I get hard.

Are you Orianna? Because you can play with my balls.

Can I invade your jungle?

Can I put my doran blade in your doran ring?

Can I tap your dark spheres?

Did I mention its mating season?

Do you main Ahri? Because I find you charming.

Even if you were Singed I would still chase after you.

Girl you’re like draven – spinning me around town.

The League of Legends URF/NURF April Fool’s Joke

One of the jokes that we found to be the funniest didn’t actually come from the players. Many players will remember the URF and NURF April Fool’s jokes that Riot trolled everyone with if they have been playing LOL for any length of time. If you are new to the game, or for some reason, you haven’t heard about these, then allow us to enlighten you, because this was really a great prank, and the fact that Riot was able to change it and do it again – and fool everyone again – made it even better.

Okay, so the story starts with URF – a new game mode that the company claimed was going to be introduced temporarily to see how it worked out. The developer called it URF, which stood for Ultra Rapid Fire. It was supposed to make everything thousands of times faster, including attack speed, movement, crit damage and even gold was supposed to increase. Mana costs and cooldown times were also supposed to have gone up. Of course, the company made this announcement just before April 1st, and it turned out to be an April Fool’s Joke.

But then, they brought it back once again, this time calling it NURF (for New Ultra Rapid Fire) and it had the following specifications:

+100% mana and energy cost on all abilities

+200% cooldown inflation on abilities, items and summoner spells

+225 movement speed reduction

+200% delay between basic attacks

Critical strikes deal 50% of base AD

Units critically strike on 150% of attacks

Of course, that was exactly the opposite of “URF” and this one wasn’t real either. It was just another April Fool’s joke that fooled people..again.

[jantherweek]

                  Please read this before you submit any work for Janther Week! 

Greetings everyone! 

As you know, Janther Week will be here soon, and we have certain rules and guidelines that must be followed before anyone can submit an entry. We will also be providing key information in this post. Please know that you can access this information and more on our page (under ‘The Rules’ tab and the FAQ tab). 

                                       What kind of works can be submitted?

We will be accepting many different types of media! You can submit 

Art

Gifs

Aesthetics/Moodboards

Videos

Fanfiction

If you want to submit any other type of work that isn’t listed, let us know and we may add it to the list!

                                       What kind of works cannot be submitted?

- No old art or stories will be accepted. Only entries that follow the prompts and are submitted during the event can be included.

Please know that while we do appreciate all of the hard work put into older pieces, we want to make an effort to upload new content. New works help breathe life into small fandoms and invoke creativity. We wish to make the event extra special, and look forward to seeing what everyone has in mind! 

- Also, all work must be your own. We will not accept stolen or traced submissions, and if your work is found to belong to someone else, it will be removed immediately.

Theft has ZERO exceptions. Both Mod Biscuitweevil and I respect artistic integrity, and will do what we can to prevent stealing of any kind. Please know that while we enjoy this fandom dearly, we’re very serious about this. Repeated offenses from a user will result in him/her being unable to submit for Janther Week at all. 

- Any work that doesn’t contain Jane and Gunther.

It’s perfectly OK if Jane and Gunther aren’t in the same space, but Janther Week is a promotion of the ship, therefore, your story should contain some element of both characters. You cannot submit works for other ships you prefer (ie: Rake/Pepper, Jane/Smithy etc), but you can submit pieces of OT3 (ie: Jane/Gunther/Jester, Jane/Gunther/Pepper) if that’s what you prefer. Angst  where Jane/Gunther fight, die, or break up is also fine, so long as the attention still remains on the ship.  

                                                    Can I submit NSFW pieces?

Yes! But please note the following:

- Any NSFW art submissions must contain a clean cut/preview, with all sensitive material going under a “read more” link. This is in consideration towards any participants who may wish to not read/view such material. Here is an example of what that should look like:

     (this work is originally made by @biscuitweevil and can be found here! This image is SFW)

However, NSFW material will in no way disallow your entry from being accepted provided you adhere to the above. Please also tag your work as #NSFW so that those who have Tumblr Savior can be double safe. 

- Gifs and Aesthetics must also follow the same rule. 

- Videos and Fanfictions must be tagged as NSFW and stated as such in the post, but no other action is needed. 

Works that don’t follow these standards will not be accepted.

                       I want to submit my fanfiction. What should the post look like? 

We’re both very passionate about fanfiction, and so, to help fanfictions gain attention Mod Biscuitweevil and I have designed a specific manner in which fanfiction will be presented. Fanfictions must be submitted in this way or they will not be accepted.

All fanfiction pieces will have three standard parts:

A title and author name

A summary and a link

A preview image

- A preview image will be displayed on top of the summary, as an aesthetic piece. 

This helps draw attention to the story and gives everyone an idea about its plot. The aesthetic contains images, the title, and the author’s username. Any font can be used, as long as it’s legible, but the dimensions must be kept the same. We’ve provided the picture below at the top of this post as well, so that you may save/use the image with its correct dimensions. 

- The summary should be the body of your post. 

It can be a simple synopsis or a chunk of your story that you like the most. You cannot submit your entire fanfiction work into the post. We’ve decided on this for two reasons: one, we noticed that written works that are fully posted are often times overlooked or ignored by viewers, and we really want people within the fandom to take the time to read your stories! We know how much hard work goes into them, and that should be appreciated. Two, we want to encourage readers on Tumblr to visit your fanfiction/Ao3 page and review the work! By clicking on the link, they’ll be able to check out your other awesome stories! 

- Be sure to include the link to your full story! 

Overall, your post will look like this:

If you don’t have a fanfiction account of any kind with another website, and want to submit a fanfiction through Tumblr, then please still make an aesthetic, a short summary, and place your full story under a Read More/Keep Reading option (Ctrl + Shift + K). 

Important: If you don’t want to create your own preview image/aesthetic, let us know! We will create one for you! We’ll be readings all fanfictions!

         I have an aesthetic/gif/video but it doesn’t use J&tD footage/images, is that OK?

Yes! 

- You don’t have to use direct footage/images from the show in order to submit your piece. You can use images that resemble the characters to get your point across. Face claims are perfectly acceptable as well, as long as we can tell who’s who.

- We do encourage participants to use footage/images from the show though! It deserves recognition and encourages outsiders to view how awesome it is! 

                  Wait, I don’t see my submission even though I uploaded it?

If you submitted a piece to our blog but still don’t see it, it could be for several reasons:

- Your piece was submitted, we just haven’t been able to post it yet, so please wait a full day before contacting us to ask if we received it. 

- The piece was not properly submitted, so please try to re-submit your work using the instructions provided on our blog, and contact us advising that you resubmitted it so we can keep an eye out for it.

- It’s a site problem that we aren’t in control of. If you notice that your work is not reaching us properly, then please upload your submission onto your own blog as a post and add #jantherweek and/or @ our blog. We’ll be checking the tags regularly.

-We might’ve missed it! Mistakes happen and we’re far from perfect, so if you believe we missed your work then @ us or send us an Ask and we will rectify the issue!

                                        How creative can I get with the prompts?

As creative as you want! We’re pushing for creativity and open-mindedness for this event. If you want to express your piece in a metaphoric or symbolic way, or be simple and straightforward--then please do so! 

- Some of you may have noticed that some prompts have more than one meaning. This is because we want you to pick whichever inspires you the most! Don’t feel pigeon-holed into writing/drawing/creating something you might not like, just because you want to stick strictly to it’s most basic meaning. Get as crazy with it as you like! So long as we can see the influence of the prompt within your work.

- Any and all AUs are accepted! You don’t need to keep the knights/squires theme or in the medieval period.  

                           Why is the last prompt a quote? What does that mean?

In an effort to be innovative, we’ve decided to do make the last prompt a quote from Anna Karenina instead of a word. Quotes offer more substance and paint a more detailed image. We want Janther participants to show or tell us what they imagined when they read the quote. What story played in your head? What is its tie to Janther? We’re excited to see all of the different ideas come to fruition!   

                                           I’m late! Can I still submit for the event?

NO.

.

.

.

Yes. :^)  But we will not be actively updating the blog past the final day of the event, so make sure you get your submissions in before it is over! 

- BUT, if you do have a submission after the event is over and you really want us to add it, then please @ this page or @ one of our personal accounts so we can see it. 

- It’s fine to submit works for Janther Week months or years after the event is over, but if you are very late, please tag it as #Janther Week (year of the week event you want to submit for). Also, please be patient! As stated before, we won’t be actively checking that area. Even if all of these steps are taken, we may be busy with other matters and may not be as active as you’d like. The process may take some time, so keep that in mind. 

- Spamming us will not make it better for you or anyone! 

                            I have a question! Who do I contact to get it answered?              

- Contact this page using our Message tab on our blog. Both Mod Biscuitweevil and I circle it every once in a while, so either she or I will catch it. Please don’t ask us Janther Week related questions in our personal blogs (unless you can’t contact us through the Ask/Message option)! Please note that all answered questions/posts will be deleted after a 24 hour period or when we know you’ve received the answer. All questions asked through the Ask option are made PUBLIC by default. 

- JantherWeek also has an email: jantherweek@outlook.com where you can send us any questions or personal problems you have regarding submissions. Please note that this email will only be checked around the time of the event. If you’re a late submitter than please contact us via our blog.

❤ Mod Batbladders & Mod Beefbrain

[generichero]

Fire Emblem Heroes Sprite Assembly Tutorial

Someone requested a Heroes spriting tutorial on Serenes Forest, so this is my attempt at making one. This is just going to be for basic sprite assembly, I might make separate ones later for poses/color/edits because this one's already kinda long and I'm kinda tired

Keep in mind this tutorial is for Photoshop because that’s what I use so if you don’t use Photoshop hopefully someone else can make a tutorial for your program of choice. I’m also going to assume you have basic Photoshop knowledge, if you don’t and I say something you don’t understand, well… Google is your friend. Sorry to be blunt but if I’m here explaining all the Photoshop tools and what they do we’re gonna be here all day.

A few important things to keep in mind:

-Save often! Crashes happen and they suck.

-Be very careful before merging your layers/saving your work as a PNG file! If you close the document after merging layers, you WILL NOT BE ABLE TO RECOVER THEM. I would recommend saving one version as a TIFF or PSD file with layers and another as a PNG file when you’re finished. Otherwise you may want to go back and… say… give Ike an axe instead of a sword only to find out that you’ve merged the files and he now has a sword glued to him. Don’t be like me guys. Keep two separate documents.

First off, you’re going to want to go either here:

https://www.spriters-resource.com/mobile/fireemblemheroes/

Or here:

https://www.reddit.com/r/fireemblem/comments/5rxslp/fire_emblem_heroes_asset_collection_all_art/

To get the character sprite sheets. I mostly use the Reddit link but it’s missing a couple sheets (Alfonse, Anna, Sharena and a couple others) so if you can’t find something you can most likely find it on Spriter’s Resource. The Reddit link also gives you a bunch of .zip files so if you don’t want to deal with that you can go on Spriter’s Resource. SR might be missing a couple of the newer characters though, but if you can’t find someone there just let me know and I’ll add it.

The second thing you might want is a reference picture. This isn’t necessary, but if you’re just starting out or are a perfectionist like me you might want to get one.

If you have Heroes installed on your phone and your phone can take screenshots it’s fairly easy, just find the character you’re looking for in the game, take a screenshot, and upload said screenshot on your computer.

If you can’t get a reference picture like this, you can try to get lucky Google-ing Fire Emblem Heroes (character name) and try to find a screenshot of them (I don’t think I’ve ever had luck using Google though) or you can search on Tumblr. I’ve had a lot more luck searching Tumblr, but it still doesn’t work all the time. Or you could just message me, I’m pretty sure I’ve gotten references for every character by now.

Once you’ve got your screenshot, open it and the character sprite sheet in Photoshop. I’ll be using FemCorrin as an example.

The first thing you’re going to want to do is resize the reference pic(using Command T) so it’s roughly the same size as the sprites.

Then you’re going to want to select one of the parts of the sprite sheet (I usually use the marquee tool) and press Command J to put that part on its own layer. If you did it correctly you should have a new layer with just Corrin’s head (or whatever part you chose) on it. Then use the move tool and drag it over to the reference photo and line it up on top of it. You may have to adjust the size of the reference picture to match the sprite size (You’re probably not going to get them to exactly the same size but try to get it as close as you can). Do NOT resize the sprite part instead of the reference picture. Then you’ll have to resize every other part to match up if you want it to look right, and it’s way more trouble than it’s worth.

You can turn the layer visibility on or off as needed by clicking on the little eye next to it on the layers panel. This is extremely helpful for making sure it’s lined up on top of the reference picture.

After that just keep doing the same thing with every other part. Like a… Corrin-puzzle or something. Keep every part on it’s own separate layer- this will come in handy if you want to change a pose or something later.

Complications—

-If you end up with, say, Corrin’s cape on top of her, just drag the cape layer beneath whatever layers it’s hiding.

-Sometimes you’ll just end up with this part that you just can’t figure out what to do with. Just leave it to the end. It may be hidden in that particular pose so you may not need it at all or by the end you’ll have a random gap and realize where it goes.

-Keep in mind- sometimes the game bends and stretches some parts, particularly capes and wyvern/pegasus wings. If something’s not lining up no matter what you do, you may have to use Command T and mess with it a bit to get it to fit.

Once you’ve finished your Corrin-puzzle, you can turn off the reference photo and double check that everything looks right. For example, here I realized I have Corrin’s hair over the cape layer when the cape should be on top.

Then you’ll probably want to give the character a weapon. Weapons can be found using the same websites as the character sprites, but weapons that were added with updates (ex. Spring weapons, Ragnell) aren’t on Spriter’s Resource (at least the last time I checked, they may have added it) so if you want those you’ll have to get them from Reddit. Or just message me and I’ll send you them.

And there you go! Once you’re happy with it, you can use the crop tool to crop off the edges and save one file as a TIFF or PSD with layers and another as a PNG. PNG makes the background transparent, but it also merges the layers, so I recommend saving it as a TIFF or PSD file as well- even if you’re not planning on changing it later. You may end up realizing you messed something up later- believe me, it happens.

Anyways, I hope I explained this well, let me know if you have any questions or need clarification on anything. Or if you just wanna talk. I’m here for you 👍

[usefulstuffrchives-blog]

Stuff

Adding Tags Using the Mass Editor in Tumblr

The Tumblr Mass Post Editor allows you to modify several blog posts simultaneously by adding or removing post tags. Because Tumblr indexes post tags for searching, using tags to summarize the content of your posts may help new readers find your blog. If you have created many posts about a similar topic, add words or phrases related to the topic to all of those posts simultaneously using the Mass Post Editor.

1. Navigate to the Tumblr.com login page in your browser. Type your email address and password to continue to the Dashboard.

2. Click the title of your blog at the top of the page, and then click "Launch Mass Post Editor" on the right.

3. Click the posts that you want to add tags. When you click a post, the Tumblr Mass Post Editor highlights it and displays a check in the upper right corner.

4. Click the "Add Tags" button at the top of the page. A new dialog box appears.

5. Click inside the dialog box, and type the tags that you want to add to the selected posts. Place a comma between each tag.

6. Click the "Add Tags" button to add the tags to the selected posts.

7. Click the title of your blog in the upper left corner of the page to return to the Dashboard.

Tips, Tricks & Tools

20 More Tumblr Tips, Tricks & ToolsPublished by

Leanne Tan

, in

Social Media

Tumblr, the magical place where all fandoms reside. It is still as popular as ever for those who share and browse for their favourite things. However, like all social media sites, it goes through changes. The visual microblogging site has recently upgraded its interface and API for a better blogging experience, as of January 2014.

It’s still the Tumblr that you know and love but you may be a bit confused about certain functions. Don’t worry though as we’ve come up with this handy post to help you along once again. Below, you’ll find out how to rearrange queued posts, view archives with ease and there are even cool extensions like Tumblr Chat that will enable you to (finally) have a proper conversation with your Tumblr crush.

Recommended Reading: Get The Most Out Of Tumblr: 20 Tips, Tricks & Tools

Tips & TricksView Search The Old Fashioned Way

This is one of the things that Tumblr had revamped. The new search bar allows you to search for multiple tags at the same time. While that is definitely an improvement, some do not like the new layout displaying the search results. If you want to view it in with the old layout, replace /search with /tagged in the URL.

Share A Preview Of A Draft

Normally a draft stays a draft for the reason, but sometimes, you may want to show your followers that you’re still working on something. First, save your post as draft. Access your drafts and click on the upper right corner of the post. A tab of your blog post in your blog template appears. Copy the URL and share it. The URL is temporary and once you publish the draft, the URL will disappear. It’s also a way to preview your drafts.

Rearrange Queued Posts

You have set your posts in queue to be up at a certain time. However, you want to change the publishing order of certain posts. You can do that at your queue page. Hover over the Sort button – the middle button on the right bottom corner – and drag the post for rearrangement. If you want the post to be published first, click on the Move to top button on the far right corner.

Find Out What Your Friends Like

Some blogs have a “Things I Liked” section which shows posts that users have liked. Most don’t as they did not enable the setting. If you would like to see what posts your friend have liked on their blog, type in this URL: http://www.tumblr.com/liked/by/[username]. Take note that this only works for public Tumblrs.

Search For Posts On Blogs Without Search Bar

You may have come across a post from a user that you like. You then visit the user’s Tumblr to search for similar posts but the Tumblr does not have a search bar. You can still do so by using this URL: http://[username].tumblr.com/search/[search term].

View Tagged Posts From Earliest To Latest

The nature of blog posts is to display the most recent post first followed by later posts. There is no setting to display your oldest post first but you can view your tagged posts in chronological order. To do that, add /chrono to the end of a tag URL like this: http://[username].tumblr.com/tagged/[tag name]/chrono.

Search For Posts On A Specific Date

Maybe you would like to find a certain post that you know is published on a certain date. It can be a pain going through the entire blog or tag looking for the post. You can actually just find out what posts are posted on a specific date. You can do this by typing http://[username].tumblr.com/day/[year]/[month]/[day].

View Archives

One of the fastest ways to browse a blog’s contents is to look through archives. But not all blogs have an archive link. You can still view those blogs’ archives by using this URL: http://[username].tumblr.com/archive. Additionally, if you want to just browse a particular month and year in an archive, use this URL: http://[username].tumblr.com/archive/[year]/[month].

Find All Your Tags

One of the things that Tumblr seemingly doesn’t have is a list of all the tags you have used. But they do. To find all the tags you’ve ever used, first go to your Tumblr dashboard source code. To do that, right-click on your dashboard and select “View page source” from the menu. Next, either Command + F (Mac) or Ctrl + F (Windows) to find Tumblr.USER_TAGS.

Display Individual Author’s Avatar

This is for those who manage a blog with multiple authors. Tumblr’s dashboard will show a blog’s avatar next to a post. With this setting turned on, it will show an author’s avatar along with the blog’s avatar. Go to the gear icon at the top which is next to the log out icon. Scroll to Blog avatar and enable Show author portraits.

Extensions & ToolsTumblr Savior

Say goodbye to spoilers and avoiding Tumblr until you’ve watched the latest episode of Game of Thrones. Tumblr Savior allows you to block those posts from your dashboard. This tool is also useful for blocking posts you don’t want to see like triggers or anything that fills you with rage.

[Download Extension]

Tumblr Hate

Tumblr Hate is a very specific tool. It blocks a particular post that you have no intention of ever seeing again because you hate it with a passion. Tumblr Hate will block it even if it gets reblogged by other users, and even if it gets reblogged two years later. Take note though that it doesn’t work if you have Tumblr Savior.

[Download Extension]

#Wrap

Sometimes, tags get cut off on a post. Especially those long tags that double up as a commentary. You also want to see the rest of the tags that come with it but they are hidden. Although Tumblr may have its scrolling tag feature to view tags, you may find it annoying. #wrap solves all that by wrapping the tags to fit in the post.

[Download Extension]

Archive Poster

This one is for those who like browsing others’ archive pages. Archive Poster allows you to reblog, queue, draft and like posts from the archive. It saves you the time you take to open the post in a separate tab.

[Download Extension]

Tumblr Chat

Tumblr users rejoice! You can now chat on Tumblr with Tumblr Chat. Let’s face it, the Message function and Fanmail function just don’t allow us to properly chat on Tumblr. With the Tumblr Chat extension, users can chat with one another on the same Tumblr page. Some of the tool’s features are sharing photos and videos, live streaming with webcam and creating private chat rooms.

[Download Extension]

Babblr

If you prefer to chat from your dashboard though, you can check out babblr. This extension gives you a chat function somewhat similar to Facebook chat. You invite a friend who has a babblr account to chat through their username and email. It even lets you create chat groups to talk to multiple persons at a time.

[Visit Website]

Google Analytics

This is one of the best and free ways to to track your Tumblr. Google Analytics allows you to track your Tumblr stats, like who’s visiting your site and how many are viewing it. Do check if your theme allows you to paste a Google Analytics ID in the settings. If it doesn’t, follow the instructions here.

[Visit Website]

Disqus

Some people use Tumblr to display their creative works to get feedback. However, not everyone has a Tumblr and those who don’t will not be able to comment on your posts. This is where Disqus comes in. The popular commenting feature allows people outside of Tumblr to comment on your post and helps generate discussions.

[Visit Website]

Listen To Music You’ve Blogged

Trntbl does a very interesting thing. When you enter your Tumblr username (or any Tumblr username), you can hear all the music you’ve blogged. It is somewhat like a Tumblr playlist. You can even discover new music this way, especially when you enter music Tumblr blogs into the username bar.

[Visit Website]

Check Your Post Limit

What most people don’t realize is that there is a post limit of 250 posts a dayon Tumblr. If you would like to know how many posts you have left, you can enter your Tumblr username at Post Limit Checker. You can also enter other Tumblr usernames to find out their blog stats like how many posts they have and what time zone they’re in.

[Visit Website]

Are there are any tips or tools that we’ve missed? Let us know in the comments below.

[smallswingshoes]

How I Do My Audios

@queerenbian​ asked me a while back how I recorded the audio for my audio posts and, since then, I’ve learned how to use Audacity a little bit better, so I thought I’d repost!

Again, first, you need a microphone. I don’t know anything about microphones. Mine was a gift.

Originally, I used the Recorder application on my computer, but I discovered that Audacity let me record it better.

So next, you need an audio editing software of some kind! I use Audacity, which you can get for free legally here!

When you open Audacity, it’ll look something like this!

Now, see this bank of buttons at the top?

Hit the red record button to record sound!

As it records, it’ll look something like this on your timeline.

Now, this is the important part for recording audio that isn’t super loud or super quiet.

Do you see the decibel meter at the top right?

That measures how loud you are. Don’t ask me why it’s in negative numbers, I don’t remember.

You want your audio, typically, to hover around -12 and peak at -6. (This is based on my background in film editing, so I dunno if it’s different for other art forms like music? But that’s what I’m working with.) If your audio keeps hitting the farthest right side of the decibel meter, it means you’re TOO LOUD.

But how to keep your audio at the right levels without lowering or raising your voice?

Tadah! Check out the little slider below the decibel meter with the microphone next to it. This is basically how loudly your microphone is recording you. I recommend rambling some tests into the mic while it’s recording so you can move that slider around until you get it to approximately the right levels. Then you can stop recording and delete the test audio if you want.

Before I move on, here are some of the basic tools you can use! They’ll be next to the record button. The first one highlighted below is the Selection Tool. Use this to place your playhead on the timeline where you want it or to click-and-drag along the timeline to select parts of it.

Next is the Envelope Tool. I dunno why it’s called that tbh. This lets you edit the audio levels ON the timeline more manually.

When you select the Envelope Tool, the timeline’s appearance changes a bit.

Click somewhere on a clip. These dots will appear.

The outer dots of both tracks are connected.

Same goes for the inner dots.

The difference is that when you move the Outer dots, they’ll only go as far as their default levels, like shown below.

The Inner dots let you extend that to make it louder than its default.

You can use these to make certain parts quieter or louder, which can look something like this!

Another useful tool is the Time Shift Tool, which basically lets you slide the clips around on the timeline by click-and-dragging them.

And don’t forget the Zoom In and Out buttons just below the decibel meter!

Pro-tip: when using the selection tool, double-click on a clip to automatically select just that clip!

Super useful effect: Amplify. Found in the drop-down menus at the top under Effect. (Make sure you have a selection of audio selected first, tho!)

This box will show up. What I really like about it is that it lets you set the New Peak Amplitude, which lets you make sure the audio never goes above that decibel count.

I lowered the New Peak Amplitude to something around -15 and it looked like this after.

Short list of the Effects I’ve found useful. Amplify, ofc. Bass and Treble lets you change the bass and treble, obv. Change Pitch makes things sound deeper or more high-pitched, basically. Change Speed is self-explanatory. And Echo lets you add the echoing sound to audio.

When you’re done, you go to File>Export Audio (or Export Selected Audio) and pick a name and location to export the file to. (I recommend also utilizing File>Save Project As to save the project timeline.)

For me, this exports the file as a .wav file. Tumblr wants MP3 files. Because of course it does. So we use this handy dandy free converter website!

(Note that on the upper left-hand side is a bunch of links to their various converters.)

Anyways, so you click “Choose File” and find the audio you recorded and select that.

There are some optional things you can change below that but I haven’t needed to mess with any of that yet so I don’t really know much about it. Click “Convert file”.

When it’s done, it’ll let you save this file. I recommend saving it something like “TitleOfOtherFile-MP3” so you can tell the difference easily, but do whatever you prefer.

Then you click to upload Audio to Tumblr and wait for it to catch up, write whatever you wanted to write, the hit Post and you’re done!

[phantasyprone]

Restlessness: the search for a home (phanfic)

Here are the first two chapters of the second part of my phanfic ‘Restlessness’. 

Summary: Set in December 2016. Phil goes on a walk round London and sees a beautiful house which gets him thinking...

Word Count: 7,218

Contains: Fluff, domestic, phan and looking for a house, smut 

(read the entire phanfic here if you want to read the earlier chapters which contain more fluff and smut, but also some added angst. Also read it on the page and just skip to chapter 11 because the lay out is WAY easier to read there)

Chapter 11

Early December, 2016

 A brisk wind funnelled through the old London streets, swirling through the material of long winter coats making them look like black bullfighter capes. City denizens clad in deep blue and night black suits and coats carried long umbrellas like walking sticks, tapping them intermittently like metronomes on the concrete pavements. Phil had decided to go out for a coffee. He had found an old independent coffee shop a thirty-minute walk from their flat and had noted when he first ventured there that it would be a lovely place to sit and read. He had kept good on his promise to break the mundanity of staying in their flat and only leaving for work or social events. Over the past month or so he had gone on walks or browsed around bookshops that hid between quiet lanes in the city, keeping as quiet and unassuming as their customers. This coffee shop was normally sparse in patrons and its clientele were mainly older men and women who had the time and money to enjoy the peace which one could find in this bustling city.

  Phil entered off the cold winter street into the warm and inviting coffee shop, noting how nice it was to buy a hot drink from somewhere less commercial and franchised than Starbucks. This place had a charm, and the people within were here with purpose. Anyone could walk into a Starbucks, but people here had sought out this place specifically. It gave the space the air of a secret, for members of the community only, a hidden treasure for only the observant to find. The air was thick with the deep and sensual smell of coffee beans, and the sounds floating around were of quiet polite chatter and the clinking of delicate spoons on mismatched porcelain saucers.

  Phil ordered a cappuccino and a swirled pastry, then sat down at a table by the window. The street outside wasn’t too busy. It was two o’clock so most people had returned to their offices. No tourists had veered off the usual main roads down this quiet street, and it was too cold a day for many people to want to walk around the old back streets of London. A chirpy mother walked past, holding the hand of a young girl who was engulfed by a woollen scarf. Phil imagined that they were catching up on her day at school, the finger-painting, the nursery rhymes, and the nice teacher who taught them about rainforest animals.

  Two elderly ladies sat on a table in front of Phil. Without meaning to he overheard their conversation about how their gardens were doing, and the toil of persevering with keeping them in check through the cold weeks of December.

  Phil felt alone, but not lonely. It was the feeling of being so incredibly aware that this time was for him, and him alone, but that Dan was a short walk away. He was simply there. Phil imagined him planning video ideas, or browsing the internet, huddled in a blanket and mindlessly passing away the day. They had loved each other for a long time, but every week the tone of their love had changed. Some weeks it would feel like deep red, consuming and burning. Other days it would feel duck egg blue, calming and quiet like an undisturbed pond where the sounds of the forest were heightened in their volume. This week, it felt like deep royal purple, relaxing and comforting in its intensity. Phil finished his coffee and pastry whilst regarding with nostalgia and peace the varying people who would walk past. He then collected his things, put on his coat, and re-entered the chilly afternoon.

  Rather than walk home the same way he came, he decided to stay on the quieter roads and slowly glance at the old town houses that lined the streets. He had never been along these streets and enjoyed silently judging the aestheticism of each house. With his cold hands jammed into his pockets and his scarf wrapped tightly around his neck, he leisurely pondered about the different lives led in London; the multitudinous citizens and the peculiarly varied lives.

  He came upon a crescent of old Georgian terraced houses, the ground floor exteriors being large white stone slabs, and the upper two floors being smog-blackened brown bricks. The windows of each house were expansive with large panes, around which were Greek-styled frames and triangular stone pediments. The first floor windows had tiny railings on small balconies surrounding them, the roof had beautiful crown moulding spanning each house, each door was painted in a different colour, and an ornate black, iron fence separated each house from the stone paved path outside. Each house was two rooms wide, and had four stories, three above ground and a basement. They were beautiful, old and idyllic. A small wintry park lay inside the crescent and an old stone church stood on the street corner nearby. The lampposts were old and Victorian, and there were hardly any pedestrians. They looked like the houses of old writers, Victorian detectives, and young Professors with perfect children. Each house probably had a beautiful garden, full with lavender and rosemary bushes. As Phil left this beautiful road which had stayed exactly the same for hundreds of years, he noted its name, just in case… well, just in case.

  Back at the flat he found Dan exactly as he had imagined him, covered in the thick wool material of a throw and intently staring at his MacBook screen. Phil shook off his coat, lay it on the back of one of the dining chairs, and sat down next to Dan, lying his head on Dan’s shoulder and looking at his screen.

‘Nice walk?’ Dan asked, then moved his arm over Phil and wrapped it around his shoulders.

‘Yeh. Really nice.’ Phil responded, still not quite extricated from the interior thoughts which he’d been located within for the past few hours.

They both felt like they needn’t say anything. Phil was happy to watch Dan scroll through tumblr, then check various emails when notifications popped up on his screen.

  Phil couldn’t help thinking about the houses he had seen earlier. He glanced around their living room, crammed bookshelves, blank walls where no pictures could be hanged, and sighed.

‘You OK?’ Dan asked, still not diverting his eyes from his MacBook.

‘Yeh.’ Phil replied absentmindedly. He then got up off the sofa, grabbed his laptop from his bedroom and went upstairs to their office. He turned on his screen and searched Google for the name of the street, double checked that it was the right place, then scrolled through the google search results to see if there was any information on house prices. He knew that this was a bit silly, it was kind of like when he would spend hours on Google Maps looking at the roads in far-off island resorts just in case he ever wanted to travel there. Phil dismissed the actual possibility that he was checking out if there were house listings for any reason other than a curiosity which would lead nowhere. Pushing any thoughts of why he might actually be serious about this to the back of his mind, he clicked on Foxton’s Real Estate Agent’s website and found a house on that street up for sale. He looked through each photo of the interior, noting the beautiful white walls and homely kitchen. The photograph of the garden was equally as beautiful, showing an old English garden with overgrown bushes, an ornate iron table with chairs, and vines crawling along the old stone walls that enclosed the beautiful space. Phil then returned to the information page and found the price of the house. He stared at it for a while. He knew that a house in London would be expensive, and this was expensive. But he knew roughly their finances and it could work. Phil grabbed a pen from the table and started to chew its end, twirling it between his fingers and just staring at the price of the house. A feeling of motivation stuck him, so he pushed his MacBook to the back of his desk, the got up to find the folder with their finances in it.

  He spent the next two hours tallying the prices of their rent and bills per year, then the profits from their tour and book. He then calculated revenue from their videos and the profits from the next book and their merchandise. He put all this information onto a spreadsheet on his computer and tried to work everything out.

  When Dan opened the door, Phil almost jumped out of his seat. He turned around laughing, his hand held over his chest.

Dan looked at him in confusion, being taken aback by the piles of folders and sheets of calculations that lay in front of Phil. ‘Errr… Phil, what are you doing?’

Phil became flustered, making sure that the spreadsheet rather than the web page of the house was showing on his screen. ‘I… I just thought it would be good to look over the finances.’

‘Right… For any particular reason?’ Dan said slowly, looking quizzically at him.

‘Erm, no. I just kinda felt like looking over it.’ Phil said innocently.

Dan gave him another wary glance. It wasn’t actually too unlike Phil to suddenly start to look over their business accounts. At the end of the day, it was their jobs and as much as they tried to avoid it, this was their livelihood and they needed to keep on top of it. And seeing Phil, lounged back in their desk chair, black glasses on, and business folders strewn in front of him, was pretty sexy. Dan smiled at him, walked over and placed his hands on the armrests of the chair and leaned over Phil, then kissed him.

‘Well, don’t work too hard.’ He said with a smirk, then left the room saying that he was ordering some pizza.

Phil stared after him with a peaceful smile playing at his lips. He then swung back around to face the desk and continue with all the calculations until he heard the doorbell downstairs chime, letting him know that the pizza had arrived.

  Dan could tell that Phil was being even quieter than usual and that something was playing on his mind. He didn’t push it though. They sat quietly eating pizza and watching TV, both of them lost in their thoughts, Phil about his recent overwhelming ideas about their future, and Dan about his fears about what Phil had been up to all evening. Dan thought about what it could be. Phil had returned from his walk lost in his own inner monologue, then retreated upstairs to check over mountains of files and calculate their finances. It seemed like the only obvious explanation was that something wasn’t right about their business; perhaps Phil had realised some missing money, or that their taxes were wrong, or something along those lines. Dan tried to think over their last tax returns and the last meeting with the accountant, working out if there had been any hints recently of something going array. Yet, he could think of nothing. They had been doing particularly well this year, and although they tried to avoid financial conversations in order to try and separate their business from their relationship, the few conversations they’d had hadn’t spelled any disaster.

  Once they had finished eating and cleared up the pizza boxes from the living room, Dan couldn’t keep quiet any longer. His mind was now full of fears of varying economic disasters which may be befalling them.

‘Phil, has something gone wrong with our finances?’ Dan tentatively asked.

Phil looked away from the TV programme they were watching and glanced at Dan, then back at the screen. ‘No,’ he replied with confusion.

Dan stared at him for a few seconds, then grabbed the TV remote and turned off the screen. This caused Phil to look back again at him, his eyes darting between Dan and the mid-distance.

‘Then why did you spend all evening looking through our work files? If something has gone wrong, we can sort it out.’ Dan said, this time with a little more firmness.

Phil looked down at his lap, thinking deeply about what he was going to say. Eventually he looked back at Dan and said, ‘No, really, nothing is wrong. Kind of the opposite, the projections for this year are really good.’

‘So why was it so important to look through it today?’ Dan said, still confused but less stressed now that Phil had assured him that they weren’t on the brink of financial devastation.

‘Erm…’ Phil said, trying to think of how to broach this conversation. ‘Wait here, I need to grab my laptop.’ Phil hurried upstairs to collect his laptop and bring it to the living room. He then sat back down next to Dan and opened it.

‘OK, so, today on my way back from getting a coffee, I was walking along some nice roads near Caledonian Road, and… it got me thinking about… I dunno… like finding a place down there?’ Phil said hesitantly.

‘But we already have this flat, and this isn’t too far from that area?’ Dan said, now even more confused.

Phil sighed and placed his MacBook to one side and faced Dan. ‘I know, but the rent here is really expensive, and renting is always a temporary solution and we’re losing money every month. The reason why people buy houses is because it becomes an asset and people have the stability of knowing that they actually own their home. It doesn’t make sense to keep renting, and I know this is super adult and completely boring, but it makes more sense to get on the property market.’

Dan took a moment to let Phil’s words sink in. ‘So you’re saying we should buy a house…?’

Phil exhaled and looked off into the warmly lit living room. ‘Yeh. I love this flat, but we can’t stay here forever, and we’re going to need to buy a place some time in the future, and whilst we’re renting we’re losing more money than if we bought a place.’

‘But buying a house is expensive, especially in London, and then we’d have a mortgage over our heads?’ Dan said, trying really hard to switch his brain from the laziness of the day to thinking about such ridiculously adult things as rental rates and mortgages.

‘Yeh, but we have rent hanging over our heads now. And if we stay here for a few more years and something goes wrong on the business side of things, then we don’t have any assets to fall back on, or the stability of at least owning a home. If we got a house, although we’d have a mortgage, the place would be ours and we could sell it if something went wrong and get back that investment, rather than currently where we’ll never get back any of the money we’re spending on rent.’

Dan ran his hand over his face and scrunched his eyes, trying to think through everything that Phil was saying. He’d had this conversation with his parents a year or so ago, and they’d said a similar thing. Dan could also remember earlier this year when they had both gone for drinks with some of Phil’s friends from university who had been talking about buying a property in Manchester to avoid rising rental costs. ‘OK.’ He finally said. ‘It makes sense, but buying a house is a big commitment, what if we want to move?’

‘I know, but if we did decide to move, then we sell the house with the mortgage, and hopefully gain back the money we first spent and more, then move to somewhere else.’ Phil responded. Phil tended to spend most of his time denying that he needed to fully engage in the adult world, but when he had to look over their taxes, or deal with business stuff, he was fully capable of entering into a business mind-set. He was almost thirty, and the friends around him were becoming increasingly adult, and although he never compared his life with those around him, the conversations about maintenance work on flats, mortgage rates, and issues with rental agreements had slowly crept into his world until he could no longer deny that such adult complications were a part of his life also.

After some consideration Dan said, ‘OK. I know, it makes sense…’ he then paused and said calmly, ‘but Phil, buying a house… it’s a big step… you know?’

Phil looked with a peaceful gaze at Dan, then smiled. ‘I know,’ he said quietly with assurance.

Dan couldn’t help but beam at him. Their lives were so intertwined already, but buying a house together was the adult equivalent of saying that this was definitely it and that their lives were completely shared. The best thing about Phil basically saying this, was that Dan wasn’t at all shocked. He just felt completely happy. Dan leaned over towards Phil, placed his hands gently on his cheeks and kissed him softly, smiling as their lips met.

‘OK.’ Dan said with a grin, their faces still close and Phil’s eyes lighting up behind his thick rimmed glasses.

  Phil kissed him back both passionately and playfully, sucking at Dan’s lips and moving so that he was kneeling over him. Dan ran his hands up Phil’s back, feeling his shoulder blades through his thick woollen jumper. Phil’s fingers entwined in the material of Dan’s t-shirt, as he pulled their bodies closer together.

‘Wait… wait.’ Phil said quickly, out of breath.

Dan moved his face back, trying to stop his urge to slam his lips back into Phil’s, pull his boyfriends body down towards him and roll his body up into him. ‘Yeh?’ Dan said, trying to slow his breathing and staring up at Phil’s lips and thinking about kissing and licking at them.

‘I didn’t mention something earlier.’ Phil said.

‘Yeh, what?’ Dan said absentmindedly, still thinking of Phil’s lips, Phil’s body, and what they could be doing right now instead of talking.

Phil smirked at Dan and through giggles said, ‘Dan, you’re not paying attention.’

Dan drew his eyes away from Phil’s lips, only realising then that he was biting down on his own bottom lips which he quickly stopped doing, then looked up into Phil’s eyes.

‘Oh my god, what, Phil?’ Dan said with exasperation through a smile.

Phil moved off Dan, sat back down on the sofa next to him and grabbed his laptop from the coffee table in front of them. He then opened it and opened up the web page with the photograph of the house he’d seen earlier on his walk.

‘What am I looking at?’ Dan said, still slightly salty that their make-out session had been halted.

‘It’s a house I saw today. Do you like it?’ Phil said with trepidation.

Dan looked at the photograph and took in the beautiful brick house, four stories high, with ornate exterior detailing and a bright blue door. Phil then scrolled through each picture of the interior and the garden. Once they had both looked through each photo silently, Dan rested his arm on the back of the sofa, leant his head on his hand, and stared with complete love at Phil.

‘Did you see this house today on your walk and that’s why you came back and have suddenly thought of this.’ Dan asked lovingly.

Phil giggled and replied, ‘Yes.’

Dan sighed and looked back at the house. It was beautiful, the street looked calm, and he knew that area of London was really pretty. Dan did love the look of the house, sure it wasn’t some modernist architectural masterpiece that he sometimes dreamt of, but it was the house in the dreams he had where him and Phil lived in a quiet, lovely, yet somewhat unassuming house in this city which was now home. ‘So how much is it?’ He asked, deciding to go along with this for now.

‘A lot, but not too much.’ Phil said, then showed the page which had the price of the house. ‘But that’s what I was doing upstairs, I was working out how affordable it is for us, and the difference in buying it, well not necessarily this house, but buying a house in London compared to how much money we’ll be spending on rent and bills here.’

Dan looked at the price, and although it was a lot, he knew that it was doable. ‘OK. And Phil, this doesn’t mean anything, I’m more humouring you, but say if we did decide to buy this house, or a different one, we can’t move out of this place immediately.’

‘Well, I actually checked our tenancy agreement, and if we let the landlord know soon, we could move out of here by February.’

Dan was shocked into silence. Phil was apparently completely and utterly serious about this being an actual thing that could happen. ‘February? Isn’t that rushing things? This is a big decision.’

‘No, I know. I just wanted to check… I’m not saying we should rush into anything, it’s just I saw this house, and just wanted to work out how possible something like this was for us.’

Dan thought about it for a while, sitting in silence and staring at the webpage, glancing at the house details, the photograph at the top, and back at the price. This was a big decision, but it’s not like either of them hadn’t seen it coming. They had both talked about fantasy houses and had been complaining incessantly about the lack of storage here. Dan loved this flat, but they had both had conversations over the past few months about potentially moving somewhere bigger. Phil was right about rent, it didn’t make sense for them anymore to hop between flats, if they were going to move, it was more financially stable and lucrative to buy somewhere. That place needed to be in London for their jobs, needed to be in the right location, needed to be big enough but not small enough, needed to have a garden, and would never realistically be their dream house; although this house wasn’t the house of their dreams, it was perfect. Dan inhaled deeply, then exhaled and said, ‘We’ll call them tomorrow.’

  Before Dan knew what was happening, Phil’s lips were pressed tightly to his, his tongue licking at Dan’s lips and hands clinging to Dan’s hair. Dan smiled, trying not to laugh as his boyfriend basically tackled him till he was lying down on the sofa with Phil knelt over him, his hands beginning to slide underneath his shirt and move up his torso. A radiance glowed around Phil and warmed the air around them. Phil felt completely calm despite being so excited. He kissed passionately at Dan’s soft lips and allowed this moment to soar through his whole body. Their lives were becoming so unbreakably intertwined, and the unapologetically sincere decision that they would always be together made every worry in Phil’s mind float off into oblivion. Phil pushed Dan’s t shirt up and kissed at his soft and supple torso, breathing in the smell of sleepy skin and well-worn clothes. To Phil, Dan’s body was like a treasured childhood teddy. He knew every scar from old falls, he knew where he was softest, he knew how to hold him at night when storms raged outside their window, he knew how to bury his face into his hair and breathe in the smell of memories and home.

  Dan felt Phil’s warm hands press against his skin and grasp at his hips. He rested his head back and enjoyed the feeling of being kissed everywhere. He let pure bliss wash over him as Phil pulled his jeans off and licking him everywhere. Dan’s eyes were still closed as Phil pulled him up into another kiss and straddled him. Dan kept his eyes closed, letting Phil guide his every movement, guide his lips till their kisses became like ballroom dancing. Guide his hands down Phil’s body beneath his t shirt. Dan could feel Phil’s naked legs and groin press down over his own. He could feel both of their heavy breathing synchronise till their sounds became like waves rolling in and out on a windswept shore. Phil broke their kiss, lifted Dan’s hand up to his own mouth and sucked languidly at his fingers before moving them down and guiding them into him. Dan opened his eyes to see Phil throw his head back and arch his back. He looked fucking stunning. As Dan moved his fingers into Phil, with his other hand he pulled his head forward and kissed him fervently, enjoying Phil’s strained gasps every few seconds. When he felt as though they were ready, Dan pushed Phil’s body up them brought him slowly down as Dan entered him. They both inhaled sharply and held their breath for what felt like eras. Dan then moved both his arms up and clung onto Phil’s hair, resting their foreheads together as Phil rolled his hips. With their foreheads still pressed together and both their eyes closed, Dan moved a hand down to stroke Phil gently. Only stopping to quickly remove both of their t shirts and fling them across the room before returning for a kiss and to rest his fingers once again in Phil’s hair. They became an ocean, one wave on the shore, one sound on the beach, rolling over the sand in hushed whispers and moaning in one breath of wind over sand dunes and hushed grasslands. Time slowed with their bodies. Their worlds became one vista. They could feel nothing but each other as all else ceased to matter.

Chapter 12

 Phil woke up at eight thirty am whilst the short December morning still clung to the dark night. His duvet was wrapped around his limbs and he could feel Dan’s body heat pulse like hot heart beats beside him. He remembered their conversation from last night, and smiled to himself thinking about what had been said. He turned his head towards Dan, who was facing away from him, his arms wrapped and folded like a child’s in front of his face. Phil shifted towards him and nuzzled his nose into the dip between Dan’s bare shoulder blades. Phil wrapped an arm over Dan’s waist and felt the heat of his skin radiate into his own.

‘Morning,’ he heard Dan say groggily.

‘Good morning,’ Phil whispered.

Dan sighed and rolled onto his back, stretching out his arms before resting one on Phil’s shoulder who had now snuggled his body into Dan’s side.

They both lay silently for a minute, cherishing the peace and quiet of bed before they would have to get up and deal with the day.

‘So…’ Phil said slightly hesitantly, ‘How do you feel about giving the estate agents a ring today?’ Phil glanced up at Dan who was staring up at the bedroom ceiling.

Dan began to trace circles with his hand on Phil’s shoulder. His brows furrowed for a second and then relaxed before his glanced down at Phil.

‘Yeh. Let’s do it,’ he said through a smile.

Phil shifted his body and lifted his head towards Dan and kissed him slowly.

‘Great,’ Phil said, biting down on his lip to try and control the huge smile which was dancing across his entire face.

 After having breakfast and watching a quick episode of anime, they both sat on the sofa in the living room with Phil’s laptop open in front of them, the contact page of the estate agents blaring in professional white tones and smart black font on the screen.

‘Do you want to talk to them?’ Dan asked. Phil knew that Dan definitely didn’t want to call them. Dan hated talking on the phone more than Phil, although both of them would prefer to email or text rather than chance an embarrassing social interaction over the phone.

‘Sure.’ Phil said as he entered the contact number into his phone, and brought it to his ear. Phil’s heartbeat started to rise as he suddenly started panicking about what he was going to say, how one even goes about asking about a house, worrying if he sounded old enough, does he still sound like a child, what if they think he doesn’t sound professional enough and question as to why he is looking to buy a house –

‘Foxton’s estate agents, London. This is Lucy speaking. How can I help you?’ A woman’s voice said over the phone. She sounded professional, letting the continuously repeated words still retain an air of humanity despite her having to repeat them like a machine every day.

‘Erm, hi. I was wondering if you had any house viewings for your property at Callingdon Crescent?’ Phil said, battling with his nerves and trying to sound as adult as possible. Phil didn’t really understand why he was so nervous. He was simply asking to view a house, and he was an adult. A fully grown actual adult who didn’t need to be embarrassed about looking into viewing a house.

‘Of course, I’ll just load the property on my computer and check if we have any available viewing slots.’

‘OK, great.’

Phil waited, glancing at Dan who was sitting next to him and staring down at his phone which he was spinning around between his fingers.

‘Could I take a name please?’ She said abruptly, as Phil heard her tapping into her computer over the phone.

‘Philip Lester.’

‘Perfect. OK, Mr Lester, I have some viewings available today or if that is too short notice we also have some available times tomorrow and Thursday.’

‘Erm…’ Phil said as he was suddenly faced with a new decision. The pressure of answering now over the phone made him even more nervous and the realisation that this was happening, and happening fast overtook every thought in his mind. He looked over at Dan who had heard the gist of what she had said over the phone. Phil asked the lady to wait for a second before he brought the phone away from his ear.

‘They have some viewings today?’ He mouthed, more than whispered at Dan.

Dan looked down once again at his hands, then lifted his head, smiled, and said ‘Sure. Today works.’

Phil looked at him with a mixture of happiness and pride, then returned the phone to his ear and said, ‘Yes, today works fine. What time will that be?’

‘Perfect. OK, well we have a viewing at three o’clock. Would that be OK?’

‘Yep, that’s fine.’

‘Great. My colleague Stephanie will be showing you around the property this afternoon. Will there be anyone else joining you for the viewing, Mr Lester?’

‘Erm yes, my partner will be joining me.’

Dan couldn’t help but raise his eyebrows at hearing Phil refer to him as his ‘partner’. He’d only ever heard Phil refer to him as either his ‘friend’ or ‘boyfriend’, and ‘partner’ sounded so adult – so serious. Dan continued to look down at his hands as he bit back a smile. Dan kind of hated the word partner, it sounded too formal and serious. He knew why Phil had used that term. Phil was trying to sound as adult as possible and probably thought that calling Dan his partner would just add to this air he was creating of being a professional adult who was trying to buy a property. Still, despite it sounding so odd coming from Phil’s lips, Dan enjoyed knowing that the woman on the phone now had an image of Phil as a respectable adult in a serious relationship, and the guy he was serious about was him.

‘Perfect,’ the woman continued as she typed away at her computer. ‘That’s all booked for you. Could I take a contact number please?’

Phil slowly dictated his mobile number, then after confirming the time once more, said goodbye and hung up.

 Dan stood rifling through his wardrobe trying to find something respectable to wear to the house viewing. Phil had firmly reminded him that they couldn’t show up in black jeans and t-shirts although he hadn’t given a reason why. Dan’s clothes were either black jeans and a t-shirt, or posh event suits – there was no in between. He finally found a plain black shirt which he’d probably worn to an awards ceremony, then found some generic suit trousers. All of his jumpers were either too artsy or just plain black. For the first time in his life he wished he owned a generic jumper from somewhere unassuming like Marks and Spencer’s. He sighed and got changed into the suit trousers and shirt, then headed into Phil’s room to see if he had a normal and boring jumper going spare. Dan stopped and stared at Phil as soon as he entered his bedroom. Phil was wearing dark blue jeans. Dark blue jeans. Dan didn’t even know that Phil owned any jeans that weren’t black. Phil was also wearing a shirt, it’s top button undone, and a plain maroon sweater. Finally, he wore a plain back suit blazer, had his glasses on, and had pushed his fringe back. Dan stared at him for a second, not quite being able to register how fucking adult and respectable Phil looked.

‘And who the fuck are you?!’ Dan said, leaving his mouth hanging agape as he looked Phil up and down.

Phil grabbed a pair of smart black shoes, sat down on the edge of his bed and started putting them on.

‘What? I don’t want to look weird for the viewing,’ he said as he started tying the laces of his leather shoes.

‘No, you definitely look weird,’ Dan said, still looking at shock at the person he thought was his boyfriend, although he wasn’t so sure now as Phil was barely recognisable.

‘Really? In a bad way?’ Phil said, glancing worriedly at Dan.

‘….. No. Not in a bad way…. Just in a not-Phil way.’

‘Oh, well that’s OK then,’ Phil said then continued to tie his laces. ‘Did you need something?’

‘Erm… yeh. Could I borrow a jumper? I don’t really own anything… appropriate.’ Dan said, still unable to draw his eyes away from this new version of Phil.

Phil said ‘sure’ then got up and looked through his wardrobe, finally finding a dark blue woollen jumper and throwing it at Dan.

Dan murmured a ‘thanks’ then went back to his room, put on the jumper, and found a fairly smart black jacket to put over the top. He then gawked at himself in his full length mirror and raised one eyebrow, staring at himself in an accusatory fashion.

He looked like the people in their late twenties who went to pubs on the weekend with work colleagues. He looked older, he looked like he had his life together. In a final act of completely diverting his aesthetic from his normal style, Dan pushed his fringe back and to the side.

He gave himself one final glance in the mirror, sighed, then headed back to Phil’s room who was sat on his bed looking at his phone. When Dan entered he stood up and said, ‘Ready?’

‘Yeh.’ Dan said, still looking in amazement at the person standing in front of him.

‘You look… different,’ Phil said smiling at Dan.

Dan squinted his eyes and gave Phil an evil stare. ‘Don’t say anything. I’m looking like this for you. We better not run into anyone on the streets because I will die of shame.’

Phil chucked, moved closer to Dan, and put his arms round his waist. ‘I think you look good.’

Dan rolled his eyes and muttered something inaudible before resting his eyes on Phil again. As much as Phil just didn’t look like Phil, there was something kind of sexy about the way he was dressed. As much as the internet liked to berate him for having a daddy kink, Dan didn’t. Although admiring Phil in an outfit that screamed being a respectable and older guy, Dan kind of saw where they were coming from. Dan thought to himself that maybe he was just ridiculously vanilla, and the reason why Phil looked so fucking hot right now was because he looked dependable, stable, and like the kind of guy you would dream of marrying. He looked like he would be an awesome father, he looked like the kind of guy who would cook family meals, he just looked like someone you could build a life with.

Dan kissed him, slightly knocking Phil’s glasses, then pulled away and walked out of the room before he made them both late for the viewing.

 Dan stared up at the crescent of Georgian terraced houses that lines the pavement of Callingdon Crescent. They were beautiful. He took in the park that lay on the other side of the road where bushes and trees bereft of their leaves clung to an ornate black iron fence that encircled with park. The houses were beautiful. Large but unassuming. Antiquated and cosy. They looked like they were somewhere warm and safe.

Outside one of the houses stood a woman holding a clipboard in her delicately manicured fingers. Her hair was an immaculate weave of jet black hair which spun in pristine curls at her shoulders and she was wearing a smart black jacket and a tailored pencil skirt. As she saw them approaching she walked to greet them and held out her hand, giving them a warm smile.

‘Hi, I’m Stephanie, I’m assuming you’re the couple enquiring about the house?’

They both shook her hand as Phil replied that they were, giving his name.

‘Hi. Dan.’ Dan said as he shook her hand.

‘Lovely to meet you both. This is a beautiful house and I’m sure you’ll love it. I’ll show you around and explain everything to you and if you have any question please don’t hesitate to ask.’ Stephanie spoke with conviction and complete professionalism. Dan noted a faint East London accent and felt a bit more calmed by her presence. The walk here had been nerve wracking. Dan hadn’t been sure whether he was worrying about the upcoming adult social interaction or fearing that they may bump into one of their audience.

 Stephanie explained briefly about the exterior, pointing out the basement floor and commenting on the delicate wrought iron railings at the front of the house. She then walked up the steps to the door, her stiletto heels clicking on the stone. Once inside the house Dan looked up and around at the beautiful hallway. The was a wooden staircase that curled around the farthest wall under an huge arched window. The hallway was painted red, with oak flooring and large doors that lead to the rooms to the left. Dan glanced and Phil who was looking in slight amazement around at the hall.

 Stephanie showed them round each room; the white wooden kitchen in the basement, the open and light conservatory at the back of the house, the cosy living room complete with a huge wooden fireplace and Georgian period-designed patterned ceiling, the dining room that lay to the front of the house with huge curtains that hung by the side of the window that faced the street, the master bedroom that looked over the garden, the study complete with old bookshelves that lined the walls. Dan and Phil looked at each other and smiled with a mixture of happiness and embarrassment when she showed them the two spare bedrooms, telling them that it was a great house for starting a family as there is lots of space. Stephanie continued her well-rehearsed patter as she continued to show them round the house and lead them to the garden.

 Stood in the beautiful winter garden, having spoken to them about the shed, the patio, and how lovely it is to have such a nice outside space despite being so close to the neighbourhood park, Stephanie said, ‘So, what do you guys do?’

‘We work in media,’ Phil replied, hesitant to have to explain further what their actual jobs are.

‘Great! Well, this house is only five minutes from the tube station, and you’re still incredibly close to the centre of London.’ She responded, before continuing to discuss the benefits of living in the area.

 Dan let her words slightly wash over him as he slowly glanced around the garden and looked back at the house. He took Phil’s hand and looked at him with a smile. Dan’s nerves about seeing the house and what this would mean had completely dissipated. All he could think of now was moving out and creating a life that was their own in a place like this. He imagined them filling the kitchen cupboards with spices. He imagined Phil placing a wide array of plants in the conservatory. He imagined them having friends round a cooking for dinner parties. He imagined settling down and making the place their own. He even dared for a second to imagine the kind of future they could have, and the kind of family they could potentially have in future years here…

 Dan was shaken from his reverie when Stephanie asked them to follow her back into the house. Dan let go of Phil’s hand and followed her back up the few steps and through the door which led them to back into the downstairs hallway. As they walked along the short hallway and stopped to discuss further details about the house, Dan felt Phil’s arm wrap around his back, Phil’s hand holding gently onto his side.

‘It’s really beautiful,’ Phil said as he looked around once more at the expansive hall the spanned two floors upwards.

Stephanie smiled at the couple, noting how cute they were together. She finally let them know that the owners of the house were planning on moving out at the end of March, and that they should let the estate agents know if they were interested in making an offer on the house. She finally reminded them of the price and then gestured politely towards the door, opening it for them, then following them back out onto the street after she had locked up the house.

 She once again shook their hands, gave them her business card, and got into a swanky black car that was parked on the road. Dan and Phil looked back up at the house.

‘So… what did you think?’ Phil asked. Dan had been mostly silent during the viewing, so Phil wasn’t sure whether he was hating the place and judging it harshly or whether he was just unaccustomed to such a formal social interaction. Phil worried that Dan’s specific aesthetic tastes wouldn’t match to this place, but Phil had really loved it.

‘I… I kinda love it.’ Dan said, continuing to stare up at the white stone and red bricks of the exterior.

Phil smiled as Dan turned to face him. ‘So… what do we do now?’ Phil asked uncertainly.

Dan sighed with an expression of happy resolution then said, ‘I suppose we buy a house.’

[decadenttimetravelmentality-blog]

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And I mean car insurance that you don't have to pay over 100 dollars for.

Using a po box in license for cheap car insurance?

I live in the bronx but car insurance for me is like 660 a month... that's impossible to make... I wanted to go with Statefarm... I was using a po box in Yonkers, tuckahoe 20 mins away and it dropped to 220 a month with more then just liability coverage ... the po box isn't on the street it's a ups street address.. the guy told me people do it all the time but I just wanted to be sure.. does Statefarm ask for proof of address.... like bill of con Ed which Im only 17 btw.... I work so I was going to change my address on my check I receive to the Yonkers address and my debit card address also.. and ofcourse I was going to make that my address in my license.... I know brokers will give you insurance with any addres but will it be good the 6 months or will they contact me a month or so with asking for info abt my addres... will it work is the question if it's in on my license and I say that's where I live.. I'm 17 so I don't have credit... also has anyone ever done this?? no stupid answers""

""How do I obtain cheap, good health insurance in South Carolina?""

I currently live in Conn. but I am moving to SC in the middle of Oct, but I won't have health insurance when I get down there because I am currently on state insurance, which is up at the beginning of Oct. But I really need insurance because I have monthly prescriptions that I need. So does anyone know how I can get insurance just intil I get a job with benefits.""

Trying to find cheapest van insurance for private use?

Has anybody researched cheapest van insurers in uk

WHAT ARE THE CHEAPEST VEHICLE ON INSURANCE THAT IS A 4X4 BEST ANSWER GETS 10 QUICK POINTS?

I WANT A 4X4 CAN SOMEONE TELL ME WHICH ONE IS CHEAPEST ON INSURANCE

I've been pulled over last night no insurance and no L plates HELP ME PLEASE?

Hello, I'm a genuine person, who has had a bad past with motoring, 3 - 4 years ago i was a maniac, a complete ideot who defied everything that was said and told to him( been caught for no insurance and disqual driving and driving without a license x15 times but after relizing what a ideot i was i decided to go the straight and narrow, so i got my license back last august with 6 points on it, they aint due to clear till next year although they are dated 2009?! any way, i own a decent 09 bike, that isnt cheap and i was what i thought fully insured (otherwise i wouldnt have driven and risked loosing my bike) anyways i got pulled over last night for speeding, and it came apparant i wasnt insured :O i rang my girlfriend and got her to produce the paperwork, they couldnt get hold of my insurance company due to they were shut at 10pm at night :S so they decided to seize my bike!:@ they give me a gypsys warning about the speeding, and refered me to court for no insurance no L plates, my arguement is, after going home and checking my bank, i have been driving for 3 months uninsured ( i really had no intention of doing so) i had thought that when my giro money lands into my bank acc swintons took it out the same day so i never defaulted, but this is not the case and i have defaulted. so i have insured my bike immediately after relizing what has happened and im going to get it out the impound in a minute (15 hours later after being seized) but the genuine thing is i've always had a rear L plate till 4 days ago when it snapped and i was waiting on my giro to come to purchase a new one, however i know that is no excuse but its the truth! what can i say to the judge to not get myself banned! the L plates situation is difficult because there like1 to buy but i have 0 pence! and i run my bike of scrap yard petrol ( filtered runs sweet) and i will take full admission to only ever having one L plate on my bike and explain my situation but what can i say or do so i dont get banned!? im really stuck with this one, it really is annoying as i had no intention to drive without insurance?! thanks guys""

Is car insurance cheaper in the US compared to UK?

Is car insurance cheaper in the US compared to UK? wouldn't be surprised if it wasn't since you are allowed to start driving at the age of 16 in US.

College student and no health insurance?

For all of my high school years, I was on state heath insurance. I am turning 19 at the end of this month and will begin college classes this summer, but I am really worried about not having health insurance (my services end when I turn 19.) I have bulimia and I go to therapy once a week and see a physician once a month, so it is pretty imperative that I have health insurance. I am just wondering if I will just have to be without health insurance until I'm an adult and can afford it? Or is there something out there for college students? Thanks""

Health Insurance....I need some...?

I live in Little Rock, Arkansas.....and i need some affordable insurance...any good ideas.""

What is the best place to get cheap insurance on a large van?

What is the best place to get cheap insurance on a large van?

How to these rich boy racers who are like 18-19 afford the insurance on aventadors and audi r8's?

How do they get quoted at such a young age on supercars,I understand money's not a problem for them so it doesn't matter what the price is but if I wanted 2litre audi at my age (17) a insurance company wouldn't even quote me""

Where can i find cheap full coverage auto insurance?

Where can i find cheap full coverage auto insurance?

What is better and cheaper for Auto Insurance in BC vs. Alberta?

I'm purchasing a new car, and i'm currently in British Columbia, i have two residences, one in BC and one in Alberta as i go to school in Alberta. I'm wondering what should i do with insurance would it be better to insure it under BC or Alberta?""

Is there any auto insurance companies out there that does not require a credit check when applying for car ins?

I am trying to change auto policies and all the companies I have contacted so far wants to pull my credit and ask for my SSN number. Is there any auto insurance company that does not require a credit check for car insurance ?

Insurance Coverage and DWI?

Do auto-insurance companies pay for expenditures of repairs on a car in connection with a DWI?

Car Insurance different address than car registered address?

Hi, I have insured my car on my friend's address because his postcode turns out to be very cheap for my premiums. My car and Driving Licence are registered on my home address but when I buy insurance on my home address it goes double. Do you think insuring my car on different address is wrong? What if I get my car registered on to my friends address same as my insurance policy? Would that be safe and legal? Please help me in clearing the confusion and doubt.""

What does your credit paying history got to do with paying higher/lower car insurance rates?

What does your credit paying history got to do with paying higher/lower car insurance rates?

Can i use my car insurance to drive my dads car?

i got fully comp insurance on my car, does my insurance cover me to drive my dads car?""

What is the cheapest classic car insure for 17 year olds?

looking to insure my ford fiesta L 1981, but unsure on the best classic car insurer""

Accident and insurance?

If you get into a car accident, will your insurance pay for the cost of repair, or if it is totaled will it pay for a new car? In what situation will they be able to pay for the cost of repair or car?""

My car insurance company is screwing me over?

I was just recently in a car accident. my front end recieved some harsh damage. The hood was folded towards the windshield, transmitiion was busted, the front lights were busted and the front frame was pushed back to where i could not get my front doors open. My insurance company is saying that it is a complete loss. However the garage where i took it to said that it was fixable. My car is a 2001 neon. They want to take the car and probably give me 2000 dollars for it, and they wll fix it and sell it for more. My question is should i just hand it over to my insurance company and take the 2000 dollars? or does anyone have any suggestions?""

What is a private jet's insurance price? and maintenance costs? Averagely.?

For school I have to do a business plan. We are creating a fictive private jet renting company in Colombia but i can't find these informations. It is really important as i is part of our financial statements. Thank you very much.

Which insurance is better?

which insurance is better blue cross and blue shield or aflac, what is the difference between them""

How much would the insurance be on a 2014 Corvette?

Ok so I'm 16 and a half and my cousin is going to get me a 2014 Corvette stingray for my birthday. And was wondering how much the insurance would be.

How much for dentures upper and lower and mini implants to secure both of them with no insurance in ohio .....

no insurance

Where can I go for the best and cheapest classic car insurance?

We have a 1965 classic mustang and want to insure it for it's restored value.

How much do you pay for car insurance?

I am taking a survey. I need to know how much you pay for car insurance, how old you are, and what gender you are. Thanks.""

Best Car Insurance For young Couple ?

Me and my fiance are starting to get estimates for major bills we'll know will be high (rent,car insurance, etc) What's the best car insurance for a young couple (20 year & 19 year old) for just basic coverage Im in the process of getting just a plain normal 4 door car like ford Taurus (1998-2000).. He has a ford 86' truck without 4wheel drive Neither of us have tickets, nor pricy sport cars But I've almost 20 and only been drving for 2 years (due yo bein homeschool, it was hard to get into drivers ed_) He's 19 and been driving less than year (cause hes school schule didnt allow for extra class like drivers ed)""

Can u keep a car in a garage without it having insurance?

I'm getting a car this weekend. It is taxed but I won't be able to afford the insurance stright away, what can I do??? I'm 18 and haven't passed my driving test yet. Any help welcome, thanks""

Can my insurance company find out?

I'm currently a student with 1 years no claims discount on my Car Insurance. I've just finished University. I've renewed my quote and it states that I'm a student still, however I plan on working full time for this year. I decided to keep my occupation as a student, as it's significantly cheaper than if i tell them i work full time. Will my insurance company be able to find out if i'm still a student or not?""

Car insurance uk only pt 2 ?

i just posted a question which i have varied answers.. another question of mine is that ok they took the whole years insurance.. now my mums left with 154.77 with not enough money to pay for another car.. she is fully comp, they did not give her a courtesy car which they are suppose to have done for 3days the car had been gone and one top of it the policy claims to give replacement cars until another car has been bought! any opinions?""

Insurance for a teenager?

I just got my license but my parents dont want to put my name under insurance because they dont want their insurance price to go up. I recently heard from a friend that you can put your name under your parents insurance and say you're only using the car 10% of the time and they dont raise your insurance? Is this true? If not, what can i do to not increase the insurance price for my parents. I really want to drive their car.""

How much would an '89 Mercedes 300e cost for insurance?

So my dad has found a really good deal on a potential car for me in really good condition. It's a 1989 Mercedes Benz 300e. Do you think that since this is a 22 year old car that it'd be a ridiculous amount to insure because of the Mercedes badge? Or do you think I could afford it with a job? My insurance company would be allstate, on my parents plan, I have a 4.0GPA and I plan on taking drivers ed. Advice?""

USA Insurance for New Immigrants?

Hello!! I would like to inquire about medical insurance for new immigrants in the state of Florida. We have been here for 1 year now and who or what organization should we turn to? I have heard that a lot of them are expensive. I was told that we could get family insurance through employment -- but at the moment, my mom is the only one working with us, 3 dependents. So suggestion?""

Will a cat D effect the cost of insurance?

i know the insurers value the car at up to 25% less so it's important to get a car that is atleast 25% below most similar models but what about the insurance group does that go up?

Can a vehicle get insurance by someone other than vehicle owner?

Can a vehicle get insurance by someone other than vehicle owner?

""Drivers licence, auto insurance in california.?""

I have my drivers permit, and I want my drivers license. I don't have a car so if I get my drivers license are they going to make me pay for auto insurance? Because I don't plan on driving a car, I don't have a car yet so how can they make me pay for auto insurance if I don't have a car? I just want a license so that I can save up for a car and just have a license before I buy a car. So I have until August 2010 to pass my drivers test and this insurance thing is really holding me back because I don't have money to pay for car insurance. So can they really make me pay for car insurance in California when I don't have a car to drive?""

How much will my car insurance go up?

I have a honda accord lx (2003). I hit a metal pole and there was considerable damage to my car. The damage is mostly to the right front side and the tire. I have informed my insruance company so they can review the damages and come up with a dollar amount. I can decide if I want to pursue the claim through my insurance company or accept the charges my self. If it is going to cost alot to fix the car, I may need to use my insurance to pay for the damages. How much will my insrance go up? I have heard that my rates could be impacted for the next 3 years. Will the rates decrease after 3 yrs?""

How much will my Progressive car insurance increase if I add a 93 Camaro for my 16 year old?

Any idea where I can find this info? Any estimates?

I NEED legal help...(home owners insurance will not pay for this why?)?

I am posting this on behalf of my mother in law. She has a car that was damaged at her sisters house (my mother-in-law lived with her sister) during the wind storm Cincinnati had last year. My mother had the car parked in the driveway and a tree fell on it and totalled the car. But guess what would have not been a problem if she had Car insurance on it but at the time she was in between insurance companys but she did not drive the car at the time anyway. So now she has found out she has GAP so I did the claim and they said that they can give her 5000 (hopefully) toward the loan. She went to the home owners insurance and they said they wont pay. If it was her sisters car they would have though. I am really not sure but it doesnt sound right to me. If that tree would have hit a person but not her sister would they have had to pay? That just doesn't make since to me because my mother-in-law lived in the house aswell. Can someone help me.

Why want the Republicans work with the Democrats to get a good health care system in the U.S.?

Is it because the Republicans are behind big business?

What kind of health insurance do i apply for?

I have a one year old son and he has had medi-cal off on and they give me so many problems and i'm tired of him having medi-cal. I recently reapplied because they stopped it again, but this time i added his father on there since he has no type of medical insurance either.4 weeks went by and i haven't recieved anything in the mail so i call and ask what is going on. The lady was extremely rude to me and tells me they denied my application because they never recieved a packet that requested birth certificates,social securities, proof of income etc. And i tried to explain to her i never recieved the packet that requested any of that and that's why i was calling to let them know and she said well they already denied you so you need to apply again i'm tired of medi-cal my poor son deserves better.so i was wondering if anyone knew of something else i could apply for? it's just for my son and his father i'm still under my moms insurance so i don't need it but i have to apply for them since i'm the mother of my child obviously. We live off of $400 every 2 weeks and have other things to pay for.so please someone help!""

Do I need to Insure my project cars?

I am planning on restoring classic cars and I would plan to do this on a garage, so would I legally need to insure them in Nj if I am not driving them on the road? Just trying to get some information about all the technical things of doing restorations at home. Thanks""

How much does it cost to insure a landrover defender at 17?

im 17 soon and am looking to learn to drive, i was considering a landrover defender for my first car, any ideas as to how much it would cost to insure? i would by an oldish model. the reason i am considering this car is because we have land and live stock etc so it would be practical. i live in the UK also. and can it be insured cheaper if im a member of the NFU or anything. Thanks for your help in advance :)""

Liability vs Full Coverage??

I don't know much about insurance can someone tell me how liability and full coverage insurance works?

Cheapest car insurers. for a 1997 citroen ax?

third party fire and theft. who is the cheapest insurer for this.thanks

Student car insurance help. Anybody else in this situation?

I have recently passed my test and am picking up a car I have bought in two weeks' time. The car is only a little 1.0L Vauxhall Corsa 2002, paid 2000 for it. I've been looking on insurance websites - namely Compare The Market, and the cheapest quote I've found is 2436 (250 excess)! I am wondering if anyone can recommend an insurance company which will allow me to hold my own policy (not a named driver) for 2000 or less. Any suggestions?""

Do you have to have health insurance to....?

do you have to have health insurance to go to planned parenthood and have like a pap test or any other tests like that?

Where the best place to get a good deal on cheap insurance?

I have a 98' cadillac sedan deville that I just paid off but i still want full coverge for it, if something would of happen to it.""

How much would the insurance be on a 2014 Corvette?

Ok so I'm 16 and a half and my cousin is going to get me a 2014 Corvette stingray for my birthday. And was wondering how much the insurance would be.

Best Insurance Company for a Minor?

If you are a teenage boy, what's the best insurance company for him?""

Is there any Insurance for?

Is there any insurance that does cover cosmetic surgrey? Or Social Security? If you don't know then don't comment :) 10 pts!

If I get my speeding ticket dismissed will my insurance rates still increase?

I got a speeding ticket in TX, but I'm taking a course to get it dismissed. Will my insurance company even find out about my points if they're taken off my license? And if they do, will my insurance rates go up or is that completely dependent on points?""

How much car insurance a month for a 16 year old?

I live in the state of Louisiana. My family has Progressive. I plan on driving soon.

Car insurance for young drivers UK?

im 17 atm and passed my test last week ive been looking at car insurance for a cars but the insurance is really expensive for a 17 year old what are cheap car insurances for young drivers in the uk?

Where can i find cheap full coverage auto insurance?

Where can i find cheap full coverage auto insurance?

What do i need to get a car registered at a california dmv?

i called the office some lady told me only my id? im confused i thought i would need insurance and license but the lady told me different.. please let me know thanks

""Car insurance with 6 point,?""

cheapest car insurance with 6 points, please help. any car insurance which check record of last 3 or 4 year and NOT 5 years.""

How do I pay my life insurance premiums on line for Globe Life and Accident Insurance Co.?

I don't have the website written down to Globe Insurance correctly and don't know how to get to the correct one so I can pay my bill. All I need is the website that allows me to pay my premium on line

Im a 20 yr old female- much would it cost to insure a 1.4 2007 astra sxi?

JUST PASSED TEST. Its insurance group 6 Tanks

How does the good grade discount work for auto insurance?

I am a teen and going to be driving soon, but i was wondering how does the good grade discount work im asking two questions: What does your GPA need to be? (generally, i know maybe ...show more""

Are mitsubishi 3000gt's costly to insure?

Hi I am 16 and am looking at some mitsubishi 3000gt's right now. I know that insurance is already expensive with me being a 16 year old male but would a 3000 gt be expensive for insurance for me too? It would be a non turbo model and I have heard from places that 3000gt's are costly to insure, is this true? Thank you I appreciatte your answers.""

Group 1 Insurance License?

Hello, I need to get my group 1 insurance license to sell annuities in the state of Texas. I am honestly not sure where to go or what to do. What do I need to do? Thank you.""

What is the average car insurance cost in Arizona?

I'm moving there very soon and before I get quotes from a million different companies I would like to hear from every day people. Any one who can help has my thanks.

Estimated Insurance cost for 1990 trans am?

Im turning 16 soon and am close to getting my license. Im planning on driving my dads 90 trans am w/ a 5.7 liter engine and automatic trans. Problem is, he thinks insurance is gonna cost a **** load. Does anyone know on average what the insurance price would be. The car will go under my dads name, ill just be an added driver. Plus, another car available for me to get 70 240z w/ a 6 cyl engine and 5-speed trans. Which one will have a cheaper insurance rate?""

Insurance help plzzz???!!!!?

could someone please describe both perfessional indemnity and public liabilitiy insurance???? thankyou very much

I just purchased car insurance today?

So I just passed my test today and just purchased insurance from Bell over the phone, and my policy starts from Friday. I know I cannot drive until Friday. So say I was pulled over by police on Friday night, and I have to take documents to the police station, how do I prove to them that I have insurance? I don't have a piece of paper but I DO technically have insurance .. What do I do if I get pulled over?""

Question about health insurance?

I went to the ER in late May and I recently got promoted so I applied for health insurance. However, my health insurance does not go into effect til July. I was told by the hospital that I will be billed in about 2 -3 months. Is there anyway I can use my insurance for the bill or will I have to pay out of pocket?""

Can I get a car insurance policy for a car that is not under my name?

My father used to pay for the car insurance, then he decided to stop paying when the policy is done. I was wondering if I could get a new quote from a different insurance while the car is still under his name?""

""Help,my camera was stolen...insurance?

My camera was stolen from an event. It was a very expensive camera... a Nikon Digital SLR and a lens that i rented from somewhere. Would contents insurance cover the full cost? I don't know how insurance works.. and do you think the rental place would have insurance for the lens? Will I have to pay for it? I filed a police report and now I am not sure what to do next..

Will your insurance go up with a Seat belt ticket?

In Georgia, will your insurance go up if you get a seat belt ticket with statefarm insurance?""

Car insurance too expensive. Help. Urgent?

So basically. Im an 18 year old male. I passed my driving test in june 2013. My car insurance is too high. Now normally i wouldnt care but the reason i am asking this question is because. Where i live the nearest shop is 30 mins away walking. My family need someone to do the shopping as we cannot keep going back and forth everyday. We basically starve some days as sufficient food is too heavy to carry. My father is very sick and has been for 2 years. Because the hospital is so far away he barely is able to go to his appointments. And finally i use the train to get to my university which im fine with but i get bullied everyday physically on the train. I am too scared to report this to anyone. Now im not someone who would mess about in my car or speed etc. I am a very safe driver. My cheapest quote was on a Daewoo Matiz and the quote was 6000!! So i cleary cannot afford that. I have looked into the black box scheme but most insurers wont provide that service in my area. So my question is does anyone know of any insurance companies who do specialise in giving cheaper quotes. Or any cars that tend to be cheaper to insure. Or even any tricks that may help bring down the price. Please dont answer with stuff like you dont need a car or get a black box. I am litterally fed up and feel like a failure. I dont know what to do. I even slit my wrists now as it is toi much to bare. Also i cant go one anyones insurance as i dont have anyone to ask and my dad cant drive due to his illnes

What 500cc/600cc sports bikes are good for the A2 licence & cheap to insure for an 19 year old with no clams?

i had in mind the Suzuki GSXR 600 Honda CBR 600 Honda CBR 500 Kawasaki ER6F Triumph Daytona 675 Are these bikes worth restricting to 33bhp? and are there any other good ones

Car Insurance?

I have a quick question, my husband wants to buy a car [in which we have the money] however when we go to the insurance office do we need to pay a downpayment in order to get the car insured?""

How much is a ticket for not having car insurance in California?

Freeway Insurance just called me and told me that my insurance was not paid last month and that it got cancelled. I could swear that I did pay and my bank overview says I did pay. This is the second time they call me to tell me that. I think those ****** bastard just want money. So I'm just wondering how much a ticket cost because I'm gathering money to open another policy but with another Insurance company.

How much would the insurance be on a 2014 Corvette?

Ok so I'm 16 and a half and my cousin is going to get me a 2014 Corvette stingray for my birthday. And was wondering how much the insurance would be.

How much would teen car insurance be monthly?

I just got a job and I'm looking to buy a car around December... The car will be worth 1200-1500... I'm 16 years old and haven't had any accidents. Around how much would my car insurance be a month?:) thank you!

Affordable health insurance!!?

For some reason, the insurance coverage I have seems to go up every year (and because I moved recently it jumped up another $60 a month). My wife and I get crappy coverage on top of it. To make things more hectic; we are pregnant (she's pregnant -not me, but you get the point). And beause Maternity coverage runs another $500 a month it isn't affordable on a student income (I am currently in Law School, while she works). So, if anyone has any information on how they managed the pregnancy, or even just real life, without insurance (or on what insurance?), I would be extremely appreciative if you could offer it up. I Might even give you the best answer....or whatever (who knows, that may motivate some people) So, I'm looking for affordable health insurance coverage. It doesn't need to cover maternity...I know thats expensive everywhere. What I am looking for is something under 300 a month that still covers some outpatient surgery, or even more than 2 doctor visits a year!!""

I missed my Insurance payment and my room mate wreck my Jeep do I have legal grounds to sue him?

I am a Marine Stationed at Camp Pendleton, California. About eight months ago I allowed my room mate to drive my Jeep while I was away attending pre-deployment training for Afghanistan. While there he rolled my Jeep literally down a mountain while under the influence of alcohol. Needless to say the Jeep was totalled and is Unrecoverable from the canyon were it now rests. I missed my Insurance payment by about a week because I was in the field training and didn't have access to a computer or phone. I understand that this is no excuse. Because I missed the payment my insurance company rightfully under California state law refused to pay for the totalled Jeep. Do I have legal Grounds to sue him for what I owed at that time, about 12,000.00. I have continued to make payment on the Jeep. The reason I have waited so long since the accident to purse legal action is because I was in Afghanistan on a 7 month deployment. If you have an Information please help. Thank you for your time.""

Cheapest California Auto Insurance?

Any One Can Tell Me The Cheapest California Auto Insurance

Someone explain this auto insurance info please!!?

In Founders Insurance Company v. Munoz, decided on May 20, 2010, the Illinois Supreme Court considered the validity of an automobile insurance policy exclusion that precluded coverage for any person using the insured vehicle who did not have a reasonable belief that he or she was entitled to do so. The court concluded that the exclusion was not ambiguous, and that it was properly applied to exclude coverage for drivers who did not possess a valid drivers license, regardless of whether the driver was a named insured or a permissive user of the vehicle. The court reasoned that an average, ordinary, normal, reasonable person would understand that the exclusion applied to unlicensed drivers. The exclusion applied regardless of whether the driver had never obtained a license, or whether it had been suspended. The court held, as a matter of law, that an unlicensed driver could not have a reasonable belief that he or she was entitled to drive simply because he or she owned the vehicle or had been given the keys. can someone explain this in lamens terms please? ive had a similar situation happen to me and i would like to know how to go about handling this thank you!""

How much is insurance for a mustang?

I need some help how much is insurance on a 2003 mustang for a 16 year old driver thanks.

Do insurance companies still ask for written no claim proof when you insure your car online?

Do insurance companies still ask for written no claim proof when you insure your car online?

Will my impounded car show up on my insurance?

My car got impounded last night, does that show up or increase my car insurance?""

Landlord's insurance in NJ?

I have few rental properties in NJ and looking for an insurance company that provides landlord's insurance policies. I will appreciate if you could arrange to send me few names of insurance companies. Thanks

Is it normal for a doctor to tell you you have to pay $90 a year if you use health insurance?

I live in Colorado and I got a letter from my doctor today telling me I have to pay $90 a year to use insurance with him. He also said that every time they have to send a request for authorization for something and they get it back and have to ask again they will charge you $75. This is kind of bothering me because I am waiting to have surgery and am not working and can't afford much more than just a co-pay. Does this sound normal for a doctor to ask for this?

Rough Maryland motorcycle insurance rates?

Hello, I have two questions. First some info though, I live in Southern Md and am a 24 year old male who currently has a completely clean driving record. Right now I have full coverage with Allstate and am paying around 200/month. My question is how much should I expect my rates to jump if I get lets say a lower powered motorcycle ~$7500. Does the age of the motorcycle have much bearing on the rates? And now my more obscure question...What about an electric motorcycle at $15000? The only reason I thought it might be lower is in general they are simpler to operate, not as powerful, and have few breakable parts. Thank you""

Health insurance? For a 20 year old?

Hi I'm wondering if anyone has any tips for getting cheap health insurance. How are people paying for this, I was quoted at $140 a month! I have Never had any serious problem No broken bones and I've only had 3 prescriptions in my life! I only make $1,100 a month and with rent bills food and gas $140 extra is A LOT for me! Could you give me a good company? I really don't want to be fined in January, this is crazy! Also I was denied by Covered California because they said my household makes to much, I live on my moms property but is still pay rent/internet/electricity. How could I get around this for covered California? Please help me understand this better and if you have a link to a good cheap insurance company please let me know, Thank You""

What if I choose not to have insurance on my car? whats the big risk im taking? Do i even need it?

I am 19 years old, I have been legally driving since I was 17, but have actually been driving since I was 15 (Yeah crazy huh?) (My dad was my teacher) Thankfully, I have never been in a car accident. I am a very careful driver. Point is: I want to buy a used car, and I don't feel like having car insurance is even necessary. I'm not made out of money and I really NEED to save the extra cash. Also if you have ever gotten a ticket for not having car insurance , how much was it?""

Cheapest UK insurance for new driver with 6 point and zero no claim certificate?

i have checked but could not find a cheap UK insurance for a UK new driver with 6 points on license and zero no claim certificate. please suggest if one can think or know of.. cheapest i got so far is 2200. my age is 31 years. unluckily i got 6 points on my license .

IF YOU GET PULLED OVER WITHOUT CAR INSURANCE?

IF YOU GET PULLED OVER AND YOU Have no insUraNce on your car how much is tHE fine???

CAR INSURANCE 17 YEAR OLD?

Hi im coming up 17 soon and am hoping I can pass my driving license. Anyway just wondering on how much a quote would be. Im a full time student looking for a 3rd party only, because im going to be buying a old car to start off, besides the car price how much would it roughly be. I was also considering getting a pass plus and getting a car from group 2 insurance. Any rough ideas on how much it will be? any experiences? btw I cant get on the same as my parents untill 21""

Does gender affect car insurance prices?

I have heard being female means you get lower rates. Is this true? Do you pay a lot for insurance?

What is the best health insurance for the self employed? (and cheapest)?

What is the best health insurance for the self employed? (and cheapest)?

Car Insurance Yearly Cost.?

I am a 19 year old male, and have had a licence for basically 3 years now, I live in Alberta Canada, and have already completed my Test to get off of my GDL (Graduated Drivers Licence). I have taken, and completed driver training, and I have not made a claim or gotten any driving infractions (tickets or whatever) whatsoever. Without collision on my 2003 honda Civic coupe, what should my yearly insurance payment be? Right not I am paying $1600 and it seems like it is too much.""

Car accident with someone who will not respond back to the insurance for verification?

Someone with insurance rear ended me. I took his insurance information and called his insurance the following day to report the accident. The person who rear ended me did not call the insurance and he is not responding to his own insurance who are trying to get ahold of him to confirm the accident. It's been three weeks. His insurance called me yesterday and said that I need to use my own insurance for get my car fixed. I have a note written by the person who rear ended me admitting that he did cause the accident. What legal actions can I take against the person who rear ended me?

Can I turn my health bills from a car wreck into my health insurance?

I'll try to make this as short as possible. I was hit by another car, who fled the scene but I was able to get her license plate, made and model of her car. Her insurance is covering the body damage for my car but I'm having problems with the medical part of all this. In all, I have had two visits with my doctor and he sent me to the hospital for xrays. I have whip lash and nothing else. I live in Kentucky, which is a no-fault injury state (I have no idea what that means). The other driver's insurance company is not going to pay for my injuries since they are less than $1000. Which means I have to turn it in to MY car insurance company and pay my $1000 deductable or pay out of pocket, which will be about $800. Someone I work with mentioned that I can turn the bills into my health insurance company for them to cover it. Is that an option? I'm not at all familiar with any of this b/c this is my first experience having to deal with car insurances. I know it doesn't matter how I feel, but I'm really ticked that someone can hit my car, flee the scene, cause injuries to me, and then I am the one responsible to pay for the medical care. Does anyone have any experience with this? Can I turn this into my health insurance to avoid paying the $800 that I don't have? Thank you.""

How can I get the cheapest car insurance in the UK?

I am 29 and have had a driving licence for 11 years but in another country (non EU). I just got my UK licence and am looking for a cheap insurance. the cheapest quote I have found is over 2000 which is too much. I have a 1.6 automatic Golf. Is there any company that accepts my previous licence as my experience? I also tried to get my No Claim Bonus letter from my Insurance company but they simply don't answer me as the system is different in my country so no chance of getting that. thanks

How much is insurance for an 18 year old male?

I turn 18 on the 24th and my aunt and uncle are giving me their mustang. Its a 2000 ford mustang.. Anyways, they are actually putting it in my name. But before i lived with them, i was paying only liability and that was 200 a month. Does anyone know how much full coverage would be? Just wondering so I can know what to expect on car insurance cost.""

Best way to buy health insurance?

I had health insurance, up until Sept., when I could no longer pay the expensive ever-increasing policy. I now have a job, but it does not include benefits. Can I buy health insurance online? I mainly want a low-cost policy that would cover accidents. Thanks for any advice!!""

How much will my insurance payment increase because of my speeding ticket?

To begin with, I was going 111mph in a 60mph zone. It was dumb and stupid, I know. Normally I would pay just $125 every 6 months for car insurance but now I'm wondering how much it will increase. And by paying I mean I would give the money to my dad because the car is under his name. I use the car everyday to go to work but it's under my father's name. I am not registered in any insurance of any car my dad owns. I am only 17 by the way and i ll turn 18 in a month. The ticket is considered an infraction and will cost $603. I will send them a check so I won't have to go to court. Any idea of to what may happen next, like my insurance rate?""

How much would the insurance be on a 2014 Corvette?

Ok so I'm 16 and a half and my cousin is going to get me a 2014 Corvette stingray for my birthday. And was wondering how much the insurance would be.

https://www.linkedin.com/pulse/allstate-insurance-rate-quote-william-brown/"

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health insurance for veterans that is affordable

"health insurance for veterans that is affordable

health insurance for veterans that is affordable

BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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Hi. 18 months ago me and my hubby went bankrupt (long story) and we have had our new car insurance quote from the company we have been with for 12 years. It jumped from 37 to 60 and we were pretty outraged and so have been shopping around. We were told by someone we know that any new insurance companies would do a credit check and that we may be refused insurance or may get pretty high premiums. As I said, we have been with our insurance company for 12 years and have paid on time every month by direct debit for the car insurance and for the home contents and pet one too. So as your premium is affected by your credit score, does this mean we should have let our insurance company know we went bankrupt, when we did back in Nov 2010? Or does it not count as we were already with them? i don't seriously see why we should've HAD to tell them, but I am not a bit worried. I don't want to make a claim and find that they refuse it because we didn't tell them of the bankruptcy!""

Cheap car insurance in Arizona for an 18 year old with a volkswagon beetle?

i really want a volkswagon beetle, and then one im looking at right now is a 2006 with 70,000 miles (i know, its alot but thats not what im asking you to answer on) and its a convertible. i've never had my own car, and right now im using a family member's. i dont have ANY credit, idk if that helps or not... i already know my car payments are going to be high, so i want cheap insurance, that will still cover me. i see commercials for The General and Freeway Insurance, along with Safeauto. are they good companies? i kind of checked out The General, and it wasnt as cheap as i thought it was going to be... help?!""

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I'm thinking about purchasing a 97' Cavalier LS Convertible, would this car make my insurance go? and by how much? Also does anyone know anything about these cars? Are they good cars? Mechanically wise and gas wise. By the way, I'm 16 in case that effects your answers.""

Help!!! I need car insurance!

What company has good deals on SR22? I'm financing a new car today & I need full coverage insurance & SR22... all the online quotes I've received has been outrageous! Any knows of a good co. with low down payments? (I live in Louisiana.)

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small companies/ customer friendly , with a website""

Two car insurance policies?

very sorry if this is confusing for people to read but please try and help me out as i have confused myself =\ I have 1 years no claim bonus, and if idon'tt claim till May then i will have two years no claim. i am going to buy another car in a few days and tend to open a new car insurance Policy (Februaryy ). when it comes to may and the first carpolicye has finish. i shall not be driving that car no more. but when it comes to Febuary, will it mean that i have 3 years no claims ? even though i have been driving 2 years 9 months,,

Can I use my student loan to pay for a car insurance bill?

I recently took out a student loan, and after doing research on it, I saw that I can only use it for school-related activities/items, such as paying foor books, tuition, fees, computer, etc. I also have a car insurance bill that's $140 a month, and I took out the student loan mainly for that. Now for the $140 dollar question; Am I allowed to use my student loan money to pay for my car insurance bill? I ask that because technically I'd be paying for a school-related item, because I can't drive to school without paying for car insurance, since that'd be illegal. So does anyone know if I can do that without getting into trouble? Anyone who has hands-on experience, or is an expert on this kind of thing, and can answer this TONIGHT PREFERABLY would be greatly appreciated!!""

I got a car accident for the first time.. how much my insurance will go up?

This is first time I caused the accident and I had someone rear me before which came out as it wasnt my fault.... but accident that I caused I hit a school bus thankfully there were ...show more

Help for purchasing Private Health Insurance?

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Where do you find affordable health insurance with a pre-existing condition?

Where do you find affordable health insurance with a pre-existing condition?

Do you legally have to declare having a medical cannabis card to your insurance company?

Does this prescription count just like every other medication? Do you legally have to declare having a medical cannabis card (or say that you use cannabis) to your insurance company? I live in California. My insurance is Blue Cross.

Do different insurance agents from the same company offer different rates?

I just got my AllState bill and my home insurance just doubled this year! I want to switch to StateFarm but I got a quote a few months ago from a local agent, and it was very high too... However, it seems like this local agent is very successful and has a lot of business. I was wondering, if I go to another StateFarm agent, will they offer me a better rate? Or is purely determined by their computer system?""

""Diamond Car Insurance? gave the cheapest quote, anybody use or used them?""

I am 21 year old female wanting to start my own insurance policy instead of being 2nd driver on my mums car. I have a Toyota Rav4 Sport, which insurance companies are good with younger people please (the car is 8 years old, so not worth a great deal)""

Car insurance question?

I have a question, and I am not sure if this question is applicable to this email, but I guess it's worth the shot. First off a little background, I am 18, but I don't have my name listed under my parents' car insurance, I got into an accident upon receiving a 1st offense citation for following too closely. My court date isn't until a month later and because of the accident my parents want to put my name under, but at the same time they would like to change insurance companys, are they allowed to change insurances and put my name under before the court is settled or do we have to wait until the court is settled? All I know is that All I have to do is pay the fine, but won't allow me and require me at court.""

How to get cheaper car insurance for a new young driver?

I passed my test the other day but ive been looking for hours trying to find some cheap car insurance on a 1.2 ford ka but all the quotes im getting are minimum 3-4 thousand pound and some are even quoting up to 8 thousand ! Im 17 and male does anyone know where to get relatively cheap insurance something between 1000-2000 pound? or any methods that are used to get cheaper car insurance?

Anyone want to give me a rough estimate on this car insurance quote?

My friend drives a '98 Mercury right now. She's been into four accidents (three of them were caused by her), is one point away from getting her license taken away, and got a DUI last summer. Consequently, when she got her car back, she tried to get it insured only to find out her insurance premium for NO FAULT is almost a thousand a month. That's for a standard insurance company. She went to a small rinky-dink company for a lower quote and got a lower quote but I'm not quite sure what that quote was. Since she can't afford to pay that much in insurance, she (stupidly) has decided to get fake insurance proofs that she thinks will get passed secretary of state so she can renew her tags. I told her she needs to have real insurance or she could get into lots of trouble (not to mention end up owing tens of thousands of dollars if she crashes). She didn't listen to my advice and went with the fake insurance proofs which did NOT get passed secretary of state; her new plan is to pay for one months insurance and then stop paying for the next few years until her insurance goes down. She told me the other day that she wants to buy a BMW by the time she's 22. That means in one and a half years. Not only will her insurance still be high, but it will probably be even higher since she will have gone two years without it. So, considering the facts I've given you and that she has to pay almost a grand a month for no fault on an older Mercury, how much more do you think she will be paying for FULL coverage on a BMW?""

Insurance on a 2003 Ford Mustang Mach 1?

How much would insurance be on this car? I'm 16, almost 17, in Arizona, by the way. The car has a V8 engine.""

Is supersmartsmile insurance good?

I'm in pretty bad need of some dental care. I am looking for a good dental insurance company to go with for a year. An supersmartsmile is in the perfect price range for my low income self. Please help me here anyone with this insurance. Thanks.

What insurance policies are available for an online real estate business?

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Insuring a second vehicle?

My husband and I both have our own vehicles but have just purchased an old Land Rover for towing our trailer tent. We have been searching insurance companies online for a cheap quote but have been getting quotes for 1000+. We only want to use the vehicle occasionally & think this is a ridiculous amount of money to pay for insurance, (especially as the vehicle only cost us 600 to buy.) Can anyone recommend a company that provides insurance at a reasonable price for an occassional-use vehicle? Thank you""

health insurance for veterans that is affordable

health insurance for veterans that is affordable

How much is car insurance for a 16 year old?

Im 15 about to be 16, and im getting a 2000-2005 jeep grand Cherokee Laredo. But I don't know how much the car insurance will be for me. I live in Florida U.S.A. Please help !""

About what would the insurance be on a '94 Camaro V6?

This doesn't apply to me...one of my friends asked me to post this--long story Anyway, he wants to buy this '94 Chevy Camaro base model; not the Z28!! He's gonna buy it off a local guy for $3000...it was 3200 something but he gave him a break for cash. So I'm supposed to ask what kind of insurance that he, a 16 year old will a spotless driving record and good grades, could expect to pay. His parents would like to put liability only on it to keep the cost down. Does anybody have any estimates???--remember liability ONLY..... Oh and we're here in Iowa if location makes any difference....""

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my friend is on a student visa and she is to stay here for 8 months. She wants to apply for a health insurance just in case anything happens to her stay here in California. What are the steps to apply? is there a certain website where she can look for it? Does it include the medical, dental and visual insurance too? thanks""

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Is there a site that tells new car insurance groups?

Is there a site that tells you the new insurance groups of cars under the 1-50 rating instead of the old 1-20?

Yes/No: Do you have health insurance?

Yes/No: Do you have health insurance?

""Why did 4,000,000 people lose their current insurance, when only 27,000 signed up for insurance under ACA?""

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MotorBike Insurance For CBT...?

i was just wondering if i bought a Honda CBR 125r and i got a provisional license ad done the CBT would i need insurance to ride on the roads for 2 years or would i not need insurance until i could save up money for lessons, theory and practical test....???""

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How much do you think my auto insurance will be?

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Cheapest car insurance please?

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How much does full time RV insurance cost per year?

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I am employed, but I do not participate in my employers health insurance plan. I choose to buy my own. Do I claim this on my taxes and if so, where?""

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""If we did the following things, would health care then be affordable for most americans?

allowed people to buy insurance across state lines. protected doctors from lawsuits so that they didnt have such high insurance costs & wouldnt unnecessarily test patients just to ...show more

Could I set up my own car insurance company to insure myself?

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How much will my insurance go up?

A few weekends ago I backed into someone's car who was parked. The damage was not extremely significant; it gave him a small scratch that will be easily buffed out and a small-ish dent more on the underside of the bumper. I gave the guy my insurance info and everything, and he is going to file a claim. My question is, since the accident is pretty minor (thankfully) will my insurance skyrocket or anything? I am unfortunately a 17 year old male who recently got his license a few months ago, so I know that doesn't help. Any ideas?""

How do you determind how much the car is worth?

I bought a car from a trusted dealer. They had told me the odometer wasnt working since they had it. Well I knew the odometer wasnt correct. Well I sold the car ( I have a lein) the car was totaled. Now the insurance company is saying they dont know the exact miles on the car so thier not going to pay but 2400 for the car. I did a Carfax report and it showed 70K miles, then 17 K mile when I bought it. I am trying to come up with a way to reason with the insurance company to get the most out of the car. What would be the best way to go about doing that. Taking the average fort he year? the mileage on the car? I believe the car is worth at least 3K.""

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I'm on my moms insurance and she's moving jobs and her new insurance is going to be group coverage blue cross, can group coverage deny you coverage for Pre existing or only private? Why's the difference between group and private? Thanks!""

Im going to be in Wisconsin my friend has a car for me..can i get insurance to cover me there?

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health insurance for veterans that is affordable

health insurance for veterans that is affordable

""Car insurance, from provisional to full uk?""

I have recently bought a car (a 2003 Ford Ka 1.3 Collection) & am on a provisional license taking driving lessons atm. Im looking at different car insurance quotes online & am thinking of going with Admiral as it seems like they offer the cheapest car insurance for my situation. As far as I'm aware, I would have to pay approx 1,100 to insurance my car while still on a provisional license, & approx 1,600 with a full uk. (A lot of ppl have said that insurance will be more expensive while on a provisional license but I know for a FACT that it's the other way around seeing as I would have a fully qualified driver with me at all times, meaning that I'm less likely to have an accident!!) Anyway, Because I'm looking at insuring my car for Nov while I still have a provisional license (I'm going to pay it monthly), when I hopefully pass my test at the start of Dec & obviously notify the insurers that I will have passed my test & therefore gotten a full uk license, HOW ON EARTH will that affect my insurance? Any help will be MUCH MUCH appreciated!!...I'm really CONFUSED atm!!!!! :):)""

Who Have The Best Insurance Rates?

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What are 1995 BMW 325i Insurance rates?

My cousin is giving me her old 1995 BMW 325i, four door, white. I was wondering what the rates would be for Farm Bureau Insurance in NC.""

""In NJ, Can you get a driver's lincense but not have car insurance or a car/drive? TEN POINTSS?""

I'm 18 years old, female. I've always wanted my driver's license. I have my permit that now expired. My parents won't let me get it because they don't want me to get into an accident and because they said insurance is sooo HIGH! Is it possible to pass my driver license test and not be on an insurance policy and not drive any car? Not drive at all, just own the license. I have a job and would get my own policy, but it would just be even more expensive!""

Why do I need car insurance?

Ok, i have my permit and will get my driver's liscence soon, but i am not going to buy a car for a while. If i am just going to borrow one of my parents' cars, to go shopping and stuff like that, do i need car insurance if i never borrow it overnight or anything like that?""

Insurance for additional drivers has shot up?

I'm 16 and looking forward to buying my first car, so a few weeks ago i saw that if i was the additional driver on my dad's policy it would only cost around 400. However i have tried a few recently and they all have shot up to 1500+!!!!! Does anyone know why? It's ridicuolous how much they are trying to charge me for first years insurance.""

How much extra on car insurance does an amp cost? Or dyou not pay any extra?

I treid all the insurance comparison websites and none showed amps in the modification part. I'm 17 and pay over 1000 pound for insurance already and don't want the price to go up much. Any help appreciated :)

A good begginer bike thats fast and cheap on insurance?

I'd like to no what kinda sports bike/cruiser would be a good starter bike that's cheap on insurance and gas, I don't want anything shaped like a harley more of a sports bike shape. Any suggestions?""

How much is the average insurance on a mustang v6 for a 16 year old?

How much is the average insurance on a mustang v6 for a 16 year old?

""What is the cheapest second hand car I can buy ? That has cheap tax, insurance and cheap to run?""

Can anyone please help me. I am looking for a small engine car cheap to buy that has cheap road tax , prefarably the 35 a year bracket and cheap insuarance. I am a new driver on a very low budget. I have about 1000 - 1500 to buy the car. As this will be my first car I dont mind whatever make it is, as long as its cheap and takes me from point A to B while gaining experience. Thank you all in advance.""

Question About Car Insurance?

I have AAA. I have 3 vehicles, 2 in which my daughters are the drivers. One of my daughters has 2 points for prohibited turn, which raised my insurance rate. Is there anyway to get the points removed or remove her from the policy even though she would still drive?""

Does anybody know of a good affordable life insurance?

I live in California, im 19, im perfectly healthy(i've never smoked and i've never drank...ever)and im trying to find a life insurance policy to purchase for myself, since at the time i was born my parents couldn't afford one. So, i decided to do the smart thing and decide to get myself life insurance. I would like to know of people's opinions on life insurance, and which ones are best for someone my age.""

How much is car insurance in ontario?

im just wondering, how much would car insurance be for a 1st time driver whos 19 and have to do it all on his owe as nobody in the family has a car lol. i dont plan on putting a car on the road till i get my g2, what isnt for like another 10months haha so i have been saving money up, Im Thinking it will proly be around $400 a month but not sure so does anybody else in ontario know how much it is? ps.. live in belleville ontario canada""

How to talk to somone on the phone to set up appointments for insurance?

hi guys i just got a job at a insurance place and my part of the job is to call people to get insurance leads. does anyone know whats the best way to sell insurance and get appointments? please and thank you

Anyone know any cheap car insurance?

Im just trying to save a little money.

Anybody knows reliable insurance companies that insure summer houses?

I've recently bought a summer house in Tavira, Portugal, which my family and I would like to insure because we won't use it constantly. Anybody knows reliable insurance companies that insure summer houses?""

I got pulled over in someone else's car that doesn't have insurance but I have my own?

Ok so I'm driving one of my friends car and I got pulled over for making an illegal u-turn. The car had no insurance and the cop told me to just show up to court and show them that I have proof of insurance on my own car and the ticket will be dropped? I currently have State Farm insurance and I live in the state of California. The officer told me that as long as I had permission to drive the car and my insurance covers me driving other cars I Should be fine. Is this true? Please help, I'm really worried and I don't wanna pay a big fine.""

What is an average monthly insurance rate for a 16 year old driver?

I want to get ideas for what people pay. I want to know where I can get the cheapest insurance.

How much is product liability insurance?

Its for my online womens shoe store. Also what other type of insurance would I need? Thanks

Which car would be less for insurance?

A 2003 mustang v6 or an Infiniti g35 coupe? I'm 18 and I have a clean driving record. I have the choice of getting either one.

Where can I find the best and most affordable Health Insurance?

not some rip off. but a real company and i hate BCBS

Best car insurance for my age HELP PLEASE?

Hi, I am going to buy a 2005 corsa c in afew days and I was wondering what would be the best insurance company for my age ? I just turned 20 and have had my licence for just about ayear. I could also put my mum and dad on the insurance if that would take it down if so how would I go about this and whats the best company to go with ? its a 1.2 sxi corsa by the way, thanks if you can help and I have cheked compare the market and that but people seem to be getting alot better prices than that is giving me and I dont know what they are doing different, thanks if you can help.""

Are there any car insurance companies that don't use a social security # when determining your rates?

I think it is horrible that they base car insurance rates on your credit history. Having bad credit doesn't make you a bad driver. If they are worried about you paying the bill, why do they make it HIGHER if you have bad credit? Isn't that a little messed up? Are there any companies that don't do this?""

How much dwelling coverage is sufficient for a home owner's insurance.?

My current insurance covers $480,000 for the dwelling (bot house for $1 mil but i'ts probably worth 700K now). It's 1500 sq feet. I got a really affordable quote for $240K coverage, but is that too low? The salesman said anything more is probably over-insured. The home is in a nice area, has upgraded plumbing, electrical, newer roof but the structure itself is extremely old.""

Is insurance affordable under the Affordable Care Act?

Is insurance affordable under the Affordable Care Act?

health insurance for veterans that is affordable

health insurance for veterans that is affordable

I do not have auto insurance and my license is suspended (child support). I live in California?

Is the other driver still responsible to pay for damages to my car? He has insurance. What do I do first? Thank you for your help

Affordable term life insurance quote?

What good is affordable term life insurance in florida?

Why is it hard to find medical Insurances?

i have a heart condition, why is it hard to find medical insurances?""

Temporary Insurance for 18 yr olds - How can I make this work?

I go to Uni and want to use my mothers car wen i'm back at home in the hols. Trouble is I'm only 18 and the car is a VR6 Highline, with UK group 16 insurance. It'll cost me about 2000 for a yearly permanent insurance policy, but id prefer just to go on my mothers policy temporary if itd b cheaper. For instance i could pay for her insurance on the car permanently for about 150 pound and maybe get on as a temp driver occasionally for probably a lot of money each time. Any ideas?""

Where is the best place to get insurance for my scooter?

i know that scooter insurance runs around 120 a year but all the quotes i keep getting from places like Allstate and progressive are more like 1167 a year. Where is the best place to get comprehensive insurance for my scooter.

Getting Car Insurance?

I'm getting married and because I'm moving to another state I'm having to switch from one insurance for my car to another. My question is this, how much up front money will it cost to get insurance for me and my wife? For example, will they need a deposit, or expect a certain number of months up front? Also if anyone could refer me to a good insurance company, I live in Alabama near Birmingham I 'm considering either state farm or alfa. Thanks!""

Why do you think insurance is important?

I am writing and essay on why insurance is important and the consequences of not having it. I just wanted to know some of your thoughts of why you think insurance is important to help me get a better understanding ! thanks in advance !

Car insurance advice..We bought a 97 dodge ram for my son that he picked out for his first car.He is taking?

auto body etc so it was something he was excited about fixing up.He had it looking pretty good still needed work but the other day my husband was driving it and was hit in the back and it wasnt his fault.They are trying to say it is totaled because the repairs exceeds a certain amount.So my ? is is there any way of keeping this truck?If so is it like a buy back thing and how much would it be? I know I should be asking the other insurance but the adjuster for them is not answering or returning calls.My son still wants to keep it is fully drivable and alot of work has been put into it and wants to eventally re fix it.Thanks for your time.

Does any one know about any 0 deductible health insurance plan with low monthly payment?

State California

Insurance wise is a 89 firebird a sports car?

Does geico consider a 89 firebird a sports car?

Medical Malpractice insurance..?

Im wanting to start a nursing agency in the near future and require the appropriate insurance in order to do so. I have a quote for Professional Indemnity and Employers Liability through HISCOX. I dont seem to be able to locate a broker who can provide Medical Malpractice/Negligence cover. Can anyone help me out??

Car Insurance for a 17 year old!! ?

Is anyone else struggling to find at least a reasonable price for car insurance? The cheapest quotes i am getting is 4,900 on a 206!! Am I doing something wrong, i've checked multiple car insurance sites and can't find anything jus below 5 grand. How the hell do insurance companies think 17 year olds can afford this? It's daylight robbery?""

How much would insurance cost for a 17 year old male driver with 2001 audi a6 in a major city?

Around how much would insurance cost for a 17 year old boy in a metropolitan city. car is a 2001 audi a6, with a clean record.""

Affordable health insurance?

The company where I work has just informed me that they will be canceling our medical benefits at the end of this month. What are some decent plans that I can get on my own that arent too expensive. I was paying $100.00 per month thru my job and would like to keep my premium around the same. I live in Wisconsin. Thanks for any advice.

How much is car insurance per year for a oldish mini?

I'm 18 in June and I would really love a mini say 2005 or something like that. How much roughly would insurance be per year for one of them. Thanks guys :)

Auto insurance for 18 year old ?

I'm looking for the least expensive automotive insurance and was wondering what would be the typical monthly payment for an 18 year old driver who has had one accident about one year ...show more

If I bought car insurance in one state and then move to different state do I have to buy new insurance?

I bought insurance for the year in one state but just moved to a different state where I will have to register my car again and get a new license plate. If I already paid for the year, do I have to get new insurance? If I do have to get new insurance, can I get my money back because I didn't drive for the whole year while under my insurance company's policy?""

Will my insurance rates go up because of this?

I cancelled my Esurance policy and went to State Farm. I received a cancellation email afterward. My policy with Esurance is set to cancel completely on the 8th but I got an email today saying my policy had lapsed. Will my insurance rates with State Farm go up because of this?

How much of a difference per month for car insurance is there between a sports car and a regular car?

How much of a difference per month for car insurance is there between a sports car and a regular car?

Can my dad by a motorcycle and put it under his insurance for me to drive?

ok im conused about this whole thing i know for a 16 year old motorcycle insurance is crazy. So how would this work my dads been driving all his life(Harley-Davidson) and his insurance is cheap, now for me its gonna be alot of money so can he buy the bike and put it under his name then i just drive it so then it wont be so much $ on me? can this work or is that illegal for me to be driving someone elses bike? is there anyway like i stated above to make my insurance cheaper if this doesnt work?""

Best life insurance...?

Best life insurance What is the Best life insurance company

What is affordable insurance for nasal fracture (nose broken) in Texas?

i'm looking for insurance that cover foe nasal fracture that i can affort..I live in Texas .. i look for the cost for the doctor, and it is too much to pay put of my pocket without insurance""

I hit a dog last night with my car what should i tell my insurance company now that its the next day?

I don't care about paying a deductible just need it fixed asap so I can get back on the road damages will cost to much to pay on my on

How can the government force us to buy health insurance?

I don't get how people aren't more upset about this. I don't want to have to pay for health insurance. I go to local clinics when I get sick and I pay my bills. And If I ever need an ambulance or something I will pay for that out of my own pocket. I don't want health insurance. But under the democrats new plan I would have to buy insurance that I don't want! Its just as bad as being forced here in california to buy car insurance when I don't want it. How are poor people going to afford to pay for health insurance? I have friends who know that they won't have the money to buy insurance. The economy is though enough. How are people without jobs going to buy health insurance? My dad lives in massachuasets. And he's told me how much he hates having to buy insurance there.

What is the average rate of car insurance for 16 year old driver?

I am going to be 16 and i am just wondering how much will the insurance charge is i get added on right when i get my license?

health insurance for veterans that is affordable

health insurance for veterans that is affordable

https://www.linkedin.com/pulse/moped-insurance-texas-tyler-brewer/"

[optimisticpoetrypost-blog]

Question about auto insurance.?

"Question about auto insurance.?

I'm not gonna get into specifics, but here's the situation: I need to know if there is some way I can add my 17 year old nephew to my auto insurance. He doesn't live with me, however we are in the same state (Colorado if that matters). Is there any way I can add him to my policy? Or does it have to be his parents?

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

How does a car insurance work?

So the other day i hit an 06 mustang and it left a 1 inch dent it was very small i exchanged info and all then the lady called me and told me the damages were $1008 my insurance said they are going to go check the car to make sure, i was just wondering the dent seemed like a $250 dent will the insurance give them what they say or what the lady says its supposedly worth?""

Should Insurance companies be forced to protect against preexisting conditions? Buy Ins after car gets stolen?

How much would that add to the insurance premium if they had to pay out for preexisting conditions? What if you totaled your new corvette and bought insurance the next day. How soon before the insurance companies went bankrupt and we had to go to the government option. (Where you would be forced to drive a Yugo in order to qualify).

Would you be in favor of health insurance plans that cost less but force you to make lifestyle changes?

I saw somewhere that an estimated 90% of diabetes, 70% of heart disease, and 60% of cancer cases are directly related to either obesity, sedentary lifestyle, tobacco use, or drinking outside of moderation. For the amount of people that whine about drug prices, insurance costs, and drug bills, 1 out of 3 americans is overweight, something like 1 in 5 americans over 50 or 60 or something are diabetic or prediabetic (each case of diabetes costs an average of $10k per year in treatment and complications), and about 1 in 3 die of heart disease. People do not take personal responsibility for themselves, and they cost society a lot of money. Would you support an insurance plan that would be lower cost, but would drop your coverage if you developed a chronic disease like diabetes or something, and failed to get your weight down to a certain goal, mange you condition, etc. or maybe COPD and maybe you would have to quit smoking within 6 months, etc etc? Would you join the plan? Is it fair?""

Should I shop for better car insurance rates?

I am looking to buy a new car. It is a 2005 Pontiac Sunfire. I live in Wisconsin, am 29, and have an excellent driving record. I need full coverage, and called my insurance agent (Progressive- which I've been with for over 12 years) and they said, for an average, about $500 every 6 months. Is this a little high or is this about average. Are there any other car insurance companies that might offer better rates?""

""I'm 16 with a permit, can I get a car and insurance in my name?

Im a girl. I'm getting a car in may.. But I'll only have a permit. Will I be able to get insurance and a tag and stufff on my car ??

How can I find out the legality of an auto insurance advertised online?

I''m shopping around for my car insurance online and I don't know how to find out which one is good legally. Please help.

Car Insurance different address than car registered address?

Hi, I have insured my car on my friend's address because his postcode turns out to be very cheap for my premiums. My car and Driving Licence are registered on my home address but when I buy insurance on my home address it goes double. Do you think insuring my car on different address is wrong? What if I get my car registered on to my friends address same as my insurance policy? Would that be safe and legal? Please help me in clearing the confusion and doubt.""

What would be the best option of the mortgage or life insurance in case of serious illness? ?

Also if two people are on the mortgage do they both need separate insurance or one will cover them both?

Car accident cause my current insurance to go up?

I had an accident a few months back which I was not at fault but caused my car to be written off, I bought a new car yesterday and wrang up my insurance company who said that since I had an accident that to change the insurance over to this car for my remaining 4 months insurance would cause my insurance to go from 166 a month to 240. The car is a lower insurance group so it shouldnt have changed my insurance. I don't understand why I have to pay more? If my car hadn't been written off my insurance wouldn't have increased until the following 4 months so how come when I change my car they decide that I have to pay so much extra a month now?""

A good hatchback car for 1000 with a cheap insurance for young people?

I've been looking at so many cars and I really don't think I've found one really worht the money I'm looking for a car that's not old All I have seen is a Rover Metro and Peugeot 205/306 and some others but some of these car are still too old I just really want some good advice, thanks :)""

Best health insurance for 22 yr old?

Okay so right now I have insurance through my job and the insurance really blows (for lack of a better term). Every time I go to the doctor I end up paying a couple hundred dollars for the tests they have to run (I'm a girl so I go once a year). Plus they don't cover hospital visits (had to go the emergency room and me insurance didn't pay a dime so I had to pay $500 out of pocket for the visit). So I was looking into getting my own insurance but I am not sure which one I should get. I live in Arizona and I am a 22 year old female. The only time I go to the doctor is for my yearly gyno visit and if something is really wrong (which is very rare). I would also like a vision and dental with it too since I go to the dentist once a year along with going to the eye doctor. So any suggestions would be nice :) Thank you in advance.

Why is it so difficult for me to get health insurance?!?

Im 23 yrs old in Maryland and Im trying to buy my own health insurance for the first time. I havent been to the doctor in so long so Ive been having issues lately with my seasonal allergies. During this past year I went to an ENT specialist without insurance to get medication/prescription for a sinus infection and paid cash. The ENT specialist recommend I get sinus x-rays if the medication didnt clear up the problem. I am still having issues with it so I decided to apply for insurance so I could afford further treatment. However Ive applied to 2 places, both companies called me for an interview where they asked me a bunch of questions over the phone about any treatments I received or have been recommended to have. I have been declined twice with them saying get the recommended treatment done then reapply WHY??? OMFG I dont have a serious ongoing illness why are these people giving me such a hard time???? =( What do I do?? Thanks.""

Medicaid insurance with another insurance?

I was wondering what the qualifications are for Medicaid. Specifically, I have UBH insurance...since I have insurance already, would I still qualify for Medicaid? I am 19 years old and live on my own now.""

""What is the average car insurance premium in Mississauga, Canada?""

Hi, Can anyone please provide an realistic figure of how much it would cost per month towards car insurance in Mississauga. Checked in the below website and gives a high spike in rate : $600 CAN per month ! https://www.kanetix.ca/auto-insurance (Given 5-6 yrs of clean driving history in US)""

Health Insurance and Lost Wages?

I'm going into surgery for my meniscus being torn during a skiing accident. However, I am a waitress and will not be able to work for at least 2 months. My employer has told me that I will have my job when I return, however I seem to be at a loss as to what I can do to try to recover lost wages.""

Exactly what did Health Care supporters mean by affordable Health Care?

I talk to many that say much of their income is going to Health Care. Will Obama care really bring affordable health care to those who cannot afford it? This seems a little confusing?

How much would these cars cost to run per month?

renault clio 1.2... citron Saxo.... corsa (old) including tax , m.o.t and insurance and watever you have to pay for :) x""

How do I challenge my auto insurance company's appraisal of damages to other car in an at-fault(my) acci ?

I read-ended another car at an intersection. Both of us were stopped at a light. When the light turned green, the other car started moving and immediately slammed on brakes. In the meanwhile, I had taken my foot off brake and hit the car (at < 5mph). The other party has filed claim for $1350 for damages and also for unknown amount of bodily injury. There is not even a mark of any collision on my car (as the speed was low). My insurance company has agreed to their claim related to damages and is waiting for the exact amount for the bodily injury claim. This has been quite unfair to me and will definitely bump up my premium like crazy. Is there any way I can challenge my insurance company's appraisal of the damages ? Are there any other alternatives ? What kind of evidence would I need to furnish for the same ? We had called a Cop to report the accident. I wanted him to note that the impact was at < 5mph. However, he refused to do that saying that this would be left to insurance""

Cheapest type of insurance for 17 year old?

iv heard of black box insurance but this doesn't appeal to me most? so what companies or types of insurance are cheapest??

What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?

What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?

What do you know about car insurance / car-totaled?

What is the law? You have a car; it is rated @ $3,800.00 book value. Another driver hits you in the rear at a Pa. borough crosswalk as you are traveling through and have stopped for a person crossing the street. You are nearly pushed into the pedestrian, but thankfully you were able to stop your car in time. The other driver is in the wrong of course; but how much does the offending driver's insurance company need to pay to fix your car? I'm having a problem - my estimate is $3,277.00. I am told to look for the car to be totaled and 80% of the book value is what the insurance company is required to pay. Does anyone know is this is true? This car is a 1999 but only has 58,000 miles on it and is in mint condition. I have owned it for 4 years and during that time have not put a penny in it for parts & repairs. To get another, I would take a great chance on getting one which is not nearly such good quality. I'm wondering if the insurance company has a maximum that they will pay for repairing - if so maybe I could add a little to it so I can keep this car? Didn't appreciate it so much until after the accident!!!!""

How Much is this Emergency Room Visit without Insurance?

My aunt got really loopy yesterday after hearing bad news and i took her to the emergency room. They took her blood pressure, pricked her finger to test her blood sugar, the nurses/doctor asked her questions, and they gave her an anti-anxiety pill. That was it. No xrays or anything else. it took about 3 hours all together with the waiting. would this still be about 500 - 1000 bucks?""

How much is car insurance usually in UK?

I live in London and don't have a clue about this thing but I just passed my test at 29 and hope to get a decent looking car that has had a previous owner and don't under all this quote business. I've got about 2670 to spend. So half of that will be for a deposit. How much do most people spend on insurance a year and what would be a cheap price range for me to look for? How much should it be for a month?

""Insurance price for dui, speeding and driving w/o license?

big predicament i got myself into... now i would like an estimate if u know how much insurance would be with these convictions. my previous premium for my 2006 car was approx. 800 for 6 months... thats with clean record... now how much u think it would be now? if im going to do this legitimate i know im gonna have to pay an arm and 2 legs...crap.. any suggestions at all would be very helpful...

Two insurance on the same car?

My dad has insurance on Saga and his policy ends beginning of October. I (age 19) wanted to insure on the same car from June till October but saga wouldn't let me (since I'm not 50). Is it possible for him to take another insurance from June onwards for a year and add me as a second driver till October and the take me out - while keeping Saga/s insurance running at the same time??

Question about auto insurance.?

I'm not gonna get into specifics, but here's the situation: I need to know if there is some way I can add my 17 year old nephew to my auto insurance. He doesn't live with me, however we are in the same state (Colorado if that matters). Is there any way I can add him to my policy? Or does it have to be his parents?

Can you have two insurance policies on one car?

My Dad has a classis car, I would like to use this car for a weekend, but as i am only 19 I cannot have classic car insurance so I cant go on as a named driver. Is there anyway I can insure this car for a weekend?""

Cheap car to insure-young driver?

I'm 17 going on 18 and was looking at cheap cars to maintain and insure. I was really interested in the mini cooper s and new vauxhall corsa. Any opinions or suggestions? Thanks in advance

""Life insurance, how much is the cost?""

for 500,000$ insurance, for my family should something happen to me. i don't want my family to get in any trouble should i be gone. where can i get some estimates?""

How much on average is insurance for an audi a3 convertible?

How much on average is insurance for an audi a3 convertible?

""Which is worse: increased taxes, or a high insurance premium?""

http://www.usatoday.com/money/industries/health/2009-09-15-insurance-costs_N.htm for some reason, I'd pay any tax to fund socialized medicine thrown my way rather than pay $13,375 a year for a family of four. and you'd be crazy not to yourself. and besides...the tax would never be 4,824, which is the average a single person pays per year.""

How expensive of a car can i get if im military?

I'm looking ahead into the future a bit but in about a year i will be an E3 in the USAF. I will be bringing home about 1700 a month before taxes, so about 1300-1400 after taxes. I only have about 100 a month of bills and obviously live for free(housing and food). I was wondering, how much of a new car can i finance through a dealership. I have about 1000-1100 after i set aside some money into the bank. So that leaves me about 1000 a month that i could set aside to car, and insurance. I know my insurance will be pretty high, but i was wondering if anyone has any first hand experience as to how much of a car i'd get approved for. BTW: I have good credit, i dont have anything big on my credit report, but ive had credit cards, and cell phone, and furniture and insurance payments for about 3 years, and never had any problems with payments. So my credit is good with what i have, but i dont really have anything big so i would need a codigner if i were to try and get a car today. But from what ive read dealers usually approve anyone in the military, and especially if they have decent-good credit. THANKS!!!""

""I have a company car, who should pay for the car insurance?

I have a year contract with this company and they are giving me a car for the duration of my employment. they told me i can use it for personal as well as work use. they told me i have to pay for my insurance though. is that fair?

What insurance plans are available in hawaii?

What insurance plans are available in Hawaii?

How to buy a written off car from the insurance company's?

I am looking to buy a car but i don't mind buying a written off car. Cos they cost less and you get more for your money, Does any one know how to buy it of them? How to get in touch with them, I would appreciate your help. Thank you""

Insurance for quad biking abroad?

I'm going on holiday in a couple if weeks and have already bought travel insurance that covers everything apart from the use if quad bikes. It's likely that me and my group will want to use them at some point, and I'm wondering if its possible to either buy insurance out there, or buy insurance online for quad bikes only. I don't want to buy a whole new insurance policy as this will cost another 20, and I am already covered for everything else. Thanks.""

What Cheap car insurance do you use?

What car insurance do you use?

How much would I pay for motorcycle insurance in Hawaii?

How much would it cost to insure a 500cc or less motorcycle in Hawaii for a full-time female college student with a 3.0 or better GPA who is 19 years of age and single and has one speeding ticket on her record? I would just like a ballpark range to work with so I can decide whether or not I want to buy a motorcycle for going to college and work while I'm here in Hawaii. I passed a motorcycle safety course and have my M1 license. I want to know if I could afford the insurance.

Car Rental USA Insurance?

I am getting really annoyed with trying to get a quote for car rental in USA. For basic rental I have been quoted $200. But then there are all the insurances: Loss Damage Waiver (LDW) Supplemental Liability Insurance (SLI) Personal Accident and Effects (PAE) What do I actually need to have as they are really expensive!!! Adding just the first two takes my rental up to $500. I am very confused. What legally do I have to have? Someone told me the US insurance is strange cos you can get sued for an accident and end up paying thousands of dollars out to the person you hit. Can I just get insurance through my own car insurance here in the UK rather than paying $300 dollars??

What is the average insurance costs for a food truck small business?

The truck would serve hamburgers and grilled sandwiches and would be operated by the owners (no employees). It would operate only part time during summer months (maybe 50k/yr revenue).

In CANADA - Why is car insurance cheaper for women?

I understand that women are less liability statistically, but to base car insurance rates on gender is a violation of the Charter of rights and Freedom - despite the fact all regulations, policies and laws are suppose to be constituted by it ... One of two things can be the case, either: 1) The Charter is a piece of paper as important as the toilet paper which I use to clean myself after excrement. 2) There is something which I am not understanding. Someone please offer a good explain and ill give ten points.""

Please Help...Will i be able to get any health insurance?

Im a 21 yr old female, who benefits from deferred action. im currently working two jobs and going to community college. money is TIGHT. i know being protected under deferred action will not provide me any health insurance help but can i still be able to get ANY help? im a type 1 diabetic as well and the cost of insulin and doctor visits skyrockets every single time. i live with my parents but i dont receive money from them. i guess long story short. can i get any type of health insurance? if i dont die from diabetes ill die from the cost of it hahaha. i live in Southern California if thats any help. thanks in advance :)""

How much would insurance cost me on a 2008 Mustang GT?

I'm 17, I've never had a ticket. If I were to get it under my mom's name with me as a driver, how much do you think it'd be?""

Are you required to first get an estimate from your insurance for car repairs?

I recently got into a car accident and I'm trying to get repairs done. Do I have to get an estimate of damages from my insurance company first or should I go ahead and get estimates from an auto shop? I've heard that if you get your car estimated by the insurance company first, they tend to overlook problems and try to write you a quick check and normally won't give you more money if more damages are found by the repair shops. But I don't know if I'm supposed to get my own estimates first? What should I do? Thanks!!""

""If my car was severely keyed, and i want insurance to pay for some of it, will my geico insurance rate go up?""

psycho ex bf keyed every single panel of my jeep, including F^&* you and cya boo and a couple of X s. fml. there's no way in hell i can pay for it on my own but it is so embarassing. if i try to get insurance to pay for it, will my rate go up?""

Insurance for 18 year old in cooper s with 1 year ncb?

Im 18 with one year no claims, looking to buy a Mini Cooper s, anybody recommend any insurance companies or had any quotes or advice would be good thanksss :)""

Car insurance for teens. Do I NEED to be listed on my parents policy?

My parents have triple A auto insurance and I have recently gotten my drivers license. I have tried to research the requirements for insurance by law on the California DMV website and the most concrete statement I found was some numbers that cover various damages and injuries (DMV website is not working properly so I cannot look it up). My parents insurance obviously covers the basic and more. However, my parents policy states that Any relative that has consent of the owner to use the insured vehicle is covered by this policy - These are not the exact words as I don't have the policy on me, but it is pretty damn close. In the definitions portion of the policy, it states a relative as anyone related by blood, and some other stuff. I am my parents son so I am obviously related by blood, thus their policy coverage extends on to me when they give me permission to use their vehicle. I did not find ANY California laws that required me to be on the policy. i only found information that said I only need that minimum coverage which my parents policy does provide. We did contact triple A about this and they did not give us a reasonable answer. All they said was that they WANT my parents to add me because THOSE ARE THE RULES. Seems like they just want more money in their pockets. Can someone give some advice? Thanks.""

Minor car accident without insurance?

I caused a scratch. But I don't have insurance by that time. What am I supposed to do? Go to beg the old lady stop claim insurance company but solve that privately? But she already reported to insurance company. Can she withdraw the claim so we can solve privately? Any other choice?

How much more would insurance cost if I bought a used 2005 VW beetle with a convertible top versus a hardtop?

Thanks!

Is it illegal to apply for car insurance at a different address?

My cousin has only just passed his driving test and is struggling to get insurance due to the area that he lives in. (I'm not sure whether he CAN'T get it or it's just really expensive) Anyway, he wants to know whether he can register it in his name but at my address as the area that I live in is a lot cheaper. I told him I'm sure this could be classed as fraud but he said it's not. Could anybody shed any light on this? Which one of us is right?""

When you buy a new car ... does it come with insurance?

someone told me that after you buy a new car .. the dealership gives you insurance for a month until you get your own. is that true or do I have to get insurance before I buy the car?

Question about auto insurance.?

I'm not gonna get into specifics, but here's the situation: I need to know if there is some way I can add my 17 year old nephew to my auto insurance. He doesn't live with me, however we are in the same state (Colorado if that matters). Is there any way I can add him to my policy? Or does it have to be his parents?

Looking for car insurance in Michigan?

im 19 years old and me and my girlfriend are looking for an apartment together and we need car insurance. i looked around and cheapest i could find is about $200 for plpd. where should i look? is there any chance i can get it around 100?

Cost to Insure Skyline.?

got a R34 GT-r. maybe thinking about downgrading to a GT-s R33 cuz i the insurance is a little ridiculous. $640 Thats full coverage and im only 19 :P turnng 20 soon. Which would be more to insure and what you think it would cost to insure the R33? I do have 1 speeding ticket and one wreckless driving back when i was 16.

Getting Health Insurance?

I recently moved to New York City and the health insurance is expensive here. I was living in Virginia with my family and they still live there. Can I apply for Virginia health insurance, even though I'm living in NYC?""

How long can i drive without a car insurance ?

lets say i bought a new car, can i for instance drive it for a week without having a car insurance ?""

How much on insurance do you think this car would be?

Hey everyone, A little background on me first. I'm 18 and a female. I work at Popeyes (maybe Kohl's soon) and I am looking at getting a 370Z Nissan. The car ( with the features I want done to it ) costs about $45,000. I'm just wondering how much insurance will cost and if I can just stick with Popeyes or have to get a second job. I wont be getting the car till another 3 months because I need to save u for a down payment but I didn't know how much insurance will cost. If you guys have any clue please let me know. Thank you so much(: -Tayson""

Online car insurance quote?

My husband and I are looking for ways to cut back spending. We wanted to look for better car insurance rates so we looked online and got a quote that was considerably less (about 700.00 less a year) with the same deductibles and options we already have. My question is ... has anyone done this and had good luck with it? And does this to good to be true rate increase after they real you in? And what is a good company to go with?

Would a 4 door suv be cheaper on insurance than a 2 door suv?

well called an insurance company the other day, the person on the phone said it doesnt matter how many doors there is on it, it depends on the make and model.I dont know if she just thought i was talking about a pick up truck or what but shes has me confused i appreciate the help.""

Will my insurance go up?

My brother got a ticket while driving my car, will that make my insurance go up?""

Can I own my car and insure it on my dad's insurance? Please help!!!?

My dad currently own my car. I'm older now, and have been borrowing his car for college and work. I am planning on switching the car into my name. He wants this also. But I believe it would be cheaper for me to stay on his insurance and pay him for my portion. I did this for the past 6 months but he still owned the car. Is this legal in California? My boyfriend does it with his mom, owns his car and goes through his mom's insurance, but my dad doesn't believe me that it's legal and fine. I need some proof to convince him that this is the best way to do it and that it's legal. Please, someone help me!!! Thanks!""

What's the best company to get individual health insurance? What organizations offer group health plan?

I am talking about health insurance that covers doctors, prescriptions, and hospital expenses.""

Car Insurance question - Do you own your home?

We just got married and the house is in my husbands name, even though I am on the deed papers as well. I am just applying for a car insurance and I'm not sure what to answer to that question... Any advice please?""

Which brand of car is cheap to buy and insure for a 19yr old who has just passed?

i live in UK, London. im guessing something small would be cheap like a vauxhall corsa, but are ther any other alternatives because everyone i know who passed has a corsa. i want to be unique...kinda. also what price would i be looking at? anything under 500?""

Motorcycle insurance?

what would be a reasonable monthly rate for motorcycle insurance? For an 18 year old male, with a 125cc honda CL125S two-seater. In Pittsburg, PA. Looking for low-end prices.""

""What would be cheaper, insurance wise (car title)?""

Have the car title in my own name and have my own insurance, or have the car title in one of my parents name and be under their policy as a driver to the car?""

If Im late 4 days on my car insurance payment will they terminate my policy?

There was an unexpected illness in the family and I am going to be about 4 days late paying my auto insurance bill. How will this affect me? will they cancel my policy? will they charge me an extra fee? any help is appreciated...

Where do i go to see a physician without any health insurance in California?

Hi , I'm 21 and I don't have any health insurance, I want to see a physician so I can get more information on estrogen pills because I want to have smoother skin and look more like a girl than a man but i still want to keep my man-hood . Can anyone help?""

Will my car insurance premium go up?

I just recently hit a deer and the only car damaged was mine. I am covered under my policy b/cause I had comprehensive. Here's my question: Will my insurance premuims go up if I use the dealership's auto body shop and not the insurance company's auto body shop? This is the first claim I have had with this company and I have been with them for over 7 years.

Best place (in australia) to get car insurance???

hey ive just finally bought a car now i want full comprehensive insurance weres the best place to go through? like aami,racq,nrma,real....etc thank you.""

Will 'fail to stop at red light' for 1st time affect my GEICO insurance rate ?

I just switched to GEICO last week and unfortunately got a 'fail to stop red light' citation from SoCal DMV... they required me to pay 480$ for the ticket and 535$ + course fee for traffic school if I need one. I really don't want to pay for the traffic school but afraid it will affect my insurance rate later. currently I am paying 760$ every 6 months for full coverage on 2 mid-size cars. Could anyone give me some idea for this? PS: I had 4 years driving experience and kept clear record with allstate before getting this ticket...

Car insurance denied claim because they cannot contact its insured.?

Hi. On April first, my neighbor hit my dad's car in our neighborhood. Our garages are facing each other, and my dad was going backwards to get out of our garage. He was already in the street and he was ready to go in his way. Suddenly, our neighbor back out from her garage very fast and hit the driver door of my car. She didn't stay in that position, she moved and my dad did the same. The white bumper of her van had no visible damages, but my door needs to be replaced. Also, there is white paint in car in the place she hit it. We asked for her insurance, but she didn't have it in that moment. We wrote the plate number and took some quick pictures. I called my insurance to report the accident. In the night, when she returned home, we asked for her insurance, but she refused. We called the police and she agreed to give us her insurance information. In fact, she wrote the information herself. I called her insurance(Geico) the next day, and she had already made a claim, and she only said she didn't hit my car; she didn't give more details. My dad gave his version of the accident with a lot of details, but she didn't do it. Her Insurance tried to contact her, but there is no answer from her. I see her everyday, so I am sure is not responding on purpose. Now, her insurance called me and told me that because she is not responding, there is no way to confirm she was involved in the accident. therefore, they denied liability. I was shocked because they took that decision only because they cannot contact her. They didn't came to take pictures of the place or the cars. So, I tell them I was going to send the pictures I took. I did send the pictures but now, the adjuster is not in his office, and he will be back next week on Thursday. Right now, I don't know what to do, I could pay for the reparation of my car, but I don't believe that's fair. Please, if someone can guide me with this case. What can I do?""

""Does anyone know the best car insurance companies for young people, in the UK?""

When I state best I mean cheapest for a young person. I'm twenty-one in a few months and looking to drive soon but insurance is steep, I found some good companies but just curious to know if there's a specific good one. Any suggestions?""

Why did so many Liberals run away from the ACA as soon as they found out that they'd have to pay for their own Affordable Health Insurance ?

Why are so many Liberals running away from the ACA they declared that they needed so desperately as soon as they found out that they'd have to pay for their own Affordable Health Insurance ? I don't get it ?......Liberals asked for Affordable Health Insurance not Free Health Insurance so why are they running way from Affordable Health Insurance now like it is the plague and even opting to pay a fine rather than buy Affordable Health Insurance for themselves /

Repayment of my health insurance premiums?

I received a letter in the mail a week ago, and can't locate it now. It was explaining as to how there is a government program in place to reinburse for health insurance premiums paid if someone in your household gets NC Medicaid? Anyone know about this as for the life of me I can't put my hands on the letter. Any insight would be helpful. Thanks.""

Should I Get Title Insurance?

I have an opportunity to buy a lot near a lake in Missouri from a lake association for $300. There has been no other owner of the property in the past 30 years or so (since before the lake itself was created and the association was established). As great of a deal as this price sounds, I have the option to pay another $125 for title insurance. Would it be worth it to pay for that insurance considering the amount I am paying for the lot itself? Also, I am not planning to build on the lot any time soon, I just want it to allow for access to the lake and the priveledges of the lake association.""

Can insurance brokers be trusted?

I am getting my first car insured and am thinking about going through an insurance broker because of the cheap price....

Question about auto insurance.?

I'm not gonna get into specifics, but here's the situation: I need to know if there is some way I can add my 17 year old nephew to my auto insurance. He doesn't live with me, however we are in the same state (Colorado if that matters). Is there any way I can add him to my policy? Or does it have to be his parents?

Is there a significant difference in auto insurance rates when males turn 25 years old?

I had a friend who worked in auto insurance for a few months, he said that it is all a myth, which is hard to believe. I live in California, and I wanted to get a nicer car when I'm older but insuance is going to be a killer.""

How much will it cost to replace my alloy wheels wih normal wheels/tyres?

My fiat punto has non-standard alloy wheels and they're making my car insurance too high. How much will it cost to replace them with normal wheels/tyres?

How much cash will be taken due to the Affordable Health Care Act?

I ask how much cash will the IRS deduct from my refund due to me not having any health insurance? OK I know its bad that I have no health care but I just found a full time job a month ago that provides health care that I can afford and use. I did not have any health insurance for the 2012 year and just learned that the IRS will take cash from you refund due to the poor, i.e, me, not having insurance. So can somebody tell me (who is actuality intelligent and knows taxes) how much cash I will loose for this B.S. Law? P.S. Please don't comment just to tell me I'm a lazy jerk who just won't spend the money to get health insurance. I work very hard and work two part time jobs just to have food and shelter. I understand that insurance is high due to people getting hurt and can't afford the bill so it gets written off. When I get hurt or sick I stay at home and heal myself, I don't abuse the system! I just can't afford the monthly payment for health care with my other bills!""

What would be the insurance on these cars?

What would be the insurance costs for a 16 year old girl for a Nissan Altima 2013 2.5 SV, a 2013 mustang v6 and 2013 honda crv EX? Or what are good websites to price it at?""

Big car cheap insurance?

Can anyone suggest some large sized cars that are not high insurance. I'm very tall and need something comfortable but without a massive engine. I need comfort not speed. Plus I much prefer to drive bigger cars. I've looked at Audi's, BMW, Land rover, the usual suspects etc but all seem very high insurance. Even smaller engine BMW's and Audi's are high on insurance. Thanks!""

Car insurance I'm paying alone?

I have to buy my own car unlike very other lucky kid that's 18. So after I buy a used car off of craigslist, what do I do? Where do I get car insurance and what's affordable for new drivers ?""

Health insurance question?

As of right now I am on Medicaid Family planning Insurance, but my husband's employer is going to give us health insurance pretty soon but we don't have it yet. Here is my question will I still be eligible for family planning medicaid when we do get health insurance? Next does health insurance cover tubal ligation if I am not covered by medicaid? If not how can I get my tubes tied?""

How much does street bike insurance compare to a sport cars?

Right now I have an 06 wrx sti, insurance is crazy with me being 19 and not having the greatest record. i've been wanting to get a bike(starting with a ninja 250 probably, no ...show more""

""What are some large health insurance companies, I am 23 and need to buy health insurance for the 1st time?""

Are there any good affordable plans, any recommendations will help, thank you""

""Not at fault in car accident, but insurance says I am?""

I was involved in an accident in 2011. I was going straight past an intersection and another truck going the opposite direction turned at the intersection, striking me. He admitted he did not see me and was clearly at fault. I filled out the police report and it states, by both parties, that he was at fault. A year later I bought a new car. I tried to get insurance. Everywhere I go my quotes are sky high, like almost $200 a month. I asked them why so much, and they advised I was listed at fault in the accident. I called the DMV, the insurance adjuster, and the police, and they all say I am not at fault. Well, the DMV says they see an accident but it does not show who was at fault. The insurance companies keep saying they are getting this info from the DMV but thats not possible. I was told by one small insurance company that this is a tactic used by companies. They see me as not at fault but try to manipulate me to get more money. What do I do to clear my name? I have the official police report, as well as all my medical bills from the accident. Again, the DMV cannot see any at fault, therefore cannot do or change anything.""

Can someone explain how car insurance works?

Specifically, how do you pay for auto insurance? Do you make monthly payments or do you pay it at one time?""

What would the price of insurance be for a 16 year old male after going through drivers ed and taking the...?

behind the wheel license test through the school? I am getting my license in a couple of days and wondering how much it would cost just in case i have to pay for it. We have a 2004 trailblazer, a 1999 grand prix, and a 2000 ford ranger. I get good grades and im not sure what else you need to know. Im in az. Im wondering because i cant put my info on the internet for a quote so i just want a ballpark monthly price.""

Teenager Car insurance?

Approximately, how much will it cost to insure a car? I'm 18, just got my license and the car that I'm going to buy is 2008 Mini Cooper S, I live in Los Angeles, CA and GPA ...show more""

Car insurance and court hearing?

i drove my car without insurance and got by police got 6 points as i m on provisional then again after 2 months i got a car just to move in local place like for shopping and instead of geting a cab i thought i can use it but the moment i bought it i was driving back home police stopped me coz 1 break light was not working and got again points but the point is dvla didnt sent me a disqualification notice and after 3 months i was driving my friends car as it was just a scrap and had no fuel i was in petrol pump abt 12 at night police guys caught be because my friend was making some funny sounds there so got hearing and 1 yr ban...can some one tell me how much fine will i get and will they sentence me for jail...any help will be appriciated

Can I have two health insurances?

I am pregnant, and my work covers me but i already have insurance. But only for myself my not baby so I was curious how it all works? I will be getting kicked off my current insurance soon so would my work insurance just take the place of it when that happens? thanks for any help :)""

Will insurance premiums rise?

Will insurance premiums rise if you get caught breaking the law and loose demerits while the insurance is expired?

Can my wife and I have a joint car insurance when we are in two states?

Hi, I am at MI and my wife is at DC (I think DC will have a high insurance rate. I'll move to DC after a year). We have two cars. Could we have a joint car insurance if one car is registered at MD and one car is registered at MI? Thanks for your attention

How to find affordable Health Insurance options?

i live in san francisco, CA and am about to turn 30 (female). i haven't had insurance since leaving a job with a good plan about 5 years ago and i'm (haha, pun intended) *sick* of it! webMD and i can only do so much, and i'm beginning to think the doctor at the clinic i've been going to doesn't know what she's doing. money is tight (surprise surprise) but i do need to get real about covering myself. anyone else been in a similar boat and found a good solution? OR know of any sources where i can begin leg-work of my own? thanks so much!""

Need help finding car insurance?

I need my own insurance policy in order to get off of my mom's, but I need one that is cheap and affordable. Any ideas?""

Most affordable health insurance illinois?

Hello, Im a pretty broke college student who cant afford the plan offered by my school here in Illinois. Anyone have any suggestions for cheap health insurance, that would cover some doctor visits and prescription pills, well at least most of the cost. thanks in advance""

What does average insurance premium mean?

What does average insurance premium mean?

I need help on choosing Health insurance..... Anyone?

Okay, I've been looking online for hours now and i can't find any health insurance that covers Medical, Vision, and Dental.. I recently chipped my tooth and i need it fixed pronto... its very Painful..""

How much does car insurance cost if you're under 21 in North Carolina?

Hi. I'm 20, female, turning 21 late next month and my mom is planning to ship her 1998 mercedes benz sedan to me (in NC) from california early next month. I went to a driving school when I was 17 and I have been driving ever since. I also do have a clean record. If I would want to have a full coverage, how much do you think will it be per month? And also, since I am turning 21 in a couple of weeks after the car itself arrives here, do you think it will cost me less? Thanks.""

Cancelling car insurance?

I am a New York state resident, In order to cancel my car insurance, must I first surrender my license plates to the DMV ??""

Do I need to buy auto insurance for my used car dealership?

We are just starting out and wonder if our personal car insurance would cover test drives, or our driving the vehicles. It is a sole proprietorship.""

Question about auto insurance.?

I'm not gonna get into specifics, but here's the situation: I need to know if there is some way I can add my 17 year old nephew to my auto insurance. He doesn't live with me, however we are in the same state (Colorado if that matters). Is there any way I can add him to my policy? Or does it have to be his parents?

https://www.linkedin.com/pulse/term-insurance-quotes-simon-flatcher/"

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Clayville New York Cheap car insurance quotes zip 13322

"Clayville New York Cheap car insurance quotes zip 13322

Clayville New York Cheap car insurance quotes zip 13322

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

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Seriously why do guys have to pay more for car insurance compared to women? It is unfair. If this was the other way round, all the females will be complaining and protesting. Now obviously women expect men to bend over backwards for there so called 'rights'. Right i now most of the women who use yahoo answer come back will be 'Men cause more accidents'. Well in fact men do not proportionately cause more accidents, men have more accidents, but men drive proportionately far more than women at a given time 79% of of all cars being driven are by males, 71% of all accidents are by males. Same goes with young males (17-22), they tend to be the first to want to embrace there rights when they turn 17 to be able to drive an automobile. You could clearly use your imagination and see that the stats are true. In a traditional nuclear family who drives mostly? obviously the husband (male). How would women feel like if they lost the right to equal pay.. because of statistics that they tend to take more days off due to things like maternity leave.""

INSURANCE ON A 1986 MUSTANG GT?

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Do you think my dad is paying to much for insurance?

my dad is around 44 years old and he has never been in a car accident. He has gotten tickets from when he was 19 years old. He has California casualty and he has been with them for years, we live in oregon. He has a 2006 toyota tundra darrel waltrip edition 4.7l v8 valued around 20k. He told me he pays around 100 a month for full coverage. We have 2 cars on his insurance, toyota, and my eclipse. Iv never gotten any tickets(dont know if that would affect it). THE reason i ask this is because my bf's dad just got a 2006 mustang gt and they said they only pay 76$ a month. So im just curious, Do you think my dad is over paying?? THANKS""

How much would it cost if i put full coverage on a 2007 Nissan Altima?

I want to buy a 2007 Nissan Altima 2.5s and want to put full coverage on it. I want to know how much or approx how much would it be? and whats the best insurance out there that wont cost too much each month. geico? the general? farmers? progressive? Please respond back!

Is it possible to pause a car insurance but resume it again?

I want to know that if I buy car insurance, will I be able to stop the insurance so that I don't have to pay, just temporarily as I might sell my current car and until I get a new car I don't want to be paying without even having a car yet.""

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Ok, so here it is. A guy hit me, police report said his fault. Totaled my truck and I got a huge amount of med bills. Now I know his insurance co. is payin for my truck and my med bills, but can I also claim on my insurance for pain and suffering, etc?""

Car insurance... HAVE THEY GONE MAD?

Basically I am 16 and looking to buy a car that needs work, so that I have a car for when I pass my driving test. I have pretended I was born a year earlier which would make me 17 and eligible for insurance, but all the other details are true. I have also added my dad on the policy and the cheapest I got quoted was nearly 4000, and it's not like i'm going to be driving a rocket ship its a 1989 subaru justy 1.2l engine, which I have valued at 500 (double what its worth). Thus I am struggling to see why it costs so much?? BTW IT'S FIRE AND THEFT NOT EVEN FULLY COM""

What do I look for when buying car insurance?

I had car insurance with my parents for a while and I want to get my own. Im not sure what to look for and what companies are the best. Please help. thanks.

Questions about car insurance?

I understand that I will need car insurance and when I do get my first car my insurance will be high (I'm 17). My parents don't drive, so I can't rely upon them. Tell me if I'm wrong and help me out... 1. So the big picture of car insurance is that if I get into an accident, the money I put for my car will be paid for with the money I put in? 2. Will car insurance cover anything I do with the car? (Such as swapping parts, oil change, etc.) 3. Why does insurance quotes matter? Doesn't the more you pay the better coverage you have? Why do you need to save money? Are they trying to make you pay less so you if your accident can't be paid fully, you will pay with some other type? 4. How much will insurance supposedly cost? My first part-time job will only pay approx. 30k a year, I don't know how much I'll lose. 5. Does the type of car affect how much I will pay? (Hopefully, but I will be getting a Scion FR-S automatic) 6. Which car insurance company is mostly recommended for teenagers? Thanks for your help!""

What is the cheapest way to get insurance with a friends car?

I'm already practising my driving lessons and theory. Once I pass what's the best and cheap way to be insured.

""What is the best way to find cheap car insurance if Ur 21. Ive tried all the comparison sites, help??? ?

I've tried all the comparison sites but I'm getting a really high quote.

Heallth insurance for the self employed?

I need dental and health insurance for an affordable price. I am unmarried.... what can I do? who offers it? how much will it cost?

""If you have car insurance, is it still valid during the period of a license suspension?""

I'm soon going to have my license suspended for 30 days. My car insurance is paid through next year. Will it still be valid during my suspension period? (i.e. liability if my girlfriend drives it even though she's licensed / insured as well or for comprehensive damage, etc.). No, I will not be driving my car or any other during my suspension period. I just wanted to know if there are generally any 'clauses' in policies that eliminate the ins. co. liability if the insured has a suspended license and something happens to the vehicle. Separate question: Does adding a car to your policy trigger a license check by the insurance company? Thanks for your help!""

How can I convince my dad that leasing a cheap car would be a good decision given my circumstances?

Ok. So I'm about to be 18 and have about $1,400 saved up towards a car, should be getting a few hundred more after graduation and from a few other things, so I expect to have around $2,000 in the summer. This is what I was planning on spending on a down payment on a cheap used car. For the monthly note and insurance, my parents said that they'll help at least some until I get a job. The thing is, it's seriously impossible to get a job in my town. I've been trying for a couple years and just nothing. Most other people I know - not just teenagers - are having the same problem. Because of this, my parents are worried that having to pay for so much and me pay for basically just the down payment would be too much on them. They're struggling very hard financially and haven't bought a car themselves in 13 years. So I was looking at some car websites the other day and noticed that some of them had really appealing lease deals. The ones that most caught my attention were $0 down, and then a monthly payment of around $200 or less per month for three years. What really interested me about that deal is the no down payment, because if there's no down payment and they pay for the monthly note, then that's the only thing they have to pay, at least for quite a while. That leaves me with around $2,000 still in pocket to spend over time on insurance, gas, various maintenance costs, etc., plus if there are too many hidden fees, etc. in the lease. (My dad got me an insurance quote and it was a lot lower than I expected btw, about $560/yr.) That seems so much better than having to start back at $0 after buying the car having paid all the rest on the down payment. I just don't wanna spend that much down because then I'm left with nothing, if I can't get a job then I have no way to pay for everything, again my parents don't think they can pay too much. If they only have to pay the monthly note, then I still have quite a while to get a job and start making money before that couple thousand runs out and if I do eventually get a job (hopefully it'll be easier in another city, but I need a car in order to move), I can even help them with the monthly payments or pay all of them. But all they can say is, Why lease a car when you can buy one, you'll just be stuck in the same spot in three years. But this is completely missing the point. The problem here is that if I spend everything down, then I have nothing left to maintain the car with, and therefore can't have a car at all. I have no steady source of income and can't make a steady source of income without a car. But if I can afford to maintain a car for at least several months with money I already had and can later get a job in a bigger city, I at least have some car, regardless of whether not I own it or it's the best and wisest financial decision in the long run. Once I have a car I can move to a bigger city and hopefully go to college and then get a better job, I'm sure I can get another car later. So basically, if I want a car now (which I need one in order to advance my life and go to college and such) the only possible way is if I lease instead of buy, unless I suddenly come into a bunch of money or can find a car for sale with no down payment. I need to just do whatever I have to do to have a car and get by at the moment, but my parents won't let me. They're so stuck in their stubborn ways that leasing cars is always a waste of money (I agree that it'a a waste of money, but again that's not the point here, the point is that I need a car) when in this situation it would work much better for me. But they refuse to let me.""

DUI for minors and the effects on car insurance?

What is the effect on car insurance premiums of a first, second and third offense for a minor who drives under the influence of alcohol.""

Child only health insurance?

Is there any company in Utah where I can purchase health insurance for my child only?

""How do I find affordable, personal health insurance at age 54?""

Kaiser would not take me back, after I had lapsed. I am normal, with aches and pains of most anyone, but afraid of being denied coverage at any new application!""

Is there an option for auto insurance for if you only drive your vehicle two to three days a month?

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Clayville New York Cheap car insurance quotes zip 13322

Clayville New York Cheap car insurance quotes zip 13322

Is it better to get auto insurance quotes through insurance.com or directly through the provider?

Is it better to get auto insurance quotes through insurance.com or directly through the provider?

Does a parking ticket effect my insurance?

I received a ticket today for not cramping my wheels to the curb while parking uphill. Will that effect my insurance? And will my parking violation appear anywhere on my insurance statement or any car paperwork? Thank you :)

How can I get auto insurance for a car not in my name?

I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name? I'd heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle. Any suggestions would be helpful.""

Health insurance?

i am 22 years old and i have no health insurance and a LOT of health problems. does anyone know any affordable health insurance plans that would cover pills or partial of the pills, doctor visits, or most of the doctor visit, and hospital bills. i live in new jersey""

""If women get low car insurance rates, because they are rated as a group, shouldn't men have low medical rates?""

Women get low car rates b/c they, as a group, are less likely to have accidents. Feminists quote this fact all the time. Yet women live 8+ yrs. longer than men, and spend the last years of their lives using numerous and costly medical resources. Women use ~50% more medical resources than men. Why, then, aren't women required to pay higher medical premiums? Why aren't feminists marching on Washington demanding that women pay more? Oh, sorry ... I forgot. Feminists say they want equality, but their actions show different.""

Renting an Apartment: Is this cost per month affordable for my budget?

The apartment's rent is $750 a month...I'm living with 2 other roommates, so we are dividing that cost three ways. We'll each owe $250 a month...plus electric ($35 - $50 a month), plus cable t.v. ($30 - $40 a month), plus WiFi internet ($30 - $40 a month). So all together, each of us will owe around $275 a month, roughly. I make $32,000 a year before taxes and health insurance...I make a $250 car payment per month, and car insurance is $1000 (+ or -) for 6 months. This is my first time renting (I'm 20), so I want to be sure that I can afford this apartment.""

What is the cheapest auto insurance company?

looking for a very affordable auto insurance quote/payment per month. Anyone knows? please and thank you.

""What is the average cost of home owner insurance in Houston, Texas?

I know this varies and are based on different factors. I am just seeking an average - thanks!

BMW car insurance?

my car insurance doesnt provide anything with mechanical problems, is there any other way on this or is it a dead end?""

How does a LAPC in Georgia get on insurance panels?

How does a LAPC in Georgia get on insurance panels?

Average insurance rates for a retail store?

What would be the average insurance rate for a retail store that sells books? How much more would it be with a children's section? If a child was injured in the play section how much would the rates spike up? I need this for an economics class where we are theoretically building a buisness and running it. Any help is appreciated.

Rising insurance premiums?

what would happen if (on the 1.1.12)all honest vehicle drivers with rising insurance rates just said no i'm not paying that much, its dearer than last year SHOVE IT then carried on driving""

Can you add you unborn child to your insurance?

well, I would like to add my baby to my boyfriend's insurance (the daddy) can he do it now or we need to wait until the baby is born?""

What is a rather cheap but reliable car insurance company?

So I need to buy insurance for the 2002 Kia Optima. I used to have The General, but that is REALLY cheap insurance and I don't know that they would pay out. Now it is winter and if it snows there is more chance of an accident so I want to make sure the car is covered. What is a good insurance company? And NOT State Farm. Our family has had horrible luck with them. Also, please no ads or spam, I will report you. I want real peoples opinions. Thanks.""

Know of somewhere cheap which will let me drive a car for only a few months for people under 21?

I've recently passed my driving test and would like to drive a car for a few months before I go to Uni but there's no where I can find with a few months insurance (fairly cheap) and a car I don't need to buy in full. I'm 18 which makes it more difficult Any help would be appreciated!

Car Insurance.?

My dad doesnt want to put me on his insurance, even though i offered to pay and my mom is gonna buy me the car. Male, 16, the car is probably going to be a 2001, 2-door honda. What is an estimated amount am I going to have to pay if I get my own car insurance.""

What does comprehensive automobile insurance entail?

What does comprehensive automobile insurance entail?

How much more will the insurance go up? From Ford Ranger to Ford Mustang.?

I saw my dad right a check for my ranger to the insurance place for $75.. im about to get a 2003 mustang. How much will it cost for that on estimate just liability and it'll be on my parents insurance? Im 16 year old male with a 3.0 gpa. I have my own job too.

Who has the best auto insurance?

from a price, service, quality perspective""

Who are Insurance Suppliers?

I'm doing a sort of quick reference website and I'm lost on this topic: Who are considered Insurance Suppliers, apart from the Insurance Companies or Firms themselves..? Would appreciate so much any answers for this :)""

Question for LIFE INSURANCE BROKERS or salespeople!!!!?

From a insurance brokers perspective; What is the advantages for a client who buys TERM LIFE insurance, over WHOLE OF LIFE insurance, in your opinion???""

Insurance premiums in the U.S.?

Did Insurance Companies increase their premiums in the U.S. for all customers (regardless of location) after Hurricane Katrina? If they did, is this a common practice? Don't insurance companies ever lose?""

Is there a website for health insurance quotes?

im goin 2 b 19 & my current health insurance will exp. i need to find health insurance fast as well as as dentist insurance. sum ppl told me not 2 get eye insurance cuz payin da monthly payment vs. getting da benefit isn't worth it. meanin u pay more than u get out of it. but i want ur opinion as well sum other ppl told me 2 go 2 a hospital 2 ask sum ?'s of what health i should get, meanin like find out what im cover 4. like i don't want 2 pay hidden charges. like basically i need help cuz nobody is guidin me on what 2 do after im not cover. like im on my own.""

Baby insurance?

what a cheap and reliable baby insurance? any advice? my sons a month old

350z/RSX Owners - Insurance question?

I'm thinking of getting either the 03 RSX or 350z early next year but some people tell me that insurance will be quite high even if its just liability. So if you own either one of the two, how much do you pay for insurance? I know mine would be slightly higher since I'm only 22. Thanks for any help on this. :)""

Clayville New York Cheap car insurance quotes zip 13322

Clayville New York Cheap car insurance quotes zip 13322

Mr vice president my name is michael and i am in indiana. how can i afford health insurance michael?

i tried finding insurance but i can't even afford it. what can i do

Whats the average cost to insure a car through personal business insurance?

I am a carer and I need to insure my car through personal business insurance does anybody have any idea how much it would cost for a 1.2 punto to be insured?

Why do I need title insurance?

I'm buying a piece of property, the lender says I have to get title insurance, why?""

""Am I able to get health insurance? Please answer, need help?""

I'm 18 years old, I left home because of an ongoing abusive situation, and have been on my own for six months, it's the best thing that could of happened to me. I keep no contact with my parents. I live with an older friend who has two children. I help her around the house in exchange for rent, I buy my own food, pay for my own car insurance, and cover all of my own expenses, etc. I'm a full time college student, and I work around 30 hours a week, and now I'm looking to get affordable health insurance. However, my friend's income is much higher than mine, disqualifying me from subsidized healthcare or medicaid. Health insurance is based on household income. I am not her dependent at all, she has her own health insurance policy. I'm very confused, what course of action do I need to take? Thanks in advance for your answers!""

What's a good life insurance?

My stepdad smokes a pack a day, and drives a truck for a living and I was wondering what would be a good life insurance for my mom should anything happen to him since he seems like high risk? They are middle class family in the burbs.""

Is there really any cheap health insurance I only bring home $280 a week and they want you to pay $260 or so.?

Is there really any cheap health insurance I only bring home $280 a week and they want you to pay $260 or so.?

Dental discounts or affordable insurance in NJ?

I do not have dental insurance for myself and I need a good amount of dental work done, i was wondering if anyone could tell me an affordable dental plan or insurance that isnt exspensive in NJ? Im not applicable for NJ familycare dental""

How to get car insurance?

So I'm 16 and i just got my permit back in early March, and i need car insurance by March of next year in order to move up to a level 2 license ...... only thing is, my parents don't have licenses (they never did) what should i do?""

How much is insurance on 2003 lexus IS300?

wondering how much i might be paying a month if im getting a more expensive car..?

I need advice with my car insurance please.......?

Can my cousin who lives in California ad me to his insurance policy if I have a drivers license from washington? Or do I need a license from California as well?

Riding a friends motorcycle without insurance?

My friend says he has insurance on his bike(ninja 250) that covers him, any other riders and any damages to the bike. He wants me to ride his bike but i have no insurance only my motorcycle permit, my question is, is he just miss understanding his insurance or is he correct about it? Thank you for any help! Also i plan on getting insurance in the next month.""

How to lower my auto insurance?

Ok so I bought my 2004 volvo S60 2.5T AWD on 05/11/2011 and the insurance is killing me. I'm 20 years old and had my license for 2 years. I know it goes down when you've had your license for 3 years but that won't help right now. I'm with GEICO right now paying 371.00 a month! I know and this is actually the cheapest insurance company I was able to get!! My last payment will be on 10/11/2011 and then I will have to start a new policy. However I called them and asked them if my rate will go down once I renew with them, and they said no...... Well I did a new quote online and my rate would be $318 a month so I don't know why they keep telling me it won't change!!!!! So my question is can my mom get the insurance even though it's my car?""

Can a lender file a claim against your insurance company after repossession?

My car was repossessed on 9/11. I attempted to get my car back..but Wells Fargo played games..such as saying the car is on its way to the auction...no, its still there and we can't place a hold on it..it leaves for the auction in a couple of days. So, I went and got me another car. Now, today..I find out that they are filing a claim for the very day that they took the car. The claim was filed at 1:06 today. However, the car was not insured on that very date. Also, I had to sign some papers to reinstate the policy to the effect that no claims would be filed because NO accident occurred. Will the lender be able to file against my insurance policy under these circumstances?""

What is the cheapest car insurance for 16 year olds?

I'm going to get a car soon but I want to be able to pay for my own car insurance. Take some bills off my parents backs. Which insurance company wouldn't screw me over?

Got myself a little old ford fiesta 1100 i am over 25 learner driver which is the cheapest insurance firm.?

Got myself a little old ford fiesta 1100 i am over 25 learner driver which is the cheapest insurance firm.?

How can I lower my insurance?

I m paying 660 for insurance I have liability I live in upstate ny they told me my insurance was so high because they spotted me in brooklyn run a red light I work in brooklyn n my agent say I need to have a lease to lower my insurance again I wanna lower it to the max If any body got any advice or idea I will be glad to hear a few of them list all the possible options

How much would an impreza wrx sti insurance cost at the age of a 21 year old citizen?

Hi, I am 21 years old and I'm looking forward to buy a 04-05 wrx sti. I live in Minnesota Saint Paul all my life and never had any tickets or any bad driving record every since I droved. I have at least a year of driving history. How much would my insurance going be if this was the case? Could someone give me at least a estimate price? -thank you in advance.""

16 year old's Car insurance?

I'm and I have my permit. I turn 16 in may. Im going to get my license (or atleast take the test ) on my 16th birthday. Im not going to buy a car, and im going to just drive my parents cars. What I don't understand is why I have to pay for car insurance, since my parents already insure the car. And the car is ensured for any driver of the car.""

Where can i find affordable car and renters insurance?

i plan to move out and rent an apartment very soon and i really need to find somewhere that i can afford with good coverage? I live in Georgia

How good is USAA auto insurance?

I heard about a company called USAA for auto insurance yesterday. I think it's a website for military officers, and ex-officers or enlisted people. My dad was in the Air Force and I think that qualifies, but I dont know how good this company is or how well they deal with claims. Please tell me about your experiences with them.""

What 600cc Sports Bike is cheapest to Insurance?

Cheapest i got some far is 750 on a honda CBR 600 im looking at not spending more then 500 on insurance

Car insurance question?

hi, I'm currently 25 years old and will turn 26 on October, my question is will it be cheaper when i buy car insurance on october when i turn 26 or it will be the same from now? I lived in New York City. Thank you for your help""

Should you get better car insurance coverage when purchasing a home?

I am currently house shopping and my boss mentioned increasing my car insurance coverage to cover the price of my house in case I get into an accident where the damages are higher than my coverage. Could I be sued for my house if I cause an expensive accident and my insurance doesn't cover it or all of it? Should my car insurance be raised to 150k, and how much can I expect that to cost? I live in California and the legal minimum is 15/30(which is what I currently have), I told my agent I would like to pay no more than 160k for the house, though I was approved for more.. I drive an rsx, it's paid for, and drive roughly 22k miles a year.""

Car insurance question?

If i have my own car titled in my name, could my parents put me under their insurance so my car is insured, or does the car have to be titled in my parents name? It would be alot cheaper for me that way. Thanks.""

Do i have to make a down payment on my car insurance?

i am buying my first car at the age of 18. i want to go on my moms insurance policy with the car in her name. i will pay for it myself though. from what i know, this should be cheaper if the car is known to be hers with me as a driver. when i add this car to her policy, will i have to make a down payment?""

Clayville New York Cheap car insurance quotes zip 13322

Clayville New York Cheap car insurance quotes zip 13322

Is there any affordable insurance plans I can get in NJ( South NJ )?

Particularly Dental Insurance. I am 20,a Part-time worker who also goes to college full time. I am not covered by my parents nor have I ever had insurance. I am one of the many Americans who do not recieve proper health care due to low income however I do need to get Dental Insurance, and Health Insurance. Is there any reasonable companies to look into?""

How do I find out my neighbors homeowners insurance company?

My daughter was bitten by my neighbors dog. He refuses to pay. I want to file a claim on his homeowners insurance, but he won't tell me.""

What health insurance is low cost and fits my description?

Im a 24 year old female, employed, no kids, and not in school anymore. i have no health insurance and i have a lot of health problems but i coudn't afford to get insurance until now. I'm looking for a low cost health insurance with dental care. I've tried looking up different insurance but i dont know what category fits me. I saw theres a student option or something that has to do with ages 18-26 but i dont know what that covers. i have a hard time comprehending the description. Theres one for individuals where you either pay more monthly and get lower deductable or pay less and pay more for deductable. I'm at a total loss. can anyone tell me what is my best option and what insurance should i get?""

Renewing car insurance after non-fault claim?

I am due to renew my car insurance and am looking for new quotes. In February I got hit by another driver. It went through the insurance and (after a while) she was found to be liable for the incident and all my and my insurers costs were recouparated from her insurance. When I'm looking at quotes it asks me for incidents in last 3/5 years. I assume need to declare this, despite it not being my fault, as it went through the insurance. But it asks for the total cost of the claim but won't except 0. How do I fill this section in correctly. It's driving me bonkers!!!!""

Where can I find non-owners car insurance in Massachusetts?

I'm looking to purchase a non-owner's car insurance policy (I live in the Boston area). I do not own my own car, but since I'm still in college and I just moved home, I drive both my parents cars and my brother's car. A non-owners policy would cover me in whichever car I'm driving, and I'm just wondering if anyone could recommend a company in MA that offers this?""

""By about how much will insurance increase, sedan vs. sports car?""

I am 20 years old currently and drive a 2002 Chevy Cavalier. I was considering purchasing a 2000ish model Chevy Camaro Z28 (5.7L v8) and was curious perhaps by how much my insurance will go up. I know obviously that no one can give an accurate guess as to how much since there are numerous factors involved, but just based on my current insurance I thought perhaps someone might be able to guess what the price on the insurance might be. I am currently on my Uncle's insurance plan, and if I bought the vehicle, would transfer the deed to him so as to retain the benefit of his insurance. I pay about 50$ a month for liability for my car due to his insuring many cars currently. I know this is very cheap for one my age, so I thought the camaro insurance might not be bad still. Anyway based on 50$ a month for liability on my 2002 cavalier, any guesses as to what a 2000ish camaro might run me for insurance? (Both liability and comprehensive if you'd like.) I know I can find out for sure by having my uncle call his insurance, but I just wondered if I might get a ballpark estimate before I approach him about it.""

In the gerber grow up plan life insurance will he get the cash?

If my child has this life insurance and lives to 21 will he get the cash of said life insurance amount if he wishes not to continue to purchase this ? or what happens after that? can someone please explain if the policy holder dies, and the child is still young what will happen the life insurance policy? etc..any information would be appreciated..thanks...""

Car insurance - What's the car worth?

In the past when ever i've been asked by insurance companies what my car is worth i've always told them the amount that i think i could realisticly sell it for (what its worth? or so i thought) If i was to sell my car i would be able to get around 1200-1300, which is what i would say 'it's worth', HOWEVER, recently after putting my reg number into a price comparison website it automatically came up with a value of just 700. (My car has low milege, fsh and is in v good condition so is worth more than average) So my question is, if i tell them it's worth say 1250, take out their policy and then i write it off, what will they pay? The amount i told them or 'their' valuation. Also, am i paying a higher premium than i should because i'm telling them it's true value instead of their lower valuation? and if so, how many other people are doing this?""

Affordable Cosmetic dental insurance in NYC ?

I really want cosmetic dental surgery maybe back braces or invisalign, I live in NYC and I just want recommendations for which insurance company to go with. Also I'd really like something affordable. Any information would be helpful :)""

Do you need private insurance?

if you have to go in a nursing home for a long time does medicare cover this,permatently or do you have to have longterm care insurance.we pay-out 1600.00 dollars every 4 months.please some answer thanks.iam 89 spouse is 86 thanks""

What kind of insurance would I need for this?

There is a private residence that I would like rent out for my daughter's wedding. I am going pay him a certain amount for use of the house but then I'd like to take our a short term insurance policy in case the house is damaged or someone is injured.

How hard is it for police to verify that you REALLY do have car insurance?

With all the different companies that offer insurance, how would a police officer know if if the insurance card is a fake or not or if the policy number is real during a traffic stop?""

""Car Insurance, passed test today, 18 years old, cheapest insurance?""

Hi, I passed my test this morning and I live in Birmingham in the UK, I was wondering if there was any companies that do cheap insurance for my age group.. The car I have is a 1.4 Ford Fiesta Zetec, and was looking on paying 2500 maximum. Thank you!!!""

Should I do something to this company insurance?

Some how Bank of America took my personal information and gave to this company insurance that covers medical thing. They have my personal Banking information. I canceled the insurance policy on August 15 and they took out 29.99 out of my bank and I now have 60.98 in my checking account. Should I do something about?

Is Progressive a good auto Insurance provider?

I have used Geico for years. I have been extremely satisfied with their service. However, my premium is still more than I want to pay. I got a quote for Progressive and it is considerably less. Anyone out there have Progressive and satisfied with them? How have they handled claims in the past? Any other good, reasonably priced auto insurance companies?""

Should I switch to a $20/month health insurance plan?

Alright, I have health insurance through my employer and I pay over $100/month. My friend has an individual policy and only pays $20/month. He thinks I should switch to have the same health insurance as him. What's the catch? Should I change health insurance policies?""

Will my car insurance increase?

If I got pulled over and received a ticket for disregarding a stop sign and I choose to attend traffic school will my insurance go up?

How soon do i need auto insurance after buying a vehicle (used)?

I am buying a truck for the summer, and i was just wondering if i need insurance to drive it back home, or whether i can just drive it home and then get insurance...sounds stupid""

""In California, how do you show proof of insurance for a driving test?

My girlfriend is making an appointment for her driving test and I offered up my car for her to use.Does she need to be added to my insurance to take the test or does the DMV just need proof that the car is insured under someone's name(me)?She won't be driving my car aside from the test as she is buying a used car immediately after the test and getting insurance on that.

Had a car crash; how do you give insurance details?

OK, I let my attention slip and slightly rear-ended a car in front of me (oldish Mercedes), guy was surprisingly pretty cool about it. Damage is: (my car) my number plate fell off and very slight bumper bar damage; (his car) back bumper damage, back boot doesn't close properly. My car is insured completely, but how do I give him my insurance details? Do I just say the company that I'm with or something? Or I call my insurance up and get a number? Also will I have any financial repercussions from this, or does the insurance pay the lot for me and the victim? Will my rating be damaged and have to pay more for insurance? I have no idea about this type of thing, I don't even pay my own insurance, my dad does. Would any adult, or someone who has been through this (I'm assuming it's a fairly common) shed some light?""

Wich is is best life insurance ?

wich is is best life insurance ? MY AGE IS 32

How to get the cheapest insurance for a 17 year old?

Does anybody know any tips that would lower my insurance? I was looking at prices of insurance for a 1L peugeot 107, which cost around 2000, and the prices were 4000+. My girlfriend was looking at prices for herself and the prices were around 1500 for a 5000 Vauxhall Corsa. Any help is appreciated.""

How do i go about getting car insurance?

ok so i just bought my first car but i dont know a thing about getting insurance nd what not.. my mum said something about third party insurance and greenslips and what not. what's the first step i should take?

Whats the average time it take to a car insurance claim to go through?

Whats the average time it take to a car insurance claim to go through?

Where can I get some good cheap SR-22 insurance?

I'm in the Chicago area. I need SR-22 insurance as it's required by the state. My license was suspended and it expired soon afterward. I trying to get my license back. So I need SR-22 insurance for someone who was an expired suspended license. I don't own any vehicles either.

Clayville New York Cheap car insurance quotes zip 13322

Clayville New York Cheap car insurance quotes zip 13322

https://www.linkedin.com/pulse/what-car-insurance-deposit-daniel-mccullough/"

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Linn Grove Indiana Cheap car insurance quotes zip 46769

"Linn Grove Indiana Cheap car insurance quotes zip 46769

Linn Grove Indiana Cheap car insurance quotes zip 46769

BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 

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I have AAA, and got a DUI ast year, my insurance hasent gone up yet, but I know it will. Do you think AAA will drop me, since they are such a huge company, and will I have to go get some cheap ol' coverage now? I pay around $125 at the beginning of my policy for the year, then it goes down a little each month, my last payment is around $30, then it starts over again. Ive been w/ them for a few years, w/ a perfect record, until now. The DUI wasnt for alcohol or illegal drugs, it was for prescription medication. I tried a new med, but made the choice to drive also, and this is what I got. Any help?""

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Linn Grove Indiana Cheap car insurance quotes zip 46769

Linn Grove Indiana Cheap car insurance quotes zip 46769

Impact of Auto Insurance Quotes on Credit History?

I am with Geico currently and is up for renewal. I am planning to take quotes from different companies. May be they offer me a low rate. But I am scared by the fact that it will impact my credit score. Can you please advice? I have been driving for 4.5 yrs with clean record.

Why has my car insurance gone up?

My question is about my car insurance renewal quote. I got my renewal quote from esure, last year I paid 357 with 7 years no claim discount, and with full uk licence held for just under 4 years. In whole year I haven't made any claim, same car, same address, still the new quote I got is 627. I am almost shocked. Last year also I had same problem, my renewal quote was about 40-50 pounds higher. I checked for new quote with different insurers but not getting anything cheaper than 460, still way above what I paid last year. Does anyone know why does it go up? I remember last time when I spoke to call centre guy, he told me that it depends on number of claims in your area etc. Is that true? Also somewhere I read the article that insurance companies are paying more than what they collect as a premium and they are raising premiums by up to 20% but still in my case the premium is almost double. If anyone has any knowledge on how this industry works please let me know. Any help is appreciated. Thanks""

Car insurance questions?

Can you buy a car and not have to pay for car insurance? If you must have car insurance, can you use your parent's, like a family plan?""

How much should i settle with insurance company?

My friend was involved in a car accident sometime in June 2010. The other vehicles driver didn't notice her red light, ran it and hit my frieds car. His vehicle was in the shop for 2 wks and during this time he had to get rides from others. His total med expenses (ambulance, er, scans, dr visits) adds up to about 9000, car damages 3000. The other insurance company is trying to settle for 11500 BUT they are saying that 8000 of that is to repay HIS insurance company. So he is left with 3500.Is this correct or should he ask for more? Please no rude responses.. thanks :D""

Do classic/muscle cars cost more to insure?

Im 16 years old with my driving permit going to be g2 in a few months (can drive alone with g2) Im looking to get a classic or muscle car so cars such as late 60's camaro or mustangs to something later such as late 80's monte carlos the car will likely be a project (im up for a small to medium restoration) so id try to get antique insurance? my cousin has antique insurance on his '81 camaro thats almost mint and its been appraised and everything and he can drive it on weekends and theres a set km's that he can drive according to his insurance im fully able to do a restoration as ive worked in an auto shop and I know a bunch of parts suppliers & garages (including one of my cousins) basically ive got the place, the tools, the know-how (im an auto student) and a parts suppliers anyways what I want to do is have it on my dads insurance, his record has been clean since started driving which around 30 years do insurance companies charge more for say cars that have options such as SS or other things that make is look sporty or make the car faster (bigger & better engine) say car with a 267 chevy v8 would be less insurance than one with a 350 v8? is it cheaper to say my dads the primary driver while I drive it? do older cars generally have cheaper insurance? is there such a thing as project car insurance? (do I even have to have insurance on a project if im not driving it say for a month?) im just so confused with all the insurance talk like premiums and deductibles etc etc.""

Cheapest auto insurance?

Cheapest auto insurance?

""Best health insurance for international students, california?""

My friend is an international student and she needs to buy health insurance. Could you tell me what would be the cheapest insurance? And when buying insurance as IS, what factors are important? Thanks.""

Where can I find classic car insurance for a 17 year old?

Hey guys I've recently received a classic 1992 Mazda Miata from my dad, which has been a treasured possession of our family for a number of years. I myself am now a member of the owners club and take great care of the car, but am obviously unable to drive it without insurance. While insuring the car with a normal provider would be far too expensive for me (at 17 years), classic car insurance is not only cheaper but fits my needs far better. I was wondering if anyone knows of a classic car insurer who would be willing to insure me, taking into account my situation? Thanks, Laurence""

Should iclaim through the car insurance?

My mother in law was driving my wifes car on our insurance pollicy. She was hit on the passenger side of the car and puched in to the roundabout by the cab on a 14 wheller. MY mother in law was not to blame as the lorry was in the wrong lane and there are witnesses who saw the accident. The car is a 1996 renault clio and there is some heavy denting and scratches on the passenger door and front wing. Nothing that has effected the driveability of the car to my knowledge. since the car was pushed up over the kerb and on to the roundabout it could have knocked the tracking a little. I dont know how much it will be to repair but the car is only worth about 600 and the insurance policy on this car has an excess of 350 cause it was the named driver who was driving and not my wife. There also is no protected no claims bonus. If i was to put this claim through the insurance how would this effect the pocket and the no blaims bonus.

I need help with a car insurance issue?

My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?).""

How much is average tenant insurance?

I'm doing this project for school and I have to pretend I'm renting a house for the first time so i need to figure out all the costs and stuff. What would be the average price/month for tenant insurance? if it helps, i live in BC, Canada.""

Can group health insurance deny for Pre existing?

I'm on my moms insurance and she's moving jobs and her new insurance is going to be group coverage blue cross, can group coverage deny you coverage for Pre existing or only private? Why's the difference between group and private? Thanks!""

Does insurance go up if I buy a car?

I'm 16 and I just got my license in California. My parents won't buy me a car because they think that if I get a car, my insurance rate will go up. Is this true? Or does insurance rate remain the same if i buy a car? THANKS""

Dodge durango insurance vs kia kia borrego?

Is it cheaper driveing a kia or dodge durango for insurance? People say dodge cost more for insurance then kia. I know to contact the insurance company for sure. But I would just like to know what you think. The kia would be 09 and durango would be 03

Is auto insurance cheaper for trucks?

I have a turbocharged hatchback now, thinking about upgrading to a larger vehicle.""

Insurance not paying a claim!?

Boy this is a good one & I don't know what to do Next! I went with the Lizard insurance even though they are Snakes and don't want to pay for any Claims! It started in 2010 with my truck, I took it to where they told me and they only paid for cosmetic damage even though there was a lot more including my steering was so bad I had to stop driving it. I wanted to take it to a shop that I had my truck lowered which because of we're I lived and the shop was I couldn't drive it, 65 miles. I had AAA tow it to my new house and from there after 2 years of not driving my truck they agreed to have it towed 7 miles to the shop. Well I told the claims adjuster what was wrong, he told me I needed to write a list and drop it off at the shop so I just got my Chopper back from the shop and went down to where my truck was a wrote a list of what I thought was wrong. Here is where the first of my troubles started, on the way home I am riding on the freeway and a truck to the right of me had a blow out and a Giant tire flew right in front of me, I couldn't do anything other than to run it over. It happened so fast, I hit it and made a brown spot in my shorts, jk. I then noticed smoke coming from my Chopper, it was Bad so I pulled over and noticed that my tail light was knocked off and caused some damage and the bold that holds my tail light on came off and rubbed on my new Avon 250 tire and Melted the side wall. I was able to ride home and once I saw all the damage I knew it was a problem. I called the Lizard and made a claim. The claims adjuster called me and said he will be out that Saturday, so saturday came and I never heard from him, I had his number and left a message, so this went on until Thursday and I called the lizard again and they transferred me to the AH boss and I left him a voicemail. Well I didn't hear from him as a few more days went by so Called back and got his boss's boss. The next day I got a nasty voicemail from the claims adjuster bitching at me. I called customer service and told them he went off on me and they can hear my voicemail too but no one listened to me. So I was told to call his boss, I said then I don't want this claims adjuster to come out, I don't want to speak to him or have anything to do with him. They were so sorry and said they totally understand and later that day the big boss called and I told him I hadn't heard from the adjuster other than a nasty voicemail and I want someone else to come out and not him. The boss said I understand and he will take care of it. So two days later the rude claims adjuster showed up at my house to take care of the claim, I was shocked it was the AHole I didn't want to come out but his bosses boss told him he better get out there and take care of this. Well once he was there, he wasn't as nice as he had been and couldn't be more rude than he was. I told him what had happened and the Damage, all he said was Prove it, Prove it, Over and over with everything I showed him. It caused major damage to my shocks and front forks, he laughed and said they are designed to roll over things and that it couldn't happen from hitting a tire in the road, well it can because that's exactly what happened. He was such a AHole I said, why did you even come out, did you just come here to be a @ss Hole or what!! He didn't say a word and just left. They paid out just a little for damages to the paint, tail light and the tire. The tired was new and cost 500 but they paid me 100 bucks for it. Mean while my truck is at the shop still to get looked over for the damage and they didn't pay a dime and the worst part was when I got the truck back from being towed, I started after the tow truck drive let it down and it sounded funny, then I smelt burning plastic so I opened the hood and my entire air intake system was gone!!! The burning was th vacuum hoses laying on the headers. I called the shop where my truck was and they said they are not sure what's going on but to call back. Well they are no longer in business and I lost all that so I called and opened a claim, now they are investigating me over this. So I have damage from 2010 that has never been fixed, my bike isn't right and someone had stolen my Volant cold air intake that's not being taken care of. What do I do? This is BS, I don't deserve this from my insurance Company and for them to treat me like they have, not pay out the claims. I needed my truck smoged Dec 31st so because all the parts to have it smogged weren't there I couldn't have it down and I have a ton of late fees with the DMV in California. My Volant is smog legal, I have the Ca numbers for it but it doesn't matter, I am getting the run around like no tomorrow. I will Drop GIECO and go with Farmers but not until my truck and bike are fixed. I have called everyone I could at Geico and no help!""

What medical insurance should I get in California?

I am 27yrs have, single, have no children and need medical insurance. I live in California so I have to have it by the new laws. I have no clue who I should sign up for. I don't care too much about benefits too much right now (deadline is coming up). I just want the lowest priced one I can get right now so I can say I have something. I looked at the Medi-cal website and it said you have to be 65yrs or older or have children so it does not seem like I am eligible even though I am low income. Any clue on what I should get? Thanks.""

Are quad bike insurance cost more than a car?

and my car insurane would be about 8 grand

Cost of car insurance in bc?

Cost of car insurance in bc?

How much would the insurance cost for a 16 year old in tx driving a dodge challenger?

With a good student discount and a defensive driving course. Also how much would it be for a charger

Will a speeding ticket affect my insurance rates?

This is my first speeding ticket and the cop claims I sped 15 mi over the 25 mph limit. If I plead guilty and pay the fine and attend traffic school, will this still be reported to my auto insurance company?""

Whoever is on insurance card for car insurance is covered right?

The car insurance company is suppost to print new policy paper if someone has been taken off the policy right?

How can I tell if my chiropractor is under my insurance?

How can I tell if the chiropractor I have been going to accepts my insurance. I'm switching insurances on November 1st, so I need to know if they accept my new insurance. If they don't, I want to see what my other options are.""

Buying a Motorcycle and taking it to California?

So I'm in Florida and I'm selling my car to buy a motorcycle. I'm thinking about purchasing a triumph bike here in florida at the dealership and having them ship it to my house in California hoping i can get a sweet deal. What do you guys think? tax in florida is cheaper than California but will i still have to pay for other stuff besides the obvious insurance, plate, etc.? or is this all a dumb idea, should i take my car money back to California and buy the triumph bike there?""

Car insurance__________________?

How much do you pay for car insurance? (in a year), mine is going to expire in november (november, 30) when I am supposed to go to the agency to renew it? Can I go for example on november 1st?""

Linn Grove Indiana Cheap car insurance quotes zip 46769

Linn Grove Indiana Cheap car insurance quotes zip 46769

What is the cheapest car insurance in california?

My parents won't even consider getting me insurance because they think it's too expensive. I'm a girl, 16, gonna be 17 in October, and have above 3.0 GPA My car is a 1996 (i think?) toyota camry.""

How much can be motorcycle insurance premium?

Current auto premium - $120 (25 years, 2door car).""

Gerber life insurance company?

is this even worth doing has anyone ever done this...i need feed back and ideas i have a one year old little boy and i want him to have something to fall back on when he gets older, weather its college or whatever The insurance says they can cash it out for the premium. So should i sign up or just get him a savings account?""

How much is car insurance for a teen?

i was wounding how much does car insurance cost for a 16teenyr old. can some one tell me and if ur just going to bullshit don't answer please just give me a number i don't want to hear 'its alot' and im about to buy a chrysler 300

What would be the best sports/muscle car for a 16 year old girl?

As far as insurance costs, gas, problems with the way the car runs -if any- what car would be best? Even old muscle cars from the 60s and 70s may be suggested as long as u have the year and car name for me, u did ur job! Thanks :) think most affortable and sporty/ muscle car look! List year too! Oh and pleaseeeeee keep price in mind! She has to pay for the whole car and everything that has to do with it....absolutley nothing over 15000 and even that might be too expensive""

I got a ticket for no insurance..?

but i actually did have insurance i just happen to show the officer the wrong one is there anything i can dot to avoid this 3 yr surcharge.

Crashed car 3rd party no-one else injured what to do with insurance?

I'm in my first year of driving as a 17 yr old male and i crashed damaging my car beyond repair. My insurance is only 3rd party and that cost 3200 no-one else was involved however the police,ambulance and fire were present. What shall i do, do i inform the insurance company however without making a claim? Do i scrap the car and change my insurance? What are my options to prevent the premium going even higher than it already is.""

For a 19 yr old what is the best and cheap insurance in los Angeles?

I live in los angeles and the car insurance companies wants me to pay 300.00 dollars every month and thats to much for me.

Is a 2000 Mustang GT expensive to insure?

I'm 16 and looking for a first car. I have my heart set on a certain mustang but the only thing is insurance cost. Its a 2000 GT and im going to be insured with state farm. Im 16 getting my license in 2 weeks so I know thats a big factor. Also I was trying to get some ideas about what it might cost and found this on the state farm website. http://www.statefarm.com/insurance/auto_insurance/veh_rating/ford.asp Not sure if its relevant but if it is than can someone explain what it means?

Car rental insurance necessary?

I don't own a car (so I don't have my own car insurance). I am going to a small town in Upstate New York for a couple of days. Do I need to buy the car rental insurance? It is obscenely expensive (usually close to the price of the car itself).

Is it ok to work for insurance company?

is it ok to work for insurance company?

Help with car insurance?

It's my 17th birthday tomorrow, I am going to use the money I get for drivin lessons. But what I want to know is; Would I get insured on a range rover sport at my age and how much would it cost? This is the car I really want but I don't know if I'd get insured for it. I don't mind waiting, but if I can drive one now thatd be great! Thanks :)""

Do I buy car insurance before buying a car from a private party?

I'm buying a car this weekend from a private seller (we are just waiting for the duplicate title to come in the mail; she lost the original). Money won't be exchanged until ...show more

Health and travel insurance for the US?

Hi, I am a British student undertaking an internship in the U.S for 6 weeks this summer. I need Health insurance that complies with the requirements for the J-1 Visa, and though I have found a company that can help me (http://www.isoa.org/compare_plans.aspx) with Health insurance, they don't offer any travel insurance. The companies that I have found for travel insurance don't tend to provide the level of Health insurance that I require. Do people normally take out 2 seperate policies when travelling to the U.S? (e.g. one health, one travel?) If so, can anyone find me somewhere that provides travel insurance to the U.S without health insurance included? Thanks!""

Will conservatives send back the refund on their health insurance to protest the Affordable Care Act?

Americans all across the country are receiving refunds from their health insurance providers (mine was $166). Included with the checks are letters explaining that the refund is the result of the Affordable Care Act. The Act requires health insurance companies to spend at least 80% of every dollar received on actual health care (I.e. not on administrative costs or CEO salary). Companies who fall below that cutoff must refund the difference to their policy holders. Will conservatives who receive such a refund send it back to protest the Act?

Can my brother put me on his health insurance?

I have a illness. I started a new job and insurance won't kick in untill another three months. Can I be put on my brothers insurance? He has no children and he is not married. Plus he never uses it.

Why are my insurance quotes so high?

20 year old male toronto ontario G2 issued oct 2011 G1 DEC 2010 car 2003 toyota celica never been insured before quotes came up as 12000-16000/year i tryed it with a 4 door honda accord and it was 10000/year, i tryed 3 websites. Also is there an easier way to find auto insurance around toronto?""

How do i get car insurance with a suspended registration and license ?

I had a lapse in insurance & in turn the cars rgstn. & my lic has been susp.-now it seems after i pay restoration fee for each, dmv wont reinstate my reg for the car w/o proof of ins. and ins. wont insure w/o proof of rgstrtn. HELP.""

""How much would insurance be on a 2001 Porsche 911 Turbo, im 16?""

okay how much would first the down payment be? wich my parents will pay for, how much will the monthly payment be when i have nothing on my credit and im 16, and how much would ensurance be ? i live in northern california if that helps near sacramento""

Does a single man in his 20's need health insurance?

My boyfriend is 25 and does not have health insurance, does he heed it?? Does he need life insurance, or any other type of insurance??""

Help! Accident on motorcycle with no insurance.?

I was recently involved in an accident on my motorcycle with a Hertz rental car. I purchased the bike 9 days before the accident and was planning on adding the motorcycle to my car insurance policy. No one was hurt in the accident but a police report was filled out at the request of the rental company. I was wondering if insurance companies possibly have some kind of grace period for accidents a certain number of days before the policy is added, or if need be, transferred to the motorcycle. The rear bumper of the rental car was dented and the right rear lights were damaged. My motorcycle is fine. I live in California.""

Best car insurance deals uk for young drivers?

Hi there i am male , 18 years old wanting to learn to drive. My mother has a small daewoo matiz which is only a 900 and something cc, so not even a one litre, but a car which would be cheaper on insurance then a lot of cars. Im just wondering if anyone knew any good companies offering good prices for insurance either as a seperate insurance of my own or a one for my parent with me being a additional driver. Thanks""

Is it illegal to not have car insurance?

I'm just curious because car insurance is a huge scam and it is just another means of robbing people so I wouldn't be surprised if it is illegal.

Which company offers the best priced automotive insurance? I have a teenage driver and the rates are killing!

I have seen many ads for GEICO but I do not know anyone that has tried them. I currently have PROGRESSIVE but do not think I am getting a great rate with them.

First car for teenage girl? Insurance...?

Need a car 17 year old girl 1.0 ltr engine. Cheap petrol and cheap insurance please? I also read getting the box fitted where you can drive between certain times also makes it cheaper?

Linn Grove Indiana Cheap car insurance quotes zip 46769

Linn Grove Indiana Cheap car insurance quotes zip 46769

""Sad Love Story, Car Insurance question for a 19 year old. Please Help. Will reward 10 points?""

I have been seeing this boy for a while now and I have completely fallen for him. My entire life fell apart in high school last year and he's the only thing that has gone right. He is the one person who makes my heart race all fast and stomach do flips with those butterflies. I'm absolutely crazy about him. I have my license but I'm just not ensured. My grandfather found a receipt I left by accident in the car and looked at the miles and I got the car taken away. I can't stop crying, if any of you are in love you know how I must feel. I can't stop crying. I know exactly how Juliet must have felt :'( Now on the the insurance question. My 70 year old grandfather won't let me drive anymore until I'm insured. He has esurance and I am 19 and want to get added onto it. Does anyone have any idea of the cost? It would help me out so much so I know how much I need to save. I guess till then I will have to take the bus to see him :( thank you! I will reward best answer.""

Self employed insurance?

bf is self employed and never been covered under insurance before. I am looking into policies but can not find out anything about preexsisting conditions. He hurt his shoulder several years ago and will probably need surgery. he did see a doctor at that time, but nothing was done, and nothing has been done since. What would be the waiting period if he did see a shoulder specialist and there recomendation was surgery""

Does my Jaguar qualify for classic car insurance?

I have a 1996 (N) Reg Jaguar XJ 3.2 Sport, is it eligible for classic car insurance??""

Do you have to be on someone's insurance to drive a car?

In the state of Florida, if your name isn't on a policy, can you still drive a car? I know that some insurance companies offer uninsured driver insurance, in case someone without insurance hits you. But, do you need to be paying monthly on a policy if you don't have a car of your own?""

Am I able to check the status of my husbands car insurance claim ?

Last October , I sold my car so I would be able to buy a more gas efficient car. I found a car that I wanted that was a stick but didn't no how to drive stick. My husband talked ...show more""

""Car insurance like for like, just like other insurances?""

My cheapish car was written off after someone bashed into the back of it. I am brokeish and need a car to get to work. The car cost 400 and the insurance company might give me 200 if I am lucky. Surely the Insurance company should just replace the car with the same or similar model, so I am back to where I was before the lorry crashed into the back of my car. because now I have to find money I do not have just to get to work! There is something wrong here somewhere as it is costing me and I have not actually done anything except be the victim here. Is like for like possible with car insurance?""

What are typical limits on a full coverage auto insurance policy.?

I was recently in a mans vehicle when he wrecked, I was pretty seriously injured, and now have a lot of medical bills, and surgery bills. I know that he has a full coverage policy with Geico, because they have contacted me, and told me that. The only thing that they will not tell me is his personal limits. I have found out though that He has a history of accidents, and DUI'S. I do not know if that has any affect on his limits or not. I am just concerened about my bills getting paid, and my reimbursement for my lost time, and pain and suffering.""

Can you report someone for driving without car insurance?

i know this person and i was just wondering if you could turn them in for not having car insurance without them knowing who turned them in. I want to prevent someone from getting hurt and not getting there part of the insurance claim or whatever.....anything will help..THANKS!!!!

How much is the insurance on 50cc scooter for a 16 year old?

Please could you tell me the amount for full comp, cheers""

How do i get my national insurance number?

I've lost my national insurance number, if it helps i'm 17 and scottish.""

Any advice to offer on car insurance?

Do you have any advice to offer on buying insurance on my very first car for a first-time driver? Any advice at all? Any recommendations, anything to avoid, etc.?""

What if: Driving without proof of insurance?

What if someone BORROWS my car and gets caught driving without proof of insurance (my insurance card?) NOT saying there is no insurance - the car is insured. But what if the person gets caught without my insurance card? Who gets charged? Will my insurance go up?

How much a month would car insurance be for a 2010 dodge charger? Im about to turn 18 and plan on getting this?

car. I know it depends on where u live etc..but i want to know the average cost per month of this particular car. I'm going to be joining the marines..idk if this matters but most places offer a military discount. So any feedback would be greatly appreciated.

Do you work for a major corporation and do they offer health insurance?

I have worked at the same place for 20 years. The first 8 they didn't offer insurance. Now they do, but I pay the premiums. How about you? Do you work full time? Does your employer offer health insurance? Do they pay or do you? How many people DON'T get offered the option to purchase health insurance through their employer?""

Car insurance excess reclaiming?

My car was written off back in sept 08 after two cars collided infront of me and one spun and wrecked the front of my car. Both parties are disputing liability and I have got nowhere ...show more

Can you get car insurance for a vehicle you build from the ground up?

I am considering building a car from the ground up as a project. I have noticed that there are similar cars that are collectors, but none with the creature comforts todays cars have, so I was interested in attempting to meld the old and the new. Is it possible to get auto insurance so that you can drive such a car on the road?""

""If you have insurance and someone else in your house gets a drivers license, does it make your rates go up?""

This makes no sense to me, but my boyfriend and I are getting our licenses and since we're 19 and have no driving record, our rates are going to be very high, so we were just going to put the car and the insurance in his moms name and just pay her, but she said that when we get our licenses at her address, it will make her rates go up automatically, because there are other people in the house with a drivers license? Is she just BSing me or is this true??""

""I want a 92-97 Lexus SC 300, how much for insurance in CA.?""

I'm a 17 and 1/2 year old looking for a 92-97 manual SC 300. I was wondering how much it would cost for Insurance in California? Also can I get it California DMV legalized if I swap the engine out for a 2JZGTE, a twin turbo version of the stock SC 300?""

Which Car Insurance is Known to have the Cheapest Quotes/Rates?

Looking for a car insurance company that's a little easy on a 20 yr. old's pocket.

""If u wrote-off a $5000 car, on average how much would ur insurance company give you back?""

If u wrote-off a $5000 car, on average how much would ur insurance company give you back?""

Which is best health insurance company in india?

best health insurance company

How does car insurance work in Canada...?

Your rate start at +43%, NOT 0, correct? People under the age of 25 are more expensive because (because they're group has a higher statistic of accidents and yadda yadda...) they are a new driver and they are starting at +43%, correct? But are NEW drivers OVER the age of 25 still starting at +43%? Or the day you turn 25, you go from +43% to 0%... because that doesn't seem likely, but that is how the majority of people explain new driver's insurance. Also what is the average yearly deduction rate? I would assume around 2% on average? ***The +43% is based on ICBC's website (They said that is what ever driver starts at) ***It is +43% of whatever insurance you chose for your age, etc, and then 43% ADDED on, correct? Sorry for the ignorance of this question, but I don't live with my parents and am finally looking into car insurance. Besides, there are no bad questions, right? LOL. Have a good one and thank you!""

Question about car insurance for young people?

I am nearing the end of my driving lessons and i am seriously thinking about cars.Can someone tell me a list of cars that are cheap to insure for a 17 year old male?Also my Mother told me that when i pass my driving test and get a car i will be going under her insurance policy and she said that it will be a lot cheaper than getting insured by myself.So my question is , is it better to get insured under a parents name so it will be considerably cheaper also i want to pay monthly for insurance and not yearly.Also what cars are generally cheap to insure under a parents name for a 17 year old? Thank You.""

Help with getting car insurance in NY?

I really need to get a car, just got my drivers license but the insurance companies are trying to charge me over 600 a month. I have heard about people getting their insurance in maryland and other close by states, will i be able to do that? or anything ? oh and i'm 22 btw""

Cheapest car insurance for 17 year olds in the Uk?

Hi, 17 in a week and was wondering what the cheapest insurers would be for 17 year olds, I know there won't be no cheap cheap ones because, well I'm 17 lol but anyone have any ideas? is it worth looking on go compare etc?""

Linn Grove Indiana Cheap car insurance quotes zip 46769

Linn Grove Indiana Cheap car insurance quotes zip 46769

https://www.linkedin.com/pulse/insurance-affordability-exemption-carl-richardson"