#how to sell insurance
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How to Start an Insurance Company
How to Start an Insurance Company The insurance industry is a large and growing sector of the economy. In 2022, the global insurance industry was valued at $5.7 trillion. The industry is expected to continue to grow in the coming years, driven by factors such as population growth, economic expansion, and technological innovation. If you are considering starting an insurance company, there are a…
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help me move out of my tiny car and into a vehicle like this!
i'm disabled and homeless, and while i'm in the process of getting approved for disability, i need more safety and stability.
with a larger vehicle like these, i could have enough space to install a kitchen, bed, electricity, shower, etc, and essentially make a home out of it. if you've ever wanted to help house a homeless person, please consider donating to my fundraiser!
the goal is 10k, but vehicles like this sell for much cheaper! as soon as i can, i'll purchase a suitable vehicle and start the project immediately. i'll use whatever i don't spend buying the vehicle for maintenence it might need, the tools and materials i'll need to convert it, plus the legal stuff surrounding registration, first year of insurance, etc. anything still left after that will be used to just allow me to live longer and have a safety net while i get income.
this is something i've been dreaming of for a long time, and as the housing market gets crazier i've realized it's probably the only way i'll have a stable home. i've been researching this project for years and i'll have some helping hands, so your money will be used well to create a home for me.
we're on pace to get me into a van by the end of summer or early autumn, and i could finish the conversion before it starts snowing! this is way sooner than i ever expected. please consider donating, and/or boost this post to keep up the momentum!
GFM
$733/10k
#boost#donation request#mutual aid#homeless#homelessness#fundraiser#gofundme#i'm still trying to decide between a box van and a camper or smth like a sprinter#theyre all about the same price but the insurance might be different#i might need to register a box van as a mobile home rather than a camper which might make the insurance more expensive#the conversion on a box van will be more expensive too#but! ill have so much space itll be luxury for not that much more money#it depends how much money i can get selling my car#technically i know i can survive winter in my car but itd be really nice to have insulated walls
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the funniest thing about having to report fraud on my credit card today was the girl on the phone listing all my transactions to me to see if i recognized them and literally 100% of them were all media purchases liiiiike wow I really have 1 hobby and 1 hobby only don't I
#it was like#netflix? prime? criterion channel? disney+? youtube?#yep yep yep yep all me#cineplex? nintendo? local bookstore? kindle? patreon?#yep all me as well#also the awkward moment where i had to confirm i paid for tumblr this month lol like who does that#literally i think the only purchases she listed that werent me being a nerd about media consumption was my car insurance and phone bill#anywayz someone used my credit card to buy something that was 540 dollars on amazon today!!!!#locked that shit down#they bought a deep cut band saw that they were trying to send to a suburban house in whitby ontario#the way in which i can literally google street view the asshole's home who stole my shit because they added their address to my account...#i dont know how they got it but MAYBE this will force me to get a new computer since i know outdated ones are bad for getting scammed on#somebody was also selling all my 1 cent stupid steam trading cards with my steam account last night#i cant even use frikkin steam to play games right now yet i can still get scammed on there apparently argh. so many passwords to change#i wish they'd do away with that fuckass steam trading card system#like i don't even care about those at all but that's the second time that this has happened to me now#p
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actually headcanon: right after the agatean empire turned into a republic (maybe a federation or some other fancy word to describe not being a cruel tyranny anymore) open for trade rich people thought for some reason that they're gonna make an easy buck since "they just started trading so they must have zero experience" but were quickly disproven when they found out that over several centuries the agateans have created the most confusing disgustingly complicated viciously elaborate bureaucratic system in the entire history of the disc just because they had nothing else to do; any attempt to scam this government would be forced to go through at least fifteen different circles of paper and ink based hell controlled by people wearing square glasses and formal black and white attire strangely resemblant of the traditional clothing executioners wore before death penalty and all (known) methods of torture got banned... and then if even those found nothing the request to sell five tons of birch for three tons of gold landed right on twoflower's desk and no matter how naive this man is in interpersonal matters he knows precisely what birch is worth due to years of making sure he doesn't have to pay if the owner intentionally burns the entire forest down
in fact, these people know their worth ever since climbing out of the womb, trying to scam even the most average agatean will get you cussed out with some of the most detailed but uniquely non-obscene wordings known to anybody ever; they value themselves and their time and don't like getting lied to, that's why it was pretty easy to convince them the old empire deserved to be overthrown once they saw the first batch of foreigners come in not looking like cruel barbarian demons whatsoever; nowadays even the most conservative auntie will tell you that the old emperor was a total [redacted for legal reasons to avoid paying moral damages] and of course an absolute [redacted out of fear of invoking the emperors vengeful spirit] for trying to mess with his people about these weird backwards folks who had trouble understanding the most basic paper money before a wet guy made some for them
#discworld#a certain abbreviated-name businessman was of course one of the first morporkians trying to peacefully scam agateans#everything almost went well before he got slipper slapped by an old woman and immediately got the first ticket back to his homecity#because no matter how persistent and well experienced you are a nice wooden toed slipper changes the minds of most#headcanons#twoflower loves his new position as the never seen before concept of a vice emperor cause now he gets paid over fifty monetary units more#and of course because now that one of cohens many kids gets to order tea ceremonies for fun he can sell insurance to entire countries#finally he gets to repeat the word “technically” at least twenty times a day and he couldn't be happier#silly little thoughts
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Still packing stuff and now i'm looking for a box for this.
My dad and i made it a few years ago for halloween, probably 2015/16 if i'm remembering right. It's made from a lays can, a wipes container from his work, and paper maché. I don't remember what the wires and front metal bits are from, but the middle actually lights up! It has one of those long battery-powered emergancy lights in it and some colored tissue paper
#lee rambles#I gotta fix the metal bits on the front#they keep coming out of place and drooping down. maybe some hot glue'll work since i don't want to melt the styrofoam under the paper#I went as Chell that year#with a shitty handmade Aperature Science shirt lol#Also as a sidenote since i'm already talking a bunch in the tags#I have no idea if we're actually going to be able to afford to move or not#so we're kinda thinking about staying where we are and seeing how things go over the next few years#i know it's in my dad's will to sell but with how expensive rentals are i doubt we'd be able to afford 2k+ a month on top of our other bills#I just hope my Uncle doesn't give us too much shit about it. We didn't get much from the life insurances he had#definitely not enough to live on for long on its own#but 800 a month for the house is a lot more doable than 2000#we don't want to end up having to kill ourselves working just to make ends meet. That's probably what would happen if we moved#i dunno#just... thinking a lot about the future. I honestly hope we stay#It'd get rid of a lot of stress if we stayed. We'd still get rid of a bunch of things but... it'd be easier.#We weren't even really allowed to grieve. once the funeral was over we just had to start packing our lives away.#i'm a little bitter about it really. They've gotten to grieve and be away from the situation. We've had to be there the whole time.#We might've all been there the day he passed but they weren't there for his bad days. They weren't there helplessly watching as he slowly#got more and more tired. and sick. and depressed.#I don't know what we're going to do.#I didn't mean for this to turn all venty. sorry about that if you've read this far
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i made an etsy! it's mostly knitwear and applique clothing, and of that it's mostly secondhand or repurposed materials, but i also print onto fabric directly like with my shining jackets which i'm really excited to make more of.
i like selling at markets but it's pretty prohibitive for me to do that for a variety of disability reasons (namely pain and fatigue and not being able to drive). i love love love love doing these sewing projects and any funds from sales go to either medical expenses not covered by insurance or more materials.
my [etsy] and [instagram]
#idk how to make these postsss reblogs would b appreciated i have so many appointments not covered by insurance right now#i also just want to sell some of these things so i can justify making more lol#aside from the T earrings i'm not really doing jewelry anymore this is all older stock from when i tried resin
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hate my sister's shitty good for nothing boyfriend. can you imagine being a 30yo man with two kids who won't even scramble an egg. Not for his kids, not for his girlfriend, not for himself. literally if my sister doesn't leave out pre-made meals when he's watching the kids he will rip up bread or pour them dry cereal or open a granola bar and make himself microwave dinners. like, lowest effort possible. but if i mention this to my sis, she'll be like "no he's definitely cooked for the kids! he scrambled an egg for them once! i watched him do it!" but it's like...so he scrambled one egg in the last five years. just to like, prove he can? at your direct insistence? should we all clap? like seriously. hate this guy. had to really hold back recently because he had someone over and he was interacting with the kids more than usual for appearances, and he had to keep asking me and my sis what the 5yo was signing because he barely bothered to learn his own son's primary form of communication. i was so tempted to say "that one means 'go home' but you wouldn't know that because you don't take them anywhere." so hard to hold that in. If I had to describe this man in two words they would be these: Low Effort. Not quite bare minimum, but JUST enough to convince my sister that it would be too much hassle to get rid of him. he's stupid as fuck, but just smart enough to quickly stop shit like screaming obscenities at the kids for doing normal kid things. and he once stomped on my headphones and broke them in a fit of rage, but gave my sister money to replace them so it was "fine." Like, my sister thinks that he's just struggling with his anger issues, because he had a bad childhood, blah, blah, and oh he would never actually hurt her or the kids. and like, good for you, but i don't trust like that. genuinely hoping he gets struck by lightning and dies instantly.
#my sister and i do all the hard stuff and most of the easy stuff too tbh#cooking and cleaning and sorting out benefits and insurances and getting the kids to school and events#doctor's appointments and medications and dentist appointments and taxes#we get the groceries and care for all the pets and kids and household things#we both have jobs#i actually have 3 jobs#good for nothing boyfriend makes $12 a year plus some under the table cash as a “private trainer”#which means between that and selling his plasma and borrowing money from his mom he can...pay his super cheap tiny part of rent#and occasionally hand my sister like $20#he doesn't buy groceries or diapers or household supplies or clothing or toys or literally anything#literally the only household chore he does is fold laundry#that's it. and it's not “DO” laundry. it's just folding the clean and dry stuff#you know. the chore my parents would have us do when we were like 10 so we'd feel helpful#the 5yo is medically complex and we frequently make trips to a slightly distant hospital with him#and they literally asked us to stop bringing my sister's boyfriend along because he was disruptive and confusing#which was a polite way to say 'obnoxious and stupid as shit'#do you know how many times in one visit w/the same doctor he would ask 'so when does he get superpowers?'#he also obviously didn't know how to answer basic questions like 'how many times does he poop a day on average'#and 'how often has he been eating and what has he been eating day to day?'#like bro this man can go days without changing a diaper and will not even heat up a can of spaghettios to feed his own kids#he cannot answer those questions with any kind of accuracy#also i'm saying boyfriend because my sister desperately wanted to at least be engaged so she could say fiance in front of ppl#but just like marriage this was apparently a 'waste of effort'#not even the cheapest ring or the most underwhelming proposal or a courthouse wedding was worth his energy so...#yeah glad she hasn't married this waste of air. and i'll be praying for that lightning strike
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#called my mom at 7am out of a desperate need for validation#had a 37 minute long convo that amounted to ‘you should look into therapy’#(in a much nicer and more constructive way it was actually a very good conversation’#and she told me that she’s been in therapy for the last year#and that it did wonders for her mental health#and that she went from being on the verge of divorce#to looking forward to spending her retirement with my dad and expanding her home business to cover health insurance#since my dad is currently unemployed and most likely isn’t getting another job (industry and & age related reasons)#and ofc I’m glad to hear that they’re doing better#but I’m wondering if she got thru everything she needed to in therapy#and if she’s sorry about last winter#when for two days in a row she screamed at me for hours on end#about what a failure I am and how much I’m a drag on the family#how I was responsible for their impending divorce#and she was going to gift my dad divorce papers for Christmas and it would be my fault#how I looked like a clown at my recent graduation#and a bunch of other things#if she’s sorry for how every year since I was 14 she’s screamed at me about how I’m responsible for their being on the rocks#how it’s my fault my siblings will grow up in a broken family and we’ll have to sell the family house of 25 years to pay for the divorce#for when in April 2020 she tried to [redacted] herself in front of me while telling me it was my fault and I’d pushed her that far#all while I whisper-screamed for her to stop bc it was midnight and my siblings weee sleeping in the next room#she has never apologized for any of those and I don’t want to bring it up now#bc I don’t want to relive the past#but I wonder#mother mention cw#negativity cw#divorce cw
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My partner broke his foot and is going to be off work for at least a week. He's the only income earner in the house. He doesn't get paid if he's not at work.
I'm not panicking you're panicking
#about me#googling how to sell my own kidney#googling how much can i charge for feet pics#googling life insurance policies#fuck
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ohhhh my god. okay. so. my aunt does like, she buys random junk in bulk from retail wholesalers and then resells it on like, facebook marketplace and ebay and stuff. whatever. so my mom works for her. makes a flat $50 a day, regardless of the fact that shes disabled and doing hard labor for at least 8 hours a day, often 10+. and min wage here is $10 an hour but mom argued that $50 a day is still more than what she would make working the same hours at an actual job because of taxes...like girl that would be 50% taxes. you do not pay that fucking much. so thats already Bad.
but today mom shows me a video of a knife theyre gonna sell, and i watch 2 seconds and i realize its an automatic knife, and i tell her hey. thats illegal to possess in this state. let alone sell! and mom is like ohhh [aunt] knows what shes doing itll be fine.... we sell knives on there all the time she just doesnt put pictures and calls them something else on the listing to get around fb/ebays policies :)
LIKE. HELLO. THATS NOT BETTER. YOURE COMMITTING MULTIPLE CRIMES. *AS YOUR JOB.* and she was just like "its not a big deal she knows what shes doing." folks, this is the same aunt that, very illegally, paid me to sort through her clients confidential tax documents and bank records and stuff. because she works for a bank. and took the records home to sort them. i dont think she DOES know what shes doing, actually!
#why do both of my parents need to be so impressively incompetent. i like. cannot find the words for how . i feel about this#like. idc about crimes. go forth. be free. but maybe. just maybe. you should not make your job#“hi today i will post about how i am selling illegally possessed objects on a widely used public forum”#dont do crimes STUPID. yanno.#in other parent news. its now like. month 6 or so of dad refusing to get his insurance reinstated.#hes been on the same step (taking his paystubs to the dhhr office) for like 3 months?#anyway apparently he found out today/last night that when he was a kid he was diagnosed with gastroparesis !#which is like ! cool! you have a diagnosis AND ive been living with that for 16 years and can help you 🥰#but we were sitting there with mom (this was right before the knife thing) and she was like “well you gotta get your insurance now so you#can get on the right meds“ and dad was like yeah ill go....#and mom was saying well go in the morning when they open etc etc and he was like i will#and i pointed out that just two weeks ago i told him that too. and he didnt want to. bc hed lose money due to not being able to work#and mom was like well he doesnt work at 8am. and i was like yeah i know but i told him to go at 8am two weeks ago and that was his response#and then he proceeded to claim that this whole time he didnt know they opened at 8am.#folks. he doesnt start working until like...usually 10 or so. WHAT GOVERNMENT OFFICE DOESNT OPEN UNTIL 10.#PLUS. WE LIVE IN A RURAL HOUR. *BUSY* TAKES LIKE AN HOUR. MOST OF THE TIME YOURE IN AND OUT WITHIN 20 MINITES.#ive been fucking considering PAYING HIM to go get it.#and then he claims he didnt know it opened at 8am. when i have told him that. MULTIPLE TIMES.#WHY DO THEY HAVE TO BE LIKE THISSSS THEYRE THE MOST IMMATURE ADULTS IVE EVER MET AND THATS IMPRESSIVE!!!#IVE KNOWN PEOPLE WHO PAY THEIR RENT IN COKE OR WHO ARE ESSENTIALLY PROFESSIONAL PARTIERS. AND *THEYRE* MORE RESPONSIBLE AND MATURE THAN MY#PARENTS. SO WHAT GIVES.#also theyre 50 like cmon yall. youre not even 20 or 30. i think you should know how to not like. get your job shut down or die of lack#of medication.#did i tell yall one of the times a few months ago i was nagging dad abt getting his insurance#his response was literally. no exxageration.#he was like oughhh i dont wanna see doctors because then theyll find out somethings wrong with me#and ill have to go on a bunch of medication.#and then he actually for real. said.#“being on too many medications killed my grandma”#even mom was like cmon man. thats not even true. they misdiagnosed her and put her on WRONG meds. she wasnt even on that many.
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Dude, Tumblr just recommend me an insulin for me to lose weight.
I'm diabetic. What the actual fuck.
#that's actually pretty upsetting considering i had to stop using that same type of insulin since it may cause pancreatitis again#and the ad is like 'if your bmi is over 31 you may qualify for blah blah' while spinning said insulin with a large tag of “Lose up to 30%#body fat!' like are you for real???? that insulin is 1k! and my insurance has been an asshole with me at least 3x by refusing to pay for it#unless i had an authorization. i mean i tolerated the first time but the second and third time were insane because they /know/ I'm diabetic#and have been for 6 years now. and they still had the audacity to go 'mmmm idk. i dont think you need the dosage change'#this is long but im just annoyed that i got an ad that's suggesting me that i can lose weight if i take this insulin#when that same insulin had helped me with my real diabetes-related symptoms. like fuck off. how dare you use my medical information to#try and sell me bullshit#fuck people who use diabetic medicine to lose weight :V#thanks i hate it here#my text
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i think i purchase exactly 1% of the things advertised to me ever. i wish they could collect this data and then leave me alone
#i only get ads for fast food or like car insurance. the only fast food i get is zambreros.#and it should be obvious from how i blog that i cant drive#i also occasionally get week long moments where they try and sell me pregnancy tests. see tag above
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mutuals i got myself into a situation so sticky i don’t even know how to describe it (edit: *describes it* lol). please send thoughts of successful escape my way lol
#purrs#delete later#i SONT understand anything about retirement or insurance whatever and basically imightve signed a contract for smth i didn’t understand#fully and im so scared lol. and i feel so bad bc im stupid and i don’t understand anything and no matter how much peopel#xolain it to me i don’t understand it. i feel like a stupid silly naive little girl rn LOLLLLL i feel so sick#it’s probably fine and not that bad and i didn’t do the wrong step but im freaking out. not just bc of the money situation but also bc they#have to do a. medical exam on me to see how much i would have to pay or whatever 😃😃😃😃😃😃😃😃 wtf#im making it sound like a big bad scary freak thing isigned up for when really it’s not i don’t thin&. it’s just dividend lige insirance but#i don’t understand what any of it means and apparently other stuff is better. idk anything about retirement i only got into this stupid#situation because i had a mandatory retirement selection for work and ididnt understand anything so i scheduled a meeting with a retirement#counselor person to help me figure out which option would be the best for me and he was really nice and helped me a lot but then he started#saying he could help me w additional retirement stuff if i wanted to see what the options were and i was like sure and then he told me abt t#this thing and had me fill out / sign the application in that same meeting to ‘get the process started bc it takes. a long time’ even if i d#decided to pull out later it would be a good thing to get the ball rolling asap if i did end up wanting to do it. but i didn’t understand an#anythi ng and i went along with it anyway and now i might’ve fucked myself over so bad. except i probably didn’t but i feel so bad. bc he wa#was so nice and genuine but maybe he was just trying to sell me a product bc he gets a commission from the insurance company which i he told#me wheni asked him if im getting his help for free. i feel so stupid and guilty omg#and also i signed up for my first credit card but the interest rates are really high which i didn’t realize. and i can’t log into the bank a#account for some reason liek it says my acc doesn’t work. and hr fucked up my pay so i haven’t gotten a time sheet for like 2 pay periods an#and im getting retroactively paid in august but it’s just one more fucking thing and i haven’t gotten the chance to pick new benefits yet#and idk if i can / will bc of my stupid pay situation like i literaly don’t exist in the system rn apparently. i fucking hate all of this i#hate adulting i hate it i hate it i want to explode and hide forever and cry a lot. and my bank account isn’t even my own rn and i don’t und#understand anything about mony or insurance or benefits or credit cards or anything. im so overwhelmed FUCK
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Both people I live with have covid. I tested negative but the chances I'll scrap by not getting it from either of them is next to none especially since I share a room & bed with my partner so like.
First time getting covid here we go I guess
#I keep telling my partner's mom to tell his shitty sister to test because she's been sick multiple times the last couple months & his mom#goes to her place multiple times a week to do all her packing for her to move AGAIN. but ofc she still won't and she's a fucking nurse so#it's all extra fucking annoying#thankfully I work remote and made a bunch of curry and rice today so we should all be good to just. hunker down#partner's mom got the covid medicine for free & we should be able to too under our insurance. guess how much they sell it for :)#if you guessed anything lower than $1350 then you were wrong :) sure fucking love living in a country that has for profit healthcare :)))
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no but im devastated that i have to keep working at this stupid fucking job i hate because of a personality test of all things. why. isnt it illegal to make hiring decisions based off of pseudoscience. it should be
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i think i'm going to end up dropping most of my photocard collections...i don't want to cause i rlly do enjoy collecting but i need the money so bad rn :')
#$500 in medical bills atm#have to pay for all my meds each month#car insurance and phone bill#my cat is overdue for her vaccines i really really need to get her in asap#i can't seem to find a new job#i wish i hadn't had to spend $300 on new scrubs for a job i only managed to handle for three days#idek if that was grammatically correct#my life is such a fucking joke#but at the same time i know there are plenty of ppl who have it worse than me#i'm too scared to look at my bank account lest i start crying again#i'm just trying to think of what all i have that i can sell for some extra cash....#i COULD sell my figures but....miku is all i have left in this wretched life#i could try selling some of my books i guess..uh..idk what else i have#i wish i could sell tarot readings but idk how i would go about that#:(#idk what to do...............#snow.txt
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