#i SONT understand anything about retirement or insurance whatever and basically imightve signed a contract for smth i didn’t understand | Explore Tumblr posts and blogs

pepprs · 1 year ago

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mutuals i got myself into a situation so sticky i don’t even know how to describe it (edit: *describes it* lol). please send thoughts of successful escape my way lol

#purrs #delete later #i SONT understand anything about retirement or insurance whatever and basically imightve signed a contract for smth i didn’t understand #fully and im so scared lol. and i feel so bad bc im stupid and i don’t understand anything and no matter how much peopel #xolain it to me i don’t understand it. i feel like a stupid silly naive little girl rn LOLLLLL i feel so sick #it’s probably fine and not that bad and i didn’t do the wrong step but im freaking out. not just bc of the money situation but also bc they #have to do a. medical exam on me to see how much i would have to pay or whatever 😃😃😃😃😃😃😃😃 wtf #im making it sound like a big bad scary freak thing isigned up for when really it’s not i don’t thin&. it’s just dividend lige insirance but #i don’t understand what any of it means and apparently other stuff is better. idk anything about retirement i only got into this stupid #situation because i had a mandatory retirement selection for work and ididnt understand anything so i scheduled a meeting with a retirement #counselor person to help me figure out which option would be the best for me and he was really nice and helped me a lot but then he started #saying he could help me w additional retirement stuff if i wanted to see what the options were and i was like sure and then he told me abt t #this thing and had me fill out / sign the application in that same meeting to ‘get the process started bc it takes. a long time’ even if i d #decided to pull out later it would be a good thing to get the ball rolling asap if i did end up wanting to do it. but i didn’t understand an #anythi ng and i went along with it anyway and now i might’ve fucked myself over so bad. except i probably didn’t but i feel so bad. bc he wa #was so nice and genuine but maybe he was just trying to sell me a product bc he gets a commission from the insurance company which i he told #me wheni asked him if im getting his help for free. i feel so stupid and guilty omg #and also i signed up for my first credit card but the interest rates are really high which i didn’t realize. and i can’t log into the bank a #account for some reason liek it says my acc doesn’t work. and hr fucked up my pay so i haven’t gotten a time sheet for like 2 pay periods an #and im getting retroactively paid in august but it’s just one more fucking thing and i haven’t gotten the chance to pick new benefits yet #and idk if i can / will bc of my stupid pay situation like i literaly don’t exist in the system rn apparently. i fucking hate all of this i #hate adulting i hate it i hate it i want to explode and hide forever and cry a lot. and my bank account isn’t even my own rn and i don’t und #understand anything about mony or insurance or benefits or credit cards or anything. im so overwhelmed FUCK

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