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#how to reduce family costs
familythings · 2 months
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PERSONAL FINANCE Tips: How to reduce Family Costs
Some years ago I started an exercise: to monitor every penny spent from my family. The goals were to understanding the way we spend money, does our expenditure drive the lifestyle I wanted and to understand what is the breakeven of our family budget (or said differently, how much money were a must-have every month). It was an amazing experience in terms of how many things we taught from that…
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bilal-salah0 · 2 months
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‏My heart breaks into millions of pieces whenever my brothers are able to send me pictures of the kids. Seeing their innocent smiles amidst all the suffering fills my family and I with as much courage as it does with pain. It's not merely the walls of the house they were supposed to grow up in that have been reduced to rubble; Precious irreplaceable moments of their childhood along with so many hopes and dreams have also gone up in smoke. Due to the ongoing genocide and constant dispalcement, they have been robbed of the simplest of joys like going to school or having fun at playgrounds, since all those supposedly safe spaces have been destroyed. Instead, they have to wait in endless lines for some polluted water, fend off insects and endure the unbearable heat in the tent. Not only that, but our children and newborns live in an unhealthy hazardous environment due to the piles of waste and filthy sewage water surrounding them leading to the spread of disease including all types of skin rash and bacterial and viral infections.
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‏what makes it even worse is the shortage, if not total absence, of medical care, medicines, and hygiene pruducts.
‏ Desdpite everything, my family have been trying to maintain some semblance of normalcy for the children's sake. Some teachers in the camp set up a tent to help kids learn and forget their daily struggle, so my brother and sister have been taking my nephews and nieces there. It's not perfect but it made the little ones really happy. It is literally an ordeal to provide ingredients and even cook food every day. However, my family have been doing their best to make some treats for the children and also get them some stationery but it costs a fortune to buy the most basic items now in Gaza if they are ever available.
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‏My family's day to day expenses keep increasing due to the blockade and skyrocketing prices. It cost them a packet (300 euros) to only buy the smallest gas bottle which they couldn't believe they could find in the first place. They have been using it sparingly since it's considered some type of luxury now. After losing my job and due to my own struggles in Germany, I haven't been able to provide for them as I used to so I was forced to send them donation money meant for their evacuation which does not seem very likely at the moment. That's why a great amount of the funds has been exhausted to help my family pay for their ever rising daily expenditures, and I had no choice but to increase the goal of the fundraiser from the thankfully raised €70000 to €100000.
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‏cannot begin to imagine what would've become of everyone if it weren't for your generous support. Words fail to descibe how grateful I am to all of you. I sincerely wish I didn't have to but I have no other option but to ask for your help again. Every member in my family, especially the children and newborns, is in dire need of any contribution whether it is a reblog or donation. They are literally fighting for their very survival so please continue to help them get through this insufferable hardship as you always have. I truly trust you will 🙏
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UPDATE: NOVAVAX NOW AVAILABLE!!!
Hi everyone, it's been about a year since I posted about updated COVID vaccines and it's time for another update if you are in the US:
THE BRIDGE ACCESS PROGRAM IS ENDING!!!!
If you are uninsured or your insurance does not cover covid boosters, please schedule a new booster appointment before the end of August because the Bridge Access Program (the way the government will still pay for your booster) ends in September. The updated mRNA boosters from Moderna and Pfizer are available now. Go Go GO!!!
Shitty, I know! If you can call your congressional reps, the FDA, the CDC, whomever to tell them you want this program to continue/be reinstated, that would be great. Also, while you're at it, call the FDA to tell them to expedite the approval for the updated Novavax booster (3017962640).
The new Novavax vaccine is designed for the JN.1 strain which is one of the most recent mutations of the virus going around. If you have insurance and can afford to wait, I highly recommend getting the Novavax booster when it becomes available.
We are currently in the largest Covid summer surge since 2021
If you haven't had a booster in the past six months you are essentially unvaccinated. New strains with different spike proteins keep evolving faster than vaccine development and distribution can keep up. All that said, getting Covid is not a moral failing. If you do feel sick, take a rapid test! If it's negative, test again a day or two later. It is better to know than not to know. Here's a refresh on how to take a rapid test correctly:
If you do get Covid, it is worth getting on antiretrovirals within the first week of symptoms to reduce the overall viral load your body has to fight. If your insurance doesn't cover Paxlovid or Remdesivir, here are other low/no-cost ways to access it:
If you get sick, rest radically even after you stop testing positive on rapid tests. Avoid exercising for at least eight weeks after the fact to reduce the risk of developing long covid.
Regardless of your vaccination status, masking with a KN95 or N95 respirator (or equivalent standards in your country i.e. FFP2/3 in the EU) is the most reliable way to protect yourself and others. If Covid protections are a financial burden, there is likely an active Mask Bloc near you doing free distribution of respirators and tests that would be happy to help you. Here's a global map of them from covidactionmap.org
Some quick tips: if you're wearing a bi-fold mask, flatten the nose-bridge wire completely, then mold it to your nose on your face for a better fit. The best mask is the one that you will actually wear regularly to protect yourself. I really like the selection of styles, sizes and colors from WellBefore:
As school is starting, getting you and your family boosted is one of the best things you can do to protect yourselves. Masking is perhaps even more important. If you can advocate for updating and regularly changing the HVAC filters at your local schools to MERV-13 or higher to keep the indoor air cleaner, that can also make a big difference. Better indoor air quality in schools helps protect kids from illness, allergies, wildfire smoke, and more per the EPA's website.
These are steps you can take to improve air quality at home as well. Corsi-Rosenthal boxes are low-cost and highly effective for cleaning the air indoors.
Here's a map of clean air lending libraries for getting access to air purifiers for events from cleanairclub.org
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ghaothbhean · 1 year
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korosenaiishi · 1 year
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basma-ramez · 2 months
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Save us from the genocide we deserve to live in peace
Hello,
my name is Basma Ramez. I am 25 years old.I write these words from the heart of suffering, destruction, hunger, and poverty in Gaza. My life was beautiful and normal, filled with hope, dreams, and hard work until the war came and destroyed everything.
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Before the war, I was studying Sharia and Law at the Islamic University of Gaza. I had many wishes and dreams. I lived a simple but beautiful life and dreamed of a bright future. I never tasted the joy of graduation due to the war and the mass destruction we are enduring. I intended to become a lawyer; that was my dream. My life was beautiful in the embrace of my family, but the war separated us. I haven’t seen my family for months. Now I only want to see them and fulfill my dream.But the war changed everything for the worse. It destroyed my university,
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my home was destroyed, and I lost family members. I lost everything and became homeless.
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I fled from northern Gaza to the south, thinking it would be a safe place, but there is no safe place in Gaza. Everything around us is destroyed and reduced to rubble. Every day, we live in a nightmare. There is no opportunity for education or work, and I suffer from poverty, displacement, hunger, and homelessness.
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I am now seeking an opportunity to live in a safe place outside of Gaza, but this is very costly. I am in urgent need of your support and assistance. I want to provide a better future and a dignified life for myself and my family.
I believe that humanity and compassion still exist, and that there are those who will respond to my anguished voice. Any donation, no matter how small, will have a significant impact on my life. Your contributions will help cover all the costs of travel for me and my parents to live in a safe and stable place, free from hunger, fear, and destruction, allowing us to start a new life full of hope.Thank you from the bottom of my heart for supporting me and my family during these difficult times. I believe that goodness still exists and that there are those who share our hope for a better life.Thank you for considering supporting me and my family. I am grateful for any help you can provide.
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grandmoonpersona · 2 months
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DEAR FRIENDS AND SYMPATHIZERS, DONATE TO EVACUATE MY CHILDREN FROM THE DANGEROUS WAR IN GAZA .🚨🚨🚨
Fundraiser is vetted and verified:
@Hulairah-syuraq @kudanisbadrenkadru @usurunimaize-1 @kaifulyomaniazbicky @kodaulishanta-lizzy @obadianisy @ogendakutiyz @yunisketty @tallim-al-vendy @allykhan @nashtycollin-blog @brucemelody @msamirahDhonp @ghalika-123
I am asking for urgent help for myself and Creedh, a brave 4-year-old girl from Gaza, who is battling three congenital heart defects. Creedh journey has been filled with challenges, including a rare condition called CCTGA, which requires a complex heart surgery known as a Double Switch. Without this surgery, Creedh's life expectancy is limited, making your help essential.
Our Story: Right now we need to cross the border and go to Egypt for medical treatment and security against genocide, I have no support and hope my husband was captured by Israeli soldiers and disappeared until now, Creedh's perseverance and bravery has touched the hearts of everyone around with him. Despite the uncertainty and medical problems, she continues to fight with a smile, showing us the strength of hope and determination.
Why We Need Your Help: The financial burden of Creedh's medical needs, including surgery and ongoing care, is overwhelming. As a family, we are doing everything we can, but we need your help to make sure Creedh gets the treatment he needs quickly.
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How Your Help Will Make a Difference: Your generosity will directly impact Creedh's life by paying for medical expenses, rehabilitation costs, and everyday needs. Additionally, it will reduce the financial burden on our family, allowing us to focus solely on Creedh's well-being and recovery.
Conclusion: Your contribution can transform this challenging chapter into a story of hope and victory. Please consider donating or sharing this campaign to help us reach our goal and give Creedh the space he deserves. Thank you for standing with us during this difficult time.
GOAL: $15,000/$900
HERE IS THE LINK TO DONATE TO EVACUATE MY CHILDREN FROM THE DANGEROUS WAR IN GAZA
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kokyuchusei · 1 year
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A Big TB Announcement
Greetings from Washington D.C., where I spent the morning meeting with senators before joining a panel that included TB survivor Shaka Brown, Dr. Phil LoBue of the CDC, and Dr. Atul Gawande of USAID. Dr. Gawande announced a major new project to bring truly comprehensive tuberculosis care to regions in Ethiopia and the Philippines. Over the next four years, this project can bring over $80,000,000 in new money to fight TB in these two high-burden countries.
Our family is committing an additional $1,000,000 a year to help fund the project in the Philippines, which has the fourth highest burden of tuberculosis globally.
Here’s how it breaks down: The Department of Health in the Philippines has made TB reduction a major priority and has provided $11,000,0000 per year in matching funds to go alongside $10,000,000 contributed by USAID and an additional $1,000,000 donated by us. This $22,000,000 per year will fund everything from X-Ray machines, medications, and GeneXpert tests to training and employing a huge surge of community health workers, nurses, and doctors who are calling themselves TB Warriors. In an area that includes nearly 3,000,000 people, these TB Warriors will screen for TB, identify cases, provide curative treatment, and offer preventative therapy to close contacts of the ill. We know this Search-Treat-Prevent model is the key to ending tuberculosis, but we hope this project will be both a beacon and a blueprint to show that It’s possible to radically reduce the burden of TB in communities quickly and permanently. It will also, we believe, save many, many lives.
I believe we can’t end TB without these kinds of public/private partnerships. After all, that’s how we ended smallpox and radically reduced the global burden of polio. It’s also how we’ve driven down death from malaria and HIV. For too long, TB hasn’t had the kind of government or private support needed to accelerate the fight against the disease, but I really hope that’s starting to change. I’m grateful to USAID for spearheading this project, and also to the Philippine Ministry of Health for showing such commitment and prioritizing TB.
One reason this project is even possible: Both the cost of diagnosis (through GeneXpert tests) and the cost of treatment with bedaquiline are far lower than they were a year ago, and that is due to public pressure campaigns, many of which were organized by nerdfighteria. I’m not asking you for money (yet); Hank and I will be funding this in partnership with a few people in nerdfighteria who are making major gifts. But I am asking you to continue pressuring the corporations that profit from the world’s poorest people to lower their prices. I’ve seen some of the budgets, and it’s absolutely jaw-dropping how many more tests and pills are available because of what you’ve done as a community.
I don’t yet have the details on which region of the Philippines we’ll be working in, but it will be an area that includes millions of people–perhaps as many as 3 million. And it will include urban, suburban, and rural areas to see the different responses needed to provide comprehensive care in different communities. This will not (to start!) be a nationwide campaign, because even though $80,000,000 is a lot of money, it’s not enough to fund comprehensive care in a nation as large as the Philippines. But we hope that it will serve as a model–to the nation, to the region, and to the world–of what’s possible. 
I’m really excited (and grateful) that our community gets to have a front-row seat to see the challenges and hopefully the successes of implementing comprehensive care. Just in the planning, this project has involved so many contributors–NGOs in the Philippines, global organizations like the Partners in Health community, USAID, the national Ministry of Health in the Philippines, and regional health authorities as well. There are a lot of partners here, but they’ve been working together extremely well over the last few months to plan for this project, which will start more or less immediately thanks to their incredibly hard work.
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dolche-tejada · 2 months
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You know, I think this ending would have been slightly less of a fucking disappointment if the heroes hadn't been so unfairly favored by Horikoshi compared to the villains. I mean, seriously
Deku destroys every bone in his body multiple times throughout the story and is warned that if he continues, he'll permanently lose the use of his limbs ? Everything's fine, his body's just got used to being reduced to a bloody pulp somehow so there's no consequences for him. In fact even when he literally loses his arms to Shigaraki, he gets them back two minutes later thanks to Eri because guess what ? Her horn still works even when cut off from her body. How convenient.
Gran Torino gets his ribcage obliterated by Shigaraki ? Don't worry guys, he'll survive that despite his old age and injuries, and this to have no particular role in the plot afterwards.
Bakugo dies heroically trying to buy time before Deku arrives ? Lmao, did you really believe it ?? No of course not, Edgeshot just uses his last-minute Deus Ex Machina to save his life at the cost of his own and- Oops nope he's fine too, my bad !
Hawks murders a criminal fleeing for his life in cold-blood ? The best Hori has to offer is him completely free and in charge of the HSPC.
And no, losing his quirk isn't a real consequence for him because not only it literally played a major part in saving the world with Vestige!Hawks raising an insurrection among AFO's quirks, but also because his quirk has always been the element through which people exploited him.
Endeavor abused his family for years and completely destroyed his eldest son ? No jail time and no media backlash for that, the only blame he received was due to the heroes' failure to stop the League during the Raid Arc.
And don't even get me started on this bs about facing hell or whatever for what he's done : He's literally free and wealthy ; he have Rei, Fuyumi, Shoto, his sidekicks and Hawks on his side ; and all the difficulties he's apparently going to suffer are off-screened.
Deku had to sacrifice OFA and his future hero career to save the world ? Guess what, Bakugo invested all his time and money to make him an Iron-Man suit and now he can still be a hero with everyone else.
There are plenty more examples of this but I think you get the idea. Now let's take a look at the villains' ending :
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Toya is now a piece of charcoal kept artificially alive for the few years he has left, unable to move a finger, and whose few minutes a day during which he can stay awake will be spent talking to his father who abused him as a child.
Toga, a literal teenager, killed herself to save Ochako and because she knew it's still better than rotting at Tartarus her whole life.
And not only did she die but she did by bleding to death. Let me repeat for those who have trouble grasping what I've just said : In a manga where the heroes can survive having their heart blown to bits, being impaled Kakyoin-style or smashed against buildings like a fly on a windshield, one of the main antagonists died of a fucking hemorrhage…
As for Shigaraki, after learning that his very birth and all the tragedies of his life have been orchestrated by AFO, after all this development and narrative promises about him being saved in the end... Deku just kills him.
Because despite all his speeches about saving him, it seems like the best he could do was beating him both physically and mentally until he crumbles to dust…
Compress on his side is apparently locked up for life and kept alive by machines too.
A begging Kurogiri tried in a desperate attempt to save Shigaraki, only to be unceremoniously blown up by Bakugo and dying off-screen without anyone giving a shit, including Aizawa and Mic.
And Spinner will now spend the rest of his life struggling with the extra quirks inside him that affect his body and mind, while having to cope with the thought that his boyfriend best friend and companions have either died alone or are locked away for life in horrifying circumstances.
Clearly not the same as with the heroes...
Now don't get me wrong, even if they suffered just as much from the consequences of their actions or the plot as the League, this ending would still be a disaster in terms of writing but AT LEAST it wouldn't reek that much of hypocrisy.
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khanger · 28 days
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Help them change their life from despair to hope
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In the tent siraj family lives, the harshest kind of misery below is just a brief summary about the heat living in a tent.
In heat of the tent, you live neighboring the rats and scorpion and other types of insects that you didn't know existed.
In the heat of the tent, nobody can keep acting like their old self, the quiet, and the dreamers all lost what makes them.
In heat of the tent, headache is your companion and the low blood pressure and skin rashes and general fatigue that you can't get over and choked cry every time you feel like you're drowning in your own sweat
Dear person who read this
Please know that every one that you read in this about the inhumane condition of living in a tent is something that you can imagine and how much that imagine and think about it. You're not the one living in it.
Siraj family is in dire need urgently awning to reduce summer heat that couldn't offer to buy due to the high cost of everything in Gaza.
Please let's help reach the goal of 55k before next Thursday
Vetted by @el-shab-hussein num 219
Currently at $50,549\$82,000 CAD (23 August)
$37,411 out of $60,245
Conversion Rate
1 CAD = 0.735970 USD
1 USD = 1.35875 CAD
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strictlyfavorites · 4 months
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George Carlin's wife died early in 2008 and George followed her, dying in July 2008. It is ironic George Carlin - comedian of the 70's and 80's - could write something so very eloquent and so very appropriate.
An observation by George Carlin:
The paradox of our time in history is that we have taller buildings but shorter tempers, wider Freeways, but narrower viewpoints. We spend more, but have less, we buy more, but enjoy less. We have bigger houses and smaller families, more conveniences, but less time. We have more degrees but less sense, more knowledge, but less judgment, more experts, yet more problems, more medicine, but less wellness.
We drink too much, smoke too much, spend too recklessly, laugh too little, drive too fast, get too angry, stay up too late, get up too tired, read too little, watch TV too much, and pray too seldom.
We have multiplied our possessions, but reduced our values. We talk too much, love too seldom, and hate too often.
We've learned how to make a living, but not a life. We've added years to life not life to years. We've been all the way to the moon and back, but have trouble crossing the street to meet a new neighbor. We conquered outer space but not inner space. We've done larger things, but not better things.
We've cleaned up the air, but polluted the soul. We've conquered the atom, but not our prejudice. We write more, but learn less. We plan more, but accomplish less. We've learned to rush, but not to wait. We build more computers to hold more information, to produce more copies than ever, but we communicate less and less.
These are the times of fast foods and slow digestion, big men and small character, steep profits and shallow relationships.
These are the days of two incomes but more divorce, fancier houses, but broken homes. These are days of quick trips, disposable diapers, throwaway morality, one night stands, overweight bodies, and pills that do everything from cheer, to quiet, to kill. It is a time when there is much in the showroom window and nothing in the stockroom. A time when technology can bring this letter to you, and a time when you can choose either to share this insight, or to just hit delete.
Remember to spend some time with your loved ones, because they are not going to be around forever.
Remember, say a kind word to someone who looks up to you in awe, because that little person soon will grow up and leave your side.
Remember, to give a warm hug to the one next to you, because that is the only treasure you can give with your heart and it doesn't cost a cent.
Remember, to say, 'I love you' to your partner and your loved ones, but most of all mean it. A kiss and an embrace will mend hurt when it comes from deep inside of you.
Remember to hold hands and cherish the moment for someday that person will not be there again.
Give time to love, give time to speak! And give time to share the precious thoughts in your mind.
And always remember, life is not measured by the number of breaths we take, but by those moments that take our breath away.
George Carlin
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reasonsforhope · 4 months
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"Expanding freedom and opportunity to millions
Over a decade ago, researchers, policymakers, journalists, and individuals and family members harmed by prisons and jails helped define American mass incarceration as one of the fundamental policy challenges of our time. In the years since, policymakers and voters in red, blue, and purple jurisdictions have advanced criminal justice reforms that safely reduced prison and jail populations, expanding freedom and opportunities to tens of millions of Americans.
After nearly forty years of uninterrupted prison population growth, our collective awareness of the costs of mass incarceration has fundamentally shifted–and our sustained efforts to turn the tide have yielded meaningful results.
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Since its peak in 2009, the number of people in prison has declined by 24 percent (see figure 1). The total number of people incarcerated has dropped 21 percent since the 2008 peak of almost 2.4 million people, representing over 500,000 fewer people behind bars in 2022. Absent reforms, more than 40 million more people would have been admitted to prison and jail over this period. The number of people on probation and parole supervision has also dropped 27 percent since its peak in 2007, allowing many more people to live their lives free from onerous conditions that impede thriving and, too often, channel them back into incarceration for simple rule violations.1
"Absent reforms, more than 40 million more people would have been admitted to prison and jail over this period. [2008 to 2022]"
Make no mistake: mass incarceration and the racial and economic disparities it drives continue to shape America for the worse. The U.S. locks up more people per capita and imposes longer sentences than most other countries. Nearly 1-in-2 adults in the U.S. have an immediate family member that has been incarcerated, with lifelong, often multigenerational, consequences for family members’ health and financial stability. Yet the past decade of successful reforms demonstrate that we can and must continue to reduce incarceration. These expansions of freedom and justice–and the millions of people they have impacted–help define what is at stake as public safety has reemerged as a dominant theme in American public and political conversation.
...We have a robust body of research built over decades showing that jail stays and long prison sentences do not reduce crime rates. And fortunately, we have an extensive and expanding body of research on what does work to reduce crime and keep communities safe. The evidence is clear: our focus must be on continuing and accelerating reductions in incarceration.
Black imprisonment rate drops by nearly half
People directly impacted by incarceration and other leaders in the criminal justice reform movement have persistently called out how the unequal application of policies such as bail, sentencing, and parole (among others) drive massive racial disparities in incarceration. The concerted effort to reduce our prison population has had the most impact on the group that paid the greatest price during the rise of mass incarceration: Black people, and particularly Black men.
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The Black imprisonment rate has declined by nearly 50 percent since the country’s peak imprisonment rate in 2008 (see figure 2). And between 1999 and 2019, the Black male incarceration rate dropped by 44 percent, and notable declines in Black male incarceration rates were seen in all 50 states. For Black men, the lifetime risk of incarceration declined by nearly half from 1999 to 2019—from 1 in 3 Black men imprisoned in their lifetime to 1 in 5.
While still unacceptably high, this reduction in incarceration rates means that Black men are now more likely to graduate college than go to prison, a flip from a decade ago. This change will help disrupt the cycle of incarceration and poverty for generations to come.
Expanding safety and justice together
The past decade-plus of incarceration declines were accompanied by an increase in public safety. From 2009-2022, 45 states saw reductions in crime rates, while imprisoning fewer people, with crime falling faster in states that reduced imprisonment than in states that increased it.
This is in keeping with the extensive body of research showing that incarceration is among the least effective and most expensive means to advance safety. Our extremely long sentences don’t deter or prevent crime. In fact, incarcerating people can increase the likelihood people will return to jail or prison in the future. Public safety and a more fair and just criminal system are not in conflict.
Strong and widespread support for reform
We have also seen dramatic progress on the public opinion front, with a clear understanding from voters that the criminal justice system needs more reform, not less. Recent polling shows that by a nearly 2 to 1 margin respondents prefer addressing social and economic problems over strengthening law enforcement to reduce crime. [In simpler terms: people are twice as likely to prefer non-law-enforcement solutions to crimes.]
Nearly nine-in-ten Black adults say policing, the judicial process, and the prison system need major changes for Black people to be treated fairly. Seventy percent of all voters (see figure 3) and 80 percent of Black voters believe it’s important to reduce the number of people in jail and prison. Eighty percent of all voters, including nearly three-fourths of Republican voters, support criminal justice reforms.
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This is not only a blue state phenomenon. Recent polling in Mississippi indicates strong support across the political spectrum for bold policies that reduce incarceration. For example, according to polling from last month, 72 percent of Mississippians, including majorities from both parties, believe it is important to reduce the number of people in prison (see figure 4). Perhaps most tellingly, across the country victims of crime also support further reforms to our criminal justice system over solutions that rely on jail stays and harsh prison sentences...
We are at an inflection point: we can continue to rely on the failed mass incarceration tactics of the past, or chart a new path that takes safety seriously by continuing to reform our broken criminal justice system and strengthening families and communities."
-via FWD.us, May 15, 2024
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ms-demeanor · 4 months
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if we're like, showing graphs and stuff, this is the type that i think a lot of people on tumblr are thinking of when they think about the economy.
Only one third of people with family incomes below $50k spent less than their income each month. I would guess that a lot of people on tumblr who get aggro about this topic (and the vast majority of people on r/povertyfinance, who discuss this sort of thing a lot) fall into this earning category.
Real wage increases only matter if you got a raise (one third of workers got a raise last year, which means that 2/3rds didn't - included in the economic wellbeing report linked above). Whether or not rent is outpacing wages only matters if you're not going to be rent burdened (more than a third of renter households are cost burdened in every state and 12 million rental households spend more than half their income on rent). Employment rates lose a lot of meaning when you're working multiple jobs to make ends meet (the percentage of multiply employed workers was falling in the US from 1996 to the 2010s, when it plateaued, then it started rising slightly then collapsed in 2020 and has been rising steeply since then and it's too soon to tell if it's going to go back to the plateau or keep going up).
Four in ten adults in the US is carrying some level of medical debt (even people who are insured) and 60% of people with medical debt have cut back on food, clothes or household items; about 50% of people with medical debt have used up all their savings.
Tumblr is the broke people website and yeah, people who are working two jobs to afford $900 for one room and utilities in a three bedroom apartment are not going to feel great about the economy even if real wages are raising and inflation-adjusted rents are actually pretty stable. "The Rent is too Damn High" has been a meme for 14 years so, like, yeah. Even if it's pretty stable when adjusted for inflation it is stable and HIGH.
It's hard to feel good about the economy when you're spending the last few days of the pay period hoping nothing unexpected hits your account, and it's VERY frustrating to be told that the economy's doing well when you've had to start selling blood to buy groceries.
Sure, unemployment is low, that's neat. It's good that inflation has stabilized (it genuinely has; prices are not likely to fall back to pre-inflation rates and eventually you'll likely be paid enough to reach equilibrium, but a lot of people aren't there yet).
But, like, it costs eight thousand dollars a year out of pocket to keep my spouse alive. I'd guess that we've paid off about a third of the 40-ish thousands of dollars he's racked up since his heart attack. His medical debt is why I don't have a retirement plan beyond "I guess I'll die?" So talking about how good the economy is kind of feels like being chained in the bottom of a pit that is slowly filling with water while people on the surface talk about the fact that the rain is tapering off. Neat! That's good! But I can't really see it from where I'm standing.
Inflation really is getting better. My state just enacted a $20 minimum wage for fast food workers. The Biden administration has worked hard to reduce many kinds of healthcare costs. A lot of people have had significant portions of their student debt cancelled.
But a lot of people are still having trouble affording groceries and it doesn't seem helpful to say "your perception of the economy is decoupled from the reality of the economy" on the "can I get a few dollars for food today?" website.
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lotus-tower · 9 months
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Safety for the rich Ordinary people have zero clue just how many tools the rich are using to avoid this virus. The rich are photographed without masks during public appearances, giving the public the impression that it’s safe to ditch masks. But what we don’t see are all of the precautions being taken behind the scenes. Nasal photodisinfection Celebrities are using hospital-grade technology to photodisinfect their nostrils. KISS’s manager, Don McGhee, talked about the band’s use of nasal photodisinfection in an interview, saying, “Without this, we wouldn’t be on the road.” The technology, called Steriwave, has been used by hospitals to reduce infections in surgery patients for more than a decade and is now available commercially—for a very high cost. Event Scan & Covid prevention companies [...] And they are paying for it. The rich CEOs of these major companies and rich government officials are getting everyone PCR (or LAMP) tested before their big corporate parties, screening all their guests beforehand, and taking Covid very seriously—while telling their low-level employees to return to the office. Far UV-C The schools, workplaces, and homes of the rich are being outfitted with special UV lights that kill viruses in the air—including Covid-19. Far UV can continuously and autonomously eliminate over 90% of pathogens in the air (and on the exposed surfaces) of an enclosed room. These high-tech lights cost thousands of dollars. [...] LAMP Testing Loop-Mediated Isothermal Amplification (LAMP) testing may be the “better sibling of PCR testing” and is being used by the rich to rapidly diagnose Covid-19. [...] Fancy private schools, like this one (whose tuition fees are $17,664—$18,900 annually) are requiring all visitors to submit samples for LAMP testing—in addition to daily testing of students, teachers, and families, requiring high-quality masks, cleaning the air, serving outdoor lunches, and a lot more.   When you're seeing photos of maskless rich people gathering together, it may look like they aren’t taking any Covid precautions. But the reality is: they've all tested beforehand. They’ve hired private companies to screen their guests, using multiple layers of protection. They are not taking any chances with this virus, because they know it’s extremely serious and nothing like the flu.
-The Pandemic Isn’t Over: The rich know it. You should, too.
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burst-of-iridescent · 5 months
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i've written before about how fire lady katara isn't an inherently disempowering or racist trope, as have many others, but lately i've been thinking about how arguments against fire lady katara often tend to utilise a surface-level interpretation of colonial trauma.
[edit: this post will use the term "colonial trauma" because those who argue against fire lady katara usually use the same wording or are referring to that concept. but it's important to note that according to show canon, the fire nation did not colonize the southern water tribe and zuko and katara did not have a colonizer/colonized relationship.]
antis who present this argument usually posit that marrying zuko would be a form of re-traumatization for katara, while marrying aang would "protect" her. katara is supposedly more shielded from confronting the impact of colonization in the southern water tribe or on air temple island than she would be with zuko in the fire nation, which contextualizes colonial trauma purely through the lens of physical interaction with the colonial power (ie. living in the fire nation or looking after the people of the fire nation). whether intended or not, this argument inadvertently limits colonial trauma to the geographical boundaries of the colonizing country and implies that it can be reduced or averted solely by minimizing contact with said country.
even leaving aside that we have seen katara in the fire nation (and enjoying herself there), the implication here is that active engagement with a colonial power as a member of colonized peoples is an inherent form of re-traumatization... which i take issue with for multiple reasons.
firstly, katara lives in a world that has been permanently shaped and changed by imperialism, and that's going to affect her no matter where she goes. sequestering herself in the south pole her whole life and never seeing a glimpse of fire nation red again won't allow katara to escape the legacy of colonization or the trauma it has caused her, because its influence is rooted in everything from her family to her tribe to her own bending. believe me, i understand the appeal of a world where women of colour can avoid reckoning with the impact of colonization by simply never setting foot in the colonizing country again, and why people might be uncomfortable with zutara individually as a result - but i can't accept it as a valid argument against the ship, because that's just not how colonial trauma works.
secondly, the idea that this "protects" katara reeks of paternalism because katara is not a character who chooses her path simply based on how safe or comfortable it is. if that was the case, she would never have left the southern water tribe at all! she could've remained there her whole life and likely been safe, since the fire nation had no real interest in the south pole any longer. katara is fundamentally defined by how relentlessly revolutionary she is - over and over, she chooses to do what is right, what is hard, what is unexpected, even at cost to herself. she challenges injustice and discrimination and bigotry; she fights for the downtrodden and speaks for those who can't speak for themselves; she will never ever turn her back on the people who need her. does that truly sound like someone who needs to be hid away and protected from her own supposed re-traumatization?
thirdly - and i fully accept that there are those who might disagree with this - katara actively choosing to engage with her colonial trauma can be empowering just as it can be traumatizing. don't get me wrong: as a woc and a minority in my own country, i understand how tiring it is to do this. i understand the exhaustion of confronting what was done to you and your people, of facing down bigotry over and over. i understand the desire to run away from it all, and why it can be wish fulfilment for others to let katara do so. i really, really do.
but there is also wish fulfilment in letting katara fight, as a brown girl with power and resources that few brown girls in the real world hold. there is a power fantasy in seeing katara head into the belly of the beast and emerging triumphant. there is empowerment to be found in seeing katara struggle with racism and ignorance and mindless hate to enact change - and succeed. i love reading and writing about katara unpacking her trauma regarding the fire nation, about growing to love the place she once hated, about reconciling both her homes and healing from the wounds of her childhood.
and ultimately, i think that's what katara would want for herself. after throwing herself head first into the fight against the fire nation, after facing down her greatest trauma instead of letting it consume her, after helping and protecting the people of the fire nation, after refusing to let the fire nation take anything else from her - i firmly believe that the last thing katara would do is allow herself to be ruled by the fire nation instead of being the one ruling it.
personally, i find that a more hopeful and victorious narrative than one where she remains safe and sheltered away from the fire nation, but forever haunted and dictated by her trauma. would that be realistic? perhaps. but the entire point of foiling katara with characters like jet and hama is to show that she's not doomed to be mired in the pain of her past. that where their stories could only end in tragedy, hers can - and does - end in hope for something better, as she always believed it could.
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