#financing broker
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assetalliance · 1 year ago
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Personal Loan for dubai
Asset Alliance |Financing Broker Dubai
Asset Alliance has a professional team with expertise in finance, mortgage and loan brokers in Dubai.
Financing Broker,personal loan,Personal Loan,SMEs Business Loan,POS Loan ,Mortgage ,Business bank, account,Credit Card,Buy out Loan,Debt Consolidation, Car/ Auto Loan,Bank guarantee & Trade Finace Dubai.
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mostlysignssomeportents · 1 year ago
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At long last, a meaningful step to protect Americans' privacy
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This Saturday (19 Aug), I'm appearing at the San Diego Union-Tribune Festival of Books. I'm on a 2:30PM panel called "Return From Retirement," followed by a signing:
https://www.sandiegouniontribune.com/festivalofbooks
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Privacy raises some thorny, subtle and complex issues. It also raises some stupid-simple ones. The American surveillance industry's shell-game is founded on the deliberate confusion of the two, so that the most modest and sensible actions are posed as reductive, simplistic and unworkable.
Two pillars of the American surveillance industry are credit reporting bureaux and data brokers. Both are unbelievably sleazy, reckless and dangerous, and neither faces any real accountability, let alone regulation.
Remember Equifax, the company that doxed every adult in America and was given a mere wrist-slap, and now continues to assemble nonconsensual dossiers on every one of us, without any material oversight improvements?
https://memex.craphound.com/2019/07/20/equifax-settles-with-ftc-cfpb-states-and-consumer-class-actions-for-700m/
Equifax's competitors are no better. Experian doxed the nation again, in 2021:
https://pluralistic.net/2021/04/30/dox-the-world/#experian
It's hard to overstate how fucking scummy the credit reporting world is. Equifax invented the business in 1899, when, as the Retail Credit Company, it used private spies to track queers, political dissidents and "race mixers" so that banks and merchants could discriminate against them:
https://jacobin.com/2017/09/equifax-retail-credit-company-discrimination-loans
As awful as credit reporting is, the data broker industry makes it look like a paragon of virtue. If you want to target an ad to "Rural and Barely Making It" consumers, the brokers have you covered:
https://pluralistic.net/2021/04/13/public-interest-pharma/#axciom
More than 650,000 of these categories exist, allowing advertisers to target substance abusers, depressed teens, and people on the brink of bankruptcy:
https://themarkup.org/privacy/2023/06/08/from-heavy-purchasers-of-pregnancy-tests-to-the-depression-prone-we-found-650000-ways-advertisers-label-you
These companies follow you everywhere, including to abortion clinics, and sell the data to just about anyone:
https://pluralistic.net/2022/05/07/safegraph-spies-and-lies/#theres-no-i-in-uterus
There are zillions of these data brokers, operating in an unregulated wild west industry. Many of them have been rolled up into tech giants (Oracle owns more than 80 brokers), while others merely do business with ad-tech giants like Google and Meta, who are some of their best customers.
As bad as these two sectors are, they're even worse in combination – the harms data brokers (sloppy, invasive) inflict on us when they supply credit bureaux (consequential, secretive, intransigent) are far worse than the sum of the harms of each.
And now for some good news. The Consumer Finance Protection Bureau, under the leadership of Rohit Chopra, has declared war on this alliance:
https://www.techdirt.com/2023/08/16/cfpb-looks-to-restrict-the-sleazy-link-between-credit-reporting-agencies-and-data-brokers/
They've proposed new rules limiting the trade between brokers and bureaux, under the Fair Credit Reporting Act, putting strict restrictions on the transfer of information between the two:
https://www.cnn.com/2023/08/15/tech/privacy-rules-data-brokers/index.html
As Karl Bode writes for Techdirt, this is long overdue and meaningful. Remember all the handwringing and chest-thumping about Tiktok stealing Americans' data to the Chinese military? China doesn't need Tiktok to get that data – it can buy it from data-brokers. For peanuts.
The CFPB action is part of a muscular style of governance that is characteristic of the best Biden appointees, who are some of the most principled and competent in living memory. These regulators have scoured the legislation that gives them the power to act on behalf of the American people and discovered an arsenal of action they can take:
https://pluralistic.net/2022/10/18/administrative-competence/#i-know-stuff
Alas, not all the Biden appointees have the will or the skill to pull this trick off. The corporate Dems' darlings are mired in #LearnedHelplessness, convinced that they can't – or shouldn't – use their prodigious powers to step in to curb corporate power:
https://pluralistic.net/2023/01/10/the-courage-to-govern/#whos-in-charge
And it's true that privacy regulation faces stiff headwinds. Surveillance is a public-private partnership from hell. Cops and spies love to raid the surveillance industries' dossiers, treating them as an off-the-books, warrantless source of unconstitutional personal data on their targets:
https://pluralistic.net/2021/02/16/ring-ring-lapd-calling/#ring
These powerful state actors reliably intervene to hamstring attempts at privacy law, defending the massive profits raked in by data brokers and credit bureaux. These profits, meanwhile, can be mobilized as lobbying dollars that work lawmakers and regulators from the private sector side. Caught in the squeeze between powerful government actors (the true "Deep State") and a cartel of filthy rich private spies, lawmakers and regulators are frozen in place.
Or, at least, they were. The CFPB's discovery that it had the power all along to curb commercial surveillance follows on from the FTC's similar realization last summer:
https://pluralistic.net/2022/08/12/regulatory-uncapture/#conscious-uncoupling
I don't want to pretend that all privacy questions can be resolved with simple, bright-line rules. It's not clear who "owns" many classes of private data – does your mother own the fact that she gave birth to you, or do you? What if you disagree about such a disclosure – say, if you want to identify your mother as an abusive parent and she objects?
But there are so many stupid-simple privacy questions. Credit bureaux and data-brokers don't inhabit any kind of grey area. They simply should not exist. Getting rid of them is a project of years, but it starts with hacking away at their sources of profits, stripping them of defenses so we can finally annihilate them.
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I'm kickstarting the audiobook for "The Internet Con: How To Seize the Means of Computation," a Big Tech disassembly manual to disenshittify the web and make a new, good internet to succeed the old, good internet. It's a DRM-free book, which means Audible won't carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:
http://seizethemeansofcomputation.org
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If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does
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Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg
CC BY 3.0 https://creativecommons.org/licenses/by-sa/3.0/deed.en
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idowaz-blog · 1 month ago
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AI changing personal finance and how you make investments
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voxfin · 2 months ago
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We’ll explore the challenges faced by individuals with bad credit scores in Australia and how expert home loan mortgage brokers at VOXFIN can assist them in achieving their dream of homeownership.
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integrityinsurance22 · 5 months ago
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Which Is Better: Mortgage Broker Or Banks & Their Pros And Cons
Most people get home loans when buying a home, and for this, they either hire a finance broker or consult directly with the bank or lender. When buying a home, there are multiple things you need to look after, such as finding the lender, comparing costs, and additional expenses. These additional costs include stamp duty, council fees, mortgage registration fees and home insurance, for which you can hire the best insurance broker in Brisbane
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canadianlic · 6 months ago
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chromiakgary · 1 year ago
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The weather turned frightful for large loans that missed the extended window of 3 - 4.6%. Although it’s always best to see the lowest possible interest when borrowing, sometimes time is the boss. It isn’t always prudent to refinance early - especially if you’re holding a loan with a prepay penalty. Making the best of a rate challenge involves looking at the long-range forecast and planning the types of deductions that create the most growth over the course of the length of your loan. Whether you’re getting a new loan or you're refinancing an existing loan, avoiding a prepay penalty may be your best move.
If you’re looking for your first commercial financing, learn from the ground up: Borrowing 101: Who Needs a Broker?
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teamrahul · 9 months ago
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Navigating the Canadian Dream: Best Mortgage Refinancing in Halifax and Tailored Mortgages for Newcomers
Canada has long been a land of opportunity and a welcoming destination for newcomers seeking a better life. Whether you're a long-time resident or a recent arrival, the dream of homeownership is a common aspiration. In this guide, we explore the best mortgage refinancing in Halifax and specialized mortgage solutions designed for newcomers to Canada.
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Best Mortgage Refinancing in Halifax: A Gateway to Financial Freedom
Halifax, the vibrant capital of Nova Scotia, boasts a rich history and a thriving real estate market. If you already own a home in Halifax, you may be considering mortgage refinancing as a strategic move to enhance your financial situation. The best mortgage refinancing options in Halifax offer competitive rates, flexible terms, and the opportunity to tap into your home's equity for various financial needs.
When seeking the best mortgage refinancing in Halifax, it's crucial to consider factors such as interest rates, closing costs, and the overall impact on your long-term financial goals. Working with reputable lenders and mortgage professionals can help you navigate the process and secure a refinancing solution that aligns with your unique needs.
Tailored Mortgages for Newcomers to Canada: Building Your Canadian Homeownership Journey
Moving to a new country comes with its own set of challenges, and securing a mortgage as a newcomer is often one of them. Fortunately, many financial institutions in Canada understand the unique circumstances faced by newcomers and offer specialized mortgage products to ease the transition into homeownership.
These tailored mortgages for newcomers typically take into account factors such as credit history from the home country, employment status, and other considerations that may differ from traditional mortgage applications. Some lenders also offer down payment assistance programs specifically designed for newcomers, making the dream of owning a home in Canada more accessible.
Navigating the Canadian mortgage landscape as a newcomer can be daunting, but with the right guidance, it becomes a smoother process. Seeking advice from mortgage advisors who specialize in working with newcomers can provide valuable insights and help you find a mortgage solution that fits your financial situation.
Conclusion: Your Path to Homeownership in Halifax
Whether you're a current resident of Halifax looking to refinance your mortgage or a newcomer to Canada dreaming of homeownership, there are tailored solutions available to meet your needs. The key is to research the best mortgage refinancing options in Halifax and explore specialized mortgages for newcomers offered by reputable lenders. With careful consideration and expert guidance, you can embark on a successful homeownership journey in the welcoming and vibrant communities of Halifax, making Canada your home.
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must-home · 1 year ago
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Mortgage Brokers in Pimpama A Must Home Review
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Pimpama, a picturesque suburb in Queensland, has witnessed a surge in the real estate market, attracting homebuyers from all walks of life. Navigating the complexities of mortgages in such a thriving market can be daunting. That’s where Must Home, the leading mortgage broker in Pimpama, steps in to simplify the process.
What Sets Must Home Apart
1. Tailored Financial Solutions: Must Home prides itself on offering personalized mortgage solutions tailored to individual needs and financial situations. Their expert brokers meticulously analyze your requirements, ensuring you get the best-suited mortgage plan.
2. Comprehensive Market Knowledge: With an in-depth understanding of the local real estate landscape, Must Home brokers provide valuable insights. They help clients make informed decisions, ensuring they secure the most advantageous mortgage deals available.
3. Streamlined Application Process: Must Home simplifies the often labyrinthine mortgage application process. Their team guides you through every step, from document preparation to submission, making the journey seamless and stress-free.
4. Competitive Interest Rates: Must Home collaborates with various lenders, granting access to an array of mortgage products at competitive interest rates. This ensures clients not only find a suitable mortgage but also save significantly over the loan term.
5. Exceptional Customer Service: Beyond securing mortgages, Must Home excels in customer service. Their dedicated brokers provide ongoing support, addressing queries and concerns promptly. This commitment to client satisfaction sets them apart in the industry.
How Must Home Can Help You
Whether you’re a first-time homebuyer, looking to refinance, or investing in property, Must Home offers a diverse range of services.
First Home Buyer Loans: Must Home assists newcomers in navigating the complexities of securing their first home, ensuring they benefit from government incentives and affordable repayment plans.
Refinancing Solutions: For existing homeowners, Must Home evaluates your current mortgage, exploring opportunities for refinancing that could lead to substantial savings over time.
Investment Property Loans: Investors receive tailored financial guidance, helping them expand their real estate portfolios strategically.
Conclusion —
In conclusion, Must Home stands out as a reliable and client-focused mortgage broker in Pimpama. Their commitment to personalized service, market expertise, and exceptional customer care makes them the go-to choice for anyone seeking a mortgage solution in this vibrant suburb.
Connect with us now on +61 468 784 663 and step ahead to a wise decision .
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globaltradejobs · 1 year ago
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Job Opening
Fully Remote
Up to $75,000 per year
See link to apply today
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Squire’s Finance Limited
Squire’s Finance Limited является прести��ным брокером, предоставляющим высококачественные услуги и инструменты для успешного инвестирования и торговли.
Профессионализм и надежность: брокер отличается высоким уровнем профессионализма и надежности в своей работе. Команда компании состоит из опытных профессионалов, обладающих глубокими знаниями финансовых рынков и стратегиями инвестирования. Брокерская компания придерживается строгих норм и правил, чтобы обеспечить безопасность средств клиентов и конфиденциальность их данных. Клиенты могут быть уверены в том, что их инвестиции находятся в надежных руках.
Технологические решения и инновации: брокер постоянно внедряет передовые технологические решения, чтобы обеспечить эффективность и удобство в торговле и управлении инвестициями. Компания предлагает клиентам доступ к передовым торговым платформам с широкими функциональными возможностями, такими как быстрое исполнение ордеров, графические аналитические инструменты, автоматизированная торговля и многое другое. Это помогает клиентам принимать обоснованные решения и получать максимальную отдачу от своих инвестиций.
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forex4life · 2 years ago
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The Leading MT5 White Label Solutions in the market.
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wekrishafinance · 2 years ago
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21fiinance · 2 hours ago
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Commercial Mortgage Brokers: Navigating the Financing Landscape for Business Properties
In the realm of commercial real estate, acquiring financing can often be a complex and daunting task. Whether you're looking to purchase, refinance, or develop a commercial property, navigating the lending landscape requires knowledge and experience. This is where Commercial Mortgage Brokers UK come into play. These professionals specialize in connecting borrowers with lenders who offer commercial mortgage products tailored to their specific needs. In this article, we will explore the role of commercial mortgage brokers, the benefits of working with them, the types of loans available, and how to choose the right broker for your commercial property financing needs.
What is a Commercial Mortgage Broker?
A commercial mortgage broker is a licensed intermediary who acts as a bridge between businesses seeking financing for commercial properties and lenders willing to provide that capital. Unlike residential mortgage brokers, who focus primarily on home loans, commercial mortgage brokers specialize in a wide range of property types, including office buildings, retail spaces, industrial properties, multifamily units, and more.
Key Responsibilities of a Commercial Mortgage Broker
1. Assessing Borrower Needs: Brokers start by understanding the client’s business goals, financial situation, and specific project requirements. This initial assessment helps them identify suitable financing options.
2. Market Research and Loan Comparison: Commercial mortgage brokers have access to a diverse network of lenders. They research various loan products and market conditions to find the best financing solutions available.
3. Preparing Applications: Once a borrower selects a potential loan option, the broker prepares the necessary documentation and submits the application to the lender, ensuring all requirements are met.
4. Negotiating Loan Terms: Brokers negotiate with lenders on behalf of their clients to secure favorable terms and rates, leveraging their relationships and industry knowledge.
5. Providing Guidance Throughout the Process: From the initial consultation to closing the deal, brokers offer expert advice and support, answering questions and alleviating concerns throughout the financing process.
Benefits of Working with a Commercial Mortgage Broker
1. Expertise in Commercial Financing
Commercial mortgage brokers possess specialized knowledge of commercial real estate financing. They understand the intricacies of different loan products, lending criteria, and market trends, allowing them to provide valuable insights that can help borrowers make informed decisions.
2. Access to a Wide Network of Lenders
Brokers often have established relationships with various lenders, including banks, credit unions, private equity firms, and alternative lenders. This broad network enables them to present borrowers with multiple financing options, increasing the likelihood of finding the best fit for their needs.
3. Time and Cost Efficiency
Navigating the commercial mortgage process can be time-consuming, especially for borrowers unfamiliar with the landscape. Brokers streamline the process by handling paperwork, communication with lenders, and keeping track of deadlines, saving clients valuable time and effort.
4. Tailored Solutions
Every commercial financing scenario is unique. Commercial mortgage brokers take the time to understand a borrower’s specific situation and objectives, providing personalized recommendations that align with their goals—be it cash flow management, payment flexibility, or maximizing investment potential.
5. Negotiation Leverage
Having a knowledgeable broker on your side can enhance negotiation leverage with lenders. Brokers understand market dynamics and can advocate for better terms, lower interest rates, or reduced fees based on comparable deals and their existing relationships with lenders.
For more details, visit us:
Bridging Loan for House Purchase
Second Charge Mortgages Online
Development Finance Lenders UK
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ncmortgageloansbycj · 7 hours ago
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Everything You Need to Know About Conventional Mortgages
Checkout the post!
When it comes to financing a home, conventional mortgages are one of the most popular options among buyers. Unlike government-backed loans, such as FHA or VA loans, conventional mortgages are funded and serviced by private lenders without direct government support. They are known for their flexibility, competitive rates, and diverse terms, making them a versatile choice for many types of buyers.…
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