#financial responsibility for children
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Financial Education for Kids: A Guide to Teaching Your Children About Debt and Financial Responsibility
Instilling a solid foundation of financial literacy in our children is essential for their long-term financial well-being. As parents, itâs our responsibility to equip them with the knowledge and skills to navigate the complex world of personal finance. One crucial aspect of financial education is teaching children about debt and financial responsibility. By imparting these lessons early on, weâŚ
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#budgeting for children#children and debt management#debt education for children#Financial education for kids#financial education guide#financial habits for kids#financial literacy for kids#financial responsibility for children#kids and financial planning#kids and money#kids and saving#kids financial skills#money lessons for kids#money management for kids#raising financially responsible children#teaching children about debt#teaching financial responsibility#teaching kids about credit scores#teaching kids about interest rates#teaching kids about money
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walter white from breaking bad
Walter Hartwell White (Breaking Bad) is an Anime Girl!
#my name is walter hartwell white. i live at 308 negra arroyo lane albuquerque new mexico 87104. this is my confession. if youre watching thi#s tape im probably dead. murdered by my brother in law hank schrader. hank has been building a meth empire for over a year and using me as#is chemist. shortly after my 50th birthday hank came to me with a rather shocking proposition. he asked that i use my chemistry knowledge t#cook methamphetamine which he would then sell using his connections in the drug world. connections that he made through his career with the#DEA. i was... astounded. i always thought that hank was a very moral man and i was thrown. confused. but i was also particularily vulner#able at the time. something he knew and took advantage of. i was reeling from a cancer diagnosis that was poised to bankrupt my family. han#took me on a ride along and showed me just how much money even a small meth operation could make. and i was weak. i didnt want my family to#go into financial ruin so i agreed. every day i think back at that moment with regret. i quickly realized that i was in way over my head an#hank had a partner. a man named gustavo fring. a business man. hank essentially sold me into servitude to this man and when i tried to quit#fring threatened my family. i didnt know where to turn. eventually hank and fring had a falling out. from what i can gather hank was always#pushing for a greater share of the business to which fring flatly refused to give him and things escalated. fring was able to arrange uh i#uess you could call it a hit. on my brother in law. and failed but hank was seriously injured. and i ended up paying his medical bills whic#amounted to a little over 177000. upon recovery hank was bent on revenge working with a man named hector salamanca. he plotted to kill frin#and did so. in fact the bomb that he used was built by me and he gave me no option in it. i have often contemplated suicide but i am a cowa#d. i wanted to go to the police but i was frightened. hank had risen in the ranks to become head of the DEA and about that time to keep me#n line he took my children. for 3 months he kept them.my wife who up until that point had no idea of my criminal activities was horrified t#learn what i had done. why hank had taken our children. we were scared. i was in hell i hated myself for what i had brought upon my family.#recently i tried once again to quit to end this nightmare and in response he gave me this. i cant take this anymore. i live in fear every#ay that hank will kill me or worse hurt my family. i... all i could think to do was make this video in hope that the world will finally see#this man for what he really is.#breaking bad#walter white#your fave is an anime girl#your fave is#hall of fame
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I hate those "feel good" stories about new mums giving goodie bags on airplanes to preemptively apologize if their baby cries. I don't think anyone should be forced to apologize for their children existing -whether by peer pressure or otherwise. Maybe the adults who have a problem with babies crying can, you know, be adults, and have more maturity than the literal infants they are railing against.
#i have seen no less than 3 different stories like this#and im always like this isnt a feel good story#this is a person who is already very stressed and under a new financial strain#spending inordinare amounts kf money#to not be glared at by immature strangers#for the crime of uh... procreating#like ive been annoyed by kids kicking my seat#ive been annoyed by babies crying#but i have the maturity to understand that babies cry#that children wiggle#hell i have been that baby and that child#ugh#reminds me of the post on the englihs language brazilian subreddit#which was like i took this girl out on a date to a nice restaurant#and there were loads of children there whats up with that?#and all the responses were like#well you see in brazil we consider children to be people who exist in society#so if youre going to a nice restaunrant with your family to celebrate soemthing#the children are coming too because they are also part of the family#and not unsightly dolls you put in a cupboard when not in use
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â¨đBeing a responsible adult is hard. 𼲠đâ¨
#scotl #skychildrenofthelight #tgc #thatgamecompany #tsg #thatskygame #skyadventures #financialresponsibility #iaps #adultingproblems
#sky children of the light#scotl#tgc#tsg#that game company#that sky game#sky children of the light photography#scotlphotography#sky adventures#financial responsibility#IAPs#adulting problems
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does joseph kahn know that women have been having babies for millions of years, taylorâs uterus has no influence over the worlds population thank you xx
#like imagine thinking âdepopulationâ is a thing#like no women now have autonomy over their own child bearing bodiesâŚ..#and most women donât want children bc of the state of the world and economy like#if you have/ want children you have to be financially responsible and stable and bestie nobody feels like that in 2024#joseph kahn is such a trigger omf sorry
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Why the hell is there a story about a man who sets up a âbusinessâ at a church that consists of lending money to children?!?!
#Mary reads chicken soup#dudeâs the hero too! itâs something about teaching kids financial responsibility#by yâknow being a money lender to children specifically on church property#the child apparently goes on to create a pyramid scheme by age 9 that gets him interviewed with Joan rivers
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I feel like holding a baby might fix me a little bit
#just watched the video of Hyunjin Felix and IN with the baby#he was so cuteđđđ#and his smile#i melted#i hope i will have a child one day#hope Iâll be mentally emotionally financially able to raise them as best I can#being a parent is such a big responsibility itâs kinda scary#(pregnancy and giving birth are absolutely terrifying)#but I hope Iâll be a good mom one day#will do my best not to traumatize my children:)))#kay tangent over#looking forward to next weekâs video too#stray kids#personal
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Some weeks life gives you goats, other weeks it gives you a leaky roof two months before you already knew you would have to shell out money for other major expenses and renegotiate your mortgage in an incredibly fucked up economy
#Don't get me wrong having a mortgage to worry about rather than rent is a privilege of sorts#But I'm pretty financially stable#If I'm the most financially stable person of my age I know and I'M worried#How the hell are people with small children or single parents or disabilities supposed to cope#Every day I wake up and have to make the conscious decision not to beat the governor of the Bank of England with a haddock#Anyway this wasn't about that#It was about my roof#Which is a shared roof#Technically my neighbours are also responsible for it#But it's awkward making a fuss about it#In some ways the leak is good as it PROVES it needs looked at#That doesn't mean I didn't hit the panic button immediately#I can afford it but it's not going to look good when I have to sit down with the bank in a few months#Eh first world problems but also the roof matters and screw the bank this house is older than them#I owe it to the building to take care of it properly#But also I'm shit with money and The Fear TM#Earth & Stone
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#gwtting into an argument w my.mother abt wheyher its ok to hit children or not is so fucking .#youre rlly going to stand there and act like hitting ur kids is Okay . knowing how i turned out#like . she rlly went 'i know ppl who were abused and they turned out okay !!!!' but fid tbeu tho#did they . or do they appear put tgth and luke theyre not effected.#anyway insanity. wverything i asked her. her answers contradicted her stance#or basically gave me the impression she doesnt see children as anythung but extensions of adults until tbeyre a ceetain age#or smth like that . idk i just cant ubderstand that#theyre mini adults. theyre tiny people. they have no real.conceot of how this world works lmao#why does a child deserve tl be smacked bc tbey dont understand somethibg and theyre having Emotions they dont entirely grasp either#like . a child doesbt need to be hit to be punished lmao#yes some people are just Born Fucked Up and theres no . real way to fix them or etv the fucm she said.#but not rgen they deserve to be smacked lmao . theyre still CHILDREN and as far as im concerned#theres no such thibg as too late at that age. sorry but that may be naive but. those are Children.#u wanna tell me u dont tjink u can skmewhat iron out awful demoralising trsits in children by the time theyre . 20. like .#anyway . thjs shit w my mother + the stuff going on w my cousins#dawg i wanna be someone in the law system#the irony kf me sayinf tbat whe i pretended i didbt see my jury duty letter (i Hate Mail. I cannot stand the idea kf physically sending#a letter. i Hate the post office!!!!!!)#anyway . gotta be rich enough to work part time (10-15hrs a week) and study#while also keepibg a socisl life. woo.#i rlly refuse to go to uni until i have a savings acc of $10ktbh or#a partner willibg to support me w half an income bc i will neve rbe fully financially responsible on someone else#and i know i never will be i value my indeoendency too mych to allow someone That much control over me lmao#like i will nrver not have ny own siurce of income. i refuse đ
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Who is Kamala Harris?
These are all from her Wikipedia page. I have picked the top 5 for each of these sections. Maybe you think other things are more important, these are just the things that stood out to me:
Highlights as District Attorney of San Francisco:
was tough on gun crime: created a gun crime unit, set 90-day minimum sentences, raised bail for gun-related crimes, and prosecuted all assault weapon possession cases as felonies.
created a hate crimes unit specifically focused on LGBTQ hate crimes against children and teens in school.
was (and is) against the death penalty; during her time as DA did not cave to pressure in several cases to seek the death penalty.
helped create the San Francisco Reentry Division, aimed at helping prisoners reintegrate after their sentences are through; the program became a national model.
refused to enforce prop 8, which was at the time California's ban on gay marriage.
Highlights as Attorney General of California
introduced the Homeowner Bill of Rights and fought against banks, mortgage companies, and credit card companies.
fought for financial reimbursement for public employee and teacher pensions.
fought for environmental protections and secured settlements and indictments against several oil companies for oil spills.
conducted a review of implicit bias in policing and the use of deadly force and introduced implicit bias training.
declared a law that California law enforcement had to collect and report police violence.
Highlights as a California Senator:
condemned Trump's Muslim ban.
opposed Trump's appointments of Betsy DeVos and Jeff Sessions, his nomination of Neil Gorsuch, and voted against confirming Kavanaugh.
tried to make lynching a federal hate crime.
urged the Trump administration to investigate the persecution of Uyghur Muslims in China.
voted to convict Trump on charges of abuse of power and obstruction of Congress.
Highlights as Vice president:
as President of the Senate, cast the tie-breaking vote in the Senate that ensured the passing of the American Rescue Act.
has cast more tie-breaking votes than any other Vice president in US history - she is responsible for many of the achievements of the Biden administration actually passing the Senate.
created task forces on corruption and human trafficking.
created a women's empowerment program.
has criticized Israel's actions during the current conflict in Gaza and called for an immediate ceasefire.
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compiling some mutual aid projects and nonprofits working in sudan. though depending on where you get your news you may not see very much coverage of the unfolding crisis, millions of people are in danger every day as the situation continues to deteriorate. i've been really astounded by the scale of your response to the earlier list of gazan initiatives, and i hope you extend the same support to these organizations too!
khartoum aid kitchen - currently running 12 community kitchen sites and supporting five others that collectively provide food for over 10,000 people
fill a heart - provides financial support to sudanese hospitals and families displaced in egypt. updates are available on their instagram.
sudan solidarity collective - supporting civil society organizations and providing psychological and educational programs for displaced people. can also donate through their paypal
darfur women action - runs programs for displaced women and girls
sudanese american physicians association - provides medical treatment and supports healthcare infrastructure
amal for women - currently focused on providing water, food, hygiene products, and shelter for displaced people. general projects include education programs for children, support and professional training for single mothers, and providing trauma care. also has a gofundme
hadhreen - provides food, water, solar panels for hospitals, children's educational programming, and a variety of other support services
hometax - provides necessities for displaced people, including food, shelter, and medical assistance. updates can be found on their instagram.
barana hanabneiho - originally focused on rebuilding and equipping schools, currently providing food, water, tents, mosquito nets, and weather-appropriate necessities to displaced people. they have an instagram and also accept donations through zeffy
saving algeneina initiative - provides a variety of necessities, including food, rain covers for tents, and medical care. works with displaced people in both sudan and chad.
sudanese red crescent society - runs health programs across all 18 states as well as delivering essential supplies
sadagaat - various initiatives including water stations and community kitchens
hope relief and rehabilitation for disabilities support (hrrds) - originally focused on disability justice programs. currently providing food, water, hygiene products, mobility aids, and other necessities with a focus on supporting disabled people and other vulnerable groups
medglobal's sudan emergency appeal - provides medical supplies, equipment for doctors, and fuel for hospitals
sudanese american medical association - provides food, water, and medical equipment, as well as training clinicians and sending extra doctors to hospitals
siha network - provides menstrual products and obstetric/gynecological care
as before, this is not an exhaustive list, so please feel free to add any similar initiatives or organizations you know of. and as always please donate whatever amount you can and share! every small action makes a difference, even if it feels inconsequential to you.
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US Child Support Enforcement Agency's Legal and Compassionate Approach
Parenting brings both joys and challenges, and when child support becomes a concern, the US Child Support Enforcement Agency (USCSEA) steps in as a supportive partner. In this article, weâll explore how our agency strategically focuses on the essential task of locating non-paying parents, adhering to US child support laws, to ensure financial support for custodial parents and theirâŚ
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#Child support#Child Support Enforcement Agency#Children Future#Children Rights#financial responsibility#Financial Support#US Child support#US ChildSupport Law
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Things Biden and the Democrats did, this week.
The Consumer Financial Protection Bureau put forward a new regulation to limit bank overdraft fees. The CFPB pointed out that the average overdraft fee is $35 even though majority of overdrafts are under $26 and paid back with-in 3 days. The new regulation will push overdraft fees down to as little as $3 and not more than $14, saving the American public collectively 3.5 billion dollars a year.
The Environmental Protection Agency put forward a regulation to fine oil and gas companies for emitting methane. Methane is the second most abundant greenhouse gas, after CO2 and is responsible for 30% of the rise of global temperatures. This represents the first time the federal government has taxed a greenhouse gas. The EPA believes this rule will help reduce methane emissions by 80%
The Energy Department has awarded $104 million in grants to support clean energy projects at federal buildings, including solar panels at the Pentagon. The federal government is the biggest consumer of energy in the nation. The project is part Biden's goal of reducing the federal government's greenhouse gas emissions by 65% by 2030. The Energy Department estimates it'll save taxpayers $29 million in the first year alone and will have the same impact on emissions as taking over 23,000 gas powered cars off the road.
The Education Department has cancelled 5 billion more dollars of student loan debt. This will effect 74,000 more borrowers, this brings the total number of people who've had their student loan debt forgiven under Biden through different programs to 3.7 Million
U.S. Agency for International Development has launched a program to combat lead exposure in developing countries like South Africa and India. Lead kills 1.6 million people every year, more than malaria and AIDS put together.
Congressional Democrats have reached a deal with their Republican counter parts to revive the expanded the Child Tax Credit. The bill will benefit 16 million children in its first year and is expected to lift 400,000 children out of poverty in its first year. The proposed deal also has a housing provision that could see 200,000 new affordable rental units
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As I keep shouting into the void, pathologizers love shifting discussion about material conditions into discussion about emotional states.
I rant approximately once a week about how the brain maturity myth transmuted âYoung adults are too poor to move out of their parentsâ homes or have children of their ownâ into âYoung adults are too emotionally and neurologically immature to move out of their parentsâ homes or have children of their own.â
Iâve also talked about the misuse of âenablingâ and âtraumaâ and âdopamineâ .
And this is a pattern â people coin terms and concepts to describe material problems, and pathologization culture shifts them to be about problems in the brain or psyche of the person experiencing them. Now weâre talking about neurochemicals, frontal lobes, and self-esteem instead of talking about wages, wealth distribution, and civil rights. Now we can say that poor, oppressed, and exploited people are suffering from a neurological/emotional defect that makes them not know whatâs best for themselves, so they donât need or deserve rights or money.
Here are some terms that have been so horribly misused by mental health culture that weâve almost entirely forgotten that they were originally materialist critiques.
Codependency What it originally referred to: A non-addicted person being overly âhelpfulâ to an addicted partner or relative, often out of financial desperation. For example: Making sure your alcoholic husband gets to work in the morning (even though heâs an adult who should be responsible for himself) because if he loses his job, youâll lose your home. https://www.nytimes.com/2022/07/08/opinion/codependency-addiction-recovery.html What itâs been distorted into: Being âclingy,â being âtoo emotionally needy,â wanting things like affection and quality time from a partner. A way of pathologizing people, especially young women, for wanting things like love and commitment in a romantic relationship.
Compulsory Heterosexuality What it originally referred to: In the 1980 in essay "Compulsory Heterosexuality and Lesbian Existence," https://www.journals.uchicago.edu/doi/abs/10.1086/493756 Adrienne Rich described compulsory heterosexuality as a set of social conditions that coerce women into heterosexual relationships and prioritize those relationships over relationships between women (both romantic and platonic). She also defines âlesbianâ much more broadly than current discourse does, encompassing a wide variety of romantic and platonic relationships between women. While she does suggest that women who identify as heterosexual might be doing so out of unquestioned social norms, this is not the primary point sheâs making. What itâs been distorted into: The patronizing, biphobic idea that lesbians somehow falsely believe themselves to be attracted to men. Part of the overall âWomen donât really know what they want or whatâs good for themâ theme of contemporary discourse.
Emotional Labor What it originally referred to: The implicit or explicit requirement that workers (especially women workers, especially workers in female-dominated âpink collarâ jobs, especially tipped workers) perform emotional intimacy with customers, coworkers, and bosses above and beyond the actual job being done. Having to smile, be âfriendly,â flirt, give the impression of genuine caring, politely accept harassment, etc. https://weld.la.psu.edu/what-is-emotional-labor/ What itâs been distorted into: Everything under the sun. Everything from housework (which we already had a term for), to tolerating the existence of disabled people, to just caring about friends the way friends do. The original intent of the concept was âItâs unreasonable to expect your waitress to care about your problems, because sheâs not really your friend,â not âItâs unreasonable to expect your actual friends to care about your problems unless you pay them, because thatâs emotional labor,â and certainly not âDisabled people shouldnât be allowed to be visibly disabled in public, because witnessing a disabled person is emotional labor.â Anything that causes a person emotional distress, even if that emotional distress is rooted in the distress-haverâs bigotry (Many nominally progressive people who would rightfully reject the bigoted logic of âSeeing gay or interracial couples upsets me, which is emotional labor, so they shouldnât be allowed to exist in publicâ fully accept the bigoted logic of âSeeing disabled or poor people upsets me, which is emotional labor, so they shouldnât be allowed to exist in publicâ).
Battered Wife Syndrome What it originally referred to: The all-encompassing trauma and fear of escalating violence experienced by people suffering ongoing domestic abuse, sometimes resulting in the abuse victim using necessary violence in self-defense. Because domestic abuse often escalates, often to murder, this fear is entirely rational and justified. This is the reasonable, justified belief that someone who beats you, stalks you, and threatens to kill you may actually kill you.
What itâs been distorted into: Like so many of these other items, the idea that women (in this case, women who are victims of domestic violence) donât know whatâs best for themselves. I debated including this one, because âsyndromeâ was a wrongful framing from the beginning â a justified and rational fear of escalating violence in a situation in which escalating violence is occurring is not a âsyndrome.â But the original meaning at least partially acknowledged the material conditions of escalating violence.
Iâm not saying the original meanings of these terms are ones I necessarily agree with â as a cognitive liberty absolutist, Iâm unsurprisingly not that enamored of either second-wave feminism or 1970s addiction discourse. And as much as I dislike what âemotional laborâ has become, I accept that âWomen are unfairly expected to care about other peopleâs feelings more than men areâ is a true statement.
What I am saying is that all of these terms originally, at least partly, took material conditions into account in their usage. Subsequent usage has entirely stripped the materialist critique and fully replaced it with emotional pathologization, specifically of women. Acknowledgement that women have their choices constrained by poverty, violence, and oppression has been replaced with the idea that women donât know whatâs best for themselves and need to be coercively âhelpedâ for their own good. Acknowledgement that working-class women experience a gender-and-class-specific form of economic exploitation has been rebranded as yet another variation of âDisabled people are burdensome for wanting to exist.â
Over and over, materialist critiques are reframed as emotional or cognitive defects of marginalized people. The next time you hear a superficially sympathetic (but actually pathologizing) argument for âMarginalized people make bad choices becauseâŚâ consider stopping and asking: âWait, who are we to assume that this personâs choices are âbadâ? And if they are, is there something about their material conditions that constrains their options or makes the âbadâ choice the best available option?â
#mad pride#neurodiversity#ableism#ageism#youth rights#liberation#disability rights#classism#capitalism#mental health culture#pop psychology#feminism#emotional labor
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Raising Money-Smart Kids: Teaching Financial Literacy from an Early Age
Today, I want to discuss an essential aspect of parenting: teaching financial literacy to our kids. As parents, we have the power to shape our childrenâs relationship with money from an early age, setting them up for a lifetime of financial success. I will share some valuable book recommendations that can help you instill money-smart values in your little ones. So, letâs dive in! Click to buyâŚ
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#Borrowing#Budgeting#Children&039;s Books#Consequences#Counting Money#Delayed Gratification#Early Age#Earning#Earning Money#Empowerment#Financial Future.#Financial Responsibility#Financial Well-being#Hard Work#Impulse Spending#Informed Decisions#Investing#Lemonade Stand#Money Concepts#Money-Smart Habits#parenting#Perseverance#Practical Advice#Raising Money-Smart Kids#Responsibility#saving#spending#Teaching Financial Literacy#Values
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Whenever Mohammed (@ahmed0khalil) tells me about his situation , it breaks my heart. They are struggling so much financially that they have to borrow money to buy anything! And food in Gaza is so expensive right now. He used to be able to buy a kilo of small sardines for about 50 cents, but now they cost 30 dollars. They can no longer afford food. It's so bad that they are now using spoiled flour full of weevils to make food, because that's all they have!
The situation has become so bad that Mohammed keeps raising the possibility of him being killed lately. "If the Israeli planes kill me...", "if we are not killed by Israeli occupation fire we will be killed by hunger...", "I just hope I can evacuate my family before I get killed"... He is afraid that they will die from bombs, he is afraid that they will die from hunger. Mohammed is only 19 years old, so young, only a teenager! He just wants his family to survive! That shouldn't be too much to ask for!
Mohammed is only 19 years old but now he is responsible of getting enough funds so that his 5 siblings can survive. His brother Fathi is blind, his other brother Abdullah is autistic, and his youngest brother is only 6 years old. They are just children. Please, help them.
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