#financial responsibility for children
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Financial Education for Kids: A Guide to Teaching Your Children About Debt and Financial Responsibility
Instilling a solid foundation of financial literacy in our children is essential for their long-term financial well-being. As parents, it’s our responsibility to equip them with the knowledge and skills to navigate the complex world of personal finance. One crucial aspect of financial education is teaching children about debt and financial responsibility. By imparting these lessons early on, we…
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#budgeting for children#children and debt management#debt education for children#Financial education for kids#financial education guide#financial habits for kids#financial literacy for kids#financial responsibility for children#kids and financial planning#kids and money#kids and saving#kids financial skills#money lessons for kids#money management for kids#raising financially responsible children#teaching children about debt#teaching financial responsibility#teaching kids about credit scores#teaching kids about interest rates#teaching kids about money
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✨🌘Being a responsible adult is hard. 🥲 🌒✨
#scotl #skychildrenofthelight #tgc #thatgamecompany #tsg #thatskygame #skyadventures #financialresponsibility #iaps #adultingproblems
#sky children of the light#scotl#tgc#tsg#that game company#that sky game#sky children of the light photography#scotlphotography#sky adventures#financial responsibility#IAPs#adulting problems
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does joseph kahn know that women have been having babies for millions of years, taylor’s uterus has no influence over the worlds population thank you xx
#like imagine thinking ‘depopulation’ is a thing#like no women now have autonomy over their own child bearing bodies…..#and most women don’t want children bc of the state of the world and economy like#if you have/ want children you have to be financially responsible and stable and bestie nobody feels like that in 2024#joseph kahn is such a trigger omf sorry
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Why the hell is there a story about a man who sets up a “business” at a church that consists of lending money to children?!?!
#Mary reads chicken soup#dude’s the hero too! it’s something about teaching kids financial responsibility#by y’know being a money lender to children specifically on church property#the child apparently goes on to create a pyramid scheme by age 9 that gets him interviewed with Joan rivers
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I feel like holding a baby might fix me a little bit
#just watched the video of Hyunjin Felix and IN with the baby#he was so cute😭😭😭#and his smile#i melted#i hope i will have a child one day#hope I’ll be mentally emotionally financially able to raise them as best I can#being a parent is such a big responsibility it’s kinda scary#(pregnancy and giving birth are absolutely terrifying)#but I hope I’ll be a good mom one day#will do my best not to traumatize my children:)))#kay tangent over#looking forward to next week’s video too#stray kids#personal
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Some weeks life gives you goats, other weeks it gives you a leaky roof two months before you already knew you would have to shell out money for other major expenses and renegotiate your mortgage in an incredibly fucked up economy
#Don't get me wrong having a mortgage to worry about rather than rent is a privilege of sorts#But I'm pretty financially stable#If I'm the most financially stable person of my age I know and I'M worried#How the hell are people with small children or single parents or disabilities supposed to cope#Every day I wake up and have to make the conscious decision not to beat the governor of the Bank of England with a haddock#Anyway this wasn't about that#It was about my roof#Which is a shared roof#Technically my neighbours are also responsible for it#But it's awkward making a fuss about it#In some ways the leak is good as it PROVES it needs looked at#That doesn't mean I didn't hit the panic button immediately#I can afford it but it's not going to look good when I have to sit down with the bank in a few months#Eh first world problems but also the roof matters and screw the bank this house is older than them#I owe it to the building to take care of it properly#But also I'm shit with money and The Fear TM#Earth & Stone
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It's true that there's a set of tyrannical old people who are unfairly influential. But being old is not what gave them power.
There's a certain kind of insidious propaganda regarding marginalized groups, an idea that targets young people but affects everyone... "People like you don't survive that long."
It's that stupid myth that "trans women have a life expectancy of 33."
It's when you come out to your mom and she says "it's just a phase."
It's the understanding that there are autistic kids, but complete ignorance about autistic adults.
There's this idea that the "weird" people either get fixed somehow, or they just... go away. And if you absorb this belief you will feel so much more isolated.
Pay attention to your marginalized elders. Not just for their sakes, but for yours. Not because their life experience means you "have to" listen to them (you don't), but because they are living proof that you are allowed to exist and continue being yourself. Because their stories can teach you so much about bravery, both the loud bravery of defiance and the quiet bravery of persistence.
Treasure your elders not because they are elders but because under all the generation gaps and wrinkles and culture clashes, they are your people. They have traveled far through time to meet you.
Look beyond the surface that is being sold to you. You never know where you will find a kindred spirit.
You don’t hate the elderly; you hate people who are living long lives at the expense of others, people whose longevity is made possible via suffering and injustice. There is no generational conflict and there never has been. You have more in common with old people living in poverty than you ever will with someone who watched the same TV shows you did when you were both twelve.
#ageism#it's so easy to go from seeing individuals that seem 'other' to you to just seeing a scary monolith of dehumanized otherness#and i think especially easy for young people to dehumanize older adults#because their experience is so alien to yours the whole time you're growing up#because our society is so weirdly stratified and atomized into age groups#the same way some adults dehumanize kids#something that's important to realize as you grow up is that people are people for their entire lives#babies are people#90 year olds are people#we're not as different as we think#and it's not your fault if you're dehumanizing people in different age groups but it is your responsibility to move past that#as a society we mess people up so bad by mistreating the entire population of children#the defensiveness against people older than you is a natural response#but once you're an adult the thing is they can't get you like that anymore#barring other power structures like financial control and employment and politics#it's easy to think of those things as being based on age but really the ageism in those systems is just one corruption of many#and it impacts everyone#i wish more 18 to 25 year olds would realize that people in their 50s and 60s can sometimes be their best allies#and vice versa!#i also have a tangential rant about the intersections of ageism and ableiam#but this is too many tags already
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#gwtting into an argument w my.mother abt wheyher its ok to hit children or not is so fucking .#youre rlly going to stand there and act like hitting ur kids is Okay . knowing how i turned out#like . she rlly went 'i know ppl who were abused and they turned out okay !!!!' but fid tbeu tho#did they . or do they appear put tgth and luke theyre not effected.#anyway insanity. wverything i asked her. her answers contradicted her stance#or basically gave me the impression she doesnt see children as anythung but extensions of adults until tbeyre a ceetain age#or smth like that . idk i just cant ubderstand that#theyre mini adults. theyre tiny people. they have no real.conceot of how this world works lmao#why does a child deserve tl be smacked bc tbey dont understand somethibg and theyre having Emotions they dont entirely grasp either#like . a child doesbt need to be hit to be punished lmao#yes some people are just Born Fucked Up and theres no . real way to fix them or etv the fucm she said.#but not rgen they deserve to be smacked lmao . theyre still CHILDREN and as far as im concerned#theres no such thibg as too late at that age. sorry but that may be naive but. those are Children.#u wanna tell me u dont tjink u can skmewhat iron out awful demoralising trsits in children by the time theyre . 20. like .#anyway . thjs shit w my mother + the stuff going on w my cousins#dawg i wanna be someone in the law system#the irony kf me sayinf tbat whe i pretended i didbt see my jury duty letter (i Hate Mail. I cannot stand the idea kf physically sending#a letter. i Hate the post office!!!!!!)#anyway . gotta be rich enough to work part time (10-15hrs a week) and study#while also keepibg a socisl life. woo.#i rlly refuse to go to uni until i have a savings acc of $10ktbh or#a partner willibg to support me w half an income bc i will neve rbe fully financially responsible on someone else#and i know i never will be i value my indeoendency too mych to allow someone That much control over me lmao#like i will nrver not have ny own siurce of income. i refuse 💜
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Who is Kamala Harris?
These are all from her Wikipedia page. I have picked the top 5 for each of these sections. Maybe you think other things are more important, these are just the things that stood out to me:
Highlights as District Attorney of San Francisco:
was tough on gun crime: created a gun crime unit, set 90-day minimum sentences, raised bail for gun-related crimes, and prosecuted all assault weapon possession cases as felonies.
created a hate crimes unit specifically focused on LGBTQ hate crimes against children and teens in school.
was (and is) against the death penalty; during her time as DA did not cave to pressure in several cases to seek the death penalty.
helped create the San Francisco Reentry Division, aimed at helping prisoners reintegrate after their sentences are through; the program became a national model.
refused to enforce prop 8, which was at the time California's ban on gay marriage.
Highlights as Attorney General of California
introduced the Homeowner Bill of Rights and fought against banks, mortgage companies, and credit card companies.
fought for financial reimbursement for public employee and teacher pensions.
fought for environmental protections and secured settlements and indictments against several oil companies for oil spills.
conducted a review of implicit bias in policing and the use of deadly force and introduced implicit bias training.
declared a law that California law enforcement had to collect and report police violence.
Highlights as a California Senator:
condemned Trump's Muslim ban.
opposed Trump's appointments of Betsy DeVos and Jeff Sessions, his nomination of Neil Gorsuch, and voted against confirming Kavanaugh.
tried to make lynching a federal hate crime.
urged the Trump administration to investigate the persecution of Uyghur Muslims in China.
voted to convict Trump on charges of abuse of power and obstruction of Congress.
Highlights as Vice president:
as President of the Senate, cast the tie-breaking vote in the Senate that ensured the passing of the American Rescue Act.
has cast more tie-breaking votes than any other Vice president in US history - she is responsible for many of the achievements of the Biden administration actually passing the Senate.
created task forces on corruption and human trafficking.
created a women's empowerment program.
has criticized Israel's actions during the current conflict in Gaza and called for an immediate ceasefire.
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US Child Support Enforcement Agency's Legal and Compassionate Approach
Parenting brings both joys and challenges, and when child support becomes a concern, the US Child Support Enforcement Agency (USCSEA) steps in as a supportive partner. In this article, we’ll explore how our agency strategically focuses on the essential task of locating non-paying parents, adhering to US child support laws, to ensure financial support for custodial parents and their…
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#Child support#Child Support Enforcement Agency#Children Future#Children Rights#financial responsibility#Financial Support#US Child support#US ChildSupport Law
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Things Biden and the Democrats did, this week.
The Consumer Financial Protection Bureau put forward a new regulation to limit bank overdraft fees. The CFPB pointed out that the average overdraft fee is $35 even though majority of overdrafts are under $26 and paid back with-in 3 days. The new regulation will push overdraft fees down to as little as $3 and not more than $14, saving the American public collectively 3.5 billion dollars a year.
The Environmental Protection Agency put forward a regulation to fine oil and gas companies for emitting methane. Methane is the second most abundant greenhouse gas, after CO2 and is responsible for 30% of the rise of global temperatures. This represents the first time the federal government has taxed a greenhouse gas. The EPA believes this rule will help reduce methane emissions by 80%
The Energy Department has awarded $104 million in grants to support clean energy projects at federal buildings, including solar panels at the Pentagon. The federal government is the biggest consumer of energy in the nation. The project is part Biden's goal of reducing the federal government's greenhouse gas emissions by 65% by 2030. The Energy Department estimates it'll save taxpayers $29 million in the first year alone and will have the same impact on emissions as taking over 23,000 gas powered cars off the road.
The Education Department has cancelled 5 billion more dollars of student loan debt. This will effect 74,000 more borrowers, this brings the total number of people who've had their student loan debt forgiven under Biden through different programs to 3.7 Million
U.S. Agency for International Development has launched a program to combat lead exposure in developing countries like South Africa and India. Lead kills 1.6 million people every year, more than malaria and AIDS put together.
Congressional Democrats have reached a deal with their Republican counter parts to revive the expanded the Child Tax Credit. The bill will benefit 16 million children in its first year and is expected to lift 400,000 children out of poverty in its first year. The proposed deal also has a housing provision that could see 200,000 new affordable rental units
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As I keep shouting into the void, pathologizers love shifting discussion about material conditions into discussion about emotional states.
I rant approximately once a week about how the brain maturity myth transmuted “Young adults are too poor to move out of their parents’ homes or have children of their own” into “Young adults are too emotionally and neurologically immature to move out of their parents’ homes or have children of their own.”
I’ve also talked about the misuse of “enabling” and “trauma” and “dopamine” .
And this is a pattern – people coin terms and concepts to describe material problems, and pathologization culture shifts them to be about problems in the brain or psyche of the person experiencing them. Now we’re talking about neurochemicals, frontal lobes, and self-esteem instead of talking about wages, wealth distribution, and civil rights. Now we can say that poor, oppressed, and exploited people are suffering from a neurological/emotional defect that makes them not know what’s best for themselves, so they don’t need or deserve rights or money.
Here are some terms that have been so horribly misused by mental health culture that we’ve almost entirely forgotten that they were originally materialist critiques.
Codependency What it originally referred to: A non-addicted person being overly “helpful” to an addicted partner or relative, often out of financial desperation. For example: Making sure your alcoholic husband gets to work in the morning (even though he’s an adult who should be responsible for himself) because if he loses his job, you’ll lose your home. https://www.nytimes.com/2022/07/08/opinion/codependency-addiction-recovery.html What it’s been distorted into: Being “clingy,” being “too emotionally needy,” wanting things like affection and quality time from a partner. A way of pathologizing people, especially young women, for wanting things like love and commitment in a romantic relationship.
Compulsory Heterosexuality What it originally referred to: In the 1980 in essay "Compulsory Heterosexuality and Lesbian Existence," https://www.journals.uchicago.edu/doi/abs/10.1086/493756 Adrienne Rich described compulsory heterosexuality as a set of social conditions that coerce women into heterosexual relationships and prioritize those relationships over relationships between women (both romantic and platonic). She also defines “lesbian” much more broadly than current discourse does, encompassing a wide variety of romantic and platonic relationships between women. While she does suggest that women who identify as heterosexual might be doing so out of unquestioned social norms, this is not the primary point she’s making. What it’s been distorted into: The patronizing, biphobic idea that lesbians somehow falsely believe themselves to be attracted to men. Part of the overall “Women don’t really know what they want or what’s good for them” theme of contemporary discourse.
Emotional Labor What it originally referred to: The implicit or explicit requirement that workers (especially women workers, especially workers in female-dominated “pink collar” jobs, especially tipped workers) perform emotional intimacy with customers, coworkers, and bosses above and beyond the actual job being done. Having to smile, be “friendly,” flirt, give the impression of genuine caring, politely accept harassment, etc. https://weld.la.psu.edu/what-is-emotional-labor/ What it’s been distorted into: Everything under the sun. Everything from housework (which we already had a term for), to tolerating the existence of disabled people, to just caring about friends the way friends do. The original intent of the concept was “It’s unreasonable to expect your waitress to care about your problems, because she’s not really your friend,” not “It’s unreasonable to expect your actual friends to care about your problems unless you pay them, because that’s emotional labor,” and certainly not “Disabled people shouldn’t be allowed to be visibly disabled in public, because witnessing a disabled person is emotional labor.” Anything that causes a person emotional distress, even if that emotional distress is rooted in the distress-haver’s bigotry (Many nominally progressive people who would rightfully reject the bigoted logic of “Seeing gay or interracial couples upsets me, which is emotional labor, so they shouldn’t be allowed to exist in public” fully accept the bigoted logic of “Seeing disabled or poor people upsets me, which is emotional labor, so they shouldn’t be allowed to exist in public”).
Battered Wife Syndrome What it originally referred to: The all-encompassing trauma and fear of escalating violence experienced by people suffering ongoing domestic abuse, sometimes resulting in the abuse victim using necessary violence in self-defense. Because domestic abuse often escalates, often to murder, this fear is entirely rational and justified. This is the reasonable, justified belief that someone who beats you, stalks you, and threatens to kill you may actually kill you.
What it’s been distorted into: Like so many of these other items, the idea that women (in this case, women who are victims of domestic violence) don’t know what’s best for themselves. I debated including this one, because “syndrome” was a wrongful framing from the beginning – a justified and rational fear of escalating violence in a situation in which escalating violence is occurring is not a “syndrome.” But the original meaning at least partially acknowledged the material conditions of escalating violence.
I’m not saying the original meanings of these terms are ones I necessarily agree with – as a cognitive liberty absolutist, I’m unsurprisingly not that enamored of either second-wave feminism or 1970s addiction discourse. And as much as I dislike what “emotional labor” has become, I accept that “Women are unfairly expected to care about other people’s feelings more than men are” is a true statement.
What I am saying is that all of these terms originally, at least partly, took material conditions into account in their usage. Subsequent usage has entirely stripped the materialist critique and fully replaced it with emotional pathologization, specifically of women. Acknowledgement that women have their choices constrained by poverty, violence, and oppression has been replaced with the idea that women don’t know what’s best for themselves and need to be coercively “helped” for their own good. Acknowledgement that working-class women experience a gender-and-class-specific form of economic exploitation has been rebranded as yet another variation of “Disabled people are burdensome for wanting to exist.”
Over and over, materialist critiques are reframed as emotional or cognitive defects of marginalized people. The next time you hear a superficially sympathetic (but actually pathologizing) argument for “Marginalized people make bad choices because…” consider stopping and asking: “Wait, who are we to assume that this person’s choices are ‘bad’? And if they are, is there something about their material conditions that constrains their options or makes the ‘bad’ choice the best available option?”
#mad pride#neurodiversity#ableism#ageism#youth rights#liberation#disability rights#classism#capitalism#mental health culture#pop psychology#feminism#emotional labor
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Raising Money-Smart Kids: Teaching Financial Literacy from an Early Age
Today, I want to discuss an essential aspect of parenting: teaching financial literacy to our kids. As parents, we have the power to shape our children’s relationship with money from an early age, setting them up for a lifetime of financial success. I will share some valuable book recommendations that can help you instill money-smart values in your little ones. So, let’s dive in! Click to buy…
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#Borrowing#Budgeting#Children&039;s Books#Consequences#Counting Money#Delayed Gratification#Early Age#Earning#Earning Money#Empowerment#Financial Future.#Financial Responsibility#Financial Well-being#Hard Work#Impulse Spending#Informed Decisions#Investing#Lemonade Stand#Money Concepts#Money-Smart Habits#parenting#Perseverance#Practical Advice#Raising Money-Smart Kids#Responsibility#saving#spending#Teaching Financial Literacy#Values
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6 Ways to Instill Strong Money Management Skills in Your Children
Discover effective methods to teach your kids the value of money and equip them with essential financial skills for a successful future. #FinancialResponsibility #MoneyManagementSkills #ParentingTips #TeachingKidsAboutMoney
Teaching children about money management is a crucial life skill that sets the foundation for financial well-being in adulthood. By instilling strong money management skills early on, parents can empower their children to make informed financial decisions and develop healthy financial habits. This article outlines six effective ways to help your children develop sound money management skills. 1.…
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#Early Money Education#Encouraging Entrepreneurial Spirit#Explaining Needs vs. Wants#Exploring Investment Concepts#Financial Literacy for Kids#Hands-On Budgeting Activities#Instilling Money Management Skills#Introducing Allowances and Chores#Involving Kids in Family Budgeting#Learning through Real-Life Purchases#Nurturing Financial Responsibility#Open Conversations about Money#Parental Guidance for Financial Skills#Parenting Strategies#Practical Money Lessons#Role-Playing Financial Scenarios#Setting Savings Goals#Teaching Children about Money#Teaching the Value of Saving#Teaching Wise Spending#Using Technology for Financial Learning
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Whenever Mohammed (@ahmed0khalil) tells me about his situation , it breaks my heart. They are struggling so much financially that they have to borrow money to buy anything! And food in Gaza is so expensive right now. He used to be able to buy a kilo of small sardines for about 50 cents, but now they cost 30 dollars. They can no longer afford food. It's so bad that they are now using spoiled flour full of weevils to make food, because that's all they have!
The situation has become so bad that Mohammed keeps raising the possibility of him being killed lately. "If the Israeli planes kill me...", "if we are not killed by Israeli occupation fire we will be killed by hunger...", "I just hope I can evacuate my family before I get killed"... He is afraid that they will die from bombs, he is afraid that they will die from hunger. Mohammed is only 19 years old, so young, only a teenager! He just wants his family to survive! That shouldn't be too much to ask for!
Mohammed is only 19 years old but now he is responsible of getting enough funds so that his 5 siblings can survive. His brother Fathi is blind, his other brother Abdullah is autistic, and his youngest brother is only 6 years old. They are just children. Please, help them.
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€9,829 raised of €50,000 target! Only 1 donation in more than 13 hours!
As an incentive to donate, I'm also hosting a freshwater pearl phone charm raffle to raise funds for this campaign (UK only)! Click here to enter after you donated.
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hey gang, as promised, saph and i have been working to get a community fundraiser going in order to help people in palestine. we have chosen the palestine children's relief fund as our focus right now. we have a community page set to the goal of $1000. given that we have over 98k followers, we understand we have a responsibility to speak out on the genocide that is happening in palestine at the hands of the israeli government. so, without further ado, here is our fundraiser. give what you can, and if you can't afford to help the cause financially, remember to continue speaking on palestine and continue boycotting.
the tag for the fundraiser will be: #dear ao3 fundraiser
the link will also be in our bio once we figure out how to do that
please donate, and keep supporting palestine.
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