#Money-Smart Habits

[365momme]

Raising Money-Smart Kids: Teaching Financial Literacy from an Early Age

Today, I want to discuss an essential aspect of parenting: teaching financial literacy to our kids. As parents, we have the power to shape our children’s relationship with money from an early age, setting them up for a lifetime of financial success. I will share some valuable book recommendations that can help you instill money-smart values in your little ones. So, let’s dive in! Click to buy…

[darlinimamess]

when you do laundry in a communal space do you want to talk to people there??

[themillionairethinking]

Living Below Your Means: A Millionaire's Financial Secret

Unlock the financial secrets of millionaires! 💰 Learn how to live below your means and adopt millionaire habits. Read the full blog - Link-in-bio #FinancialSuccess #MillionaireMindset #SmartGoals #MillionaireThinking #Wealthy #Save #LiveBelowYourMeans

Have you ever wondered how some people manage to become millionaires without having a high-paying job, winning the lottery, inheriting a fortune, or starting a successful business? How do they accumulate wealth and achieve financial freedom while others struggle to make ends meet? The answer is simple: they live below their means. Living below your means is a financial strategy that involves…

[kc22invesmentsblog]

Cash in or Splash Out: 10 Smart and Sneaky Spending Habits to Master

Written by Delvin Are you looking to take control of your finances? Whether you’re saving for a specific goal or simply want to be more mindful of your spending, understanding the difference between good and bad spending habits can make a significant impact on your financial well-being. Small changes in your spending habits can lead to substantial long-term results. Let’s explore 10 examples of…

[traveleventandnews]

The Psychology of Money by Morgan Housel: A Comprehensive Summary

Introduction The Psychology of Money by Morgan Housel is a captivating exploration of the emotional and psychological factors influencing financial decisions. The book emphasises that financial success isn’t just about technical knowledge or investment strategies but also about understanding human behaviour. Through engaging stories and practical insights, Housel unpacks how individuals can…

[maal-wave]

Crucial Money Management Strategies for a More Prosperous Future

[xxcherrycherixx]

Having my own money is so dangerous because i just went to primark planning to spend like £30 on one full outfit (minus shoes ofc) to add to my autumn/winter wardrobe and came out buying two £20-£30 jackets, a reduced sweater, socks and a fucking £14 bag- that is like £70 for not even a single full outfit 💀

[beingjellybeans]

How the Bright Barkada of Sun Life can inspire you to level up your financial game

Let’s face it—adulting is tough. You’ve got dreams to chase, goals to crush, and a future to plan, but there’s one thing that can make everything feel a bit overwhelming: money. You’ve probably heard a lot about financial literacy, maybe even tried to figure out how to budget or save, but where do you even start? The good news is that you’re not alone in this journey. Meet the Bright Barkada—a…

[loansmee]

Explore comprehensive budgeting tips for managing your personal finances with confidence. This guide offers strategies for creating a budget, tracking expenses, and maximizing savings. Learn how to effectively reduce debt, plan for retirement, and invest wisely to secure your financial future. Take control of your finances today and achieve your financial goals with expert advice and practical tools.

[borngeniusworld]

A healthy relationship with money

Healthy relationship with money Maintaining a healthy and positive relationship with money involves a combination of mindset, behaviors, and practical strategies. Here are key aspects to consider:1. Mindset Shift: – Abundance vs. Scarcity: Adopt an abundance mindset, focusing on opportunities and possibilities rather than a scarcity mindset centered on limitations. – Gratitude: Acknowledge and…

[fastlane-freedom]

The Ultimate Guide to Teaching Kids About Money: Tips for Parents

In a world where financial literacy is increasingly crucial, teaching kids about money management from an early age is a responsibility that falls squarely on the shoulders of parents. Money skills are life skills, and the lessons learned during childhood can have a profound impact on an individual’s financial well-being in adulthood. This comprehensive guide will provide parents with invaluable…

[pinkhoodi]

can’t pay rent, sorry !

✎ᝰ — telling the batboys that you can’t pay rent this month as a prank

♡⃕ — bruce wayne, dick grayson, jason todd, tim drake x reader

♡⃕ — genre + warnings: fluff & jason and tim catching on immediately mmcht

♡⃕ — a/n: it’s this tiktok trend where the woman would tell their partner/husband “I can’t pay rent this month” and the reactions be sooooo funny 🤣🤣

꒰ BRUCE WAYNE ꒱

Ꮺ “I hope you’re not at mad at me love but, I can’t pay rent this month.” bruce turned around to face you and his face displayed a mix of confusion and concern. he’s thinking to himself, “when have y/n ever pay for the rent?”. he’s genuinely concerned cause why would he let his significant pay for rent when the mansion is paid in full?

Ꮺ you’re trying your best to keep a poker face and look sad, but you can’t fool the greatest detective. he notices the small details of you biting your cheek, suppressing a smile, your hands behind your back, he notices you trying to trick him

Ꮺ “my love, when did we ever have to pay for the home? you know what, do you know what company takes care of any of our bills? why would I let you stress about any bills? have I ever asked you to pay a bill?” the questions continued on until you stood there with not a single answer. bruce leans back in his chair and waits with a smirk on his face

Ꮺ “when those bills show up again, let me know so I can take care of it, okay?” he gets up to kisses your forehead and goes back to his work

꒰ DICK GRAYSON ꒱

Ꮺ “dick I’m sorry but I can’t pay rent this month.” dick paused what he was doing and turned his attention to you. he was extremely confused cause last time he checked, he assigned you as his beautiful partner who spends his money willingly and not to worry about bills

Ꮺ he went on and asked you the reason as to why, you explained how your job haven’t been giving you hours lately. he slightly cocked his head to the side, responding with, “baby, how many times have I told you never to worry about the bills?” “I know but I didn’t want to have you stressing and I feel like I should do my part with living here :(“

Ꮺ he cups your cheek with his hand and brushes it with his thumb, “your part is being the pretty, funny, and smart partner that lives with me. in addition to rambling about anything and loving me, ‘kay?” you stayed quiet and he lightly squished your cheeks, waiting for an answer

Ꮺ you nodded and gave a small smile at him. he smiled back and placed a kiss on your lips and said, “love you” afterward <3

꒰ JASON TODD ꒱

Ꮺ “hey jay, I don’t wanna stress you but I can’t pay my half of the rent. I’m sorry, this month came up a bit short for me.” you try to say in distress. jason had his back turned and snickered to himself. he questioned himself as to whether or not he should play along with your lil prank

Ꮺ of course he chose to mess with you, very jason of him, and played along with whatever scheme you’re plotting. the thing is that he already seen that trend on his for you page, but for your sake, he’ll go with it

Ꮺ he asks why and you tried to give him a terrible excuse of your spending habits, you told him that you’ll do better and tried to make it seem like you were stressing over this. Meanwhile, the man in front of you is keeping his poker face in check and trying not to laugh at your attempt of worrying him

Ꮺ he ends up laughing, you looked confused as to why he’s laughing, and he explains how he’s seen this before. it shouldn’t be shocking cause you send him couple tiktoks all the time, of course he would see it at some point

Ꮺ you stood there dumbfounded, he shrugged his shoulders and continued about what he was doing. he looked back to you and let out another snicker, in amusement of your reaction of course

꒰ TIM DRAKE ꒱

Ꮺ “hey tim, don’t freak out but I can’t my part of rent. I’m really really sorry.” you try to say in distress. tim hummed and continued on the research that he was doing. he wasn’t paying attention to what you were saying to be honest. well, at least you thought he wasn’t…

Ꮺ you repeated your sentence again and he responded with another, “mhm, don’t worry about it love.” you were confused as to why there was no reaction and went up to face him

Ꮺ “aren’t you going to ask me why I can’t help pay?” you asked him. tim shocked his head and continued on with his research

Ꮺ you walked away in frustration that the prank failed and before you left the room completely, tim replied, “my parent’s pay for our housing and even I don’t stress about that. also, seen the trend y/n, it won’t work.”

Ꮺ a reaction of surprise came upon from you, you forgot that tim’s for you page is almost like yours, and didn’t think that he would see the trend before you do. you cursed yourself from sending him so many couple tiktoks

♡⃕ HIIIIIII I MISS THIS BLOG SO MUCH :((( I miss writing for my batboys

♡⃕ this my first time writing for tim, im scared i miss characterized him 😞

♡⃕ I’ve been gone for so long but I promise I’m back fr 🙂‍↕️

♡⃕ lowkey wanna do this for jjk too….what we thinking ?

𝐕𝐎𝐓𝐏 💗: psalm 86:11

© 𝟤𝟢𝟤𝟦 𝗉𝗂𝗇𝗄𝗁𝗈𝗈𝖽𝗂. 𝖺𝗅𝗅 𝗋𝗂𝗀𝗁𝗍𝗌 𝗋𝖾𝗌𝖾𝗋𝗏𝖾𝖽

[theambitiouswoman]

Questions To Ask Yourself If You Want To Become The Best Version of Yourself

What do I really care about? What things are really important to me?

What am I good at, and where do I need help? What am I strong in, and what could I get better at?

What do I want to achieve soon and later? What things do I want to do soon, and what are my bigger, long-term goals?

Am I trying new things and not just staying comfy? Am I doing things that might be a bit scary but good for me?

How do I deal with problems and when things go wrong? What do I do when stuff doesn't work out?

Am I nice to myself when things don't go well? Do I treat myself kindly, especially when things are tough?

How do I use my time, and what's most important? How do I plan my day, and what things matter the most?

Am I learning new stuff regularly? Do I keep finding out new things?

Do I have a good balance between work and fun? Do I make sure to have enough time for work and for things I enjoy?

Do I have good friendships and avoid bad ones? Am I friends with people who make me feel good?

Do I take care of my body? Am I eating well, exercising, and sleeping enough?

Do I think about my feelings and thoughts? Do I pay attention to how I'm feeling and what I'm thinking?

How do I deal with stress and make myself calm? What do I do when I'm stressed out?

Do I help others and make the world better? Do I do things to make people's lives nicer?

Do I have good habits and get rid of bad ones? Are there things I do every day that are good for me? Are there things I should stop doing?

Do I learn from what people say about me? When people give me advice, do I listen and try to get better?

Do I say no when I need to? Do I tell people when I need space or when something isn't okay for me?

What makes me really happy? What do I like to do that makes me feel great?

Do I use money wisely? Am I good at saving and spending money in smart ways?

Do I believe I can improve and get better? When things are tough, do I think I can get through them and learn something?Am I being kind to others and making them feel good? Do I treat people nicely and make them happy?

Do I learn from things I do wrong? When I make a mistake, do I figure out how to do better next time?

Do I try new things, even if they scare me a little? Do I give things a shot, even if they seem a bit scary?

Am I spending time with people who care about me? Do I hang out with folks who like me for who I am?

Do I eat healthy foods and move my body? Am I eating good stuff and getting some exercise?

Am I sharing and helping others when I can? Do I give stuff to others and lend a hand when I'm able to?

Am I paying attention when people talk to me? Do I really listen when others are speaking to me?

Do I take breaks and do things I enjoy? Do I give myself time to rest and do things I like?

Do I say sorry and make up if I hurt someone? When I make someone feel bad, do I apologize and try to make things better?

Do I imagine good things for myself in the future? Do I think about cool stuff I want to do?

Do I stop and relax when I'm feeling stressed? When I'm worried, do I take a moment to calm down?

Do I ask for help when I need it? Do I tell someone when I can't do something on my own?

Do I try my best, even when things are tricky? Even if it's hard, do I give it my all?

Do I pick up after myself and keep things tidy? Am I good at cleaning up and keeping things in order?

Do I use my time for things that matter most? Do I do important stuff before other things?

Do I think about good things that happened today? Do I remember all the nice things that occurred?

Am I okay with making mistakes and learning from them? Do I know it's okay to mess up sometimes and learn from it?

Do I show appreciation for the people around me? Do I let others know I'm thankful for them?

Do I take deep breaths and relax when I'm upset? When I'm mad, do I breathe and try to calm down?

Do I believe I can do better and keep growing? Do I think I can get better at things and keep getting smarter?

Am I happy with who I am right now? Do I like myself just as I am?

Do I feel okay when things don't go as planned? When stuff doesn't work out, do I stay calm?

Do I think about good things about myself? Do I focus on the nice parts of me?

Do I let go of things that make me sad? When something makes me upset, can I move on from it?

Do I notice when I'm feeling worried or scared? Am I aware of when I'm feeling nervous or frightened?

Do I believe I can do things even if they're tough? Can I do hard things if I try?

Do I try to make my mind peaceful? Do I relax my thoughts when they're racing?

Do I find things that make me feel relaxed? What can I do to feel calm and at ease?

Am I patient when things take time? Can I wait without getting upset?

Do I talk kindly to myself in my head? Do I say nice things to myself in my mind?

Am I curious about things and want to learn? Do I like to find out new stuff?

Do I think about good times and happy memories? Do I remember fun things that happened before?

Do I try to understand how others feel? Can I tell what others are feeling?

Do I imagine nice things happening in the future? Can I think about good stuff that might come?

Do I take time to rest and be by myself? Do I give myself breaks and quiet time?

Do I let go of things I can't change? Can I forget about things I can't do anything about?

Do I believe I can do things even if I don't know how yet? Do I think I can learn new things?

Do I tell myself I'm doing a good job? Do I give myself a pat on the back?

Do I stay calm even if things are really busy? Can I be relaxed even when things are crazy?

Do I know that I can make mistakes and it's okay? Do I understand that everyone messes up sometimes?

[themillionairethinking]

Debt Management: Breaking Free to Achieve Millionaire Goals

Unlock the path to financial freedom! 🚀 Explore effective debt management strategies and break free to achieve your millionaire goals. 💰 Link-in-bio to read more! #DebtManagement #FinancialFreedom #MillionaireGoals #MillionaireMindset #SuccessMindset

Debt is one of the biggest obstacles that prevent many people from achieving their financial goals and dreams. According to a recent survey, the average Canadian household debt was $23,800 in 2020, excluding mortgages. That means that many Canadians are living paycheck to paycheck, barely able to cover their bills and interest payments, let alone save or invest for their future. If you are one of…

[yandere-daydreams]

Snow Leopard!Pantalone, who's introduced to you as the hybrid you'll be taking care. When you found the job listed on some shady, bot-infested site, you figured it was just a temporary gig, that you'd be watching a dog or cat for a few weeks while their owner was away, so imagine your surprise when you pulled up to a reputable mansion a good hour or so out of the city, when an eccentric man with blue hair and an off-putting grin brings you to the lavish enclosure of a hybrid nearly a head taller than you, when you're told that you'll be 'petsitting' his kitten for as long as you care to hold the position. It's weird, but the money's good, and room and board are provided. You can't really afford to turn it down.

Snow Leopard!Pantalone, who's undeniably, unabashedly spoiled. His owner claims that he tried to replicate his natural habitat as closely as possible, but you don't think there's another snow leopard on the planet who prefers mink fur to his own. You spend most of your time waiting on him, running between Pantalone and his legion of personal chefs, holding sapphires and rubies up to the light so he can decide which one he'd rather have studded into his next collar, combing through his thick black hair while he purrs and basks in your attention. It's a surprisingly demanding job, but you don't mind. He's smart for a hybrid, and surprisingly conversational. Honestly, if it wasn't for the thrashing tail that curls around your legs whenever he passes you, the pointed fangs you catch a glimpse of from time to time, you could forget he wasn't human.

Snow Leopard!Pantalone, who tells you there's been a change in uniform a month after you start. This variation is definitely less conservative than your old scrubs, more in-line with his own blatant aesthetic values, but you don't complain, even when he starts swapping out his crushed velvet pillows for your lap. He's still a hybrid, no matter how human he might act. You're sure he doesn't see your exposed skin as anything but... something warm and soft to rest his head on, when he's looking for someplace to nap.

Snow Leopard!Pantalone, who grins as he tells you why his owner is always so busy. He's a researcher, he explains, as you file down his claws for the tenth time that week. He studies hybrid mating habits. His tone is enough to make you blush, and he laughs as you stumble over your response. He goes on to talk at length about his owner's particular fascination with snow leopards, how their pickiness when it comes to choosing a partner makes them a point of interest, but you write it off as a lapse in his otherwise perfect etiquette. You manage to do the same when you find out that he's been slipping into your personal room at night, and when he openly sulks in the days leading up to one of your rare vacations. It's not like you have much of a choice, considering none of the other, more legitimate jobs you've applied for have given you so much as a call back. It's not like you have much of a choice, considering how many weeks it's been since you've heard from anyone at all.

Snow Leopard!Pantalone, who's already above you when you woke up strapped to a metal table, your legs spread and your vision dim around the edges.

Snow Leopard!Pantalone, who smiles as he thrusts into you, his favorite fur coat draped over his shoulders and his expression one of idle amusement. There's a mirror built into one wall (an observational window, obviously), and a heap of silk sheets and fleece piled in a corner, but Pantalone's quick to catch your chin, to draw your attention back to him - to your mate.

Snow Leopard!Pantalone, who's always been so, so spoiled.

Snow Leopard!Pantalone, who's always gotten what he wanted - including his brand new human mate.

[lunaviee]

ushijima headcanons bc bro needs more appreciation 🤗🤗💗💗💗💗 (and bc im rewatching haikyuu and im actually going INSANE.)

i feel like he kinda gained a habit of reaching for your hand a lot. idk why but he’ll stare at it for a minute and then just grab it wordlessly

1000% the kind of guy to get you “just because” flowers. i think he’ll see them at a local market and then make it his life’s mission to make you a pretty bouquet

he’s actually really good at cooking. he enjoys it, especially when he sees the glow in your eyes when you try his food

enjoys taking the scenic route when you guys take a drive somewhere. not only does he find the landscape beautiful, but it gives him more time to talk or even just be in your presence

speaking of driving, he definitely does that move where he puts his hand on your headrest when he’s backing out🤗🙏

i feel like he can read you really well. like if you’re uncomfortable somewhere or maybe just not feeling well, he tries to get you out of that situation

actually kinda going back to the hand thing, he rlly likes your touch. it’s so warm against his skin and he feels so at ease with you around

i feel like he’s very academically smart, his grades are impeccable and he’s always helping you in your classes. but social/street smarts? yeah umm not so much. it takes a little while to adjust at the beginning of your relationship but you soon find how well of a match you are for each other

back to the “reads you well” part, he also remembers everything about you. your order at your local coffee shop, why you don’t like certain foods, and will never forget a special date

he also likes spending money on you, insisting you buy that new shade of lip tint even if it looks just like the one at home, because with him around, you shouldn’t have to worry about a single penny

this one’s kinda silly but i just KNOW he’s the type of mf to bring in all the groceries in one trip

always sends you “good morning” and “goodnight” texts. but since it’s ushijima, it’s kinda like “goodnight, sleep well❤️” a little basic but trust me, he’s much better at showing his love in person

speaking of, his love language is definitely acts of service and probably quality time. whatever he can do to make your day a little better, he’ll do it

he takes such good candid pictures of you it’s actually insane. you genuinely don’t know how he even takes these without you noticing but somehow they’re always amazing

also, he doesn’t like deleting pictures of you. something about it doesn’t feel right to him so he’ll have a handful of pics that have your face all blurry or cropped out, but it’s still you so why should he delete it??

pls i just know his embrace is so secure and warm….. like you’ll ask for a hug and even if he doesn’t always understand how of why his physical touch makes you feel so special but he never declines

i know this is cliche, but he’s obviously strong af so picking you up is no problem and he’ll often do it if you get tired of walking. he also insists you sit on his back while he does pushups. his words not mine🤞🤞

cat lover. like one day you two went to a pet store to buy some treats for moms dog and he makes eye contact with a gray cat.

you guys forgot about the treats and ended up buying a bunch of cat stuff

✮ — haikyuu might bring back my motivation to write….