#financial literacy course

[an-finance]

IDFC FIRST Academy: Financial Literacy Courses Online with Certificates

IDFC FIRST Academy is dedicated to making financial knowledge accessible to all, providing the tools and resources needed for informed decision-making

[createeveryopportunity]

Empowering Financial Intelligence through Online Courses

An online financial literacy course stands as a beacon of financial empowerment. These courses offer an accessible and flexible platform for individuals to gain vital knowledge about managing their finances. Through interactive modules, they delve into budgeting, investment strategies, debt management, and more. Participants can learn at their own pace, bridging the gap between financial uncertainty and confidence. As financial landscapes evolve, these courses act as indispensable tools, enabling informed decision-making and fostering a generation of financially astute individuals. In the journey toward financial success, online courses are key in creating every opportunity for growth and prosperity. Visit us!

[moneyvehicle]

Your Money Vehicle" is an online financial literacy course designed to empower individuals with the knowledge and skills needed to make informed financial decisions. Through engaging lessons, interactive activities, and real-world examples, learners will gain a deeper understanding of personal finance and how to achieve their financial goals.

[yisanged]

ok nevermind. i got the question wrong and had to do it again and the numbers and names changed and it was still they/them so i think whoever wrote the question just put that in because they didn't feel like changing it all the time. diversity neutralevent. now what is the labor supply elasticity for retired nyc teacher dmitri who is willing to coach youth soccer for 6 hours a week for $20 an hour.

[seriesfive]

learning more about money magdalene. MANAGEMENT. i’m swiping to type. why did it think that’s what i wanted. anyways. learning more about money management could probably feel kind of reassuring and empowering if it wasn’t for the fact that first i’ve had to realize how little i know and how much better i could’ve been doing. hellfire

[karlyboyyy]

ALSO! Remember that when you go to nearly any store to make a large purchase (furniture! appliances! electronics!) and they try to offer you that oh-so-enticing financing option to make monthly installments, that is a line of credit! It’s just like a credit card. And goes on your credit report and influences your credit score. So keep that in mind and make sure you can actually, ya know, make those payments on time.

And if you happen to be, oh idk, browsing new couches with that boyfriend you just moved in with, and the sales person does their job well and sells you guys on the idea of buying a couch that day, and hands your boyfriend the financing application, but whoopsie his credit sucks so he doesn’t qualify, so the sales person asks you if you’d like to apply instead and you’re like yeah sure why not (we want that couch dammit!), and so they now hand you a financing application… please for the love of all things READ THE DAMN THING CAREFULLY and make sure they didn’t just hand you an application for a JOINT LINE OF CREDIT.

Because, just like when co-signing, you’re now both liable for those monthly payments. But what they don’t tell you is that they’ll still put the person with sucky credit as the “primary” account holder, even if you’re the one who’s actually making the payments. And when if you two decide to split up but you say you’ll continue paying off the couch, that other person still has access to that account and line of credit!!

So when you’re like two months away from finally paying off that damn couch and your ex goes to the same furniture store with his new girliefriend and decides to buy something, the sales person will look up their name and see that wow! he already has a line of credit with that store and they’ll ask him if he wants to use it for this new expensive purchase. And he’ll say “sure!” And guess what?! Your credit report now shows that you’ve maxed out that line of credit and you’re also liable for those new monthly payments.

And when you try to call the bank to take your name off the account, they won’t let you because there’s still a balance owed on the account, but they can “close it” so that no new purchases can be added. Which sucks but you’re like fine I guess. But then when your ex gets soooo busy planning his wedding and misses just one payment, suddenly YOUR credit score drops by 90 points over night and it’s gonna take you more than a year to get it back up. And again, the bank will not help you. So then you spend the next six months watching that account like a hawk, hoping and praying that guy doesn’t miss any more payments, thinking to yourself “maybe I should just make the payments because I don’t trust him” (but please don’t do that).

So yeah! Unless you’re like 10000% sure you know and trust this person to not totally screw you over (whether on purpose or unintentionally), do not freakin co-sign for or open a joint line of credit with that person.

DO NOT VOLUNTEER TO BE A CO-SIGNER OR GUARANTOR FOR SOMEONE ON TUMBLR.

I just saw a 'mutual aid' post going around where instead of asking for donations, the person was asking someone to be a "guarantor" - also known as a "co-signer" - for their rent.

DO NOT DO THIS.

I am all for mutual aid. I think credit scores are a scam designed to fuck poor people. I get it. I do. BUT. Being a guarantor/co-signer for someone basically means that if they don't pay what they owe, for whatever reason, their landlord, bank, creditors, etc. can and will come after you for the full amount.

It seems like such an easy way to help someone. You don't need to pay any money, just lend them your name and good reputation so they can get permission to borrow and spend their own money. It feels like you're getting one over on the shitty capitalist system and using your privilege of good credit/income to help someone else.

But it is a HUGE risk. Do not do this. All it does is give that shitty system more ways to get their hooks into you and create tons of problems for you down the line.

You can really fuck yourself over in the long run by getting tangled up in a financial situation like this. Even co-signing for someone in your life who you trust, like a sibling or a parent, can be really risky. No matter how much you trust someone not to purposefully leave you holding the bag, now you're on the hook if they end up with financial problems neither of you anticipated.

Do not co-sign for another person's loan, car, rent, etc. unless you are able and prepared to pay the full amount or subject yourself to the mercy of whatever that person gets themselves into.

ESPECIALLY do not do this for someone on the internet, where scams are rife. Do not share your personal information with people online and NEVER allow someone else to use your personal information for their finances.

Here is an article with more information.

[strategiadvizo]

Transforming Education: Unleash the Potential of Your Students with Strategia Advizo's Vocational Courses

Introduction: In today’s rapidly evolving world, the traditional education system faces the challenge of keeping up with the pace of technological advancements and changing job landscapes. At Strategia Advizo, we believe in empowering the next generation with the skills they need to navigate and succeed in the 21st century. Our suite of vocational courses, designed specifically for CBSE schools…

[kc22invesmentsblog]

Unlocking Passive Income Streams: Online Courses and Membership Sites

Written by Delvin In the digital age, the concept of generating passive income has evolved, offering opportunities through online courses and membership sites. These avenues not only provide a source of passive income but also enable individuals to share their expertise with a global audience. Online courses have become a popular choice for those looking to monetize their knowledge. By creating…

[createeveryopportunity]

Entrepreneurship Education: Shaping Future Leaders

Entrepreneurship education equips people with the skills they need to succeed in today's competitive world. I know that when we focus on developing entrepreneurial abilities, we create opportunities for growth and innovation. They learn how to turn ideas into businesses, solve problems, and adapt to changing market conditions.

Students benefit from entrepreneurship education because it teaches them how to manage risks, lead teams, and make decisions that matter. When they gain this knowledge, they become more confident in pursuing their own ventures or enhancing existing ones. We understand the importance of teaching these skills to help individuals build successful careers.

Communities also thrive when entrepreneurs emerge. They create jobs, boost the local economy, and introduce new services or products. Those who invest in entrepreneurship education are better prepared to shape a future that benefits everyone around them.

Let’s make sure they have the tools they need to succeed. By prioritizing entrepreneurship education, we can build a generation of innovators and leaders who will make a lasting impact.

Take the first step toward shaping your future today by engaging in entrepreneurship education. The world needs the ideas and leadership you can provide.

[moneyvehicle]

Greek Financial Literacy course online

Our online Greek Financial Literacy course is designed to equip learners with the knowledge and skills necessary to navigate the complex world of personal finance. Through interactive lessons and practical examples, participants will gain a solid understanding of financial concepts such as budgeting, investing, and debt management. Join us today and take control of your financial future!

[coolcatteacher]

The Best, Free Financial Literacy Courses for Middle and High School

Picture a classroom full of students excited to learn about money. Welcome to the world of free financial literacy courses! These financial literacy courses from EVERFI are a must-have for any middle or high school.  It’s perfect for kids of all ages and has won top awards. I highly recommend EVERFI as the best free financial literacy courses for middle and high school students. So, why is EVERFI…

[wonnieaura]

Getting your life back in 2024 (leveling up to the max)

♫₊˚.🎧✩｡

In 2024, leveling up your life involves a holistic approach to personal growth. Start by setting clear, achievable goals in various aspects of your life—career, relationships, health, and personal development. Cultivate a growth mindset, embracing challenges as opportunities to learn and improve.

1. **Define Your Goals:** Clearly outline what you want to achieve in different areas of your life. Break down larger goals into smaller, actionable steps.

2. **Continuous Learning:** Invest time in expanding your knowledge and skills. Read books, take courses, attend workshops, and stay curious about the world around you.

3. **Health and Wellness:** Prioritize your physical and mental well-being. Incorporate regular exercise, balanced nutrition, and sufficient sleep into your routine.

4. **Mindfulness and Self-Care:** Practice mindfulness to stay present and reduce stress. Incorporate self-care rituals into your routine, ensuring you take time for activities that bring you joy and relaxation.

5. **Build Strong Relationships:** Cultivate meaningful connections with friends, family, and colleagues. Invest time in building positive and supportive relationships.

6. **Financial Literacy:** Improve your financial knowledge and habits. Set a budget, save, and invest wisely to secure your financial future.

7. **Career Development:** Set professional goals, seek opportunities for growth, and stay adaptable in the ever-changing job market. Network and build a strong professional support system.

8. **Embrace Change:** Be open to change and view it as a chance for growth. Adaptability is a key skill in navigating life's uncertainties.

9. **Time Management:** Organize your time efficiently. Prioritize tasks, minimize distractions, and create a schedule that allows for both productivity and relaxation.

10. **Gratitude Practice:** Cultivate gratitude by reflecting on the positive aspects of your life. This mindset shift can enhance your overall well-being.

Remember, the journey of leveling up is ongoing. Regularly reassess your goals, celebrate your achievements, and stay committed to continuous improvement. As you evolve and grow, you'll find that your life becomes more fulfilling and aligned with your aspirations.

[undouxbises]

I must have la banque tatted on my head or something because why do people always come to me for money?? I’m barely making it myself!

[strategiadvizo]

Unlocking Career Opportunities with "Mastering Indian Tax Planning and Return Filing"

In the evolving landscape of the Indian economy, taxation stands as a pivotal element driving the financial framework of both businesses and individuals. With the government’s dynamic regulatory changes, especially with the introduction of GST, the demand for knowledgeable tax professionals has surged. This presents a significant career opportunity for students and aspiring professionals eager to…

[buysomecheese]

Oooooh Pretty Boy by The Neighborhood is sooo Kenny. Idk what ship this song is so Kenny