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nadvs · 6 months

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watch and learn (part two)

pairing fratboy! rafe cameron x female reader

rating explicit 18+

content warning drug and alcohol use

summary it takes one conversation with your college dorm neighbor to know you won’t get along. rafe is loud, rude, and short-tempered. after he overhears you talking about a disappointing fling, he loses his confidence in his sexual abilities and suggests you start hooking up to both improve your skills in the bedroom. you can’t stand him, but it’s too good of an offer to turn down.

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You’re at the library the next morning, enjoying how quiet campus is on a Saturday. You’re trying to focus on a discussion board you need to respond in, but your mind is elsewhere.

You can’t believe you agreed to Rafe’s idea. But you don’t regret it. He may be a jerk through and through, but he’s surprisingly a really good listener in bed.

You’re pretty sure he gave you the best orgasm you’ve ever had with someone. While it was an awkward challenge guiding him, you realized how liberating it was getting exactly what you wanted instead of quietly hoping the guy you were with knew what to do.

Your phone buzzes and lights up with a text. It’s 9:44 am and the notification is from Rafe.

Rafe: if you ever want practice sucking dick let me know

You flush and instinctually look around to make sure nobody in the barren library can see your screen. You reply: good morning to you too.

You take a second and send another message. The thought of going down on him rouses you. And, of course, the feedback will be helpful.

You: might take you up on that

Rafe: might?

You: might :)

Rafe is lying in bed, nursing a minor hangover. When he thinks about what happened on the other side of the wall in your room last night, he gets turned on all over again.

Feeling you cum around his fingers was fucking amazing. Knowing he did that to you, made you shake like that, was like an achievement. And he wants to keep doing it.

He texts you: we’re having a party on the beach today. bring friends

Rafe’s brand new to the frat, but he has already learned how important it is to invite as many people as he can to events. And if he’s being honest, he really wants to see you again.

You: only if you dont hit on them. i cant subject them to that

He feels his lips quirk up in a smile. When you don’t have a stick up your ass, you’re actually kind of entertaining.

Rafe: wtf why

You: you’re a fuckboy

Rafe: nahh you said i was amazing

You: i said the sex was amazing. and thats only because i told you what to do

Rafe: you can’t take all the credit

You: watch me

Rafe: you’re annoying

You: YOU’RE annoying

You: send me the address and time for the party

He quickly sends you the details.

This is the best idea he’s ever had. No strings attached sex with a hot girl who has zero interest in a relationship and can be brutally honest with him. He gets to fuck and improve his skills. It’s a dream.

Later that afternoon, Rafe watches the setting sun as he hangs out with a couple of his frat brothers in the sand. The party’s slowly starting to fill up, conversations growing in volume over the sound of the waves crashing on the shore.

“We don’t host a lot of parties here,” Blake continues to explain to Rafe.

Blake’s a sophomore legacy and Rafe has slowly realized that he sort of looks up to him. He’s involved in the frat and seems to know everybody.

“It’s ‘cause it’s impossible to get people to pay cover, so we don’t even ask for it,” Blake says.

“No door to do it at,” Sam, another sophomore adds with a laugh. Blake looks back and shakes his head.

“Fun police is here,” he hollers. Rafe turns to see pacing towards the keg next to the same girl he saw you with last night.

His pulse quickens as he takes you in. Your shorts are barely covering anything. Damn.

You glare at Blake as you pick up a red solo cup.

“Kidding,” Blake says. “We were kinda being assholes the other night, weren’t we?”

Your lips twist into a small smile. Rafe isn’t sure why, but he doesn’t like you looking at Blake like that.

He didn’t mention to anyone that you two hooked up last night. No particular reason - it just didn’t come up. But clearly, he’ll have to fill the guys in later. They need to know you’re off limits.

“Thanks for admitting it,” you say, filling up your cup. “Why can’t you be my neighbor?”

You look over at Rafe, whose jaw is clenched. Him and that temper. Admittedly, you’re already kind of sexually frustrated over how good he looks in his tank top, his big biceps exposed.

“Life’s unfair,” Blake replies with a bigger grin. You return it. It makes Rafe’s blood run hot.

“I guess it is,” you say as your friend finishes filling up her cup.

You walk away and Rafe realizes he didn’t exchange a single word with you. The second you’re out of earshot, he leans towards his buddies.

“I’m hooking up with her,” he tells them.

“Your neighbor?” Sam laughs. “Cap. That chick hates you.”

Rafe almost tells him not to call you a chick because of your advice last night. Wow. He really is learning from you.

“Didn’t hate me last night.” He takes a sip of his beer.

“Wait, for real?” Blake asks.

“Yeah.” Rafe loves the confidence high he’s riding right now.

“How was it?” Blake asks.

Rafe decides to lie. Painting it as a boring experience will make his buddies lose any interest they might have in you.

“Fine,” he says casually. Yeah, right. It was incredible.

Rafe watches Blake turn, surely to check you out.

“She’s cute,” Blake mumbles.

“Bro code, man,” Sam says, slapping his friend’s chest. Rafe is kind of relieved he said that.

“Shit, my bad,” Blake says with a chuckle, looking at Rafe. “You like her?”

“Oh - no,” Rafe laughs. “No.”

“Then you wouldn’t mind if I talked to her, right?” Blake says it as more of a statement than a question.

Rafe realizes he shouldn’t care. This whole arrangement is so both of you can get better at sex with other people. He doesn’t know what got into him thinking you owed him loyalty. His impulse to be possessive serves no purpose here.

“Go for it,” Rafe says.

Dusk falls as you stand in a crowd with Liv, your feet sunken into the sand as you drink and chat.

You told her about your arrangement with Rafe and were surprised to hear how jealous she was, mentioning how rare it is to find a guy who cares about giving his girl an orgasm.

You had to clarify to her it’s because Rafe’s ego needs all the stroking it can get, especially in the bedroom. And that you are not his girl.

You know it’s a crazy situation to be in with someone, but it’s worth it. You’ll learn what you can from him, and he’ll do the same with you, and then you’ll use what you picked up with people you actually like.

As the night goes on, the crowd gets bigger and closer together. It’s dark at this point, the moon covered with clouds.

Rafe’s been looking at you all night, at your bare legs, thinking about how he had his mouth between them last night.

You feel your phone buzz in your back pocket. When you pull it out, you see a text from Rafe: you ever fucked in a car? or are you too scared lol

You look up to meet his gaze from eight feet away at most, shaking your head in incredulity as he smirks at you.

The abruptness of his message, the promise of doing something so outside your comfort zone, is thrilling. But still, you just have to mess with him.

You reply: too scared :( no thanks

You laugh at the way Rafe’s face contorts at his phone. He looks up at you.

You text again: jk let’s go

He flashes his middle finger to you and you return the gesture. He then cocks his head behind him to signal you to follow.

“Tip for you,” you say when you approach him, walking away from the crowd together. “Don’t flip off a girl you’re trying to fuck.”

“Is that not good foreplay?” Rafe asks with a smirk.

“Aw, did I teach you that word?” you say.

“I knew it before.”

“Sure,” you say. “Just like you knew that girls fake it.”

“You’re annoying,” he groans, amusement in his tone.

“You’re annoying” you say, echoing your text conversation from earlier. You playfully shove his shoulder. He hardly budges.

You approach the parking lot and Rafe pulls out keys to remotely unlock his car.

“Get in,” he says, stopping in front of a large black SUV and opening the right backseat door. You notice the luxury brand immediately.

“This is your car?”

“Got a motorcycle, too,” he replies smugly.

“It makes so much sense now.”

“What?”

“You’re rich,” you realize. Rafe shrugs in such a pompous way.

“And?”

“That’s why you’re so…” you begin. What’s the right word? Entitled? Arrogant? Shameless? “You.”

Rafe scoffs at you, unsure of how to take the comment and unsure if he should even care as you settle in his car. He ambles in behind you, settling on the leather seat and shutting the door.

You don’t feel shy to initiate like you did last night. You straddle him, immediately locking lips, feeling him freeze in what you think is surprise before his hands drag over your hips.

Rafe really wants to grab your ass but he remembers you telling him he shouldn’t jump right to groping.

He tastes like beer and he smells like cologne as you deepen the kiss, weaving your lips together. He dips his tongue into your mouth and your noses nudge together, wet lips smacking in his dark, quiet car.

He shuffles under you, the leather squeaking, allowing you to feel his hard-on between your legs, his hands finally wandering over your ass and gripping hard. Lust burns in your stomach.

Your mind drifts back to what he texted you this morning. You’ve been thinking about it all day. You sit back, unable to see much of Rafe in the darkness, but enough to see that his eyes are half-closed, drunk off the feeling.

“I wanna practice…” you say, stroking him over his shorts. “You know.”

“Say it,” Rafe coaches, his dimples caving into his cheeks. You roll your eyes. Right. This is why you’re doing this. To stop being so reserved.

“Sucking dick,” you finally say. Hearing and watching you as your words spill out of your mouth makes his skin prickle with excitement.

“My turn to teach you, huh?” Rafe’s voice is deep and husky, dripping with desire. You nod, your bottom lip trapped beneath your teeth as you continue to stroke him.

“Should I keep doing this?” you ask, palming him.

“You got it, baby,” he rasps lazily. “Touch it before you put it in your mouth.”

“Fuck,” you half-chuckle. Rafe smirks. He knows you love his dirty talk.

“You can talk, too,” he encourages. “Try it.”

You twist your lips in apprehension, but push yourself past your comfort zone.

“I’ve been thinking about doing this all day,” you admit, goosebumps blooming across your skin. “About how your cock is gonna feel down my throat.”

“Goddamn,” he groans, his hands gripping your ass tighter. How’d he get so lucky to be here right now? “That’s good.”

“Yeah?” you whisper, gratified. You unbutton his shorts and pull down his zipper.

“You liked the way it felt inside you last night, didn’t you?” he asks. He shifts to give you the space to pull down his shorts and boxers.

You watch him shut his eyes in pleasure as you wrap your bare hand around him, no fabric in the way anymore.

“I loved it,” you whisper, giving into the impulse to kiss him again. When your thumb rubs over the bead of warm precum on the head of his cock, he bites your bottom lip.

You move to position your head at his groin, your knees on the carpeted floor of his car. You lean forward, slowly putting your lips around the tip, feeling just how wet your panties are when you taste him.

“Shit,” he shudders. You slightly raise your head to dribble spit onto his thick cock, bringing your hand up to rub the moisture over his length.

“Sit up,” Rafe says. “I wanna watch you spit on it again.”

You straighten and the sight of your line of saliva dropping from your mouth to his dick makes Rafe feel like he might go crazy.

His cock is slick now, your hand sliding up and down it easily.

“Should I use both hands?” you ask.

“Yeah,” he huffs. You nod, both your palms rubbing over his girth, cupping and twisting.

He’s about to tell you to start using your mouth, but you drop a hand, leaving the other at his base, and take him in.

Your hot, wet mouth feels unbelievable. You start to suck and slide over him nicely, leaning up and down.

“Squeeze harder,” he instructs, and you nod with his cock still in your mouth, your hold stiffening at his base. You’d assume gripping this tight would hurt, but this is why you’re doing this with him. To learn.

You take a little more of him with every dip of your head, lips locked as spit dribbles down your chin. The sound of your slurping is fucking amazing to him. Your tongue twists and curls as you move.

“Keep using your tongue like that,” Rafe says to you, his words whispered and rushed. “And take as much of my cock as you can. Try to take all of it.”

You nod again, pushing down, gagging but reaching all of him, your nose touching his toned stomach.

“Fuck, yes,” he moans. “Good fucking girl.”

The praise makes you stir with enticement as you pull back, then take all of his length again, flicking your tongue.

“Just like that,” Rafe grunts, his voice hoarse. “Look at me.”

You meet his eyes in the shadowed car, his chest heaving. Rafe might just lose his mind at the way you look with your mouth stuffed with his cock. He reminds himself this is supposed to be instructional.

“Guys love this shit, okay?” he says. “When you look up like that.”

You pull back, making him watch his cock slowly get uncovered as you pop off of him.

“Is it wet enough?” you ask.

“Yeah, baby, you’re doing a good job,” he replies. You nod and sink onto him again, starting to move faster, moving your hand in sync with your mouth.

“Hold my balls,” he tells you. “Not too tight.”

You obey, cupping the soft flesh with one hand while the other remains wrapped around his cock. You squeeze gently, massaging his balls and earning a deep groan from him.

Wow. You really are learning a lot from him.

Rafe feels his stomach tighten. He’s close.

“You gonna swallow?” he asks.

“Yeah,” you say, muffled and vibrating over his cock. You never have before, but you really want to impress Rafe and do this right.

He starts to shake, his voice reduced to a whimper. You feel him get even harder, then shudder.

His hot cum hits the back of your throat in one hard splash, trailed by short spurts. He moans his way through his orgasm, his load heavy.

You take it all, making him smile as he looks down at you, panting.

“That was… fuck…” Rafe huffs, titling his head back, his jawline sharp.

It’s pretty gratifying seeing such a big, loud, arrogant man reduced to this tired, heaving mess. He rakes a hand through his hair as you shift to sit next to him.

“A-plus?” you ask. You’re expecting him to tease you but he nods.

“Fuck yeah,” he laughs. “Give me a few minutes. I want you to show me how to make you cum on my dick.”

Nerves suddenly bubble in your stomach. Even after what you just did, the thought of fucking him in here makes you feel on edge.

“Let’s do that another night,” you say, adjusting your top.

“What? Why?” he asks. He looks at you, lips still parted as he breathes heavily.

“We could get caught.”

“The windows are tinted,” Rafe tells you. “Nobody knows we’re even in here.”

You look away, which by now, he has learned means you’re embarrassed.

“Holy shit, why do you get so nervous all of a sudden?” he laughs. “Do you feel bad for liking sex or something?”

You swallow hard. You never thought about it but... maybe he’s right. There always is a little bit of shame attached to every hook-up you have.

He called you out on your lack of confidence last night. Here he is, doing it again.

Rafe doesn’t understand how a girl can be so sure of herself one minute, then ashamed the next.

“Relax,” he says. “Don’t think. Just answer, understand?”

“Okay,” you say.

“Do you want to fuck?”

You nod.

“Say it.”

“Yeah, I do,” you relent.

“Then take your clothes off.”

(part three)

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#the way i listen to a playlist called ‘fratboy anthems’ while i work on this series….#don’t think i’ve ever written this much this fast??? what rafe cameron does to a mf #rafe cameron smut #rafe cameron x reader #rafe cameron x y/n #rafe cameron x you #rafe cameron #rafe x reader #rafe obx #rafe outer banks #obx smut #rafe cameron fic #rafe x y/n #rafe x you #rafe cameron and you #rafe cameron and reader #rafe cameron and y/n

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dataseedz · 2 years

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Insurance policy As Well As Your Credit Score Report (Part II)

If I do not know my rating, and my score varies from company to business and day to day, exactly how will I know if my credit history is influencing my insurance purchases? The FCRA calls for an insurance company to inform you if they have taken an “adverse action” versus you, in whole or partially, due to your credit record info. If your firm informs you that you have actually been detrimentally…

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#bureau #credit history #credit history bureau #credit rating #credit score report #customer.#errors #firm #improve #info #insurance #insurance policy #report #score

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afloweroutofstone · 1 month

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Would love to hear more about your personal take on Walz, if you feel like it.

He's the most progressive of the Boring White Guys who were on Harris' shortlist for VP. To be fair, he's not actually that progressive himself— his record in congress was quite moderate, and he's generally seen as being more moderate than the Democrats in the Minnesota state legislature. But this image as a Normie Democrat can actually pair quite well with his record of progressive accomplishments in office. The stuff he's signed into law while governor has been absolutely incredible, arguably enough to make him the best governor in the country right now (even if the hard work behind most of these reforms came from state legislators to his left).

This is the gubernatorial record that Walz can run on: protecting abortion rights, universal school meals, guaranteed paid leave, legalizing weed, a plan for 100% renewable energy, banning LGBTQ conversion therapy, free college for families earning less than $80,000, automatic voter registration, increasing spending for public schools, universal gun background checks, expanding public transit, strengthening workers' rights, improving infrastructure, new public housing, (underwhelming) police reform, banning non-compete agreements, a strong child tax credit, and more. To compare, Harris' other top choice was a guy who compared pro-Palestine protesters to the KKK, likes charter schools, and wants to cut his state's corporate tax rates. You can see why progressives are happy with Walz as the outcome.

Also Walz does seem to have an electable personality IMO, what little I've seen of him makes him look like a good messenger. VP picks don't really matter that much, but he seems like a good choice if they're looking for someone to wipe the floor with Vance in the debate.

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reasonsforhope · 5 months

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Flint, Michigan, has one of the [United States]'s highest rates of child poverty — something that got a lot of attention during the city's lead water crisis a decade ago. And a pediatrician who helped expose that lead problem has now launched a first-of-its-kind move to tackle poverty: giving every new mother $7,500 in cash aid over a year.

A baby's first year is crucial for development. It's also a time of peak poverty.

Flint's new cash transfer program, Rx Kids, starts during pregnancy. The first payment is $1,500 to encourage prenatal care. After delivery, mothers will get $500 a month over the baby's first year.

"What happens in that first year of life can really portend your entire life course trajectory. Your brain literally doubles in size in the first 12 months," says Hanna-Attisha, who's also a public health professor at Michigan State University.

A baby's birth is also a peak time for poverty. Being pregnant can force women to cut back hours or even lose a job. Then comes the double whammy cost of child care.

Research has found that stress from childhood poverty can harm a person's physical and mental health, brain development and performance in school. Infants and toddlers are more likely than older children to be put into foster care, for reasons that advocates say conflate neglect with poverty.

In Flint, where the child poverty rate is more than 50%, Hanna-Attisha says new moms are in a bind. "We just had a baby miss their 4-day-old appointment because mom had to go back to work at four days," she says...

Benefits of Cash Aid

Studies have found such payments reduce financial hardship and food insecurity and improve mental and physical health for both mothers and children.

The U.S. got a short-lived taste of that in 2021. Congress temporarily expanded the child tax credit, boosting payments and also sending them to the poorest families who had been excluded because they didn't make enough to qualify for the credit. Research found that families mostly spent the money on basic needs. The bigger tax credit improved families' finances and briefly cut the country's child poverty rate nearly in half.

"We saw food hardship dropped to the lowest level ever," Shaefer says. "And we saw credit scores actually go to the highest that they'd ever been in at the end of 2021."

Critics worried that the expanded credit would lead people to work less, but there was little evidence of that. Some said they used the extra money for child care so they could go to work.

As cash assistance in Flint ramps up, Shaefer will be tracking not just its impact on financial well-being, but how it affects the roughly 1,200 babies born in the city each year.

"We're going to see if expectant moms route into prenatal care earlier," he says. "Are they able to go more? And then we'll be able to look at birth outcomes," including birth weight and neonatal intensive care unit (NICU) admissions.

Since the pandemic, dozens of cash aid pilots have popped up across the nation. But unlike them, Rx Kids is not limited to lower-income households. It's universal, which means every new mom will get the same amount of money. "You pit people against each other when you draw that line in the sand and say, 'You don't need this, and you do,' " Shaefer says. It can also stigmatize families who get the aid, he says, as happened with traditional welfare...

So far, there's more than $43 million to keep the program going for three years. Funders include foundations, health insurance companies and the state of Michigan, which allocated a small part of its federal cash aid, known as Temporary Assistance for Needy Families.

Money can buy more time for bonding with a baby

Alana Turner can't believe her luck with Flint's new cash benefits. "I was just shocked because of the timing of it all," she says.

Turner is due soon with her second child, a girl. She lives with her aunt and her 4-year-old son, Ace. After he was born, her car broke down and she was seriously cash-strapped, negotiating over bill payments. This time, she hopes she won't have to choose between basic needs.

"Like, I shouldn't have to think about choosing between are the lights going to be on or am I going to make sure the car brakes are good," she says...

But since she'll be getting an unexpected $7,500 over the next year, Turner has a new goal. With her first child, she was back on the job in less than six weeks. Now, she hopes she'll be able to slow down and spend more time with her daughter.

"I don't want to sacrifice the time with my newborn like I had to for my son, if I don't have to," she says."

-via NPR, March 12, 2024

#united states #flint michigan #michigan #cash aid #basic income #poverty #poverty relief #child poverty #mothers #pregnancy #prenatalcare #healthcare #healthcare access #public health #child development #good news #hope

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loansmee · 3 months

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Discover the essential credit score needed for securing a personal loan in this insightful article by Saurabh. Learn how your credit score influences loan approval, the ideal score range, and tips to improve your chances of getting approved. Perfect for anyone looking to understand personal loan criteria and enhance their financial health. Read more

#Credit score range for personal loans #Minimum credit score for loan approval #Personal loan credit requirements #Best personal loans for different credit scores #Credit score impact on loan interest rates #How to improve credit score for loan approval #Factors influencing personal loan approval #Bad credit personal loans #Unsecured personal loans and credit score #Credit score needed for online personal loans

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renthony · 5 months

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batboyblog · 3 months

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Things Biden and the Democrats did, this week #22

June 7-14 2024

Vice-President Harris announced that the Consumer Financial Protection Bureau is moving to remove medical debt for people's credit score. This move will improve the credit rating of 15 million Americans. Millions of Americans struggling with debt from medical expenses can't get approved for a loan for a car, to start a small business or buy a home. The new rule will improve credit scores by an average of 20 points and lead to 22,000 additional mortgages being approved every year. This comes on top of efforts by the Biden Administration to buy up and forgive medical debt. Through money in the American Rescue Plan $7 billion dollars of medical debt will be forgiven by the end of 2026. To date state and local governments have used ARP funds to buy up and forgive the debt of 3 million Americans and counting.

The EPA, Department of Agriculture, and FDA announced a joint "National Strategy for Reducing Food Loss and Waste and Recycling Organics". The Strategy aimed to cut food waste by 50% by 2030. Currently 24% of municipal solid waste in landfills is food waste, and food waste accounts for 58% of methane emissions from landfills roughly the green house gas emissions of 60 coal-fired power plants every year. This connects to $200 million the EPA already has invested in recycling, the largest investment in recycling by the federal government in 30 years. The average American family loses $1,500 ever year in spoiled food, and the strategy through better labeling, packaging, and education hopes to save people money and reduce hunger as well as the environmental impact.

President Biden signed with Ukrainian President Zelenskyy a ten-year US-Ukraine Security Agreement. The Agreement is aimed at helping Ukraine win the war against Russia, as well as help Ukraine meet the standards it will have to be ready for EU and NATO memberships. President Biden also spearheaded efforts at the G7 meeting to secure $50 billion for Ukraine from the 7 top economic nations.

HHS announced $500 million for the development of new non-injection vaccines against Covid. The money is part of Project NextGen a $5 billion program to accelerate and streamline new Covid vaccines and treatments. The investment announced this week will support a clinical trial of 10,000 people testing a vaccine in pill form. It's also supporting two vaccines administered as nasal sprays that are in earlier stages of development. The government hopes that break throughs in non-needle based vaccines for Covid might be applied to other vaccinations thus making vaccines more widely available and more easily administered.

Secretary of State Antony Blinken announced $404 million in additional humanitarian assistance for Palestinians in Gaza, the West Bank and the region. This brings the total invested by the Biden administration in the Palestinians to $1.8 billion since taking office, over $600 million since the war started in October 2023. The money will focus on safe drinking water, health care, protection, education, shelter, and psychosocial support.

The Department of the Interior announced $142 million for drought resilience and boosting water supplies. The funding will provide about 40,000 acre-feet of annual recycled water, enough to support more than 160,000 people a year. It's funding water recycling programs in California, Hawaii, Kansas, Nevada and Texas. It's also supporting 4 water desalination projects in Southern California. Desalination is proving to be an important tool used by countries with limited freshwater.

President Biden took the lead at the G7 on the Partnership for Global Infrastructure and Investment. The PGI is a global program to connect the developing world to investment in its infrastructure from the G7 nations. So far the US has invested $40 billion into the program with a goal of $200 billion by 2027. The G7 overall plans on $600 billion by 2027. There has been heavy investment in the Lobito Corridor, an economic zone that runs from Angola, through the Democratic Republic of Congo, to Zambia, the PGI has helped connect the 3 nations by rail allowing land locked Zambia and largely landlocked DRC access Angolan ports. The PGI also is investing in a $900 million solar farm in Angola. The PGI got a $5 billion dollar investment from Microsoft aimed at expanding digital access in Kenya, Indonesia, and Malaysia. The PGI's bold vision is to connect Africa and the Indian Ocean region economically through rail and transportation link as well as boost greener economic growth in the developing world and bring developing nations on-line.

#Thanks Biden #Joe Biden #us politics #american politics #Medical debt #debt forgiveness #climate change #food waste #Covid #covid vaccine #Gaza #water resources #global development #Africa #developing countries

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theambitiouswoman · 2 years

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Basic Financial Skills Everyone Should Learn

Budgeting: Creating a budget is a crucial skill for managing personal finances. A budget helps you keep track of your income and expenses and enables you to plan and prioritize your spending.

Saving: Saving is another important financial skill. It's essential to set aside a portion of your income for emergencies, retirement, or other long-term goals.

Investing: Understanding the basics of investing can help you grow your money over time. Learning about different investment options such as stocks, bonds, mutual funds, and ETFs can help you make informed investment decisions.

Debt Management: Understanding debt and how to manage it is essential for financial stability. This includes understanding interest rates, payment schedules, and strategies for paying off debt.

Credit Scores: Your credit score is a critical component of your financial health. Understanding how credit scores work, what factors affect them, and how to improve them is vital.

Taxes: Understanding the basics of taxes, such as tax deductions, credits, and filing requirements, is essential for managing your finances.

Financial Planning: Developing a financial plan helps you achieve your financial goals by identifying your priorities, creating a budget, and determining the best investment strategies for your needs.

Understanding Interest Rates: Interest rates are an important component of many financial products, such as loans, credit cards, and savings accounts. Understanding how interest rates work, how they are calculated, and how they can impact your finances is important.

Insurance: Understanding the different types of insurance, such as health, life, and property insurance, is crucial for protecting yourself and your assets. Knowing what types of coverage you need, how to choose a policy, and how to file a claim is important.

Retirement Planning: Planning for retirement is essential for everyone, regardless of age. Knowing how much you need to save, how to invest your money, and when to start taking Social Security benefits can help you achieve a comfortable retirement.

Estate Planning: Estate planning involves creating a plan for the distribution of your assets after you die. Understanding the basics of estate planning, such as creating a will and selecting beneficiaries, can help ensure that your assets are distributed according to your wishes.

Basic Math Skills: Having a basic understanding of math, such as calculating percentages, can help you make informed financial decisions. This includes understanding how interest rates are calculated, how much you can save by making extra payments on your loans, and how much you will earn from your investments.

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daisynik7 · 1 year

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“Into you” by Fabolous for Connie Springer- smut + fluff

(S4 connie ofc)

Into You

I think you’re truly something special, just what my dreams are really made of

Pairing: Connie Springer x f!reader

Rating: Explicit – MINORS DO NOT INTERACT

Word Count: ~2.4k

cw: super fluffy, kinda cheesy, college au, modern day au, lots of basketball terms (applies specifically to NCAA and NBA), explicit language, smut – PIV sex (cowgirl position), implied creampie

Summary: You and Connie Springer have been close since childhood, growing up as next-door neighbors and best friends. The bond the two of you share is undeniable, but you’ve never been able to admit how deep your feelings are, either to yourself or to him. You continue to support him as his friend while he pursues his career as a basketball player, trying to get drafted into the NBA. Though the journey has its ups and downs, one thing is for certain: The two of you will always have each other, forever and ever.

Author’s Notes: Hi anon! Thanks so much for requesting this song for the y2k karaoke party because it’s one of my FAVORITES! It really gives me Love & Basketball vibes, another favorite of mine that also happens to be a classic in the y2k era. This little fic is very loosely based off of that, so I hope you enjoy! Also, all the basketball/NBA tidbits are mostly from being with my boyfriend, who is a huge NBA fan, so yeah, sorry if any details are inaccurate lol. Likes, reblogs, and/or comments are always appreciated, thank you for reading and I hope you enjoy! MDNI banner credit to @/cafekitsune. Header image from Pinterest (Slam Dunk manga).

“You have to pinky promise, okay?” Connie sticks his tiny finger out, wiggling it in front of your face, sucking on his cherry-flavored lollipop, lips and tongue-stained red. You’re both five years old, sitting cross-legged in the front of his yard, taking a break from playing hide-and-seek.

“What am I pinky promising?” you ask, voice squeaky and curious.

“That we’ll be best friends forever and ever! No matter what!” he exclaims, beaming at you with his eyes wide, twinkling earnestly.

You only need to think for a few seconds before you’re hooking your pinky with his, committing to this promise for the rest of your lives.

~~~

Ten years later, Connie makes it on the varsity basketball team in your high school. It’s rare for a freshman to make it to varsity at Ragako; the coaches must have seen that spark in him that you and his family have witnessed since he started playing at ten-years-old. You used to shoot around with him out in his driveway, where his father set up a little hoop. Eventually, the little one got upgraded to a real one, where the height was adjusted appropriately as Connie grew. You became his practice partner, no longer able to compete with him. Instead, you passed him the ball, watching in awe as he made shot after shot, sometimes deep from the street. He’d pick you up and spin you around, the two of you cheering together, impressed by his skills.

Year after year, he only improved. The way he handled the ball, expertly dribbling it between his legs, behind his back, one-handed, without looking. Or the way his feet gracefully shuffled along the court, the distinct squeak from his shoes echoing off the walls as you watch him on the bleachers, playing three-on-three against some of his buddies at the gym. One time, his friend Jean teases you. “You know, you should stop hanging around here or else people might think you’re his groupie.”

Before you can think of a smart comeback, Connie interjects, shoving Jean hard in the arm. “Hey! Leave her alone. I want her here. I only play like this when she’s around. And she’s not a groupie. She’s my best friend.” He wraps his arm around your shoulders, leading you towards the exit while Jean sputters apologies that go ignored. “Sorry about that,” he whispers to you. “Jean is an asshole. I want you around, got it? Forever and ever.”

You smile, leaning into him. “Forever and ever.”

~~~

It’s at the championship game during senior year that you realize that you’re in love with Connie.

Scouts have already contacted him about full-ride scholarships to university, recruiting him for their team. He’s the most celebrated point-guard in your school’s history, his average points and assists per game breaking records. Ever since he joined, your school has made it in the final round each year, last year resulting in a win, this year leading to a second.

With seconds left on the shot clock, tie game, Ragako with possession, Connie makes his move. He inbounds the ball to his teammate, quickly taking position at the right wing, his sweet spot. As quickly as it leaves his hands, the ball is passed back to him. He shoots it, and as it flies out from his fingers into the air, the buzzer rings, and he makes it. The crowd goes wild; one side of the bleachers erupting into a frenzy, jumping up and down with excitement. Connie’s parents hug each other first, then surround you in their arms, elated. You don’t expect him to celebrate the win with you, not with his entire team huddling around him, splashing water on his head, cheering his name. Not with all the cheerleaders and fans gravitating toward him, eager to be in the presence of a sure-to-be star in the making. So, it surprises you when you see him maneuver his way through the crowd, heading straight towards you. He pounces on you, giving you the biggest, sweatiest hug with tears streaming down his face. It’s a split second where the surrounding noise goes blank and it’s just the two of you there, basking in each other’s warmth. Soon, his parents join you, also crying happily, and it’s in this moment that you realize this is where you want to be: with him. Forever and ever.

~~~

It's no surprise that the two of you attend the same college together. Most people will see it as you following him, but in actuality, Connie agrees to go wherever you go. Lucky for you both, your top choice is a D1 university where he’s offered a scholarship to play for their basketball team. It works out perfectly, as if it were meant to be.

He’s busy from the get-go, practicing every day until the season starts in November. You become preoccupied with classes, and naturally, the two of you travel your different paths, meeting in the middle whenever you can. When the season official starts, you attend all his home games, cheering for him from the sidelines surrounded by the other students also chanting his name. Weeknights, he’s often too tired to hang out, retreating to his dorm room to fall asleep, only to repeat his busy schedule again the next day. He grows close with his teammates, spending most of his time with them instead of you, which is to be expected. After all, you and Connie are just friends. Sure, you’re completely and madly in love with him, but he’ll never know that. So, you watch from afar as he pursues his career without you in the way. It’s the way it has to be.

By the time spring semester rolls around, you and Connie barely see each other. You’ll still text, sometimes video chat or talk on the phone. He mostly vents to you about teammates or coaches that have gotten on his nerves that day. He’ll catch you up on the other schools they’ve defeated or the ones that they’ve lost to. Your school’s record is quite good thanks to Connie, who’s only gotten better since high school. If they continue at this rate, they will win the conference tournament, meaning a trip to March Madness, the most prestigious competition in college basketball. Most importantly, it’s one step closer to the NBA.

As expected, the team does win the conference tournament. That night, the entire campus is lively with students buzzing in school spirit, ready to party the rest of the weekend. All you think about is calling Connie to congratulate him, hear his voice and tell him that you’re so proud of him. You debate with yourself for nearly fifteen minutes, staring at his name on your screen, fingers so close to dialing his number. You decide not to go through with it, certain that he’s too busy with his team, too busy with his fans. He’s not thinking about you, not when his whole world is about to change. And you can’t blame him; you’re just friends, and this is the way it has to be.

The following night, your school organizes an impromptu homecoming for the basketball team, welcoming them as they arrive on the bus, fresh from their championship win. They have a couple days of rest before they leave for the NCAA tournament, but you’re sure they’ll be busy with press and practice until then. You’re not there to greet them when they step off the bus; instead, you’re sulking in your room, buried under the covers, feeling sorry for yourself for ever falling in love with Connie Springer. It’s a sad, pathetic sight, but at least you’re alone for the weekend to do it while your roommate is out visiting her boyfriend out of town.

You’re surprised to see Connie’s name flash on your phone a few hours later. You let it ring twice before answering. “Hello?”

“Where are you?” he asks. There’s shuffling in the background, as if he’s walking outside.

“I’m in my room.”

“I’m coming over now.” He hangs up, not giving you any time to respond. You sigh, mentally preparing yourself for what’s to come.

When you open the door to let him in, he wraps his arms around you in a snug embrace. “I missed you.” He pulls off to hold you by the arms, glaring. “Why didn’t you greet me off the bus?”

“I…” you start, unsure how to respond.

“I was looking for you and you weren’t there. Where were you?”

“I was studying in the library.” This might be the first time you’ve ever lied to him. You feel guilty and gross.

“Oh,” he says sadly, still staring at you.

“Congratulations, by the way. It was an amazing win.” You give him a weak smile, blinking away the tears welling in your eyes. You don’t even know why you’re crying; Connie did nothing wrong. You’re letting your emotions get the best of you, and you can’t help but crumble in front of the only person who knows you better than you know yourself.

“I don’t care about that right now. I care about you. What’s wrong?”

“It’s nothing, Connie, I promise.”

“Don’t promise me shit like that. I know you’re upset. Tell me. Please.” His eyes search yours, desperate for an answer.

You look at his feet, fixating on his shoes, scuffed on the sides from playing. Tears start to drop from your face and on the carpet. “I just…I missed you too. I miss you, Connie. I…I love you.” The confession slips from your mouth in a sniffle, and you’re so upset with yourself for letting it slide in this crucial moment. Neither of you needs the drama of your unrequited love right now. Not you, knowing he’ll be leaving again soon, and especially not him, who has bigger and better things to focus on.

He gapes at you, stuttering, “You love me?”

You nod, biting your lip.

“Like, love love? Or love like a friend?”

You’re tempted to lie, just to make it easier. But you owe it to Connie to be honest with him. “Love love.”

His mouth is open, eyes bugging out, completely shocked by your admission. Before he can respond, you add, “I’m sorry, Connie. I shouldn’t have told you this right before the tournament, but…I don’t know. It just came out. I’m sorry.”

He stammers, “You’re sorry? This is the best fucking thing I’ve heard in my entire life.” He breaks into a smile, laughing hysterically, an even more bizarre reaction.

You cross your arms, getting impatient with his ridiculous behavior, eventually grabbing his shoulders to shake him out of his fit. “Connie, what the hell?!”

He wipes his eyes, crying from giggling, beaming at you. “I’ve been in love with since we were kids. Been dreaming of hearing you say that since we were five-years-old.” He hugs you tightly, nuzzling his nose to the top of your head. “I love you and I want to be with you. Forever and ever, right?”

You nestle into his chest, inhaling the familiar scent you missed since he’s been gone. “Forever and ever.”

~~~

The two of you spend the night together, making love for the first time. His lips are soft against yours, and you smile into his kiss, remembering the day you pinky promised that you’ll be best friends forever and ever, no matter what. His lips were stained red with cherry-flavored candy, looking sickly sweet as he smiled at you. And as you kiss him now, he tastes just as sweet as you imagined he’d be after all these years.

You kiss him sloppy as you ride his lap, his cock buried deep in your pussy, filling you up to the brim. He moans your name into your mouth as he laps at the saliva collecting on your tongue, slurping your spit, swallowing it thickly. “Fuck,” he groans, hands gripped to your hips, rocking you back and forth on his thighs. “I’ve dreamed about this for so long, baby. So long.”

“Me too,” you whisper, starting to bounce on him, close to your climax.

“What would you think about? Tell me,” he demands, thumb pressed to your clit, rubbing it raw.

You whine from his touch, increasing your pace, resting your head on his shoulder. “You and me, just like this,” you huff, short of breath.

“Yeah? You thought about me deep inside you, huh? Fucking this sweet pussy until you come all over my cock, huh?” He thrusts up into you, grip tightening, fingers digging into your flesh. He’s close too, you can feel it.

You moan into his skin, sweat beading on your forehead, throwing your ass back against him in tandem with each pump of his cock. A few more strokes and the two of you come together, the mess spilling onto the sheets as soon as he pulls out.

He wipes you down with tissues and baby wipes you have handy on your bedside drawer. As soon as you’re both clean, he cradles you in his arms, spooning you from behind.

“I know this is going to sound super cheesy, but I truly feel like a winner now,” he says, kissing the nape of your neck.

You chuckle, squeezing his hand in yours. “Wait until you win March Madness. Then you’ll really be a champ.”

“Even if I lose, I’ll still have you. And that’s been my dream all this time.”

You shift your body to face him, gazing into his eyes. “I thought your dream was to make it into the NBA?”

He smiles, booping you on the nose. “It’s part of the dream, sure. But I wouldn’t be anywhere near where I am now if it wasn’t for you. You kept me going all these years. Knowing you were always on my side gave me the strength I needed to get here. As long as I have you, I’ll be living the dream.” He kisses you on the forehead. “I’m going to love you for the rest of our lives.”

“Forever and ever?”

“Forever and ever.”

~~~

In an upset, your school loses in the Final Four. It’s the furthest they’ve gotten in university history, and a large part of that is due to Connie and his extraordinary performance as their point guard. His efforts do not go unnoticed; his coaches and many prospective agents have contacted him, encouraging him to apply for the NBA draft.

June of the same year, Connie Springer is drafted tenth in the first round and you’re sitting right beside him with his parents, cheering for him. Just as you have throughout all these years, and just as you will for the rest of your lives. Forever and ever.

#connie springer #connie springer smut #connie springer x reader #connie springer x you #connie springer x y/n #Connie springer fluff #connie smut #connie x reader #Connie x you #aot smut #aot fluff #attack on titan fluff #attack on titan smut #y2k karaoke party #milestone event

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bitumz · 3 months

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Title: Lay that rifle down

Pairing: Cooper Howard / Lucy MacLean Word count: 4.5k+

Rated: E [explicit sexual content, gun play, dom/sub undertones, cannibalistic tendencies]

gif credit: @kaorym ❤️

~~~~~

“Ten caps says you can’t teach me something about a rifle that I don’t already know.” Lucy sent over her raised arm.

And Cooper took it as the bait it was.

“Aight Annie Oakley, target practice ain’t got shit on the real thing.” He sneered with a tip of his head. “You ever have to pull a repeater on a rabid herd of radroaches crawlin’ at your feet down there in that squeaky-clean sealed-up vault of yours?” Cooper asked, and Lucy only looked over at him as if the thought was foul. “Or how bout a pack a’ radhounds foamin’ at the maw for a mouthful of that hot blooded complacency all over your fuckin’ face... Didn’t think so.” He bit. “And keep that goddamned elbow up ‘fore it gets knocked from its socket.” He reminded again through his teeth, and she couldn't be sure if he meant from the kick of the stock or his hands-on training approach.

Three empty cans of Cram hung from twine on a tree branch twenty yards out and Lucy squinted at them down the barrel of Cooper’s sawed off. Their light ammo was running low, as was their luck, a bandit encampment separating them from their most recent diversion, a bounty that would earn them enough caps to not have to worry about bullets or supplies for the next few months if lady luck got her shit together.

“No, no radroaches down there, thank goodness.” Lucy answered. “But there was those few raiders that one time. And the bandits back in Nipton... The deathclaw that nearly knocked your head off.” She preened. “They all moved pretty quick. I think Annie would be proud.”

Cooper snorted at that, ambling down range to run his gloved hand lazily across the cans, sending them swaying side to side. Stepped safely out of the way.

“Raiders…” he still pondered the first of her list. The one that still stung the most when she thought on it too long. “Moldaver’s golden fuckin’ ticket huh... What was his name again?” Cooper asked, eyes thinning in a derisive show of thought. Like he’d actually forgotten, though the tightly drawn bow of his shoulders said otherwise, pent up exertion waiting to be freed in one way or another. Lucy shifted on her toes in the sand. “Monty, right?” He sent her a withering grin from beneath the shadow of his hat. “Imagine how much more effective buckshot woulda been.”

Lucy glared back, took aim, and fired, the hollowed rounds free of shrapnel, (waste not, want not Cooper would say) but striking the trio of moving cans in repeat, near-perfect precision all the same. A sense of pride swelled in her chest as they spun wild from their twine, right alongside the burning memories of being betrayed and choked and stabbed in the gut… She looked over to find Cooper again, closer now, watching near her side.

“I slashed his throat, you know.” Lucy reminded him with a smile of her own, and as always it flashed something bright and hot in his usually carefully disinterested hazel eyes.

“Oh I know.” Cooper nodded. “But your first mistake was lettin’ him close enough to have to.”

With the warning he attempted to reset the stage, gloved hands reaching out to grasp for anything vital, another repeated lesson in reading between the lines of people's bullshit. And they had earned her a few bruises here and there as she’d grown stronger and quicker and improved till he’d deemed it unnecessary to pull his punches, just as she’d begun drawing a bit of blood of her own.

But Lucy had always been a fast learner long before the wasteland. Now, with the push of her heel against the dirt she dodged back and spun whole-bodily to put the barrel of his rifle between them, pointing it an inch away from the hastily sewn button over the center of his chest.

“He was a liar.” Lucy said simply. “Fucked me and wanted a quick out... Like most men, come to think of it.”

And Cooper chucked low, gloved palms up in a short lived impasse. Raised his stormy expression toward the sky. “Most men, like the poor souls weren’t trapped in there with you.” He finished the roll of his eyes and met hers again. Smirked a fiery thing. “Or related to ya.”

Lucy took the jabs in stride.

“This again? Really? Right now?” She asked, adjusting the butt of the shotgun more securely into the divot of her shoulder. “Not like I had many options down there. Still don’t sadly…”

“And yet?” Cooper bid with the lift of his browline, hat shifting the slightest bit higher on his forehead and letting the sun play brighter along the deep hollows of his face. And he took the final, daring step that put him flush against the jagged metal of the muzzle. Sent her a warning look across it that burned deep in her belly as if it were his own finger on the trigger. Stared at her as if he awaited something even more gutting in her answer.

And she knew him well enough now that she could give him that.

“Well if this is you actually asking, I’ve dealt with my fair share of assholes, sure. Down there and up here... But with Monty,” she breathed out, sugar sweet and disgustingly indulgent. “I’ve never cum so hard in my life.”

Then she reached out over the barrel of the rifle, flicked the brim of his hat up another inch higher across his brow just to be a bitch. And at her teasing smile he growled.

Cooper snatched the gun from her hold single handedly, slinging it down in the dirt beside them so hard it kicked up dust. Grabbed her by the knot of the vaultsuit at her waist and yanked her in close, looming that few inches over her that sped her heart in her chest and weakened her knees every single time without fail.

“You sure you really wanna tug on that thread right now girl?” Cooper hissed, chemical-laced breath washing hot across her face in a smell she was coming to relate to painful, invigorating pleasure if she played her cards just right. Because the hands she was dealt could change at a single slip of the tongue, but she was getting more and more secure in her ability to read the table. “Cause it’s been a rough few weeks,” he drawled, “and them prissy vault assholes ain't got shit on me.”

As if she needed reminding of just how full of it he actually was. He was heavy handed and a downright son of a bitch when the occasion called, but the only lasting marks he left on her skin these days were asked for in gasped breaths and pleading little cries. He'd done nothing during their ample downtime but raise her up to the harsh standards of the wasteland, training her muscles and sharpening her mind and she'd felt more alive in the last few months than she’d ever had in her entire life.

“Technically he wasn't a vault dweller.” She corrected with a small shrug. Squared her shoulders. “But ya, I’m sure.” Lucy nodded in challenge.

And Cooper stared her down just long enough to raise the small hairs at the back of her neck…

Then his rough hands were everywhere all at once, ripping her suit the rest of the way down her hips with one to let it pool at her feet. He bit the middle fingertip of his glove over the other to free it from his scarred skin. And as always his right trigger finger shined paler up at her, nearly completely healed now in a line near his knuckle where two became one. It skimmed up her stomach alongside his others, under her dirtied tank top, gripping the sensitive flesh there and squeezing as she steadied herself against his shoulders to kick her fallen suit to the side.

And Cooper watched the small act with something like veneration in his eyes.

It emboldened her enough to reach into his own cover, small hands slipping beneath the lapels of his ragged duster to try and push it down from his shoulders. But her wrists were caught in his ensnaring hold before she could make any real progress.

“Leave it alone,” he snarled, shoving her back and away from him with such a force that she tumbled down onto her ass in the sand, grains scratching against the strips of bare skin that her underwear didn’t cover, but the new angle did something even rawer to her insides as she looked back up at him, standing tall above, chest heaving in an inevitable anger that she found she wanted to siphon out of him like blood, in the very same way he’d done her all those months ago in the hazy heat of the desert. Kicking and screaming and fighting until all the trauma he’d piled on and on atop the already shaky foundation was free of her skin and torn right back into his. And it was a damn enticing thought.

“There she is.” He said unmoving, in that way that pushed her further, as if he knew her better than she knew herself. And that could only be true if she allowed it.

So she pressed her weight up onto her elbows. Carefully schooled her expression. Sharpened the words in her mind just as Cooper would his bowie.

“You know, I vaguely remember Monty saying something similar to me as I rode him into the mattress.” Lucy said, looking past him to the safety of the tree line. “The first time.” She added pointedly.

And Cooper’s laugh slithered in the humid air above.

“You sure are a funny little thing, I’ll give ya that.” He said down at her, the lilt of his accent at odds with the glare. “All talk and no substance.” He goaded, tongue darting out to swipe at his chapped bottom lip. Then a sudden thought burned quick and troubling in his eyes. “Unless you care to prove it?”

For a while neither moved, Lucy only returning his malice back up to him as he thought something over in his mind. It thinned in his eyes like her patience.

Then all at once it clicked, Cooper bending forward to retrieve his rifle from the dirt. He shoved it barrel-first into the loose sand between her legs, so sudden and so close to the apex of her thighs that she nearly flinched back to protect her own anatomy…

“Let’s see it then cowgirl.” He taunted, taking a step back and watching her as if she were a puzzle he was bound to solve, whether the pieces fit in place or not. A game to be mastered to completion. One she’d started playing first this time around.

And she would never again back down from a challenge out of fear. Not ever one from him.

“Okey dokey.” Lucy said, paired with the sweet curve of her lips that she knew, together, bit him right in the ass.

Her hands only shook the faintest bit as she wrapped them around the barrel, using it as an anchor to draw herself the small distance forward it took to have it flush against the gusset of her underwear. The metal itself was warm to the touch, near burning under the tips of her fingers from such recent use, but it sat just right against the heat already building between her legs at the way his shell shocked eyes ate up her every move.

She held them with her own as she drew into mind the memory of those show girls she’d seen on an old holotape beneath Chet’s mattress. Dressed in clinging silk and dolled up beautifully as they danced around and clung onto tall metal polls like they were lovers. Lucy tried to mimic, making an experimental roll with her hips against the cylinder, firm pressure pushing against all the right places as it parted her folds and met her clit through the thin material of her panties. But the real pleasure came from the look it left on Cooper’s face.

Lucy moaned a low sound and his boots shifted in the sand before her.

“That’s all it takes huh?” He drawled, his gritty, flustered voice brewing even more pressure deep in her gut than the contact itself. “Fuckin’ get it then.”

She rolled her hips again, arching her lower back and drawing the stock closer to her chest in the dancelike chase of her own pleasure, rocking her cunt against the hard barrel more like a cowboy would his saddle in those old westerns than the painted ladies she’d set out to mirror originally… And then she looked right up into Cooper’s gaping eyes.

“Like this?” Lucy asked him in a breathless gasp, straight teeth flashing harsh in the sun as she drew in a breath through them.

“Just like that.” He growled back, bared hand tugging slow at his remaining glove before both fell to the pair of buckles at his waist.

And the methodical way he undid the clasp of his holster while still watching on had Lucy’s thighs tightening shut around metal in anticipation, sliding slicker against the friction. She’d been lying when she told him Monty was the best lay she’d ever had but she found that it was almost always in her own best interest to give Cooper new and ever changing goals to focus on. He was an excellent student when given the proper time and motivation to study the material, just as she herself had been during all those pivotal pubescent years in the company of only a Radiation King television set and her own two hands.

But she was very much a woman now, her body screaming it at her so as her movements grew quicker and sloppy, her hands drawing the rifle against herself in pulses as she rolled her hips forward faster in chase, the pressure building and building low in her groin, throbbing but empty and wanting.

“Cooper please.” Lucy begged in a shaky breath, though she couldn't pin down exactly what for. She sought out his eyes for the answers.

“Nu uh.” Cooper denied in a breathy exhale, flicking his pistol barrel up at her a pair of times in vague acknowledgement. “You started it. Fuckin’ finish it.” He bit and the frustration it lit in her chest rekindled her efforts.

If he wanted her to finish then she fucking would.

Lucy reached down to pull her panties aside, soft curls lacing around her fingers as she unceremoniously dipped a mismatched pair between her folds and into the slick of her arousal, earning a low, satisfying rumble from Cooper’s chest that had her walls clenching tighter around them. She rolled her wrist in the familiar pattern that’d earned her many a decent night sleep. Looked down as she fucked herself on her fingers, gun still standing tall from the dirt between her legs like some last little bit of modesty between her and the eyes that looked on as if they were trying to swallow her whole. She tried to imagine his mostly-own, thicker digits pushing into her. His own thumb circling rough over her clit. And under his careful study, she’d never been more turned on in her life.

“That how Monty touched ya?” Cooper slithered down to her like a curse, breaking the spell and stirring her up further all at once. He stepped aside to fall languorously into a crouch near her knee to better see the show. “All soft and sweet-like. A proper little lady.” He growled.

And Lucy gasped a laugh up at the blue sky, falling to her back as her muscles tensed to a near excruciating tautness at his goading, the attempt only exposing another of his weaknesses and twisting tighter the coil low in her own gut. “He didn’t touch me at all actually.” She confessed, fingers squelching obscenely as she quickened her pace at the reminder. “Made me do all the work myself. Just like this.” She accused up at him with the bend of her neck. “Had more fun fighting him honestly...”

A quick breath huffed from Cooper's nasal cavity.

“Mm,” he nodded. “Figures.” He drawled, eyes trailing down her body with a dangerous edge thinning his lips. Then he aimed his pistol passively at the dampening sand between her legs, a crazed glint sparking in his eyes that she’d only ever seen in ghouls gone rabid. “Well I got another gun here if ya need it.” He offered.

And the rush of adrenaline at the implication alone was what finally sent her falling over the edge, back arching over the ground, thighs quivering and clenching closed so hard around her own hand that the rifle between them toppled sideways right into Cooper’s waiting hold.

“That’s it, darlin’,” he praised, steadying himself over her against it like a crutch, honey gold eyes raking over every inch of her exposed, trembling skin. The peaks of her breasts teasing through her thin tank top. Her slowing fingers between her legs as she brought herself back down. “Monty ain’t got shit on those greedy little hands huh?”

And she knew he was talking but the words wouldn’t register right in her pleasure deafened ears. Overstimulated and still unsatisfied in equal measure for the taste of oblivion she could never quite reach on her own anymore.

“Cooper…” Lucy breathed, strained and gasping in the throes of her waning orgasm. “Cooper please - please…”

He grew tense near her side, that practiced mask of indifference slipping a bit at her honest to god begging.

“Cooper what?” He asked, almost sweet, in itself an unnerving thing.

And Lucy let her legs spread back open wide. Slowly traced her pleasure drenched fingers up to the bare midriff of her pale stomach. Dipped them beneath the fraying hem of her panties.

“Please don’t make me do this alone again...”

Then her underwear joined in the pile of her vaultsuit, Cooper ripping them off her himself as he gave in with a deep throated snarl. He shoved the rifle out of the way in the process, in the rush of kneeling between her legs. Dropped his pistol to the dirt at her side.

“Always so fuckin’ needy,” he bit out in a pant, parting her folds with a single bared hand and pressing his face down between them without so much as preamble. He licked a hot stripe up the damp seam of her, watching her face as it screwed up in pleasure toward the sky, hips pressing harder against his mouth on instinct alone. He held them down against the earth. “This what you wanted sweetheart? A monster like me to do it for ya?” He drew back just enough to ask, pressing the first two fingers of his right hand deep inside her so quick and rough that instead of denying the moniker aloud, she could only moan the breath from her mouth. "Let me fuckin' hear it." Cooper growled, then dragged out more of that answering sound with the seal of his coarse lips around her clit.

Lucy basked in the burning stretch, her walls deliciously taut as he curled his fingers forward inside her, deep against a spot that had the coil low in her belly already flaming burning hot again with a practiced expertise that continued to put the few experiences she had before him to shame. His mouth trailed away from her center, leaving sharp toothed bites across the hinge of her leg, down deeper into the muscled meat of her thigh, every bit one of the foaming-mouthed radhounds he'd often warned her about. Taking her apart and consuming the ruin piece by tender piece.

Lucy hissed air from between her teeth as his jaw set tighter and tighter each time. She reached a hand down, attempting to gently guide him back in the right direction instead of his distracted path to somewhere beneath her skin. The rough curve of his cheekbone was hot beneath her touch for only a second before he tore himself away.

“Hands off,” Cooper ordered, looking up at her through his lashes, lips damp and swollen and so very touchable. “Or I'll stop.”

“That's not fair.” Lucy said, drawing back against the dirt and squirming against the slowing pulse of his fingers because she wasn't sure she could handle it if he followed through with that particular threat. “You touch me all the time.”

“Life ain't fair.” Cooper promised with a dark flair of his eyes. “You'll see.”

Then he hooked a forearm around her thigh to drag her closer to him across the ground and began to eat her proper, wet, obscene sounds filling the air as his tongue laved in quick swipes over her swelling clit and his fingers scissored in upward strokes to meet them in tandem. And though the mid day sun burned hot against her sweat-slicked skin, Lucy saw fucking stars above, dancing and flashing before her eyes in bright bursts of gold and royal blue.

“Fuck,” Lucy swore in a throaty groan and Cooper's tongue faltered once mid motion. “Just like that.” She gasped, hands falling palms up against the ground on either side of her head as he worked her higher and higher into the throes of something like madness, spine already tingling and muscles twitching from the over sensitivity still lingering on from her first small taste of pleasure…

This second orgasm crested slow, swelling over her in heavy waves as Cooper carried her unceasingly through it, continuing his relentless worship of her cunt with a single minded focus that she’d only elsewhere seen him use on those down the barrel of his gun.

“Does that make you Buffalo Bill?” Lucy asked breathless, a lifetime later, as her spine finally began to flatten and she remembered how to inhale.

His fingers slowed reluctantly to a stop, still inside her, and back during the first few times she used to wonder why. The job was done, the end goal reached, but he always kept touching her skin like he wanted to, exploring her inside and out even still, with the slight pet of his fingertips and hot, opened-mouthed kisses across the swell of her hips.

“Pardon?” Cooper asked absently from somewhere in between, voice muffled near the raised scar on her belly.

And Lucy laughed at the absurdity of it all.

“You called me Annie Oakley earlier.” She reminded, looking down the length of her heaving chest to find his eyes. “Come to think of it, it may have been the first real compliment you've ever given me... She was a badass sharpshooter. Way ahead of her generation.” Lucy propped herself back up on her elbows and raised a quizzical brow at him. “And regardless of which version of her story you read, she out-shoots Bill every time. So-” and she gestured toward him.

But the indisputable facts only left an odd look on Cooper's face, teeth flashing back at her in a predatory smile from just above her skin. Like he was the only one of them on the inside of some incomprehensible joke. Then he actually laughed.

“That's why I bring the legacy of Buffalo Bill to mind in this scenario ‘a yours?” Cooper asked, exasperated. "The gunslingin'?" He nipped hard enough at her hip bone to make her hiss. Left pointed divots behind in the thin skin there. “Had me worried for a minute there, precious.” Then he slowly slid a pale fingertip up the middle of her stomach to the rise of her sternum.

And Lucy was left confused and underwhelmed at the newest pet name and his uncharacteristic lack of offense.

“I'm saying I'm a better shot than you.” She clarified briskly.

Then she watched the claim set across his features as if she herself were the punchline all along, burning a bit more life into his tightening eyes.

“Care to lose another wager then?” Cooper asked in lieu of taking the bait this time, shoulders lax and rounded as he shifted up over her, hands coming down to restrain hers on either side of her head. “Cause ya owe me ten caps already.”

“Try me.” Lucy said without faltering, because she actually was very good at riflery and reading (books, and lies, and straight through his bullshit, at this point) and fighting and fucking and a great deal of other survival skills… And she was so incredibly tired of feeling the need to dumb herself down to fit in some box that no longer existed. Especially not now on the ground between Cooper’s arms. Not when he looked down at her like that. Like not even he had control anymore.

“Tell ya what,” he started, raising a hand to lift his hat from his head, dropping it to the ground just above her own. “If you're able to aim for shit by the time I'm done with ya, we'll call it even, right? Double or nothin’.” He nodded, lowering himself down close into her space, the torn tendrils of his duster tickling where they dragged along the bare skin inside her knees, rugged lips slowing inches over hers and Lucy’s tongue darted out across her own chapped skin in preparation. Because right from the very beginning of it all, Cooper had been nothing if not terribly honest and true to his word.

“Deal.” Lucy accepted easily, victorious either way.

Then with a quick dip of his hand between them and the promising cling of his belt buckle, she could feel the hot, thick pressure of him pressing insistent against her entrance, still slick and ready and desperately waiting.

Even so, he gave her a moment to adjust, eyes like searing supernovas where they watched her expression from above as he pressed in slow, deeper and deeper until he was buried fully beneath her skin and she'd claimed another piece of him as her own.

Then Lucy exhaled her relief. Pushed the sweetness of his consideration far from the front of her mind. Looked up at him with all the pain she could gather beneath her fingers with the curl of her dull nails into the backs of his hands. Drew her plush bottom lip between her teeth and smiled in that endearing way she knew pissed him off…

“Go on then cowboy.” She bid, pressing him in closer with her heels against the backs of his sturdy thighs. “Or are you all talk and no substance?” She added when he didn't move right away, sealing her own sentence beneath the tightening of his hold.

He answered with the dip of his head in fevered disagreement, the frenzied press of his mouth searing down against her own. Then he was moving, hips rolling forward in punishing strokes that dug deep enough into the core of her body to drive out any other thoughts but him, and yes, and please, and it was the last she spoke apart from his name for a good long while.

Twenty caps, she reminded herself later that evening, carefully Radawayed and still sprawled shapeless against Cooper’s chest across the cooling sand. She couldn't let herself forget.

Because she knew damn well that he wouldn't.

#ghoulcy #vaultghoul #oneshot smut #fallout prime #fallout fanfic #thou shalt be sidetracked #reposting with the incredible gifing talent of kaorym #lay that rifle down

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