#can the job market be better already so I can apply to places omg
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reisspieces · 5 months ago
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I need to learn how to stop being emotionally attached
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infiniteglitterfall · 3 months ago
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For real. $17k is poverty. The poverty line in the US is always lower than it should be, but...
HOLY SHIT, as of March 2024, the federal poverty level (FPL) in the United States is $15,060 per year for an individual and $20,440 per year for a married couple.
What the PENGUIN-SHARPENING PURPLE FUCK.
As I was about to say, it doesn't draw a line in the sand where "poor" ends and "rich" starts. Guess that's even more obvious now.
I live in one of the most expensive parts of the US. I can't even apply for jobs that pay $65k, because that's around $4000 a month after taxes, insurance, whatever.
My mortgage is hella low for where we live: I got an inheritance right at the rock bottom of the housing market, which was the only way I was ever going to be able to get approved and buy a house.
It would still take half my income to stay in my house. I don't know how I would pay back the $14k I currently owe on the mortgage, which is in foreclosure for the third or fourth time.
I have my kid full-time because my ex's disability stuff is too much right now for them to do weekends. And extra full-time because our kid's sensory stuff plus anxiety is too intense for him to tolerate school, which we're working on.
But it means that I can barely do any work. And it means I have to be able to afford food and clothes and stuff for him. Saving for college, retirement, or emergencies would be really difficult if I only had $500 a week left to spend. That pays, let's see... If I were paying all my bills, another $800 or so would be going to bills. Not to mention the debt on water, trash, and power.
Then we'd have uhhh $1200 left to pay for a month of groceries for two people, cat food, cat litter, any vet visits, any repairs around the house I can't do, gas, any car repairs, kid clothes, kid fun (birthday presents for him, for friends, games he sometimes wants, he needs pants, etc), and all the things we've just been doing without but really do need. Like hand towels.
Obviously nobody's retiring around here and he can just go to community college for the first two years, but also, shit is gonna happen and I won't be able to pay to deal with it. And I'm already doing that... Under the belief that it will get better.
If I was making $65k long-term, I would be almost as screwed.
I'd be losing the food stamps I now get, the ones I should be getting that have been going to my ex, and the cash aid for needy families that has also been going to my ex, who's now on disability.
I'd be replacing that money out of my salary, and not making enough more to cover all the predictable, recurring, but random expenses that come up all the time
And I wouldn't have time to look for better-paying work.
To me, people seem rich when they can save up for anything they might need, pay their bills, have extra income for whatever they want, and have extra savings for whatever they want.
I've done the math. Around here, and with a kid, I need to be making more than $100k to cross that line.
I'm lucky because -- omg, I just realized that millennials and Gen x have a shittier version of "baby boomers were lucky because."
We're lucky because you used to be able to rent a place with roommates and afford to live if you made like $15 an hour. (Idk what that number was anywhere else. But here it was about 1.5x-2x minimum wage; maybe it was similar or lower elsewhere.)
I've seen tiny, tiny apartments near me go for $1,600 a month. For one bedroom or a studio. In someone's backyard.)
Now, idk how anyone would afford to not live with their families during their 20s.
We ask your questions so you don’t have to! Submit your questions to have them posted anonymously as polls.
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j4nn4s · 5 years ago
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omg so i applied to a job with a writing sample from one of my skam essays and tbh i think its okay enough to post so if ur interested in lengthy 2000 word meta on one of my fave skam themes read below :~)
Right out of the gate, the series opens with a monologue about capitalism and economic politics. The very first line begins a discussion about "market liberalism" and "moving towards world trade." The fact that they chose to use such a political method to captivate their teen girl audience in its first initial seconds speaks to how much regard they have for their demographic. From the start, SKAM goes against common high school show tropes while never once underestimating those watching it. It is way too common of a mistake for shows with this demographic to make, further giving the genre a bad name. 
Continuing with this opening scene, a monologue is read as handmade videos depicting common adolescent antics is displayed. This illustrates the speech while also somewhat referencing the delinquency that’s often displayed in similar shows such as Skins. This speech leads smoothly into the show with it being a school assignment that Jonas, the boyfriend of the season’s protagonist (Eva), is reading out loud. The placement of this serves as an introduction to the series at large while also communicating the level of introspection the show is ready to engage with. 
This monologue introduces a pattern of reflection on aspects of life and our indirect and direct connections to the people around us that foreshadows the themes of the show. As we finish this first season and complete the following three, there are three central themes that are introduced: you never know what someone is going through so always be kind, always communicate with your friends, and no person is ever alone. In a series of three essays, I will be going into each of these with more depth, starting with the former. When I think about where I was in high school as I watch this show, these were the three key points I needed to hear the most. It is much too easy to focus on our particular frame of view and make assumptions on others’ behaviors, not realizing that there might be reasons for these actions that we will never understand. We cannot read minds and we do not know of all the events happening in someone’s life that leads them to make that decision. 
This major theme is first illustrated when a girl, Noora, notices Eva upset after an altercation with another girl. Noora does not know its context and why the other girl had called Eva a slut or why it affected her so much. But she understands that she is hurt by it, and that no matter the context for the comment, being called a slut can hurt. So, she approaches her and as a human, tries to lighten up her night with a lighthearted remark, which introduces herself to her. She noticed that the girl needed a friend and she offered that to her. Through this little action, making sure someone is okay when they’re hurt, there was a domino effect. Eva went to the toilets after and in there she noticed a girl crying, as she was hurt herself. Because of those small seconds of kindness Noora offered, Eva subconsciously passed that on and went to make sure that that person was okay and if she needed a friend. That person, Vilde, gave her a name and Eva went on a mission to find that girl. That girl, Chris, eventually found Vilde. Eva ended up bringing the wrong person, but through this, she became introduced to people she had not known before. Vilde and Chris eventually thanked Eva for that night and Noora and Eva kept up their correspondence. In addition to Sana, who was later introduced to everyone via Chris who saw her as very funny, the five all eventually became friends.
Every time I reflect on this first encounter between those first four characters that lead to them all being friends, it deeply touches me. Because in these vulnerable moments, they all needed friends. Eva did not have friends because of a falling out with her best friend. Noora did not have friends because she just moved to Oslo. And Vilde and Chris were thrown out of their friend group for various reasons and only had each other. And through practicing “radical empathy” (as Rebecca Patton from Reel Honey describes it) and being there for someone who needed it most, they were able to create something so beautiful and positive. 
One reason that made SKAM blow up in the first place, and why it is sincerely the greatest show of its genre, is because they get humanity right where it is least expected: a show about high school. We don’t expect to feel so connected to the characters and for our feelings to be heard and displayed on screen, staring right at us in the face. Our feelings are so complicated, always, but especially as teenagers when we are coming into our hormones and learning about ourselves. And SKAM does a brilliant job of capturing that. We see the main characters in such a vulnerable state at the very beginning of the series and we also see a sequence of events (including in the following episodes) that help them out of this vulnerable state. In its first episode, SKAM teaches its audience unconditional compassion towards strangers. It is beautiful.
Julie Andem expresses the theme of ‘not knowing what others are going through’ again later in season three, though with a more subtle example. In episode five, there is a scene where Isak, the season’s closeted protagonist, and Even, his love interest, discuss Isak's mom's mental health. Essentially, Isak made some not so pleasant remarks. Later on, Even got back together with Sonja, his girlfriend, causing Isak to be very hurt and upset. Andem uses this scene to communicate the idea that you often don't see why people do the things they do and only, instead, see their actions — which we all judge from our own point of reference (like, how we would personally have come to that action ourselves.) This leaves a gap in understanding that is filled with our own judgement that can affect how we respond to that said action. Because the viewer is so skewed in Isak's perspective, we are left just as confused and hurt as he is. All we see is Even's action without fully realizing or considering why. Knowing what we find out later in the season, it can be inferred that he was hurt by Isak's words about people with mental health issues, as he suffers from this himself. He simply went back to what felt comfortable to him — the rocky relationship he has with his girlfriend. However, it is challenging for the viewer to come to this conclusion on their own. This is because one, when the two had that conversation about Isak’s mom, Even didn't come across as upset in the moment. So to us, we are lead to believe that everything is fine, just as Isak does. And two, all we see is his action: him kissing and going back to his girlfriend. We share Isak's pain because we understand why he would feel that way, as we have been with him this entire time. Yet we don't initially feel the same way towards Even as we can only judge him by his words and actions and have already made judgements based on those. 
Andem takes on this complicated task of portraying this very human phenomenon in a quest to make the audience better understand the people they love. She understands that people will put themselves in the protagonist’s shoes when they watch this show and she wants us to learn as much as she wants her characters to learn. Later in the season, Isak discovers Even has bipolar disorder and he reacts a bit poorly at first, but it is because he is uneducated. The only thing he knows about this disorder is what Even’s (at this point) ex-girlfriend tells him, which is highly skewed because she uses her words to achieve a desired outcome: to get Isak to stay away from him. And it works. Until he becomes educated by his friend whose mother has the same mental illness herself, he realizes the disorder does not change how Even loves him. The audience might not have experience with people with bipolar disorder and so Andem takes this opportunity to teach us — as well as her character — how to better understand the people around us. How to better understand strangers. How to better understand friends who might have this, too. These kinds of stories is what I enjoy so much about Julie Andem’s writing; the reason why it is so brilliant. She genuinely tries to understand humans and teenagers through her writing and uses this platform to give her audience lessons that they can bring into their own lives. She displays our personal situations on screen and accompanies it with a solution, so we are able to take it with us into our own lives. [If anything, this is the entire goal of the series.]
In fact, she calls this phenomenon out by name in season two. Noora, that season’s protagonist, sees her boyfriend, William, engage in an act of violence, something that goes against her morals. She seeks Sana’s advice, revealing that she might reluctantly break up with him over it. She says that although she wants to be with him with every ounce of her being, she says she cannot if they disagree on those principles. Sana notices her reluctance and how much she likes him. In that moment, Sana delivers one of the most important quotes of the series itself: “If you haven’t even made an attempt to understand the one you love, then I’ll be pessimistic on behalf of the whole world.” For so much of the season, the idea Noora had of William was hindering the reality of how he actually treated her. On a surface level, the two might disagree about the topic of war and violence. But if you love someone that much, it is worth having those hard discussions. We should not give up on the people we love because of a disagreement on an issue. If we stop seeing the humanity in people, especially our loved ones, we are doomed as a society. This is a tough concept to tackle with adults, let alone teenagers. However, Julie Andem understands how necessary it is to portray it. She realizes that her demographic are the leaders of the future and that we must understand the toxicity of polarization on our relationships to loved ones. Andem uses a digestible scenario such as this one to accomplish one of the most essential moments of its season. As a side note, the rest of this conversation is worth watching as it has such rich writing and important points of discussion that everyone can benefit from, but I digress.
There are several more examples in the show that highlights this phenomenon and each time we are reminded of the dangers of this type of thinking. It is sometimes visualized through consequences (such as in the case of Isak, Even and Sonja) or explicitly said (such as in the scene with Noora and Sana.) But above all, Julie Andem proposes a suggestion to SKAM’s audience — a new mantra to adopt: "Everyone you meet is fighting a battle you know nothing about. Be kind. Always.”
In the next essay, we will discuss the show’s second theme, that I like to call: for the love of god, communicate with your friends.
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broke2boss · 4 years ago
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Day 2: Passive Income, A way out of the trap
Let me first say that passive income is made very actively. I have seen others have multiple income streams by going crazy on their ventures and working upwards of 80 hours a week to get their money together. So by no means am I here trying to be lazy and become rich at the same time. I am in a hole right now, and I believe that having mechanisms to generate profits while I I sleep will get me out sooner.
In this scary journey, I believe it is important to start of on the right foot. With the amount of debt I have and my unemployed status, I quickly realized that this is the time for me to set things in motion that will help me make money while I sleep or (eventually) work my job(s). Those things are called passive income.
So I went on a Youtube video and blogpost spree to figure out what passive income ideas can work for me. And believe me when I say I am shook. 
I decided to watch max. 20 Youtube videos and read at least 10 blogposts about my options in this area before making my first moves, because I am too broke to risk significant amounts of money on sense. It was a riveting round of discovery that inspired me to stay the course and increased my belief that I can actually do this. I have discovered ... ways that I could make money passively in the next 3-5 years, with the first .... being suitable for the next 12 months! Take a look:
1. BLOGGING
youtube
Ryan specifies that niche blogging is where the money can be made. What he seems to mean by that is that you can blog about something you are:
- passionate about (or at least like) - using products in, so you can do reviews - using services in, so you can do reviews
People interested in this niche can then find you and using whatever you recommend, making passive income through affiliate marketing possible.
2.  AFFILIATE MARKETING
I don't shop as I used to but getting a reward for bringing in new customers sounds like a possible income stream. I do believe that traffic is an issue. I am slightly more motivated to start a Youtube channel with loads of subscribers as THE goal. Amazon is the giant source for this income stream and some influencers mentioned this.
- Patricia Bright, also mentioned Rewardstyle - Graham has great advice on review videos & affiliate marketing and also mentions WeBull (which he has an affiliate link for) - Ryan explains that Amazon has one of the easiest ways of starting to make passive income through affiliate marketing
3. SPECIFIC AFFILIATE PROGRAMS
Cyclone, Godaddy and Siteground have been recommended. Travel companies, like Booking.com,  are also ways of making money. But it depends on my interests and where my traffic comes from. 
4. CREATING COMPARISON CONTENT
So this is a way of making more money out of blogs and vlogs by comparing products in a review. I consider that to be an element of success in affiliate marketing.
5. APP REVIEWS
This is literally reviewing apps that you like to use or even don't enjoy. This can be done on blogs and vlogs, with the support of app developers or even without. Ryan shows that this an easy way to bet started in affiliate marketing. I believe him! But it is not very lucrative.
6. CREATE YOUR OWN DIGITAL PRODUCTS/SERVICES
So Fiver and Upwork are places where people offer their services digitally. But the digital produtcs.... mwah I am not sure what I could create. So I need to investigate this more. Plus again, I will need traffic (Web traffic is the amount of data sent and received by visitors to a website). Patricia Bright even explains how she created her digital products by popular demand, meaning she already was an influencer (a person with the ability to influence potential buyers of a product or service by promoting or recommending the items on social media).
Another way of looking at digital services is online courses. Ryan shares how he made over $70k (€62k) in a year from selling these, and grew that to nearly $30k(€26k) in a month ($360k (€317k) a year) by applying increasingly better affiliate marketing. I love teaching and there are people out there who could be my customers, so why not try this? I do believe that being an influencer is necessary for this.
7. YOUTUBE
Here we are at the HOLY GRAIL. The king of online video streaming, empire of possible income streams: Youtube. Right now, you can only start monetizing your channel once you have 1000 subscribers and 4000 hours of watch time, which I don't know how I will reach if I want to remain anonymous... Or maybe I should Batman/Bruce Wayne the situation and keep my online grind separate from my online journaling.
The thing is, once my channel is monetized, I can make money from #1-#6.
8. LONG TAIL KEYWORDS
This one is very new to me, but now that I know it, I will use it like crazy. Apparently when you do not have the authority and size of a true influencer yet, you can profit from keywords that the "big players", like Ryan calls them, do not go for. When you go to the Youtube search bar and  type in the popular keyword that they do use , you have longer keywords that show up. The longer keywords can be those that aren't as popular but also don't have as much competition in the, And I can use these to create blogging and vlogging content to grow my platform(s). This in turn will lead to more money.
9. CREATE A NEWSLETTER
A newsletter is a printed or electronic report containing news concerning of the activities of a business or an organization that is sent to its members, customers, employees or other subscribers.
I did not know this before, but even the newsletter  can make me money. once I have #1-#7 down, my subscribers can "buy me a coffee" buy giving a few bucks, stay connected to my brand and bring in more people. SMART.
10. EMAIL MARKETING
This is an automated way of sending emails as responses to customers/followers/subscribers or as part of a marketing campagne. Ryan recommends Aweber (plus link), but I am sure that once #1-#9 are up and running I will be an affiliate to companies as well and will market them right here.
11. MEMBERSHIP SITES
Patreon is mentioned but a membership site that is making people loads of money is of course the infamous OnlyFans. I am not interested in becoming a new member of the adult industry, so I don't see how Only Fans will work for me. So making residual income by having paid members on Patreon seems like a good idea. Youtube now also have a membership option, but only for bigger channels, so I will need to build a great platform for all of this to work. I need to be a true influencer by this point. Ryan recommends Teachable (which he shares another link for).
12. SOCIAL MEDIA - ADS
Making ad revenue through social media, makes sense once #1-#11 are done right and growing my platform(s). In this list, I am realizing that for an old Millennial I have been sleeping on this, nay, I have been in a true deep coma for a , while money was being made left, right and center. OMG. Btw yes #7 already addresses Youtube, but ad revenue can also be made on Instagram, Snapchat, Facebook and on my blog(s). 
13. FACEBOOK ADS
Ryan explains that you can optimise these ads for other companies. It is passive, because you aren't paid per hour but per client.
14 INSTAGRAM MARKETING
Ryan mentions Instagram Marketing, which will take some research, but can help me make passive income as well. Once I know how to do #12, building a business like this will be easier. Plus in hiring VA's to do the actual work, this can become a source of passive income.
15. RECURRING REVENUE AFFILIATES
This is when the affiliate link leads to a subscription instead of a single sale. So you make money every month (or week/year) after the customer subscribes. Ryan recommends Teachable (he's an affiliate).
16. SOCIAL MEDIA BRAND PARTNERSHIPS
This is different from Affiliate marketing, because you need to really bring value to the table of a company to become an ambassador or partner of their brand. The pay is good, according to Patricia Bright, you are able to make anywhere from £2000 to £30000 per gig (approx. €2200-€33000 at the moment). So once I have #1-#9 rolling, this can and will drag me out of the hole I am in, like a mother would pull her child out of a terrible situation. Building this platform just went from a possible theoretic situation, to an actual realistic goal.
17. SPEAKING & CONSULTING GIGS
Once I have #1-#10 down, I believe this point will be easier, and consulting digitally through prepacked courses can offer a great source of income like Udemy, Udacity and Coursera, I am however noticing that visibility is very important in this list, but bare with me. My quest is not over. Patricia Bright says that you should know your work but also put yourself out there as an expert, and package the information in a way that is easily consumed by your customers (I am paraphrasing here) . In this journey, I started off thinking I was a Master of None. But really, I haven't monetized any of the skills I have mastered so far. The world is mine,
18. SELL A PRODUCT ONLINE
This is regarding physical products, but it can generate passive income, via dropshipping ( Dropshipping is an order fulfillment method that does not require a business to keep products in stock. Instead, the store sells the product, and passes on the sales order to a third-party supplier, who then ships the order to the customer). As Patricia Bright says there is nothing passive about this. And I believe that this income stream will start to make sense once I have traffic that will actually buy my products, or when I sell products for a very attractive price compared to my competitors. Because of how much is needed to start with this, I do not consider this to be a good way to start making money as a beginner. But I did add it to the list, because it is a realistic option somewhere down the line.
This a work in progress, so I will update this later
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Margarettsville North Carolina Cheap car insurance quotes zip 27853
"Margarettsville North Carolina Cheap car insurance quotes zip 27853
Margarettsville North Carolina Cheap car insurance quotes zip 27853
BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 
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the cheap quote ive got is 4800!! This is ridiculous, is there any cheaper way of insuring myself? does anyone know what the cheapest car to insure is? or something i really need to get on the road as i have just passed my test but 3000 for insurance is about my limit...""
Insurance Rates?
Does anybody know approximately how different insurance rates would be between a sports car like a mustang as compared to a convertible like a sebring? Im a 19 year old in a highly populated area(long island)...Im not sure if it matters but i have been driving two years and have never been in an accident.
Whats a basic cheap Car Insurance for a 18 year old?
Hi I am 18 I live in New York and have had my lisense for about 6 months now and my insurance is pretty expensive like 1200 for HALF A YEAR which is crazy so I was wondering if anyone know of a cheap insurance company for basic insurance thats maybe 1200 for a whole year or cheaper. I also drive a 1994 Saab 900 S Hatchback 2 door
Margarettsville North Carolina Cheap car insurance quotes zip 27853
Margarettsville North Carolina Cheap car insurance quotes zip 27853
Can I get really cheap insurance for my bike if I only use it for a couple of weeks per year?
I live in Argentina, and only go back to the U.S. for a few weeks out of the year. What's the cheapest way to insure my motorcycle while I'm there?""
Who has the cheapest car insurance in Florida?
Not the best...I know you get what you pay for. I can't even afford any, but I need to stay legal. Thanks!""
I'm 19 years old and I need insurance. How do I go about getting it?
I need cheap or free insurance
How much does it cost to replace an in-dash navigation system and does insurance cover it?
So here's the story. I was driving in my 2012 Honda Civic today and got angry and punched my navigation system (I know. It was unbelievably stupid. I know.) Anyway, the screen is shattered now, but the system still works. I called up a Honda dealer who said it would cost $3600 not including parts and labor. When I search online, the navigation systems seems to cost between $250 and $700. So what I want to know is, how much should I expect to pay to get this fixed. How long does it take? Will my insurance cover it? If my insurance covers it, will my rates change? Is the dealer the best way to get it fixed? I'm also under my warranty still, is there any way this is covered in my warranty?""
Am I paying too much for insurance?
So both me and my wife share vehicle... We are insured through aaa with 500 deductible. We pay quarterly and it cost about 360 until our last statement came which was 435 (it went up). The car is a Chevy hhr 2006 with about 125k mileage on it. We only travel about 8 miles per day to work. Both of us are late twenties, she was involved in a hit and run a year ago (someone hit her costing 3000 in damages) while I got a speeding ticket for $185 2 months ago (those are our only two incidents in past 3 years)... Both of us have good credit, we are not homeowners as yet. Both of us has been on the policy for 2 years now and she has been the only owner (it's in her name). Are we over paying?""
Average teen car insurance?
I have a '98 pontiac grand am thats in nice condition. can someone just give me a rough estimate, or what their insurance is or was as a teen""
Full coverage Insurance question ?
Would I be covered if my fiance puts me on his full coverage insurance? I just sold my car so I will be driving his until I get my new one. I canceled my insurance. So I need to know if I need to have my own insurance, or if I will be covered by him just putting me on his. Thanks guys.""
How much is a 2010 Jeep Sahara cost a month for insurance?
How much is a 2010 Jeep Sahara cost a month for insurance?
When can I get my own insurance?
Im 17 Ill be 18 in june. I had chip but my mom moved states and left me with my dad and chip expired and she cant re-apply because shes not in the same state. My dad doesnt want to pay for my insurance so now Im walking around with no insurance. I have medical problems and it requires surgery but I cant get anything now. I'm supposed to go get my eyes checked but I cant because of not having insurance. I dont know what to do. None of my family wants to add me on their insurance plan because it's too expensive. My sibling is on my mom's insurance because she live with her and my brother is on my step-mom's and my dad is on his own and pays child support. Im at a loss for what to do. My dad cant apply for chip because he is tied with my stepmoms income. What do I do? Can I get my own insurance? I start college in the fall, should I get insurance from the university?""
Third party fire and theft? car insurance?
hi im currently searching for car insurance and ive been quoted 2800 for comprehensive insurance and when i gave third party fire and theft it came out to 1700 the car is a corsa 998c 2006 what is the difference between them both? thanks
""Thinking of buying Subaru Impreza WRX, What are upkeep/maintenece and servicing costs/?""
I am thinking of buying an impreza and have tried to find info online about servicing and upkeep costs of them. I have been looking at both 2.0 wrx 03-05 models and also the newer 2.5 wrx 55-07 model (havent decided which yet!!). I have an insurance quote fro around 750 for both and I am happy with this. I have seen a few cars that I like. One of which is an 03 reg 54,000 miles. the other is the newer model 06 reg done 54000 miles and another of the same model thats only done 45000 miles. Can anyone tell me what the maintenece costs would be on this with doing about 6000 miles a year? When would the next service be due and what are the likely costs of these? Regards""
Can you still get bundle insurance with a DWI?
I just like to know if it is possible to get a bundle insurance and the discount with a DWI? My family has a bundle policy for both car and house. Recently, my auto insurance was ...show more""
How can I get antidepressants without insurance?
Is it possible to get them through the hospital or a clinic? Or do I need to have a family doctor or GP I'm 18 and have no insurance **I am not a junkie either
Car Insurance Question - diminished value?
My car was struck form the rear, while parked. How can I make sure that I am able to collect the diminished value , caused by the accident. It looks like I have to hire an appraiser, how much do they charge? Do you have recommendation for a specific appraiser? I live in NJ. Thanks""
What is some good cheap car insurance for young adults between the ages of 18-24?
And I mean car insurance that you don't have to pay over 100 dollars for.
How much does a california speeding ticket and no insurance will cost?
My friend jst bought a car from sacramento and i was driving it since it was manual he was jst learning and i was speeding in the freeway on a 70 went 86 and i got pulled over .. with no insurance since we were going to transfer hes old insurance in hes old car to this new one toyota xrs 06... how much will it cost me for the ticket and the no insurance please help me i have no idea what to do ?
Insurance company not willing to pay full value for car?
A couple of weeks ago a lady ran a red light and hit my car. Her insurance company took a week to get me a rental and two weeks later finally go look at my car and determined a total loss. The adjustor was pretty rude about the whole situation (yes I know that's their job) and started in on how my car has extensive hail damage which is not true. There were some dents from hail on the hood and trunk lid but every used car in Oklahoma has hail damage since we have had several storms over the past few years. He said that they would have paid $5900 for the car but because of the hail damage they will only pay $1250 which is ridiculous. I've done my research and the average cost of my car within 200 miles is $6000 and I have received one estimate on repairing all of the damage was $2000 yet he claims it will cost $7000. The dealership I bought the car from just sold a vehicle just like mine with hail damage for $5000. The engine and everything else on the car was perfect. When I told him all of my info he laughed at me and said oh by the way we are only paying for your rental till the 9th so you need to settle quickly, take it or leave it so I said I was calling a lawyer. I'm waiting on the lawyer to call me back but I just want to know, what should I look for to help me. I've already looked at the market in my area and have record of the prices for the same make and model. I can't take it to a body shop because the car is crushed. Any info appreciated.""
""Covered California applying for insurance, I have a question about household? Please help.?""
I moved to California from Nashville almost 3 years ago. I live with my girlfriend and her family. I am not related to them and I have to apply for insurance. In their household, she has a father, mother, 2 sisters and a niece. I don't have a job right now, but I did work and had two jobs and earned my own income. So when applying for insurance, and I want to apply for myself do I have to add them to the household. As well, when her father tries to apply for coverage for her and her mother and sisters does he have to put me under the household or not? Thank you very much have a great day.""
Co-signing insurance for car?
Can a person who doesn't have a car Co-sign for my car insurance (Like My Mom)?
What year in California did it become necessary for all drivers to carry auto insurance?
What year in California did it become necessary for all drivers to carry auto insurance?
How much is insurance for a 16 year old boy driving a volkswagen jetta/golf?
I am going to go with my father to get a car next week because I got my license today. I will be using the sign then drive event for the car. About how much will insurance cost for a NEW car and would it be cheaper using a older car? I earn about 500$ in every other week for work, would that be enough you think? Thanks for the help!""
Where can I get 1-day motorcycle insurance?
I'm looking for motorcycle insurance for just 1 day to borrow my brothers bike but can't seem to find any online I also don't have the time to phone around asking Insurance companies if they do. Are there any companies that do this?
How much is the insurance on Brady Quinn's new car?
http://liberal-debutante.com/wp-content/uploads/2007/08/pink.jpg
I need cheaper car insurance.?
Alright, so right now, I have progressive car insurance and I pay about $190 a month. I'm 19, 20 in August. Have had my license for one year. no tickets, no accidents. old cheap car. I just want PLPD insurance that isn't so expensive. I've been told I'm paying too much. I've tried getting quotes from many insurance companies online. The insurace I have now is the cheapest I can find. I have my own policy.I 'm all on my own. Does anyone know where I could get cheaper insurance?""
Know where to get affordable health insurance for student and family?
I am a full time student, married with three kids. My husband is self employed and I am wanting to work part time so I can study. Does anyone know where to get affordable health insurance? My college doesn't offer health insurance and neither one of us will be able to get it through an employer.""
Margarettsville North Carolina Cheap car insurance quotes zip 27853
Margarettsville North Carolina Cheap car insurance quotes zip 27853
How do I know if my insurance company is treating me fairly?
I was recently in an accident. The offer that my insurance company is making is much lower than NADA and Kelley Blue Book values--the insurance company is offering 9,200 and the NADA value is 11,600 (KBB is 12,500). They said that their estimate was based on the local market value and was an average of private party and dealer values. They looked within a 100-mile radius and found similar cars. They then adjusted the value to reflect the mileage of my car, but I don't know how exactly they calculated this adjusted value. I bought my car from a dealership seven months ago--shouldn't the replacement value be the retail value? Also, I had a Subaru WRX and they compared it to WRXs and to Impreza Outback Sports. I looked on autotrader.com and on other Internet resources and found WRXs that were listed much higher than the WRXs in their market report, and I don't know what to do--I don't want to spend the money for a lawyer, but I feel as if I am fighting a losing battle.""
Government Insurance or Private?
Private insurance is monitored by the government, but if we get government insurance, nobody will monitor the government. I would take my chances with Private Insurance anyday compared to a government insurance thats is filled with lazy bureacrats""
What is the cheapest car insurance?
I passed my driving licence in August 2012 and i want a small cheap car?
""My car insurance, can i still pay monthly?!?! HELP!?""
my car insurance got cancelled because I missed two payments but, I always gave it to them on the same day I missed it. Anyways, I cannot afford to pay the full amount up front! its $2000! I need to pay month to month! does anyone know a car insurance company that will do this for me? I live in Canada so I need a reference for here.""
How much *Roughly* would my car insurance cost?
Im 19 i had my permit for almost 4 years now im about to get my license my mom has state farm and ill be added on to hers but i still have to pay her the difference. if it matters or affects me but shes had her license for about 20 yrs idk exactly shes only 38 though has never been in an accident or any tickets, always pay her bill give or take some how much would you say my insurance would cost?""
Can you recommend a really inexpensive but still decent car insurance company?
I'm a student on a budget in difficult economic times. I'm Looking for affordable auto insurance in Chicago.
HELP! Car Insurance!!?
I know theres no cheap car Insurance... but anyone know any Insurance that an 17 year old can aford.. ill be 18 in a week... but some people want up to 5,000 every SIX months! i have no one 2 help me out, or to put me on their Insurance.... and ive been going nuts for the past 2 weeks and i need a car for work... PLEASE HELP!!!""
""I was hit by an uninsured motorist, and I have an uninsured clause in my car insurance.?""
My car was totaled out, and since my car insurance had a non insured motorist clause then I just have to pay the deductible, and they will cut me a check. I was hurt in the accident, and I wanted to know if my car insurance (Progressive) will also pay out pain and suffering. I am considering taking this guy to small claims court, but if I do then I have no idea what the outcome would be. IF my insurance offers me a pain and suffering settlement then should I take it? can I negoiate for a higher settlement? Everyone is telling me to take whatever is offered to me because the guy that hit my car didn't have insurance, and could possibly claim indigentcy in which case I would most likely never see the money. I can get a pain and suffering settlement from my own insurance, but I believe that the person that hit me should have to pay it, and I am also assuming that I would get more money out of him directly than letting my insurance cover the pain and suffering. This is my first wreck that I have gotten into, in which, I was the party that was damaged (almost died), and the other guy only received a ticket. I know that life is not fair, but like I said before, this is my first car wreck where I was owed money and the other person did not have insurance. Any information will be much appreciated. Thank You Very Much.""
Can my car insurance be in a different name than the title of my car?
Can I put my car insurance in my dads name, if the title is in my boyfriend's name? I've heard that it doesn't matter as long as both people live with you, but is this true? I don't know!""
Porsche boxster insurance?
I just got a quote online with my moms insurance for my new porsche boxster. It says $2789 a year. If i say my mom is the first and im the secondary driver since im 16 and insurance would be over $6000 a year. I live in a small town in Ontario.
How should I calculate when to change from full coverage auto insurance to liability only?
Currently driving 2004 F-150 with 110,000 miles, carrying full coverage insurance. When should I switch to a liability only policy?""
Insurance and leasing for teens?
if a teenager (16) wants to lease a car I'd he allowed to or do his parents have to lease it for him?and what is the cost for insurancev insurance
Medical Cancer insurance?
my brother had cancer in the past. can he be covered by anyone now?? If he can what medical insurance?
Car Insurance for Tourists?
I bought a new car in Germany. It is insured through its manufacturer. I then left Germany and went to another country to work and live. Since I wanted to keep the car, I drove it to my new home! For the first 3 months (I am told) I am still insured as a Tourist. But I wonder... Say I have an accident in this new country, we exchange insurance details, etc... Where should the other driver go to get his compensation and file his claim? Has anyone ever had an accident with, say even, a rental car from another country and found out that they live elsewhere and . . . How should one deal with this situation where there might even be language barriers between the two drivers and the forms they have to fill in? Thanks in advance
Do you buy the car first then get insurance or the other way around?
How could you get insurance if u don't have a car to fill out the car quotes info like millage, make, year, and so forth if u did not buy the car as yet?""
Car insurance question?
The other week, my dumb *** relative backed into my parked car. Essentially, he could of saved himself two grand if he bothered to turn and look like he was supposed to. My question and PLEASE only answer with relative/helpful information: If I don't use a rental during the time my vehicle gets repaired, will it lower his costs with his provider? Or will it not matter? I only ask because, though an idiot, is still family (plus his parents are being ******* cause their kid can do no wrong if you know what I mean). So if not using the rental will help with his rates/etc. let me know.""
How can I get cheap car insurance as an 18 year old in the SE UK?
I can't seem to get anything less than 3000
Which insurance will pay the benefactor the most amount of money in the shortest span of time?
If you're a failure and you've decided to take out insurance naming your mother as the benefactor: 1. How long do you have to wait before you kill yourself for the insurance to be valid 2. Which insurance gives the most amount of money after you die. There's no other way. Parents should be able to retire rich and happy and not have to worry about their kid being a failure all the time.
Where can I find good deals on auto insurance?
instant, online quotes for auto insurance""
Car Finance With Insurance?
Hi, i've been searching for a while now for a car finance which comes with insurance for under 25's. Im 21 and being driving for three years and 90% of the time my son is with me so I wouldn't considered myself a boy racer . The only one I found was the just add fuel scheme by peugeot but like any other scheme you have to be 25. So any suggestions would be gratefully appreciated""
What are some individual health insurance companies?
I have applied to Blue Cross, CAA, Manulife and Sunlife for my epilepsy medication that is costing me way to much per month. But each insurance company excludes any medication for my seizure disorder. What are some other health insurance companies that will accept me (hopefully)?""
150cc Scooter Insurance in California...?
I bought a 150cc scooter for $950 brand new in California. Do I need to get it insured. I am only going to use it for 6 months till I got to school. I live abroad. I am not worried about the scooter getting damaged, I need only 3rd party insurance in case I knock someone and they decide to sue me or whatever... What are your suggestion, and the cost to register one and the cost for insurance. Im 20 years old btw. Thanks alot if you can help me out!! Thanks...""
What is the best way to market homeowners insurance in Florida?
I m a relatively new property and casualty insurance agent in Florida. There is a perceived homeowners insurance crisis in Florida. Many of the big boys (ie Allstate, State Farm, Nationwide) are not writing any new business, policies are being nonrenewed, and if you're lucky enough to not get dropped, premiums are going up by more than 30% a year. Because of this, the average consumer thinks there's no alternative but pay what your Allstate, State Farm, or Nationwide agent gets you, which is usually a high rate with Citizens (the state run insurance company of last resort). However there ARE several small companies writing policies in Florida with great rates, but the captive agent of the big boys can't write them so people don't really know. I honestly haven't had a single lead who I couldn't save hundreds, maybe more than a thousand dollars a year. But I just don't know how to get the word out. Any ideas?""
""Was to help make health care plan was to help make health care more affordable, what happened?
It does not seem it is going in that direction; it seems like more of a insurance sale for insurance company.
Do you need a motorcycle license and insurance to buy a bike from a dealership?
I currently only have my permit and want to purchase a used Ninja 250 to practice on before my road test. I plan on keeping the bike for a while.
Margarettsville North Carolina Cheap car insurance quotes zip 27853
Margarettsville North Carolina Cheap car insurance quotes zip 27853
How can a teen get lowered insurance rates on a sports car?
How can a teen get lowered insurance rates on a sports car?
Insurance on a 2008 Suzuki Hayabusa......?
Wow dont ask me how, but I lucked up and found some RIDICULOUSLY cheap insurance. I have been looking for about a day and a half. Every last MAJOR insurance company you can think of. For some reason everyone on here kept saying check out Progessive. They were one of the MOST expensive. If you have a SUPER sport bike. Meaning either the Kawaski 12 or 14 or the Suzuki 1300 Busa, everyone is quoting you between $6,000 to $8,000 for a year. Thats like $400-$500 a month. That is the most ridiculous thing I have ever seen in my life. But then my salesman told me to call State Farm. He said trust him, that he used to race sportsbikes and always insured through state farm. So I call them and get a quote for $767 for the year. The same Bike that EVERYONE else quoted at $1000. Honestly I could not belive the lady. I do not understand how the price is that different. My salesman said that it is because State Farm is the only comapny that doesnt run the vin number of the bike and put it in the""
16 for 2 months and havent recieved my national insurance card?
I have been 16 for 2 months and i still haven't received my national insurance card. I haven't moved house or anything. (sorry if its in the wrong category :L)
Whats the best health insurance for a pregnant mother?
best health insurance thats practically freee......
Car insurance companies that allow you to drive other cars?
If i am over 25 and fully comp on my vehicle I can drive other vehicles that have fully comprehensive car insurance which insurance policy let you do this?
Do Americans really believe democrats & Obama want to give affordable insurance and not socialist medicine?
affordable insurance for 50 mil more people doesn't just grow on trees, or does it? in Canada too, the gov in the 60s and 70s first fooled people in as only an INSURER, then within 20 years, it grew to become the monopoly MANAGER, to the point where ALL PRIVATE CARE IS NOW ILLEGAL IN CANADA. Should we be fooled by this cheap attempt? Sources: http://www.brianday.ca/canada-health-act.html http://www.theadvocates.org/freeman/8903lemi.html""
What type of cars would have the highest car insurance payment?
couples? Sport cars? What type of cars have a high car insurance payment? I wanted to get a two door but heard the insurance would be high. Since im young I know it be higher also. What would be best to get?
Can i get a license without insurance.?
OK. I've got a lot of questions to ask. i'm 16, i live in North Carolina and i'm going to go get my license in about a week and a half. I was wondering do i need liability on myself or what because right now all i want is my license to drive my parents car and stuff, so would i need insurance for that? And also what kind of insurance and what would be the cheapest way to go. And when i check on the DMV website its unclear on what insurance and what they would accept and not accept. PLease help im extremely confused.""
Insurance quotes for a 2006 Mitsubishi Eclipse ??
i'm 16 and i need to know where i can go online to get a quote, without people calling me. i just want to know how much it's gonna be every 6 months or every month, etc. online .... THANK YOU ALL !!!!""
Auto insurance raised cause of credit!?
I bought another used car 2005 and my insurance rates when up $500.00 a year. They told me because of my credit rating........what! I have a perfect driving record and have been driving for 36 years so tell me what does my credit have to do with my car insurance or driving record?!!!!! I am only behind on a couple credit cards so please someone tell me why this is?
Unemployed pay more for car insurance?
The 'cat is most definately out of the bag' about big insurance companies in the UK who are making a mint from people who find themselves out of a job and renew their car insurance policies and find that their premiums have nearly doubled because of their circumstances. We already know of the money-spinning ideas they already have , ie Young Drivers and Female Drivers...now they are hitting the Redundant Jobless. Are there no lengths that these companies will stoop to make billions from us?""
With a driving permit in California ? Insurance ?
Can I drive my dad's car but with somebody else teaching me to drive. Do I need to be in the insurance policy ? How does that work?
Neighbors tree fell on my house and 3 of my cars whos insurance has 2 pay?
during a bad storm my neigbors tree fell over and landed on 3 of my cars and my house i was wonderin whos insurance has 2 pay? mine or the neighbors?
Report someone who is driving without insurance and not registered?
how do i report someone driving without insurance and who isnt registered? and what happens to them when they get caught without both??? in california.
Help! Urgent! Holiday! Health insurance?
I go on holiday tomorrow and just noticed my health insurance card has expired can i still go on holiday?
Is an Acura TSX or an Acura TL good for a teenager?
my dad is looking for cars to get me and i was looking online and i found a 2007 tsx and a tl.. i like how they look.. the brand new ones, to me, are really ugly and plus the brand new ones are more expensive... im pretty sure my parents are okay with the prices of these but i was just wondering what u thought.. and im 16 by the way""
Two-thirds of one months insurance coverage has expired?
I need accounting homework help! I'm stumped. Two-thirds of one months insurance coverage has expired? 2500 premium for 12 months. Please!
What is the best place to get insurance from when just passed test (uk)?
What is the best place to get insurance from when just passed test (uk)?
Can I throw away my old insurance card?
I got new insurance. do I need to keep the old card for any records?
Car insurance // Policy holder..?
I am the policy holder to my new car. We all know insurance can be a bit of a nightmare, therefore I was put down as a named driver on the insurance which is in a family members name.. Can I be the policy holder, but secondary on the insurance (.. My car + Cheaper option for car insurance = wrong/illegal thing to do? )""
Who has the best insurance price that you know of and has decent people to deal with if you get in an accident
I'm to lazy to deal with hundreds of quoets and companies sending me spam.I had Allstate but they were terrible when I got rear ended and pretty much did nothing to help and I was paying them $230.00 a month!
Where can i find the cheapest car insurance?
Where can i find the cheapest car insurance?
What would be the best car insurance for me?
I just turned 16, and my dad is giving me his mustang. it is a 2004 mustang gt, 2 door coupe. we own it so its all paid for, but he's just going to add me onto his insurance i think, but i'd be paying the difference. so how much would it be to pay insurance monthly? and which car insurance company would be best?""
Car insurance discount qualification?
I hav heard that you can get a discount on ur car insurance if ur GPA is 3.0 or higher and if you send the company a copy of your report card. But is it okay to send them ur progress report card(the one that comes out in the middle of the quarter)? Or is it okay to send them your report card from the year before(i am currently a junior high school, so is it okay to send them my report card from my sophomore year?)? Also, can you still get a discount even though my quarter grades are 3.0 or higher, but my midterm and final test grades are bad?""
Car insurance question for young drivers?
Im gonna be 17, insurance for me is gonna be 6,500, my mum doesn't drive so i cant go on hers. Would this work; could i get my mum a provisional licence, get her insured for my car, then could i drive it, its like 5000 cheaper for her to do it, would that be legal, if you know what i mean.""
Margarettsville North Carolina Cheap car insurance quotes zip 27853
Margarettsville North Carolina Cheap car insurance quotes zip 27853
https://www.linkedin.com/pulse/iowa-insurance-code-521a-andrew-solomon/"
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