#bc i dont have a use money online card

[a-dash-in-the-middle]

extra tired, feet hurt, would do it again 10/10

[ihearasound]

THEY SENT ME A CARD THAT WORKS AS A CREDIT CARD FOR ONLINE SHOPPING WITHIUT NEEDING TO HAVE A CREDIT CARD. I CAN FINALLY BUY 18+ DOUJINSHI

[noisy-weasel]

When you can't play the main story because you're too weak and you can't catch up on hard mode 3 chapters behind because you're still too weak and you can't play the event because you're too weak and farming levels is a horrible part time job and it's like well wtf man. wtf I'm supposed to do?

[loiswasadevil]

youre such a terrible fucking troll. youve got a lazy backstory, you "dont know" where your money comes from, you dont know what happened to your mom (tbh thats plausible, but unlikely), like youre seriously so bad at this HAHAHA. good run tho. i know you wont answer this bc you cant disprove, but u made me laugh so much. thank u frfr

I'm not a Troll Because JUST BECAUSE I'M FAMILY GUY FAN. I haven't spoken to my mom in over 8 years I don't know what happened to her I don't want any contact with my Family or my past life I don't fucking care what happened to her Because of the way they treated me. I NEVER THOUGHT ABOUT ANY OF THIS BULLSHIT UNTIL I BECAME ACTIVE ONLINE, THESE THINGS HAVE NEVER EVER CONCERNED ME AND I HAVE ALWAYS BEEN SELF SUFFICIENT, I DON'T NEED TO KNOW WHERE MY MONEY COMES FROM BECAUSE IT DOESNT CONCERN ME AND I HAVE NEVER SUPPORTED THIS CORRUPT SYSTEM, WHAT CAN YOU SAY ABOUT YOURSELF? YOU ARE A COG IN THE MACHINE, I AM THE AIR THAT SURROUNDS SAID MACHINE. I DON'T NEED TO TELL ANYONE ANYTHING ABOUT MY MOTHER, MY FATHER, OR MY BROTHER, I TALK ABOUT MY EXPERIENCES OFF GRID TO SPREAD AWARENESS ABOUT THE REALITY OF OFF GRID AND TO HIGHLIGHT THE IMPORTANCE OF FAMILY GUY IN MY LIFE, BECAUSE FOR OVER 10 YEARS IT WAS ALL I THOUGHT ABOUT. YES FOR MANY YEARS OF MY LIFE CALEB BOUGHT ME FOOD AND GIFTS. I DO KNOW WHERE MY MONEY COMES FROM BECAUSE I KNOW HOW TO USE MY CASHAPP CARD BECAUSE IM A FUCKING ADULT TOO, AND I HAVE ANOTHER CARD I USE WHEN IT DOESNT WORK. I KNOW HOW TO PRESERVE FOOD AND I HARDLY EAT AS MUCH AS THE AVERAGE PERSON. I DON'T GIVE A FUCK WHAT HAPPENED TO MY MOM I HOPE SHE IS DEAD AS I DO WITH MY FATHER, I HOPE THEY ARE WATCHING ME EXPERIENCE MY HEAVEN;THEIR HELL EVERY DAY AND THRIVE. I AM THE DEVIL THAT RULES IN THEIR HELL, MY IRONIC PUNISHMENT WAS FUTILE IN THE HANDS OF FATE, BECAUSE I ESCAPED OFF GRID AND YOU WANT TO DENY ME MY HAPPINESS EVEN THOUGH YOU KNOW LITTLE OF MY LIFE. I DON'T HAVE A "BACKSTORY" I HAVE PERSONAL STORIES I SHARE WITH MY CLOSEST FOLLOWERS ON TUMBLR, I HAVE NEVER EVER MINDED TALKING ABOUT MY EXPERIENCE BECAUSE I BELIEVE IT IS MY DUTY AS AN ABUSE SURVIVOR TO TELL MY STORY. LIKING FAMILY GUY DOESN'T MAKE ME OR ANYONE A TROLL. YOU DON'T CALL SOUTH PARK KIN TROLLS JUST FOR BEING WHO THEY ARE, EVEN THOUGH THOSE PEOPLE ARE DISGUSTING CHILD PORN LOVING FREAKS. YOU JUST WANT TO HATE ON FAMILY GUY KIN AND BE MY CATALYST AND FUCK YOU FOR THAT. WHAT THE FUCK AM I SUPPOSED TO "DISPROVE" WHEN NOBODY BELIEVES A STORY THAT I DIDN'T ASK ANYONE TO BELIEVE IN THE FIRST PLACE, MY LIFE ISN'T A STORY FOR YOU TO FLIP THROUGH LIKE SOME MAGAZINE. FAMILY GUY FANS LIVES MATTER AND FUCK YOU FOR TRYING TO DIMINISH ME FOR BEING AN ADULT CARTOON FAN/KIN. SORRY NOT SORRY THAT LIFE HAS DELT CARDS IN MY FAVOR, AND I HAVE THE WINNING HAND. I DO NOT HAVE TO DISPROVE ANYTHING, MY LIFE IS MY LIFE AND I CHOOSE TO TELL YOU ALL ABOUT IT BECAUSE I WANT TO SPREAD AWARENESS AND SHOW YOU ALL INSIGHT ABOUT HER DEVILS HEART AND THE PARALLEL HATRED BETWEEN UNIVERSI THAT CORRUPTED IT IN THE FIRST PLACE.

[windycityazan]

First time ever that Target store that got the SVT Spill the Feels Carat boxes somehow ended up missing 4 of their random Photocards also they were brought out from their inventory room so it wasn't ripped opened on the aisle that they are suppose to be displayed bc they were working on setting out the albums but didn't do so on the day of the release which was friday in its clear packaging and didn't look like it might have been repacked but those are hard to say since the albums looked sealed, Also to pull my bias without even thinking but to miss out on what was supposed to be part of the set is kinda annoying and lame. I guess picking those Carat boxes in a target isn't as worth it if something like this happens and the fact that it comes also from South Koreas factory that things don't get checked correctly only to make fans spend money missing items that are guaranteed to have as it comes to the US stores.

Dont want to end up buying another one or having to deal with returns and exchanges if I have to give back my set for another (Blind Box) Carat ver when all I wanted was to get either Mingyu and or S.Coups since I already had ordered Vernon and Joshua at a kpop online store based in Korea which will take a while to arrive.

Has any kpop fans had issues with missing cards that were completely sealed from Target, Do you just return it for another Carat box?

[tmwcs]

How would heethan react to you freaking out over accidentally using his card to buy something online? Like, he probably put his card on your phone when he saw you buying something once, and you forgot to take it off and accidentally bought something else with his card and freak out when you realize. And when you telling him all panicked and asking for an account number so you can send him back the money, how would he react?

- 🍞

my fluffy 🍞 anon!

honestly, if he saw you apologizing and telling him that you accidentley used it, he wouldn't even budge about it. Before you can even ask him for his account info, he'd already have known about it because he gets notifications on his phone through his bank app, and he'd actually be happy because he loves feeling like he's useful and helpful to you. so the moment you say...

"Hey babe, i'm sorry i mistakenly used your card to make my amazon purchase. Let me pay you back-"

"Pretty baby....you dont need to even apologize, i am much more than happy to buy you the world let alone those pretty stockings you bought."

"How did you know that i bought stockings?"

"Amazon app."

"But how can you see my orders?"

"I got it from your phone while you slept."

He'll smirk and tell you how much he loves seeing the things you buy and guessing why you're buying them....like when you bought those damask-lace panties that are arriving that very day......

so yeah, he would not mind and would reassure you to do more of it actually, despite that you may not want to bc it's overwhelmingly uncomfortable to you, he might push the issue and hand you his card from time to time in between two fingers and say something like....

"I'm getting it...SHHH!! just do it...."

[thatbender]

Game debrief/update: sat next to wild bench was fun seeing them run out & interact on bench but literally couldn’t see shit for half the game bc u cant see half the ice

Also i tried suckering in players with candy for puck but did not work apparently i need to be a kid 🥲 they were eyeing it up tho 👀 & then i tried buying a puck online & i filled out my credit card info & it says must have CA zip code those hoes gate keeping pucks 😤 fine dont take my money 🤷🏼‍♀️

Reaves took a mans life right in front of me & lotta wild fans in Anaheim going to san jose tomorrow which means im competing against the same kids for a puck & i think im going to loose that battle soo idk if i’ll use my sign again lol…

But ducks fans were nice for most part & i got a free ducks shirt bc it was the giveaway 😬 also i made the nhl page so thats fun

Edit: of course TZ was yapping whenever he got the chance, refs, teammates, wild players etc. dude also sticks his tongue out like a dog too much lmao skated right by me like: 😛

[kael-writ]

I also think we need to get away from the idea that all panhandlers are and have to be homeless or they don't actually need to panhandle. In my building are several people on disability who panhandle because disability payments are too low for them to have much quality of life. Some are addicts, some arent.

(As an addict who is clean and sober now I can tell you that addicts do in fact have to use their money for other things because we do actually eat food.)

Frankly, I dont often choose to give to panhandlers right now, because Im very poor and a part of my income always comes from begging and borrowing myself. I HATE begging and borrowing. I despise myself for it. I shouldn't, no one lending or giving wants me to, but I do. But if I didnt, I couldnt get by.

In homeless outreach when we go to camps or whatever we often do drives for commonly sought items like socks and hand those out. I used to try to give some money but being swarmed by a bunch of strangers wanting cash when Im poor was overwhelming and felt unsafe. So there are times when it does make sense to offer items.

Same as when I was still online- panhandling because I was homeless and I was openly relapsing. Someone was only comfortable buying me something off my amazon wishlist. And that's fine.

BUT - I am diabetic. My ex when he used to panhandle (and wasn't homeless) came home with junk food every day. Pizza a lot. Ive gone through lots of phases, before diabetes and now, when junk or just cheap carbs was almost all I got. And man, you start to LONG for some fuckin fresh veggies.

A LOT of homeless people are diabetic. A LOT. It's very, very common in homeless people and that doubtless applies to panhandlers who aren't homeless. Because it's the poverty (and being disabled by diabetes makes working long shifts harder). The year I became homeless was also the year after my diagnosis drove me into a tailspin.

So getting a bunch of random free food is necessary to not starve to death immediately but at the same time, MONEY FOR FOOD is a lot better for people to actually CONTROL THEIR HEALTH and not go through the horrors of diabetes long term like going blind or losing a fuckin leg.

Also, one person gave me a gift card to Chik Fil A and I never used it bc Im too queer to be that desperate. So gift cards can be great but likewise not always usable.

You know what got me outta homelessness? MONEY. I worked hard at a job, I got donations, but ultimately I broke down and let a abusive relative basically give me most of first months rent plus security deposit. VERY few people are that fuckin privileged.

When I was homeless and working a job and begging online, I spent money on booze, I spent money on tips, I spent money on socks and laundry and coffeeshops to get outta the cold. I spent money the way I do now, the way any human being does.

So yeah, it's ok to want to offer items, but just throwing random food at people who need money isnt solving shit. Unhoused people need housing, panhandlers need money, what they use it for isnt really your concern, that's really all there is to it. If you have extra and that's a way you want to help someone, just do it and feel good about it, if not that's ok but dont be a prick about it.

like can you imagine if you, as a housed person, said "oh man im really struggling financially right now I can't pay my bills- my electric is going to be cut off, my car might get repossessed, and I definitely can't afford to get a new laptop after mine broke"

and someone who had a lot more money than you said "I can help you!" and you were like"oh my god great thank you so much-" and then they just offered to take you to olive garden. and you say "hey man that's really nice but I'm actually okay on food right now, I really just need to pay some of these bills. I already got food somewhere else (foodstamps, friends, food pantries) and I really just need money. if you can't do it that's fine but I don't need food"

and the rich person said "you must not really need money or be poor then or else you'd take me up on my offer. I bet you were going to use that money on drugs anyway"

that's what yall sound like when you refuse to give homeless people money & just offer to buy them food

food is great! if you need it and that's what you're asking for. unfortunately food doesn't buy clothes, hygiene products, shelter, pay a phone bill, or yes even buy drugs or alcohol if you're going into detox and can't do so safely without literally dying

[ireallydontunderstandpeopleatall]

this past monday I took smores to the vet to check his condition of chewing on his back legs and on his butt/ back area.

the vet gave him and allergy shot which fixed him and mentioned for long term care to have moisturizing wash baths and benadryls

vet also took his blood to test his liver values, bc in may 2023 when he went to a diff vet for stomach issues and they tested his blood and saw his liver values were off and they gave him liver vitamins to help support his liver which he has not been taking bc theyre chewables but he has not been taking them bc he does not like them

on wednesday his blood work came back and his liver values are still bad and also his kidneys are showing b.u.n? which i need to give the vet a pee sample

so now vet said to do an ultrasound for smores which will cover his liver and kidneys and if necessary will do a biospy after.

and I'm in disbelief because my baby dog is now sick and idk what is going to happen and not sure how much longer he will be with me

this mid week i was so depressed and stressed out bc of costs

the ultrasound i called about to 2 vet specialists our vet recommended and they have both quoted about $745-$920. which means to get an xray alone is already 1,000 dollars.

I can pay 1 ,000 dollars but what is next? how much will treatment be? i googled liver disease in dogs and one person said they paid 14,000$ just to get a diagnosis. I don't have 14,000 now, nor will I ever have it all at once.

I feel so helpless that I can not do more for my baby, and i dont know what to do, am I just suppose to not get him medical care??

I read posts from the rainbow bridge and people who say things like they wish they could have done more for him/her. i now know what that really means.

I thought about how I only have 4,000 and i just let my mom borrow it because shes fucking irresponsible and needs to pay back her debt. and she wont be paying me back for a while but I didnt think i would need that money rn and how wrong i was.

then my fucking big credit card is maxed out due to my mom's usage also. it would have 5,000 which i could have really used for the ultrasound.

and so i was sitting there flipping through my accounts and looking at my balances like a few thousand dollars was going to magically pop up in them and save me and my dog

i looked at my digit savings and even if i cash over absolutely everything I will have CLOSE to 4,000. not even 4,000 :(

then my paypal credit which i asked for a credit line increase and they gave me 2,000 but it said i do not get an actual card for it and its mainly for online purchases so that doesnt help me at all.

so finally i applied for care credit and luckily was approved for 5,000.

also to note i just bought my tesla and the payments are so high and insurance is through the roof and i will turn over this car if i need to to free up money to set aside for smores treatment so we'll see if it comes down to that. it's my dream car but i can always buy another one later and my baby dog needs me right now

so hopefully care credit is enough for everything and i really hope a biopsy will not be 14,000. if things can stay below 8,000 for everything than that is something that i can reach but if they start quoting me 20k or so I'm afraid i will have to make some tough decisions and start considering end of life services for smores.

I have been thinking about it and if it comes down to me absolutely not being able to afford paying for smores services then i will have to start having a conversation with his vet on what i can do to make sure he is comfortable for the rest of his time :(

this week has been me taking so many pics, spending so much time, making sure he feels loved and looking at him like i will never see him again. i keep thinking of how i dont want to think of what it will be like without him, im not sure i will be able to breathe. he is my soul dog and i love him with all of my heart

I called around to see if i could find a better deal on an ultrasound but it looks like i can't. i also have an option of 2 places and right now I have booked with the "better place " but its 3 weeks out and being that long out also stresses me out and idk

I been putting his liver supplements in his water so he can actually take some of it. I really wish I had been addressing this sooner.

with the death of my aunt who i love so much, stephen who was such a good friend and poor daniel. I just want to try to stay positive bc i jsut dont know what to do or think anymore.

the sudden deaths of my loved ones in such a little time has been so hard on me, I remember after finding out about each one my mind goes to a dark place and my body kind of falls apart for a time and it just feels like it gets weaker with each one. I have questioned my own health and then i get scared of what if

anyways so thats whats going on w smores so far

[lankyledlights]

thinkin abt things

[buginacup]

sorry if you got this question before, but like, wld it be possible to like, donate to ur campaign, but not thru indigogo? they don't accept paypal and im REAL uncomfy using my credit card online. And if that'd be cool w u to like, just paypal you the money, could i also claim like the rewards that are listed on indigogo? Cuz i rly wanna support u guys and love tynk to death and want the 50$ perks but! just rly dont wanna use my card bc my parents are shitty

So there isn't a way I can reliably allow you to get perks outside of Indiegogo. It's been very frustrating that they don't accept Paypal, a lot of people have been unable to donate because of it. That being said, my partner @curryswirl did a commission stream last weekend where every commission (through paypal, ko-fi or Indiegogo receipt) went towards the game. She's still taking commissions until the amount reaches 2k total, so I believe there are still spots left! That would be a way to donate to the campaign and still get something in return. Read about it [HERE], and thanks for supporting my game! <3

[reilikeslifting]

Do yk if there’s a way to get stuff online without buying it first? Bc I’m broke asf rn but I still wanna get stuff 😭😭😭😭

ughhh i dont THINK so. i totally get what you mean, im broke too </3 SO what i would reccommend for you is to lift things irl then try to b00st them. sell them of facebook or just at school or smth. sell them on offer up or something! that way you dont have to spend any money to get money, then you can buy a visa giftcard from walmart or any other gift card carrying store and use THAT for amazon!

[e-the-village-cryptid]

heyo eon i need some advice on smth bc i dont know if i have any ground in this or if im just being a spoilt brat. to preface this im a high schooler and i dont have access to my own debit/credit card/electronic money and rely on asking my parents to order stuff online for me (i usually pay for at least half of it esp if its something expensive) and bc of this my parents and i make deals a lot like i'll do x amount of chores for them to place an online order, chores are kinda like currency (though i dont get an allowence cause they pay for a lot of stuff for me) and i dont mind this its a fair trade especially if im not paying fully for the thing im buying. when i do mind is when they alter the deals midway through like if we agree they'll order somthing for me if i watch my sibling for a few hours and that deal is set like a contract but then suddenly they'll turn around and say no u have to watch your sibling and do the dishes for the week and vaccum the living room. i hate it when they do this it rlly upsets me because i feel like i dont have any control over anything and theylre messing with things that are already set like arent there rules to deals it makes me anxious and panicky. it also might be an autistic thing idk,

thx eon if u get this!!

hey anon! first off, you are not being a spoiled brat, I got a bit pissed off on your behalf just reading this. altering the deal midway through is lying, plain and simple. if someone says "I'll do x if you do y", then you do y and they don't do x, they lied to you and that's not ok. someone who does this routinely is using that lie to manipulate you into agreeing to something that they think you might not have agreed to otherwise. if you feel like you could bring this up with your parents, I would definitely recommend doing so! you might want to include:

possibly starting with that you appreciate that they help you pay for things (it sounds like this is true, making someone feel appreciated never hurts, and it might make them more likely to listen to what you have to say instead of dismissing you)

explain what's upsetting you and why

ask for what you'd prefer they do (for example, to just tell you the whole list at the beginning instead of changing it halfway through). you could maybe emphasize that you aren't trying to get out of chores, you just want consistency and honesty

for example: "I really appreciate that you help me pay for things in exchange for chores, but it makes me really upset when the deal changes halfway through because [all of the reasons you just said]. if you want me to watch my sibling, do the dishes, and vacuum in exchange for helping me pay for the thing, please just tell me that from the beginning instead of adding it later! I'm happy to do it, but I really need to know from the beginning so I can plan for it and feel like the deal is honest. in the future, could you please think of all the chores you want me to do when we first make the deal, and then not change it once we agree?" (obviously you'll have your own way of saying this, this is just an example. also, sending a text or writing a note can be a good way of making sure you say everything you wanted to if you're like me and tend to forget everything you planned to say as soon as you're faced with confrontation)

I don’t know your parents and I don't know how receptive they would be to confrontation, but I hope they would hear you out! you could also start writing down the deal when it's made as proof of what they said in case they later try to pretend that wasn't the deal you made. you are so 100% not in the wrong for wanting your parents to just be honest with you. good luck!

[trueoathbreaker]

rev might have been one of the most confusing mmos ive ever played both mechanically and story wise and the company behind its english version might be money hungry to the point of stealing credit card info (last i checked at least)

but man if it wasnt probably one of the best mmos to just....get a group of friends and screw the entire point of the game to just fly around and explore and go to places not released yet full of missing textures and enemies 40 levels higher than anyone in the group 

flying above red named enemies thanking the gods that we cant get sniped out of the air by them (for the most part) finding little tucked away areas and taking screenshots

when things got bad here during a certain american event i got a message from my one friend to get online and just hang out and explore

and while i do like to do similar things in other mmos (glitching into forgotten parts of zaiwei, walking from velika to poporia, or showing friends places that are no longer in use in tera in general) there really just was something about rev

and on that note of other mmos the only other one that REALLY makes me want to forget the entire point of the game and just explore is bdo (which i dont currently have installed bc my computer is a widdle baby man but dont be surprised if u see me playing again in the near future) bdo’s entire game loop doesnt really interest me in fact i generally get to the first main town and then chill...sometimes i take the horse out to calph when im feeling the need to go a bigger city....in fact it took me years just to get to the 40s (but catch me not reaching 50 bc i dont want to get smacked up the head by someone who put their entire life into the game to kill someone that would do like 10 points of damage to them just bc you so happened to wander into THEIR SPOT)

but it was when i started playing with a friend that i truly started to enjoy just...being in the world 

we’d sail across the sea in a dinky little boat one of us owns and sometimes we’d try to get our horses on them and pray collision and gravity and literally anything else doesnt take them away from us

exploring random little towns we’d probably rarely if never visit at all

buying up houses like we’re playing the sims 

taking the big npc boat to an island that isnt even being used (at least since we last visited) with a completely different aesthetic, said trip is at least an hour or so long and crosses the DEEP sea where theres horrifying giant sea creatures out to KILL YOU and it really makes you feel like that one video (CAPTAIN CAPTAIN LOOK!!!!!!!!!!!)

or riding the back of my friends horse bc she got the 2 ppl rider skill so i can cling onto her as a stronger player and ride off to places i probably would never see (and then realize that the trip home will be impossible if only one of us were online)

i wish i could enjoy more mmos with friends in such a way where its not about the raids or the grind or look out that rando is gonna kill you for looking at him or complaining about pugs but just....exploring the map and finding things we probably werent supposed to

squeezing our way into the out of bounds area under the witches school in tera or taking pictures in the park in zaiwei or looking at the funny bdsm bunny man in that one random village in rev

[spencersawkward]

oh god dating mgg and he gives u his card... like ur going out with friends and ur heading out the door and as ur saying goodbye hes like 'baby wait a second' and he comes over and gives u his card and says 'have a good day' and ur like 'what? no i dont want--' and hes like 'no srsly just take it. the limit is 5k anyway so u cant do too much damage' and ur nervously take it, starring at him with wide eyes and a slightly gapped mouth. 'i do have money...' and hes like 'no i know but i love u and i want to spoil u. besides i havent used it enough this month and my bank will get start panicking if the card isnt used.' 'are you sure?'

youre still so nervous about taking his money bc you know hes got money, you know hes worked for that coin and u never want him to feel like ur only with him for his money and fame. its the whole reason u never really post abt him on social media save for literally a handful of times - despite fans knowing ur his gf and begging for pics of him in everything you post (which isnt much. you post as regularly as he does, but u do post more stories than he does).

'definitely.' and he kisses you and walks away before you can protest. 'see you later' he says over his shoulder as he goes back to his workshop/artist den.

and ur out with your friends and going to all these high end shops that ur still so nervous about even being in the same location as because youre not fancy. youre not from this glamour world. you shop at second hand stores and wear pjs all day if you can. but theres this louis v bag youve been wanting for literally two years. its a simple clutch with a gold cross body chain and its right there. in the window. and your friends are like 'do it! its only 2k and he gave u his card for a reason' and ur like 'but its 2 thousand dollars! for a bag!' and your friends convince you to do it saying something like 'think about when u go to events with him. how much more stylish would you look if u had this bag?' and u decide to do it. to buy it. with his card. for him. not for you. for him - entirely so when u do make public appearances together, you'll have something luxurious to hang off your shoulder so you look a little more worthy of him.

(this is when u realise the opinion and comments of fans online are starting to get to you)

bestie the DETAIL 😍 bye this made me feel fluttery inside i love imagining him handing over his card like that WHEW. wow. he totally would, too. i like don’t have anything to add to this tbh bc you really touched on everything and i love it.

also that subtle knowledge at events that what you’re wearing was bought on his card is just sexy.

[chipper-asks]

hey idk if this is sudden or anything, but can you explain how you do commissions and get the payment through paypal and all? if you have advice and stuff

Ooh boy ill do my best bc I'm sure the way I do it could be better still.

this got longer than i thought it would so

1: a: I create my commission sheet, make it readable and also stylized to what you want your brand to be. I have a personal opinion that sheets that do Head/Bust/Full body along with seconds of sketch/lined/colored/rendered along with prices for each one is waaaaaay too much information for your client. I get choice anxiety just going to the grocery store, those kinds of grids give me the same kind of anxiety (BUT THIS IS A PERSONAL OPINION.)

It's good to have that kind of information where YOU know it but your client has a simplified menu to peruse. You can discuss specifics with your client later.

b: Pricing? Pricing is hard, but a good rule of thumb is that if you've graduated college with an art degree, you should at least be charging $20 an hour (thats what I do).

c: If you are planning to be a professional freelancer long time, you should be considering your branding already. Things like your color palette, font choices, and icon/mascot. This is not necessary, but a commission sheet that is well designed and easy to read is much more attractive than something with hasty and squashed handwriting.

2: Paypal

Paypal sucks. I dont have any legal advice but I can direct you on where to look.

On desktop once you log in go to Send & Request at the top of the page

On the right side is a set of options and one of them is Send an Invoice

Invoices help you keep track of shit, but they also in a way let you keep more money from Paypal's greedy mitts. Paypal takes a larger percentage from straight sending money over invoices.

From a $65 commission i actually get $62.24 (But I might have gotten something like $59.78 if someone sent it to me straight)

For invoices you need your client's email. Paypal will handle the transaction so you dont need about debit or credit cards once you send them the invoice.

An invoice needs 1: The item name 2: The price of the item 3: If its going to be shipped 4: The description (optional)

1: I advise keeping item names generic. "Flat color commission of [character] is what i normally do. IF YOU DO 18+ COMMISSIONS DO NOT LABEL THINGS AS NSFW OR 18+ BECAUSE YOUR ACCOUNT WILL GET FLAGGED. Label it as you would normally and dont even mention anything of a nsfw nature. Inform your clients of this too in case they are unaware.

2: The commission price you agreed on with your client goes here. I dont worry about taxes (yet.)

3: For digital items you can just click "Not going to be shipped" and you're good

4: I sometimes do descriptions to further explain the item name, but if its not needed I usually dont fill it out.

Other stuff-

5: Tips! Turn on tips! People love to tip! Let them tip you!

6: Formulate a terms and conditions to protect your part of the commission and your client's part of the commission, especially if you have reservations on where your art goes after the commission is over.

Here is mine:

Artist will provide 2 or more sketched drafts of the commissioned work per client's provided information and/or references as applicable. Changes may be requested by the client upon receipt of sketched drafts, and artist will provide sketched drafts incorporating client's requested changes at no additional cost at the sketching stage.

Once the client agrees to finalized version of sketched draft, edits after this stage will incur additional fees to be discussed and agreed upon by the artist and client, no refunds will be offered after this time. Finished artwork will be delivered to the client via email to preserve image quality.

Finished pieces may be reposted online and cropped for icons and banners as long as there are proper credits/links to the artist. All versions of art provided by artist may not be used for commercial purposes (unless explicitly discussed), traced, used as NFTs or for any other cryptocurrency, or claimed as the client's own work

Thats all the advice i can come up with right now. There are definitely more informed artists out there who know more legalize than I do.