#articles income

[abiodun-360degree]

Who Told You That Traditional Marketing Is Gone? Read this to Know The New Trends

Who Told You That Traditional Marketing Is Gone? Read this to Know The New Trends https://www.linkedin.com/pulse/traditional-marketing-dead-before-you-bury-itread-ajala-abiodun?utm_source=share&utm_medium=member_android&utm_campaign=share_via

[whyissupernaturaltrending]

June 25-30, 2024 - ???

Not for the first time [x] [x], Supernatural decided to increase everyone's blood pressure by trending for absolutely no reason. It's been jumping at random trending slots on and off, but as far as I can tell, there's no specific source, other than the universe hating to see us at peace.

Unless- @mishacollins do you know something we don't?

[akajustmerry]

its crazy how almost all "generational wars/differences" are actually expressions of injustices relating to class, race, and public policy. it's almost like unjust systems want to push narratives that reframe injustice as an immutable symptom of age because it prevents mobilisation and solidarity between different generations and ensures the maintenance of the status quo.

[proustianlesbian]

happy 66th birthday to THE fictional man of all time !! my beloved for real

[perhaps-mr-collins-has-a-cousin]

Hello praying people, I'm not doing well and would really appreciate your prayers right now <3

[docholligay]

Okay, I guess I am gonna balk at this. Me and this show are clearly coming from different points of view and different conclusions. I don't think the ending to Drosselmeyer's original story was UNHOPEFUL. THis idea the prince had, that the world was worth GIVING HIMSELF UP FOR, I find that beautiful. To hear, "If you do this, you will become a shell of yourself. You will never feel anything ever again" and to look back at the world and go, "Yes. I'll do it." I think that is hopeful and courageous and noble.

So to act here like Drosselmeyer has never heard of hope, just because he doesn't want a story where a duck can inspire everyone to be real cool all of a sudden through the power of a whole fuckin lot of pirouettes, is annoying to me.

I get that this is just two people who look at the world differently and I am sure this writer finds this all very heart swelling, but unless she's prepared (she is not) to have Ahiru actually drop dead Red Shoes style, I refuse to be like, "Ah yes, this is a story about hope, and the story where someone chose to hollow themselves out for the love of others is drivel"

[cherryblossomshadow]

No (Federal) Taxes on Tips

No Tax on Tips by the Daily Show ft Desi Lydic

Desi Lydic: It's weird he's even talking about sending teachers to the gulag, because Trump has more popular policies, like his proposal to end taxes on tips, which is so popular that Kamala Harris now says that SHE supports it. And Trump is not happy about that … Look, to be fair, Kamala did copy Trump's no tax on tips idea,

which would make it the first time in history that a woman got credit for repeating a man's idea.

We did it, girls. And she didn't stop there. Kamala also completely ripped off his idea to lead in the polls by 3 points against a rapidly deteriorating candidate. That was his thing. That was his thing.

.

Harris v. Trump on Taxing Tips by Robert Reich

Kamala Harris, Saturday, in Las Vegas: Raise the minimum wage. And eliminate taxes on tips for service and hospitality workers Donald Trump, at Mar-A-Lago: We’re gonna have no tax on tips. Very simple

Ali Velshi from MSNBC: The Trump plan sounds like it's for regular people, but it could easily be a backdoor way to give big tax breaks to rich people who can reclassify their commission income as tips

Robert Reich: You betcha. In fact, we are going to see all kinds of things reclassified as tips. You can bet that private equity managers and hedge fund managers, who are now in the seven or eight digit classification, suddenly a lot of what they earn will become tips. At least under Donald Trump's proposal, because it's not — there are no guardrails. There's no limits to who can declare what as tips Ali Velshi from MSNBC: The key difference in Kamala Harris’ no taxes on tips proposal is that it's only for service and hospitality workers RR: I think it could be helpful if combined, as Kamala Harris wants to do, with a minimum wage hike. And also limit it so that Wall Street commission professionals can't sort of reclassify their income as tips. By the way, let me just say one further thing about this, and that is that the Labor Department under Donald Trump DID change the regulations to allow employers to take the tipped incomes of their employees and use it for their profits.. I mean, it's quite rich that Donald Trump has jumped on this one

.

Americans For Tax Fairness (@/4TaxFairness)

"No taxes on tips" isn't the win you think it is. Most tipped workers wouldn't get much of a tax cut at all. But you know who would? Corporations that employ tipped workers and the wealthy who can relabel their income as "tips" at will. Pass.

(Title of the above image is Table 1: The No Tax on Tips Act would provide no or paltry tax cuts to many tipped employees – far less than restoring American Rescue Plan tax credits)

.

Robert Reich (@/RBReich) quote-retweeted with:

Trump keeps touting plans to not tax tips. But estimates show that a majority of tipped workers wouldn't benefit.  Who would benefit? Big earners like hedge fund managers who could convert their fees into "tips" and get big tax breaks. It's another Trump tax scam.

.

Why Trump's and Harris' proposals to end federal taxes on tips would be difficult to enact

By Dee-Ann Durbin | The Associated Press

Quotes:

Former President Donald Trump and Vice President Kamala Harris agree on one thing, at least: Both say they want to eliminate federal taxes on workers’ tips.

But experts say there’s a reason Congress hasn’t made such a change already. It would be complicated, not to mention enormously costly to the federal government, to enact. It would encourage many higher-paid workers to restructure their compensation to classify some of it as “tips” and thereby avoid taxes. And, in the end, it likely wouldn’t help millions of low-income workers.

“There’s no way that it wouldn’t be a mess,” said James Hines Jr., a professor of law and economics and the research director of the Office of Tax Policy Research at the University of Michigan’s Ross School of Business.

Both candidates unveiled their plans in Nevada, a state with one of the highest concentrations of tipped service workers in the country. Trump announced a proposal to exclude tips from federal taxes on June 9. Harris announced a similar proposal on Aug. 10.

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Harris’ campaign has said she would work with Congress to draft a proposal that would include an income limit and other provisions to prevent abuses by wealthy individuals who might seek to structure their compensation to classify certain fees as tips.

Her campaign said these requirements, which it did not specify, would be intended “to prevent hedge fund managers and lawyers from structuring their compensation in ways to try to take advantage of the policy.” Trump's campaign has not said whether its proposal would include any such requirements.

Even so, Hines suggested that millions of workers — not just wealthy ones — would seek to change their compensation to include tips, and could even do so legally. For example, he said, a company might set up a separate entity that would reward its employees with tips instead of year-end bonuses.

“You will have taxpayers pushing their attorneys to try to characterize their wage and salary income as tips,” Hines said. “And some would be successful, inevitably, because it’s impossible to write foolproof rules that will cover every situation."

.

Though supporters say the measures are designed to help low-wage workers, many experts say that making tips tax-free would provide only limited help to those workers.

The Budget Lab at Yale, a non-partisan policy research center, estimates that there were 4 million U.S. workers in tipped occupations in 2023. That amounted to about 2.5% of all employees, including restaurant servers and beauticians. Tipped workers tend to be younger, with an average age of 31, and of lower income. The Budget Lab said the median weekly pay for tipped workers in 2023 was $538, compared with roughly $1,000 for non-tipped workers.

As a result, many tipped workers already bear a lower income-tax burden. In 2022, 37% of tipped workers had incomes low enough that they paid no federal income tax at all, The Budget Lab said.

“If the issue is you’re concerned about low-income taxpayers, there are a lot better ways to address that problem, like expanding the Earned Income Tax Credit or changing tax rates or changing deductions,” Hines said.

In her speech in Nevada, Harris also called for raising the federal minimum wage. (The platform on Trump’s campaign site doesn’t mention the minimum wage.)

Changing federal tax policy on tips would also be costly. The Committee for a Responsible Federal Budget, a non-partisan group, estimates that exempting all tip income from federal income and payroll taxes would reduce revenue by $150 billion to $250 billion between 2026 and 2035. And it said that amount could rise significantly if the policy changed behavior and more people declared tip income.

Whether Trump or Harris wins the presidential election, tax policy will be high on Congress’ agenda in 2025. That’s because Trump-era tax cuts, passed in 2017, are set to expire. But Hines said he thinks Congress will be in no hurry to add “vast amounts of complexity” to the tax code.

“A presidential candidate can say whatever they want, but it's the House and Senate that have to do it,” he said.

[pxgeturner]

age regression is not always a trauma response and it is not always involuntary. a lot of people enjoy engaging in sex acts while age regressed, when they have already established boundaries and expectations with their partners in advance.

my anon specifically points to reddit communities where there are various examples of this. people state their preferences. some enjoy sex in little space, others do not.

i’m not conflating age regression and age play, but there can be overlap. your experience is not universal, and neither is mine.

the definition of age regression, sweetheart, is an involuntary defense mechanism in which a person reverts to an earlier state of mental development. this response is caused by intense fear or stress. (hm. sounds like a trauma response to me. but how do you define trauma? because intense moments of fear or stress pretty much hits the nail on the head for me.)

children cannot consent to being sexualized. so an adult who is in age re cannot either. age play is completely separate. the people who u pointed out on that subreddit are age players not regressors. they are in subspace, not littlespace. that term is only for age regressors and not submissive age players. yes they both use the term "little" unfortunately. but they have different definition depending on the context. if you ever see me reference littles I will be talking about regressors not ageplayers.

it is true some littles might enjoy age play but not while they are in little space and it is also a thin line to follow as age playing might make then slip into littlespace which can be dangerous. so like I said. a thin line.

it is SO TRUE that there are varying experiences of littlespace because depending on what age you regress back into, your behavior will change. but age-re≠age play. at. all. you are conflating age play and age-re by saying that there is frequent overlap. overlap is very very rare.

I don't like bringing him up, but Sigmund freud, the man who first studied age-regression is rolling in his grave because of the way you're spreading misinformation ❤️. please please do research !

also. if you think it is ok to engage sexually with people in the midst of an age regression episode I would highly suggest you seek out mental health resources near you because that is not healthy. adult littles can totally engage in sex! its fun and healthy! except in littlespace.

[thoughtportal]

Once You See the Truth About Cars, You Can’t Unsee It https://www.nytimes.com/2022/12/15/opinion/car-ownership-inequality.html

By Andrew Ross and Julie Livingston

Mr. Ross and Ms. Livingston are professors at New York University, members of its Prison Education Program Research Lab and authors of the book “Cars and Jails: Freedom Dreams, Debt, and Carcerality.��

In American consumer lore, the automobile has always been a “freedom machine” and liberty lies on the open road. “Americans are a race of independent people” whose “ancestors came to this country for the sake of freedom and adventure,” the National Automobile Chamber of Commerce’s soon-to-be-president, Roy Chapin, declared in 1924. “The automobile satisfies these instincts.” During the Cold War, vehicles with baroque tail fins and oodles of surplus chrome rolled off the assembly line, with Native American names like Pontiac, Apache, Dakota, Cherokee, Thunderbird and Winnebago — the ultimate expressions of capitalist triumph and Manifest Destiny.

But for many low-income and minority Americans, automobiles have been turbo-boosted engines of inequality, immobilizing their owners with debt, increasing their exposure to hostile law enforcement, and in general accelerating the forces that drive apart haves and have-nots.

Though progressive in intent, the Biden administration’s signature legislative achievements on infrastructure and climate change will further entrench the nation’s staunch commitment to car production, ownership and use. The recent Inflation Reduction Act offers subsidies for many kinds of vehicles using alternative fuel, and should result in real reductions in emissions, but it includes essentially no direct incentives for public transit — by far the most effective means of decarbonizing transport. And without comprehensive policy efforts to eliminate discriminatory policing and predatory lending, merely shifting to electric from combustion will do nothing to reduce car owners’ ever-growing risk of falling into legal and financial jeopardy, especially those who are poor or Black.

By the 1940s, African American car owners had more reason than anyone to see their vehicles as freedom machines, as a means to escape, however temporarily, redlined urban ghettos in the North or segregated towns in the South. But their progress on roads outside of the metro core was regularly obstructed by the police, threatened by vigilante assaults, and stymied by owners of whites-only restaurants, lodgings and gas stations. Courts granted the police vast discretionary authority to stop and search for any one of hundreds of code violations — powers that they did not apply evenly. Today, officers make more than 50,000 traffic stops a day. Driving while Black has become a major route to incarceration — or much worse. When Daunte Wright was killed by a police officer in April 2021, he had been pulled over for an expired registration tag on his car’s license plate. He joined the long list of Black drivers whose violent and premature deaths at the hands of police were set in motion by a minor traffic infraction — Sandra Bland (failure to use a turn signal), Maurice Gordon (alleged speeding), Samuel DuBose (missing front license plate) and Philando Castile and Walter Scott (broken taillights) among them. Despite widespread criticism of the flimsy pretexts used to justify traffic stops, and the increasing availability of cellphone or police body cam videos, the most recent data shows that the number of deaths from police-driver interactions is almost as high as it has been over the past five years.

In the consumer arena, cars have become tightly sprung debt traps. The average monthly auto loan payment crossed $700 for the first time this year, which does not include insurance or maintenance costs. Subprime lending and longer loan terms of up to 84 months have resulted in a doubling of auto loan debt over the last decade and a notable surge in the number of drivers who are “upside down”— owing more money than their cars are worth. But, again, the pain is not evenly distributed. Auto financing companies often charge nonwhite consumers higher interest rates than white consumers, as do insurers.

Formerly incarcerated buyers whose credit scores are depressed from inactivity are especially red meat to dealers and predatory lenders. In our research, we spoke to many such buyers who found it easier, upon release from prison, to acquire expensive cars than to secure an affordable apartment. Some, like LeMarcus, a Black Brooklynite (whose name has been changed to protect his privacy under ethical research guidelines), discovered that loans were readily available for a luxury vehicle but not for the more practical car he wanted. Even with friends and family willing to help him with a down payment, after he spent roughly five years in prison, his credit score made it impossible to get a Honda or “a regular car.” Instead, relying on a friend to co-sign a loan, he was offered a high-interest loan on a pre-owned Mercedes E350. LeMarcus knew it was a bad deal, but the dealer told him the bank that would have financed a Honda “wanted a more solid foundation, good credit, income was showing more,” but that to finance the Mercedes, it “was actually willing to work with the people with lower credit and lower down payments.” We interviewed many other formerly incarcerated people who followed a similar path, only to see their cars repossessed.

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LeMarcus was “car rich, cash poor,” a common and precarious condition that can have serious legal consequences for low-income drivers, as can something as simple as a speeding ticket. A $200 ticket is a meaningless deterrent to a hedge fund manager from Greenwich, Conn., who is pulled over on the way to the golf club, but it could be a devastating blow to those who mow the fairways at the same club. If they cannot pay promptly, they will face cascading penalties. If they cannot take a day off work to appear in court, they risk a bench warrant or loss of their license for debt delinquency. Judges in local courts routinely skirt the law of the land (in Supreme Court decisions like Bearden v. Georgia and Timbs v. Indiana) by disregarding the offender’s ability to pay traffic debt. At the request of collection agencies, they also issue arrest or contempt warrants for failure to appear in court on unpaid auto loan debts. With few other options to travel to work, millions of Americans make the choice to continue driving even without a license, which means their next traffic stop may land them in jail.

The pathway that leads from a simple traffic fine to financial insolvency or detention is increasingly crowded because of the spread of revenue policing intended to generate income from traffic tickets, court fees and asset forfeiture. Fiscally squeezed by austerity policies, officials extract the funds from those least able to pay. This is not only an awful way to fund governments; it is also a form of backdoor, regressive taxation that circumvents voters’ input.

Deadly traffic stops, racially biased predatory lending and revenue policing have all come under public scrutiny of late, but typically they are viewed as distinct realms of injustice, rather than as the interlocking systems that they are. Once you see it, you can’t unsee it: A traffic stop can result in fines or arrest; time behind bars can result in repossession or a low credit score; a low score results in more debt and less ability to pay fines, fees and surcharges. Championed as a kind of liberation, car ownership — all but mandatory in most parts of the country — has for many become a vehicle of capture and control.

Industry boosters promise us that technological advances like on-demand transport, self-driving electric vehicles and artificial intelligence-powered traffic cameras will smooth out the human errors that lead to discrimination, and that car-sharing will reduce the runaway costs of ownership. But no combination of apps and cloud-based solutions can ensure that the dealerships, local municipalities, courts and prison industries will be willing to give up the steady income they derive from shaking down motorists.

Aside from the profound need for accessible public transportation, what could help? Withdraw armed police officers from traffic duties, just as they have been from parking and tollbooth enforcement in many jurisdictions. Introduce income-graduated traffic fines. Regulate auto lending with strict interest caps and steep penalties for concealing fees and add-ons and for other well-known dealership scams. Crack down hard on the widespread use of revenue policing. And close the back door to debtors’ prisons by ending the use of arrest warrants in debt collection cases. Without determined public action along these lines, technological advances often end up reproducing deeply rooted prejudices. As Malcolm X wisely said, “Racism is like a Cadillac; they bring out a new model every year.”

Andrew Ross and Julie Livingston are professors at New York University, members of its Prison Education Program Research Lab and authors of the book “Cars and Jails: Freedom Dreams, Debt, and Carcerality.”

[abiodun-360degree]

Storytelling for Hustlers

Storytelling is a very powerful marketing tools use in promoting brands amongst other things in today’s business. To be a storyteller is to be open minded. A good storyteller doesn’t lift. I mean they don’t do copy and paste. We are not in good terms with AI. AI can never beat human intelligence. In other to have a good family. A good workplace. Good friendship and even a better society. We…

[calliopechild]

Listen, I wouldn't normally cite Cosmo as support for an argument, but I can't think of anything that sums up the dangers of the stay-at-home girlfriend/tradwife nonsense like this quote:

“If you give a man the power to feed you, he also has the power to starve you.”

[museenkuss]

What if I recreate iconic Massie outfits as they happen? How realistic would that be? How FUN would that be? (I don’t own any heels)

[non-un-topo]

Let's ban group projects at the 4th year level forever

[sadbeautifutragic]

omg