#amex black

[johnnyprimecc]

Centurion

First, check out my kickass Ride & Review video HERE: If you haven’t heard about this place, it’s a very exclusive Amex Black card-holders joint. You CAN get access to it you have an Amex Platinum card, which my wife has. We were able to snag a reservation for 6:30PM on a Friday, and the experience was incredible. Seriously – watch the video above for the full effect. We started with some…

[chichiscloset]

How I Earned a 782 Credit Score at 23

I believe that understanding the ins and outs of managing our finances is essential in our quest for leveling up in life. After all, what good is achieving our dreams if we're not equipped with the knowledge and tools to sustain and grow our success? So how did I do it?

1. Living with parents while in school

While I had the advantage of fewer bills to pay, I still encountered challenges in managing my finances effectively. In the past, I used to blow money like it was nothing, with little to no savings to show for it. However, recognizing the opportunity to change my habits, I embarked on a journey of financial education, starting with reading "Rich Dad Poor Dad" by Robert Kiyosaki. Over the course of 6-12 months, I diligently saved and invested most of my income, laying the groundwork for my financial future. This disciplined approach not only helped me build a healthy relationship with money but also demonstrated to the bank that I was responsible and capable of handling a credit card. It was only after this period of financial growth and learning that I felt confident enough to apply for my first credit card. After being rejected 3 times prior!

2. Become Delusional as F**k

The biggest change in my relationship with money came when I realized that it's not inherently bad; I have a good relationship with money, and money works for me—this is my reality i lived in even during the times I was broke. I remained delusional in my belief that financialsuccess for me was attainable, and remarkably, it worked. This perspective empowered me to view money as a tool for creating wealth rather than something to fear. I learned to use a credit card to work for me, not as a slave to debt, and discovered how to leverage debt to make more money. This shift in mindset helped me overcome financial fears and embrace opportunities for growth.

For more financial literacy context read these posts

Escape Your 9-5 Job If You Don’t Want to Work

“Make Money When your Young, Pretty & Ambitious.”

How to make a credit card work for you

Keep Low Credit Utilization:

Aim to keep your credit card balances low relative to your credit limits. This utilization ratio should ideally be below 30%, with lower percentages being even better. High credit utilization can negatively impact your credit score.

Pay On Time, DONT MISS PAYMENTS

Consistently paying your credit card bills on time is crucial for maintaining a high credit score. Late payments can significantly damage your credit score and stay on your credit report for years.

Keep Old Accounts Open:

The length of your credit history is an essential factor in determining your credit score. Keeping old credit card accounts open, even if you're not actively using them, can help lengthen your credit history and improve your score.

Monitor Your Credit Report:

Reviewing your credit report allows you to identify any errors or inaccuracies that could be negatively impacting your score. You're entitled to a free credit report from each of the major credit bureaus—Equifax, Experian, and TransUnion—once every 12 months.

Avoid Closing Old Accounts

Closing old credit card accounts can shorten your credit history and reduce your overall available credit, both of which can lower your credit score. Unless the account carries high fees or you're unable to manage it responsibly, consider keeping it open.

Conclusion:

Through disciplined financial habits and strategic planning, I achieved and maintained a high credit score. This journey is only the beginning of my commitment to financial responsibility. For more insights on financial literacy, be sure to check out my other posts. Remember, with dedication and planning, anyone can achieve their financial goals

Until we talk again !

Chichi

[chicademartinica]

Tan putting Fang’s eyebrows FIRST in his list of adorable things about his man was hilarious and also true.

[grapecaseschoices]

-- Varric to the Inquisitor

This conversation made me think of this:

[mrs-trophy-wife]

[evansbby]

So ari would be confused bc you don’t pay the mortgage anyways so why would you be telling him that // he’d be confused then he would coo at you and be all condescending bc lil babies don’t need to think about stuff like that cause they just end looking silly like we did and we need to leave it to daddy

That’s so true 🥺 Ari wouldn’t want you to know who the mortgage company is, how much the mortgage is, even what the word mortgage means bc he doesn’t want you to worry about stuff like that ever bc that’s daddy’s job 🥺🥺🥺

[alxyax2]

[kingshook1]

[bitchthefuck1]

On one hand, the Succession funko pops are an atrocity before God and man. On the other hand, we're now that much closer to a Kendall Roy American Girl doll.

[moyan198808-blog]

Card customization

[thelondonwhisperer]

Blackpink’s UK Festival Debut

@blackpinkofficial had their first UK festival in Hyde Park 🖤🩷

Sponsored by American Express there were plenty of games, rides, dancing and other stages and acts like Rebecca Black and Sabrina Carpenter🎤

[thedevilundercover]

The bat kids should threaten to get adopted by Tim every time Bruce is being a dickhead or just an inconvenience in anyway shape or form. Tim is paranoid enough to have his foster license and probably overthinks it enough to have Gotham CPS under his control. (Some people are bribing the cops while this man is bribing CPS smh.)

And like when Bruce over steps, they’re like “ok then, Tim’s my new dad now. “ Then they go camp out at Tim’s place for a while.

Usually the younger ones (+Cass) do this but it’s even more hilarious when Dick and Jason catch on to this. I think that Jason would do it first tho

Like imagine if Bruce refused to give Jason money for ammo or smth:

Bruce, literally so tired bc of this: Jaylad, for the last time, I’m not giving you money to buy real bullets. I'd be happy to buy you the rubber ones.

Jason, the most extra, dramatic younger-sibling-turned-older-sibling: Ok then, I get it, you don’t love me anymore. I can take a hint. You know what? I’ll do you a favour and get myself adopted by Tim *cue fake sniffles and dramatic exit*

Bruce, so so tired this has happened like twenty times this week already and it’s Wednesday: Oh my god why does he keep stealing my kids what the fuck

Tim also has no concept of money so he just shrugs, hands them his black amex and lets them do whatever the fuck they want

[stevedidier]

Why the Amex Black Card Outshines the Palladium Card in Benefits

[belladonna-nyx]

Sugar Daddy Tim Drake.

Bart is hungry? Tim reserves an all-you-can-eat buffet and pays for Bart's weekly grocery.

Kon wants new earrings? Instead of just the earrings, Tim took him to one of Gotham's high end shopping districts and let him run loose.

Cassie needs a vacation? A month long paid vacation across 3 different countries.

Even for his own boyfriend, Tim decided to renovate Bernard's kitchen and gifted him a new kitchen set for his birthday.

Tim is already swiping his black amex to shower his loved ones with expensive gifts. And all he wants in return is for them to be happy.

[mrs-trophy-wife]

[plasticfangtastic]

I just know he will make think i do afterwards.

I want to fuck him so good he thinks I love him