#amex black

[johnnyprimecc]

Centurion

First, check out my kickass Ride & Review video HERE: If you haven’t heard about this place, it’s a very exclusive Amex Black card-holders joint. You CAN get access to it you have an Amex Platinum card, which my wife has. We were able to snag a reservation for 6:30PM on a Friday, and the experience was incredible. Seriously – watch the video above for the full effect. We started with some…

[chichiscloset]

How I Earned a 782 Credit Score at 23

I believe that understanding the ins and outs of managing our finances is essential in our quest for leveling up in life. After all, what good is achieving our dreams if we're not equipped with the knowledge and tools to sustain and grow our success? So how did I do it?

1. Living with parents while in school

While I had the advantage of fewer bills to pay, I still encountered challenges in managing my finances effectively. In the past, I used to blow money like it was nothing, with little to no savings to show for it. However, recognizing the opportunity to change my habits, I embarked on a journey of financial education, starting with reading "Rich Dad Poor Dad" by Robert Kiyosaki. Over the course of 6-12 months, I diligently saved and invested most of my income, laying the groundwork for my financial future. This disciplined approach not only helped me build a healthy relationship with money but also demonstrated to the bank that I was responsible and capable of handling a credit card. It was only after this period of financial growth and learning that I felt confident enough to apply for my first credit card. After being rejected 3 times prior!

2. Become Delusional as F**k

The biggest change in my relationship with money came when I realized that it's not inherently bad; I have a good relationship with money, and money works for me—this is my reality i lived in even during the times I was broke. I remained delusional in my belief that financialsuccess for me was attainable, and remarkably, it worked. This perspective empowered me to view money as a tool for creating wealth rather than something to fear. I learned to use a credit card to work for me, not as a slave to debt, and discovered how to leverage debt to make more money. This shift in mindset helped me overcome financial fears and embrace opportunities for growth.

For more financial literacy context read these posts

Escape Your 9-5 Job If You Don’t Want to Work

“Make Money When your Young, Pretty & Ambitious.”

How to make a credit card work for you

Keep Low Credit Utilization:

Aim to keep your credit card balances low relative to your credit limits. This utilization ratio should ideally be below 30%, with lower percentages being even better. High credit utilization can negatively impact your credit score.

Pay On Time, DONT MISS PAYMENTS

Consistently paying your credit card bills on time is crucial for maintaining a high credit score. Late payments can significantly damage your credit score and stay on your credit report for years.

Keep Old Accounts Open:

The length of your credit history is an essential factor in determining your credit score. Keeping old credit card accounts open, even if you're not actively using them, can help lengthen your credit history and improve your score.

Monitor Your Credit Report:

Reviewing your credit report allows you to identify any errors or inaccuracies that could be negatively impacting your score. You're entitled to a free credit report from each of the major credit bureaus—Equifax, Experian, and TransUnion—once every 12 months.

Avoid Closing Old Accounts

Closing old credit card accounts can shorten your credit history and reduce your overall available credit, both of which can lower your credit score. Unless the account carries high fees or you're unable to manage it responsibly, consider keeping it open.

Conclusion:

Through disciplined financial habits and strategic planning, I achieved and maintained a high credit score. This journey is only the beginning of my commitment to financial responsibility. For more insights on financial literacy, be sure to check out my other posts. Remember, with dedication and planning, anyone can achieve their financial goals

Until we talk again !

Chichi

[sreppub]

an avengers wip

[serial-unaliver]

hi sivi i work at a nonprofit thrift store and just realized i see a black amex card at least once every other shift.. i should send them your way

at a nonprofit thrift store is crazy

[chicademartinica]

Tan putting Fang’s eyebrows FIRST in his list of adorable things about his man was hilarious and also true.

[grapecaseschoices]

-- Varric to the Inquisitor

This conversation made me think of this:

[mrs-trophy-wife]

[pureshoney]

"   who   cares   if   he   was   flirting   with   me   ?   it   was   a   party   ...   it's   not   like   we   did   anything   .   " / @sclfcare

[alxyax2]

[kingshook1]

[bitchthefuck1]

On one hand, the Succession funko pops are an atrocity before God and man. On the other hand, we're now that much closer to a Kendall Roy American Girl doll.

[moyan198808-blog]

Card customization

[thelondonwhisperer]

Blackpink’s UK Festival Debut

@blackpinkofficial had their first UK festival in Hyde Park 🖤🩷

Sponsored by American Express there were plenty of games, rides, dancing and other stages and acts like Rebecca Black and Sabrina Carpenter🎤

[chloeworships]

Someone is going to be granted citizenship from an African country to America 🇺🇸 Congratulations 🥳

The LORD also showed me a Black Mary and Black baby Jesus. Your son is chosen and you will both have a better life in America. Trust the LORD with this. A surprise awaits.

For others of you, the LORD is giving you back the years the locust ate. Locust damage all vegetation.

For some, your son has a gift and you need to nurture that. He may be good with his hands as Jesus was as a carpenter or he is a farmer.

Pearls are once again significant.

A relationship caused you immense grief and it took you a long time to recover but your son was there.

I remember being so sick from Covid and I was literally paralyzed in bed. For the first time in my life I thought I was going to die and then my son walks in and says “you ok Ma?” And I was like no. I can’t move to get medication and home remedies. He said he’d get everything for me and he did. That boy saved my life because I promise you, I was withering away. Appreciate your children babes. I thank God for my miracle baby each and every day ✨

Speaking of miracle baby someone who was barren will find out they are pregnant with a son💙 He too is your miracle baby.

I heard the name “Zion” as I was typing this.

Please testify when you’re well again. I saw a man get out of wheelchair ♿️ 😍

PRAISE GOD‼️

Someone could have also been in a coma or someone’s mom is currently in a coma and will wake up!!! Wow.

This is what the LORD showed me ⤵️😬🤱🏾

I failed to mention I have been seeing Jesus pop up everywhere lately. He has been wearing a crown of thorns on his head.

Expect Miracles✨

[thedevilundercover]

The bat kids should threaten to get adopted by Tim every time Bruce is being a dickhead or just an inconvenience in anyway shape or form. Tim is paranoid enough to have his foster license and probably overthinks it enough to have Gotham CPS under his control. (Some people are bribing the cops while this man is bribing CPS smh.)

And like when Bruce over steps, they’re like “ok then, Tim’s my new dad now. “ Then they go camp out at Tim’s place for a while.

Usually the younger ones (+Cass) do this but it’s even more hilarious when Dick and Jason catch on to this. I think that Jason would do it first tho

Like imagine if Bruce refused to give Jason money for ammo or smth:

Bruce, literally so tired bc of this: Jaylad, for the last time, I’m not giving you money to buy real bullets. I'd be happy to buy you the rubber ones.

Jason, the most extra, dramatic younger-sibling-turned-older-sibling: Ok then, I get it, you don’t love me anymore. I can take a hint. You know what? I’ll do you a favour and get myself adopted by Tim *cue fake sniffles and dramatic exit*

Bruce, so so tired this has happened like twenty times this week already and it’s Wednesday: Oh my god why does he keep stealing my kids what the fuck

Tim also has no concept of money so he just shrugs, hands them his black amex and lets them do whatever the fuck they want

[stevedidier]

Why the Amex Black Card Outshines the Palladium Card in Benefits