#Tori Dunlap

[bitchesgetriches]

Book give- away: Financial Feminist by Tori Dunlap!

Welcome back to another Bitch Nation book give-away!

Today I'm positively thrilled to announce that we're giving away a copy of Tori Dunlap's Financial Feminist, hot off the press from HarperCollins. Tori is the TikTok sensation behind Her First $100k and the Financial Feminist podcast. She has dedicated her career to helping folks (young women in particular) discover their power in the financial realm.

We've known Tori since way back, when she was but a wee marketing specialist just finding her way toward financial independence. Back then we were the big-timers and she was still building her brand. But uh... things have fucking changed! Kitty's partner describes our relationship with Tori as "two clownfish raising a shark." ACCURATE.

Here's us celebrating with Tori when we won our Plutus Awards at FinCon in 2018:

We're giving away a hardcover copy of her new book (she fancy). We're still working on getting audiobook and ebook editions of books for reviews to make our give-aways more accessible. Here are the rules:

1. Go to our Patreon and comment. You do NOT have to be a patron! Say anything. Points if you make us laugh.

2. We'll choose a winner from among the people who commented. Completely random. We have the technology! The deadline is this Friday 3/31/23 at 5 p.m. Eastern time.

3. We'll announce the winner on our Patreon and send them the book! If necessary, we'll reach out for your address.

Because this is a public post, you don't have to be a patron to enter the give-away. But we sure would appreciate it if you kicked us a dollar or five! It takes many dollars to keep this machine running and every little bit helps.

If you miss out this time, don't worry! We get lots of opportunities to read and review books for the blog, and we love sharing the wealth with you, our beloved audience. So you'll definitely have another chance.

With that... comment away, bitchlings!

[letsgofullpogue]

via ig - sofi

[ihatetbrlists]

Review #29: Financial Feminist

Financial Feminist, by Tori Dunlap

From my TBR? Nope, read the day after discovering it.

First book of 2024 and my first book about financial education as well. Lately, I've been getting really into this sub-genre of YouTube channels and blogs about financial education content specifically directed at women. This book was recommended by Bitches Get Riches in one of their recent articles.

I picked it up expecting it to be something like Invisible Women by Caroline Criado Pérez but more specifically about discrimination in the workplace or the wage gap but it's actually an actionable guide to getting your finances together as a woman.

Now, I'm not an expert. This is, after all, the first book I've read about financial education. But I do think that someone with a bit more knowledge than I do would have found Financial Feminist to be pretty basic. I did too, at least for some chapters.

The book covers what your relationship with money should look like, how to get out of debt, how to budget, how to start investing, how to negotiate for a raise, how to be a feminist consumer (kind of) and more.

Considering that there are also many mini-essays by other (I assume) famous authors in the field, the book doesn't have the time to get into detail about any of these topics, giving us a bird view. That's fine for stuff like "how to budget" but not for the chapter about investing or ethical consumerism, something I would have really enjoy reading more about.

This book is at its best when it's explaining step-by-step how to get out of debt, create an emergency fund and set a budget — and even then, it assumes that the reader already has a high income. Jessica, the fake person we follow the financial journey of, earns 4k and budgets almost 1k for her fun money every month. In what world does the average reader of this book have 1k left after accounting for necessary spending and debt repayment

This book is also very US-centered and I'm not American. In the chapter Investing (my favorite) (since I know nothing on the subject) I had to leaf through a lot of talk of Roth IRA and 401k and you'll die in poverty if you don't start investing NOW. Useless to me, but at least it made me appreciate the social security in my country.

Other things that didn't pass the vibe check:

there are various mentions of how people of colour or LGBTQAI+ members or people with disabilities have it even worse than white women, which is not the same as actually discussing their challenges.

the author mentions Dave Ramsey disparagingly a bunch of times — like, we get it, he is Bad (and you are therefore Good).

lastly, the author used this book to self-promote her other products. Which, fair, I suppose. But also very annoying (you know when you are watching a video on YouTube when the Youtuber starts going off on a tangent that is so obviously a prelude to the inevitable "and that's why I use whatever product I'm supposed to be sponsoring". That's what some paragraphs felt like)

Verdict: This could be a good book for you if you know nothing about financial independence and want a light read. But if you want to save a few bucks, you can probably find the same information by scouring the author's blog.

[fromthestacks]

Financial Feminist by Tori Dunlap

[laurastudarus]

When it comes to the working world, sometimes it pays to do your own thing. Starting your own business gives you the opportunity to use skills you’re passionate about, create boundaries between your life and job, and provide a means to give back to the community, whether it means donating time and money to your favorite causes or employing like-minded people.

(via Five Women Embracing the Entrepreneurial Spirit)

[devonjwerkheiser]

growingupwithdevon This week’s episode with @herfirst100k is all about MONEY 💰 !!! Tori was one of the most requested guests in our tiktok comments, so we knew we had to bring her on to help us all understand our personal finance.

Listen to the full episode to learn:

- What child actors really get paid

- 3 best ways to start your financial freedom journey

- Common financial mistakes people make

- How to overcome money trauma

- Why you should start investing now (& how to)

- + MUCH MORE

& tell us what you learned/what other topics you want us to have on the pod 👇

[benjamoomin64]

I don't wanna accuse #FinancialFeminist of trying to launder the landlord economy but CNBC deciding to frame her choice to rent as a savvy business move rather than the obvious choice based on the cost of buying a home being inflated absurdly beyond belief certainly is A Choice

[blahblahblees]

ヽ｀、☁ヽ｀─── READ YOUR MIND

aka who i write for & masterlist

shows

my life with the walter boys

cole walter

alex walter

danny walter

jackie howard

lab rats (elite force)

adam davenport

bree davenport

chase davenport

mighty med

kaz

oliver

skylar storm

wizards of waverly place

justin russo

alex russo

max russo

good luck charlie

pj duncan

teddy duncan

gabe duncan

girl meets world

riley matthews

maya hart

lucas frair

farkle minkus

zay babineaux

suite life on deck

zack martin

cody martin

austin and ally

austin moon

kickin’ it

jack brewer

kim crawford

jerry martinez

high school musical: the musical: the series

ricky bowen

nini salazar-roberts

gina porter

ej caswell

mack alana

jet

maddox

cobra kai

miguel diaz

eli “hawk” moskowitz

robby keene

tory nichols

samantha “sam” larusso

anthony larusso

demetri alexopoulos

victorious

tori vega

andre harris

beck oliver

jade west

robby shapiro

cat valentine

trina vega

henry danger

henry hart

the summer i turned pretty

isabel “belly” conklin

conrad fisher

jeremiah fisher

steven conklin

taylor jewel

cam cameron

gen v

marie moreau

jordan li

emma meyer

sam riordan

luke riodan

cate dunlap

school spirits

maddie nears

wally clark

simon elroy

xavier baxter

that 90s show

jay kelso

nate runck

movies

diary of a wimpy kid

rodrick heffley

descendants

mal bertha

evie

jay

carlos de vil

ben florian

z-o-m-b-i-e-s

zed necrodopolis

wyatt lykensen

teen beach movie

brady

mack

high school musical

troy bolton

gabriella montez

chad danforth

sharpay evans

miscellaneous

masterlist yipyip!

wattpad fanfics!

[swftwalker]

FANDOMS MASTERLIST!! (this is long k im sorry)

• YELLOWJACKETS

natalie scatorccio, lottie matthews, shauna shipman, van palmer, taissa turner, misty quigley, jackie taylor, callie sadecki, laura lee

• ARCANE

caitlyn kiramman, vi, jinx/powder, ekko, mel medarda, jayce talis, viktor

• RIORDANVERSE

annaveth chase, percy jackson, grover underwood, leo valdez, jason grace, piper mclean, frank zhang, hazel levesque, nico di angelo, will solace, silena beauregard, charles beckendorf, thalia grace, clarisse la rue, rachel elizabeth dare, ethan nakamura, luke castellan, travis/connor stoll, lityerses, reyna ramirez-arellano, lester papadopoulos, katie gardner

• WIZARDING WORLD

remus lupin, evan rosier, regulus black, barty croush jr, james potter, sirius black, marlene mckinnon, lily evans, harry potter, hermione granger, ron weasley, fred/george, luna lovegood, neville longbottom, ginny weasley, theodore nott

• THE HUNGER GAMES

katniss everdeen, peeta mellark, finnick odair, johanna manson, haymitch abernathy, lucy gray

• THE MAZE RUNNER

thomas, newt, minho, theresa, frypan, aris, brenda

• CRIMINAL MINDS

emily prentiss, spencer reid, jennifer jareaux, derek morgan, aaron hotchner, penelope garcia, elle greenaway

• BRIDGERTON

anthony bridgerton, benedict bridgerton, colin bridgerton, daphne bridgerton, eloise bridgerton, francesca bridgerton, penelope featherington, kate sharma, edwina sharma, simon basset, theo sharpe, violet bridgerton, kind george, charlotte

• THE WALKING DEAD

rick grimes, carl grimes, daryl dixon, carol peletier, maggie greene, michonne, glenn rhee, rosita espinosa, aaron, tara chambler

• GRISHAVERSE

kaz brekker, alina starkov, malyen oretsev, inej gafha, jesper fahey, wylan van eck, nikolai lantsov, nina zenik, zoya nazyalensky, matthias helvar

• MARVEL

tony stark, steve rogers, natasha romanoff, yelena belova, thor odinson, loki odinson, bruce banner, clint barton, kate bishop, carol danvers, scott lang, wanda maximoff, vision, agatha harkness, bucky barnes, sam wilson, stephen strange, kamala khan, matt murdock, jessica jones, charles xavier, erik lensherr, logan howlett, raven darkholme, peter maximoff, jean grey, scott summers, alex summers, any spiderman ever made

• COBRA KAI/KARATE KID

miguel diaz, robby keene, eli moskowitz, sam larusso, tory nichols, daniel larusso, johnny lawrence, demetri alexopoulos, anthony larusso, devon lee, kenny payne

• SCREAM

sidney prescott, gale weathers, dewey riley, billy loomis, stu macher, tara carpenter, samantha carpenter, tatum riley, jill roberts, amber freeman, chad meeks-martin, mindy meeks-martin, wes hicks, randy meeks, charlie walker, roman bridger, ethan landry, quinn bailey

• STRANGER THINGS

steve harrington, robin buckley, nancy wheeler, jonathan byers, eddie munson, eleven hopper, jim hopper, joyce byers, will byers, mike wheeler, max mayfield, dustin henderson, lucas sinclair

• YOU

love quinn, joe goldberg, guinevere beck, ellie alves, delilah alves, lady phoebe, forty quinn

• THE LAST OF US

ellie williams, joel miller, abby anderson, dina, tommy miller

• THE BEAR

carmy berzatto, sydney adamu, marcus brooks, richie jerimovich, natalie berzatto, michael berzatto, tina marrero, claire dunlap

• TEEN WOLF

scott mccall, stiles stilinski, theo raeken, liam dunbar, derek hale, allison argent, lydia martin, isaac lahey, peter hale, malia tate, kira yukimura, deucalion, chris argent, cora hale, nolan holloway, mason hewitt, brett talbot, corey bryant

• AGGGTM

pippa fitz-amobi, ravi singh, cara ward, andie bell, sal singh, nat da silva, connor reynolds, jamie reynolds, naomi ward, zach chen

• SHAMELESS

fiona gallagher, lip gallagher, ian gallagher, debby gallagher, carl gallagher, mickey milkovich, kevin ball, veronica fisher, mandy milkovich, svetlana yevgenivna, sandy milkovich

• OUTER BANKS

sarah cameron, kiara carrera, cleo anderson, john b routlege, jj maybank, rafe cameron, pope heyward, sofia

• THE WILDS

shelby goodkind, leah rilke, toni shalifoe, nora reid, martha backburn, rachel reid, fatin jadmani, dot campbell

• THE VAMPIRE DIARIES (s1-2-3)

elena gilbert, stefan salvatore, damon salvatore, caroline forbes, tyler lockwood, jeremy gilbert, elijah mikaelson, rebekah mikaelson, klaus mikaelson, alaric saltzman

more... heartless, the sex lives of college girls, hill house/bly manor, bottoms, challengers, normal people, fallout, sweetpea, tvd s1, one piece, derry girls, heartstopper, locke & key s1, mlwtwb, ATLA, manifest, heartbreak high, young royals

i'm probably missing things so this will be get updated || if someone you want to request is not in here, you're free to ask me since i probably forgot some people

[justagirl-andherbooks]

Books Completed:

Iron Kissed by Patricia Briggs (#3 of Mercy Thompson Series)

Bone crossed by Patricia Briggs (#4 of Mercy Thompson Series)

Silver Borne by Patricia Briggs (#5 of Mercy Thompson Series)

River Marked by Patricia Briggs (#6 of Mercy Thompson Series)

Winter of the Witch by Katherine Arden (#3 of Winternight Trilogy)

Frost Bitten by Patricia Briggs (#7 of Mercy Thompson Series)

Financial Feminist by Tori Dunlap

Jill Kismet Series by Lilith Saintcrow

Night Broken by Patricia Briggs (#8 of Mercy Thompson Series)

Naamah's Curse by Jacqueline Carey (#2 of Naamah Trilogy)

The Very Secret Society of Irregular Witches by Sangu Mandanna

Fire Touched by Patricia Briggs (#9 of Mercy Thompson Series)

Silence Fallen by Patricia Briggs (#10 of Mercy Thompson Series)

Pestilence by Laura Thalassa (#1 of The Four Horsemen Series)

War by Laura Thalassa (#2 of The Four Horsemen Series)

Famine by Laura Thalassa (#3 of The Four Horsemen Series)

Death by Laura Thalassa (#4 of The Four Horsemen Series)

Books on the Shelf to Read:

The Woman Left Behind by Linda Howard

Naamah's Blessing by Jacqueline Carey (#3 of Naamah Trilogy)

Christmas Letters by Jenny Hale

Books I'd like to read in the future:

Wealth Warrior by Linda Garcia

Storm Cursed by Patricia Briggs and the rest of the Mercy Thompson Series!

[prpfz]

hola all 🥰 Amelia here again with a mixed fandom request, which I hope is okay to submit. I have a few pairings in different fandoms that I would very much like to fulfil on Discord. Yes, all of my writing will take place on Discord as I pretty much only use Tumblr to find partners and post gif sets these days. I'm over 30, reside the UK and work full time so some days are more active than others. I do love to get to know my partners and chat ooc but I always respect if my partner is not much of a chatter. I am looking for 21+ partners. I would like a decent paragraph in replies but it can be longer, I am just not looking for anything novella as that is just too time consuming for me right now. Below I will pop the fandoms and pairings, I will bold and ** the muse that I will be happy to write in the pairing.

FANDOM: Supernatural

PAIRING: **Meg Masters x Castiel

FANDOM: FRIENDS

PAIRING: **Rachel Green x Chandler Bing

FANDOM: Beetlejuice

PAIRING: **Lydia Deetz x Beetlejuice

FANDOM: SPLIT / GLASS

PAIRING: **Casey Cooke x Kevin Wendell Crumb

FANDOM: Cobra Kai

PAIRINGS: **Tory Nichols x Robby Keene, **Ali Mills x Johnny Lawrence, **Tory Nichols x John Kreese

FANDOM: The Boys

PAIRINGS: **Kimiko Miyashiro x Frenchie, **Victoria Neuman x Billy Butcher, **Victoria Neuman x Homelander, **Cate Dunlap x Soldier Boy

FANDOM: MARVEL MCU

PAIRINGS: **Vanessa Carlysle x Deadpool, **Lady Deadpool x Deadpool, **Wanda Maximoff x Pietro Maximoff

FANDOM: DCEU

PAIRINGS: **Harley Quinn/Harleen Quinzel (any variation) x Joker, **Harley Quinn (any variation) x Harvey Dent (Gotham Knights), **Rachel Dawes (The Dark Knight) x Harvey Dent (Gotham Knights)

Thank you for looking at this. Please like this post or shoot me a message in my DM's. Only interact if you are actually interested as I keep getting people showing interest when they don't actually want to write (not sure why! but that's Tumblr for you lol)

like or dm

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Retirement and How to Retire

How to start saving for retirement

Dafuq Is a Retirement Plan and Why Do You Need One?

Procrastinating on Opening a Retirement Account? Here’s 3 Ways That’ll Fuck You Over.

Season 4, Episode 5: “401(k)s Aren’t Offered in My Industry. How Do I Save for Retirement if My Employer Won’t Help?”

How To Save for Retirement When You Make Less Than $30,000 a Year

Workplace Benefits and Other Cool Side Effects of Employment 

Your School or Workplace Benefits Might Include Cool Free Stuff

Do NOT Make This Disastrous Beginner Mistake With Your Retirement Funds

The Financial Order of Operations: 10 Great Money Choices for Every Stage of Life

Advanced retirement moves

How to Painlessly Run the Gauntlet of a 401k Rollover

The Resignation Checklist: 25 Sneaky Ways To Bleed Your Employer Dry Before Quitting

Ask the Bitches: “Can I Quit With Unvested Funds? Or Am I Walking Away From Too Much Money?”

You Need to Talk to Your Parents About Their Retirement Plan

Season 4, Episode 8: “I’m Queer, and Want To Find an Affordable Place To Retire. How Do I Balance Safety With Cost of Living?” 

How Dafuq Do Couples Share Their Money? 

Ask the Bitches: “Do Women Need Different Financial Advice Than Men?”

From HYSAs to CDs, Here’s How to Level Up Your Financial Savings

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?” 

Speaking of advanced money moves, make sure you’re not funneling money to The Man through unnecessary account fees. Roll over your old retirement accounts FO’ FREE with our partner Capitalize:

Roll over your retirement fund with Capitalize

Investing for the long term

When Money in the Bank Is a Bad Thing: Understanding Inflation and Depreciation

Investing Deathmatch: Investing in the Stock Market vs. Just… Not 

Investing Deathmatch: Traditional IRA vs. Roth IRA

Investing Deathmatch: Stocks vs. Bonds 

Wait… Did I Just Lose All My Money Investing in the Stock Market? 

Financial Independence, Retire Early (FIRE)

The FIRE Movement, Explained 

Your Girl Is Officially Retiring at 35 Years Old

The Real Story of How I Paid off My Mortgage Early in 4 Years 

My First 6 Months of Early Retirement Sucked Shit: What They Don’t Tell You about FIRE

Bitchtastic Book Review: Tanja Hester on Early Retirement, Privilege, and Her Book, Work Optional

Earning Her First $100K: An Interview with Tori Dunlap 

We’ll periodically update this list with new links as we continue writing about retirement. And by “periodically,” we mean “when we remember to do it.” Maybe remind us, ok? It takes a village.

Contribute to our staff’s retirement!

Holy Justin Baldoni that’s a lot of lengthy, well-researched, thoughtful articles on the subject of retirement. It sure took a lot of time and effort to finely craft all them words over the last five years!

In case I’m not laying it on thick enough: running Bitches Get Riches is a labor of love, but it’s still labor. If our work helped you with your retirement goals, consider contributing to our Patreon to say thanks! You’ll get access to Patreon exclusives, giveaways, and monthly content polls! Join our Patreon or comment below to let us know if you would be interested in a BGR Discord server where you can chat with other Patrons and perhaps even the Bitches themselves! Our other Patrons are neat and we think you should hang out together.

Join the Bitches on Patreon

[muunjuice]

[My Week in Review :D]

I completed another week at my teaching job! 🙏🏾 I’m slowly redefining what a “dream job” is. I love working in the educational field, and hope to help produce children TV programs in the future. This field, however, can be very thankless. One day, you’re excited about a new skill your children learned; next, you’re being scolded in a parent-teacher conference over a minor inconvenience. This concept discouraged me from working in education for the longest—until I realized something. My dream job supports me financially, doesn’t bleed into my personal life, and allows me to contribute to a larger picture. I’ve hated SO many jobs in the past because I was overworked, underpaid, and couldn’t differentiate between work-me and personal-me. Right now (despite the minor setbacks), I am somewhere that gives me purpose and allows me to support myself and my personal goals. I’ve come so far compared to where I was a year ago.

I dropped my ASL 1 course for the fall semester! I know, I’m an ASL Interpreting major. 😅 I’m working on an online degree while working full time as a Paraprofessional, so you can imagine the strict planning that’s needed. I live in a different time zone than my university, meaning a lot of my ASL assignments/tests/meetings were due while I worked. I did a good two weeks of stressing before I decided to drop it completely. I’m still studying ASL personally, so I’ll be prepped for the spring semester. ✌🏾

I’m rereading a new book! I’m on Financial Feminism by Tori Dunlap, because Lord knows I need to mend my financial health. 😭 I really enjoyed it the first time, so I’m taking notes this time on what pertains to my current situation. For those interested, it’s about reclaiming your finances in a patriarchal society. You get stories from numerous women about their experiences, how the patriarchy affects ALL of us, and what you can do to help yourself (and eventually, others).

Rise gamers—I revived my Nintendo Switch! 🎮 Disclaimer: I am a terrible gamer. In fact, I make a great spectator. I reopened Animal Crossing: New Horizons, and spend most of my time collecting stuff for my museum. I am also terrible at relaxing (which *suprisingly* aids in stress), so it’s be great for unwinding this week. My next mission is to get my shop set up. I just need 14 more iron nuggets!

[the-forest-library]

March 2023 Reads

The Neighbor Favor - Kristina Forest

The Love Wager - Lynn Painter

Witcha Gonna Do? - Avery Flynn

A Witch’s Guide to Fake Dating a Demon - Sarah Hawley

The Librarian of Crooked Lane - C.J. Archer

The Secret Lives of Country Gentlemen - K.J. Charles

Of Manners and Murder - Anastasia Hastings

To Say Nothing of the Dog - Connie Willis

The Lives of Christopher Chant - Diana Wynne Jones

Royal Blood - Aimee Carter

Missing Clarissa - Ripley Jones

Kill Joy - Holly Jackson

Home Field Advantage - Dahlia Adler

Begin Again - Emma Lord

Free Radicals - Lila Riesen

The Headmaster’s List - Melissa de la Cruz

The Magic Fish - Trung Le Nguyen

She-Hulk, Vol 1: Jen, Again: Rainbow Rowell

Enchantment - Katherine May

What Looks Like Bravery - Laurel Braitman

Forager - Michelle Dowd

Why Has Nobody Told Me This Before? - Julie Smith

Glow in the F*cking Dark - Tara Schuster

Dear Dolly - Dolly Alderton

We Should Not Be Friends - Will Schwalbe

It’s OK to Be Angry About Capitalism - Bernie Sanders

Con/Artist - Tony Tetro

The Polyvagal Theory - Stephen W. Porges

The Way Out - Alan Gordon, Alon Ziv

Financial Femist - Tori Dunlap

Peak Mind - Amish P. Jha

Sex Talks - Vanessa Marin

Come as You Are - Emily Nagasaki

What’s Eating Us - Cole Kazdin

Plant-Based on a Budget Quick & Easy - Toni Okamoto

Dinner in One - Melissa Clark 

Bold = Highly Recommend Italics = Worth It Crossed out = Nope

Thoughts:

A really solid month, especially for non-fiction reads. 

Goodreads Goal: 103/400

2017 Reads | 2018 Reads | 2019 Reads | 2020 Reads | 2021 Reads |

2022 Reads | 2023 Reads

[zequiviya]

📚 Currently reading:

Secrets of a Summer Night by Lisa Kleypas

Financial Feminist: Overcome the Patriarchy’s Bullsh*t to Master Your Money and Build a Life You Love by Tori Dunlap

🎵 Currently listening:

’In My Bag’ by FLO ft. GloRilla

‘PUSH 2 START’ by Tyla

‘Sticky’ by Tyler the Creator ft. GloRilla, Sexxy Red, Lil Wayne)

‘Whiplash’ by aespa

‘squabble up’ by Kendrick Lamar

📺 Currently watching:

지금 거신 전화는 (eng. When the Phone Rings)

The Great

[raguirre0401]

Photo courtesy of Apple Podcasts

Visual Diary 10 - Stake in the Ground

For my first example, I'd like to reference Tori Dunlap and her NYT Bestseller Financial Feminist. Along with this, she produces a podcast called "Her First $100k" that has become a leading podcast in the financial sphere, even topping that of Dave Ramsey at one point.

Right from the very title of her podcast, it's clear Tori is putting a stake in the ground. If you aren't interested in equality for all genders, then her podcast is probably not for you. She also makes it clear that she will cover topics, such as politics and legislation, on her podcast and is not afraid to share her opinion. She will either attract you or repel you from her orbit, and she is completely fine with either of those.

This all follows her philosophy that if you are smart with your money and investments, you'll eventually become successful enough to be able to make decisions for yourself. Things like leaving an unhealthy relationships and traveling when you want are no longer out of reach. This is a great example of putting a stake in the ground.