#Top Insurance Companies

[champstorymedia]

From Medical Emergencies to Lost Luggage: How Travel Insurance Can Keep You Covered

Introduction: Traveling is an exciting and enriching experience, allowing you to explore new places, cultures, and cuisines. However, unforeseen events such as medical emergencies and lost luggage can put a damper on your trip. This is where travel insurance can be a lifesaver, offering you financial protection and peace of mind during your travels. Section 1: Why you need travel…

[naukrisambad]

Top 5 Best Car Insurance Companies

Top 5 Best Car Insurance: In the fast-paced world of automobiles, securing your vehicle with the right car insurance is not just a legal obligation but a crucial step in safeguarding your investment. With a plethora of options available, choosing the right car insurance company can be a daunting task. Top 5 Best Car Insurance This comprehensive guide aims to explore some of the leading car…

[heybiji]

I wanted a "damsel in distress" type NPC for a Masks: A New Generation (superhero teens) game I'm gonna run for some friends, so I made Joey Luna, dumb emo boy who is always stumbling into trouble and needs saving. He constantly shows up at school with new injuries.

[merriweather-boat]

For the absolutely blessedly buckwild insurance fraud AU (speaking to my SOUL with that premise), I have the following inquiries:

Do Cloud and Genesis have to live with each other at some point? If so...

Do they do anything at home that drives the other person absolutely buckwild? No in a sexy way. In an infuriating way. (For example: Does Cloud, who comes from a region with no mayonaise, eat mayonaise directly out of the jar like it's Nutella?)

What the actual hell is up with the marriage/partnership situation in Midgar that couples that aren't legally bound to each other get legal benefits? Would they need to register partners? Or does Shin-Ra have a mandatory "do they kiss and fuck?" test for everyone who registers a new partner?

Who does the investigating? Is there a dedicated department? Privates Eyes? Like Private Eyes, but the look for where your privates are going?

Speaking of marriage, is it less a Christian set up and more like a Jewish situation where you're married if you decide you're married? In which case, does marriage not exist as a formal legal binding in this setting? And what does this say about the rights of women, considering the origins of marriage in our world and their human-property-adjacent BS? I'm sorry, i have so many thoughts about this. What? Why is this number here? There is no fifth question.

I would like to formally apologize for 90% of what's in this ask.

DON'T APOLOGIZE FOR THIS ASK. I should be apologizing. I just wrote 1.7k words to respond to it because I got a bit… overzealous, to say the least. Expect: Analysis of Shinra as a tax administrator (and why that's relevant to its "marriage" situation), a couple of excerpts (I apologize for quality/mischaracterization, they're essentially first drafts), and a brief list of silly HCs.

I'm going to respond to this ask's questions out of order, so the answers to different questions will be responded to as the conversation moves in that direction.

Let's start with the Shinra Electric Power Company and how it exerts power in the world of FF7 (this is related to their ability to impose taxes). We know that Wutai was an independent nation up until Shinra started its imperialist war there, which leads us to the natural conclusion that before the Shinra Electric Power Company existed, the geopolitical situation on the Planet was far different. However, I'm under the impression that Shinra superseded whichever powers came before it and used its control of global media to censor discussion surrounding those original powers, effectively erasing them from conversations about government and—based on the fact that Cloud & other characters in his age group never talk about the governments of "before"—the collective memory of the world.

You might be thinking, "wait, but didn't Nibelheim and Midgar have mayors, implying the existences of governments separate from Shinra?" And you're right! They did have mayors. But Midgar's mayor literally called himself a "librarian" because Shinra held all the real power, and Nibelheim's mayor deferred to Shinra's directives whenever the opportunity presented itself. So aside from Wutai, Shinra had total control over the general affairs of the world. Which is insane, by the way, but I think we're all on the same page about that.

I imagine a lot of their takeover was negotiated with local leadership from Before, anyway. "We'll build you a reactor and handle any conflict in the region, just give us a plan for how to tax you all—designate businesses and households, infrastructure, provide financial statuses, marital statuses, the like. Handling your affairs is expensive, but wouldn't you agree it's convenient? It'll make things easier for you, really." Yeah. Picture that. Shinra made a good case for themselves, didn't they? Didn't it sound solid? Reasonable? Convenient, and exciting?

Also, marriage is a near-universal cultural phenomenon around the world, though it takes on different forms. So it definitely existed, and it meant different things to different people in their unique cultural contexts. (Banora, Gongaga, Nibelheim, and Cosmo Canyon would all have different approaches to marriage.)

Long story short, Shinra totally taxed people who lived in areas which "benefited from the reactors," as I imagine they would phrase it. Anyone living in Midgar would be taxed even more, because Shinra runs the city. They built all of the infrastructure, they own the land, they own the industry—if you can name it, Shinra owns it.

A modern government/company/shitfest like the Shinra Electric Power Company, given its need to tax people and turn a profit on its "investments" (re: colonialism-fueled mako reactor construction), would need to set up an effective tax structure including brackets & things like marital status & dependents. Much like in our world, you can absolutely get married for tax reasons! Shinra does a god awful job of tracking it, though. They're not very good at dealing with civil affairs. As long as you and your partner both file the appropriate forms, they'll tax you as a couple with very few questions.

Shinra also insures its own employees, which will pretty much get you covered at any office that doesn't have a grudge against Shinra. If you are a Shinra employee and file for taxes with any dependents or a spouse, Shinra automatically puts those people under the insurance plan. I think that an interesting exception here is SOLDIER cadets, who receive SOLDIER training, room, and board during their application process, but as they aren't officially Shinra employees/the whole training process is part of the job application itself, they actually don't get insurance benefits. I made that up to suit my AU by the way. Reality can be whatever I want it to be. It's in line with corporate BS either way. SOLDIER doesn't have the highest return on investment, so why would Shinra want to cover people during that application process?

So how, exactly, does Genesis get Cloud covered by insurance at the hospital?

"Huh? Genesis?" Zack's voice crackles through the speaker. "Zack Fair," Genesis hisses. "I know you're with Soldier Second Class Kunsel. Put him on immediately." "Huh? Wait. What's happening? Are you, like…?" Genesis can feel the headache building behind his eyes already. "Just hand him your PHS. It's urgent." Kunsel speaks a moment later. "Soldier Second Class Kunsel, sir, what can I—" "Can you falsify marriage records?" "Sir?" This headache is going to be positively vicious. "I asked you a question. Are you or are you not capable of falsifying marriage records within the Shinra company system?" Genesis spits, his eye twitching. The urge to throw his phone out into oncoming traffic, where it will ideally face the same fate as Cloud Strife sans recovery, grows stronger by the minute. Fools. He's surrounded by obtuse, incompetent fools, and if he wasn't already drunk, he would have attempted to be within the hour. Kunsel pauses. "Who told you about that?" Zack Fair. Who else? Genesis doesn't even bother to respond—the answer should be immediately obvious. If the Puppy's friend cannot identify the prime suspect in this situation, then he is certainly not qualified to muddle about in Genesis' personal records. "Not me!" Zack says cheerfully. Kunsel says, very calmly, "I'm going to burn your eyebrows off, Zackary Fair." That's when Genesis decides that he quite likes this… Kunsel. "Aren't you a doll," he murmurs, an unwitting smile blooming across his face. Oh, yes. They are going to get along quite splendidly. "I need to be married to SOLDIER cadet Cloud Strife within the hour." He jerks the phone away from his ear as the speaker screeches, Zack's voice—yes, he's certain that it's Zack, Kunsel would never conduct himself in such a manner—almost entirely incomprehensible through the volume distortion. "STRIFE?!—LITTLE—YOU'RE MAR—DIDN'T EVEN—ME?—FUCKING BITCH! HE'S—A SHOVEL—WEDNESDAY! I'LL—" Genesis hangs up. Kunsel will handle it. What a sweetheart.

On the topic of questions 1 and 2, um… I just wanna talk about the mayonnaise comment. Do you do that? Do you eat mayonnaise like peanut butter, straight out of the jar? Do you know someone who does? Sephiroth would. He totally would. But how did you come UP with that? I'm genuinely afraid?? Consider my timbers shivered? My boots quaked in?

Question 1: Yes, they do.

And, of course, just as Genesis settles into his couch-cocoon with a glass of Junon Noir wine, some fool begins to pound incessantly at his door. Really, everyone at this company has a death wish. When Genesis slams the door open, he has death in his eyes and fire in his hands, and he has every intention of making whichever cadet knocked on his door on his night off regret being born— "What's wrong with you? Why do you keep screwing everything up for me?" —except for the fact that the cadet in question is Cloud Strife in baby blue pajamas that cling to his body like they're one size too small, emphasizing the low taper of his waist and the slightest bit of muscular definition. And that doesn't protect Genesis from the way that Cloud's words sting, so it doesn't matter at all that the man is beautiful if he's going to throw the same accusation at him that Genesis has heard all his life, does it? "I'm serious. Why do my dormmates know that we're—we're married? They won't leave me alone!" Cloud hisses the word "married" as though he resents it, and it shouldn't hurt at all, but there's that ever-present monster inside of Genesis that can't help but wonder if it's truly so terrible to be married to him in no form but on paper. "If you resent our 'marriage' so much, I advise you file for divorce," Genesis murmurs coldly, turning to go back into his apartment. "No!" Cloud yelps. His hand latches onto Genesis' wrist, rough callouses scraping against smooth skin. The texture makes him wince, but it stops him in his tracks nonetheless, so he supposes that Cloud has accomplished something. "And why not? If I'm ruining everything, would it not be better to simply be done with me?" Genesis spits, letting the words fall at Cloud's feet, staring straight into the eyes of a man who won't even look at him. Cloud lets go of Genesis' arm. It falls listlessly to his side, pathetic and shaking ever so slightly. It feels cold where Cloud's hand just was, like his skin misses the warmth already, even though it was just fine before. "You know why I can't do that," Cloud finally says, pained. "I just…" "Just what?" "I—" "What, Strife?" "I can't sleep in my dorm right now, and Zack's gone." Cloud says. "I swear to Odin, Rhapsodos—" "Just get inside, Strife." Genesis lets out a long-suffering sigh, his eyes drifting towards the ceiling, all popcorn-paint and smoke stains.

Question 2:

After 6 hours of Genesis' impromptu one-man performances of Loveless, Cloud hits his breaking point and starts tweaking out the same way he does when Sephiroth tries to take over in Rebirth.

Genesis leaves all of the lights on, like a magical fairy will just walk through each room after him and turn them back off. This gets not only on Cloud's nerves, but Angeal's, too. They are the magical fairies turning the lights off.

During Yule, Cloud gets crazy into it in a way that you just wouldn't expect from him. Cloud's ugly sweater, which has Sephiroth on it, is the bane of Genesis' existence; he's literally tried to assassinate it. Shrink it in the wash, light in on fire, put it in the in-sink garbage disposal—nothing works. It just keeps coming back.

*marriage is a near-universal practice, though the details of the ritual/rite vary by culture and religion. It's difficult to say what the implications of marriage in the FF7 context would be, and I'm having a hard time figuring it out right now, but I'm certain that sexism is present in FF7. It's ingrained in the writers, which means that it'll end up ingrained in the story, which means that it'll end up ingrained in the world.

OH MY GOD I FINISHED IT. Almost 1.8k later and I finished answering this ask. I'm so glad you sent it. It took me an insanely long time to put together my answer, but I had a wonderful time! Always in the mood to talk about FF7 worldbuilding + give that some extra attention, and as usual, always excited to talk about my AUs! Again, thank you for this ask. It was a joy to work on lol.

If you're seeing this and you sent an ask earlier, this is why I haven't responded to you yet!

[moeblob]

I am really tired of a situation rn.

[cranberrymoons]

.

[voidimp]

i hate insurance companie

[zombiesama]

I think I'm getting too excited about top surgery. What if insurance denies me again? What if the surgeon has a family emergency again?

Like yeah I've jumped through all of Insurance's hoops and it's unlikely for the surgeon to have a family emergency like the last one but What If?!

I need to manage my expectations a bit

[crazyboy3million]

[champstorymedia]

Travel Insurance 101: Understanding the Benefits and How to Choose the Right Plan

Introduction: Traveling is a wonderful experience that allows us to explore new destinations, immerse ourselves in different cultures, and create lasting memories. However, as much as we plan and prepare for our trips, unexpected events can still occur. This is where travel insurance comes in. In this comprehensive guide, we will delve into the benefits of travel insurance and provide you with…

[kittlyns]

Yet another day of getting home from work @ 9pm (we usually close at 6... haha) with the fun little bonus of getting a text from my insurance adjuster telling me that while they do not consider me at fault for the accident, the other two insurance companies do, so I have to contact them with my "evidence" to plead my case. Also no one knows where the fucking police report is.

Yippee!! 👍

[lovecatsys]

dear lord. i wish navigating the medical world as a trans person was not so awful.

[hylacrucifer]

*

[excalirebagel]

SORRY TO STILL BE MAD ABOUT IT BUT one of the main critiques of my trans tattoo post is that like tattoos are voluntary but seeking trans procedures is medically necessary. Like I’m sorry but, as a dysphoric trans person who has been diagnosed by dysphoria and all that, no amount of insisting that I medically need these surgeries has made transphobes back off. It has just made them think that I am too mentally unstable to make my own choices. We gotta defend our bodily autonomy from a different perspective. Hence: the tattoo analogy. I’m not saying people just choose to have dysphoria because it’s fun. What I’m saying is that I am CHOOSING to take HRT and have surgery because I WANT TO and it is asinine that that choice involves anyone other than me and the doctor I’m working with.

[haridwarmf]

Can a life insurance advisor in Haridwar help me with an income benefit rider?

Yes, discover comprehensive rider benefits through HaridwarMF, a knowledgeable life insurance advisor in Haridwar. Understand how income benefit riders can provide regular monthly income to your family in case of untimely death so that their lifestyle remains unchanged.

[pavitrapavi]

Save More with the Best Car Insurance Policies

Owning a car comes with responsibilities, and one of the most crucial aspects is securing the right car insurance. At Bima Street, we help you find the most affordable and reliable car insurance policy in Hyderabad that suits your needs. A car insurance policy online protects you financially in case of accidents, theft, or damage. However, finding the best car insurance online that offers extensive coverage at an affordable rate can be challenging. This article will help you understand how to save more while getting the best car insurance policy online for your needs.

Why Car Insurance is Essential

Car insurance is not just a legal requirement; it provides financial security and peace of mind. Accidents can happen anytime, and repair costs can be expensive. A well-chosen online car insurance policy ensures that you are covered against unforeseen expenses, medical bills, and third-party liabilities. Whether you need insurance for a new car or want to renew your car insurance policy, choosing the right plan is essential.

Tips to Save More on Car Insurance

1. Compare Multiple Policies

Never settle for the first car insurance policy you come across. Instead, compare car insurance quotes online from different car insurance providers to find the best deal. Many online platforms allow you to check and compare policies based on coverage, premium rates, and additional benefits.

2. Choose the Right Coverage

Opting for comprehensive four wheeler insurance provides better protection, but if your car is old, a 4 wheeler insurance policy may be enough. Understanding the difference between comprehensive and third-party car insurance can help you decide on a policy that fits your budget.

3. Maintain a Good Driving Record

Safe driving habits can significantly lower your car insurance quotes online. Car insurance companies offer discounts to drivers with a clean driving record, no accident history, and no traffic violations. If you consistently drive safely, you can save more when you renew your car insurance policy online.

4. Avoid Unnecessary Add-ons

Add-ons like roadside assistance, zero depreciation, and engine protection can increase the premium. While some of these may be useful, assess whether you genuinely need them before including them in your car insurance policy online. When you buy a car insurance policy online, only opt for essential coverage to keep your premium low.

5. Opt for Long-Term Policies

Some car insurance providers offer discounts on long-term four wheeler insurance plans. Instead of renewing annually, consider opting for a multi-year policy to save on premium costs. It’s also easier to manage when you renew your car insurance policy online.

6. Use a Car with Low Insurance Costs

Certain car models have lower car insurance quotes online due to their safety ratings, affordability of spare parts, and low theft risk. Before buying a car, research which models come with lower car insurance costs. This can help you get the best car insurance policy at an affordable rate.

Choosing the Best Car Insurance Provider

When selecting a car insurance company, consider:

Network Garages: A good car insurance company has a vast network of garages offering cashless repairs.

Policy Terms: Read the fine print to understand exclusions and conditions before you buy instant car insurance online.

Final Thoughts

Saving money on car insurance doesn’t mean compromising on coverage. By comparing free car insurance quotes online, choosing the right car insurance policy, and taking advantage of discounts, you can get the best car insurance online in Hyderabad while keeping costs low. Invest in a policy that provides financial security and peace of mind, ensuring a smooth driving experience without unnecessary expenses. Whether you are looking to buy car insurance online or renew your car insurance policy, Bima Street makes the process simple and affordable with top-rated insurance plans.