#Personal loan alternatives
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fincrif · 1 month ago
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Personal Loan Alternatives: Exploring Other Financing Options
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Personal loans are a popular choice for covering medical emergencies, home renovations, weddings, education, or unexpected expenses. However, they may not always be the best option due to high-interest rates, strict eligibility criteria, and processing fees. If you are looking for alternative financing options, there are several other ways to borrow money based on your financial needs.
In this article, we will explore the best alternatives to personal loans, comparing their benefits and drawbacks to help you choose the right option.
1. Why Consider Personal Loan Alternatives?
While personal loans offer quick access to funds, they may not always be the most cost-effective solution. Some reasons to explore alternatives include:
✅ High-Interest Rates: Personal loans often have interest rates between 10% and 24% per annum. ✅ Impact on Credit Score: Missing EMIs can significantly affect your CIBIL score. ✅ Strict Eligibility Criteria: Many lenders require a credit score of 650+ and stable income proof. ✅ Processing Fees & Charges: Some lenders charge 2-4% as processing fees, increasing the loan cost.
If you’re facing these challenges, consider alternative borrowing options that may offer better terms based on your financial situation.
2. Top Alternatives to Personal Loans
2.1 Gold Loan – Best for Quick Cash Using Gold as Collateral
A gold loan allows you to borrow money by pledging gold jewelry or coins as collateral. Many banks and NBFCs offer instant approval with minimal documentation.
Benefits of Gold Loans: ✅ Lower interest rates (7% to 15% per annum) compared to personal loans. ✅ Instant loan approval with minimal documentation. ✅ No need for a credit check, making it ideal for low-credit score borrowers. ✅ Flexible repayment options.
Drawbacks: ❌ You risk losing your gold assets if you fail to repay. ❌ The loan amount depends on the gold’s market value.
2.2 Loan Against Fixed Deposit (FD) – Best for Low-Interest Borrowing
If you have a fixed deposit (FD), you can use it as collateral to get a loan, typically up to 90% of the FD amount.
Benefits of Loan Against FD: ✅ Low-interest rates (1-2% above the FD interest rate). ✅ No need for a credit score check. ✅ Continued interest earnings on your FD while you use the loan. ✅ No processing fees in most cases.
Drawbacks: ❌ The FD remains locked until full repayment of the loan. ❌ Limited borrowing amount based on your FD value.
2.3 Credit Card Loan – Best for Short-Term Borrowing
Many banks offer instant credit card loans based on your credit limit and repayment history. These loans are pre-approved and require no additional paperwork.
Benefits of Credit Card Loans: ✅ Quick access to funds with no documentation. ✅ No need for collateral. ✅ Suitable for short-term expenses.
Drawbacks: ❌ High-interest rates (24% to 36% per annum) compared to personal loans. ❌ Defaulting on payments can severely impact your credit score.
2.4 Peer-to-Peer (P2P) Lending – Best for Flexible Loan Terms
P2P lending platforms connect borrowers with individual lenders who offer loans at negotiated interest rates. Some popular P2P lending platforms in India include Lendbox, Faircent, and i2iFunding.
Benefits of P2P Lending: ✅ Lower interest rates than traditional personal loans. ✅ Flexible repayment options. ✅ Suitable for borrowers with low credit scores.
Drawbacks: ❌ Higher risk of fraud due to unregulated lenders. ❌ Approval process may take longer than traditional loans.
2.5 Loan Against Property (LAP) – Best for Large Loan Amounts
A loan against property (LAP) allows you to pledge your residential or commercial property to secure a loan.
Benefits of LAP: ✅ Lower interest rates than personal loans (8% to 14% per annum). ✅ Higher loan amounts compared to personal loans. ✅ Longer repayment tenure (up to 15 years).
Drawbacks: ❌ Risk of losing property in case of non-repayment. ❌ Lengthy approval process due to property valuation checks.
🔗 For alternative loan options, check trusted lenders here:
IDFC First Bank Personal Loan
Bajaj Finserv Personal Loan
Tata Capital Personal Loan
Axis Finance Personal Loan
Axis Bank Personal Loan
InCred Personal Loan
3. Choosing the Right Alternative to a Personal Loan
If you’re unsure which loan option suits you best, consider the following:
For quick cash: Choose a gold loan or credit card loan.
For lower interest rates: Consider a loan against FD or property.
For no-collateral loans: Explore P2P lending or personal loans from trusted lenders.
Each loan type has different benefits and risks, so it’s important to assess your financial situation before making a decision.
Exploring Smarter Loan Options
While personal loans are a convenient financing solution, they are not always the most cost-effective choice. By exploring loan alternatives such as gold loans, FD-backed loans, P2P lending, or loans against property, borrowers can find more affordable and flexible financing options.
Before making a decision, compare different loan types, check interest rates, and choose a borrowing option that aligns with your repayment capacity.
👉 For secure loan options, compare and apply here: 🔗 Compare & Apply for a Personal Loan
By choosing wisely, you can reduce your financial burden and ensure a safe borrowing experience.
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celestefem · 1 year ago
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i want to feel productive, but literally having a job is like the least productive thing you could do.
in retail / food service positions, there’s nothing to take pride in — you’re told to just do things as fast as possible. in our over saturated culture of extreme worker exploitation, selling art and skilled crafts would require you to charge more than most people would be willing (or able) to pay.
on top of all of this, you’re required to market yourself as a product, as generic, inoffensive, and asskissy as possible.
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kreditbazar · 7 months ago
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literaryvein-words · 5 months ago
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Word Lists
will update this every few weeks/months. alternatively, here are all my tagged word lists.
Blood ⚜ Blush ⚜ Book ⚜ Eye ⚜ Flower ⚜ Fly ⚜ Girl / Boy
Glow ⚜ Gold ⚜ Heaven ⚜ Hell ⚜ Honey ⚜ Moon ⚜ Sun
Sick ⚜ Soul ⚜ Time ⚜ Ward ⚜ Water
Collections
"Beautiful" Words: Part 1 2 3 4 5 6 7 8
"Poetic" Words: Part 1 2 ⚜ "Ugly" Words
Animals ⚜ Dance ⚜ Emotions ⚜ Garden ⚜ Kill ⚜ Personality Traits
Food: Part 1 2 3 4 5 ⚜ Aphrodisiacs ⚜ Drinking
Love: Part 1 2 ⚜ Sex Scenes ⚜ Sensory Words ⚜ Saying No
Palindromes ⚜ Shapes ⚜ Voice ⚜ 1930s Slang ⚜ Habitats
Legendary Creatures ⚜ Parts of a Castle ⚜ Silent Letters
Lexical Universals ⚜ Magical Properties of Oils
Loan Words: French in Middle English ⚜ Nonsense Words
Months: August ⚜ September ⚜ October
Seasons: Autumn ⚜ Spring ⚜ Summer
Topics List: Part 1 2 ⚜ Terms of Endearment
Uncommon Words: Body ⚜ Emotions
Characters
Achilles ⚜ Patrolcus ⚜ Amy Dunne ⚜ Aphrodite
Aragorn ⚜ Arwen ⚜ Hannibal ⚜ Will Graham
Giorno ⚜ Josuke ⚜ Katniss ⚜ Morticia
Languages
Ancient Greek ⚜ Czech ⚜ Greek Words for Love
French Part 1 2 ⚜ Italian ⚜ Japanese ⚜ Latin
Portuguese ⚜ Romanian ⚜ Russian ⚜ Spanish
Literature
Sylvia Plath ⚜ The Secret History
all posts are queued. send questions/requests here ⚜ Writing Resources PDFs
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nimietydigisapace · 2 years ago
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Om Sai Associates is a financial services company that offers a range of loan products, including car loans and other types of loans. Their car loan products are designed to help individuals purchase a new or used vehicle by providing financing at competitive interest rates and flexible repayment terms.
Om Sai Associates' other loan products may include personal loans, home loans, and business loans. Personal loans can be used for a variety of purposes, such as debt consolidation, home improvements, or emergency expenses. Home loans are designed to help individuals finance the purchase of a new home or refinance an existing mortgage. Business loans can provide financing for small businesses, helping them to start or expand their operations.
Their loan services may be offered through partnerships with financial institutions or through their own lending platform. Eligibility requirements may vary depending on the type of loan and the lender, but may include factors such as credit score, income, and employment history.
Potential borrowers can learn more about Om Sai Associates' loan services by visiting their website or by contacting their customer support team. It is always important to carefully review the terms and conditions of any loan agreement before accepting it to ensure that it is a good fit for your financial needs and goals.
Their car loan products are designed to help individuals purchase a new or used vehicle by providing financing at competitive interest rates and flexible repayment terms.
Om Sai Associates' other loan products may include personal loans, home loans, and business loans. Personal loans can be used for a variety of purposes, such as debt consolidation, home improvements, or emergency expenses. Home loans are designed to help individuals finance the purchase of a new home or refinance an existing mortgage. Business loans can provide financing for small businesses, helping them to start or expand their operations.
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anto-pops · 11 months ago
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Possessive Touch - Sebastian Sallow x Female!Reader
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Summary: Sebastian has never been the sharing sort. He was happy to loan people notes or quills, maybe even the occasional book from the Restricted Section. But not you. Never you. 
Alternatively summarized as Sebastian acting incredibly possessive after watching you hug someone else and then staking his claim on you the only way he can.
Word Count: 3.4k
Warnings: 18+, aged up characters, explicit sexual content, possessive behavior, rough sex, yandere!Sebastian
Locked away in my drafts for months and unearthed by this ask I received. Everyone say thank you anon
Full fic can also be found here on Ao3 (with better tags as usual)
There were a number of words you could use to describe Sebastian Sallow. He was smart, loyal, and daring, to name a few. As brave as any Gryffindor and as insightful as any Ravenclaw, he had many positive attributes that you found to be remarkable. But every coin had two sides, and as much as you admired his more positive attributes, he could also be equally callous, brash, and vindictive when circumstances called for it. His moods fluctuated frequently and gave you whiplash half the time, because more often than not– despite it being accidental– you had a tendency to be the root cause of his emotional turbulence. 
You hadn’t meant for your conversation with Ominis to last for so long, much less for it to cut into your allotted study time with your boyfriend. The Gaunt scion had, in a moment of weakness, confided in you about the burdens of his personal life with a kind of desolate demeanor that tugged at your heartstrings and made you genuinely feel bad for him. You had lent him your ear for nearly an hour, and eventually your shoulder as he came to rest his head against it to embrace you in thanks. It was simply you comforting a friend; offering him a brief moment of reprieve from the dreary thoughts that had plagued him for Merlin knew how long before the two of you had gone your separate ways. Nothing more, nothing less. 
It had apparently looked like something more to Sebastian, though. He had been watching from the end of the Dark Arts Tower corridor with narrowed eyes, jealousy burning in his veins as he took in the sight of his girlfriend holding his former best friend in a manner he deemed reserved for him and him alone. You didn’t know how much of the exchange he had actually witnessed, but all that mattered was that he had seen the two of you hugging. Wracked with a silent yet palpable fury, Sebastian had dragged you down the steps of the Undercroft before tossing you into the room without a second thought, your protests and justifications falling on deaf ears. 
A new word came to mind to describe Sebastian shortly thereafter. One that scared you as much as it excited you. 
Possessive. 
His fingers had branded you as he’d stripped you bare, pressing and pulling incessantly against your clothes until you were clad in nothing but your undergarments and left shivering under the intensity of his stare. He had stretched you out along the cool stone floor, his hands holding you down without a measure of care while he touched whatever parts of you he could reach. Your breasts were tender and sore by now– no doubt covered with tiny fingertip sized bruises from the sheer strength of his groping. His breathing was heavy and tinged with the occasional grunt when he shifted his hips over yours, the telling bulge in his trousers more than likely causing him discomfort, but he paid it no mind as he took his time focusing on you. An unmistakable wetness had gathered between your legs despite the depravity, and as much as you wanted to clench your knees together to ease the rampant ache there, Sebastian’s own leg between yours prevented you from doing so. 
He was toying with you, that much was certain, and he was enjoying every blasted second of it. 
In response to your absentminded squirming, Sebastian moved so his knee was nestled directly against your core, the sudden pressure causing you to gasp and arch beneath him. He took advantage of your closer proximity and looped his arm under your back, holding you flush to him with a desperate sort of yearning that made you dizzy, and the way he inhaled your scent before groaning was almost primal.
A choked moan slipped from your lips as Sebastian ducked his head into the crook of your neck to bite and suck fervently, the pain laced pleasure blinding you to his true motives, but not for long. There was no doubt in your hazy mind that he was behaving so brutishly in some attempt to remind you of who you belonged to. Leaving visible marks would only further his intentions, and you found yourself whimpering as you trembled against the floor. 
After he bestowed a particularly playful nip against your marked flesh, Sebastian sat back on his haunches to admire his handiwork, taking in the sight of you dazed beneath him. You made quite the pretty picture; skin flushed, hair mussed, and an eclectic assortment of finger shaped lesions decorating your neck, breasts, and thighs. The knowledge that they had been put there by him only appealed to him more, and Sebastian hummed appreciatively at the sight. 
You, on the other hand, were coiled tighter than a spring. The Slytherin man had been edging you like this for what seemed like an eternity, but it realistically could only have been half an hour or so. Time was something of an illusion at present, and all you could truly focus on was your ardent need for release. The fiery sensation that stayed stubbornly aflame in your lower stomach was beginning to drive you mad, and you gazed longingly up at Sebastian, who in turn bit his lip at your watery stare. 
“Please, Sebastian,” you implored him, voice catching. His hands trailed down your chest and over your pert nipples before eventually settling on either side of your waist. Then with a grip tighter than Devil’s Snare, he tugged you harder against his knee with a wicked smile, forcing a low groan from your throat in response to the friction that he seemed to revel in. “Please.”
“I don’t know what you’re begging for,” he admonished in a low voice. “You’re going to have to be more specific, darling.”
Fuck, he was still upset. That much was obvious to you. It was evident in his tone, in the way his fingers dug sharply into the skin of your lower back– but mostly it was his eyes. The usual spark that danced behind his irises when he was with you was dull, and his gaze was anything but soft. It was hard and unyielding, cold and unfeeling. You were going to have to talk your way out of this one. 
Licking your chapped lips, you did your best to still your writhing as you grit through your teeth, “I need you. I can’t take any more of this, please Sebastian.” 
Both of his hands left your waist then. One of them braced flat against the floor to support himself while the other curled under your neck, pulling your head off of the ground to press your forehead against his own. The unrelenting pressure against your cunt didn’t lessen as he hunched over you and forced you to stare directly into those dark, greedy eyes of his, and you whimpered pitifully beneath him as he took in the delicious expression you bore. “Is it really me you need, or would any man do, hm? Should I fetch Ominis? Let the two of you continue where you left off earlier? Or maybe you’d prefer Garreth instead– your standards seem to be all over the place, so I wouldn’t be surprised.” 
“N-No–” you stammered around the word when his fist clenched painfully in the hair at the nape of your neck. “Just you– only you– I swear, we were only talking earlier–”
“That’s not what it looked like from where I was standing
” he muttered darkly, releasing your head and letting it thunk back against the floor softly. His hand was akin to molten fire as it trailed along your clavicle before he moved his thumb to lightly brush across your bottom lip. You barely had time to take note of the movement before he dove forward to capture your lips in a heady, domineering kiss that stole your breath from you completely, and all you could do was mewl softly when you felt his tongue sweep along the inside of your mouth. Sebastian groaned into the kiss, cupping the side of your jaw with his hand as he shifted his knee away from your core to give him the space he needed to drop his hips and grind his solid manhood against your thigh. He broke away for a split second to breathe out, “Say it again.” 
It was hard to get a word out with how ferociously Sebastian was kissing you, but eventually his mouth trailed wetly to the side of your face to suck another mark into the skin below your ear, and you managed to gasp out, “Just you, Sebastian. There’s only you, I love you.” 
The sound of his nails scraping against the stone floor beside your head drew your attention, but before you could roll your head to look, he was sitting up once more with a new sort of emotion glinting in his eyes. Those brown orbs of his were no longer flat or cold and instead appeared to be scalding with blatant lasciviousness, his want for you as potent as Firewhiskey. 
Through hooded eyes you watched as Sebastian reached for his belt, the sound of metal and leather coming undone filling you with a kind of urgency that left you biting the inside of your cheek hard enough to draw blood. Finally he would give you what you wanted– what you’d been craving from the moment he stripped you bare and pinned you to the floor. The version of your boyfriend above you hurriedly shoving his pants down his hips was unfamiliar to you; he seemed wholly animalistic, driven forth by some inherent, primitive need to claim you all for himself, and as much as you loathed his inability to rein in his jealousy at times, an equally intrinsic part of you craved his possessiveness. 
You were his, and he was yours. 
Freed from the confines of his trousers, Sebastian knocked your legs to the side so he had more room to situate himself between them. He slid his knees under your bent legs, caging the limbs under his arms as he ran his calloused palms down the tops of your thighs and the head of his cock slid through the overwhelming wetness that had gathered at your center. The rampant ache in your stomach roared back to life tenfold at the mere feeling of his thick shaft, and you twitched in anticipation while Sebastian fixed his lustful gaze on you. 
“That’s right,” he started to slide into your wet heat as he spoke, your mouth falling open around an airy groan at the sensation of being filled. “You’re mine. Everything you have to offer is for me and me alone, don’t you ever forget it.” 
Sebastian was stretching you out torturously slow, stuffing every inch of himself into you with a measure of control that went against his earlier behavior. He was utterly transfixed as he watched your chest rise and fall with panted breaths, and when he finally bottomed out with his hips flush to the backs of your thighs, a wanton groan ripped from your throat as your head fell to the side. Your hand shot up to push back against his lower stomach– silently trying to convey that you needed a moment to adjust– but Sebastian merely pulled his hips back and plunged back in, drawing a keen whimper from you that lit a fire in his blood. 
Overwhelmed tears pricked at the corners of your eyes as you struggled to breathe through the sheer size of him breaching you, and you threw your arm over your face to hide the sudden flush you felt heating your cheeks. “S-Sebastian, I can’t– ah–” 
His hands slid down your thighs to grip at your waist once again, pulling you impossibly closer to grind against your ass before he began pumping into you steadily. It stole your breath– all of it; the angle, his bruising hold on you, his pulsing cock brushing against the deepest parts of you. It was exquisite agony, and a quivering moan tore from your lips when he leaned forward to spear downward into you, the head of his shaft hitting something that made you jolt against him. 
Your arm fell away from your face in that instant, your fingers scrambling for purchase against the stone floor beneath you, to no avail. “F-Fuck, you’re too much– Sebastian!” 
With your neck tipped back and your eyes squeezed shut, you felt Sebastian lean forward to brace his elbows on either side of your head before grasping your cheeks in his large hands. He lifted your skull from the ground and held your forehead to his again, prompting you to look at him as he slowed his pace. He continued to drive his hips into yours, but the mind numbing intensity had mercifully lessened. 
“You’ll never do this with anyone else,” he said brusquely, his breath fanning across your lips. You could only moan in response, especially when he started to grind against you after each plunge of his cock. “This is all for me– every bit of you was made for me– do you understand?” 
The grating moans that had been sounding from you transformed into gentler ones, Sebastian’s wave-like movements with his hips delivering tantalizing friction against your clit that had you melting beneath him. You nodded dumbly, and your boyfriend released your face to sit up so he could better watch as you fell apart under him. With one hand on your waist and the other propping him up, Sebastian held fast to you while he upped his tempo, pistoning his hips into you so fast and rough that the wet sounds coming from where you were connected were all you could hear. 
More choked whimpers cascaded from your lips, sounding like an angelic symphony as far as Sebastian was concerned, and he threw his head back as he got lost in the sensation of your velvety walls clamping down on his cock. You could tell he was close based on how ragged his breathing became, and your own looming climax frayed the remaining tethers of your self-restraint. You surrendered completely to him, relishing in the overwhelming fullness of him as well as the scrape of the stone floor against your shoulder blades. Pain faded into pleasure, the cold air of the Undercroft transformed into a blazing inferno, and you swore you had never been so thoroughly fucked in your life. 
When Sebastian’s gaze fell back on you, his eyes darkened and he practically snarled as he bent you clean in half. He nudged your knees over his shoulders so he could wrap his arms around you, burying his fingers in your hair and clenching the strands in his fists, and as he rammed his cock into you harder– more feral and beastly than ever– the air in your lungs was expelled with every intoxicating thrust. 
All you could see, smell, hear, and feel was him. He had effectively rendered you brainless as he claimed your mind, body, and soul, and the only thing you could do was submit to him and take it. 
Your clammy hands blazed a trail along his skin as you wrapped your arms around him, your nails digging into his back so hard that it had to sting– but if Sebastian’s throaty groan was anything to go by, he fucking loved it. 
“Gods, it’s so deep, isn’t it?” he asked you, the words coming out in-between panted breaths. A shiver ran up your spine at the thought before you clenched around him even more, the unmistakable feeling of his cock hitting your cervix making you see stars. “I’ll come inside– fill you up so good that you’ll walk out of here with it dripping down your legs. See what everyone else has to say about that.” 
You couldn’t even formulate a response. The most you managed was a witless, muffled cry of his name against his shoulder, the weight of him pressing down on you smothering any of the unintelligible noises that escaped you. His rapid, uncompromising pace drove you higher than you had ever thought possible, and your climax steadily built from a whisper to a deafening clamor. 
“Ah– Sebastian, please–” you babbled, spittle hanging from your lips as you begged. “Please, please, please–” 
The hands he had fisted in your hair tightened even more, prompting you to crane your neck back to ease the prickling feeling. “Please what? Come on darling, tell me what you want.” 
The bestial way Sebastian fucked into you intensified in that moment, his toes digging into the stone floor to lend him the support he needed to chase his own pleasure while simultaneously amplifying yours. It was too much– it felt too good– and you had to fight tooth and nail to get the words out before his efforts left you a useless, twitching pile of limbs beneath him. “Please, let me come!” 
“Swear that you’re mine,” he growled in your ear, the rough timbre to his voice making you tremble in earnest. “Tell me that no one else will ever have you like this– swear it.” 
“I s-swear– I swear it– I’m yours, Sebastian. Only yours, I swear, please please please– I swear–” 
Sebastian said nothing else, instead rewarding your admission with a toe-curling roll of his hips as he plunged in all the way to the hilt. He kept moving like that, the chill-inducing friction against your clit combined with his sinfully precise, cervix-kissing thrusts more than enough to drag your finish from you. Your walls fluttered around him as you lost control of your voice, your entire body quaking and jolting as an assortment of moans, cries, and and airy gasps poured from your throat. 
“Fuck–” Sebastian swore roughly, both of his hands abandoning their hold on your hair to brace against the floor to better support his body as you seemingly sucked him in deeper. “Good girl, fuck– I’m close. You're going to take it all, yeah?”
There wasn’t a chance in hell you could respond– not that Sebastian was waiting for you to. With a husky groan, he pushed himself as deep into you as he could go, getting a few last thrusts in before he bottomed out and unraveled. Hot, potent strings of his seed painted your insides, causing your eyes to roll back in your head before he began rutting and grinding his hips into you to milk as much of himself as he could. You could barely hear him mumbling for you to take it all– not that it was even up for debate– and when he finally relented and stilled his movements, you were too dazed to so much as glance at him. 
A warm, featherlight feeling brought you back to the present after a couple of heated moments. Sebastian’s hands brushed a few stray strands of hair away from your forehead, his eyes unapologetically roving over you as he took in the sight of your fucked-out expression. He seemed pleased with himself, a barely there smirk revealing itself as he dropped his hand to your waist to dig his fingers into the bruised skin there. You inhaled sharply, but beyond that, you didn’t so much as wince. You were far too weary for that. 
“In the future,” he started to say as he rocked forward, pressing his still-hard length into you briefly before withdrawing halfway, only to repeat the motion again. “I’d rather you keep your hands to yourself when you’re with your ‘friends’. Especially where Ominis is concerned
” he trailed off, his hands skimming along all the love-bites and bruises that littered your body. “That is, unless you want more reminders as to who it is exactly you’re dating.” 
One look into Sebastian’s dark, piercing eyes told you that he wasn’t bluffing at all. You already knew that he was more than willing to stake his claim on you should the need arise, and part of you even wondered if he would have the decency to do so in private next time. 
Next time? Would there even be a next time? He had certainly made his point.
The pleasant ache that lingered throughout your body had you second guessing yourself, however, and you honestly wondered if it would be worth it to rile Sebastian up again in the future. As terrifying as the thought was, you couldn’t help but entertain it as you smiled up at him innocently, a flurry of unholy visions racing through your mind as you relished in the possessive way he continued to touch you. 
When he began to move his hips again, you decided to label the notion as a ‘maybe’ for now. Clearly he was far from finished with you, and despite the mildly terrifying side of him you had just been made privy to, you couldn’t help but shudder in anticipation. 
Maybe rousing the sleeping dragon again wouldn’t be such a terrible thing
 right?
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theambitiouswoman · 2 months ago
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Like it or not, you’re in a relationship with anything that takes up your time, thoughts, and energy— and that includes money. In fact, the two longest relationships you’ll have are with yourself and with money. Both of these relationships affect how you live & your relationship with money doesn’t have to be stressful.
Think about how you feel about money. Do you see it as hard to get or something that flows easily to you What do you want your money to do for you? Save for a trip? Buy a home? Setting specific goals gives you direction.
A budget is just a plan for your money. It helps you see where it’s going and where you can make better choices. Focus on what you already have instead of what you don’t. Gratitude can help you feel more abundant.
Create a budget and write down all of your expenses. Most people don’t know where their money goes because they dont take into account their pleasure purchases. Put some money aside for yourself before paying for other things. It’s a simple way to build up your savings. If you have debt, make a plan to pay it off. Start with the high interest ones first.
Don’t fear money. See it as a tool that can come and go. Believe that you can always create more. Share what you can, even if it’s a small amount. It helps you feel more connected to abundance. The more you complain about not having, the less you will continue to have. You have to learn how to think abundantly.
You can downloads any of these apps:
Mint
YNAB (You Need a Budget)
PocketGuard
Goodbudget
Undebt.it
Honeydue
Personal Capital
EveryDollar
———————————
Alternatively, here’s a templare you can copy and paste:
1. Income
‱ Primary Income: $_________
‱ Side Income: $_________
‱ Other Income (e.g., investments, bonuses): $_________
Total Income: $_________
2. Fixed Expenses
(Expenses that stay the same each month)
‱ Rent/Mortgage: $_________
‱ Utilities (Electricity, Water, Gas): $_________
‱ Internet/Phone: $_________
‱ Insurance (Health, Car, Home): $_________
‱ Debt Payments (Loans, Credit Cards): $_________
‱ Subscriptions (Streaming, Gym, etc.): $_________
Total Fixed Expenses: $_________
3. Variable Expenses
(Expenses that can change each month)
‱ Groceries: $_________
‱ Transportation (Gas, Public Transit, etc.): $_________
‱ Eating Out/Entertainment: $_________
‱ Shopping (Clothes, Household Items): $_________
‱ Personal Care (Skincare, Haircuts): $_________
‱ Miscellaneous: $_________
Total Variable Expenses: $_________
4. Savings and Investments
‱ Emergency Fund: $_________
‱ Retirement (401k, IRA, etc.): $_________
‱ Investments: $_________
‱ Specific Savings Goals (Travel, Home, etc.): $_________
Total Savings/Investments: $_________
5. Giving
(Donations, gifts, tithing, etc.)
‱ Charities/Donations: $_________
‱ Gifts: $_________
Total Giving: $_________
6. Summary
‱ Total Income: $_________
‱ Total Expenses (Fixed + Variable): $_________
‱ Total Savings/Investments: $_________
‱ Remaining Balance: $_________
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whereserpentswalk · 6 months ago
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Every starship always has a few ice people on board. It's just standard safety protocol. The minimum number is three, one ice person for defense, one ice person for repairs, and one ice person for medical.
Ice people are people who are put into suspended animation for the duration of a trip, only to be taken out in emergencies. They're useful because a ship won't have to deal with another passenger just for something that won't useally happen. It also makes it so that the ice person is the least likely to be harmed in emergencies. They used to use robots for these sorts of things but now that the robots have unionized biological life is cheaper for that kind of labor.
It's a pretty nice job. Nine times out of ten it's falling asleep and waking up a few months later. Doing it once or twice can pay off your college debts pretty quickly. Compared to the other jobs you'll get with that kind of skillset it's a pretty good deal. Most medical students are encouraged to take it as their first job to pay off their student loans.
Of course, there is a weirdness to it, not existing for such a long time. Even a few months will make the way things change weird. You'll come back to your home planet and things will be diffrent. A freind will have gotten married. A child that you're used to being a baby will be a toddler. Someone will have moved away. It's not all bad, hype for movies or video games, arguments that need time to calm down, skipping out on a bad time in politics. But still, it always makes you a bit separate from everything else.
Of course, there is always the fear suspended animation won't work as intended, and your mind will be trapped dreaming, or worse, conscious, during the entire affair. Perhaps things will that lurk in hyperspace will begin to speak to you. Or worse you'll just be alone, with nothing but your thoughts, and no way to cry out.
But that's not the worst of it, at least not for most people. For most people it's the much more mundane reality of needing to be an ice person for more than just one or two trips. You'll fall asleep and wake up months later, ten, twenty, fifty, a hundred times. And you'll find yourself only seeing the world through snapshots, really only having your other ice people to relate to. You'll be from a diffrent time as everyone the same age as you. It's better pay then any alternative, but there is a greater cost. Soon enough you'll be walking through your homeworld and it'll be alien to you, decades in the future from what you were raised to be in, you'll be wearing a diffrent eras clothing, speaking in a dead dialect, like a ghost from the past.
There was a young engineer who recently returned from being an ice person. Poor thing, she was sent out on an ambassador ship to an alien system thinking it would be about six months, but it turned out she was gone for decades as a war between that ship's nation and the alien homeworld broke out. When she came back all three of her spouses had died of old age, and her son who was an infant when she left was older than her when she returned, and her grandchildren she had never met were her peers.
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mozzaicynth · 7 months ago
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one thought everyday and its just the amazing world of gumball especially these three freaks (doodles + some headcanons below :3)
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mr small -
my interpretation of small becoming more mellowed out in the future seasons as opposed to season 1 is him managing his anger in a more healthier way (meditation, etc) (plus i think all those herbal infusions are incredibly effective on the nerves) . that being said i think he still has underlying anger issues and lashes out if prompted too much . another reason hes nicer and more of a pushover in the later seasons is because i like to think hes guilty of his plethora of outbursts earlier on, especially towards students (unwarranted shouting which as a school counsellor he should know is pretty harmful on younger kids) . the fact that he tries to offer his help when its absolutely not needed so many times later on in the show further makes me like to think he’s making up for it all
hes also so autistic to me hes on the spectrum you cant tell me otherwise and i think hes pretty awkward and considered strange by the whole town (which is saying a lot for elmore standards) . still super friendly and approachable but he also cant take hints and he definitely stims (and has special interests, alternative medicine are you kidding)
his music taste i love to think is all over the place 
 i get the general consensus is he listens to mystic chants and sitar music but he definitely listens to more, ranging from pop to indie to rock to metal (this may or may not have become an idea when i was listening to ‘darts by soad and associated it with him,) . also what with his stupid little self funded album that is such a jarring listen ‘cause of all the ridiculous genre changes
i think he crochets/macrames as a hobby along with other diy stuff (most of the decorative items in his home crafted by him) making him, surprisingly considering how incompetent he is sometimes, super crafty/handy .
larry -
larry is a great person: incredibly intelligent, he’s very knowledgable on a plethora of subjects and he has a big heart, holding little to no virtriol against the people of elmore (except the wattersons but that is SO warranted) . thus i like to imagine he did great in school, moved on to do so wonderfully in uni whilst juggling jobs and his studies but after graduation was left stuck (alike so many people nowadays) . neither small or larry came from well off families but i think for larry he didn’t have much of a support system anyway so currently he overworks and works and works just to catch up on the student debt whilst simultaneously paying his taxes (i still think about that episode all the time fuck the police . big pink son of a bitch), loans and not to mention the bare minimum to keep himself alive
he’s a very sweet and kind person but anyone under the immense stress that he’s under would be irritable and temperate (he deserves to be more angry imo) and i whilst he has so many jobs he always aims to excel at all of them, having an incredibly particular way that tasks must be done and having them organised . because of this, he can be a lot more temperate when interacting with coworkers, especially those who don’t do their job as well, having to take matters into his own hands . as he and karen (his girlfriend throughout the series) share some jobs it puts a strain on their relationship (which was built off of the mutual ‘having several jobs’) and they break up .
even so, though larry consistently tries to propose to her in the show, in “the laziest” he doesn’t seem to be happy nor comfortable at all with the prospects of marrying her . in fact, even when he’s achieved the ‘american dream’ (properties like a house and car and a family (his girlfriend soon to be wife)) he’s unhappy . personally i don’t think he knows what he wants to do with himself ; he works all day and night and has little to no time for himself to even think in peace that the only purpose he knows is work .
i like to think he used to be an artist; self taught, it was a hobby and an enjoyment but his studies and his work took over so his one form of self expression was squeezed out of his life .. (i like making their lives as bleak as possible soz ! 🙏) he still admires the arts and i think that’s another reason he likes steve so much; his handcrafts and mini projects .
steve and larry are two opposites that are similar in ways .. but i love their dynamic so much . my interpretation of them is that steve will help larry balance out his life slightly better to leave room for himself instead of working 24/7 . steve has his head in the clouds and larry grounds him, and larry is so stuck in his ways with work that steve pulls him out of it slightly, lifting him up a little higher (AUGHHHGHH I HATE THEM I HATE THEM
as for their relationship with rob, im very much a stevelmeyer adoption truther !! both larry and steve coming from dysfunctional families, they aim to help rob and take care of him to the best of their abilities . further, larry taking on taking care of rob gives him direction in his life again . 😁😁😁😁😁😁
this isnt gonna be the last post headcanon/idea wise i still think of them 24/7 but heres jus SOME things .. (im such a yapper sprry not sorry !) :3c
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skyfallscotland · 2 months ago
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Professor Riorson (Remi's Version)
"Remi for once can you please—" "Be an attentive student?" I widen my eyes. "Pay attention in class?" I just my lower lip out. "Of course!" My lips curve up. "I'm so excited to have a new teacher, Vi."
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Hello! After what we shall henceforth refer to as the Onyx Storm Incident, I did not know if I would ever write for this fandom again (yes, that was three days ago, I know, shut up).
Anyway, I figured I should try and push through my reservations early instead of letting my disappointment linger, so I set out to write a little palette cleanser. As usual I tried to write smut and ended up with four thousand words of feelings first đŸ€ŠđŸŒâ€â™€ïž
This is set in some sort of alternate (completely unbelievable) universe where Xaden never gave in to Remi's flirting when she was a first-year at Basgiath (oh and he's not a venin) everything else is irrelevant, just go with it.
It's also basically straight up erotica, so explicit content! Not for minors! Minors DNI or whatever the fuck they say over here (I really should be posting all these on AO3, but that's for another day).
Finally, I'm sorry to all the teachers out there, I hate this kink too but it's minimally emphasised (they're still them) and it was what my girl Remi deserved—why should Violet get Professor Riorson and not her, the Queen of Tyrrendor, the Angel of Death? So here we are.
PS. Justice for chairs! Hopefully you can all visualise what's going on here 😂đŸȘ‘
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Professor Riorson (Remi's Version)
Fraternisation between cadets and those serving in higher chains of command, including the aggregate leadership cadrĂ© at Basgiath War College, is strictly forbidden. —Article Eight, Section One, The Dragon Rider’s Codex
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I tap my foot against the floor, levitating my pen above my hand almost subconsciously as Professor Devera informs the rest of the cadets just how fucked we actually are. "Welcome to the new face of battle, where we are not only outnumbered in the sky but now equally matched on the field in terms of the skill of our opponents."
Equally matched? We're not equally matched, we're absolutely fucked. It's hard to find the energy to care anymore, knowing what awaits us. Maybe if I had a signet like Violet's, I would be in with half a chance at survival, but mending? Yeah. I'm screwed.
Heads drop in the rows ahead of us, like everyone else is reaching the same conclusion.
"With that in mind, the nature of challenges will change under the supervision of Professor Emetterio to include wielding in order to better prepare you for actual combat. Death is no longer an acceptable outcome when you face your classmates. The days of settling your scores on the mat are over. We need each and every one of you to survive to graduation.”
I scoff aloud, drawing more than one person's attention. Death should never have been acceptable. The military, the system gains nothing from it, it's just a senseless waste of life.
“Easy to say when you’re not facing Sorrengail,” Caroline Ashton calls out.
My lips tilt up. I hope she ends up facing my sister.
“We aren’t going to throw you to the wolves,” Devera tells her. “The third class you’ll be adding will be a hands-on approach to prepare you for signet-against-signet combat. You’ll have a rotating roster of professors to benefit from all signet types, and the Eastern Wing has temporarily loaned us their most powerful rider to start your instruction.”
Violet stiffens beside me and I frown, glancing over at her. The Eastern Wing
wouldn't that mean

“And on that note.” Devera gestures to the door at the back of the room, and slowly, I turn. “Look who just arrived—everyone, welcome our newest member of your leadership team. Professor Riorson.”
My heart skips a beat and my lips begin to curve into the most self-satisfied smirk I've worn in a while. This is going to be fun.
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Friday comes far too slowly for my liking, but finally it's our turn to head out to the Infantry Quadrant's outdoor amphitheatre. There's a skip in my step as we descend the stairs and Violet groans, eyeing me with disapproval.
"Remi for once can you please—"
"Be an attentive student?" I widen my eyes. "Pay attention in class?" I just my lower lip out. "Of course!" My lips curve up. "I'm so excited to have a new teacher, Vi."
Ridoc snorts, bumping me with his hip as he passes.
I glance up from my feet, taking in the man standing dead centre in the base of the amphitheatre, his impatience clear. His arms are crossed over his chest and his usual dark stare is ever-present as he watches us, waiting.
"This is incredible." Sloane is saying ahead of us, commenting on the weather and the temperature inside the amphitheatre's wards. It is warm in here and as Professor Riorson's eyes dart up to lock with mine, I shrug my arms out of my flight jacket. My pulse jumps at his continued attention and slowly I shake the snow from my braid.
"You're right, Sloane." I smile, running my hand over my hair. "It's so warm in here." I reach for the bottom of my shirt and draw that up too, pulling it over my head to leave me in just my leather pants and armoured corset.
"Remi!" Violet hisses and I smile innocently.
"What?" I lift a brow. "You don't want me to pass out, do you Vi?" She grumbles something about knocking me out, which I promptly ignore, dropping my things in the first row of stone seats beside our classmates.
If there's one thing my sister has always hated, it's my infatuation with Xaden Riorson. I suppose that's fair, given she shares a mind with him at times, but it does nothing to discourage me. If I see something I want, I go after it and I've wanted Xaden Riorson ever since I first laid eyes on him all those years ago at parapet.
Too bad he doesn't want me just as badly.
“Welcome to your first session of Signet Sparring, in what I like to call the pit.” He announces as we reach the base of the steps.
"Ominous." I mutter.
“Those who can wield, keep your feet on the rock but—and I cannot stress this enough—off the mat. Those who cannot, take a seat in the first row.” He gestures to the terraced stone behind us.
I assume it has something to do with the warding, so when Aaric and Lynx move to take a seat in the rows behind, I stand to follow.
"Remi Sorrengail!" Riorson calls. "I know you can wield."
I pause, turning slightly to arch a brow. "My signet is neither offensive nor defensive, sir." The slightest, most minuscule twitch jolts his shoulders at the word and I show him my teeth. "You wouldn't want me to get hurt, would you?"
An ember of desire flickers to life in my gut and I bite my lip, letting my eyes drag over him slowly from head to toe. The tight-fitting sparring gear is reminiscent of what he always wore in the quadrant when he was our wingleader, but the swords strapped across his back
they really add to it. It's doing something for me. A lot for me.
"I'll make sure you don't get hurt, Cadet Sorrengail." He reassures. "Take a seat. Now."
I hold his gaze for a moment, wishing he could read my mind and understand exactly what that tone is doing for me. For a second his eyes flare and then it's gone; his stony, unaffected mask falling back into place as he gestures to the first row where my sister waits.
"Whatever you say, sir." I simper, flopping down onto the stone.
"Sickening." Imogen mutters, rolling her eyes from my other side, and I grin. She's never liked my obsession with him either.
First wing begin to filter in, taking their places on the adjacent seating and Riorson's eyes dart left, then right. “Let’s go. It shouldn’t be this hard to sort yourselves out."
"You can sort me out—" All the breath rushes out of me in a wheeze as Imogen's elbow plants itself in my gut. "Ok." I cough, "understood." Violet stifles a laugh.
“You done gossiping among yourselves?” Riorson eyes First Wing with what I'd classify as menace.
“We were just saying that we’re not sure someone who graduated less than a year ago makes the best teacher.” Loran Yashil folds his arms.
I laugh aloud, drawing the attention of everyone in the amphitheatre. "Because you've been doing so well with Carr." I comment. "How many dark wielders do you think he's fought? Hiding back here behind the wards like a coward?"
"Remi!" Violet groans, though the chastisement holds no sting—I know she agrees with me.
What follows is perhaps the hottest display of power and dominance I've seen in a long while. He barely lifts a finger taking the third-year down and then proceeds to do it all over again
and again, and again until there's no one left but my sister and I.
"Sorrengail, you're up!"
Violet and I glance at each other and she lifts a brow. I wiggle mine in return. Quickly, we both leap to our feet and stride onto the mat.
"I meant—"
"You should have specified then." I cut him off, drawing my daggers from my corset.
"I didn't speak in plural." He all but rolls his eyes.
"Well that's just cheating, you can't both—"
I throw my blade to the side, never once breaking eye contact with Riorson. "Shut up, Caroline!" I call. Who asked her anyway?
Drawing another dagger to replace the one I'd thrown, I let my hips sway as I stride down the centre of the mat, coming to a stop directly in front of him. "If you're too afraid to fight us both, just say Professor." I taunt. "I don't mind if you want to have our session one on one."
He sucks in a deep breath through his nose, a muscle in his jaw feathering slightly. "You're infuriating." He murmurs.
"I think you like it." I whisper, tongue darting out to wet my lips, and the ground rumbles. Lightning strikes overhead and he drags his eyes up from my lips, locking gazes with me as shadows rush out, blacking out the area entirely.
"Fuck." I mutter, taking a step back, entirely blind. I take another and another until I run clear into a hard chest and an arm brackets my middle from behind.
"What was the point of this, Sorrengail?" He asks. "If I were venin, you'd be dead right now."
"You're not venin." I counter breathlessly. "If you were, the distraction wouldn't have worked."
"The—"
Boom.
Lightning strikes mere centimetres to his left, shaking the ground, lighting up the arena. I tear myself free from his hold, ignoring the shadows that chase me, caressing my hair, my cheek—and grin slyly. "We win." I smirk as sunlight filters back through. "You'd be dead if she wanted you dead."
He frowns, like the idea of it is ludicrous. "You'd be dead. You would have died before me."
I shrug my shoulders. "And she'd be alive." I tilt my head. "Like I said. We win."
With that I turn and walk away.
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"You really need to give it a rest." Violet sighs as she slings her pack over her shoulders, prepared to head down to Chantara with the others. "Remi, I'm
worried about you."
I huff, folding my arms over my chest. "Worried?"
"Worried." She confirms. "It's not healthy to go chasing after someone like this. He's not capable of loving you. There are plenty of people who—"
"Who said anything about love?" I interrupt. "I never said I wanted him to love me."
Violet looks at the ceiling like she's praying to Amari for patience. "You're you." She finally says softly, reaching out to take my hand. "I know you. You want love—and I know him—he's not capable of it."
I know she doesn't mean it critically, she's been orbiting him for quite some time now, her dragon being mated to his and all. So she knows him, better than I probably ever will as a result and she's probably right, but

"Sometimes he looks at me and I think, just for a second
" I swallow hard.
Violet's expression softens. "I know, I see it too."
My face crumples. "Then why—"
"Because it doesn't mean he can, Rem." She squeezes my hand. "You've been chasing after him since the day you met and him liking you, doesn't mean he'll risk his heart and that's what he'd have to do—we're at war." My sister frowns. "It's all or nothing."
All or nothing.
"Fine." My voice cracks as I speak. "Fine. I get it."
My twin chews on her lip. "So you'll come to Chantara?" She whispers softly.
"No." I shake my head. "I'm going to see him, one last time." Violet's face falls. "I can do all or nothing," I whisper quietly, "but I need a chance to convince him it should be all."
"You've had—"
"No." I shake my head, my heart clenching in my chest. "I've joked and flirted and watched him spend hours of his time dragging you around, but I never made it clear
"
My sister breathes in deep, her shoulders rising like she's steadying herself. "He knows." She whispers, the words leaving her in a rush. "He knows, Remi."
I sit with that for a moment and then slowly, I nod. "Ok." I accept, my throat tightening.
"Ok?"
"Sure." I turn around, taking a seat on the edge of my bed. "I think I'll stay here anyway." I try and force a smile, but I'm sure it comes out as more of a grimace. "You go, Vi. Have fun with the others."
Her eyes are worried, but a lifetime of arguments and tears has told her when to push and when to leave well enough alone, so she leaves well enough alone. It takes a moment to collect myself, to pick the pieces of my heart up off the ground and place them back where they're meant to be, but when that's done and I've managed to still the shaking of my hands, I stand from the bed and head for the door.
If he doesn't want me that's fine, but he can tell me himself, one final time.
All or nothing.
I throw on my jacket and make my way down the hall, heading toward the school's academic wing. Pretty much everyone is either training or enjoying some recreational time, so I don't pass many people on the way there and when I raise my hand to knock, the hall is empty.
The door swings open with the help of lesser magic and I slip inside, not bothering to announce myself—the presence of a shadow curling up around my ankle tells me he knew exactly who was at his door before he ever opened it.
"Professor Riorson." I lift my eyes to his and attempt to shore up my resolve.
"Cadet Sorrengail." He leans back in his chair, folding his arms over his chest. "To what do I owe this visit?"
My heart pounds against my rib cage and my pulse flutters like a caged bird. There's a desk between us and metres of clean air, but it may as well be nothing. The atmosphere in the room is charged and I absently wonder if Vi warned him I might be coming.
"I
"
He waits, lifting a brow. "Yes?"
"I'm failing!" I blurt, suddenly losing my nerve. "I'm going to fail your class and I don't know how to
" His eyes hold mine, gold-flecked onyx practically smouldering.
"Try again." He instructs, lowering his hands to the armrests on his chair. He splays his knees casually, leaning back while his eyes seem to stare right through me.
"I'm sorry?"
His lips tilt up, just slightly. "That's not what you came here for." He shakes his head. "Try again and don't lie this time."
My mouth runs dry. Suddenly every conviction I had, every ounce of bravado flees my body and I want to be anywhere but here because I know
this is about to hurt. Having your heart ripped out always does.
"I
came to ask for an extra credit assignment?" I try again, clinging to the minuscule hope he might believe me. It's nothing Vi hasn't done before. Well, before Basgiath, but still.
Riorson smirks. "And your suggestion?"
I frown.
"You're the professor. Don't you decide
?"
The hair on my neck stands on end and I shiver as something brushes the end of my braid. "You'd like that, wouldn't you?" He murmurs and my eyes blow wide.
"Uh
" His lips tilt.
"Not that it matters, you're lying again."
My mouth falls open. "Ok, you can't possibly know that!" I hiss. "You're not an inntinnsic, you have no idea what I'm thinking!"
"I know you." He counters. "You expect me to believe you, Remi Sorrengail, came here for an extra credit assignment?" He shakes his head.
"You don't know me!" I frown. "I've barely even seen you since you graduated." And not for lack of trying. I've personally been deployed up and down the Eastern Wing, but every time we've been at the same outpost he's miraculously busy. Violet however, sees him all the time. A fact I've always hated.
"Why are you here, Remi?" He tries again, looking more amused by the second and I can just tell—he knows. It shouldn't be a surprise to me. I've never made my interest a secret, I'm not ashamed of it, but that doesn't lessen the disappointment that even after all this time he'll refuse to give me the time of day when I know he's attracted to me too.
I lock my jaw and scowl. "Is there an answer you'll believe?" I finally utter, shame and frustration colouring my cheeks.
"Not extra credit."
I guess the all or nothing is going to be nothing then. How disappointing. I turn on my heel, refusing to waste a second more of my time on someone who clearly doesn't appreciate me.
"Remi." He calls sternly, his shadows tugging on my braid, and when the door won't open I resist the urge to stomp my foot like a sullen teenager—I want out.
My throat tightens. "Yes, sir?" I grit my teeth, glancing over my shoulder and his expression shifts like he's only now recognising the finality in the air. No more flirting, no more games, no more anything.
He closes his eyes and I recognise the minute twitches of his brow—he's talking to his dragon. I yank on the doorknob again but it refuses to turn, keeping me trapped in a mess of my own making.
When he stands from his chair and rounds the desk, my heart begins to flutter with panic.
"Sit down." He orders and I blink.
"No."
I'd have said it anyway, just to be contrary, but this time I mean it. I don't want to be here anymore.
"Sit. Down." His voice lowers, taking on a frustrated, threatening tone and my lip peels back from my teeth.
"No."
Before I can reach for a blade to defend myself with, his arms are around my waist and he's lifting me into the air, carting me back toward the desk like a sack of grain. He kicks the chair before it out of the way with his foot and deposits me on the desk's surface, sending papers scattering.
When I lash out with my foot, aiming to kick him somewhere painful, he catches my ankle between thick, powerful thighs. "Stop." He warns, his tone glacial. "Look at me."
Fuck you. I think, and when I glance up there's a hint of a smile on his lips.
"Sor—Remi." He corrects, leaning in. He plants large, calloused hands on my knees, keeping my thighs apart as he steps between them, ensuring I can no longer lash out at him with my boot. As his fingers curl around my knees, he leans in close enough for our jaws to brush, and I suck in a sharp breath.
"Sir?" My voice shakes and he all but groans.
He lifts a hand, tracing over my cheekbone with his thumb and my heart races. Each brush of his fingers, the feel of his stubble against my jaw, all of it—it sets my soul alight.
"Everything about this is inadvisable." He whispers, his voice gruff. "You are inadvisable."
I swallow hard. "So you've said." Never going to happen, he'd told me more than once while studying here.
"And yet
"
My muscles bunch, shoulders tensing. "
and yet?" I challenge, finally finding my voice.
He takes one breath and then another, and forces me to mourn the loss of his warmth as he steps away. "Article eight, section one—"
"You are not quoting the Codex at me!" I spit, eyes narrowing into a lethal glare as he takes another step. "You? Seriously?" Fury engulfs me, anger burning my chest with tendrils of white-hot rage. "You're a gods damned separatist, even now, Duke Riorson," I sneer, "and you're wedging the Codex between us?"
Of all things, of every excuse—
"You could be—"
"I'm exempt!" I throw my hands up, lashing out with my foot once more and growling with frustration as he halts it with his shadows. "Article eight, section one of the Dragon Rider's Codex states that calling cadets into active service in times of war may only be authorised by—"
"The Commanding General of Basgiath. I'm aware." He glares.
"So I'm no longer a cadet and I haven't been since July when they sent me to the front to mend." I point out.
"That's a technicality—"
"Oh so you're allowed to call technicalities and I'm not? Got it." I roll my eyes. "Just admit you don't want to fuck me professor and let's move on."
"In-ad-visable!" He yells, a deadly glare on his face and I jolt, rearing back a little. "If you were anyone else I'd have—" He seals his lips together and spins, facing the wall as he jerks a hand through his hair, gripping the dark strands roughly. I watch wide-eyed as his shoulders rise and fall, like he's short of breath.
"You'd what?" I whisper.
I don't dare move, frozen in place on the desk as I watch him, waiting with bated breath to see if he'll finally, finally tell me why. Why he refuses to see me as anything but Lilith Sorrengail's daughter, Brennan's little sister, Violet's twin. See ME, I want to scream at him. I deserve that.
When he turns, his eyes are dark and incensed. "If you were anyone else, I'd have bent you over that desk already and taught you a lesson."
My heart flies into my throat. "What?" It's barely more than a whisper leaving my lips.
He stalks back across the room, clearing the few feet he'd put between us, and slides his hand beneath my chin, long fingers curling around the back of my jaw to pull me in, tilting my face up to meet his. "You heard me."
Heat flushes my cheeks. "Wh
why not me?" I ask and embarrassingly enough, my voice breaks. "Why anyone but me? I'm—"
"Soft." His thumb drifts, brushing gently over my lips as he cups my jaw. "You have a soft heart, Remi Sorrengail, and I'm not the kind of man who can care for it."
I scoff, baring my teeth at him. "I'm a rider, same as you." I glare. "They don't call me the Angel of Death because I'm soft."
His hand slips, running back over my hair and down my loose braid. "Well they got the first part right." He murmurs, closing his eyes. I watch, taut as a bowstring as he takes one breath, then another. "Fuck." He mutters, face twisting up like he's in physical pain.
"Xaden?" I whisper, voice shaking.
"You have terrible timing." His hand tightens on my braid and then he's pulling, tugging me forward as he grasps my chin and seals his mouth over mine. My heart leaps into my throat and my chest tightens as he devours me, the hand on my hair sliding down to rest between my shoulder blades. His fingers splay as he pulls me in, holding me close.
His teeth nip at my lower lip and I gasp, tilting my head in submission as he slips his tongue into my mouth. Oh gods. I whimper, pressing myself further into his grasp as he kisses me thoroughly. A small sound of pleasure escapes my throat and he diverts his attention, nipping gently at my jawline.
His mouth moves right to the sensitive spot behind my ear, like he knows exactly where to nip, where to suck, where to pleasure to have me liquefy. His lips are warm against the shell of my ear as he whispers, "you choose now to take no for an answer?"
He worries the skin beneath it with his teeth and I moan, arching into him. "Y-ou didn't want me." I pant. "You've never—you—"
"I always want you." He growls. "You've been taunting me for years, angel." I gasp at the endearment, tilting my head to give him more access as he works his way down the column of my throat. "It's not a matter of want."
My fingers tighten on the timber of the desk behind me and I suddenly realise I no longer have to refrain from touching. Immediately I reach for him, slipping my hands beneath the leather of his flight jacket, running them up his sides to hold him to me.
"Then what?" I whisper, lifting a hand to rake through his hair, scratching my fingernails against his scalp as he sucks a mark into my throat. I want to touch him everywhere. "Xaden, please." I whimper, bringing my legs up to try and drag him closer. I need to wrap my thighs around him.
He groans, panting into my neck. "We should not be doing this." But he doesn't stop.
I gasp, arching upward so my chest brushes his as his fingers skate beneath the line of my corset. "You've yet to give me a good reason." I say, desire coiling low in my abdomen.
"I'm your teacher." He breathes, pulse skipping as I lock my ankles behind his lower back.
"And I'll be such a good girl for you."
Just like that, his control snaps. "Fuck, Remi." He pulls me forward forcefully, dipping his head to claim my lips once more. The kiss is deep and desperate, and I moan loudly into his mouth.
"So. Fucking. Tempting." His fingers tighten in my hair, pulling slightly on the silver-tipped strands and I moan again, heart pounding as my skin gets hotter and hotter.
He kisses like a man possessed, holding me to him like he can't get enough and when we finally part for air again, it's all I can do to keep from begging. I grasp his hand, dragging it from where it rests on the side of my neck, down over my chest, past my stomach and to the button on my leathers.
He barely hesitates, slipping his hand beneath my waistband. I toss my head back, a small gasp leaving my lips as he slides his fingers over my clit and and back up again. "Gods," I whimper, "please."
"Please, what?" He whispers, slowly drawing his fingers through my arousal.
"Please, sir?" I gasp, leaning back to meet gold-flecked onyx. He chuckles.
"I meant what do you expect me to do with you, angel?" His thumb slowly circles my clit in soft, barely-there movements, "but the respect is a nice touch."
I swallow hard, a red flush spreading down my neck, but I have him right in front of me and I refuse to falter now. "Please make me come." I whisper and he groans, hips rocking forward reflexively. "I'll be good for you, I promise."
His eyes are so dark they're almost entirely black despite the light in his office, and he pushes my legs from his hips, spreading my knees further apart as he pulls me to the edge of the desk.
"These need to come off. Now." His hands are already moving, undoing the buttons and sliding my pants down over my hips, taking my underwear with them. I lever myself up on my hands as he drags them down and drops to his knees before me, fingers working on the laces of my boots.
He pulls them off one by one and dumps them on the floor, and when my pants are finally off and I'm half-naked on his desk, he tips his head back and stares. I flush deeper as he remains kneeling on the floor, slipping his hands up to cup my knees.
He rests his head on the inside of my thigh for a moment, his hair brushing my skin, and parts my legs further. Anxiety flares and I glance up at the door uncertainly, suddenly realising where we are.
"Is that door locked?" My heart skips a beat.
"Does it make you wet?" He murmurs, "the idea of being caught?"
I swallow hard. "No."
My heart flutters against my rib cage and his eyes soften, lips pressing gently to my skin. "It's locked, angel. No one's getting in." He places another careful kiss on my inner thigh. "No one can hear us. It's just you and me."
Something inside me settles and I relax enough to reach out, threading my fingers through his hair. "Ok." I murmur, admiring the silky strands as he moves closer, drawing in a sharp breath as he wraps strong arms around my legs and pulls.
"Xa-Xaden." I whimper as he lowers his mouth to my heat, parting his lips.
"What happened to sir?" He lifts a brow, glancing up at me, and my stomach swoops.
"Sir," I whisper, my voice shaking.
I watch as his mouth curves up in a smirk. "Better." He agrees, and lowers it to my clit.
"Oh, gods." I moan aloud as he seals his lips around it, wasting no time with foreplay. He flattens his tongue and I can't help but rock my hips, both my hands flying into his hair.
My back arches as he scrapes his teeth over me and I quickly slam one hand down behind me to keep from losing my balance, sending pens scattering everywhere.
"Look at you, making a mess." He murmurs between languid strokes of his tongue.
My chest heaves and I grip his hair tighter, trying to still the movement of my hips. "I'll make—a mess—of you." I pant, the last word pitched higher as he closes his mouth around me and sucks.
"Promises, promises." He murmurs as he drags his fingers along my inner thigh teasingly. "Are you going to come on my face, angel?" He asks, barely looking up as he slips a finger inside me.
I moan, arching as my heart pounds, desire coiling low and tight in my gut as I clench around his finger. "I—" I can't get a word out, entirely breathless as he sits back on his heels and waits, lips shining with the evidence of my arousal.
"Look at you." He whispers, lifting his thumb to swirl it around my clit. "So wet for me already."
"Yes," I breathe, curling my fingers tighter in his hair. "Always for you."
He drags his finger out and presses it back in again, eyes never leaving his hand. I squirm in place, wanting—needing—more. He thumbs at my clit almost playfully, finally looking up to watch my reaction and I whimper, screwing my own eyes shut.
"Can you take another for me?" He asks, moving his finger teasingly.
"I can take all of you." I whine, twisting with impatience. "I want your cock, please Xaden?" He lifts a brow and I already know exactly what he's going to say.
"Ask me nicely."
There it is. I swallow hard. "Please, sir?" I soften my voice, ignoring the embarrassment that flares in my chest. I'll beg if it gets me there. "I want to come on your cock."
"You will." He responds, stroking my inner wall with his finger. "Just not yet. Be a good girl and let me have my fun."
I manage to refrain from more than a single disgruntled whimper as he ignores my plea, starting circles with his thumb again. When he slides a second finger home beside the first and curls them up, I cry out, tugging on his hair to bring him close.
"Please, your mouth."
He flattens his tongue obediently and I gasp and whimper as he begins moving it over my clit in time with his fingers. He laps at me as he slides them in and out, curling them up to press against a spot that almost sends me over the edge.
"There! There, please!"
I decide I hate the desk. It's hard and uncomfortable, and it provides poor leverage, keeping me from rolling my hips or fucking myself against his face.
He swirls his tongue and presses his fingers up simultaneously, and the action takes me entirely by surprise, tossing me unceremoniously over the edge. "Xaden!" I cry out, jerking against him as I shatter, coming apart on his tongue.
His head is squeezed tightly between my thighs as I shudder, hips jerking, and he moans against me, sending my heart rate soaring as the vibration of it rumbles through my clit. I gasp, clenching my cunt down around his fingers.
I don't know where to look, what to hold onto as my pleasure rolls over me in waves. Sweat slicks my skin and when he finally pulls away, licking his lips in self-satisfaction, his eyes gleam. "I can't wait to get my cock in you."
I moan, tightening around the fingers still inside me. "You could have already been in me." I pant, whimpering as he finally rises to his feet, showing no signs of the difficulty I know I'd be experiencing if I were on my knees that long.
He slips his fingers free and brings them to his lips, holding my gaze as he licks them clean. My stomach swoops like I've done an aerial dive and my lips part, surprise and arousal no doubt written all over my face. Gods.
"Patience, cadet." He lectures, grasping my chin roughly. "You've been so good," he croons, leaning in to kiss me. "You don't want to ruin that now, do you?" When he slips his tongue past my lips, I can taste myself on him and I moan into his mouth, skin heating beyond comprehension. It feels like when I wield—all my power building up inside me, only now it's pleasure; building and building again until I'm ready to explode.
"We're going back to that?" I pant as we part. "You don't like your name on my lips?"
"I like you obedient." He fires back, his hand gripping the back of my neck. "You've spent years taunting me, having your fun at my expense. I think I'm owed some recompense."
I almost roll my eyes. Almost.
"You could have had me at any time." I whisper. "If you waited, that's on you." I tilt my head up, closing the gap between us myself for the first time as I kiss him sweetly. "Your room, mine, the sparring mats
" I murmur. "I've thought about us everywhere."
"And this
?" He asks, eyes heated. "What were you picturing when you came down here, all innocent, asking about extra credit?" His hands move to his own leathers and my heart skips a beat as he begins undoing buckles, removing his weaponry with quick, efficient movements.
"What were you picturing when you walked in here, Remi, and saw me sitting behind my desk?" He moves onto the button at his waistband, popping it open. I watch, breath hitching as he frees his cock, pushing his pants down slightly as he begins to stroke. "Was this what you had in mind?"
A small sound escapes me, more of a squeak than anything else, and I suddenly find myself at a loss for words. He's
sizeable. He grasps the front of my corset, dragging me up off the desk, levering me to my feet. I tilt my head back to look at him, but our eyes only meet for a second before he's pushing, turning me around and down.
I catch myself on my hands, palms flat on the desk, fingers splayed wide and gasp as he presses himself in behind me, a hand grasping my braid. He leans down, mouth warm against my ear and says, "be a good girl and spread your legs."
I obey on reflex, but I'm certain my skin is so red it looks like I've reached burnout. "Xa-Xaden
" My fingers tighten on the dark timber and I gasp as he presses down on my spine, forcing my back to bow, lifting my ass against him.
"You look so pretty like this." He murmurs in my ear and I jolt as he drags a finger up through my folds, adding a second to gently hold me open. I can feel his fingers on my skin, hear the stroke of his hand on his cock as he prepares himself, but all I can see is papers and tomes.
I gasp as the head of his cock presses against my entrance, heart fluttering wildly, and as he starts to slowly push inside, I panic. "Wait!" I call, reaching behind my back, searching for his hand. "Wait, wait, wait." I pant, anxiety thrashing in my chest as he freezes, holding completely still.
His hand closes over mine, fingers threading between my own and I squeeze tightly, trembling in place. "Not like this." I swallow hard, shaking my head. "Not—" Before I can finish speaking he has me on my feet, spun around and held against him, his cock pressing against my stomach as he spears his hand into my hair, guiding my eyes to his.
"Remi?" He asks seriously.
My lip shakes and a small, mortified sound escapes my throat. "I want to see you." I whisper. "The first time
I want to see you." I want to look into his eyes. I want to see the way his brows knit, the way his lips part in pleasure as he drives into me. I want him to see me and know it's me and no one else. I want all of him.
His gaze softens and he dips his head, kissing me softly, his movements slow and languid. It eases the pressure in my chest, the small part of me that thought speaking up might be a deal breaker, and when we part he reaches down and lifts me off my feet, carrying me in quick strides to the chair behind his desk.
"Tell me if you want to stop." He murmurs, pressing his lips to my cheek, my jaw, my throat.
My knees settle on either side of him and I hover in place for a moment, waiting for his eyes to return to mine once more. "I don't want to stop."
Slowly, I sink down on his cock, holding his gaze as I take inch after inch of him until I finally have to close my eyes, tipping my head back in rapture. "Gods, Xaden."
He exhales slowly and his voice is strained when he speaks again. "So tight, Remi." He murmurs, lips brushing my cheek. "So wet for me."
I moan, tipping my head into his neck as he jerks his hips up, pressing against all the right places. The stretch is just this side of too much and it's exquisite and entirely worth the wait. I reach around him, gripping the back of his chair as I lever myself up and drop back down again, squeezing my walls tight around his cock.
"Good girl," he praises, sliding his hands up my spine as he encourages me to move.
I blink my eyes open, kissing my way up his jaw, sucking a mark of ownership into his neck. I want everyone to know exactly what he's been up to in here—I want them to know he's taken. I lean back until I can see him properly—see every minuscule expression as I gyrate on his cock. "I've wanted this for so long." I gasp. "Wanted you."
He lifts a hand, brushing my hair from my eyes and the other palms my hip, encouraging me to move. "I know." He murmurs, shadows slipping free from his control. "I know everything, Remi. All your wants, your needs, everything." Wisps of black curl up around me, brushing my skin, disappearing beneath my clothes. "I'm just as fucking obsessed with you as you are with me." My stomach swoops.
"Are you—" I gasp, arching my spine as something cold brushes lightly against my clit. "Is—is that?" I can't even get the words out I'm so short of breath.
"Me." He whispers, thrusting harder. "All of me, all over you."
I groan, tipping my face back into his neck as I wrap my arms around his shoulders, holding on tight. I could interpret that very differently. "Do you want it harder, angel?" He murmurs, teeth nipping at my earlobe.
I nod furiously, panting as he snaps his hips up, pulling me down at the same time. "Please, Xade."
He sets a quick, unrelenting pace, slamming home inside me with the same desperation I feel, like he needs it—like he's a man starved. "You're so perfect, Rem." He praises, breath rattling out of him as his shadows circle my clit. They endless and determined just like him, slipping low beneath the neckline of my corset as he drives his cock into me over and over again.
"Are you going to come again for me?" He pants against my ear as I tighten around him. "Let me come inside you? Fill you up?"
"Yes, yes, yes—" The coil of pleasure building in my abdomen bursts and I cry out, holding on tight as fire floods my veins, nerve endings lighting up like a shooting star. "Xaden! Xaden—" I gasp and shudder, curling into him as he continues thrusting, chasing his own peak.
I'm so over-sensitised I can't help but whimper against his throat, my fingers tightening on his arms with every stroke. His thrusts grow less and less controlled as he hurtles toward the same cliff I'd just toppled over, and I clench down tight around him, sucking another mark into the juncture between his neck and shoulder.
"Fuck!" He curses, teeth lodging in my dragonscale armour as his hips give one final jerk and he spills inside me with a groan. His chest rises and falls rapidly beneath my cheek and I smile softly to myself, keeping my eyes down. "Gods." He rests his head on my shoulder, arms curling around me to hold me close, and I do the same to him, my heart swelling in my chest.
I lie my cheek on his chest, listening to his heartbeat as he presses a kiss to the back of my neck. His breathing begins to even out, pulse slowing but I hold onto him just as tightly still, keeping him close.
My knees are beginning to ache and the width of his hips isn't exactly comfortable for mine, but I don't dare move, knowing the second I do this will be over and I'll have to face reality again—awkward, uncertain reality.
I'm just as obsessed with you as you are with me, he'd said—but is he really? That seems unlikely.
"Remi." He murmurs, his arms falling from my sides, and I bite down hard on the inside of my lip, throat tightening. "Angel, we can't stay like this." He chuckles.
"Yes we can." I murmur petulantly into his neck, not loosening my grip an inch.
"I have a meeting in ten minutes." He replies, hand firm in the centre of my spine, "and while I'm happy to work with my cock inside you, I don't share."
A barely audible sound of surprise lodges in my throat. "Share?" I ask quietly, a tendril of hope curling in my chest.
He tugs gently on my braid, encouraging me to lean back so our eyes can meet. "You're mine, Remi, and I don't share my things with anyone." He says sternly.
That kind of possessive alpha bullshit should not fly with me. If it were anyone else, I'd probably punch them square in the nose for their insolence and tell them I'm not an object, but he's not anyone else and for him

"Yes, sir." I whisper, cheeks flushing, and he groans, hips stuttering below me as his body makes a valiant attempt at an encore.
"Remi!" He chides and my lips curl up in a smirk, emboldened.
"Was that enough for extra credit, Professor Riorson? Am I passing your class?"
"Fuck." He mutters, mostly to himself. "If anyone finds out—"
"I'm happy to warm your cock while you work," I murmur, "if you still think I need extra instruction."
"Remi!" He groans, lifting me off him completely. "You're going to be the death of me." I guess he wasn't kidding about having a meeting to go to.
He sets me on my feet and I stare up at him innocently, chewing on my lower lip. "I feel so empty without you inside—"
"For fuck's sake!" He curses, sending a shadow to curl around my mouth. I go to speak further, to taunt him again, and find the dark mass blocks all sound—I can't so much as whisper in his direction for as long as he can wield. I pout, staring up at him with wide, wet eyes.
"How important is this meeting?" I sign, hands moving rapidly in the air. "I'll be lonely without your—" Shadows zip forward, swirling around my wrists to lock them tight together, binding my hands.
He finishes buttoning his pants and folds his arms over his chest, staring at my half-naked form in the middle of his office, completely unimpressed. "I suppose insecure Remi is gone then?" He asks, striding forward to cup my jaw with his hand.
That scores a direct hit and I guess he somehow knows it, because his fingers gentle as they tip my chin up. "Torment me in public and you won't like the punishment."
I'm absolutely certain I will.
Almost as if he hears my thoughts, his eyes narrow and he scowls. "I promise you won't, angel. I'll bring you to the edge over and over again and leave you there, bound and desperate while I get myself off—every day until you've learned your lesson."
I swallow hard.
"Thought so." He hums. "But if you're good, I'll help you come—on my face, on my hand, on my cock
over and over and over again." Onyx eyes glitter. "It's your choice, baby."
Baby. The word hits me like a punch in the gut and my chest tightens. "I can be good." I blurt the second his shadows disappear. "I promise."
"Good girl." The hand around my jaw curls up and he drags me in, dipping his head to place a soft, reverent kiss on my lips. "Go clean up and I'll see you tonight, Cadet Sorrengail."
I breathe in deep, a small smile touching my lips as I reach for my pants, hands shaking with relief. "Ok." His hand skates over my back as I finish dressing and he guides me toward the door to his office.
"And Rem?" He calls, halting me when my hand is on the doorknob. "That technicality is bullshit—it's not flying with anyone in leadership and you know it, so for fuck's sake keep this to yourself until this posting is over."
I bare my teeth in a grin, a joyful laugh bubbling past my lips. "Whatever you say, sir."
Who knew academia could be this satisfying?
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rahuratna · 5 months ago
Text
In another universe, you and I ...
(But it's crack): PART 1
Summary: A short series in which the highly attractive sorcerers of JJK find themselves in an alternate universe with you (with a twist).
Part 1 includes:
Top Model! Gojo who meets you at a party. In spite of your instant chemistry, he harbours a dark secret ...
Naval Captain! Nanami, who has been hunted for years by his nemesis, the white leviathan who aims to show him his giant member. Will you stand by his side?
Genre: Humour, parody, crack
Warnings: sexual and suggestive content.
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(I)
"You need a date."
"Mei Mei, I don't have a single free minute in my schedule at the -"
"Okay, let me rephrase that. You need to get fucked."
The coffee you've just taken a sip of diverts somewhere in the depths of your nasal passages, leaving you sputtering. Dabbing at your mouth with a napkin, you glance around the cafe while Mei Mei stirs her flat white, amused.
"Something wrong?"
"You know I'm not ... good at that kind of thing."
"A mystery, to be sure. You're an eyecatcher, even in that coat."
"What's wrong with my coat?"
"Listen." She leans forward, the crook of her lips conspiratorial. "I'm having a little get together at my new place. Kind of a housewarming. And I'm inviting some people I work with. You should come."
Mei Mei was an avante garde fashion photographer, known for her theatric sets. If she was hinting at what you thought she was, then ...
"You're telling me that you're inviting a ... bunch of models?"
"Some of my associates. So yes, models. And others. Just a relaxed little get together. What do you say?"
"I don't know ... I have to -"
"So you'll be there."
Her sly, red-lipped smile brooks no argument.
******
Tugging at the straps of the shimmering green dress Mei Mei had loaned you for the occasion, you took a breath before pressing the buzzer on the intercom that would give you access to the upscale compound. Mei Mei had pulled some strings to procure an apartment here, arranged by one of her well-connected clients in the fashion industry.
Gaining entry, you traversed the beautifully furnished foyer, with its black and white tiles and vintage lamps. The heels you wore were a lot higher than your usual choice, and you walked with the care of one who expected to twist their ankle at any given second. You hoped nobody noticed.
Mei Mei's get together was a relaxed, but lively affair, the buzz of conversation and the clink of glasses audible above the scent of various flowers her guests had brought her. She greeted you at the door and introduced you to a few of her colleagues.
Sipping champagne and appearing to listen intently to the lighting director who seemed to have an odd fixation on nipples under spotlights, the slow dawn of another's observation prickled against your skin.
You turned and surveyed the room, and you saw him. He was not exactly the kind of person you could miss. Tall, eerily beautiful, the ripple of lean muscle evident along the rangy lines of his body, his eyes capture you before anything else does. Blue as the most crystalline mountain lake, as clear, his pale lashes framing their illuminated surface, he is watching you with undisguised intrigue. The snowy hair, artfully disheveled, and the promise of a cheeky smile form a devastatingly handsome collection of features that blend together in a most pleasing fashion.
There was no mistaking it. This was the Gojo Satoru, one of the rising stars of the modeling world, a man who happened to look effortless in each and every one of his lauded photo shoots, many of which had already won awards.
And he was looking right at you.
Mei Mei had noticed his scrutiny of you, and she edged in, her soft introduction delivered with a smirk. She is gone faster than your eye can track, and now he's standing right opposite you, examining you with that laser-lit stare.
Clearing your throat, you swirl the remaining champagne in your glass.
"Gojo Satoru. I saw your cover on last week's Men's Wealth. It was ... really something."
He grins, pearly teeth catching the light of the chandeliers.
"Yeah? Which part of it did you like the most?"
"Which ... oh. The composition of the second photo was quite ..."
"Ahh, that one. Yeah. They just handed me the baby oil and told me to go to town. Didn't know it would be that slippery."
You choke slightly.
"So they don't give you ... more direction than that?"
"Oh no. I guess it's unique to me. I know what works best in my shoots and I get it done."
"Sounds like an interesting work ethic. I bet there aren't many models at your level who can say the same."
"Nah. I know I can be the best. I'm gonna be traveling to the New York Fashion Week tomorrow, and I barely know what's in store. They don't even bother telling me anymore."
His easy admission would sound arrogant from anyone else, but the confident assurance in his voice tells you that this man is simply stating facts. A frisson of something warm filters through you. As if his looks weren't already enough.
"Are you good at everything you put your hand to?"
Oh boy. The champagne had decided to assert its control over your mouth. Gojo doesn't seem to mind. If you're not mistaken, something is kindling in those fractured points of brilliance in his eyes too.
"I guess you could say that. I do have one vice, though. Something pretty incurable."
You lean forward, keen to hear this.
"A vice?"
"Yeah." His voice lowers to a secretive huskiness that turns the conditions in your underwear as humid as the Amazon rainforest.
"I kind of have ... a terrible sweet tooth. Can't get enough. I see something sweet, I want it right away."
He winks and sips from his glass, which you can see contains a cocktail with a fair amount of grenadine. You lick your lips, and his gaze follows the slick movement of your tongue.
"Oh? And what specific kinds of sweets do you like?"
"The classic kind."
He isn't touching you, but with the way his eyes rake over your form, he might as well be.
"I like spun sugar, light as air. The creaminess of a panna cotta. The burst of flavour on my tongue from a berry coulis. Give me some of that, and I'm yours, fair lady."
The upward quirk of his mouth is practically irresistible. It's what keeps you glued to his side for the rest of the night, while he, shockingly, seems to be thoroughly enjoying your company too. At times, you catch Mei Mei watching you both with discreet amusement and satisfaction.
At some point, she approaches and makes sure to thank Gojo for his assistance in obtaining this apartment. You glance over at him in surprise.
"Oh, Mei Mei did talk about that. I didn't know her contact was you."
"Sure was. I live just one floor up, actually. Put a word in with the owners and got her the place, no problem."
"So you own a place here too?"
He slides a hand into the pocket of his designer jeans, the glance he shoots you over his tinted glasses a clear invitation.
"Wanna come up and see the view?"
******
You had no idea how it had come to this. This wasn't you. And yet, here you were, in his apartment, the soft chatter of Mei Mei's party long forgotten in the frantic pace of your lips against his.
You both were barely in the door before his hands were on you, groping, caressing, mapping out every part of you sheathed in that increasingly cumbersome green dress. At the first opportunity, his fingers had stolen their way along the zipper and the material had slid down your legs.
You couldn't remember where your bra had been shed, probably somewhere just outside the bedroom.
He was surprisingly strong for someone with such a lean build. The corded sinew of his arms and back clearly weren't just for show. You found yourself tossed breathlessly onto the soft surface of the bed, as he surveyed you with a hunger that had your hands creeping south between your legs.
Satoru pauses, and suddenly there is a shift in the energy within the room. His face takes on a serious cast and his glance bends floorward. You sit up slightly.
"Satoru? Is everything - "
Eyes flitting briefly up to you, his throat bobs slightly as he swallows.
"Well. I guess this is a first for me. I don't usually do this, but ... I kinda want to see you again. After tonight, I mean."
You breathe out reverently. You certainly hadn't been expecting this level of vulnerability.
"And I want to see you again, too."
"So ... if that's the case then ... you need to see all of me. I can't hide this if we're going beyond a one night thing."
You're paying close attention now, reaching for him. He laces his fingers with yours.
What could this perfect man possibly be insecure about?
He takes a bracing breath before relinquishing your hand, stepping back from the bed and approaching the nightstand. Reaching into his mouth, he fiddles a little before plucking something away and placing it in a small container stored there. Turning back to face you, you see what he has been concealing.
The pearly teeth that had reflected such brilliant perfection in the light of Mei Mei's home were gone. In their place were a series of ill-formed, browning and misshapen stumps, many of them worn down completely. Your eyes snapped up to his, widening slightly.
"Satoru ... how - "
"I told you that I had a sweet tooth. I ... indulged myself as a child and my parents never stopped me. They spoiled me rotten in more ways than one! And now I'm  ... I'm paying the price."
"That's ... but why didn't you - "
"I'm going to have surgery soon to ... permanently fix it. But even if I do, my sweet tooth won't go away! It'll be with me forever. I'm ... "
His shoulders slumped slightly.
"Caramel icing. Berry coulis. Soft serve and rock candy. Even liquorice! Toffee! I can't - "
His voice breaks and you find yourself lunging across the bed towards him, enfolding him in a tight embrace. His breath washes over you, the foul tang of decay now noticeable. You understand how he couldn't keep something like this concealed beyond a one night stand. Your voice, when you speak, is infinitely soft.
"Satoru ... all this time ... were you avoiding proper relationships because you ... "
"I - yes."
His arms come up slowly around you, as if he is unused to the gesture.
"I couldn't even ... make them breakfast if I wanted to. Because then ... we'd have to brush our teeth together and they'd see ... "
"Oh, Satoru."
You press your mouth fervently against his, undeterred, mapping out each stump and broken edge with your tongue. He tastes like old coffee, milk gone sour, the cloying overripe sweetness of a fruit gone bad. But this is irrelevant to you, because you're kissing him.
You break away from him, watching those magnificent features of his freeze in shock.
"Wait ... you still want to - "
"Of course I want to. Come here."
The merry tap of fork and knife and Mei Mei's self-satisfied smile on the floor below would escape the both of you, as wrapped up in each other you had become. You vowed to yourself, running your fingers through his incredibly soft hair, that every morning from now on, you'd stand beside him at the bathroom sink and brush your teeth together.
Satoru missed the New York Fashion Week, but gained something far, far sweeter.
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(II)
They call you Ishizu.
It isn't your true name, but it's one you'd accepted when you joined this crew. As the ship's surgeon, armed with your family's repertoire of skills and remedies, you'd managed to earn some credibility in your field. You'd saved more than one sailor's life.
For the brave fishing crews that traversed the Sea of Ruin, the vast stretch of unchartered water between this continent and the next, populated by scores of deadly sea beasts and treacherous archipelagos, the sea was a perilous temptress. Those with the skill and courage, not to mention a healthy dash of insanity, could make a substantial profit within a short time before retiring.
Such was the nature of Nanami Kento, Captain of the Casse Croûte, one of the few living men who had sailed the seven oceanic planes in all three seasons.
The Captain was an enigmatic man, to be sure. He'd come across as cold initially, sticking to such rigid timings and sailing plans that you'd wondered how any of his crew liked him. And heavens, did they adore the man. He had the undying loyalty of every person on board, and whenever you'd asked about it, they'd simply smiled and told you that you'd see with time.
So you waited and observed. Gradually, you began to see the qualities the crew so prized in him. When the cabin boy, Yuuji, almost fell into the jaws of a large sea beast with grey, cross-stitch skin, the Captain had drawn his cleaver and struck such a heavy blow across its nose that the creature immediately lost interest in a fisherman-sized snack.
When Sailor Ino, eager to prove himself, had set forth on an expedition on an unchartered island, only to return covered in large insect bites and a raging fever, the Captain had stayed up with him every night until the fever had broken. You'd never seen such dedication to the welfare of the crew.
There were many other such instances, and slowly, you found yourself gravitating to the quiet, charismatic captain as much as the others did. He was also unmistakeably handsome, with his kind, tired gaze, gleaming blonde hair, tall, muscular frame and clean-cut profile. In spite of his injuries, a missing eye and the damaged hand, he was also a formidable man. You'd be lying if you'd claimed that this dangerously attractive man hadn't intruded on your nighttime musings more than once ...
And on one particular night, while the next watch took their positions at the bell and you sat in the small galley that adjoined your surgery, he'd come in, nursing a steaming coffee, and kept you company. Slowly, he'd opened up to you, speaking of his days as a sailor, before he'd become Captain of the Casse Croûte, and what came after.
Something heavier lay over the conversation, though, something he seemed on the verge of telling you. Eventually, you pried it out of him. As you'd suspected, it was to do with his terrible injuries.
"Have you ever heard of the white leviathan?"
Swirling the coffee in his cup, his single eye glances up at you under dark lashes.
"I ... have heard some tales, yes. He's a legend, according to some."
"A living legend."
Seeing your eyes widen, he nods.
"Made off with a portion of my arm, and I'll never watch the sunrise with this eye again."
You exhale heavily.
"Captain ... I had no idea you'd encountered such a creature. What ... exactly happened, if you don't mind me asking?"
"You should ask. After all, as long as I remain in command of this ship, he may yet make another appearance."
"What do you mean?"
"The white leviathan, also known as a Gojoverian Satorunus, is the strongest of its kind to be born in centuries. Normally, they keep to their distant isle, within the Lightning Archipelago, where few venture. He, however, roams the seas in an eternal quest."
"I've heard that legends call him the Meibi Dick. Is there ... a reason for that strange nickname?"
The Captain hisses through his teeth, one hand raising to his eyepatch, as if just the mention of that moniker has sunk a harpoon into his flesh. You hurry to apologise.
"Captain, I'm so - "
"Please. No need. Let me explain. That nickname ... was a direct result of my encounter with him."
"It was?"
"Indeed. It was a gloomy day, I remember. Rain was pelting down. We'd put out the sails, because the sea was quite still.  At that time, we came upon a wreck, out at sea. The ship had washed up on a great reef, and there it hung, a spectre of former glory."
You were now hanging on to Nanami's words like a crow with carrion.
"And the white leviathan had caused this?"
"Indeed, although we didn't know it at the time. I ordered some of our skilled divers to check the wreck for any possible survivors. There were none, but one of the divers came back with something. A large piece of purified ambergris, said to smell and taste as good to leviathans as the sweetest nectar. Its call to them is so strong, that it may even drive them into heat, causing mating events in their population when they come across it. In my folly, I took it on board for its great value."
"And what happened then?"
"That night, the white leviathan, which had destroyed the other ship for the ambergris, came for us. The scent had laid such claim to the beast's mind that its mating mark had bloomed on the skin near its head, which it displayed to us."
"Its mating mark?"
Reaching into his pocket, Nanami drew out a small notebook and charcoal stick. He sketched something on one of the blank pages before passing the book over to you. Your eyes widened as you took in the drawing. It looked like a crude, stylized penis with the testicles sketched in just below.
"Is this ... "
"His frightful member. Indeed. He was attempting to show us his intention in order to lay claim to the ambergris."
"What did you do?"
"I knew we stood no chance against him. Foolishly, I thought to outrun him. It was futile. He boxed us in at every turn, his plaintive, terrible cry echoing across the water to us. Eventually, I ordered for the ambergris to be thrown overboard. It only served as a distraction. The beast consumed it and resumed his chase. Due to how long I'd evaded him, he'd come to associate this ship, and me, the Captain, with the ambergris."
"But Captain, that means ..."
He nods grimly, and you are sorely tempted to reach across the table and take his hand.
"He will hunt this vessel to the ends of the earth. Why do you think I plan every stage of our voyage so carefully? I'm always one step ahead of him, monitoring and studying the tides, the currents, the beast shoals. As long as we stick to the plan, we have the ability to outrun him."
Hope flares in your chest, in spite of your growing fear.
"I have faith in you, Captain. So does this crew. We'll be beside you, if the white leviathan ever makes an appearance."
This time, you do take his hand in your warm, tentative grasp, watching as his eyes drink in your countenance in the dim light of the galley. He squeezes your fingers in return.
**********
The seasons at sea come and go, and its a full seven months and three days before Captain Nanami's perfectly timed schedule is threatened. A storm, the likes of which you've never encountered before, strikes with unpredictable ferocity. The ship is blown completely off course, and although it will take a few days to rectify, Nanami's dire mood is palpable.
If you didn't have full faith in your Captain, you might have considered this an overreaction on his part. But you knew better. You knew that his concern came from long experience.
A well-founded concern, as it turned out. The white leviathan made an appearance a mere two days after the storm, spotted far to starboard by the lookout, and gaining fast.
Captain Nanami forbade any of the crew joining him in his task of slaying the beast, but this was one occasion where nobody would follow his instructions. You all loved him too well. Come hell or high water, you would all be by his side.
And the leviathan approached, its size alone boggling the mind. The waves slapped and beat against the hull, the slow rise and dip of the deck more and more pronounced as it came closer. Nanami stood on the prow, facing the creature, the large harpoon readied by Yuuji in one hand, his trusty cleaver in the other.
Then, you heard it. The terrible call of the creature, booming across the water to batter at your ears. The grotesquely formed words were difficult to make out, but to your astonishment, they formed distinct speech that you could understand.
"Naaanaaamiiiin, letttsssss .... gooooooo oouutttt."
The Captain gritted his teeth, his own reply loud on the wind.
"Never, you foul creature!"
"Sompppthin .... impooorrtant .... talkkkkk tooooo youuuuuu .... "
"You've been chasing me for years! There's nothing this important! Begone!"
"Iiiiiiii .... havvveeennn'tttt...... saiiiiddd nyythiiing ... "
"I refuse!"
That groaning, awful cry had come closer and closer, forcing you to your knees, hands clasped over your ears. The Captain stood firm, even as the giant, pale form broke the surface of the sea beside the ship, the giant, electric blue eye surveying the vessel with the glee of a long awaited victory.
"Naaaanaaaaminnnnn .... "
And then, you saw it. The mark the Captain had spoken of, the giant member and testicles that appeared as scrawled marks from beneath the skin of the beast. It had not forgotten! And now, as the beast called out again, it dawned upon you in a flash where it's dreaded nickname had come from.
"Naaaanaaaamiiinnnnnn ... maaaaayybbeeeee  ... diiiiiiicckkkkkk?"
You lunged toward the Captain, grabbing at his leg to keep him steady as the deck pitched violently before the amorous leviathan. You saw Nanami looking down at you, that beautifully courageous gaze trained on your water-streaked face. He turned back to the monster.
"I will never accept your dick, you all-ruining, unambitious fish."
You grasped his leg harder, willing all of your strength into his good arm as his body uncoiled and the harpoon flew true through the eye of the storm.
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Part 2:
Demon Lord! Geto and Fireman! Kusakabe
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fincrif · 24 days ago
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How to Get a Personal Loan Without a Bank Account
In today’s world, having a bank account is usually a requirement for obtaining a personal loan. However, if you do not have a bank account, there are still ways to access financial assistance. Whether you need urgent funds for medical expenses, home repairs, or other personal needs, some lenders offer alternative lending solutions. This article will explore how to secure a personal loan without a bank account and what options are available for borrowers in such situations.
Is It Possible to Get a Personal Loan Without a Bank Account?
Yes, it is possible, but it can be challenging. Many lenders require a bank account to deposit loan amounts and set up automatic repayments. However, some financial institutions and alternative lenders provide options for borrowers without traditional banking relationships. These loans often come with higher interest rates and different repayment structures.
Alternative Ways to Get a Personal Loan Without a Bank Account
1. Credit Unions and Community Lenders
Credit unions and community-based lenders may offer personal loans without requiring a bank account. They often consider factors like income, employment status, and credit history rather than just banking details.
2. Microfinance Institutions
Microfinance institutions provide small loans to individuals who lack access to traditional banking. These lenders operate with minimal paperwork and may disburse funds through prepaid cards, mobile wallets, or cash payments.
3. Payday Loans and Cash Advance Lenders
Payday loans are short-term, high-interest loans that do not necessarily require a bank account. Instead, lenders may request proof of income and a valid identification document before approving the loan.
4. Pawnshop Loans
Pawnshops provide secured loans against valuable items such as gold, electronics, or vehicles. Since these loans are collateral-based, they do not require a bank account. However, failure to repay the loan can result in the loss of your pledged asset.
5. Salary-Based Loans from Employers
Some companies offer salary advances or employer-backed loans. If you work for an employer that provides this benefit, you may be able to borrow against your future paycheck without needing a bank account.
6. Digital Wallet and Mobile Loan Apps
With the rise of fintech companies, many digital wallets and loan apps offer instant loans. Some of these apps allow users to receive funds in mobile wallets rather than bank accounts, making them an ideal choice for those without traditional banking.
Steps to Take When Applying for a Personal Loan Without a Bank Account
1. Check Your Credit Score
Even without a bank account, having a good credit score can increase your chances of loan approval. If your credit history is poor, consider improving it before applying.
2. Gather Required Documents
Lenders will still require proof of income, identification, and sometimes a guarantor. Be prepared to provide salary slips, business income records, or other financial proof.
3. Choose the Right Lender
Research and compare lenders that provide loans without requiring a bank account. Check their interest rates, repayment terms, and customer reviews to find the best option.
4. Provide an Alternative Mode of Payment
Some lenders may disburse funds through checks, prepaid debit cards, or mobile wallets. Be sure to ask about available payment options in advance.
5. Consider a Co-Signer or Guarantor
If your credit score or financial standing is not strong enough, having a co-signer with a bank account can increase your chances of loan approval.
6. Understand the Loan Terms
Read and understand all loan terms, including interest rates, fees, and penalties for late payments. Avoid predatory lenders who charge excessively high rates.
Pros and Cons of Getting a Personal Loan Without a Bank Account
Pros:
Provides access to emergency funds for individuals without a bank account.
Some lenders offer flexible repayment terms.
Alternative lending options may not require a strong credit history.
Cons:
Higher interest rates and fees compared to traditional bank loans.
Limited loan amounts and strict repayment terms.
Risk of losing collateral if opting for a pawnshop loan.
Final Thoughts
While obtaining a personal loan without a bank account can be challenging, it is not impossible. By exploring alternative lending options, preparing necessary documents, and choosing a reputable lender, you can successfully secure a loan that fits your needs. However, be cautious of high-interest rates and ensure that the repayment terms are manageable to avoid financial stress in the future.
If you are considering taking a personal loan, always conduct thorough research to find the best financial solution tailored to your situation.
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floridaboiler · 10 months ago
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20 Rules of Social Etiquette my Father was adamant about:
1. Don’t call someone more than twice continuously. If they don’t pick up your call, presume they have something important to attend to.
2. Return money that you have borrowed before the person that loaned it to you remembers to ask for it. It shows integrity and character. Same goes with umbrellas, pens and lunch boxes.
3. Never order the expensive dish on the menu when someone is buying you a meal.
4. Don’t ask awkward questions like ‘Oh so you aren’t married yet?’ Or ‘Don’t you have kids’ or ‘Why didn’t you buy a house?’ Or why don't you buy a car? Those are personal matters to be discussed at their discretion.
5. Always open the door for the person coming behind you. It doesn’t matter if it is a man or a woman, senior or junior. You don’t grow small by treating someone well in public.
6. If you take a taxi with a friend and he/she pays now, you are paying next time.
7. Respect different opinions. Remember what's 6 to you will appear 9 to someone facing you. Besides, a second opinion is good for an alternative.
8. Never interrupt people talking. Allow them to pour it out. As they say, hear them all and filter them all.
9. If you tease someone, and they don’t seem to enjoy it, stop it and never do it again. It encourages one to do more and it shows appreciation and understanding.
10. Say “thank you” when someone is helping you.
11. Praise publicly. Criticize privately.
12. There is never a reason to comment on someone’s weight. Just say, “You look fantastic.” If they want to talk about losing weight, they will.
13. If a colleague tells you they have a doctors' appointment, don’t ask what it’s for, just say "I hope you’re okay". Don’t put them in the uncomfortable position of having to tell you their personal illness. If they want you to know, they'll do so without your inquisitiveness.
14. Treat the janitor with the same respect as the CEO. Nobody is impressed at how rude you can treat someone below you but people will notice if you treat them with respect.
15. If a person is speaking directly to you, give them your full attention.
16. Never give advice that wasn't asked for.
18. Never ask a person's age or salary. It is in bad taste.
19. Always stand to shake someone's hand.
20. Never talk about your riches in the midst of the poor.
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drdemonprince · 5 months ago
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How to be anti capitalist and still invest in the stock market?
The Socially Conscious Mustachians group on Facebook is a great place to turn to, if you want to speak with other people contemplating these questions. There are some forums on the Mr Money Mustache site where people explore alternate options too.And I suppose I should mention that there are index funds that purposefully exclude stock in firearms, tobacco, fossil fuels, and other especially morally galling industries.
Personally, I wouldn't pretend that any investment method can be moral. Holding onto any resources within the imperial core is arguably immoral. I think if you've been around here a while, you might have noticed that my lens of analysis is not one of personal moralization. If someone thinks that me saving for an early retirement is immoral, I can't necessarily disagree with their value judgement, I certainly see the basis of it. My viewpoint is that not being dependent upon an employer for a wage means I can be far more selective in how I spend my time, and not take work that I view as morally compromising, and live more in alignment with my values in a variety of other ways while surviving as a disabled person and supporting my friends from time to time, none of which would be possible if I was dependent upon a full-time wage. But I can see why others would disagree. I would certainly welcome the collapse of capitalist society and lose all my savings if it meant not having to make these awful choices.
If you wish to invest without putting money in the stock market for moral reasons, then investing in a money market is really the only way to go. Bonds and CDs loan money to a genocidal government; investing in the stock market fuels (and allows you to profit from) capitalism. If you can find a banking institution or credit union that does not invest in oil pipelines and political lobbies and keep your money in a high-yield savings with them, that's the simplest, best, and likely more secure way to go.
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zorakings · 6 months ago
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CAN'T CATCH A BREAK! URGENT HELP NEEDED FOR BILLS (9/19/24)
https://gofund.me/1b47f5b0
Obligatory "Help a fat (hopefully) temporarily disabled queer black person stay housed". Not only have I lost like at least 100+ hours of work due to my declining health, but my roommate lost his job earlier this month, so we're SEVERELY behind on bills and the like.
To break down why we need so much: Our rent is 1110, our car payments are around 600 combined, I've got 300 in a personal loan to repay (August was also rough and I didn't get enough donations from my last post, so I had to go to drastic measures), 200 in pay-later payments. Our electric bill is regularly around 300, my phone payment is a little under 100, and the same goes for our internet. Anything additional we get will be for food, gas, and hopefully having a small cushion for next month while my roommate seeks employment & I hopefully become able to leave my house.
If you can, retweet from my twitter too? https://x.com/churchofgears/status/1836889695021654420
If GoFundMe isn't something you can do, my alternate payment methods are as follows: paypal @ basiligo ca$happ @ jlcdmr venmo @ cezedones
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ramblingoak · 11 months ago
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To Borrow A Rat
Mushy May in Lucifer's Hollow: Day 5 - Animals
Terzo x Omega
This fic is set in an alternate universe in a town called Lucifer's Hollow. For Mushy May I'll be using the prompts to post little snippets of life for the humans and ghouls that live there 💙 Thank you to @forlorn-crows for putting Mushy May together!
~ Terzo is the mayor of Lucifer's Hollow and Omega recently moved there to open a vet clinic, Paws and Claws ~
Warnings: cuteness (i hope) and fluff, sfw, 1,700 words (thank you to @ghuleh-recs for the dividers!)
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“I need to borrow one of your rats.”
Terzo ignored the bewildered look Copia gave him and went right for the cage against the office wall.  Three pairs of eyes peered at him curiously, unsure of what to make of the person now attempting to open their cage.  
“Get your hands off of that, idiota!” 
“Ai!  Just for a little while!”  When Copia swatted at the back of his head Terzo spun around with a hiss,  “I will bring it right back.”
“You’re not borrowing a rat.”  Copia managed to get between his brother and the cage.  Two sets of mismatched eyes glared at each other until eventually Terzo flounced away, going over to the couch along the opposite wall and flinging himself onto it.  “Terzo, why do you want to borrow a rat?”
“Well, you see,”  Terzo sat there opening and closing his mouth while he seemed to debate on what to say to his brother.  “Ok.  The thing is
”
“Just spit it out, I am busy!”
“I met someone.”
“Oh Lucifer’s balls here we go.”
“Hey!  You asked and I am telling!”
“I should’ve guessed.”  Copia walked back over to his desk and sat down, grabbing the book he had been reading before Terzo barged in.  “You cannot borrow one of my rats.  Especially for whatever the fuck you were planning.”
“Aren’t you curious?”
“No, no I am the opposite of curious.  Please stop talking.”
“His name is Omega.”
“The veterinarian?”  Terzo nodded enthusiastically but when he started to speak again Copia waved him off.  “No.  That’s a horrible plan.”
“You haven’t even let me tell you the plan!”
“You want to borrow one of my perfectly healthy rats, pretend it’s sick and then take it to the vet to waste Omega’s time all under the pretense of trying to get a date with him.”
“What the fuck.”
“Please leave poor Omega alone, you’re gonna run him out of town before he’s even settled in.”
“Fratellino.”  Terzo got up from the couch, wandering over to Copia with his hands clasped together.  “Copia, per favore.  I uh, I like him.”
“Then talk to him like a normal person.”
“Where?  How?  I never run into him even in this tiny fucking town.”
“Then how do you know that you like him?”
“I have a feel—“  When Copia groaned, Terzo reached forward and grabbed the book out of his hands, smacking him over the head with it.  “Fucking listen you stronzino!  I have a feeling, ok?  I met him at the ribbon cutting for his clinic and there was something there.  I swear to you.”
“Ok!  Ok, I get it.”  Copia lowered his head into his hands, rubbing at his face violently before looking back up at Terzo.  “Why can’t you just go there and talk to him?” 
“I can’t do that.”
“Terzo, you are the mayor.  This is your town, sì?  You could do anything.”
“SÌ, like borrowing a rat because my plan is better.”
“No.”
“You have three rats you can loan me one for a few fucking hours!”
“Get out before I have Aether drag you out.”
“He wouldn’t.”
“Alright, fine.  But I’ll call Secondo and he will.”  
Another stare off began but as soon as Copia reached for his cell phone Terzo growled and stalked towards the door.  A vicious string of Italian trailed behind his brother until Copia heard the front door slam shut.    
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Omega checked his clipboard quickly before quickly heading into the exam room.
“Alright I hear we have a rat not feeling the be–oh.  Hello.”
“Ciao.”  The mayor of Lucifer’s Hollow fidgeted in place before gesturing towards the white rat sitting on the table.  “This is my rat and he is ah.  Sick.”
“I didn’t know you had rats too.”
“Oh sì, me and Copia.”  Terzo reached out as if to pet the animal but then quickly pulled his hand away.  “We are rat
fans.”
“They’re a good choice, they make amazing pets.”  
Omega smiled at the man while he moved closer.  He had not expected to see him again, not since the somewhat disastrous ribbon cutting for the opening of his clinic, Paws and Claws.  Disastrous since Omega could not stop himself from staring at Terzo openly.  There had even been a horrific moment when he couldn’t help himself and had leaned in close to smell him.  Honestly the whole event was embarrassing and he had done nothing but kick himself since.
“He is an amazing little uh, thing.”
“What’s his name?”  
Omega glanced up from the information sheet after noticing Terzo had left that part blank.  The man stared at him blankly for a handful of seconds, seemingly at a loss for words.  Terzo looked down at the rat which was busy cleaning itself, its little hands rubbing across its head. 
“Il suo nome?”  Omega nodded when Terzo looked back to him, mismatched eyes meeting his purple ones.  “Bello.”
“Bello?  I like that, is it Italian?”  Terzo pressed his lips together, nodding his head quickly.  “Well it’s nice.  He looks just like Copia’s rat, Brizio.  Are they from the same litter?”
He only got a few nods in return and man, this was awkward as hell.  Omega suppressed a sigh as he moved closer to the exam table, his hands reaching out towards the small animal.  It was pretty clear Terzo had zero interest in him, the man could barely look him in the eyes.  All the silly fantasies Omega had created since meeting him dissipated and he was left with the almost overwhelming feeling that had made him leave his previous home and move here in the first place.
The overwhelming feeling of being alone.
Omega cleared his throat as he let Bello sniff at his hands.  He felt a little nibble on one of his claws and he couldn’t help but laugh, this one was definitely related to Brizio.  Copia’s rat had done the same thing.  
“You are very good with animals.”
Terzo’s voice startled him, the accented voice sounding much warmer than it had a moment ago.  He looked up to see Terzo staring at him, something unreadable on his face.
“It helps being a quintessence ghoul, probably cheating even.  Since I can help keep them calm.”  Omega picked up Bello when the rat climbed onto his hand, bringing him a bit closer to look him over.  “You said he was sneezing?”
“Who?”  Terzo blinked a few times before shaking his head,  “Oh Bello, sì.  Lots of sneezing.”
A phone ringing cut through the air and Terzo cursed under his breath before shoving his hand in his jacket pocket.  He took a quick glance at the screen before declining the call and putting it away.
“Is it possible he got something in his nose?  His breathing sounds fine.”  
The phone rang again and while he held his stethoscope to Bello’s side Terzo turned away to answer the call.  Omega tried not to eavesdrop but it was clear whoever was on the other end was angry although he couldn’t make out what they were saying.
“I am busy!”  Terzo ended the call while he turned around, wincing when he saw Omega staring at him.  “Mi dispiace.”
“It’s ok, I can’t even imagine how busy you probably are.”
“Not busy enough to come see you.”  Omega nearly dropped the rat at Terzo’s words.  He felt his cheeks pink up, a look that Terzo started to mirror before he held his hands up.  “With my rat!  See you with my rat.  Since you are the rat
doctor.”
Damn.
“Yeah that’s me.  The rat doctor.”  He knew he was doing a terrible job hiding his disappointment but he couldn’t help it.  With a sigh he set Bello down and took a few steps back from the table to lean against the door.  “He’s perfectly healthy so no need to worry.”
“Oh well, bene!  Good.”  Terzo reached out for the rat, hesitating briefly before awkwardly picking it up.  “I suppose that’s it then.”
“Yep.  But if you hear anything else feel free to ca–shit!”
The door opened up behind him causing Omega to stumble back into the hallway.  He ended up falling against whoever had opened it and the two barely stayed upright.  Omega could feel the irritation coming off of whoever it was in waves and when he finally straightened up he found himself staring into a different set of odd colored eyes.
“Terzo!  Sei uno stupido stronzo, where is he?!”
Omega watched as the two men both let loose a string of Italian at each other, vicious sounding words that had him flinching.  He felt like an intruder, although this was his damn clinic, but he couldn’t bring himself to leave.  It wasn’t until a gentle hand on his shoulder startled him that he managed to look away.
“Sorry about this.”  Aether wandered by and went into the room to collect the rat before coming back out to stand with Omega.  “Copia insisted on coming to get Brizio.”
“Brizio?”  Omega looked down at the rat in confusion before looking into the room at the arguing brothers.  “I thought this was Bello.”
His friend let out a bark of laughter, shaking his head as he looked back into the room as well.
“Copia does tell him he’s handsome a lot but no.  This is Brizio.”
Unholy hell this was confusing.  Omega kept glancing between the rat and Terzo, trying to put everything together.  The brothers were still only using Italian but when Omega finally caught Terzo’s eyes the man’s face flushed before he looked back at Copia.  Wait

“Bello means handsome?”  
Aether nodded, a knowing smirk on his face.  Omega found himself unable to bite back a smile, even after digging his fangs into his bottom lip.  He checked the time on his watch before scribbling his number on a corner of the exam form and tearing it off to hand to Aether.
“What’s this?”
Omega ignored Aether for a moment, looking back at Terzo with a grin.  He winked at the man, pleased beyond belief when Terzo’s mouth fell open in surprise.  After a few seconds of eye contact Omega turned back to Aether, slapping his friend on the shoulder before going to another exam room and his next appointment.
“Tell Terzo I do house calls.”
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